[ { "lei": "549300HW662MN1WU8550", "name": "UNITED SHORE FINANCIAL SERVICES, LLC", "nmls": "3038", "type": "IMB", "dataYear": 2024, "orig": 366078, "dollarVol": 139718530000, "branches": 732, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.037, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 493978, "totalOriginated": 366078, "actionTaken": { "1": 366078, "2": 7692, "3": 57760, "4": 46939, "5": 13176, "6": 2333, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57760, "withdrawalCount": 46939, "incompleteCount": 13176, "approvedNotAcceptedCount": 7692, "purchasedLoanCount": 2333, "originatedMedianInterestRate": 6.5, "originatedMedianRateSpread": 0.169, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 333694, "termSampleSize": 366078, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 237163, "originated": 237163, "dollarVolume": 0 }, "2": { "applications": 74402, "originated": 74402, "dollarVolume": 0 }, "3": { "applications": 53385, "originated": 53385, "dollarVolume": 0 }, "4": { "applications": 1128, "originated": 1128, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). loan_type 1–4 originated counts from four additional aggregate calls per LEI. Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "interestRateSampleSize": 361022, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 42, "cltvSampleSize": 364028, "dtiSampleSize": 326692 } }, { "lei": "549300FGXN1K3HLB1R50", "name": "Rocket Mortgage, LLC", "nmls": "3030", "type": "IMB", "dataYear": 2024, "orig": 361071, "dollarVol": 97556665000, "branches": 722, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.956, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 553854, "totalOriginated": 361071, "actionTaken": { "1": 361071, "2": 7924, "3": 82289, "4": 37829, "5": 490, "6": 2867, "7": 4330, "8": 57054 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82289, "withdrawalCount": 37829, "incompleteCount": 490, "approvedNotAcceptedCount": 7924, "purchasedLoanCount": 2867, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.447, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 359703, "termSampleSize": 361071, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 266170, "originated": 266170, "dollarVolume": 0 }, "2": { "applications": 66721, "originated": 66721, "dollarVolume": 0 }, "3": { "applications": 28180, "originated": 28180, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 361071, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 40, "cltvSampleSize": 354013, "dtiSampleSize": 354043 } }, { "lei": "549300VZVN841I2ILS84", "name": "CROSSCOUNTRY MORTGAGE, INC.", "nmls": "3029", "type": "IMB", "dataYear": 2024, "orig": 101894, "dollarVol": 39438160000, "branches": 203, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.041, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157258, "totalOriginated": 101894, "actionTaken": { "1": 101894, "2": 1050, "3": 3716, "4": 48190, "5": 1732, "6": 140, "7": 156, "8": 380 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3716, "withdrawalCount": 48190, "incompleteCount": 1732, "approvedNotAcceptedCount": 1050, "purchasedLoanCount": 140, "originatedMedianInterestRate": 6.825, "originatedMedianRateSpread": 0.465, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 93720, "termSampleSize": 101848, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 69065, "originated": 69065, "dollarVolume": 0 }, "2": { "applications": 22994, "originated": 22994, "dollarVolume": 0 }, "3": { "applications": 9128, "originated": 9128, "dollarVolume": 0 }, "4": { "applications": 707, "originated": 707, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 101894, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 41, "cltvSampleSize": 101883, "dtiSampleSize": 97093 } }, { "lei": "B4TYDEB6GKMZO031MB27", "name": "Bank of America, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83165, "dollarVol": 29965015000, "branches": 166, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.002, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 233637, "totalOriginated": 83165, "actionTaken": { "1": 83165, "2": 4180, "3": 80920, "4": 13639, "5": 36451, "6": 9237, "7": 1311, "8": 4734 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80920, "withdrawalCount": 13639, "incompleteCount": 36451, "approvedNotAcceptedCount": 4180, "purchasedLoanCount": 9237, "originatedMedianInterestRate": 6.99, "originatedMedianRateSpread": 1.12, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 80846, "termSampleSize": 83165, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 82690, "originated": 82690, "dollarVolume": 0 }, "2": { "applications": 412, "originated": 412, "dollarVolume": 0 }, "3": { "applications": 63, "originated": 63, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 83163, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 64.9, "originatedMedianDti": 40, "cltvSampleSize": 82873, "dtiSampleSize": 82990 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 15802 }, { "lei": "5493003GQDUH26DNNH17", "name": "Navy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 82022, "dollarVol": 17695300000, "branches": 164, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 4.875, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:46.322Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 182680, "totalOriginated": 82022, "actionTaken": { "1": 82022, "2": 1609, "3": 43754, "4": 43374, "5": 10736, "6": 391, "7": 423, "8": 371 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43754, "withdrawalCount": 43374, "incompleteCount": 10736, "approvedNotAcceptedCount": 1609, "purchasedLoanCount": 391, "originatedMedianInterestRate": 7.95, "originatedMedianRateSpread": 0.856, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 80766, "termSampleSize": 82022, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 64929, "originated": 64929, "dollarVolume": 0 }, "3": { "applications": 17093, "originated": 17093, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 82020, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 79.8, "originatedMedianDti": 43, "cltvSampleSize": 80795, "dtiSampleSize": 80783 }, "branchCount": 366, "branchSource": "NCUA", "ncuaCharter": "5536" }, { "lei": "7H6GLXDRUGQFU57RNE97", "name": "JPMorgan Chase Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80744, "dollarVol": 50654530000, "branches": 161, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:27.563Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150113, "totalOriginated": 80744, "actionTaken": { "1": 80744, "2": 1932, "3": 12095, "4": 21588, "5": 10131, "6": 20456, "7": 2398, "8": 769 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12095, "withdrawalCount": 21588, "incompleteCount": 10131, "approvedNotAcceptedCount": 1932, "purchasedLoanCount": 20456, "originatedMedianInterestRate": 6.5, "originatedMedianRateSpread": 0.042, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 74329, "termSampleSize": 80743, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 78522, "originated": 78522, "dollarVolume": 0 }, "2": { "applications": 1372, "originated": 1372, "dollarVolume": 0 }, "3": { "applications": 850, "originated": 850, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 80744, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 78.7, "originatedMedianDti": 38, "cltvSampleSize": 80541, "dtiSampleSize": 78067 }, "branchCount": 4881, "branchSource": "FDIC-SOD", "fdicCert": 628, "branchDataYear": 2024 }, { "lei": "549300AG64NHILB7ZP05", "name": "Loandepot.Com, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 79418, "dollarVol": 23842980000, "branches": 158, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.964, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142924, "totalOriginated": 79418, "actionTaken": { "1": 79418, "2": 1625, "3": 33298, "4": 22538, "5": 5783, "6": 262, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33298, "withdrawalCount": 22538, "incompleteCount": 5783, "approvedNotAcceptedCount": 1625, "purchasedLoanCount": 262, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.305, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 75346, "termSampleSize": 79402, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 50042, "originated": 50042, "dollarVolume": 0 }, "2": { "applications": 20996, "originated": 20996, "dollarVolume": 0 }, "3": { "applications": 8243, "originated": 8243, "dollarVolume": 0 }, "4": { "applications": 137, "originated": 137, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 78665, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 79.9, "originatedMedianDti": 42, "cltvSampleSize": 79417, "dtiSampleSize": 78238 } }, { "lei": "549300AQ3T62GXDU7D76", "name": "GUILD MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 75356, "dollarVol": 23159300000, "branches": 150, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 4.8, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:45.255Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109550, "totalOriginated": 75356, "actionTaken": { "1": 75356, "2": 7274, "3": 4014, "4": 18198, "5": 472, "6": 2086, "7": 178, "8": 1972 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4014, "withdrawalCount": 18198, "incompleteCount": 472, "approvedNotAcceptedCount": 7274, "purchasedLoanCount": 2086, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.381, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 64465, "termSampleSize": 74582, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 50317, "originated": 50317, "dollarVolume": 0 }, "2": { "applications": 17932, "originated": 17932, "dollarVolume": 0 }, "3": { "applications": 5952, "originated": 5952, "dollarVolume": 0 }, "4": { "applications": 1155, "originated": 1155, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 70320, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 93.1, "originatedMedianDti": 42, "cltvSampleSize": 75043, "dtiSampleSize": 73602 } }, { "lei": "6BYL5QZYBDK8S7L73M02", "name": "U.S. Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 74512, "dollarVol": 30032410000, "branches": 149, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 202480, "totalOriginated": 74512, "actionTaken": { "1": 74512, "2": 1815, "3": 54155, "4": 18416, "5": 4896, "6": 48686, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54155, "withdrawalCount": 18416, "incompleteCount": 4896, "approvedNotAcceptedCount": 1815, "purchasedLoanCount": 48686, "originatedMedianInterestRate": 7.125, "originatedMedianRateSpread": 0.555, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 71732, "termSampleSize": 74512, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 71464, "originated": 71464, "dollarVolume": 0 }, "2": { "applications": 1761, "originated": 1761, "dollarVolume": 0 }, "3": { "applications": 1191, "originated": 1191, "dollarVolume": 0 }, "4": { "applications": 96, "originated": 96, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 74460, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 71.2, "originatedMedianDti": 39, "cltvSampleSize": 74370, "dtiSampleSize": 74068 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 33238 }, { "lei": "549300MGPZBLQDIL7538", "name": "Fairway Independent Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 74401, "dollarVol": 23701515000, "branches": 148, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.048, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102501, "totalOriginated": 74401, "actionTaken": { "1": 74401, "2": 653, "3": 4794, "4": 19475, "5": 523, "6": 246, "7": 1856, "8": 553 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4794, "withdrawalCount": 19475, "incompleteCount": 523, "approvedNotAcceptedCount": 653, "purchasedLoanCount": 246, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.418, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 64158, "termSampleSize": 73361, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 51114, "originated": 51114, "dollarVolume": 0 }, "2": { "applications": 16363, "originated": 16363, "dollarVolume": 0 }, "3": { "applications": 6184, "originated": 6184, "dollarVolume": 0 }, "4": { "applications": 740, "originated": 740, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 69742, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 92.9, "originatedMedianDti": 41, "cltvSampleSize": 74401, "dtiSampleSize": 73598 } }, { "lei": "549300DD5QQUHO6PCH70", "name": "Mortgage Research Center, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 73759, "dollarVol": 23234665000, "branches": 147, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147700, "totalOriginated": 73759, "actionTaken": { "1": 73759, "2": 1058, "3": 23564, "4": 38037, "5": 11037, "6": 43, "7": 43, "8": 159 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23564, "withdrawalCount": 38037, "incompleteCount": 11037, "approvedNotAcceptedCount": 1058, "purchasedLoanCount": 43, "originatedMedianInterestRate": 6.5, "originatedMedianRateSpread": -0.12, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 73759, "termSampleSize": 73759, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3308, "originated": 3308, "dollarVolume": 0 }, "2": { "applications": 2139, "originated": 2139, "dollarVolume": 0 }, "3": { "applications": 68183, "originated": 68183, "dollarVolume": 0 }, "4": { "applications": 129, "originated": 129, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 73759, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 44, "cltvSampleSize": 3308, "dtiSampleSize": 63003 } }, { "lei": "5493001SXWZ4OFP8Z903", "name": "DHI MORTGAGE COMPANY, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 70673, "dollarVol": 23999005000, "branches": 141, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.03, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96056, "totalOriginated": 70673, "actionTaken": { "1": 70673, "2": 734, "3": 9920, "4": 14201, "5": 397, "6": 131, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9920, "withdrawalCount": 14201, "incompleteCount": 397, "approvedNotAcceptedCount": 734, "purchasedLoanCount": 131, "originatedMedianInterestRate": 5.375, "originatedMedianRateSpread": -1.038, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 66832, "termSampleSize": 70673, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 28056, "originated": 28056, "dollarVolume": 0 }, "2": { "applications": 30128, "originated": 30128, "dollarVolume": 0 }, "3": { "applications": 11681, "originated": 11681, "dollarVolume": 0 }, "4": { "applications": 808, "originated": 808, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 70570, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 96.5, "originatedMedianDti": 44, "cltvSampleSize": 70673, "dtiSampleSize": 70673 } }, { "lei": "RVDPPPGHCGZ40J4VQ731", "name": "PENNYMAC LOAN SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 67294, "dollarVol": 22671420000, "branches": 134, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 384816, "totalOriginated": 67294, "actionTaken": { "1": 67294, "2": 3022, "3": 18218, "4": 13152, "5": 32803, "6": 249526, "7": 2, "8": 799 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18218, "withdrawalCount": 13152, "incompleteCount": 32803, "approvedNotAcceptedCount": 3022, "purchasedLoanCount": 249526, "originatedMedianInterestRate": 6.499, "originatedMedianRateSpread": 0.252, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 64457, "termSampleSize": 67294, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 37173, "originated": 37173, "dollarVolume": 0 }, "2": { "applications": 15078, "originated": 15078, "dollarVolume": 0 }, "3": { "applications": 15034, "originated": 15034, "dollarVolume": 0 }, "4": { "applications": 9, "originated": 9, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 67294, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 40, "cltvSampleSize": 64680, "dtiSampleSize": 53677 } }, { "lei": "549300U3721PJGQZYY68", "name": "GUARANTEED RATE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 62820, "dollarVol": 24654080000, "branches": 125, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124492, "totalOriginated": 62820, "actionTaken": { "1": 62820, "2": 1786, "3": 6368, "4": 27593, "5": 2022, "6": 23814, "7": 38, "8": 51 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6368, "withdrawalCount": 27593, "incompleteCount": 2022, "approvedNotAcceptedCount": 1786, "purchasedLoanCount": 23814, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.226, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 55939, "termSampleSize": 62647, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 47349, "originated": 47349, "dollarVolume": 0 }, "2": { "applications": 8973, "originated": 8973, "dollarVolume": 0 }, "3": { "applications": 6218, "originated": 6218, "dollarVolume": 0 }, "4": { "applications": 280, "originated": 280, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 61057, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 84, "originatedMedianDti": 41, "cltvSampleSize": 62646, "dtiSampleSize": 60996 } }, { "lei": "549300DD4R4SYK5RAQ92", "name": "MOVEMENT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 61255, "dollarVol": 20730455000, "branches": 122, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85481, "totalOriginated": 61255, "actionTaken": { "1": 61255, "2": 8902, "3": 3711, "4": 9119, "5": 2494, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3711, "withdrawalCount": 9119, "incompleteCount": 2494, "approvedNotAcceptedCount": 8902, "purchasedLoanCount": 0, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.37, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 58205, "termSampleSize": 61255, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 42077, "originated": 42077, "dollarVolume": 0 }, "2": { "applications": 11646, "originated": 11646, "dollarVolume": 0 }, "3": { "applications": 7054, "originated": 7054, "dollarVolume": 0 }, "4": { "applications": 478, "originated": 478, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 58550, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 41, "cltvSampleSize": 61253, "dtiSampleSize": 59038 } }, { "lei": "549300GKFNPRWNS0GF29", "name": "CMG MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 58894, "dollarVol": 21794580000, "branches": 117, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100398, "totalOriginated": 58894, "actionTaken": { "1": 58894, "2": 5838, "3": 3905, "4": 17003, "5": 891, "6": 10613, "7": 917, "8": 2337 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3905, "withdrawalCount": 17003, "incompleteCount": 891, "approvedNotAcceptedCount": 5838, "purchasedLoanCount": 10613, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.309, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 49201, "termSampleSize": 58730, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 37214, "originated": 37214, "dollarVolume": 0 }, "2": { "applications": 11355, "originated": 11355, "dollarVolume": 0 }, "3": { "applications": 6103, "originated": 6103, "dollarVolume": 0 }, "4": { "applications": 4222, "originated": 4222, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 55961, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 41, "cltvSampleSize": 58618, "dtiSampleSize": 58726 } }, { "lei": "549300LYRWPSYPK6S325", "name": "FREEDOM MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 57345, "dollarVol": 19471425000, "branches": 114, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.06, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 252504, "totalOriginated": 57345, "actionTaken": { "1": 57345, "2": 6562, "3": 12324, "4": 25081, "5": 21202, "6": 129990, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12324, "withdrawalCount": 25081, "incompleteCount": 21202, "approvedNotAcceptedCount": 6562, "purchasedLoanCount": 129990, "originatedMedianInterestRate": 6.25, "originatedMedianRateSpread": 0.139, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 55589, "termSampleSize": 57345, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6726, "originated": 6726, "dollarVolume": 0 }, "2": { "applications": 23149, "originated": 23149, "dollarVolume": 0 }, "3": { "applications": 27449, "originated": 27449, "dollarVolume": 0 }, "4": { "applications": 21, "originated": 21, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 57345, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 87.9, "originatedMedianDti": 43, "cltvSampleSize": 36370, "dtiSampleSize": 37941 } }, { "lei": "AD6GFRVSDT01YPT1CS68", "name": "PNC Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56830, "dollarVol": 17577770000, "branches": 113, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127108, "totalOriginated": 56830, "actionTaken": { "1": 56830, "2": 1998, "3": 32270, "4": 13131, "5": 7360, "6": 13659, "7": 421, "8": 1439 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32270, "withdrawalCount": 13131, "incompleteCount": 7360, "approvedNotAcceptedCount": 1998, "purchasedLoanCount": 13659, "originatedMedianInterestRate": 8.89, "originatedMedianRateSpread": 0.85, "originatedMedianLoanTermMonths": 480, "spreadSampleSize": 55804, "termSampleSize": 56830, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 56057, "originated": 56057, "dollarVolume": 0 }, "2": { "applications": 545, "originated": 545, "dollarVolume": 0 }, "3": { "applications": 213, "originated": 213, "dollarVolume": 0 }, "4": { "applications": 15, "originated": 15, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 56800, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 68.3, "originatedMedianDti": 39, "cltvSampleSize": 56740, "dtiSampleSize": 56578 }, "branchCount": 2340, "branchSource": "FDIC-SOD", "fdicCert": 6384, "branchDataYear": 2024 }, { "lei": "549300H3IZO24NSOO931", "name": "LENNAR MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 55530, "dollarVol": 20033670000, "branches": 111, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.96, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75233, "totalOriginated": 55530, "actionTaken": { "1": 55530, "2": 262, "3": 9350, "4": 9760, "5": 235, "6": 96, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9350, "withdrawalCount": 9760, "incompleteCount": 235, "approvedNotAcceptedCount": 262, "purchasedLoanCount": 96, "originatedMedianInterestRate": 5.125, "originatedMedianRateSpread": -1.13, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 55443, "termSampleSize": 55530, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 33727, "originated": 33727, "dollarVolume": 0 }, "2": { "applications": 16085, "originated": 16085, "dollarVolume": 0 }, "3": { "applications": 5475, "originated": 5475, "dollarVolume": 0 }, "4": { "applications": 243, "originated": 243, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 55441, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 55524, "dtiSampleSize": 55498 } }, { "lei": "DRMSV1Q0EKMEXLAU1P80", "name": "Citizens Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55183, "dollarVol": 15000955000, "branches": 110, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.088, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116492, "totalOriginated": 55183, "actionTaken": { "1": 55183, "2": 1881, "3": 31030, "4": 7224, "5": 3957, "6": 17209, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31030, "withdrawalCount": 7224, "incompleteCount": 3957, "approvedNotAcceptedCount": 1881, "purchasedLoanCount": 17209, "originatedMedianInterestRate": 8.65, "originatedMedianRateSpread": 0.71, "originatedMedianLoanTermMonths": 300, "spreadSampleSize": 54442, "termSampleSize": 55183, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 54344, "originated": 54344, "dollarVolume": 0 }, "2": { "applications": 646, "originated": 646, "dollarVolume": 0 }, "3": { "applications": 192, "originated": 192, "dollarVolume": 0 }, "4": { "applications": 1, "originated": 1, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 55183, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 71.4, "originatedMedianDti": 45, "cltvSampleSize": 55075, "dtiSampleSize": 55031 }, "branchCount": 2, "branchSource": "FDIC-SOD", "fdicCert": 12309, "branchDataYear": 2024 }, { "lei": "549300FNXYY540N23N64", "name": "NEWREZ LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 52121, "dollarVol": 16008565000, "branches": 104, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248242, "totalOriginated": 52121, "actionTaken": { "1": 52121, "2": 941, "3": 28631, "4": 37001, "5": 21885, "6": 107379, "7": 281, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28631, "withdrawalCount": 37001, "incompleteCount": 21885, "approvedNotAcceptedCount": 941, "purchasedLoanCount": 107379, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.478, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 50788, "termSampleSize": 52121, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 33431, "originated": 33431, "dollarVolume": 0 }, "2": { "applications": 9596, "originated": 9596, "dollarVolume": 0 }, "3": { "applications": 8556, "originated": 8556, "dollarVolume": 0 }, "4": { "applications": 538, "originated": 538, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 52120, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 40, "cltvSampleSize": 52121, "dtiSampleSize": 46654 } }, { "lei": "2WHM8VNJH63UN14OL754", "name": "The Huntington National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52025, "dollarVol": 10367735000, "branches": 104, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.026, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99675, "totalOriginated": 52025, "actionTaken": { "1": 52025, "2": 2173, "3": 28712, "4": 12820, "5": 581, "6": 3364, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28712, "withdrawalCount": 12820, "incompleteCount": 581, "approvedNotAcceptedCount": 2173, "purchasedLoanCount": 3364, "originatedMedianInterestRate": 8.34, "originatedMedianRateSpread": 0.61, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 51911, "termSampleSize": 52025, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 49736, "originated": 49736, "dollarVolume": 0 }, "2": { "applications": 1813, "originated": 1813, "dollarVolume": 0 }, "3": { "applications": 429, "originated": 429, "dollarVolume": 0 }, "4": { "applications": 47, "originated": 47, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 51998, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 74.2, "originatedMedianDti": 38, "cltvSampleSize": 51970, "dtiSampleSize": 51944 }, "branchCount": 1018, "branchSource": "FDIC-SOD", "fdicCert": 6560, "branchDataYear": 2024 }, { "lei": "549300E2UX99HKDBR481", "name": "Broker Solutions, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 48639, "dollarVol": 13695335000, "branches": 97, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118479, "totalOriginated": 48639, "actionTaken": { "1": 48639, "2": 987, "3": 13112, "4": 29434, "5": 26305, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13112, "withdrawalCount": 29434, "incompleteCount": 26305, "approvedNotAcceptedCount": 987, "purchasedLoanCount": 0, "originatedMedianInterestRate": 6.875, "originatedMedianRateSpread": 0.699, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 44087, "termSampleSize": 48429, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 29434, "originated": 29434, "dollarVolume": 0 }, "2": { "applications": 14861, "originated": 14861, "dollarVolume": 0 }, "3": { "applications": 4028, "originated": 4028, "dollarVolume": 0 }, "4": { "applications": 316, "originated": 316, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 46175, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 42, "cltvSampleSize": 48631, "dtiSampleSize": 47546 } }, { "lei": "549300LBCBNR1OT00651", "name": "NATIONSTAR MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 41693, "dollarVol": 8290755000, "branches": 83, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.035, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110111, "totalOriginated": 41693, "actionTaken": { "1": 41693, "2": 1031, "3": 10080, "4": 10914, "5": 1278, "6": 45115, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10080, "withdrawalCount": 10914, "incompleteCount": 1278, "approvedNotAcceptedCount": 1031, "purchasedLoanCount": 45115, "originatedMedianInterestRate": 7.125, "originatedMedianRateSpread": 1.166, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 39401, "termSampleSize": 41693, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 32807, "originated": 32807, "dollarVolume": 0 }, "2": { "applications": 5517, "originated": 5517, "dollarVolume": 0 }, "3": { "applications": 3369, "originated": 3369, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 41692, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 67, "originatedMedianDti": 40, "cltvSampleSize": 38253, "dtiSampleSize": 38979 } }, { "lei": "KB1H1DSPRFMYMCUFXT09", "name": "Wells Fargo Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37240, "dollarVol": 38381820000, "branches": 74, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89959, "totalOriginated": 37240, "actionTaken": { "1": 37240, "2": 175, "3": 17404, "4": 21444, "5": 3667, "6": 10029, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17404, "withdrawalCount": 21444, "incompleteCount": 3667, "approvedNotAcceptedCount": 175, "purchasedLoanCount": 10029, "originatedMedianInterestRate": 6.375, "originatedMedianRateSpread": -0.045, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 36146, "termSampleSize": 37240, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 35625, "originated": 35625, "dollarVolume": 0 }, "2": { "applications": 848, "originated": 848, "dollarVolume": 0 }, "3": { "applications": 766, "originated": 766, "dollarVolume": 0 }, "4": { "applications": 1, "originated": 1, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 37232, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 38, "cltvSampleSize": 36339, "dtiSampleSize": 36623 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 1230 }, { "lei": "JJKC32MCHWDI71265Z06", "name": "Truist Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35865, "dollarVol": 9780775000, "branches": 71, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.043, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105457, "totalOriginated": 35865, "actionTaken": { "1": 35865, "2": 1822, "3": 32476, "4": 6696, "5": 2789, "6": 25809, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32476, "withdrawalCount": 6696, "incompleteCount": 2789, "approvedNotAcceptedCount": 1822, "purchasedLoanCount": 25809, "originatedMedianInterestRate": 7.44, "originatedMedianRateSpread": 0.24, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 34723, "termSampleSize": 35865, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 34358, "originated": 34358, "dollarVolume": 0 }, "2": { "applications": 905, "originated": 905, "dollarVolume": 0 }, "3": { "applications": 538, "originated": 538, "dollarVolume": 0 }, "4": { "applications": 64, "originated": 64, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 35720, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 67.5, "originatedMedianDti": 37, "cltvSampleSize": 35860, "dtiSampleSize": 35832 }, "branchCount": 1931, "branchSource": "FDIC-SOD", "fdicCert": 9846, "branchDataYear": 2024 }, { "lei": "X05BVSK68TQ7YTOSNR22", "name": "Discover Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34694, "dollarVol": 3107020000, "branches": 69, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 216146, "totalOriginated": 34694, "actionTaken": { "1": 34694, "2": 871, "3": 112530, "4": 15943, "5": 52108, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112530, "withdrawalCount": 15943, "incompleteCount": 52108, "approvedNotAcceptedCount": 871, "purchasedLoanCount": 0, "originatedMedianInterestRate": 8.86, "originatedMedianRateSpread": 2.23, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 34694, "termSampleSize": 34694, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 34694, "originated": 34694, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 34694, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 68.7, "originatedMedianDti": 37, "cltvSampleSize": 34694, "dtiSampleSize": 34694 }, "branchCount": 2, "branchSource": "FDIC-SOD", "fdicCert": 5649, "branchDataYear": 2024 }, { "lei": "254900UL88QFG0E40516", "name": "FIGURE LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34103, "dollarVol": 2673565000, "branches": 68, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.078, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95429, "totalOriginated": 34103, "actionTaken": { "1": 34103, "2": 14825, "3": 20737, "4": 4208, "5": 0, "6": 21556, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20737, "withdrawalCount": 4208, "incompleteCount": 0, "approvedNotAcceptedCount": 14825, "purchasedLoanCount": 21556, "originatedMedianInterestRate": 10.7, "originatedMedianRateSpread": 4.13, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 33660, "termSampleSize": 34103, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 34103, "originated": 34103, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 34031, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 67.3, "originatedMedianDti": 40, "cltvSampleSize": 34103, "dtiSampleSize": 34103 } }, { "lei": "549300PIL8LFAQ04XC20", "name": "SPRING EQ, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 31186, "dollarVol": 3123860000, "branches": 62, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104263, "totalOriginated": 31186, "actionTaken": { "1": 31186, "2": 880, "3": 57095, "4": 13927, "5": 1175, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57095, "withdrawalCount": 13927, "incompleteCount": 1175, "approvedNotAcceptedCount": 880, "purchasedLoanCount": 0, "originatedMedianInterestRate": 9.925, "originatedMedianRateSpread": 3.725, "originatedMedianLoanTermMonths": 240, "spreadSampleSize": 22994, "termSampleSize": 31186, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 31186, "originated": 31186, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 30650, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 72.2, "originatedMedianDti": 40, "cltvSampleSize": 31177, "dtiSampleSize": 31186 } }, { "lei": "QFROUN1UWUYU0DVIWD51", "name": "Fifth Third Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30494, "dollarVol": 6234790000, "branches": 60, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64220, "totalOriginated": 30494, "actionTaken": { "1": 30494, "2": 1088, "3": 15321, "4": 7120, "5": 2129, "6": 8068, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15321, "withdrawalCount": 7120, "incompleteCount": 2129, "approvedNotAcceptedCount": 1088, "purchasedLoanCount": 8068, "originatedMedianInterestRate": 8.4, "originatedMedianRateSpread": 0.75, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 30191, "termSampleSize": 30494, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 29219, "originated": 29219, "dollarVolume": 0 }, "2": { "applications": 967, "originated": 967, "dollarVolume": 0 }, "3": { "applications": 258, "originated": 258, "dollarVolume": 0 }, "4": { "applications": 50, "originated": 50, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 30210, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 69.6, "originatedMedianDti": 39, "cltvSampleSize": 30481, "dtiSampleSize": 30472 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 32712 }, { "lei": "549300XQVJ1XBNFA5536", "name": "21st Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 30274, "dollarVol": 3463890000, "branches": 60, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173573, "totalOriginated": 30274, "actionTaken": { "1": 30274, "2": 2009, "3": 76563, "4": 7524, "5": 48112, "6": 9091, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76563, "withdrawalCount": 7524, "incompleteCount": 48112, "approvedNotAcceptedCount": 2009, "purchasedLoanCount": 9091, "originatedMedianInterestRate": 10.04, "originatedMedianRateSpread": 4.1, "originatedMedianLoanTermMonths": 300, "spreadSampleSize": 29256, "termSampleSize": 30274, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 30274, "originated": 30274, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 30250, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": null, "originatedMedianDti": 41, "cltvSampleSize": 0, "dtiSampleSize": 29259 } }, { "lei": "SS1TRMSN6BRNMOREEV51", "name": "Flagstar Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29443, "dollarVol": 8906525000, "branches": 58, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67778, "totalOriginated": 29443, "actionTaken": { "1": 29443, "2": 626, "3": 12533, "4": 7523, "5": 738, "6": 16915, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12533, "withdrawalCount": 7523, "incompleteCount": 738, "approvedNotAcceptedCount": 626, "purchasedLoanCount": 16915, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.38, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 29327, "termSampleSize": 29442, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 20432, "originated": 20432, "dollarVolume": 0 }, "2": { "applications": 6543, "originated": 6543, "dollarVolume": 0 }, "3": { "applications": 2052, "originated": 2052, "dollarVolume": 0 }, "4": { "applications": 416, "originated": 416, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 29442, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 41, "cltvSampleSize": 29336, "dtiSampleSize": 29026 }, "branchCount": 419, "branchSource": "FDIC-SOD", "fdicCert": 32541, "branchDataYear": 2024 }, { "lei": "EQTWLK1G7ODGC2MGLV11", "name": "Regions Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29337, "dollarVol": 8803615000, "branches": 58, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70436, "totalOriginated": 29337, "actionTaken": { "1": 29337, "2": 3626, "3": 27880, "4": 3874, "5": 4471, "6": 15, "7": 594, "8": 639 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27880, "withdrawalCount": 3874, "incompleteCount": 4471, "approvedNotAcceptedCount": 3626, "purchasedLoanCount": 15, "originatedMedianInterestRate": 6.99, "originatedMedianRateSpread": 0.426, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 28679, "termSampleSize": 29337, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 27407, "originated": 27407, "dollarVolume": 0 }, "2": { "applications": 1425, "originated": 1425, "dollarVolume": 0 }, "3": { "applications": 376, "originated": 376, "dollarVolume": 0 }, "4": { "applications": 129, "originated": 129, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 29301, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 64, "originatedMedianDti": 30, "cltvSampleSize": 28931, "dtiSampleSize": 29102 }, "branchCount": 1262, "branchSource": "FDIC-SOD", "fdicCert": 12368, "branchDataYear": 2024 }, { "lei": "549300SHE1JTCOWBP090", "name": "STATE EMPLOYEES'", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 28065, "dollarVol": 4652985000, "branches": 56, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.038, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46508, "totalOriginated": 28065, "actionTaken": { "1": 28065, "2": 356, "3": 11020, "4": 5098, "5": 1968, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11020, "withdrawalCount": 5098, "incompleteCount": 1968, "approvedNotAcceptedCount": 356, "purchasedLoanCount": 1, "originatedMedianInterestRate": 7.25, "originatedMedianRateSpread": -0.66, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 26314, "termSampleSize": 11986, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 28065, "originated": 28065, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 28065, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 73, "originatedMedianDti": 38, "cltvSampleSize": 28065, "dtiSampleSize": 27984 } }, { "lei": "549300RPOGWJRH63HS39", "name": "UNION HOME MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 27440, "dollarVol": 7691820000, "branches": 54, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36843, "totalOriginated": 27440, "actionTaken": { "1": 27440, "2": 670, "3": 1963, "4": 3704, "5": 2732, "6": 0, "7": 120, "8": 214 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1963, "withdrawalCount": 3704, "incompleteCount": 2732, "approvedNotAcceptedCount": 670, "purchasedLoanCount": 0, "originatedMedianInterestRate": 6.875, "originatedMedianRateSpread": 0.53, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 25283, "termSampleSize": 27431, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 19257, "originated": 19257, "dollarVolume": 0 }, "2": { "applications": 5299, "originated": 5299, "dollarVolume": 0 }, "3": { "applications": 2206, "originated": 2206, "dollarVolume": 0 }, "4": { "applications": 678, "originated": 678, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "interestRateSampleSize": 26539, "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 40, "cltvSampleSize": 27024, "dtiSampleSize": 26869 } }, { "lei": "549300121SF0K2LN2804", "name": "PRIMELENDING, A PLAINSCAPITAL COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25147, "dollarVol": 7983145000, "branches": 50, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36578, "totalOriginated": 25147, "actionTaken": { "1": 25147, "2": 2381, "3": 1921, "4": 4542, "5": 122, "6": 591, "7": 230, "8": 1644 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1921, "withdrawalCount": 4542, "incompleteCount": 122, "approvedNotAcceptedCount": 2381, "purchasedLoanCount": 591, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 22274, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 17949, "originated": 17949, "dollarVolume": 0 }, "2": { "applications": 4602, "originated": 4602, "dollarVolume": 0 }, "3": { "applications": 2299, "originated": 2299, "dollarVolume": 0 }, "4": { "applications": 297, "originated": 297, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 91.9, "originatedMedianDti": 41, "cltvSampleSize": 25147, "dtiSampleSize": 25054 } }, { "lei": "03D0JEWFDFUS0SEEKG89", "name": "TD Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24748, "dollarVol": 8280210000, "branches": 49, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.08, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56179, "totalOriginated": 24748, "actionTaken": { "1": 24748, "2": 422, "3": 14660, "4": 5833, "5": 3376, "6": 7140, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14660, "withdrawalCount": 5833, "incompleteCount": 3376, "approvedNotAcceptedCount": 422, "purchasedLoanCount": 7140, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 23054, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 24638, "originated": 24638, "dollarVolume": 0 }, "2": { "applications": 92, "originated": 92, "dollarVolume": 0 }, "3": { "applications": 18, "originated": 18, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 66.7, "originatedMedianDti": 39, "cltvSampleSize": 24747, "dtiSampleSize": 24524 }, "branchCount": 1174, "branchSource": "FDIC-SOD", "fdicCert": 18409, "branchDataYear": 2024 }, { "lei": "254900DTLHVWQ7NP7R34", "name": "THE LOAN STORE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 23548, "dollarVol": 8056820000, "branches": 47, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.02, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37522, "totalOriginated": 23548, "actionTaken": { "1": 23548, "2": 5939, "3": 4755, "4": 1088, "5": 2192, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4755, "withdrawalCount": 1088, "incompleteCount": 2192, "approvedNotAcceptedCount": 5939, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 18393, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 20368, "originated": 20368, "dollarVolume": 0 }, "2": { "applications": 2142, "originated": 2142, "dollarVolume": 0 }, "3": { "applications": 1008, "originated": 1008, "dollarVolume": 0 }, "4": { "applications": 30, "originated": 30, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 76.1, "originatedMedianDti": 41, "cltvSampleSize": 23548, "dtiSampleSize": 22665 } }, { "lei": "5493006VAGP3GQ8FJT49", "name": "Kiavi Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 21996, "dollarVol": 6501660000, "branches": 43, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.08, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30015, "totalOriginated": 21996, "actionTaken": { "1": 21996, "2": 739, "3": 2620, "4": 4632, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2620, "withdrawalCount": 4632, "incompleteCount": 28, "approvedNotAcceptedCount": 739, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 21996, "originated": 21996, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 104.7, "originatedMedianDti": null, "cltvSampleSize": 21306, "dtiSampleSize": 0 } }, { "lei": "5493008CPTDVOS570626", "name": "Third Federal Savings and Loan Association of Cleveland", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21958, "dollarVol": 3008550000, "branches": 43, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.038, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48881, "totalOriginated": 21958, "actionTaken": { "1": 21958, "2": 1005, "3": 16503, "4": 2821, "5": 1582, "6": 472, "7": 1080, "8": 3460 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16503, "withdrawalCount": 2821, "incompleteCount": 1582, "approvedNotAcceptedCount": 1005, "purchasedLoanCount": 472, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 21910, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 21958, "originated": 21958, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 64.3, "originatedMedianDti": 30, "cltvSampleSize": 21910, "dtiSampleSize": 21864 }, "branchCount": 37, "branchSource": "FDIC-SOD", "fdicCert": 30012, "branchDataYear": 2024 }, { "lei": "WWB2V0FCW3A0EE3ZJN75", "name": "Manufacturers and Traders Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20743, "dollarVol": 5369435000, "branches": 41, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36377, "totalOriginated": 20743, "actionTaken": { "1": 20743, "2": 986, "3": 11248, "4": 2329, "5": 527, "6": 544, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11248, "withdrawalCount": 2329, "incompleteCount": 527, "approvedNotAcceptedCount": 986, "purchasedLoanCount": 544, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 19357, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 18733, "originated": 18733, "dollarVolume": 0 }, "2": { "applications": 1416, "originated": 1416, "dollarVolume": 0 }, "3": { "applications": 581, "originated": 581, "dollarVolume": 0 }, "4": { "applications": 13, "originated": 13, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 67.8, "originatedMedianDti": 38, "cltvSampleSize": 20492, "dtiSampleSize": 20204 }, "branchCount": 994, "branchSource": "FDIC-SOD", "fdicCert": 588, "branchDataYear": 2024 }, { "lei": "549300KIOYNU323LVJ37", "name": "AMERICAN PACIFIC MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 20571, "dollarVol": 7343605000, "branches": 41, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28641, "totalOriginated": 20571, "actionTaken": { "1": 20571, "2": 35, "3": 2117, "4": 5699, "5": 155, "6": 64, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2117, "withdrawalCount": 5699, "incompleteCount": 155, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 64, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 19169, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 12761, "originated": 12761, "dollarVolume": 0 }, "2": { "applications": 5628, "originated": 5628, "dollarVolume": 0 }, "3": { "applications": 1859, "originated": 1859, "dollarVolume": 0 }, "4": { "applications": 323, "originated": 323, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 43, "cltvSampleSize": 20480, "dtiSampleSize": 20124 } }, { "lei": "5493000YNV8IX4VD3X12", "name": "VANDERBILT MORTGAGE AND FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 20306, "dollarVol": 4142460000, "branches": 40, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124520, "totalOriginated": 20306, "actionTaken": { "1": 20306, "2": 2748, "3": 53122, "4": 4053, "5": 42720, "6": 1553, "7": 17, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53122, "withdrawalCount": 4053, "incompleteCount": 42720, "approvedNotAcceptedCount": 2748, "purchasedLoanCount": 1553, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 2.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 20176, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 16906, "originated": 16906, "dollarVolume": 0 }, "2": { "applications": 2286, "originated": 2286, "dollarVolume": 0 }, "3": { "applications": 1055, "originated": 1055, "dollarVolume": 0 }, "4": { "applications": 59, "originated": 59, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 92.1, "originatedMedianDti": 39, "cltvSampleSize": 7509, "dtiSampleSize": 20237 } }, { "lei": "5493005PKOSG7MYX0B34", "name": "Prosperity Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 20115, "dollarVol": 7127935000, "branches": 40, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29914, "totalOriginated": 20115, "actionTaken": { "1": 20115, "2": 138, "3": 2206, "4": 5005, "5": 445, "6": 35, "7": 305, "8": 1665 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2206, "withdrawalCount": 5005, "incompleteCount": 445, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 35, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 19073, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 14705, "originated": 14705, "dollarVolume": 0 }, "2": { "applications": 3439, "originated": 3439, "dollarVolume": 0 }, "3": { "applications": 1900, "originated": 1900, "dollarVolume": 0 }, "4": { "applications": 71, "originated": 71, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 40, "cltvSampleSize": 20115, "dtiSampleSize": 19854 } }, { "lei": "549300OPCWU6E72WUT29", "name": "MUTUAL OF OMAHA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 19951, "dollarVol": 6034215000, "branches": 39, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34393, "totalOriginated": 19951, "actionTaken": { "1": 19951, "2": 630, "3": 6944, "4": 5382, "5": 1084, "6": 282, "7": 42, "8": 78 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6944, "withdrawalCount": 5382, "incompleteCount": 1084, "approvedNotAcceptedCount": 630, "purchasedLoanCount": 282, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 13772, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8446, "originated": 8446, "dollarVolume": 0 }, "2": { "applications": 9837, "originated": 9837, "dollarVolume": 0 }, "3": { "applications": 1633, "originated": 1633, "dollarVolume": 0 }, "4": { "applications": 35, "originated": 35, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 40, "cltvSampleSize": 13812, "dtiSampleSize": 13809 } }, { "lei": "5493004WMLN60ZJ2ON46", "name": "PULTE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 19692, "dollarVol": 8313130000, "branches": 39, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28004, "totalOriginated": 19692, "actionTaken": { "1": 19692, "2": 67, "3": 3062, "4": 4107, "5": 1040, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3062, "withdrawalCount": 4107, "incompleteCount": 1040, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 19343, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 14643, "originated": 14643, "dollarVolume": 0 }, "2": { "applications": 3034, "originated": 3034, "dollarVolume": 0 }, "3": { "applications": 1985, "originated": 1985, "dollarVolume": 0 }, "4": { "applications": 30, "originated": 30, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 41, "cltvSampleSize": 19692, "dtiSampleSize": 19692 } }, { "lei": "254900ZFWS2106HWPH46", "name": "Paramount Residential Mortgage Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 19385, "dollarVol": 7289915000, "branches": 38, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.008, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31817, "totalOriginated": 19385, "actionTaken": { "1": 19385, "2": 64, "3": 989, "4": 8322, "5": 205, "6": 2852, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 989, "withdrawalCount": 8322, "incompleteCount": 205, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 2852, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 18252, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 10061, "originated": 10061, "dollarVolume": 0 }, "2": { "applications": 7345, "originated": 7345, "dollarVolume": 0 }, "3": { "applications": 1609, "originated": 1609, "dollarVolume": 0 }, "4": { "applications": 370, "originated": 370, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 44, "cltvSampleSize": 19384, "dtiSampleSize": 19274 } }, { "lei": "549300MZ8VZJOVC63092", "name": "KIND LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 18722, "dollarVol": 7335430000, "branches": 37, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.01, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30482, "totalOriginated": 18722, "actionTaken": { "1": 18722, "2": 167, "3": 7068, "4": 3431, "5": 96, "6": 947, "7": 33, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7068, "withdrawalCount": 3431, "incompleteCount": 96, "approvedNotAcceptedCount": 167, "purchasedLoanCount": 947, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 14928, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 12296, "originated": 12296, "dollarVolume": 0 }, "2": { "applications": 4779, "originated": 4779, "dollarVolume": 0 }, "3": { "applications": 1420, "originated": 1420, "dollarVolume": 0 }, "4": { "applications": 227, "originated": 227, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 81.7, "originatedMedianDti": 41, "cltvSampleSize": 18404, "dtiSampleSize": 18722 } }, { "lei": "3Y4U8VZURTYWI1W2K376", "name": "BMO Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 18166, "dollarVol": 8605500000, "branches": 36, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42165, "totalOriginated": 18166, "actionTaken": { "1": 18166, "2": 477, "3": 12419, "4": 5494, "5": 3314, "6": 141, "7": 903, "8": 1251 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12419, "withdrawalCount": 5494, "incompleteCount": 3314, "approvedNotAcceptedCount": 477, "purchasedLoanCount": 141, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 18151, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 17972, "originated": 17972, "dollarVolume": 0 }, "2": { "applications": 177, "originated": 177, "dollarVolume": 0 }, "3": { "applications": 17, "originated": 17, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 68.9, "originatedMedianDti": 40, "cltvSampleSize": 18160, "dtiSampleSize": 18117 }, "branchCount": 1033, "branchSource": "FDIC-SOD", "fdicCert": 16571, "branchDataYear": 2024 }, { "lei": "549300RN01LBYR8ZVX74", "name": "LOWER, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 17412, "dollarVol": 5398420000, "branches": 34, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27730, "totalOriginated": 17412, "actionTaken": { "1": 17412, "2": 503, "3": 2608, "4": 6138, "5": 1069, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2608, "withdrawalCount": 6138, "incompleteCount": 1069, "approvedNotAcceptedCount": 503, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 16058, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11273, "originated": 11273, "dollarVolume": 0 }, "2": { "applications": 4550, "originated": 4550, "dollarVolume": 0 }, "3": { "applications": 1436, "originated": 1436, "dollarVolume": 0 }, "4": { "applications": 153, "originated": 153, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 17412, "dtiSampleSize": 17346 } }, { "lei": "549300KBWX4NV5Q1E376", "name": "NVR Mortgage Finance, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 17311, "dollarVol": 6265955000, "branches": 34, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23698, "totalOriginated": 17311, "actionTaken": { "1": 17311, "2": 0, "3": 4065, "4": 2220, "5": 102, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4065, "withdrawalCount": 2220, "incompleteCount": 102, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 16969, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9723, "originated": 9723, "dollarVolume": 0 }, "2": { "applications": 5340, "originated": 5340, "dollarVolume": 0 }, "3": { "applications": 2162, "originated": 2162, "dollarVolume": 0 }, "4": { "applications": 86, "originated": 86, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 17311, "dtiSampleSize": 17311 } }, { "lei": "549300MCIFZSDHUT8X63", "name": "NFM, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 17246, "dollarVol": 6599620000, "branches": 34, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22075, "totalOriginated": 17246, "actionTaken": { "1": 17246, "2": 113, "3": 415, "4": 3872, "5": 391, "6": 38, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 415, "withdrawalCount": 3872, "incompleteCount": 391, "approvedNotAcceptedCount": 113, "purchasedLoanCount": 38, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 16678, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11188, "originated": 11188, "dollarVolume": 0 }, "2": { "applications": 4281, "originated": 4281, "dollarVolume": 0 }, "3": { "applications": 1735, "originated": 1735, "dollarVolume": 0 }, "4": { "applications": 42, "originated": 42, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 43, "cltvSampleSize": 17244, "dtiSampleSize": 16834 } }, { "lei": "5493001GDRY0EL7VG372", "name": "ARK-LA-TEX FINANCIAL SERVICES, LLC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 16232, "dollarVol": 5199580000, "branches": 32, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.014, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23136, "totalOriginated": 16232, "actionTaken": { "1": 16232, "2": 743, "3": 753, "4": 4372, "5": 306, "6": 266, "7": 126, "8": 338 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 753, "withdrawalCount": 4372, "incompleteCount": 306, "approvedNotAcceptedCount": 743, "purchasedLoanCount": 266, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 15102, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8683, "originated": 8683, "dollarVolume": 0 }, "2": { "applications": 4702, "originated": 4702, "dollarVolume": 0 }, "3": { "applications": 2659, "originated": 2659, "dollarVolume": 0 }, "4": { "applications": 188, "originated": 188, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 41, "cltvSampleSize": 16210, "dtiSampleSize": 15672 } }, { "lei": "549300YIQ7S7Z8PIHE53", "name": "AmeriSave Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 16102, "dollarVol": 2329380000, "branches": 32, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107775, "totalOriginated": 16102, "actionTaken": { "1": 16102, "2": 306, "3": 74388, "4": 6421, "5": 8368, "6": 28, "7": 1309, "8": 853 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74388, "withdrawalCount": 6421, "incompleteCount": 8368, "approvedNotAcceptedCount": 306, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 15372, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11903, "originated": 11903, "dollarVolume": 0 }, "2": { "applications": 3362, "originated": 3362, "dollarVolume": 0 }, "3": { "applications": 837, "originated": 837, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 66.2, "originatedMedianDti": 42, "cltvSampleSize": 16102, "dtiSampleSize": 16086 } }, { "lei": "5493007I0X1GRWIU8B34", "name": "AMERICA FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16009, "dollarVol": 1920635000, "branches": 32, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22439, "totalOriginated": 16009, "actionTaken": { "1": 16009, "2": 1125, "3": 4432, "4": 873, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4432, "withdrawalCount": 873, "incompleteCount": 0, "approvedNotAcceptedCount": 1125, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 15064, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 15950, "originated": 15950, "dollarVolume": 0 }, "2": { "applications": 43, "originated": 43, "dollarVolume": 0 }, "3": { "applications": 14, "originated": 14, "dollarVolume": 0 }, "4": { "applications": 2, "originated": 2, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 71.8, "originatedMedianDti": 40, "cltvSampleSize": 16009, "dtiSampleSize": 15993 }, "branchCount": 123, "branchSource": "NCUA", "ncuaCharter": "24694" }, { "lei": "549300XWUSRVVOHPRY47", "name": "EVERETT FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15471, "dollarVol": 4753325000, "branches": 30, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20853, "totalOriginated": 15471, "actionTaken": { "1": 15471, "2": 59, "3": 1308, "4": 3870, "5": 17, "6": 128, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1308, "withdrawalCount": 3870, "incompleteCount": 17, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 128, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 13374, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 10127, "originated": 10127, "dollarVolume": 0 }, "2": { "applications": 4437, "originated": 4437, "dollarVolume": 0 }, "3": { "applications": 795, "originated": 795, "dollarVolume": 0 }, "4": { "applications": 112, "originated": 112, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 42, "cltvSampleSize": 15438, "dtiSampleSize": 15430 } }, { "lei": "549300VORTI31GZTJL53", "name": "CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15327, "dollarVol": 4586135000, "branches": 30, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30212, "totalOriginated": 15327, "actionTaken": { "1": 15327, "2": 2713, "3": 2020, "4": 902, "5": 496, "6": 0, "7": 1988, "8": 6766 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2020, "withdrawalCount": 902, "incompleteCount": 496, "approvedNotAcceptedCount": 2713, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 14091, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7798, "originated": 7798, "dollarVolume": 0 }, "2": { "applications": 6024, "originated": 6024, "dollarVolume": 0 }, "3": { "applications": 1391, "originated": 1391, "dollarVolume": 0 }, "4": { "applications": 114, "originated": 114, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 44, "cltvSampleSize": 15327, "dtiSampleSize": 15208 } }, { "lei": "L9VVX1KT5TFTKS0MLF66", "name": "First-Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15162, "dollarVol": 5978900000, "branches": 30, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23256, "totalOriginated": 15162, "actionTaken": { "1": 15162, "2": 746, "3": 4874, "4": 1278, "5": 912, "6": 140, "7": 0, "8": 144 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4874, "withdrawalCount": 1278, "incompleteCount": 912, "approvedNotAcceptedCount": 746, "purchasedLoanCount": 140, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -1.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 14567, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 14743, "originated": 14743, "dollarVolume": 0 }, "2": { "applications": 332, "originated": 332, "dollarVolume": 0 }, "3": { "applications": 67, "originated": 67, "dollarVolume": 0 }, "4": { "applications": 20, "originated": 20, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 71.1, "originatedMedianDti": 30, "cltvSampleSize": 15162, "dtiSampleSize": 14589 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 10003 }, { "lei": "5493001GCBD5XGNIC815", "name": "Coastal Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15099, "dollarVol": 996775000, "branches": 30, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.024, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64233, "totalOriginated": 15099, "actionTaken": { "1": 15099, "2": 26066, "3": 1039, "4": 3270, "5": 18759, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1039, "withdrawalCount": 3270, "incompleteCount": 18759, "approvedNotAcceptedCount": 26066, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 4.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 15083, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 15099, "originated": 15099, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 68.8, "originatedMedianDti": 40, "cltvSampleSize": 15099, "dtiSampleSize": 15083 }, "branchCount": 14, "branchSource": "FDIC-SOD", "fdicCert": 34403, "branchDataYear": 2024 }, { "lei": "IUGPUX5LWRZ3B6KIZ697", "name": "Ameris Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14604, "dollarVol": 4912930000, "branches": 29, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20452, "totalOriginated": 14604, "actionTaken": { "1": 14604, "2": 155, "3": 1597, "4": 3567, "5": 419, "6": 110, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1597, "withdrawalCount": 3567, "incompleteCount": 419, "approvedNotAcceptedCount": 155, "purchasedLoanCount": 110, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12363, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11512, "originated": 11512, "dollarVolume": 0 }, "2": { "applications": 1886, "originated": 1886, "dollarVolume": 0 }, "3": { "applications": 1111, "originated": 1111, "dollarVolume": 0 }, "4": { "applications": 95, "originated": 95, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 40, "cltvSampleSize": 14599, "dtiSampleSize": 14430 }, "branchCount": 168, "branchSource": "FDIC-SOD", "fdicCert": 20504, "branchDataYear": 2024 }, { "lei": "54930001NSTOD85LT125", "name": "GUARANTEED RATE AFFINITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14587, "dollarVol": 5825095000, "branches": 29, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21826, "totalOriginated": 14587, "actionTaken": { "1": 14587, "2": 290, "3": 1298, "4": 5085, "5": 543, "6": 10, "7": 6, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1298, "withdrawalCount": 5085, "incompleteCount": 543, "approvedNotAcceptedCount": 290, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 13407, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11890, "originated": 11890, "dollarVolume": 0 }, "2": { "applications": 1460, "originated": 1460, "dollarVolume": 0 }, "3": { "applications": 1213, "originated": 1213, "dollarVolume": 0 }, "4": { "applications": 24, "originated": 24, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 40, "cltvSampleSize": 14587, "dtiSampleSize": 14347 } }, { "lei": "E57ODZWZ7FF32TWEFA76", "name": "Citibank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14104, "dollarVol": 15994500000, "branches": 28, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54575, "totalOriginated": 14104, "actionTaken": { "1": 14104, "2": 486, "3": 4681, "4": 8179, "5": 3608, "6": 21120, "7": 521, "8": 1876 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4681, "withdrawalCount": 8179, "incompleteCount": 3608, "approvedNotAcceptedCount": 486, "purchasedLoanCount": 21120, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 14018, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 14059, "originated": 14059, "dollarVolume": 0 }, "2": { "applications": 36, "originated": 36, "dollarVolume": 0 }, "3": { "applications": 9, "originated": 9, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 30, "cltvSampleSize": 14104, "dtiSampleSize": 13958 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 27888 }, { "lei": "549300JYXTZDSPJEPI44", "name": "PLAZA HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14083, "dollarVol": 4502535000, "branches": 28, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29671, "totalOriginated": 14083, "actionTaken": { "1": 14083, "2": 1082, "3": 5675, "4": 2432, "5": 161, "6": 6238, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5675, "withdrawalCount": 2432, "incompleteCount": 161, "approvedNotAcceptedCount": 1082, "purchasedLoanCount": 6238, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12556, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8349, "originated": 8349, "dollarVolume": 0 }, "2": { "applications": 4261, "originated": 4261, "dollarVolume": 0 }, "3": { "applications": 1252, "originated": 1252, "dollarVolume": 0 }, "4": { "applications": 221, "originated": 221, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 89.8, "originatedMedianDti": 42, "cltvSampleSize": 14083, "dtiSampleSize": 14083 } }, { "lei": "549300LXKO1O7CSK5J52", "name": "FLAT BRANCH MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 13902, "dollarVol": 3150880000, "branches": 27, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17606, "totalOriginated": 13902, "actionTaken": { "1": 13902, "2": 187, "3": 258, "4": 2797, "5": 28, "6": 27, "7": 10, "8": 397 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 2797, "incompleteCount": 28, "approvedNotAcceptedCount": 187, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 13470, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8136, "originated": 8136, "dollarVolume": 0 }, "2": { "applications": 3346, "originated": 3346, "dollarVolume": 0 }, "3": { "applications": 1495, "originated": 1495, "dollarVolume": 0 }, "4": { "applications": 925, "originated": 925, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 39, "cltvSampleSize": 13588, "dtiSampleSize": 13881 } }, { "lei": "549300KJ8PAJ7E52HG32", "name": "Plains Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13605, "dollarVol": 4453705000, "branches": 27, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.04, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23164, "totalOriginated": 13605, "actionTaken": { "1": 13605, "2": 19, "3": 722, "4": 8747, "5": 0, "6": 71, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 722, "withdrawalCount": 8747, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 71, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12857, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8666, "originated": 8666, "dollarVolume": 0 }, "2": { "applications": 3593, "originated": 3593, "dollarVolume": 0 }, "3": { "applications": 1214, "originated": 1214, "dollarVolume": 0 }, "4": { "applications": 132, "originated": 132, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 42, "cltvSampleSize": 13601, "dtiSampleSize": 13530 }, "branchCount": 8, "branchSource": "FDIC-SOD", "fdicCert": 1678, "branchDataYear": 2024 }, { "lei": "549300RWXUAFD1WAE410", "name": "ATLANTIC BAY MORTGAGE GROUP, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 13415, "dollarVol": 3964815000, "branches": 26, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17186, "totalOriginated": 13415, "actionTaken": { "1": 13415, "2": 125, "3": 243, "4": 3194, "5": 0, "6": 206, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 3194, "incompleteCount": 0, "approvedNotAcceptedCount": 125, "purchasedLoanCount": 206, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 11948, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8227, "originated": 8227, "dollarVolume": 0 }, "2": { "applications": 3033, "originated": 3033, "dollarVolume": 0 }, "3": { "applications": 1888, "originated": 1888, "dollarVolume": 0 }, "4": { "applications": 267, "originated": 267, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 40, "cltvSampleSize": 13282, "dtiSampleSize": 13412 } }, { "lei": "54930043BMDE130FJ617", "name": "PROVIDENT FUNDING ASSOCIATES, L.P.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 13307, "dollarVol": 5489015000, "branches": 26, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22086, "totalOriginated": 13307, "actionTaken": { "1": 13307, "2": 300, "3": 1526, "4": 4880, "5": 1873, "6": 200, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1526, "withdrawalCount": 4880, "incompleteCount": 1873, "approvedNotAcceptedCount": 300, "purchasedLoanCount": 200, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12611, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 13307, "originated": 13307, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 38, "cltvSampleSize": 13307, "dtiSampleSize": 13307 } }, { "lei": "C5654JQHZUHN0772B561", "name": "USAA Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13205, "dollarVol": 4588145000, "branches": 26, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28020, "totalOriginated": 13205, "actionTaken": { "1": 13205, "2": 151, "3": 6580, "4": 8064, "5": 11, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6580, "withdrawalCount": 8064, "incompleteCount": 11, "approvedNotAcceptedCount": 151, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12886, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4681, "originated": 4681, "dollarVolume": 0 }, "3": { "applications": 8524, "originated": 8524, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90.9, "originatedMedianDti": 37, "cltvSampleSize": 12675, "dtiSampleSize": 12657 }, "branchCount": 2, "branchSource": "FDIC-SOD", "fdicCert": 32188, "branchDataYear": 2024 }, { "lei": "549300R9S3MVDV4MGF56", "name": "CARRINGTON MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 13182, "dollarVol": 3126200000, "branches": 26, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.017, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44305, "totalOriginated": 13182, "actionTaken": { "1": 13182, "2": 4088, "3": 19009, "4": 7237, "5": 370, "6": 400, "7": 19, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19009, "withdrawalCount": 7237, "incompleteCount": 370, "approvedNotAcceptedCount": 4088, "purchasedLoanCount": 400, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12468, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5576, "originated": 5576, "dollarVolume": 0 }, "2": { "applications": 5215, "originated": 5215, "dollarVolume": 0 }, "3": { "applications": 2372, "originated": 2372, "dollarVolume": 0 }, "4": { "applications": 19, "originated": 19, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75.2, "originatedMedianDti": 42, "cltvSampleSize": 13177, "dtiSampleSize": 11776 } }, { "lei": "549300KM40FP4MSQU941", "name": "Boeing Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 13093, "dollarVol": 3501615000, "branches": 26, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21382, "totalOriginated": 13093, "actionTaken": { "1": 13093, "2": 595, "3": 5254, "4": 2243, "5": 195, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5254, "withdrawalCount": 2243, "incompleteCount": 195, "approvedNotAcceptedCount": 595, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12657, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 13040, "originated": 13040, "dollarVolume": 0 }, "2": { "applications": 27, "originated": 27, "dollarVolume": 0 }, "3": { "applications": 26, "originated": 26, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 62, "originatedMedianDti": 40, "cltvSampleSize": 13093, "dtiSampleSize": 13084 }, "branchCount": 65, "branchSource": "NCUA", "ncuaCharter": "62604" }, { "lei": "N8T7HW55LK5D2ORCKP39", "name": "First National Bank of Pennsylvania", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13057, "dollarVol": 4155125000, "branches": 26, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22946, "totalOriginated": 13057, "actionTaken": { "1": 13057, "2": 112, "3": 5741, "4": 1063, "5": 1014, "6": 1959, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5741, "withdrawalCount": 1063, "incompleteCount": 1014, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 1959, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 11656, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 12810, "originated": 12810, "dollarVolume": 0 }, "2": { "applications": 149, "originated": 149, "dollarVolume": 0 }, "3": { "applications": 83, "originated": 83, "dollarVolume": 0 }, "4": { "applications": 15, "originated": 15, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 77.9, "originatedMedianDti": 36, "cltvSampleSize": 13057, "dtiSampleSize": 12798 }, "branchCount": 348, "branchSource": "FDIC-SOD", "fdicCert": 7888, "branchDataYear": 2024 }, { "lei": "COINQMNIM6RBU631DD85", "name": "Arvest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 12946, "dollarVol": 3087390000, "branches": 25, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.011, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20066, "totalOriginated": 12946, "actionTaken": { "1": 12946, "2": 244, "3": 3257, "4": 2961, "5": 641, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3257, "withdrawalCount": 2961, "incompleteCount": 641, "approvedNotAcceptedCount": 244, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 11507, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11348, "originated": 11348, "dollarVolume": 0 }, "2": { "applications": 1112, "originated": 1112, "dollarVolume": 0 }, "3": { "applications": 348, "originated": 348, "dollarVolume": 0 }, "4": { "applications": 138, "originated": 138, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 36, "cltvSampleSize": 12849, "dtiSampleSize": 12055 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 13595 }, { "lei": "549300J7I82PNDVU8H22", "name": "OCMBC, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 12877, "dollarVol": 5341125000, "branches": 25, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24055, "totalOriginated": 12877, "actionTaken": { "1": 12877, "2": 3645, "3": 3549, "4": 3599, "5": 0, "6": 385, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3549, "withdrawalCount": 3599, "incompleteCount": 0, "approvedNotAcceptedCount": 3645, "purchasedLoanCount": 385, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8302, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9955, "originated": 9955, "dollarVolume": 0 }, "2": { "applications": 2701, "originated": 2701, "dollarVolume": 0 }, "3": { "applications": 218, "originated": 218, "dollarVolume": 0 }, "4": { "applications": 3, "originated": 3, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 42, "cltvSampleSize": 12870, "dtiSampleSize": 8993 } }, { "lei": "Q7C315HKI8VX0SSKBS64", "name": "Cadence Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 12823, "dollarVol": 3677595000, "branches": 25, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19150, "totalOriginated": 12823, "actionTaken": { "1": 12823, "2": 309, "3": 3490, "4": 2296, "5": 232, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3490, "withdrawalCount": 2296, "incompleteCount": 232, "approvedNotAcceptedCount": 309, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 11086, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11435, "originated": 11435, "dollarVolume": 0 }, "2": { "applications": 1061, "originated": 1061, "dollarVolume": 0 }, "3": { "applications": 239, "originated": 239, "dollarVolume": 0 }, "4": { "applications": 88, "originated": 88, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 30, "cltvSampleSize": 12816, "dtiSampleSize": 11848 }, "branchCount": 363, "branchSource": "FDIC-SOD", "fdicCert": 11813, "branchDataYear": 2024 }, { "lei": "549300W4FT4H1UWPGU95", "name": "GREENSTATE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 12784, "dollarVol": 2357830000, "branches": 25, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18672, "totalOriginated": 12784, "actionTaken": { "1": 12784, "2": 635, "3": 2078, "4": 2644, "5": 518, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2078, "withdrawalCount": 2644, "incompleteCount": 518, "approvedNotAcceptedCount": 635, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12282, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 12070, "originated": 12070, "dollarVolume": 0 }, "2": { "applications": 458, "originated": 458, "dollarVolume": 0 }, "3": { "applications": 237, "originated": 237, "dollarVolume": 0 }, "4": { "applications": 19, "originated": 19, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 83.3, "originatedMedianDti": 37, "cltvSampleSize": 12784, "dtiSampleSize": 12729 }, "branchCount": 33, "branchSource": "NCUA", "ncuaCharter": "60269" }, { "lei": "549300CB67L6KPJLHE19", "name": "TRIAD FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 12774, "dollarVol": 1259010000, "branches": 25, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86581, "totalOriginated": 12731, "actionTaken": { "1": 12731, "2": 25464, "3": 48165, "4": 221, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48165, "withdrawalCount": 221, "incompleteCount": 0, "approvedNotAcceptedCount": 25464, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 2.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12723, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 12731, "originated": 12731, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": null, "originatedMedianDti": 37, "cltvSampleSize": 0, "dtiSampleSize": 12731 } }, { "lei": "5493008NWHQT1R22C024", "name": "AMERICAN FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 12582, "dollarVol": 4216980000, "branches": 25, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21017, "totalOriginated": 12582, "actionTaken": { "1": 12582, "2": 142, "3": 1928, "4": 5788, "5": 577, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1928, "withdrawalCount": 5788, "incompleteCount": 577, "approvedNotAcceptedCount": 142, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 10761, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6981, "originated": 6981, "dollarVolume": 0 }, "2": { "applications": 4388, "originated": 4388, "dollarVolume": 0 }, "3": { "applications": 1071, "originated": 1071, "dollarVolume": 0 }, "4": { "applications": 142, "originated": 142, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 43, "cltvSampleSize": 12582, "dtiSampleSize": 10700 } }, { "lei": "5493001NJEVHTZW7FG34", "name": "SCHOOLSFIRST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 12403, "dollarVol": 2451985000, "branches": 24, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16937, "totalOriginated": 12403, "actionTaken": { "1": 12403, "2": 167, "3": 1961, "4": 1577, "5": 829, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1961, "withdrawalCount": 1577, "incompleteCount": 829, "approvedNotAcceptedCount": 167, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 11882, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 12362, "originated": 12362, "dollarVolume": 0 }, "2": { "applications": 41, "originated": 41, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 61.2, "originatedMedianDti": 43, "cltvSampleSize": 12403, "dtiSampleSize": 12403 } }, { "lei": "549300YB1H2FRI6JPM51", "name": "LAKE MICHIGAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 12245, "dollarVol": 3394405000, "branches": 24, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16222, "totalOriginated": 12245, "actionTaken": { "1": 12245, "2": 358, "3": 1342, "4": 1803, "5": 447, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1342, "withdrawalCount": 1803, "incompleteCount": 447, "approvedNotAcceptedCount": 358, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 12073, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 11873, "originated": 11873, "dollarVolume": 0 }, "2": { "applications": 275, "originated": 275, "dollarVolume": 0 }, "3": { "applications": 94, "originated": 94, "dollarVolume": 0 }, "4": { "applications": 3, "originated": 3, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 36, "cltvSampleSize": 12245, "dtiSampleSize": 12226 }, "branchCount": 77, "branchSource": "NCUA", "ncuaCharter": "62514" }, { "lei": "5493001WHVQBGRSWEU75", "name": "HOMEBRIDGE FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 11641, "dollarVol": 2848025000, "branches": 23, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20428, "totalOriginated": 11641, "actionTaken": { "1": 11641, "2": 1581, "3": 5083, "4": 1827, "5": 8, "6": 288, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5083, "withdrawalCount": 1827, "incompleteCount": 8, "approvedNotAcceptedCount": 1581, "purchasedLoanCount": 288, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.8, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5397, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9499, "originated": 9499, "dollarVolume": 0 }, "2": { "applications": 1446, "originated": 1446, "dollarVolume": 0 }, "3": { "applications": 683, "originated": 683, "dollarVolume": 0 }, "4": { "applications": 13, "originated": 13, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 74.8, "originatedMedianDti": 38, "cltvSampleSize": 11641, "dtiSampleSize": 11640 } }, { "lei": "549300VCMRO4ST680C11", "name": "VILLAGE CAPITAL & INVESTMENT LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 11531, "dollarVol": 4121325000, "branches": 23, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.033, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60039, "totalOriginated": 11531, "actionTaken": { "1": 11531, "2": 8763, "3": 4450, "4": 5018, "5": 4262, "6": 26015, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4450, "withdrawalCount": 5018, "incompleteCount": 4262, "approvedNotAcceptedCount": 8763, "purchasedLoanCount": 26015, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 11531, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 28, "originated": 28, "dollarVolume": 0 }, "2": { "applications": 3243, "originated": 3243, "dollarVolume": 0 }, "3": { "applications": 8239, "originated": 8239, "dollarVolume": 0 }, "4": { "applications": 21, "originated": 21, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95.1, "originatedMedianDti": 46, "cltvSampleSize": 2528, "dtiSampleSize": 2017 } }, { "lei": "549300K4ZLGS7SRDTL86", "name": "Equity Prime Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10954, "dollarVol": 3177020000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18565, "totalOriginated": 10954, "actionTaken": { "1": 10954, "2": 22, "3": 670, "4": 4079, "5": 2821, "6": 7, "7": 1, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 670, "withdrawalCount": 4079, "incompleteCount": 2821, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 10940, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 850, "originated": 850, "dollarVolume": 0 }, "2": { "applications": 7532, "originated": 7532, "dollarVolume": 0 }, "3": { "applications": 1911, "originated": 1911, "dollarVolume": 0 }, "4": { "applications": 661, "originated": 661, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 96.5, "originatedMedianDti": 42, "cltvSampleSize": 10864, "dtiSampleSize": 10821 } }, { "lei": "549300WYBPIWKK6SQC06", "name": "Bell Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 10872, "dollarVol": 3264180000, "branches": 21, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13496, "totalOriginated": 10872, "actionTaken": { "1": 10872, "2": 83, "3": 781, "4": 1720, "5": 3, "6": 26, "7": 2, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 781, "withdrawalCount": 1720, "incompleteCount": 3, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 10205, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9809, "originated": 9809, "dollarVolume": 0 }, "2": { "applications": 638, "originated": 638, "dollarVolume": 0 }, "3": { "applications": 391, "originated": 391, "dollarVolume": 0 }, "4": { "applications": 34, "originated": 34, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 84, "originatedMedianDti": 39, "cltvSampleSize": 10870, "dtiSampleSize": 10687 }, "branchCount": 28, "branchSource": "FDIC-SOD", "fdicCert": 19581, "branchDataYear": 2024 }, { "lei": "549300GS0W0TEUQS8571", "name": "Morgan Stanley Private Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 10709, "dollarVol": 11283395000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13901, "totalOriginated": 10709, "actionTaken": { "1": 10709, "2": 914, "3": 539, "4": 1476, "5": 263, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 539, "withdrawalCount": 1476, "incompleteCount": 263, "approvedNotAcceptedCount": 914, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 10704, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 10709, "originated": 10709, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 74, "originatedMedianDti": 37, "cltvSampleSize": 10709, "dtiSampleSize": 10607 }, "branchCount": 1, "branchSource": "FDIC-SOD", "fdicCert": 34221, "branchDataYear": 2024 }, { "lei": "254900RUCO27MVGTO768", "name": "Loan Funder LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10690, "dollarVol": 3955090000, "branches": 21, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.035, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23955, "totalOriginated": 10690, "actionTaken": { "1": 10690, "2": 0, "3": 2778, "4": 10487, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2778, "withdrawalCount": 10487, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 10690, "originated": 10690, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 67.6, "originatedMedianDti": null, "cltvSampleSize": 10690, "dtiSampleSize": 0 } }, { "lei": "54930052M48FOD3CWA54", "name": "PRIMARY RESIDENTIAL MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10659, "dollarVol": 2992465000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15310, "totalOriginated": 10659, "actionTaken": { "1": 10659, "2": 2, "3": 832, "4": 3460, "5": 357, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 832, "withdrawalCount": 3460, "incompleteCount": 357, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9539, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6859, "originated": 6859, "dollarVolume": 0 }, "2": { "applications": 2923, "originated": 2923, "dollarVolume": 0 }, "3": { "applications": 730, "originated": 730, "dollarVolume": 0 }, "4": { "applications": 147, "originated": 147, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 41, "cltvSampleSize": 10659, "dtiSampleSize": 10655 } }, { "lei": "549300GSCUJKJINRJ980", "name": "RUOFF MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10647, "dollarVol": 2313625000, "branches": 21, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15781, "totalOriginated": 10647, "actionTaken": { "1": 10647, "2": 1159, "3": 1066, "4": 2636, "5": 164, "6": 0, "7": 89, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1066, "withdrawalCount": 2636, "incompleteCount": 164, "approvedNotAcceptedCount": 1159, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 10647, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7248, "originated": 7248, "dollarVolume": 0 }, "2": { "applications": 2565, "originated": 2565, "dollarVolume": 0 }, "3": { "applications": 579, "originated": 579, "dollarVolume": 0 }, "4": { "applications": 255, "originated": 255, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 39, "cltvSampleSize": 10647, "dtiSampleSize": 10623 } }, { "lei": "549300NOCASXPA34X033", "name": "LAKEVIEW LOAN SERVICING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10540, "dollarVol": 3010440000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96650, "totalOriginated": 10540, "actionTaken": { "1": 10540, "2": 6451, "3": 24352, "4": 6237, "5": 0, "6": 48925, "7": 1, "8": 144 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24352, "withdrawalCount": 6237, "incompleteCount": 0, "approvedNotAcceptedCount": 6451, "purchasedLoanCount": 48925, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9771, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3471, "originated": 3471, "dollarVolume": 0 }, "2": { "applications": 3895, "originated": 3895, "dollarVolume": 0 }, "3": { "applications": 3174, "originated": 3174, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 86.5, "originatedMedianDti": 42, "cltvSampleSize": 10539, "dtiSampleSize": 5766 } }, { "lei": "549300R0SXC1JU7ZU290", "name": "FIRST COMMUNITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10523, "dollarVol": 3039365000, "branches": 21, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.043, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13521, "totalOriginated": 10523, "actionTaken": { "1": 10523, "2": 795, "3": 834, "4": 854, "5": 205, "6": 19, "7": 130, "8": 161 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 834, "withdrawalCount": 854, "incompleteCount": 205, "approvedNotAcceptedCount": 795, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9952, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6421, "originated": 6421, "dollarVolume": 0 }, "2": { "applications": 2817, "originated": 2817, "dollarVolume": 0 }, "3": { "applications": 875, "originated": 875, "dollarVolume": 0 }, "4": { "applications": 410, "originated": 410, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 40, "cltvSampleSize": 10480, "dtiSampleSize": 10397 } }, { "lei": "549300FX7K8PTEQUU487", "name": "PENTAGON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 10514, "dollarVol": 2438710000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28887, "totalOriginated": 10514, "actionTaken": { "1": 10514, "2": 206, "3": 11315, "4": 4539, "5": 2026, "6": 87, "7": 66, "8": 134 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11315, "withdrawalCount": 4539, "incompleteCount": 2026, "approvedNotAcceptedCount": 206, "purchasedLoanCount": 87, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 10410, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8623, "originated": 8623, "dollarVolume": 0 }, "2": { "applications": 325, "originated": 325, "dollarVolume": 0 }, "3": { "applications": 1566, "originated": 1566, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75.4, "originatedMedianDti": 41, "cltvSampleSize": 10514, "dtiSampleSize": 10238 }, "branchCount": 48, "branchSource": "NCUA", "ncuaCharter": "227" }, { "lei": "54930021WPEXNHYZUL09", "name": "PLANET HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10396, "dollarVol": 3200580000, "branches": 20, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65607, "totalOriginated": 10396, "actionTaken": { "1": 10396, "2": 177, "3": 2897, "4": 525, "5": 20, "6": 51420, "7": 71, "8": 101 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2897, "withdrawalCount": 525, "incompleteCount": 20, "approvedNotAcceptedCount": 177, "purchasedLoanCount": 51420, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9795, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3500, "originated": 3500, "dollarVolume": 0 }, "2": { "applications": 3246, "originated": 3246, "dollarVolume": 0 }, "3": { "applications": 3511, "originated": 3511, "dollarVolume": 0 }, "4": { "applications": 139, "originated": 139, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 42, "cltvSampleSize": 6459, "dtiSampleSize": 6448 } }, { "lei": "5493002QI2ILHHZH8D20", "name": "KBHS HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10309, "dollarVol": 4103845000, "branches": 20, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14390, "totalOriginated": 10309, "actionTaken": { "1": 10309, "2": 40, "3": 869, "4": 3133, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 869, "withdrawalCount": 3133, "incompleteCount": 39, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9935, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5405, "originated": 5405, "dollarVolume": 0 }, "2": { "applications": 3632, "originated": 3632, "dollarVolume": 0 }, "3": { "applications": 1261, "originated": 1261, "dollarVolume": 0 }, "4": { "applications": 11, "originated": 11, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 92.5, "originatedMedianDti": 43, "cltvSampleSize": 10309, "dtiSampleSize": 10294 } }, { "lei": "254900NTAC4H10MGSU23", "name": "Summit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 9929, "dollarVol": 1525735000, "branches": 19, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15990, "totalOriginated": 9929, "actionTaken": { "1": 9929, "2": 747, "3": 1738, "4": 1229, "5": 439, "6": 0, "7": 386, "8": 1522 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1738, "withdrawalCount": 1229, "incompleteCount": 439, "approvedNotAcceptedCount": 747, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5085, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9929, "originated": 9929, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 74, "originatedMedianDti": 37, "cltvSampleSize": 9928, "dtiSampleSize": 3883 }, "branchCount": 2, "branchSource": "NCUA", "ncuaCharter": "7182" }, { "lei": "8I3UVGYULPJQIP7FQV10", "name": "SouthState Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 9816, "dollarVol": 2894580000, "branches": 19, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15833, "totalOriginated": 9816, "actionTaken": { "1": 9816, "2": 334, "3": 3457, "4": 2125, "5": 94, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3457, "withdrawalCount": 2125, "incompleteCount": 94, "approvedNotAcceptedCount": 334, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8820, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9010, "originated": 9010, "dollarVolume": 0 }, "2": { "applications": 552, "originated": 552, "dollarVolume": 0 }, "3": { "applications": 228, "originated": 228, "dollarVolume": 0 }, "4": { "applications": 26, "originated": 26, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 79.3, "originatedMedianDti": 38, "cltvSampleSize": 9810, "dtiSampleSize": 9694 }, "branchCount": 254, "branchSource": "FDIC-SOD", "fdicCert": 33555, "branchDataYear": 2024 }, { "lei": "5493006S869XKIESMV41", "name": "Mountain America Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 9806, "dollarVol": 1752170000, "branches": 19, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21793, "totalOriginated": 9806, "actionTaken": { "1": 9806, "2": 170, "3": 7197, "4": 3117, "5": 1499, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7197, "withdrawalCount": 3117, "incompleteCount": 1499, "approvedNotAcceptedCount": 170, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.9, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9581, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9521, "originated": 9521, "dollarVolume": 0 }, "2": { "applications": 232, "originated": 232, "dollarVolume": 0 }, "3": { "applications": 49, "originated": 49, "dollarVolume": 0 }, "4": { "applications": 4, "originated": 4, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 68.2, "originatedMedianDti": 38, "cltvSampleSize": 9806, "dtiSampleSize": 9779 }, "branchCount": 108, "branchSource": "NCUA", "ncuaCharter": "24692" }, { "lei": "549300PL8ER6H23P0Z91", "name": "BAY EQUITY LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 9751, "dollarVol": 3980555000, "branches": 19, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14943, "totalOriginated": 9751, "actionTaken": { "1": 9751, "2": 58, "3": 501, "4": 3592, "5": 92, "6": 0, "7": 182, "8": 767 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 501, "withdrawalCount": 3592, "incompleteCount": 92, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9266, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7476, "originated": 7476, "dollarVolume": 0 }, "2": { "applications": 1480, "originated": 1480, "dollarVolume": 0 }, "3": { "applications": 763, "originated": 763, "dollarVolume": 0 }, "4": { "applications": 32, "originated": 32, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 41, "cltvSampleSize": 9751, "dtiSampleSize": 9732 } }, { "lei": "54930049L5WINET09Q97", "name": "Click n' Close, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 9598, "dollarVol": 2167510000, "branches": 19, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17433, "totalOriginated": 9598, "actionTaken": { "1": 9598, "2": 122, "3": 538, "4": 7175, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 538, "withdrawalCount": 7175, "incompleteCount": 0, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 2.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 1678, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4624, "originated": 4624, "dollarVolume": 0 }, "2": { "applications": 4070, "originated": 4070, "dollarVolume": 0 }, "3": { "applications": 443, "originated": 443, "dollarVolume": 0 }, "4": { "applications": 461, "originated": 461, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 96.5, "originatedMedianDti": 39, "cltvSampleSize": 9595, "dtiSampleSize": 9598 } }, { "lei": "8WH0EE09O9V05QJZ3V89", "name": "Zions Bancorporation, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 9493, "dollarVol": 4166215000, "branches": 18, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19040, "totalOriginated": 9493, "actionTaken": { "1": 9493, "2": 2822, "3": 6095, "4": 194, "5": 97, "6": 10, "7": 120, "8": 209 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6095, "withdrawalCount": 194, "incompleteCount": 97, "approvedNotAcceptedCount": 2822, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9360, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9434, "originated": 9434, "dollarVolume": 0 }, "2": { "applications": 41, "originated": 41, "dollarVolume": 0 }, "3": { "applications": 18, "originated": 18, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 40, "cltvSampleSize": 9492, "dtiSampleSize": 9180 }, "branchCount": 410, "branchSource": "FDIC-SOD", "fdicCert": 2270, "branchDataYear": 2024 }, { "lei": "549300F8C5JA44WNMI75", "name": "AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 9465, "dollarVol": 3112515000, "branches": 18, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15393, "totalOriginated": 9465, "actionTaken": { "1": 9465, "2": 86, "3": 324, "4": 2912, "5": 2604, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 324, "withdrawalCount": 2912, "incompleteCount": 2604, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9033, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5205, "originated": 5205, "dollarVolume": 0 }, "2": { "applications": 2787, "originated": 2787, "dollarVolume": 0 }, "3": { "applications": 1416, "originated": 1416, "dollarVolume": 0 }, "4": { "applications": 57, "originated": 57, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 9465, "dtiSampleSize": 9246 } }, { "lei": "549300370QILXLFUWD20", "name": "ZILLOW HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 9372, "dollarVol": 3123150000, "branches": 18, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13109, "totalOriginated": 9372, "actionTaken": { "1": 9372, "2": 130, "3": 792, "4": 2771, "5": 22, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 792, "withdrawalCount": 2771, "incompleteCount": 22, "approvedNotAcceptedCount": 130, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9372, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6689, "originated": 6689, "dollarVolume": 0 }, "2": { "applications": 2154, "originated": 2154, "dollarVolume": 0 }, "3": { "applications": 529, "originated": 529, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 93, "originatedMedianDti": 41, "cltvSampleSize": 9372, "dtiSampleSize": 9369 } }, { "lei": "549300O6Z0I6KYMESL47", "name": "AMWEST FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 9305, "dollarVol": 3798085000, "branches": 18, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16135, "totalOriginated": 9305, "actionTaken": { "1": 9305, "2": 17, "3": 1234, "4": 5284, "5": 48, "6": 247, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1234, "withdrawalCount": 5284, "incompleteCount": 48, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 247, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 9300, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8985, "originated": 8985, "dollarVolume": 0 }, "2": { "applications": 259, "originated": 259, "dollarVolume": 0 }, "3": { "applications": 59, "originated": 59, "dollarVolume": 0 }, "4": { "applications": 2, "originated": 2, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 40, "cltvSampleSize": 9305, "dtiSampleSize": 6683 } }, { "lei": "549300KTR1JGH3K6LU06", "name": "Bethpage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 9086, "dollarVol": 2342200000, "branches": 18, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21186, "totalOriginated": 9086, "actionTaken": { "1": 9086, "2": 235, "3": 9379, "4": 2262, "5": 212, "6": 1, "7": 9, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9379, "withdrawalCount": 2262, "incompleteCount": 212, "approvedNotAcceptedCount": 235, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.8, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8993, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 9054, "originated": 9054, "dollarVolume": 0 }, "2": { "applications": 31, "originated": 31, "dollarVolume": 0 }, "3": { "applications": 1, "originated": 1, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 63.9, "originatedMedianDti": 39, "cltvSampleSize": 9086, "dtiSampleSize": 9049 }, "branchCount": 37, "branchSource": "NCUA", "ncuaCharter": "4735" }, { "lei": "549300AT7EB9FJAF0E61", "name": "Old National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 9035, "dollarVol": 2905605000, "branches": 18, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14346, "totalOriginated": 9035, "actionTaken": { "1": 9035, "2": 197, "3": 3455, "4": 1232, "5": 292, "6": 135, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3455, "withdrawalCount": 1232, "incompleteCount": 292, "approvedNotAcceptedCount": 197, "purchasedLoanCount": 135, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8420, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8661, "originated": 8661, "dollarVolume": 0 }, "2": { "applications": 226, "originated": 226, "dollarVolume": 0 }, "3": { "applications": 136, "originated": 136, "dollarVolume": 0 }, "4": { "applications": 12, "originated": 12, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 30, "cltvSampleSize": 9005, "dtiSampleSize": 8573 }, "branchCount": 288, "branchSource": "FDIC-SOD", "fdicCert": 3832, "branchDataYear": 2024 }, { "lei": "254900O723MCLR701H50", "name": "Neighborhood Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 9015, "dollarVol": 2359695000, "branches": 18, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UI36AJZ0WZ4U93", "name": "Taylor Morrison Home Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 8827, "dollarVol": 4095075000, "branches": 17, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12117, "totalOriginated": 8827, "actionTaken": { "1": 8827, "2": 6, "3": 1088, "4": 1796, "5": 400, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1088, "withdrawalCount": 1796, "incompleteCount": 400, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8321, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6704, "originated": 6704, "dollarVolume": 0 }, "2": { "applications": 1564, "originated": 1564, "dollarVolume": 0 }, "3": { "applications": 555, "originated": 555, "dollarVolume": 0 }, "4": { "applications": 4, "originated": 4, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 41, "cltvSampleSize": 8825, "dtiSampleSize": 8827 } }, { "lei": "549300AENO88GEUWCZ39", "name": "Luminate Home Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 8817, "dollarVol": 3107985000, "branches": 17, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12756, "totalOriginated": 8817, "actionTaken": { "1": 8817, "2": 62, "3": 337, "4": 3513, "5": 2, "6": 8, "7": 2, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 337, "withdrawalCount": 3513, "incompleteCount": 2, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7962, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6451, "originated": 6451, "dollarVolume": 0 }, "2": { "applications": 1725, "originated": 1725, "dollarVolume": 0 }, "3": { "applications": 589, "originated": 589, "dollarVolume": 0 }, "4": { "applications": 52, "originated": 52, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 41, "cltvSampleSize": 8817, "dtiSampleSize": 8755 } }, { "lei": "549300HFXTV55C2HHM89", "name": "DESERT FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 8747, "dollarVol": 1070655000, "branches": 17, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14881, "totalOriginated": 8747, "actionTaken": { "1": 8747, "2": 1135, "3": 4512, "4": 425, "5": 25, "6": 37, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4512, "withdrawalCount": 425, "incompleteCount": 25, "approvedNotAcceptedCount": 1135, "purchasedLoanCount": 37, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -1.8, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8471, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8747, "originated": 8747, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 62.2, "originatedMedianDti": 39, "cltvSampleSize": 8747, "dtiSampleSize": 8741 }, "branchCount": 50, "branchSource": "NCUA", "ncuaCharter": "68713" }, { "lei": "549300S5YL3OH0IVCS62", "name": "FINANCE OF AMERICA REVERSE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 8638, "dollarVol": 2548440000, "branches": 17, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.09, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12910, "totalOriginated": 8638, "actionTaken": { "1": 8638, "2": 169, "3": 1071, "4": 2200, "5": 451, "6": 381, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1071, "withdrawalCount": 2200, "incompleteCount": 451, "approvedNotAcceptedCount": 169, "purchasedLoanCount": 381, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 1718, "originated": 1718, "dollarVolume": 0 }, "2": { "applications": 6920, "originated": 6920, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": null, "originatedMedianDti": null, "cltvSampleSize": 0, "dtiSampleSize": 0 } }, { "lei": "5493001PXRJMPLXPG540", "name": "IDAHO CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 8573, "dollarVol": 2000695000, "branches": 17, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14046, "totalOriginated": 8573, "actionTaken": { "1": 8573, "2": 2114, "3": 2805, "4": 554, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2805, "withdrawalCount": 554, "incompleteCount": 0, "approvedNotAcceptedCount": 2114, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3466, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8175, "originated": 8175, "dollarVolume": 0 }, "2": { "applications": 287, "originated": 287, "dollarVolume": 0 }, "3": { "applications": 107, "originated": 107, "dollarVolume": 0 }, "4": { "applications": 4, "originated": 4, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 30, "cltvSampleSize": 8571, "dtiSampleSize": 8569 }, "branchCount": 59, "branchSource": "NCUA", "ncuaCharter": "63194" }, { "lei": "254900CN1DD55MJDFH69", "name": "University of Wisconsin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 8477, "dollarVol": 1373105000, "branches": 16, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11177, "totalOriginated": 8477, "actionTaken": { "1": 8477, "2": 224, "3": 1374, "4": 1070, "5": 3, "6": 0, "7": 0, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1374, "withdrawalCount": 1070, "incompleteCount": 3, "approvedNotAcceptedCount": 224, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2895, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8455, "originated": 8455, "dollarVolume": 0 }, "2": { "applications": 16, "originated": 16, "dollarVolume": 0 }, "3": { "applications": 6, "originated": 6, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 30, "cltvSampleSize": 8477, "dtiSampleSize": 8462 }, "branchCount": 40, "branchSource": "NCUA", "ncuaCharter": "66492" }, { "lei": "2549005SIVTHG14U2905", "name": "A&D Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 8404, "dollarVol": 2952000000, "branches": 16, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16445, "totalOriginated": 8404, "actionTaken": { "1": 8404, "2": 193, "3": 1719, "4": 5487, "5": 110, "6": 528, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1719, "withdrawalCount": 5487, "incompleteCount": 110, "approvedNotAcceptedCount": 193, "purchasedLoanCount": 528, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3794, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8336, "originated": 8336, "dollarVolume": 0 }, "2": { "applications": 68, "originated": 68, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 36, "cltvSampleSize": 8402, "dtiSampleSize": 4998 } }, { "lei": "549300CY7WNAHKHYSJ73", "name": "CORNERSTONE CAPITAL BANK, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8367, "dollarVol": 3278085000, "branches": 16, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17841, "totalOriginated": 7318, "actionTaken": { "1": 7318, "2": 36, "3": 140, "4": 1815, "5": 1, "6": 8531, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 1815, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 8531, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6740, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4744, "originated": 4744, "dollarVolume": 0 }, "2": { "applications": 1505, "originated": 1505, "dollarVolume": 0 }, "3": { "applications": 1006, "originated": 1006, "dollarVolume": 0 }, "4": { "applications": 63, "originated": 63, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 39, "cltvSampleSize": 7252, "dtiSampleSize": 7247 }, "branchCount": 3, "branchSource": "FDIC-SOD", "fdicCert": 1213, "branchDataYear": 2024 }, { "lei": "54930034MNPILHP25H80", "name": "Gateway First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8366, "dollarVol": 2046730000, "branches": 16, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13103, "totalOriginated": 8366, "actionTaken": { "1": 8366, "2": 58, "3": 560, "4": 2741, "5": 64, "6": 1314, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 560, "withdrawalCount": 2741, "incompleteCount": 64, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 1314, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7261, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5403, "originated": 5403, "dollarVolume": 0 }, "2": { "applications": 2053, "originated": 2053, "dollarVolume": 0 }, "3": { "applications": 780, "originated": 780, "dollarVolume": 0 }, "4": { "applications": 130, "originated": 130, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 41, "cltvSampleSize": 8366, "dtiSampleSize": 8352 }, "branchCount": 12, "branchSource": "FDIC-SOD", "fdicCert": 15118, "branchDataYear": 2024 }, { "lei": "25490066WMF8ZMQXQB18", "name": "Lendage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 8331, "dollarVol": 518415000, "branches": 16, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11856, "totalOriginated": 8331, "actionTaken": { "1": 8331, "2": 951, "3": 1835, "4": 302, "5": 437, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1835, "withdrawalCount": 302, "incompleteCount": 437, "approvedNotAcceptedCount": 951, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 6.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8329, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8331, "originated": 8331, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 72.4, "originatedMedianDti": 37, "cltvSampleSize": 8331, "dtiSampleSize": 8331 } }, { "lei": "HUX2X73FUCYHUVH1BK78", "name": "KeyBank National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8251, "dollarVol": 2198525000, "branches": 16, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15901, "totalOriginated": 8251, "actionTaken": { "1": 8251, "2": 211, "3": 4869, "4": 1768, "5": 740, "6": 54, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4869, "withdrawalCount": 1768, "incompleteCount": 740, "approvedNotAcceptedCount": 211, "purchasedLoanCount": 54, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7929, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7767, "originated": 7767, "dollarVolume": 0 }, "2": { "applications": 390, "originated": 390, "dollarVolume": 0 }, "3": { "applications": 94, "originated": 94, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 40, "cltvSampleSize": 8251, "dtiSampleSize": 8212 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 11970 }, { "lei": "C398JSK21YCXWM603F55", "name": "Barrington Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8213, "dollarVol": 2713735000, "branches": 16, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12756, "totalOriginated": 8213, "actionTaken": { "1": 8213, "2": 404, "3": 841, "4": 3057, "5": 226, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 841, "withdrawalCount": 3057, "incompleteCount": 226, "approvedNotAcceptedCount": 404, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 8205, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5137, "originated": 5137, "dollarVolume": 0 }, "2": { "applications": 839, "originated": 839, "dollarVolume": 0 }, "3": { "applications": 2178, "originated": 2178, "dollarVolume": 0 }, "4": { "applications": 59, "originated": 59, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 82.5, "originatedMedianDti": 41, "cltvSampleSize": 7382, "dtiSampleSize": 7374 }, "branchCount": 9, "branchSource": "FDIC-SOD", "fdicCert": 34395, "branchDataYear": 2024 }, { "lei": "549300BX448ALT10FI43", "name": "The Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8146, "dollarVol": 3026220000, "branches": 16, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20656, "totalOriginated": 8146, "actionTaken": { "1": 8146, "2": 221, "3": 1917, "4": 5861, "5": 4343, "6": 18, "7": 27, "8": 123 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1917, "withdrawalCount": 5861, "incompleteCount": 4343, "approvedNotAcceptedCount": 221, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7544, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3026, "originated": 3026, "dollarVolume": 0 }, "2": { "applications": 1312, "originated": 1312, "dollarVolume": 0 }, "3": { "applications": 3794, "originated": 3794, "dollarVolume": 0 }, "4": { "applications": 14, "originated": 14, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 43, "cltvSampleSize": 8105, "dtiSampleSize": 8033 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 13624 }, { "lei": "01J4SO3XTWZF4PP38209", "name": "Trustmark National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8088, "dollarVol": 1641730000, "branches": 16, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11550, "totalOriginated": 8088, "actionTaken": { "1": 8088, "2": 285, "3": 1420, "4": 1113, "5": 245, "6": 399, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1420, "withdrawalCount": 1113, "incompleteCount": 245, "approvedNotAcceptedCount": 285, "purchasedLoanCount": 399, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7354, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6068, "originated": 6068, "dollarVolume": 0 }, "2": { "applications": 1427, "originated": 1427, "dollarVolume": 0 }, "3": { "applications": 474, "originated": 474, "dollarVolume": 0 }, "4": { "applications": 119, "originated": 119, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 83.3, "originatedMedianDti": 38, "cltvSampleSize": 8085, "dtiSampleSize": 7828 } }, { "lei": "254900JXCS783CPF1D02", "name": "RCN Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 8038, "dollarVol": 1717350000, "branches": 16, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12981, "totalOriginated": 8038, "actionTaken": { "1": 8038, "2": 0, "3": 2021, "4": 2922, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2021, "withdrawalCount": 2922, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 8038, "originated": 8038, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 0.8, "originatedMedianDti": null, "cltvSampleSize": 6539, "dtiSampleSize": 0 } }, { "lei": "6GK3WNTSHBNJOVP1LV97", "name": "ENT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 7861, "dollarVol": 1550385000, "branches": 15, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12486, "totalOriginated": 7861, "actionTaken": { "1": 7861, "2": 1675, "3": 2874, "4": 74, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2874, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 1675, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7436, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7453, "originated": 7453, "dollarVolume": 0 }, "2": { "applications": 185, "originated": 185, "dollarVolume": 0 }, "3": { "applications": 223, "originated": 223, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 40, "cltvSampleSize": 7853, "dtiSampleSize": 7847 }, "branchCount": 60, "branchSource": "NCUA", "ncuaCharter": "68671" }, { "lei": "549300GTVXJ2PGXNLM73", "name": "T2 FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7840, "dollarVol": 2575950000, "branches": 15, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10314, "totalOriginated": 7840, "actionTaken": { "1": 7840, "2": 955, "3": 625, "4": 850, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 625, "withdrawalCount": 850, "incompleteCount": 44, "approvedNotAcceptedCount": 955, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7214, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4744, "originated": 4744, "dollarVolume": 0 }, "2": { "applications": 2265, "originated": 2265, "dollarVolume": 0 }, "3": { "applications": 711, "originated": 711, "dollarVolume": 0 }, "4": { "applications": 120, "originated": 120, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 7840, "dtiSampleSize": 7679 } }, { "lei": "549300ZZME37MXI1EF14", "name": "DAS Acquisition Company, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7831, "dollarVol": 2052985000, "branches": 15, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12120, "totalOriginated": 7831, "actionTaken": { "1": 7831, "2": 712, "3": 253, "4": 1335, "5": 201, "6": 12, "7": 134, "8": 1642 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 253, "withdrawalCount": 1335, "incompleteCount": 201, "approvedNotAcceptedCount": 712, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7828, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4398, "originated": 4398, "dollarVolume": 0 }, "2": { "applications": 2221, "originated": 2221, "dollarVolume": 0 }, "3": { "applications": 733, "originated": 733, "dollarVolume": 0 }, "4": { "applications": 479, "originated": 479, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 40, "cltvSampleSize": 7831, "dtiSampleSize": 7798 } }, { "lei": "213800XR2TCBQJSF1X93", "name": "NBKC BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7830, "dollarVol": 3274940000, "branches": 15, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18437, "totalOriginated": 7830, "actionTaken": { "1": 7830, "2": 71, "3": 1268, "4": 3288, "5": 466, "6": 22, "7": 328, "8": 5164 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1268, "withdrawalCount": 3288, "incompleteCount": 466, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7572, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5425, "originated": 5425, "dollarVolume": 0 }, "2": { "applications": 451, "originated": 451, "dollarVolume": 0 }, "3": { "applications": 1954, "originated": 1954, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80.7, "originatedMedianDti": 38, "cltvSampleSize": 7616, "dtiSampleSize": 7705 }, "branchCount": 4, "branchSource": "FDIC-SOD", "fdicCert": 35014, "branchDataYear": 2024 }, { "lei": "549300GRGZDEH4ZGQS06", "name": "Waterstone Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7819, "dollarVol": 2144295000, "branches": 15, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10792, "totalOriginated": 7819, "actionTaken": { "1": 7819, "2": 65, "3": 482, "4": 2351, "5": 16, "6": 11, "7": 1, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 482, "withdrawalCount": 2351, "incompleteCount": 16, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6910, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5320, "originated": 5320, "dollarVolume": 0 }, "2": { "applications": 1839, "originated": 1839, "dollarVolume": 0 }, "3": { "applications": 603, "originated": 603, "dollarVolume": 0 }, "4": { "applications": 57, "originated": 57, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 42, "cltvSampleSize": 7819, "dtiSampleSize": 7787 } }, { "lei": "COOWI3L2W9TPYR3WJX37", "name": "First Horizon Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7808, "dollarVol": 3334040000, "branches": 15, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13326, "totalOriginated": 7808, "actionTaken": { "1": 7808, "2": 272, "3": 2889, "4": 1418, "5": 72, "6": 867, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2889, "withdrawalCount": 1418, "incompleteCount": 72, "approvedNotAcceptedCount": 272, "purchasedLoanCount": 867, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7756, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7397, "originated": 7397, "dollarVolume": 0 }, "2": { "applications": 198, "originated": 198, "dollarVolume": 0 }, "3": { "applications": 182, "originated": 182, "dollarVolume": 0 }, "4": { "applications": 31, "originated": 31, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 76.4, "originatedMedianDti": 30, "cltvSampleSize": 7807, "dtiSampleSize": 7582 }, "branchCount": 415, "branchSource": "FDIC-SOD", "fdicCert": 4977, "branchDataYear": 2024 }, { "lei": "549300QR0KFPEDZPEI42", "name": "STOCKTON MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7797, "dollarVol": 1928875000, "branches": 15, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12011, "totalOriginated": 7797, "actionTaken": { "1": 7797, "2": 55, "3": 782, "4": 2538, "5": 839, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 782, "withdrawalCount": 2538, "incompleteCount": 839, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7441, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3543, "originated": 3543, "dollarVolume": 0 }, "2": { "applications": 3011, "originated": 3011, "dollarVolume": 0 }, "3": { "applications": 755, "originated": 755, "dollarVolume": 0 }, "4": { "applications": 488, "originated": 488, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 40, "cltvSampleSize": 7797, "dtiSampleSize": 7677 } }, { "lei": "254900TTZ395IC926125", "name": "Sierra Pacific Mortgage Company, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7598, "dollarVol": 2717490000, "branches": 15, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11222, "totalOriginated": 7598, "actionTaken": { "1": 7598, "2": 60, "3": 1269, "4": 1499, "5": 131, "6": 646, "7": 16, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1269, "withdrawalCount": 1499, "incompleteCount": 131, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 646, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6734, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5150, "originated": 5150, "dollarVolume": 0 }, "2": { "applications": 1841, "originated": 1841, "dollarVolume": 0 }, "3": { "applications": 489, "originated": 489, "dollarVolume": 0 }, "4": { "applications": 118, "originated": 118, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 7598, "dtiSampleSize": 7555 } }, { "lei": "5493003V40VGM7YDFM54", "name": "FIRST COLONY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7567, "dollarVol": 2896505000, "branches": 15, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10161, "totalOriginated": 7567, "actionTaken": { "1": 7567, "2": 702, "3": 449, "4": 1265, "5": 178, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 449, "withdrawalCount": 1265, "incompleteCount": 178, "approvedNotAcceptedCount": 702, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7151, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5235, "originated": 5235, "dollarVolume": 0 }, "2": { "applications": 1617, "originated": 1617, "dollarVolume": 0 }, "3": { "applications": 608, "originated": 608, "dollarVolume": 0 }, "4": { "applications": 107, "originated": 107, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 86.3, "originatedMedianDti": 30, "cltvSampleSize": 7567, "dtiSampleSize": 7533 } }, { "lei": "549300KER3YVZ3U5RK57", "name": "VERIDIAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 7554, "dollarVol": 1030940000, "branches": 15, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11053, "totalOriginated": 7554, "actionTaken": { "1": 7554, "2": 166, "3": 1338, "4": 1183, "5": 805, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1338, "withdrawalCount": 1183, "incompleteCount": 805, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2954, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7460, "originated": 7460, "dollarVolume": 0 }, "3": { "applications": 94, "originated": 94, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 79.7, "originatedMedianDti": 30, "cltvSampleSize": 7552, "dtiSampleSize": 7522 }, "branchCount": 32, "branchSource": "NCUA", "ncuaCharter": "64418" }, { "lei": "549300UF3FPC7U6RFC59", "name": "The Central Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7513, "dollarVol": 1924265000, "branches": 15, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11306, "totalOriginated": 7513, "actionTaken": { "1": 7513, "2": 66, "3": 1012, "4": 2543, "5": 96, "6": 7, "7": 7, "8": 62 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1012, "withdrawalCount": 2543, "incompleteCount": 96, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5364, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6495, "originated": 6495, "dollarVolume": 0 }, "2": { "applications": 576, "originated": 576, "dollarVolume": 0 }, "3": { "applications": 361, "originated": 361, "dollarVolume": 0 }, "4": { "applications": 81, "originated": 81, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75.8, "originatedMedianDti": 36, "cltvSampleSize": 7507, "dtiSampleSize": 7029 }, "branchCount": 176, "branchSource": "FDIC-SOD", "fdicCert": 12633, "branchDataYear": 2024 }, { "lei": "5493002RF1ERFA2XR050", "name": "Renasant Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7420, "dollarVol": 1969490000, "branches": 14, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10267, "totalOriginated": 7420, "actionTaken": { "1": 7420, "2": 598, "3": 958, "4": 1151, "5": 34, "6": 106, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 958, "withdrawalCount": 1151, "incompleteCount": 34, "approvedNotAcceptedCount": 598, "purchasedLoanCount": 106, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6327, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5605, "originated": 5605, "dollarVolume": 0 }, "2": { "applications": 1121, "originated": 1121, "dollarVolume": 0 }, "3": { "applications": 415, "originated": 415, "dollarVolume": 0 }, "4": { "applications": 279, "originated": 279, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 37, "cltvSampleSize": 7403, "dtiSampleSize": 6695 }, "branchCount": 161, "branchSource": "FDIC-SOD", "fdicCert": 12437, "branchDataYear": 2024 }, { "lei": "5493001HHBUTXHS7TZ96", "name": "HOMEAMERICAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7317, "dollarVol": 3407735000, "branches": 14, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9420, "totalOriginated": 7317, "actionTaken": { "1": 7317, "2": 250, "3": 833, "4": 964, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 833, "withdrawalCount": 964, "incompleteCount": 56, "approvedNotAcceptedCount": 250, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -1.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7145, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3828, "originated": 3828, "dollarVolume": 0 }, "2": { "applications": 2323, "originated": 2323, "dollarVolume": 0 }, "3": { "applications": 1162, "originated": 1162, "dollarVolume": 0 }, "4": { "applications": 4, "originated": 4, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 43, "cltvSampleSize": 7317, "dtiSampleSize": 7316 } }, { "lei": "549300DMYENRV818D594", "name": "SWBC MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7207, "dollarVol": 2311385000, "branches": 14, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9442, "totalOriginated": 7207, "actionTaken": { "1": 7207, "2": 335, "3": 347, "4": 1433, "5": 62, "6": 58, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 347, "withdrawalCount": 1433, "incompleteCount": 62, "approvedNotAcceptedCount": 335, "purchasedLoanCount": 58, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6817, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4845, "originated": 4845, "dollarVolume": 0 }, "2": { "applications": 1451, "originated": 1451, "dollarVolume": 0 }, "3": { "applications": 824, "originated": 824, "dollarVolume": 0 }, "4": { "applications": 87, "originated": 87, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 93.5, "originatedMedianDti": 40, "cltvSampleSize": 7206, "dtiSampleSize": 7140 } }, { "lei": "549300SUCQ1358EGVE89", "name": "NEW DAY FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7187, "dollarVol": 1921745000, "branches": 14, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44774, "totalOriginated": 7187, "actionTaken": { "1": 7187, "2": 760, "3": 11201, "4": 21035, "5": 3772, "6": 0, "7": 83, "8": 736 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11201, "withdrawalCount": 21035, "incompleteCount": 3772, "approvedNotAcceptedCount": 760, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7187, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 10, "originated": 10, "dollarVolume": 0 }, "2": { "applications": 176, "originated": 176, "dollarVolume": 0 }, "3": { "applications": 7001, "originated": 7001, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 92.1, "originatedMedianDti": 40, "cltvSampleSize": 6379, "dtiSampleSize": 6346 } }, { "lei": "549300DMHEHNYZ2OLB41", "name": "First United Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7177, "dollarVol": 2551955000, "branches": 14, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10342, "totalOriginated": 7177, "actionTaken": { "1": 7177, "2": 156, "3": 590, "4": 2125, "5": 294, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 590, "withdrawalCount": 2125, "incompleteCount": 294, "approvedNotAcceptedCount": 156, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6093, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5589, "originated": 5589, "dollarVolume": 0 }, "2": { "applications": 1009, "originated": 1009, "dollarVolume": 0 }, "3": { "applications": 540, "originated": 540, "dollarVolume": 0 }, "4": { "applications": 39, "originated": 39, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 38, "cltvSampleSize": 7176, "dtiSampleSize": 6559 }, "branchCount": 7, "branchSource": "FDIC-SOD", "fdicCert": 34150, "branchDataYear": 2024 }, { "lei": "549300T9P3WXNMXX0I34", "name": "Ixonia Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7156, "dollarVol": 2041930000, "branches": 14, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10340, "totalOriginated": 7156, "actionTaken": { "1": 7156, "2": 71, "3": 435, "4": 2451, "5": 227, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 435, "withdrawalCount": 2451, "incompleteCount": 227, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6653, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4453, "originated": 4453, "dollarVolume": 0 }, "2": { "applications": 2074, "originated": 2074, "dollarVolume": 0 }, "3": { "applications": 483, "originated": 483, "dollarVolume": 0 }, "4": { "applications": 146, "originated": 146, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 41, "cltvSampleSize": 7156, "dtiSampleSize": 6982 }, "branchCount": 7, "branchSource": "FDIC-SOD", "fdicCert": 12514, "branchDataYear": 2024 }, { "lei": "2549008LK3474E9U2888", "name": "ONPOINT COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 7152, "dollarVol": 1402850000, "branches": 14, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10400, "totalOriginated": 7152, "actionTaken": { "1": 7152, "2": 611, "3": 1807, "4": 807, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1807, "withdrawalCount": 807, "incompleteCount": 23, "approvedNotAcceptedCount": 611, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7004, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7015, "originated": 7015, "dollarVolume": 0 }, "2": { "applications": 115, "originated": 115, "dollarVolume": 0 }, "3": { "applications": 22, "originated": 22, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 69.7, "originatedMedianDti": 40, "cltvSampleSize": 7150, "dtiSampleSize": 7130 }, "branchCount": 59, "branchSource": "NCUA", "ncuaCharter": "62745" }, { "lei": "549300TOOOOW36EX6R40", "name": "Suncoast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 7114, "dollarVol": 936590000, "branches": 14, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11831, "totalOriginated": 7114, "actionTaken": { "1": 7114, "2": 83, "3": 2926, "4": 800, "5": 908, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2926, "withdrawalCount": 800, "incompleteCount": 908, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7002, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 7114, "originated": 7114, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 63.4, "originatedMedianDti": 42, "cltvSampleSize": 7096, "dtiSampleSize": 7090 }, "branchCount": 82, "branchSource": "NCUA", "ncuaCharter": "68645" }, { "lei": "5493007VW2EU20PZYU97", "name": "INSPIRE HOME LOANS INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7048, "dollarVol": 2552730000, "branches": 14, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10116, "totalOriginated": 7048, "actionTaken": { "1": 7048, "2": 595, "3": 1211, "4": 1202, "5": 60, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1211, "withdrawalCount": 1202, "incompleteCount": 60, "approvedNotAcceptedCount": 595, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 7048, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 2559, "originated": 2559, "dollarVolume": 0 }, "2": { "applications": 3283, "originated": 3283, "dollarVolume": 0 }, "3": { "applications": 1140, "originated": 1140, "dollarVolume": 0 }, "4": { "applications": 66, "originated": 66, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 96.5, "originatedMedianDti": 43, "cltvSampleSize": 7048, "dtiSampleSize": 7047 } }, { "lei": "549300YN94MOAVYW0F52", "name": "GoodLeap, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7007, "dollarVol": 1265755000, "branches": 14, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15833, "totalOriginated": 7007, "actionTaken": { "1": 7007, "2": 1737, "3": 3661, "4": 3091, "5": 337, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3661, "withdrawalCount": 3091, "incompleteCount": 337, "approvedNotAcceptedCount": 1737, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6958, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4008, "originated": 4008, "dollarVolume": 0 }, "2": { "applications": 2270, "originated": 2270, "dollarVolume": 0 }, "3": { "applications": 729, "originated": 729, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 60, "originatedMedianDti": 39, "cltvSampleSize": 7007, "dtiSampleSize": 6974 } }, { "lei": "549300KHXD7JSQUZIJ22", "name": "HIGHLANDS RESIDENTIAL MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6990, "dollarVol": 2240280000, "branches": 13, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9728, "totalOriginated": 6990, "actionTaken": { "1": 6990, "2": 271, "3": 208, "4": 1891, "5": 368, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 1891, "incompleteCount": 368, "approvedNotAcceptedCount": 271, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6258, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4481, "originated": 4481, "dollarVolume": 0 }, "2": { "applications": 1893, "originated": 1893, "dollarVolume": 0 }, "3": { "applications": 506, "originated": 506, "dollarVolume": 0 }, "4": { "applications": 110, "originated": 110, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 92.4, "originatedMedianDti": 41, "cltvSampleSize": 6988, "dtiSampleSize": 6945 } }, { "lei": "549300PC4MFWQBNVKG88", "name": "V.I.P. MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6989, "dollarVol": 2705645000, "branches": 13, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10272, "totalOriginated": 6989, "actionTaken": { "1": 6989, "2": 39, "3": 207, "4": 1669, "5": 30, "6": 1338, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 207, "withdrawalCount": 1669, "incompleteCount": 30, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 1338, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6392, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4507, "originated": 4507, "dollarVolume": 0 }, "2": { "applications": 1772, "originated": 1772, "dollarVolume": 0 }, "3": { "applications": 651, "originated": 651, "dollarVolume": 0 }, "4": { "applications": 59, "originated": 59, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 87.4, "originatedMedianDti": 41, "cltvSampleSize": 6919, "dtiSampleSize": 6828 } }, { "lei": "549300LU6Y2TXG48QY48", "name": "RANDOLPH-BROOKS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6955, "dollarVol": 1055315000, "branches": 13, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14853, "totalOriginated": 6955, "actionTaken": { "1": 6955, "2": 1419, "3": 1637, "4": 2392, "5": 1040, "6": 177, "7": 472, "8": 761 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1637, "withdrawalCount": 2392, "incompleteCount": 1040, "approvedNotAcceptedCount": 1419, "purchasedLoanCount": 177, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6596, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6955, "originated": 6955, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 65.8, "originatedMedianDti": 42, "cltvSampleSize": 6955, "dtiSampleSize": 6925 }, "branchCount": 63, "branchSource": "NCUA", "ncuaCharter": "8111" }, { "lei": "549300HFBEONQN2CK447", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 6831, "dollarVol": 1804445000, "branches": 13, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8876, "totalOriginated": 6831, "actionTaken": { "1": 6831, "2": 172, "3": 564, "4": 1112, "5": 178, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 564, "withdrawalCount": 1112, "incompleteCount": 178, "approvedNotAcceptedCount": 172, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6203, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6173, "originated": 6173, "dollarVolume": 0 }, "2": { "applications": 455, "originated": 455, "dollarVolume": 0 }, "3": { "applications": 171, "originated": 171, "dollarVolume": 0 }, "4": { "applications": 32, "originated": 32, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 30, "cltvSampleSize": 6692, "dtiSampleSize": 6630 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 10899 }, { "lei": "5493006L4FQIQFVFNS72", "name": "MEGA CAPITAL FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6707, "dollarVol": 3118935000, "branches": 13, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "G5AHTAP80NWA3Q8RDC78", "name": "Frost Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 6691, "dollarVol": 1282185000, "branches": 13, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17592, "totalOriginated": 6526, "actionTaken": { "1": 6526, "2": 407, "3": 5986, "4": 1717, "5": 2545, "6": 0, "7": 150, "8": 261 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5986, "withdrawalCount": 1717, "incompleteCount": 2545, "approvedNotAcceptedCount": 407, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6506, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6526, "originated": 6526, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 71.2, "originatedMedianDti": 30, "cltvSampleSize": 6526, "dtiSampleSize": 6507 }, "branchCount": 203, "branchSource": "FDIC-SOD", "fdicCert": 5510, "branchDataYear": 2024 }, { "lei": "54930063XGNMIXS57091", "name": "POLICE & FIRE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6631, "dollarVol": 642115000, "branches": 13, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12994, "totalOriginated": 6631, "actionTaken": { "1": 6631, "2": 96, "3": 4367, "4": 1017, "5": 868, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4367, "withdrawalCount": 1017, "incompleteCount": 868, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6604, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6631, "originated": 6631, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 64, "originatedMedianDti": 30, "cltvSampleSize": 6631, "dtiSampleSize": 6626 } }, { "lei": "549300T94GSH3C4U5M59", "name": "ALLIANT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6591, "dollarVol": 1817655000, "branches": 13, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.079, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13725, "totalOriginated": 6591, "actionTaken": { "1": 6591, "2": 208, "3": 3602, "4": 1268, "5": 233, "6": 1813, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3602, "withdrawalCount": 1268, "incompleteCount": 233, "approvedNotAcceptedCount": 208, "purchasedLoanCount": 1813, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6383, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6485, "originated": 6485, "dollarVolume": 0 }, "2": { "applications": 18, "originated": 18, "dollarVolume": 0 }, "3": { "applications": 88, "originated": 88, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 78.6, "originatedMedianDti": 38, "cltvSampleSize": 6591, "dtiSampleSize": 6583 }, "branchCount": 1, "branchSource": "NCUA", "ncuaCharter": "67955" }, { "lei": "T68X8LLAQYRNDV034K14", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 6575, "dollarVol": 1611935000, "branches": 13, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10368, "totalOriginated": 6575, "actionTaken": { "1": 6575, "2": 239, "3": 2496, "4": 883, "5": 126, "6": 49, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2496, "withdrawalCount": 883, "incompleteCount": 126, "approvedNotAcceptedCount": 239, "purchasedLoanCount": 49, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6337, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5985, "originated": 5985, "dollarVolume": 0 }, "2": { "applications": 454, "originated": 454, "dollarVolume": 0 }, "3": { "applications": 89, "originated": 89, "dollarVolume": 0 }, "4": { "applications": 47, "originated": 47, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 67.5, "originatedMedianDti": 36, "cltvSampleSize": 6569, "dtiSampleSize": 6444 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 11603 }, { "lei": "549300PXL1KA5TOL2O82", "name": "M/I FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6557, "dollarVol": 2623895000, "branches": 13, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8423, "totalOriginated": 6557, "actionTaken": { "1": 6557, "2": 1191, "3": 233, "4": 290, "5": 152, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 290, "incompleteCount": 152, "approvedNotAcceptedCount": 1191, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6268, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4277, "originated": 4277, "dollarVolume": 0 }, "2": { "applications": 1696, "originated": 1696, "dollarVolume": 0 }, "3": { "applications": 583, "originated": 583, "dollarVolume": 0 }, "4": { "applications": 1, "originated": 1, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 41, "cltvSampleSize": 6557, "dtiSampleSize": 6528 } }, { "lei": "549300SK2GVCQXPD4S58", "name": "SUN WEST MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6556, "dollarVol": 2141360000, "branches": 13, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13345, "totalOriginated": 6556, "actionTaken": { "1": 6556, "2": 2240, "3": 1925, "4": 1453, "5": 378, "6": 0, "7": 328, "8": 465 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1925, "withdrawalCount": 1453, "incompleteCount": 378, "approvedNotAcceptedCount": 2240, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6028, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 1642, "originated": 1642, "dollarVolume": 0 }, "2": { "applications": 3332, "originated": 3332, "dollarVolume": 0 }, "3": { "applications": 1501, "originated": 1501, "dollarVolume": 0 }, "4": { "applications": 81, "originated": 81, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 44, "cltvSampleSize": 6487, "dtiSampleSize": 5639 } }, { "lei": "ZF85QS7OXKPBG52R7N18", "name": "Associated Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 6532, "dollarVol": 2022920000, "branches": 13, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10999, "totalOriginated": 6532, "actionTaken": { "1": 6532, "2": 202, "3": 2679, "4": 617, "5": 227, "6": 46, "7": 463, "8": 233 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2679, "withdrawalCount": 617, "incompleteCount": 227, "approvedNotAcceptedCount": 202, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6371, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6343, "originated": 6343, "dollarVolume": 0 }, "2": { "applications": 156, "originated": 156, "dollarVolume": 0 }, "3": { "applications": 32, "originated": 32, "dollarVolume": 0 }, "4": { "applications": 1, "originated": 1, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70.7, "originatedMedianDti": 36, "cltvSampleSize": 6532, "dtiSampleSize": 6496 }, "branchCount": 190, "branchSource": "FDIC-SOD", "fdicCert": 5296, "branchDataYear": 2024 }, { "lei": "254900WEP08K7U7S3A80", "name": "Nations Lending Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6504, "dollarVol": 1907830000, "branches": 13, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8322, "totalOriginated": 6504, "actionTaken": { "1": 6504, "2": 909, "3": 443, "4": 449, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 443, "withdrawalCount": 449, "incompleteCount": 17, "approvedNotAcceptedCount": 909, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6107, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3646, "originated": 3646, "dollarVolume": 0 }, "2": { "applications": 2018, "originated": 2018, "dollarVolume": 0 }, "3": { "applications": 738, "originated": 738, "dollarVolume": 0 }, "4": { "applications": 102, "originated": 102, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 41, "cltvSampleSize": 6496, "dtiSampleSize": 6441 } }, { "lei": "5493005JPZ3LXXMB0S24", "name": "FBC MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6501, "dollarVol": 2405255000, "branches": 13, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17284, "totalOriginated": 6501, "actionTaken": { "1": 6501, "2": 33, "3": 540, "4": 1662, "5": 145, "6": 8403, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 540, "withdrawalCount": 1662, "incompleteCount": 145, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 8403, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6265, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 2795, "originated": 2795, "dollarVolume": 0 }, "2": { "applications": 2600, "originated": 2600, "dollarVolume": 0 }, "3": { "applications": 1054, "originated": 1054, "dollarVolume": 0 }, "4": { "applications": 52, "originated": 52, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 43, "cltvSampleSize": 6488, "dtiSampleSize": 6488 } }, { "lei": "549300ZWNETGFXTBBY03", "name": "CANOPY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6489, "dollarVol": 2221425000, "branches": 12, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10605, "totalOriginated": 6489, "actionTaken": { "1": 6489, "2": 51, "3": 243, "4": 3597, "5": 0, "6": 0, "7": 1, "8": 224 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 3597, "incompleteCount": 0, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6030, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3542, "originated": 3542, "dollarVolume": 0 }, "2": { "applications": 1936, "originated": 1936, "dollarVolume": 0 }, "3": { "applications": 908, "originated": 908, "dollarVolume": 0 }, "4": { "applications": 103, "originated": 103, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 42, "cltvSampleSize": 6489, "dtiSampleSize": 6443 } }, { "lei": "MV4O55SH8HO6KQSGW013", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 6448, "dollarVol": 1288680000, "branches": 12, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10033, "totalOriginated": 6448, "actionTaken": { "1": 6448, "2": 95, "3": 2779, "4": 688, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2779, "withdrawalCount": 688, "incompleteCount": 23, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5751, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6300, "originated": 6300, "dollarVolume": 0 }, "2": { "applications": 113, "originated": 113, "dollarVolume": 0 }, "3": { "applications": 24, "originated": 24, "dollarVolume": 0 }, "4": { "applications": 11, "originated": 11, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 37, "cltvSampleSize": 6448, "dtiSampleSize": 6424 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 1197 }, { "lei": "549300OBO7DOF2KOP535", "name": "FirstBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6420, "dollarVol": 1801290000, "branches": 12, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21086, "totalOriginated": 6413, "actionTaken": { "1": 6413, "2": 3182, "3": 9112, "4": 1337, "5": 35, "6": 1007, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9112, "withdrawalCount": 1337, "incompleteCount": 35, "approvedNotAcceptedCount": 3182, "purchasedLoanCount": 1007, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5592, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5371, "originated": 5371, "dollarVolume": 0 }, "2": { "applications": 718, "originated": 718, "dollarVolume": 0 }, "3": { "applications": 262, "originated": 262, "dollarVolume": 0 }, "4": { "applications": 62, "originated": 62, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 82.7, "originatedMedianDti": 38, "cltvSampleSize": 6406, "dtiSampleSize": 6060 } }, { "lei": "549300EM8ID8J7F8OM55", "name": "First Heritage Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6346, "dollarVol": 2622490000, "branches": 12, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7733, "totalOriginated": 6346, "actionTaken": { "1": 6346, "2": 19, "3": 125, "4": 1226, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 1226, "incompleteCount": 17, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6328, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3952, "originated": 3952, "dollarVolume": 0 }, "2": { "applications": 1428, "originated": 1428, "dollarVolume": 0 }, "3": { "applications": 941, "originated": 941, "dollarVolume": 0 }, "4": { "applications": 25, "originated": 25, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 40.5, "cltvSampleSize": 6325, "dtiSampleSize": 6294 } }, { "lei": "549300BLL6VL7AXWYP56", "name": "CHURCHILL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6259, "dollarVol": 1916865000, "branches": 12, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11563, "totalOriginated": 6259, "actionTaken": { "1": 6259, "2": 1529, "3": 468, "4": 1573, "5": 80, "6": 0, "7": 336, "8": 1318 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 468, "withdrawalCount": 1573, "incompleteCount": 80, "approvedNotAcceptedCount": 1529, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5826, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4780, "originated": 4780, "dollarVolume": 0 }, "2": { "applications": 1053, "originated": 1053, "dollarVolume": 0 }, "3": { "applications": 400, "originated": 400, "dollarVolume": 0 }, "4": { "applications": 26, "originated": 26, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 85, "originatedMedianDti": 39, "cltvSampleSize": 6259, "dtiSampleSize": 6257 } }, { "lei": "549300Y5Y88FQLI7VE83", "name": "DEEPHAVEN MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6249, "dollarVol": 2577145000, "branches": 12, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15055, "totalOriginated": 6249, "actionTaken": { "1": 6249, "2": 147, "3": 3835, "4": 940, "5": 0, "6": 3884, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3835, "withdrawalCount": 940, "incompleteCount": 0, "approvedNotAcceptedCount": 147, "purchasedLoanCount": 3884, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.8, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2542, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6249, "originated": 6249, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 30, "cltvSampleSize": 6249, "dtiSampleSize": 2874 } }, { "lei": "5493002QRULT2T40BH09", "name": "COMMUNITYAMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6246, "dollarVol": 1330040000, "branches": 12, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9380, "totalOriginated": 6246, "actionTaken": { "1": 6246, "2": 299, "3": 1411, "4": 1091, "5": 119, "6": 2, "7": 4, "8": 208 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1411, "withdrawalCount": 1091, "incompleteCount": 119, "approvedNotAcceptedCount": 299, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6025, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5964, "originated": 5964, "dollarVolume": 0 }, "2": { "applications": 210, "originated": 210, "dollarVolume": 0 }, "3": { "applications": 65, "originated": 65, "dollarVolume": 0 }, "4": { "applications": 7, "originated": 7, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 77.1, "originatedMedianDti": 30, "cltvSampleSize": 6246, "dtiSampleSize": 6142 }, "branchCount": 36, "branchSource": "NCUA", "ncuaCharter": "67664" }, { "lei": "549300R7HGHP2I754087", "name": "TOWNE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6243, "dollarVol": 1800735000, "branches": 12, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8627, "totalOriginated": 6243, "actionTaken": { "1": 6243, "2": 923, "3": 324, "4": 593, "5": 30, "6": 514, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 324, "withdrawalCount": 593, "incompleteCount": 30, "approvedNotAcceptedCount": 923, "purchasedLoanCount": 514, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6053, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3109, "originated": 3109, "dollarVolume": 0 }, "2": { "applications": 2273, "originated": 2273, "dollarVolume": 0 }, "3": { "applications": 651, "originated": 651, "dollarVolume": 0 }, "4": { "applications": 210, "originated": 210, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 92.9, "originatedMedianDti": 42, "cltvSampleSize": 6243, "dtiSampleSize": 6238 } }, { "lei": "549300SWKVL60SKWK981", "name": "MEMBERS 1ST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6239, "dollarVol": 692265000, "branches": 12, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11650, "totalOriginated": 6239, "actionTaken": { "1": 6239, "2": 197, "3": 4284, "4": 922, "5": 5, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4284, "withdrawalCount": 922, "incompleteCount": 5, "approvedNotAcceptedCount": 197, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2421, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 6191, "originated": 6191, "dollarVolume": 0 }, "2": { "applications": 34, "originated": 34, "dollarVolume": 0 }, "3": { "applications": 14, "originated": 14, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 69.4, "originatedMedianDti": 30, "cltvSampleSize": 6239, "dtiSampleSize": 6169 } }, { "lei": "549300VQUTI5IU7GXT57", "name": "SECURITYNATIONAL MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6230, "dollarVol": 1919270000, "branches": 12, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9943, "totalOriginated": 6230, "actionTaken": { "1": 6230, "2": 35, "3": 912, "4": 2766, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 912, "withdrawalCount": 2766, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.8, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5383, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3551, "originated": 3551, "dollarVolume": 0 }, "2": { "applications": 2366, "originated": 2366, "dollarVolume": 0 }, "3": { "applications": 279, "originated": 279, "dollarVolume": 0 }, "4": { "applications": 34, "originated": 34, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 96.5, "originatedMedianDti": 44, "cltvSampleSize": 6230, "dtiSampleSize": 6030 } }, { "lei": "254900HA4DQWAE0W3342", "name": "AMERIHOME MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6219, "dollarVol": 2244505000, "branches": 12, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149937, "totalOriginated": 6250, "actionTaken": { "1": 6250, "2": 130, "3": 1135, "4": 1667, "5": 2156, "6": 138596, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1135, "withdrawalCount": 1667, "incompleteCount": 2156, "approvedNotAcceptedCount": 130, "purchasedLoanCount": 138596, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 6230, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3641, "originated": 3641, "dollarVolume": 0 }, "2": { "applications": 1952, "originated": 1952, "dollarVolume": 0 }, "3": { "applications": 657, "originated": 657, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 40, "cltvSampleSize": 4953, "dtiSampleSize": 4423 } }, { "lei": "549300MCPCNPQAOB4032", "name": "GMFS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6012, "dollarVol": 1710690000, "branches": 12, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8161, "totalOriginated": 6012, "actionTaken": { "1": 6012, "2": 216, "3": 266, "4": 1596, "5": 51, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 266, "withdrawalCount": 1596, "incompleteCount": 51, "approvedNotAcceptedCount": 216, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5305, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3646, "originated": 3646, "dollarVolume": 0 }, "2": { "applications": 1554, "originated": 1554, "dollarVolume": 0 }, "3": { "applications": 321, "originated": 321, "dollarVolume": 0 }, "4": { "applications": 491, "originated": 491, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 90, "originatedMedianDti": 38, "cltvSampleSize": 5612, "dtiSampleSize": 5592 } }, { "lei": "549300R77W0P105C3S50", "name": "HOMEXPRESS MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6004, "dollarVol": 2450670000, "branches": 12, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10915, "totalOriginated": 6004, "actionTaken": { "1": 6004, "2": 148, "3": 4671, "4": 91, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4671, "withdrawalCount": 91, "incompleteCount": 1, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5907, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5961, "originated": 5961, "dollarVolume": 0 }, "2": { "applications": 35, "originated": 35, "dollarVolume": 0 }, "3": { "applications": 8, "originated": 8, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 10, "cltvSampleSize": 5629, "dtiSampleSize": 5629 } }, { "lei": "549300UG7QXKM7KGV847", "name": "ROYAL UNITED MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5993, "dollarVol": 757145000, "branches": 11, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10163, "totalOriginated": 5993, "actionTaken": { "1": 5993, "2": 144, "3": 2705, "4": 1320, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2705, "withdrawalCount": 1320, "incompleteCount": 0, "approvedNotAcceptedCount": 144, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5992, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5095, "originated": 5095, "dollarVolume": 0 }, "2": { "applications": 750, "originated": 750, "dollarVolume": 0 }, "3": { "applications": 137, "originated": 137, "dollarVolume": 0 }, "4": { "applications": 11, "originated": 11, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 56.4, "originatedMedianDti": 39, "cltvSampleSize": 5993, "dtiSampleSize": 5985 } }, { "lei": "549300VJQJVZKJBDWS17", "name": "TOTAL MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5966, "dollarVol": 1849710000, "branches": 11, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8112, "totalOriginated": 5966, "actionTaken": { "1": 5966, "2": 51, "3": 465, "4": 1306, "5": 133, "6": 0, "7": 13, "8": 178 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 465, "withdrawalCount": 1306, "incompleteCount": 133, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5022, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4605, "originated": 4605, "dollarVolume": 0 }, "2": { "applications": 1114, "originated": 1114, "dollarVolume": 0 }, "3": { "applications": 217, "originated": 217, "dollarVolume": 0 }, "4": { "applications": 30, "originated": 30, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 92.6, "originatedMedianDti": 42, "cltvSampleSize": 5910, "dtiSampleSize": 5846 } }, { "lei": "5493001XKL0FTNOJ0866", "name": "GENEVA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5938, "dollarVol": 1562800000, "branches": 11, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9015, "totalOriginated": 5938, "actionTaken": { "1": 5938, "2": 65, "3": 245, "4": 2703, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 2703, "incompleteCount": 64, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5076, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3465, "originated": 3465, "dollarVolume": 0 }, "2": { "applications": 1902, "originated": 1902, "dollarVolume": 0 }, "3": { "applications": 408, "originated": 408, "dollarVolume": 0 }, "4": { "applications": 163, "originated": 163, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 40, "cltvSampleSize": 5938, "dtiSampleSize": 5938 } }, { "lei": "2549004FXPNKCLIN8250", "name": "Synergy One Lending, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5933, "dollarVol": 2036605000, "branches": 11, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8712, "totalOriginated": 5933, "actionTaken": { "1": 5933, "2": 160, "3": 619, "4": 1960, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 619, "withdrawalCount": 1960, "incompleteCount": 40, "approvedNotAcceptedCount": 160, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5154, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4260, "originated": 4260, "dollarVolume": 0 }, "2": { "applications": 1242, "originated": 1242, "dollarVolume": 0 }, "3": { "applications": 398, "originated": 398, "dollarVolume": 0 }, "4": { "applications": 33, "originated": 33, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 87, "originatedMedianDti": 42, "cltvSampleSize": 5931, "dtiSampleSize": 5789 } }, { "lei": "254900E6AIE4Z8YQM970", "name": "Citadel Servicing Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5894, "dollarVol": 2887350000, "branches": 11, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11134, "totalOriginated": 5894, "actionTaken": { "1": 5894, "2": 3891, "3": 555, "4": 788, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 555, "withdrawalCount": 788, "incompleteCount": 6, "approvedNotAcceptedCount": 3891, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.9, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2591, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5894, "originated": 5894, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 70, "originatedMedianDti": 20, "cltvSampleSize": 2343, "dtiSampleSize": 4805 } }, { "lei": "5493008VVXQIDO1EZ460", "name": "SUMMIT FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5889, "dollarVol": 1975015000, "branches": 11, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8768, "totalOriginated": 5889, "actionTaken": { "1": 5889, "2": 50, "3": 461, "4": 1866, "5": 15, "6": 0, "7": 81, "8": 406 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 461, "withdrawalCount": 1866, "incompleteCount": 15, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5093, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3855, "originated": 3855, "dollarVolume": 0 }, "2": { "applications": 1529, "originated": 1529, "dollarVolume": 0 }, "3": { "applications": 467, "originated": 467, "dollarVolume": 0 }, "4": { "applications": 38, "originated": 38, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 94.5, "originatedMedianDti": 43, "cltvSampleSize": 5860, "dtiSampleSize": 5710 } }, { "lei": "549300KY533JFETOYG46", "name": "Landmark Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5861, "dollarVol": 945965000, "branches": 11, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8400, "totalOriginated": 5861, "actionTaken": { "1": 5861, "2": 152, "3": 1592, "4": 680, "5": 113, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1592, "withdrawalCount": 680, "incompleteCount": 113, "approvedNotAcceptedCount": 152, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5737, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5861, "originated": 5861, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 63.2, "originatedMedianDti": 30, "cltvSampleSize": 5859, "dtiSampleSize": 5738 }, "branchCount": 3, "branchSource": "NCUA", "ncuaCharter": "60532" }, { "lei": "54930054ET8KM4O1D485", "name": "SOFI BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5857, "dollarVol": 1855595000, "branches": 11, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15489, "totalOriginated": 5867, "actionTaken": { "1": 5867, "2": 54, "3": 2581, "4": 3548, "5": 3437, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2581, "withdrawalCount": 3548, "incompleteCount": 3437, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5630, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5017, "originated": 5017, "dollarVolume": 0 }, "2": { "applications": 534, "originated": 534, "dollarVolume": 0 }, "3": { "applications": 316, "originated": 316, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 78.7, "originatedMedianDti": 38, "cltvSampleSize": 5867, "dtiSampleSize": 5798 }, "branchCount": 4, "branchSource": "FDIC-SOD", "fdicCert": 26881, "branchDataYear": 2024 }, { "lei": "FU7RSW4CQQY98A2O7J66", "name": "BOKF, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5852, "dollarVol": 2339880000, "branches": 11, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11220, "totalOriginated": 5852, "actionTaken": { "1": 5852, "2": 214, "3": 3077, "4": 1926, "5": 151, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3077, "withdrawalCount": 1926, "incompleteCount": 151, "approvedNotAcceptedCount": 214, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5754, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5246, "originated": 5246, "dollarVolume": 0 }, "2": { "applications": 453, "originated": 453, "dollarVolume": 0 }, "3": { "applications": 137, "originated": 137, "dollarVolume": 0 }, "4": { "applications": 16, "originated": 16, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 38, "cltvSampleSize": 5851, "dtiSampleSize": 5807 }, "branchCount": 113, "branchSource": "FDIC-SOD", "fdicCert": 4214, "branchDataYear": 2024 }, { "lei": "DZC62HF6UIZYJ08V1J90", "name": "Fulton Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5824, "dollarVol": 1840960000, "branches": 11, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9550, "totalOriginated": 5824, "actionTaken": { "1": 5824, "2": 134, "3": 2000, "4": 1275, "5": 289, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2000, "withdrawalCount": 1275, "incompleteCount": 289, "approvedNotAcceptedCount": 134, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5475, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5535, "originated": 5535, "dollarVolume": 0 }, "2": { "applications": 218, "originated": 218, "dollarVolume": 0 }, "3": { "applications": 62, "originated": 62, "dollarVolume": 0 }, "4": { "applications": 9, "originated": 9, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 38, "cltvSampleSize": 5824, "dtiSampleSize": 5654 }, "branchCount": 243, "branchSource": "FDIC-SOD", "fdicCert": 7551, "branchDataYear": 2024 }, { "lei": "549300PBTV7FCWLSMM53", "name": "MORTGAGE SOLUTIONS OF COLORADO, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5786, "dollarVol": 1703450000, "branches": 11, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9759, "totalOriginated": 5786, "actionTaken": { "1": 5786, "2": 1108, "3": 363, "4": 1300, "5": 307, "6": 895, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 363, "withdrawalCount": 1300, "incompleteCount": 307, "approvedNotAcceptedCount": 1108, "purchasedLoanCount": 895, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.9, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5683, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 483, "originated": 483, "dollarVolume": 0 }, "2": { "applications": 1605, "originated": 1605, "dollarVolume": 0 }, "3": { "applications": 3666, "originated": 3666, "dollarVolume": 0 }, "4": { "applications": 32, "originated": 32, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 98.1, "originatedMedianDti": 47, "cltvSampleSize": 5786, "dtiSampleSize": 4657 } }, { "lei": "549300PT6CCDYU4VHM41", "name": "PENNSYLVANIA STATE EMPLOYEES Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5706, "dollarVol": 626170000, "branches": 11, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8287, "totalOriginated": 5706, "actionTaken": { "1": 5706, "2": 288, "3": 1287, "4": 616, "5": 390, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1287, "withdrawalCount": 616, "incompleteCount": 390, "approvedNotAcceptedCount": 288, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5706, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5706, "originated": 5706, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 69.8, "originatedMedianDti": 37, "cltvSampleSize": 5706, "dtiSampleSize": 5706 }, "branchCount": 26, "branchSource": "NCUA", "ncuaCharter": "64131" }, { "lei": "549300NWBS6MQJX15N44", "name": "NexBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5643, "dollarVol": 2336655000, "branches": 11, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8695, "totalOriginated": 5643, "actionTaken": { "1": 5643, "2": 112, "3": 731, "4": 922, "5": 112, "6": 1175, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 731, "withdrawalCount": 922, "incompleteCount": 112, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 1175, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5634, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5583, "originated": 5583, "dollarVolume": 0 }, "2": { "applications": 44, "originated": 44, "dollarVolume": 0 }, "3": { "applications": 16, "originated": 16, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 39, "cltvSampleSize": 5643, "dtiSampleSize": 5356 } }, { "lei": "549300UXY7OP0IC38293", "name": "Northpointe Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5580, "dollarVol": 2150040000, "branches": 11, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9882, "totalOriginated": 5580, "actionTaken": { "1": 5580, "2": 59, "3": 544, "4": 2737, "5": 478, "6": 258, "7": 45, "8": 181 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 544, "withdrawalCount": 2737, "incompleteCount": 478, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 258, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4854, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4317, "originated": 4317, "dollarVolume": 0 }, "2": { "applications": 933, "originated": 933, "dollarVolume": 0 }, "3": { "applications": 311, "originated": 311, "dollarVolume": 0 }, "4": { "applications": 19, "originated": 19, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 39, "cltvSampleSize": 5579, "dtiSampleSize": 5273 }, "branchCount": 1, "branchSource": "FDIC-SOD", "fdicCert": 34953, "branchDataYear": 2024 }, { "lei": "549300KUYF5QOROM7N37", "name": "ESL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5554, "dollarVol": 643890000, "branches": 11, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7859, "totalOriginated": 5554, "actionTaken": { "1": 5554, "2": 256, "3": 1418, "4": 296, "5": 335, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1418, "withdrawalCount": 296, "incompleteCount": 335, "approvedNotAcceptedCount": 256, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 555, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5517, "originated": 5517, "dollarVolume": 0 }, "2": { "applications": 35, "originated": 35, "dollarVolume": 0 }, "3": { "applications": 2, "originated": 2, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 63.7, "originatedMedianDti": 30, "cltvSampleSize": 5551, "dtiSampleSize": 5533 }, "branchCount": 26, "branchSource": "NCUA", "ncuaCharter": "24563" }, { "lei": "549300GPO6DWUZR4UY30", "name": "FIRST HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5538, "dollarVol": 2234860000, "branches": 11, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7187, "totalOriginated": 5538, "actionTaken": { "1": 5538, "2": 41, "3": 203, "4": 1265, "5": 62, "6": 78, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 203, "withdrawalCount": 1265, "incompleteCount": 62, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 78, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5506, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3833, "originated": 3833, "dollarVolume": 0 }, "2": { "applications": 990, "originated": 990, "dollarVolume": 0 }, "3": { "applications": 639, "originated": 639, "dollarVolume": 0 }, "4": { "applications": 76, "originated": 76, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 91.9, "originatedMedianDti": 41, "cltvSampleSize": 5491, "dtiSampleSize": 5508 } }, { "lei": "S0Q3AHZRL5K6VQE35M07", "name": "First Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5503, "dollarVol": 1586025000, "branches": 11, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8454, "totalOriginated": 5503, "actionTaken": { "1": 5503, "2": 89, "3": 1382, "4": 1027, "5": 398, "6": 2, "7": 35, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1382, "withdrawalCount": 1027, "incompleteCount": 398, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4914, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5346, "originated": 5346, "dollarVolume": 0 }, "2": { "applications": 132, "originated": 132, "dollarVolume": 0 }, "3": { "applications": 18, "originated": 18, "dollarVolume": 0 }, "4": { "applications": 7, "originated": 7, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 79.5, "originatedMedianDti": 30, "cltvSampleSize": 5493, "dtiSampleSize": 5286 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 19778 }, { "lei": "549300QKL5FUBZ8LSF50", "name": "NATIONS DIRECT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5464, "dollarVol": 2376630000, "branches": 10, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7894, "totalOriginated": 5464, "actionTaken": { "1": 5464, "2": 0, "3": 583, "4": 1841, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 583, "withdrawalCount": 1841, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4864, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3855, "originated": 3855, "dollarVolume": 0 }, "2": { "applications": 1099, "originated": 1099, "dollarVolume": 0 }, "3": { "applications": 510, "originated": 510, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 42, "cltvSampleSize": 5463, "dtiSampleSize": 5093 } }, { "lei": "549300XY701IELCE5Q08", "name": "BETTER MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5450, "dollarVol": 2186760000, "branches": 10, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18219, "totalOriginated": 5450, "actionTaken": { "1": 5450, "2": 103, "3": 2066, "4": 4066, "5": 3959, "6": 2575, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2066, "withdrawalCount": 4066, "incompleteCount": 3959, "approvedNotAcceptedCount": 103, "purchasedLoanCount": 2575, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4701, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4999, "originated": 4999, "dollarVolume": 0 }, "2": { "applications": 407, "originated": 407, "dollarVolume": 0 }, "3": { "applications": 44, "originated": 44, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 38, "cltvSampleSize": 5450, "dtiSampleSize": 5450 } }, { "lei": "5493004AS1SPBQOFDR49", "name": "Commerce Home Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5407, "dollarVol": 2869885000, "branches": 10, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9644, "totalOriginated": 5407, "actionTaken": { "1": 5407, "2": 39, "3": 861, "4": 3168, "5": 169, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 861, "withdrawalCount": 3168, "incompleteCount": 169, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.9, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4201, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4356, "originated": 4356, "dollarVolume": 0 }, "2": { "applications": 834, "originated": 834, "dollarVolume": 0 }, "3": { "applications": 210, "originated": 210, "dollarVolume": 0 }, "4": { "applications": 7, "originated": 7, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 41, "cltvSampleSize": 5405, "dtiSampleSize": 3765 } }, { "lei": "549300FK3AFCFVAPH234", "name": "Leader Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5398, "dollarVol": 2739680000, "branches": 10, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6683, "totalOriginated": 5398, "actionTaken": { "1": 5398, "2": 124, "3": 171, "4": 822, "5": 24, "6": 1, "7": 0, "8": 143 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 822, "incompleteCount": 24, "approvedNotAcceptedCount": 124, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4874, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5256, "originated": 5256, "dollarVolume": 0 }, "2": { "applications": 72, "originated": 72, "dollarVolume": 0 }, "3": { "applications": 70, "originated": 70, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 36, "cltvSampleSize": 5398, "dtiSampleSize": 5329 }, "branchCount": 6, "branchSource": "FDIC-SOD", "fdicCert": 57134, "branchDataYear": 2024 }, { "lei": "549300VN9E1DEKF26E34", "name": "SPACE COAST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5358, "dollarVol": 892730000, "branches": 10, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11669, "totalOriginated": 5358, "actionTaken": { "1": 5358, "2": 732, "3": 3824, "4": 724, "5": 1031, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3824, "withdrawalCount": 724, "incompleteCount": 1031, "approvedNotAcceptedCount": 732, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5170, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5338, "originated": 5338, "dollarVolume": 0 }, "2": { "applications": 16, "originated": 16, "dollarVolume": 0 }, "3": { "applications": 4, "originated": 4, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 62.9, "originatedMedianDti": 40, "cltvSampleSize": 5358, "dtiSampleSize": 5358 }, "branchCount": 67, "branchSource": "NCUA", "ncuaCharter": "67297" }, { "lei": "549300N1YEXP02MHBR47", "name": "WRIGHT-PATT CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5344, "dollarVol": 754020000, "branches": 10, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8315, "totalOriginated": 5344, "actionTaken": { "1": 5344, "2": 563, "3": 1956, "4": 403, "5": 49, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1956, "withdrawalCount": 403, "incompleteCount": 49, "approvedNotAcceptedCount": 563, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5152, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5212, "originated": 5212, "dollarVolume": 0 }, "2": { "applications": 92, "originated": 92, "dollarVolume": 0 }, "3": { "applications": 36, "originated": 36, "dollarVolume": 0 }, "4": { "applications": 4, "originated": 4, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 77.5, "originatedMedianDti": 30, "cltvSampleSize": 5344, "dtiSampleSize": 5339 }, "branchCount": 39, "branchSource": "NCUA", "ncuaCharter": "66328" }, { "lei": "5493005PD34O8ZT7QT17", "name": "BPL MORTGAGE TRUST, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5338, "dollarVol": 912770000, "branches": 10, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7509, "totalOriginated": 5338, "actionTaken": { "1": 5338, "2": 876, "3": 727, "4": 560, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 727, "withdrawalCount": 560, "incompleteCount": 8, "approvedNotAcceptedCount": 876, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5338, "originated": 5338, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": null, "cltvSampleSize": 5288, "dtiSampleSize": 0 } }, { "lei": "549300CDOC4F7XSRG390", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5311, "dollarVol": 1747255000, "branches": 10, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.068, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7885, "totalOriginated": 5311, "actionTaken": { "1": 5311, "2": 476, "3": 1284, "4": 761, "5": 27, "6": 26, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1284, "withdrawalCount": 761, "incompleteCount": 27, "approvedNotAcceptedCount": 476, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4169, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4989, "originated": 4989, "dollarVolume": 0 }, "2": { "applications": 234, "originated": 234, "dollarVolume": 0 }, "3": { "applications": 88, "originated": 88, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 75, "originatedMedianDti": 39, "cltvSampleSize": 5311, "dtiSampleSize": 5002 }, "branchCount": 74, "branchSource": "FDIC-SOD", "fdicCert": 10634, "branchDataYear": 2024 }, { "lei": "549300T3F9S1MKFKHC53", "name": "HOMESTEAD FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5289, "dollarVol": 1487085000, "branches": 10, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6392, "totalOriginated": 5241, "actionTaken": { "1": 5241, "2": 35, "3": 201, "4": 869, "5": 33, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 869, "incompleteCount": 33, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4869, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4234, "originated": 4234, "dollarVolume": 0 }, "2": { "applications": 750, "originated": 750, "dollarVolume": 0 }, "3": { "applications": 231, "originated": 231, "dollarVolume": 0 }, "4": { "applications": 26, "originated": 26, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 89.5, "originatedMedianDti": 39, "cltvSampleSize": 5238, "dtiSampleSize": 5147 } }, { "lei": "549300EMNDEK4BA8WB53", "name": "EMM LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5285, "dollarVol": 1802185000, "branches": 10, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7355, "totalOriginated": 5285, "actionTaken": { "1": 5285, "2": 297, "3": 366, "4": 718, "5": 689, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 366, "withdrawalCount": 718, "incompleteCount": 689, "approvedNotAcceptedCount": 297, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4969, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3367, "originated": 3367, "dollarVolume": 0 }, "2": { "applications": 1445, "originated": 1445, "dollarVolume": 0 }, "3": { "applications": 411, "originated": 411, "dollarVolume": 0 }, "4": { "applications": 62, "originated": 62, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 41, "cltvSampleSize": 5285, "dtiSampleSize": 5270 } }, { "lei": "5493005RDTT7HVODH436", "name": "Community Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5257, "dollarVol": 849195000, "branches": 10, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7169, "totalOriginated": 5257, "actionTaken": { "1": 5257, "2": 32, "3": 1013, "4": 796, "5": 71, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1013, "withdrawalCount": 796, "incompleteCount": 71, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.9, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4589, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 5241, "originated": 5241, "dollarVolume": 0 }, "3": { "applications": 11, "originated": 11, "dollarVolume": 0 }, "4": { "applications": 5, "originated": 5, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 38, "cltvSampleSize": 5257, "dtiSampleSize": 5173 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 12238 }, { "lei": "5493002B2WMHY23GFK92", "name": "AMERICAN FINANCIAL RESOURCES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5214, "dollarVol": 1412450000, "branches": 10, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9814, "totalOriginated": 5214, "actionTaken": { "1": 5214, "2": 30, "3": 829, "4": 1935, "5": 29, "6": 1744, "7": 27, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 829, "withdrawalCount": 1935, "incompleteCount": 29, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 1744, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 5214, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 1720, "originated": 1720, "dollarVolume": 0 }, "2": { "applications": 2531, "originated": 2531, "dollarVolume": 0 }, "3": { "applications": 697, "originated": 697, "dollarVolume": 0 }, "4": { "applications": 266, "originated": 266, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 41, "cltvSampleSize": 5214, "dtiSampleSize": 5214 } }, { "lei": "549300OQMU3ID8QA6M46", "name": "VELOCIO MORTGAGE L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5132, "dollarVol": 1822360000, "branches": 10, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6167, "totalOriginated": 5206, "actionTaken": { "1": 5206, "2": 21, "3": 264, "4": 675, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 264, "withdrawalCount": 675, "incompleteCount": 1, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4800, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 1792, "originated": 1792, "dollarVolume": 0 }, "2": { "applications": 2566, "originated": 2566, "dollarVolume": 0 }, "3": { "applications": 746, "originated": 746, "dollarVolume": 0 }, "4": { "applications": 102, "originated": 102, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 96.5, "originatedMedianDti": 41, "cltvSampleSize": 5182, "dtiSampleSize": 5182 } }, { "lei": "DX0JX77PRMOELF7VG772", "name": "Synovus Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5114, "dollarVol": 1548590000, "branches": 10, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8388, "totalOriginated": 5114, "actionTaken": { "1": 5114, "2": 400, "3": 1814, "4": 948, "5": 99, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1814, "withdrawalCount": 948, "incompleteCount": 99, "approvedNotAcceptedCount": 400, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4720, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 4372, "originated": 4372, "dollarVolume": 0 }, "2": { "applications": 488, "originated": 488, "dollarVolume": 0 }, "3": { "applications": 191, "originated": 191, "dollarVolume": 0 }, "4": { "applications": 63, "originated": 63, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 76.3, "originatedMedianDti": 38, "cltvSampleSize": 5103, "dtiSampleSize": 4962 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 34172 }, { "lei": "5493002Y5XYV7DV1ZV88", "name": "GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5102, "dollarVol": 1620890000, "branches": 10, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8462, "totalOriginated": 5102, "actionTaken": { "1": 5102, "2": 752, "3": 213, "4": 1774, "5": 152, "6": 0, "7": 29, "8": 440 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 213, "withdrawalCount": 1774, "incompleteCount": 152, "approvedNotAcceptedCount": 752, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4851, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3302, "originated": 3302, "dollarVolume": 0 }, "2": { "applications": 1322, "originated": 1322, "dollarVolume": 0 }, "3": { "applications": 423, "originated": 423, "dollarVolume": 0 }, "4": { "applications": 55, "originated": 55, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 95, "originatedMedianDti": 41, "cltvSampleSize": 5102, "dtiSampleSize": 5017 } }, { "lei": "54930039UO39UJGI7078", "name": "Towne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5063, "dollarVol": 1892465000, "branches": 10, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6506, "totalOriginated": 5063, "actionTaken": { "1": 5063, "2": 89, "3": 339, "4": 857, "5": 152, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 339, "withdrawalCount": 857, "incompleteCount": 152, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4496, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 3734, "originated": 3734, "dollarVolume": 0 }, "2": { "applications": 742, "originated": 742, "dollarVolume": 0 }, "3": { "applications": 544, "originated": 544, "dollarVolume": 0 }, "4": { "applications": 43, "originated": 43, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 80, "originatedMedianDti": 39, "cltvSampleSize": 5051, "dtiSampleSize": 4764 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 28009 }, { "lei": "549300RYBJHWWDENV610", "name": "Alcova Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5044, "dollarVol": 1436010000, "branches": 10, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6339, "totalOriginated": 5044, "actionTaken": { "1": 5044, "2": 488, "3": 230, "4": 537, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 230, "withdrawalCount": 537, "incompleteCount": 40, "approvedNotAcceptedCount": 488, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4664, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": { "1": { "applications": 2976, "originated": 2976, "dollarVolume": 0 }, "2": { "applications": 1227, "originated": 1227, "dollarVolume": 0 }, "3": { "applications": 516, "originated": 516, "dollarVolume": 0 }, "4": { "applications": 325, "originated": 325, "dollarVolume": 0 } }, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1. loan_type 1–4 originated counts from FFIEC Data Browser aggregate (HMDA_INSIGHTS_LOAN_TYPES_ONLY).", "loanTypesFromDataBrowserApi": true, "originatedMedianCltv": 91.6, "originatedMedianDti": 41, "cltvSampleSize": 5044, "dtiSampleSize": 4983 } }, { "lei": "549300LG07PXWSIMC813", "name": "TRUSTONE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4994, "dollarVol": 784550000, "branches": 9, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7967, "totalOriginated": 4994, "actionTaken": { "1": 4994, "2": 168, "3": 1586, "4": 1219, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1586, "withdrawalCount": 1219, "incompleteCount": 0, "approvedNotAcceptedCount": 168, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4778, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 74.2, "originatedMedianDti": 30, "cltvSampleSize": 4984, "dtiSampleSize": 4984 }, "branchCount": 25, "branchSource": "NCUA", "ncuaCharter": "68722" }, { "lei": "54930095UWUUXAWASB02", "name": "Atlantic Coast Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4991, "dollarVol": 2008485000, "branches": 9, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6350, "totalOriginated": 4991, "actionTaken": { "1": 4991, "2": 87, "3": 138, "4": 1017, "5": 12, "6": 1, "7": 21, "8": 83 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 1017, "incompleteCount": 12, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3977, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 90, "originatedMedianDti": 41, "cltvSampleSize": 4991, "dtiSampleSize": 4902 } }, { "lei": "IFQSIUC9AGQV2NE8CN25", "name": "Umpqua Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4989, "dollarVol": 1671125000, "branches": 9, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8064, "totalOriginated": 4989, "actionTaken": { "1": 4989, "2": 236, "3": 1617, "4": 690, "5": 461, "6": 61, "7": 8, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1617, "withdrawalCount": 690, "incompleteCount": 461, "approvedNotAcceptedCount": 236, "purchasedLoanCount": 61, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4753, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 69.4, "originatedMedianDti": 39, "cltvSampleSize": 4988, "dtiSampleSize": 4937 }, "branchCount": 0, "branchSource": "FDIC-SOD-fuzzy", "fdicCert": 28309 }, { "lei": "549300VNBQD8FDHF7563", "name": "MORTGAGE INVESTORS GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4936, "dollarVol": 1471470000, "branches": 9, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6756, "totalOriginated": 4936, "actionTaken": { "1": 4936, "2": 317, "3": 303, "4": 1128, "5": 71, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 303, "withdrawalCount": 1128, "incompleteCount": 71, "approvedNotAcceptedCount": 317, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4718, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 90, "originatedMedianDti": 39, "cltvSampleSize": 4928, "dtiSampleSize": 4934 } }, { "lei": "549300EKFFG3BU8DNX74", "name": "NEXERA HOLDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4923, "dollarVol": 2461455000, "branches": 9, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.072, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8523, "totalOriginated": 4923, "actionTaken": { "1": 4923, "2": 44, "3": 443, "4": 2261, "5": 852, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 443, "withdrawalCount": 2261, "incompleteCount": 852, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2525, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 75, "originatedMedianDti": 38, "cltvSampleSize": 4923, "dtiSampleSize": 2939 } }, { "lei": "Q708HHR4LD2B7XIZNO92", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4850, "dollarVol": 1829880000, "branches": 9, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7961, "totalOriginated": 4850, "actionTaken": { "1": 4850, "2": 29, "3": 733, "4": 2289, "5": 20, "6": 37, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 733, "withdrawalCount": 2289, "incompleteCount": 20, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 37, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4538, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 83.2, "originatedMedianDti": 40, "cltvSampleSize": 4702, "dtiSampleSize": 4681 }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 27878 }, { "lei": "549300VXXDSMSH313G18", "name": "Truliant Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4850, "dollarVol": 595410000, "branches": 9, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9869, "totalOriginated": 4850, "actionTaken": { "1": 4850, "2": 205, "3": 3998, "4": 805, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3998, "withdrawalCount": 805, "incompleteCount": 11, "approvedNotAcceptedCount": 205, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4810, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 67.6, "originatedMedianDti": 36, "cltvSampleSize": 4847, "dtiSampleSize": 4840 }, "branchCount": 37, "branchSource": "NCUA", "ncuaCharter": "7840" }, { "lei": "254900XN7UWEWK13RO81", "name": "PREMIUM MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4849, "dollarVol": 1192345000, "branches": 9, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5483, "totalOriginated": 4849, "actionTaken": { "1": 4849, "2": 32, "3": 151, "4": 395, "5": 54, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 395, "incompleteCount": 54, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4594, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 85.8, "originatedMedianDti": 38, "cltvSampleSize": 4848, "dtiSampleSize": 4813 } }, { "lei": "LDVFX8JEECFFE8HRWA73", "name": "First National Bank of Omaha", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4818, "dollarVol": 1144720000, "branches": 9, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7537, "totalOriginated": 4818, "actionTaken": { "1": 4818, "2": 126, "3": 1283, "4": 1160, "5": 150, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1283, "withdrawalCount": 1160, "incompleteCount": 150, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4114, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 76.4, "originatedMedianDti": 37, "cltvSampleSize": 4662, "dtiSampleSize": 4525 }, "branchCount": 119, "branchSource": "FDIC-SOD", "fdicCert": 5452, "branchDataYear": 2024 }, { "lei": "54930060G4MDPWHISD89", "name": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4791, "dollarVol": 1923635000, "branches": 9, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6824, "totalOriginated": 4791, "actionTaken": { "1": 4791, "2": 421, "3": 202, "4": 862, "5": 125, "6": 10, "7": 15, "8": 398 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 202, "withdrawalCount": 862, "incompleteCount": 125, "approvedNotAcceptedCount": 421, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4367, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 4785, "dtiSampleSize": 4759 } }, { "lei": "549300ALNLUNS3Y53T24", "name": "AMERICAN FINANCING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4785, "dollarVol": 1194695000, "branches": 9, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25138, "totalOriginated": 4785, "actionTaken": { "1": 4785, "2": 1489, "3": 13064, "4": 4313, "5": 466, "6": 0, "7": 117, "8": 904 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13064, "withdrawalCount": 4313, "incompleteCount": 466, "approvedNotAcceptedCount": 1489, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4629, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 72, "originatedMedianDti": 41, "cltvSampleSize": 4782, "dtiSampleSize": 4782 } }, { "lei": "PAOOWF3GUFM46FBSP561", "name": "PHH Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4770, "dollarVol": 1388710000, "branches": 9, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62326, "totalOriginated": 4770, "actionTaken": { "1": 4770, "2": 56, "3": 2123, "4": 5235, "5": 2695, "6": 47093, "7": 30, "8": 324 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2123, "withdrawalCount": 5235, "incompleteCount": 2695, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 47093, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3407, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 70, "originatedMedianDti": 41, "cltvSampleSize": 3407, "dtiSampleSize": 2779 } }, { "lei": "549300HIVO8XPBPNVG69", "name": "NOVA FINANCIAL & INVESTMENT CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4748, "dollarVol": 1530890000, "branches": 9, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6917, "totalOriginated": 4748, "actionTaken": { "1": 4748, "2": 146, "3": 363, "4": 1128, "5": 532, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 363, "withdrawalCount": 1128, "incompleteCount": 532, "approvedNotAcceptedCount": 146, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4366, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 90, "originatedMedianDti": 42, "cltvSampleSize": 4746, "dtiSampleSize": 4747 } }, { "lei": "213800QUAI2VH5YM6310", "name": "EMBRACE HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4738, "dollarVol": 2159010000, "branches": 9, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7798, "totalOriginated": 4738, "actionTaken": { "1": 4738, "2": 344, "3": 526, "4": 671, "5": 438, "6": 159, "7": 387, "8": 535 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 526, "withdrawalCount": 671, "incompleteCount": 438, "approvedNotAcceptedCount": 344, "purchasedLoanCount": 159, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4738, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 85, "originatedMedianDti": 41, "cltvSampleSize": 4738, "dtiSampleSize": 4707 } }, { "lei": "549300KSOOZZVXCMA627", "name": "ANGEL OAK MORTGAGE SOLUTIONS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4702, "dollarVol": 2093990000, "branches": 9, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7440, "totalOriginated": 4702, "actionTaken": { "1": 4702, "2": 72, "3": 1034, "4": 1624, "5": 3, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1034, "withdrawalCount": 1624, "incompleteCount": 3, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2174, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 75, "originatedMedianDti": 36, "cltvSampleSize": 4702, "dtiSampleSize": 2562 } }, { "lei": "549300OZ550X4QD5PC74", "name": "Royal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4682, "dollarVol": 878860000, "branches": 9, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6286, "totalOriginated": 4682, "actionTaken": { "1": 4682, "2": 101, "3": 531, "4": 844, "5": 128, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 531, "withdrawalCount": 844, "incompleteCount": 128, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4125, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 80, "originatedMedianDti": 39, "cltvSampleSize": 4675, "dtiSampleSize": 4595 }, "branchCount": 57, "branchSource": "NCUA", "ncuaCharter": "66834" }, { "lei": "54930072OCHTUJOZQB56", "name": "Liberty", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4679, "dollarVol": 1057485000, "branches": 9, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6132, "totalOriginated": 4679, "actionTaken": { "1": 4679, "2": 43, "3": 482, "4": 758, "5": 170, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 482, "withdrawalCount": 758, "incompleteCount": 170, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.8, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4592, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 79.6, "originatedMedianDti": 36, "cltvSampleSize": 4671, "dtiSampleSize": 4578 } }, { "lei": "549300S5FVOSK5DQJN30", "name": "INTERCAP LENDING INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4646, "dollarVol": 1870000000, "branches": 9, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6123, "totalOriginated": 4646, "actionTaken": { "1": 4646, "2": 262, "3": 66, "4": 1101, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 1101, "incompleteCount": 48, "approvedNotAcceptedCount": 262, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4292, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 92.4, "originatedMedianDti": 44, "cltvSampleSize": 4603, "dtiSampleSize": 4603 } }, { "lei": "F28JOQ8OBWCFUYM0UX93", "name": "East West Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4622, "dollarVol": 2844500000, "branches": 9, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7347, "totalOriginated": 4622, "actionTaken": { "1": 4622, "2": 221, "3": 553, "4": 924, "5": 137, "6": 890, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 553, "withdrawalCount": 924, "incompleteCount": 137, "approvedNotAcceptedCount": 221, "purchasedLoanCount": 890, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 2909, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 50, "originatedMedianDti": 48.5, "cltvSampleSize": 4622, "dtiSampleSize": 628 }, "branchCount": 100, "branchSource": "FDIC-SOD", "fdicCert": 31628, "branchDataYear": 2024 }, { "lei": "549300323EON4W3CCM44", "name": "RESICENTRAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4581, "dollarVol": 1911095000, "branches": 9, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7013, "totalOriginated": 4581, "actionTaken": { "1": 4581, "2": 277, "3": 269, "4": 1736, "5": 0, "6": 150, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 269, "withdrawalCount": 1736, "incompleteCount": 0, "approvedNotAcceptedCount": 277, "purchasedLoanCount": 150, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3754, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 80, "originatedMedianDti": 40, "cltvSampleSize": 4577, "dtiSampleSize": 4519 } }, { "lei": "5493000NYUJT9UC6G261", "name": "LEADERONE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4570, "dollarVol": 1321470000, "branches": 9, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6935, "totalOriginated": 4570, "actionTaken": { "1": 4570, "2": 23, "3": 535, "4": 1540, "5": 62, "6": 0, "7": 64, "8": 141 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 535, "withdrawalCount": 1540, "incompleteCount": 62, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4114, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 95, "originatedMedianDti": 41, "cltvSampleSize": 4570, "dtiSampleSize": 4543 } }, { "lei": "549300DDLYW49R2HCV81", "name": "EASTMAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4455, "dollarVol": 854465000, "branches": 8, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6743, "totalOriginated": 4455, "actionTaken": { "1": 4455, "2": 149, "3": 1259, "4": 772, "5": 108, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1259, "withdrawalCount": 772, "incompleteCount": 108, "approvedNotAcceptedCount": 149, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.7, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4143, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 73.8, "originatedMedianDti": 38, "cltvSampleSize": 4447, "dtiSampleSize": 4256 }, "branchCount": 31, "branchSource": "NCUA", "ncuaCharter": "68095" }, { "lei": "549300ZJIC4LOLZH0M42", "name": "THE GOLDEN 1", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4443, "dollarVol": 1434155000, "branches": 8, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8299, "totalOriginated": 4443, "actionTaken": { "1": 4443, "2": 100, "3": 2798, "4": 903, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2798, "withdrawalCount": 903, "incompleteCount": 55, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4210, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 66.9, "originatedMedianDti": 39, "cltvSampleSize": 4443, "dtiSampleSize": 4392 } }, { "lei": "549300RA3E0BUFO7YZ21", "name": "Hometown Equity Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4439, "dollarVol": 1944295000, "branches": 8, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9139, "totalOriginated": 4439, "actionTaken": { "1": 4439, "2": 80, "3": 4406, "4": 210, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4406, "withdrawalCount": 210, "incompleteCount": 4, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 1.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 1738, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 75, "originatedMedianDti": 42, "cltvSampleSize": 4432, "dtiSampleSize": 1735 } }, { "lei": "549300ESRQ6OLBB56N04", "name": "Glacier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4434, "dollarVol": 1512840000, "branches": 8, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7296, "totalOriginated": 4434, "actionTaken": { "1": 4434, "2": 44, "3": 1203, "4": 1434, "5": 139, "6": 8, "7": 9, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1203, "withdrawalCount": 1434, "incompleteCount": 139, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3748, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 67, "originatedMedianDti": 37, "cltvSampleSize": 4427, "dtiSampleSize": 4080 }, "branchCount": 206, "branchSource": "FDIC-SOD", "fdicCert": 30788, "branchDataYear": 2024 }, { "lei": "QGPGHQ1ENZOOLJRFTH41", "name": "WesBanco Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4430, "dollarVol": 1362370000, "branches": 8, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6755, "totalOriginated": 4430, "actionTaken": { "1": 4430, "2": 181, "3": 1198, "4": 711, "5": 226, "6": 2, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1198, "withdrawalCount": 711, "incompleteCount": 226, "approvedNotAcceptedCount": 181, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.4, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3990, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 80, "originatedMedianDti": 30, "cltvSampleSize": 4429, "dtiSampleSize": 4331 }, "branchCount": 193, "branchSource": "FDIC-SOD", "fdicCert": 803, "branchDataYear": 2024 }, { "lei": "254900O2K17TNH5CL873", "name": "RF RENOVO MANAGEMENT COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4400, "dollarVol": 2165700000, "branches": 8, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5831, "totalOriginated": 4400, "actionTaken": { "1": 4400, "2": 2, "3": 35, "4": 1394, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 1394, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 68.5, "originatedMedianDti": null, "cltvSampleSize": 4400, "dtiSampleSize": 0 } }, { "lei": "5493006JISETNI0GLE61", "name": "Farm Credit Mid-America", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4311, "dollarVol": 1606325000, "branches": 8, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5902, "totalOriginated": 4311, "actionTaken": { "1": 4311, "2": 77, "3": 616, "4": 876, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 616, "withdrawalCount": 876, "incompleteCount": 22, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.5, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4187, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 69.8, "originatedMedianDti": 30, "cltvSampleSize": 4311, "dtiSampleSize": 4185 } }, { "lei": "549300MSU5WVAU4ZN645", "name": "Dollar Bank, Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4273, "dollarVol": 990305000, "branches": 8, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6691, "totalOriginated": 4273, "actionTaken": { "1": 4273, "2": 231, "3": 1693, "4": 244, "5": 68, "6": 7, "7": 24, "8": 151 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1693, "withdrawalCount": 244, "incompleteCount": 68, "approvedNotAcceptedCount": 231, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4119, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 69.7, "originatedMedianDti": 30, "cltvSampleSize": 4272, "dtiSampleSize": 4200 }, "branchCount": 92, "branchSource": "FDIC-SOD", "fdicCert": 32245, "branchDataYear": 2024 }, { "lei": "549300JPGMCMBEJEK584", "name": "DIGITAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4232, "dollarVol": 950860000, "branches": 8, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11503, "totalOriginated": 4232, "actionTaken": { "1": 4232, "2": 101, "3": 2647, "4": 1719, "5": 2726, "6": 1, "7": 28, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2647, "withdrawalCount": 1719, "incompleteCount": 2726, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4158, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 67.6, "originatedMedianDti": 37, "cltvSampleSize": 4232, "dtiSampleSize": 4202 } }, { "lei": "549300NFPC3Y4W3Y7R87", "name": "CALCON MUTUAL MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4199, "dollarVol": 1327125000, "branches": 8, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7701, "totalOriginated": 4199, "actionTaken": { "1": 4199, "2": 18, "3": 672, "4": 1986, "5": 36, "6": 790, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 672, "withdrawalCount": 1986, "incompleteCount": 36, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 790, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3724, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 95, "originatedMedianDti": 42, "cltvSampleSize": 3963, "dtiSampleSize": 3934 } }, { "lei": "54930077D8KXQADF5Q23", "name": "GVC MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4188, "dollarVol": 990930000, "branches": 8, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5130, "totalOriginated": 4188, "actionTaken": { "1": 4188, "2": 25, "3": 104, "4": 813, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 813, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.6, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4100, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 95, "originatedMedianDti": 39, "cltvSampleSize": 4188, "dtiSampleSize": 4188 } }, { "lei": "5493008L9O5NV7EAK360", "name": "BELLCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4150, "dollarVol": 706880000, "branches": 8, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9877, "totalOriginated": 4150, "actionTaken": { "1": 4150, "2": 163, "3": 3034, "4": 800, "5": 0, "6": 1730, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3034, "withdrawalCount": 800, "incompleteCount": 0, "approvedNotAcceptedCount": 163, "purchasedLoanCount": 1730, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 64.6, "originatedMedianDti": 39, "cltvSampleSize": 4150, "dtiSampleSize": 4136 }, "branchCount": 29, "branchSource": "NCUA", "ncuaCharter": "68437" }, { "lei": "549300INFJ8TYNZ1G568", "name": "Charles Schwab Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4142, "dollarVol": 3811770000, "branches": 8, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5744, "totalOriginated": 4142, "actionTaken": { "1": 4142, "2": 68, "3": 283, "4": 3, "5": 0, "6": 1247, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 283, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 1247, "originatedMedianInterestRate": null, "originatedMedianRateSpread": -0.2, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 3809, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 60, "originatedMedianDti": 38, "cltvSampleSize": 4142, "dtiSampleSize": 4142 }, "branchCount": 1, "branchSource": "FDIC-SOD", "fdicCert": 57450, "branchDataYear": 2024 }, { "lei": "549300157R33LDICP344", "name": "HOWARD HANNA FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4134, "dollarVol": 1126320000, "branches": 8, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5168, "totalOriginated": 4134, "actionTaken": { "1": 4134, "2": 14, "3": 105, "4": 871, "5": 24, "6": 4, "7": 0, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 871, "incompleteCount": 24, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": 0.3, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 4012, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1.", "originatedMedianCltv": 85, "originatedMedianDti": 38, "cltvSampleSize": 4134, "dtiSampleSize": 4134 } }, { "lei": "5493009BD405QQTMXO12", "name": "TOLL BROTHERS MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4115, "dollarVol": 2141295000, "branches": 8, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7974, "totalOriginated": 4115, "actionTaken": { "1": 4115, "2": 2408, "3": 577, "4": 828, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 577, "withdrawalCount": 828, "incompleteCount": 46, "approvedNotAcceptedCount": 2408, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008N1D96CHCTQC27", "name": "SECURITY SERVICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4112, "dollarVol": 833620000, "branches": 8, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8660, "totalOriginated": 4112, "actionTaken": { "1": 4112, "2": 108, "3": 1965, "4": 751, "5": 1430, "6": 3, "7": 82, "8": 209 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1965, "withdrawalCount": 751, "incompleteCount": 1430, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 72, "branchSource": "NCUA", "ncuaCharter": "11065" }, { "lei": "549300B4IYL7TZT8FA34", "name": "PREMIER MORTGAGE RESOURCES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4104, "dollarVol": 1316840000, "branches": 8, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6105, "totalOriginated": 4104, "actionTaken": { "1": 4104, "2": 5, "3": 188, "4": 1807, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 1807, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "7DMUJTL9FFTVIAG9H788", "name": "Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4101, "dollarVol": 811365000, "branches": 8, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8078, "totalOriginated": 4101, "actionTaken": { "1": 4101, "2": 65, "3": 2274, "4": 969, "5": 663, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2274, "withdrawalCount": 969, "incompleteCount": 663, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 2, "branchSource": "FDIC-SOD", "fdicCert": 10212, "branchDataYear": 2024 }, { "lei": "549300YW2UBCMDRMBT48", "name": "RELIANCE FIRST CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4091, "dollarVol": 948225000, "branches": 8, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5071, "totalOriginated": 4091, "actionTaken": { "1": 4091, "2": 752, "3": 228, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 228, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 752, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NB3SBC1KHAWB92", "name": "GERSHMAN INVESTMENT CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4060, "dollarVol": 995560000, "branches": 8, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5461, "totalOriginated": 4060, "actionTaken": { "1": 4060, "2": 18, "3": 315, "4": 1061, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 315, "withdrawalCount": 1061, "incompleteCount": 7, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REENMLD2RN3W58", "name": "Magnolia Bank, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 4002, "dollarVol": 1167960000, "branches": 8, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5338, "totalOriginated": 4002, "actionTaken": { "1": 4002, "2": 46, "3": 417, "4": 792, "5": 78, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 417, "withdrawalCount": 792, "incompleteCount": 78, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 3, "branchSource": "FDIC-SOD", "fdicCert": 8120, "branchDataYear": 2024 }, { "lei": "549300IVURCTJ6QVMD67", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3975, "dollarVol": 1095825000, "branches": 7, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5305, "totalOriginated": 3975, "actionTaken": { "1": 3975, "2": 48, "3": 577, "4": 656, "5": 48, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 577, "withdrawalCount": 656, "incompleteCount": 48, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 1197 }, { "lei": "549300ZPSJZO10ZAX556", "name": "AMERICAN HERITAGE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3889, "dollarVol": 1282135000, "branches": 7, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7673, "totalOriginated": 3889, "actionTaken": { "1": 3889, "2": 1109, "3": 631, "4": 1297, "5": 634, "6": 113, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 631, "withdrawalCount": 1297, "incompleteCount": 634, "approvedNotAcceptedCount": 1109, "purchasedLoanCount": 113, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J6N77Q8OHYNF23", "name": "ENVOY MORTGAGE, LTD", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3883, "dollarVol": 1407645000, "branches": 7, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7408, "totalOriginated": 3883, "actionTaken": { "1": 3883, "2": 6, "3": 1215, "4": 1885, "5": 32, "6": 0, "7": 2, "8": 385 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1215, "withdrawalCount": 1885, "incompleteCount": 32, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VMX06UV1F7NS76", "name": "SUCCESS MORTGAGE PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3865, "dollarVol": 1034405000, "branches": 7, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5365, "totalOriginated": 3865, "actionTaken": { "1": 3865, "2": 32, "3": 122, "4": 624, "5": 722, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 624, "incompleteCount": 722, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CIEUZUO7CHPG88", "name": "COVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3851, "dollarVol": 566945000, "branches": 7, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.068, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6167, "totalOriginated": 3851, "actionTaken": { "1": 3851, "2": 141, "3": 394, "4": 1058, "5": 187, "6": 0, "7": 133, "8": 403 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 394, "withdrawalCount": 1058, "incompleteCount": 187, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 21, "branchSource": "NCUA", "ncuaCharter": "66848" }, { "lei": "549300MHH03ICJYEPE85", "name": "LONGBRIDGE FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3849, "dollarVol": 1185925000, "branches": 7, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9231, "totalOriginated": 3849, "actionTaken": { "1": 3849, "2": 341, "3": 805, "4": 450, "5": 543, "6": 3243, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 805, "withdrawalCount": 450, "incompleteCount": 543, "approvedNotAcceptedCount": 341, "purchasedLoanCount": 3243, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "CKVBED0S4DMLKJJ5XH28", "name": "Stifel Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3827, "dollarVol": 1901395000, "branches": 7, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4323, "totalOriginated": 3827, "actionTaken": { "1": 3827, "2": 52, "3": 71, "4": 368, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 368, "incompleteCount": 5, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 2, "branchSource": "FDIC-SOD", "fdicCert": 57311, "branchDataYear": 2024 }, { "lei": "549300NJVKCDJA5YC939", "name": "HOMEOWNERS FINANCIAL GROUP USA, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3800, "dollarVol": 1365430000, "branches": 7, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5315, "totalOriginated": 3800, "actionTaken": { "1": 3800, "2": 12, "3": 268, "4": 1227, "5": 5, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 268, "withdrawalCount": 1227, "incompleteCount": 5, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RNHC5I1E3IZ56", "name": "Broadview Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3769, "dollarVol": 337695000, "branches": 7, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5785, "totalOriginated": 3769, "actionTaken": { "1": 3769, "2": 64, "3": 1256, "4": 615, "5": 81, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1256, "withdrawalCount": 615, "incompleteCount": 81, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 65, "branchSource": "NCUA", "ncuaCharter": "51" }, { "lei": "254900FBWEZ3YUPOBN33", "name": "LIMA ONE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3761, "dollarVol": 1291125000, "branches": 7, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6362, "totalOriginated": 3761, "actionTaken": { "1": 3761, "2": 0, "3": 1325, "4": 1185, "5": 91, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1325, "withdrawalCount": 1185, "incompleteCount": 91, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001SI0EMFPT39035", "name": "Cornerstone First Mortgage, Inc", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3719, "dollarVol": 1440625000, "branches": 7, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5669, "totalOriginated": 3719, "actionTaken": { "1": 3719, "2": 1, "3": 141, "4": 1718, "5": 89, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 1718, "incompleteCount": 89, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004N9PMBSLEZOF16", "name": "K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3718, "dollarVol": 1611350000, "branches": 7, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5413, "totalOriginated": 3718, "actionTaken": { "1": 3718, "2": 0, "3": 774, "4": 921, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 774, "withdrawalCount": 921, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNZECUR067HB12", "name": "BancFirst", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3713, "dollarVol": 570945000, "branches": 7, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4709, "totalOriginated": 3713, "actionTaken": { "1": 3713, "2": 441, "3": 470, "4": 85, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 470, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 441, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020YWIK7HGH2R34", "name": "SFMC, LP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3684, "dollarVol": 1319850000, "branches": 7, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5196, "totalOriginated": 3684, "actionTaken": { "1": 3684, "2": 358, "3": 256, "4": 838, "5": 58, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 256, "withdrawalCount": 838, "incompleteCount": 58, "approvedNotAcceptedCount": 358, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY4NTTEM7WWB64", "name": "Bank of England", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3672, "dollarVol": 1170410000, "branches": 7, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5645, "totalOriginated": 3672, "actionTaken": { "1": 3672, "2": 32, "3": 304, "4": 1425, "5": 188, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 304, "withdrawalCount": 1425, "incompleteCount": 188, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 6, "branchSource": "FDIC-SOD", "fdicCert": 13303, "branchDataYear": 2024 }, { "lei": "254900WTZC5SSKIN2M11", "name": "First National Bank of America", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3672, "dollarVol": 1053850000, "branches": 7, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7246, "totalOriginated": 3672, "actionTaken": { "1": 3672, "2": 55, "3": 771, "4": 1074, "5": 39, "6": 1635, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 771, "withdrawalCount": 1074, "incompleteCount": 39, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 1635, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 3, "branchSource": "FDIC-SOD", "fdicCert": 17438, "branchDataYear": 2024 }, { "lei": "549300CEHN5CVC6INV48", "name": "The Park National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3670, "dollarVol": 670270000, "branches": 7, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5339, "totalOriginated": 3670, "actionTaken": { "1": 3670, "2": 61, "3": 982, "4": 614, "5": 0, "6": 0, "7": 1, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 982, "withdrawalCount": 614, "incompleteCount": 0, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 82, "branchSource": "FDIC-SOD", "fdicCert": 6653, "branchDataYear": 2024 }, { "lei": "1IE8VN30JCEQV1H4R804", "name": "HSBC BANK USA, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3659, "dollarVol": 4773545000, "branches": 7, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5504, "totalOriginated": 3659, "actionTaken": { "1": 3659, "2": 39, "3": 275, "4": 924, "5": 606, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 275, "withdrawalCount": 924, "incompleteCount": 606, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 21, "branchSource": "FDIC-SOD", "fdicCert": 57890, "branchDataYear": 2024 }, { "lei": "549300Y4BSP3BSFW7J29", "name": "DELTA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3626, "dollarVol": 740700000, "branches": 7, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6668, "totalOriginated": 3626, "actionTaken": { "1": 3626, "2": 28, "3": 1739, "4": 827, "5": 371, "6": 0, "7": 12, "8": 65 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1739, "withdrawalCount": 827, "incompleteCount": 371, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 34, "branchSource": "NCUA", "ncuaCharter": "66357" }, { "lei": "549300NL3JN3ABDPH257", "name": "AFFINITY PLUS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3603, "dollarVol": 350955000, "branches": 7, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5230, "totalOriginated": 3603, "actionTaken": { "1": 3603, "2": 84, "3": 773, "4": 506, "5": 264, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 773, "withdrawalCount": 506, "incompleteCount": 264, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IWE0Y507LPF493", "name": "MORTGAGE 1 INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3581, "dollarVol": 836855000, "branches": 7, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4864, "totalOriginated": 3581, "actionTaken": { "1": 3581, "2": 240, "3": 116, "4": 697, "5": 18, "6": 0, "7": 42, "8": 170 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 697, "incompleteCount": 18, "approvedNotAcceptedCount": 240, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VHUBSJJKOMBF27", "name": "GOLDEN EMPIRE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3572, "dollarVol": 1329610000, "branches": 7, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4939, "totalOriginated": 3572, "actionTaken": { "1": 3572, "2": 71, "3": 315, "4": 974, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 315, "withdrawalCount": 974, "incompleteCount": 7, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKOZ81ZWTNKB12", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3535, "dollarVol": 1419825000, "branches": 7, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6567, "totalOriginated": 3535, "actionTaken": { "1": 3535, "2": 36, "3": 813, "4": 623, "5": 86, "6": 1474, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 813, "withdrawalCount": 623, "incompleteCount": 86, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 1474, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 14629 }, { "lei": "549300JKR164SLNO6Y85", "name": "NATIONS RELIABLE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3534, "dollarVol": 1082080000, "branches": 7, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5361, "totalOriginated": 3534, "actionTaken": { "1": 3534, "2": 138, "3": 172, "4": 960, "5": 555, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 960, "incompleteCount": 555, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TA4MQM8WN2XG31", "name": "VELOCITY COMMERCIAL CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3534, "dollarVol": 1202410000, "branches": 7, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6643, "totalOriginated": 3534, "actionTaken": { "1": 3534, "2": 102, "3": 87, "4": 2581, "5": 339, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 2581, "incompleteCount": 339, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ASPHNTEYEZ797", "name": "LENDLO MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3519, "dollarVol": 701515000, "branches": 7, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4327, "totalOriginated": 3545, "actionTaken": { "1": 3545, "2": 16, "3": 104, "4": 662, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 662, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VN1JLT1F3FLLVN3FZG89", "name": "First Commonwealth Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3505, "dollarVol": 620995000, "branches": 7, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6023, "totalOriginated": 3509, "actionTaken": { "1": 3509, "2": 269, "3": 1589, "4": 439, "5": 184, "6": 0, "7": 24, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1589, "withdrawalCount": 439, "incompleteCount": 184, "approvedNotAcceptedCount": 269, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 24682 }, { "lei": "5493005QK4NV0ZZ5EM64", "name": "Community Bank of Mississippi", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3490, "dollarVol": 635870000, "branches": 6, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4507, "totalOriginated": 3490, "actionTaken": { "1": 3490, "2": 191, "3": 328, "4": 495, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 328, "withdrawalCount": 495, "incompleteCount": 1, "approvedNotAcceptedCount": 191, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 54, "branchSource": "FDIC-SOD", "fdicCert": 8879, "branchDataYear": 2024 }, { "lei": "549300TK6RZQSFXZHV09", "name": "MICHIGAN MUTUAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3486, "dollarVol": 978630000, "branches": 6, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5610, "totalOriginated": 3486, "actionTaken": { "1": 3486, "2": 775, "3": 570, "4": 623, "5": 152, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 570, "withdrawalCount": 623, "incompleteCount": 152, "approvedNotAcceptedCount": 775, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPB0G5OMY0SM65", "name": "NEW WAVE LENDING GROUP INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3479, "dollarVol": 1884665000, "branches": 6, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5011, "totalOriginated": 3479, "actionTaken": { "1": 3479, "2": 54, "3": 13, "4": 1457, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1457, "incompleteCount": 8, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CLRXFVF83ZL806", "name": "NATIONWIDE MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3456, "dollarVol": 1557380000, "branches": 6, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5220, "totalOriginated": 3456, "actionTaken": { "1": 3456, "2": 521, "3": 218, "4": 1014, "5": 0, "6": 3, "7": 7, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 1014, "incompleteCount": 0, "approvedNotAcceptedCount": 521, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080168VA6Z8UX21", "name": "TOWER Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3449, "dollarVol": 549415000, "branches": 6, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6022, "totalOriginated": 3449, "actionTaken": { "1": 3449, "2": 78, "3": 1868, "4": 405, "5": 222, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1868, "withdrawalCount": 405, "incompleteCount": 222, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 17, "branchSource": "NCUA", "ncuaCharter": "8333" }, { "lei": "549300JEBULFT3BSU682", "name": "Bangor Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3426, "dollarVol": 856630000, "branches": 6, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4953, "totalOriginated": 3426, "actionTaken": { "1": 3426, "2": 30, "3": 925, "4": 569, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 925, "withdrawalCount": 569, "incompleteCount": 1, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 71, "branchSource": "FDIC-SOD", "fdicCert": 18408, "branchDataYear": 2024 }, { "lei": "5493009V3WNJX9V2GZ85", "name": "FirstBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3423, "dollarVol": 1421515000, "branches": 6, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5544, "totalOriginated": 3423, "actionTaken": { "1": 3423, "2": 127, "3": 768, "4": 994, "5": 209, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 768, "withdrawalCount": 994, "incompleteCount": 209, "approvedNotAcceptedCount": 127, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTT08EKQRVTR15", "name": "Atlantic Union Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3408, "dollarVol": 762560000, "branches": 6, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5288, "totalOriginated": 3408, "actionTaken": { "1": 3408, "2": 110, "3": 1273, "4": 356, "5": 18, "6": 84, "7": 1, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1273, "withdrawalCount": 356, "incompleteCount": 18, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 84, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 129, "branchSource": "FDIC-SOD", "fdicCert": 34589, "branchDataYear": 2024 }, { "lei": "549300Q02LGIN9AXKP98", "name": "FIRST TECHNOLOGY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3364, "dollarVol": 1279490000, "branches": 6, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6270, "totalOriginated": 3364, "actionTaken": { "1": 3364, "2": 404, "3": 924, "4": 369, "5": 372, "6": 0, "7": 86, "8": 751 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 924, "withdrawalCount": 369, "incompleteCount": 372, "approvedNotAcceptedCount": 404, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 39, "branchSource": "NCUA", "ncuaCharter": "19976" }, { "lei": "549300K7224BC1IAX207", "name": "MIDFLORIDA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3350, "dollarVol": 614570000, "branches": 6, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11080, "totalOriginated": 3350, "actionTaken": { "1": 3350, "2": 108, "3": 4236, "4": 920, "5": 260, "6": 0, "7": 958, "8": 1248 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4236, "withdrawalCount": 920, "incompleteCount": 260, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CXTOHZ2JBEJ61", "name": "THE MORTGAGE FIRM, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3308, "dollarVol": 1066790000, "branches": 6, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4351, "totalOriginated": 3308, "actionTaken": { "1": 3308, "2": 272, "3": 134, "4": 596, "5": 9, "6": 0, "7": 0, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 596, "incompleteCount": 9, "approvedNotAcceptedCount": 272, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VELJPWWT51WN03", "name": "General Mortgage Capital Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3308, "dollarVol": 1631170000, "branches": 6, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4201, "totalOriginated": 3308, "actionTaken": { "1": 3308, "2": 27, "3": 55, "4": 585, "5": 226, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 585, "incompleteCount": 226, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DCGBXW5FJMV921", "name": "NMSI, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3297, "dollarVol": 1900455000, "branches": 6, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4735, "totalOriginated": 3297, "actionTaken": { "1": 3297, "2": 0, "3": 0, "4": 0, "5": 0, "6": 1438, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1438, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DKMV1IHIM8E20", "name": "Wilmington Savings Fund Society, FSB", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3249, "dollarVol": 892065000, "branches": 6, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8117, "totalOriginated": 3249, "actionTaken": { "1": 3249, "2": 56, "3": 1024, "4": 534, "5": 101, "6": 3153, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1024, "withdrawalCount": 534, "incompleteCount": 101, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 3153, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QIUZLVR1OLDH55", "name": "Genisys Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3243, "dollarVol": 502215000, "branches": 6, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5058, "totalOriginated": 3243, "actionTaken": { "1": 3243, "2": 105, "3": 863, "4": 440, "5": 407, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 863, "withdrawalCount": 440, "incompleteCount": 407, "approvedNotAcceptedCount": 105, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 33, "branchSource": "NCUA", "ncuaCharter": "68536" }, { "lei": "LVR1UQE8OOCO93IHEB52", "name": "Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3226, "dollarVol": 486150000, "branches": 6, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4862, "totalOriginated": 3226, "actionTaken": { "1": 3226, "2": 27, "3": 997, "4": 527, "5": 81, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 997, "withdrawalCount": 527, "incompleteCount": 81, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 0, "branchSource": "FDIC-SOD", "fdicCert": 15867 }, { "lei": "70WY0ID1N53Q4254VH70", "name": "Comerica Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3218, "dollarVol": 852410000, "branches": 6, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8841, "totalOriginated": 3218, "actionTaken": { "1": 3218, "2": 245, "3": 3799, "4": 668, "5": 654, "6": 245, "7": 2, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3799, "withdrawalCount": 668, "incompleteCount": 654, "approvedNotAcceptedCount": 245, "purchasedLoanCount": 245, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 381, "branchSource": "FDIC-SOD", "fdicCert": 983, "branchDataYear": 2024 }, { "lei": "WV0OVGBTLUP1XIUJE722", "name": "Webster Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3211, "dollarVol": 2559965000, "branches": 6, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6127, "totalOriginated": 3211, "actionTaken": { "1": 3211, "2": 145, "3": 1138, "4": 625, "5": 571, "6": 437, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1138, "withdrawalCount": 625, "incompleteCount": 571, "approvedNotAcceptedCount": 145, "purchasedLoanCount": 437, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 196, "branchSource": "FDIC-SOD", "fdicCert": 18221, "branchDataYear": 2024 }, { "lei": "549300AG10BX85DF5S49", "name": "MLD MORTGAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3199, "dollarVol": 1116405000, "branches": 6, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4296, "totalOriginated": 3199, "actionTaken": { "1": 3199, "2": 334, "3": 160, "4": 601, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 601, "incompleteCount": 2, "approvedNotAcceptedCount": 334, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "NSGZD26XPW2CUM2JKU70", "name": "HANCOCK WHITNEY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3192, "dollarVol": 814230000, "branches": 6, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5857, "totalOriginated": 3192, "actionTaken": { "1": 3192, "2": 212, "3": 1222, "4": 587, "5": 102, "6": 542, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1222, "withdrawalCount": 587, "incompleteCount": 102, "approvedNotAcceptedCount": 212, "purchasedLoanCount": 542, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 184, "branchSource": "FDIC-SOD", "fdicCert": 12441, "branchDataYear": 2024 }, { "lei": "549300G6RZM5T8NQJW74", "name": "REDSTONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3165, "dollarVol": 385345000, "branches": 6, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5601, "totalOriginated": 3166, "actionTaken": { "1": 3166, "2": 370, "3": 1226, "4": 515, "5": 155, "6": 0, "7": 36, "8": 133 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1226, "withdrawalCount": 515, "incompleteCount": 155, "approvedNotAcceptedCount": 370, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 43, "branchSource": "NCUA", "ncuaCharter": "7544" }, { "lei": "549300DPRWSBUY619V27", "name": "Simmons Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3161, "dollarVol": 777655000, "branches": 6, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5087, "totalOriginated": 3161, "actionTaken": { "1": 3161, "2": 50, "3": 1220, "4": 641, "5": 12, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1220, "withdrawalCount": 641, "incompleteCount": 12, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 246, "branchSource": "FDIC-SOD", "fdicCert": 3890, "branchDataYear": 2024 }, { "lei": "IWRZQFYIRJ0IMURZBB68", "name": "Johnson Financial Group", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3154, "dollarVol": 1011990000, "branches": 6, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4804, "totalOriginated": 3154, "actionTaken": { "1": 3154, "2": 224, "3": 340, "4": 153, "5": 13, "6": 16, "7": 417, "8": 487 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 340, "withdrawalCount": 153, "incompleteCount": 13, "approvedNotAcceptedCount": 224, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930085BPQMVH9JFX69", "name": "HUDSON VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3145, "dollarVol": 473335000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5970, "totalOriginated": 3145, "actionTaken": { "1": 3145, "2": 841, "3": 1528, "4": 241, "5": 44, "6": 171, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1528, "withdrawalCount": 241, "incompleteCount": 44, "approvedNotAcceptedCount": 841, "purchasedLoanCount": 171, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 42, "branchSource": "NCUA", "ncuaCharter": "68705" }, { "lei": "WE0I402RW25AU38DTI13", "name": "Banner Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3140, "dollarVol": 1123400000, "branches": 6, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6099, "totalOriginated": 3140, "actionTaken": { "1": 3140, "2": 194, "3": 2043, "4": 578, "5": 119, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2043, "withdrawalCount": 578, "incompleteCount": 119, "approvedNotAcceptedCount": 194, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 137, "branchSource": "FDIC-SOD", "fdicCert": 28489, "branchDataYear": 2024 }, { "lei": "X8V2II80XTQHRH7NCB19", "name": "Eastern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3130, "dollarVol": 1186780000, "branches": 6, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5146, "totalOriginated": 3130, "actionTaken": { "1": 3130, "2": 243, "3": 1515, "4": 205, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1515, "withdrawalCount": 205, "incompleteCount": 53, "approvedNotAcceptedCount": 243, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 97, "branchSource": "FDIC-SOD", "fdicCert": 32773, "branchDataYear": 2024 }, { "lei": "549300D4ZYLSQ5LMTV35", "name": "ABSOLUTE HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3117, "dollarVol": 1047695000, "branches": 6, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4510, "totalOriginated": 3117, "actionTaken": { "1": 3117, "2": 1, "3": 134, "4": 1253, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 1253, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BBKMRS6J0CB539", "name": "AMERICAN PORTFOLIO MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3081, "dollarVol": 979795000, "branches": 6, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4308, "totalOriginated": 3081, "actionTaken": { "1": 3081, "2": 0, "3": 367, "4": 689, "5": 171, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 367, "withdrawalCount": 689, "incompleteCount": 171, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JZD4L02YZI3Z50", "name": "NJ LENDERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3076, "dollarVol": 1494810000, "branches": 6, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4056, "totalOriginated": 3076, "actionTaken": { "1": 3076, "2": 62, "3": 165, "4": 610, "5": 143, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 610, "incompleteCount": 143, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500U2F9A83N391A91", "name": "CHAMPIONS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3067, "dollarVol": 1454255000, "branches": 6, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5412, "totalOriginated": 3067, "actionTaken": { "1": 3067, "2": 1, "3": 987, "4": 1086, "5": 131, "6": 0, "7": 140, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 987, "withdrawalCount": 1086, "incompleteCount": 131, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YD7XJM19TH5O82", "name": "CITIZENS EQUITY FIRST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3063, "dollarVol": 471025000, "branches": 6, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4799, "totalOriginated": 3063, "actionTaken": { "1": 3063, "2": 62, "3": 611, "4": 1032, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 611, "withdrawalCount": 1032, "incompleteCount": 31, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FS35FQXZRU4Z45", "name": "EDUCATORS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3057, "dollarVol": 359455000, "branches": 6, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6114, "totalOriginated": 3057, "actionTaken": { "1": 3057, "2": 218, "3": 1431, "4": 251, "5": 159, "6": 0, "7": 332, "8": 666 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1431, "withdrawalCount": 251, "incompleteCount": 159, "approvedNotAcceptedCount": 218, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." }, "branchCount": 27, "branchSource": "NCUA", "ncuaCharter": "66448" }, { "lei": "549300TQVOMKNKFOH392", "name": "Gate City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3056, "dollarVol": 562340000, "branches": 6, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4682, "totalOriginated": 3056, "actionTaken": { "1": 3056, "2": 63, "3": 480, "4": 366, "5": 83, "6": 0, "7": 634, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 480, "withdrawalCount": 366, "incompleteCount": 83, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930036K3ZFJ4FOKT69", "name": "VYSTAR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3050, "dollarVol": 544880000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9955, "totalOriginated": 3050, "actionTaken": { "1": 3050, "2": 64, "3": 3110, "4": 1291, "5": 301, "6": 0, "7": 1145, "8": 994 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3110, "withdrawalCount": 1291, "incompleteCount": 301, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8HNQO52YYHI82", "name": "American Security Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3042, "dollarVol": 1222480000, "branches": 6, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3940, "totalOriginated": 3042, "actionTaken": { "1": 3042, "2": 112, "3": 39, "4": 746, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 746, "incompleteCount": 1, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5QSL6MC8M4D04", "name": "NORWICH COMMERCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3028, "dollarVol": 1208600000, "branches": 6, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4673, "totalOriginated": 3028, "actionTaken": { "1": 3028, "2": 59, "3": 507, "4": 634, "5": 439, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 507, "withdrawalCount": 634, "incompleteCount": 439, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067KY3OO1D8HC58", "name": "ASSOCIATED MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3012, "dollarVol": 768700000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3902, "totalOriginated": 3012, "actionTaken": { "1": 3012, "2": 199, "3": 19, "4": 643, "5": 20, "6": 0, "7": 2, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 643, "incompleteCount": 20, "approvedNotAcceptedCount": 199, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRP46SVQMWOE81", "name": "COASTAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3001, "dollarVol": 517155000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5153, "totalOriginated": 3001, "actionTaken": { "1": 3001, "2": 550, "3": 1308, "4": 257, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1308, "withdrawalCount": 257, "incompleteCount": 37, "approvedNotAcceptedCount": 550, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009B17HXCVXTD608", "name": "JMAC LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3000, "dollarVol": 1345010000, "branches": 6, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4883, "totalOriginated": 3000, "actionTaken": { "1": 3000, "2": 4, "3": 319, "4": 1378, "5": 179, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 319, "withdrawalCount": 1378, "incompleteCount": 179, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008TT6UNYR7AXF54", "name": "Sunflower Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3000, "dollarVol": 1202490000, "branches": 6, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4407, "totalOriginated": 3000, "actionTaken": { "1": 3000, "2": 16, "3": 259, "4": 993, "5": 134, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 259, "withdrawalCount": 993, "incompleteCount": 134, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q50XCC0473FG63", "name": "QUORUM FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2978, "dollarVol": 532850000, "branches": 5, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6149, "totalOriginated": 2978, "actionTaken": { "1": 2978, "2": 660, "3": 1849, "4": 323, "5": 0, "6": 333, "7": 2, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1849, "withdrawalCount": 323, "incompleteCount": 0, "approvedNotAcceptedCount": 660, "purchasedLoanCount": 333, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N3JBQ15RQ7AV97", "name": "MORIA DEVELOPMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2972, "dollarVol": 951180000, "branches": 5, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4062, "totalOriginated": 2972, "actionTaken": { "1": 2972, "2": 51, "3": 108, "4": 814, "5": 117, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 814, "incompleteCount": 117, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4ESSS6M0MEG51", "name": "OriginPoint, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2967, "dollarVol": 2065085000, "branches": 5, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4813, "totalOriginated": 2967, "actionTaken": { "1": 2967, "2": 42, "3": 188, "4": 1587, "5": 20, "6": 2, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 1587, "incompleteCount": 20, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWLOUWIJ1Q0H29", "name": "MICHIGAN SCHOOLS AND GOVERNMENT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2966, "dollarVol": 489830000, "branches": 5, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4365, "totalOriginated": 2966, "actionTaken": { "1": 2966, "2": 62, "3": 562, "4": 631, "5": 144, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 562, "withdrawalCount": 631, "incompleteCount": 144, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3ROEQU3D1IW91", "name": "CREDIT HUMAN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2953, "dollarVol": 334495000, "branches": 5, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28052, "totalOriginated": 2953, "actionTaken": { "1": 2953, "2": 3572, "3": 21223, "4": 268, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21223, "withdrawalCount": 268, "incompleteCount": 36, "approvedNotAcceptedCount": 3572, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OM9RKJW8W5K82", "name": "ALAMEDA MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2950, "dollarVol": 1049880000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4131, "totalOriginated": 2950, "actionTaken": { "1": 2950, "2": 3, "3": 83, "4": 1094, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 1094, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JDOI3GTNVUD76", "name": "German American Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2948, "dollarVol": 472970000, "branches": 5, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3979, "totalOriginated": 2948, "actionTaken": { "1": 2948, "2": 51, "3": 624, "4": 332, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 624, "withdrawalCount": 332, "incompleteCount": 24, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002VH9C0PKB8K153", "name": "Logan Finance Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2942, "dollarVol": 1986130000, "branches": 5, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5357, "totalOriginated": 2942, "actionTaken": { "1": 2942, "2": 45, "3": 255, "4": 49, "5": 1323, "6": 743, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 255, "withdrawalCount": 49, "incompleteCount": 1323, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 743, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLKEKXL2RM1F61", "name": "CONTOUR MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2938, "dollarVol": 1328880000, "branches": 5, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4450, "totalOriginated": 2938, "actionTaken": { "1": 2938, "2": 115, "3": 163, "4": 696, "5": 538, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 696, "incompleteCount": 538, "approvedNotAcceptedCount": 115, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVW3AI97UKTO72", "name": "Wings Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2938, "dollarVol": 596050000, "branches": 5, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5854, "totalOriginated": 2938, "actionTaken": { "1": 2938, "2": 817, "3": 1007, "4": 156, "5": 8, "6": 3, "7": 196, "8": 729 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1007, "withdrawalCount": 156, "incompleteCount": 8, "approvedNotAcceptedCount": 817, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067MGJBFNEN1P47", "name": "ELEVATIONS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2938, "dollarVol": 1094930000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4593, "totalOriginated": 2938, "actionTaken": { "1": 2938, "2": 66, "3": 677, "4": 679, "5": 135, "6": 0, "7": 2, "8": 96 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 677, "withdrawalCount": 679, "incompleteCount": 135, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TKT6FH38184ZYBTPKS77", "name": "Rockland Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2932, "dollarVol": 1055000000, "branches": 5, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.067, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5681, "totalOriginated": 2932, "actionTaken": { "1": 2932, "2": 148, "3": 1716, "4": 530, "5": 354, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1716, "withdrawalCount": 530, "incompleteCount": 354, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKTME1U7Z0UN20", "name": "Empower Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2916, "dollarVol": 353210000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4518, "totalOriginated": 2916, "actionTaken": { "1": 2916, "2": 59, "3": 705, "4": 249, "5": 187, "6": 402, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 705, "withdrawalCount": 249, "incompleteCount": 187, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 402, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJZ82173UB3I21", "name": "City National Bank of West Virginia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2906, "dollarVol": 506210000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4878, "totalOriginated": 2967, "actionTaken": { "1": 2967, "2": 220, "3": 1239, "4": 318, "5": 118, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1239, "withdrawalCount": 318, "incompleteCount": 118, "approvedNotAcceptedCount": 220, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PKEQ3Q9S0IXW76", "name": "UNITED FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2888, "dollarVol": 504120000, "branches": 5, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4818, "totalOriginated": 2888, "actionTaken": { "1": 2888, "2": 145, "3": 1264, "4": 506, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1264, "withdrawalCount": 506, "incompleteCount": 15, "approvedNotAcceptedCount": 145, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM4NS8HDJT3X28", "name": "INTERCOASTAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2878, "dollarVol": 1386590000, "branches": 5, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3631, "totalOriginated": 2878, "actionTaken": { "1": 2878, "2": 338, "3": 70, "4": 325, "5": 15, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 325, "incompleteCount": 15, "approvedNotAcceptedCount": 338, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYV7NDBX6FUR63", "name": "JET HOMELOANS, LP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2876, "dollarVol": 1263530000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3356, "totalOriginated": 2876, "actionTaken": { "1": 2876, "2": 8, "3": 46, "4": 353, "5": 73, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 353, "incompleteCount": 73, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DG3IV05V4C4E03", "name": "EUSTIS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2848, "dollarVol": 757080000, "branches": 5, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4031, "totalOriginated": 2848, "actionTaken": { "1": 2848, "2": 2, "3": 83, "4": 797, "5": 6, "6": 0, "7": 22, "8": 273 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 797, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M8WGW2D17CZD19", "name": "GARDNER FINANCIAL SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2844, "dollarVol": 956120000, "branches": 5, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3796, "totalOriginated": 2844, "actionTaken": { "1": 2844, "2": 17, "3": 30, "4": 794, "5": 111, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 794, "incompleteCount": 111, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048P8RWCQHQM310", "name": "ARC HOME LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2842, "dollarVol": 1562900000, "branches": 5, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6847, "totalOriginated": 2842, "actionTaken": { "1": 2842, "2": 46, "3": 652, "4": 1668, "5": 5, "6": 1634, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 652, "withdrawalCount": 1668, "incompleteCount": 5, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 1634, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009LKZIV63KY6458", "name": "Virginia Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2825, "dollarVol": 550285000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4376, "totalOriginated": 2825, "actionTaken": { "1": 2825, "2": 27, "3": 912, "4": 522, "5": 90, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 912, "withdrawalCount": 522, "incompleteCount": 90, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8SHBRCI7UU819", "name": "Baxter Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2812, "dollarVol": 639990000, "branches": 5, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4800, "totalOriginated": 2812, "actionTaken": { "1": 2812, "2": 877, "3": 1002, "4": 41, "5": 68, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1002, "withdrawalCount": 41, "incompleteCount": 68, "approvedNotAcceptedCount": 877, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RJW4T6MPVUPK44", "name": "SEFCU SERVICES, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2802, "dollarVol": 821370000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3245, "totalOriginated": 2802, "actionTaken": { "1": 2802, "2": 46, "3": 59, "4": 293, "5": 33, "6": 0, "7": 1, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 293, "incompleteCount": 33, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GXB4AVD3FPHO33", "name": "Investor Mortgage Finance LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2792, "dollarVol": 844330000, "branches": 5, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4981, "totalOriginated": 2792, "actionTaken": { "1": 2792, "2": 0, "3": 851, "4": 953, "5": 385, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 851, "withdrawalCount": 953, "incompleteCount": 385, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3QJQLKVB40W93", "name": "CANVAS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2789, "dollarVol": 523865000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4768, "totalOriginated": 2789, "actionTaken": { "1": 2789, "2": 1, "3": 514, "4": 1463, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 514, "withdrawalCount": 1463, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001F7QT2YW3K8D98", "name": "DSLD MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2774, "dollarVol": 728770000, "branches": 5, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3819, "totalOriginated": 2774, "actionTaken": { "1": 2774, "2": 15, "3": 299, "4": 597, "5": 134, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 299, "withdrawalCount": 597, "incompleteCount": 134, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNUJ0IPK43UX33", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2769, "dollarVol": 534025000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4031, "totalOriginated": 2769, "actionTaken": { "1": 2769, "2": 38, "3": 905, "4": 315, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 905, "withdrawalCount": 315, "incompleteCount": 4, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "635400IW1QMK3FNFF894", "name": "MERIDIAN BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2766, "dollarVol": 894330000, "branches": 5, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3593, "totalOriginated": 2766, "actionTaken": { "1": 2766, "2": 24, "3": 123, "4": 641, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 641, "incompleteCount": 39, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6K140RN8NQB93", "name": "DFCU FINANCIAL", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2764, "dollarVol": 452060000, "branches": 5, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5063, "totalOriginated": 2764, "actionTaken": { "1": 2764, "2": 483, "3": 720, "4": 377, "5": 401, "6": 0, "7": 29, "8": 289 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 720, "withdrawalCount": 377, "incompleteCount": 401, "approvedNotAcceptedCount": 483, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SFG15JDKI5MD22", "name": "BankPlus", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2745, "dollarVol": 740605000, "branches": 5, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3698, "totalOriginated": 2745, "actionTaken": { "1": 2745, "2": 166, "3": 396, "4": 376, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 396, "withdrawalCount": 376, "incompleteCount": 15, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004OB0KD7VERQW98", "name": "INTERLINC MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2725, "dollarVol": 792825000, "branches": 5, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3805, "totalOriginated": 2725, "actionTaken": { "1": 2725, "2": 29, "3": 274, "4": 777, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 274, "withdrawalCount": 777, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002GI63WHHUTUD85", "name": "KEYSTONE FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2715, "dollarVol": 1048155000, "branches": 5, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3307, "totalOriginated": 2715, "actionTaken": { "1": 2715, "2": 418, "3": 174, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 174, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 418, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930025XJJO3T0M1A92", "name": "GEORGIA'S OWN", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2691, "dollarVol": 616045000, "branches": 5, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5874, "totalOriginated": 2691, "actionTaken": { "1": 2691, "2": 151, "3": 1857, "4": 750, "5": 425, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1857, "withdrawalCount": 750, "incompleteCount": 425, "approvedNotAcceptedCount": 151, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "38CFVD4YYFWD1FV7IM34", "name": "Nicolet National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2667, "dollarVol": 668505000, "branches": 5, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3899, "totalOriginated": 2667, "actionTaken": { "1": 2667, "2": 34, "3": 150, "4": 244, "5": 6, "6": 0, "7": 170, "8": 628 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 244, "incompleteCount": 6, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSYIBSO9N4PB10", "name": "CONSUMERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2645, "dollarVol": 475645000, "branches": 5, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3572, "totalOriginated": 2645, "actionTaken": { "1": 2645, "2": 4, "3": 387, "4": 532, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 387, "withdrawalCount": 532, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HD2NONVMCRN332", "name": "HALLMARK HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2640, "dollarVol": 590980000, "branches": 5, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3370, "totalOriginated": 2640, "actionTaken": { "1": 2640, "2": 7, "3": 151, "4": 569, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 569, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBBGOL4MIK0L71", "name": "Three Rivers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2637, "dollarVol": 443205000, "branches": 5, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4234, "totalOriginated": 2637, "actionTaken": { "1": 2637, "2": 134, "3": 571, "4": 307, "5": 0, "6": 0, "7": 522, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 571, "withdrawalCount": 307, "incompleteCount": 0, "approvedNotAcceptedCount": 134, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2LV8W3C1G3762", "name": "EQUITY RESOURCES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2636, "dollarVol": 669800000, "branches": 5, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3835, "totalOriginated": 2636, "actionTaken": { "1": 2636, "2": 4, "3": 269, "4": 926, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 269, "withdrawalCount": 926, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOAKQX3BEWWT56", "name": "CLM MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2635, "dollarVol": 1097545000, "branches": 5, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3229, "totalOriginated": 2635, "actionTaken": { "1": 2635, "2": 13, "3": 55, "4": 507, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 507, "incompleteCount": 19, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEFX6JRSCS5N78", "name": "Centennial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2631, "dollarVol": 856735000, "branches": 5, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4878, "totalOriginated": 2631, "actionTaken": { "1": 2631, "2": 31, "3": 862, "4": 863, "5": 443, "6": 8, "7": 25, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 862, "withdrawalCount": 863, "incompleteCount": 443, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0ICF6REKHOC74", "name": "DIRECT MORTGAGE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2630, "dollarVol": 841170000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3307, "totalOriginated": 2630, "actionTaken": { "1": 2630, "2": 212, "3": 53, "4": 354, "5": 16, "6": 0, "7": 2, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 354, "incompleteCount": 16, "approvedNotAcceptedCount": 212, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTTR873E71L054", "name": "Integrity Home Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2622, "dollarVol": 800970000, "branches": 5, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3531, "totalOriginated": 2622, "actionTaken": { "1": 2622, "2": 255, "3": 164, "4": 434, "5": 9, "6": 0, "7": 47, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 434, "incompleteCount": 9, "approvedNotAcceptedCount": 255, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q5026VQBAVI394", "name": "Community First", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2621, "dollarVol": 599065000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3307, "totalOriginated": 2621, "actionTaken": { "1": 2621, "2": 1, "3": 232, "4": 435, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 232, "withdrawalCount": 435, "incompleteCount": 18, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "KI0VI4JRMCIJ329YTN75", "name": "Valley National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2613, "dollarVol": 1097405000, "branches": 5, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4083, "totalOriginated": 2613, "actionTaken": { "1": 2613, "2": 212, "3": 681, "4": 335, "5": 59, "6": 183, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 681, "withdrawalCount": 335, "incompleteCount": 59, "approvedNotAcceptedCount": 212, "purchasedLoanCount": 183, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005EYZOUVJUXAX38", "name": "Lakeview Community Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2610, "dollarVol": 982850000, "branches": 5, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2952, "totalOriginated": 2610, "actionTaken": { "1": 2610, "2": 209, "3": 42, "4": 91, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 91, "incompleteCount": 0, "approvedNotAcceptedCount": 209, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDHZAV4ZQHQV19", "name": "GOLDENWEST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2606, "dollarVol": 495680000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.068, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4744, "totalOriginated": 2606, "actionTaken": { "1": 2606, "2": 642, "3": 1209, "4": 258, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1209, "withdrawalCount": 258, "incompleteCount": 29, "approvedNotAcceptedCount": 642, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AY1W8F91VLTB05", "name": "STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2602, "dollarVol": 582000000, "branches": 5, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5814, "totalOriginated": 2602, "actionTaken": { "1": 2602, "2": 69, "3": 2484, "4": 645, "5": 13, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2484, "withdrawalCount": 645, "incompleteCount": 13, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C04BJ0G297NC13", "name": "Ally Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2599, "dollarVol": 1352485000, "branches": 5, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6403, "totalOriginated": 2599, "actionTaken": { "1": 2599, "2": 68, "3": 547, "4": 1609, "5": 906, "6": 71, "7": 5, "8": 598 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 547, "withdrawalCount": 1609, "incompleteCount": 906, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 71, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "XC7Z0BA39TU7L1AKOJ12", "name": "First American Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2598, "dollarVol": 437870000, "branches": 5, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4755, "totalOriginated": 2598, "actionTaken": { "1": 2598, "2": 70, "3": 1495, "4": 341, "5": 243, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1495, "withdrawalCount": 341, "incompleteCount": 243, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RLLKTQS8K7U51", "name": "American Airlines Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2588, "dollarVol": 540980000, "branches": 5, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5355, "totalOriginated": 2588, "actionTaken": { "1": 2588, "2": 225, "3": 1426, "4": 302, "5": 122, "6": 0, "7": 203, "8": 489 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1426, "withdrawalCount": 302, "incompleteCount": 122, "approvedNotAcceptedCount": 225, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXTDELQS5SLF91", "name": "DUPACO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2580, "dollarVol": 319820000, "branches": 5, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3587, "totalOriginated": 2580, "actionTaken": { "1": 2580, "2": 72, "3": 692, "4": 243, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 692, "withdrawalCount": 243, "incompleteCount": 0, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QRD0ZXHH08TX87", "name": "NETWORK FUNDING, L.P.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2579, "dollarVol": 874845000, "branches": 5, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4688, "totalOriginated": 2579, "actionTaken": { "1": 2579, "2": 248, "3": 492, "4": 1072, "5": 13, "6": 208, "7": 19, "8": 57 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 492, "withdrawalCount": 1072, "incompleteCount": 13, "approvedNotAcceptedCount": 248, "purchasedLoanCount": 208, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UT4EN6IH579Q63", "name": "RIGHT START MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2573, "dollarVol": 739335000, "branches": 5, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.09, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3529, "totalOriginated": 2573, "actionTaken": { "1": 2573, "2": 13, "3": 198, "4": 727, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 727, "incompleteCount": 18, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZ44DNQDPOV865", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2573, "dollarVol": 719835000, "branches": 5, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3058, "totalOriginated": 2573, "actionTaken": { "1": 2573, "2": 31, "3": 154, "4": 300, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 300, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091JQKCU3Z6IP44", "name": "LENDINGONE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2564, "dollarVol": 1282300000, "branches": 5, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8497, "totalOriginated": 2564, "actionTaken": { "1": 2564, "2": 0, "3": 4762, "4": 1171, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4762, "withdrawalCount": 1171, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F9ZTVTX763V835", "name": "Advisors Mortgage Group, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2561, "dollarVol": 903225000, "branches": 5, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3504, "totalOriginated": 2561, "actionTaken": { "1": 2561, "2": 14, "3": 182, "4": 747, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 747, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "P7GC0W65KB5CEIHLDX81", "name": "Horizon Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2559, "dollarVol": 483375000, "branches": 5, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4031, "totalOriginated": 2559, "actionTaken": { "1": 2559, "2": 120, "3": 982, "4": 195, "5": 32, "6": 143, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 982, "withdrawalCount": 195, "incompleteCount": 32, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 143, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F6E6940CCB6A60", "name": "Emporium TPO LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2544, "dollarVol": 1263280000, "branches": 5, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3902, "totalOriginated": 2544, "actionTaken": { "1": 2544, "2": 698, "3": 424, "4": 205, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 424, "withdrawalCount": 205, "incompleteCount": 31, "approvedNotAcceptedCount": 698, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A0SVCQJPHVGV20", "name": "ALTRA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2539, "dollarVol": 494275000, "branches": 5, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3299, "totalOriginated": 2539, "actionTaken": { "1": 2539, "2": 72, "3": 318, "4": 311, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 318, "withdrawalCount": 311, "incompleteCount": 59, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWD9H4FQ2VR805", "name": "UBS Bank USA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2537, "dollarVol": 3472565000, "branches": 5, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3901, "totalOriginated": 2537, "actionTaken": { "1": 2537, "2": 23, "3": 227, "4": 550, "5": 60, "6": 0, "7": 86, "8": 418 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 227, "withdrawalCount": 550, "incompleteCount": 60, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930078TNN7GKZ7NU89", "name": "Presidential Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2530, "dollarVol": 940750000, "branches": 5, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3137, "totalOriginated": 2530, "actionTaken": { "1": 2530, "2": 29, "3": 113, "4": 444, "5": 15, "6": 5, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 444, "incompleteCount": 15, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYWXR8TL5LIK35", "name": "ALLIED MORTGAGE GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2525, "dollarVol": 834505000, "branches": 5, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4076, "totalOriginated": 2525, "actionTaken": { "1": 2525, "2": 419, "3": 186, "4": 942, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 942, "incompleteCount": 4, "approvedNotAcceptedCount": 419, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK7QID2ZON6Q55", "name": "Global Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2516, "dollarVol": 958840000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4306, "totalOriginated": 2516, "actionTaken": { "1": 2516, "2": 48, "3": 857, "4": 738, "5": 147, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 857, "withdrawalCount": 738, "incompleteCount": 147, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z5QRSHW4Y8CR51", "name": "CREDIT UNION OF TEXAS", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2502, "dollarVol": 309920000, "branches": 5, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4782, "totalOriginated": 2502, "actionTaken": { "1": 2502, "2": 116, "3": 1395, "4": 763, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1395, "withdrawalCount": 763, "incompleteCount": 6, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MCXHCL35UUWDZK7NCQ61", "name": "S&T Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2501, "dollarVol": 719935000, "branches": 5, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3994, "totalOriginated": 2501, "actionTaken": { "1": 2501, "2": 179, "3": 942, "4": 230, "5": 85, "6": 0, "7": 17, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 942, "withdrawalCount": 230, "incompleteCount": 85, "approvedNotAcceptedCount": 179, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T67186NPGCHI50", "name": "FIRST COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2501, "dollarVol": 358815000, "branches": 5, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6035, "totalOriginated": 2501, "actionTaken": { "1": 2501, "2": 285, "3": 1921, "4": 102, "5": 1226, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1921, "withdrawalCount": 102, "incompleteCount": 1226, "approvedNotAcceptedCount": 285, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LEOR2LO8J9RT29", "name": "VICTORY MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2487, "dollarVol": 903215000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3083, "totalOriginated": 2487, "actionTaken": { "1": 2487, "2": 0, "3": 128, "4": 468, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 468, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930053SM8COVIPIY54", "name": "MICHIGAN STATE UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2472, "dollarVol": 425480000, "branches": 4, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5712, "totalOriginated": 2472, "actionTaken": { "1": 2472, "2": 258, "3": 690, "4": 125, "5": 415, "6": 35, "7": 845, "8": 872 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 690, "withdrawalCount": 125, "incompleteCount": 415, "approvedNotAcceptedCount": 258, "purchasedLoanCount": 35, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030Z1JWTP3SVD16", "name": "TOP FLITE FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2469, "dollarVol": 561935000, "branches": 4, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4850, "totalOriginated": 2469, "actionTaken": { "1": 2469, "2": 40, "3": 806, "4": 1250, "5": 285, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 806, "withdrawalCount": 1250, "incompleteCount": 285, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KWXO8FUM7L0E14", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2468, "dollarVol": 785000000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3310, "totalOriginated": 2468, "actionTaken": { "1": 2468, "2": 67, "3": 361, "4": 204, "5": 86, "6": 0, "7": 11, "8": 113 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 361, "withdrawalCount": 204, "incompleteCount": 86, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UR5AOWTJJ7KZ64", "name": "LENDSURE MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2464, "dollarVol": 1209600000, "branches": 4, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.056, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3483, "totalOriginated": 2464, "actionTaken": { "1": 2464, "2": 120, "3": 76, "4": 806, "5": 16, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 806, "incompleteCount": 16, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCEP3NM7A1X491", "name": "TrustCo Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2453, "dollarVol": 547425000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4516, "totalOriginated": 2453, "actionTaken": { "1": 2453, "2": 102, "3": 1160, "4": 625, "5": 176, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1160, "withdrawalCount": 625, "incompleteCount": 176, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D003QRZFSQ4N43", "name": "Prosperity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2451, "dollarVol": 1080295000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5407, "totalOriginated": 2451, "actionTaken": { "1": 2451, "2": 188, "3": 1400, "4": 1053, "5": 314, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1400, "withdrawalCount": 1053, "incompleteCount": 314, "approvedNotAcceptedCount": 188, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OJH4M4RQMT1WXN2BNC32", "name": "Banco Popular de Puerto Rico", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2445, "dollarVol": 628885000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.056, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6295, "totalOriginated": 2445, "actionTaken": { "1": 2445, "2": 76, "3": 819, "4": 334, "5": 81, "6": 2540, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 819, "withdrawalCount": 334, "incompleteCount": 81, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 2540, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PL267CW8182203", "name": "LoanUnited.com, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2436, "dollarVol": 885490000, "branches": 4, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6025, "totalOriginated": 2436, "actionTaken": { "1": 2436, "2": 6, "3": 121, "4": 2113, "5": 1206, "6": 0, "7": 33, "8": 110 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 2113, "incompleteCount": 1206, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XECJ0294F1ZG19", "name": "MATTAMY HOME FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2432, "dollarVol": 1005290000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2956, "totalOriginated": 2432, "actionTaken": { "1": 2432, "2": 0, "3": 228, "4": 227, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 228, "withdrawalCount": 227, "incompleteCount": 69, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIKKZQ0TVJWA08", "name": "ARKANSAS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2432, "dollarVol": 251020000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4140, "totalOriginated": 2432, "actionTaken": { "1": 2432, "2": 1, "3": 912, "4": 792, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 912, "withdrawalCount": 792, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C8GOC4OYUV0Z32", "name": "DOMINION FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2428, "dollarVol": 726520000, "branches": 4, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3873, "totalOriginated": 2428, "actionTaken": { "1": 2428, "2": 1445, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1445, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7HRS5DVBUPQ06", "name": "BoxCar Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2417, "dollarVol": 849415000, "branches": 4, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3346, "totalOriginated": 2417, "actionTaken": { "1": 2417, "2": 135, "3": 111, "4": 647, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 647, "incompleteCount": 36, "approvedNotAcceptedCount": 135, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XQ7B5FIVUNFE29", "name": "VAN DYK MORTGAGE CORPORATION", "nmls": "3035", "type": "IMB", "dataYear": 2024, "orig": 2417, "dollarVol": 697485000, "branches": 4, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3700, "totalOriginated": 2417, "actionTaken": { "1": 2417, "2": 13, "3": 85, "4": 1176, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 1176, "incompleteCount": 9, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFSMIRUODUVW59", "name": "First Interstate Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2414, "dollarVol": 438810000, "branches": 4, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4267, "totalOriginated": 2414, "actionTaken": { "1": 2414, "2": 63, "3": 1175, "4": 519, "5": 95, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1175, "withdrawalCount": 519, "incompleteCount": 95, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FSZH0FMQ1T8Y90", "name": "IOWA BANKERS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2402, "dollarVol": 532180000, "branches": 4, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5751, "totalOriginated": 2402, "actionTaken": { "1": 2402, "2": 46, "3": 437, "4": 201, "5": 0, "6": 2665, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 437, "withdrawalCount": 201, "incompleteCount": 0, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 2665, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZN5MIVRMVHJS09", "name": "BANKSOUTH MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2368, "dollarVol": 901930000, "branches": 4, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2993, "totalOriginated": 2368, "actionTaken": { "1": 2368, "2": 9, "3": 108, "4": 478, "5": 29, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 478, "incompleteCount": 29, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "20TVKH7M13MUBGE80C53", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2360, "dollarVol": 638510000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3544, "totalOriginated": 2360, "actionTaken": { "1": 2360, "2": 14, "3": 580, "4": 448, "5": 100, "6": 40, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 580, "withdrawalCount": 448, "incompleteCount": 100, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930062IKKOJW3K8L94", "name": "TRUMARK FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2353, "dollarVol": 427085000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4201, "totalOriginated": 2353, "actionTaken": { "1": 2353, "2": 106, "3": 1051, "4": 683, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1051, "withdrawalCount": 683, "incompleteCount": 8, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJO7NO6VDZPD35", "name": "THE MORTGAGE LINK, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2318, "dollarVol": 658700000, "branches": 4, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3082, "totalOriginated": 2318, "actionTaken": { "1": 2318, "2": 242, "3": 66, "4": 455, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 455, "incompleteCount": 1, "approvedNotAcceptedCount": 242, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QDGMFASKEN7Z77", "name": "Blaze Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2311, "dollarVol": 294575000, "branches": 4, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4177, "totalOriginated": 2311, "actionTaken": { "1": 2311, "2": 225, "3": 484, "4": 318, "5": 170, "6": 0, "7": 250, "8": 419 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 484, "withdrawalCount": 318, "incompleteCount": 170, "approvedNotAcceptedCount": 225, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UB5TJ0YPVPT503", "name": "MASON MCDUFFIE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2306, "dollarVol": 959330000, "branches": 4, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3279, "totalOriginated": 2306, "actionTaken": { "1": 2306, "2": 2, "3": 108, "4": 862, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 862, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SXT4VBB68QCC26", "name": "EVERWISE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2300, "dollarVol": 303430000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3458, "totalOriginated": 2300, "actionTaken": { "1": 2300, "2": 8, "3": 644, "4": 483, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 644, "withdrawalCount": 483, "incompleteCount": 23, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S99IK3EU11AS13", "name": "INDIANA MEMBERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2292, "dollarVol": 296820000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4020, "totalOriginated": 2292, "actionTaken": { "1": 2292, "2": 138, "3": 545, "4": 397, "5": 322, "6": 0, "7": 0, "8": 326 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 545, "withdrawalCount": 397, "incompleteCount": 322, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8VPSFM828B312", "name": "TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2288, "dollarVol": 526890000, "branches": 4, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5870, "totalOriginated": 2288, "actionTaken": { "1": 2288, "2": 77, "3": 235, "4": 633, "5": 361, "6": 2152, "7": 21, "8": 103 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 235, "withdrawalCount": 633, "incompleteCount": 361, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 2152, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TLGCPJTEG3WN76", "name": "EASTRISE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2288, "dollarVol": 418480000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3172, "totalOriginated": 2288, "actionTaken": { "1": 2288, "2": 23, "3": 191, "4": 453, "5": 217, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 453, "incompleteCount": 217, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZX1UPIG2E7TH11", "name": "Assurance Financial Group, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2286, "dollarVol": 581920000, "branches": 4, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3092, "totalOriginated": 2286, "actionTaken": { "1": 2286, "2": 0, "3": 130, "4": 485, "5": 184, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 485, "incompleteCount": 184, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004Z576VEJBK3N72", "name": "NQM FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2276, "dollarVol": 1332710000, "branches": 4, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3585, "totalOriginated": 2276, "actionTaken": { "1": 2276, "2": 170, "3": 501, "4": 232, "5": 406, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 501, "withdrawalCount": 232, "incompleteCount": 406, "approvedNotAcceptedCount": 170, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOOL3OJTITCV30", "name": "CITADEL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2266, "dollarVol": 347310000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4693, "totalOriginated": 2266, "actionTaken": { "1": 2266, "2": 43, "3": 1235, "4": 513, "5": 219, "6": 417, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1235, "withdrawalCount": 513, "incompleteCount": 219, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 417, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "4LJGQ9KJ9S0CP4B1FY29", "name": "Stock Yards Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2255, "dollarVol": 779985000, "branches": 4, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3447, "totalOriginated": 2255, "actionTaken": { "1": 2255, "2": 37, "3": 734, "4": 368, "5": 29, "6": 18, "7": 4, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 734, "withdrawalCount": 368, "incompleteCount": 29, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008P6YO2KM3EO556", "name": "The Dart Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2254, "dollarVol": 731940000, "branches": 4, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3017, "totalOriginated": 2254, "actionTaken": { "1": 2254, "2": 35, "3": 157, "4": 570, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 157, "withdrawalCount": 570, "incompleteCount": 1, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQVXIW1VTW0D69", "name": "Citizens First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2252, "dollarVol": 593830000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2808, "totalOriginated": 2252, "actionTaken": { "1": 2252, "2": 15, "3": 103, "4": 433, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 433, "incompleteCount": 2, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CHR7TPQ6LLXG47", "name": "LANGLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2250, "dollarVol": 220930000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3065, "totalOriginated": 2250, "actionTaken": { "1": 2250, "2": 5, "3": 672, "4": 124, "5": 12, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 672, "withdrawalCount": 124, "incompleteCount": 12, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300249G20MDIDRR27", "name": "SOUTHWEST STAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2241, "dollarVol": 396845000, "branches": 4, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6386, "totalOriginated": 2241, "actionTaken": { "1": 2241, "2": 0, "3": 730, "4": 18, "5": 3397, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 730, "withdrawalCount": 18, "incompleteCount": 3397, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FUMS21JPQM1N03", "name": "FOX COMMUNITIES Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2236, "dollarVol": 324880000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2731, "totalOriginated": 2236, "actionTaken": { "1": 2236, "2": 200, "3": 132, "4": 2, "5": 161, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 2, "incompleteCount": 161, "approvedNotAcceptedCount": 200, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EO85W8IS2FR22", "name": "LOGIX FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2223, "dollarVol": 470135000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4036, "totalOriginated": 2223, "actionTaken": { "1": 2223, "2": 141, "3": 770, "4": 366, "5": 115, "6": 0, "7": 79, "8": 342 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 770, "withdrawalCount": 366, "incompleteCount": 115, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOXIQQV5UZD367", "name": "SOUTHERN TRUST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2221, "dollarVol": 725975000, "branches": 4, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2982, "totalOriginated": 2221, "actionTaken": { "1": 2221, "2": 19, "3": 103, "4": 639, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 639, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PFJ7GCGDLB2E65", "name": "First Option Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2216, "dollarVol": 641110000, "branches": 4, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3176, "totalOriginated": 2216, "actionTaken": { "1": 2216, "2": 305, "3": 89, "4": 484, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 484, "incompleteCount": 82, "approvedNotAcceptedCount": 305, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930059GZZ7G4G40O53", "name": "Primis Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2210, "dollarVol": 766230000, "branches": 4, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3116, "totalOriginated": 2210, "actionTaken": { "1": 2210, "2": 0, "3": 88, "4": 817, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 817, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MQ4O1DX3N88207", "name": "Community Trust Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2193, "dollarVol": 433035000, "branches": 4, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2886, "totalOriginated": 2193, "actionTaken": { "1": 2193, "2": 60, "3": 431, "4": 202, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 431, "withdrawalCount": 202, "incompleteCount": 0, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "X6T32LKEPUT8LQMW6755", "name": "Republic Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2192, "dollarVol": 468960000, "branches": 4, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3866, "totalOriginated": 2192, "actionTaken": { "1": 2192, "2": 51, "3": 506, "4": 745, "5": 328, "6": 44, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 506, "withdrawalCount": 745, "incompleteCount": 328, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 44, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A5HHOL2ED18C72", "name": "AMERITRUST MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2177, "dollarVol": 1107135000, "branches": 4, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3858, "totalOriginated": 2177, "actionTaken": { "1": 2177, "2": 37, "3": 99, "4": 1544, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 1544, "incompleteCount": 1, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1ICNCM0V37Y02", "name": "First State Bank of St. Charles, Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2173, "dollarVol": 674625000, "branches": 4, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2183, "totalOriginated": 2173, "actionTaken": { "1": 2173, "2": 0, "3": 1, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MFY0P4D234OB91", "name": "HOMESPIRE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2170, "dollarVol": 650160000, "branches": 4, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2806, "totalOriginated": 2170, "actionTaken": { "1": 2170, "2": 69, "3": 108, "4": 457, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 457, "incompleteCount": 2, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KQQRECSLK8ID57", "name": "STAUNTON FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2161, "dollarVol": 554665000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2502, "totalOriginated": 2161, "actionTaken": { "1": 2161, "2": 14, "3": 104, "4": 223, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 223, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWJ28EP3GZG107", "name": "FIRSTBANK PUERTO RICO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2160, "dollarVol": 471020000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3534, "totalOriginated": 2160, "actionTaken": { "1": 2160, "2": 106, "3": 699, "4": 407, "5": 59, "6": 103, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 699, "withdrawalCount": 407, "incompleteCount": 59, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 103, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004T9SQFCNRQ2L76", "name": "DELMAR FINANCIAL COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2158, "dollarVol": 593700000, "branches": 4, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2979, "totalOriginated": 2158, "actionTaken": { "1": 2158, "2": 335, "3": 51, "4": 428, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 428, "incompleteCount": 7, "approvedNotAcceptedCount": 335, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006P5IHSK77SZ855", "name": "SOUTHWEST FUNDING, LP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2143, "dollarVol": 544615000, "branches": 4, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3265, "totalOriginated": 2143, "actionTaken": { "1": 2143, "2": 0, "3": 117, "4": 989, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 989, "incompleteCount": 16, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIBRM1ZYA6GT07", "name": "NAVIGANT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2143, "dollarVol": 485265000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3426, "totalOriginated": 2143, "actionTaken": { "1": 2143, "2": 73, "3": 658, "4": 374, "5": 178, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 658, "withdrawalCount": 374, "incompleteCount": 178, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DE8TS4EYTPX729", "name": "AFFORDABLE MORTGAGE ADVISORS, LLC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2142, "dollarVol": 570720000, "branches": 4, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2897, "totalOriginated": 2142, "actionTaken": { "1": 2142, "2": 1, "3": 36, "4": 718, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 718, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001AGQGPJ3N3YL33", "name": "FOUNDERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2139, "dollarVol": 332755000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3620, "totalOriginated": 2139, "actionTaken": { "1": 2139, "2": 102, "3": 933, "4": 446, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 933, "withdrawalCount": 446, "incompleteCount": 0, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009F6BJDCZMZ7Y26", "name": "MORTGAGE FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2138, "dollarVol": 594390000, "branches": 4, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3302, "totalOriginated": 2138, "actionTaken": { "1": 2138, "2": 3, "3": 78, "4": 1077, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 1077, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HRLROF7PLJ6735", "name": "CLEAREDGE LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2135, "dollarVol": 1338115000, "branches": 4, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3565, "totalOriginated": 2135, "actionTaken": { "1": 2135, "2": 37, "3": 814, "4": 579, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 814, "withdrawalCount": 579, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RM2F4G3WBQ8R9OKYRH19", "name": "Mercantile Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2135, "dollarVol": 529005000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3081, "totalOriginated": 2135, "actionTaken": { "1": 2135, "2": 14, "3": 386, "4": 522, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 386, "withdrawalCount": 522, "incompleteCount": 24, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWA6HRT4N1Z222", "name": "Hills Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2128, "dollarVol": 453850000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2597, "totalOriginated": 2128, "actionTaken": { "1": 2128, "2": 91, "3": 182, "4": 166, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 166, "incompleteCount": 30, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUSRLWD8ETNR90", "name": "SPOKANE TEACHERS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2107, "dollarVol": 304665000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3632, "totalOriginated": 2092, "actionTaken": { "1": 2092, "2": 28, "3": 762, "4": 614, "5": 12, "6": 0, "7": 94, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 762, "withdrawalCount": 614, "incompleteCount": 12, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N5GF79IZ5Y7G10", "name": "AMERICAN HERITAGE FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2066, "dollarVol": 275350000, "branches": 4, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4234, "totalOriginated": 2066, "actionTaken": { "1": 2066, "2": 15, "3": 1687, "4": 466, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1687, "withdrawalCount": 466, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LTD432L5CHIZ48", "name": "Home Mortgage Alliance Corporation (HMAC)", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2060, "dollarVol": 721700000, "branches": 4, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3997, "totalOriginated": 2060, "actionTaken": { "1": 2060, "2": 567, "3": 196, "4": 1174, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 1174, "incompleteCount": 0, "approvedNotAcceptedCount": 567, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WRXQTCKCA6205", "name": "REDWOOD", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2060, "dollarVol": 600340000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3969, "totalOriginated": 2053, "actionTaken": { "1": 2053, "2": 85, "3": 741, "4": 347, "5": 237, "6": 0, "7": 346, "8": 160 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 741, "withdrawalCount": 347, "incompleteCount": 237, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EM6UG8HE3P8U74", "name": "Patelco Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2054, "dollarVol": 705300000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4022, "totalOriginated": 2054, "actionTaken": { "1": 2054, "2": 189, "3": 751, "4": 492, "5": 534, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 751, "withdrawalCount": 492, "incompleteCount": 534, "approvedNotAcceptedCount": 189, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ICQ3QGEIWV618", "name": "UNITED MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2042, "dollarVol": 875550000, "branches": 4, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3128, "totalOriginated": 2042, "actionTaken": { "1": 2042, "2": 552, "3": 119, "4": 362, "5": 52, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 362, "incompleteCount": 52, "approvedNotAcceptedCount": 552, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4J510S9L1RF98", "name": "Alerus Financial, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2038, "dollarVol": 635300000, "branches": 4, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.078, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2632, "totalOriginated": 2038, "actionTaken": { "1": 2038, "2": 69, "3": 173, "4": 285, "5": 66, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 285, "incompleteCount": 66, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V3UW6HP83URS67", "name": "ADVIA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2033, "dollarVol": 218805000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3610, "totalOriginated": 2033, "actionTaken": { "1": 2033, "2": 57, "3": 1091, "4": 424, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1091, "withdrawalCount": 424, "incompleteCount": 5, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HYHFCULSUBAE54", "name": "FIRST WORLD MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2032, "dollarVol": 381990000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2369, "totalOriginated": 2032, "actionTaken": { "1": 2032, "2": 0, "3": 102, "4": 234, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 234, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001B4U37VT2ML818", "name": "GESA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2031, "dollarVol": 420975000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3120, "totalOriginated": 2031, "actionTaken": { "1": 2031, "2": 23, "3": 643, "4": 423, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 643, "withdrawalCount": 423, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LUU2DLS755O60", "name": "Centra Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2019, "dollarVol": 227645000, "branches": 4, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2540, "totalOriginated": 2019, "actionTaken": { "1": 2019, "2": 35, "3": 200, "4": 279, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 279, "incompleteCount": 7, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZIQ24V0C88AC41", "name": "GTE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2018, "dollarVol": 327520000, "branches": 4, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3693, "totalOriginated": 2018, "actionTaken": { "1": 2018, "2": 51, "3": 1052, "4": 412, "5": 160, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1052, "withdrawalCount": 412, "incompleteCount": 160, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XQ02VMXYJYJ21", "name": "The Cape Cod Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2014, "dollarVol": 744480000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2836, "totalOriginated": 2014, "actionTaken": { "1": 2014, "2": 43, "3": 289, "4": 388, "5": 102, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 289, "withdrawalCount": 388, "incompleteCount": 102, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVJ3IB88LTR841", "name": "Stockman Bank of Montana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2011, "dollarVol": 567645000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2613, "totalOriginated": 2011, "actionTaken": { "1": 2011, "2": 45, "3": 148, "4": 399, "5": 7, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 399, "incompleteCount": 7, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900378RFGMBEKAF12", "name": "Empeople Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2007, "dollarVol": 348775000, "branches": 4, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3246, "totalOriginated": 2007, "actionTaken": { "1": 2007, "2": 25, "3": 596, "4": 566, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 596, "withdrawalCount": 566, "incompleteCount": 52, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKTBTC2QFDKG02", "name": "Centier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2007, "dollarVol": 464025000, "branches": 4, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3777, "totalOriginated": 2007, "actionTaken": { "1": 2007, "2": 578, "3": 621, "4": 205, "5": 49, "6": 317, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 621, "withdrawalCount": 205, "incompleteCount": 49, "approvedNotAcceptedCount": 578, "purchasedLoanCount": 317, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFP6J5QSZVF805", "name": "Eagle Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2004, "dollarVol": 484340000, "branches": 4, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2613, "totalOriginated": 2004, "actionTaken": { "1": 2004, "2": 15, "3": 137, "4": 455, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 455, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QLO8TSQW5JTK72", "name": "WEST GATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 2003, "dollarVol": 500655000, "branches": 4, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3589, "totalOriginated": 2003, "actionTaken": { "1": 2003, "2": 194, "3": 108, "4": 12, "5": 2, "6": 1270, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 194, "purchasedLoanCount": 1270, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT7WZ1SOTNFJ62", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1993, "dollarVol": 659825000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2917, "totalOriginated": 1993, "actionTaken": { "1": 1993, "2": 46, "3": 557, "4": 318, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 557, "withdrawalCount": 318, "incompleteCount": 1, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QNIR86GUIRYH95", "name": "FlexPoint, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1983, "dollarVol": 944745000, "branches": 3, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3892, "totalOriginated": 1983, "actionTaken": { "1": 1983, "2": 758, "3": 200, "4": 937, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 937, "incompleteCount": 14, "approvedNotAcceptedCount": 758, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBK5BTNFKZJD14", "name": "Univest Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1982, "dollarVol": 515800000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2761, "totalOriginated": 1982, "actionTaken": { "1": 1982, "2": 25, "3": 200, "4": 380, "5": 170, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 380, "incompleteCount": 170, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PRAPL43XPYR044", "name": "EMET LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1973, "dollarVol": 1229645000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2455, "totalOriginated": 1973, "actionTaken": { "1": 1973, "2": 338, "3": 0, "4": 132, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 132, "incompleteCount": 12, "approvedNotAcceptedCount": 338, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RD5IG88VPO6P22", "name": "GUIDANCE RESIDENTIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1964, "dollarVol": 758210000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3315, "totalOriginated": 1964, "actionTaken": { "1": 1964, "2": 142, "3": 104, "4": 463, "5": 439, "6": 0, "7": 82, "8": 121 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 463, "incompleteCount": 439, "approvedNotAcceptedCount": 142, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FWM3I2HHQY149", "name": "WASHINGTON STATE EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1960, "dollarVol": 369680000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4133, "totalOriginated": 1960, "actionTaken": { "1": 1960, "2": 33, "3": 1743, "4": 294, "5": 103, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1743, "withdrawalCount": 294, "incompleteCount": 103, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TG14TB8RKS3U42", "name": "Filo Mortgage, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1947, "dollarVol": 748075000, "branches": 3, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3933, "totalOriginated": 1947, "actionTaken": { "1": 1947, "2": 265, "3": 140, "4": 584, "5": 997, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 584, "incompleteCount": 997, "approvedNotAcceptedCount": 265, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DRSIZBQXDCJ875", "name": "Easy Street Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1937, "dollarVol": 720825000, "branches": 3, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1937, "totalOriginated": 1937, "actionTaken": { "1": 1937, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C232ZWY1I57C16", "name": "WESCOM CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1931, "dollarVol": 448045000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.058, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3915, "totalOriginated": 1931, "actionTaken": { "1": 1931, "2": 41, "3": 1069, "4": 812, "5": 57, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1069, "withdrawalCount": 812, "incompleteCount": 57, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007B1GAUZGYHPR07", "name": "NUSENDA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1930, "dollarVol": 270570000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3080, "totalOriginated": 1930, "actionTaken": { "1": 1930, "2": 46, "3": 478, "4": 405, "5": 221, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 478, "withdrawalCount": 405, "incompleteCount": 221, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CF8MP6S7MZV277", "name": "FIRST SAVINGS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1929, "dollarVol": 1144225000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2332, "totalOriginated": 1929, "actionTaken": { "1": 1929, "2": 0, "3": 31, "4": 372, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 372, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFOE4SCP384147", "name": "University Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1921, "dollarVol": 600215000, "branches": 3, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2429, "totalOriginated": 1921, "actionTaken": { "1": 1921, "2": 14, "3": 87, "4": 372, "5": 6, "6": 29, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 372, "incompleteCount": 6, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002C1SVHOFTWF108", "name": "AMERICU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1921, "dollarVol": 268465000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3022, "totalOriginated": 1921, "actionTaken": { "1": 1921, "2": 0, "3": 782, "4": 261, "5": 0, "6": 0, "7": 58, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 782, "withdrawalCount": 261, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "337KMNHEWWWR6B7Q7W10", "name": "MidFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1920, "dollarVol": 1186140000, "branches": 3, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14527, "totalOriginated": 1920, "actionTaken": { "1": 1920, "2": 45, "3": 405, "4": 235, "5": 0, "6": 11855, "7": 0, "8": 67 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 405, "withdrawalCount": 235, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 11855, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1ESL3X18LPG95", "name": "California Coast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1920, "dollarVol": 268620000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.06, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2498, "totalOriginated": 1920, "actionTaken": { "1": 1920, "2": 75, "3": 301, "4": 108, "5": 43, "6": 0, "7": 21, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 301, "withdrawalCount": 108, "incompleteCount": 43, "approvedNotAcceptedCount": 75, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "I70W3N0Z6KOX8FYIH023", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1919, "dollarVol": 268125000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3106, "totalOriginated": 1919, "actionTaken": { "1": 1919, "2": 94, "3": 675, "4": 262, "5": 15, "6": 141, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 675, "withdrawalCount": 262, "incompleteCount": 15, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 141, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFPZ54Y2QPYR56", "name": "RMC HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1918, "dollarVol": 670850000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2714, "totalOriginated": 1918, "actionTaken": { "1": 1918, "2": 6, "3": 125, "4": 618, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 618, "incompleteCount": 47, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LCUAWMT4M5H8DJ8DFH49", "name": "1st Source Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1911, "dollarVol": 344845000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2823, "totalOriginated": 1911, "actionTaken": { "1": 1911, "2": 225, "3": 504, "4": 170, "5": 0, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 504, "withdrawalCount": 170, "incompleteCount": 0, "approvedNotAcceptedCount": 225, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VNOO6EITDJ2YUEBMSZ83", "name": "UMB Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1902, "dollarVol": 765130000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3080, "totalOriginated": 1902, "actionTaken": { "1": 1902, "2": 49, "3": 752, "4": 289, "5": 33, "6": 0, "7": 8, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 752, "withdrawalCount": 289, "incompleteCount": 33, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VCMZ998IGOO33", "name": "NATION ONE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1897, "dollarVol": 523535000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2409, "totalOriginated": 1897, "actionTaken": { "1": 1897, "2": 14, "3": 37, "4": 364, "5": 97, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 364, "incompleteCount": 97, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006F1N8E3EEF3W63", "name": "Fremont Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1894, "dollarVol": 656830000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3343, "totalOriginated": 1894, "actionTaken": { "1": 1894, "2": 41, "3": 863, "4": 288, "5": 135, "6": 0, "7": 72, "8": 50 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 863, "withdrawalCount": 288, "incompleteCount": 135, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ISCZS1R0CJMO47", "name": "Premia Mortgage, LLC DBA Premia Relocation Mortgage", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1887, "dollarVol": 845245000, "branches": 3, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2313, "totalOriginated": 1887, "actionTaken": { "1": 1887, "2": 4, "3": 62, "4": 349, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 349, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUUEEQ66ZVK149", "name": "ENDEAVOR CAPITAL, LLC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1885, "dollarVol": 411755000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3299, "totalOriginated": 1885, "actionTaken": { "1": 1885, "2": 32, "3": 98, "4": 1193, "5": 91, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 1193, "incompleteCount": 91, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009BOQDC6PCFR785", "name": "NBT Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1884, "dollarVol": 582340000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3039, "totalOriginated": 1884, "actionTaken": { "1": 1884, "2": 149, "3": 638, "4": 171, "5": 83, "6": 27, "7": 35, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 638, "withdrawalCount": 171, "incompleteCount": 83, "approvedNotAcceptedCount": 149, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003NV9L53LK1XI52", "name": "ROYAL PACIFIC FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1880, "dollarVol": 851380000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3727, "totalOriginated": 1880, "actionTaken": { "1": 1880, "2": 1447, "3": 178, "4": 218, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 218, "incompleteCount": 4, "approvedNotAcceptedCount": 1447, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008NQVB5ZOWYNU83", "name": "CREDIT UNION ONE", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1879, "dollarVol": 216535000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3291, "totalOriginated": 1879, "actionTaken": { "1": 1879, "2": 236, "3": 929, "4": 234, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 929, "withdrawalCount": 234, "incompleteCount": 13, "approvedNotAcceptedCount": 236, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N5168AC238149", "name": "OceanFirst Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1872, "dollarVol": 714250000, "branches": 3, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2853, "totalOriginated": 1872, "actionTaken": { "1": 1872, "2": 181, "3": 451, "4": 246, "5": 47, "6": 0, "7": 8, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 451, "withdrawalCount": 246, "incompleteCount": 47, "approvedNotAcceptedCount": 181, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005R34FLBMCPWB41", "name": "TIDEWATER MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1863, "dollarVol": 535305000, "branches": 3, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2443, "totalOriginated": 1863, "actionTaken": { "1": 1863, "2": 3, "3": 117, "4": 445, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 445, "incompleteCount": 15, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082GM1TWV6QVI24", "name": "Bremer Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1857, "dollarVol": 616965000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2519, "totalOriginated": 1857, "actionTaken": { "1": 1857, "2": 19, "3": 253, "4": 225, "5": 38, "6": 127, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 253, "withdrawalCount": 225, "incompleteCount": 38, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 127, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBJCM5B02O5U05", "name": "Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1853, "dollarVol": 386475000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2448, "totalOriginated": 1853, "actionTaken": { "1": 1853, "2": 25, "3": 136, "4": 311, "5": 16, "6": 107, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 311, "incompleteCount": 16, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 107, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WK15ESCDNJ5M35", "name": "CORNING CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1853, "dollarVol": 256625000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2692, "totalOriginated": 1853, "actionTaken": { "1": 1853, "2": 204, "3": 371, "4": 91, "5": 173, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 371, "withdrawalCount": 91, "incompleteCount": 173, "approvedNotAcceptedCount": 204, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NQA30MEKPQP417", "name": "Sandy Spring Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1842, "dollarVol": 650680000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2798, "totalOriginated": 1842, "actionTaken": { "1": 1842, "2": 24, "3": 411, "4": 396, "5": 111, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 411, "withdrawalCount": 396, "incompleteCount": 111, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VYK2WBD7SST478", "name": "Bank OZK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1840, "dollarVol": 397410000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4543, "totalOriginated": 1840, "actionTaken": { "1": 1840, "2": 98, "3": 1569, "4": 462, "5": 21, "6": 553, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1569, "withdrawalCount": 462, "incompleteCount": 21, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 553, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1DBFIJZI8LA40", "name": "ACOPIA, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1840, "dollarVol": 489940000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2608, "totalOriginated": 1840, "actionTaken": { "1": 1840, "2": 220, "3": 127, "4": 421, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 421, "incompleteCount": 0, "approvedNotAcceptedCount": 220, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P7WLDQD9IUL038", "name": "Service Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1834, "dollarVol": 372990000, "branches": 3, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3501, "totalOriginated": 1834, "actionTaken": { "1": 1834, "2": 86, "3": 941, "4": 312, "5": 175, "6": 153, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 941, "withdrawalCount": 312, "incompleteCount": 175, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 153, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ENNFGLHCMQ1U82", "name": "Guardian Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1815, "dollarVol": 458265000, "branches": 3, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2959, "totalOriginated": 1815, "actionTaken": { "1": 1815, "2": 58, "3": 349, "4": 250, "5": 0, "6": 487, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 349, "withdrawalCount": 250, "incompleteCount": 0, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 487, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVD3YHE65PKH97", "name": "PANORAMA MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1813, "dollarVol": 562405000, "branches": 3, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4626, "totalOriginated": 1813, "actionTaken": { "1": 1813, "2": 2, "3": 38, "4": 880, "5": 2, "6": 1891, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 880, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1891, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH0V8LECLNPQ26", "name": "ROGUE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1805, "dollarVol": 302535000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2752, "totalOriginated": 1802, "actionTaken": { "1": 1802, "2": 79, "3": 333, "4": 537, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 333, "withdrawalCount": 537, "incompleteCount": 1, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V36YE6JCCEJB76", "name": "Arizona Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1802, "dollarVol": 222640000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3613, "totalOriginated": 1802, "actionTaken": { "1": 1802, "2": 403, "3": 1073, "4": 328, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1073, "withdrawalCount": 328, "incompleteCount": 7, "approvedNotAcceptedCount": 403, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LE3ZOZXUS7W648", "name": "FIDELITY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1798, "dollarVol": 476120000, "branches": 3, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2729, "totalOriginated": 1798, "actionTaken": { "1": 1798, "2": 5, "3": 313, "4": 508, "5": 94, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 313, "withdrawalCount": 508, "incompleteCount": 94, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BXWU32AYWT1A56", "name": "UIF CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1778, "dollarVol": 629330000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2790, "totalOriginated": 1778, "actionTaken": { "1": 1778, "2": 15, "3": 300, "4": 517, "5": 175, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 300, "withdrawalCount": 517, "incompleteCount": 175, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASIS4D2QDWH380", "name": "Amarillo National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1776, "dollarVol": 352270000, "branches": 3, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3875, "totalOriginated": 1776, "actionTaken": { "1": 1776, "2": 366, "3": 337, "4": 108, "5": 100, "6": 0, "7": 391, "8": 797 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 337, "withdrawalCount": 108, "incompleteCount": 100, "approvedNotAcceptedCount": 366, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IEGKUDRDS23V26", "name": "AAA CAPITAL INVESTMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1768, "dollarVol": 884100000, "branches": 3, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2473, "totalOriginated": 1768, "actionTaken": { "1": 1768, "2": 0, "3": 73, "4": 632, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 632, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SCFWZXMDMZPE93", "name": "RESIDENTIAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1765, "dollarVol": 714175000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2364, "totalOriginated": 1765, "actionTaken": { "1": 1765, "2": 11, "3": 109, "4": 459, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 459, "incompleteCount": 20, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490018IFQOT83Q7H49", "name": "GO MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1761, "dollarVol": 526025000, "branches": 3, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2549, "totalOriginated": 1761, "actionTaken": { "1": 1761, "2": 275, "3": 78, "4": 433, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 433, "incompleteCount": 2, "approvedNotAcceptedCount": 275, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074H8866HTIWU69", "name": "KNOXVILLE TVA EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1756, "dollarVol": 207160000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2223, "totalOriginated": 1756, "actionTaken": { "1": 1756, "2": 125, "3": 129, "4": 179, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 179, "incompleteCount": 34, "approvedNotAcceptedCount": 125, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000E527OH5Y8TR73", "name": "NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1755, "dollarVol": 311565000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2836, "totalOriginated": 1755, "actionTaken": { "1": 1755, "2": 74, "3": 359, "4": 457, "5": 171, "6": 0, "7": 20, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 359, "withdrawalCount": 457, "incompleteCount": 171, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450087981AP406JG03", "name": "CONVENTUS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1748, "dollarVol": 1514880000, "branches": 3, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2224, "totalOriginated": 1748, "actionTaken": { "1": 1748, "2": 0, "3": 46, "4": 430, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 430, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000349C5XXDRQX28", "name": "STG MORTGAGE INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1745, "dollarVol": 889805000, "branches": 3, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3099, "totalOriginated": 1745, "actionTaken": { "1": 1745, "2": 115, "3": 240, "4": 994, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 240, "withdrawalCount": 994, "incompleteCount": 5, "approvedNotAcceptedCount": 115, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8Q77SW3KZ88P3GNX0T60", "name": "Lake City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1742, "dollarVol": 339570000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2470, "totalOriginated": 1742, "actionTaken": { "1": 1742, "2": 110, "3": 285, "4": 109, "5": 3, "6": 0, "7": 61, "8": 160 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 285, "withdrawalCount": 109, "incompleteCount": 3, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VMVKSQE1B7DD43", "name": "The Camden National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1733, "dollarVol": 611785000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.079, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2443, "totalOriginated": 1733, "actionTaken": { "1": 1733, "2": 34, "3": 274, "4": 348, "5": 40, "6": 1, "7": 5, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 274, "withdrawalCount": 348, "incompleteCount": 40, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEZ43KYEWR3610", "name": "CAPITAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1733, "dollarVol": 248505000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3176, "totalOriginated": 1733, "actionTaken": { "1": 1733, "2": 197, "3": 188, "4": 414, "5": 27, "6": 0, "7": 75, "8": 542 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 414, "incompleteCount": 27, "approvedNotAcceptedCount": 197, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARL5FDX2OOH702", "name": "SUPERIOR CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1731, "dollarVol": 264115000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4153, "totalOriginated": 1731, "actionTaken": { "1": 1731, "2": 32, "3": 342, "4": 942, "5": 246, "6": 0, "7": 335, "8": 525 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 342, "withdrawalCount": 942, "incompleteCount": 246, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006TY8FGNLX44X28", "name": "AXIA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1711, "dollarVol": 607775000, "branches": 3, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2730, "totalOriginated": 1711, "actionTaken": { "1": 1711, "2": 92, "3": 121, "4": 356, "5": 45, "6": 0, "7": 9, "8": 396 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 356, "incompleteCount": 45, "approvedNotAcceptedCount": 92, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C61LNGA8J8EF85", "name": "Capitol Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1705, "dollarVol": 510015000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2539, "totalOriginated": 1705, "actionTaken": { "1": 1705, "2": 89, "3": 245, "4": 232, "5": 73, "6": 0, "7": 48, "8": 147 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 232, "incompleteCount": 73, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021DZJ9CEN11D61", "name": "Mortgage Right", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1704, "dollarVol": 532070000, "branches": 3, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2788, "totalOriginated": 1704, "actionTaken": { "1": 1704, "2": 0, "3": 90, "4": 994, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 994, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LROQOOQU77WS20", "name": "LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1703, "dollarVol": 780605000, "branches": 3, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3899, "totalOriginated": 1703, "actionTaken": { "1": 1703, "2": 278, "3": 262, "4": 767, "5": 874, "6": 0, "7": 3, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 262, "withdrawalCount": 767, "incompleteCount": 874, "approvedNotAcceptedCount": 278, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039IUN6515TBG78", "name": "US MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1700, "dollarVol": 510150000, "branches": 3, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2695, "totalOriginated": 1700, "actionTaken": { "1": 1700, "2": 12, "3": 175, "4": 512, "5": 295, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 175, "withdrawalCount": 512, "incompleteCount": 295, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W45D2J6BT4LX65", "name": "ALL CREDIT CONSIDERED MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1699, "dollarVol": 650855000, "branches": 3, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3479, "totalOriginated": 1699, "actionTaken": { "1": 1699, "2": 0, "3": 938, "4": 842, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 938, "withdrawalCount": 842, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TQWW6MLVH6KY61", "name": "ALLEGACY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1698, "dollarVol": 251450000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2773, "totalOriginated": 1698, "actionTaken": { "1": 1698, "2": 18, "3": 374, "4": 470, "5": 201, "6": 0, "7": 0, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 374, "withdrawalCount": 470, "incompleteCount": 201, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "875500CPQ9Z7QEFE5G90", "name": "LOANPEOPLE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1690, "dollarVol": 623180000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2393, "totalOriginated": 1690, "actionTaken": { "1": 1690, "2": 12, "3": 78, "4": 612, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 612, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YAYQAARPBTRA72", "name": "PROPER RATE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1689, "dollarVol": 766355000, "branches": 3, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2540, "totalOriginated": 1689, "actionTaken": { "1": 1689, "2": 27, "3": 50, "4": 759, "5": 11, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 759, "incompleteCount": 11, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWL25M8JXH2R78", "name": "OneAZ Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1688, "dollarVol": 356640000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4096, "totalOriginated": 1688, "actionTaken": { "1": 1688, "2": 1, "3": 1334, "4": 687, "5": 385, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1334, "withdrawalCount": 687, "incompleteCount": 385, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBFK4GO76FTE84", "name": "CNB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1682, "dollarVol": 356940000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.085, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2186, "totalOriginated": 1682, "actionTaken": { "1": 1682, "2": 33, "3": 254, "4": 135, "5": 29, "6": 53, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 135, "incompleteCount": 29, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 53, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030S6J5KOL5LJ73", "name": "FAIRWINDS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1678, "dollarVol": 303470000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3585, "totalOriginated": 1678, "actionTaken": { "1": 1678, "2": 40, "3": 1166, "4": 700, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1166, "withdrawalCount": 700, "incompleteCount": 1, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E1PJPTI4YS7H26", "name": "ASCEND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1677, "dollarVol": 266505000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2810, "totalOriginated": 1677, "actionTaken": { "1": 1677, "2": 148, "3": 574, "4": 377, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 574, "withdrawalCount": 377, "incompleteCount": 34, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRLQAIJ1LJA253", "name": "Bank First, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1675, "dollarVol": 331755000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2351, "totalOriginated": 1675, "actionTaken": { "1": 1675, "2": 64, "3": 135, "4": 109, "5": 13, "6": 0, "7": 39, "8": 316 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 109, "incompleteCount": 13, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6FMTOZSY0VW06", "name": "Kemba Financial Credit Union Inc", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1672, "dollarVol": 180740000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3240, "totalOriginated": 1672, "actionTaken": { "1": 1672, "2": 22, "3": 1150, "4": 347, "5": 49, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1150, "withdrawalCount": 347, "incompleteCount": 49, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BCHY7VFHESOE22", "name": "GREENTREE MORTGAGE COMPANY, L.P.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1669, "dollarVol": 510425000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2201, "totalOriginated": 1669, "actionTaken": { "1": 1669, "2": 1, "3": 15, "4": 516, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 516, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845001DAE89414CBB55", "name": "Zippy Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1657, "dollarVol": 80545000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8619, "totalOriginated": 1657, "actionTaken": { "1": 1657, "2": 26, "3": 3806, "4": 2626, "5": 504, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3806, "withdrawalCount": 2626, "incompleteCount": 504, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IKNQI45EOJU155", "name": "Capital City Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1656, "dollarVol": 635610000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2326, "totalOriginated": 1656, "actionTaken": { "1": 1656, "2": 7, "3": 137, "4": 439, "5": 83, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 439, "incompleteCount": 83, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7DF901BR7V258", "name": "Nassau Educators Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1647, "dollarVol": 317345000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3414, "totalOriginated": 1647, "actionTaken": { "1": 1647, "2": 141, "3": 1541, "4": 62, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1541, "withdrawalCount": 62, "incompleteCount": 23, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACUWEGW702BR80", "name": "FM Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1644, "dollarVol": 1049270000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2598, "totalOriginated": 1644, "actionTaken": { "1": 1644, "2": 226, "3": 54, "4": 673, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 673, "incompleteCount": 1, "approvedNotAcceptedCount": 226, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X4P2GHQNMZGO79", "name": "MORTGAGE CENTER L.C", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1643, "dollarVol": 313145000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2467, "totalOriginated": 1643, "actionTaken": { "1": 1643, "2": 54, "3": 182, "4": 443, "5": 61, "6": 84, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 443, "incompleteCount": 61, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 84, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D38AC76TAMYI50NBPX33", "name": "WASHINGTON FEDERAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1641, "dollarVol": 874995000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3817, "totalOriginated": 1641, "actionTaken": { "1": 1641, "2": 26, "3": 703, "4": 821, "5": 493, "6": 92, "7": 34, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 703, "withdrawalCount": 821, "incompleteCount": 493, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 92, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IKS3MMB5YK6T18", "name": "KINECTA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1637, "dollarVol": 523125000, "branches": 3, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2410, "totalOriginated": 1637, "actionTaken": { "1": 1637, "2": 9, "3": 254, "4": 219, "5": 121, "6": 0, "7": 23, "8": 147 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 219, "incompleteCount": 121, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GQ5D5YW5QID32", "name": "Mortgage America, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1637, "dollarVol": 463115000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1965, "totalOriginated": 1637, "actionTaken": { "1": 1637, "2": 1, "3": 38, "4": 283, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 283, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TE5E6DWAI74K71", "name": "GEORGIA UNITED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1632, "dollarVol": 202250000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.088, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2891, "totalOriginated": 1632, "actionTaken": { "1": 1632, "2": 36, "3": 901, "4": 293, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 901, "withdrawalCount": 293, "incompleteCount": 29, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQX8N4HXJIDK44", "name": "FRANKLIN LOAN CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1625, "dollarVol": 769235000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2115, "totalOriginated": 1625, "actionTaken": { "1": 1625, "2": 36, "3": 21, "4": 432, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 432, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300623VT8YKPHWM78", "name": "ANCHOR LOANS, LP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1622, "dollarVol": 1493160000, "branches": 3, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2307, "totalOriginated": 1622, "actionTaken": { "1": 1622, "2": 0, "3": 685, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 685, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOTES5TCS8T794", "name": "First Mid Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1617, "dollarVol": 333515000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2343, "totalOriginated": 1617, "actionTaken": { "1": 1617, "2": 34, "3": 410, "4": 278, "5": 1, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 410, "withdrawalCount": 278, "incompleteCount": 1, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DXSALP2TGZBQ16", "name": "MISSION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1611, "dollarVol": 558315000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2663, "totalOriginated": 1611, "actionTaken": { "1": 1611, "2": 176, "3": 429, "4": 321, "5": 126, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 429, "withdrawalCount": 321, "incompleteCount": 126, "approvedNotAcceptedCount": 176, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YIUWLFRXQUO81", "name": "Summit Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1608, "dollarVol": 418410000, "branches": 3, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2177, "totalOriginated": 1608, "actionTaken": { "1": 1608, "2": 14, "3": 91, "4": 399, "5": 65, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 399, "incompleteCount": 65, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F04B6FGYBJY412", "name": "First State Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1606, "dollarVol": 303270000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2503, "totalOriginated": 1606, "actionTaken": { "1": 1606, "2": 45, "3": 358, "4": 488, "5": 5, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 358, "withdrawalCount": 488, "incompleteCount": 5, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJ8KTGYPKLXK63", "name": "COMMUNITY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1598, "dollarVol": 466700000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1925, "totalOriginated": 1598, "actionTaken": { "1": 1598, "2": 0, "3": 56, "4": 270, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 270, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJTLYB6ZWKPR88", "name": "LOCAL GOVERNMENT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1589, "dollarVol": 152685000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3403, "totalOriginated": 1589, "actionTaken": { "1": 1589, "2": 35, "3": 1172, "4": 436, "5": 171, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1172, "withdrawalCount": 436, "incompleteCount": 171, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300567BJCXPG9IV35", "name": "Seven Seventeen Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1585, "dollarVol": 136135000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2418, "totalOriginated": 1585, "actionTaken": { "1": 1585, "2": 67, "3": 433, "4": 220, "5": 113, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 433, "withdrawalCount": 220, "incompleteCount": 113, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GG5XNEIGHQTG04", "name": "CHARTER WEST BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1580, "dollarVol": 385230000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2250, "totalOriginated": 1580, "actionTaken": { "1": 1580, "2": 5, "3": 165, "4": 484, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 484, "incompleteCount": 16, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GE8KIGZVQV1223", "name": "MORTGAGE EQUITY PARTNERS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1563, "dollarVol": 559725000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2084, "totalOriginated": 1563, "actionTaken": { "1": 1563, "2": 19, "3": 131, "4": 98, "5": 273, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 98, "incompleteCount": 273, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NH61PL6YYNH25", "name": "Provident Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1563, "dollarVol": 662655000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3056, "totalOriginated": 1563, "actionTaken": { "1": 1563, "2": 95, "3": 931, "4": 290, "5": 164, "6": 0, "7": 1, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 931, "withdrawalCount": 290, "incompleteCount": 164, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COIWXM618UBE82", "name": "HomeTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1562, "dollarVol": 442710000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2509, "totalOriginated": 1562, "actionTaken": { "1": 1562, "2": 39, "3": 617, "4": 224, "5": 60, "6": 0, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 617, "withdrawalCount": 224, "incompleteCount": 60, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCEUZLVML1J263", "name": "RADIUS FINANCIAL GROUP INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1561, "dollarVol": 550305000, "branches": 3, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2036, "totalOriginated": 1561, "actionTaken": { "1": 1561, "2": 12, "3": 85, "4": 285, "5": 75, "6": 2, "7": 1, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 285, "incompleteCount": 75, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DAUXQ2DCY4H838", "name": "HARBORONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1557, "dollarVol": 660575000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2207, "totalOriginated": 1557, "actionTaken": { "1": 1557, "2": 10, "3": 210, "4": 421, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 210, "withdrawalCount": 421, "incompleteCount": 9, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8JRY60EOROT34", "name": "FCB Banks", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1554, "dollarVol": 379560000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.077, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1990, "totalOriginated": 1554, "actionTaken": { "1": 1554, "2": 8, "3": 148, "4": 268, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 268, "incompleteCount": 12, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUQ4KD10YTTM53", "name": "Genesee Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1552, "dollarVol": 360030000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1890, "totalOriginated": 1552, "actionTaken": { "1": 1552, "2": 117, "3": 81, "4": 129, "5": 6, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 129, "incompleteCount": 6, "approvedNotAcceptedCount": 117, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RSN6F31BTGT93", "name": "Gulf Coast Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1545, "dollarVol": 446365000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2279, "totalOriginated": 1545, "actionTaken": { "1": 1545, "2": 86, "3": 268, "4": 351, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 268, "withdrawalCount": 351, "incompleteCount": 29, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUF3Q2PQGM9256", "name": "COMMONWEALTH", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1543, "dollarVol": 217045000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2600, "totalOriginated": 1543, "actionTaken": { "1": 1543, "2": 2, "3": 607, "4": 448, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 607, "withdrawalCount": 448, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRA4BDXW23LD45", "name": "Servion, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1542, "dollarVol": 379710000, "branches": 3, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2110, "totalOriginated": 1542, "actionTaken": { "1": 1542, "2": 7, "3": 126, "4": 410, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 410, "incompleteCount": 25, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5DVGM0ZHRQC33", "name": "CLEARPATH LENDING", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1540, "dollarVol": 507690000, "branches": 3, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2370, "totalOriginated": 1540, "actionTaken": { "1": 1540, "2": 0, "3": 330, "4": 475, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 330, "withdrawalCount": 475, "incompleteCount": 25, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O5WDIJU8S7OI05", "name": "Stride Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1540, "dollarVol": 427790000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2770, "totalOriginated": 1540, "actionTaken": { "1": 1540, "2": 12, "3": 66, "4": 356, "5": 0, "6": 796, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 356, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 796, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWFA5UY7H4WJ62", "name": "C & F Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1539, "dollarVol": 488085000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1939, "totalOriginated": 1539, "actionTaken": { "1": 1539, "2": 15, "3": 54, "4": 254, "5": 77, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 254, "incompleteCount": 77, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOLK89ZL7BNX85", "name": "UTAH COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1535, "dollarVol": 388245000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2629, "totalOriginated": 1535, "actionTaken": { "1": 1535, "2": 298, "3": 245, "4": 446, "5": 98, "6": 0, "7": 3, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 446, "incompleteCount": 98, "approvedNotAcceptedCount": 298, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MCOP60BBI4G97", "name": "Seacoast National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1512, "dollarVol": 447230000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2964, "totalOriginated": 1512, "actionTaken": { "1": 1512, "2": 52, "3": 1027, "4": 251, "5": 22, "6": 95, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1027, "withdrawalCount": 251, "incompleteCount": 22, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 95, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003T5D4N1CM46J77", "name": "1st Security Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1509, "dollarVol": 718665000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2122, "totalOriginated": 1509, "actionTaken": { "1": 1509, "2": 17, "3": 115, "4": 393, "5": 73, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 393, "incompleteCount": 73, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGZ9WQMJLEPH17", "name": "1ST PRIORITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1504, "dollarVol": 424540000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1825, "totalOriginated": 1504, "actionTaken": { "1": 1504, "2": 10, "3": 82, "4": 121, "5": 106, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 121, "incompleteCount": 106, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPUHFA5O769M51", "name": "Vellum Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1501, "dollarVol": 749055000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1865, "totalOriginated": 1501, "actionTaken": { "1": 1501, "2": 15, "3": 34, "4": 312, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 312, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LR1ZETOWYE9Z89", "name": "Berkshire Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1497, "dollarVol": 833835000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2473, "totalOriginated": 1497, "actionTaken": { "1": 1497, "2": 58, "3": 481, "4": 214, "5": 132, "6": 0, "7": 9, "8": 82 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 481, "withdrawalCount": 214, "incompleteCount": 132, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01KWVG908KE7RKPTNP46", "name": "HomeStreet Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1497, "dollarVol": 690675000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2396, "totalOriginated": 1497, "actionTaken": { "1": 1497, "2": 24, "3": 446, "4": 373, "5": 39, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 446, "withdrawalCount": 373, "incompleteCount": 39, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ABEFRFKC9S8368", "name": "CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1491, "dollarVol": 188265000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.072, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2424, "totalOriginated": 1491, "actionTaken": { "1": 1491, "2": 60, "3": 422, "4": 272, "5": 179, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 422, "withdrawalCount": 272, "incompleteCount": 179, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O7SGM8FH65GQ47", "name": "Busey Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1486, "dollarVol": 277770000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2083, "totalOriginated": 1486, "actionTaken": { "1": 1486, "2": 28, "3": 239, "4": 273, "5": 56, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 239, "withdrawalCount": 273, "incompleteCount": 56, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZIFHR7THILC90", "name": "Merchants Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1480, "dollarVol": 280740000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1743, "totalOriginated": 1480, "actionTaken": { "1": 1480, "2": 7, "3": 84, "4": 140, "5": 0, "6": 32, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 140, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 32, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PVWALA7JTBXA31", "name": "WILSON BANK AND TRUST", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1472, "dollarVol": 592060000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2303, "totalOriginated": 1472, "actionTaken": { "1": 1472, "2": 193, "3": 254, "4": 205, "5": 0, "6": 0, "7": 54, "8": 125 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 205, "incompleteCount": 0, "approvedNotAcceptedCount": 193, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHEI1EIYO6OO67", "name": "Jersey Shore State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1469, "dollarVol": 192295000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1705, "totalOriginated": 1469, "actionTaken": { "1": 1469, "2": 32, "3": 81, "4": 122, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 122, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004F7BXDIUFVPV87", "name": "STAR ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1465, "dollarVol": 784855000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2957, "totalOriginated": 1465, "actionTaken": { "1": 1465, "2": 285, "3": 572, "4": 15, "5": 1, "6": 0, "7": 112, "8": 507 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 572, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 285, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CIQ950OK0BS407", "name": "Sunward Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1464, "dollarVol": 412730000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2310, "totalOriginated": 1464, "actionTaken": { "1": 1464, "2": 0, "3": 197, "4": 344, "5": 77, "6": 0, "7": 47, "8": 181 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 197, "withdrawalCount": 344, "incompleteCount": 77, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XJV6Y8XQYPX87", "name": "ABERDEEN PROVING GROUND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1457, "dollarVol": 171015000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3100, "totalOriginated": 1457, "actionTaken": { "1": 1457, "2": 258, "3": 707, "4": 291, "5": 16, "6": 0, "7": 120, "8": 251 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 707, "withdrawalCount": 291, "incompleteCount": 16, "approvedNotAcceptedCount": 258, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AUL77A8UKADB04", "name": "ROBINS FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1457, "dollarVol": 173295000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2380, "totalOriginated": 1457, "actionTaken": { "1": 1457, "2": 155, "3": 705, "4": 60, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 705, "withdrawalCount": 60, "incompleteCount": 3, "approvedNotAcceptedCount": 155, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UK3Z5PC7V71K69", "name": "COASTAL1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1456, "dollarVol": 265530000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.098, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2133, "totalOriginated": 1456, "actionTaken": { "1": 1456, "2": 29, "3": 513, "4": 134, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 513, "withdrawalCount": 134, "incompleteCount": 1, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKBMBBIIMQJS94", "name": "Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1455, "dollarVol": 269175000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1735, "totalOriginated": 1455, "actionTaken": { "1": 1455, "2": 6, "3": 99, "4": 162, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 162, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCVBRR56D08F03", "name": "MISSION LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1454, "dollarVol": 265220000, "branches": 2, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7745, "totalOriginated": 1454, "actionTaken": { "1": 1454, "2": 550, "3": 340, "4": 4440, "5": 957, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 340, "withdrawalCount": 4440, "incompleteCount": 957, "approvedNotAcceptedCount": 550, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ7C5JB4W87F48", "name": "KEY MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1447, "dollarVol": 456385000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2114, "totalOriginated": 1447, "actionTaken": { "1": 1447, "2": 155, "3": 76, "4": 309, "5": 15, "6": 0, "7": 91, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 309, "incompleteCount": 15, "approvedNotAcceptedCount": 155, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z7KF7I03AULW22", "name": "EECU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1446, "dollarVol": 216660000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2543, "totalOriginated": 1446, "actionTaken": { "1": 1446, "2": 20, "3": 785, "4": 205, "5": 0, "6": 0, "7": 25, "8": 62 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 785, "withdrawalCount": 205, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V5YG1VXZAU5G02", "name": "UNIVERSITY OF KENTUCKY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1441, "dollarVol": 167765000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2521, "totalOriginated": 1441, "actionTaken": { "1": 1441, "2": 145, "3": 612, "4": 199, "5": 120, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 612, "withdrawalCount": 199, "incompleteCount": 120, "approvedNotAcceptedCount": 145, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IV3BQZRSE82O16", "name": "GECU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1439, "dollarVol": 157335000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2681, "totalOriginated": 1439, "actionTaken": { "1": 1439, "2": 21, "3": 598, "4": 500, "5": 122, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 598, "withdrawalCount": 500, "incompleteCount": 122, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LPXKMOZNXUY90", "name": "First International Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1437, "dollarVol": 415235000, "branches": 2, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1791, "totalOriginated": 1437, "actionTaken": { "1": 1437, "2": 12, "3": 118, "4": 207, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 207, "incompleteCount": 17, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845006B80369D0D9F43", "name": "Center Street Lending VIII SPE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1430, "dollarVol": 1314700000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1948, "totalOriginated": 1430, "actionTaken": { "1": 1430, "2": 0, "3": 0, "4": 518, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 518, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK3VKN3E1SZ562", "name": "SOUTHEAST MORTGAGE OF GEORGIA, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1429, "dollarVol": 452265000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2160, "totalOriginated": 1429, "actionTaken": { "1": 1429, "2": 0, "3": 54, "4": 661, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 661, "incompleteCount": 16, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRXW9RSZM2B951", "name": "Evolve Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1427, "dollarVol": 464115000, "branches": 2, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1899, "totalOriginated": 1427, "actionTaken": { "1": 1427, "2": 18, "3": 82, "4": 370, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 370, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XYE7QL54NMB52", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1422, "dollarVol": 204390000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1841, "totalOriginated": 1392, "actionTaken": { "1": 1392, "2": 6, "3": 182, "4": 236, "5": 23, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 236, "incompleteCount": 23, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7AIY7RU1YDP31", "name": "NBH Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1420, "dollarVol": 517850000, "branches": 2, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2227, "totalOriginated": 1420, "actionTaken": { "1": 1420, "2": 25, "3": 305, "4": 463, "5": 10, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 305, "withdrawalCount": 463, "incompleteCount": 10, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CR5XDK0TP7I727", "name": "OPEN MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1417, "dollarVol": 470525000, "branches": 2, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3110, "totalOriginated": 1417, "actionTaken": { "1": 1417, "2": 97, "3": 669, "4": 822, "5": 88, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 669, "withdrawalCount": 822, "incompleteCount": 88, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBXINP1Y94CN02", "name": "DIRECTORS MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1416, "dollarVol": 584090000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2003, "totalOriginated": 1416, "actionTaken": { "1": 1416, "2": 291, "3": 63, "4": 233, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 233, "incompleteCount": 0, "approvedNotAcceptedCount": 291, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q10M1VXBG2H889", "name": "MILEND, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1414, "dollarVol": 386630000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4767, "totalOriginated": 1414, "actionTaken": { "1": 1414, "2": 45, "3": 443, "4": 1953, "5": 912, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 443, "withdrawalCount": 1953, "incompleteCount": 912, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHVRE44NRBU558", "name": "City Lending Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1414, "dollarVol": 446280000, "branches": 2, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1935, "totalOriginated": 1414, "actionTaken": { "1": 1414, "2": 9, "3": 271, "4": 221, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 271, "withdrawalCount": 221, "incompleteCount": 20, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDVGWRELEO5F50", "name": "Visions Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1411, "dollarVol": 165985000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3066, "totalOriginated": 1411, "actionTaken": { "1": 1411, "2": 62, "3": 914, "4": 406, "5": 273, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 914, "withdrawalCount": 406, "incompleteCount": 273, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XAKU2Q6LGXD23", "name": "UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1408, "dollarVol": 412110000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2227, "totalOriginated": 1408, "actionTaken": { "1": 1408, "2": 9, "3": 245, "4": 416, "5": 149, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 416, "incompleteCount": 149, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L67A0ZTJRS6614", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1407, "dollarVol": 407825000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2003, "totalOriginated": 1407, "actionTaken": { "1": 1407, "2": 19, "3": 393, "4": 115, "5": 13, "6": 0, "7": 19, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 393, "withdrawalCount": 115, "incompleteCount": 13, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8JJI69WD7I525", "name": "Civista Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1407, "dollarVol": 387935000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1928, "totalOriginated": 1407, "actionTaken": { "1": 1407, "2": 83, "3": 253, "4": 150, "5": 21, "6": 0, "7": 4, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 253, "withdrawalCount": 150, "incompleteCount": 21, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZWZUYUWEOA562", "name": "Elements Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1393, "dollarVol": 318475000, "branches": 2, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1838, "totalOriginated": 1287, "actionTaken": { "1": 1287, "2": 26, "3": 255, "4": 270, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 255, "withdrawalCount": 270, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8H31LPYGJEW50", "name": "SALEM FIVE MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1392, "dollarVol": 709930000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1861, "totalOriginated": 1392, "actionTaken": { "1": 1392, "2": 4, "3": 191, "4": 187, "5": 30, "6": 0, "7": 15, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 187, "incompleteCount": 30, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDBNK66R6ZES34", "name": "TOGETHER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1387, "dollarVol": 253985000, "branches": 2, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2196, "totalOriginated": 1387, "actionTaken": { "1": 1387, "2": 1, "3": 339, "4": 347, "5": 122, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 339, "withdrawalCount": 347, "incompleteCount": 122, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6WN08IC7KWH70", "name": "TRAILBLAZER MORTGAGE L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1387, "dollarVol": 498285000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.06, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1989, "totalOriginated": 1387, "actionTaken": { "1": 1387, "2": 3, "3": 81, "4": 417, "5": 101, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 417, "incompleteCount": 101, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPBBHUEKV1YC68", "name": "CITY FIRST MORTGAGE SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1385, "dollarVol": 511745000, "branches": 2, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2040, "totalOriginated": 1385, "actionTaken": { "1": 1385, "2": 16, "3": 74, "4": 526, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 526, "incompleteCount": 39, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V9842QPBGIO804", "name": "Honor Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1381, "dollarVol": 193345000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2321, "totalOriginated": 1381, "actionTaken": { "1": 1381, "2": 69, "3": 585, "4": 277, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 585, "withdrawalCount": 277, "incompleteCount": 9, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6L4VXCXWN4205", "name": "ORNL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1380, "dollarVol": 315420000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2854, "totalOriginated": 1380, "actionTaken": { "1": 1380, "2": 325, "3": 229, "4": 173, "5": 83, "6": 0, "7": 277, "8": 387 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 229, "withdrawalCount": 173, "incompleteCount": 83, "approvedNotAcceptedCount": 325, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930063578UDYE3JR69", "name": "POLARIS HOME FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1377, "dollarVol": 289485000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2209, "totalOriginated": 1377, "actionTaken": { "1": 1377, "2": 179, "3": 284, "4": 297, "5": 72, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 284, "withdrawalCount": 297, "incompleteCount": 72, "approvedNotAcceptedCount": 179, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IEIM2IT5YK4368", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1377, "dollarVol": 287785000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1829, "totalOriginated": 1377, "actionTaken": { "1": 1377, "2": 4, "3": 108, "4": 334, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 334, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IEP77RKJ87Z176", "name": "OREGON COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1375, "dollarVol": 168995000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2016, "totalOriginated": 1374, "actionTaken": { "1": 1374, "2": 58, "3": 329, "4": 241, "5": 6, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 329, "withdrawalCount": 241, "incompleteCount": 6, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RFZH9I62FGU045", "name": "American Mortgage Bank, LLC", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1374, "dollarVol": 295510000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2000, "totalOriginated": 1374, "actionTaken": { "1": 1374, "2": 70, "3": 90, "4": 465, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 465, "incompleteCount": 1, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BBWJ82FQDQ6823", "name": "ABL RPC Residential Credit Acquisition LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1371, "dollarVol": 642035000, "branches": 2, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2055, "totalOriginated": 1371, "actionTaken": { "1": 1371, "2": 219, "3": 376, "4": 88, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 376, "withdrawalCount": 88, "incompleteCount": 1, "approvedNotAcceptedCount": 219, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002O9LLXKR6TF11", "name": "BAY-VALLEY MORTGAGE GROUP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1369, "dollarVol": 636375000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2108, "totalOriginated": 1369, "actionTaken": { "1": 1369, "2": 0, "3": 14, "4": 688, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 688, "incompleteCount": 37, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6TQAJABMFOR79", "name": "MICHIGAN FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1364, "dollarVol": 236170000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2596, "totalOriginated": 1364, "actionTaken": { "1": 1364, "2": 74, "3": 821, "4": 329, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 821, "withdrawalCount": 329, "incompleteCount": 8, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "ZXMJHJK466PBZTM5F379", "name": "Raymond James Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1363, "dollarVol": 1299515000, "branches": 2, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2074, "totalOriginated": 1363, "actionTaken": { "1": 1363, "2": 8, "3": 156, "4": 215, "5": 13, "6": 319, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 215, "incompleteCount": 13, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 319, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "593C3GZG957YOJPS2Z63", "name": "City National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1363, "dollarVol": 1437505000, "branches": 2, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3875, "totalOriginated": 1363, "actionTaken": { "1": 1363, "2": 15, "3": 611, "4": 510, "5": 43, "6": 1333, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 611, "withdrawalCount": 510, "incompleteCount": 43, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 1333, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQ5NY7CSJLZW53", "name": "First Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1358, "dollarVol": 289510000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1951, "totalOriginated": 1358, "actionTaken": { "1": 1358, "2": 14, "3": 245, "4": 322, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 322, "incompleteCount": 12, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X8AUU3UC1ULZ79", "name": "FIRST EQUITY MORTGAGE INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1357, "dollarVol": 659515000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2398, "totalOriginated": 1357, "actionTaken": { "1": 1357, "2": 0, "3": 225, "4": 816, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 225, "withdrawalCount": 816, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ROGHTFGYNKE773", "name": "First Federal Bank, A FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1353, "dollarVol": 337895000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1877, "totalOriginated": 1353, "actionTaken": { "1": 1353, "2": 20, "3": 81, "4": 416, "5": 2, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 416, "incompleteCount": 2, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RIR31ORKYB608", "name": "LAND HOME FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1351, "dollarVol": 442795000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2005, "totalOriginated": 1351, "actionTaken": { "1": 1351, "2": 227, "3": 129, "4": 276, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 276, "incompleteCount": 22, "approvedNotAcceptedCount": 227, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EFCZM6KD6B8K69", "name": "MORTGAGE ACCESS CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1346, "dollarVol": 539360000, "branches": 2, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2001, "totalOriginated": 1346, "actionTaken": { "1": 1346, "2": 13, "3": 96, "4": 454, "5": 92, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 454, "incompleteCount": 92, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYTR2RVL4SFJ90", "name": "TEMPLE VIEW CAPITAL FUNDING, LP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1344, "dollarVol": 725390000, "branches": 2, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3045, "totalOriginated": 1344, "actionTaken": { "1": 1344, "2": 61, "3": 487, "4": 760, "5": 61, "6": 332, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 487, "withdrawalCount": 760, "incompleteCount": 61, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 332, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OYEKEORA1GI088", "name": "GoPrime Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1337, "dollarVol": 465835000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1708, "totalOriginated": 1337, "actionTaken": { "1": 1337, "2": 3, "3": 129, "4": 239, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 239, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FJRICL380R4T46", "name": "Leaders Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1336, "dollarVol": 220750000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2055, "totalOriginated": 1336, "actionTaken": { "1": 1336, "2": 9, "3": 389, "4": 288, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 389, "withdrawalCount": 288, "incompleteCount": 33, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANF834QIIFUE57", "name": "A & N MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1335, "dollarVol": 483085000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1335, "totalOriginated": 1335, "actionTaken": { "1": 1335, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900561K135J92VD38", "name": "First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1333, "dollarVol": 261975000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1652, "totalOriginated": 1333, "actionTaken": { "1": 1333, "2": 28, "3": 143, "4": 146, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 146, "incompleteCount": 2, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q6YS0NMCYAH669", "name": "Tompkins Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1332, "dollarVol": 461120000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1791, "totalOriginated": 1357, "actionTaken": { "1": 1357, "2": 18, "3": 327, "4": 83, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 327, "withdrawalCount": 83, "incompleteCount": 6, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DPWFIO1S3DF358", "name": "First Federal Savings and Loan Association of Lakewood", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1329, "dollarVol": 374935000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2027, "totalOriginated": 1329, "actionTaken": { "1": 1329, "2": 16, "3": 178, "4": 252, "5": 23, "6": 229, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 252, "incompleteCount": 23, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 229, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XKEC7P1D7OKJ16", "name": "Great Plains National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1328, "dollarVol": 341930000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1628, "totalOriginated": 1328, "actionTaken": { "1": 1328, "2": 5, "3": 70, "4": 223, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 223, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMIOLU51FSTO86", "name": "CONSTRUCTIVE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1327, "dollarVol": 402025000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1535, "totalOriginated": 1327, "actionTaken": { "1": 1327, "2": 121, "3": 29, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 121, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XSS1CPK8G7B851", "name": "ServisFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1325, "dollarVol": 650705000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1642, "totalOriginated": 1332, "actionTaken": { "1": 1332, "2": 17, "3": 47, "4": 219, "5": 2, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 219, "incompleteCount": 2, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XJFWT2H46HI07", "name": "Southern Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1324, "dollarVol": 362300000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1730, "totalOriginated": 1324, "actionTaken": { "1": 1324, "2": 110, "3": 233, "4": 35, "5": 3, "6": 0, "7": 11, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 35, "incompleteCount": 3, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0S1LZYZ9QNX81", "name": "First Financial Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1324, "dollarVol": 261250000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2281, "totalOriginated": 1324, "actionTaken": { "1": 1324, "2": 104, "3": 463, "4": 79, "5": 68, "6": 1, "7": 127, "8": 115 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 463, "withdrawalCount": 79, "incompleteCount": 68, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FWQNRPTKXB8G79", "name": "Wallick & Volk, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1322, "dollarVol": 364180000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1715, "totalOriginated": 1322, "actionTaken": { "1": 1322, "2": 6, "3": 98, "4": 286, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 286, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTNSX94TR06G13", "name": "CENTRIS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1318, "dollarVol": 151980000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2107, "totalOriginated": 1318, "actionTaken": { "1": 1318, "2": 86, "3": 420, "4": 229, "5": 54, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 420, "withdrawalCount": 229, "incompleteCount": 54, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007669OVCSCATP45", "name": "TENNESSEE VALLEY FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1316, "dollarVol": 223640000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2354, "totalOriginated": 1316, "actionTaken": { "1": 1316, "2": 31, "3": 592, "4": 415, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 592, "withdrawalCount": 415, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8CF81JGIV7038", "name": "COMPASS MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1316, "dollarVol": 389100000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1647, "totalOriginated": 1316, "actionTaken": { "1": 1316, "2": 3, "3": 63, "4": 197, "5": 67, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 197, "incompleteCount": 67, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YNUT7D0FWKU636", "name": "The Farmers National Bank of Canfield", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1313, "dollarVol": 253645000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1895, "totalOriginated": 1313, "actionTaken": { "1": 1313, "2": 49, "3": 362, "4": 157, "5": 4, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 362, "withdrawalCount": 157, "incompleteCount": 4, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001UYBOONMFYPR30", "name": "Legacy Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1313, "dollarVol": 593395000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1673, "totalOriginated": 1313, "actionTaken": { "1": 1313, "2": 5, "3": 38, "4": 315, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 315, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930016ZSB1QWXLRJ13", "name": "MY MOVE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1312, "dollarVol": 560310000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1650, "totalOriginated": 1312, "actionTaken": { "1": 1312, "2": 0, "3": 9, "4": 220, "5": 109, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 220, "incompleteCount": 109, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YX5RPSSMR88K92", "name": "MERCHANTS MORTGAGE & TRUST CORPORATION, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1306, "dollarVol": 732190000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1488, "totalOriginated": 1306, "actionTaken": { "1": 1306, "2": 0, "3": 0, "4": 182, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 182, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000F6NFDOVVZP043", "name": "FIRST STATE MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1306, "dollarVol": 307000000, "branches": 2, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1543, "totalOriginated": 1306, "actionTaken": { "1": 1306, "2": 7, "3": 41, "4": 187, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 187, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WS8BW0I0BDA390", "name": "DIAMOND RESIDENTIAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1304, "dollarVol": 302780000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1742, "totalOriginated": 1304, "actionTaken": { "1": 1304, "2": 100, "3": 59, "4": 258, "5": 1, "6": 2, "7": 3, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 258, "incompleteCount": 1, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGTXNHL5BKQZ27", "name": "DIRECTIONS EQUITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1302, "dollarVol": 405760000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1786, "totalOriginated": 1302, "actionTaken": { "1": 1302, "2": 74, "3": 53, "4": 350, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 350, "incompleteCount": 7, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0DP2GXAIMGB41", "name": "Bank of Colorado", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1302, "dollarVol": 514010000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1931, "totalOriginated": 1302, "actionTaken": { "1": 1302, "2": 33, "3": 238, "4": 351, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 238, "withdrawalCount": 351, "incompleteCount": 7, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LPT41QBMAC7948", "name": "SOUTH CENTRAL BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1300, "dollarVol": 231180000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1675, "totalOriginated": 1300, "actionTaken": { "1": 1300, "2": 2, "3": 129, "4": 244, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 244, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "R6KJ2D7C3UT8OVTWHS39", "name": "Union Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1299, "dollarVol": 281565000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1796, "totalOriginated": 1299, "actionTaken": { "1": 1299, "2": 44, "3": 242, "4": 200, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 200, "incompleteCount": 11, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KQHWNSVCE2MY88", "name": "SIRVA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1299, "dollarVol": 563965000, "branches": 2, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3615, "totalOriginated": 1299, "actionTaken": { "1": 1299, "2": 487, "3": 65, "4": 29, "5": 6, "6": 0, "7": 549, "8": 1180 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 29, "incompleteCount": 6, "approvedNotAcceptedCount": 487, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004XJQQPBYQSMT39", "name": "Quontic Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1298, "dollarVol": 575490000, "branches": 2, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2241, "totalOriginated": 1298, "actionTaken": { "1": 1298, "2": 237, "3": 248, "4": 394, "5": 56, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 248, "withdrawalCount": 394, "incompleteCount": 56, "approvedNotAcceptedCount": 237, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800KVD76WKI6PN868", "name": "CAPITAL CENTER, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1297, "dollarVol": 457165000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2124, "totalOriginated": 1297, "actionTaken": { "1": 1297, "2": 1, "3": 266, "4": 537, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 266, "withdrawalCount": 537, "incompleteCount": 23, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHIEQGELZVJP60", "name": "L & N Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1294, "dollarVol": 168820000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1703, "totalOriginated": 1294, "actionTaken": { "1": 1294, "2": 86, "3": 134, "4": 157, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 157, "incompleteCount": 32, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004M1U54OO4KKE09", "name": "PRIORITY HOME MORTGAGE, L.P.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1293, "dollarVol": 600595000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1650, "totalOriginated": 1293, "actionTaken": { "1": 1293, "2": 3, "3": 2, "4": 342, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 342, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLESTPOVRG3X73", "name": "Farmers Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1284, "dollarVol": 586060000, "branches": 2, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2656, "totalOriginated": 1284, "actionTaken": { "1": 1284, "2": 38, "3": 212, "4": 1023, "5": 99, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 1023, "incompleteCount": 99, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008X67CV1MNM7747", "name": "MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1284, "dollarVol": 675520000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2195, "totalOriginated": 1284, "actionTaken": { "1": 1284, "2": 24, "3": 89, "4": 641, "5": 157, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 641, "incompleteCount": 157, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPM35KXH0BZ823", "name": "RALLY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1283, "dollarVol": 227945000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4375, "totalOriginated": 1283, "actionTaken": { "1": 1283, "2": 254, "3": 973, "4": 868, "5": 10, "6": 0, "7": 678, "8": 309 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 973, "withdrawalCount": 868, "incompleteCount": 10, "approvedNotAcceptedCount": 254, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D8RBTOL3JO2Q6IEO0F34", "name": "Origin Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1281, "dollarVol": 360235000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1795, "totalOriginated": 1281, "actionTaken": { "1": 1281, "2": 80, "3": 98, "4": 283, "5": 4, "6": 0, "7": 49, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 283, "incompleteCount": 4, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZCGMT6517BA94", "name": "Apple Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1281, "dollarVol": 224655000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2516, "totalOriginated": 1281, "actionTaken": { "1": 1281, "2": 1, "3": 709, "4": 326, "5": 199, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 709, "withdrawalCount": 326, "incompleteCount": 199, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PEWJWBNEOSS013", "name": "BAYSHORE MORTGAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1278, "dollarVol": 376270000, "branches": 2, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1893, "totalOriginated": 1278, "actionTaken": { "1": 1278, "2": 3, "3": 109, "4": 415, "5": 32, "6": 0, "7": 25, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 415, "incompleteCount": 32, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LZLYU85WF65870", "name": "MidWestOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1277, "dollarVol": 242705000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1796, "totalOriginated": 1277, "actionTaken": { "1": 1277, "2": 33, "3": 328, "4": 137, "5": 9, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 328, "withdrawalCount": 137, "incompleteCount": 9, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHBALPLHRR4080", "name": "City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1276, "dollarVol": 419670000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1900, "totalOriginated": 1276, "actionTaken": { "1": 1276, "2": 11, "3": 215, "4": 360, "5": 35, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 215, "withdrawalCount": 360, "incompleteCount": 35, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LZUXCJFE5ONM48", "name": "TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1275, "dollarVol": 353155000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1638, "totalOriginated": 1275, "actionTaken": { "1": 1275, "2": 26, "3": 190, "4": 138, "5": 4, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 138, "incompleteCount": 4, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSZK2W0WJYS771", "name": "Northwest Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1274, "dollarVol": 207330000, "branches": 2, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2792, "totalOriginated": 1274, "actionTaken": { "1": 1274, "2": 0, "3": 492, "4": 338, "5": 91, "6": 0, "7": 184, "8": 413 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 492, "withdrawalCount": 338, "incompleteCount": 91, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HCNXMTNGIMAR91", "name": "United Nations Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1271, "dollarVol": 738135000, "branches": 2, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2012, "totalOriginated": 1271, "actionTaken": { "1": 1271, "2": 7, "3": 165, "4": 480, "5": 78, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 480, "incompleteCount": 78, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F3ZV3WV1ADSM47", "name": "MJW FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1271, "dollarVol": 373025000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1677, "totalOriginated": 1271, "actionTaken": { "1": 1271, "2": 0, "3": 33, "4": 371, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 371, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BR7OTD25RTS027", "name": "BankFirst Financial Services", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1270, "dollarVol": 285510000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1569, "totalOriginated": 1270, "actionTaken": { "1": 1270, "2": 27, "3": 124, "4": 142, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 142, "incompleteCount": 6, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007NTZZX7VJJPB03", "name": "TexasBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1269, "dollarVol": 360385000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1844, "totalOriginated": 1269, "actionTaken": { "1": 1269, "2": 46, "3": 46, "4": 380, "5": 65, "6": 38, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 380, "incompleteCount": 65, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 38, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNZET0P5BZ3J56", "name": "Morton Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1266, "dollarVol": 191850000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1566, "totalOriginated": 1266, "actionTaken": { "1": 1266, "2": 23, "3": 149, "4": 102, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 102, "incompleteCount": 26, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BHPLBG0CXKTL06", "name": "Clearview Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1262, "dollarVol": 110960000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1915, "totalOriginated": 1262, "actionTaken": { "1": 1262, "2": 0, "3": 469, "4": 123, "5": 61, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 469, "withdrawalCount": 123, "incompleteCount": 61, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WWJYKHS2UNKSDW8XLB53", "name": "First Hawaiian Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1256, "dollarVol": 546170000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2271, "totalOriginated": 1256, "actionTaken": { "1": 1256, "2": 67, "3": 537, "4": 282, "5": 129, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 537, "withdrawalCount": 282, "incompleteCount": 129, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI3FDGO7UKFF39", "name": "EAST COAST CAPITAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1253, "dollarVol": 603055000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2029, "totalOriginated": 1253, "actionTaken": { "1": 1253, "2": 0, "3": 93, "4": 652, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 652, "incompleteCount": 31, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NO7XCFVG4KD53", "name": "Y-12 Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1252, "dollarVol": 180130000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1805, "totalOriginated": 1252, "actionTaken": { "1": 1252, "2": 17, "3": 342, "4": 125, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 342, "withdrawalCount": 125, "incompleteCount": 69, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "UBNR8NKAK8J9JL4NZF88", "name": "The State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1252, "dollarVol": 341410000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.078, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2761, "totalOriginated": 1252, "actionTaken": { "1": 1252, "2": 14, "3": 130, "4": 219, "5": 6, "6": 0, "7": 341, "8": 799 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 219, "incompleteCount": 6, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HAFES1LQ18W28", "name": "River Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1250, "dollarVol": 243650000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1507, "totalOriginated": 1249, "actionTaken": { "1": 1249, "2": 22, "3": 80, "4": 155, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 155, "incompleteCount": 1, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DYB1ZT3UOGPL20", "name": "PHILADELPHIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1245, "dollarVol": 218925000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2251, "totalOriginated": 1245, "actionTaken": { "1": 1245, "2": 51, "3": 818, "4": 62, "5": 72, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 818, "withdrawalCount": 62, "incompleteCount": 72, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1TMVIO1SD0RLIPEIW803", "name": "Great Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1241, "dollarVol": 272555000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1928, "totalOriginated": 1241, "actionTaken": { "1": 1241, "2": 13, "3": 447, "4": 212, "5": 14, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 447, "withdrawalCount": 212, "incompleteCount": 14, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P2GEYNMH5OQA71", "name": "Washington Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1235, "dollarVol": 535135000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1988, "totalOriginated": 1235, "actionTaken": { "1": 1235, "2": 17, "3": 411, "4": 251, "5": 45, "6": 29, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 411, "withdrawalCount": 251, "incompleteCount": 45, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CP7747DCRW6U68", "name": "Carrollton Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1233, "dollarVol": 278115000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1538, "totalOriginated": 1214, "actionTaken": { "1": 1214, "2": 7, "3": 117, "4": 195, "5": 3, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 195, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TM81D0YC1B9584", "name": "Metro City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1229, "dollarVol": 411305000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1454, "totalOriginated": 1229, "actionTaken": { "1": 1229, "2": 96, "3": 51, "4": 66, "5": 10, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 66, "incompleteCount": 10, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LKAJBFGO0IIP75", "name": "REPUBLIC STATE MORTGAGE CO.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1229, "dollarVol": 386675000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1511, "totalOriginated": 1229, "actionTaken": { "1": 1229, "2": 0, "3": 22, "4": 209, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 209, "incompleteCount": 51, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FT6J43S06X6CLJ0R0B48", "name": "Cathay Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1228, "dollarVol": 1069670000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1693, "totalOriginated": 1209, "actionTaken": { "1": 1209, "2": 67, "3": 127, "4": 135, "5": 99, "6": 56, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 135, "incompleteCount": 99, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 56, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003WLEYGXGNTI654", "name": "SELCO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1226, "dollarVol": 159230000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2086, "totalOriginated": 1226, "actionTaken": { "1": 1226, "2": 147, "3": 566, "4": 147, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 566, "withdrawalCount": 147, "incompleteCount": 0, "approvedNotAcceptedCount": 147, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X6OAHFW6BUT219", "name": "WESTCONSIN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1225, "dollarVol": 160555000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1950, "totalOriginated": 1225, "actionTaken": { "1": 1225, "2": 30, "3": 328, "4": 249, "5": 118, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 328, "withdrawalCount": 249, "incompleteCount": 118, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XED7IBK9VVQH70", "name": "PIKE CREEK MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1224, "dollarVol": 394180000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1614, "totalOriginated": 1224, "actionTaken": { "1": 1224, "2": 2, "3": 64, "4": 192, "5": 8, "6": 0, "7": 3, "8": 121 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 192, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNPJINSUKFZ002", "name": "NOTRE DAME FEDERAL CREDIT UNION CORPORATION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1224, "dollarVol": 190840000, "branches": 2, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1795, "totalOriginated": 1224, "actionTaken": { "1": 1224, "2": 59, "3": 417, "4": 95, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 417, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004K0Z4RFJSPYT52", "name": "CONSUMERS COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1223, "dollarVol": 189345000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1890, "totalOriginated": 1223, "actionTaken": { "1": 1223, "2": 78, "3": 285, "4": 120, "5": 53, "6": 0, "7": 36, "8": 95 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 285, "withdrawalCount": 120, "incompleteCount": 53, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYBI78RNWPFB28", "name": "AMERICAN EAGLE FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1223, "dollarVol": 148905000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1866, "totalOriginated": 1223, "actionTaken": { "1": 1223, "2": 11, "3": 426, "4": 145, "5": 61, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 426, "withdrawalCount": 145, "incompleteCount": 61, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDRENNEZ2S6M03", "name": "THE MONEY HOUSE INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1219, "dollarVol": 176765000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2757, "totalOriginated": 1219, "actionTaken": { "1": 1219, "2": 0, "3": 205, "4": 134, "5": 37, "6": 1162, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 205, "withdrawalCount": 134, "incompleteCount": 37, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1162, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RM3T6WAVE6SA24", "name": "AML FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1217, "dollarVol": 365945000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1609, "totalOriginated": 1217, "actionTaken": { "1": 1217, "2": 10, "3": 88, "4": 294, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 294, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTMO7FGRKRLV06", "name": "CLIFFCO, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1216, "dollarVol": 680080000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1627, "totalOriginated": 1216, "actionTaken": { "1": 1216, "2": 1, "3": 90, "4": 304, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 304, "incompleteCount": 16, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004HIVU0YCM5QS92", "name": "INTERRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1215, "dollarVol": 190125000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1849, "totalOriginated": 1215, "actionTaken": { "1": 1215, "2": 37, "3": 325, "4": 245, "5": 25, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 325, "withdrawalCount": 245, "incompleteCount": 25, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JZSAICH4GZJ60", "name": "POINT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1214, "dollarVol": 456980000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1674, "totalOriginated": 1214, "actionTaken": { "1": 1214, "2": 131, "3": 46, "4": 267, "5": 10, "6": 0, "7": 3, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 267, "incompleteCount": 10, "approvedNotAcceptedCount": 131, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OYWNLMHNBQQ7BAH3EE86", "name": "Alpine Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1212, "dollarVol": 485050000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1653, "totalOriginated": 1212, "actionTaken": { "1": 1212, "2": 79, "3": 199, "4": 136, "5": 26, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 136, "incompleteCount": 26, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "XJCRTTYJVBMA22IXL619", "name": "Bank of Hawaii", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1212, "dollarVol": 649080000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2715, "totalOriginated": 1212, "actionTaken": { "1": 1212, "2": 47, "3": 994, "4": 300, "5": 162, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 994, "withdrawalCount": 300, "incompleteCount": 162, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MH5OXXJKWZZY83", "name": "GENERAL ELECTRIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1211, "dollarVol": 219535000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1781, "totalOriginated": 1211, "actionTaken": { "1": 1211, "2": 82, "3": 132, "4": 356, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 356, "incompleteCount": 0, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FSTFO9AWR2J40", "name": "ROCKLAND Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1210, "dollarVol": 239220000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2067, "totalOriginated": 1210, "actionTaken": { "1": 1210, "2": 166, "3": 233, "4": 260, "5": 43, "6": 155, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 260, "incompleteCount": 43, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 155, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OE5JXNTGWD962", "name": "The First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1207, "dollarVol": 324785000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1741, "totalOriginated": 1207, "actionTaken": { "1": 1207, "2": 12, "3": 286, "4": 225, "5": 8, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 286, "withdrawalCount": 225, "incompleteCount": 8, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930070JV4STJJ0XS74", "name": "LIGHTHOUSE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1206, "dollarVol": 166020000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2531, "totalOriginated": 1206, "actionTaken": { "1": 1206, "2": 132, "3": 754, "4": 159, "5": 0, "6": 0, "7": 98, "8": 182 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 754, "withdrawalCount": 159, "incompleteCount": 0, "approvedNotAcceptedCount": 132, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S4PNXPKYHHRE82", "name": "FORUM", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1205, "dollarVol": 200485000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2041, "totalOriginated": 1205, "actionTaken": { "1": 1205, "2": 6, "3": 259, "4": 389, "5": 34, "6": 0, "7": 148, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 259, "withdrawalCount": 389, "incompleteCount": 34, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930009M8OIJWECQX81", "name": "Shore United Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1201, "dollarVol": 497815000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1757, "totalOriginated": 1201, "actionTaken": { "1": 1201, "2": 7, "3": 247, "4": 202, "5": 100, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 247, "withdrawalCount": 202, "incompleteCount": 100, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N38Q5YKSSV1106", "name": "bankESB", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1200, "dollarVol": 368880000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1588, "totalOriginated": 1200, "actionTaken": { "1": 1200, "2": 23, "3": 165, "4": 163, "5": 36, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 163, "incompleteCount": 36, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUMD1WPCSXT518", "name": "Community National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1199, "dollarVol": 165695000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1454, "totalOriginated": 1199, "actionTaken": { "1": 1199, "2": 28, "3": 87, "4": 140, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 140, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DTLB5WWMBJAD86", "name": "Bank Five Nine", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1197, "dollarVol": 363765000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1747, "totalOriginated": 1197, "actionTaken": { "1": 1197, "2": 105, "3": 50, "4": 139, "5": 16, "6": 2, "7": 59, "8": 179 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 139, "incompleteCount": 16, "approvedNotAcceptedCount": 105, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JI0UWY4QIWDV89", "name": "NORTHPOINT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1197, "dollarVol": 448415000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1567, "totalOriginated": 1197, "actionTaken": { "1": 1197, "2": 3, "3": 94, "4": 250, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 250, "incompleteCount": 23, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ERL4SV8MDO3P56", "name": "AMERICA'S FIRST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1191, "dollarVol": 116025000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1804, "totalOriginated": 1191, "actionTaken": { "1": 1191, "2": 16, "3": 293, "4": 237, "5": 67, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 293, "withdrawalCount": 237, "incompleteCount": 67, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CLWQN2S6IZK91", "name": "Armed Forces Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1191, "dollarVol": 527255000, "branches": 2, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2058, "totalOriginated": 1191, "actionTaken": { "1": 1191, "2": 3, "3": 237, "4": 574, "5": 5, "6": 2, "7": 19, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 574, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRDGV1559XM376", "name": "CASTLE & COOKE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1188, "dollarVol": 363750000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1880, "totalOriginated": 1188, "actionTaken": { "1": 1188, "2": 33, "3": 52, "4": 607, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 607, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBGGLZLZEY0M18", "name": "TWINSTAR", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1183, "dollarVol": 220875000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2280, "totalOriginated": 1183, "actionTaken": { "1": 1183, "2": 34, "3": 694, "4": 216, "5": 149, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 694, "withdrawalCount": 216, "incompleteCount": 149, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008TO7JB5Q4IKZ94", "name": "HUNT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1181, "dollarVol": 316795000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1570, "totalOriginated": 1181, "actionTaken": { "1": 1181, "2": 20, "3": 73, "4": 212, "5": 0, "6": 0, "7": 12, "8": 72 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 212, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7UH8QCS8WQ406", "name": "PURDUE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1172, "dollarVol": 239920000, "branches": 2, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1583, "totalOriginated": 1161, "actionTaken": { "1": 1161, "2": 16, "3": 276, "4": 95, "5": 16, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 276, "withdrawalCount": 95, "incompleteCount": 16, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y6EUNN0KGMJW67", "name": "Commercial Lender LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1169, "dollarVol": 259145000, "branches": 2, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5091, "totalOriginated": 1169, "actionTaken": { "1": 1169, "2": 0, "3": 1622, "4": 2300, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1622, "withdrawalCount": 2300, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUXFVZKH4XLG17", "name": "RESIDENTIAL WHOLESALE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1167, "dollarVol": 496675000, "branches": 2, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1972, "totalOriginated": 1167, "actionTaken": { "1": 1167, "2": 7, "3": 51, "4": 479, "5": 1, "6": 0, "7": 5, "8": 262 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 479, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490012KFFZI81TDT02", "name": "The Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1163, "dollarVol": 280515000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1641, "totalOriginated": 1163, "actionTaken": { "1": 1163, "2": 87, "3": 218, "4": 96, "5": 14, "6": 0, "7": 6, "8": 57 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 96, "incompleteCount": 14, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000D6RXLNBZQYA47", "name": "COLUMBIA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1163, "dollarVol": 159235000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2060, "totalOriginated": 1163, "actionTaken": { "1": 1163, "2": 194, "3": 597, "4": 90, "5": 14, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 597, "withdrawalCount": 90, "incompleteCount": 14, "approvedNotAcceptedCount": 194, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300748YYU6VG08N83", "name": "Loan Simple, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1158, "dollarVol": 381450000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1940, "totalOriginated": 1158, "actionTaken": { "1": 1158, "2": 1, "3": 64, "4": 698, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 698, "incompleteCount": 19, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCYEU2QLIWN517", "name": "LEGEND LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1157, "dollarVol": 362255000, "branches": 2, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1637, "totalOriginated": 1157, "actionTaken": { "1": 1157, "2": 1, "3": 19, "4": 454, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 454, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XMJQ1GSXUGT67", "name": "Wolfe Financial, Inc", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1153, "dollarVol": 295485000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1768, "totalOriginated": 1153, "actionTaken": { "1": 1153, "2": 0, "3": 59, "4": 550, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 550, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L9MOPDT0NKE883", "name": "Fidelity Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1152, "dollarVol": 246220000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1934, "totalOriginated": 1152, "actionTaken": { "1": 1152, "2": 6, "3": 429, "4": 189, "5": 22, "6": 136, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 429, "withdrawalCount": 189, "incompleteCount": 22, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 136, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4HQ7YDKUVEW39", "name": "VANTAGE WEST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1152, "dollarVol": 166180000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2138, "totalOriginated": 1152, "actionTaken": { "1": 1152, "2": 255, "3": 558, "4": 138, "5": 5, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 558, "withdrawalCount": 138, "incompleteCount": 5, "approvedNotAcceptedCount": 255, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIL90PE1ZLKI49", "name": "COMMUNITY FIRST CREDIT UNION OF FLO", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1150, "dollarVol": 165730000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2061, "totalOriginated": 1150, "actionTaken": { "1": 1150, "2": 2, "3": 471, "4": 190, "5": 248, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 471, "withdrawalCount": 190, "incompleteCount": 248, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N52O6FKUCU5G62", "name": "NUMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1147, "dollarVol": 203645000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.077, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2201, "totalOriginated": 1147, "actionTaken": { "1": 1147, "2": 11, "3": 859, "4": 184, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 859, "withdrawalCount": 184, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008PQSMR41Y70C36", "name": "AMERANT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1147, "dollarVol": 644365000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1715, "totalOriginated": 1147, "actionTaken": { "1": 1147, "2": 20, "3": 210, "4": 184, "5": 10, "6": 144, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 210, "withdrawalCount": 184, "incompleteCount": 10, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 144, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007L4GYNO2PUBS09", "name": "MEMBER FIRST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1144, "dollarVol": 342040000, "branches": 2, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2745, "totalOriginated": 1144, "actionTaken": { "1": 1144, "2": 66, "3": 450, "4": 762, "5": 323, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 450, "withdrawalCount": 762, "incompleteCount": 323, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900114YHTRFBALC74", "name": "Genesis Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1144, "dollarVol": 2246290000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1188, "totalOriginated": 1144, "actionTaken": { "1": 1144, "2": 0, "3": 43, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008LUH7QKMXQ8N53", "name": "Flanagan State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1142, "dollarVol": 216500000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1597, "totalOriginated": 1142, "actionTaken": { "1": 1142, "2": 8, "3": 160, "4": 287, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 287, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SLZFPDLWNB0O94", "name": "First Reliance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1141, "dollarVol": 351065000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1357, "totalOriginated": 1141, "actionTaken": { "1": 1141, "2": 3, "3": 72, "4": 141, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 141, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIZR4H7AB15496", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1140, "dollarVol": 291720000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1330, "totalOriginated": 1140, "actionTaken": { "1": 1140, "2": 18, "3": 117, "4": 53, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 53, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q9TCZDLU48CG18", "name": "First Commonwealth Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1135, "dollarVol": 131255000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1750, "totalOriginated": 1135, "actionTaken": { "1": 1135, "2": 68, "3": 366, "4": 180, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 366, "withdrawalCount": 180, "incompleteCount": 0, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VVH8HHFMWL8536", "name": "CHEVRON Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1134, "dollarVol": 355060000, "branches": 2, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1767, "totalOriginated": 1134, "actionTaken": { "1": 1134, "2": 5, "3": 326, "4": 281, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 326, "withdrawalCount": 281, "incompleteCount": 21, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LEJ4HP6RMWD374", "name": "Abound Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1134, "dollarVol": 183900000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1680, "totalOriginated": 1134, "actionTaken": { "1": 1134, "2": 2, "3": 240, "4": 283, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 240, "withdrawalCount": 283, "incompleteCount": 21, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HKYBSATM44Q425", "name": "The Washington Trust Company, of Westerly", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1132, "dollarVol": 332880000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2028, "totalOriginated": 1132, "actionTaken": { "1": 1132, "2": 55, "3": 413, "4": 226, "5": 98, "6": 51, "7": 0, "8": 53 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 413, "withdrawalCount": 226, "incompleteCount": 98, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDDWLC5I8K6C44", "name": "ORANGE COUNTY'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1127, "dollarVol": 206655000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2070, "totalOriginated": 1127, "actionTaken": { "1": 1127, "2": 25, "3": 501, "4": 251, "5": 117, "6": 0, "7": 8, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 501, "withdrawalCount": 251, "incompleteCount": 117, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CQVBYQI6BDWS96", "name": "Community Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1126, "dollarVol": 194090000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1578, "totalOriginated": 1126, "actionTaken": { "1": 1126, "2": 1, "3": 250, "4": 200, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 250, "withdrawalCount": 200, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MMO6VV34TNP4Z1T8NG83", "name": "AgFirst Farm Credit Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1124, "dollarVol": 440560000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1300, "totalOriginated": 1124, "actionTaken": { "1": 1124, "2": 5, "3": 108, "4": 63, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX4S1573HISS22", "name": "OAKTREE FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1122, "dollarVol": 582820000, "branches": 2, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2988, "totalOriginated": 1122, "actionTaken": { "1": 1122, "2": 1260, "3": 136, "4": 279, "5": 191, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 279, "incompleteCount": 191, "approvedNotAcceptedCount": 1260, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWFHPBZH38K695", "name": "COMPEER FINANCIAL, FLCA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1122, "dollarVol": 298020000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2041, "totalOriginated": 1119, "actionTaken": { "1": 1119, "2": 283, "3": 207, "4": 115, "5": 24, "6": 75, "7": 35, "8": 183 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 207, "withdrawalCount": 115, "incompleteCount": 24, "approvedNotAcceptedCount": 283, "purchasedLoanCount": 75, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUQC6OYE8A0Y96", "name": "PACIFIC RESIDENTIAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1121, "dollarVol": 449275000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1653, "totalOriginated": 1121, "actionTaken": { "1": 1121, "2": 132, "3": 45, "4": 263, "5": 1, "6": 0, "7": 1, "8": 90 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 263, "incompleteCount": 1, "approvedNotAcceptedCount": 132, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PP6R8WIOP60124", "name": "Southern First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1119, "dollarVol": 404595000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.072, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1655, "totalOriginated": 1119, "actionTaken": { "1": 1119, "2": 15, "3": 287, "4": 198, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 287, "withdrawalCount": 198, "incompleteCount": 36, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JECR4UE0WVR04", "name": "MORTGAGE EXPRESS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1118, "dollarVol": 472510000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1556, "totalOriginated": 1118, "actionTaken": { "1": 1118, "2": 141, "3": 48, "4": 244, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 244, "incompleteCount": 5, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B2JJHSM77T5Y41", "name": "LIBERTY HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1116, "dollarVol": 253980000, "branches": 2, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3209, "totalOriginated": 1116, "actionTaken": { "1": 1116, "2": 4, "3": 215, "4": 573, "5": 56, "6": 0, "7": 2, "8": 1243 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 215, "withdrawalCount": 573, "incompleteCount": 56, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Z74IVZXJ0XO35", "name": "SIKORSKY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1113, "dollarVol": 186985000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1787, "totalOriginated": 1113, "actionTaken": { "1": 1113, "2": 70, "3": 371, "4": 117, "5": 116, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 371, "withdrawalCount": 117, "incompleteCount": 116, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WC12JROIUVWY16", "name": "SOUTH CAROLINA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1103, "dollarVol": 256715000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1773, "totalOriginated": 1103, "actionTaken": { "1": 1103, "2": 16, "3": 160, "4": 462, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 462, "incompleteCount": 32, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A9IPKYRVXEJ156", "name": "PRESTON HOME LOANS INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1103, "dollarVol": 220335000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1525, "totalOriginated": 1103, "actionTaken": { "1": 1103, "2": 0, "3": 26, "4": 396, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 396, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZ48D9RNN5TA64", "name": "COASTAL LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1096, "dollarVol": 344020000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1365, "totalOriginated": 1096, "actionTaken": { "1": 1096, "2": 6, "3": 53, "4": 203, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 203, "incompleteCount": 7, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZCR1XCLNEEI724", "name": "FOUNDATION MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1096, "dollarVol": 717690000, "branches": 2, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2202, "totalOriginated": 1096, "actionTaken": { "1": 1096, "2": 634, "3": 389, "4": 68, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 389, "withdrawalCount": 68, "incompleteCount": 15, "approvedNotAcceptedCount": 634, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WRDGBHKR1BXL98", "name": "Merchants Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1094, "dollarVol": 2839290000, "branches": 2, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1776, "totalOriginated": 1094, "actionTaken": { "1": 1094, "2": 108, "3": 157, "4": 105, "5": 11, "6": 301, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 157, "withdrawalCount": 105, "incompleteCount": 11, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 301, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GFM3T3SN2KS138", "name": "ACHIEVA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1094, "dollarVol": 154310000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1875, "totalOriginated": 1094, "actionTaken": { "1": 1094, "2": 92, "3": 444, "4": 86, "5": 0, "6": 0, "7": 54, "8": 105 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 444, "withdrawalCount": 86, "incompleteCount": 0, "approvedNotAcceptedCount": 92, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRR67NLTQSBT29", "name": "HOME TOWN FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1091, "dollarVol": 296615000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1226, "totalOriginated": 1091, "actionTaken": { "1": 1091, "2": 40, "3": 34, "4": 37, "5": 17, "6": 0, "7": 1, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 37, "incompleteCount": 17, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOW2HLRVN4O324", "name": "COMMUNITY 1ST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1089, "dollarVol": 91015000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1485, "totalOriginated": 1089, "actionTaken": { "1": 1089, "2": 6, "3": 126, "4": 230, "5": 19, "6": 0, "7": 4, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 230, "incompleteCount": 19, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091CYUK2SDZ6D37", "name": "PFN Lending Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1086, "dollarVol": 592480000, "branches": 2, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1877, "totalOriginated": 1086, "actionTaken": { "1": 1086, "2": 43, "3": 332, "4": 393, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 332, "withdrawalCount": 393, "incompleteCount": 23, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZP3UHKYJ5ET63", "name": "TINKER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1083, "dollarVol": 104745000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2132, "totalOriginated": 1083, "actionTaken": { "1": 1083, "2": 284, "3": 513, "4": 138, "5": 39, "6": 0, "7": 16, "8": 59 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 513, "withdrawalCount": 138, "incompleteCount": 39, "approvedNotAcceptedCount": 284, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N5OA6GM61AC70", "name": "Independence Bank of Kentucky", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1083, "dollarVol": 195365000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1445, "totalOriginated": 1083, "actionTaken": { "1": 1083, "2": 10, "3": 190, "4": 138, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 138, "incompleteCount": 24, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SYR11CYON0JE74", "name": "BAYCOAST MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1080, "dollarVol": 475520000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1433, "totalOriginated": 1080, "actionTaken": { "1": 1080, "2": 25, "3": 41, "4": 244, "5": 19, "6": 0, "7": 0, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 244, "incompleteCount": 19, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001I7Z53NDBE4X59", "name": "ALTITUDE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1078, "dollarVol": 363930000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1413, "totalOriginated": 1078, "actionTaken": { "1": 1078, "2": 14, "3": 28, "4": 291, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 291, "incompleteCount": 2, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0HE5X0T5OI648", "name": "CALIFORNIA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1077, "dollarVol": 416705000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2636, "totalOriginated": 1077, "actionTaken": { "1": 1077, "2": 120, "3": 900, "4": 328, "5": 167, "6": 1, "7": 0, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 900, "withdrawalCount": 328, "incompleteCount": 167, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HN58ONH5KNJJ12", "name": "THOMPSON KANE & COMPANY, INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1075, "dollarVol": 339705000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1221, "totalOriginated": 1075, "actionTaken": { "1": 1075, "2": 0, "3": 27, "4": 117, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 117, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SVKVT1EF3U0N48", "name": "ON Q FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1075, "dollarVol": 401275000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1690, "totalOriginated": 1075, "actionTaken": { "1": 1075, "2": 64, "3": 79, "4": 405, "5": 67, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 405, "incompleteCount": 67, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX4OGRPOOEH505", "name": "Oakstar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1074, "dollarVol": 283490000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1309, "totalOriginated": 1074, "actionTaken": { "1": 1074, "2": 41, "3": 64, "4": 129, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 129, "incompleteCount": 1, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJF420N3F01V87", "name": "Equity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1073, "dollarVol": 194195000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1564, "totalOriginated": 1073, "actionTaken": { "1": 1073, "2": 12, "3": 265, "4": 141, "5": 73, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 265, "withdrawalCount": 141, "incompleteCount": 73, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XQ4LU452LQJ67", "name": "COMMUNITY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1070, "dollarVol": 130280000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2034, "totalOriginated": 1070, "actionTaken": { "1": 1070, "2": 178, "3": 282, "4": 38, "5": 17, "6": 0, "7": 124, "8": 325 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 282, "withdrawalCount": 38, "incompleteCount": 17, "approvedNotAcceptedCount": 178, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T37KTTXKCK3416", "name": "Rivermark Community", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1067, "dollarVol": 195365000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1932, "totalOriginated": 1067, "actionTaken": { "1": 1067, "2": 33, "3": 354, "4": 307, "5": 101, "6": 0, "7": 34, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 354, "withdrawalCount": 307, "incompleteCount": 101, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7M2M0Q6LCLA63", "name": "TEXAS DOW EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1067, "dollarVol": 250985000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1606, "totalOriginated": 1067, "actionTaken": { "1": 1067, "2": 8, "3": 218, "4": 265, "5": 24, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 265, "incompleteCount": 24, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZZUYWXK72JD21", "name": "Frandsen Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1065, "dollarVol": 254205000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1414, "totalOriginated": 1065, "actionTaken": { "1": 1065, "2": 11, "3": 112, "4": 225, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 225, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q76VHK6FGPX546", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1064, "dollarVol": 250120000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1331, "totalOriginated": 1064, "actionTaken": { "1": 1064, "2": 11, "3": 76, "4": 166, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 166, "incompleteCount": 14, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUPH9GRBKWSS23", "name": "PARKSTONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1063, "dollarVol": 483025000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1614, "totalOriginated": 1063, "actionTaken": { "1": 1063, "2": 1, "3": 6, "4": 524, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 524, "incompleteCount": 20, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DSZI6CJXJL6Z14", "name": "RPE Home, Inc", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1063, "dollarVol": 272135000, "branches": 2, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9217, "totalOriginated": 1063, "actionTaken": { "1": 1063, "2": 263, "3": 3107, "4": 3204, "5": 1580, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3107, "withdrawalCount": 3204, "incompleteCount": 1580, "approvedNotAcceptedCount": 263, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZF78YQRSXQG49", "name": "Opportunity Bank of Montana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1062, "dollarVol": 281010000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1537, "totalOriginated": 1062, "actionTaken": { "1": 1062, "2": 15, "3": 134, "4": 296, "5": 27, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 296, "incompleteCount": 27, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q6IHGQO7INVC79", "name": "The Lyons National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1062, "dollarVol": 206690000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1318, "totalOriginated": 1062, "actionTaken": { "1": 1062, "2": 2, "3": 84, "4": 90, "5": 0, "6": 80, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 90, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 80, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HS714PZ0BMPN11", "name": "CYPRUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1060, "dollarVol": 182310000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1850, "totalOriginated": 1060, "actionTaken": { "1": 1060, "2": 1, "3": 547, "4": 233, "5": 3, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 547, "withdrawalCount": 233, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VDBJSG0E0S678", "name": "Tradition Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1055, "dollarVol": 410195000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1159, "totalOriginated": 1055, "actionTaken": { "1": 1055, "2": 0, "3": 9, "4": 95, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300INKSPQCTELMO58", "name": "Granite Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1054, "dollarVol": 293810000, "branches": 2, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1395, "totalOriginated": 1054, "actionTaken": { "1": 1054, "2": 11, "3": 84, "4": 244, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 244, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M03EN3OQEDU087", "name": "KEESLER", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1053, "dollarVol": 152925000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2511, "totalOriginated": 1053, "actionTaken": { "1": 1053, "2": 13, "3": 991, "4": 454, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 991, "withdrawalCount": 454, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQDT484LGI9C04", "name": "NETWORK CAPITAL FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1049, "dollarVol": 361745000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12271, "totalOriginated": 1049, "actionTaken": { "1": 1049, "2": 122, "3": 1783, "4": 9280, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1783, "withdrawalCount": 9280, "incompleteCount": 37, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053H6JWQDX4RM47", "name": "Diamond Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1046, "dollarVol": 107790000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1460, "totalOriginated": 1046, "actionTaken": { "1": 1046, "2": 100, "3": 297, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 297, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CEBR2F5Y0F1A15", "name": "Kennebec Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1044, "dollarVol": 179820000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1775, "totalOriginated": 1044, "actionTaken": { "1": 1044, "2": 147, "3": 154, "4": 46, "5": 8, "6": 2, "7": 118, "8": 256 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 46, "incompleteCount": 8, "approvedNotAcceptedCount": 147, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VE4XTOQUE8NZ77", "name": "ICE LENDER HOLDINGS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1040, "dollarVol": 867200000, "branches": 2, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3649, "totalOriginated": 1040, "actionTaken": { "1": 1040, "2": 0, "3": 1228, "4": 779, "5": 601, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1228, "withdrawalCount": 779, "incompleteCount": 601, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6NSBOJBM9ED39", "name": "NuVision Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1040, "dollarVol": 307890000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1853, "totalOriginated": 1040, "actionTaken": { "1": 1040, "2": 4, "3": 617, "4": 170, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 617, "withdrawalCount": 170, "incompleteCount": 22, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W0YBCUV18HSR42", "name": "Tri Counties Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1039, "dollarVol": 365125000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1935, "totalOriginated": 1039, "actionTaken": { "1": 1039, "2": 62, "3": 539, "4": 175, "5": 120, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 539, "withdrawalCount": 175, "incompleteCount": 120, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N49YI2HHKDPS92", "name": "iQ Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1039, "dollarVol": 179925000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1625, "totalOriginated": 1039, "actionTaken": { "1": 1039, "2": 38, "3": 383, "4": 139, "5": 0, "6": 0, "7": 2, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 383, "withdrawalCount": 139, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U6DW7DX671T306", "name": "Midland States Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1036, "dollarVol": 186460000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1693, "totalOriginated": 1036, "actionTaken": { "1": 1036, "2": 70, "3": 394, "4": 161, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 394, "withdrawalCount": 161, "incompleteCount": 32, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001W9K6LDV5X2H07", "name": "S. C. STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1034, "dollarVol": 107710000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1817, "totalOriginated": 1034, "actionTaken": { "1": 1034, "2": 118, "3": 428, "4": 45, "5": 0, "6": 0, "7": 97, "8": 95 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 428, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKFR15017V9850", "name": "MEGASTAR FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1030, "dollarVol": 395870000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1416, "totalOriginated": 1030, "actionTaken": { "1": 1030, "2": 0, "3": 20, "4": 344, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 344, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HIDXEG9BLUJZKBGUT764", "name": "Bank-Fund Staff Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1029, "dollarVol": 411755000, "branches": 2, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1680, "totalOriginated": 1029, "actionTaken": { "1": 1029, "2": 285, "3": 175, "4": 138, "5": 39, "6": 0, "7": 0, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 175, "withdrawalCount": 138, "incompleteCount": 39, "approvedNotAcceptedCount": 285, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004UNRG4PWDF2K60", "name": "AFFINITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1025, "dollarVol": 166465000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2229, "totalOriginated": 1025, "actionTaken": { "1": 1025, "2": 47, "3": 828, "4": 201, "5": 128, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 828, "withdrawalCount": 201, "incompleteCount": 128, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHSRT5YOR5W454", "name": "ALLIANCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1024, "dollarVol": 233910000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1843, "totalOriginated": 1024, "actionTaken": { "1": 1024, "2": 0, "3": 487, "4": 236, "5": 0, "6": 0, "7": 96, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 487, "withdrawalCount": 236, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C0SKCK5G4RX330", "name": "Journey Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1023, "dollarVol": 164945000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1145, "totalOriginated": 1021, "actionTaken": { "1": 1021, "2": 24, "3": 44, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWKILSNQAIG053", "name": "CHARTWAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1020, "dollarVol": 138490000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1930, "totalOriginated": 1021, "actionTaken": { "1": 1021, "2": 79, "3": 562, "4": 181, "5": 2, "6": 85, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 562, "withdrawalCount": 181, "incompleteCount": 2, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 85, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2Z8GR3VL0QQ74", "name": "BLACK HILLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1019, "dollarVol": 180885000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1766, "totalOriginated": 1019, "actionTaken": { "1": 1019, "2": 83, "3": 404, "4": 229, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 404, "withdrawalCount": 229, "incompleteCount": 31, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900132A3VX6LLZU43", "name": "Associated Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1019, "dollarVol": 250135000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2016, "totalOriginated": 1019, "actionTaken": { "1": 1019, "2": 313, "3": 314, "4": 320, "5": 44, "6": 0, "7": 5, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 314, "withdrawalCount": 320, "incompleteCount": 44, "approvedNotAcceptedCount": 313, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J4330IBZ0BBI43", "name": "ALL IN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1018, "dollarVol": 119570000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2355, "totalOriginated": 1018, "actionTaken": { "1": 1018, "2": 20, "3": 754, "4": 238, "5": 67, "6": 0, "7": 170, "8": 88 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 754, "withdrawalCount": 238, "incompleteCount": 67, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7G2MW6V1OR474", "name": "VICTORIAN FINANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1017, "dollarVol": 243765000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.098, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1417, "totalOriginated": 1017, "actionTaken": { "1": 1017, "2": 0, "3": 32, "4": 368, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 368, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FGGERPRKXH7V65", "name": "AVADIAN", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1017, "dollarVol": 161315000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1373, "totalOriginated": 1017, "actionTaken": { "1": 1017, "2": 19, "3": 263, "4": 72, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 263, "withdrawalCount": 72, "incompleteCount": 2, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NU5BA00C1N451", "name": "ROSS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1017, "dollarVol": 272005000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1351, "totalOriginated": 1017, "actionTaken": { "1": 1017, "2": 55, "3": 46, "4": 201, "5": 31, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 201, "incompleteCount": 31, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AD895KKZTSFT42", "name": "MORTGAGE ASSURANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1017, "dollarVol": 391665000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1365, "totalOriginated": 1017, "actionTaken": { "1": 1017, "2": 22, "3": 9, "4": 313, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 313, "incompleteCount": 4, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L44U62O7WHRR78", "name": "FIRST COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1014, "dollarVol": 222320000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1807, "totalOriginated": 1014, "actionTaken": { "1": 1014, "2": 0, "3": 265, "4": 419, "5": 109, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 265, "withdrawalCount": 419, "incompleteCount": 109, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000V86JDJLM0OV13", "name": "CSL Financial, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1011, "dollarVol": 107515000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10109, "totalOriginated": 1011, "actionTaken": { "1": 1011, "2": 0, "3": 6100, "4": 2998, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6100, "withdrawalCount": 2998, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LAP3ULXM1YB66", "name": "FIRST EQUITY MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1010, "dollarVol": 288020000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 913, "totalOriginated": 500, "actionTaken": { "1": 500, "2": 0, "3": 156, "4": 253, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 253, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R9A6TW85BTVS20", "name": "Shea Mortgage Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1009, "dollarVol": 556475000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1409, "totalOriginated": 1009, "actionTaken": { "1": 1009, "2": 7, "3": 33, "4": 359, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 359, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5GU86M1X2DG56", "name": "Central Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 1005, "dollarVol": 231265000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1241, "totalOriginated": 1005, "actionTaken": { "1": 1005, "2": 13, "3": 121, "4": 101, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 101, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RRQHIHHM9I4K21", "name": "CREDIT UNION OF AMERICA", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1001, "dollarVol": 107065000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1852, "totalOriginated": 1001, "actionTaken": { "1": 1001, "2": 258, "3": 498, "4": 84, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 498, "withdrawalCount": 84, "incompleteCount": 11, "approvedNotAcceptedCount": 258, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPDFS1CLV7K329", "name": "CAMPUS USA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 998, "dollarVol": 154190000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1276, "totalOriginated": 998, "actionTaken": { "1": 998, "2": 0, "3": 60, "4": 112, "5": 30, "6": 76, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 112, "incompleteCount": 30, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 76, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006T9J2DMLJVRS64", "name": "Municipal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 998, "dollarVol": 246560000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3451, "totalOriginated": 998, "actionTaken": { "1": 998, "2": 119, "3": 1070, "4": 480, "5": 288, "6": 0, "7": 96, "8": 400 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1070, "withdrawalCount": 480, "incompleteCount": 288, "approvedNotAcceptedCount": 119, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300461TECLDDGNF98", "name": "GreenStone Farm Credit Services, FLCA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 997, "dollarVol": 307425000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1192, "totalOriginated": 997, "actionTaken": { "1": 997, "2": 63, "3": 18, "4": 84, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 84, "incompleteCount": 30, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HEJ9F73IMPX887", "name": "Tomo Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 996, "dollarVol": 408550000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2366, "totalOriginated": 996, "actionTaken": { "1": 996, "2": 2, "3": 84, "4": 1278, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 1278, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008VCYW25D52ZC98", "name": "ARK MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 995, "dollarVol": 536315000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1607, "totalOriginated": 995, "actionTaken": { "1": 995, "2": 148, "3": 47, "4": 202, "5": 215, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 202, "incompleteCount": 215, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNWSJUNAWUM003", "name": "CREDIT UNION MORTGAGE ASSOCIATION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 995, "dollarVol": 337055000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1892, "totalOriginated": 995, "actionTaken": { "1": 995, "2": 31, "3": 152, "4": 382, "5": 330, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 382, "incompleteCount": 330, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIBPMHJJ84YQ06", "name": "Traditions Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 994, "dollarVol": 262640000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1197, "totalOriginated": 994, "actionTaken": { "1": 994, "2": 18, "3": 99, "4": 73, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 73, "incompleteCount": 13, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6F7N9BL5STN83", "name": "BRIGHTLAND MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 994, "dollarVol": 371470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1228, "totalOriginated": 994, "actionTaken": { "1": 994, "2": 1, "3": 7, "4": 217, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 217, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BES7HNVKCDIM50", "name": "American Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 993, "dollarVol": 443895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1879, "totalOriginated": 993, "actionTaken": { "1": 993, "2": 33, "3": 700, "4": 153, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 700, "withdrawalCount": 153, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007DIB8YPDM6NR52", "name": "MARINE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 989, "dollarVol": 114475000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2897, "totalOriginated": 989, "actionTaken": { "1": 989, "2": 230, "3": 1038, "4": 628, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1038, "withdrawalCount": 628, "incompleteCount": 12, "approvedNotAcceptedCount": 230, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWURV8LBNGQ353", "name": "Firstar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 989, "dollarVol": 204415000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1155, "totalOriginated": 989, "actionTaken": { "1": 989, "2": 3, "3": 20, "4": 141, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 141, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVOSI4XZZGUE14", "name": "VERITAS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 987, "dollarVol": 331965000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2245, "totalOriginated": 987, "actionTaken": { "1": 987, "2": 82, "3": 143, "4": 112, "5": 921, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 112, "incompleteCount": 921, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZIXM1VUXPG4D03", "name": "Florida Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 986, "dollarVol": 440080000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2106, "totalOriginated": 986, "actionTaken": { "1": 986, "2": 115, "3": 92, "4": 53, "5": 30, "6": 775, "7": 13, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 53, "incompleteCount": 30, "approvedNotAcceptedCount": 115, "purchasedLoanCount": 775, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A68YW07V5R5G22", "name": "FUNDLOANS CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 985, "dollarVol": 853065000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1761, "totalOriginated": 985, "actionTaken": { "1": 985, "2": 2, "3": 137, "4": 620, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 620, "incompleteCount": 17, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SBA6BX8HZZF585", "name": "Fidelity Lending Solutions, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 981, "dollarVol": 587465000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1527, "totalOriginated": 981, "actionTaken": { "1": 981, "2": 321, "3": 21, "4": 201, "5": 0, "6": 1, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 201, "incompleteCount": 0, "approvedNotAcceptedCount": 321, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YCCZTMBHGTNQ79", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 981, "dollarVol": 563535000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1385, "totalOriginated": 981, "actionTaken": { "1": 981, "2": 17, "3": 161, "4": 144, "5": 38, "6": 44, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 144, "incompleteCount": 38, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 44, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001CM06UK2XY3I18", "name": "FRANKLIN MINT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 981, "dollarVol": 127095000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1712, "totalOriginated": 981, "actionTaken": { "1": 981, "2": 38, "3": 444, "4": 249, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 444, "withdrawalCount": 249, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6LKROCIL7OI49", "name": "FIRST BANCORP, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 976, "dollarVol": 204690000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1169, "totalOriginated": 976, "actionTaken": { "1": 976, "2": 38, "3": 57, "4": 52, "5": 3, "6": 43, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 52, "incompleteCount": 3, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 43, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q61S3IBOJITT02", "name": "Fall River Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 975, "dollarVol": 332515000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1339, "totalOriginated": 975, "actionTaken": { "1": 975, "2": 31, "3": 201, "4": 107, "5": 22, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 107, "incompleteCount": 22, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NT030LXB2A8T82", "name": "MY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 973, "dollarVol": 354365000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1415, "totalOriginated": 973, "actionTaken": { "1": 973, "2": 65, "3": 40, "4": 255, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 255, "incompleteCount": 82, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LP3GMTWS4OB353", "name": "SENTE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 971, "dollarVol": 294025000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1338, "totalOriginated": 971, "actionTaken": { "1": 971, "2": 0, "3": 19, "4": 346, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 346, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGDJQ37M5BE268", "name": "INB, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 966, "dollarVol": 219910000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1148, "totalOriginated": 966, "actionTaken": { "1": 966, "2": 8, "3": 63, "4": 106, "5": 3, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 106, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H12E7AUMUHP294", "name": "FIRST ALLIANCE HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 965, "dollarVol": 318295000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1525, "totalOriginated": 965, "actionTaken": { "1": 965, "2": 0, "3": 66, "4": 494, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 494, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000D7DINI9PZN749", "name": "SCOTT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 960, "dollarVol": 157580000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1405, "totalOriginated": 960, "actionTaken": { "1": 960, "2": 11, "3": 303, "4": 126, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 303, "withdrawalCount": 126, "incompleteCount": 5, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XLRD9QLLJRCB89", "name": "GREYLOCK FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 957, "dollarVol": 142515000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1386, "totalOriginated": 957, "actionTaken": { "1": 957, "2": 46, "3": 170, "4": 147, "5": 66, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 147, "incompleteCount": 66, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3VE61PXPZDV51", "name": "J. VIRGIL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 956, "dollarVol": 204920000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1240, "totalOriginated": 956, "actionTaken": { "1": 956, "2": 0, "3": 39, "4": 231, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 231, "incompleteCount": 14, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZBGVXBAMCRG16", "name": "Florida Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 954, "dollarVol": 99970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4548, "totalOriginated": 954, "actionTaken": { "1": 954, "2": 158, "3": 1386, "4": 1113, "5": 227, "6": 0, "7": 533, "8": 177 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1386, "withdrawalCount": 1113, "incompleteCount": 227, "approvedNotAcceptedCount": 158, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VECGAWC5CPU773", "name": "Tyndall Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 953, "dollarVol": 140965000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1536, "totalOriginated": 953, "actionTaken": { "1": 953, "2": 12, "3": 291, "4": 228, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 291, "withdrawalCount": 228, "incompleteCount": 52, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG8MECYD8F2A55", "name": "American National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 949, "dollarVol": 297405000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1165, "totalOriginated": 949, "actionTaken": { "1": 949, "2": 57, "3": 25, "4": 119, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 119, "incompleteCount": 15, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBSU5FHMDN5F74", "name": "FIRST SOURCE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 948, "dollarVol": 94750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1262, "totalOriginated": 948, "actionTaken": { "1": 948, "2": 27, "3": 173, "4": 113, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 113, "incompleteCount": 1, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P55E0GN57DEV03", "name": "GEO-CORP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 947, "dollarVol": 462155000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1564, "totalOriginated": 947, "actionTaken": { "1": 947, "2": 0, "3": 113, "4": 504, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 504, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KQF5UKZ3Y9N07", "name": "First National Bank Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 945, "dollarVol": 280525000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1210, "totalOriginated": 945, "actionTaken": { "1": 945, "2": 1, "3": 60, "4": 189, "5": 13, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 189, "incompleteCount": 13, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OLY1HC3F0SB77", "name": "WILLIAM RAVEIS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 944, "dollarVol": 317640000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1294, "totalOriginated": 944, "actionTaken": { "1": 944, "2": 4, "3": 123, "4": 207, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 207, "incompleteCount": 16, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091IM32ECQG7562", "name": "Peoples Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 940, "dollarVol": 157290000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1094, "totalOriginated": 940, "actionTaken": { "1": 940, "2": 5, "3": 59, "4": 88, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 88, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F8XCJE1G9OYR92", "name": "TTCU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 939, "dollarVol": 107745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "FHA", "HELOC", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1459, "totalOriginated": 667, "actionTaken": { "1": 667, "2": 112, "3": 154, "4": 9, "5": 109, "6": 0, "7": 169, "8": 239 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 9, "incompleteCount": 109, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KWKWPEKL40WD44", "name": "AMERICAN FEDERAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 938, "dollarVol": 406400000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1811, "totalOriginated": 938, "actionTaken": { "1": 938, "2": 0, "3": 54, "4": 708, "5": 0, "6": 111, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 708, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 111, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZOY3XB2DNSZ34", "name": "USALLIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 937, "dollarVol": 305025000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1490, "totalOriginated": 937, "actionTaken": { "1": 937, "2": 11, "3": 218, "4": 285, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 285, "incompleteCount": 39, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009Y8ROUG903AQ21", "name": "STANFORD Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 937, "dollarVol": 501555000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1375, "totalOriginated": 937, "actionTaken": { "1": 937, "2": 108, "3": 75, "4": 67, "5": 11, "6": 0, "7": 3, "8": 174 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 67, "incompleteCount": 11, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300STHIK6SGJQIY70", "name": "CREDIT UNION OF GEORGIA", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 936, "dollarVol": 109500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1258, "totalOriginated": 936, "actionTaken": { "1": 936, "2": 28, "3": 242, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LKFCLR81TSN28", "name": "Columbia Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 935, "dollarVol": 359595000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1725, "totalOriginated": 935, "actionTaken": { "1": 935, "2": 111, "3": 278, "4": 253, "5": 108, "6": 2, "7": 12, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 278, "withdrawalCount": 253, "incompleteCount": 108, "approvedNotAcceptedCount": 111, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XRDEGNB7US825", "name": "VIBE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 935, "dollarVol": 78115000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1144, "totalOriginated": 935, "actionTaken": { "1": 935, "2": 9, "3": 95, "4": 76, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 76, "incompleteCount": 29, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QD5CQZ9PPP5B09", "name": "PARTNERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 931, "dollarVol": 214135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1785, "totalOriginated": 931, "actionTaken": { "1": 931, "2": 16, "3": 567, "4": 175, "5": 96, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 567, "withdrawalCount": 175, "incompleteCount": 96, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJ2WT35S77Q208", "name": "CONSUMER REAL ESTATE FINANCE CO.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 931, "dollarVol": 179205000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2144, "totalOriginated": 931, "actionTaken": { "1": 931, "2": 0, "3": 553, "4": 660, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 553, "withdrawalCount": 660, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CXZHD5OTAISA91", "name": "MK LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 930, "dollarVol": 540930000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1664, "totalOriginated": 930, "actionTaken": { "1": 930, "2": 2, "3": 18, "4": 695, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 695, "incompleteCount": 19, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001JT9MT3Z3Y3M39", "name": "RBC Bank, (Georgia) National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 927, "dollarVol": 421465000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1572, "totalOriginated": 927, "actionTaken": { "1": 927, "2": 7, "3": 294, "4": 266, "5": 24, "6": 54, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 294, "withdrawalCount": 266, "incompleteCount": 24, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 54, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Q3L1PO9NBVK64", "name": "WHATCOM EDUCATIONAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 926, "dollarVol": 237360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1435, "totalOriginated": 926, "actionTaken": { "1": 926, "2": 4, "3": 279, "4": 212, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 279, "withdrawalCount": 212, "incompleteCount": 14, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHWDJMELT59Z22", "name": "EFINITY FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 926, "dollarVol": 308210000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1356, "totalOriginated": 926, "actionTaken": { "1": 926, "2": 18, "3": 63, "4": 336, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 336, "incompleteCount": 13, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RSPU71QRHYI22", "name": "JSC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 922, "dollarVol": 210800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1745, "totalOriginated": 905, "actionTaken": { "1": 905, "2": 95, "3": 383, "4": 345, "5": 1, "6": 0, "7": 16, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 383, "withdrawalCount": 345, "incompleteCount": 1, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930060KLIQD8MMSB55", "name": "Orrstown Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 920, "dollarVol": 240500000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1286, "totalOriginated": 920, "actionTaken": { "1": 920, "2": 28, "3": 263, "4": 69, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 263, "withdrawalCount": 69, "incompleteCount": 6, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PST6LLDPCKSN83", "name": "North Shore Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 920, "dollarVol": 232850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1562, "totalOriginated": 920, "actionTaken": { "1": 920, "2": 28, "3": 516, "4": 63, "5": 11, "6": 0, "7": 0, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 516, "withdrawalCount": 63, "incompleteCount": 11, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y817BTHHMVNH95", "name": "PILGRIM MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 918, "dollarVol": 295580000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1243, "totalOriginated": 918, "actionTaken": { "1": 918, "2": 8, "3": 36, "4": 267, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 267, "incompleteCount": 14, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KP95LHU8OP0H40", "name": "VAL-CHRIS INVESTMENTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 917, "dollarVol": 231645000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 998, "totalOriginated": 917, "actionTaken": { "1": 917, "2": 1, "3": 0, "4": 79, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 79, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F175WFRUKLMG10", "name": "INDIANA UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 917, "dollarVol": 228355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1254, "totalOriginated": 917, "actionTaken": { "1": 917, "2": 15, "3": 183, "4": 139, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 139, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H6DFDDJRORG89", "name": "LADERA LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 917, "dollarVol": 282865000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2991, "totalOriginated": 917, "actionTaken": { "1": 917, "2": 13, "3": 162, "4": 1895, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 162, "withdrawalCount": 1895, "incompleteCount": 4, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2B1ZNGX3H8U54", "name": "Texas Tech Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 915, "dollarVol": 225635000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1102, "totalOriginated": 915, "actionTaken": { "1": 915, "2": 16, "3": 9, "4": 162, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 162, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTD4RDILZY5V14", "name": "HTLF Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 914, "dollarVol": 188990000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1799, "totalOriginated": 914, "actionTaken": { "1": 914, "2": 76, "3": 726, "4": 83, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 726, "withdrawalCount": 83, "incompleteCount": 0, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ERGGNLW2R5J379", "name": "Heritage Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 913, "dollarVol": 294605000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1172, "totalOriginated": 913, "actionTaken": { "1": 913, "2": 2, "3": 16, "4": 236, "5": 3, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 236, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O0SJ54M4D70R54", "name": "MERITRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 911, "dollarVol": 173795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1410, "totalOriginated": 911, "actionTaken": { "1": 911, "2": 13, "3": 130, "4": 161, "5": 42, "6": 0, "7": 143, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 161, "incompleteCount": 42, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z77WUYJM3QG591", "name": "First PREMIER Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 909, "dollarVol": 195695000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1495, "totalOriginated": 909, "actionTaken": { "1": 909, "2": 17, "3": 293, "4": 275, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 293, "withdrawalCount": 275, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZS1TR1B4LHX377", "name": "Firefighters First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 909, "dollarVol": 211995000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1357, "totalOriginated": 909, "actionTaken": { "1": 909, "2": 2, "3": 160, "4": 176, "5": 94, "6": 0, "7": 16, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 176, "incompleteCount": 94, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MSO8KVQ05D2J27", "name": "Workers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 908, "dollarVol": 159570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1375, "totalOriginated": 908, "actionTaken": { "1": 908, "2": 40, "3": 239, "4": 132, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 239, "withdrawalCount": 132, "incompleteCount": 56, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T560RY8NY4EY89", "name": "The Ephrata National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 905, "dollarVol": 218905000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1331, "totalOriginated": 905, "actionTaken": { "1": 905, "2": 66, "3": 255, "4": 55, "5": 50, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 255, "withdrawalCount": 55, "incompleteCount": 50, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WMQ4WI6QXK7803", "name": "SKYLA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 905, "dollarVol": 155515000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1480, "totalOriginated": 537, "actionTaken": { "1": 537, "2": 9, "3": 292, "4": 143, "5": 35, "6": 0, "7": 419, "8": 45 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 292, "withdrawalCount": 143, "incompleteCount": 35, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4DV0VEDFHP667", "name": "CRESTMARK MORTGAGE COMPANY, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 903, "dollarVol": 417015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1539, "totalOriginated": 1145, "actionTaken": { "1": 1145, "2": 6, "3": 11, "4": 377, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 377, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001X0T84TYRJ5Y59", "name": "VISTA POINT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 901, "dollarVol": 428215000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1610, "totalOriginated": 901, "actionTaken": { "1": 901, "2": 192, "3": 194, "4": 173, "5": 4, "6": 146, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 173, "incompleteCount": 4, "approvedNotAcceptedCount": 192, "purchasedLoanCount": 146, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004OC91L41W9XR37", "name": "EDUCATIONAL EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 900, "dollarVol": 149360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2661, "totalOriginated": 900, "actionTaken": { "1": 900, "2": 125, "3": 1573, "4": 59, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1573, "withdrawalCount": 59, "incompleteCount": 4, "approvedNotAcceptedCount": 125, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHGNOLF14HHS09", "name": "Cambridge Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 897, "dollarVol": 469025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1163, "totalOriginated": 897, "actionTaken": { "1": 897, "2": 8, "3": 98, "4": 137, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 137, "incompleteCount": 23, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NN0PRX3I4QGG46", "name": "Mid-Continent Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 897, "dollarVol": 269225000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1475, "totalOriginated": 897, "actionTaken": { "1": 897, "2": 74, "3": 95, "4": 269, "5": 140, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 269, "incompleteCount": 140, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LDNBFL67R4FW27", "name": "The Farmers & Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 896, "dollarVol": 141410000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1673, "totalOriginated": 896, "actionTaken": { "1": 896, "2": 10, "3": 187, "4": 118, "5": 0, "6": 1, "7": 211, "8": 250 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 118, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TB3TMP4RV5T078", "name": "NEW FED MORTGAGE, CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 895, "dollarVol": 354455000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1081, "totalOriginated": 895, "actionTaken": { "1": 895, "2": 8, "3": 38, "4": 119, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 119, "incompleteCount": 21, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007ZL90U2M5ZNA78", "name": "United Fidelity Funding Corp.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 894, "dollarVol": 280970000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU3SP76R81WW62", "name": "COMMUNITY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 894, "dollarVol": 238040000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1009, "totalOriginated": 894, "actionTaken": { "1": 894, "2": 0, "3": 5, "4": 110, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 110, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1PL8LHKCBST97", "name": "SOMERSET TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 892, "dollarVol": 118390000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1097, "totalOriginated": 892, "actionTaken": { "1": 892, "2": 19, "3": 126, "4": 57, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 57, "incompleteCount": 3, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJIJV987NXVC31", "name": "SCENIC OAKS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 891, "dollarVol": 423715000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1305, "totalOriginated": 891, "actionTaken": { "1": 891, "2": 0, "3": 18, "4": 290, "5": 5, "6": 0, "7": 6, "8": 95 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 290, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KI7219LQKCI772", "name": "First Western Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 890, "dollarVol": 504250000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1226, "totalOriginated": 890, "actionTaken": { "1": 890, "2": 49, "3": 9, "4": 220, "5": 2, "6": 56, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 220, "incompleteCount": 2, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 56, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002TJKC8NLH1ZP82", "name": "MORTGAGEONE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 886, "dollarVol": 386080000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1362, "totalOriginated": 886, "actionTaken": { "1": 886, "2": 31, "3": 23, "4": 413, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 413, "incompleteCount": 9, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QURAICH2YGJV94", "name": "WILLOW BEND MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 885, "dollarVol": 289915000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1553, "totalOriginated": 885, "actionTaken": { "1": 885, "2": 1, "3": 36, "4": 622, "5": 3, "6": 1, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 622, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TCY9QY8BRDQJ12", "name": "UNITED NORTHERN MORTGAGE BANKERS LIMITED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 884, "dollarVol": 394280000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1256, "totalOriginated": 884, "actionTaken": { "1": 884, "2": 59, "3": 68, "4": 181, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 181, "incompleteCount": 64, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUKQ6W1CY6QK47", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 883, "dollarVol": 180515000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1033, "totalOriginated": 883, "actionTaken": { "1": 883, "2": 11, "3": 56, "4": 68, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 68, "incompleteCount": 15, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKOCNDPE0N7X40", "name": "St. Mary's Bank Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 883, "dollarVol": 195275000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1395, "totalOriginated": 883, "actionTaken": { "1": 883, "2": 59, "3": 342, "4": 105, "5": 0, "6": 0, "7": 5, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 342, "withdrawalCount": 105, "incompleteCount": 0, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH11ROOV921P96", "name": "ML Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 882, "dollarVol": 375350000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1222, "totalOriginated": 882, "actionTaken": { "1": 882, "2": 6, "3": 31, "4": 303, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 303, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7ERLWHOGWFM48", "name": "ChoiceOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 881, "dollarVol": 176075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1335, "totalOriginated": 881, "actionTaken": { "1": 881, "2": 31, "3": 266, "4": 98, "5": 57, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 266, "withdrawalCount": 98, "incompleteCount": 57, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYQ8ZT1NUXRM52", "name": "WESTERRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 880, "dollarVol": 204780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1463, "totalOriginated": 880, "actionTaken": { "1": 880, "2": 44, "3": 302, "4": 218, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 302, "withdrawalCount": 218, "incompleteCount": 19, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DX0B304LAKUN93", "name": "JLB CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 880, "dollarVol": 200160000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1162, "totalOriginated": 880, "actionTaken": { "1": 880, "2": 12, "3": 66, "4": 204, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 204, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300916KMYQ118CX89", "name": "RESOURCE FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 877, "dollarVol": 248875000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1161, "totalOriginated": 877, "actionTaken": { "1": 877, "2": 0, "3": 34, "4": 247, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 247, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVGK8WC4HQ3C28", "name": "PRINCETON MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 876, "dollarVol": 266700000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1373, "totalOriginated": 876, "actionTaken": { "1": 876, "2": 153, "3": 102, "4": 240, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 240, "incompleteCount": 2, "approvedNotAcceptedCount": 153, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RTWPH3HXUWR160", "name": "CB&S Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 873, "dollarVol": 186755000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1218, "totalOriginated": 873, "actionTaken": { "1": 873, "2": 18, "3": 184, "4": 136, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 136, "incompleteCount": 7, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KQ2PZ8G6VNI80", "name": "University First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 873, "dollarVol": 131615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1670, "totalOriginated": 873, "actionTaken": { "1": 873, "2": 47, "3": 337, "4": 264, "5": 100, "6": 0, "7": 5, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 337, "withdrawalCount": 264, "incompleteCount": 100, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6OBLSYWXXKH16", "name": "METRO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 868, "dollarVol": 214520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1468, "totalOriginated": 868, "actionTaken": { "1": 868, "2": 118, "3": 166, "4": 215, "5": 69, "6": 0, "7": 11, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 215, "incompleteCount": 69, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUSWY3HVRZHF54", "name": "MAGNIFI FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 867, "dollarVol": 167485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1287, "totalOriginated": 867, "actionTaken": { "1": 867, "2": 71, "3": 127, "4": 201, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 201, "incompleteCount": 21, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q0EMYD3OJ8N13", "name": "BRADESCO BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 865, "dollarVol": 516455000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1127, "totalOriginated": 865, "actionTaken": { "1": 865, "2": 5, "3": 67, "4": 91, "5": 5, "6": 94, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 91, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 94, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006QG55R8V712J33", "name": "Red River Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 865, "dollarVol": 222655000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1256, "totalOriginated": 865, "actionTaken": { "1": 865, "2": 20, "3": 159, "4": 205, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 205, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JKWAH734HBIE78", "name": "Mascoma Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 864, "dollarVol": 285910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1244, "totalOriginated": 864, "actionTaken": { "1": 864, "2": 65, "3": 192, "4": 78, "5": 43, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 192, "withdrawalCount": 78, "incompleteCount": 43, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7W1NQ3BYZCB68", "name": "Bank Independent", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 862, "dollarVol": 161710000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1114, "totalOriginated": 862, "actionTaken": { "1": 862, "2": 31, "3": 102, "4": 118, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 118, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003B2LEGQHDWRN55", "name": "Hanscom Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 861, "dollarVol": 174585000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1575, "totalOriginated": 861, "actionTaken": { "1": 861, "2": 20, "3": 495, "4": 158, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 495, "withdrawalCount": 158, "incompleteCount": 41, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJKBXR3PD3QQ56", "name": "RAPID MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 861, "dollarVol": 217615000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1219, "totalOriginated": 861, "actionTaken": { "1": 861, "2": 11, "3": 2, "4": 345, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 345, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLPU75MU7O0T38", "name": "Oriental Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 859, "dollarVol": 152585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1702, "totalOriginated": 814, "actionTaken": { "1": 814, "2": 21, "3": 425, "4": 302, "5": 140, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 425, "withdrawalCount": 302, "incompleteCount": 140, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005E0SAPZ1LKU504", "name": "MORTGAGE MASTERS OF INDIANA, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 857, "dollarVol": 179705000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 977, "totalOriginated": 857, "actionTaken": { "1": 857, "2": 52, "3": 37, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "B94HV8SXGDD3J5XESU08", "name": "Old Second National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 856, "dollarVol": 191200000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1160, "totalOriginated": 856, "actionTaken": { "1": 856, "2": 43, "3": 103, "4": 120, "5": 37, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 120, "incompleteCount": 37, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWWDI5EBFCNL02", "name": "FAMILY SAVINGS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 855, "dollarVol": 101805000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 978, "totalOriginated": 855, "actionTaken": { "1": 855, "2": 21, "3": 96, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYLNCM8KWF7B15", "name": "TRUWEST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 854, "dollarVol": 185300000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1406, "totalOriginated": 854, "actionTaken": { "1": 854, "2": 28, "3": 326, "4": 179, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 326, "withdrawalCount": 179, "incompleteCount": 19, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GNZ6EJFS7LM83", "name": "International Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 854, "dollarVol": 274190000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1495, "totalOriginated": 854, "actionTaken": { "1": 854, "2": 61, "3": 206, "4": 206, "5": 43, "6": 125, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 206, "withdrawalCount": 206, "incompleteCount": 43, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 125, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4TWSN8U8TGD72", "name": "Citizens Bank of Lafayette", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 853, "dollarVol": 165255000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 487, "totalOriginated": 487, "actionTaken": { "1": 487, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XAJENHWRM32Z86", "name": "Bank of Springfield", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 852, "dollarVol": 226960000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1064, "totalOriginated": 852, "actionTaken": { "1": 852, "2": 7, "3": 78, "4": 121, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 121, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CK7U1WMTIG6687", "name": "HIGHTECHLENDING INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 850, "dollarVol": 356960000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1280, "totalOriginated": 850, "actionTaken": { "1": 850, "2": 167, "3": 48, "4": 132, "5": 83, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 132, "incompleteCount": 83, "approvedNotAcceptedCount": 167, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LT75BG7Z054795", "name": "BAY CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 842, "dollarVol": 306800000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1059, "totalOriginated": 842, "actionTaken": { "1": 842, "2": 2, "3": 57, "4": 158, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 158, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009HUMWCHFRDKF12", "name": "SAMMAMISH MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 842, "dollarVol": 478290000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1180, "totalOriginated": 842, "actionTaken": { "1": 842, "2": 0, "3": 29, "4": 289, "5": 19, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 289, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SGD2RNJOEDDS24", "name": "SAFE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 840, "dollarVol": 276350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1419, "totalOriginated": 840, "actionTaken": { "1": 840, "2": 3, "3": 109, "4": 243, "5": 64, "6": 0, "7": 9, "8": 151 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 243, "incompleteCount": 64, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LTYFDA8IOP9O78", "name": "Cornerstone Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 840, "dollarVol": 106010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1275, "totalOriginated": 840, "actionTaken": { "1": 840, "2": 1, "3": 132, "4": 165, "5": 137, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 165, "incompleteCount": 137, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005PT09Z02WXW551", "name": "ALKAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 839, "dollarVol": 291135000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 933, "totalOriginated": 839, "actionTaken": { "1": 839, "2": 4, "3": 68, "4": 17, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TKFZR4QBNE5D40", "name": "1ST SIGNATURE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 839, "dollarVol": 226685000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1302, "totalOriginated": 839, "actionTaken": { "1": 839, "2": 0, "3": 95, "4": 368, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 368, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EZRN0CBEP77K34", "name": "State Department Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 837, "dollarVol": 185755000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1554, "totalOriginated": 837, "actionTaken": { "1": 837, "2": 31, "3": 410, "4": 116, "5": 160, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 410, "withdrawalCount": 116, "incompleteCount": 160, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006NTCY0P06JR884", "name": "Salem Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 834, "dollarVol": 259930000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2111, "totalOriginated": 834, "actionTaken": { "1": 834, "2": 69, "3": 236, "4": 111, "5": 159, "6": 702, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 236, "withdrawalCount": 111, "incompleteCount": 159, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 702, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PINLJ7T7GLTF48NFP863", "name": "Colorado Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 834, "dollarVol": 363320000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1169, "totalOriginated": 834, "actionTaken": { "1": 834, "2": 12, "3": 93, "4": 210, "5": 19, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 210, "incompleteCount": 19, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U82B82JH54TO79", "name": "Lincoln FSB of Nebraska", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 832, "dollarVol": 216720000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1024, "totalOriginated": 832, "actionTaken": { "1": 832, "2": 9, "3": 29, "4": 151, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 151, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGE82WIZC87Y08", "name": "JEANNE D'ARC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 831, "dollarVol": 274925000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1113, "totalOriginated": 831, "actionTaken": { "1": 831, "2": 26, "3": 153, "4": 90, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 90, "incompleteCount": 13, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B0HNWBV7RX2661", "name": "Financial Partners Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 830, "dollarVol": 217180000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1613, "totalOriginated": 830, "actionTaken": { "1": 830, "2": 209, "3": 431, "4": 139, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 431, "withdrawalCount": 139, "incompleteCount": 4, "approvedNotAcceptedCount": 209, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYYO0YQ3EVCV77", "name": "SHELL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 829, "dollarVol": 98995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2791, "totalOriginated": 829, "actionTaken": { "1": 829, "2": 343, "3": 1068, "4": 15, "5": 3, "6": 0, "7": 161, "8": 372 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1068, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 343, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VM8PTR1KD2A32", "name": "MEMBER ONE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 828, "dollarVol": 78300000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1561, "totalOriginated": 828, "actionTaken": { "1": 828, "2": 21, "3": 645, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 645, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZY55UGMUMI322", "name": "SmartBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 827, "dollarVol": 285385000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1395, "totalOriginated": 827, "actionTaken": { "1": 827, "2": 135, "3": 178, "4": 54, "5": 6, "6": 0, "7": 34, "8": 161 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 54, "incompleteCount": 6, "approvedNotAcceptedCount": 135, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "GDN5JXQ4P5NZE28ZRC90", "name": "City National Bank of Florida", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 825, "dollarVol": 753485000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1245, "totalOriginated": 825, "actionTaken": { "1": 825, "2": 0, "3": 108, "4": 230, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 230, "incompleteCount": 82, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQCRCK13A7DC81", "name": "Fortera Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 824, "dollarVol": 78880000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1377, "totalOriginated": 824, "actionTaken": { "1": 824, "2": 143, "3": 382, "4": 26, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 382, "withdrawalCount": 26, "incompleteCount": 2, "approvedNotAcceptedCount": 143, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AHLSHUJOTJG402", "name": "COLONY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 824, "dollarVol": 238430000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1093, "totalOriginated": 824, "actionTaken": { "1": 824, "2": 13, "3": 56, "4": 183, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 183, "incompleteCount": 17, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBB5XXXOWVNS92", "name": "Deerwood Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 821, "dollarVol": 145145000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 972, "totalOriginated": 821, "actionTaken": { "1": 821, "2": 29, "3": 37, "4": 83, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 83, "incompleteCount": 2, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WZXR2YE227I23", "name": "Blue Ridge Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 819, "dollarVol": 215805000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1182, "totalOriginated": 819, "actionTaken": { "1": 819, "2": 12, "3": 113, "4": 204, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 204, "incompleteCount": 34, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQ6O9JA8WI5W89", "name": "Dort Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 818, "dollarVol": 104230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1213, "totalOriginated": 818, "actionTaken": { "1": 818, "2": 2, "3": 141, "4": 151, "5": 101, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 151, "incompleteCount": 101, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GAX7IKJUKCJE72", "name": "TRAVIS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 817, "dollarVol": 151845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1541, "totalOriginated": 817, "actionTaken": { "1": 817, "2": 43, "3": 393, "4": 168, "5": 35, "6": 0, "7": 32, "8": 53 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 393, "withdrawalCount": 168, "incompleteCount": 35, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LBIZXW7X2N50PETIH863", "name": "STAR Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 816, "dollarVol": 128410000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1791, "totalOriginated": 816, "actionTaken": { "1": 816, "2": 164, "3": 408, "4": 82, "5": 5, "6": 0, "7": 178, "8": 138 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 408, "withdrawalCount": 82, "incompleteCount": 5, "approvedNotAcceptedCount": 164, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930017CJWOENP0BZ82", "name": "SUNMARK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 815, "dollarVol": 141315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1265, "totalOriginated": 815, "actionTaken": { "1": 815, "2": 61, "3": 161, "4": 224, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 224, "incompleteCount": 4, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030C6U0HERIQ090", "name": "COMMUNITY CREDIT UNION of FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 815, "dollarVol": 124855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1380, "totalOriginated": 815, "actionTaken": { "1": 815, "2": 13, "3": 237, "4": 275, "5": 27, "6": 0, "7": 12, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 275, "incompleteCount": 27, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HJA1Y85EJCGB90", "name": "Charter Oak Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 813, "dollarVol": 136935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1149, "totalOriginated": 813, "actionTaken": { "1": 813, "2": 16, "3": 163, "4": 124, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 124, "incompleteCount": 33, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM1IZYGQDSNL85", "name": "Texana Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 812, "dollarVol": 249330000, "branches": 1, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2879, "totalOriginated": 812, "actionTaken": { "1": 812, "2": 126, "3": 237, "4": 1104, "5": 600, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 1104, "incompleteCount": 600, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RIPPSJXAQKZ383", "name": "CIBM Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 811, "dollarVol": 255405000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1107, "totalOriginated": 811, "actionTaken": { "1": 811, "2": 6, "3": 41, "4": 210, "5": 18, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 210, "incompleteCount": 18, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005DO6VPVH5MOS59", "name": "CREDIT UNION OF SOUTHERN CALIFORNIA", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 810, "dollarVol": 169710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1598, "totalOriginated": 810, "actionTaken": { "1": 810, "2": 4, "3": 497, "4": 161, "5": 121, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 497, "withdrawalCount": 161, "incompleteCount": 121, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JZN2V0PWFMW808", "name": "AHL FUNDING", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 810, "dollarVol": 447970000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1496, "totalOriginated": 810, "actionTaken": { "1": 810, "2": 1, "3": 19, "4": 665, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 665, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BQVRDMH5K9QS04", "name": "Frankenmuth Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 809, "dollarVol": 114785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 913, "totalOriginated": 809, "actionTaken": { "1": 809, "2": 0, "3": 35, "4": 47, "5": 19, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 47, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S61HFNW2YFEK61", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 809, "dollarVol": 135035000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1171, "totalOriginated": 809, "actionTaken": { "1": 809, "2": 93, "3": 153, "4": 102, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 102, "incompleteCount": 14, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021QRU8VXNS6152", "name": "Sound Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 807, "dollarVol": 191075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1850, "totalOriginated": 807, "actionTaken": { "1": 807, "2": 55, "3": 470, "4": 146, "5": 232, "6": 0, "7": 36, "8": 104 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 470, "withdrawalCount": 146, "incompleteCount": 232, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWHZRVTZ8RYT46", "name": "First Farmers Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 805, "dollarVol": 175855000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1362, "totalOriginated": 805, "actionTaken": { "1": 805, "2": 137, "3": 198, "4": 21, "5": 0, "6": 0, "7": 67, "8": 134 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 137, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JBMMNIOX7XU115", "name": "BELCO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 804, "dollarVol": 62480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1444, "totalOriginated": 804, "actionTaken": { "1": 804, "2": 123, "3": 479, "4": 34, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 479, "withdrawalCount": 34, "incompleteCount": 2, "approvedNotAcceptedCount": 123, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0SQ8LYM3HBY12", "name": "COMMUNITY CHOICE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 804, "dollarVol": 47900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1603, "totalOriginated": 804, "actionTaken": { "1": 804, "2": 0, "3": 464, "4": 335, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 464, "withdrawalCount": 335, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003GO99ZQDTH5407", "name": "BROOKHOLLOW MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 803, "dollarVol": 329165000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 869, "totalOriginated": 752, "actionTaken": { "1": 752, "2": 5, "3": 6, "4": 106, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080F7BZFCWNV450", "name": "WEST PENN FINANCIAL SERVICE CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 803, "dollarVol": 168715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 936, "totalOriginated": 803, "actionTaken": { "1": 803, "2": 0, "3": 22, "4": 111, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 111, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LO3MP4RAI32X70", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 802, "dollarVol": 311620000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 978, "totalOriginated": 802, "actionTaken": { "1": 802, "2": 116, "3": 20, "4": 32, "5": 2, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYKYOVQFBZBV90", "name": "UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 798, "dollarVol": 155550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1424, "totalOriginated": 798, "actionTaken": { "1": 798, "2": 20, "3": 316, "4": 175, "5": 115, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 316, "withdrawalCount": 175, "incompleteCount": 115, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EUC3MM52PJV85", "name": "CAKE MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 796, "dollarVol": 532120000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1773, "totalOriginated": 796, "actionTaken": { "1": 796, "2": 5, "3": 96, "4": 870, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 870, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C20KZIWPASBC15", "name": "FIRST CONTINENTAL MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 795, "dollarVol": 293885000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6642, "totalOriginated": 795, "actionTaken": { "1": 795, "2": 0, "3": 1, "4": 42, "5": 15, "6": 5789, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 42, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5789, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOXNV8VLRBDT24", "name": "AMERICAN INTERNET MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 794, "dollarVol": 254100000, "branches": 1, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2173, "totalOriginated": 794, "actionTaken": { "1": 794, "2": 8, "3": 283, "4": 380, "5": 164, "6": 0, "7": 252, "8": 292 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 283, "withdrawalCount": 380, "incompleteCount": 164, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJX0ZHPQ614C72", "name": "Peoples Security Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 792, "dollarVol": 147520000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1158, "totalOriginated": 792, "actionTaken": { "1": 792, "2": 18, "3": 240, "4": 76, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 240, "withdrawalCount": 76, "incompleteCount": 32, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SK7KTN4QNPHP32", "name": "CITIZENS & NORTHERN BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 792, "dollarVol": 144210000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1080, "totalOriginated": 788, "actionTaken": { "1": 788, "2": 16, "3": 125, "4": 144, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 144, "incompleteCount": 6, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003BXKRGHQHRJV38", "name": "ITHINK FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 790, "dollarVol": 228890000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1348, "totalOriginated": 790, "actionTaken": { "1": 790, "2": 5, "3": 331, "4": 213, "5": 5, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 331, "withdrawalCount": 213, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B9B6TYYGLOXT47", "name": "Think Mutual Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 787, "dollarVol": 177255000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1078, "totalOriginated": 787, "actionTaken": { "1": 787, "2": 1, "3": 130, "4": 149, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 149, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDBTRK89DZRC13", "name": "FIBRE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 786, "dollarVol": 108240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1339, "totalOriginated": 786, "actionTaken": { "1": 786, "2": 67, "3": 363, "4": 13, "5": 12, "6": 0, "7": 47, "8": 51 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 363, "withdrawalCount": 13, "incompleteCount": 12, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKWR5OM8PWIN62", "name": "FIDELITY DIRECT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 786, "dollarVol": 294800000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1004, "totalOriginated": 786, "actionTaken": { "1": 786, "2": 12, "3": 62, "4": 114, "5": 29, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 114, "incompleteCount": 29, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL0IHBRVBZKO13", "name": "Marquette Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 784, "dollarVol": 133330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 971, "totalOriginated": 784, "actionTaken": { "1": 784, "2": 17, "3": 74, "4": 77, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 77, "incompleteCount": 19, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D36J5CQX0I4F44", "name": "NORTHERN MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 784, "dollarVol": 202060000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 972, "totalOriginated": 784, "actionTaken": { "1": 784, "2": 39, "3": 25, "4": 122, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 122, "incompleteCount": 2, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JOD3S8ZGZLHP53", "name": "GOOGAIN, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 783, "dollarVol": 508715000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 872, "totalOriginated": 783, "actionTaken": { "1": 783, "2": 1, "3": 0, "4": 67, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 67, "incompleteCount": 21, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWYTCEH9RSSW54", "name": "SUFFOLK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 783, "dollarVol": 140355000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1724, "totalOriginated": 783, "actionTaken": { "1": 783, "2": 62, "3": 590, "4": 105, "5": 113, "6": 28, "7": 1, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 590, "withdrawalCount": 105, "incompleteCount": 113, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BSIYFJ3FALVK78", "name": "PROFED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 778, "dollarVol": 92430000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1442, "totalOriginated": 778, "actionTaken": { "1": 778, "2": 120, "3": 262, "4": 3, "5": 1, "6": 0, "7": 121, "8": 157 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 262, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRXBA38J60S618", "name": "JMJ FINANCIAL GROUP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 778, "dollarVol": 430790000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1097, "totalOriginated": 778, "actionTaken": { "1": 778, "2": 0, "3": 21, "4": 276, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 276, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H88NIQ6005M718", "name": "DuPont Community Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 777, "dollarVol": 99525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 993, "totalOriginated": 777, "actionTaken": { "1": 777, "2": 28, "3": 124, "4": 62, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFA0VY9215VV25", "name": "Midwest Mortgage Associates Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 776, "dollarVol": 189830000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1243, "totalOriginated": 776, "actionTaken": { "1": 776, "2": 0, "3": 36, "4": 328, "5": 97, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 328, "incompleteCount": 97, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DEVPMBR765WH45", "name": "UTAH FIRST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 776, "dollarVol": 136520000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1285, "totalOriginated": 776, "actionTaken": { "1": 776, "2": 76, "3": 431, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 431, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007AU24FVDMNUB40", "name": "Connexus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 776, "dollarVol": 91750000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2299, "totalOriginated": 776, "actionTaken": { "1": 776, "2": 320, "3": 1104, "4": 72, "5": 4, "6": 0, "7": 21, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1104, "withdrawalCount": 72, "incompleteCount": 4, "approvedNotAcceptedCount": 320, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EL87GZMCVX0Q34", "name": "BOND STREET MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 775, "dollarVol": 355405000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1131, "totalOriginated": 775, "actionTaken": { "1": 775, "2": 0, "3": 31, "4": 325, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 325, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KV83NH6PNL5E48", "name": "Westfield Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 773, "dollarVol": 166655000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1042, "totalOriginated": 773, "actionTaken": { "1": 773, "2": 34, "3": 86, "4": 137, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 137, "incompleteCount": 12, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006P0JVBBAHVXV08", "name": "National Exchange Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 771, "dollarVol": 142755000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1281, "totalOriginated": 771, "actionTaken": { "1": 771, "2": 49, "3": 88, "4": 66, "5": 0, "6": 0, "7": 65, "8": 242 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A1LV2U6NM10498", "name": "Archwest Funding", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 771, "dollarVol": 357165000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1103, "totalOriginated": 771, "actionTaken": { "1": 771, "2": 286, "3": 44, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 286, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZSFNMHET4KE860", "name": "THE SUMMIT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 770, "dollarVol": 70420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1436, "totalOriginated": 770, "actionTaken": { "1": 770, "2": 34, "3": 390, "4": 233, "5": 0, "6": 0, "7": 8, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 390, "withdrawalCount": 233, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q55VW95EP3CM33", "name": "LCNB National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 770, "dollarVol": 244740000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1026, "totalOriginated": 770, "actionTaken": { "1": 770, "2": 46, "3": 70, "4": 133, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 133, "incompleteCount": 7, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L0MIAM922ZEC34", "name": "Mid Penn Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 769, "dollarVol": 218235000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1278, "totalOriginated": 769, "actionTaken": { "1": 769, "2": 21, "3": 263, "4": 210, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 263, "withdrawalCount": 210, "incompleteCount": 15, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000IIYWBLONJVJ30", "name": "ROUNDPOINT MORTGAGE SERVICING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 766, "dollarVol": 229110000, "branches": 1, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1284, "totalOriginated": 766, "actionTaken": { "1": 766, "2": 7, "3": 156, "4": 226, "5": 129, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 226, "incompleteCount": 129, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V6GCDMRQZ34D96", "name": "LUXURY MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 764, "dollarVol": 573090000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2564, "totalOriginated": 764, "actionTaken": { "1": 764, "2": 9, "3": 208, "4": 437, "5": 2, "6": 1144, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 437, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1144, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8JSCK4ZNVX087", "name": "MAX Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 763, "dollarVol": 90005000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1072, "totalOriginated": 763, "actionTaken": { "1": 763, "2": 1, "3": 286, "4": 13, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 286, "withdrawalCount": 13, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTTIQWNC2CFA21", "name": "LGE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 763, "dollarVol": 156155000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1134, "totalOriginated": 763, "actionTaken": { "1": 763, "2": 10, "3": 194, "4": 155, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 155, "incompleteCount": 12, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YFPHIE78XPP635", "name": "Newtown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 762, "dollarVol": 305300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1102, "totalOriginated": 762, "actionTaken": { "1": 762, "2": 10, "3": 95, "4": 186, "5": 47, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 186, "incompleteCount": 47, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR4BCLQFU47165", "name": "I. H. MISSISSIPPI VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 756, "dollarVol": 113210000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2351, "totalOriginated": 756, "actionTaken": { "1": 756, "2": 79, "3": 183, "4": 96, "5": 66, "6": 0, "7": 511, "8": 660 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 96, "incompleteCount": 66, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMY3OACQC9U777", "name": "Greenbox Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 755, "dollarVol": 451645000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1754, "totalOriginated": 755, "actionTaken": { "1": 755, "2": 16, "3": 88, "4": 176, "5": 200, "6": 0, "7": 0, "8": 519 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 176, "incompleteCount": 200, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5OUR2FD1NV703", "name": "BHOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 754, "dollarVol": 277070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1016, "totalOriginated": 754, "actionTaken": { "1": 754, "2": 3, "3": 6, "4": 252, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 252, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JE6M4A1G4LPS75", "name": "The Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 754, "dollarVol": 189480000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1041, "totalOriginated": 754, "actionTaken": { "1": 754, "2": 4, "3": 140, "4": 138, "5": 4, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 138, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4F5COFJE0DN81", "name": "ONY GLO, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 751, "dollarVol": 410795000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1259, "totalOriginated": 751, "actionTaken": { "1": 751, "2": 5, "3": 394, "4": 20, "5": 89, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 394, "withdrawalCount": 20, "incompleteCount": 89, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6K2IS7FRS7S09", "name": "North American Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 750, "dollarVol": 311660000, "branches": 1, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1217, "totalOriginated": 750, "actionTaken": { "1": 750, "2": 7, "3": 148, "4": 216, "5": 14, "6": 17, "7": 65, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 216, "incompleteCount": 14, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930044OSTKOJMHF287", "name": "Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 749, "dollarVol": 345455000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1086, "totalOriginated": 749, "actionTaken": { "1": 749, "2": 2, "3": 36, "4": 262, "5": 31, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 262, "incompleteCount": 31, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WKN6AF1FCL7BBYGTGI83", "name": "First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 749, "dollarVol": 229785000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1464, "totalOriginated": 749, "actionTaken": { "1": 749, "2": 36, "3": 479, "4": 157, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 479, "withdrawalCount": 157, "incompleteCount": 43, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D88XVKM6DJOC77", "name": "Traditional Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 749, "dollarVol": 171895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 911, "totalOriginated": 749, "actionTaken": { "1": 749, "2": 13, "3": 69, "4": 80, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 80, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NNL9H573MWO110", "name": "Bank of Utah", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 748, "dollarVol": 279880000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1009, "totalOriginated": 748, "actionTaken": { "1": 748, "2": 2, "3": 30, "4": 218, "5": 10, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 218, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4PTYXDMX1GS50", "name": "MERRIMACK VALLEY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 745, "dollarVol": 208065000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1004, "totalOriginated": 745, "actionTaken": { "1": 745, "2": 18, "3": 105, "4": 96, "5": 37, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 96, "incompleteCount": 37, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X0GM1DHJIWC22", "name": "CBI Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 745, "dollarVol": 97975000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 961, "totalOriginated": 745, "actionTaken": { "1": 745, "2": 1, "3": 130, "4": 82, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 82, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IYKILIU506KA05", "name": "PeoplesBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 745, "dollarVol": 260895000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1194, "totalOriginated": 745, "actionTaken": { "1": 745, "2": 24, "3": 126, "4": 120, "5": 87, "6": 92, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 120, "incompleteCount": 87, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 92, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS6ONO04ORI292", "name": "Willamette Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 744, "dollarVol": 289030000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1125, "totalOriginated": 744, "actionTaken": { "1": 744, "2": 8, "3": 67, "4": 229, "5": 76, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 229, "incompleteCount": 76, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W1HU6IVVIEJ389", "name": "RANLIFE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 744, "dollarVol": 278030000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1126, "totalOriginated": 744, "actionTaken": { "1": 744, "2": 2, "3": 38, "4": 342, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 342, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BDGU9FU91PQA51", "name": "The Union Bank Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 742, "dollarVol": 163900000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1022, "totalOriginated": 742, "actionTaken": { "1": 742, "2": 16, "3": 122, "4": 126, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 126, "incompleteCount": 16, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S7EJRY2DY1UR88", "name": "SUN AMERICAN MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 739, "dollarVol": 255185000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1157, "totalOriginated": 739, "actionTaken": { "1": 739, "2": 0, "3": 30, "4": 385, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 385, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007B7MEWKMDWUZ73", "name": "Guaranty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 736, "dollarVol": 198840000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1037, "totalOriginated": 736, "actionTaken": { "1": 736, "2": 4, "3": 169, "4": 128, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 169, "withdrawalCount": 128, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K80E72C24ZOJ37", "name": "SRP Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 734, "dollarVol": 127080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1000, "totalOriginated": 734, "actionTaken": { "1": 734, "2": 35, "3": 156, "4": 60, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 60, "incompleteCount": 15, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "KD3XUN7C6T14HNAYLU02", "name": "Goldman Sachs Bank USA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 734, "dollarVol": 3025870000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1386, "totalOriginated": 734, "actionTaken": { "1": 734, "2": 15, "3": 366, "4": 270, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 366, "withdrawalCount": 270, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LX8DA8FRHUUD51", "name": "Potlatch No. 1 Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 734, "dollarVol": 121990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1202, "totalOriginated": 734, "actionTaken": { "1": 734, "2": 52, "3": 160, "4": 237, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 237, "incompleteCount": 19, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PR22PLR6S8J02", "name": "The Fidelity Deposit and Discount Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 733, "dollarVol": 187415000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 961, "totalOriginated": 733, "actionTaken": { "1": 733, "2": 49, "3": 115, "4": 62, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002OVIWOKVJME308", "name": "NEST HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 728, "dollarVol": 263040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 900, "totalOriginated": 735, "actionTaken": { "1": 735, "2": 2, "3": 13, "4": 150, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 150, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLQD0X2OTG0Y27", "name": "Home Loan Investment Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 725, "dollarVol": 156175000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1680, "totalOriginated": 725, "actionTaken": { "1": 725, "2": 10, "3": 482, "4": 460, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 482, "withdrawalCount": 460, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002J7RM1JLAXN553", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 725, "dollarVol": 170505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 903, "totalOriginated": 725, "actionTaken": { "1": 725, "2": 6, "3": 78, "4": 90, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 90, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FV8093AKDLHQ80", "name": "Envista Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 723, "dollarVol": 73845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1521, "totalOriginated": 723, "actionTaken": { "1": 723, "2": 133, "3": 184, "4": 13, "5": 4, "6": 0, "7": 223, "8": 241 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 133, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IWSSP83SNIPE63", "name": "PATRIOT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 721, "dollarVol": 73015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1165, "totalOriginated": 721, "actionTaken": { "1": 721, "2": 20, "3": 299, "4": 89, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 299, "withdrawalCount": 89, "incompleteCount": 36, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LH4LKHY2EIN26", "name": "Five Star Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 721, "dollarVol": 218655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 994, "totalOriginated": 721, "actionTaken": { "1": 721, "2": 15, "3": 123, "4": 121, "5": 13, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 121, "incompleteCount": 13, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SV57592TPRW11", "name": "CORPORATE INVESTORS MORTGAGE GROUP, INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 719, "dollarVol": 304465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 817, "totalOriginated": 719, "actionTaken": { "1": 719, "2": 0, "3": 14, "4": 84, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 84, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UHFHT3IWKY8K19", "name": "Directions Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 719, "dollarVol": 100975000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 962, "totalOriginated": 719, "actionTaken": { "1": 719, "2": 1, "3": 208, "4": 32, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM7ARTTP3T1V93", "name": "The Canandaigua National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 718, "dollarVol": 174460000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1719, "totalOriginated": 718, "actionTaken": { "1": 718, "2": 13, "3": 120, "4": 44, "5": 0, "6": 824, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 824, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZFHIGIM84KN09", "name": "First Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 718, "dollarVol": 189880000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1048, "totalOriginated": 718, "actionTaken": { "1": 718, "2": 42, "3": 167, "4": 113, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 167, "withdrawalCount": 113, "incompleteCount": 7, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8MJBUGW3ZLQ95", "name": "WEOKIE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 718, "dollarVol": 69470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1126, "totalOriginated": 718, "actionTaken": { "1": 718, "2": 5, "3": 98, "4": 172, "5": 133, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 172, "incompleteCount": 133, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003H8ECZKN77IZ88", "name": "Waukesha State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 717, "dollarVol": 229605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 909, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 38, "3": 74, "4": 35, "5": 30, "6": 0, "7": 5, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 35, "incompleteCount": 30, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007SZD2OVPMXT217", "name": "The Middlefield Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 715, "dollarVol": 132055000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1071, "totalOriginated": 715, "actionTaken": { "1": 715, "2": 16, "3": 223, "4": 87, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 87, "incompleteCount": 30, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SUM1U8US3D2Z03", "name": "First Federal Savings Bank of Twin Falls", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 715, "dollarVol": 141535000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1212, "totalOriginated": 715, "actionTaken": { "1": 715, "2": 16, "3": 168, "4": 250, "5": 52, "6": 0, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 168, "withdrawalCount": 250, "incompleteCount": 52, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SDQVS1NWYH012", "name": "PREMIER LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 715, "dollarVol": 199645000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 807, "totalOriginated": 715, "actionTaken": { "1": 715, "2": 5, "3": 3, "4": 0, "5": 0, "6": 0, "7": 11, "8": 73 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DMI3W6YLDVSK93", "name": "BayFirst National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 713, "dollarVol": 131895000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1123, "totalOriginated": 713, "actionTaken": { "1": 713, "2": 141, "3": 259, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 259, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I68BOSEM149Q58", "name": "ENCOMPASS LENDING GROUP, LP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 713, "dollarVol": 234365000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1071, "totalOriginated": 713, "actionTaken": { "1": 713, "2": 8, "3": 45, "4": 305, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 305, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGMXCXMVC0BO47", "name": "FREEDOM FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 712, "dollarVol": 166020000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1076, "totalOriginated": 712, "actionTaken": { "1": 712, "2": 42, "3": 194, "4": 124, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 124, "incompleteCount": 4, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKCQISE9PR4J88", "name": "TOWN & COUNTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 710, "dollarVol": 96930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1013, "totalOriginated": 710, "actionTaken": { "1": 710, "2": 42, "3": 156, "4": 105, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 105, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZN0GWYE1KDB94", "name": "First Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 710, "dollarVol": 186250000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 887, "totalOriginated": 710, "actionTaken": { "1": 710, "2": 0, "3": 69, "4": 98, "5": 4, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 98, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WT4HAMDFWH3048", "name": "SOUTH RIVER MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 710, "dollarVol": 115400000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 719, "totalOriginated": 710, "actionTaken": { "1": 710, "2": 2, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2D8BPO6PJRB90", "name": "Armstrong Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 708, "dollarVol": 125880000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 990, "totalOriginated": 708, "actionTaken": { "1": 708, "2": 103, "3": 73, "4": 106, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 103, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8J5L9POS71X51", "name": "Oregon State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 706, "dollarVol": 127740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1036, "totalOriginated": 706, "actionTaken": { "1": 706, "2": 26, "3": 108, "4": 143, "5": 48, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 143, "incompleteCount": 48, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7OEG60MGTKK54", "name": "Heartland Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 704, "dollarVol": 222540000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1016, "totalOriginated": 704, "actionTaken": { "1": 704, "2": 9, "3": 142, "4": 123, "5": 30, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 123, "incompleteCount": 30, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500FBG4CPBEI5EH05", "name": "MM LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 703, "dollarVol": 124625000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 703, "totalOriginated": 703, "actionTaken": { "1": 703, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Z1T521ODWBA53", "name": "NORTHERN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 702, "dollarVol": 71890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 972, "totalOriginated": 702, "actionTaken": { "1": 702, "2": 63, "3": 167, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 167, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5018DD89WPX79", "name": "ARBOR FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 701, "dollarVol": 113775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 944, "totalOriginated": 701, "actionTaken": { "1": 701, "2": 18, "3": 72, "4": 136, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 136, "incompleteCount": 17, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8AI385EP1ZJCMUOZ8022", "name": "Landmark National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 700, "dollarVol": 165670000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 881, "totalOriginated": 700, "actionTaken": { "1": 700, "2": 5, "3": 35, "4": 138, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 138, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJK68X6PQU2308", "name": "TELHIO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 699, "dollarVol": 112545000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1183, "totalOriginated": 699, "actionTaken": { "1": 699, "2": 108, "3": 209, "4": 131, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 131, "incompleteCount": 36, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003EAJYUK1F8B139", "name": "Fortress Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 698, "dollarVol": 171990000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 853, "totalOriginated": 698, "actionTaken": { "1": 698, "2": 3, "3": 16, "4": 105, "5": 0, "6": 31, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 105, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 31, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930045J8O98TUGTW86", "name": "b1BANK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 697, "dollarVol": 225685000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 880, "totalOriginated": 697, "actionTaken": { "1": 697, "2": 23, "3": 59, "4": 96, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JFVFQFL816N45", "name": "ENCORE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 696, "dollarVol": 269190000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1225, "totalOriginated": 696, "actionTaken": { "1": 696, "2": 19, "3": 213, "4": 297, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 213, "withdrawalCount": 297, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FFZUXK3B729T97", "name": "Deseret First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 696, "dollarVol": 124930000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 872, "totalOriginated": 696, "actionTaken": { "1": 696, "2": 10, "3": 131, "4": 28, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 28, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015645SYPOM7220", "name": "ISERVE RESIDENTIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 694, "dollarVol": 228770000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 954, "totalOriginated": 694, "actionTaken": { "1": 694, "2": 50, "3": 35, "4": 172, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 172, "incompleteCount": 3, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQEF6V2RNWCC75", "name": "Southern Bancorp Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 694, "dollarVol": 104250000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1001, "totalOriginated": 694, "actionTaken": { "1": 694, "2": 84, "3": 94, "4": 125, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 125, "incompleteCount": 3, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC0CLTNVGA0H76", "name": "River Region Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 694, "dollarVol": 121710000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 890, "totalOriginated": 694, "actionTaken": { "1": 694, "2": 108, "3": 85, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYJCJ7JPQ4RF20", "name": "BankNewport", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 691, "dollarVol": 263355000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1304, "totalOriginated": 691, "actionTaken": { "1": 691, "2": 22, "3": 148, "4": 103, "5": 29, "6": 0, "7": 74, "8": 237 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 103, "incompleteCount": 29, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087FQP1S845Z665", "name": "VeraBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 689, "dollarVol": 205505000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 950, "totalOriginated": 689, "actionTaken": { "1": 689, "2": 32, "3": 108, "4": 111, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 111, "incompleteCount": 10, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NDNZ6EWP8BJI88", "name": "Bank Iowa", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 689, "dollarVol": 134705000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 867, "totalOriginated": 689, "actionTaken": { "1": 689, "2": 24, "3": 89, "4": 64, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 64, "incompleteCount": 1, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T2FOBK6WY4B349", "name": "NORTH COUNTRY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 689, "dollarVol": 84775000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1223, "totalOriginated": 689, "actionTaken": { "1": 689, "2": 15, "3": 214, "4": 252, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 214, "withdrawalCount": 252, "incompleteCount": 53, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JUW0FLRMO0W64", "name": "M SQUARED FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 688, "dollarVol": 206770000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 876, "totalOriginated": 688, "actionTaken": { "1": 688, "2": 0, "3": 16, "4": 172, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 172, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007G9V4FYWWWDZ31", "name": "Acre Mortgage & Financial, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 686, "dollarVol": 203240000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 969, "totalOriginated": 686, "actionTaken": { "1": 686, "2": 2, "3": 44, "4": 236, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 236, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PBL633P0UGLP11", "name": "Embassy Bank For The Lehigh Valley", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 685, "dollarVol": 133135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 952, "totalOriginated": 685, "actionTaken": { "1": 685, "2": 31, "3": 177, "4": 40, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 177, "withdrawalCount": 40, "incompleteCount": 19, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BLQQL5GPC6OJ66", "name": "SAFE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 679, "dollarVol": 104885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1274, "totalOriginated": 679, "actionTaken": { "1": 679, "2": 146, "3": 291, "4": 94, "5": 33, "6": 31, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 291, "withdrawalCount": 94, "incompleteCount": 33, "approvedNotAcceptedCount": 146, "purchasedLoanCount": 31, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JBZ3MK7Z4FI764", "name": "Thomaston Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 679, "dollarVol": 137125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 911, "totalOriginated": 679, "actionTaken": { "1": 679, "2": 6, "3": 142, "4": 73, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 73, "incompleteCount": 11, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6ZERWX5BPWX45", "name": "VERVE, A CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 679, "dollarVol": 139585000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1136, "totalOriginated": 679, "actionTaken": { "1": 679, "2": 20, "3": 121, "4": 92, "5": 78, "6": 0, "7": 58, "8": 88 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 92, "incompleteCount": 78, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001M37Q8TJKTP708", "name": "Home Federal Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 678, "dollarVol": 190330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 826, "totalOriginated": 678, "actionTaken": { "1": 678, "2": 8, "3": 72, "4": 65, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 65, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CHBB3GN7JFXU86", "name": "MSA MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 678, "dollarVol": 354430000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 888, "totalOriginated": 678, "actionTaken": { "1": 678, "2": 1, "3": 59, "4": 150, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 150, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDLJDN8ENOT455", "name": "MARION AND POLK SCHOOLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 677, "dollarVol": 114145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1181, "totalOriginated": 677, "actionTaken": { "1": 677, "2": 4, "3": 109, "4": 111, "5": 59, "6": 220, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 111, "incompleteCount": 59, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 220, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFVDRROF85IC57", "name": "TAMMAC HOLDINGS CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 677, "dollarVol": 63505000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5591, "totalOriginated": 677, "actionTaken": { "1": 677, "2": 522, "3": 3860, "4": 151, "5": 381, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3860, "withdrawalCount": 151, "incompleteCount": 381, "approvedNotAcceptedCount": 522, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3VF26P7719Z56", "name": "RELIANT COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 677, "dollarVol": 64365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 946, "totalOriginated": 677, "actionTaken": { "1": 677, "2": 17, "3": 161, "4": 74, "5": 0, "6": 0, "7": 0, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O28OG3UMHXQY81", "name": "Strong Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 677, "dollarVol": 341295000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1383, "totalOriginated": 677, "actionTaken": { "1": 677, "2": 8, "3": 65, "4": 573, "5": 58, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 573, "incompleteCount": 58, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005Q4HZ55QX7YC64", "name": "Watermark Capital, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 676, "dollarVol": 377730000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 849, "totalOriginated": 676, "actionTaken": { "1": 676, "2": 91, "3": 38, "4": 41, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008E3WZYM5146L29", "name": "Farmers and Merchants Trust Company of Chambersburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 674, "dollarVol": 167990000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 948, "totalOriginated": 674, "actionTaken": { "1": 674, "2": 19, "3": 131, "4": 124, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 124, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DZ25WXQZZ57J48", "name": "Lake Ridge Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 672, "dollarVol": 173980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 856, "totalOriginated": 656, "actionTaken": { "1": 656, "2": 15, "3": 59, "4": 109, "5": 7, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 109, "incompleteCount": 7, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IZ5GOBKOERL931", "name": "Luana Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 671, "dollarVol": 185205000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 795, "totalOriginated": 671, "actionTaken": { "1": 671, "2": 3, "3": 27, "4": 94, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 94, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACU16O36WZP625", "name": "212 LOANS, LLC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 671, "dollarVol": 168545000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 777, "totalOriginated": 671, "actionTaken": { "1": 671, "2": 0, "3": 0, "4": 106, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D6BCLQFX6G1K95", "name": "THE EQUITABLE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 671, "dollarVol": 203365000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 940, "totalOriginated": 671, "actionTaken": { "1": 671, "2": 0, "3": 12, "4": 198, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 198, "incompleteCount": 59, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQW5P73YGBL063", "name": "SERVICE 1ST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 669, "dollarVol": 69035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 741, "totalOriginated": 669, "actionTaken": { "1": 669, "2": 6, "3": 63, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ORTZ3CWXPNL693", "name": "ELGA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 665, "dollarVol": 63295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 981, "totalOriginated": 665, "actionTaken": { "1": 665, "2": 12, "3": 214, "4": 76, "5": 10, "6": 2, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 214, "withdrawalCount": 76, "incompleteCount": 10, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009X2AG1P20YAJ63", "name": "Axos Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 665, "dollarVol": 793055000, "branches": 1, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2216, "totalOriginated": 665, "actionTaken": { "1": 665, "2": 25, "3": 429, "4": 463, "5": 466, "6": 0, "7": 21, "8": 147 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 429, "withdrawalCount": 463, "incompleteCount": 466, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NMXQUYEFD1Y98", "name": "FIRST OHIO HOME FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 665, "dollarVol": 127225000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 963, "totalOriginated": 665, "actionTaken": { "1": 665, "2": 0, "3": 4, "4": 294, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 294, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003SYL72OG7Y6S21", "name": "Superior National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 664, "dollarVol": 203810000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 797, "totalOriginated": 664, "actionTaken": { "1": 664, "2": 5, "3": 21, "4": 103, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 103, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YA1AQXNM8QVZ06", "name": "WALKER & DUNLOP, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 664, "dollarVol": 14542310000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 825, "totalOriginated": 664, "actionTaken": { "1": 664, "2": 0, "3": 51, "4": 110, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 110, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYX207IABFXL60", "name": "Isabella Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 662, "dollarVol": 138140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 964, "totalOriginated": 662, "actionTaken": { "1": 662, "2": 11, "3": 153, "4": 131, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 131, "incompleteCount": 6, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3PFIO81O8JD40", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 662, "dollarVol": 215010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 843, "totalOriginated": 662, "actionTaken": { "1": 662, "2": 3, "3": 63, "4": 113, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 113, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEI60WAHWQ3110", "name": "KITSAP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 660, "dollarVol": 74290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1212, "totalOriginated": 660, "actionTaken": { "1": 660, "2": 127, "3": 345, "4": 73, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 345, "withdrawalCount": 73, "incompleteCount": 7, "approvedNotAcceptedCount": 127, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005VBGFDRV6FSU19", "name": "HAWAII STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 659, "dollarVol": 179865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1084, "totalOriginated": 659, "actionTaken": { "1": 659, "2": 7, "3": 299, "4": 75, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 299, "withdrawalCount": 75, "incompleteCount": 44, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYL5ZW4ISL7T55", "name": "PriorityOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 659, "dollarVol": 129315000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 833, "totalOriginated": 659, "actionTaken": { "1": 659, "2": 12, "3": 63, "4": 99, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 99, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900641GGR26VXNC67", "name": "Sidney Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 658, "dollarVol": 131430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 902, "totalOriginated": 658, "actionTaken": { "1": 658, "2": 33, "3": 116, "4": 76, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 76, "incompleteCount": 19, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P2JMSUZCYLE858", "name": "Provident Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 657, "dollarVol": 326605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 792, "totalOriginated": 657, "actionTaken": { "1": 657, "2": 0, "3": 9, "4": 89, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 89, "incompleteCount": 37, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C3C8C6TSYT1R20", "name": "Whitaker Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 656, "dollarVol": 92720000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 824, "totalOriginated": 656, "actionTaken": { "1": 656, "2": 7, "3": 67, "4": 92, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 92, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EOHSB7M6IFW844", "name": "Mortgage Lenders Investment Trading Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 655, "dollarVol": 198085000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 905, "totalOriginated": 655, "actionTaken": { "1": 655, "2": 32, "3": 70, "4": 143, "5": 4, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 143, "incompleteCount": 4, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YPMNKIA6O0HC78", "name": "Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 651, "dollarVol": 79085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 942, "totalOriginated": 651, "actionTaken": { "1": 651, "2": 17, "3": 167, "4": 107, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 167, "withdrawalCount": 107, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004CU9LAM5CYA280", "name": "KWIK MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 651, "dollarVol": 310045000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1079, "totalOriginated": 651, "actionTaken": { "1": 651, "2": 2, "3": 40, "4": 360, "5": 22, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 360, "incompleteCount": 22, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AQN2CY1MGE3J02", "name": "UNIVERSITY OF MICHIGAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 647, "dollarVol": 102365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1006, "totalOriginated": 647, "actionTaken": { "1": 647, "2": 95, "3": 78, "4": 133, "5": 44, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 133, "incompleteCount": 44, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U18MOAH5F95P15", "name": "EFCU FINANCIAL", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 647, "dollarVol": 104905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 909, "totalOriginated": 647, "actionTaken": { "1": 647, "2": 69, "3": 138, "4": 54, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 54, "incompleteCount": 1, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VQ02LHMFEXJ21", "name": "MID-HUDSON VALLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 647, "dollarVol": 103845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1156, "totalOriginated": 647, "actionTaken": { "1": 647, "2": 45, "3": 342, "4": 111, "5": 1, "6": 0, "7": 9, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 342, "withdrawalCount": 111, "incompleteCount": 1, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LHLYJE6PHUL18", "name": "Uwharrie Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 645, "dollarVol": 175655000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 811, "totalOriginated": 645, "actionTaken": { "1": 645, "2": 5, "3": 53, "4": 100, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 100, "incompleteCount": 8, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LGHJCBICSE610", "name": "WESTMARK Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 644, "dollarVol": 70680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1153, "totalOriginated": 644, "actionTaken": { "1": 644, "2": 0, "3": 304, "4": 202, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 304, "withdrawalCount": 202, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VMDPCBOQ43W3PZTYZL93", "name": "Middlesex Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 643, "dollarVol": 175315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 784, "totalOriginated": 643, "actionTaken": { "1": 643, "2": 6, "3": 86, "4": 43, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 43, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SY0ZRUCS4CSY07", "name": "LAFAYETTE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 643, "dollarVol": 155405000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1156, "totalOriginated": 643, "actionTaken": { "1": 643, "2": 20, "3": 229, "4": 131, "5": 34, "6": 0, "7": 19, "8": 80 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 229, "withdrawalCount": 131, "incompleteCount": 34, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DKYWYDD1KM2515", "name": "SISTAR MORTGAGE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 642, "dollarVol": 288920000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 930, "totalOriginated": 642, "actionTaken": { "1": 642, "2": 139, "3": 0, "4": 143, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 143, "incompleteCount": 6, "approvedNotAcceptedCount": 139, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008H38W2EPJ8ZQ43", "name": "LEOMINSTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 642, "dollarVol": 96650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 913, "totalOriginated": 642, "actionTaken": { "1": 642, "2": 11, "3": 153, "4": 59, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 59, "incompleteCount": 48, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065Z1DW0CWIZQ58", "name": "CREDIT UNION WEST", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 641, "dollarVol": 73245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1344, "totalOriginated": 641, "actionTaken": { "1": 641, "2": 73, "3": 447, "4": 176, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 447, "withdrawalCount": 176, "incompleteCount": 7, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBY3NBKUNMKL64", "name": "HONDA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 641, "dollarVol": 80185000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1255, "totalOriginated": 641, "actionTaken": { "1": 641, "2": 1, "3": 126, "4": 132, "5": 0, "6": 0, "7": 104, "8": 251 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 132, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LW5BPW0G1LMW49", "name": "REGENT FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 640, "dollarVol": 143120000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 726, "totalOriginated": 640, "actionTaken": { "1": 640, "2": 3, "3": 0, "4": 80, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 80, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MA7WP1WL8U431", "name": "VALLEY STRONG CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 639, "dollarVol": 116685000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1380, "totalOriginated": 639, "actionTaken": { "1": 639, "2": 14, "3": 443, "4": 236, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 443, "withdrawalCount": 236, "incompleteCount": 48, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AZ4UOXI3Q53W34", "name": "A+ Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 638, "dollarVol": 84210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1821, "totalOriginated": 638, "actionTaken": { "1": 638, "2": 104, "3": 512, "4": 177, "5": 65, "6": 232, "7": 7, "8": 86 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 512, "withdrawalCount": 177, "incompleteCount": 65, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 232, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008R64K2UUN2NP30", "name": "Austin Bank, Texas National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 638, "dollarVol": 180330000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 983, "totalOriginated": 638, "actionTaken": { "1": 638, "2": 11, "3": 174, "4": 127, "5": 27, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 174, "withdrawalCount": 127, "incompleteCount": 27, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1TH1HE4A6TS23", "name": "TOPLINE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 638, "dollarVol": 96000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 878, "totalOriginated": 638, "actionTaken": { "1": 638, "2": 67, "3": 143, "4": 27, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "R7JQ9JTCFHXBQU4XIT26", "name": "Firstrust Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 637, "dollarVol": 172185000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1173, "totalOriginated": 637, "actionTaken": { "1": 637, "2": 51, "3": 356, "4": 83, "5": 8, "6": 38, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 356, "withdrawalCount": 83, "incompleteCount": 8, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 38, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900667M5CK6Y3DF27", "name": "Banco do Brasil Americas", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 637, "dollarVol": 360995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 829, "totalOriginated": 637, "actionTaken": { "1": 637, "2": 14, "3": 59, "4": 56, "5": 0, "6": 63, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 63, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007YN2BYYXCI7W64", "name": "BANKWEST, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 636, "dollarVol": 139780000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1663, "totalOriginated": 636, "actionTaken": { "1": 636, "2": 1, "3": 642, "4": 279, "5": 105, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 642, "withdrawalCount": 279, "incompleteCount": 105, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y0J7L9XMNKTX90", "name": "CREDIT UNION OF DENVER", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 634, "dollarVol": 81600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 868, "totalOriginated": 634, "actionTaken": { "1": 634, "2": 0, "3": 179, "4": 33, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 179, "withdrawalCount": 33, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VH4ZJNSI25781", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 633, "dollarVol": 245965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1189, "totalOriginated": 633, "actionTaken": { "1": 633, "2": 9, "3": 225, "4": 190, "5": 76, "6": 0, "7": 12, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 225, "withdrawalCount": 190, "incompleteCount": 76, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JA8HUVL2CRT33", "name": "DEVELOPER'S MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 633, "dollarVol": 203455000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 958, "totalOriginated": 633, "actionTaken": { "1": 633, "2": 82, "3": 37, "4": 195, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 195, "incompleteCount": 11, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RIR04Y64SF4306", "name": "Kish Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 632, "dollarVol": 158140000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 755, "totalOriginated": 632, "actionTaken": { "1": 632, "2": 7, "3": 46, "4": 63, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 63, "incompleteCount": 7, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W1AS8CZYV4MQ17", "name": "Blackhawk Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 631, "dollarVol": 58735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 801, "totalOriginated": 631, "actionTaken": { "1": 631, "2": 2, "3": 84, "4": 67, "5": 15, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 67, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D32W5EBLENJC27207O81", "name": "Emprise Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 630, "dollarVol": 147910000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1086, "totalOriginated": 630, "actionTaken": { "1": 630, "2": 41, "3": 338, "4": 58, "5": 12, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 338, "withdrawalCount": 58, "incompleteCount": 12, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AZBM8V8SE0IT33", "name": "Park Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 630, "dollarVol": 90030000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 980, "totalOriginated": 630, "actionTaken": { "1": 630, "2": 8, "3": 149, "4": 105, "5": 88, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 105, "incompleteCount": 88, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8W7NTNS3TVK84", "name": "Fidelity Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 629, "dollarVol": 103695000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 680, "totalOriginated": 629, "actionTaken": { "1": 629, "2": 8, "3": 30, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TEGBOIDI6Z5J56", "name": "Mid Oregon", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 625, "dollarVol": 97855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 897, "totalOriginated": 625, "actionTaken": { "1": 625, "2": 2, "3": 118, "4": 149, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 149, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QZED00YTPAWQ69", "name": "GREATER NEVADA LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 624, "dollarVol": 121210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 765, "totalOriginated": 624, "actionTaken": { "1": 624, "2": 0, "3": 62, "4": 79, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S32ZDD67D2FB46", "name": "Norway Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 624, "dollarVol": 169500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1109, "totalOriginated": 624, "actionTaken": { "1": 624, "2": 6, "3": 172, "4": 136, "5": 45, "6": 0, "7": 75, "8": 51 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 136, "incompleteCount": 45, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VACYYK343SKH92", "name": "Manasquan Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 623, "dollarVol": 329085000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 802, "totalOriginated": 623, "actionTaken": { "1": 623, "2": 31, "3": 68, "4": 38, "5": 42, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 38, "incompleteCount": 42, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "EFBDHEMMHTWI378O4988", "name": "Heartland Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 621, "dollarVol": 124265000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 885, "totalOriginated": 621, "actionTaken": { "1": 621, "2": 55, "3": 88, "4": 82, "5": 0, "6": 39, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 82, "incompleteCount": 0, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 39, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E9QYJ6OX8QXL76", "name": "SouthPoint Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 620, "dollarVol": 158510000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 848, "totalOriginated": 620, "actionTaken": { "1": 620, "2": 4, "3": 41, "4": 175, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 175, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGEXCX325O8C49", "name": "First Harrison Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 619, "dollarVol": 90265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 812, "totalOriginated": 619, "actionTaken": { "1": 619, "2": 10, "3": 121, "4": 62, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AX5UMUZ61L1X54", "name": "UTILITIES EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 618, "dollarVol": 68420000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 903, "totalOriginated": 618, "actionTaken": { "1": 618, "2": 20, "3": 111, "4": 107, "5": 46, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 107, "incompleteCount": 46, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD1162QW84ZO34", "name": "GREENWOOD CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 618, "dollarVol": 72520000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1110, "totalOriginated": 618, "actionTaken": { "1": 618, "2": 68, "3": 348, "4": 75, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 348, "withdrawalCount": 75, "incompleteCount": 1, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQMFK1KT7KEB48", "name": "NORTHEAST HOME LOAN, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 617, "dollarVol": 234655000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 726, "totalOriginated": 617, "actionTaken": { "1": 617, "2": 2, "3": 19, "4": 50, "5": 25, "6": 0, "7": 11, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 50, "incompleteCount": 25, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089Y8VTOF8RPD25", "name": "1st Colonial Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 617, "dollarVol": 172425000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 803, "totalOriginated": 617, "actionTaken": { "1": 617, "2": 4, "3": 65, "4": 114, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 114, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YPPMV9UM5FUW09", "name": "Loansteady LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 615, "dollarVol": 226465000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 831, "totalOriginated": 615, "actionTaken": { "1": 615, "2": 35, "3": 15, "4": 166, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 166, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XR3B6372SESA46", "name": "PACIFIC SERVICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 614, "dollarVol": 87570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1061, "totalOriginated": 614, "actionTaken": { "1": 614, "2": 78, "3": 140, "4": 124, "5": 105, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 124, "incompleteCount": 105, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NT8VCCMPTPSO02", "name": "Collins Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 614, "dollarVol": 91460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1117, "totalOriginated": 614, "actionTaken": { "1": 614, "2": 18, "3": 219, "4": 162, "5": 103, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 162, "incompleteCount": 103, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FYXKL13UG7P021", "name": "HOMESERVICES LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 614, "dollarVol": 132220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 769, "totalOriginated": 614, "actionTaken": { "1": 614, "2": 1, "3": 32, "4": 86, "5": 12, "6": 0, "7": 7, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 86, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KM0M1BH7LBWW77", "name": "Patriot Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 612, "dollarVol": 143570000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 835, "totalOriginated": 612, "actionTaken": { "1": 612, "2": 0, "3": 119, "4": 102, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 102, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIDQ8IRRU12455", "name": "Jackson County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 612, "dollarVol": 204390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 825, "totalOriginated": 612, "actionTaken": { "1": 612, "2": 13, "3": 111, "4": 69, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 69, "incompleteCount": 20, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004WBDC394DA3W87", "name": "Premier Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 611, "dollarVol": 67625000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 768, "totalOriginated": 611, "actionTaken": { "1": 611, "2": 0, "3": 44, "4": 113, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 113, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYV7W4MRNEFK89", "name": "TECH Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 610, "dollarVol": 63300000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 847, "totalOriginated": 610, "actionTaken": { "1": 610, "2": 5, "3": 191, "4": 40, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 40, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPJVCRRFETOG85", "name": "HOMETRUST MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 609, "dollarVol": 203955000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 999, "totalOriginated": 609, "actionTaken": { "1": 609, "2": 1, "3": 63, "4": 269, "5": 57, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 269, "incompleteCount": 57, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OR2C7AGDZFTS24", "name": "Midwest BankCentre", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 609, "dollarVol": 206125000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 775, "totalOriginated": 609, "actionTaken": { "1": 609, "2": 2, "3": 42, "4": 115, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 115, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S2RLEOF6WG7P87", "name": "The Cecilian Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 609, "dollarVol": 118985000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 878, "totalOriginated": 609, "actionTaken": { "1": 609, "2": 21, "3": 60, "4": 100, "5": 3, "6": 0, "7": 29, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 100, "incompleteCount": 3, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JZXUB8NOEMF64", "name": "TOWN AND COUNTRY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 609, "dollarVol": 130925000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 770, "totalOriginated": 609, "actionTaken": { "1": 609, "2": 0, "3": 23, "4": 138, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 138, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003KBJMVUE7RQO90", "name": "1ST ADVANTAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 606, "dollarVol": 89000000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 927, "totalOriginated": 606, "actionTaken": { "1": 606, "2": 49, "3": 200, "4": 43, "5": 25, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 43, "incompleteCount": 25, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300715JT4HMT74E48", "name": "Horizon Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 606, "dollarVol": 76490000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1311, "totalOriginated": 606, "actionTaken": { "1": 606, "2": 38, "3": 418, "4": 113, "5": 3, "6": 0, "7": 27, "8": 106 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 418, "withdrawalCount": 113, "incompleteCount": 3, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWX5Q3V5VXNF89", "name": "North Shore Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 604, "dollarVol": 167440000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 795, "totalOriginated": 604, "actionTaken": { "1": 604, "2": 10, "3": 35, "4": 43, "5": 0, "6": 0, "7": 103, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PXIFIEPL7D7R86", "name": "Brighton Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 604, "dollarVol": 201210000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 938, "totalOriginated": 604, "actionTaken": { "1": 604, "2": 63, "3": 43, "4": 213, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 213, "incompleteCount": 15, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6YL1SFVPEGV90", "name": "INTELLILOAN, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 604, "dollarVol": 237650000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1596, "totalOriginated": 604, "actionTaken": { "1": 604, "2": 149, "3": 70, "4": 494, "5": 279, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 494, "incompleteCount": 279, "approvedNotAcceptedCount": 149, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007W5PWUV8XG3V90", "name": "RCB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 603, "dollarVol": 122005000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 847, "totalOriginated": 603, "actionTaken": { "1": 603, "2": 14, "3": 87, "4": 138, "5": 4, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 138, "incompleteCount": 4, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQGEUYRQBJC007", "name": "State Bank of Southern Utah", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 602, "dollarVol": 134200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 840, "totalOriginated": 602, "actionTaken": { "1": 602, "2": 25, "3": 102, "4": 83, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 83, "incompleteCount": 28, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5E3L00UZ6F777", "name": "ESSA Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 602, "dollarVol": 147370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 826, "totalOriginated": 602, "actionTaken": { "1": 602, "2": 18, "3": 109, "4": 80, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 80, "incompleteCount": 17, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YRN588YD6VNJ18", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 602, "dollarVol": 180530000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 823, "totalOriginated": 602, "actionTaken": { "1": 602, "2": 48, "3": 128, "4": 41, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 41, "incompleteCount": 4, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087JNDLPJWOLV11", "name": "THE VINTON COUNTY NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 601, "dollarVol": 112885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 847, "totalOriginated": 601, "actionTaken": { "1": 601, "2": 78, "3": 155, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KW3HYVC06WS898", "name": "Paramount Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 601, "dollarVol": 211085000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1030, "totalOriginated": 601, "actionTaken": { "1": 601, "2": 4, "3": 41, "4": 379, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 379, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AX2RRO2WMRP742", "name": "VERMONT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 601, "dollarVol": 119565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 853, "totalOriginated": 601, "actionTaken": { "1": 601, "2": 33, "3": 146, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 146, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1VUZZZCW0TWP6R7N3Z33", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 599, "dollarVol": 233285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 886, "totalOriginated": 599, "actionTaken": { "1": 599, "2": 14, "3": 148, "4": 65, "5": 60, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 65, "incompleteCount": 60, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V3X9I3FAUULX72", "name": "HOOSIER HILLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 597, "dollarVol": 64845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 842, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 17, "3": 133, "4": 66, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 66, "incompleteCount": 29, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F570XAWYN8Z237", "name": "Bank of Hope", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 595, "dollarVol": 381535000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1067, "totalOriginated": 596, "actionTaken": { "1": 596, "2": 44, "3": 47, "4": 263, "5": 22, "6": 0, "7": 3, "8": 92 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 263, "incompleteCount": 22, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NSOTTGIGCIV712", "name": "ASCENTRA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 595, "dollarVol": 52965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1124, "totalOriginated": 595, "actionTaken": { "1": 595, "2": 1, "3": 312, "4": 207, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 312, "withdrawalCount": 207, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUTFJQGRZJH019", "name": "CENTRAL ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 595, "dollarVol": 115385000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 860, "totalOriginated": 595, "actionTaken": { "1": 595, "2": 4, "3": 128, "4": 128, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 128, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X08QKYUH256I80", "name": "Goldwater Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 594, "dollarVol": 199560000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 866, "totalOriginated": 594, "actionTaken": { "1": 594, "2": 3, "3": 31, "4": 210, "5": 23, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 210, "incompleteCount": 23, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930012OSP7Z8V2FB74", "name": "HOME SOLUTION LENDERS INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 592, "dollarVol": 192140000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 673, "totalOriginated": 592, "actionTaken": { "1": 592, "2": 25, "3": 14, "4": 41, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 41, "incompleteCount": 1, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HQBP2ODIIFH94", "name": "CLARK COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 591, "dollarVol": 83315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1302, "totalOriginated": 591, "actionTaken": { "1": 591, "2": 15, "3": 372, "4": 213, "5": 111, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 372, "withdrawalCount": 213, "incompleteCount": 111, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQ2G271NHKJQ07", "name": "CRANE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 591, "dollarVol": 97525000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 886, "totalOriginated": 591, "actionTaken": { "1": 591, "2": 37, "3": 84, "4": 4, "5": 6, "6": 0, "7": 64, "8": 100 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 4, "incompleteCount": 6, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CA0J0Z7OFQBG71", "name": "CONNEX CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 590, "dollarVol": 52850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1178, "totalOriginated": 590, "actionTaken": { "1": 590, "2": 18, "3": 333, "4": 71, "5": 28, "6": 138, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 333, "withdrawalCount": 71, "incompleteCount": 28, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 138, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015EUQKUCIRBQ14", "name": "METRO CU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 589, "dollarVol": 51575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 987, "totalOriginated": 589, "actionTaken": { "1": 589, "2": 50, "3": 261, "4": 87, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 261, "withdrawalCount": 87, "incompleteCount": 0, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500P059VACEAAFA22", "name": "SUCCESS LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 587, "dollarVol": 176925000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1030, "totalOriginated": 587, "actionTaken": { "1": 587, "2": 7, "3": 172, "4": 246, "5": 0, "6": 0, "7": 18, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 246, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XBOKNEE2CQJL92", "name": "AUGUSTA FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 587, "dollarVol": 348235000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 830, "totalOriginated": 587, "actionTaken": { "1": 587, "2": 0, "3": 8, "4": 233, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 233, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JPFVLN18XNDG98", "name": "Day Air Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 585, "dollarVol": 67265000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1019, "totalOriginated": 585, "actionTaken": { "1": 585, "2": 32, "3": 144, "4": 211, "5": 43, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 211, "incompleteCount": 43, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065B0NVUO52TY13", "name": "AmRes Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 584, "dollarVol": 185300000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 766, "totalOriginated": 584, "actionTaken": { "1": 584, "2": 6, "3": 164, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F2GDWKJH3GMB47", "name": "EDUCATIONAL SYSTEMS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 584, "dollarVol": 68220000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1471, "totalOriginated": 584, "actionTaken": { "1": 584, "2": 28, "3": 496, "4": 150, "5": 6, "6": 0, "7": 93, "8": 114 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 496, "withdrawalCount": 150, "incompleteCount": 6, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWXIW3CFTANH88", "name": "Climb Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 584, "dollarVol": 82090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1011, "totalOriginated": 584, "actionTaken": { "1": 584, "2": 0, "3": 129, "4": 225, "5": 73, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 225, "incompleteCount": 73, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OARXTADS0L8L11", "name": "1ST MIDAMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 583, "dollarVol": 55915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 847, "totalOriginated": 583, "actionTaken": { "1": 583, "2": 58, "3": 123, "4": 71, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 71, "incompleteCount": 12, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EQED7LF41GHV46", "name": "AMERICAN BANCSHARES MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 582, "dollarVol": 153560000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 859, "totalOriginated": 582, "actionTaken": { "1": 582, "2": 0, "3": 54, "4": 212, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 212, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFJDBOCX7WKY08", "name": "The American National Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 580, "dollarVol": 193120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 942, "totalOriginated": 580, "actionTaken": { "1": 580, "2": 3, "3": 179, "4": 145, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 179, "withdrawalCount": 145, "incompleteCount": 35, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DHRESF8KLNP162", "name": "Southwest Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 580, "dollarVol": 71810000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 750, "totalOriginated": 580, "actionTaken": { "1": 580, "2": 22, "3": 83, "4": 57, "5": 1, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 57, "incompleteCount": 1, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001IK7UDPADKAG34", "name": "Unitus Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 579, "dollarVol": 108665000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1298, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 53, "3": 387, "4": 124, "5": 22, "6": 0, "7": 29, "8": 104 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 387, "withdrawalCount": 124, "incompleteCount": 22, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009X5Z27VV479310", "name": "A + MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 578, "dollarVol": 201040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 630, "totalOriginated": 578, "actionTaken": { "1": 578, "2": 3, "3": 13, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CTISSNREVLNO46", "name": "Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 577, "dollarVol": 208975000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 876, "totalOriginated": 577, "actionTaken": { "1": 577, "2": 61, "3": 102, "4": 128, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 128, "incompleteCount": 7, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0OVX5O63S8C68", "name": "WASHINGTON TRUST MORTGAGE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 577, "dollarVol": 291475000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 974, "totalOriginated": 577, "actionTaken": { "1": 577, "2": 14, "3": 61, "4": 226, "5": 45, "6": 0, "7": 1, "8": 50 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 226, "incompleteCount": 45, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWO1QALFC6LE98", "name": "Meredith Village Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 576, "dollarVol": 135960000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 865, "totalOriginated": 576, "actionTaken": { "1": 576, "2": 7, "3": 159, "4": 108, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 108, "incompleteCount": 15, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WUGYTMN4HIT493", "name": "DuPage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 576, "dollarVol": 66600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1265, "totalOriginated": 576, "actionTaken": { "1": 576, "2": 13, "3": 276, "4": 129, "5": 10, "6": 0, "7": 50, "8": 211 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 276, "withdrawalCount": 129, "incompleteCount": 10, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1ONVEMLQ4B629", "name": "First Dakota National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 573, "dollarVol": 225355000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 708, "totalOriginated": 573, "actionTaken": { "1": 573, "2": 6, "3": 42, "4": 87, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 87, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JA1J2RX1MKI366", "name": "CAROLINA ONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 572, "dollarVol": 198880000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 818, "totalOriginated": 572, "actionTaken": { "1": 572, "2": 2, "3": 16, "4": 211, "5": 3, "6": 0, "7": 14, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 211, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E51HYVR7T2SU19", "name": "SAN DIEGO COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 569, "dollarVol": 74415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1188, "totalOriginated": 569, "actionTaken": { "1": 569, "2": 10, "3": 374, "4": 174, "5": 29, "6": 0, "7": 11, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 374, "withdrawalCount": 174, "incompleteCount": 29, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004JGZVB2EPI6W51", "name": "Palmetto Citizens Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 565, "dollarVol": 64595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 978, "totalOriginated": 565, "actionTaken": { "1": 565, "2": 19, "3": 252, "4": 130, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 252, "withdrawalCount": 130, "incompleteCount": 12, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009UITWIC4FV7F43", "name": "Residential Acceptance Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 565, "dollarVol": 170725000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 615, "totalOriginated": 565, "actionTaken": { "1": 565, "2": 0, "3": 23, "4": 22, "5": 0, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P0GXZAWI355052", "name": "Machias Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 564, "dollarVol": 178900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 844, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 35, "3": 189, "4": 43, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 189, "withdrawalCount": 43, "incompleteCount": 13, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3X7YDJIUENL65", "name": "NUMARK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 563, "dollarVol": 86225000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1226, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 4, "3": 252, "4": 114, "5": 53, "6": 240, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 252, "withdrawalCount": 114, "incompleteCount": 53, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 240, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008I5A5R6730MQ84", "name": "SECURITY HOME MORTGAGE, LLC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 563, "dollarVol": 216205000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 647, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 2, "3": 8, "4": 65, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 65, "incompleteCount": 9, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5JF1UNQK9KC45", "name": "FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 563, "dollarVol": 68365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 755, "totalOriginated": 562, "actionTaken": { "1": 562, "2": 5, "3": 86, "4": 88, "5": 3, "6": 0, "7": 6, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 88, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UQPFB0RR8JCA42", "name": "Dacotah Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 563, "dollarVol": 164205000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 672, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 64, "3": 42, "4": 2, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005K0ZG1MFV3R260", "name": "Reliable Holdings Manager dba Lendz Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 561, "dollarVol": 241755000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 649, "totalOriginated": 561, "actionTaken": { "1": 561, "2": 1, "3": 87, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4BYXP7YD9UI61", "name": "Centreville Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 560, "dollarVol": 185150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1150, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 35, "3": 124, "4": 61, "5": 9, "6": 0, "7": 74, "8": 287 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 61, "incompleteCount": 9, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MTEQ1VE0AAQ20", "name": "PINNACLE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 560, "dollarVol": 128870000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 860, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 20, "3": 127, "4": 127, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 127, "incompleteCount": 26, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHLAHJ10DFF198", "name": "BELEM SERVICING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 557, "dollarVol": 208175000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 771, "totalOriginated": 557, "actionTaken": { "1": 557, "2": 33, "3": 12, "4": 167, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 167, "incompleteCount": 2, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG5340S24M4N89", "name": "PREMIER MEMBERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 557, "dollarVol": 60325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 824, "totalOriginated": 557, "actionTaken": { "1": 557, "2": 0, "3": 144, "4": 86, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 86, "incompleteCount": 37, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300III1DMY3SLAW56", "name": "Countybank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 557, "dollarVol": 174865000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 751, "totalOriginated": 557, "actionTaken": { "1": 557, "2": 7, "3": 43, "4": 144, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 144, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009D2COWW65B8673", "name": "NORTHROP GRUMMAN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 556, "dollarVol": 109060000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1267, "totalOriginated": 556, "actionTaken": { "1": 556, "2": 165, "3": 190, "4": 106, "5": 27, "6": 0, "7": 40, "8": 183 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 106, "incompleteCount": 27, "approvedNotAcceptedCount": 165, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EDXX36BJ0X7583", "name": "North State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 552, "dollarVol": 203250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 648, "totalOriginated": 552, "actionTaken": { "1": 552, "2": 32, "3": 19, "4": 40, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 40, "incompleteCount": 2, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005T71YXBHEO2093", "name": "CREDIT UNION 1", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 550, "dollarVol": 72320000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1473, "totalOriginated": 550, "actionTaken": { "1": 550, "2": 2, "3": 485, "4": 356, "5": 80, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 485, "withdrawalCount": 356, "incompleteCount": 80, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZHVOHDWG07M20", "name": "PIMA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 549, "dollarVol": 120745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 835, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 3, "3": 108, "4": 127, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 127, "incompleteCount": 48, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZN1TWBN1WY406", "name": "INTEGRITY MORTGAGE CORPORATION OF TEXAS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 549, "dollarVol": 203595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 658, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 0, "3": 4, "4": 98, "5": 4, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 98, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CCELEPUO4TOE73", "name": "West Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 548, "dollarVol": 69600000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 968, "totalOriginated": 548, "actionTaken": { "1": 548, "2": 126, "3": 209, "4": 32, "5": 4, "6": 0, "7": 14, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 32, "incompleteCount": 4, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMNBYF84V5RF83", "name": "FIRST COMMERCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 546, "dollarVol": 75220000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 949, "totalOriginated": 546, "actionTaken": { "1": 546, "2": 72, "3": 258, "4": 69, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 69, "incompleteCount": 4, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GN85R5S1V3SJ96", "name": "KEMBA CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 544, "dollarVol": 97470000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 940, "totalOriginated": 544, "actionTaken": { "1": 544, "2": 3, "3": 248, "4": 145, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 248, "withdrawalCount": 145, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VR3QTN4GZYUR03", "name": "Bar Harbor Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 543, "dollarVol": 171485000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 876, "totalOriginated": 543, "actionTaken": { "1": 543, "2": 3, "3": 186, "4": 105, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 105, "incompleteCount": 39, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A4SPX2JOQ71791", "name": "MERCK SHARP & DOHME FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 541, "dollarVol": 79605000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 695, "totalOriginated": 541, "actionTaken": { "1": 541, "2": 5, "3": 45, "4": 102, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 102, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VF12R0WS33KN43", "name": "CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 541, "dollarVol": 113465000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 680, "totalOriginated": 541, "actionTaken": { "1": 541, "2": 0, "3": 20, "4": 117, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 117, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRQ4U9ABU6F580", "name": "D. L. EVANS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 540, "dollarVol": 158640000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 763, "totalOriginated": 540, "actionTaken": { "1": 540, "2": 5, "3": 120, "4": 97, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 97, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R1UY5PAEIHXX38", "name": "SKYLINE NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 540, "dollarVol": 110510000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 615, "totalOriginated": 540, "actionTaken": { "1": 540, "2": 1, "3": 42, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCKUW7YV0YNV03", "name": "Tri City National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 540, "dollarVol": 117040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 804, "totalOriginated": 540, "actionTaken": { "1": 540, "2": 33, "3": 119, "4": 86, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 86, "incompleteCount": 26, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930069UB3VEGAQ9661", "name": "Bryant Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 540, "dollarVol": 157170000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 696, "totalOriginated": 540, "actionTaken": { "1": 540, "2": 7, "3": 51, "4": 72, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 72, "incompleteCount": 26, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRWA4IGMDEDT70", "name": "IDEAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 540, "dollarVol": 76290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 942, "totalOriginated": 540, "actionTaken": { "1": 540, "2": 87, "3": 162, "4": 38, "5": 10, "6": 0, "7": 27, "8": 78 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 162, "withdrawalCount": 38, "incompleteCount": 10, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JJVGBKK5UE5035", "name": "Advance Financial Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 539, "dollarVol": 210425000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 683, "totalOriginated": 539, "actionTaken": { "1": 539, "2": 5, "3": 24, "4": 107, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 107, "incompleteCount": 8, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YL0FE99QLVY380", "name": "ARMCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 537, "dollarVol": 46585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 660, "totalOriginated": 537, "actionTaken": { "1": 537, "2": 2, "3": 62, "4": 58, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5NLOTO329NX77", "name": "Farm Credit East, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 536, "dollarVol": 168330000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 637, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 52, "3": 21, "4": 21, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 21, "incompleteCount": 7, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ZSV53K4M63M18", "name": "HERITAGE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 536, "dollarVol": 89930000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 619, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 0, "3": 83, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002IVUY1DY0ZCL83", "name": "Copper State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 536, "dollarVol": 42560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 728, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 26, "3": 135, "4": 29, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 29, "incompleteCount": 2, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KRHOMDHAKS8L29", "name": "SHARONVIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 536, "dollarVol": 60590000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1295, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 48, "3": 655, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 655, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N6U5XCH70TOK35", "name": "Kearny Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 535, "dollarVol": 375125000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 710, "totalOriginated": 535, "actionTaken": { "1": 535, "2": 2, "3": 39, "4": 96, "5": 12, "6": 26, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 96, "incompleteCount": 12, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MVSM4XYFQL3X62", "name": "BARKSDALE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 534, "dollarVol": 57420000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1091, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 13, "3": 296, "4": 120, "5": 127, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 296, "withdrawalCount": 120, "incompleteCount": 127, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L3C3LKXG2XBS96", "name": "Penn Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 534, "dollarVol": 135360000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 728, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 24, "3": 73, "4": 67, "5": 10, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 67, "incompleteCount": 10, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AUFLERO59VGC71", "name": "Home State Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 534, "dollarVol": 137890000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 618, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 26, "3": 34, "4": 22, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300214PKB2Y1ZWH75", "name": "Mid-America Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 533, "dollarVol": 139355000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 569, "totalOriginated": 533, "actionTaken": { "1": 533, "2": 0, "3": 0, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNIV169ZIHU012", "name": "BERKADIA COMMERCIAL MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 532, "dollarVol": 10401270000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 539, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V71V12DS7RW675", "name": "Communication Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 532, "dollarVol": 67670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 861, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 125, "3": 110, "4": 35, "5": 54, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 35, "incompleteCount": 54, "approvedNotAcceptedCount": 125, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QD23LICPXTPB55", "name": "DIGNIFIED HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 532, "dollarVol": 226100000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 718, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 51, "3": 17, "4": 118, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 118, "incompleteCount": 0, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JLXD89NGKXMS84", "name": "NextMortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 531, "dollarVol": 156545000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 900, "totalOriginated": 531, "actionTaken": { "1": 531, "2": 75, "3": 37, "4": 221, "5": 0, "6": 0, "7": 11, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 221, "incompleteCount": 0, "approvedNotAcceptedCount": 75, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UKYJZO6CZXIX60", "name": "UNITED HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 531, "dollarVol": 210045000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 644, "totalOriginated": 531, "actionTaken": { "1": 531, "2": 0, "3": 12, "4": 101, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 101, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HSB39FXRFMW540", "name": "RUHL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 528, "dollarVol": 108810000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 623, "totalOriginated": 528, "actionTaken": { "1": 528, "2": 1, "3": 2, "4": 85, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 85, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I316H4TE334G62", "name": "Homesale Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 527, "dollarVol": 137305000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 607, "totalOriginated": 527, "actionTaken": { "1": 527, "2": 7, "3": 28, "4": 44, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 44, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004ZRHLORHQ9LT73", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 526, "dollarVol": 108570000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 590, "totalOriginated": 526, "actionTaken": { "1": 526, "2": 4, "3": 10, "4": 49, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZNQ6MSZ2J3966", "name": "PEOPLE FIRST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 526, "dollarVol": 59160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 898, "totalOriginated": 526, "actionTaken": { "1": 526, "2": 13, "3": 230, "4": 72, "5": 57, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 230, "withdrawalCount": 72, "incompleteCount": 57, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKJ4DTUYAZXI11", "name": "Sovereign Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 525, "dollarVol": 156775000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 591, "totalOriginated": 525, "actionTaken": { "1": 525, "2": 41, "3": 16, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ML3H1LUVR1FP75", "name": "O Bee Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 525, "dollarVol": 94145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 790, "totalOriginated": 525, "actionTaken": { "1": 525, "2": 64, "3": 111, "4": 76, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 76, "incompleteCount": 14, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEKZ808Q0WJL95", "name": "Rocky Mountain Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 524, "dollarVol": 158620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1411, "totalOriginated": 524, "actionTaken": { "1": 524, "2": 8, "3": 230, "4": 279, "5": 103, "6": 0, "7": 125, "8": 142 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 230, "withdrawalCount": 279, "incompleteCount": 103, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ERHDU3FCE3FA33", "name": "Glens Falls National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 522, "dollarVol": 120060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 879, "totalOriginated": 522, "actionTaken": { "1": 522, "2": 9, "3": 133, "4": 120, "5": 48, "6": 47, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 120, "incompleteCount": 48, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 47, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KT5OWPGQKWUN86", "name": "SEMPER HOME LOANS, INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 522, "dollarVol": 194090000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 659, "totalOriginated": 522, "actionTaken": { "1": 522, "2": 0, "3": 30, "4": 107, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 107, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTLWFQPOOSC346", "name": "BayCoast Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 519, "dollarVol": 90735000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1734, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 18, "3": 125, "4": 66, "5": 61, "6": 945, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 66, "incompleteCount": 61, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 945, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REHZOIYMHDPI61", "name": "Levo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 517, "dollarVol": 76025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 638, "totalOriginated": 517, "actionTaken": { "1": 517, "2": 2, "3": 44, "4": 56, "5": 18, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 56, "incompleteCount": 18, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005CFFMKTUKLO381", "name": "ACNB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 516, "dollarVol": 117680000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 845, "totalOriginated": 516, "actionTaken": { "1": 516, "2": 52, "3": 201, "4": 49, "5": 25, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 49, "incompleteCount": 25, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000CHQ0HEHGLJ573", "name": "Onward Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 515, "dollarVol": 211525000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 762, "totalOriginated": 515, "actionTaken": { "1": 515, "2": 2, "3": 14, "4": 226, "5": 2, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 226, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XJN2FXJNUZ8F52", "name": "HIGHLAND HOMELOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 515, "dollarVol": 247705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 598, "totalOriginated": 515, "actionTaken": { "1": 515, "2": 70, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3LFY4G7F9CE90", "name": "CPM Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 514, "dollarVol": 72780000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 791, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 1, "3": 130, "4": 86, "5": 55, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 86, "incompleteCount": 55, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XZCT60J2G3HK85", "name": "Blue Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 514, "dollarVol": 94500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1051, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 3, "3": 250, "4": 159, "5": 125, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 250, "withdrawalCount": 159, "incompleteCount": 125, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXIJ7WMGY22535", "name": "SOUTHPOINT FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 514, "dollarVol": 137900000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 689, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 0, "3": 10, "4": 165, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 165, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009XSE00M8B9R434", "name": "COUNTRYPLACE MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 513, "dollarVol": 77665000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5079, "totalOriginated": 513, "actionTaken": { "1": 513, "2": 0, "3": 2594, "4": 1972, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2594, "withdrawalCount": 1972, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500C3963FSB42CA10", "name": "SUNDAE FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 513, "dollarVol": 263625000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 529, "totalOriginated": 513, "actionTaken": { "1": 513, "2": 0, "3": 0, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800THW6KSUL191M34", "name": "FIRST COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 512, "dollarVol": 101070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1333, "totalOriginated": 512, "actionTaken": { "1": 512, "2": 1, "3": 245, "4": 193, "5": 382, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 193, "incompleteCount": 382, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FDPG829O6VBB05", "name": "Eastside Funding LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 512, "dollarVol": 183050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 561, "totalOriginated": 512, "actionTaken": { "1": 512, "2": 0, "3": 2, "4": 46, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 46, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHQ3UXVA4AGM53", "name": "ANB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 511, "dollarVol": 186225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 817, "totalOriginated": 511, "actionTaken": { "1": 511, "2": 28, "3": 136, "4": 114, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 114, "incompleteCount": 28, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z7EP1HO5CH1C36", "name": "First Palmetto Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 511, "dollarVol": 159355000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 590, "totalOriginated": 511, "actionTaken": { "1": 511, "2": 13, "3": 21, "4": 42, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 42, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WLIZIEVZY2IG91", "name": "METRO ISLAND MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 510, "dollarVol": 80320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 522, "totalOriginated": 510, "actionTaken": { "1": 510, "2": 1, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX2TCCVHMJN581", "name": "LOC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 510, "dollarVol": 44900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 805, "totalOriginated": 510, "actionTaken": { "1": 510, "2": 9, "3": 105, "4": 114, "5": 67, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 114, "incompleteCount": 67, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XPILOY1LB5CK32", "name": "Hamilton Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 506, "dollarVol": 95450000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 637, "totalOriginated": 506, "actionTaken": { "1": 506, "2": 0, "3": 10, "4": 119, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 119, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZDIZM7Y1MHKG98", "name": "Maine Savings Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 506, "dollarVol": 67490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 860, "totalOriginated": 506, "actionTaken": { "1": 506, "2": 82, "3": 209, "4": 60, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 60, "incompleteCount": 3, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBXH41OP56DQ10", "name": "UNION CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 504, "dollarVol": 137850000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 631, "totalOriginated": 504, "actionTaken": { "1": 504, "2": 0, "3": 23, "4": 104, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 104, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BREPLU2KKPI102", "name": "The First National Bank of Fort Smith", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 503, "dollarVol": 173725000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 674, "totalOriginated": 503, "actionTaken": { "1": 503, "2": 8, "3": 40, "4": 123, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 123, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003P55WOWIBVUF09", "name": "GOLDEN PLAINS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 503, "dollarVol": 51685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 859, "totalOriginated": 503, "actionTaken": { "1": 503, "2": 46, "3": 142, "4": 97, "5": 1, "6": 0, "7": 11, "8": 59 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 97, "incompleteCount": 1, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYC8C6REMY4E38", "name": "Minnwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 502, "dollarVol": 155340000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 681, "totalOriginated": 502, "actionTaken": { "1": 502, "2": 5, "3": 81, "4": 89, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 89, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900REWJG6071ZPT32", "name": "4Front Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 502, "dollarVol": 61040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 911, "totalOriginated": 502, "actionTaken": { "1": 502, "2": 5, "3": 62, "4": 317, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 317, "incompleteCount": 25, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1YFRSB8UEGH03", "name": "Truity Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 502, "dollarVol": 137440000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 704, "totalOriginated": 502, "actionTaken": { "1": 502, "2": 9, "3": 76, "4": 87, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 87, "incompleteCount": 30, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XAHXRVSRML8V19", "name": "DIRECT MORTGAGE, CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 501, "dollarVol": 208855000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 590, "totalOriginated": 501, "actionTaken": { "1": 501, "2": 0, "3": 67, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FRWKMPAALEY22", "name": "KOHLER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 501, "dollarVol": 74865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 734, "totalOriginated": 501, "actionTaken": { "1": 501, "2": 0, "3": 92, "4": 104, "5": 14, "6": 0, "7": 23, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 104, "incompleteCount": 14, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DW87L2IZ7ZHF47", "name": "MLB RESIDENTIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 500, "dollarVol": 202430000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 991, "totalOriginated": 500, "actionTaken": { "1": 500, "2": 71, "3": 196, "4": 98, "5": 41, "6": 0, "7": 85, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 98, "incompleteCount": 41, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WLYZ63QPFTDP84", "name": "Main Street Bank Corp", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 500, "dollarVol": 86790000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 613, "totalOriginated": 500, "actionTaken": { "1": 500, "2": 14, "3": 53, "4": 45, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 45, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GPC7K826BKF31", "name": "ARROWHEAD CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 499, "dollarVol": 58245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1758, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 18, "3": 1052, "4": 178, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1052, "withdrawalCount": 178, "incompleteCount": 11, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900048S1FLI3G2922", "name": "MECHANICS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 499, "dollarVol": 89905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 791, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 50, "3": 18, "4": 39, "5": 2, "6": 0, "7": 32, "8": 151 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 39, "incompleteCount": 2, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUFHC5ZQDL8J10", "name": "Citizens Tri-County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 499, "dollarVol": 97725000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 647, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 37, "3": 36, "4": 74, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 74, "incompleteCount": 1, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UFWBQTD1W41E26", "name": "MAINSTREET FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 498, "dollarVol": 49770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1072, "totalOriginated": 498, "actionTaken": { "1": 498, "2": 123, "3": 223, "4": 21, "5": 12, "6": 0, "7": 88, "8": 107 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 21, "incompleteCount": 12, "approvedNotAcceptedCount": 123, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NN76XZ2NOFH19", "name": "Country Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 497, "dollarVol": 116465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 713, "totalOriginated": 497, "actionTaken": { "1": 497, "2": 20, "3": 108, "4": 67, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 67, "incompleteCount": 21, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C44LTMSEGQ5K05", "name": "Island Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 497, "dollarVol": 84805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 908, "totalOriginated": 497, "actionTaken": { "1": 497, "2": 22, "3": 179, "4": 69, "5": 127, "6": 0, "7": 9, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 179, "withdrawalCount": 69, "incompleteCount": 127, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BBEPZS8MDE1S61", "name": "F&A Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 496, "dollarVol": 150730000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 645, "totalOriginated": 496, "actionTaken": { "1": 496, "2": 33, "3": 35, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZC4KKV3F7W494", "name": "BAY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 495, "dollarVol": 136085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 725, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 22, "3": 133, "4": 105, "5": 28, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 105, "incompleteCount": 28, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBMI3P6JWI9Q86", "name": "Citizens and Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 494, "dollarVol": 96240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 895, "totalOriginated": 494, "actionTaken": { "1": 494, "2": 12, "3": 212, "4": 43, "5": 0, "6": 123, "7": 9, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 123, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOCEH0X0ZOR362", "name": "Grow Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 494, "dollarVol": 113920000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 701, "totalOriginated": 494, "actionTaken": { "1": 494, "2": 20, "3": 124, "4": 25, "5": 0, "6": 0, "7": 9, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930029L79O0A2ZXF27", "name": "LAUNCH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 494, "dollarVol": 48360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1330, "totalOriginated": 494, "actionTaken": { "1": 494, "2": 102, "3": 615, "4": 38, "5": 81, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 615, "withdrawalCount": 38, "incompleteCount": 81, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450040E5B6CD69C657", "name": "SIMPLICITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 493, "dollarVol": 64885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 648, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 3, "3": 51, "4": 100, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 100, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VGBHF6SRXRR53", "name": "TECHNOLOGY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 493, "dollarVol": 149375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 953, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 107, "3": 230, "4": 53, "5": 1, "6": 0, "7": 6, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 230, "withdrawalCount": 53, "incompleteCount": 1, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001GAASLCSP1PB64", "name": "NATIONAL COOPERATIVE BANK, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 492, "dollarVol": 660710000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 845, "totalOriginated": 492, "actionTaken": { "1": 492, "2": 4, "3": 113, "4": 97, "5": 20, "6": 119, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 97, "incompleteCount": 20, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 119, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMP8EYQD4U6Z40", "name": "Quaint Oak Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 492, "dollarVol": 128530000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 590, "totalOriginated": 492, "actionTaken": { "1": 492, "2": 22, "3": 18, "4": 56, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 56, "incompleteCount": 2, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IYR2K45YQJGV33", "name": "Horizon Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 492, "dollarVol": 149220000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 566, "totalOriginated": 492, "actionTaken": { "1": 492, "2": 26, "3": 31, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZW2DR74NU0ZY74", "name": "TEXAS MORTGAGE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 490, "dollarVol": 189490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1041, "totalOriginated": 490, "actionTaken": { "1": 490, "2": 42, "3": 150, "4": 245, "5": 114, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 245, "incompleteCount": 114, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005R24FV5DFFXW42", "name": "Central Pacific Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 487, "dollarVol": 212825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1068, "totalOriginated": 487, "actionTaken": { "1": 487, "2": 13, "3": 379, "4": 134, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 379, "withdrawalCount": 134, "incompleteCount": 55, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z78KW88BIQNR50", "name": "First American Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 486, "dollarVol": 89490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 685, "totalOriginated": 486, "actionTaken": { "1": 486, "2": 28, "3": 106, "4": 65, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HO9WPE4LTLQU96", "name": "Valley West Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 485, "dollarVol": 203675000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1241, "totalOriginated": 485, "actionTaken": { "1": 485, "2": 390, "3": 87, "4": 228, "5": 29, "6": 0, "7": 3, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 228, "incompleteCount": 29, "approvedNotAcceptedCount": 390, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6S4S7QMOUVG59", "name": "FIRST ENTERTAINMENT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 484, "dollarVol": 138380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 774, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 26, "3": 174, "4": 0, "5": 0, "6": 0, "7": 14, "8": 76 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 174, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7OB5W5CJHFO55", "name": "BrightStar Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 483, "dollarVol": 107205000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1240, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 51, "3": 349, "4": 325, "5": 14, "6": 0, "7": 0, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 349, "withdrawalCount": 325, "incompleteCount": 14, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXP5DNWSGY6F96", "name": "Intrust Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 483, "dollarVol": 96645000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 776, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 11, "3": 190, "4": 65, "5": 21, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 65, "incompleteCount": 21, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008615GHD3IQ8V72", "name": "GRACE HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 483, "dollarVol": 178525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 837, "totalOriginated": 613, "actionTaken": { "1": 613, "2": 3, "3": 22, "4": 199, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 199, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ZUNE2DKEA4702", "name": "ADDITION FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 483, "dollarVol": 51855000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1242, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 64, "3": 491, "4": 108, "5": 96, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 491, "withdrawalCount": 108, "incompleteCount": 96, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WC15MLNUIZYR16", "name": "APCO EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 483, "dollarVol": 52915000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 684, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 0, "3": 188, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009BJ1OZ4H7KTG46", "name": "Churchill Funding I LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 482, "dollarVol": 553280000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2863, "totalOriginated": 482, "actionTaken": { "1": 482, "2": 0, "3": 76, "4": 66, "5": 0, "6": 2239, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2239, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDVJICP5T5BD05", "name": "DEL-ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 482, "dollarVol": 68490000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1201, "totalOriginated": 482, "actionTaken": { "1": 482, "2": 48, "3": 497, "4": 89, "5": 14, "6": 0, "7": 8, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 497, "withdrawalCount": 89, "incompleteCount": 14, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUFWU3F35PWM42", "name": "Cobalt Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 482, "dollarVol": 69210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 814, "totalOriginated": 480, "actionTaken": { "1": 480, "2": 3, "3": 119, "4": 206, "5": 2, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 206, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QPD4M26VIOFU53", "name": "SUMMIT MORTGAGE BANKERS INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 482, "dollarVol": 263750000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 546, "totalOriginated": 482, "actionTaken": { "1": 482, "2": 1, "3": 8, "4": 53, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 53, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0L43GUZ8EW811", "name": "Legends Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 481, "dollarVol": 161665000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 581, "totalOriginated": 481, "actionTaken": { "1": 481, "2": 2, "3": 17, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OS8C7J7ZWMNL70", "name": "Burke & Herbert Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 480, "dollarVol": 162180000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 723, "totalOriginated": 480, "actionTaken": { "1": 480, "2": 25, "3": 91, "4": 89, "5": 37, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 89, "incompleteCount": 37, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300038578ZJ284Y20", "name": "SILVER HILL FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 480, "dollarVol": 224800000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1971, "totalOriginated": 480, "actionTaken": { "1": 480, "2": 0, "3": 384, "4": 1107, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 384, "withdrawalCount": 1107, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBX5R3ZBD8FR12", "name": "SCHUMACHER MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 478, "dollarVol": 260110000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 580, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 1, "3": 9, "4": 92, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 92, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009PLGT79KQ6HO15", "name": "Access Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 477, "dollarVol": 159995000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 574, "totalOriginated": 477, "actionTaken": { "1": 477, "2": 9, "3": 16, "4": 71, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 71, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS2JP8CQK0MD31", "name": "Members Cooperative Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 477, "dollarVol": 57185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 728, "totalOriginated": 477, "actionTaken": { "1": 477, "2": 8, "3": 106, "4": 111, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 111, "incompleteCount": 26, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I1HK1BBZLKOB84", "name": "ADVANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 477, "dollarVol": 232875000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 638, "totalOriginated": 477, "actionTaken": { "1": 477, "2": 8, "3": 52, "4": 100, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 100, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007KK7ZS3IJVC25", "name": "RED CANOE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 477, "dollarVol": 67635000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 831, "totalOriginated": 477, "actionTaken": { "1": 477, "2": 13, "3": 99, "4": 156, "5": 86, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 156, "incompleteCount": 86, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGMMXKSX821O69", "name": "HARTFORD FUNDING, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 476, "dollarVol": 233160000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 789, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 97, "3": 70, "4": 83, "5": 63, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 83, "incompleteCount": 63, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKVC0LU4RBMF20", "name": "BLG HOLDINGS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 476, "dollarVol": 90600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 590, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 0, "3": 11, "4": 103, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 103, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUKY2I2HQ2AI44", "name": "POLISH & SLAVIC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 476, "dollarVol": 140340000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 838, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 20, "3": 135, "4": 152, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 152, "incompleteCount": 55, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXIQJRQ1HME757", "name": "Florence Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 475, "dollarVol": 110455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 768, "totalOriginated": 475, "actionTaken": { "1": 475, "2": 16, "3": 101, "4": 107, "5": 11, "6": 0, "7": 3, "8": 55 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 107, "incompleteCount": 11, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T6MV7ZAIL4N325", "name": "HR MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 475, "dollarVol": 55505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 678, "totalOriginated": 475, "actionTaken": { "1": 475, "2": 3, "3": 158, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C853H86L248593", "name": "First Southern National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 475, "dollarVol": 81985000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 538, "totalOriginated": 475, "actionTaken": { "1": 475, "2": 0, "3": 21, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FDXQ75GPEQKRPWABYN63", "name": "CIBC Bank USA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 474, "dollarVol": 923280000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 650, "totalOriginated": 474, "actionTaken": { "1": 474, "2": 4, "3": 71, "4": 97, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 97, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007G2SOD8W9RK547", "name": "FIRST NEW YORK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 473, "dollarVol": 74785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 677, "totalOriginated": 473, "actionTaken": { "1": 473, "2": 1, "3": 77, "4": 121, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 121, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGMQJ4R419LR70", "name": "LUMENT REAL ESTATE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 471, "dollarVol": 5175155000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 620, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 8, "3": 61, "4": 60, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 60, "incompleteCount": 20, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTSMAC5DOX6447", "name": "Havard Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 471, "dollarVol": 133895000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 603, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 6, "3": 54, "4": 41, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 41, "incompleteCount": 31, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LYL7JC81I5DV55", "name": "CAPITAL EDUCATORS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 470, "dollarVol": 71710000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 664, "totalOriginated": 470, "actionTaken": { "1": 470, "2": 7, "3": 103, "4": 79, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 79, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TV5ZED3EINI708", "name": "IncredibleBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 470, "dollarVol": 143170000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 821, "totalOriginated": 470, "actionTaken": { "1": 470, "2": 39, "3": 72, "4": 113, "5": 22, "6": 1, "7": 9, "8": 95 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 113, "incompleteCount": 22, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUIG4G67S5O712", "name": "WESTERLY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 469, "dollarVol": 84185000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 772, "totalOriginated": 469, "actionTaken": { "1": 469, "2": 0, "3": 124, "4": 179, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 179, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004EXIAAMK5CLH54", "name": "Capital City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 468, "dollarVol": 80270000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1040, "totalOriginated": 468, "actionTaken": { "1": 468, "2": 42, "3": 231, "4": 10, "5": 1, "6": 288, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 231, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 288, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000NZZZU3GFIYL71", "name": "Needham Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 468, "dollarVol": 319200000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 727, "totalOriginated": 468, "actionTaken": { "1": 468, "2": 12, "3": 103, "4": 101, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 101, "incompleteCount": 43, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J6A8R0TUC01239", "name": "Neches Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 468, "dollarVol": 62280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 568, "totalOriginated": 468, "actionTaken": { "1": 468, "2": 34, "3": 66, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008BSTI0PQR0IL08", "name": "Superior Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 468, "dollarVol": 53640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 894, "totalOriginated": 468, "actionTaken": { "1": 468, "2": 41, "3": 148, "4": 150, "5": 4, "6": 0, "7": 46, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 150, "incompleteCount": 4, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP3DLR09NF6157", "name": "The First National Bank of Middle Tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 467, "dollarVol": 164065000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 576, "totalOriginated": 467, "actionTaken": { "1": 467, "2": 2, "3": 55, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDJB48AVV1SO96", "name": "HOME FINANCING UNLIMITED, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 467, "dollarVol": 189255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 491, "totalOriginated": 467, "actionTaken": { "1": 467, "2": 0, "3": 0, "4": 17, "5": 5, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YAGLRHLP0JP559", "name": "InFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 466, "dollarVol": 67940000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 607, "totalOriginated": 466, "actionTaken": { "1": 466, "2": 12, "3": 79, "4": 47, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 47, "incompleteCount": 3, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PHPKOL5FJ7D438", "name": "BluCurrent Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 466, "dollarVol": 62180000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 735, "totalOriginated": 466, "actionTaken": { "1": 466, "2": 43, "3": 124, "4": 54, "5": 6, "6": 0, "7": 1, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 54, "incompleteCount": 6, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2EZG72LO2FX38", "name": "SUMMIT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 465, "dollarVol": 203645000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 678, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 25, "3": 18, "4": 170, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 170, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTQ8BOK9455W21", "name": "RESIDENTIAL MORTGAGE NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 465, "dollarVol": 109495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 514, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 0, "3": 3, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009QYNVEZ9VDJU57", "name": "Peak Residential Lending Inc", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 464, "dollarVol": 179010000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 671, "totalOriginated": 464, "actionTaken": { "1": 464, "2": 15, "3": 3, "4": 189, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 189, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GQWJTTR0TEH83", "name": "Chelsea Groton Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 463, "dollarVol": 162955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 693, "totalOriginated": 463, "actionTaken": { "1": 463, "2": 41, "3": 46, "4": 78, "5": 28, "6": 2, "7": 1, "8": 34 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 78, "incompleteCount": 28, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E06ZGS1I3URI95", "name": "VANTAGE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 462, "dollarVol": 65670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 746, "totalOriginated": 462, "actionTaken": { "1": 462, "2": 28, "3": 234, "4": 3, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 3, "incompleteCount": 19, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930024L8BYJXUEP897", "name": "HOME MORTGAGE BANKERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 462, "dollarVol": 61660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 632, "totalOriginated": 462, "actionTaken": { "1": 462, "2": 2, "3": 6, "4": 81, "5": 79, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 81, "incompleteCount": 79, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005A0757T9GRRI44", "name": "First Western Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 459, "dollarVol": 123705000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 593, "totalOriginated": 459, "actionTaken": { "1": 459, "2": 7, "3": 33, "4": 94, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 94, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0KRXI8PZWAO17", "name": "HarborOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 457, "dollarVol": 83895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1034, "totalOriginated": 457, "actionTaken": { "1": 457, "2": 20, "3": 466, "4": 52, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 466, "withdrawalCount": 52, "incompleteCount": 39, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKNMX0ZXKVPE54", "name": "Farmers Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 457, "dollarVol": 121015000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 528, "totalOriginated": 457, "actionTaken": { "1": 457, "2": 25, "3": 36, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300488506L45QIE35", "name": "FINANCIAL CONCEPTS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 457, "dollarVol": 110425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 507, "totalOriginated": 457, "actionTaken": { "1": 457, "2": 8, "3": 4, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTPRGSP8DGY569", "name": "WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 457, "dollarVol": 92115000, "branches": 1, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 638, "totalOriginated": 457, "actionTaken": { "1": 457, "2": 10, "3": 73, "4": 82, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 82, "incompleteCount": 16, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900URXOKFMBYQ0V69", "name": "SIERRA CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 457, "dollarVol": 44915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 855, "totalOriginated": 457, "actionTaken": { "1": 457, "2": 5, "3": 195, "4": 95, "5": 19, "6": 0, "7": 35, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 95, "incompleteCount": 19, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930099BVD0E448JX38", "name": "Arbor Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 455, "dollarVol": 106845000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 556, "totalOriginated": 455, "actionTaken": { "1": 455, "2": 12, "3": 23, "4": 58, "5": 5, "6": 2, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 58, "incompleteCount": 5, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JJ8BTDDILW4H12", "name": "Benchmark Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 455, "dollarVol": 98135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 576, "totalOriginated": 455, "actionTaken": { "1": 455, "2": 54, "3": 42, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JNYMHRVCGKK706", "name": "FREEDOM", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 454, "dollarVol": 52700000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 700, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 0, "3": 177, "4": 0, "5": 0, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 177, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC2W2SFF3LU356", "name": "GULF COAST EDUCATORS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 454, "dollarVol": 89830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 714, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 10, "3": 67, "4": 39, "5": 16, "6": 0, "7": 40, "8": 88 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 39, "incompleteCount": 16, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I67S0IYUQWFJ07", "name": "NEIGHBORS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 454, "dollarVol": 56970000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 798, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 0, "3": 173, "4": 171, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 171, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8L31JJT1ZDP60", "name": "Peoples National Bank , N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 454, "dollarVol": 89120000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 581, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 9, "3": 52, "4": 64, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 64, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C2QXQ435D8TY78", "name": "Queensborough National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 453, "dollarVol": 161725000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 621, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 16, "3": 51, "4": 93, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 93, "incompleteCount": 8, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZLFJGIDOXDW97", "name": "NEAL COMMUNITIES FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 453, "dollarVol": 164475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 565, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 1, "3": 30, "4": 61, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 61, "incompleteCount": 20, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H0B8QZSS10X971", "name": "FIRST HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 453, "dollarVol": 43065000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 863, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 42, "3": 134, "4": 37, "5": 0, "6": 0, "7": 87, "8": 110 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VEQ70DCTAI4TBBHPYI39", "name": "American National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 451, "dollarVol": 99085000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 642, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 6, "3": 97, "4": 88, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 88, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930095LY1EDFTWAG29", "name": "Builtwell Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 451, "dollarVol": 104595000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 690, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 5, "3": 185, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJD6GFEQBIEF90", "name": "TUCSON", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 451, "dollarVol": 34285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 631, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 18, "3": 76, "4": 68, "5": 7, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 68, "incompleteCount": 7, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C2LYW7GU30DV25", "name": "PREFERRED MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 451, "dollarVol": 66115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 648, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 30, "3": 107, "4": 60, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SV4X2EID9J711", "name": "Cambria Financial Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 450, "dollarVol": 137720000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 543, "totalOriginated": 450, "actionTaken": { "1": 450, "2": 4, "3": 16, "4": 72, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 72, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DGJQT6H4M24F92", "name": "One Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 449, "dollarVol": 90915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 493, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 9, "3": 28, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZGHPTWOJPDI31", "name": "Wayne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 449, "dollarVol": 104265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 692, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 6, "3": 139, "4": 86, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 86, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN9GZ5XRCOXX47", "name": "CERTIFIED FUNDING, L.P.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 448, "dollarVol": 76610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 712, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 0, "3": 264, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 264, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HXEF6V2NZED40", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 448, "dollarVol": 104920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 739, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 27, "3": 199, "4": 50, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 50, "incompleteCount": 12, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT4QWHFZ83D635", "name": "VENTURA COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 448, "dollarVol": 82080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 687, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 1, "3": 123, "4": 64, "5": 45, "6": 0, "7": 4, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 64, "incompleteCount": 45, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQGXH1N2N6D695", "name": "Lake Trust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 447, "dollarVol": 30085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 831, "totalOriginated": 447, "actionTaken": { "1": 447, "2": 17, "3": 358, "4": 1, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 358, "withdrawalCount": 1, "incompleteCount": 8, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVA1LT74LITG21", "name": "First Federal Savings and Loan Association of Greene Co", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 447, "dollarVol": 61615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 588, "totalOriginated": 447, "actionTaken": { "1": 447, "2": 16, "3": 45, "4": 66, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 66, "incompleteCount": 14, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300458LCI17J5BY03", "name": "The Honesdale National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 446, "dollarVol": 85420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 523, "totalOriginated": 446, "actionTaken": { "1": 446, "2": 9, "3": 21, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6CUP19I9O0770", "name": "HANCOCK COUNTY SAVINGS BANK, FSB, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 446, "dollarVol": 54040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 683, "totalOriginated": 446, "actionTaken": { "1": 446, "2": 11, "3": 78, "4": 96, "5": 24, "6": 0, "7": 13, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 96, "incompleteCount": 24, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A2N0IEBKSB5I23", "name": "Guaranty Bank & Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 445, "dollarVol": 123015000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 571, "totalOriginated": 445, "actionTaken": { "1": 445, "2": 28, "3": 54, "4": 43, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 43, "incompleteCount": 1, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPSRX7HBRJSR08", "name": "1ST UNITED SERVICES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 445, "dollarVol": 65735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 899, "totalOriginated": 445, "actionTaken": { "1": 445, "2": 110, "3": 333, "4": 2, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 333, "withdrawalCount": 2, "incompleteCount": 9, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZGI6EQ8RHPQ04", "name": "The State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 444, "dollarVol": 118540000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 553, "totalOriginated": 444, "actionTaken": { "1": 444, "2": 16, "3": 39, "4": 20, "5": 2, "6": 0, "7": 32, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HZMPZC336WP721", "name": "The Bank of New Glarus", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 444, "dollarVol": 143390000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 478, "totalOriginated": 444, "actionTaken": { "1": 444, "2": 25, "3": 7, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOP6YO0UN0TY92", "name": "Spero Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 444, "dollarVol": 50900000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 530, "totalOriginated": 444, "actionTaken": { "1": 444, "2": 14, "3": 61, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QX0QWWJKEY4R28", "name": "Marquette Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 443, "dollarVol": 129985000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 601, "totalOriginated": 443, "actionTaken": { "1": 443, "2": 9, "3": 84, "4": 54, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 54, "incompleteCount": 11, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HV53MEILG2D59", "name": "Parke Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 443, "dollarVol": 148155000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 458, "totalOriginated": 443, "actionTaken": { "1": 443, "2": 9, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YXOCZOXWKDIT11", "name": "BTC BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 442, "dollarVol": 62860000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 503, "totalOriginated": 442, "actionTaken": { "1": 442, "2": 13, "3": 41, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008GTOZI3HQKE634", "name": "Ulster Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 442, "dollarVol": 115370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 554, "totalOriginated": 442, "actionTaken": { "1": 442, "2": 23, "3": 45, "4": 35, "5": 5, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 35, "incompleteCount": 5, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NE66BD75BDB43", "name": "Towne Mortgage of the Carolinas, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 442, "dollarVol": 134810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 516, "totalOriginated": 442, "actionTaken": { "1": 442, "2": 1, "3": 18, "4": 52, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 52, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SIZ5KBISEZE503", "name": "UniBank for Savings", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 441, "dollarVol": 169605000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 679, "totalOriginated": 441, "actionTaken": { "1": 441, "2": 37, "3": 95, "4": 72, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 72, "incompleteCount": 34, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SUZ313OILKVD67", "name": "Cazle Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 441, "dollarVol": 136505000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 542, "totalOriginated": 441, "actionTaken": { "1": 441, "2": 0, "3": 23, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001K7B4W8IPMZ254", "name": "FIRST STANDARD FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 441, "dollarVol": 298375000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 441, "totalOriginated": 441, "actionTaken": { "1": 441, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CDUILFTCPB7H89", "name": "KELLOGG COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 440, "dollarVol": 49950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 486, "totalOriginated": 440, "actionTaken": { "1": 440, "2": 13, "3": 2, "4": 29, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 29, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000VVDQ9NNW01Q23", "name": "Listerhill Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 440, "dollarVol": 59960000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 526, "totalOriginated": 440, "actionTaken": { "1": 440, "2": 8, "3": 39, "4": 36, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 36, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RDO3TWTFEYC795", "name": "Towne Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 439, "dollarVol": 150425000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 548, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 3, "3": 14, "4": 85, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 85, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008NZFLT1BQ8EN23", "name": "Kirtland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 439, "dollarVol": 61745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 787, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 85, "3": 216, "4": 36, "5": 0, "6": 0, "7": 11, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 216, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DJAOTPGS83Z81", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 439, "dollarVol": 111515000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 902, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 10, "3": 126, "4": 95, "5": 35, "6": 0, "7": 36, "8": 161 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 95, "incompleteCount": 35, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F7JKU0UTD6KX15", "name": "Evans Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 438, "dollarVol": 117250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 573, "totalOriginated": 438, "actionTaken": { "1": 438, "2": 5, "3": 72, "4": 33, "5": 15, "6": 1, "7": 3, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 33, "incompleteCount": 15, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "4EP6JBYBTPTQ47LZOB67", "name": "BNY Mellon, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 438, "dollarVol": 555980000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 657, "totalOriginated": 438, "actionTaken": { "1": 438, "2": 37, "3": 44, "4": 39, "5": 14, "6": 0, "7": 10, "8": 75 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 39, "incompleteCount": 14, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008XQDQ2YZPQKX53", "name": "PROVINCE MORTGAGE ASSOCIATES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 436, "dollarVol": 162210000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 553, "totalOriginated": 436, "actionTaken": { "1": 436, "2": 12, "3": 44, "4": 57, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 57, "incompleteCount": 4, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QTN66CFMVWLH03", "name": "MAYO EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 436, "dollarVol": 119350000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 583, "totalOriginated": 436, "actionTaken": { "1": 436, "2": 6, "3": 75, "4": 59, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 59, "incompleteCount": 7, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3GIHYP3MB0302", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 435, "dollarVol": 73775000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 546, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 20, "3": 82, "4": 4, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 4, "incompleteCount": 5, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AJ6XFK1ACXWQ06", "name": "Edmonton State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 435, "dollarVol": 88715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 594, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 4, "3": 76, "4": 72, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 72, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DF7LT6VI5BQC34", "name": "Old Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 435, "dollarVol": 118965000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 546, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 12, "3": 27, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089UXPZ6O3RHG71", "name": "AmeriServ Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 434, "dollarVol": 75390000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 619, "totalOriginated": 434, "actionTaken": { "1": 434, "2": 9, "3": 146, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 146, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FE7FNF0BV8N77", "name": "The North Side Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 433, "dollarVol": 73715000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 556, "totalOriginated": 433, "actionTaken": { "1": 433, "2": 21, "3": 75, "4": 22, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 22, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B7YGT5O5MJ7M45", "name": "FORT WORTH COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 433, "dollarVol": 42495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 640, "totalOriginated": 433, "actionTaken": { "1": 433, "2": 13, "3": 81, "4": 60, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 60, "incompleteCount": 53, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003GSJF52BBIBW81", "name": "LENDING CAPITAL GROUP Inc", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 433, "dollarVol": 147685000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 553, "totalOriginated": 433, "actionTaken": { "1": 433, "2": 0, "3": 21, "4": 97, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 97, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGZHXNY2T0G559", "name": "SUN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 431, "dollarVol": 48965000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 787, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 5, "3": 147, "4": 101, "5": 6, "6": 0, "7": 25, "8": 72 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 101, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930028J11BWKUVGX50", "name": "HARBORSTONE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 431, "dollarVol": 57455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1095, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 69, "3": 560, "4": 13, "5": 4, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 560, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQH6MBVMMRRA85", "name": "INOVA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 431, "dollarVol": 42765000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 887, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 33, "3": 136, "4": 82, "5": 10, "6": 0, "7": 45, "8": 150 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 82, "incompleteCount": 10, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7QCXC3PXO0W07", "name": "Amplify", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 430, "dollarVol": 97980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 571, "totalOriginated": 430, "actionTaken": { "1": 430, "2": 3, "3": 53, "4": 75, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 75, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHEEV73TKCZY62", "name": "Self-Help Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 430, "dollarVol": 112180000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 621, "totalOriginated": 430, "actionTaken": { "1": 430, "2": 22, "3": 109, "4": 60, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZELVKWROFNEC29", "name": "Ardent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 429, "dollarVol": 65925000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 672, "totalOriginated": 429, "actionTaken": { "1": 429, "2": 21, "3": 91, "4": 72, "5": 39, "6": 1, "7": 8, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 72, "incompleteCount": 39, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F1COXL6UBFCP55", "name": "First Central Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 429, "dollarVol": 264845000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 484, "totalOriginated": 429, "actionTaken": { "1": 429, "2": 3, "3": 3, "4": 16, "5": 27, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 16, "incompleteCount": 27, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TIRELTI8ENRL83", "name": "AMOCO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 429, "dollarVol": 98345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 965, "totalOriginated": 429, "actionTaken": { "1": 429, "2": 117, "3": 181, "4": 19, "5": 7, "6": 0, "7": 127, "8": 85 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 19, "incompleteCount": 7, "approvedNotAcceptedCount": 117, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HBUA9JSUEWO16", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 428, "dollarVol": 151300000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 554, "totalOriginated": 428, "actionTaken": { "1": 428, "2": 7, "3": 21, "4": 81, "5": 16, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 81, "incompleteCount": 16, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LW7G8E8SHWC88", "name": "SESLOC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 427, "dollarVol": 91465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 808, "totalOriginated": 427, "actionTaken": { "1": 427, "2": 61, "3": 320, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 320, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065TMWOWFAXBL88", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 427, "dollarVol": 208865000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 573, "totalOriginated": 427, "actionTaken": { "1": 427, "2": 12, "3": 77, "4": 57, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023DLYUOD6GKQ42", "name": "Hawthorn Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 427, "dollarVol": 84785000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 661, "totalOriginated": 427, "actionTaken": { "1": 427, "2": 4, "3": 101, "4": 115, "5": 0, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 115, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BB8TE7SXIUJI50", "name": "GREATER IOWA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 426, "dollarVol": 41770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 673, "totalOriginated": 426, "actionTaken": { "1": 426, "2": 118, "3": 125, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L3IHIP0RH6IY76", "name": "SANDIA AREA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 425, "dollarVol": 48165000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 730, "totalOriginated": 425, "actionTaken": { "1": 425, "2": 6, "3": 178, "4": 89, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 89, "incompleteCount": 32, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002F9OWLKRICTY67", "name": "STANDARD MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 424, "dollarVol": 117650000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2308, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 1, "3": 58, "4": 151, "5": 6, "6": 1668, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 151, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1668, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5YB46ZKVUNF26", "name": "UNIWYO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 424, "dollarVol": 58250000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 644, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 1, "3": 96, "4": 118, "5": 1, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 118, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y01XP7FO81MC08", "name": "Core Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 423, "dollarVol": 124895000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 544, "totalOriginated": 423, "actionTaken": { "1": 423, "2": 1, "3": 15, "4": 95, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 95, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930043A47GB1KNJQ31", "name": "Altana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 423, "dollarVol": 64205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 547, "totalOriginated": 423, "actionTaken": { "1": 423, "2": 6, "3": 83, "4": 32, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 32, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5D5Q2KMDSMP10", "name": "Macatawa Bank, N. A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 423, "dollarVol": 98645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 600, "totalOriginated": 423, "actionTaken": { "1": 423, "2": 6, "3": 103, "4": 45, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 45, "incompleteCount": 23, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZIROI6ZF7B419", "name": "FAMILY FIRST OF NY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 422, "dollarVol": 54670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 537, "totalOriginated": 422, "actionTaken": { "1": 422, "2": 2, "3": 64, "4": 47, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 47, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PQLW7K91KOVU18", "name": "Sun East Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 421, "dollarVol": 45355000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 801, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 14, "3": 254, "4": 103, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 103, "incompleteCount": 9, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ZYMBN3CK8LJ82", "name": "Sturgis Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 419, "dollarVol": 65705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 469, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 37, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI67PLCC1Z3P80", "name": "WEBSTER FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 419, "dollarVol": 122145000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 870, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 22, "3": 189, "4": 53, "5": 50, "6": 11, "7": 57, "8": 69 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 189, "withdrawalCount": 53, "incompleteCount": 50, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWYXV06QXJH078", "name": "DOW CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 418, "dollarVol": 65970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 627, "totalOriginated": 418, "actionTaken": { "1": 418, "2": 2, "3": 10, "4": 162, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 162, "incompleteCount": 35, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6QWABFYI73E79", "name": "HAWAIIUSA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 417, "dollarVol": 112215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1128, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 104, "3": 445, "4": 149, "5": 2, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 445, "withdrawalCount": 149, "incompleteCount": 2, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003WN6DPWM6VYA67", "name": "AUSTIN TELCO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 417, "dollarVol": 56125000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 744, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 28, "3": 227, "4": 57, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 227, "withdrawalCount": 57, "incompleteCount": 15, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JNEZK52NOPC21", "name": "SARATOGA NATIONAL BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 416, "dollarVol": 149890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 630, "totalOriginated": 416, "actionTaken": { "1": 416, "2": 3, "3": 98, "4": 89, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 89, "incompleteCount": 24, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PMVNBERP6TB157", "name": "ONE NEVADA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 415, "dollarVol": 105485000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1175, "totalOriginated": 415, "actionTaken": { "1": 415, "2": 0, "3": 542, "4": 210, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 542, "withdrawalCount": 210, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VXX8ZL7L9EX282", "name": "Philadelphia Mortgage Advisors, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 414, "dollarVol": 127320000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 470, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 0, "3": 7, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JXQCVNMUHBR38", "name": "Yakima Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 414, "dollarVol": 154280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 663, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 13, "3": 49, "4": 58, "5": 10, "6": 0, "7": 24, "8": 95 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 58, "incompleteCount": 10, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PEQH6YK4DH0490", "name": "FRONTWAVE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 414, "dollarVol": 61770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 726, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 15, "3": 168, "4": 96, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 168, "withdrawalCount": 96, "incompleteCount": 33, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001EXVWX6Q13MY44", "name": "Bank of Bartlett", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 413, "dollarVol": 77625000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 797, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 93, "3": 233, "4": 50, "5": 0, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HTCBH4TWCVM82", "name": "MEMBERS MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 412, "dollarVol": 150330000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 670, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 13, "3": 69, "4": 55, "5": 121, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 55, "incompleteCount": 121, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASFUWYQO0RW077", "name": "ARBOR REALTY TRUST, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 412, "dollarVol": 4859430000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 564, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 9, "3": 30, "4": 113, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 113, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFL91481SLWI91", "name": "TRUE COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 412, "dollarVol": 42830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 558, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 22, "3": 97, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M16XETIG2Z5N24", "name": "Commercial Bank of Texas, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 412, "dollarVol": 113450000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 541, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 64, "3": 50, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUMML1SMLTVQ62", "name": "NUTMEG STATE FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 412, "dollarVol": 45560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 952, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 30, "3": 418, "4": 14, "5": 0, "6": 78, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 418, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 78, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJQZQTI7TUKN67", "name": "Trinity Oaks Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 412, "dollarVol": 161150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 518, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 11, "3": 20, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138004QPZ7FMGPTU106", "name": "CorTrust Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 411, "dollarVol": 52355000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 500, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 5, "3": 46, "4": 36, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LENIDYCDF93Y54", "name": "Heartland Credit Union (Madison)", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 410, "dollarVol": 62440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 530, "totalOriginated": 410, "actionTaken": { "1": 410, "2": 4, "3": 38, "4": 58, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 58, "incompleteCount": 20, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007Z7FTUKQGFMZ98", "name": "GREYSTONE SERVICING COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 409, "dollarVol": 6141075000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 589, "totalOriginated": 409, "actionTaken": { "1": 409, "2": 0, "3": 70, "4": 110, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 110, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4XILOL7HDRE77", "name": "Bank of Bird-in-Hand", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 409, "dollarVol": 99965000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 438, "totalOriginated": 409, "actionTaken": { "1": 409, "2": 13, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8K0GPRS1CUS51", "name": "HNB National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 408, "dollarVol": 83750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 566, "totalOriginated": 408, "actionTaken": { "1": 408, "2": 44, "3": 37, "4": 3, "5": 0, "6": 0, "7": 26, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500PCG3NCYFXK0D60", "name": "Westby Co-op Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 408, "dollarVol": 48190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 502, "totalOriginated": 408, "actionTaken": { "1": 408, "2": 5, "3": 14, "4": 54, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 54, "incompleteCount": 21, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800M6RMI3YBX62W88", "name": "CORTRUST MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 407, "dollarVol": 106355000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 527, "totalOriginated": 407, "actionTaken": { "1": 407, "2": 0, "3": 20, "4": 77, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 77, "incompleteCount": 23, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGV74J5SPHTG47", "name": "Planters Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 407, "dollarVol": 52065000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 527, "totalOriginated": 407, "actionTaken": { "1": 407, "2": 6, "3": 71, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TF1E42EUFBSL45", "name": "Mechanics Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 407, "dollarVol": 327075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 912, "totalOriginated": 407, "actionTaken": { "1": 407, "2": 10, "3": 144, "4": 107, "5": 39, "6": 156, "7": 26, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 107, "incompleteCount": 39, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 156, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002P6EVQ94HFYF14", "name": "FIRST HARVEST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 406, "dollarVol": 27100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 911, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 0, "3": 260, "4": 245, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 260, "withdrawalCount": 245, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002CAA1SKNHHUI24", "name": "Evergreen Bank Group", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 406, "dollarVol": 47200000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 827, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 13, "3": 224, "4": 37, "5": 144, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 224, "withdrawalCount": 37, "incompleteCount": 144, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QVY14BXG42N39", "name": "Institution for Savings in Newburyport and Its Vicinity", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 406, "dollarVol": 240840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 613, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 10, "3": 75, "4": 103, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 103, "incompleteCount": 19, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009SXBJ8LKIU7Q54", "name": "CoreFirst Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 404, "dollarVol": 59240000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 596, "totalOriginated": 404, "actionTaken": { "1": 404, "2": 74, "3": 60, "4": 1, "5": 0, "6": 0, "7": 10, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NW5S24O35U1962", "name": "NOBLE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 404, "dollarVol": 47830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 790, "totalOriginated": 404, "actionTaken": { "1": 404, "2": 47, "3": 275, "4": 5, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 275, "withdrawalCount": 5, "incompleteCount": 59, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1WJSOIS2FON98", "name": "CITYWIDE HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 404, "dollarVol": 149250000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 697, "totalOriginated": 404, "actionTaken": { "1": 404, "2": 5, "3": 36, "4": 200, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 200, "incompleteCount": 52, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G03BZB89LOWZ28", "name": "St. Anne's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 403, "dollarVol": 69945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 657, "totalOriginated": 403, "actionTaken": { "1": 403, "2": 7, "3": 160, "4": 59, "5": 0, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJ89CA12ZT7X03", "name": "The Luzerne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 403, "dollarVol": 62645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 517, "totalOriginated": 403, "actionTaken": { "1": 403, "2": 13, "3": 60, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5W91RLNLMTL86", "name": "Adams Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 403, "dollarVol": 105105000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 584, "totalOriginated": 403, "actionTaken": { "1": 403, "2": 19, "3": 56, "4": 96, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 96, "incompleteCount": 10, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S4QGNTM8G5J005", "name": "WISCONSIN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 403, "dollarVol": 108515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 552, "totalOriginated": 403, "actionTaken": { "1": 403, "2": 0, "3": 53, "4": 95, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 95, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7HCU10KIRLG30", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 402, "dollarVol": 90780000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 546, "totalOriginated": 402, "actionTaken": { "1": 402, "2": 7, "3": 85, "4": 50, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 50, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PQLK8E48ILXV41", "name": "Valon Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 401, "dollarVol": 94715000, "branches": 1, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 680, "totalOriginated": 401, "actionTaken": { "1": 401, "2": 4, "3": 146, "4": 105, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 146, "withdrawalCount": 105, "incompleteCount": 24, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R5DOGZK0VWYL76", "name": "Jonah Bank of Wyoming", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 401, "dollarVol": 127505000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 439, "totalOriginated": 401, "actionTaken": { "1": 401, "2": 1, "3": 9, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "UPMVBH3EU3LS6P1KR697", "name": "AMERANT BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 400, "dollarVol": 192310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1098, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 41, "3": 272, "4": 36, "5": 0, "6": 349, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 272, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 349, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RN1POVRDD21477", "name": "Carroll Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 399, "dollarVol": 46015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 426, "totalOriginated": 399, "actionTaken": { "1": 399, "2": 0, "3": 7, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPZIRQSNKHX741", "name": "LIBERTY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 398, "dollarVol": 58400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 606, "totalOriginated": 398, "actionTaken": { "1": 398, "2": 12, "3": 32, "4": 130, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 130, "incompleteCount": 34, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGK6WNKYXQ0821", "name": "ATLANTA POSTAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 398, "dollarVol": 54270000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1042, "totalOriginated": 398, "actionTaken": { "1": 398, "2": 41, "3": 317, "4": 188, "5": 98, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 317, "withdrawalCount": 188, "incompleteCount": 98, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009YUAJW70SG7L54", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 397, "dollarVol": 43665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 631, "totalOriginated": 397, "actionTaken": { "1": 397, "2": 5, "3": 105, "4": 89, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 89, "incompleteCount": 35, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300278QYT0O65D265", "name": "COLORADO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 397, "dollarVol": 80425000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 703, "totalOriginated": 397, "actionTaken": { "1": 397, "2": 0, "3": 108, "4": 198, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 198, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELXS6PBT8OEE44", "name": "Air Academy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 396, "dollarVol": 83090000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 534, "totalOriginated": 396, "actionTaken": { "1": 396, "2": 11, "3": 30, "4": 97, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 97, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GL556PQ7WG0G08", "name": "EDUCATIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 395, "dollarVol": 57565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 726, "totalOriginated": 395, "actionTaken": { "1": 395, "2": 21, "3": 224, "4": 50, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 224, "withdrawalCount": 50, "incompleteCount": 36, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T03X096VF60C57", "name": "American Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 395, "dollarVol": 101325000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 624, "totalOriginated": 395, "actionTaken": { "1": 395, "2": 3, "3": 91, "4": 135, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 135, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IUXHAK73AEH918", "name": "Bank of Frankewing", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 395, "dollarVol": 106665000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 625, "totalOriginated": 395, "actionTaken": { "1": 395, "2": 8, "3": 53, "4": 150, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 150, "incompleteCount": 19, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U1OBL1MC6M6518", "name": "MortgageCountry, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 394, "dollarVol": 170300000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 498, "totalOriginated": 394, "actionTaken": { "1": 394, "2": 0, "3": 5, "4": 99, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 99, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FL5GANFX0HMU45", "name": "ERIE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 394, "dollarVol": 26940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 672, "totalOriginated": 394, "actionTaken": { "1": 394, "2": 0, "3": 181, "4": 59, "5": 0, "6": 0, "7": 17, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009RSCJ6Y7LUWJ31", "name": "FEDERATED MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 394, "dollarVol": 146400000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 394, "totalOriginated": 394, "actionTaken": { "1": 394, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIXEN5875K5W17", "name": "Horicon Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 393, "dollarVol": 86645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 474, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 4, "3": 36, "4": 33, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 33, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NP3DNB1K9Z8513", "name": "CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 392, "dollarVol": 49960000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 582, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 3, "3": 169, "4": 12, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 169, "withdrawalCount": 12, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GOPH3KDGIKIU33", "name": "LATINO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 390, "dollarVol": 81240000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 529, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 18, "3": 34, "4": 86, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 86, "incompleteCount": 1, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJQ7L8XG0WT572", "name": "CINFED Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 390, "dollarVol": 87580000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 686, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 15, "3": 56, "4": 197, "5": 3, "6": 0, "7": 3, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 197, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "II61D6IY86YZ37HBBL25", "name": "Bankers Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 390, "dollarVol": 311520000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 544, "totalOriginated": 388, "actionTaken": { "1": 388, "2": 9, "3": 54, "4": 86, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 86, "incompleteCount": 7, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGMIRA554NW480", "name": "TLC COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 390, "dollarVol": 45590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 873, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 67, "3": 100, "4": 0, "5": 0, "6": 0, "7": 98, "8": 218 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MK77IBUMJBI791", "name": "Sullivan Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 390, "dollarVol": 116200000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 441, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 37, "3": 12, "4": 1, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RXHLK3XT6SD946", "name": "Jefferson Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 388, "dollarVol": 145250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 609, "totalOriginated": 388, "actionTaken": { "1": 388, "2": 91, "3": 59, "4": 2, "5": 0, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004WQK3PHW1SDP63", "name": "VALOR BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 388, "dollarVol": 110290000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 490, "totalOriginated": 388, "actionTaken": { "1": 388, "2": 31, "3": 6, "4": 65, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E4YLQ3BVQ4GW30", "name": "WALL STREET MORTGAGE BANKERS, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 388, "dollarVol": 349520000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 691, "totalOriginated": 388, "actionTaken": { "1": 388, "2": 2, "3": 170, "4": 130, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 130, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP314BNT2VUU11", "name": "PIONEER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 387, "dollarVol": 44395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 580, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 32, "3": 51, "4": 110, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 110, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPT4UV65RIEU74", "name": "Azura Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 387, "dollarVol": 31025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 774, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 107, "3": 152, "4": 116, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 116, "incompleteCount": 12, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3JUY6QMZ8DY86", "name": "Commercial Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 386, "dollarVol": 80410000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 490, "totalOriginated": 386, "actionTaken": { "1": 386, "2": 8, "3": 51, "4": 34, "5": 0, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V9IPN94068J011", "name": "Members Alliance Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 386, "dollarVol": 25250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 517, "totalOriginated": 386, "actionTaken": { "1": 386, "2": 1, "3": 24, "4": 82, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 82, "incompleteCount": 24, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SSNVCONGBH947", "name": "The First National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 386, "dollarVol": 66520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 511, "totalOriginated": 386, "actionTaken": { "1": 386, "2": 6, "3": 51, "4": 63, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 63, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CQG2T7TCGY8Q67", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 384, "dollarVol": 85880000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 461, "totalOriginated": 384, "actionTaken": { "1": 384, "2": 1, "3": 39, "4": 28, "5": 0, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LN4GS7BNXIO13", "name": "Fidelity Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 384, "dollarVol": 89050000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 632, "totalOriginated": 384, "actionTaken": { "1": 384, "2": 30, "3": 111, "4": 36, "5": 12, "6": 0, "7": 11, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 36, "incompleteCount": 12, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5A6PQ1VJG3497", "name": "First Federal Bank of Kansas City", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 383, "dollarVol": 100535000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 536, "totalOriginated": 383, "actionTaken": { "1": 383, "2": 4, "3": 67, "4": 56, "5": 13, "6": 0, "7": 1, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 56, "incompleteCount": 13, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZDER2ZANLA242", "name": "TROPICAL FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 383, "dollarVol": 56015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 896, "totalOriginated": 383, "actionTaken": { "1": 383, "2": 18, "3": 348, "4": 147, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 348, "withdrawalCount": 147, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KR4ZW8KJC82O47", "name": "Community First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 381, "dollarVol": 119535000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 476, "totalOriginated": 381, "actionTaken": { "1": 381, "2": 2, "3": 27, "4": 66, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001NJY765EZWDI06", "name": "RELIANT HOME FUNDING, INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 381, "dollarVol": 181035000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 591, "totalOriginated": 381, "actionTaken": { "1": 381, "2": 8, "3": 21, "4": 156, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 156, "incompleteCount": 25, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UONVHJ0G6DSL23", "name": "Bravera Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 381, "dollarVol": 104125000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 445, "totalOriginated": 381, "actionTaken": { "1": 381, "2": 10, "3": 15, "4": 38, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZIAVB1U6Z4S78", "name": "CFCU COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 380, "dollarVol": 77590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 463, "totalOriginated": 380, "actionTaken": { "1": 380, "2": 8, "3": 49, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930098QK48NVYBZC62", "name": "EZ FUNDINGS INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 380, "dollarVol": 201600000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 502, "totalOriginated": 380, "actionTaken": { "1": 380, "2": 1, "3": 5, "4": 111, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 111, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E34W6TNRG7B624", "name": "OREGONIANS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 380, "dollarVol": 37170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 576, "totalOriginated": 380, "actionTaken": { "1": 380, "2": 17, "3": 103, "4": 75, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 75, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3YPB6EJ1RV917", "name": "First Bank of Berne", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 380, "dollarVol": 46380000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 474, "totalOriginated": 380, "actionTaken": { "1": 380, "2": 14, "3": 59, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FMENBK31GGQ69", "name": "Rize Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 380, "dollarVol": 56890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 674, "totalOriginated": 380, "actionTaken": { "1": 380, "2": 84, "3": 158, "4": 13, "5": 5, "6": 34, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 34, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TR6MWKSIOP3B72", "name": "Brookline Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 379, "dollarVol": 185335000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 600, "totalOriginated": 379, "actionTaken": { "1": 379, "2": 7, "3": 118, "4": 57, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 57, "incompleteCount": 39, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HIDMT4ZG09RP47", "name": "CREDENCE FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 379, "dollarVol": 131735000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 621, "totalOriginated": 379, "actionTaken": { "1": 379, "2": 0, "3": 0, "4": 242, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 242, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AG9OLNQOYN9650", "name": "Great Midwest Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 378, "dollarVol": 174870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 788, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 3, "3": 29, "4": 69, "5": 10, "6": 28, "7": 56, "8": 215 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 69, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003V0VOGJ2CI8520", "name": "Kennebunk Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 378, "dollarVol": 130900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 582, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 9, "3": 133, "4": 57, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 57, "incompleteCount": 5, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8C23BCNGJ4960", "name": "COMMUNITY BANC MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 378, "dollarVol": 53170000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 565, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 0, "3": 64, "4": 99, "5": 21, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 99, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8CJG5MSY8BH57", "name": "BANK OF LITTLE ROCK MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 378, "dollarVol": 108500000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 530, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 0, "3": 25, "4": 121, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 121, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F7S6KEMTKK0546", "name": "Extraco Banks, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 376, "dollarVol": 139980000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 523, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 1, "3": 56, "4": 88, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 88, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003B20KZ3DEZGB43", "name": "Royal Business Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 376, "dollarVol": 292650000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 598, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 3, "3": 40, "4": 64, "5": 72, "6": 43, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 64, "incompleteCount": 72, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 43, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJMSK78N2L9U23", "name": "OAK MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 375, "dollarVol": 102845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 477, "totalOriginated": 375, "actionTaken": { "1": 375, "2": 86, "3": 13, "4": 1, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RA4FKR1AA05ZK88M8034", "name": "Broadway National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 375, "dollarVol": 289095000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 768, "totalOriginated": 375, "actionTaken": { "1": 375, "2": 4, "3": 202, "4": 118, "5": 67, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 202, "withdrawalCount": 118, "incompleteCount": 67, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OOBQV34V3WL383", "name": "ABNB Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 374, "dollarVol": 41940000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 594, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 12, "3": 194, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSY236S7MBKO83", "name": "CIS Financial Services, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 374, "dollarVol": 45760000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 704, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 0, "3": 29, "4": 237, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 237, "incompleteCount": 64, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PCN2EQDRMIHV68", "name": "MORTGAGE INVESTMENT SERVICES CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 374, "dollarVol": 69480000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 687, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 177, "3": 90, "4": 32, "5": 0, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 177, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2B4FHRYOXTS09", "name": "Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 373, "dollarVol": 162715000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 658, "totalOriginated": 373, "actionTaken": { "1": 373, "2": 31, "3": 200, "4": 7, "5": 6, "6": 41, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 7, "incompleteCount": 6, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 41, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WZ3RTY75P7HO83", "name": "Eagle Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 373, "dollarVol": 58525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1285, "totalOriginated": 373, "actionTaken": { "1": 373, "2": 37, "3": 351, "4": 38, "5": 486, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 351, "withdrawalCount": 38, "incompleteCount": 486, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FWYXJ79KO49290", "name": "UNIFY FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 372, "dollarVol": 54240000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1028, "totalOriginated": 372, "actionTaken": { "1": 372, "2": 0, "3": 390, "4": 157, "5": 109, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 390, "withdrawalCount": 157, "incompleteCount": 109, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BIR9N6Y5KFV24", "name": "CNB Bank And Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 372, "dollarVol": 119090000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 512, "totalOriginated": 372, "actionTaken": { "1": 372, "2": 4, "3": 87, "4": 41, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 41, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IH3DF6NS2IYJ30", "name": "FIRST SERVICE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 372, "dollarVol": 55270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 556, "totalOriginated": 372, "actionTaken": { "1": 372, "2": 5, "3": 44, "4": 115, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 115, "incompleteCount": 20, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HFDG31YJ3MM36", "name": "MYCUMORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 372, "dollarVol": 64670000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1623, "totalOriginated": 372, "actionTaken": { "1": 372, "2": 28, "3": 86, "4": 48, "5": 14, "6": 1075, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 48, "incompleteCount": 14, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 1075, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UV5JQXLGVWIP44", "name": "Devon Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 372, "dollarVol": 149230000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 649, "totalOriginated": 372, "actionTaken": { "1": 372, "2": 52, "3": 33, "4": 164, "5": 19, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 164, "incompleteCount": 19, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPBZCTMM3Y0061", "name": "NASA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 371, "dollarVol": 66745000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 712, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 50, "3": 33, "4": 50, "5": 14, "6": 194, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 50, "incompleteCount": 14, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 194, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F52SJSXL6QRM73", "name": "FIRST COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 371, "dollarVol": 91875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 625, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 0, "3": 121, "4": 131, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 131, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIKSC6B00SLF36", "name": "The Farmers Bank, Frankfort, Indiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 370, "dollarVol": 54680000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 575, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 12, "3": 51, "4": 16, "5": 2, "6": 0, "7": 30, "8": 94 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQ47K76CF2A976", "name": "CORNHUSKER BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 370, "dollarVol": 118650000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 428, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 6, "3": 18, "4": 33, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GLDL4X3U4RFI74", "name": "Guardian Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 370, "dollarVol": 49140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1050, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 89, "3": 498, "4": 0, "5": 0, "6": 0, "7": 44, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 498, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRKI1J5D73X280", "name": "The Genoa Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 370, "dollarVol": 82960000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 429, "totalOriginated": 377, "actionTaken": { "1": 377, "2": 0, "3": 16, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001E3OD1D4Y8KX63", "name": "FIRST HERITAGE FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 369, "dollarVol": 80715000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 475, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 2, "3": 46, "4": 40, "5": 0, "6": 1, "7": 8, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZCM5T73BZEI76", "name": "PeoplesSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 369, "dollarVol": 69775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 320, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 0, "3": 22, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HV02VPA0FYR272", "name": "American Liberty Mortgage, Incorporated", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 368, "dollarVol": 145030000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 568, "totalOriginated": 368, "actionTaken": { "1": 368, "2": 16, "3": 33, "4": 148, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 148, "incompleteCount": 3, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IER2H3R8YLBW04", "name": "Forward Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 367, "dollarVol": 67775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 463, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 57, "3": 34, "4": 0, "5": 4, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 0, "incompleteCount": 4, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4JDIJPBEO8J84", "name": "GENHOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 367, "dollarVol": 161455000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 992, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 1, "3": 119, "4": 505, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 505, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOPGYPVP42FW34", "name": "DATCU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 367, "dollarVol": 59355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 669, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 0, "3": 175, "4": 126, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 175, "withdrawalCount": 126, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQS3UXEAID1Q88", "name": "POLISH NATIONAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 366, "dollarVol": 57510000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 490, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 9, "3": 65, "4": 38, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 38, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X2FI65C4A30O27", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 366, "dollarVol": 89770000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 462, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 11, "3": 17, "4": 60, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 60, "incompleteCount": 7, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XWC8ZG8WYKWG35", "name": "Towne First Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 366, "dollarVol": 138840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 432, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 2, "3": 10, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030UYPZM65LOF37", "name": "MidWest America Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 366, "dollarVol": 43500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 549, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 5, "3": 61, "4": 74, "5": 10, "6": 0, "7": 14, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 74, "incompleteCount": 10, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KDQNIC08M074", "name": "UMASSFIVE COLLEGE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 365, "dollarVol": 43525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 595, "totalOriginated": 365, "actionTaken": { "1": 365, "2": 51, "3": 78, "4": 7, "5": 36, "6": 58, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 7, "incompleteCount": 36, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 58, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845006YE04B346EC919", "name": "SayGO Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 364, "dollarVol": 121810000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2871, "totalOriginated": 364, "actionTaken": { "1": 364, "2": 51, "3": 61, "4": 1972, "5": 423, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 1972, "incompleteCount": 423, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089R5VSN6GVCK47", "name": "SouthEast Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 364, "dollarVol": 126090000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 530, "totalOriginated": 364, "actionTaken": { "1": 364, "2": 36, "3": 77, "4": 37, "5": 0, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930097J3TUZXBXXE75", "name": "HAPO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 364, "dollarVol": 71060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 704, "totalOriginated": 364, "actionTaken": { "1": 364, "2": 73, "3": 208, "4": 47, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 47, "incompleteCount": 12, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E57105E8PDY082", "name": "VALLEY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 363, "dollarVol": 65425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 474, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 0, "3": 81, "4": 3, "5": 7, "6": 0, "7": 19, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 3, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005H3NABV4GMAG85", "name": "CONNECTICUT STATE EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 363, "dollarVol": 28435000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 609, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 0, "3": 134, "4": 43, "5": 39, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 43, "incompleteCount": 39, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZTV4S0W9DCX64", "name": "GENWAY HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 362, "dollarVol": 160530000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1075, "totalOriginated": 362, "actionTaken": { "1": 362, "2": 1, "3": 330, "4": 298, "5": 84, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 330, "withdrawalCount": 298, "incompleteCount": 84, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WSQPVY1NRH6062", "name": "SILVER STATE SCHOOLS SERVICE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 361, "dollarVol": 39675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 600, "totalOriginated": 361, "actionTaken": { "1": 361, "2": 0, "3": 120, "4": 117, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 117, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930032OCUOR526IR93", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 361, "dollarVol": 88775000, "branches": 1, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 544, "totalOriginated": 361, "actionTaken": { "1": 361, "2": 4, "3": 65, "4": 105, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 105, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008T2QQO3QJ0EM38", "name": "CADENCE LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 361, "dollarVol": 107955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 443, "totalOriginated": 361, "actionTaken": { "1": 361, "2": 60, "3": 7, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V2YLC1I721HE07", "name": "F & M BANK CORP.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 360, "dollarVol": 103650000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 498, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 4, "3": 21, "4": 108, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 108, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT7S7TRS2KSX88", "name": "1ST FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 359, "dollarVol": 148405000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 676, "totalOriginated": 359, "actionTaken": { "1": 359, "2": 50, "3": 73, "4": 158, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 158, "incompleteCount": 36, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ON2ILGPUVKZT28", "name": "American Bank of Oklahoma", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 358, "dollarVol": 77320000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 446, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 6, "3": 21, "4": 59, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 59, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZAZI235VM8Q149", "name": "JAMS-01, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 358, "dollarVol": 172830000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 417, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 0, "3": 6, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZVNU4UKZSWD59", "name": "CANTON SCHOOL EMPLOYEES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 358, "dollarVol": 23380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 448, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 17, "3": 49, "4": 18, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 18, "incompleteCount": 6, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009JEKX81THMLH86", "name": "ATLANTIC REGIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 357, "dollarVol": 33865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 608, "totalOriginated": 357, "actionTaken": { "1": 357, "2": 7, "3": 149, "4": 63, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 63, "incompleteCount": 32, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F0QYLUOR9SYB86", "name": "802 CREDIT UNION INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 356, "dollarVol": 54940000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 356, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4GZM7GG3EIV16", "name": "Anderson Brothers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 356, "dollarVol": 77610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 544, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 23, "3": 42, "4": 109, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 109, "incompleteCount": 14, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AOB4S7B0DB7863", "name": "JUSTICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 356, "dollarVol": 58380000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 814, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 32, "3": 86, "4": 175, "5": 0, "6": 0, "7": 53, "8": 112 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 175, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6YKIXOYQ57883", "name": "Greenfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 355, "dollarVol": 145605000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 480, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 10, "3": 43, "4": 65, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 65, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HPQK71BCBQVT93", "name": "HUGHES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 355, "dollarVol": 27905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 840, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 164, "3": 244, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 244, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 164, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPNOE7JUQFYZ45", "name": "TRUST MORTGAGE, CORP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 355, "dollarVol": 50665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 495, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 1, "3": 53, "4": 74, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 74, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OXXFLNNHTW637", "name": "ASSEMBLIES OF GOD Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 355, "dollarVol": 85405000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 407, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 0, "3": 7, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500D61DCEC4E2B661", "name": "BUILDERS CHOICE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 355, "dollarVol": 155035000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 532, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 19, "3": 49, "4": 102, "5": 5, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 102, "incompleteCount": 5, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZK5SW6NTWB533", "name": "Enterprise Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 354, "dollarVol": 335430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 563, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 8, "3": 22, "4": 70, "5": 2, "6": 0, "7": 18, "8": 89 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 70, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N2GMOJ61XHEL06", "name": "SELECT LENDING SERVICES LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 353, "dollarVol": 167965000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 523, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 23, "3": 9, "4": 128, "5": 0, "6": 0, "7": 4, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 128, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0WZYZ4I41CZ29", "name": "BEACON CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 353, "dollarVol": 41075000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 531, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 41, "3": 108, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300POCKENHFN8BN88", "name": "Longview Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 352, "dollarVol": 67040000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 385, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 6, "3": 12, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6J0XZXQGKDW16", "name": "U.S. EAGLE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 352, "dollarVol": 37250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 530, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 5, "3": 80, "4": 60, "5": 21, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 60, "incompleteCount": 21, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XY02VS45I5ZZ90", "name": "Lincoln Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 352, "dollarVol": 104830000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 402, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 8, "3": 11, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N80S5V3OY3S68", "name": "GROUP MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 352, "dollarVol": 156420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 662, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 6, "3": 6, "4": 85, "5": 0, "6": 196, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 196, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EAO0HUFDR48U74", "name": "RED RIVER EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 352, "dollarVol": 55080000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 588, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 1, "3": 76, "4": 35, "5": 8, "6": 116, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 35, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 116, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVFLWKU7133506", "name": "PREMIER AMERICA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 352, "dollarVol": 64980000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 729, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 28, "3": 117, "4": 55, "5": 177, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 55, "incompleteCount": 177, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZPTT694OV6U433", "name": "FIRSTMARK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 352, "dollarVol": 33220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 913, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 1, "3": 380, "4": 152, "5": 15, "6": 0, "7": 0, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 380, "withdrawalCount": 152, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HEPQK96AEXHS12", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 351, "dollarVol": 103085000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 389, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 4, "3": 17, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LP0CV2MNC1GV68", "name": "Academy Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 351, "dollarVol": 154305000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 522, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 0, "3": 37, "4": 130, "5": 1, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 130, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SP1FN4D81IS17", "name": "Toyota Financial Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 351, "dollarVol": 246145000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 442, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 3, "3": 28, "4": 60, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MFBT1AI7V3W25", "name": "SERVU FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 351, "dollarVol": 24855000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 539, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 3, "3": 64, "4": 55, "5": 4, "6": 0, "7": 20, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 55, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFNTNQLLW0HY87", "name": "The Citizens National Bank of Meridian", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 351, "dollarVol": 64645000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 525, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 5, "3": 58, "4": 92, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 92, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZ8E0GLIFFYB55", "name": "Volunteer State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 351, "dollarVol": 111005000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 447, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 18, "3": 59, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N33AYNKI4VCV72", "name": "Gulf Winds Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 350, "dollarVol": 51080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 801, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 7, "3": 96, "4": 347, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 347, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038B7D8N5ZCSG62", "name": "ATOMIC CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 350, "dollarVol": 52180000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 583, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 0, "3": 159, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIRTE6O2776X89", "name": "BAYER HERITAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 349, "dollarVol": 36645000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 536, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 20, "3": 96, "4": 69, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 69, "incompleteCount": 2, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGE7I6F2K89769", "name": "BMI Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 349, "dollarVol": 44275000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 470, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 0, "3": 54, "4": 66, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 66, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A76WI58XAFNF59", "name": "ARIZONA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 349, "dollarVol": 48455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 857, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 1, "3": 298, "4": 174, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 298, "withdrawalCount": 174, "incompleteCount": 35, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039OWZFM2IGRN69", "name": "Chambers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 348, "dollarVol": 79290000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 456, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 10, "3": 48, "4": 48, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZ2IPWRMLAYZ30", "name": "MID-ISLAND MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 348, "dollarVol": 146890000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 517, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 0, "3": 38, "4": 110, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 110, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BN4MNW5KE16X83", "name": "Northfield Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 348, "dollarVol": 64060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 954, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 29, "3": 511, "4": 34, "5": 16, "6": 14, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 511, "withdrawalCount": 34, "incompleteCount": 16, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKW6LAHX0L9161", "name": "Georgia Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 345, "dollarVol": 41945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 359, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 9, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBWA4J4QTPSY69", "name": "Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 344, "dollarVol": 100060000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 628, "totalOriginated": 344, "actionTaken": { "1": 344, "2": 50, "3": 51, "4": 23, "5": 6, "6": 0, "7": 31, "8": 123 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 23, "incompleteCount": 6, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007EGI95MEVJ2178", "name": "MICHIGAN EDUCATIONAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 344, "dollarVol": 33000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 388, "totalOriginated": 344, "actionTaken": { "1": 344, "2": 0, "3": 44, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWJ3UDIX8KBP64", "name": "Generations Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 344, "dollarVol": 108930000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 443, "totalOriginated": 344, "actionTaken": { "1": 344, "2": 42, "3": 45, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESNLIWVN3TK065", "name": "CBC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 343, "dollarVol": 91515000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 571, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 0, "3": 116, "4": 80, "5": 11, "6": 0, "7": 16, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 80, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KR83OL4XF00793", "name": "VILLAGE BANK MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 343, "dollarVol": 104365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 422, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 36, "3": 12, "4": 27, "5": 3, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "562V2SM4I80MJO5HYB83", "name": "Bank Rhode Island", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 343, "dollarVol": 139755000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 551, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 5, "3": 129, "4": 36, "5": 37, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 36, "incompleteCount": 37, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D064PXOX5JP483", "name": "Mid-Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 343, "dollarVol": 82675000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 405, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 4, "3": 17, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500Z5NTAJDQWN0T57", "name": "Capital Partner Mortgage Services", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 342, "dollarVol": 112260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 476, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 9, "3": 33, "4": 91, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 91, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ENXD6MBH06E085", "name": "Bristol County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 342, "dollarVol": 188130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 554, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 4, "3": 60, "4": 38, "5": 9, "6": 0, "7": 32, "8": 69 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 38, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U4FBW37LFHW771", "name": "JET DIRECT FUNDING CORP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 342, "dollarVol": 179000000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 582, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 19, "3": 69, "4": 118, "5": 33, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 118, "incompleteCount": 33, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HZKPV04SFK9K27", "name": "CO-OP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 342, "dollarVol": 51060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 383, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 0, "3": 20, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWMKY0FK1H5L44", "name": "Montgomery Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 341, "dollarVol": 69845000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 456, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 18, "3": 54, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUF2EI6H23YK94", "name": "BEEHIVE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 339, "dollarVol": 52425000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 561, "totalOriginated": 339, "actionTaken": { "1": 339, "2": 13, "3": 85, "4": 25, "5": 83, "6": 0, "7": 7, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 25, "incompleteCount": 83, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YYJWBT2GH5DS80", "name": "PICATINNY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 339, "dollarVol": 41445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 597, "totalOriginated": 339, "actionTaken": { "1": 339, "2": 20, "3": 131, "4": 52, "5": 38, "6": 0, "7": 8, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 52, "incompleteCount": 38, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDDXGC8OXLNZ36", "name": "First United Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 338, "dollarVol": 81070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 389, "totalOriginated": 338, "actionTaken": { "1": 338, "2": 34, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CNZPI5WN45KW48", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 337, "dollarVol": 63885000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 414, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 4, "3": 16, "4": 56, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 56, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EES32R2VOEK894", "name": "Bankers' Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 337, "dollarVol": 75895000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 490, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 4, "3": 58, "4": 74, "5": 16, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 74, "incompleteCount": 16, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "YQI2CPR3Z44KAR0HG822", "name": "The Park Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 336, "dollarVol": 108300000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 520, "totalOriginated": 336, "actionTaken": { "1": 336, "2": 11, "3": 30, "4": 41, "5": 19, "6": 3, "7": 11, "8": 69 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 41, "incompleteCount": 19, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AFD1IR7H2CES48", "name": "The Nodaway Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 336, "dollarVol": 60020000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 406, "totalOriginated": 336, "actionTaken": { "1": 336, "2": 11, "3": 31, "4": 24, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 24, "incompleteCount": 4, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XC2Y1SLXRQP11", "name": "INFINITY EQUITY GROUP, LLC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 335, "dollarVol": 126655000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 437, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 0, "3": 3, "4": 96, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 96, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5PE7ZGYRW5Q15", "name": "Citizens Bank of Las Cruces", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 335, "dollarVol": 92685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 392, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 4, "3": 17, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T576VYG7I55390", "name": "Pen Air Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 335, "dollarVol": 83685000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 877, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 12, "3": 337, "4": 137, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 337, "withdrawalCount": 137, "incompleteCount": 56, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTS7TVGFDGUH88", "name": "The National Bank of Indianapolis", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 334, "dollarVol": 122720000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 428, "totalOriginated": 334, "actionTaken": { "1": 334, "2": 14, "3": 20, "4": 38, "5": 3, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 38, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZF8VZFNRNBW38", "name": "Geddes Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 334, "dollarVol": 72280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 428, "totalOriginated": 334, "actionTaken": { "1": 334, "2": 13, "3": 32, "4": 26, "5": 5, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 26, "incompleteCount": 5, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYN3TROD97TI79", "name": "ALLSOUTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 334, "dollarVol": 45020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 704, "totalOriginated": 334, "actionTaken": { "1": 334, "2": 0, "3": 160, "4": 207, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 207, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNJRM4GVCEUP46", "name": "FOOTHILL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 334, "dollarVol": 58830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 453, "totalOriginated": 334, "actionTaken": { "1": 334, "2": 0, "3": 60, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDC5KWHWDXTW48", "name": "USF Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 333, "dollarVol": 71375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 763, "totalOriginated": 333, "actionTaken": { "1": 333, "2": 16, "3": 264, "4": 150, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 264, "withdrawalCount": 150, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TETFK3GXOHZ594", "name": "Texas Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 332, "dollarVol": 129350000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 523, "totalOriginated": 332, "actionTaken": { "1": 332, "2": 102, "3": 84, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4YZ9QY31U5912", "name": "PrimeSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 332, "dollarVol": 117760000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 365, "totalOriginated": 332, "actionTaken": { "1": 332, "2": 6, "3": 20, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMWSYX6B5ZOK69", "name": "Wilson & Muir Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 331, "dollarVol": 65725000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 368, "totalOriginated": 331, "actionTaken": { "1": 331, "2": 5, "3": 14, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V7NEE9M236MZ98", "name": "THE BANK OF MARION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 331, "dollarVol": 55595000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 406, "totalOriginated": 331, "actionTaken": { "1": 331, "2": 15, "3": 56, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FRF7HYNM1S7Y12", "name": "FirstBank Southwest", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 330, "dollarVol": 56460000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 428, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 4, "3": 45, "4": 46, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 46, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007IU6SKFLLNKZ07", "name": "PACIFIC LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 329, "dollarVol": 137335000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 387, "totalOriginated": 329, "actionTaken": { "1": 329, "2": 0, "3": 0, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490046GL77VSFSYG24", "name": "Signature Bank of Arkansas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 329, "dollarVol": 163775000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 361, "totalOriginated": 293, "actionTaken": { "1": 293, "2": 6, "3": 12, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ULL1JFIC1C287", "name": "UNITEDONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 328, "dollarVol": 33650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 538, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 23, "3": 67, "4": 47, "5": 12, "6": 0, "7": 49, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 47, "incompleteCount": 12, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MWMG5LNBKUMF75", "name": "STONE MEADOW LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 327, "dollarVol": 85625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 483, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 2, "3": 19, "4": 95, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M1AHTCIYKM7V90", "name": "The City National Bank of Sulphur Springs", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 327, "dollarVol": 80085000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 438, "totalOriginated": 327, "actionTaken": { "1": 327, "2": 1, "3": 46, "4": 64, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2OYT7VTDY6Z20", "name": "ANDREWS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 327, "dollarVol": 87335000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 862, "totalOriginated": 327, "actionTaken": { "1": 327, "2": 4, "3": 75, "4": 284, "5": 9, "6": 163, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 284, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 163, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930009DUZUXUZIDL84", "name": "The Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 326, "dollarVol": 81320000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 459, "totalOriginated": 326, "actionTaken": { "1": 326, "2": 37, "3": 74, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IHBKY3L5OIDT39", "name": "Planters Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 326, "dollarVol": 68680000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 343, "totalOriginated": 326, "actionTaken": { "1": 326, "2": 4, "3": 10, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003EW6T31TGECO83", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 325, "dollarVol": 82805000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 395, "totalOriginated": 325, "actionTaken": { "1": 325, "2": 47, "3": 23, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI5KT42YX5L588", "name": "FIRST NORTHERN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 324, "dollarVol": 41300000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 535, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 14, "3": 79, "4": 60, "5": 55, "6": 2, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 60, "incompleteCount": 55, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H05YH2B8D1FY15", "name": "Greenville Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 324, "dollarVol": 36590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 405, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 17, "3": 26, "4": 25, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 25, "incompleteCount": 13, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDR80I1ELW8D36", "name": "AgWest Farm Credit, FLCA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 324, "dollarVol": 178070000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 761, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 63, "3": 122, "4": 82, "5": 170, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 82, "incompleteCount": 170, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q7ODSDOEDUNP68", "name": "FIRST INTEGRITY MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 324, "dollarVol": 79780000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 426, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 0, "3": 13, "4": 89, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 89, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004SDYVHYN4M716", "name": "Coastal Carolina National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 324, "dollarVol": 110900000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 426, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 8, "3": 41, "4": 50, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 50, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQEDQYDJR8CP22", "name": "COREVEST AMERICAN FINANCE LENDER LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 324, "dollarVol": 686580000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 616, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 0, "3": 54, "4": 238, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 238, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TULDV69V2XKY60", "name": "United States Senate Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 323, "dollarVol": 47655000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 525, "totalOriginated": 323, "actionTaken": { "1": 323, "2": 74, "3": 99, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY97XGRF7XZO52", "name": "TEXANS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 322, "dollarVol": 40910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1331, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 180, "3": 597, "4": 189, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 597, "withdrawalCount": 189, "incompleteCount": 43, "approvedNotAcceptedCount": 180, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IY3J6361R6MA88", "name": "PCM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 321, "dollarVol": 41115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 402, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 0, "3": 19, "4": 60, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008US5LUWX2ZH247", "name": "Del Norte Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 321, "dollarVol": 62615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 516, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 8, "3": 103, "4": 63, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 63, "incompleteCount": 21, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WAN5TOEYBJJR25", "name": "United Heritage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 321, "dollarVol": 40095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 555, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 2, "3": 186, "4": 44, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 44, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Q2ZM3OTLTQH25", "name": "Direct Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 321, "dollarVol": 78005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 491, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 1, "3": 148, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANTUZH5AQQXR02", "name": "ST. CLOUD FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 321, "dollarVol": 53315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 375, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 0, "3": 21, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZTITCLMZ3TL46", "name": "Security First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 320, "dollarVol": 66800000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 390, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 28, "3": 22, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WETW159N5QFR97", "name": "FIRST CAPITAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 320, "dollarVol": 20930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 520, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 0, "3": 117, "4": 83, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 83, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F03B9034CQB904", "name": "Beeline Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 320, "dollarVol": 103180000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 4692, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 35, "3": 1987, "4": 948, "5": 1402, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1987, "withdrawalCount": 948, "incompleteCount": 1402, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPHGEE40YQXO21", "name": "FARMERS INSURANCE GROUP FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 320, "dollarVol": 51890000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 585, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 2, "3": 197, "4": 1, "5": 0, "6": 57, "7": 1, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 197, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 57, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N133DZGPB2X985", "name": "Freedom Northwest Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 320, "dollarVol": 58170000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 348, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 27, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027H7CJF9GCDZ36", "name": "FORT FINANCIAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 319, "dollarVol": 37585000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 606, "totalOriginated": 319, "actionTaken": { "1": 319, "2": 58, "3": 113, "4": 104, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 104, "incompleteCount": 12, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN0C13QXN1P552", "name": "Highland Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 319, "dollarVol": 40785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 463, "totalOriginated": 319, "actionTaken": { "1": 319, "2": 27, "3": 75, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYDLDVRYKJ3N02", "name": "FINANCIAL CENTER FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 319, "dollarVol": 26675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 503, "totalOriginated": 319, "actionTaken": { "1": 319, "2": 0, "3": 182, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHKDUKPJGRPK46", "name": "SAFE 1 CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 318, "dollarVol": 23970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 374, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 0, "3": 56, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YLIY5SO2XSK094", "name": "Ridgewood Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 318, "dollarVol": 389190000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 509, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 37, "3": 67, "4": 43, "5": 31, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 43, "incompleteCount": 31, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDFK1ZR5QSYO15", "name": "TEXELL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 318, "dollarVol": 36010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 645, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 46, "3": 191, "4": 90, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 90, "incompleteCount": 0, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490033STXCA9YDXT42", "name": "Glennville Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 318, "dollarVol": 37240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 392, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 7, "3": 35, "4": 31, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 31, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KST6N97GYH0O45", "name": "Susser Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 317, "dollarVol": 170195000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 477, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 4, "3": 36, "4": 108, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 108, "incompleteCount": 12, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GP2576VSW7TS47", "name": "Adventure Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 317, "dollarVol": 43825000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 420, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 3, "3": 24, "4": 62, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 62, "incompleteCount": 14, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W09D8JV1ANXX59", "name": "THE ANDERSON FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 317, "dollarVol": 105685000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 447, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 8, "3": 6, "4": 114, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 114, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E5EHQD56Y9WV93", "name": "TransPecos Banks", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 316, "dollarVol": 37780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 486, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 3, "3": 155, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6UHRKD73G36IZYN3FC43", "name": "Customers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 316, "dollarVol": 333830000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 383, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 14, "3": 20, "4": 20, "5": 3, "6": 0, "7": 1, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004W2JKWS6P17T44", "name": "United Bank of Michigan", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 315, "dollarVol": 81985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 471, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 3, "3": 72, "4": 65, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 65, "incompleteCount": 16, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X6ESK4SUBRYL85", "name": "Waterman State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 314, "dollarVol": 119720000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 385, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 3, "3": 19, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SBCJXCPODZN187", "name": "MORTGAGE ONE SOLUTIONS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 314, "dollarVol": 127320000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJODJ0SZUNMX12", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 313, "dollarVol": 95855000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 421, "totalOriginated": 313, "actionTaken": { "1": 313, "2": 72, "3": 22, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1JK4OE41PLT95", "name": "The Citizens Bank of Philadelphia, Mississippi", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 313, "dollarVol": 72165000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 420, "totalOriginated": 313, "actionTaken": { "1": 313, "2": 2, "3": 30, "4": 72, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 72, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R423PBPM6A173", "name": "OCEANSIDE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 312, "dollarVol": 82990000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 488, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 0, "3": 29, "4": 147, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 147, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MCB5QTUWUWQ396", "name": "Public Service Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 312, "dollarVol": 25290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 576, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 78, "3": 155, "4": 27, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SI3EZ7U02L5E39", "name": "PROPONENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 312, "dollarVol": 43620000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 526, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 9, "3": 117, "4": 88, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 88, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G8SAGXEDF5FK39", "name": "First Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 311, "dollarVol": 71525000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 471, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 45, "3": 62, "4": 43, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 43, "incompleteCount": 10, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4CKL0HRXJ3085", "name": "The Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 311, "dollarVol": 112095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 398, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 58, "3": 27, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AASWOQ6SVWCG44", "name": "Tulsa Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 311, "dollarVol": 42535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1122, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 89, "3": 182, "4": 234, "5": 35, "6": 0, "7": 163, "8": 108 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 234, "incompleteCount": 35, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3LYUX1NJVC329", "name": "MORTGAGE CAPITAL PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 311, "dollarVol": 209505000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 548, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 14, "3": 0, "4": 222, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 222, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PP57SEJJCWLI44", "name": "Maine State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 311, "dollarVol": 60715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 454, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 41, "3": 85, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007IES1RWVUDDU23", "name": "Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 311, "dollarVol": 118885000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 373, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 1, "3": 15, "4": 41, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490047DXSX2HF6QY47", "name": "FIRST BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 311, "dollarVol": 72715000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 462, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 20, "3": 88, "4": 42, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y4QCRHFQOGEU34", "name": "Ukrainian Selfreliance Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 311, "dollarVol": 498125000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 386, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 1, "3": 44, "4": 28, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 28, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006CSAAG67CX8Z55", "name": "Summit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 310, "dollarVol": 31110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 350, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 1, "3": 37, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YY8IQK41QDLZ95", "name": "Advantage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 310, "dollarVol": 32960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 576, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 0, "3": 192, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 192, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOBXG0DT4I6U54", "name": "1ST 2ND MORTGAGE COMPANY OF N.J., INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 310, "dollarVol": 131630000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 422, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 0, "3": 18, "4": 94, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 94, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004G43JM6M5BFR40", "name": "FAMILY FINANCE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 310, "dollarVol": 83600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 313, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002POZ4RFS6X0Z30", "name": "Dakota Community Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 310, "dollarVol": 81290000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 394, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 1, "3": 24, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QY4UCP33T94N09", "name": "Ballston Spa National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 310, "dollarVol": 76370000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 502, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 122, "3": 19, "4": 46, "5": 2, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 46, "incompleteCount": 2, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WW4OBT30G5DK23", "name": "THRIVENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 310, "dollarVol": 44440000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 468, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 91, "3": 59, "4": 0, "5": 0, "6": 0, "7": 1, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK2AEMKCO4JZ92", "name": "SIS BANCORP, MHC", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 309, "dollarVol": 79405000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 386, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 4, "3": 30, "4": 35, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 35, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNZ6E1MM7RQQ04", "name": "Clear Mountain Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 309, "dollarVol": 83765000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 455, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 5, "3": 30, "4": 62, "5": 1, "6": 0, "7": 45, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 62, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W20M87S246SZ26", "name": "MDE HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 309, "dollarVol": 168015000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 420, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 0, "3": 20, "4": 84, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 84, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008EFPQHWHJ5MO60", "name": "The Conway National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 309, "dollarVol": 77475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 327, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 0, "3": 16, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FNQXUCMCVLKL76", "name": "Unity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 308, "dollarVol": 166100000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 426, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 3, "3": 30, "4": 23, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 23, "incompleteCount": 62, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008E4KBJCB6UKR64", "name": "DATA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 308, "dollarVol": 130530000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7918, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 54, "3": 34, "4": 122, "5": 0, "6": 7400, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 122, "incompleteCount": 0, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 7400, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009DQQ81725XIJ49", "name": "Five Points Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 308, "dollarVol": 68980000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 339, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 0, "3": 9, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300032FNX4IOT2T93", "name": "Petefish, Skiles & Co.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 308, "dollarVol": 42110000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 476, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 0, "3": 96, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GR3G0K8VJOH721", "name": "Lebanon Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 308, "dollarVol": 40620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 376, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 4, "3": 43, "4": 17, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7I9AZRM78QT92", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 307, "dollarVol": 27055000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 341, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 22, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XL5688T9WLKS84", "name": "Tidewater Home Funding, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 307, "dollarVol": 105145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 376, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 1, "3": 9, "4": 57, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 57, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LTLRA7Y5L3696", "name": "The Fisher National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 307, "dollarVol": 47305000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 345, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 16, "3": 18, "4": 2, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SBOA8GKVW1N27", "name": "AAXY L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 307, "dollarVol": 120765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 331, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 0, "3": 5, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QMUDK2ML5S840", "name": "Neighbors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 307, "dollarVol": 41905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 802, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 16, "3": 442, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 442, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005H0NK3SWWY4384", "name": "The Freedom Bank of Virginia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 307, "dollarVol": 172745000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 350, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 3, "3": 24, "4": 1, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 1, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZM3TKJVUYB3676", "name": "Central Bank Illinois", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 306, "dollarVol": 60910000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 366, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 0, "3": 14, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002OCMCJIOOONI88", "name": "United Bank of Iowa", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 306, "dollarVol": 36170000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 494, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 1, "3": 86, "4": 78, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 78, "incompleteCount": 23, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001B4TX233UP4J06", "name": "Rhode Island Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 306, "dollarVol": 24620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 614, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 7, "3": 175, "4": 60, "5": 66, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 175, "withdrawalCount": 60, "incompleteCount": 66, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RLUL4IL56SC31", "name": "The Guilford Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 305, "dollarVol": 75875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 410, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 25, "3": 40, "4": 36, "5": 2, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009HFRW3TN5NRR78", "name": "1st Summit Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 305, "dollarVol": 43505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 441, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 6, "3": 88, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUVOQXC2XL4P90", "name": "Community State Bank of Orbisonia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 305, "dollarVol": 35345000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 417, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 8, "3": 78, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTFTXJ72LSIY30", "name": "PINNACLE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 304, "dollarVol": 145320000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 304, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SO0M022D8D8358", "name": "Carter Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 304, "dollarVol": 277340000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 512, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 10, "3": 138, "4": 33, "5": 5, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 33, "incompleteCount": 5, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490073NY7HKXVMGG76", "name": "RELIANCE SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 304, "dollarVol": 58330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 382, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 10, "3": 36, "4": 21, "5": 0, "6": 0, "7": 4, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XBNMBCC02KC17", "name": "STONEWOOD HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 303, "dollarVol": 84255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 404, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 0, "3": 5, "4": 82, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 82, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003KK3OFPYXHCI44", "name": "LAFCU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 303, "dollarVol": 28385000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 457, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 8, "3": 63, "4": 57, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 57, "incompleteCount": 26, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WH9FMXOC63ZV77", "name": "NATIONWIDE EQUITIES CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 303, "dollarVol": 207125000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 399, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 9, "3": 19, "4": 65, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 65, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7F7T8UG5AI038", "name": "COASTAL FUNDING SLC, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 303, "dollarVol": 174455000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 369, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 1, "3": 1, "4": 62, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WMFKWPLR3B4U63", "name": "Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 302, "dollarVol": 81350000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 388, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 3, "3": 7, "4": 76, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 76, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MMQJ2MM37FDE66", "name": "FRONTIER FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 302, "dollarVol": 59540000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 316, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 0, "3": 3, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CN50N3250U7V79", "name": "PERFORMANCE EQUITY PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 301, "dollarVol": 12415000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1475, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 90, "3": 828, "4": 256, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 828, "withdrawalCount": 256, "incompleteCount": 0, "approvedNotAcceptedCount": 90, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WU17K1CLH8VI32", "name": "Chemung Canal Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 301, "dollarVol": 106985000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 430, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 48, "3": 67, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UR7PKXXBLHG019", "name": "Homeland Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 301, "dollarVol": 116165000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 301, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELFWNRX6MLE444", "name": "Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 301, "dollarVol": 37075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 336, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 11, "3": 16, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300APYWQYO3RLT772", "name": "Amboy Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 300, "dollarVol": 39640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 423, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 19, "3": 73, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W66Q12I4MV8X83", "name": "OMNI COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 300, "dollarVol": 27770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 628, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 47, "3": 186, "4": 33, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 33, "incompleteCount": 62, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FV32ULL0DL8X39", "name": "NET", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 300, "dollarVol": 26610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 464, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 1, "3": 64, "4": 91, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 91, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FDN5GT0HEKMT95", "name": "WESTERN DIVISION FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 300, "dollarVol": 28870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 372, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 10, "3": 60, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BMXWPEHXG4LF21", "name": "SmartFi Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 298, "dollarVol": 119510000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 429, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 5, "3": 88, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHPJ9CLOLCVE82", "name": "RiverHills Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 298, "dollarVol": 91100000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 463, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 8, "3": 62, "4": 93, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 93, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIE2SKOKI8PF63", "name": "North Shore Trust and Savings", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 297, "dollarVol": 88155000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 453, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 22, "3": 28, "4": 97, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 97, "incompleteCount": 9, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RGUEWNDH44ES51", "name": "Forcht Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 297, "dollarVol": 112235000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 499, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 5, "3": 94, "4": 99, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 99, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFW2CXGSLDJ958", "name": "GATEWAY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 297, "dollarVol": 84125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 473, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 3, "3": 5, "4": 31, "5": 0, "6": 0, "7": 16, "8": 121 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QAJ2SD5X8T7X10", "name": "Synergy Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 296, "dollarVol": 55350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 369, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 19, "3": 22, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QPRPHIXEAX3L37", "name": "QUALSTAR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 296, "dollarVol": 38960000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 361, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 1, "3": 39, "4": 13, "5": 5, "6": 0, "7": 6, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2FPZZD55OG155", "name": "UNION SQUARE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 296, "dollarVol": 57620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 376, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 6, "3": 30, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FKX0BM8GN6P73", "name": "Woori America Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 295, "dollarVol": 167385000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 468, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 39, "3": 57, "4": 32, "5": 5, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 32, "incompleteCount": 5, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJB00VM6H8PP97", "name": "American Momentum Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 295, "dollarVol": 156945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 472, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 3, "3": 71, "4": 88, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 88, "incompleteCount": 15, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8JQ9XD5FQQH32", "name": "Citizens Bank & Trust Company of Vivian, Louisiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 295, "dollarVol": 59685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 308, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 0, "3": 1, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RS5LTZ0JDZYI59", "name": "Dedham Institution for Savings", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 295, "dollarVol": 293815000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 380, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 4, "3": 23, "4": 44, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 44, "incompleteCount": 14, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEM32ZRV7MJ178", "name": "Southside Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 294, "dollarVol": 123680000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 683, "totalOriginated": 294, "actionTaken": { "1": 294, "2": 4, "3": 243, "4": 142, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 142, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X6Y6JGJKHPA25", "name": "INTERSTATE HOME LOAN CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 294, "dollarVol": 150680000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 420, "totalOriginated": 294, "actionTaken": { "1": 294, "2": 2, "3": 14, "4": 73, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 73, "incompleteCount": 37, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2EE7WCBVR5I65", "name": "SHARON & CRESCENT UNITED Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 293, "dollarVol": 76185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 459, "totalOriginated": 293, "actionTaken": { "1": 293, "2": 34, "3": 69, "4": 26, "5": 29, "6": 0, "7": 4, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 26, "incompleteCount": 29, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FL0K3UVG1WAY05", "name": "TAM LENDING CENTER INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 293, "dollarVol": 80605000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300II7Y8V2KY9TM28", "name": "Home Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 292, "dollarVol": 99130000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 447, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 21, "3": 44, "4": 49, "5": 5, "6": 0, "7": 27, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 49, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3IKJ7KU3SH574", "name": "Priority Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 292, "dollarVol": 76990000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 335, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 5, "3": 2, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DWS85AHLUZHB50", "name": "Quad City Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 292, "dollarVol": 81490000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 345, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 3, "3": 27, "4": 20, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "DZHW4H2BUS3DOGKT0727", "name": "Gorham Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 292, "dollarVol": 81590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 422, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 9, "3": 62, "4": 45, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 45, "incompleteCount": 14, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H89M6KDLFKMQ19", "name": "CUSO MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 291, "dollarVol": 77965000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 542, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 0, "3": 130, "4": 114, "5": 4, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 114, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YOL8EJ9NBHIE43", "name": "Town & Country Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 291, "dollarVol": 55065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 344, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 18, "3": 25, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XDI51NPWZM0N29", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 291, "dollarVol": 46975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 295, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TKL128GKFR9C87", "name": "Wildfire Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 290, "dollarVol": 44170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 393, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 5, "3": 52, "4": 36, "5": 0, "6": 0, "7": 4, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001TX1L6BVUQ0J60", "name": "Bank of Odessa", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 290, "dollarVol": 68750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 299, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 0, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6J23SLH6AR815", "name": "Great Lakes Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 290, "dollarVol": 32280000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 615, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 7, "3": 183, "4": 125, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 125, "incompleteCount": 10, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDRY04AJC3ZZ52", "name": "Androscoggin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 290, "dollarVol": 125050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 361, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 3, "3": 9, "4": 55, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 55, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R51FSMCPO6HB07", "name": "The Evangeline Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 290, "dollarVol": 44660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 362, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 33, "3": 17, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYJEJCSZHWWM52", "name": "ALIGN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 289, "dollarVol": 47545000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 501, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 8, "3": 142, "4": 56, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 56, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S88V04SSPMA685", "name": "DEFINE MORTGAGE SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 289, "dollarVol": 100375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 692, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 2, "3": 120, "4": 237, "5": 43, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 237, "incompleteCount": 43, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945004XZN3PZQZJW178", "name": "UNCLE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 289, "dollarVol": 83865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 570, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 0, "3": 142, "4": 131, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 131, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHPPLC0TBRV021", "name": "PRIORITY HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 288, "dollarVol": 130420000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 370, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 3, "3": 9, "4": 63, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040I855W2FI0Y80", "name": "APL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 287, "dollarVol": 26815000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 340, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 0, "3": 16, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VS8Y4N1Y2J0S91", "name": "Brannen Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 287, "dollarVol": 90085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 411, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 6, "3": 65, "4": 49, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 49, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRPIDBSEMEY066", "name": "HEARTLAND CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 286, "dollarVol": 48910000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 905, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 288, "3": 213, "4": 3, "5": 0, "6": 0, "7": 14, "8": 101 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 213, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 288, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QSOO0QJ7R1VQ66", "name": "MILESTONE HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 286, "dollarVol": 81380000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 402, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 3, "3": 18, "4": 88, "5": 4, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 88, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMGY2NJUW3A749", "name": "PACOR MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 286, "dollarVol": 88430000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 317, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 0, "3": 9, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000UZ37PYF2QMT96", "name": "POINT BREEZE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 285, "dollarVol": 63985000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 344, "totalOriginated": 285, "actionTaken": { "1": 285, "2": 1, "3": 40, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S70UD2GFALPM46", "name": "MILLENIUM HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 285, "dollarVol": 132095000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 366, "totalOriginated": 285, "actionTaken": { "1": 285, "2": 0, "3": 8, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001E11O22GGBEL86", "name": "Prairie State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 284, "dollarVol": 53060000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 314, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 17, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1347BFCBHJV60", "name": "MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 284, "dollarVol": 85080000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 421, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 21, "3": 20, "4": 83, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 83, "incompleteCount": 13, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002DRIX59V47NM65", "name": "LOS ANGELES POLICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 283, "dollarVol": 44455000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 473, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 14, "3": 82, "4": 78, "5": 1, "6": 0, "7": 5, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 78, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PKDTFIJ2XB1675", "name": "The Bank of Old Monroe", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 283, "dollarVol": 68085000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 369, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 14, "3": 19, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JBDASEOSXCI67", "name": "Holy Rosary Regional Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 283, "dollarVol": 37355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 394, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 3, "3": 32, "4": 56, "5": 19, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 56, "incompleteCount": 19, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3RKNDNMSDEE10", "name": "Peoples Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 283, "dollarVol": 78945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 392, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 1, "3": 36, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8I7EBXHMYYW54", "name": "RIVERFRONT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 283, "dollarVol": 24775000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 348, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 0, "3": 60, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KSUTZO899YU680", "name": "HomeTown Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 283, "dollarVol": 70875000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 337, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 10, "3": 22, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWA589VRBWSZ92", "name": "COMMUNITY RESOURCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 282, "dollarVol": 42280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 534, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 4, "3": 161, "4": 78, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 78, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HI61SSH8KEBQ58", "name": "Range Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 282, "dollarVol": 51020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 320, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 23, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RC1JITZLHVLH66", "name": "EQUITY WAVE LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 282, "dollarVol": 88460000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 546, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 21, "3": 123, "4": 100, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 100, "incompleteCount": 20, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOJH0MSG0OIM41", "name": "ALABAMA ONE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 282, "dollarVol": 48060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 374, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 0, "3": 57, "4": 34, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 34, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006YSC5JOGNPMH78", "name": "SOUTHLAND CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 281, "dollarVol": 113005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 644, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 4, "3": 219, "4": 72, "5": 28, "6": 0, "7": 6, "8": 34 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 72, "incompleteCount": 28, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQLGJ1YQRRHH73", "name": "Southwest Airlines Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 281, "dollarVol": 39515000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 425, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 0, "3": 143, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NN5CG5Q640OV05", "name": "Hickory Point Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 281, "dollarVol": 79225000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 361, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 6, "3": 19, "4": 53, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 53, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930053KPO7OG48FP72", "name": "EVERENCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 281, "dollarVol": 48405000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 439, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 0, "3": 122, "4": 32, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 32, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6C1OV8E3V1P15", "name": "First Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 281, "dollarVol": 45685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 379, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 0, "3": 49, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTO41UX0MSL179", "name": "PARK VIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 281, "dollarVol": 54955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 323, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 0, "3": 6, "4": 26, "5": 9, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 26, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RAQJBTN6Z28096", "name": "Wintrust Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 280, "dollarVol": 448210000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 396, "totalOriginated": 280, "actionTaken": { "1": 280, "2": 3, "3": 13, "4": 46, "5": 6, "6": 48, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 46, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 48, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002YXAOJOQPEGS38", "name": "TruHome Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 279, "dollarVol": 74355000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2014, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 43, "3": 143, "4": 283, "5": 58, "6": 1127, "7": 7, "8": 74 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 283, "incompleteCount": 58, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 1127, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJRQ7KMJ2TQQ84", "name": "The Hometown Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 279, "dollarVol": 41185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 368, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 35, "3": 47, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IT65TMGZIKY68", "name": "The Poca Valley Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 277, "dollarVol": 41385000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 391, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 2, "3": 46, "4": 59, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 59, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DOV2RLYPY10B52", "name": "Mid America Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 277, "dollarVol": 84215000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 360, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 0, "3": 19, "4": 64, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DM47883NLNBK72", "name": "Liberty Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 276, "dollarVol": 67780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 326, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 0, "3": 23, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQGT4VX22XJ495", "name": "The Ohio Valley Bank Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 276, "dollarVol": 72010000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 313, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 1, "3": 18, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QG83M0EX7VC434", "name": "Pinnacle Bank - Wyoming", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 276, "dollarVol": 64810000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 357, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 2, "3": 32, "4": 46, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 46, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VPYRW4D9VH0G53", "name": "SOUTHPOINT FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 275, "dollarVol": 43015000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 330, "totalOriginated": 275, "actionTaken": { "1": 275, "2": 3, "3": 20, "4": 29, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 29, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T2PYPUFN0IWJ63", "name": "InterBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 275, "dollarVol": 249755000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 404, "totalOriginated": 275, "actionTaken": { "1": 275, "2": 16, "3": 54, "4": 55, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 55, "incompleteCount": 4, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A4ZI1DF2OO1B51", "name": "MERIWEST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 275, "dollarVol": 61995000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 450, "totalOriginated": 275, "actionTaken": { "1": 275, "2": 0, "3": 156, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008UZWYHK74O4341", "name": "G.P.O. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 275, "dollarVol": 27585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 401, "totalOriginated": 275, "actionTaken": { "1": 275, "2": 5, "3": 104, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUF8JLB9HKT321", "name": "Warsaw Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 274, "dollarVol": 86180000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 357, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 1, "3": 15, "4": 64, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 64, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P6Q7UI8DAKYX49", "name": "GuardHill Financial Corp.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 273, "dollarVol": 235045000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 426, "totalOriginated": 273, "actionTaken": { "1": 273, "2": 0, "3": 10, "4": 143, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 143, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007WBD70RLDH1669", "name": "FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 273, "dollarVol": 36145000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 343, "totalOriginated": 273, "actionTaken": { "1": 273, "2": 0, "3": 30, "4": 34, "5": 4, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 34, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J8Y8IPQFMMIT88", "name": "The Bank of Canton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 272, "dollarVol": 152790000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 394, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 7, "3": 50, "4": 51, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 51, "incompleteCount": 14, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5DUB6RE1MCL12", "name": "The Bennington State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 272, "dollarVol": 50510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 341, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 16, "3": 17, "4": 34, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 34, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XT5WP4TMNXL317", "name": "Heritage Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 272, "dollarVol": 55730000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 385, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 2, "3": 81, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DXF2FQC64H6G42", "name": "Zeal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 271, "dollarVol": 14665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 440, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 18, "3": 104, "4": 46, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 46, "incompleteCount": 1, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XKIMAP8O4OS123", "name": "BELLWETHER COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 271, "dollarVol": 50175000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 444, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 19, "3": 82, "4": 35, "5": 0, "6": 0, "7": 6, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300684I276INJKK63", "name": "Southern Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 271, "dollarVol": 35505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 322, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 0, "3": 28, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PH1RMZ3NKH2953", "name": "FIELD & MAIN BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 271, "dollarVol": 61295000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 339, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 14, "3": 34, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J0CKZA0PR2DX58", "name": "LINKBANK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 270, "dollarVol": 106360000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 421, "totalOriginated": 270, "actionTaken": { "1": 270, "2": 23, "3": 81, "4": 36, "5": 9, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 36, "incompleteCount": 9, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PD2JKG2Z95GK78", "name": "West Point Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 270, "dollarVol": 50410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 333, "totalOriginated": 270, "actionTaken": { "1": 270, "2": 20, "3": 29, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004D0Z2WQR26VL57", "name": "Ion Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 270, "dollarVol": 91150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 402, "totalOriginated": 270, "actionTaken": { "1": 270, "2": 2, "3": 79, "4": 33, "5": 6, "6": 9, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 33, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS7PW1Y7DQZG40", "name": "CENTURY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 269, "dollarVol": 33625000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 470, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 0, "3": 90, "4": 72, "5": 38, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 72, "incompleteCount": 38, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BNZVNK1XN85P72", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 269, "dollarVol": 85505000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 326, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 15, "3": 21, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH8TVR84H1BL45", "name": "First Piedmont Federal Savings and Loan Association of Gaffney", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 269, "dollarVol": 51665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 290, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 2, "3": 11, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3STF5YYEJYO93", "name": "Pittsford Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 269, "dollarVol": 30075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 344, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 11, "3": 25, "4": 23, "5": 14, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 23, "incompleteCount": 14, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGXWS23NTTOB96", "name": "Meade County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 268, "dollarVol": 47180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 386, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 51, "3": 50, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UX6CADCIYJ3506", "name": "Generations Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 268, "dollarVol": 29330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 465, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 17, "3": 132, "4": 27, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 27, "incompleteCount": 21, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTRLFU2IIL4380", "name": "UNITED BUILT HOMES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 268, "dollarVol": 93080000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1392, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 203, "3": 435, "4": 0, "5": 486, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 435, "withdrawalCount": 0, "incompleteCount": 486, "approvedNotAcceptedCount": 203, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH47ETFGVNKS92", "name": "CALL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 268, "dollarVol": 23400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 352, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 2, "3": 55, "4": 18, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 18, "incompleteCount": 9, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KXUHSYFT7SD10", "name": "LPMC, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 268, "dollarVol": 95640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 350, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 0, "3": 6, "4": 74, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 74, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007RR4DXYXPJCZ82", "name": "FREEDOM BANK OF SOUTHERN MISSOURI", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 267, "dollarVol": 53505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 306, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 12, "3": 12, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M59800JNGYFP30", "name": "EAST TEXAS PROFESSIONAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 267, "dollarVol": 40215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 459, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 11, "3": 96, "4": 71, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 71, "incompleteCount": 14, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R1ELTGT9LUL33", "name": "MARSHALL COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 267, "dollarVol": 39855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 284, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 9, "3": 0, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VKT2R0R20CR104", "name": "First Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 266, "dollarVol": 45890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 396, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 18, "3": 82, "4": 28, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 28, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JAEP0DFO79JO70", "name": "GRANITE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 266, "dollarVol": 45940000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 518, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 29, "3": 84, "4": 82, "5": 6, "6": 0, "7": 37, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 82, "incompleteCount": 6, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEJ302N3NLKA88", "name": "Embold Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 266, "dollarVol": 34300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 492, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 7, "3": 153, "4": 40, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 40, "incompleteCount": 26, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Q5MB21VG7B390", "name": "Republic Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 265, "dollarVol": 50655000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 307, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 40, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300677KFX04XEUM68", "name": "YOUR HOME FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 265, "dollarVol": 59815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 382, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 2, "3": 17, "4": 89, "5": 5, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 89, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZHQ3HT9DN8GB42", "name": "Eglin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 265, "dollarVol": 33445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 342, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 0, "3": 0, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SGEJUQK4Q7ZY34", "name": "FirstLight Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 265, "dollarVol": 35865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1319, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 358, "3": 451, "4": 208, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 451, "withdrawalCount": 208, "incompleteCount": 37, "approvedNotAcceptedCount": 358, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JM9VOQ8A8WF359", "name": "First Keystone Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 264, "dollarVol": 49120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 357, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 12, "3": 42, "4": 28, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 28, "incompleteCount": 11, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CM7HYHZ1MEJ624", "name": "Cache Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 263, "dollarVol": 122745000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 298, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 0, "3": 5, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HO5ZZCX2Z8V467", "name": "FIVEPOINT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 263, "dollarVol": 42015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 413, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 49, "3": 88, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZVCKCUN23YY80", "name": "Consolidated Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 262, "dollarVol": 40270000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 426, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 0, "3": 85, "4": 79, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YM15OICCNPH537", "name": "GREENWAY MORTGAGE FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 262, "dollarVol": 133250000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 378, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 30, "3": 25, "4": 51, "5": 6, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 51, "incompleteCount": 6, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YR7U7TZTQ1GH77", "name": "Centennial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 261, "dollarVol": 53015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 333, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 2, "3": 28, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EP58VNEJR7BV48", "name": "Primebank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 261, "dollarVol": 51165000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 3, "3": 12, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EEBMJ68MB8P551", "name": "R. F. Mortgage & Investment Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 261, "dollarVol": 48765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 321, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 13, "3": 32, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OYN1WD4APNOU82", "name": "Dayspring Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 261, "dollarVol": 51605000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 303, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 13, "3": 10, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRQPG1Q6VZ8Y58", "name": "Lone Star National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 260, "dollarVol": 120550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 553, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 3, "3": 133, "4": 147, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 147, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074FI0I2Q6G5S43", "name": "THE FIRST FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 260, "dollarVol": 25310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 403, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 27, "3": 97, "4": 7, "5": 1, "6": 0, "7": 2, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007JVSQYT5Y2V066", "name": "Guaranty Bank & Trust Company of Delhi, Louisiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 260, "dollarVol": 37080000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 299, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 11, "3": 13, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6EE8DBBFUW487", "name": "KS StateBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 259, "dollarVol": 125845000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 307, "totalOriginated": 259, "actionTaken": { "1": 259, "2": 18, "3": 9, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003K48UGTWEK6O31", "name": "SECURED INVESTMENT CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 259, "dollarVol": 41545000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2051, "totalOriginated": 259, "actionTaken": { "1": 259, "2": 3, "3": 0, "4": 1490, "5": 299, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1490, "incompleteCount": 299, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NB6LOZ96BDSU42", "name": "THE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 259, "dollarVol": 85775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 351, "totalOriginated": 259, "actionTaken": { "1": 259, "2": 11, "3": 15, "4": 58, "5": 0, "6": 0, "7": 5, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EHZKNMEE6UUC83", "name": "CEDAR FALLS COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 258, "dollarVol": 31160000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 315, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 13, "3": 33, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT7CCDCC7O6Z60", "name": "KEYPOINT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 258, "dollarVol": 66230000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 280, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 6, "3": 1, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEC4OVVYQB2849", "name": "MMS MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 258, "dollarVol": 52220000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 301, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 6, "3": 6, "4": 30, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 30, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U2ZPLWQTSD3158", "name": "Orion Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 258, "dollarVol": 68210000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 374, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 0, "3": 18, "4": 93, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 93, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q9V3DYHBRTUH61", "name": "1st National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 258, "dollarVol": 77670000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 393, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 0, "3": 6, "4": 129, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 129, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PG87MHQ7H4CO08", "name": "Vantage Bank Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 257, "dollarVol": 157055000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 399, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 36, "3": 40, "4": 21, "5": 4, "6": 41, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 21, "incompleteCount": 4, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 41, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8XIPJGDECVX07", "name": "SOUTHERN LENDING SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 257, "dollarVol": 124725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 323, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 0, "3": 3, "4": 61, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 61, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VX7NAZSPBPUE16", "name": "Constant Investments, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 257, "dollarVol": 102555000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 307, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 0, "3": 4, "4": 45, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 45, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7AV8NGI6N3S98", "name": "Northfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 257, "dollarVol": 87255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 424, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 14, "3": 39, "4": 47, "5": 12, "6": 0, "7": 13, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 47, "incompleteCount": 12, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KJ6VEEFTSNI20", "name": "Bank of Pontiac", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 256, "dollarVol": 54720000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 309, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 17, "3": 14, "4": 7, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 7, "incompleteCount": 15, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OPB6J0NM26JY33", "name": "Oconee State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 256, "dollarVol": 72770000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 323, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 3, "3": 10, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MTH7LUU0OHYB47", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 255, "dollarVol": 70515000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 313, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 15, "3": 17, "4": 23, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKMWXBZEEA1471", "name": "Royal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 255, "dollarVol": 41235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 347, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 10, "3": 41, "4": 40, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 40, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003617RJR4JUYT66", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 255, "dollarVol": 47875000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 316, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 7, "3": 16, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GT860C7IVCPZ04", "name": "DYBN FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 255, "dollarVol": 94975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 373, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 0, "3": 7, "4": 111, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 111, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZJ5RFM7VED177", "name": "PATRIOT MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 255, "dollarVol": 70385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 312, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 0, "3": 8, "4": 48, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M3DBBSBUPR5L27", "name": "R.I.A. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 255, "dollarVol": 24465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 476, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 8, "3": 84, "4": 84, "5": 2, "6": 0, "7": 43, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 84, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y5YUNNHUW2EQ06", "name": "Stellar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 255, "dollarVol": 178765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 737, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 29, "3": 191, "4": 79, "5": 24, "6": 159, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 79, "incompleteCount": 24, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 159, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5DG8D4966HK70", "name": "GREATER TEXAS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 255, "dollarVol": 35625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 897, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 0, "3": 455, "4": 154, "5": 18, "6": 0, "7": 0, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 455, "withdrawalCount": 154, "incompleteCount": 18, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DOQN3O7NL3CA31", "name": "HOMELAND BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 254, "dollarVol": 47040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 311, "totalOriginated": 254, "actionTaken": { "1": 254, "2": 2, "3": 17, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN34NXD7N44O04", "name": "Two Rivers Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 254, "dollarVol": 37780000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 334, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 24, "3": 49, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FWMAL9Q1TY2667", "name": "Security Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 253, "dollarVol": 57035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 1, "3": 19, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEXTNMA3CARO05", "name": "Financial Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 253, "dollarVol": 83335000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 269, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 0, "3": 1, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002W5VVAQ5IH5726", "name": "Goodfield State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 253, "dollarVol": 38855000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 253, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PLVU3OBFUIPI18", "name": "VALLEY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 253, "dollarVol": 70175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 0, "3": 2, "4": 36, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005LG69OCBT9WE71", "name": "The Riddell National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 253, "dollarVol": 32785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 269, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 0, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y3CWQSLFVW8D53", "name": "Border Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 252, "dollarVol": 41160000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 278, "totalOriginated": 252, "actionTaken": { "1": 252, "2": 2, "3": 9, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WRB87J6ZL6CO07", "name": "WESTERN VISTA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 251, "dollarVol": 43265000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 339, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 0, "3": 31, "4": 54, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 54, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LWR6X0ZAV34H19", "name": "Peoples Bank of the South", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 251, "dollarVol": 46435000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 255, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 1, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W07W12OUENKR02", "name": "County National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 250, "dollarVol": 58960000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 326, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 2, "3": 34, "4": 38, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 38, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EL5N0NK8M96118", "name": "DADE COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 250, "dollarVol": 42460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 481, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 0, "3": 153, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TNGC371911XJ76", "name": "Bank of Cleveland", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 250, "dollarVol": 65450000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 274, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 1, "3": 9, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLJI4QKZ3D0G94", "name": "5TH STREET CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 250, "dollarVol": 184060000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 433, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 129, "3": 24, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 129, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S1TXPDZJPDYW17", "name": "DG PINNACLE FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 249, "dollarVol": 92165000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 388, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 0, "3": 25, "4": 114, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 114, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002UNUIL8WHZAD63", "name": "River City Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 249, "dollarVol": 86625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 408, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 56, "3": 73, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930008MKP7T81OVK54", "name": "FAIR WAY LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 249, "dollarVol": 56225000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 305, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 2, "3": 6, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002YTHQ90AS4OM73", "name": "M2 LENDING SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 249, "dollarVol": 124915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 304, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 0, "3": 0, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M0I314MIP2FT97", "name": "RM ACTUAL MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 249, "dollarVol": 31625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 337, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 5, "3": 40, "4": 42, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5PI87OOVHD857", "name": "Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 249, "dollarVol": 38035000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 2, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006ONI6N95VKB649", "name": "Southern Michigan Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 249, "dollarVol": 52395000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 348, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 36, "3": 37, "4": 9, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 9, "incompleteCount": 17, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N24HTC7KQ3LC70", "name": "The Equitable Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 248, "dollarVol": 80760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 454, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 16, "3": 15, "4": 23, "5": 2, "6": 1, "7": 35, "8": 114 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JWMTKHFOXRS523", "name": "BLUE EAGLE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 248, "dollarVol": 23510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 371, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 0, "3": 68, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006TJ2N1MYD0XD45", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 247, "dollarVol": 132905000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 328, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 1, "3": 18, "4": 62, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CVK4UVTLHJ0R80", "name": "American Bank & Trust Company, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 247, "dollarVol": 68215000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 306, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 2, "3": 15, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X9FWFI47DPO39", "name": "Gold Coast Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 247, "dollarVol": 136015000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 273, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 5, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHTPSIK7LBKD38", "name": "PARTNERS 1ST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 246, "dollarVol": 26090000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 392, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 8, "3": 57, "4": 77, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 77, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040GLSEV5H11Q12", "name": "Adams Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 246, "dollarVol": 67330000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 358, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 2, "3": 56, "4": 52, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 52, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B2O407LCTBX72", "name": "Coulee Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 246, "dollarVol": 64460000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 355, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 1, "3": 25, "4": 73, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 73, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3UJN7196A5W71", "name": "Central National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 246, "dollarVol": 69330000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 322, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 3, "3": 32, "4": 30, "5": 3, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 30, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANE43ZL0O8VZ13", "name": "First State Bank of Blakely", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 246, "dollarVol": 34930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BSTNYSV3EWYM24", "name": "Regent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 245, "dollarVol": 69685000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 356, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 6, "3": 31, "4": 70, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 70, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SVSM8JMOZJXF07", "name": "Bath Savings Institution", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 245, "dollarVol": 76585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 328, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 1, "3": 19, "4": 60, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 60, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X83ACLZT2UNN87", "name": "MINNCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 245, "dollarVol": 16215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 439, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 19, "3": 102, "4": 47, "5": 12, "6": 0, "7": 0, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 47, "incompleteCount": 12, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJ63T7KFSHAV90", "name": "The Merchants National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 245, "dollarVol": 48635000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 325, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 32, "3": 27, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500B659A36CF0D469", "name": "Skyrock Mortgage Corp", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 245, "dollarVol": 114085000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 0, "3": 0, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z66NI4HM439O26", "name": "SACRAMENTO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 245, "dollarVol": 46485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 387, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 16, "3": 107, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003PL2K1NXVSU388", "name": "NYMEO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 245, "dollarVol": 40695000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 247, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002H3RKHKUQU7R78", "name": "CWM PARTNERS, L.P.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 245, "dollarVol": 67415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 296, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 0, "3": 7, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPZ5G5IZWT7878", "name": "Main Street Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 244, "dollarVol": 62990000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 374, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 3, "3": 42, "4": 25, "5": 19, "6": 0, "7": 4, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 25, "incompleteCount": 19, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RXD00V454J4078", "name": "PS Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 244, "dollarVol": 43300000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 318, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 3, "3": 30, "4": 31, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 31, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002M4XN64FM7Z89", "name": "The Torrington Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 244, "dollarVol": 52790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 388, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 14, "3": 60, "4": 48, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 48, "incompleteCount": 22, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300248R1MFWPWXA09", "name": "State Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 244, "dollarVol": 32460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 384, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 46, "3": 48, "4": 41, "5": 3, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 41, "incompleteCount": 3, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M1N0YC51QQGT24", "name": "Ozarks Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 244, "dollarVol": 59330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 316, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 9, "3": 22, "4": 33, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 33, "incompleteCount": 8, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008M2HP1C1B9LU12", "name": "PeoplesBank, a Codorus Valley Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 244, "dollarVol": 63840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 357, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 9, "3": 77, "4": 19, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 19, "incompleteCount": 8, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930084WKZ9NTQ0QS94", "name": "Iroquois Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 243, "dollarVol": 45835000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 352, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 4, "3": 19, "4": 27, "5": 9, "6": 0, "7": 23, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 27, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002G1DPDOKT55X37", "name": "DESCO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 243, "dollarVol": 35895000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 396, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 13, "3": 77, "4": 43, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 43, "incompleteCount": 20, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CV1BZKP1QUDZ13", "name": "MILLENNIUM FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 243, "dollarVol": 62195000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 291, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 0, "3": 19, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HINJH60UG3KG47", "name": "BERKELEY POINT CAPITAL LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 243, "dollarVol": 5515325000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 257, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 1, "3": 3, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007G0MFTSE8JPV83", "name": "The Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 243, "dollarVol": 45065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 326, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 0, "3": 36, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBYIDGN0LRQS38", "name": "First National Bank Of Oklahoma", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 243, "dollarVol": 52715000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 257, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 2, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJI189UIQW0294", "name": "NEXTMARK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 243, "dollarVol": 42775000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 468, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 19, "3": 152, "4": 29, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 29, "incompleteCount": 25, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O6ESF124P8HR04", "name": "GRANITE STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 242, "dollarVol": 32840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 550, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 65, "3": 60, "4": 91, "5": 48, "6": 0, "7": 28, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 91, "incompleteCount": 48, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUIZTYQRC0R888", "name": "Heritage Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 241, "dollarVol": 70945000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 320, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 0, "3": 26, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPZCS4LF270327", "name": "MEMBERS FIRST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 241, "dollarVol": 20435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 422, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 6, "3": 99, "4": 71, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 71, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Z2Z7DV758IU60", "name": "Bank of Clarke", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 241, "dollarVol": 108785000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 367, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 6, "3": 69, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AAWFEC6CRH6N89", "name": "LANTZMAN MANAGEMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 241, "dollarVol": 76505000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 241, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500CD6F0743B8F530", "name": "United Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 241, "dollarVol": 80525000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 291, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 1, "3": 38, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYPXU2L51NW896", "name": "TEAM ONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 241, "dollarVol": 28635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 301, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 1, "3": 21, "4": 31, "5": 0, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ES4J6H2VR7264", "name": "Security Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 240, "dollarVol": 70140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 368, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 4, "3": 28, "4": 85, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 85, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LIEBWBUKVDWP33", "name": "Du Trac Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 240, "dollarVol": 60190000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 286, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 7, "3": 13, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRSSSUNB0U6552", "name": "American Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 239, "dollarVol": 85955000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 324, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 4, "3": 44, "4": 34, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 34, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZMSSTP768USP32", "name": "Merchants & Marine Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 239, "dollarVol": 57195000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 347, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 6, "3": 31, "4": 70, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 70, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZ4R55J9UKB235", "name": "SELFRELIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 239, "dollarVol": 82085000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 257, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 3, "3": 1, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPOIHOHG3TPP54", "name": "The Port Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 239, "dollarVol": 66465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 315, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 13, "3": 26, "4": 24, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 24, "incompleteCount": 13, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HOJG1DA7FIZ225", "name": "LRS FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 239, "dollarVol": 92725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 298, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 0, "3": 13, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QPO86QUI9FJ04", "name": "The Security National Bank of Sioux City, Iowa", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 238, "dollarVol": 67620000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 350, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 2, "3": 50, "4": 59, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 59, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300217ZPIHWEYT887", "name": "MassMutual Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 238, "dollarVol": 28960000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 313, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 0, "3": 31, "4": 30, "5": 0, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGTRKCDKOVEQ80", "name": "First National Bank of Pulaski", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 238, "dollarVol": 66710000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 306, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 4, "3": 10, "4": 53, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 53, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XQ8DRJT0OETE90", "name": "Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 238, "dollarVol": 63470000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 288, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 7, "3": 34, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZG6KIP4HOUR65", "name": "Adirondack Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 237, "dollarVol": 49295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 364, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 20, "3": 48, "4": 54, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 54, "incompleteCount": 5, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PLQ5DT613TXQ48", "name": "United Cumberland Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 237, "dollarVol": 42185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 283, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 12, "3": 24, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBBI5HSCNM6E20", "name": "PARK SQUARE HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 236, "dollarVol": 93300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 284, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 2, "3": 10, "4": 32, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 32, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VG0KDMI6ULUX54", "name": "Education Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 236, "dollarVol": 26690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 283, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 16, "3": 6, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6M7CI9LXTKS03", "name": "PRIMEWAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 236, "dollarVol": 28960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 324, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 17, "3": 67, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESV371MYVWQV54", "name": "Citizens Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 236, "dollarVol": 30840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 297, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 24, "3": 17, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LIZH7VW4DFJK44", "name": "Chickasaw Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 235, "dollarVol": 56805000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 561, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 1, "3": 138, "4": 98, "5": 84, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 98, "incompleteCount": 84, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSSK1TDPTWQ036", "name": "National Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 235, "dollarVol": 100725000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 295, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 6, "3": 25, "4": 28, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU6FQRPD7FPQ11", "name": "Wood & Huston Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 235, "dollarVol": 44395000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 268, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 3, "3": 12, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP1N04YL1TZP61", "name": "Availa Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 235, "dollarVol": 73235000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 268, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 8, "3": 10, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YVBUEC0SGSZW55", "name": "Park State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 235, "dollarVol": 67375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 375, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 1, "3": 44, "4": 83, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 83, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQRR7T3EUSDD87", "name": "Orchard Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 234, "dollarVol": 86790000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 456, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 1, "3": 18, "4": 202, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 202, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TG5MQ8D4SYP955", "name": "The Tax Lady", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 234, "dollarVol": 78620000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 436, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 1, "3": 126, "4": 74, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 74, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UYC52VIJUZ5X82", "name": "WEST SHORE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 234, "dollarVol": 61990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JOP4NNUK6I6R61", "name": "COLINA MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 234, "dollarVol": 68460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 338, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 42, "3": 32, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MKY47WU65N1J56", "name": "Timberland Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 233, "dollarVol": 124985000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 357, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 5, "3": 41, "4": 71, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 71, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OVHD0ZZK65EQ86", "name": "The People's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 233, "dollarVol": 62035000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 391, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 5, "3": 72, "4": 57, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 57, "incompleteCount": 24, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930068H3KVFOUG0285", "name": "OKLAHOMA CENTRAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 232, "dollarVol": 21080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 436, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 22, "3": 53, "4": 122, "5": 1, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 122, "incompleteCount": 1, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8DCOOTG96YM89", "name": "Sound Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 232, "dollarVol": 73810000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 363, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 6, "3": 85, "4": 30, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 30, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQKZC6HESYGO25", "name": "Signature Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 232, "dollarVol": 29580000, "branches": 1, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 797, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 0, "3": 237, "4": 189, "5": 139, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 189, "incompleteCount": 139, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJ77JVC6X3BO61", "name": "Thomasville National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 232, "dollarVol": 92730000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001JAQD8VVV8SM40", "name": "Dirigo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 232, "dollarVol": 26190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 379, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 24, "3": 102, "4": 14, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 14, "incompleteCount": 7, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNMUG8WS7JLL28", "name": "The Citizens National Bank of Bluffton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 231, "dollarVol": 47675000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 413, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 5, "3": 18, "4": 43, "5": 3, "6": 0, "7": 1, "8": 112 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 43, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTSES0DE01Z405", "name": "Dieterich Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 231, "dollarVol": 65895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 325, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 10, "3": 27, "4": 57, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138009TTY1M4OJRXV14", "name": "BANKORION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 231, "dollarVol": 40625000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 260, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 9, "3": 14, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F08RTZA4O1LF12", "name": "Grundy Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 231, "dollarVol": 46335000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 2, "3": 4, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX3J95NB1UTP88", "name": "Alliance Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 231, "dollarVol": 36005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 304, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 11, "3": 17, "4": 9, "5": 0, "6": 0, "7": 13, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KYI3BO5LTXF79", "name": "Meridian Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 231, "dollarVol": 27795000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 510, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 0, "3": 107, "4": 145, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 145, "incompleteCount": 27, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TAWK59H74PXZ55", "name": "Peoples Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 231, "dollarVol": 30915000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 289, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 0, "3": 29, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5ZQEXZC4Y5G44", "name": "UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 231, "dollarVol": 47205000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 594, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 6, "3": 172, "4": 118, "5": 37, "6": 0, "7": 0, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 118, "incompleteCount": 37, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G0QSZVT1E3RS89", "name": "The Bank of Greene County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 231, "dollarVol": 68095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 425, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 15, "3": 59, "4": 39, "5": 0, "6": 22, "7": 23, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007E9BI08H1N1T92", "name": "AAFMAA Mortgage Services LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 231, "dollarVol": 86355000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 331, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 0, "3": 9, "4": 75, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 75, "incompleteCount": 16, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B6UWNP01JH6452", "name": "Sauk Valley Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 231, "dollarVol": 38975000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 2, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZNGM38QYV1N68", "name": "INFUZE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 230, "dollarVol": 20040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 666, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 34, "3": 171, "4": 50, "5": 25, "6": 0, "7": 118, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 50, "incompleteCount": 25, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BB4LSE4JRRGV15", "name": "Choice Financial Group", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 230, "dollarVol": 95870000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 279, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 4, "3": 7, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJOGSPJ8EAX798", "name": "Central National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 230, "dollarVol": 93740000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 250, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 5, "3": 13, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNRGCN05KNA737", "name": "First State Bank of Forrest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 230, "dollarVol": 25190000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 265, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 15, "3": 18, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JP0RZQA3KX5N51", "name": "Investmark Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 230, "dollarVol": 39250000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 489, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 126, "3": 133, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006L3U88MNTL7K26", "name": "Stillman BancCorp N.A.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 230, "dollarVol": 37760000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 428, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 19, "3": 23, "4": 14, "5": 0, "6": 0, "7": 58, "8": 84 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7YGYUVVWJ2M57", "name": "LYNX MORTGAGE BANK LLC", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 230, "dollarVol": 111440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 274, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 14, "3": 11, "4": 13, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 6, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8KQYPAVPZL931", "name": "Farmers Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 229, "dollarVol": 61855000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 275, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 11, "3": 27, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y0F8X17ADZK505", "name": "First Bank Richmond", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 229, "dollarVol": 43165000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 328, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 54, "3": 45, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRSE0TY73U6X46", "name": "BARTLETT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 229, "dollarVol": 78385000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 316, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 38, "3": 6, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006F1L6NRWMNY260", "name": "Hanover Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 229, "dollarVol": 128025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 371, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 9, "3": 54, "4": 58, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 58, "incompleteCount": 21, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IBT3SCF2K09D58", "name": "CBRE MULTIFAMILY CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 228, "dollarVol": 6185420000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 0, "3": 2, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R24PHQB7GDFD26", "name": "Mabrey Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 228, "dollarVol": 65690000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 12, "3": 30, "4": 21, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GNK8YXIZQ6LW40", "name": "Sabine State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 228, "dollarVol": 83010000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 360, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 7, "3": 47, "4": 70, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 70, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZVEC9BMHFLTM94", "name": "RiverWood Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 228, "dollarVol": 59060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 2, "3": 3, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930079VLB4FPPZ7Y58", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 227, "dollarVol": 79605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 335, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 3, "3": 22, "4": 64, "5": 1, "6": 0, "7": 2, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 64, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FMBXF85WQYV433", "name": "Amalgamated Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 227, "dollarVol": 332405000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 361, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 6, "3": 16, "4": 41, "5": 21, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 41, "incompleteCount": 21, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGVVMPTCK0QG77", "name": "ABCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 227, "dollarVol": 15595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 420, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 0, "3": 113, "4": 79, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBSEU7L0HIUP28", "name": "Bank of Botetourt", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 226, "dollarVol": 72300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 256, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 3, "3": 9, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YB9XQDO5W4KU33", "name": "Radiant Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 226, "dollarVol": 25650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 634, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 59, "3": 198, "4": 0, "5": 2, "6": 125, "7": 3, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 125, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EDYO1UYWLWP146", "name": "CNB Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 226, "dollarVol": 69400000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 264, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 3, "3": 16, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYGLNAWS20VR43", "name": "MYPOINT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 226, "dollarVol": 69500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 341, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 1, "3": 105, "4": 2, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 2, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WWQ2221ORBN75", "name": "SHELTER HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 226, "dollarVol": 84740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 345, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 0, "3": 18, "4": 93, "5": 3, "6": 1, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 93, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F4CV5EF7UPS652", "name": "SunWest Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 226, "dollarVol": 17160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 311, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 13, "3": 49, "4": 16, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 16, "incompleteCount": 7, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7VXZSDR0D6I81", "name": "St. Mary's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 226, "dollarVol": 46120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 324, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 7, "3": 51, "4": 31, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 31, "incompleteCount": 9, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KW705BBINDIZ26", "name": "TIB National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 225, "dollarVol": 57795000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 512, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 2, "3": 60, "4": 9, "5": 0, "6": 216, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 216, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023C70YMJJDRL61", "name": "Ives Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 225, "dollarVol": 110555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 323, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 4, "3": 36, "4": 43, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 43, "incompleteCount": 15, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HJBA7HTOZF285", "name": "Freedom Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 225, "dollarVol": 31895000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 407, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 9, "3": 101, "4": 53, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 53, "incompleteCount": 19, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6J0MZZT4UMT05", "name": "FocusOne Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 225, "dollarVol": 40255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 471, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 0, "3": 55, "4": 143, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 143, "incompleteCount": 48, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N968Y85YXDX139", "name": "Troy Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 225, "dollarVol": 57425000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 1, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYOVJ9X6PKXV28", "name": "PEACH STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 225, "dollarVol": 28195000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 421, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 4, "3": 98, "4": 56, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 56, "incompleteCount": 38, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGD38SS4PVFC71", "name": "TRUCHOICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 225, "dollarVol": 20585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 390, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 10, "3": 26, "4": 122, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 122, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003I223S7AP6XL58", "name": "South Atlantic Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 225, "dollarVol": 113495000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 280, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 3, "3": 12, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300256FCWXUM5FR50", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 224, "dollarVol": 59870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 863, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 3, "3": 91, "4": 8, "5": 19, "6": 518, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 8, "incompleteCount": 19, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 518, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PVPKN915ZIGZ02", "name": "Hatboro Federal Savings, FA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 224, "dollarVol": 73770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 254, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 3, "3": 7, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LWLLN6G3XQP35", "name": "CTBC Bank Corp. (USA)", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 223, "dollarVol": 196145000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 461, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 5, "3": 29, "4": 91, "5": 37, "6": 76, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 91, "incompleteCount": 37, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 76, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2EZNO3H86ED06", "name": "Veritex Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 223, "dollarVol": 405205000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 3, "3": 19, "4": 35, "5": 3, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 35, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C70VBQUGXHPR07", "name": "Mound City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 223, "dollarVol": 51875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 259, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 26, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007UW5GSKHED2095", "name": "CS Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 223, "dollarVol": 40335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 257, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 1, "3": 10, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNAY3J7NZEU618", "name": "Vision Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 223, "dollarVol": 51085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 307, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 0, "3": 42, "4": 41, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 41, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007L3DI2JM8OHN91", "name": "MEMBER ADVANTAGE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 222, "dollarVol": 65870000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 817, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 87, "3": 82, "4": 85, "5": 12, "6": 0, "7": 147, "8": 182 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 85, "incompleteCount": 12, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZDEK4QLTWSL15", "name": "TAPCO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 222, "dollarVol": 31310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 314, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 11, "3": 59, "4": 19, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 19, "incompleteCount": 3, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930019RBT2SM6CQS78", "name": "Starion Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 222, "dollarVol": 111640000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 8, "3": 6, "4": 56, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TVVKZJG3FJDS34", "name": "DUGOOD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 222, "dollarVol": 31870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 297, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 6, "3": 42, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX2QBKG7ZTBX37", "name": "SIOUXLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 221, "dollarVol": 25575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 295, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 1, "3": 48, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKCY4J7PC8WH77", "name": "MACKILLIE INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 221, "dollarVol": 136595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 221, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WEQ8ITQNQ9AQ74", "name": "TOTAL QUALITY FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 221, "dollarVol": 60925000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 458, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 0, "3": 25, "4": 211, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 211, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOTVC2DXJ6YD92", "name": "EvaBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 221, "dollarVol": 47505000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 452, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 15, "3": 113, "4": 88, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 88, "incompleteCount": 15, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQ3UC55Y6EPP22", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 220, "dollarVol": 80110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 279, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 2, "3": 29, "4": 23, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 23, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWO8DN75PL7X16", "name": "Sherburne State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 220, "dollarVol": 57980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 12, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JMT2KAYN9PTX82", "name": "Members Mortgage Services, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 220, "dollarVol": 42270000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1472, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 33, "3": 56, "4": 57, "5": 7, "6": 692, "7": 138, "8": 269 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 57, "incompleteCount": 7, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 692, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BRCCRMIPW8R563", "name": "AG CREDIT AGRICULTURAL CREDIT ASSOCIATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 219, "dollarVol": 53085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 253, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 0, "3": 19, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CNRVR02KBUDD48", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 219, "dollarVol": 44455000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 297, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 21, "3": 39, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000RV6UQ52SVTV40", "name": "LBS FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 219, "dollarVol": 37495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 323, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 0, "3": 64, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QFITYKWYBFG30", "name": "VIG MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 219, "dollarVol": 32285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 305, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 9, "3": 39, "4": 26, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 26, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FI363837PZX856", "name": "Midwest Heritage Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 219, "dollarVol": 53085000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 313, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 3, "3": 44, "4": 40, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 40, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EGL1VV7LY0QU69", "name": "Bank of Marin", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 218, "dollarVol": 105750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 362, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 28, "3": 74, "4": 9, "5": 3, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001R901BOUXDJQ68", "name": "Bank of Holly Springs", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 218, "dollarVol": 27090000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 255, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 0, "3": 17, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOKUKS0Z7C3X31", "name": "360 Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 218, "dollarVol": 20520000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 363, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 35, "3": 75, "4": 15, "5": 0, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450064457HF042AA24", "name": "PACIFIC EQUITY AND LOAN LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 217, "dollarVol": 98805000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 422, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 181, "3": 24, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 181, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWDY3N8UVJO697", "name": "Sunrise Banks, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 217, "dollarVol": 183725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 295, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 3, "3": 37, "4": 34, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 34, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IOM384RW3HWE57", "name": "Five Star Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 217, "dollarVol": 41915000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 645, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 31, "3": 154, "4": 46, "5": 12, "6": 0, "7": 98, "8": 87 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 46, "incompleteCount": 12, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TQL77TN5I01K05", "name": "Fortifi Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 217, "dollarVol": 49115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 251, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 7, "3": 10, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4RD3C53QCM649", "name": "STARBOARD FINANCIAL MANAGEMENT, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 217, "dollarVol": 79045000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 305, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 0, "3": 5, "4": 83, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 83, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7KG2H84UCP685", "name": "Financial Funding Solutions, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 216, "dollarVol": 73990000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 274, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 6, "3": 7, "4": 42, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 42, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490000VM5YTLF4NM50", "name": "FOCUS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 216, "dollarVol": 42320000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 271, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 3, "3": 22, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RZAKWEVNKBVY93", "name": "REGIONAL MISSOURI BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 216, "dollarVol": 44780000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 276, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 5, "3": 21, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MD3D3OC2CSGX39", "name": "Mirastar Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 216, "dollarVol": 36190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 376, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 19, "3": 76, "4": 35, "5": 15, "6": 0, "7": 1, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 35, "incompleteCount": 15, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJVATE8FMFMR49", "name": "ADVANTAGE ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 216, "dollarVol": 14290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 353, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 18, "3": 51, "4": 33, "5": 5, "6": 0, "7": 12, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 33, "incompleteCount": 5, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCJE0X5P8H4Z85", "name": "The Paducah Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 216, "dollarVol": 80780000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 318, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 1, "3": 32, "4": 68, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 68, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PHB6PE87OB729", "name": "Tioga State Bank, N. A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 216, "dollarVol": 36330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 279, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 7, "3": 36, "4": 18, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LKELKKRLTQA25", "name": "Portage Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 215, "dollarVol": 47525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 339, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 8, "3": 22, "4": 21, "5": 6, "6": 0, "7": 3, "8": 65 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 21, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ9DGB4OZNPL63", "name": "Northview Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 215, "dollarVol": 45775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 418, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 0, "3": 78, "4": 92, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 92, "incompleteCount": 33, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSIYX9RDYWC806", "name": "First Midwest Bank of the Ozarks", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 215, "dollarVol": 34215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 251, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 0, "3": 19, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IY6RZNCBF0QZ14", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 215, "dollarVol": 42405000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 0, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOP6JY8A0DIV80", "name": "Cloverbelt Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 215, "dollarVol": 33005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 280, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 1, "3": 5, "4": 17, "5": 0, "6": 0, "7": 0, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BAZS5RZ8O98A51", "name": "POWER FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 215, "dollarVol": 47975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 287, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 1, "3": 54, "4": 0, "5": 1, "6": 0, "7": 16, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930022CQGV47Q8PM03", "name": "SERVIS ONE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 215, "dollarVol": 59905000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 378, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 1, "3": 56, "4": 106, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Z867SNMO7WGY8TTGQG78", "name": "Summit Community Bank, Inc", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 214, "dollarVol": 54820000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 11, "3": 34, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OD9TDRYGWJ0N48", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 214, "dollarVol": 59690000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 0, "3": 28, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WQC1VYOW0EW528", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 214, "dollarVol": 16890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 236, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 2, "3": 15, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SPHVO4KAGQUX53", "name": "The First National Bank of Hutchinson", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 214, "dollarVol": 42260000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 233, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 6, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930050YUB4R3ZKAI03", "name": "E.M.I. EQUITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 214, "dollarVol": 31230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 289, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 1, "3": 47, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064FQE21RHEG647", "name": "EVERGREEN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 213, "dollarVol": 30775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 380, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 2, "3": 101, "4": 46, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 46, "incompleteCount": 18, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBAW8FZJWPB842", "name": "PLATINUM EAGLE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 213, "dollarVol": 67915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 318, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 1, "3": 13, "4": 81, "5": 4, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 81, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008NRAZRGNG0TT58", "name": "PFCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 213, "dollarVol": 28945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 290, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 14, "3": 27, "4": 28, "5": 3, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 28, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YY36UO9MBPH808", "name": "Diamond Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 213, "dollarVol": 28975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 254, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 2, "3": 19, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG7IO23TN5LR98", "name": "Southeastern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 213, "dollarVol": 46015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 233, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 9, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001K6UOKMZBPMI34", "name": "CREDIT UNION 1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 213, "dollarVol": 42845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 404, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 2, "3": 44, "4": 72, "5": 33, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 72, "incompleteCount": 33, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUC4CLYKKZWS29", "name": "Citizens Community Federal National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 213, "dollarVol": 68685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 349, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 3, "3": 36, "4": 92, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 92, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFV63SJPNIII97", "name": "HomeBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 212, "dollarVol": 32510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 242, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 0, "3": 7, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800XA5M2HOWATHG59", "name": "LNB COMMUNITY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 212, "dollarVol": 44350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 251, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 6, "3": 14, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HJP2WLL8KDCA15", "name": "First Shore Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 212, "dollarVol": 31240000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 352, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 14, "3": 40, "4": 71, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 71, "incompleteCount": 15, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900199XCNE3LN5660", "name": "The County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 212, "dollarVol": 22370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 356, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 14, "3": 95, "4": 34, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMPGD5KKS1RR35", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 212, "dollarVol": 37990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 2, "3": 14, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTSX5SM2W0VV58", "name": "Crossroads Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 212, "dollarVol": 40290000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 242, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 11, "3": 19, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005G8JO0PPI0HN36", "name": "THE MORTGAGE WAREHOUSE,LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 212, "dollarVol": 61340000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 268, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 3, "3": 13, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Q3XBC7O0Q4X02", "name": "HOPE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 212, "dollarVol": 22530000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 441, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 0, "3": 225, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 225, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VHR12KN8C3F913", "name": "The Commercial and Savings Bank of Millersburg, Ohio", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 211, "dollarVol": 55045000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 240, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 4, "3": 9, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930052808NIU3KIW97", "name": "DIRECT LENDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 211, "dollarVol": 71745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 284, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 0, "3": 6, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035U7Q80J7HTS79", "name": "CAMPOS FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 211, "dollarVol": 109255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 221, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 0, "3": 0, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PS6WLKTYGZOKK05G5O59", "name": "Cedar Rapids Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 210, "dollarVol": 637610000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 278, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 1, "3": 27, "4": 30, "5": 0, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YZRSEXRIR3I97", "name": "Emblem Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 210, "dollarVol": 32710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 469, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 53, "3": 114, "4": 27, "5": 0, "6": 0, "7": 32, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W4EKVR6GZ0KS84", "name": "Northwest Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 210, "dollarVol": 72390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 269, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 4, "3": 11, "4": 25, "5": 4, "6": 5, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 25, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ID4RCRD8BXYH30", "name": "ResMac, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 210, "dollarVol": 84700000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 271, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 2, "3": 12, "4": 42, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJI3KX8KY2FG10", "name": "Hilltop National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 209, "dollarVol": 61685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 235, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 0, "3": 8, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KI5WZF5PXKAF12", "name": "Metro Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 209, "dollarVol": 35555000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 12, "3": 16, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q745S62Q6QNW78", "name": "NATIONAL BANKSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 209, "dollarVol": 61075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 20, "3": 14, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038YN5XV3SDVZ83", "name": "BankIowa of Cedar Rapids", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 209, "dollarVol": 24105000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 228, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 6, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RO87UFWPI72M63", "name": "First Community CU of Beloit", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 209, "dollarVol": 25905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 282, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 1, "3": 41, "4": 25, "5": 5, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 25, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRH7IX8IMYTC57", "name": "Dundee Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 208, "dollarVol": 103260000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 245, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 4, "3": 11, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KKOHQFSTKHSN59", "name": "TEXAS TRUST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 208, "dollarVol": 32700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 5, "3": 27, "4": 12, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 12, "incompleteCount": 9, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BX43CTU32Z6G15", "name": "Lindell Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 208, "dollarVol": 48480000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 240, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 0, "3": 9, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK682S26NIMG70", "name": "Arthur State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 208, "dollarVol": 61680000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 276, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 6, "3": 24, "4": 37, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSQZG5CD2LWR30", "name": "The Dime Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 207, "dollarVol": 31955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 329, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 4, "3": 46, "4": 42, "5": 12, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 42, "incompleteCount": 12, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FAG4VH7YJ66576", "name": "Anstaff Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 207, "dollarVol": 30235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 258, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 0, "3": 13, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KDXYNWWTTHLL39", "name": "GRAY FOX MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 207, "dollarVol": 84155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 1, "3": 0, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G54QPXQLB4KN58", "name": "FIRST UNITED CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 207, "dollarVol": 63335000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 271, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 7, "3": 49, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBZNWRGLS7CP89", "name": "Bluestone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 207, "dollarVol": 122215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 300, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 5, "3": 32, "4": 49, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 49, "incompleteCount": 13, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUOQ7XXHRKPG35", "name": "The Lincoln National Bank of Hodgenville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 207, "dollarVol": 37645000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 249, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 18, "3": 13, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M723MK3TTJ2783", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 206, "dollarVol": 58670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 250, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 1, "3": 16, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WH43E1KZKSNH40", "name": "Arixa Enhanced Income Fund, L.P.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 206, "dollarVol": 857540000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 220, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 0, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072H82Z2RZW3210", "name": "AERO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 206, "dollarVol": 16860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 287, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 0, "3": 44, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHACUOETOKO184", "name": "First American Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 205, "dollarVol": 76005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 225, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 1, "3": 4, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GED4IYN84L8F67", "name": "Minster Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 205, "dollarVol": 45195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 5, "3": 16, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RO0FORROX83086", "name": "JD BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 205, "dollarVol": 54745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 308, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 10, "3": 41, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYOAX0LV89BL94", "name": "FCN Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 205, "dollarVol": 49235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 237, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 3, "3": 12, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWDNGYGQBG4K69", "name": "RAVE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 204, "dollarVol": 26220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 400, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 47, "3": 138, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CCQSH6ZSQHNS49", "name": "FNBC Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 204, "dollarVol": 34250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 266, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 2, "3": 22, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004C6NM2VNOH2N94", "name": "Appalachian Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 204, "dollarVol": 25580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 281, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 1, "3": 29, "4": 44, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 44, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LU04D28P9RD79", "name": "American Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 204, "dollarVol": 39690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 292, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 33, "3": 46, "4": 8, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JF6BKCN6OY689", "name": "FineMark National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 203, "dollarVol": 209925000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 250, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 8, "3": 9, "4": 11, "5": 0, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGCIDP1G72QO72", "name": "CF Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 203, "dollarVol": 97425000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 426, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 0, "3": 22, "4": 164, "5": 4, "6": 33, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 164, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 33, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4Z4LTG4TJTM66", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 203, "dollarVol": 54185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 249, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 3, "3": 7, "4": 32, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XMCDBXHD84QD46", "name": "Ohnward Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 202, "dollarVol": 47290000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 1, "3": 9, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TVLFC2SSLVOP06", "name": "METROPLEX MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 202, "dollarVol": 48680000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 270, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 0, "3": 13, "4": 54, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 54, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EA0U825E61X330", "name": "BankSouth", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 201, "dollarVol": 111645000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 257, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 11, "3": 12, "4": 31, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BF788YRGP1OB53", "name": "COAST ONE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 201, "dollarVol": 50335000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 299, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 2, "3": 16, "4": 72, "5": 2, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 72, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KLU19FK8PG279", "name": "NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 201, "dollarVol": 45815000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 380, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 4, "3": 47, "4": 64, "5": 27, "6": 0, "7": 0, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 64, "incompleteCount": 27, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLIO6FT2J64B78", "name": "Security State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 201, "dollarVol": 128555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 311, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 61, "3": 27, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900803AYZRNV49618", "name": "THE FRIENDSHIP STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 201, "dollarVol": 30905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 262, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 23, "3": 36, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHXNUMVE33Q475", "name": "American Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 200, "dollarVol": 67500000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 298, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 20, "3": 17, "4": 20, "5": 5, "6": 0, "7": 27, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490089V5DJHFQMOA03", "name": "First National Bank Alaska", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 200, "dollarVol": 80320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 382, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 3, "3": 29, "4": 124, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 124, "incompleteCount": 26, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PBYH62M6NZK12", "name": "Peoples State Bank of Plainview", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 200, "dollarVol": 37560000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 215, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 8, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TFEH2N4OKL5136", "name": "NEXTIER BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 200, "dollarVol": 69320000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 309, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 17, "3": 51, "4": 39, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 39, "incompleteCount": 2, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DL7AWRPX6NXO12", "name": "American Commercial Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 200, "dollarVol": 81570000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 246, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 0, "3": 7, "4": 37, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYK7KGXCRSH318", "name": "AgCarolina Farm Credit, FLCA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 200, "dollarVol": 70330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 253, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 0, "3": 8, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6PTKHDJ8HDUF78PFWH30", "name": "The Northern Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 199, "dollarVol": 422545000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 19, "3": 16, "4": 23, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 23, "incompleteCount": 4, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020VWE4K0ME5605", "name": "The Monticello Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 199, "dollarVol": 38265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 297, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 0, "3": 53, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EAZZ1G4DMO8869", "name": "LINN AREA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 199, "dollarVol": 27355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 260, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 0, "3": 15, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UWA74T8PF7KY34", "name": "Dime Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 199, "dollarVol": 155445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 378, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 7, "3": 72, "4": 71, "5": 12, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 71, "incompleteCount": 12, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MFSRXY5UZ4OS50", "name": "Delta Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 198, "dollarVol": 31600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 232, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 4, "3": 16, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV7HFY5MTM2Z65", "name": "Merrimack County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 198, "dollarVol": 75130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 337, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 0, "3": 57, "4": 69, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 69, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3F1P2EQW0FC36", "name": "The Bank of Tampa", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 198, "dollarVol": 94620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 345, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 13, "3": 112, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GTJL0LGX444G33", "name": "DREW MORTGAGE ASSOCIATES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 198, "dollarVol": 85950000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 2, "3": 13, "4": 24, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 24, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LE3FE2MIPPW66", "name": "COAST 2 COAST FUNDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 198, "dollarVol": 73640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 198, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FW5QWKDV0UY394", "name": "PRYSMA LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 197, "dollarVol": 65235000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 267, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 8, "3": 20, "4": 39, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 39, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QH6Q6RHDLHEC77", "name": "University Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 197, "dollarVol": 31825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 349, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 16, "3": 41, "4": 77, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 77, "incompleteCount": 18, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008XX3NZ5S384W16", "name": "U. T. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 197, "dollarVol": 28775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 303, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 15, "3": 54, "4": 31, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 31, "incompleteCount": 6, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PE3F2ADLAJRQ97", "name": "Christian Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 197, "dollarVol": 8645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 441, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 0, "3": 171, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6HTJCSW4YN309", "name": "Greenfield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 197, "dollarVol": 58425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 345, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 6, "3": 20, "4": 47, "5": 5, "6": 0, "7": 9, "8": 61 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 47, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z54IIB4Q3AKI90", "name": "SMART FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 197, "dollarVol": 33235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 386, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 1, "3": 122, "4": 64, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 64, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AQ83ZR1PW5DB53", "name": "American Bank and Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 196, "dollarVol": 40690000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 232, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 3, "3": 22, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BFT56DKVQ9BL15", "name": "CENTRICITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 196, "dollarVol": 16510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 302, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 13, "3": 67, "4": 22, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004QMY56VOFMPG66", "name": "PennCrest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 196, "dollarVol": 17990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 234, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 5, "3": 24, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G9TLX0Q50U7H04", "name": "PremierBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 196, "dollarVol": 40490000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 227, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 4, "3": 16, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJHCU3PV11PY25", "name": "CFSBANK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 196, "dollarVol": 42020000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 315, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 10, "3": 35, "4": 25, "5": 5, "6": 33, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 25, "incompleteCount": 5, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 33, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZW96EO7YCGVV43", "name": "Crews Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 196, "dollarVol": 90740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 291, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 24, "3": 23, "4": 30, "5": 5, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 30, "incompleteCount": 5, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KM0C07F0DE248", "name": "FIRST AMERICAN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 196, "dollarVol": 49800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 0, "3": 4, "4": 42, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004VB8XJ1L0EOO76", "name": "The Bank of Fayette County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 196, "dollarVol": 35480000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 5, "3": 6, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJ9SHI3GDB7327", "name": "Abbeville Building & Loan (A State-Chartered Savings Bank)", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 195, "dollarVol": 36685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 20, "3": 22, "4": 0, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 11, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OGMHGN3FQRRB74", "name": "Helm Bank USA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 195, "dollarVol": 108225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 302, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 10, "3": 25, "4": 43, "5": 10, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 43, "incompleteCount": 10, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004JDNBZNOT8PR69", "name": "WYHY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 195, "dollarVol": 20685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 295, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 0, "3": 40, "4": 34, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 34, "incompleteCount": 26, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NIBYLNJC10826", "name": "T. J. FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 194, "dollarVol": 120570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 253, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 1, "3": 0, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MWCJLSHMSYCL19", "name": "TEG Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 194, "dollarVol": 61940000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 8, "3": 28, "4": 15, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 15, "incompleteCount": 16, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRWC0U4V5XQ024", "name": "BANK OF STOCKTON", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 194, "dollarVol": 52790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 305, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 0, "3": 87, "4": 18, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 18, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQALY53TH22D13", "name": "JONES LANG LASALLE MULTIFAMILY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 193, "dollarVol": 18682115000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 1, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPO83ZZLEVGG70", "name": "QNB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 193, "dollarVol": 57225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 266, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 8, "3": 38, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SLOQGL2LEMSD33", "name": "Raiz Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 193, "dollarVol": 36875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 257, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 25, "4": 30, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 30, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NAWIBILTM7ZJ36", "name": "The Maries County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 193, "dollarVol": 21735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 247, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 20, "3": 30, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSLPB4FWL34Z59", "name": "MEMBERS HERITAGE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 193, "dollarVol": 17865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 214, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 2, "3": 6, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MJGHTLBSL8LJ59", "name": "BankFirst", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 193, "dollarVol": 40515000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 217, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 11, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM59EMYEJ5Q179", "name": "The Fountain Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 192, "dollarVol": 35750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 292, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 37, "3": 61, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU2YI0HXIT3257", "name": "Liberty Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 192, "dollarVol": 55840000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 473, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 7, "3": 71, "4": 34, "5": 6, "6": 151, "7": 4, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 34, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 151, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930024QEEW6YDTWZ98", "name": "REV FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 192, "dollarVol": 68280000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 282, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 5, "3": 25, "4": 51, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 51, "incompleteCount": 9, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002L7I6EYKW3NG91", "name": "Blackhawk Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 192, "dollarVol": 43590000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 275, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 9, "3": 30, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KE1KGYIP021V52", "name": "Greenville National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 191, "dollarVol": 41585000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 19, "3": 10, "4": 5, "5": 1, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXBLBJSY4S5R72", "name": "FREMONT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 191, "dollarVol": 27175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 203, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 0, "3": 2, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007U8EFNQS3VJQ70", "name": "ALLEGIANCE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 191, "dollarVol": 25085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 402, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 57, "3": 58, "4": 30, "5": 3, "6": 0, "7": 30, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 30, "incompleteCount": 3, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HRKD2IJSOPRA57", "name": "CCG Fund 1, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 191, "dollarVol": 368725000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 8, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R20AB76CQEH402", "name": "The Juniata Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 191, "dollarVol": 23475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 262, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 13, "3": 54, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSN9VF5S618659", "name": "GUARANTY MORTGAGE SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 190, "dollarVol": 58360000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 275, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 7, "4": 77, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 77, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OGIGNKGO2DX942", "name": "FEDEX EMPLOYEES CREDIT ASSOCIATION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 190, "dollarVol": 25400000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 366, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 5, "3": 55, "4": 72, "5": 12, "6": 0, "7": 0, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 72, "incompleteCount": 12, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000PT0SXF8FBR107", "name": "Connections Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 190, "dollarVol": 25200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 214, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 1, "3": 4, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000M096YV1VLKD70", "name": "Washington Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 189, "dollarVol": 58795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 262, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 7, "3": 37, "4": 24, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 24, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PPIXNO2E1B5V55", "name": "OMEGA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 189, "dollarVol": 12045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 227, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 23, "3": 10, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1KLQQ7B84EZ41", "name": "Citizens National Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 189, "dollarVol": 51065000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 219, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 13, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HK8HC6F50IC896", "name": "Maine Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 189, "dollarVol": 69095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 269, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 4, "3": 23, "4": 47, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 47, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SU3TF26I8KB315", "name": "UNIVERSAL 1 CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 189, "dollarVol": 17275000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "HELOC", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 281, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 3, "3": 36, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E9OABDJHASZ507", "name": "The Cottonport Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 189, "dollarVol": 26685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 0, "3": 26, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930088NZQ6CDL0WA10", "name": "FIRST CITIZENS' FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 189, "dollarVol": 32415000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 264, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 1, "3": 31, "4": 35, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 35, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WEOD0TL2O6EU67", "name": "MOUNTAIN WEST FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 189, "dollarVol": 73245000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 308, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 24, "3": 15, "4": 57, "5": 0, "6": 0, "7": 2, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930017IQ4KPG7QW263", "name": "First Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 189, "dollarVol": 37875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 257, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 5, "3": 25, "4": 19, "5": 0, "6": 0, "7": 10, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMXZWXNOS1US34", "name": "FIRST ATLANTIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 189, "dollarVol": 22645000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 321, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 20, "3": 63, "4": 29, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 29, "incompleteCount": 20, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000TY1MM1LLTM666", "name": "Liberty Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 189, "dollarVol": 99645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 328, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 1, "3": 33, "4": 51, "5": 0, "6": 0, "7": 7, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004Z2SGQGCU5RB44", "name": "Heritage Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 188, "dollarVol": 37860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 194, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 6, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008WWKO0RD22RN65", "name": "United Bank of Union", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 188, "dollarVol": 40390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 213, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 4, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQ4IB3OO2XR831", "name": "MISSOURI Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 188, "dollarVol": 46460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 666, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 0, "3": 132, "4": 346, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 346, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E3R2YX26OH3128", "name": "HealthCare Associates Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 188, "dollarVol": 12320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 334, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 2, "3": 96, "4": 29, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 29, "incompleteCount": 19, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SZBQMYMAL3OM08", "name": "Avidia Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 187, "dollarVol": 91125000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 4, "3": 16, "4": 21, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 21, "incompleteCount": 15, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800K8DDKEL9X4OK57", "name": "FIRST SOUTHERN BANK.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 187, "dollarVol": 30805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 259, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 14, "3": 8, "4": 0, "5": 0, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q107R4XFOZ6F6K73C488", "name": "The First National Bank in Sioux Falls", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 187, "dollarVol": 52265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 216, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 1, "3": 7, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OHBOFDUG78546", "name": "PARTNER COLORADO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 187, "dollarVol": 22895000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 484, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 0, "3": 210, "4": 80, "5": 3, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 210, "withdrawalCount": 80, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQ2FMUUUQUGI02", "name": "CITIZENS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 186, "dollarVol": 35090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 209, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 2, "3": 16, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWRXVFSDCUUY93", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 186, "dollarVol": 29870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 215, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 6, "3": 13, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP59Z6SRKSVR49", "name": "FIRST CHOICE MH LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 186, "dollarVol": 17250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 204, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 0, "3": 18, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBJRCHJ0G6XU24", "name": "U S WIDE FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 186, "dollarVol": 80440000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 267, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 0, "3": 9, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008GIE3QVYB2FT28", "name": "Olympia Federal Savings & Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 186, "dollarVol": 70430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 318, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 8, "3": 39, "4": 69, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 69, "incompleteCount": 16, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138007DQF1WY8NDYM18", "name": "NORTHWEST BANK OF ROCKFORD", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 186, "dollarVol": 41720000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 273, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 8, "3": 17, "4": 28, "5": 3, "6": 0, "7": 4, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 28, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KE9OJJUH139Q12", "name": "Byron Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 185, "dollarVol": 35995000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 237, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 1, "3": 19, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2LKZKSX67ZU02", "name": "First Service Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 184, "dollarVol": 58280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 238, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 11, "3": 22, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BECVKN2TJ6H05", "name": "TrailWest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 184, "dollarVol": 59090000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 238, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 0, "3": 19, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LFCYKY0EGSQ80", "name": "Belmont Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 184, "dollarVol": 41150000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 282, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 4, "3": 40, "4": 19, "5": 2, "6": 0, "7": 33, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKOE38PNUSOD49", "name": "RadiFi Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 184, "dollarVol": 28140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 285, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 1, "3": 48, "4": 38, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 38, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083D8Q8RK84Y448", "name": "AMERICA'S CREDIT UNION, A", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 184, "dollarVol": 44120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 317, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 8, "3": 32, "4": 81, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 81, "incompleteCount": 12, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3BEP9WW99IR76", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 184, "dollarVol": 42280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 265, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 20, "3": 26, "4": 34, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 34, "incompleteCount": 1, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500DB378C704F4610", "name": "CITY-COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 184, "dollarVol": 33110000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 350, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 10, "3": 77, "4": 79, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODM8A5T4RHPY32", "name": "Bank of Charles Town", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 183, "dollarVol": 62745000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 2, "3": 19, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZN3JNCBPMI730", "name": "Morgantown Bank & Trust Company, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 183, "dollarVol": 39465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 18, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JOVFFHEU5TF17", "name": "Bank of Luxemburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 183, "dollarVol": 44165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 13, "3": 19, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KCR7QWQQCWBG94", "name": "Reliabank Dakota", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 183, "dollarVol": 45585000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 235, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 1, "3": 15, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005L8AW1CTD9HZ03", "name": "First Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 183, "dollarVol": 31685000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 219, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 1, "3": 20, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DA567RNGIZFJ78", "name": "THE HOME LOAN SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 182, "dollarVol": 33450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 200, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 5, "3": 8, "4": 0, "5": 0, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AHVQ1LDFNP8P69", "name": "Inwood National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 182, "dollarVol": 88430000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 220, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 2, "3": 9, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FI70PE7HWAVD04", "name": "F & C Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 182, "dollarVol": 36430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 193, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 4, "3": 5, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FB7LY738B0AS28", "name": "Sharefax Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 182, "dollarVol": 20610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 294, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 35, "3": 60, "4": 12, "5": 3, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IX6RAX31C1BI75", "name": "Park Lane Finance Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 182, "dollarVol": 10530000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1223, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 106, "3": 526, "4": 408, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 526, "withdrawalCount": 408, "incompleteCount": 1, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TGWKRP2P13MO72", "name": "Paragon Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 182, "dollarVol": 58860000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 1, "3": 8, "4": 13, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZHM6LK8T0QW13", "name": "Hometown Bank of Pennsylvania", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 182, "dollarVol": 19350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 13, "3": 32, "4": 2, "5": 0, "6": 0, "7": 6, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5TUVYUVESV584", "name": "Archer Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 182, "dollarVol": 59470000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 232, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 15, "3": 6, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300686RMBOL8Y1T93", "name": "Milford Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 49255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 260, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 3, "3": 20, "4": 26, "5": 18, "6": 0, "7": 0, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 26, "incompleteCount": 18, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOYV1JVWTO8O89", "name": "Solvay Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 43245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 263, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 7, "3": 21, "4": 31, "5": 6, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 31, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NGCDNC9174EF79", "name": "Banterra Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 76675000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 344, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 35, "3": 65, "4": 51, "5": 8, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 51, "incompleteCount": 8, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XFPPSO0JVIB33", "name": "DUTCH POINT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 181, "dollarVol": 13555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 301, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 0, "3": 62, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EEAW181JIGNK52", "name": "Beacon Credit Union, Incorporated", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 181, "dollarVol": 26775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 322, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 6, "3": 94, "4": 32, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 32, "incompleteCount": 9, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009NZUFSRFRWTY71", "name": "RED ROCKS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 181, "dollarVol": 26355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 267, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 4, "3": 31, "4": 44, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 44, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJPIZ3RCMEM452", "name": "Chesapeake Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 56105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 293, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 15, "3": 59, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "95JW06YV3JUTCH0IJV88", "name": "Fulton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 29375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 234, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 5, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006R3KP9HJOA7613", "name": "PRINCE GEORGE'S COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 181, "dollarVol": 17945000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 16, "3": 45, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTBKVRBY302A16", "name": "Bank of Hillsboro, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 38375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 289, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 19, "3": 49, "4": 28, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 28, "incompleteCount": 12, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C2GTHMQQJ5CS20", "name": "Everett Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 162315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 247, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 8, "3": 33, "4": 18, "5": 3, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YK0G0T2WULHK84", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 181, "dollarVol": 23095000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 195, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 4, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPNSM7RIMWRQ79", "name": "AUGUSTA MORTGAGE CO.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 180, "dollarVol": 55640000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 1, "3": 1, "4": 23, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 23, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WCUTOOZMTV053", "name": "First Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 180, "dollarVol": 59560000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 9, "3": 15, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000SW5GLNL7VNX12", "name": "State Financial Network, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 180, "dollarVol": 45520000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 5, "3": 12, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002GOGIUXB84JB89", "name": "First National Bank of Waterloo", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 180, "dollarVol": 38620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 21, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3J2ZHX7QFH171", "name": "North Shore Bank, a Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 180, "dollarVol": 149550000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 288, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 4, "3": 40, "4": 29, "5": 5, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 29, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007YWPQ2TU6YIG45", "name": "Magnolia State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 180, "dollarVol": 30240000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 18, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M20N1NQO7LMK11", "name": "The Campbell & Fetter Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 180, "dollarVol": 46550000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 3, "3": 8, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQ137S1HEMVL85", "name": "DEXSTA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 179, "dollarVol": 15305000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 2, "3": 12, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CSKW4TNZHEOO36", "name": "Buena Vista National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 179, "dollarVol": 25425000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 9, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F5TN705NCHGW39", "name": "First State Bank Nebraska", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 179, "dollarVol": 45395000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 249, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 31, "3": 13, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZKVJDEYHV22276", "name": "OnPath Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 179, "dollarVol": 37345000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 234, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 2, "3": 16, "4": 30, "5": 4, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 30, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DI1T4KP9NPFQ75", "name": "Industrial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 179, "dollarVol": 10665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 285, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 2, "3": 56, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V5MRNYGHSGR060", "name": "OKLAHOMA'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 179, "dollarVol": 34635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 297, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 0, "3": 41, "4": 64, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 64, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QNPOF1WCRKLZ94", "name": "San Mateo Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 178, "dollarVol": 102130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 344, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 5, "3": 46, "4": 54, "5": 19, "6": 0, "7": 36, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 54, "incompleteCount": 19, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IL7D0ACZ6YVF12", "name": "Home Federal Savings and Loan Association of Grand Island", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 178, "dollarVol": 40670000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 232, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 2, "3": 26, "4": 24, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JCW11CIGH8GJ60", "name": "The Citizens National Bank of Somerset", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 178, "dollarVol": 35080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 217, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 0, "3": 20, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ASL383AJ6GSJ43", "name": "AgCountry Farm Credit Services, FLCA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 178, "dollarVol": 49290000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 207, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 0, "3": 1, "4": 26, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 26, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490029YJHFABABT680", "name": "United Bay Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 178, "dollarVol": 15520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 258, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 4, "3": 19, "4": 13, "5": 0, "6": 0, "7": 22, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EXKS98GEONUS84", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 178, "dollarVol": 42360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 40, "3": 22, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K2EV48DVSYNV15", "name": "Home Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 177, "dollarVol": 42715000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 181, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DH8EI64ITBY388", "name": "PGIM REAL ESTATE AGENCY FINANCING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 177, "dollarVol": 4089955000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 213, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 13, "3": 0, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009U7VIT7UF4QH15", "name": "ONTARIO SHORES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 177, "dollarVol": 15025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 207, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 12, "4": 2, "5": 1, "6": 0, "7": 0, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KSBZEBHIMRT79", "name": "MORTGAGE FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 177, "dollarVol": 50265000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 227, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 13, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WRP19TBSQG0Z89", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 177, "dollarVol": 73225000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 6, "3": 8, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXG84BHZE66C26", "name": "Newburyport Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 176, "dollarVol": 117410000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 297, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 3, "3": 22, "4": 20, "5": 2, "6": 2, "7": 20, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039D55J3ZL21O72", "name": "SIBCY CLINE MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 176, "dollarVol": 49570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 0, "3": 6, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LCVYJR3AYGA52", "name": "EVO HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 176, "dollarVol": 74820000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 296, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 18, "3": 29, "4": 68, "5": 0, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QLZWERAXKGEP54", "name": "Bank of Lexington, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 176, "dollarVol": 53720000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 6, "3": 15, "4": 64, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NVMV4W48B8SC18", "name": "Watertown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 176, "dollarVol": 36400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 204, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 2, "3": 8, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC145ABINEFL26", "name": "Municipal Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 176, "dollarVol": 44220000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 2, "3": 13, "4": 17, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 17, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "7G95BGMCIZTO8KTOM640", "name": "Spencer Savings Bank, SLA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 175, "dollarVol": 155915000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 296, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 6, "3": 44, "4": 43, "5": 25, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 43, "incompleteCount": 25, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2DSERWC01YR18", "name": "Walden Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 175, "dollarVol": 56735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 250, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 2, "3": 9, "4": 43, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 43, "incompleteCount": 21, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QUH5S3VFIWMU57", "name": "GNBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 175, "dollarVol": 28895000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 269, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 2, "3": 37, "4": 50, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 50, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N4XMPM37K77D58", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 175, "dollarVol": 35335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 15, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OJTK0IPSNDA832", "name": "Liberty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 175, "dollarVol": 43785000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 334, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 3, "3": 100, "4": 32, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 32, "incompleteCount": 24, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELQB8TS88JEE06", "name": "HENRICO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 175, "dollarVol": 12535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 240, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 26, "3": 33, "4": 2, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0QZYJMOBCNI97", "name": "ST FIN CORP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 175, "dollarVol": 82865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 277, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 1, "3": 23, "4": 75, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 75, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900756YRTYX32I428", "name": "Family Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 175, "dollarVol": 18525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 313, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 0, "3": 70, "4": 68, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6E4MG6WR4CW75", "name": "Slovenian Savings and Loan Association of Canonsburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 174, "dollarVol": 29050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 178, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U7G0LJ4QNSFC86", "name": "MANUFACTURERS BANK & TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 174, "dollarVol": 27090000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 193, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 8, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007K6HGI9G0ECX16", "name": "Preferred Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 174, "dollarVol": 163920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 258, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 4, "3": 15, "4": 28, "5": 0, "6": 37, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 37, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008KJFFG6PYZ5914", "name": "Saco & Biddeford Savings Institution", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 174, "dollarVol": 87740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 333, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 1, "3": 40, "4": 58, "5": 7, "6": 0, "7": 9, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 58, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BX4I89K17ZM64", "name": "ALL REVERSE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 174, "dollarVol": 50570000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 213, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 9, "3": 6, "4": 19, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 5, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFPLMCMJL7BS81", "name": "BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 174, "dollarVol": 3259550000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 0, "3": 34, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QP2ONO47G5R24", "name": "APCI Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 174, "dollarVol": 24180000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 214, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 4, "3": 20, "4": 10, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 10, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMEOE50UQ6NM87", "name": "American Bank of Freedom", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 174, "dollarVol": 64870000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 1, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QXDYW5OTSNTL04", "name": "3RD STREET FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 173, "dollarVol": 53095000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 298, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 0, "3": 0, "4": 125, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 125, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YSYHBYDFRVT153", "name": "Pathways Financial Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 173, "dollarVol": 36285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 320, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 0, "3": 79, "4": 37, "5": 10, "6": 0, "7": 13, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 37, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKWBMLIMGZ7Q40", "name": "Bridgewater Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 173, "dollarVol": 186235000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 242, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 11, "3": 7, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GMDWB9051H7297", "name": "High Country Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 173, "dollarVol": 70045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 237, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 1, "3": 18, "4": 44, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 44, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "K0ZDN2CBIQC0EHBKNK35", "name": "Enterprise Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 173, "dollarVol": 145955000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 287, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 24, "3": 54, "4": 25, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 25, "incompleteCount": 11, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F1D8U51K67LV24", "name": "First Century Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 173, "dollarVol": 55315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 225, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 3, "3": 23, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003GJY287GIWFH36", "name": "CME Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 173, "dollarVol": 25205000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 8, "3": 50, "4": 5, "5": 5, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 5, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1354ZHZC8JP58", "name": "Princeton Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 173, "dollarVol": 33325000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 249, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 3, "3": 11, "4": 41, "5": 5, "6": 0, "7": 0, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 41, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FSTRXV05536767", "name": "East Wisconsin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 172, "dollarVol": 48660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 266, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 13, "3": 13, "4": 20, "5": 0, "6": 0, "7": 18, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OUJRW41FX1L002", "name": "City Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 172, "dollarVol": 38360000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 0, "3": 44, "4": 43, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 43, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OC13I9CJC7SD87", "name": "Prevail Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 172, "dollarVol": 56090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 233, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 4, "3": 19, "4": 33, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 33, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R14I3DX6ZMWL07", "name": "CONSUMER Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 172, "dollarVol": 43330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 29, "3": 28, "4": 11, "5": 0, "6": 0, "7": 5, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EYKSNFOZRIBC29", "name": "FIRST FLORIDA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 172, "dollarVol": 31790000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 578, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 1, "3": 81, "4": 94, "5": 37, "6": 164, "7": 0, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 94, "incompleteCount": 37, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 164, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SMD444BM2WO947", "name": "Studio Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 172, "dollarVol": 93860000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 284, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 2, "3": 25, "4": 48, "5": 3, "6": 6, "7": 6, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 48, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRGEK5FKX2UP02", "name": "The Shelby County State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 172, "dollarVol": 18540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 189, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 3, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U3NIUGN9OO4407", "name": "CUMBERLAND COUNTY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 172, "dollarVol": 17580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 232, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 12, "3": 28, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5SWOZ1F2OHY48", "name": "Equitable Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 172, "dollarVol": 36910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 3, "3": 12, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TH6U4UJ37WSG98", "name": "Country Club Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 172, "dollarVol": 123970000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 189, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 3, "3": 2, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P681DTTH4I3144", "name": "Western State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 86735000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 265, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 25, "4": 67, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 67, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q43B8FBFUVL12", "name": "The Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 72895000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 7, "3": 8, "4": 17, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002P2P2WON3W9P39", "name": "Innovations Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 171, "dollarVol": 45025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 261, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 35, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CMM76GR76GS36", "name": "Mifflinburg Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 31205000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 1, "3": 8, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000LJB0L73TDJT41", "name": "Bank of 1889", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 23445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 198, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 9, "3": 2, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UTE20103B0T339", "name": "ENNKAR, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 171, "dollarVol": 48505000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 280, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 3, "3": 22, "4": 78, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 78, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003IRCQIQ6T3QS04", "name": "First Midwest Bank of Dexter", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 45235000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 197, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 7, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048J00QUF04FP72", "name": "North Easton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 77215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 276, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 13, "3": 41, "4": 33, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 33, "incompleteCount": 18, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PRPWWDL1RI5M21", "name": "Katahdin Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 44845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 5, "3": 33, "4": 12, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 12, "incompleteCount": 8, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WD04PCWCETKZ02", "name": "Premier Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 171, "dollarVol": 34355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 7, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TRBLKWZO8LPT76", "name": "THE FAMILY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 171, "dollarVol": 13045000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 241, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 36, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XLI9RP3F9A2J72", "name": "Valley Communities Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 170, "dollarVol": 18590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 235, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 0, "3": 35, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000A72B92T5BS479", "name": "Bank of Travelers Rest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 170, "dollarVol": 59090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 235, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 9, "3": 29, "4": 25, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 25, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XS6ZEOAD9Q6N72", "name": "We Florida Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 170, "dollarVol": 17980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 215, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 5, "3": 9, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6354007NTMKKVRFIIP73", "name": "Bank of Sun Prairie", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 170, "dollarVol": 84540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 240, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 9, "3": 22, "4": 28, "5": 4, "6": 0, "7": 5, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 28, "incompleteCount": 4, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3Z5LVF06QVK79", "name": "Susquehanna Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 34795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 197, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 2, "3": 12, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L34FQYD6PROV86", "name": "Clear Fork Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 31485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 193, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 6, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900158KALQ2PWDU44", "name": "The Adirondack Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 77245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 272, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 4, "3": 44, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EKZWTYZXUW582", "name": "First National Bank of Pana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 23645000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WCJ9R6VLLYR82", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 38615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 17, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LG15SP6QAWL48", "name": "Union State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 42675000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 3, "3": 12, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRB0LTJL53XI04", "name": "Unison Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 24835000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 248, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 32, "3": 44, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VTMXH07KUIB722", "name": "SERVICE FIRST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 169, "dollarVol": 47745000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 203, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 13, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T73HHIEIUU5F67", "name": "Home Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 169, "dollarVol": 45085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 197, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 17, "3": 10, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007E4NL6J0YLH946", "name": "Evergreen Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 168, "dollarVol": 60220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 190, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 1, "3": 15, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AWVW2ZYIVA5297", "name": "THE OLD FORT BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 168, "dollarVol": 48620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 327, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 17, "3": 23, "4": 12, "5": 0, "6": 0, "7": 50, "8": 57 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZX3163R62TB83", "name": "UNIFIED BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 168, "dollarVol": 25890000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 219, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 20, "3": 25, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HZDO3SULWNR95", "name": "Outdoor Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 168, "dollarVol": 53000000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 185, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 0, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HI2PDK2BQF091", "name": "Bank of the Flint Hills", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 168, "dollarVol": 40510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 0, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A8TEVE8WYT0T29", "name": "ABILENE TEACHERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 168, "dollarVol": 16560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 262, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 7, "3": 62, "4": 20, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002DGXCCIY4BGZ41", "name": "Complex Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 168, "dollarVol": 31380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 235, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 11, "3": 54, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VSOJCMQO84C619", "name": "Huntington Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 168, "dollarVol": 27300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 2, "3": 18, "4": 31, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 31, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LHJR6FIWIU8E25", "name": "FIRST NATIONS HOME FINANCE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 168, "dollarVol": 59820000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 234, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 19, "3": 21, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KCWMM5PJHWO653", "name": "AURGROUP FINANCIAL CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 167, "dollarVol": 13995000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 195, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 1, "3": 6, "4": 19, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CF5UDGUFHYM827", "name": "CapStar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 167, "dollarVol": 56285000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 6, "3": 33, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2W119ZBFOWS21", "name": "CLEARWATER Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 167, "dollarVol": 49345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 291, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 60, "4": 64, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XW2H531FLD3I90", "name": "FIRST FED BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 167, "dollarVol": 97175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 510, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 57, "4": 47, "5": 11, "6": 228, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 47, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 228, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDDZ5OVOP5E294", "name": "Mazuma Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 167, "dollarVol": 40855000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 356, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 4, "3": 32, "4": 125, "5": 20, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 125, "incompleteCount": 20, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNGYKM8QPYJL44", "name": "Home Bank SB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 167, "dollarVol": 41395000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 247, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 4, "3": 23, "4": 46, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 46, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UG1DH7RQL41718", "name": "SCIENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 167, "dollarVol": 19015000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 263, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 18, "3": 22, "4": 28, "5": 20, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 28, "incompleteCount": 20, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZPOXWU5V4FT07", "name": "Horatio State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 167, "dollarVol": 17865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 187, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 3, "3": 9, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490076YOMAEM6W0N66", "name": "West Central Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 167, "dollarVol": 24285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 170, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KM4FY7WGCT56", "name": "Citizens Progressive Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 167, "dollarVol": 27865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 191, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 2, "3": 8, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005MZZDC38IUOJ34", "name": "WATER AND POWER COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 166, "dollarVol": 47350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 440, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 2, "3": 62, "4": 82, "5": 128, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 82, "incompleteCount": 128, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPQDQJM78AYS70", "name": "HEARTLAND", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 166, "dollarVol": 25920000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 217, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 2, "3": 8, "4": 22, "5": 5, "6": 0, "7": 14, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 22, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHF3PMRO08N352", "name": "VERITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 166, "dollarVol": 25860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 262, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 0, "3": 79, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRDRKSA8ZPAJ55", "name": "Traditions Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 166, "dollarVol": 30400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 1, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOSE1H63K0E875", "name": "Great American Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 166, "dollarVol": 38400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 176, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 0, "3": 3, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHEKTWE48VS407", "name": "Consumer First Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 166, "dollarVol": 37820000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 368, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 5, "3": 20, "4": 63, "5": 0, "6": 0, "7": 103, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4E3MK3F5GQW40", "name": "The Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 166, "dollarVol": 24190000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 184, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 15, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8GW9QHQO63J05", "name": "Peoples Bank of Kentucky, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 165, "dollarVol": 24325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 220, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 1, "3": 34, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EB748TPUCF9H23", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 165, "dollarVol": 55155000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 191, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 0, "3": 5, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MBTZED1WNWX005", "name": "CORNERSTONE MORTGAGE PROVIDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 165, "dollarVol": 77665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 267, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 0, "3": 12, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AECSSNLT5FBU41", "name": "The Union State Bank of Everest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 165, "dollarVol": 26265000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 193, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 14, "3": 11, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YOT5ACN2UNP66", "name": "FIRST WESTERN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 165, "dollarVol": 46525000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 241, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 13, "3": 21, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490058TX0QV62WQ461", "name": "Pelican State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 165, "dollarVol": 12015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 0, "3": 64, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OMHGOGEWTCI138", "name": "Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 165, "dollarVol": 54815000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 187, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 1, "3": 7, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XZSI0KH03JY56", "name": "The Bank of Landisburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 165, "dollarVol": 23045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 13, "3": 25, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CS1XP28EERR469", "name": "One Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 164, "dollarVol": 108960000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 216, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 6, "3": 14, "4": 25, "5": 3, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 25, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CLB0CCSJV6S044", "name": "SAN FRANCISCO FIRE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 164, "dollarVol": 35950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 421, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 32, "3": 97, "4": 45, "5": 12, "6": 0, "7": 9, "8": 62 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 45, "incompleteCount": 12, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I3LJYL57NZ5H21", "name": "The Andover Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 164, "dollarVol": 20750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 260, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 3, "3": 50, "4": 24, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 24, "incompleteCount": 19, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D0H09HSURFXA20", "name": "FAY SERVICING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 164, "dollarVol": 46440000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 23, "3": 9, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005RSCVBUTB80M24", "name": "SECURITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 164, "dollarVol": 12710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 300, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 38, "3": 97, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZ060LDD77JC03", "name": "Shinhan Bank America", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 163, "dollarVol": 85605000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 194, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 7, "3": 12, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S19BPWGHQOYU13", "name": "FAIRWAY FUNDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 163, "dollarVol": 63105000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 0, "3": 13, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2HFFTNLBO7R56", "name": "TRUE SKY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 163, "dollarVol": 17885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 384, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 6, "3": 125, "4": 90, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 90, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CABYW2DE2UTD57", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 163, "dollarVol": 56365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 226, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 2, "3": 38, "4": 20, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FMHABGSWFKHL19", "name": "Allentown Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 162, "dollarVol": 19140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 166, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTGDMRB8FMR522", "name": "TEXOMA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 162, "dollarVol": 15630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 179, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 1, "3": 2, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZPR9P3OI95VG04", "name": "CONTINENTAL MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 162, "dollarVol": 81700000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 227, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 8, "4": 56, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 56, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005KZM1DEUYVS783", "name": "First American Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 162, "dollarVol": 36650000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 254, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 9, "3": 36, "4": 45, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 45, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UNNQFHOGHIFO55", "name": "MONROE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 162, "dollarVol": 11540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 217, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 25, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007UK2BZOOSF6C76", "name": "First Security Bank, Batesville, Mississippi", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 162, "dollarVol": 33450000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 180, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 7, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7HZ4C5U35BO37", "name": "INTOUCH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 162, "dollarVol": 22200000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 403, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 1, "3": 147, "4": 32, "5": 7, "6": 54, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 32, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 54, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HQBR2XD7IAKH63", "name": "Towpath Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 161, "dollarVol": 11475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 378, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 1, "3": 60, "4": 107, "5": 17, "6": 0, "7": 2, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 107, "incompleteCount": 17, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ANYGQWRPVGU61", "name": "The North Salem State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 161, "dollarVol": 37985000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 9, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005G7RUITYI5B094", "name": "Logan Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 161, "dollarVol": 22835000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 4, "3": 49, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930046UUU8KKVCYD66", "name": "First Federal Savings and Loan Association of Valdosta", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 161, "dollarVol": 33775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 162, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O11S8JQGWU2U45", "name": "Glacier Hills Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 161, "dollarVol": 19005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 2, "3": 9, "4": 19, "5": 3, "6": 0, "7": 1, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 19, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QIEXWCVRBXUH64", "name": "VELOCITY COMMUNITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 161, "dollarVol": 16435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 345, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 1, "3": 158, "4": 16, "5": 7, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 16, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SPZRGOBHSHRP90", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 160, "dollarVol": 22060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 227, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 16, "3": 40, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500AEH02DE1S8E864", "name": "State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 160, "dollarVol": 35830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 5, "3": 15, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4GPVDZEPUZC05", "name": "The Yellowstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 160, "dollarVol": 60430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 209, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 0, "3": 17, "4": 29, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 29, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZGNW8VUSEDB98", "name": "Community National Bank & Trust of Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 160, "dollarVol": 47130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 194, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 5, "3": 3, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000C5KZ15Q2U9V68", "name": "BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 160, "dollarVol": 33810000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 241, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 1, "3": 34, "4": 36, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 36, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7PN8KSYQHY415", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 160, "dollarVol": 42460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 194, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 27, "3": 4, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P6QB5ISAUNV97", "name": "Georgia Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 160, "dollarVol": 49630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1470, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 0, "3": 8, "4": 11, "5": 2, "6": 1289, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1289, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZFJ1696ECS0S38", "name": "Platte Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 159, "dollarVol": 34835000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 3, "3": 8, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHGFQJY2WUC891", "name": "FIRST OPTION BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 159, "dollarVol": 45335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 21, "3": 21, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZWDLZRZ1IY7113", "name": "Guardian Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 159, "dollarVol": 35635000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 164, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XPYTPLP6BLN10", "name": "Alliance Bank Central Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 159, "dollarVol": 45365000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 221, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 27, "3": 28, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EHWBP6UP4Y8J37", "name": "PLUS RELOCATION MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 159, "dollarVol": 70955000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 193, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 0, "3": 2, "4": 30, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 30, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUZBXW5SUK5V79", "name": "HERITAGE VALLEY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 159, "dollarVol": 8945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 0, "3": 21, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COV0JSM0J8GP39", "name": "New Tripoli Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 159, "dollarVol": 41925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 2, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KRDEAJ7MYWD034", "name": "BLOOMSDALE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 159, "dollarVol": 42975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 2, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TFL8UPEHU61608", "name": "Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 158, "dollarVol": 21720000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 185, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 3, "3": 11, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S7X9G17L8QBB81", "name": "PREMIERONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 158, "dollarVol": 37260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 296, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 14, "3": 69, "4": 38, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 38, "incompleteCount": 17, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F213LCBO4VGA06", "name": "The Lowell Five Cent Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 158, "dollarVol": 145120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 7, "3": 10, "4": 28, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 28, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZRFLUGALHJF092", "name": "RVR BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 158, "dollarVol": 26570000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 237, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 42, "3": 37, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9LIMABRJ9VPV74PBJB17", "name": "Hinsdale Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 158, "dollarVol": 194600000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 2, "3": 6, "4": 15, "5": 1, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TOZIPCBM0DLH67", "name": "ILLINOIS STATE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 158, "dollarVol": 32800000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 201, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 0, "3": 24, "4": 16, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300508JOHWSRFDR57", "name": "The Stephenson National Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 158, "dollarVol": 29050000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 209, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 26, "3": 21, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOW652UXXY2V12", "name": "FIRST SECURITY BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 157, "dollarVol": 22985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 191, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 0, "3": 5, "4": 25, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 25, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UJJ1Q3YTRSGM27", "name": "GERBER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 157, "dollarVol": 14375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 225, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 0, "3": 25, "4": 42, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1FOCD65WZ9873", "name": "First Federal Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 157, "dollarVol": 37475000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 209, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 18, "3": 22, "4": 7, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 7, "incompleteCount": 5, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009FTGT1RX4J7Y04", "name": "SOLIDARITY COMMUNITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 156, "dollarVol": 15440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 246, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 0, "3": 31, "4": 53, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 53, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J9E3YDKIBPUY45", "name": "Bank Forward", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 156, "dollarVol": 42100000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 203, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 1, "3": 3, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1ZDKDQXFW3339", "name": "La Capitol Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 156, "dollarVol": 19330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 344, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 3, "3": 130, "4": 42, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 42, "incompleteCount": 13, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VH0YZ5TAKFLL81", "name": "CUSB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 156, "dollarVol": 23800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 190, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 0, "3": 21, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MY80V94K63ZY41", "name": "PromiseOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 156, "dollarVol": 53700000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 4, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSS620JYU5KR81", "name": "ARSENAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 156, "dollarVol": 24620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 0, "3": 13, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MG52SOKOHXJM80", "name": "KALSEE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 156, "dollarVol": 11600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 185, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 2, "3": 17, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490034TADWBQX5BB10", "name": "Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 156, "dollarVol": 27910000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 4, "3": 13, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TJ86W1ZK4LZ15", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 156, "dollarVol": 23660000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 354, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 8, "3": 130, "4": 43, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 43, "incompleteCount": 17, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008EOM1VM8BBK206", "name": "MEMBERS CHOICE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 155, "dollarVol": 31065000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 315, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 3, "3": 45, "4": 83, "5": 4, "6": 0, "7": 19, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 83, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B5PW4JPZAQI721", "name": "Woodford State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 35045000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 5, "3": 10, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRRKG7NTX2YD83", "name": "Citizens Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 35375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 217, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 7, "3": 25, "4": 27, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6SV1WXLO6BB96", "name": "State Bank of De Kalb", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 29625000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 16, "3": 19, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN0HZ349E7ZH34", "name": "ALLIANCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 155, "dollarVol": 28285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 167, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 0, "3": 0, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3BPURP4WOHN47", "name": "The Garrett State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 26715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 178, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 2, "3": 10, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ROUYYKL22P3T17", "name": "The First National Bank of Pandora", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 30325000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 0, "3": 5, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2VOHO3742H053", "name": "SELF-HELP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 155, "dollarVol": 36015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 540, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 5, "3": 38, "4": 17, "5": 0, "6": 325, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 325, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JDUT3R3K1LZ58", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 27445000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 223, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 5, "3": 52, "4": 10, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NX6JAQSL0PM696", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 24965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001XVX1R2ITF6935", "name": "Hearthside Bank Corporation", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 53465000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 221, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 6, "3": 32, "4": 25, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 25, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQOPGZ1DO0MZ49", "name": "The Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 155, "dollarVol": 35065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 2, "3": 12, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJHIE3T5GJRI39", "name": "American United Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 154, "dollarVol": 24430000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 294, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 0, "3": 80, "4": 45, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 45, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S72Y8VX4GAD318", "name": "First Community Bank of the Heartland, Inc", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 154, "dollarVol": 22970000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 209, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 3, "3": 25, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930094EUD08LZEJR51", "name": "Gibsland Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 154, "dollarVol": 28770000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 0, "3": 14, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004F1BOBD3SG7P54", "name": "The Croghan Colonial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 154, "dollarVol": 36450000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 340, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 4, "3": 18, "4": 42, "5": 1, "6": 0, "7": 121, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VA7WQ1PZGYI558", "name": "Morris Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 154, "dollarVol": 26880000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 240, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 6, "3": 40, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJ5M3CD2DPIX47", "name": "American National Bank of Minnesota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 154, "dollarVol": 37650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 0, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N34GCCEN8EJE06", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 153, "dollarVol": 95695000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 202, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 1, "3": 20, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490099UNYWX2PZ4J91", "name": "WNB FINANCIAL, N.A.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 153, "dollarVol": 32715000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 182, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 1, "3": 6, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C0ZJF1UV50O925", "name": "HQ Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 153, "dollarVol": 56745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 221, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 0, "3": 7, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KXIFQ7HCW3FR89", "name": "Andrew Johnson Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 153, "dollarVol": 41515000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 4, "3": 19, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300767F7CDUJR8Q67", "name": "COMMUNITY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 153, "dollarVol": 18555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 294, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 6, "3": 45, "4": 27, "5": 10, "6": 0, "7": 13, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 27, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UAJ26M2YIF0822", "name": "Better Banks", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 153, "dollarVol": 23405000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 175, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 9, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U0J1T0K63EKR14", "name": "SANCTUARY HOME MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 153, "dollarVol": 73545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 219, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 0, "3": 5, "4": 59, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 59, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0ZDYG8YJZ3L95", "name": "Ponce Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 153, "dollarVol": 167105000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 221, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 5, "3": 27, "4": 17, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 17, "incompleteCount": 19, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBN5KM5RUFOE42", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 153, "dollarVol": 50825000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 221, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 2, "3": 26, "4": 30, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 30, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NC4WJQGK642G48", "name": "COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 153, "dollarVol": 22215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 0, "3": 4, "4": 23, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 23, "incompleteCount": 16, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V422J2GUSZPZ35", "name": "Houston Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 153, "dollarVol": 23535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 278, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 1, "3": 66, "4": 51, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 51, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNLSAVSRPDRK61", "name": "Carthage Savings and Loan, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 153, "dollarVol": 26585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 189, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 5, "3": 18, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOWUPV4E45EE89", "name": "Farmers State Bank of Alto Pass, Ill.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 153, "dollarVol": 21105000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 179, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 17, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006WZJUEUK1TVM53", "name": "Peoples Trust Company of St. Albans", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 152, "dollarVol": 34400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 200, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 25, "4": 19, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 19, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900605M87QWWATV97", "name": "PEOPLES BANK & TRUST CO.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 152, "dollarVol": 28900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 23, "3": 15, "4": 0, "5": 0, "6": 0, "7": 5, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LNRKOG7TRURB32", "name": "Ukrainian Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 152, "dollarVol": 34430000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 185, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 2, "3": 10, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6RK4QCIMZJD44", "name": "Community First Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 152, "dollarVol": 35960000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 185, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 1, "3": 16, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJ4HU1Z8P2M254", "name": "Northeast Equitable Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 152, "dollarVol": 59930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 184, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 2, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DD6DH8XAGW3A86", "name": "Piedmont Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 152, "dollarVol": 53070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 7, "3": 14, "4": 24, "5": 4, "6": 0, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 24, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300043MOZCJ4RK371", "name": "SEABOARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 152, "dollarVol": 15330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 34, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWMFYNEEG33W94", "name": "Somerset Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 152, "dollarVol": 19710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 271, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 1, "3": 54, "4": 33, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 33, "incompleteCount": 31, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCT0EFT83E5873", "name": "ENRICHMENT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 152, "dollarVol": 32240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 192, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 20, "3": 11, "4": 4, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MY7KEVWMI4DF64", "name": "ACCESS CAPITAL FUNDING, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 152, "dollarVol": 47990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 152, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003OO8EG0RKSFX83", "name": "Bank 7", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 152, "dollarVol": 45900000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 1, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005BWLPEBQA7QJ63", "name": "Ohio Catholic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 152, "dollarVol": 14330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 277, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 23, "3": 64, "4": 27, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 27, "incompleteCount": 11, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4MFIHXLR7AI37", "name": "Alliant Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 151, "dollarVol": 41095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 21, "3": 21, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0NMTRA1FGK873", "name": "The Village Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 151, "dollarVol": 281415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 1, "3": 5, "4": 18, "5": 2, "6": 0, "7": 7, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W44IWNZ2DBCR56", "name": "First National Bank of Decatur County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 151, "dollarVol": 31845000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 175, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IO702S09S4KF65", "name": "Top Tier Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 151, "dollarVol": 19105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 178, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 12, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C88V21IBGP5Y54", "name": "The Commercial Bank of Grayson", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 151, "dollarVol": 16695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 5, "3": 0, "4": 10, "5": 6, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490080ZZ98MNHU5R63", "name": "Champion Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 151, "dollarVol": 47755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 10, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1WXPWCOK7ZU87", "name": "American Fidelity Mortgage Services, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 151, "dollarVol": 47865000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 182, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 6, "4": 19, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZKF687G440AJ92", "name": "America's Mortgage Resource, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 151, "dollarVol": 40795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 2, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBDU83IKL6II41", "name": "Brentwood Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 150, "dollarVol": 37420000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 260, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 4, "3": 28, "4": 35, "5": 6, "6": 0, "7": 1, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 35, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLJQ30ZT21BC55", "name": "BANC ONE MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 150, "dollarVol": 79010000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 182, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 20, "3": 0, "4": 8, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 4, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MX2M0D119SZ27", "name": "Dover Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 150, "dollarVol": 18670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 251, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 1, "3": 73, "4": 14, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 14, "incompleteCount": 13, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SI9TPITPEZ5332", "name": "Capital Mortgage Services Corp.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 150, "dollarVol": 28670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 263, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 2, "3": 57, "4": 38, "5": 15, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 38, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001MUHR5XU30WE58", "name": "First Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 150, "dollarVol": 40090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 3, "3": 24, "4": 29, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 29, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5STIFBCFMRJ96", "name": "Kirkwood Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 150, "dollarVol": 37870000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 3, "3": 1, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8Q4KZC8LMAV19", "name": "First Metro Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 149, "dollarVol": 22545000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 191, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 4, "3": 25, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M44OPBJUICB315", "name": "NORTHERN HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 149, "dollarVol": 91255000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 4, "3": 21, "4": 8, "5": 4, "6": 0, "7": 2, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 8, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YR8UZ7F37G6E87", "name": "FIRST COMMERCE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 149, "dollarVol": 34485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SDO5FP7F86HH46", "name": "FNB Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 149, "dollarVol": 26625000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 2, "3": 41, "4": 46, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 46, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5F47MW3AQ2048", "name": "MID AMERICAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 149, "dollarVol": 15695000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 1, "3": 26, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003LIT6MPMIF5W07", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 149, "dollarVol": 95685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 9, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RU0T31BIA8UR19", "name": "NEW WEST LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 149, "dollarVol": 53075000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 209, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 12, "4": 47, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930094PMFTE71NZK32", "name": "Glenwood State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 149, "dollarVol": 17745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AKQUNB6HFB7W73", "name": "SEBASTICOOK VALLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 148, "dollarVol": 15370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 154, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IZF27X7A3Q7I15", "name": "Old Hickory Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 148, "dollarVol": 16530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 0, "3": 41, "4": 16, "5": 1, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRF9LCZ3RX3Q39", "name": "Allied First Bank,sb", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 148, "dollarVol": 48030000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1309, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 1, "3": 377, "4": 225, "5": 422, "6": 136, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 377, "withdrawalCount": 225, "incompleteCount": 422, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 136, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FSIRD1E5MR0U30", "name": "RMS & ASSOCIATES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 148, "dollarVol": 52330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NXYX3K4WQSGJ17", "name": "STRATA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 147, "dollarVol": 14775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 233, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 3, "3": 69, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWJ74FF73VDL12", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 147, "dollarVol": 28105000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 2, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VI8UYZW0WTE611", "name": "MEMBERS CHOICE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 147, "dollarVol": 24555000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 0, "3": 34, "4": 9, "5": 4, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E4I5AJ7XJ4DL31", "name": "Winchester Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 147, "dollarVol": 112505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 192, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 0, "3": 5, "4": 14, "5": 3, "6": 0, "7": 5, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUA8339ZH6W934", "name": "ASHLAND Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 147, "dollarVol": 16335000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 294, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 12, "3": 95, "4": 35, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 35, "incompleteCount": 5, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4ZK628DTL4L52", "name": "MidAmerica National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 146, "dollarVol": 17730000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 246, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 45, "3": 20, "4": 28, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 28, "incompleteCount": 7, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UEAUWHP0CJXA09", "name": "UNICO Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 146, "dollarVol": 20550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 4, "3": 15, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900APUOKMIQ9Z9027", "name": "JOHNS HOPKINS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 146, "dollarVol": 18270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 333, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 44, "3": 117, "4": 24, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWBZI4IUOSSQ18", "name": "READY MORTGAGE LENDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 146, "dollarVol": 60160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 254, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 0, "3": 53, "4": 23, "5": 31, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 23, "incompleteCount": 31, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VDE1SMI6Z0Q04", "name": "VISION ONE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 146, "dollarVol": 73720000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 255, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 0, "3": 68, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDJIT5E0RD3B88", "name": "MULTIPLES MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 146, "dollarVol": 22410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "FHA", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 0, "3": 14, "4": 28, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 28, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TT6197INLGZW29", "name": "ALOHA PACIFIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 146, "dollarVol": 25200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 298, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 6, "3": 94, "4": 33, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 33, "incompleteCount": 19, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKO88C3VZKD418", "name": "Windosr Federal Savings & Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 146, "dollarVol": 33370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 209, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 6, "3": 5, "4": 41, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 41, "incompleteCount": 11, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXTSQB6QVVI060", "name": "First Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 28085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 13, "3": 26, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B5Z0UM2W57TK83", "name": "Citizens First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 32685000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 162, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 3, "3": 5, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP3KK77THHQT36", "name": "Bank of the Pacific", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 79305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 259, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 10, "3": 25, "4": 34, "5": 2, "6": 0, "7": 19, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 34, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GYV99GSRS94462", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 22335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 160, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 1, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FK0S1L00V2UL14", "name": "Elderton State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 22185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 170, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 8, "3": 13, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XP7X9J8PCH525", "name": "Southern States Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 40805000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 193, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 10, "3": 20, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005EWJNDWPLNG328", "name": "Century Next Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 32535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 161, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 4, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001141Z7CINOSB62", "name": "LOANFLIGHT LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 145, "dollarVol": 60465000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 258, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 0, "3": 11, "4": 63, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 63, "incompleteCount": 39, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UDJNXYZSDOKI36", "name": "Oostburg State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 145, "dollarVol": 26705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 0, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NKDOFN55L5X23", "name": "HAWAIIAN FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 145, "dollarVol": 79195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 156, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 0, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TA2979XCT9L593", "name": "FINANCIAL BUILDERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 145, "dollarVol": 9215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 145, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2EZKPVQQ0D852", "name": "The Hometown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 144, "dollarVol": 31130000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 179, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 20, "3": 13, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1V61ZDK023383", "name": "BRAZOS VALLEY SCHOOLS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 144, "dollarVol": 25640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 474, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 89, "3": 102, "4": 92, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 92, "incompleteCount": 47, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NJ26KCZVDMI076", "name": "Texas National Bank of Jacksonville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 144, "dollarVol": 38040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 192, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 7, "3": 30, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074SGHZL5IZGS24", "name": "DeMotte State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 144, "dollarVol": 23420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 166, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 4, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QY5ST0J7P6M123", "name": "DIME BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 144, "dollarVol": 62530000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 288, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 16, "3": 91, "4": 27, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 27, "incompleteCount": 10, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B3KWBDNOTY262", "name": "Pendleton Community Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 144, "dollarVol": 30640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 181, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 12, "3": 22, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ERAT50PIMMZH17", "name": "First Alliance Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 143, "dollarVol": 13915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 359, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 33, "3": 159, "4": 20, "5": 1, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005B0YP23JCTYV51", "name": "POPA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 143, "dollarVol": 18195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 194, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 11, "3": 32, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNUPSQ3UW3EM09", "name": "The Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 143, "dollarVol": 39135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 28, "3": 34, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007H0KZ81N1H6352", "name": "Monson Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 143, "dollarVol": 61625000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 8, "3": 12, "4": 21, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 21, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5YLTTVIWX4J11", "name": "PREFERRED LENDING SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 143, "dollarVol": 44595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 198, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 1, "3": 8, "4": 40, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 40, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDX1HCIL448282", "name": "BOM Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 143, "dollarVol": 32335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 187, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 5, "3": 24, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5FSS555M0NA74", "name": "First National Bank of Scotia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 143, "dollarVol": 28875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 177, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 7, "3": 17, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A03BP6F4DI7N56", "name": "GCS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 143, "dollarVol": 14485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 251, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 7, "3": 18, "4": 33, "5": 0, "6": 0, "7": 11, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003SD8SH7JXN6S72", "name": "First Bankers Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 143, "dollarVol": 20915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 15, "3": 15, "4": 0, "5": 0, "6": 32, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 32, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003PJRW71IW7BH70", "name": "American 1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 142, "dollarVol": 6830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 270, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 69, "4": 40, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 40, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008P3PCRZRS39T50", "name": "South Georgia Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 142, "dollarVol": 16060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 166, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 11, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRXNP494I3AE51", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 142, "dollarVol": 28690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 187, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 13, "3": 8, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N51OM1EJ4TQZ22", "name": "1ST STATE FINANCIAL, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 142, "dollarVol": 25120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 195, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 1, "3": 25, "4": 0, "5": 26, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 0, "incompleteCount": 26, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XIGAR8HM0KJZ26", "name": "FALL RIVER MUNICIPAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 142, "dollarVol": 18820000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 264, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 8, "3": 76, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MTZQME2DHKE115", "name": "ARLINGTON COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 142, "dollarVol": 16120000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 269, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 5, "3": 79, "4": 23, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 23, "incompleteCount": 20, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005RQQ9A5CNFVG05", "name": "COMMERCIAL BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 142, "dollarVol": 26500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 161, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 5, "3": 9, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTHJ0G5YXW3J85", "name": "ValleyStar Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 142, "dollarVol": 12540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 287, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 96, "4": 40, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 40, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000UEC0BWG8F1402", "name": "First Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 142, "dollarVol": 9360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 247, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 94, "4": 7, "5": 0, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O4KTZGM04CCZ47", "name": "Abbott Laboratories Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 142, "dollarVol": 61240000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 299, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 32, "4": 125, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 125, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OT4ENLBQE0648", "name": "Eureka Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 141, "dollarVol": 15705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 167, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 2, "3": 10, "4": 10, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JX4XZ2XQAMU684", "name": "ASSOCIATED CREDIT UNION OF TEXAS", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 141, "dollarVol": 22575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 160, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 2, "3": 0, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SW1LBUJBOD283", "name": "Integrity Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 141, "dollarVol": 58655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 4, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007Y306QGNH6J842", "name": "LIBERTY BAY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 141, "dollarVol": 38315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 197, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 4, "3": 16, "4": 15, "5": 14, "6": 0, "7": 6, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 14, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JCUSJMRA75V483", "name": "Wolf River Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 140, "dollarVol": 29140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 3, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4GRCFGZBVVZ73", "name": "Greater Alliance Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 140, "dollarVol": 18490000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 317, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 0, "3": 73, "4": 40, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 40, "incompleteCount": 64, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WBNJ2MGXXXDY75", "name": "Pathfinder Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 140, "dollarVol": 33560000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 7, "3": 20, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AX110CHF6FVV28", "name": "TOWN SQUARE MORTGAGE & INVESTMENTS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 140, "dollarVol": 43560000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 285, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 0, "3": 31, "4": 47, "5": 67, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 47, "incompleteCount": 67, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLEJNF277L8Q40", "name": "Access Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 140, "dollarVol": 21970000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 347, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 20, "3": 16, "4": 8, "5": 9, "6": 0, "7": 88, "8": 66 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 8, "incompleteCount": 9, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LY3BVZZOO7LW95", "name": "FAIRMONT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 140, "dollarVol": 18270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 413, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 29, "3": 92, "4": 5, "5": 10, "6": 0, "7": 93, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 5, "incompleteCount": 10, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLAWM1M5QAJH43", "name": "First State Bank of Middlebury", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 139, "dollarVol": 32925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 287, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 5, "3": 26, "4": 6, "5": 24, "6": 0, "7": 7, "8": 80 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 6, "incompleteCount": 24, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODTHTLPTSBD612", "name": "NOVATION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 139, "dollarVol": 12975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 167, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 1, "3": 7, "4": 17, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FSLMV0FBEQY36", "name": "BLUEBIRD HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 139, "dollarVol": 58015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 13, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TXW4YZE1CSWA75", "name": "Cape Cod Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 139, "dollarVol": 90955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 184, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 9, "3": 6, "4": 26, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BG31WZXGJRH472", "name": "Texas National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 138, "dollarVol": 66960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 36, "3": 16, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005OOIYF660YQO46", "name": "RESIDENTIAL HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 138, "dollarVol": 56000000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 178, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 13, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BK51FTOVBDMC15", "name": "The Bradford National Bank of Greenville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 138, "dollarVol": 21890000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 193, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 14, "3": 8, "4": 3, "5": 0, "6": 0, "7": 9, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0Q8JLIMURNH75", "name": "West Pointe Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 138, "dollarVol": 32590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 9, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6S818WBYBBJ66", "name": "TRI COUNTY AREA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 137, "dollarVol": 11105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 164, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 0, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D214S3L7KZ0515", "name": "CRESCENT MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 137, "dollarVol": 53225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 179, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 26, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QB357BUUUV7A56", "name": "Old Dominion National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 137, "dollarVol": 142335000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 4, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZ7AZQEUEDGU30", "name": "Legend Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 137, "dollarVol": 34925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 235, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 11, "3": 23, "4": 14, "5": 0, "6": 0, "7": 24, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GKRYTQSJG61D90", "name": "Texas Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 137, "dollarVol": 64485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 189, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 11, "4": 37, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 37, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUI90VIS0HE078", "name": "Nextres, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 137, "dollarVol": 55195000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005NO86X9J3D1U18", "name": "Anoka Hennepin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 137, "dollarVol": 12895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 179, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 5, "3": 13, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UU637N6PFNEE28", "name": "Lehigh Valley Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 137, "dollarVol": 10055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 0, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RKLPCGAVLNC16", "name": "Farm Credit of the Virginias, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 137, "dollarVol": 40865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 242, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 4, "3": 50, "4": 49, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 49, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZX1MGMF18FN43", "name": "The Peoples Bank of Georgia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 137, "dollarVol": 728535000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 169, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 16, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004EVKOLRF3JI477", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 137, "dollarVol": 55925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 26, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KD58MIT0K3NP70", "name": "Los Angeles Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 137, "dollarVol": 36325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 218, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 41, "4": 24, "5": 14, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 24, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VI8ZWLFWG2K57", "name": "JERSEY SHORE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 136, "dollarVol": 12760000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 12, "3": 47, "4": 5, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 5, "incompleteCount": 5, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OIJZOV6CPR1Y57", "name": "First National Bank, Ames, Iowa", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 136, "dollarVol": 32330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 179, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 19, "4": 22, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R7H27ZMB7IRC26", "name": "Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 136, "dollarVol": 18770000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 2, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008G9SP4WM32NN96", "name": "WARSHAW CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 136, "dollarVol": 57980000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 159, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 3, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J2U7OF6AWF3P54", "name": "Security Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 136, "dollarVol": 51920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 2, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E76OWAX7HQJX42", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 136, "dollarVol": 38540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 16, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005T4NUXGTZTUE50", "name": "McCoy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 136, "dollarVol": 13410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 557, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 61, "3": 193, "4": 160, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 193, "withdrawalCount": 160, "incompleteCount": 4, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MD1OK70DH5EZ47", "name": "University of Illinois Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 136, "dollarVol": 30010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCUYVW860UOZ07", "name": "Primis Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 136, "dollarVol": 18450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 241, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 52, "4": 11, "5": 0, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490091LXRCWGWGZ525", "name": "North Shore Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 136, "dollarVol": 23480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 238, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 10, "4": 92, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 92, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZVVHZY16D5T08", "name": "CINCINNATI OHIO POLICE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 136, "dollarVol": 8810000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMW817W08PUN16", "name": "Community Bank of Parkersburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 136, "dollarVol": 24930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 213, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 7, "3": 30, "4": 38, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 38, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RLJ90VH94SV71", "name": "MC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 136, "dollarVol": 13530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 161, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 14, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VLNEK78XKF3M52", "name": "Fox Valley Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 136, "dollarVol": 31490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 14, "4": 20, "5": 1, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NVA07UVMZS8E14", "name": "RIO GRANDE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 136, "dollarVol": 19260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 202, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 51, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTK5T7CZ3UJ084", "name": "Utah Power Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 136, "dollarVol": 25410000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XIJWVBUNAUBG18", "name": "Rock Valley Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 135, "dollarVol": 11235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 230, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 36, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELLMUEKP1JHB70", "name": "INSTAMORTGAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 135, "dollarVol": 54395000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 0, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UD8AEXTVCVAF72", "name": "Transportation Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 135, "dollarVol": 11545000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 238, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 4, "3": 53, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002N9QET42VCAS33", "name": "New Market Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 135, "dollarVol": 44665000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 2, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003L116PF34B0H88", "name": "VISION LENDING SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 135, "dollarVol": 51205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 152, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 5, "3": 0, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N6Q6IC190UPB76", "name": "Zing Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 135, "dollarVol": 11915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 259, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 92, "4": 29, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HDU55UX4CXD9YSL1U194", "name": "Westfield Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 135, "dollarVol": 66625000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 2, "3": 10, "4": 15, "5": 0, "6": 48, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 48, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TFS12PFBK5FD47", "name": "TrueCore Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 135, "dollarVol": 92745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 190, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 2, "3": 37, "4": 10, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 10, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PYZVSM1PP3GI62", "name": "ALLEGENT COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 135, "dollarVol": 8475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 2, "3": 43, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZWPMDWIL12842", "name": "Apex Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 135, "dollarVol": 19845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 528, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 4, "3": 22, "4": 34, "5": 0, "6": 333, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 333, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003QXUI2HKRWW551", "name": "AAC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 135, "dollarVol": 12865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 12, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MZ53GGF2499G54", "name": "Guaranty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 134, "dollarVol": 22010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 8, "3": 9, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930025OQ7Y7X795P35", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 134, "dollarVol": 27510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 12, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3JILC7UMYWR39", "name": "Hiawatha National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 134, "dollarVol": 48420000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CYWJYH3ES8BV63", "name": "Pioneer Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 134, "dollarVol": 46820000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 6, "3": 8, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930022I573MYIIOM33", "name": "Southern Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 134, "dollarVol": 53080000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 2, "3": 10, "4": 28, "5": 1, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 28, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083FPG64S0CPC15", "name": "PYRAMID", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 134, "dollarVol": 10140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 11, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WX4YO71NFO5362", "name": "HOUSTON POLICE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 134, "dollarVol": 15870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 214, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 26, "3": 23, "4": 20, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 20, "incompleteCount": 11, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHSPIDK7A5D559", "name": "CU MORTGAGE DIRECT, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 134, "dollarVol": 30430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 16, "4": 44, "5": 0, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZAI389CEN8VG51", "name": "AbbyBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 134, "dollarVol": 28870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 282, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 12, "3": 21, "4": 25, "5": 1, "6": 1, "7": 13, "8": 75 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006KT1XNB09W2M78", "name": "Dairy State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 23005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 180, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 6, "3": 22, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NCN3B66MYC3145", "name": "New Horizons Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 133, "dollarVol": 20775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 213, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 2, "3": 60, "4": 17, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DLHIZLJ7617Q04", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 27905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 215, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 13, "3": 15, "4": 43, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 43, "incompleteCount": 11, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4E78BSM0XM758", "name": "TEXAS BAY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 133, "dollarVol": 10185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 557, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 0, "3": 424, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 424, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YTMXVNCWHCVS50", "name": "The First National Bank of Bastrop", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 34935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 51, "3": 53, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTKCJV903ZQR25", "name": "TriStar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 41715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 176, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 20, "3": 13, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006YTBW0GRVA9N57", "name": "PEOPLE'S SAVINGS BANK OF RHINELAND", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 30465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 164, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 5, "3": 7, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OZ7MS5KHJY6WIPGXQW23", "name": "Farmers & Merchants Bank of Central California", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 37835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 234, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 5, "3": 87, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BR55JZCJBERC86", "name": "Mercer County State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 17395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 220, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 7, "3": 34, "4": 27, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 27, "incompleteCount": 19, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRDBJ5RPA6TY76", "name": "Holcomb Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 28865000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 0, "3": 15, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMUJVUQYCW8836", "name": "Sanibel Captiva Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 133, "dollarVol": 98855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 198, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 8, "3": 5, "4": 42, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 42, "incompleteCount": 10, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007QERYQSQ3QNH02", "name": "Seattle Metropolitan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 132, "dollarVol": 83070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 341, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 1, "3": 22, "4": 131, "5": 32, "6": 0, "7": 17, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 131, "incompleteCount": 32, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BAKE4VAHVCU55", "name": "SALAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 132, "dollarVol": 24600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 374, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 11, "3": 127, "4": 68, "5": 10, "6": 0, "7": 2, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 68, "incompleteCount": 10, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5GFWPFRJR4I76", "name": "First Northern Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 132, "dollarVol": 28710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 191, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 6, "3": 28, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AN5V81GRYDJ823", "name": "FEDCHOICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 132, "dollarVol": 13450000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 6, "3": 74, "4": 24, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 24, "incompleteCount": 8, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SEH2UUXVW21S97", "name": "Cedar Point Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 132, "dollarVol": 18590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 164, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 7, "4": 16, "5": 8, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 16, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B7OQXWTD0I4K81", "name": "The First National Bank of Hughes Springs", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 132, "dollarVol": 21850000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 7, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KKWIJLOTNP7667", "name": "M&T REALTY CAPITAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 132, "dollarVol": 4406980000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 0, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300URHBBJ2KIQ3616", "name": "Foresight Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 132, "dollarVol": 39880000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 12, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WEZMN6QE5IIH42", "name": "JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 132, "dollarVol": 57670000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 228, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 1, "3": 41, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQ5QR1CNV5HY08", "name": "MORTGAGE MANAGEMENT CONSULTANTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 132, "dollarVol": 52820000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 178, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 4, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y37WHI3S8KVE74", "name": "MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 132, "dollarVol": 14990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 177, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 4, "3": 17, "4": 2, "5": 3, "6": 0, "7": 2, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPUST7CSVL4680", "name": "FNB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 132, "dollarVol": 17850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 203, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 14, "3": 44, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930044G6TGPFFTFM49", "name": "Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 132, "dollarVol": 37940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 166, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 2, "3": 3, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZD18AVSD0OG331", "name": "GLENDENNING MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 132, "dollarVol": 47750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 152, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 9, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EGTMFOWQOCQM74", "name": "First Federal Savings Bank of Lincolnton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 132, "dollarVol": 42230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 166, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 10, "3": 18, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXCRU4C6HBN492", "name": "FCS Financial, FLCA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 132, "dollarVol": 30090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 14, "4": 21, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 21, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GV8F4RLYWAB272", "name": "MCT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 131, "dollarVol": 17525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 162, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 1, "3": 19, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009GERLEDM651T51", "name": "Vermillion State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 131, "dollarVol": 30895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083VRKEK3SXZJ31", "name": "Skowhegan Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 131, "dollarVol": 34235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 219, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 3, "3": 45, "4": 33, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 33, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007UO49TL9LEDN58", "name": "LINKED HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 131, "dollarVol": 62865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 18, "3": 11, "4": 33, "5": 0, "6": 0, "7": 2, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I6G5QEIEI78C93", "name": "CASE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 131, "dollarVol": 20075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 17, "4": 37, "5": 7, "6": 0, "7": 2, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 37, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001EL4XFDHGNJO24", "name": "USC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 131, "dollarVol": 38535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 223, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 9, "3": 43, "4": 38, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 38, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KPCI98XVKU8U39", "name": "Acadia Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 131, "dollarVol": 15005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 1, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930034MXV88NNFY879", "name": "OneLocal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 131, "dollarVol": 94395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 185, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 2, "3": 10, "4": 15, "5": 2, "6": 0, "7": 12, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930046JONFO0FON766", "name": "Cogent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 131, "dollarVol": 65565000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 177, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 9, "3": 13, "4": 18, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 18, "incompleteCount": 6, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUMAIOXHIFK142", "name": "Cy-Fair Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 130, "dollarVol": 12170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 5, "3": 22, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZV7NVKXQW9A64", "name": "HOME ACCESS FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 130, "dollarVol": 40690000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 215, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 2, "3": 0, "4": 78, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 78, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNVXT92RBYBF93", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 130, "dollarVol": 18410000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 289, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 24, "3": 48, "4": 4, "5": 0, "6": 1, "7": 42, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CN9XK83EUACJ34", "name": "United Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 130, "dollarVol": 33960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 18, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003T62KDXQ6J4W58", "name": "SOUTHEASTERN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 130, "dollarVol": 18950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 0, "3": 5, "4": 11, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490011JA7PP73YY190", "name": "Mt. McKinley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 130, "dollarVol": 28440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 175, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 2, "3": 10, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWHFQY2F7RN335", "name": "COMMUNITY MORTGAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 129, "dollarVol": 46355000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 398, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 29, "3": 10, "4": 18, "5": 7, "6": 3, "7": 32, "8": 170 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 18, "incompleteCount": 7, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003Q4MH7EVI34Z09", "name": "MNB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 129, "dollarVol": 20355000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 145, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T0CZ8ZKC5R7A88", "name": "LEGENDS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 129, "dollarVol": 26915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 3, "3": 4, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QE8DMX9C02HU80", "name": "First State Bank Southwest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 129, "dollarVol": 27155000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 1, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G0ZC4S8EO1W523", "name": "Spring Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 129, "dollarVol": 33245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 195, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 40, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T82SC9BPCIU410", "name": "CHESSIE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 129, "dollarVol": 17295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 3, "3": 12, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009Y4KUKP1V77375", "name": "Harleysville Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 129, "dollarVol": 50015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 9, "3": 23, "4": 4, "5": 4, "6": 0, "7": 4, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YAD0R5TBY92Y41", "name": "Northwestern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 129, "dollarVol": 34325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 4, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S93XI20FLTGK89", "name": "Aurora Financial, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 129, "dollarVol": 64805000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 156, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 2, "3": 2, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490083W7Y4A2H1H078", "name": "PARK CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 128, "dollarVol": 15140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 128, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCHJ481RPPSP63", "name": "Wyoming Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 128, "dollarVol": 41720000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 156, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 2, "3": 11, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIOSILVWW8FH16", "name": "BRIDGELOCK CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 128, "dollarVol": 71030000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 1, "3": 3, "4": 49, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 49, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D8S1ETG70FFW35", "name": "H E B Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 128, "dollarVol": 17940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 301, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 1, "3": 69, "4": 77, "5": 25, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 77, "incompleteCount": 25, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MYAXFDGEI4NZ65", "name": "GFA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 128, "dollarVol": 38640000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 203, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 1, "3": 36, "4": 30, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 30, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DM6DAOPSF8HL78", "name": "Grand Bank for Savings, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 128, "dollarVol": 24950000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1001, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 11, "3": 46, "4": 24, "5": 0, "6": 792, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 792, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LCP9RF6ADEZ78", "name": "First National Bank and Trust Company of Weatherford", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 128, "dollarVol": 27120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 200, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 3, "3": 56, "4": 10, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 10, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZ0MLK03PNE568", "name": "WHITE EAGLE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 128, "dollarVol": 9310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 178, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 0, "3": 14, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490074WALW1U7G4555", "name": "The Farmers Bank and Savings Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 128, "dollarVol": 18770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 14, "3": 44, "4": 17, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002T397LUNQ31179", "name": "Security Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 128, "dollarVol": 35430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 191, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 4, "3": 24, "4": 16, "5": 4, "6": 0, "7": 5, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 16, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W1NULDJH9MMK81", "name": "CDC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 128, "dollarVol": 14970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 0, "3": 4, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWFLUA8V78OT27", "name": "The Peoples Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 29895000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 5, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRX8H2BWRMDQ91", "name": "PUTNAM COUNTY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 39045000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 166, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 22, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OM76KUNZP81M89", "name": "SECURITY STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 19595000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 130, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LAQ3M8E5I08F43", "name": "Farm Credit Services of Western Arkansas, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 127, "dollarVol": 32565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 21, "3": 39, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004HRO0EREBVYM82", "name": "Jefferson Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 41085000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 3, "3": 20, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300US45HOXL30J494", "name": "FINANCIAL RESOURCES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 127, "dollarVol": 38835000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 51, "4": 22, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 22, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C720KB2QRAC051", "name": "The Jacksboro National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 28815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 1, "3": 0, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VVC2EW2KLYK29", "name": "Union Savings And Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 23975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 32, "3": 25, "4": 4, "5": 0, "6": 0, "7": 11, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZL6THC5R7VUP98", "name": "First Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 37585000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 281, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 20, "3": 120, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQ763HO7N3CO68", "name": "The Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 127, "dollarVol": 57485000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 11, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007GBJOK22LYB425", "name": "Wichita Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 126, "dollarVol": 16270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 234, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 44, "3": 35, "4": 27, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NXMQ7SP5TOF96", "name": "Calvin B. Taylor Banking Company of Berlin, Maryland", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 126, "dollarVol": 46500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 218, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 22, "3": 37, "4": 26, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 26, "incompleteCount": 7, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004Z0FN1LYUET14", "name": "Owen County State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 126, "dollarVol": 28610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 266, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 45, "3": 37, "4": 1, "5": 0, "6": 0, "7": 13, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003DVQUF5HAI1O03", "name": "CORPORATE AMERICA FAMILY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 126, "dollarVol": 15930000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 1, "3": 59, "4": 26, "5": 0, "6": 0, "7": 24, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FRM3OFF8EM0191", "name": "JNC MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 126, "dollarVol": 34230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R8P0FFNZJAW611", "name": "Community West Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 126, "dollarVol": 11040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 230, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 41, "4": 35, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 35, "incompleteCount": 28, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J51TCIL2CWJP16", "name": "Governmental Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 126, "dollarVol": 10590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJ6EOJ9EF6JB96", "name": "Connections Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 126, "dollarVol": 30930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 152, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 16, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S7NSQ9I9GYHD48", "name": "ELECTRO SAVINGS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 126, "dollarVol": 13410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 1, "3": 39, "4": 32, "5": 10, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 32, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008YEXLNFKLF7548", "name": "Widget Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 126, "dollarVol": 10060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 336, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 2, "3": 169, "4": 31, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 169, "withdrawalCount": 31, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R22HRZXTXSR64", "name": "The National Bank of Middlebury", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 126, "dollarVol": 37520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 162, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 2, "3": 8, "4": 22, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008AGLU4AEH9GZ71", "name": "Pineland Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 125, "dollarVol": 23915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 7, "3": 12, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJOY30UROEAG69", "name": "First National Bank of Huntsville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 125, "dollarVol": 22355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 8, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJVZTLWGR61E96", "name": "Thumb Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 125, "dollarVol": 21775000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 175, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 14, "3": 36, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I43FC7P0IJMR13", "name": "LOANLEADERS OF AMERICA, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 125, "dollarVol": 42995000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 0, "3": 2, "4": 28, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 28, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PI8J8CV6B53I58", "name": "Bank of Ann Arbor", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 125, "dollarVol": 56365000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 167, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 9, "3": 10, "4": 20, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LMP5T3UBHAEI68", "name": "VICTORIA FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 125, "dollarVol": 76375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 182, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 10, "3": 3, "4": 23, "5": 0, "6": 0, "7": 4, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DL0FLZ3XZV5J76", "name": "SHAREPOINT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 125, "dollarVol": 12525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 181, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 0, "3": 22, "4": 32, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0WPRCJMXMUM09", "name": "Popular Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 125, "dollarVol": 261225000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 271, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 1, "3": 82, "4": 36, "5": 5, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 36, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQBZOLXT53K570", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 124, "dollarVol": 26530000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 2, "3": 22, "4": 20, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR337B2RGP3C69", "name": "Legacy National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 124, "dollarVol": 40080000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 162, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 3, "3": 5, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZP8FK47JENCV60", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 124, "dollarVol": 47320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 224, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 41, "3": 41, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009KQ3D6Q5VM0B61", "name": "Publix Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 124, "dollarVol": 20240000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 478, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 10, "3": 69, "4": 162, "5": 113, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 162, "incompleteCount": 113, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQL7U3JZ4LCJ17", "name": "MORTGAGE MARKETS CUSO, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 124, "dollarVol": 33440000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 1, "3": 3, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z8UWZMQ33WI653", "name": "Mount Vernon Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 124, "dollarVol": 18630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 128, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VKT6APHQW3YT06", "name": "CREDIT UNION FINANCIAL SERVICES, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 123, "dollarVol": 30595000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 11, "3": 2, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087BYCGOODQ7P92", "name": "SSB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 123, "dollarVol": 32665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 8, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNJT84X74B3052", "name": "Premier Bank of the South", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 123, "dollarVol": 19775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KX4PZDHAK8I871", "name": "First Federal Savings Bank of Champaign Urbana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 123, "dollarVol": 26935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YE6JQ826RUVB14", "name": "Regional Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 123, "dollarVol": 9715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 3, "3": 26, "4": 16, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 16, "incompleteCount": 18, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930085YFG0F7C2GE23", "name": "Citizens Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 123, "dollarVol": 29085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 3, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I58H1B8G6KOY91", "name": "Traditions First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 123, "dollarVol": 28565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 9, "3": 8, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BQPSF250Q8KQ79", "name": "ON TAP CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 123, "dollarVol": 18705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 204, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 52, "4": 23, "5": 1, "6": 4, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B201Z415GE5E85", "name": "Somerset Regal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 123, "dollarVol": 105535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 282, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 6, "3": 25, "4": 27, "5": 5, "6": 96, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 27, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 96, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RO7SIV4IZNEGU4EXXS92", "name": "AuburnBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 122, "dollarVol": 29290000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 1, "3": 11, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004W7ZN0N715U578", "name": "CommonWealth Central Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 122, "dollarVol": 23040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 237, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 11, "3": 59, "4": 13, "5": 27, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 13, "incompleteCount": 27, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMJ6RM02VXK542", "name": "Pilgrim Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 122, "dollarVol": 38770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 8, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089XPEJZALBU127", "name": "Eaton Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 122, "dollarVol": 21390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 208, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 9, "3": 28, "4": 17, "5": 6, "6": 0, "7": 11, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 17, "incompleteCount": 6, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YLA2LNEYNOLN85", "name": "WATSON MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 122, "dollarVol": 34520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 226, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 40, "4": 63, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930013SG5BXUL3G429", "name": "First Western Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 122, "dollarVol": 48580000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EC7M6N4U9DR727", "name": "The First National Bank of McGregor", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 122, "dollarVol": 29760000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JICBJ5KEDP3217", "name": "CenterBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 122, "dollarVol": 49760000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 156, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 9, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIBI14GDBLD168", "name": "COOPERATIVA DE AHORRO Y CREDITO DE ISABELA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 122, "dollarVol": 17400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 156, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 6, "3": 15, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R22XCNNGVXRO22", "name": "SELF RELIANCE NY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 122, "dollarVol": 128990000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 9, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QK56SK0RTQI188", "name": "Senior Mortgage Bankers Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 122, "dollarVol": 20480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 26, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KTY8YQ4SFHT59", "name": "COASTHILLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 122, "dollarVol": 29860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 244, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 13, "3": 47, "4": 45, "5": 13, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 45, "incompleteCount": 13, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S46DHLT3EQ9F05", "name": "Citizens Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 122, "dollarVol": 29640000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 12, "3": 12, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XRAHUC7QUVO11", "name": "The First National Bank of Granbury", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 121, "dollarVol": 35425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 2, "3": 14, "4": 9, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CX4A85W20A2X77", "name": "Azuza LLC dba Z Loans Funding", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 121, "dollarVol": 71505000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 204, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 12, "3": 3, "4": 67, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 67, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SE6YAYK0PZZR74", "name": "Bank of Idaho", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 121, "dollarVol": 45405000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 176, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 14, "3": 21, "4": 15, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 15, "incompleteCount": 5, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C93QPBEWPGBI16", "name": "Valley 1st Community FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 121, "dollarVol": 8105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8LYY54XS86414", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 121, "dollarVol": 47335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 24, "3": 23, "4": 2, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080KJR5G1HZVI89", "name": "First National Bank and Trust Company of Ardmore", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 121, "dollarVol": 21565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 4, "3": 7, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300311KRYLZVODK22", "name": "COOSA PINES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 121, "dollarVol": 19195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 5, "3": 7, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005B6S44QVVMBU11", "name": "First Grayson Bancorp, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 121, "dollarVol": 20725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 45, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDGL2OULMP7388", "name": "Citizens Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 121, "dollarVol": 20725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 3, "3": 15, "4": 21, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 21, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LV12W1ZFWAU543", "name": "Lee Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 121, "dollarVol": 42975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 2, "3": 17, "4": 27, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 27, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R0GC9CW77VXE28", "name": "Telco Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 121, "dollarVol": 19335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 8, "4": 7, "5": 21, "6": 0, "7": 4, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2TE26IJQD4W66", "name": "First Federal Community Bank of Bucyrus", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 23280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6FMUCIYH31R36", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 34340000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 24, "3": 16, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q8R70WLHGFLX73", "name": "People's Bank of Seneca", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 25970000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 187, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 21, "3": 33, "4": 10, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 10, "incompleteCount": 3, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M6EHOPLD2SFD66", "name": "The Milford Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 39420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 2, "3": 34, "4": 14, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNQDVXN8569N58", "name": "CPORT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 120, "dollarVol": 22300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 156, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 11, "3": 15, "4": 6, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 4, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001C1MX62NVN0U50", "name": "VELOCITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 120, "dollarVol": 14290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 276, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 7, "3": 110, "4": 38, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 38, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VRYDYOPWK5MO08", "name": "Provident Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 98970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 226, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 72, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FEBB5EMDXTC518", "name": "Lake Shore Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 26810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 6, "3": 40, "4": 13, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 13, "incompleteCount": 9, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006A34A1F1ZGTT81", "name": "East Cambridge Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 103410000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 3, "3": 4, "4": 18, "5": 0, "6": 0, "7": 0, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490070QB5LWJ9JID79", "name": "Community Bank & Trust, Waco, Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 120, "dollarVol": 42130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 1, "3": 20, "4": 40, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 40, "incompleteCount": 18, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZ04HOB5HTR562", "name": "Washington County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 119, "dollarVol": 19535000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 225, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 6, "3": 27, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LK4WOVIJ8FAK87", "name": "Silver Lake Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 119, "dollarVol": 23345000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 12, "3": 13, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PO1C5ZTB4V4859", "name": "FIRSTBANK OF NEBRASKA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 119, "dollarVol": 21675000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 7, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TZDKJ07KL8T621", "name": "PCSB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 119, "dollarVol": 45455000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 218, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 6, "3": 53, "4": 14, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 14, "incompleteCount": 26, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQCMVB0XTB5Y50", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 119, "dollarVol": 14405000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PMBS0TJQ35TP58", "name": "City National Bank of Colorado City", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 119, "dollarVol": 26695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UE4FFDNV7ELD54", "name": "SCHLUMBERGER EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 119, "dollarVol": 43005000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 140, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 3, "3": 1, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V7ZAKK6Z6SQ303", "name": "Polish-American Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 118, "dollarVol": 18220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 121, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY0I1WYYWYFS47", "name": "Providence Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 118, "dollarVol": 70960000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 218, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 29, "3": 13, "4": 8, "5": 6, "6": 0, "7": 7, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 6, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1YZ5ZORJBI935", "name": "SouthStar Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 118, "dollarVol": 44010000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 225, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 21, "3": 31, "4": 41, "5": 5, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 41, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H1I95THVU5ZB04", "name": "BankVista", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 118, "dollarVol": 29790000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 0, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500UIQNJRMSPN5G70", "name": "The Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 118, "dollarVol": 20410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 0, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T68H0CMTF8ZH83", "name": "Bank of Edmonson County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 118, "dollarVol": 26610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 140, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 18, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ICVSTMS2XFXX81", "name": "Laona State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 118, "dollarVol": 17730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 15, "3": 12, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B0SOOJLUT6U297", "name": "United Texas Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 118, "dollarVol": 13540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 2, "3": 5, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1CDO1XR2ZMQ19", "name": "HUDSON RIVER COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 118, "dollarVol": 12640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 467, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 1, "3": 124, "4": 98, "5": 4, "6": 0, "7": 88, "8": 34 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 98, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N1AXKYPB987I06", "name": "Citizens Deposit Bank of Arlington Inc", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 118, "dollarVol": 22130000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 141, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 12, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P6952HH7CVAC87", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 19305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 1, "3": 5, "4": 45, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 45, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YRTIU0FNCTY07", "name": "TRI BORO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 117, "dollarVol": 10135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 130, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 7, "4": 2, "5": 2, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK8GVTLGSA4H75", "name": "The First National Bank of Oneida", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 18675000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 145, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 15, "3": 10, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QR7MEE12WC276", "name": "BAYPORT FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 117, "dollarVol": 173635000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 180, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 3, "3": 8, "4": 42, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 42, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8KOGOW7X6DY09", "name": "The Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 16135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 130, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 8, "3": 4, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACGDT107SC5E82", "name": "Bay Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 21585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 234, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 13, "3": 33, "4": 0, "5": 0, "6": 0, "7": 41, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OULGV8ZW0JV320", "name": "Cumberland Valley National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 28925000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006VBLRP288VX853", "name": "American Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 35565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 9, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SG0DG9VHV3LR79", "name": "First Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 65365000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 9, "3": 13, "4": 55, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJ52ZRS3Q0S589", "name": "Bank of O'Fallon", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 26785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 7, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZEUD3RXQZG2867", "name": "Homeland Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 15295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 2, "3": 11, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SDQ83FUC7IK543", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 41215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 145, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 3, "3": 13, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DU662K57XBSH20", "name": "Memphis City Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 117, "dollarVol": 16485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 154, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 26, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWXUPDS3PDOL40", "name": "West Alabama Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 42615000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 141, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 9, "3": 12, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002FQ43Q3BNXZW27", "name": "Macon Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 117, "dollarVol": 22005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 2, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B631B05UVLUA59", "name": "Concordia Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 116, "dollarVol": 12190000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 27, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B5RA7BRG1R2728", "name": "GREENVILLE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 116, "dollarVol": 19150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 388, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 3, "3": 175, "4": 59, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 175, "withdrawalCount": 59, "incompleteCount": 35, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIR2ODBIF9VF65", "name": "New Peoples Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 116, "dollarVol": 27450000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 159, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 7, "4": 31, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 31, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300465MKS092D5K02", "name": "Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 116, "dollarVol": 29610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 6, "3": 20, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LVO8UXHRM8O957", "name": "Wauna Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 116, "dollarVol": 12590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 195, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 12, "3": 47, "4": 14, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 14, "incompleteCount": 6, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XDZHJDR5G01Q52", "name": "ALABAMA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 116, "dollarVol": 30290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 223, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 31, "4": 23, "5": 19, "6": 0, "7": 16, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 23, "incompleteCount": 19, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S1ULK3TJQ8I652", "name": "FIRST CITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 116, "dollarVol": 14640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 212, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 14, "3": 55, "4": 23, "5": 0, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001F1MFNT7Y4FU47", "name": "HOLYOKE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 116, "dollarVol": 18510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 167, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 19, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J71IJLMJZJV608", "name": "Bank of Zachary", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 116, "dollarVol": 31690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 12, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DOBILWQF3MQ479", "name": "PREFERRED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 116, "dollarVol": 9210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 206, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 45, "4": 37, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 37, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3182R4M8RRD37", "name": "Sooner State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 116, "dollarVol": 28620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWJ5O0AQLJKV83", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 116, "dollarVol": 18900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 251, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 18, "3": 27, "4": 0, "5": 0, "6": 0, "7": 42, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H5B5USE8BS1V31", "name": "The Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 116, "dollarVol": 35580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 7, "3": 10, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PPKM4YL2GY3713", "name": "SPECTRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 116, "dollarVol": 15670000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 230, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 11, "3": 55, "4": 17, "5": 13, "6": 0, "7": 6, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 17, "incompleteCount": 13, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UI713YO3L6SF02", "name": "HORIZON Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 7805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 204, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 18, "3": 39, "4": 16, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 16, "incompleteCount": 16, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930066LN6QXNO8TY84", "name": "First Carolina Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 115, "dollarVol": 222315000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 140, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 8, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKG3JGNHH34D61", "name": "CARTER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 39575000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 2, "3": 49, "4": 9, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 9, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500E0DAP87785C746", "name": "First Bridge Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 115, "dollarVol": 107475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 0, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TW8OMXXV334D32", "name": "Workmen's Circle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 28295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 1, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PQN88DET52I724", "name": "USX Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 8975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 3, "3": 37, "4": 9, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ICEZWRRYBRW481", "name": "Kingston National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 115, "dollarVol": 22645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 2, "3": 17, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OXACCQ40L83673", "name": "HARMONY HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 115, "dollarVol": 45455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 1, "3": 1, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H83ZXQ4TDSXI83", "name": "WHEELHOUSE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 17725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 1, "3": 11, "4": 65, "5": 0, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QYMPN362T6V61", "name": "SHELTER LENDING SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 115, "dollarVol": 49215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 1, "3": 7, "4": 47, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZA8T2KGQF6JK55", "name": "EDUCATION FIRST CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 9145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 6, "3": 7, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K2JM6ID3V5LO24", "name": "First South Financial Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 30305000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 189, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 12, "4": 36, "5": 0, "6": 0, "7": 25, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DASRDHPPEK5V15", "name": "Dean Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 115, "dollarVol": 36415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 10, "3": 15, "4": 20, "5": 7, "6": 0, "7": 15, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 20, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL6X4MHW0HHI39", "name": "ALABAMA STATE EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 10925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930005S5CFTGC2VR75", "name": "Michigan United Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 8815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 7, "3": 12, "4": 28, "5": 5, "6": 0, "7": 2, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 28, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930098WTIWNSB1OV47", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 115, "dollarVol": 24405000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 4, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027GUR70U427Y19", "name": "Campus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 115, "dollarVol": 20835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 15, "3": 24, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XQNDJJMBTOTK04", "name": "Westside State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 18140000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NR9EA98B6A4L55", "name": "Citizens Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 19910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 25, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082VCNY40XPOB62", "name": "The First National Bank of Jeanerette", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 24990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 2, "3": 13, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MGJ0J02F6KDW38", "name": "First Jackson Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 18140000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZK2F0EPOFMKG41", "name": "Bruning Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 28740000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 3, "3": 11, "4": 19, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFU5D50EZHEU18", "name": "Louisiana National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 20460000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 2, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K6JB8F2ZMRI65", "name": "Armor Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 30870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLGM1W030VUP23", "name": "Equitable Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 16200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 161, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 15, "4": 15, "5": 0, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E035FX7XMJ6713", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 114, "dollarVol": 82580000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 4, "3": 5, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UPB8ITF7B1GI03", "name": "CATALYST MORTGAGE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 114, "dollarVol": 49650000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 214, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 20, "3": 14, "4": 36, "5": 29, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 36, "incompleteCount": 29, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJCLA0W3K4J455", "name": "Grove City Area Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 114, "dollarVol": 6780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 28, "4": 16, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 16, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6Y1YO2YXN6135", "name": "REDWOOD RESIDENTIAL ACQUISITION CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 113, "dollarVol": 142205000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6710, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 9, "3": 40, "4": 5, "5": 0, "6": 6543, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 6543, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IU2EZH8TXNXE23", "name": "StanCorp Mortgage Investors, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 113, "dollarVol": 371255000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 128, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 12, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LH06ZZHKPX5U83", "name": "BNC National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 21905000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 2, "3": 9, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490072C0PMGDUJQU77", "name": "GNB BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 17495000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 17, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058F1PNDGW35714", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 22125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 7, "3": 34, "4": 22, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 22, "incompleteCount": 7, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R028OZZTTP5D53", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 29225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MHHOS58M9D0445", "name": "Operating Engineers Local Union #3", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 113, "dollarVol": 18035000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 263, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 1, "3": 65, "4": 64, "5": 113, "6": 0, "7": 0, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 64, "incompleteCount": 113, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FKPTR6FQ8IH565", "name": "Minnesota National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 25285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LW8UB33S1ZIF68", "name": "Cooperativa de Ahorro y Credito de Rincon", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 113, "dollarVol": 16395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 1, "3": 3, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZEU2LB7FLWW04", "name": "FOUR POINTS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 113, "dollarVol": 23725000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 4, "3": 28, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z9CBWZF8ECUS45", "name": "Collins State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 28965000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 1, "3": 4, "4": 0, "5": 1, "6": 0, "7": 10, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035X20L4YB6HD91", "name": "Warren-Boynton State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 17035000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TR6SGFPJQYJS20", "name": "UNITED TELETECH FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 113, "dollarVol": 9455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 159, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 39, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002WXCO8XZD1EB38", "name": "New Carlisle Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 113, "dollarVol": 23885000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 204, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 14, "3": 9, "4": 0, "5": 0, "6": 0, "7": 24, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AEULLVYD8L9B04", "name": "BARINGS MULTIFAMILY CAPITAL LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 112, "dollarVol": 2924450000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 6, "3": 2, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOEBGKPKU43Q28", "name": "Webster Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 34600000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 181, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 2, "3": 27, "4": 38, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 38, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930037K28BC4GVBU20", "name": "Town Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 87800000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 169, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 3, "3": 6, "4": 23, "5": 0, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XASC5S67PMPM58", "name": "Citizens Bank & Trust, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 13460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VXGQ0PJJBNKA66", "name": "THE BANK OF LAFAYETTE, GEORGIA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 18110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 4, "3": 8, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4ZH7G6OB81F33", "name": "Citizens Bank of Kansas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 20920000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 3, "3": 20, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBW60Q23TUJN89", "name": "KD CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 112, "dollarVol": 63170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 0, "3": 0, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SV2V1USGXBSB36", "name": "Prime Meridian Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 43960000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 170, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 17, "3": 8, "4": 32, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TO7P4MVLV70225", "name": "First National Bank of Brookfield", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 56750000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 1, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEXSWLQB1TM843", "name": "COLORAMO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 112, "dollarVol": 10590000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 0, "3": 30, "4": 14, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5WGD75SLEMI23", "name": "SHORELINE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 112, "dollarVol": 12540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 3, "3": 22, "4": 25, "5": 3, "6": 0, "7": 9, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 25, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WVVCPSUJMG9419", "name": "BLC Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 36180000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 3, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COZ9YQTC4J1378", "name": "Community Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 16090000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 176, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 34, "3": 28, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HZMBEJQEY0J72", "name": "First Federal Savings and Loan Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 112, "dollarVol": 20510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 13, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D9ZODKN6CVV913", "name": "PRIME FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 112, "dollarVol": 15380000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 222, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 6, "3": 12, "4": 0, "5": 0, "6": 0, "7": 88, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4IPEM23JRUH35", "name": "Altoona First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 111, "dollarVol": 12165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 8, "4": 11, "5": 0, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047YMR4VOMFGS35", "name": "AMERICHOICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 111, "dollarVol": 10615000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 24, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000VGTLMMLXLP518", "name": "CHROME", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 111, "dollarVol": 11455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 22, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HR2TLJ7IGFMV18", "name": "Blue Grass Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 111, "dollarVol": 15465000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IB375I8TZ2FA87", "name": "Farmers-Merchants Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 111, "dollarVol": 13745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 8, "3": 18, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UM6HPORF7X4415", "name": "IAA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 111, "dollarVol": 28285000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 2, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3LJV7BU7IY610", "name": "First National Bank of Central Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 111, "dollarVol": 36915000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZOIZTP7ZF6AH17", "name": "Resource Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 111, "dollarVol": 24295000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RY2RZTSD07CW96", "name": "COMMUNITY DEVELOPMENT CORPORATION OF BROWNSVILLE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 111, "dollarVol": 8655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OITV2T766YLP15", "name": "OCEAN STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 111, "dollarVol": 19595000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 23, "4": 20, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 20, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845007E2D0BDH6C8955", "name": "ASCENT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 111, "dollarVol": 14495000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 23, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T1NXF0ZR9PMX05", "name": "STREATOR ONIZED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 111, "dollarVol": 9795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 11, "3": 53, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N10G1D8QK8M334", "name": "THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 110, "dollarVol": 20570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 1, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061YDWSR567KC82", "name": "Pentucket Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 110, "dollarVol": 50250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 204, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 1, "3": 19, "4": 14, "5": 1, "6": 0, "7": 5, "8": 54 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FB4VEI37KZPQ74", "name": "Miami Postal Service Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 110, "dollarVol": 12840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 48, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500ET710674536D72", "name": "SECURITY BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 110, "dollarVol": 35390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 12, "3": 16, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SE1WZDU07WPD35", "name": "GREATER SPRINGFIELD", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 110, "dollarVol": 14570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 2, "3": 18, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSPT6YGS1ZLR56", "name": "HICKAM FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 110, "dollarVol": 19390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 256, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 79, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6TVHCCFZ5R384", "name": "UME FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 109, "dollarVol": 24175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 10, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X844WCY1CCL322", "name": "GSB MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 109, "dollarVol": 42525000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 3, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V9HKOIF4980H71", "name": "First United Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 109, "dollarVol": 17585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDH15867LXRK58", "name": "The Farmers Bank of Milton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 109, "dollarVol": 21775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 5, "3": 19, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001IWK74A5N1RE93", "name": "DRAGAS MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 109, "dollarVol": 38425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 3, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B934MYWT57IX38", "name": "Lake Elmo Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 109, "dollarVol": 29675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 3, "3": 8, "4": 4, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MRGHEPWMR2015", "name": "HERITAGE SOUTH COMMUNITY CU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 109, "dollarVol": 20255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 154, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 3, "3": 23, "4": 9, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 9, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5R2UQGSNVT989", "name": "SAN FRANCISCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 109, "dollarVol": 108465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 2, "3": 11, "4": 25, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 25, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OCV4AWL56SWL08", "name": "The Payne County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 109, "dollarVol": 15555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 3, "3": 16, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490041EP8QZWCBA097", "name": "Aspire Community Federal Credit union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 109, "dollarVol": 17995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I6BXTT1NLNPE10", "name": "CLB The Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 109, "dollarVol": 13555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 2, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5JZD1PBR8EH75", "name": "BRONCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 109, "dollarVol": 10095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WDLOVGUYVTS727", "name": "MTC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 109, "dollarVol": 14945000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 187, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 6, "3": 25, "4": 31, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 31, "incompleteCount": 16, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T69MHCQOIC3F90", "name": "COOPERATIVA DE AHORRO Y CREDITO DE CAMUY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 109, "dollarVol": 16885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 1, "3": 10, "4": 23, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2IS3ZCJG3OT45", "name": "SEA COMM", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 109, "dollarVol": 16965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 152, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 28, "4": 6, "5": 6, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 6, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IBJS6XC0DFJ29", "name": "The Peoples State Bank of Newton, Illinois", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 17150000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 3, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1ORVTMT2T7756", "name": "LIBRARY OF CONGRESS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 108, "dollarVol": 12910000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 12, "3": 18, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TYS8TXJLPURN43", "name": "CenturyFirst Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 108, "dollarVol": 7250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003DHZPFGQQJCU86", "name": "Sturdy Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 41790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 7, "3": 6, "4": 9, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOGGZET04TZM44", "name": "Abacus Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 44060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 16, "3": 9, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004O2ZT0HSAP5S70", "name": "First Independence Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 36260000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 167, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 1, "3": 16, "4": 37, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 37, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7T76AWIP6QL35", "name": "JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 26130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 162, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 13, "3": 29, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450089CFE04ED8C818", "name": "Honor Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 37610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 18, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008S6MTNE6CY5G37", "name": "Northstar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 45420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 10, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QGO7S838JDBC47", "name": "CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 108, "dollarVol": 10130000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 249, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 10, "3": 87, "4": 35, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 35, "incompleteCount": 9, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KI0CM65KPBM547", "name": "International Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 58330000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 5, "3": 6, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006FUC5WGWNUXC12", "name": "1st Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 108, "dollarVol": 14840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 189, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 32, "3": 37, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FAEHPIBKT6SS85", "name": "The Grant County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 17110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 9, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C4L5I47E388980", "name": "PEOPLES SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 13270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 4, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A81K8K8KJR9759", "name": "PyraMax Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 32840000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 254, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 10, "4": 9, "5": 0, "6": 0, "7": 26, "8": 101 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930060AO2QGPQGPO07", "name": "First Kentucky Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 16280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 154, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 7, "3": 29, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DBXH1D6Z0HXT15", "name": "Discovery Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 108, "dollarVol": 7670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 17, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M3EF1JHLTH5P71", "name": "The Farmers Bank of Appomattox", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 16620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 1, "3": 14, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XSCD2USU6CQ848", "name": "Cape Ann Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 108, "dollarVol": 57740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 9, "3": 2, "4": 3, "5": 0, "6": 0, "7": 5, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002W6KWD0REQ1T16", "name": "SunMark Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 107, "dollarVol": 16905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 4, "3": 15, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AU2FARCMPNA566", "name": "Bank of Holland", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 107, "dollarVol": 22765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 140, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 24, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007D8SNLKCBE4P48", "name": "Alden State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 107, "dollarVol": 19975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 5, "3": 31, "4": 6, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 6, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IUMIMR7KEN9Z07", "name": "Elizabethton Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 107, "dollarVol": 30035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 5, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002G4JO4BZ22MC13", "name": "IVY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 107, "dollarVol": 49765000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 3, "4": 44, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 44, "incompleteCount": 45, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIJITDSZ8M7H32", "name": "VILLAGE BANK AND TRUST FINANCIAL CORP.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 107, "dollarVol": 14095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 3, "3": 22, "4": 8, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UQKYO1TM87WD57", "name": "Territorial Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 107, "dollarVol": 58095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 1, "3": 13, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X5QCTPBYKG4S42", "name": "Northern State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 107, "dollarVol": 12965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 13, "4": 16, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JQKHU8KQ0FC19", "name": "FIRSTTRUST HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 107, "dollarVol": 24855000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2924, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 2712, "3": 38, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 2712, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490014T1E9ZF0ODZ87", "name": "ECLIPSE BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 106, "dollarVol": 29300000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 3, "3": 17, "4": 22, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H0KR1EP2IS0Y73", "name": "The Callaway Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 106, "dollarVol": 23710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 4, "3": 4, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2IR01BV6NPA49", "name": "Magyar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 106, "dollarVol": 53220000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 1, "3": 16, "4": 20, "5": 4, "6": 26, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 20, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HXQLIV5UBQEF05", "name": "Community Partners Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 106, "dollarVol": 10360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 227, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 10, "3": 28, "4": 12, "5": 1, "6": 0, "7": 46, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ISPBRCRINID86", "name": "I-C Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 106, "dollarVol": 19450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 2, "3": 66, "4": 23, "5": 1, "6": 0, "7": 12, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GBKSHEUZ4PGG08", "name": "Powell Valley National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 106, "dollarVol": 18820000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 21, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHP9HX92C8DX39", "name": "Frontier Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 106, "dollarVol": 49210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 6, "3": 14, "4": 11, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 11, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMV5FVP7DXOG44", "name": "COMMONWEALTH ONE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 106, "dollarVol": 13850000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 197, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 9, "3": 82, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NGM4SWQ6TJE045", "name": "N.E.W. CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 106, "dollarVol": 10530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2G5WIECTLPX95", "name": "CAROLINA TRUST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 106, "dollarVol": 17660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 299, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 161, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XO6U4LD9JWE008", "name": "SWH FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 106, "dollarVol": 28910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WP41C3FFSKY830", "name": "Montana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 106, "dollarVol": 13770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 9, "4": 18, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 18, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L0XOVEOJWGQO95", "name": "CROSS VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 106, "dollarVol": 9380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 7, "4": 1, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001R6R928Y08SC30", "name": "Black Hills Community Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 31575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 14, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005PPHHZWJNR6L41", "name": "Exchange Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 21845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 130, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 16, "4": 8, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZGR745OCU3U41", "name": "Clinton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 41545000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 3, "3": 13, "4": 18, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 18, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008MFIR0PTRGGL44", "name": "Franklin Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 26725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U65SW4VWXX3N34", "name": "FBT Bank & Mortgage", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 10375000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 10, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JHFXRY8T6LN749", "name": "FNB Picayune Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 11485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 2, "3": 11, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7J20OLLSGTZ36", "name": "MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 105, "dollarVol": 18265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 215, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 65, "4": 35, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 35, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004MWCDBCBTXE044", "name": "Lake Forest Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 127035000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 2, "3": 5, "4": 25, "5": 1, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0P87HTQVFQH08", "name": "Consumers National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 21275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 160, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 6, "3": 29, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEGE3J950SQK51", "name": "Marion State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 17495000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 8, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S2BHB4ZY0JPI53", "name": "Raccoon Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 31415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 130, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 4, "3": 12, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FN26DK7DGUPD51", "name": "West Michigan Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 92415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 4, "4": 21, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 21, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPWAKLM047FK81", "name": "Crossroads Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 17275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 10, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VNVP1PTYHESA41", "name": "CLASS ACT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 105, "dollarVol": 8225000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 9, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006G3AQ9DK986571", "name": "Associated Healthcare Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 105, "dollarVol": 6495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 7, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845009AAA0074412D05", "name": "Strategic Funding, LP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 105, "dollarVol": 17375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 67, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SD5OZMLCCZ6H34", "name": "Round Top State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 40165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 2, "3": 17, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AO417FCNJGKM49", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 32865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 24, "4": 27, "5": 2, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDJMNOWGXL6236", "name": "Farmers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 30345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 15, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BVVG2E8KCTG95", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 105, "dollarVol": 39395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 141, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 5, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JOYC0RUSF9DL04", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 104, "dollarVol": 29770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JU3IPG0E80D85", "name": "LEGACY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 104, "dollarVol": 13670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 162, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 19, "3": 28, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CUWSNZ9IXV1Z27", "name": "NEW MILLENNIUM BANK, INC", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 104, "dollarVol": 59680000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 2, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZJCP0WM3QJH15", "name": "Peapack-Gladstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 104, "dollarVol": 130300000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 1, "3": 6, "4": 6, "5": 3, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E45E0GS21KWF28", "name": "FIRST NEBRASKA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 104, "dollarVol": 7650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 29, "3": 25, "4": 5, "5": 3, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CG5TM73650DH84", "name": "CHRISTIAN COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 104, "dollarVol": 17590000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 195, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 24, "4": 35, "5": 31, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 35, "incompleteCount": 31, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UA19NBVHVPQ177", "name": "The Denison State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 104, "dollarVol": 17360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 1, "3": 15, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KRZPD4CJ340L77", "name": "Sunwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 12495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 1, "3": 0, "4": 0, "5": 0, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PV2KIL739QYQ35", "name": "Citizens National Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 77245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 4, "3": 26, "4": 20, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003VO95NGF435U70", "name": "Clay County Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 9825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPDWAT9R7KRW05", "name": "KNOXVILLE TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 103, "dollarVol": 25665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005MFZ2ASTT3WX73", "name": "All America Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 14005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 5, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6CCUZE02WB068", "name": "ACFCU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 103, "dollarVol": 7145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 29, "4": 17, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 17, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FN90BBXGBCPB30", "name": "The First National Bank of Hartford", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 7915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 4, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEFLY2A00BLQ60", "name": "Flint Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 22835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 1, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030PHXZTW8UCY89", "name": "THE STOCK EXCHANGE BANK, CALDWELL, KANSAS", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 15785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002OMAT2S3H4OF48", "name": "OSB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 20165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 3, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YGJL5TVDN6LR41", "name": "United Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 14895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 121, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 6, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300USNPUCH96WTF23", "name": "Bank Midwest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 39145000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 9, "4": 20, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2WI1UYPLRU579", "name": "Salem Co-Operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 53895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 161, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 6, "3": 36, "4": 11, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 11, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PW5EE7M05BEZ97", "name": "KS BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 103, "dollarVol": 31075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 3, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490000OGVJZR74L509", "name": "Utah Mortgage Loan Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 102, "dollarVol": 37480000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 1, "4": 7, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LD3DEBFTITLD76", "name": "Farmers National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 102, "dollarVol": 16500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 1, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4DDTZBW3TC153", "name": "Kaw Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 102, "dollarVol": 14670000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 2, "3": 9, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SICEH17XJOAN86", "name": "Fairfield Federal Savings and Loan Association of Lancaster", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 102, "dollarVol": 19070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 203, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 20, "3": 17, "4": 12, "5": 4, "6": 0, "7": 8, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 12, "incompleteCount": 4, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003OSI5CD032EN89", "name": "Denali State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 102, "dollarVol": 28440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 14, "3": 10, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CBU2F2TON68T25", "name": "First National Bank of East Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 102, "dollarVol": 25590000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 16, "3": 18, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HMKAPEK7YMHY76", "name": "PLANET MANAGEMENT GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 102, "dollarVol": 42680000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LOTO6OW0LKT63", "name": "Mainstreet Community Bank of Florida", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 101, "dollarVol": 39515000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 159, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 1, "3": 30, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWXIPLEXBPNY95", "name": "Topside Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 101, "dollarVol": 8265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 187, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 7, "3": 49, "4": 22, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 22, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AV8QD552DSI743", "name": "NORTHMARQ CAPITAL FINANCE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 101, "dollarVol": 2202615000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VCTY2YYCLCZI32", "name": "ENTERPRISE BANK OF SC", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 101, "dollarVol": 21285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 5, "3": 16, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JU2DYRJVDHMG47", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 101, "dollarVol": 23795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 18, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003SVUBV3VW5CT40", "name": "Farmers & Merchants Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 101, "dollarVol": 23235000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 1, "3": 3, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKDQB6JNNHRH94", "name": "BEACH MUNICIPAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 101, "dollarVol": 8335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WL16YUSR2TI47", "name": "Cross Keys Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 101, "dollarVol": 37875000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 3, "3": 18, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W6YNVUG39YQI51", "name": "South Georgia Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 101, "dollarVol": 11785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 2, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300760C8FJ53D2J56", "name": "JOLT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 101, "dollarVol": 16725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 345, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 83, "3": 86, "4": 55, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 55, "incompleteCount": 20, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PUAN5SKAJB2J42", "name": "Heartland Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 101, "dollarVol": 8215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 141, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 15, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000VZA9BKX17VB15", "name": "Independence Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 22410000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 12, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4D45V7JFCUS34", "name": "Main Street Bank Corp.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 9830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UMOKQUJLI81448", "name": "Stone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 25090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FCPKXI75DX5M03", "name": "CityWorth Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 100, "dollarVol": 36080000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 3, "4": 62, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WI4N6NVVJ1DV85", "name": "Crest Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 37190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 7, "3": 7, "4": 15, "5": 4, "6": 38, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 38, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FG1PR8UNV77C36", "name": "CCB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 13470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 7, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XP5418ENGZVD49", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 17530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 3, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DU4JZVSGF3G964", "name": "Cashmere Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 45630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 145, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 28, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039MDCTJ7ZJ8204", "name": "Century Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 100, "dollarVol": 8740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 9, "3": 14, "4": 0, "5": 1, "6": 0, "7": 4, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EY247F6R5IHX75", "name": "Citizens' Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 15790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EQ09ZL8XSYZM84", "name": "Savers Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 44690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 2, "3": 9, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWGL0JGA62YY67", "name": "ADVANTAGE PLUS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 100, "dollarVol": 28850000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 25, "3": 15, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900040LMONERSH242", "name": "VISIONBANK OF IOWA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 100, "dollarVol": 33200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 5, "3": 8, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KO4HWF5JO6UV73", "name": "ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 100, "dollarVol": 6950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 17, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VW4CUMQW09U139", "name": "HEALTHCARE EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 100, "dollarVol": 7660000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031L785BSBDTE46", "name": "Bath State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 17800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EW5YD0HPCTME62", "name": "FORT WORTH CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 100, "dollarVol": 14780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 256, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 16, "3": 84, "4": 32, "5": 1, "6": 0, "7": 12, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QX5KH5JXXMYU41", "name": "Citizens State Bank of New Castle, Indiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 13180000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 20, "3": 31, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YU4TTE8QEL245", "name": "Garden Plain State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 23860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 3, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q26XXW77S35W27", "name": "First National Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 100, "dollarVol": 35830000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKT4KNKP08CQ45", "name": "Northway Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 24215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 43, "4": 37, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 37, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006U8SXATH10WI14", "name": "Exchange Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 29755000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 10, "3": 17, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JMCI45DZ4YNK98", "name": "TrustBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 99, "dollarVol": 51385000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 7, "3": 9, "4": 9, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001S0U8EFNDOG816", "name": "Commercial Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 24185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWZXP5LD3GVV26", "name": "Bank of Dudley", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 28955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009LZZ8VZRVIX755", "name": "Vista Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 91005000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 4, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930011U6TQ5MJCDV15", "name": "ESB Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 99, "dollarVol": 25255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300754PTUH541X764", "name": "PENN EAST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 99, "dollarVol": 6715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 1, "3": 26, "4": 15, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 15, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009GDCGUR2T6KU55", "name": "Hingham Institution for Savings, The", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 99, "dollarVol": 230405000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 4, "3": 10, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005O0QVSV3RWRR20", "name": "GOVERNMENT EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 99, "dollarVol": 13065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFPMB9B7FHNR61", "name": "UNIVERSAL MORTGAGE & FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 99, "dollarVol": 38725000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 7, "4": 24, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 24, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N9T42X4VF8F740", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 18245000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J2D35S72FE4K21", "name": "Service One Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 99, "dollarVol": 10955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 41, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WXIUJ8ZTV7X921", "name": "Peoples Bank of Kankakee County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 20805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 210, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 6, "3": 10, "4": 25, "5": 0, "6": 0, "7": 10, "8": 60 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N50SQP3XJCQT74", "name": "Shamrock Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 22945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930055Z5ZI5MLNR750", "name": "ACHIEVE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 99, "dollarVol": 6565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 31, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1KJJH2Y73E274", "name": "Lisle Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 32205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 5, "3": 10, "4": 18, "5": 11, "6": 0, "7": 0, "8": 53 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 18, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ITNB06W8ZHD39", "name": "National Bank of St. Anne", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 17795000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 8, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001LYHHRVGJ6B97", "name": "Cornerstone National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 99, "dollarVol": 36895000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 2, "3": 5, "4": 6, "5": 1, "6": 8, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6CO0YC8ULYR28", "name": "INTERSTATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 98, "dollarVol": 8250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 194, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 4, "3": 43, "4": 42, "5": 1, "6": 0, "7": 5, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001BHN5KL2O67M10", "name": "UNITED FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 98, "dollarVol": 11320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 13, "4": 25, "5": 9, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 25, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AVP2JVTYYT3V92", "name": "THE PEOPLES BANK, BILOXI, MISSISSIPPI", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 15990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 20, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005F145IP6JL7314", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 47710000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 5, "3": 15, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWTT8C7CZNY023", "name": "McClain Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 20430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 14, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JV15GSVFKZW34", "name": "Intercity State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 52950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 13, "3": 11, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077O97ZNP1ECH16", "name": "MORTGAGE SOLUTIONS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 98, "dollarVol": 17830000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 284, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 4, "3": 28, "4": 43, "5": 21, "6": 0, "7": 12, "8": 78 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 43, "incompleteCount": 21, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X5VVSXLQGRTJ55", "name": "Community Bank Mankato", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 76750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVHSR5J0LNLQ61", "name": "Hershey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 98, "dollarVol": 13310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 7, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CW5TQ2ILVQPH09", "name": "The FNB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 13050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PZD34K8KYJD223", "name": "SACO VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 98, "dollarVol": 17200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 2, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOX0L2YKKXKO38", "name": "Mechanics Cooperative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 80180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 3, "3": 8, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500GAXXITIBEXRP46", "name": "CLARION COUNTY COMMUNITY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 14190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 2, "3": 19, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007LQQOUAPFNHY39", "name": "OPTIONWIDE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 98, "dollarVol": 53270000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 285, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 91, "3": 44, "4": 51, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 51, "incompleteCount": 1, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ACVE4WEX8D790", "name": "Bank of Deerfield", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 98, "dollarVol": 26130000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 3, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PRB9DTJAHMMZ45", "name": "ROSS MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 97, "dollarVol": 37905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 121, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 1, "3": 5, "4": 14, "5": 0, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMEQJVNY2YH756", "name": "BHCU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 97, "dollarVol": 17225000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 1, "3": 1, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F263I3XPN55P35", "name": "The Richwood Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 97, "dollarVol": 25545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 23, "3": 22, "4": 27, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 27, "incompleteCount": 5, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007NQFYTLJ0O4M47", "name": "DECATUR EARTHMOVER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 97, "dollarVol": 5585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 20, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JRJMMWO6A10H16", "name": "First Port City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 97, "dollarVol": 36655000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 5, "3": 10, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4JBLTKDC7J303", "name": "Bank of Whittier, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 97, "dollarVol": 36655000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 45, "4": 50, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 50, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009SFPZZ40DZTK92", "name": "PEOPLESCHOICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 97, "dollarVol": 27595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 14, "3": 43, "4": 65, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 65, "incompleteCount": 24, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5V403XF1RX254", "name": "OWNERSCHOICE FUNDING, INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 97, "dollarVol": 16695000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 199, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 1, "3": 46, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XSTAR7AIPG0A39", "name": "Community Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 97, "dollarVol": 10655000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YL0TMLCEU0GW61", "name": "Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 97, "dollarVol": 65245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007S3Y4859VJ1444", "name": "First Federal Bank of Ohio", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 97, "dollarVol": 12945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 13, "3": 21, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L9ZR7FYE68H705", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 17030000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 1, "3": 12, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6AZER0SHGEN26", "name": "SUMMIT HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 96, "dollarVol": 21630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 1, "3": 1, "4": 35, "5": 1, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 35, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYMV9W4308FO60", "name": "The Bank of Forest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 10150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 2, "3": 5, "4": 1, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CIXOTKUFPFW43", "name": "Heartland National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 18830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 2, "3": 33, "4": 33, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RKKWUZX0NEH310", "name": "Community State Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 18340000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 1, "3": 9, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U37SC1LBUJFV92", "name": "Desjardins Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 35770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 4, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ONS27RG5HKB81", "name": "SouthernTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 15730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 4, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ROW8QSODANH20", "name": "Mutual Savings Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 38510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 169, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 3, "3": 10, "4": 19, "5": 0, "6": 0, "7": 21, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBFJM2PBH24L77", "name": "The Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 15440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 4, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TLZJ73TKCO730", "name": "MERCHANTS CAPITAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 96, "dollarVol": 1922110000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 2, "3": 11, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VH8KY0194IAU87", "name": "HNB FIRST BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 10620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 5, "3": 5, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZSNURWJMU0YY46", "name": "United Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 21070000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 2, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YWKMUD8J4EF956", "name": "Progressive National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 96, "dollarVol": 14470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 4, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006OZEG7DK77IP05", "name": "NAVIGATOR CU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 96, "dollarVol": 14480000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 170, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 29, "4": 40, "5": 2, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 40, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PS2KU65ZEUOA41", "name": "American Community Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 27075000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009D7ZK3I86CJC09", "name": "Points West Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 17975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 3, "3": 13, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006PPKT0LNNVOC35", "name": "Feliciana Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 37105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 4, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GBTNTG3N1GE77", "name": "Grandview Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 20365000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 5, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIIXX6NYY12891", "name": "First Community Bank of Central Alabama", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 17925000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 9, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PCEQAPPZS8KL59", "name": "Guardian Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 95, "dollarVol": 15725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 14, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GRZDILCBTHSL98", "name": "RB MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 95, "dollarVol": 29435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 267, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 2, "3": 24, "4": 141, "5": 3, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 141, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EI8WIPSALARU71", "name": "Heritage Bank of St Tammany", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 30755000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 8, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PQYQDOLH45NU80", "name": "Bank of Dade", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 15065000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XK1QLA60R87H84", "name": "SaviBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 95, "dollarVol": 54615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 2, "3": 11, "4": 29, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 29, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OJ2JN8JFPQM182", "name": "Illiana Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 95, "dollarVol": 12355000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 2, "3": 23, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DA1N0K2LJI0471", "name": "CHOICE ONE COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 95, "dollarVol": 6845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 128, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 33, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6OBJ6KNM5Y833", "name": "Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 32055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 179, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 36, "4": 43, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 43, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IV7U7HAN6U7T54", "name": "Bank of Romney", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 95, "dollarVol": 14835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 8, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005U6VKOSGHRA756", "name": "The Farmers Bank of Willards", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 22930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 170, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 10, "3": 24, "4": 33, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 33, "incompleteCount": 9, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002V3ASSGQWSEF62", "name": "LimeBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 94, "dollarVol": 18250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 11, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IE8IEY5YINFE12", "name": "Haddon Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 16950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 1, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DB8DXY0GE82T18", "name": "First National Bank in DeRidder", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 55020000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 5, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZ7K4DPF84PF16", "name": "Pioneer Community Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 13630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 11, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHRL270LZY2I23", "name": "Somerville Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 17740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 3, "3": 9, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZ038VQFB4UY84", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 21940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 97, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QIPUZ7PAK59X63", "name": "PEOPLES BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 39370000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 4, "3": 4, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HHKWZSFP7AI61", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 16440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMBMOU2J1VK478", "name": "Woodlands Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 20000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 4, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490031SXYH24299E86", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 17970000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 7, "3": 13, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OMMGCT35VSS514", "name": "YNB", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 94, "dollarVol": 15550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 20, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XEQ3W7XTQXN65", "name": "BANKING MORTGAGE SERVICES, B.M.S. CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 94, "dollarVol": 46950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OWLJ3NG26J9N79", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 13760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 6, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDZCCADL2HG292", "name": "Wallkill Valley Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 94, "dollarVol": 32950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 10, "3": 6, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M984EPKRAPEO90", "name": "Minnesota Valley Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 93, "dollarVol": 20675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 3, "3": 3, "4": 5, "5": 0, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QXJAPKTQHC4S45", "name": "Center City Mortgage and Investments LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 93, "dollarVol": 38715000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 7, "3": 8, "4": 60, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JVXDPLF4P32H95", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 62995000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 16, "4": 12, "5": 3, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBLIP1F3NM5751", "name": "PlainsCapital Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 94825000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 313, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 1, "3": 3, "4": 24, "5": 0, "6": 192, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 192, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RU85PQV881NJ83", "name": "FITZSIMONS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 93, "dollarVol": 13255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 24, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPU10TNVWFRE67", "name": "Artisans' Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 25875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 5, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RTMAIJNRX52596", "name": "FORTE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 27095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 157, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 1, "3": 13, "4": 4, "5": 0, "6": 0, "7": 13, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01ERPZV3DOLNXY2MLB90", "name": "Libertyville Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 95815000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 1, "3": 2, "4": 7, "5": 2, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUT7EEMS8S2B86", "name": "The Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 26695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 1, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOW5Z4AZ36M223", "name": "First Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 20195000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 180, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 23, "3": 41, "4": 11, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 11, "incompleteCount": 12, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K28DNSKKT2059", "name": "Grand Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 22765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 5, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFFM0IGJLBWH48", "name": "WEST VIRGINIA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 93, "dollarVol": 10355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 9, "3": 21, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6D12TWGGIV170", "name": "GREAT ERIE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 93, "dollarVol": 9585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XY9IETIM2DL872", "name": "Pennian Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 93, "dollarVol": 18275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 5, "3": 12, "4": 7, "5": 0, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D6JK30QTSRHB52", "name": "Oswego County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 93, "dollarVol": 6195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 6, "3": 14, "4": 20, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 20, "incompleteCount": 11, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300552HVITY0L9184", "name": "US Employees O.C. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 93, "dollarVol": 9615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 362, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 9, "3": 130, "4": 70, "5": 55, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 70, "incompleteCount": 55, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWYPPH283K6R36", "name": "Prospect Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 13420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 8, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003Z8R5QM0WPS603", "name": "IDB Global Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 92, "dollarVol": 48450000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QKCUJ5YL7WA384", "name": "First Pryority Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 25390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 9, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VLXW0YGTWFT173", "name": "SIU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 92, "dollarVol": 12250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 7, "3": 14, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X0DCWAGU4DZH55", "name": "NEXUS SERIES B, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 92, "dollarVol": 40350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 16, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G3F37LO9XNZA95", "name": "Best Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 92, "dollarVol": 8700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RDN1T32WR2WF91", "name": "Legacy Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 106120000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 3, "3": 10, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SC9Z72JZIKY819", "name": "Greenville Federal", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 92, "dollarVol": 20580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 11, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C0NMWZNSX3W048", "name": "The First National Bank Of Bangor", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 17450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WXO2FZYE7KAW26", "name": "CERTIFIED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 92, "dollarVol": 13260000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 2, "3": 14, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002ZF7XTZGVKY26", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 35590000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002U96ZPEAFKGZ11", "name": "First Federal Savings and Loan Association of Bath", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 23140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 7, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035WLX14VQW9V81", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 34970000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 3, "3": 4, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VYEO55JM1VUZ93", "name": "GREATER WOODLAWN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 92, "dollarVol": 13240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RKU25JCJEP4R59", "name": "SECNY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 92, "dollarVol": 11140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 14, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1BTGE4PJ8EK24", "name": "STARK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 92, "dollarVol": 5350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 4, "3": 13, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HPK3YMV2JKCB12", "name": "North Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 92, "dollarVol": 22030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 3, "3": 11, "4": 9, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001MKJOJMNEHA19", "name": "BEACON COMMUNITY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 98365000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 4, "3": 7, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001IZBTDOCW8MX74", "name": "Farmers and Merchants Bank of St. Clair", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 24605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 23, "3": 19, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUU7PS6Y4KM909", "name": "West-Aircomm Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 91, "dollarVol": 6575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 16, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008L7BNNEPSS6V79", "name": "Citizens State Bank of La Crosse", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 22545000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 2, "3": 3, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7J9S1WSW4VU68", "name": "Village Bank and Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 87615000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 0, "4": 11, "5": 0, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G3WIMVDYUYQC27", "name": "American Heritage National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 40475000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 1, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQRCPCOBBNDA41", "name": "Bank of the Lowcountry", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 41565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U0LVIJMXKBGT11", "name": "Heartland Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 17125000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 7, "4": 5, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KXKBNKNWDAIL39", "name": "MEMBERS1st Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 91, "dollarVol": 10985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 11, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JY7AI2T0M8WT17", "name": "LAND OF LINCOLN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 91, "dollarVol": 10355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 6, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8D4DNZNL31O66", "name": "EDUCATION FIRST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 91, "dollarVol": 16655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 211, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 10, "3": 65, "4": 12, "5": 0, "6": 0, "7": 31, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOEN7O8EYN8207", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 25355000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 26, "3": 14, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3HDJ5QJNFPZ87", "name": "AMERICAN FINANCE HOUSE LARIBA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 91, "dollarVol": 34965000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 233, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 91, "3": 51, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HN78XQ5US3306", "name": "CSE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 91, "dollarVol": 11445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 175, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 3, "3": 37, "4": 37, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 37, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4B8DUNK34FL02", "name": "PENN STATE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 91, "dollarVol": 10835000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 1, "3": 7, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C303DGB8I7GG88", "name": "LA Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 91, "dollarVol": 16395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 197, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 5, "3": 44, "4": 31, "5": 13, "6": 0, "7": 0, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 31, "incompleteCount": 13, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001GYIWKBD35H65", "name": "Calhoun County Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 91, "dollarVol": 8555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 9, "3": 16, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BLW96EF9AADU93", "name": "Members First Credit Union Of N.H.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 91, "dollarVol": 10035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 121, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 3, "3": 15, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SXHTIGZ7X3CS43", "name": "Lusitania Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 50810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 5, "3": 4, "4": 16, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 16, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7610D7H3Z5585", "name": "Grand River Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 31090000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 9, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NG6J01HLGSZW49", "name": "Merchants & Farmers Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 12910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 15, "3": 27, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490055DH0FCOSJLM57", "name": "New Bedford Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 90, "dollarVol": 8150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 8, "3": 33, "4": 0, "5": 2, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQG9B47MV1MR51", "name": "The Samson Banking Company, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 90, "dollarVol": 7190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKSQ3IYUXJCH36", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 22300000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 6, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I2CHGNBJYRHV02", "name": "Marion Center Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 15210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 14, "3": 15, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T2AM7E5EQDN105", "name": "Terrabank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 46700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 4, "3": 1, "4": 24, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 24, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R6P9WVVQOQF705", "name": "The First National Bank and Trust Company of Broken Arrow", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 16100000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 2, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZYK1Z0EK2JC967", "name": "The Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 39880000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 17, "4": 20, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 20, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y3KT6SZM11MQ06", "name": "Third Coast Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 66560000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 0, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A1GT4B0CJ1GH46", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 10900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YFG40I5QM6EX80", "name": "Roxboro Savings Bank SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 31080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 23, "4": 22, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL3HLQ2SW5VN73", "name": "ASSOCIATED MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 90, "dollarVol": 40480000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 3, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HGO0ML9XQH7267", "name": "Oconee Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 35840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 8, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OUFGVRFN8PZB89", "name": "Herring Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 30910000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 3, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JU5OLW9ZB5C595", "name": "New Cumberland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 90, "dollarVol": 5570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 24, "4": 21, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 21, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3SVNVK97FCP36", "name": "Metairie Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 90, "dollarVol": 21800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 2, "3": 20, "4": 18, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 18, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PV90PV65OLDL82", "name": "MICHIGAN ONE COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 89, "dollarVol": 9605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 7, "3": 13, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H68PK1CZUVUQ73", "name": "GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 89, "dollarVol": 13795000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 25, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3HXQOVIN2DA88", "name": "Quail Creek Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 28065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV3F7WA813QL95", "name": "First Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 38935000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 4, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FS4TWJ50ESLB05", "name": "The Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 24735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 5, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009EEWZ9S4F2BE94", "name": "Kirkpatrick Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 25255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP00N9TM7RLE66", "name": "Bank of Abbeville & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 15245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 141, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 0, "3": 26, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8LM6VPYEHWU46", "name": "State Bank Financial", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 40695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 8, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIVX5W7UETD809", "name": "AMERICAN FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 89, "dollarVol": 34765000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 243, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 8, "3": 58, "4": 29, "5": 56, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 29, "incompleteCount": 56, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GK8CWYLPIWOV65", "name": "Emigrant Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 50835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 11, "3": 20, "4": 10, "5": 14, "6": 0, "7": 13, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 10, "incompleteCount": 14, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRGNVNCISU8Q79", "name": "Mid-Atlantic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 89, "dollarVol": 21095000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 197, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 59, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VZM7V5ZDUJAQ32", "name": "Mon Valley Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 89, "dollarVol": 8065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 0, "3": 10, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPDN3KQZW68M43", "name": "Chippewa Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 17905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 16, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UMP0GPLDSH4L61", "name": "Cedar Valley Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 12775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 0, "3": 3, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020YFOV56MQ7B70", "name": "KINETIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 89, "dollarVol": 7875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 3, "3": 37, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DISOL963J03Q15", "name": "Rayne State Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 89, "dollarVol": 25425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 4, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GPVUJZWTAR765", "name": "First Federal Savings of Lorain", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 22310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 6, "3": 8, "4": 27, "5": 5, "6": 1, "7": 7, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 27, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WTWK93MSDEBV13", "name": "Dearborn Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 88, "dollarVol": 22620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 9, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NDK40VRDTY4O46", "name": "Encompass Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 88, "dollarVol": 9870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPKCV6BLMDSL66", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 88, "dollarVol": 17490000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 143, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 2, "3": 31, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009KSPF2426CPQ08", "name": "CROWN MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 22840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 8, "3": 6, "4": 1, "5": 0, "6": 0, "7": 4, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000WAJ1FMTFL5D75", "name": "HomePromise Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 32560000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1500, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 1, "3": 780, "4": 277, "5": 354, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 780, "withdrawalCount": 277, "incompleteCount": 354, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N860L1FESYGP70", "name": "HILTON FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 22910000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 1, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OIJ6O9DNP74L72", "name": "CU COMMUNITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 12850000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 310, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 52, "3": 26, "4": 52, "5": 0, "6": 0, "7": 46, "8": 46 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000M1X0MV8KPL945", "name": "Lineage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 88, "dollarVol": 24560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 2, "3": 1, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PK4T5VBRY4TE47", "name": "CALLISTO GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 58720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KLRON8YJD2EN33", "name": "Weld Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 88, "dollarVol": 7350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 11, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BV0LT7IVZH9408", "name": "Taylorsville Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 88, "dollarVol": 28950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 13, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MSETJUOU1OY757", "name": "DAY-MET CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 88, "dollarVol": 8800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 1, "3": 7, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZC48GOYCGYFE82", "name": "FIRST CHOICE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 22520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 2, "4": 17, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 17, "incompleteCount": 28, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJS1VMO4NUS123", "name": "Cooperativa A/C de Arecibo", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 12780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 23, "4": 16, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 16, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BH50BFK66NHC96", "name": "First Burke Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 17160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGWK2C69R8ZN27", "name": "NORTHWOODS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 8000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 180, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 23, "3": 60, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J3YLW53W0K4T67", "name": "CENTENNIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 88, "dollarVol": 19840000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 318, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 116, "4": 85, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 85, "incompleteCount": 29, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XV8D5BHDJZY155", "name": "Bank of the James", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 88, "dollarVol": 20930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 9, "3": 21, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZQ2PP4RJDZR54", "name": "Lumbee Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 88, "dollarVol": 11060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002IXACRD1HE6A92", "name": "Midstates Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 88, "dollarVol": 15190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 3, "3": 2, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCSS511JWT1A44", "name": "Greenfield Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 87, "dollarVol": 22005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 2, "3": 1, "4": 4, "5": 1, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J7DJ7V4CSZCK98", "name": "COOPERATIVA DE AHORRO Y CREDITO ORIENTAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 87, "dollarVol": 9375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 23, "4": 15, "5": 7, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 15, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W601P3EA8Y5794", "name": "Insignia Capital Corp.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 87, "dollarVol": 55765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 0, "4": 9, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V315P16H3FSD37", "name": "Lone Star Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 87, "dollarVol": 12305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 152, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 44, "4": 14, "5": 2, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SP13TNR6TUJ97", "name": "Western Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 21075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 2, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XX2FPZR1Y4FO11", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 28085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 6, "3": 11, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0T513EF0UT426", "name": "The Piedmont Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 90735000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 5, "3": 3, "4": 3, "5": 0, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYMDP10GGMLF50", "name": "Golden Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 84565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 7, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R9WS7FTSHD0V89", "name": "VISIONBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 87, "dollarVol": 19205000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006T76QKSBS2MS95", "name": "QUINCY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 87, "dollarVol": 16545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 27, "4": 18, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GACVFC2JIZYT69", "name": "First National Bank of Coffee County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 15655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYX5EMLSR68B45", "name": "Gouverneur Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 12365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 26, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YFEWUJMPG9CN91", "name": "Town & Country Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 16895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 7, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0KQ09W67V4228", "name": "Ennis State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 35465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 6, "3": 29, "4": 22, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LYI6NSVMGYH15", "name": "First IC Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 87, "dollarVol": 33165000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 4, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930010ZG6EHTCJ1L21", "name": "Old Plank Trail Community Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 97465000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 7, "4": 12, "5": 4, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 12, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CU8QPZJILTBA54", "name": "PREMIER MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 87, "dollarVol": 24655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 5, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038EHCQQEFKUW36", "name": "SOVITA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 87, "dollarVol": 5445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 8, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053IH908EDF8D65", "name": "Madison County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 87, "dollarVol": 5305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 14, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001BJFQ0EM41N379", "name": "WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 87, "dollarVol": 6945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 9, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TG3REX549BAZ53", "name": "CENTRAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 46335000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 11, "4": 13, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 21, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRPE13A5ZB4T75", "name": "Cayuga Lake National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 87, "dollarVol": 15705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 92, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MBSNDZDNPHNF53", "name": "HEALTH ADVANTAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 87, "dollarVol": 11985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 2, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULM1VXY8SV3Z64", "name": "Luso Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 87, "dollarVol": 18765000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 2, "3": 13, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XO2MXF3RX56J09", "name": "BALTIMORE COUNTY EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 87, "dollarVol": 6745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 12, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTK2JOGRTAIO10", "name": "The ONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 86, "dollarVol": 5810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 11, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WNJM89PTUDS223", "name": "Nebraska Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 22460000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 3, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OJ7D42T6RE854", "name": "The Cooperative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 52640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 9, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002YYAGPQ7L1YS68", "name": "Middletown Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 43370000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 2, "3": 3, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003CEZ9JGZYJ4J88", "name": "Bank of Yazoo City", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 11350000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 4, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHLXT004ITEJ56", "name": "First National Bank of Eastern Arkansas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 8870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BY08MY8QNSPU50", "name": "Bank of Belleville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 15660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 4, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NSJ1ASOONUCL94", "name": "LPS Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 86, "dollarVol": 5150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8WNDXIPI7FA49", "name": "American Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 16690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 4, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q3NKMPZB4K2E34", "name": "Tri-Cities Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 86, "dollarVol": 6630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 12, "3": 10, "4": 3, "5": 22, "6": 0, "7": 46, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 22, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJILJTNAUVMD85", "name": "Armstrong Associates Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 86, "dollarVol": 4980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002FSR6V2NM1K863", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 86, "dollarVol": 27040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 9, "3": 13, "4": 5, "5": 2, "6": 0, "7": 16, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MIICHJBUDK6R97", "name": "United Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 85, "dollarVol": 26375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 10, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QEVTCM4MW2YI14", "name": "SYNERGY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 85, "dollarVol": 14145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 9, "3": 13, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015NKWX0FSGV150", "name": "Jewett City Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 85, "dollarVol": 29805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 167, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 8, "3": 37, "4": 14, "5": 4, "6": 0, "7": 7, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 14, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EAQ6YVQD0ZB49", "name": "Western Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 85, "dollarVol": 25895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O86JRT86YLQO47", "name": "Seasons Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 85, "dollarVol": 6745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 154, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 38, "4": 30, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMS3AOKJGVNU61", "name": "Sabine Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 85, "dollarVol": 13155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 128, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 22, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LIPY4ISRLGTF16", "name": "Bank of Dickson", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 85, "dollarVol": 22645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 7, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8Q7G5JIPNF396", "name": "Bank of Newington", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 85, "dollarVol": 26415000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 3, "3": 12, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X50UOL0Z4M1J25", "name": "C&F Select LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 85, "dollarVol": 29155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 2, "4": 11, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLRFUNCEDVGB16", "name": "COMMERCIAL TRUST COMPANY OF FAYETTE", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 85, "dollarVol": 13735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300200TL6RMY5ZN25", "name": "The Bank of Brodhead", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 85, "dollarVol": 23425000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 3, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZNV71J20M52A37", "name": "FIRST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 85, "dollarVol": 6875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 23, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M0SDF90SCNIY89", "name": "Gain Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 85, "dollarVol": 11955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 3, "3": 39, "4": 13, "5": 5, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV2WBWN5ZEMV06", "name": "ALCOA TENN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 85, "dollarVol": 14105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 17, "3": 26, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009IIR21WKPEE762", "name": "AlaTrust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 85, "dollarVol": 10285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 229, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 2, "3": 84, "4": 39, "5": 16, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 39, "incompleteCount": 16, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN1LQYJX9HOU28", "name": "Mountain Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 67270000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 9, "3": 8, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6CULHNPDHYI25", "name": "FRICK FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 84, "dollarVol": 5480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 21, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z3IK4IHLP1R468", "name": "Verimore Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 17940000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 8, "3": 10, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGZNH5YBU04369", "name": "Kitsap Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 20440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 33, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845009L1378CEE50A18", "name": "Utica Gas & Electric Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 84, "dollarVol": 12920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3YGSOYL74CF74", "name": "First Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 10090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 5, "3": 16, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HGDHH72X1BE36", "name": "The Greenwood's State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 95260000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 3, "3": 9, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4I0NP22SUIE86", "name": "Phoenixville Federal Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 31460000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 7, "3": 9, "4": 2, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JSR03JVTTZ6039", "name": "United Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 84, "dollarVol": 4000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 2, "3": 26, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VUAW1MW1BHNL595RH698", "name": "The First National Bank of River Falls", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 22230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 5, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWJ0FR6RCHNK90", "name": "TRUE NORTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 84, "dollarVol": 15610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 150, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 19, "3": 45, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RL75O2Y62Z184", "name": "The Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 18610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 1, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRTANBKSC2EB64", "name": "Journey Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 84, "dollarVol": 6660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 7, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIQFQDTNNY6967", "name": "LISBON COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 84, "dollarVol": 6320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VTVP64BKEO3L58", "name": "MOUNTAIN VALLEY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 84, "dollarVol": 18850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 2, "3": 14, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053QEQO83AZIX15", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 10925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 1, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VOPM5QG76KFF73", "name": "ARC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 83, "dollarVol": 6375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 5, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MEK4ETDCVHFB89", "name": "Colfax Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 83, "dollarVol": 8635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GTVF72J2WFE10", "name": "Illinois Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 83, "dollarVol": 6795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 171, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 18, "3": 51, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XA8J7Y4KR7AI02", "name": "Cattle Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 21055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3SDXHG6BUD309", "name": "CAPITOL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 83, "dollarVol": 11045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 36, "4": 27, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX6E1IE2LM5E30", "name": "FLYHOMES MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 83, "dollarVol": 27765000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 146, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 2, "3": 23, "4": 31, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 31, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0RZ1NED0NV967", "name": "Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 20215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 8, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNZNDD5FZ2PF62", "name": "Star Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 15555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 7, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWQV4ZV6WMCK88", "name": "AMERICAN SOUTHWEST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 83, "dollarVol": 11235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 139, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 23, "4": 19, "5": 0, "6": 0, "7": 5, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300095ABBENNWE160", "name": "BankTennessee", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 83, "dollarVol": 19485000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 9, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1HPXY3UYVL049", "name": "Franklin Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 14145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 29, "4": 17, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TPAN1WJY46W431", "name": "Essex Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 26625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 1, "3": 5, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV76T00EYJVR19", "name": "Palmetto State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 22045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 1, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1QXZDN5R0UD44", "name": "Jeff Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 83, "dollarVol": 19365000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 164, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 15, "3": 49, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGYC6O4770DL96", "name": "Kentucky Farmers Bank Corporation", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 13950000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 3, "3": 34, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007FRLGNQEXCGS66", "name": "First Nebraska Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 18400000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 3, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001DKNDZW3UIWI38", "name": "Cornerstone State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 19990000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500LIN378M3LLE796", "name": "Financial Freedom Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 82, "dollarVol": 28790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 155, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 0, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OWEWQ1QPPQS302", "name": "The Citizens Bank of Edmond", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 26910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 1, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I445780YG38U05", "name": "North Coast Financial, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 82, "dollarVol": 40220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1F1BRPWSZT586", "name": "Genesee Valley", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 82, "dollarVol": 5360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 26, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QQ8FVN501MZL94", "name": "First National Bank and Trust Company of Newtown", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 33910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 4, "3": 17, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JEEAUO1ZDBXW22", "name": "CAPON VALLEY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 18050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MSHJQMAF6B3Q76", "name": "Platinum Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 29840000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 3, "3": 2, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5JG6WBCSZ7M53", "name": "AGRICULTURE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 82, "dollarVol": 7360000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 189, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 4, "3": 61, "4": 21, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 21, "incompleteCount": 21, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBMYUTNLY00W24", "name": "Success Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 82, "dollarVol": 7830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 13, "4": 7, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 7, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSV5GUFPY3IT90", "name": "Superior Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 14890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006J2ROMTD5Q0731", "name": "APOLLO TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 15110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 2, "3": 9, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065PWY9N8KCRQ96", "name": "Baraboo State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 82, "dollarVol": 26120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 156, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 8, "3": 11, "4": 16, "5": 1, "6": 0, "7": 11, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YTDHBD4XHCIR35", "name": "THE POLICE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 81, "dollarVol": 18625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 2, "3": 13, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3F3G50WF6GG95B8BM859", "name": "FIRST HOLDING COMPANY OF CAVALIER, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 81, "dollarVol": 16805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 5, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BBMW58UQT5588", "name": "First Arkansas Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 81, "dollarVol": 19505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5K7XBSXWT6D49", "name": "UNISON CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 81, "dollarVol": 15975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 159, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 7, "4": 7, "5": 0, "6": 0, "7": 9, "8": 55 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIUM7ZRD6OV340", "name": "WINNEBAGO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 81, "dollarVol": 16835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQMIO8XPU2KT43", "name": "Security State Bank of Marine", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 81, "dollarVol": 18465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 4, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004CKM8OCTXNKO02", "name": "SouthTrust Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 81, "dollarVol": 27995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 2, "3": 5, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASHFL5TJ8X1B89", "name": "CODE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 81, "dollarVol": 4065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 2, "3": 9, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K31SPZG5JQ7275", "name": "Spring Hill State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 81, "dollarVol": 15065000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 3, "3": 11, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VH184HHOFFT776", "name": "Meijer Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 81, "dollarVol": 11975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 61, "4": 1, "5": 5, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 1, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TSSJ6QLFK4C243", "name": "Citizens 1st Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 81, "dollarVol": 46305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 6, "3": 10, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RE7CP5SUFPFX27", "name": "COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 81, "dollarVol": 9595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 5, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LPLWFD36TB5P09", "name": "The Bank Of Clarendon", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 16000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000I54FJ7EG6WZ24", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 22290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 128, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 4, "3": 22, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490059CRJPDQXWL974", "name": "AUBURN COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 80, "dollarVol": 4720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000B61DDZ2PG1515", "name": "TBK BANK, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 32280000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 226, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 35, "4": 20, "5": 1, "6": 90, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 90, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZM3AIJAKZITQ95", "name": "Signal Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 80, "dollarVol": 17040000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 4, "3": 17, "4": 12, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 12, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z52CLXKDXGPH16", "name": "Peoples Bank of East Tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 17980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 11, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PM3R14MRQSOJ39", "name": "MIDWEST MEMBERS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 80, "dollarVol": 3560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XCPKQYCZ56W55", "name": "Peoples Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 15650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 21, "3": 25, "4": 21, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4CEEGC4KCFI45", "name": "TELCOE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 80, "dollarVol": 20750000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 4, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H7FLU47PQYQ10", "name": "Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 12950000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 4, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900II3J6G6WWO1O83", "name": "Unity Catholic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 80, "dollarVol": 4270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 3, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QGEOVPON4RPM04", "name": "Alpine Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 80, "dollarVol": 11520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVXT6121Q7E798", "name": "Flushing Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 124450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 252, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 5, "3": 51, "4": 16, "5": 5, "6": 95, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 16, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 95, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPWNBJ0UCBZ853", "name": "The Old Point National Bank of Phoebus", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 26750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 3, "3": 9, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H0IFPIJWI3KL08", "name": "Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 21110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 6, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M63SGBHKKBOE21", "name": "Landmark Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 80, "dollarVol": 13150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 8, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001D5DXR1S70P689", "name": "RIVER VALLEY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 80, "dollarVol": 6750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 13, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKHHL7A2K8YV94", "name": "MERIWEST MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 80, "dollarVol": 58630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 7, "3": 2, "4": 16, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JX8UXNIMMZYW86", "name": "CAPITAL CONCEPTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 79, "dollarVol": 14775000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 0, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XVX388NW99XE16", "name": "ESSENTIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 79, "dollarVol": 225725000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 2, "3": 8, "4": 9, "5": 1, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DRRUT25BYSOL40", "name": "Bank Northwest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 79, "dollarVol": 15205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 12, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300516L2LO1P5XX92", "name": "Worthington Mortgage", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 79, "dollarVol": 28495000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 1, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7RPUYDIE5FH39", "name": "MUTUAL SECURITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 79, "dollarVol": 21435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 5, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DKUE4BMFY15Y36", "name": "Trustar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 79, "dollarVol": 89495000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 1, "3": 2, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP4LE08QWSLQ50", "name": "Gateway Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 79, "dollarVol": 10895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O3HNZKCYCYJK98", "name": "Cleveland State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 79, "dollarVol": 17695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VOHINLR793U293", "name": "Highpoint Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 79, "dollarVol": 16185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 2, "3": 2, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "89450088V2BYQUO61B62", "name": "ANECA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 79, "dollarVol": 22085000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 6, "3": 10, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KPOZQ8VODWDS72", "name": "First State Bank of the Southeast, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 79, "dollarVol": 20345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 20, "4": 27, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 27, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GHFQ9KF6G4PN32", "name": "First Central Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 79, "dollarVol": 5025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 153, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 45, "3": 29, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C25OR47JWZ1L21", "name": "PROSPERA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 79, "dollarVol": 17025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 3, "3": 7, "4": 19, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PHRI1MCM69UM20", "name": "First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 78, "dollarVol": 20510000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 5, "3": 16, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006D5TDDSA5NA741", "name": "Earlham Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 78, "dollarVol": 21800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 8, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XB72WCLQVIHN50", "name": "Alden Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 78, "dollarVol": 9730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 1, "3": 24, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007PAE4JN4B5BX31", "name": "UNITED PREMIER FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 78, "dollarVol": 26290000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 1, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MVYX1L50756117", "name": "VOYAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 78, "dollarVol": 9000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 2, "3": 31, "4": 9, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 9, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LHER54ZRR2C571", "name": "Lincone Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 78, "dollarVol": 6250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 6, "3": 7, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4F3X6FTMZP579", "name": "Rhinebeck Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 78, "dollarVol": 55840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 2, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX7CMZ93QCZQ91", "name": "First Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 78, "dollarVol": 6060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 4, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LBMDUHY340Y645", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 78, "dollarVol": 31690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 9, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T61O0X0RJMQ375", "name": "Bison State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 78, "dollarVol": 28430000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 15, "3": 9, "4": 27, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 27, "incompleteCount": 4, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AJB66305WKCT53", "name": "American Partners Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 78, "dollarVol": 15120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004MLYQ2HKUPN66", "name": "TRISTAR FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 78, "dollarVol": 54280000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 4, "3": 1, "4": 9, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076IPVDX26EBK58", "name": "NBC OKLAHOMA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 78, "dollarVol": 28100000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KDM58LZT5C96", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 78, "dollarVol": 17610000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P1I9VHKMF8R991", "name": "First Federal", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 78, "dollarVol": 29810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 31, "4": 23, "5": 6, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 23, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MINSIGQJB44L41", "name": "LINCOLN MAINE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 78, "dollarVol": 10880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 4, "3": 8, "4": 3, "5": 0, "6": 0, "7": 6, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPWL6MYY9SXF04", "name": "WESTERN COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 78, "dollarVol": 13900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 2, "4": 13, "5": 0, "6": 0, "7": 5, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DP6NUMG3X4JQ52", "name": "COOPERATIVA DE CREDITO LA SAGRADA FAMILIA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 78, "dollarVol": 10470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 7, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSXT524OFE8M55", "name": "CENTRAL COAST LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 78, "dollarVol": 33690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J6JRSKHU1Y0F98", "name": "Franklin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 52445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 7, "4": 14, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W76QLF060CER73", "name": "First South Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 77, "dollarVol": 21835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 14, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8ZRL1FNUUOA59", "name": "READYCAP COMMERCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 77, "dollarVol": 546625000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 17, "4": 13, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RNPYOEZNJPTF08", "name": "Jim Thorpe Neighborhood Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 10195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 3, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490034470BYC1MSE16", "name": "Rivers Edge Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 7285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR1PZJHZ7BYH72", "name": "Labette Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 10575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 6, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008G8ZYIEPB4CZ17", "name": "TIDEMARK FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 77, "dollarVol": 25255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 3, "3": 17, "4": 23, "5": 9, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 23, "incompleteCount": 9, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OS6U8YWYOKJP92", "name": "PeoplesTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 9895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 2, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930056PR716B2KIG98", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 13885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 97, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 3, "3": 5, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LM58V37XNHOB58", "name": "Copiah Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 9495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 92, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 10, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KL7MLR63WYCF68", "name": "Valley Central Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 24125000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 4, "4": 11, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B7HAQFC56M2N14", "name": "First Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 9025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "CLHA5EVJO4FMZ2WOBV70", "name": "Northbrook Bank and Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 96845000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 1, "4": 11, "5": 2, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTFXREUXEWLW38", "name": "The Security National Bank of Enid", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 15635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 5, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003IFQ2Y89ZUY019", "name": "PHEPLE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 77, "dollarVol": 4215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 1, "3": 14, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000HR6P25A740Y77", "name": "Armstrong County Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 77, "dollarVol": 13465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 2, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TX73PE04VDT88", "name": "The Seymour Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 77, "dollarVol": 10825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 3, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFAGUDY5MUY541", "name": "AIM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 77, "dollarVol": 7575000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 6, "4": 7, "5": 1, "6": 0, "7": 4, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKCKDF80ZM4V51", "name": "COLLIERS MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 77, "dollarVol": 1072795000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GHHD2LL3US857", "name": "Citizens Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 14130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 3, "3": 15, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JK3YLXUJEHMB45", "name": "Neighborhood Mortgage Solutions", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 76, "dollarVol": 12120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 260, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 2, "3": 60, "4": 110, "5": 10, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 110, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002578XYSRFY2C51", "name": "MountainOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 52980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 145, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 6, "3": 21, "4": 13, "5": 2, "6": 2, "7": 5, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008L3Z5ZSC32UL43", "name": "PEOPLES STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 18870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009JZ6NIQL6RQT28", "name": "HIGHMARK Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 76, "dollarVol": 22110000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SBIS8ROWE8X84", "name": "Capitol Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 32340000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 2, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ETVHBTJEF0O91", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 33180000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 2, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSSN04C7ZJJD51", "name": "Newfield National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 10780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 121, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 5, "3": 28, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UN8J4H5P8XWP62", "name": "The Pittsfield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 14330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 5, "3": 13, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXX5RVRVYNKY79", "name": "Home State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 14570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 4, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G6F5FVAHSGKU13", "name": "Neighborhood National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 12480000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 97, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 1, "3": 6, "4": 11, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HBR13MJYNT3634", "name": "Two Harbors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 76, "dollarVol": 5290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BNF48S5Z88UL34", "name": "Reading Co-Operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 63660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 4, "3": 11, "4": 28, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 28, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XHCZ94X8YST31", "name": "Westbury Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 76, "dollarVol": 22090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 92, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 3, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDBCZGR7DW6211", "name": "THE SOUTHERN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 76, "dollarVol": 11820000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 4, "3": 13, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AIZH87CMSYX861", "name": "AltaOne Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 75, "dollarVol": 15455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 7, "3": 33, "4": 11, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 11, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074GUKXKBKNQI12", "name": "Progressive Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 37225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 2, "3": 14, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV8S0IJF2QWL30", "name": "Stockmens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 15045000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 3, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TW0BIDE6JENM80", "name": "The Pennsville National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 13665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 1, "3": 20, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1U2HOTC8O4K95", "name": "CITIZENS BANK OF KENTUCKY, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 14775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 18, "4": 17, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VODM6C3GLTV93", "name": "INSOUTH Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 15645000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 1, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ZFRBMAYWB2F82", "name": "The Moody National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 39165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 8, "3": 27, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500AP41B6D7A4G025", "name": "LoanFront, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 75, "dollarVol": 18555000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 183, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 24, "4": 6, "5": 5, "6": 73, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 6, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 73, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX2KT8MOAS5Q71", "name": "State Bank of the Lakes, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 68645000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 7, "4": 10, "5": 2, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2ACJ0QKSFKY48", "name": "Carolina Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 20935000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 9, "4": 26, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 26, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A6T9G3QXH9KZ27", "name": "Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 16905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 9, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV77ZZ5ADLO929", "name": "Habib American Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 78955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7BPOO2YO2YE30", "name": "Montecito Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 55135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 198, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 3, "3": 42, "4": 23, "5": 11, "6": 0, "7": 23, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 23, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SENIFFLVGUHE44", "name": "FIRST FLIGHT", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 75, "dollarVol": 9225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 1, "3": 26, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CMT3RKMW1QLO34", "name": "BUILDING TRADES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 75, "dollarVol": 5335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021FWO6J6IYPZ85", "name": "Martha's Vineyard Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 75, "dollarVol": 48255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 3, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCNN38YBSHN374", "name": "FINGER LAKES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 75, "dollarVol": 7135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 21, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7SKMG274G2Y20", "name": "GARDEN SAVINGS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 75, "dollarVol": 13105000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 1, "3": 33, "4": 9, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 9, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGB04TG4AH1377", "name": "Solarity Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 75, "dollarVol": 39755000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 2, "3": 37, "4": 19, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 19, "incompleteCount": 11, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PUF6BDR1QRB167", "name": "1ST NORTHERN CALIFORNIA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 75, "dollarVol": 11485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 174, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 7, "3": 44, "4": 3, "5": 0, "6": 0, "7": 25, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGWM7M3DKQ1F43", "name": "BRIDGE CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 74, "dollarVol": 5100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 1, "3": 26, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006803O7LX222108", "name": "IRCO COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 74, "dollarVol": 7690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 15, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGL6C3EZEB8H05", "name": "Green Belt Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 74, "dollarVol": 13290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 4, "3": 10, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPJH6JMU13EQ37", "name": "CENTRAL WILLAMETTE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 74, "dollarVol": 9930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 8, "3": 48, "4": 40, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 40, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072YJBZ4YV3DY74", "name": "MID VALLEY SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 74, "dollarVol": 28960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 2, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GUYDBDZG4ZR64", "name": "TELCOMM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 74, "dollarVol": 6980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002EOK9UP4QZ5N22", "name": "LIBERTYONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 74, "dollarVol": 7810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QUE28T1SH6H86", "name": "Heritage Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 74, "dollarVol": 22550000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 2, "3": 19, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UKANDAKWQ7CR03", "name": "NORTHEAST SECURITY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 74, "dollarVol": 14970000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q16CNQMW0O1O02", "name": "The New Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 74, "dollarVol": 14990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 2, "3": 29, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RKVDUINI2A8Y77", "name": "MERCK EMPLOYEES FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 74, "dollarVol": 14960000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 5, "3": 27, "4": 19, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 19, "incompleteCount": 9, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002AOWUCD3BSTP80", "name": "AmeriFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 74, "dollarVol": 20680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 1, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500FC8569569B5B24", "name": "COMMUNITY ONE CREDIT UNION OF OHIO, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 73, "dollarVol": 4345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VE85K2XTVRSG76", "name": "The State Bank of Faribault", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 19075000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UYF8OQLB7L7745", "name": "PINE BLUFF COTTON BELT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 73, "dollarVol": 9505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 2, "3": 16, "4": 8, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 8, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUZCW5UUIYIL79", "name": "TEN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 73, "dollarVol": 12575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 10, "4": 24, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Y4D5054GY3J13", "name": "City State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 25255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YK8RG6J51VOI08", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 23805000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 3, "3": 7, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LP2WHZQ61VBS60", "name": "National Police Federal Credit Union effective", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 73, "dollarVol": 19065000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 16, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZCL0UPU6NWT09", "name": "Mountain Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 28765000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 4, "4": 16, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWXVTVB5RRZN58", "name": "HOME FINANCING CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 73, "dollarVol": 32475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006PPEKKNUB9O715", "name": "Community Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 22685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 3, "4": 10, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWE4NILBIKKI92", "name": "Fleetwood Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 23725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 3, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LW4R4AM7URY378", "name": "Great Oaks Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 22595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 7, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WGEJKXK5PPHT03", "name": "HOMESITE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 73, "dollarVol": 23975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 4, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000L4JCTDWD6WT73", "name": "COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 73, "dollarVol": 10745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 5, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNXSV7JTOU7K53", "name": "Peoples Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 20765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 3, "3": 5, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQPLN40YTRSL84", "name": "QUANTUM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 73, "dollarVol": 7725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 22, "4": 5, "5": 1, "6": 0, "7": 3, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPYR4FPCKYRF48", "name": "The Halstead Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 12105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 11, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XLOX5FDT9R120", "name": "First Hope Bank, A National Banking Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 73, "dollarVol": 20055000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 21, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500TYEZ2FD95KS426", "name": "BANK OF COUSHATTA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 12610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSTDSDB6L4H829", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 14900000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 10, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300054IBXNJUH0T10", "name": "Vintage Bank Kansas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 10070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUVVJLHQM71O74", "name": "BCB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 32790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 2, "3": 23, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDU8N5KZBYRU81", "name": "Coleman County State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 16840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 18, "3": 2, "4": 6, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PNITGJVDJVZ876", "name": "Wray State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 12390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OI3V8V16I60I06", "name": "Kearney Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 14060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 2, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KC6RR4UC6S050", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 28680000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 2, "3": 4, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A9CML4JKHW8E85", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 8210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 2, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALPT3HYIWS8833", "name": "Waldo State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 13220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 2, "3": 3, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500NI2UNWVZRRZP19", "name": "Local Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 22740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HCWCQYV87S4729", "name": "The First National Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 15430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 165, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 6, "3": 36, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ST36V2G6YFH54", "name": "PIONEER APPALACHIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 72, "dollarVol": 10120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 134, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 9, "3": 38, "4": 1, "5": 1, "6": 0, "7": 0, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I4IUWMEMGLST06", "name": "Cypress Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 16560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 127, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 5, "3": 34, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035C68SRQ1RS395", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 14400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VUE5T1INQKZ414", "name": "COASTLINE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 72, "dollarVol": 7470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 1, "4": 0, "5": 1, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNP4W96HB6LV07", "name": "Sterling Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 32770000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DJ8WC0BQHYR275", "name": "South Story Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 26290000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 1, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IT6BBMQGOVFG70", "name": "Seamen's Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 45810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 13, "3": 4, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ICL5D7TS4CI35", "name": "SUPERIOR FINANCIAL SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 72, "dollarVol": 12630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 460, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 6, "4": 54, "5": 38, "6": 42, "7": 33, "8": 215 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 54, "incompleteCount": 38, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300URUSGWHXJ4OZ19", "name": "Coastal Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 72, "dollarVol": 55290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 7, "3": 5, "4": 7, "5": 2, "6": 0, "7": 3, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490016EME0PSK9PL28", "name": "Accentra Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 72, "dollarVol": 7010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCILEV6KJUST91", "name": "Relyance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 30185000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 5, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490010EMNKWA8L9813", "name": "Downey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 71, "dollarVol": 8705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 50, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDJ660YLLPS872", "name": "Williamstown Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 11255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 15, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NHZBDILTNDA759", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 8615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009CYWXD5RBPIX14", "name": "CALTECH EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 71, "dollarVol": 43935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 169, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 12, "3": 10, "4": 4, "5": 0, "6": 0, "7": 15, "8": 57 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7PPGN7EQJ6578", "name": "MUTUAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 71, "dollarVol": 6385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 200, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 24, "3": 74, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQJU3WVKMRXR40", "name": "PATRIOT ONE MORTGAGE BANKERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 71, "dollarVol": 40345000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 1, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008F85XOERURYW13", "name": "First Savings Bank of Hegewisch", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 14095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 3, "3": 34, "4": 23, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 23, "incompleteCount": 16, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1YHCNRTYZ3E91", "name": "AMERICAN HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 71, "dollarVol": 30135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006BPEIMPS70UU26", "name": "Ozark Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 14785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 7, "4": 12, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A23PXRZCMYM504", "name": "TCT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 71, "dollarVol": 6485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 1, "3": 27, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEMK0LXVCRZM49", "name": "EAST IDAHO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 71, "dollarVol": 31795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 159, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 3, "3": 31, "4": 39, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 39, "incompleteCount": 15, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8N9KVQUKVNJ71", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 15735000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NXKD4J4RBJI403", "name": "Ameristate Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 12605000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 24, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072UFREQ9ZZRG80", "name": "PCB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 63185000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 9, "3": 0, "4": 12, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJAE0JN2Z6YV76", "name": "Great Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 71, "dollarVol": 11275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 7, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CBS11KBKU4Z95", "name": "Wasatch Peaks Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 71, "dollarVol": 13435000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVUSU8E87XZV67", "name": "Legence Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 12810000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 7, "3": 18, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOONATEIE9GC38", "name": "1ST COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 70, "dollarVol": 18730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 25, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QOUFAVP0L4K777", "name": "Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 10550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8T6PR1YOM6967", "name": "State Bank of Southwest Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 26940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 2, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DEMD2F6Z046A71", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 25480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 1, "3": 8, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009IWRQ5BJEI4M92", "name": "Watertown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 41540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 0, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500C6D3DC0BE5E321", "name": "OrangePath Financial Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 70, "dollarVol": 23190000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845007O1D13CFQBBT22", "name": "NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 70, "dollarVol": 6250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GDQJIBPCUBG13", "name": "Eagle Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 69920000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 7, "3": 22, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LQJ27OINBPW522", "name": "SYRACUSE FIRE DEPARTMENT EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 70, "dollarVol": 5920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R3GSQ9SP0VJU09", "name": "The Focus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 70, "dollarVol": 8060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 52, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6BONVKN6UXC26", "name": "PARDA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 70, "dollarVol": 6050000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 3, "3": 34, "4": 9, "5": 6, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 9, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHAIQYHZG7KY40", "name": "First National Bank Colorado", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 18910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 2, "3": 13, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MGDBENMLUYMI91", "name": "Community Bank of Trenton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 13780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 5, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WEU5TWM8J0Z93", "name": "PARAGON HOME LOANS INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 70, "dollarVol": 12750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 4, "4": 5, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SOAE0WU8JM0177", "name": "MainStreet Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 70, "dollarVol": 110410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 3, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OIGWIS24A1547", "name": "UNIVERSAL LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 70, "dollarVol": 33300000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 4, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490003YGASV5ENH153", "name": "Reliance State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 12345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002R8QX1FQSB8Z06", "name": "FIRST U.S. COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 69, "dollarVol": 12915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 10, "4": 14, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300194HWC07WB7985", "name": "Intrepid Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 69, "dollarVol": 8595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 172, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 30, "4": 51, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 51, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "U9WBLC3ZT2VBJSNY2Y81", "name": "Fairfield County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 47365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 10, "4": 10, "5": 5, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JR8XLPW5ROU93", "name": "SOUTHBRIDGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 69, "dollarVol": 19975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 112, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 3, "3": 21, "4": 9, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 9, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZW58TM1KU8CK35", "name": "Falcon International Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 71565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 24, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008O0BGTGQR8PF89", "name": "American Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 7855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 17, "3": 14, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDJSUYPH6UC416", "name": "WaterStone Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 71175000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 10, "4": 5, "5": 1, "6": 28, "7": 5, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009I5SQ5XN6WFU76", "name": "Residential First Capital", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 69, "dollarVol": 44205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 5, "4": 38, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 38, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RJ5S2V4F8C4H36", "name": "SUMA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 69, "dollarVol": 29855000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 8, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEXKSBTXDVT278", "name": "First Oklahoma Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 16235000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930041S7CZYMJ4CH46", "name": "The First National Bank in Tremont", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 9375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAIUVHH8SCGC11", "name": "Century Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 13305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 5, "3": 14, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "21380055IMHX3N5UL146", "name": "VALLEY STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 8975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 11, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005QV7K44ND43364", "name": "Fayette County National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 8795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 8, "3": 8, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006S21NZTF9Y1L04", "name": "Farmers & Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 31645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 20, "3": 7, "4": 8, "5": 1, "6": 0, "7": 4, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MW4XR7DUGZXU81", "name": "BlueHarbor Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 30565000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 3, "3": 10, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2UK5FUZXQJO34", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 16795000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HD4RROQDXNWI45", "name": "PACIFIC N W FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 69, "dollarVol": 11875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 145, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 27, "3": 23, "4": 4, "5": 5, "6": 0, "7": 16, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 4, "incompleteCount": 5, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NGNH7M36LP4583", "name": "Maspeth Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 38915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 5, "3": 12, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3UCOTNUZIEB53", "name": "Mauch Chunk Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 10035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 164, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 2, "3": 47, "4": 31, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 31, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSZB60GNONKL22", "name": "RAILWAY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 69, "dollarVol": 8825000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RD08FFMO7DRN13", "name": "Cross Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 14995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 4, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PCSJGT8XU10K84", "name": "SECURITY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 69, "dollarVol": 15675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XA6P3X1GTJEY80", "name": "SECURITYPLUS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 69, "dollarVol": 23535000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "B2S31CFVSWTN3FR00Q90", "name": "PGIM Real Estate Finance, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 68, "dollarVol": 3502090000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 1, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PW1USAMXJ2SQ82", "name": "NEW ALLIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 68, "dollarVol": 4150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 24, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UWBYWOAZYM9C07", "name": "ST. JEAN'S Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 68, "dollarVol": 11070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 17, "4": 5, "5": 0, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUW02WEKP4OP52", "name": "The Victory Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 29690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 5, "3": 7, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6X9E8QVGNA045", "name": "City First Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 102130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 1, "3": 22, "4": 5, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 5, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALAL7EW71UE133", "name": "West Texas National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 26960000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 2, "3": 20, "4": 15, "5": 3, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNJJYJMOPHAH96", "name": "Pasadena Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 68, "dollarVol": 8700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 5, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BN61BPY0L0H441", "name": "Athol Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 13400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 2, "3": 26, "4": 18, "5": 0, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X8XJW35HJ7M023", "name": "Select Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 40040000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 2, "4": 14, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 14, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LWP1GP6WN1YQ84", "name": "Thrive Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 68, "dollarVol": 4550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 0, "4": 0, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBD8RBYHSIS855", "name": "Argent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 68, "dollarVol": 15440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 28, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XA5WVWGS9RET72", "name": "LITTLE HORN STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 24500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LC0BP2X1F6BE13", "name": "DMB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 46680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 15, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E01NSQ6T7WDM16", "name": "Expedition Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 68, "dollarVol": 4350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 12, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IUGPU6Q7414X38", "name": "Murphy Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 12340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 34, "3": 26, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TSQQR4KZYLBZ0MLQ5D71", "name": "State Bank of Chilton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 68, "dollarVol": 18420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 5, "3": 5, "4": 1, "5": 0, "6": 0, "7": 6, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTMRDRR2EQSI59", "name": "FIREFIGHTERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 68, "dollarVol": 13090000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 9, "4": 20, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK86EFHGUY2C52", "name": "Bank of Wisconsin Dells", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 17695000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 2, "3": 8, "4": 6, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VRH8KD60XSZK39", "name": "AgHeritage Farm Credit Services, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 67, "dollarVol": 23005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8UCJTLZZT4M32", "name": "Bay State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 18195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 23, "4": 17, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 17, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P8ZH9AQQIA8T88", "name": "Farmers Building and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 11045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTYDNRSYG5A828", "name": "Malaga Bank F.S.B", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 73245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 6, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LUVSH5K254AU10", "name": "The Shelby State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 14435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 6, "3": 12, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MONA3L2BDK8Q22", "name": "Signature Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 69775000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 2, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005C8ZBTKUWJPI93", "name": "First Missouri State Bank of Cape County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 17995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 3, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MW6O2CE88BD43", "name": "MEMBERS 1ST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 67, "dollarVol": 6155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 25, "4": 20, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 20, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023OB56DYOL3G92", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 10175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 3, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3MSPBPSPZLR85", "name": "First Trust Bank of Illinois", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 8345000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 1, "3": 14, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002AZUZUDBY8ZU75", "name": "TAUNTON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 67, "dollarVol": 24365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 125, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 5, "3": 16, "4": 12, "5": 5, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008TF4FG4ON44F19", "name": "Telco Triad Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 67, "dollarVol": 4245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 4, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F4K0YUTIQ7Q952", "name": "Oklahoma Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 67, "dollarVol": 6175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 129, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 29, "4": 30, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 30, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DZIK106MY5NI60", "name": "Solera National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 11985000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOTRV68OSXM837", "name": "Mutual Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 14515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 5, "3": 4, "4": 26, "5": 0, "6": 0, "7": 8, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005VXCHU3KAB6N44", "name": "Woodsfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 67, "dollarVol": 11935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 10, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP5DX4ZL2E2S84", "name": "Marine Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 67, "dollarVol": 16505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 3, "3": 23, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KGZVI015KO609", "name": "Canopy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 67, "dollarVol": 8345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 10, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH0WD7YX0UUZ21", "name": "WORCESTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 67, "dollarVol": 7745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 2, "3": 39, "4": 12, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009DWV1Z50JILS65", "name": "The First National Bank of Groton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 8200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000N2MFQSET3L013", "name": "FIRST UNITED BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 17070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4V3ZDLXURNC25", "name": "River Valley AgCredit, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 66, "dollarVol": 19120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 8, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5LHMBX3WRT314", "name": "Wheaton Bank & Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 54290000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 4, "4": 7, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003L2LYA333BZY52", "name": "Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 8670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 97, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 25, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8JTSHNU1K4K92", "name": "Patrons Bank, NA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 7320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 11, "3": 21, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSWMVSCXIPC896", "name": "MEMBERS FIRST CREDIT UNION OF FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 7210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 5, "3": 24, "4": 3, "5": 1, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PVS7DLMY766R09", "name": "MIAMI FIREFIGHTERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 6570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 1, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUOO1RFWRM7N78", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 13530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 6, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007W0I8SLLDP5N98", "name": "MATANUSKA VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 16390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 149, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 13, "3": 26, "4": 29, "5": 11, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 29, "incompleteCount": 11, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XMFRSH4KYAO758", "name": "DIVERSIFIED MEMBERS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 66, "dollarVol": 4020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 235, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 2, "3": 130, "4": 23, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 23, "incompleteCount": 14, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001JPW8TWJYMNE74", "name": "FD COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 4080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 124, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 38, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002H3CEW0748X068", "name": "The First National Bank of Brooksville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 6020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004EEJO192FMAC61", "name": "KODABANK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 66, "dollarVol": 19460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGK5S87EZ84P32", "name": "LATIN AMERICAN FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 66, "dollarVol": 9650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 12, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300167EZ5P8B06R34", "name": "SUNBELT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 9640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 38, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006AC9Y4MDVXIL37", "name": "Extra", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 66, "dollarVol": 9620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 21, "4": 16, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 16, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DP7U0NF7JQDX23", "name": "FinancialEdge Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 6740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NURL1XA7P0O968", "name": "First Sentinel Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 10930000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTLWGMV712KR44", "name": "WYMAR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 9570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 151, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 12, "4": 48, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 48, "incompleteCount": 25, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUBRH1GICTLI84", "name": "NEW HAMPSHIRE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 66, "dollarVol": 6110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 31, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXCDKIWPEE4R73", "name": "The Peshtigo National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 66, "dollarVol": 14480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 2, "3": 9, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAKTEGLTFF0U82", "name": "PREMIER FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 66, "dollarVol": 8700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 5, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH5DMYH0O5TM77", "name": "Ambler Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 30485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 12, "4": 9, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002R2CJ2LF78PR19", "name": "Seneca Savings", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 65, "dollarVol": 12315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 4, "3": 9, "4": 3, "5": 0, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SJONZGRA3CJM44", "name": "The Apple Creek Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 65, "dollarVol": 12165000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 25, "3": 16, "4": 4, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YT2WUQF1W74119", "name": "Buckeye State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 48905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TNWPAJO9ECH811", "name": "Citymark Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 65, "dollarVol": 6305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SL0H3ZRSDNV180", "name": "Park Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 10675000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 1, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G7KW08JJ121L78", "name": "Harmony Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 20865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 6, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y5CMBB4R90KT81", "name": "CBBC Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 13345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 4, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMZQGVLZ5KCW51", "name": "AUBURN UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 65, "dollarVol": 8415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 6, "3": 14, "4": 5, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OEWY869SOVHF18", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 9405000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 6, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VW06LULRDNSW49", "name": "The Home Savings and Loan Company of Kenton, Ohio", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 65, "dollarVol": 13515000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Z4GZF8C2F3T27", "name": "STAR USA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 65, "dollarVol": 5965000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 137, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 69, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ2DUIQKBO9U08", "name": "Scott State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 10955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 1, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHFDNFAMLATM94", "name": "First Seacoast Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 24875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 5, "3": 14, "4": 20, "5": 2, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JPO4OLRGNJI77", "name": "The Farmers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 12665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500DA79C1B97ACF16", "name": "LANDINGS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 65, "dollarVol": 6215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 113, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 3, "3": 19, "4": 17, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 17, "incompleteCount": 9, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X03SL4SM0F3U87", "name": "ConnectOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 114385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 1, "3": 11, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BI43WZOK3XF350", "name": "Bank of Franklin County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 20505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 2, "3": 5, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003TK1BAOHHL6S92", "name": "ALLTRU FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 65, "dollarVol": 6565000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 142, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 13, "4": 43, "5": 5, "6": 0, "7": 0, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 43, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300911X1OUPJU7Y90", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 65, "dollarVol": 11535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B1DHIVKN5DEJ29", "name": "Winchester Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 62710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZATEYE8VIEN67", "name": "SMART CHOICE MORTGAGE, A Texas Limited Liability Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 64, "dollarVol": 32770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 0, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQHFVUMVZAI777", "name": "First Enterprise Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 15200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845006EEFF0EDFA9E57", "name": "City Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 14680000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 2, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUVDQ4UATCVD64", "name": "Farmers and Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 11220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 3, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U001ZTHCHO4196", "name": "Inspire Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 64, "dollarVol": 7440000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 25, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ON5KYAZSCPF582", "name": "TITAN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 64, "dollarVol": 3480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NRU0TO5WZHHH62", "name": "SOUTH METRO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 64, "dollarVol": 6540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 128, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 2, "3": 7, "4": 12, "5": 0, "6": 0, "7": 15, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007RCYAICJL91Z44", "name": "Security National Bank of Omaha", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 17510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 1, "3": 11, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VB36IN88XCBR50", "name": "AgGeorgia Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 64, "dollarVol": 23360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 194, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 52, "4": 73, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 73, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUC1HUFKVPE720", "name": "Triad Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 15220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 6, "3": 9, "4": 21, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 21, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7IR85QJ3SOP77", "name": "Prism Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 19490000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 5, "3": 7, "4": 4, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BAR7I9CB7YO393", "name": "The First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 28900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 4, "3": 2, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6I4IZA57BON59", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 14700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P4A09O6AABF892", "name": "First Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 15500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 14, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BRQ8SVQPCV108", "name": "PIEDMONT ADVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 64, "dollarVol": 5360000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 54, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930037ZQUSJHCXY666", "name": "WESTERN SUN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 64, "dollarVol": 6140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 4, "3": 21, "4": 14, "5": 2, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001TX8MBDGWWWF50", "name": "First National Bank of Kentucky", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 14890000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 6, "3": 11, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VNHREN5BIMTO39", "name": "Green Mountain Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 64, "dollarVol": 11680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900237R332M8L2724", "name": "The Miners National Bank of Eveleth", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 13090000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 1, "3": 8, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VPLEP8CE1FD910", "name": "O'BANNON BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 64, "dollarVol": 13930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 2, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8I9USTJ1JA072", "name": "Magnolia State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 64, "dollarVol": 14240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z0OW7UDR5F5Z46", "name": "The Home National Bank of Thorntown", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 19435000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DYVAMYTMH9UV09", "name": "FIRST EAGLE BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 63, "dollarVol": 68395000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 5, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SHQJPJG8CN8153", "name": "HomeTown Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 23165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 16, "3": 17, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PDELOGUKYYDA02", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 6945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 16, "3": 15, "4": 1, "5": 0, "6": 0, "7": 10, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001CF53JP3UQ0024", "name": "NewFirst National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 22345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000V0CXKSOK29E51", "name": "American Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 33355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X9F6RDCRU0HK78", "name": "First Bank of Owasso", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 22475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 3, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008O36ZLTWMCKU62", "name": "F & M Community Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 11925000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 7, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYK7N8U42X9587", "name": "Five Star Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 177095000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 1, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QIXIWRRJZY1H73", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 23775000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 5, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HG6U7GIJKDOO88", "name": "EMIGRANT FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 63, "dollarVol": 54055000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 8, "3": 35, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H43FZ07VEY2T39", "name": "The Bank of Kremlin", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 10375000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H6Q0VRU6MPSX83", "name": "AMERICA'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 63, "dollarVol": 13735000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 1, "3": 29, "4": 11, "5": 3, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COR6KN4QP42U93", "name": "CORNERSTONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 63, "dollarVol": 5825000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 33, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005QZNPGRQNTRB15", "name": "Ipava State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 8695000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 11, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008SG8GC5XJ48M17", "name": "The Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 7075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 3, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRZGISDSL1BX02", "name": "FINEX CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 63, "dollarVol": 9235000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 35, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z9PK8PPMKST414", "name": "GREAT RIVER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 63, "dollarVol": 9685000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 14, "3": 30, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007X0QZ825CCEZ27", "name": "ENERGY CAPITAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 63, "dollarVol": 7695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 32, "4": 42, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AH6CHRCS9EMF95", "name": "RIVERSTONE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 15305000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 2, "3": 6, "4": 2, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMLDF2S89MUC93", "name": "Pathway Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 9145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 19, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008FT4WVSLWPKG77", "name": "River Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 43695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 6, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGCEIBDGBU7E37", "name": "FRONTIER COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 63, "dollarVol": 8225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 35, "3": 9, "4": 19, "5": 6, "6": 0, "7": 3, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 19, "incompleteCount": 6, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R7YE9RG1CL6U13", "name": "Family Security Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 63, "dollarVol": 6475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 138, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 57, "4": 6, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 6, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OEQLAPVDI0LD92", "name": "Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 63, "dollarVol": 11155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 4, "3": 18, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYRD3CZ6KH1N11", "name": "CREDIT UNION OF OHIO", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 62, "dollarVol": 4380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 169, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 8, "3": 63, "4": 24, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 24, "incompleteCount": 12, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HWJXFZVFUU8M81", "name": "STATE BANK OF TABLE ROCK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 10880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 5, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082CRK7E43ZJ680", "name": "First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 62, "dollarVol": 9750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 13, "3": 18, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q8HL7EWEE0HW14", "name": "Cambridge Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 52020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039PWHR3LPL6D62", "name": "Peoples Advantage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 62, "dollarVol": 4140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 4, "3": 33, "4": 9, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 9, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODE6V13YFWTW21", "name": "HOUSTON TEXAS FIRE FIGHTERS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 62, "dollarVol": 8140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 2, "3": 123, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300181OTPC1TU7Q22", "name": "Bridge Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 10540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DFXO7V7YOKJ57", "name": "CENTRAL STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 11750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 3, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBM0K5N6REP663", "name": "Gilmer National Bank, Gilmer, Texas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 14010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HOFQNI04A3474", "name": "ESB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 12290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 8, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TAFYLARKCKJ639", "name": "Bank of Monticello", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 9690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077RRQE77TVA474", "name": "The Sacramento Deposit Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 6710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 8, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P38O8QXGI6503", "name": "SEA WEST COAST GUARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 62, "dollarVol": 11140000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 24, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WNCT2YQ8O4H14", "name": "FLORIDA CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 62, "dollarVol": 12010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 218, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 41, "4": 35, "5": 24, "6": 56, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 35, "incompleteCount": 24, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 56, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXWG67QZF4I652", "name": "Fifth District Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 25170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 2, "3": 12, "4": 9, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 11, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S63J8KM7BY5617", "name": "GENCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 62, "dollarVol": 7010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 218, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 6, "3": 90, "4": 52, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 52, "incompleteCount": 8, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005SKP81W00YW119", "name": "The First National Bank of Dryden", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 10020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 11, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930033V1OQ5VFHI630", "name": "Friend Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 11040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 2, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QXGTL5RYZXK761", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 35980000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 10, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPG4IUQOVV5C90", "name": "Middlesex Federal Savings, F.A.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 62, "dollarVol": 77560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 1, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O3C6Y0X1FKZJ98", "name": "The First National Bank of Elmer", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 62, "dollarVol": 29530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 4, "3": 16, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXXWNCQH5XX485", "name": "HARVESTERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 62, "dollarVol": 23060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K59ORGG9RDD082", "name": "Citizens Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 17405000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 3, "3": 5, "4": 11, "5": 0, "6": 0, "7": 6, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CHU7PX7ZS6RI74", "name": "State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 11155000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 4, "3": 11, "4": 4, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPFYHYZ3L7UL18", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 15255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300179EG8J5FHBS95", "name": "Commercial Bank and Trust of PA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 9075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 4, "3": 26, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJUBW1WCO2J645", "name": "Classic Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 24545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 22, "3": 12, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CPIGHZEFW97Z79", "name": "First National Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 12675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLS4UT5V6RUS41", "name": "William Penn Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 18755000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 2, "3": 17, "4": 18, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 18, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPBBGW1ZTEPR29", "name": "Bank of St. Francisville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 29755000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 2, "3": 0, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQ2SN6TRRGB032", "name": "FNBC Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 32875000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 1, "3": 7, "4": 8, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YVV9JOGMYFZO90", "name": "HABITFACTORY USA, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 61, "dollarVol": 39935000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 0, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064WT3GIUWM7H79", "name": "The Bank of Charlotte County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 15265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 95, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 7, "3": 22, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5XMXPZNGV5915", "name": "Arundel Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 30265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 5, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DY5ZVXIORLFC39", "name": "Bank of Bridger, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 13365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 6, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T92XVMWQW75772", "name": "Haverhill Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 24315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 3, "3": 25, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YBS0V28ZNVE97", "name": "American Nation Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 14775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 3, "3": 17, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MY1ZANX8HECH55", "name": "Bluff View Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 61, "dollarVol": 13235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KILAW2M87QR043", "name": "INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 61, "dollarVol": 4585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 8, "3": 13, "4": 0, "5": 0, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006IYID0ECYSJU25", "name": "Sail Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 61, "dollarVol": 17235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2W1M6WRAK9S59", "name": "StonehamBank, A Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 53540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 92, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 1, "3": 16, "4": 8, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 8, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z3O0EHTKIOKZ62", "name": "THE ANTWERP EXCHANGE BANK COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 11600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVOJIAJUT2E435", "name": "FC LENDING, LTD.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 60, "dollarVol": 29190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 186, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 1, "4": 82, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 82, "incompleteCount": 43, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009L8OBHJQW5DQ13", "name": "Sentry Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 21180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 2, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N7MKAZNGCKT625", "name": "HARRIS COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 4370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C04W4R4VGWRT26", "name": "DUKE UNIVERSITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 5790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 1, "3": 11, "4": 9, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JFKW9425KOPI17", "name": "SOUTHWEST LOUISIANA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 6070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 1, "3": 33, "4": 1, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MN2NONI4E6X341", "name": "TRADEMARK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 60, "dollarVol": 5280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 7, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NG2D8XTAILV420", "name": "THE LENDING CENTER CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 60, "dollarVol": 7540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 6, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U65DCP595ABD45", "name": "COMMERCIAL STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 11000000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSNNGTWBX45K83", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 16010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 14, "3": 16, "4": 0, "5": 1, "6": 0, "7": 7, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGP3B8XPP1N814", "name": "ARRHA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 9180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 17, "4": 1, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080GH2G8DISFG28", "name": "First Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 11170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IS603VHWV5ZJ45", "name": "SUN COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 23420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 21, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH6IWUYV8WYT95", "name": "Sidney State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 9210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 7, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JBN8UEVOU8O42", "name": "JEFFERSON FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 14970000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 168, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 24, "4": 10, "5": 0, "6": 74, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 74, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TJCZAM25V2WZ38", "name": "West Michigan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 3550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 18, "3": 55, "4": 6, "5": 1, "6": 0, "7": 13, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004IEEY3EWUVQH38", "name": "CedarStone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 30080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009YMLXX9WQWPX05", "name": "Hartford Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 6190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 35, "4": 18, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VVCX7PR9KDCK83", "name": "CASCO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 60, "dollarVol": 5790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YVF0872060HC60", "name": "Citizens Bank and Trust Company of Grainger County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 13240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 2, "3": 3, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450057741D3B36B015", "name": "Crosspoint Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 4690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MM52W3C4U18L74", "name": "BLUESTONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 60, "dollarVol": 5330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QMMJSALZQVP721", "name": "PUBLIC EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 60, "dollarVol": 5730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 215, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 12, "3": 19, "4": 24, "5": 0, "6": 100, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 100, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001Q0ZTLEV17B098", "name": "Bank of Wiggins", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 60, "dollarVol": 5880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOHR7SBPQ7WJ92", "name": "MILLENNIUM BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 19495000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 4, "3": 9, "4": 3, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002ABBXAWQFIKV03", "name": "First Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 59, "dollarVol": 8715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 15, "4": 9, "5": 0, "6": 0, "7": 5, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1GCCNY7J42I93", "name": "Texas Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 41425000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 3, "3": 17, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JK7FP26MG28H96", "name": "COMPASS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 59, "dollarVol": 4345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 2, "3": 4, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QI5QUDX4RGW52", "name": "InRoads Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 59, "dollarVol": 11575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 6, "3": 19, "4": 3, "5": 4, "6": 0, "7": 24, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000BG2198NFS0K59", "name": "Freedom of Maryland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 59, "dollarVol": 13665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UDBUNBNEKR8J69", "name": "St. Charles Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 42575000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 6, "4": 14, "5": 1, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LX1HMON836J004", "name": "The First National Bank Of Milaca", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 8055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 15, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJ3PWN9QTWAN34", "name": "Peoples Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 20355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067K4Z4NIZ4W068", "name": "RIVER WORKS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 59, "dollarVol": 36325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 5, "4": 3, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076NULTCIRS5P09", "name": "Harvest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 10735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUCZWG8XJCW607", "name": "Triangle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 59, "dollarVol": 22145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 205, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 49, "4": 92, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 92, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EZO02JGHXM3V19", "name": "SAN DIEGO FUNDING", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 59, "dollarVol": 38565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 0, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D8X5TTTSY8Z707", "name": "ARIXA SECURED INCOME FUND, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 59, "dollarVol": 133995000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HX04TQZO5URB98", "name": "Peach State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 44565000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 97, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 3, "3": 9, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V3N91EH05UWL23", "name": "SKYONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 59, "dollarVol": 12135000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 131, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 3, "3": 18, "4": 37, "5": 6, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 37, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300563RCDKOF2Y487", "name": "Citizens Building and Loan, SSB", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 59, "dollarVol": 15265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005HG8EMM4748S60", "name": "Germantown Trust & Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 13505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TGUS6Y1N77GV58", "name": "River City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 238185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 1, "3": 5, "4": 2, "5": 1, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GPM8XFBE00Z637", "name": "Bank of Central Florida", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 33575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 4, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A0ZXGBI45YZX94", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 59, "dollarVol": 21895000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQZUS3XZMKYY67", "name": "UNITED SECURITY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 7710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800GF3VF8WSF5Q651", "name": "FOREST PARK NATIONAL BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 31740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 2, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q9WQZE336R0U94", "name": "Kensington Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 18470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 2, "3": 3, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUVWGNUHYOLA93", "name": "COCA-COLA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 15750000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 22, "4": 16, "5": 0, "6": 0, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUTKMSWP8JCE68", "name": "The Neffs National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 11220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 19, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JE1TOUVEDSGD05", "name": "NORTH COAST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 20910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 7, "3": 6, "4": 13, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTKHBMJL4D9734", "name": "CORNERSTONE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 9840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 158, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 14, "3": 51, "4": 11, "5": 0, "6": 0, "7": 15, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUMLWCTTKR4B35", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 20030000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I635IC2OZ0AI92", "name": "Rocky Mountain Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 11810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 98, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 2, "3": 22, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500D092D1E2CYDB19", "name": "AMERICA'S FIRST NETWORK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 3960000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KLDVVA608R237", "name": "Texas Heritage National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 16480000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZNS9SEC471Q24", "name": "The Citizens State Bank of Cheney, Kansas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 9370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U0JNFQTFMNJ219", "name": "AVB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 15270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 2, "3": 4, "4": 7, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H07R1I9HDMFT89", "name": "Today's Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 20470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 5, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009Z0ERY6GJGT886", "name": "Sheboygan Area Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 4680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 3, "3": 14, "4": 4, "5": 0, "6": 0, "7": 1, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1DU7IM20QESYGDO4HO54", "name": "The Northwestern Mutual Life Insurance Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 58, "dollarVol": 4180000000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 9, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODXRVTZ21MSR34", "name": "Rondout Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 23180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 16, "4": 23, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1RVMMHUVKTQ94", "name": "MutualOne Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 70870000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVUN4WJ2BRSZ39", "name": "TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 28070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K04ZGWYV7LDX51", "name": "FIRST CLASS COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 4490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPX7PJGFD8HA09", "name": "The Queenstown Bank of Maryland", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 21920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 12, "3": 6, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FORCF9PNPUG275", "name": "Bank of the Bluegrass and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 27710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 92, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 9, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVNJWJXYPGIU28", "name": "BankChampaign, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 15900000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWAUM3SY0XPY42", "name": "ALTA VISTA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 58, "dollarVol": 5990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 18, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006VWQC6XCFQO747", "name": "Mission City Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 14570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJPOL64WXEFY56", "name": "DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 8860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 7, "4": 37, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJPU5FBHX6JQ61", "name": "INTANDEM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 3980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YEG6LSF1BFA422", "name": "Winter Hill Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 29790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 9, "4": 7, "5": 3, "6": 0, "7": 12, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XNU40KOITE062", "name": "Greater Pittsburgh Police Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 3710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 8, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS4CB1171BRJ08", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 84860000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 3, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LYVRGGGBBPPV22", "name": "Southern Hills Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 8280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1IQXJ1CSCCU16", "name": "HOPEWELL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 58, "dollarVol": 4620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 2, "3": 10, "4": 10, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J327PTWC173F64", "name": "FIRST CHOICE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 58, "dollarVol": 5460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 44, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W40F67Y6WWQX34", "name": "first vision bank of tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 10590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TIX8J3RRFKXZ81", "name": "First Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 58, "dollarVol": 13980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZDBO5YOE6XVB14", "name": "Malvern Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 15505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XM1P1O0WI4KO86", "name": "Bank of Crockett", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 11305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V56OLT434ILO42", "name": "NIAGARA'S CHOICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 57, "dollarVol": 4005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG73ZJO2VYV440", "name": "AgSouth Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 57, "dollarVol": 14935000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 351, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 1, "3": 130, "4": 160, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 160, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K77JMKPUYBOI69", "name": "International Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 66645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 2, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLBHBLTPBU7507", "name": "El Dorado Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 18905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 119, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 8, "3": 21, "4": 16, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 16, "incompleteCount": 17, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5KSPQD2HH1N54", "name": "First Foundation Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 152695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 2, "3": 10, "4": 3, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z8EM6P4IUIYG50", "name": "Waterford Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 21445000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XDIQEEL7H1YU47", "name": "NORTH STAR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 57, "dollarVol": 7615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 1, "3": 8, "4": 2, "5": 0, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I2ZQ0VQPC4Z224", "name": "Community Point Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 12605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 6, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QDHMW1W0GEH16", "name": "Bank3", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 57, "dollarVol": 15905000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 2, "4": 9, "5": 0, "6": 0, "7": 24, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005OG185XV8M8N52", "name": "State Bank of Toulon", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 4945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3SGJ9UCUF2779", "name": "Dogwood State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 30775000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 3, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I72FXKCNGRQC43", "name": "HomeBank Texas", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 57, "dollarVol": 32025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 1, "3": 10, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MZW8UJ32XU2802", "name": "Bank of Ontario", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 3885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2M76Y41U4FC19", "name": "Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 22175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 15, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LWL6LDRPYWVK06", "name": "BayVanguard Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 20055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 1, "3": 5, "4": 11, "5": 0, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZVE7XVH8GM5H22", "name": "MEMBERS ADVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 57, "dollarVol": 3305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 15, "4": 22, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 22, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQY2Y402FHFI71", "name": "RIVER VALLEY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 57, "dollarVol": 4865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930018CRFUH37BKR13", "name": "Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 16805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 9, "4": 17, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XV2UKEPAMX9H12", "name": "Gulf Coast Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 6205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 3, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BGIT0LFI12Z304", "name": "Security Bank, s.b.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 7605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 3, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EE4TIFHU1Z3G10", "name": "INTEGRITY MORTGAGE & FINANCIAL INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 57, "dollarVol": 22465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 9, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300107HDIK6N8E812", "name": "First Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 13785000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 4, "3": 6, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFH2IXM3I18P78", "name": "North Jersey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 57, "dollarVol": 8295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 14, "4": 0, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930084GJFEXBIOGU45", "name": "Providence Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 57, "dollarVol": 19565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Q218ZJ8R1WN88", "name": "Badger Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 10300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009TVPZT8PYBF879", "name": "South Shore Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 69520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 126, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 2, "3": 11, "4": 12, "5": 1, "6": 24, "7": 3, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490074OSKMLQ1W0I88", "name": "Castle Rock Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 15230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 2, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQIJN4KR6ZBW98", "name": "CITIZENS BANK OF ROGERSVILLE", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 11800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 1, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009N13S1TDMHNJ11", "name": "NORTHEAST FAMILY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 56, "dollarVol": 3950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008H68QG2A0MK376", "name": "First Commercial Bank (USA)", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 32420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 3, "4": 13, "5": 1, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A4WMCRPWZCPS41", "name": "Community Bank of Pickens County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 15710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZK7CUY4GNBNC41", "name": "MORTGAGE ONE OF THE SOUTH, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 56, "dollarVol": 21520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 10, "3": 5, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXFXFD6OCKNJ26", "name": "Peoples Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 8610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWHDQQ6O8UNG56", "name": "Peoples Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 10240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 5, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVGNXYT00KCW22", "name": "Austin County State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 25310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300STIW51KDGL2B62", "name": "First National Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 18130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 7, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKZTKVQFQNP844", "name": "Whitesville State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 56, "dollarVol": 5310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 5, "3": 27, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009AOX259OY87H37", "name": "Baker-Boyer National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 16675000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 10, "4": 15, "5": 6, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 15, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARBVNKXMFFP204", "name": "HomePride Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 7905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EEYVCFG0V6Z057", "name": "Tennessee State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 18095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 26, "4": 7, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 7, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TQIZ85N2EIS783", "name": "River City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 17285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 6, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZATTFRM57YVB31", "name": "Eastern Michigan Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 6175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 11, "4": 0, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001TKHVR1XBO7H51", "name": "MCKENZIE BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 55, "dollarVol": 6655000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 35, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4RGN7F1H2N265", "name": "Security First Bank of North Dakota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 25025000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 3, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4BRJPRFMIIL49", "name": "Colonial Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 55, "dollarVol": 12815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQW3FSOL75WC88", "name": "First County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 64715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 116, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 17, "4": 21, "5": 1, "6": 0, "7": 7, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AHWPNJK6FS8K98", "name": "Monroe Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 8225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 4, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPDWEFBGPJPW67", "name": "First Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 7615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 3, "3": 9, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138005KH543RLMQHE28", "name": "CITIZENS SAVINGS BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 21215000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 170, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 37, "4": 18, "5": 57, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 18, "incompleteCount": 57, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490085TUTOSF6Q7Y94", "name": "Farmers and Merchants State Bank of Pierz", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 9875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 6, "3": 4, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MJ3JU3Z2PH5H92", "name": "Bank of Sunset and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 12315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHPEPV6KF30T16", "name": "Rosedale Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 18945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 11, "4": 16, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZVK94NEC553D12", "name": "Carson Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 15745000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 5, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZYL6IDJDBUR04", "name": "SECURITY FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 55, "dollarVol": 8835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 147, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 92, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6XY8GTVR2TV60", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 25775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J8HNLGP2HYNE66", "name": "Industrial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 55705000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 1, "3": 48, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NRFBF7DSU0LE80", "name": "MEMBERS TRUST OF THE SOUTHWEST FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 55, "dollarVol": 9025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 17, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LVZ1O44BCREK60", "name": "Belmont Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 20505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PHUZ7U5WPH7Z38", "name": "The City National Bank of Taylor", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 16195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5VZZVVGOY0N31", "name": "MTCU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 55, "dollarVol": 9325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JF52QHLC8BF081", "name": "Texas State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 16965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 4, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RLNUFWOJLX7W13", "name": "R Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 28615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 108, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 16, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K35KPBBS2J9A28", "name": "Peoples National Bank of Kewanee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 6505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W424PDJPNFLY60", "name": "The Gifford State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 7615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K18C4JU5UJ328", "name": "First Financial Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 55, "dollarVol": 42385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 12, "4": 12, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M7T9PJF7QD7M68", "name": "EMERY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 54, "dollarVol": 7890000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 6, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JKYBEV1DF8FD32", "name": "Banesco USA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 54, "dollarVol": 104670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 140, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 2, "3": 10, "4": 13, "5": 6, "6": 55, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 13, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 55, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930032XJT9NQZ5I683", "name": "Royal Banks of Missouri", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 54, "dollarVol": 19240000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 233, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 1, "3": 127, "4": 44, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000321W4GKLZ1Y10", "name": "MOBILITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 54, "dollarVol": 6390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 10, "3": 40, "4": 29, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VRPB0NU0485164", "name": "RiverHills Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 7770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 2, "3": 10, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LF0MZUT1N6QL28", "name": "PACIFIC HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 54, "dollarVol": 36580000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 3, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNGK57UA6SFP52", "name": "Bristol Morgan Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 10560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 1, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SPVF3S3T0BYL87", "name": "Bank of Richmondville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 6660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 2, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U5SDGYPSPXZU37", "name": "Natbank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 39850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 4, "3": 12, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PU6VF7RGG5TI18", "name": "Serve Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 54, "dollarVol": 4810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006BN3B3B1H3B988", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 30910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 161, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 4, "3": 55, "4": 42, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 42, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B92DSVIKGP5T53", "name": "Hoyne Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 17920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 3, "3": 6, "4": 3, "5": 2, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008XU46NWFIFUY72", "name": "Shelby Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 10660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 132, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 29, "3": 30, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058NMHTLEZ3C025", "name": "Security Bank of Kansas City", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 35300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 133, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 30, "4": 34, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 34, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IDUXRYG23KYY13", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 13980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 4, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Z9PO9T4H9CM50", "name": "Millville Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 14220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 2, "3": 16, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LXHR6OP0TSZ915", "name": "Circle Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 54, "dollarVol": 5030000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 16, "4": 21, "5": 0, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DCAVODU8W5UW13", "name": "WICHITA FALLS TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 54, "dollarVol": 4110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004V3AW2SVUJ5U52", "name": "FOOTHILLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 54, "dollarVol": 8170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZUMZZ6CZKH7X17", "name": "WEPCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 54, "dollarVol": 4750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 91, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 18, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZNYJDVRF2ZLJ91", "name": "UNB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 7080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 4, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THBFHMP4WJ0323", "name": "I.L.W.U.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 54, "dollarVol": 9540000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 10, "3": 20, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKX3KC0CFK2D88", "name": "Community West Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 54, "dollarVol": 14470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 2, "3": 12, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QV6YJK6ZDZPV54", "name": "Collinsville Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 54, "dollarVol": 8340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 1, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A4CD08CED38D66", "name": "GUADALUPE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 54, "dollarVol": 8360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUCXO2NIUSBW51", "name": "Pony Express Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 21345000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 1, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NCYRSD12LNF831", "name": "COMMUNITY BANK DELAWARE", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 37015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 4, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V8I9VCMXEYVD93", "name": "BANK OF OCEAN CITY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 21085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 3, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SEIRB4CK6DTC04", "name": "FIRST NATIONAL BANK OF LAWRENCE COUNTY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 6325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 12, "3": 22, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CCCPJ8S6GUIT87", "name": "Harbor Pointe Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 53, "dollarVol": 9515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 6, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XYKZPDHNHJY97", "name": "The First National Bank of Le Center", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 11525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K8UWGGY4IOR733", "name": "First Farmers & Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 12895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 5, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFP60F9IJ2SQ62", "name": "MEMBER'S 1ST OF NJ", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 53, "dollarVol": 3465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 16, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FYRC3KHM4DQBX5PWG390", "name": "North Dallas Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 29785000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 2, "3": 27, "4": 14, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 14, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OA8B0OLDA16R42", "name": "The Farmers and Merchants National Bank of Nashville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 7955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 7, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXMSA3UUO46130", "name": "Incommons Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 10735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 33, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZCGCHCFNE8KY02", "name": "Northern Colorado Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 53, "dollarVol": 4475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007GTTV61V305H74", "name": "Drake Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 15495000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 12, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HOPKX8O1S8MJ63", "name": "RIEGEL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 53, "dollarVol": 5615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EE39SNC5DXTC46", "name": "Northern Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 49785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 219, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 4, "3": 9, "4": 7, "5": 3, "6": 138, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 138, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WRTMJD6GMNS670", "name": "Contract Exchange Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 53, "dollarVol": 7665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 8, "3": 4, "4": 9, "5": 1, "6": 0, "7": 8, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ILDVYNFLDXQ42", "name": "Fire Police City County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 53, "dollarVol": 6045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 195, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 21, "3": 11, "4": 14, "5": 22, "6": 0, "7": 0, "8": 62 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 14, "incompleteCount": 22, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MX8VQ8VRHIUY36", "name": "The First National Bank of Moose Lake", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 11885000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 6, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPKDUJKREQRG38", "name": "Investar Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 10295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 4, "3": 7, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZG5EVEXW01J70", "name": "ADVANZ Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 53, "dollarVol": 3265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 7, "3": 9, "4": 8, "5": 3, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490095CTOC97LRQD90", "name": "Jefferson Parish Employees FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 53, "dollarVol": 14135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XNCZ58J8OHZO17", "name": "FREEDOM UNITED FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 53, "dollarVol": 3195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 6, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490051QQ72KQWNN915", "name": "COMMUNITY BANK OF MARSHALL", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 4765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LWBQAKENOJRT60", "name": "The Citizens Bank of Georgia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 10945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300029HOKG1DFPD77", "name": "SkyPoint Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 53, "dollarVol": 3185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 23, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FYMABY3EPG2K50", "name": "Bank of Milton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 9215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 4, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IC1SF2RZ8ROR54", "name": "First Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 53, "dollarVol": 12955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 148, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 16, "3": 30, "4": 10, "5": 0, "6": 0, "7": 30, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ORL3AOAHZ46F19", "name": "Exchange State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 6290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067OMWEWTHVDO95", "name": "Broadstreet Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 17500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 9, "3": 17, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P0EVSTBKD8HJ82", "name": "C E S", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 52, "dollarVol": 5530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 6, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLCEXBVVCBZ024", "name": "Panhandle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 52, "dollarVol": 12540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930032YM5T2EF3J715", "name": "MEMBERS FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 52, "dollarVol": 4760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930045EHC4UJU3BP73", "name": "M C Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 7410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 13, "3": 36, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007QQN71GJLL1I68", "name": "MORTGAGE VINTAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 52, "dollarVol": 34060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E211LMPD5PAM20", "name": "BLUE SKY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 19740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 4, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HMP6CQXPB0L958", "name": "GULF COAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 52, "dollarVol": 11700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 2, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2I8LP0RLR14D1X6W0P51", "name": "Schaumburg Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 41550000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 1, "4": 11, "5": 1, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B71NF607TXAW72", "name": "Bodcaw Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 9630000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWIT8J8Y2EXL07", "name": "PROTECTIVE LIFE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 52, "dollarVol": 1124840000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D992SE497KXK81", "name": "Ascendia Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 42580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 6, "4": 16, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEIILDTG022408", "name": "THE STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 52, "dollarVol": 4590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBJ7X2KWFZ7A33", "name": "RUSSELL COUNTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 52, "dollarVol": 4480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 118, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 16, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH5HOQQ4CDPC30", "name": "The First National Bank of McConnelsville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 10700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 12, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOKX1F2TX1WK17", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 18710000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LSUA7OOX54X398", "name": "HAR-CO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 52, "dollarVol": 15100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 3, "3": 0, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP0N2VARTRFQ77", "name": "River Falls State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 52, "dollarVol": 14570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E02I9FR0A6YT35", "name": "NORTHWESTERN MUTUAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 52, "dollarVol": 15000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 110, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 6, "4": 20, "5": 0, "6": 0, "7": 1, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HO7BEGRS02VS53", "name": "Bank of Commerce and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 5475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J59G4M2OH83E71", "name": "Sawyer Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 12945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 2, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E5RO9KE6OFNQ81", "name": "FINANCE FACTORS, LIMITED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 51, "dollarVol": 37265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 12, "4": 17, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XBK37R056FL102", "name": "Merchants and Planters Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 9905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUL44QXBGFJM68", "name": "The First National Bank of Sonora", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 19545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002F2MBMPG0YSQ20", "name": "BOONVILLE FEDERAL SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 8625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 7, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007D2VPXSKV4K019", "name": "Partners Bank of Wisconsin", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 8075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 3, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFFZ9YOVNMJO35", "name": "Bank of Dawson", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 10265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 6, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1I25L8ILSI852", "name": "SUNRISE FAMILY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 51, "dollarVol": 4605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IVR37DW5QD1I94", "name": "South Coast Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 19255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490052LT8QG1RXJ172", "name": "Ultima Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 16615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDAFL5HNJKDR03", "name": "Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 6875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7QM2ETZZY0323", "name": "HERITAGE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 51, "dollarVol": 7555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 9, "4": 10, "5": 0, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KSSD1QWXBEPB68", "name": "State Bank of Newburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 16865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 4, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490040IBIKTOL1DJ85", "name": "Upper Darby Belltelco Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 51, "dollarVol": 3245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NO5XZV44V0UV76", "name": "Vermilion Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 4635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W75G5512S0BN41", "name": "1ST ED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 51, "dollarVol": 4065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOLMR4MSUXQS86", "name": "The National Bank of Coxsackie", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 8265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 135, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 7, "3": 61, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006RTCWYNJPDX013", "name": "Envision Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 51, "dollarVol": 9235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 136, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 44, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XE6SNRPD2GUD44", "name": "Virginia National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 39275000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 7, "3": 10, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040WE4NGYGGO143", "name": "Rollstone Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 21915000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 106, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 7, "3": 6, "4": 5, "5": 2, "6": 0, "7": 3, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RZHOIGZ93T3S32", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 12665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 3, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EB335VA0W9HB45", "name": "Rocky Mountain Law Enforcement Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 51, "dollarVol": 12385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 8, "4": 12, "5": 2, "6": 0, "7": 5, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2QBYW1NW41140", "name": "MAINE FAMILY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 51, "dollarVol": 5795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 141, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 2, "3": 43, "4": 20, "5": 0, "6": 0, "7": 18, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HYUPH0X6FT603", "name": "Farmers and Miners Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 51, "dollarVol": 6705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 8, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3JUQ02E9W8I27", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 12760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 1, "3": 4, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047YAX7UHRKN043", "name": "NIZARI PROGRESSIVE FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 50, "dollarVol": 27190000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 103, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 1, "3": 7, "4": 38, "5": 4, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 38, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFR4FQMI48MF92", "name": "The First National Bank of Tom Bean", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 11460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 2, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V2JTNKMMF06966", "name": "Talbot State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 4360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 85, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 26, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNRT5UGNCSXM31", "name": "Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 14950000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 4, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KH5RQTNDNNHM28", "name": "The First National Bank of Carmi", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 10790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 5, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RAPDJZFI07WS81", "name": "Hometown National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 8240000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 8, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G7NNSN8LRSPM89", "name": "First Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 32750000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R1DB8186CV7Z17", "name": "COMMUNITY CREDIT UNION OF LYNN", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 50, "dollarVol": 20180000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 11, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490030Z1TAY4VPEL47", "name": "Kingsport Press Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 50, "dollarVol": 5560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UEITST3NEK8Y27", "name": "FNB Bank, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 9250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 3, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001PJI787KH02821", "name": "Cattlemens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 23220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QKFRNUZ2L5LY47", "name": "TopMark Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 50, "dollarVol": 6840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 2, "3": 10, "4": 24, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPKIA8GCDBEI29", "name": "GULF CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 50, "dollarVol": 5840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 2, "3": 10, "4": 1, "5": 0, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QC9XDDY8OVYU54", "name": "Slovenian Savings & Loan Association of Franklin-Conemaugh", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 9350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTVK4FVXS1IW37", "name": "Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 12240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 8, "4": 12, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JEHXW73XYX6533", "name": "Cattaraugus County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 7590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 5, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QRJBX9155TRB79", "name": "Falcon National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 50, "dollarVol": 23560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 6, "3": 6, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SG7DAVFO3NTC34", "name": "Commercial National Bank of Texarkana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 10245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 4, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845005EAC5FTC8B2656", "name": "First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 11975000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003VXRP1TSRJCM25", "name": "Pine River State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 9365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 3, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490049RRVB8S6CG210", "name": "Farmers and Merchants Bank of Long Beach", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 38345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 14, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFIO7B8IHC0H05", "name": "Farmers and Drovers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 6745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F6O4NCRVOV3J04", "name": "IOWA STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 10505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PU0KOD7M34E71", "name": "Citizens State Bank of Loyal", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 6805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 6, "3": 16, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOO7XNZ1564N12", "name": "Beverly Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 41145000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 5, "4": 11, "5": 0, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPZE52Y4J4QP25", "name": "The Exchange Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 11555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HWPC2WEGN8NF25", "name": "Metrowest Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 49, "dollarVol": 5015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 2, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TCR1BZRVOO2A49", "name": "CENTRIC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 49, "dollarVol": 8295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 140, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 55, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LU20D3H1812W20", "name": "WALL FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 49, "dollarVol": 25005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 12, "3": 0, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWOZZB97053F11", "name": "KELLEY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 49, "dollarVol": 11445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 2, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4KO88PZ6HZH66", "name": "NESC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 49, "dollarVol": 4835000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 11, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EW4BA2XQFITZ61", "name": "Phenix-Girard Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 8085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BQENI8J22AJ557", "name": "Central Jersey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 49, "dollarVol": 5105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 3, "3": 20, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SCAXHT20CVF122", "name": "FIRSTIER BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 21725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 9, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P1J1K386Q4G58", "name": "South Louisiana Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 12235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 4, "3": 2, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5DZ6P9KNT7H33", "name": "The Bank of Elk River", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 49, "dollarVol": 13065000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 9, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GB84TJEK0SHQ79", "name": "MID CAROLINA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 49, "dollarVol": 6355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWKRP1O3DIPG10", "name": "MRV Banks", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 49, "dollarVol": 21445000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R1W1FMZ4RIZ113", "name": "Dakota Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 9870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J5OSYRB4AN2309", "name": "CorePlus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 48, "dollarVol": 5800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 239, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 73, "4": 23, "5": 0, "6": 0, "7": 23, "8": 72 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W5FNEFKJ3R5088", "name": "FIRST CAHAWBA BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 13020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 14, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006QH61JRY6BYY91", "name": "Route 31 Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 48, "dollarVol": 1970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 6, "3": 10, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450068WC14506F0D88", "name": "Aspen", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 48, "dollarVol": 5030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LABVG9QJ78G04", "name": "Center National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 9020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WOQE7MEFUB492", "name": "Texas First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 19820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 20, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J9CE43FKIA7D19", "name": "Minnesota Power Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 48, "dollarVol": 15000000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JCZ0GMM2WOD15", "name": "WOODTRUST BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 12780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 4, "3": 2, "4": 4, "5": 0, "6": 0, "7": 5, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZMPVXXUIKYH60", "name": "First Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 8220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYNOL8D0H1YY31", "name": "ONE VISION Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 48, "dollarVol": 3130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZE5N7SFL05BW25", "name": "NORTHERN HILLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 48, "dollarVol": 8030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 2, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SH1GKAA6QVG47", "name": "BANK OF MADISON", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 17930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 2, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYXW7LD00YCQ70", "name": "PINAL COUNTY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 48, "dollarVol": 3670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XDYZ6BODFLQ385", "name": "The First Citizens National Bank of Upper Sandusky", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 11780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 2, "3": 10, "4": 8, "5": 1, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VK6BPC7QRSZD77", "name": "Southwestern National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 22480000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RQGV5F7NXZZ089", "name": "Castroville State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 11030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 11, "4": 15, "5": 1, "6": 0, "7": 12, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q88XHYAWBJTS50", "name": "Lakeview Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 10440000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 2, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCBGBM6IS0J130", "name": "TRANSCEND Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 48, "dollarVol": 13680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 6, "3": 7, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNV94E4Y2HSK54", "name": "Tri-County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 8530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 3, "3": 14, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDKLGZFAT7RD25", "name": "Leighton State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 48, "dollarVol": 8400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 9, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007UXYHMV9ES9L95", "name": "MEMBERSFIRST CT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 5515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900STXIE710EZPY52", "name": "Fidelity Federal Savings and Loan Association Of Delaware", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 11685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTI1WVD92EAK75", "name": "Farmers State Bank of Hoffman", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 6745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JG0TE6ZVYQ7857", "name": "DENVER SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 9365000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 4, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8Y61UKDC5ZF50", "name": "Vermilion Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 5415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YLQBQNWLGKOI74", "name": "Industrial and Commercial Bank of China USA, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 84385000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 2, "4": 21, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 21, "incompleteCount": 16, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V0B2PZ5XF4SB58", "name": "BILLINGS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 47, "dollarVol": 15395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MMTF4DOQ9XV924", "name": "Marion Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 7295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 12, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFQP4S0ZYOBT18", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 13295000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M25807V5I2K649", "name": "Rolling Hills Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 9805000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 3, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001850NMVU84ZW56", "name": "XCEL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 4775000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 23, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3KCJDL0CQNP11", "name": "Great Lakes Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 2645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UIU6ZMTZ7XEW62", "name": "Hanmi Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 69165000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 269, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 2, "3": 4, "4": 7, "5": 0, "6": 212, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 212, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JVGOSG4QV2ZU37", "name": "PIERREMONT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 47, "dollarVol": 13285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008SGDIASSJGSR05", "name": "Liberty Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 47, "dollarVol": 14205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009NMZ1FPA016I77", "name": "Celco Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 6035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 6, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z00JCHOAK2QX89", "name": "ARCHER COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 6745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 2, "3": 4, "4": 6, "5": 0, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WO9TX4YEFAC338", "name": "AMERICAN MORTGAGE SERVICES INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 47, "dollarVol": 11465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 1, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HECWJMBMVQ1V28", "name": "Bank Of Farmington", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 5815000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 7, "4": 0, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KMMJNL0IJNSM73", "name": "CARIBE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 6585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 32, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LL55GPEKSXNY85", "name": "The Falls City National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 10045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 4, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M6W35LL9PWTN67", "name": "FLINT HILLS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 6045000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EL4XB15QW2WI69", "name": "First National Bank of Griffin", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 9735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R21YNPTNWW1L44", "name": "Gulf Coast Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 5255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 123, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 1, "3": 71, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KXYZ881E3D5449", "name": "First Suncoast Trust BancShares, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 47, "dollarVol": 8835000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 1, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6GQTN13GWDQ17", "name": "The Malvern National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 16615000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 11, "4": 22, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PONSHZ2J8TRD25", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 6335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 3, "3": 7, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003VEEM09F16U659", "name": "MASS BAY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 47, "dollarVol": 8895000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 114, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 5, "3": 39, "4": 18, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 18, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDS8QNL4IOOX73", "name": "Farmers and Mechanics Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 8985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 2, "3": 24, "4": 9, "5": 1, "6": 0, "7": 10, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004NC9AQ00THAD39", "name": "WAGGONER NATIONAL BANK OF VERNON, THE", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 47, "dollarVol": 4935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 2, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UM5S3HZLZHVP89", "name": "SNAPFI, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 47, "dollarVol": 20055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009M5QY5LPV18B47", "name": "GREAT BASIN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 46, "dollarVol": 4790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 8, "3": 22, "4": 1, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 1, "incompleteCount": 9, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4VO4E5SNMQB32", "name": "FMS Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 46, "dollarVol": 19780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000F1GD8YFO4O36", "name": "Garrett Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 46, "dollarVol": 12140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 2, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XULPSCVX2HV31", "name": "PNB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 46, "dollarVol": 13010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930071HHK4VYJ1SG61", "name": "EASTERN CONNECTICUT SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 46, "dollarVol": 5250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 10, "4": 6, "5": 2, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003IXQM06TTWQV75", "name": "Andover State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 46, "dollarVol": 12380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 4, "3": 5, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3N47KFV5KSJ32", "name": "Financial Trust", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 46, "dollarVol": 3110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OEHDUSF2G6XH83", "name": "Educational Community Alliance Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 46, "dollarVol": 2530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q0QG1CZF1H4O06", "name": "AFFINITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 46, "dollarVol": 6050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001SGCT0DXW9UA79", "name": "The First National Bank of Mount Dora", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 46, "dollarVol": 12910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 3, "3": 6, "4": 22, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058TT77ICBGRI91", "name": "GEORGIA HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 46, "dollarVol": 2860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 11, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q8CQK28JPFK147", "name": "Superior Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 46, "dollarVol": 4620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 14, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300810F3G8UKNJ127", "name": "Barley Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 46, "dollarVol": 20710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BP2WBHKWIZA420", "name": "The Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 46, "dollarVol": 8230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003F5IG7YZ4PQ253", "name": "BankSouth", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 46, "dollarVol": 36840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M16942DXVSKE61", "name": "First Bethany Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 46, "dollarVol": 9160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCMQJZBJE7EL26", "name": "GHS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 46, "dollarVol": 2750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 14, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VI416LTAV9J614", "name": "Guthrie County State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 8535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSHLM42Y6DYI34", "name": "RIVER VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 3995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FTCNECUOWATD22", "name": "First FSB of Mascoutah", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 45, "dollarVol": 12065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845003EDC545AF61498", "name": "COMMUNITY SOUTH", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 45, "dollarVol": 5685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 101, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 6, "3": 21, "4": 28, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 28, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DS8F7DYEEO5B60", "name": "Moog Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 6805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004G86NS7ZIP2L97", "name": "I3 Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 17435000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCV4J37OC2IL06", "name": "WINDSOR LOCKS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 3165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 1, "4": 6, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LDLCTUL5TXVH85", "name": "First Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 52355000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 1, "4": 5, "5": 2, "6": 8, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004IXUWDS2CYU578", "name": "TVA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 7675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM0VO0UBTMOZ05", "name": "CNB St Louis Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 20035000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 3, "3": 5, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035PML8BGK0PX59", "name": "Bank of Buffalo", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 8525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBLC1LTYHXGB54", "name": "First Bank of Manhattan", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 10915000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 19, "4": 11, "5": 0, "6": 0, "7": 2, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBGRF9FQB7X471", "name": "Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 4305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 3, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BAP0HWWYV3VU73", "name": "USSCO Johnstown Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 1875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 17, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EHOJ91PS23E696", "name": "Yolo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 6675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 29, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007GY2VTKC08IS96", "name": "BEAVER VALLEY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 45, "dollarVol": 2105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OYJ23M4J7IJI76", "name": "ACIPCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 9595000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 7, "4": 26, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXRG31CBWWTR70", "name": "Bedford Loan & Deposit Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 4465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QWNWNPOWGOC273", "name": "Eco Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 3945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0FXK3ZRZ9QA66", "name": "Pickens Savings and Loan Association, FA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 15205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y2VQW872IK0096", "name": "The First National Bank of Evant", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 9495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VQLW8QLFMIH76", "name": "DEEPWATER INDUSTRIES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 45, "dollarVol": 2985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MS554K1PP0026", "name": "Century Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 3235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNIQ7KXCPZFR45", "name": "The Health and Education Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 45, "dollarVol": 3885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIZECN2NB3I529", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 45, "dollarVol": 10755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 4, "3": 8, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BG5GYUSWMP2R94", "name": "UBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 45, "dollarVol": 6915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S3XVSI9XULIM45", "name": "First National Bank in Port Lavaca", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 13370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 16, "3": 12, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCPYKDBIQ11H61", "name": "Valliance Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 20340000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WJGWD3H4OFK051", "name": "The People's Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 2970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXQYBOU2E10G39", "name": "Tewksbury Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 4680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 5, "4": 0, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3HICJPQ15PGZSBFDNJ82", "name": "Crystal Lake Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 37620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 2, "4": 3, "5": 1, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZRQ03T8H2Y769", "name": "Community Trust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 7860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 10, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MEACXG754NSF70", "name": "Blue Ridge Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 12080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FPSZGZH4IL7891", "name": "Manhattan Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 14320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 2, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005QU87D4OE5GZ21", "name": "First Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 18080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 3, "3": 8, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPRW4X0ADUZ549", "name": "WAVE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 3420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 1, "3": 2, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009I5VHHGVFQ1O54", "name": "PEOPLES BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 6190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RI9HK0A9FEXL63", "name": "The Twin Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 7480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900695MEPYT475810", "name": "Charter Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 9040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 8, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PUSHGXQLDM7552", "name": "The Sherwood State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 5770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUTN4RUBI81Z18", "name": "Lakeside Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 31030000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 16, "3": 8, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BD5NFQPLWIEE89", "name": "UNITED POLES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 9160000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XMSZYL5SAEF41", "name": "CrossFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 35210000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWLXP5O4IHG211", "name": "Southeast Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 44, "dollarVol": 5670000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 16, "3": 12, "4": 31, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N6XFQR6TP1WG82", "name": "Sunset Science Park Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 11510000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PABKV8ZBDH619", "name": "CENTRAL CREDIT UNION OF ILLINOIS", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 3610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7OFUBO6FHY884", "name": "Hyperion Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 24910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 4, "3": 2, "4": 9, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006SSMPNYY3P8424", "name": "FIDELIS CATHOLIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 6550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 3, "4": 0, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRNKKCY7NMXC23", "name": "FARMERS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 44, "dollarVol": 9490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C62MGHXEJVMZ35", "name": "WEST VIRGINIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 44, "dollarVol": 3270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FOLPDJ44AZD23", "name": "Northeast Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 10385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J24Z0NH1T4DR15", "name": "Rayne Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 43, "dollarVol": 10965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 11, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R4U4WND1HMIZ29", "name": "American Continental Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 49625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500SYP6ZV71JDZH10", "name": "BARWICK BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 43, "dollarVol": 29505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXZ76FJVM3UC43", "name": "Oak Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 18905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDTDBXLK67CF48", "name": "ATLANTIS MORTGAGE CO., INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 43, "dollarVol": 15615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 9, "4": 27, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 27, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SU3S0JP7BKS840", "name": "University of Nebraska Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 2225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8D8TQDQWQAO82", "name": "FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 3505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 16, "3": 45, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBDJ0OSO5L7O79", "name": "ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 2755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RWHE2VKSDDXT72", "name": "R G Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 6315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 3, "4": 2, "5": 1, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ONLDV0W4QDI82", "name": "Orange Bank &Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 90245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 72, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 7, "3": 11, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRIPL0USI69Q40", "name": "ROME TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 2925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300463UZU06Q14K24", "name": "PRIORITY ONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 4405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 10, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021DPB5HZZ5FW98", "name": "Holmes County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 2525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 2, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WD5Y35T6978X73", "name": "Bank of Ripley", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 4215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 6, "3": 12, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JWLQKPGK4C0B30", "name": "WORTHINGTON NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 25235000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 1, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I25RV02D0T7075", "name": "The Harrison Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 43, "dollarVol": 12875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 3, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKTQIOL1FBNZ12", "name": "FARMERS AND MERCHANTS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 14155000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 2, "3": 4, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TLO48M0X8Z5B67", "name": "Heritage Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 8785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKFM8W0GQXCQ93", "name": "Michigan Legacy Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 4065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 2, "3": 12, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YS08XHF42M037", "name": "PIONEER VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 3905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 19, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GWSHKTMAYXI472", "name": "Minnstar Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 10305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HOQL7ZEKTRZ55", "name": "GREAT PLAINS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 3385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 2, "3": 16, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULZJK0NFBI8J68", "name": "ORLANDO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 43, "dollarVol": 8455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 44, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHR41F57LS0R28", "name": "Farmers and Merchants Union Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 8045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 4, "3": 6, "4": 5, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GUHDQS0TYXZT21", "name": "Stryv Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 43, "dollarVol": 18035000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 0, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002WVA17MT4UFH84", "name": "Griffin Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 42, "dollarVol": 11080000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 182, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 2, "3": 45, "4": 79, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 79, "incompleteCount": 14, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490029ZGGK0O5HP605", "name": "Bank of Erath", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 3360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 7, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K5GJU8VB60Z66", "name": "Williamsville State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 4270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 4, "3": 1, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009ACXPW8YN9HB36", "name": "Peoples Bank of Greensboro", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 4430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JL8NM8DX0AMB96", "name": "JONES BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 9430000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJI86JAMJGHR47", "name": "Southwest National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 7510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIXL7EJEGA5V78", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 8100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 3, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001WH56IR3WR8F53", "name": "First Federal Savings and Loan Association of Delta", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 8180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NI5SBQVOFLU926", "name": "CORRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 42, "dollarVol": 3270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 8, "3": 28, "4": 2, "5": 1, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZCSVVY5P73G51", "name": "Community Star Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 42, "dollarVol": 5020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QUWFE9UINQOY10", "name": "Robertson Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 42, "dollarVol": 7310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LUAFKNTILV4C58", "name": "North Georgia National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 6650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 1, "3": 5, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WO6ELYQQWFMD71", "name": "Oak View National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 12410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GG6WW4AAUFXJ50", "name": "Marathon Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 9860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 3, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EPUJMYHHCZPS30", "name": "Coastal States Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 51390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FP6SX9QWAB1J85", "name": "First Texoma National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 6710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 4, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUGQ1D4T4GJH13", "name": "SpiritBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 42, "dollarVol": 17090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TY6UTJ321IPS13", "name": "Union Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 10070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 7, "4": 11, "5": 1, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV4OQK0LOKRQ05", "name": "The Citizens National Bank of Quitman", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 5620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EFPV2U3PWQEN15", "name": "Catskill Hudson Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 15850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 1, "3": 3, "4": 3, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YYDSCELMBQD390", "name": "PINNACLE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 42, "dollarVol": 3020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 80, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 28, "4": 4, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 4, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500O9D2D8A3B51B69", "name": "SRU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 42, "dollarVol": 2740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 6, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HUD7SD8U5L3C11", "name": "PrimeTrust Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 42, "dollarVol": 2510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 9, "4": 0, "5": 0, "6": 0, "7": 3, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OGIRBMW7R8T35", "name": "Bonanza Valley State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 5000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N02AGXDR8PPK74", "name": "ArborOne, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 42, "dollarVol": 9700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QP3NKC4EY4SD85", "name": "Patriots Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 11740000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006T1BV8J2I7XC10", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 8510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 5, "3": 16, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AHEC0ZH6MGNX19", "name": "RockPointBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 27060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 7, "4": 11, "5": 0, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WR7Z70C25QD821", "name": "TEXAS HEALTH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 42, "dollarVol": 6360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 3, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003KE4TBG4N5AY60", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 42, "dollarVol": 11850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 6, "3": 11, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZS27YP5BQKD225", "name": "Lake Huron Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 42, "dollarVol": 4960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 109, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 4, "3": 58, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5ZV9HW2DYO911", "name": "Hendricks County Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 10845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 6, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CUN0J8JKWUL22", "name": "Telco Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 10275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009A2MMICIE00762", "name": "Ferguson Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 4915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 107, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 8, "3": 20, "4": 12, "5": 2, "6": 0, "7": 22, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006P8VW9SIT9YP64", "name": "University of Hawaii Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 22945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1R0R39PYT7O68", "name": "First Western Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 5955000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 2, "3": 11, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZI0KZUW6HBT60", "name": "FIRSTOAK BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 15205000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 6, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002YCVJ49XA9UI32", "name": "Founders Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 54835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZT04J7Z9KHMJ73", "name": "Washington Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 17055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 99, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 2, "3": 9, "4": 9, "5": 1, "6": 2, "7": 3, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUISK0W7DE2464", "name": "The Harvard State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 10755000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 3, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005WP4EISHQKDS45", "name": "Singing River Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 5905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 13, "3": 14, "4": 4, "5": 0, "6": 0, "7": 3, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TYE85Q9OTQ5O38", "name": "Franklin Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 2525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTH6N72ZZNX948", "name": "Pacific Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 123225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 144, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 3, "3": 0, "4": 2, "5": 1, "6": 97, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 97, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYQVJMZ3X21K04", "name": "The City National Bank and Trust Company of Lawton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 10615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 13, "4": 20, "5": 0, "6": 0, "7": 25, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSKDQJCQKT0775", "name": "Lake Central Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 11195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 2, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007Q0B6XK1XTYG16", "name": "First State Bank of Le Center", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 4785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJT1WS6SELJS28", "name": "INDUSTRIAL CU OF WHATCOM COUNTY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 41, "dollarVol": 10845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 7, "3": 24, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBN45MAXGIP071", "name": "The Cincinnatus Savings & Loan Co.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 41, "dollarVol": 13905000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 2, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UTNHGSP4ICJE17", "name": "Community Bank of Wichita, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 8855000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007C2UVB2OGY1G25", "name": "Marblehead Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 21305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 1, "3": 3, "4": 1, "5": 2, "6": 0, "7": 3, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM1JKSQR7HI756", "name": "Woodsboro Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 18375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 1, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SS41NEZDLCGD86", "name": "Bank of DeSoto, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 13295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 1, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076PACNHY6U9F09", "name": "BP Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 7525000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RS1R8ZQ6J8543", "name": "Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 5015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PH44D8BB632E53", "name": "City Of Boston Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 5295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 2, "3": 13, "4": 16, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 16, "incompleteCount": 17, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A9F1AADF548748", "name": "COMMERCIAL LOAN CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 41, "dollarVol": 11705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000UUHZDEKIZ2Z84", "name": "The Citizens National Bank of Woodsfield", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 4885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTGESTLYZT6Z63", "name": "FEDERATED LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 41, "dollarVol": 16195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R92KASZD16MT49", "name": "Security Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 7895000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IGNOIAXDMNRD90", "name": "CENTRAL MISSOURI COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 3965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 111, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 5, "3": 41, "4": 22, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFQK7P8BBRWA45", "name": "FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 5585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 4, "4": 3, "5": 1, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OZCVAL2OC4DT59", "name": "State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 18115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 1, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300337GB2P1WP7003", "name": "Grandbridge Real Estate Capital LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 41, "dollarVol": 1284755000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZP58VS10D8CK07", "name": "The Farmers State Bank of Westmoreland", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 8605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GFSNOUCCL1W91", "name": "THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 4345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 10, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000BVJ73CTA1IZ30", "name": "Century Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 12355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 15, "4": 0, "5": 1, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490008Z6OW7HHL6478", "name": "Democracy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 4495000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 16, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500EA889BH01D0J94", "name": "The Waterford Commercial and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 41, "dollarVol": 4615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 8, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EIBXII5C4D4548", "name": "TULARE COUNTY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 41, "dollarVol": 3245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 10, "3": 22, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUOV7WW4BLH779", "name": "The National Grand Bank of Marblehead", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 32310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODHOF8ORD47F11", "name": "First New Mexico Bank, Las Cruces", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 10280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 88, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 36, "4": 11, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JKZP45L168QC29", "name": "Bank of Gibson City", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 5120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRWSRSRH3E3804", "name": "Farmers and Merchants Bank of Ashland", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 9640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 4, "3": 2, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTRS8FKSV4HF28", "name": "Corner Post FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 2260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004X2N6JAS9Z3C97", "name": "First Savings and Loan Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 40, "dollarVol": 27410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JL3TGNE3Y7PE33", "name": "Texas Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 23370000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SZJNKNV106AN10", "name": "The First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 6810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 2, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S61OCEX8MXZI58", "name": "Decatur County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 7720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8HZ6PMY4EY406", "name": "North Alabama Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 7080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048RSX270GEQI09", "name": "One Florida Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 40220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XIMS68J4ZQ284", "name": "First Montana Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 9740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 2, "3": 6, "4": 19, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009QUH7OTRXI6X89", "name": "Kansas State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 3140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GE25F2CW7RV063", "name": "The Stockgrowers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 9100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRBPINTG8V7N66", "name": "Pike Bancorp, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 18690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 4, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N59TICVY7K7T48", "name": "AOD Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 6250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500T0AY1EOD7AFB91", "name": "Ingersoll-Rand Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 2390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930070QGIMJWTCDT08", "name": "HURST REAL ESTATE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 40, "dollarVol": 16270000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 2, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DE3TY0D0PU504", "name": "INVESTMENT SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 4420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061HIZ1MCMEOR72", "name": "BankFinancial, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 33860000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 3, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B5Q1Q3J5NC8121", "name": "Fairway Consumer Discount Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 40, "dollarVol": 2950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 5, "3": 10, "4": 22, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 22, "incompleteCount": 16, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZB7LPI2LTGX17", "name": "Bank of Dixon County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 4990000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008FJUGC53MGWP13", "name": "Savannah Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 5960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500L05PZK2V29V567", "name": "Independent Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 6720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XOOZ30KRVGC40", "name": "NVE Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 9450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 15, "4": 19, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 19, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SBY94JVYQ1Y131", "name": "Iron Workers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 8330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 1, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S6QGHHFR78KR45", "name": "The First National Bank of Absecon", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 8280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 4, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SCF56K6YEG7X54", "name": "TAMPA BAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 7090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 105, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 9, "4": 26, "5": 2, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 26, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N3Z9KIMSXQ0Q45", "name": "Timberland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 2270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 23, "4": 12, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 12, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E14W7X6ZY25478", "name": "Bangor Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 4150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUEGVFZ2155D91", "name": "GREATER NEW ORLEANS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 6080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 102, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 26, "4": 10, "5": 9, "6": 0, "7": 17, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 10, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LCNCF6Z3ZQ632", "name": "FIVE COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 40, "dollarVol": 18260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 5, "3": 8, "4": 6, "5": 0, "6": 0, "7": 18, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HSEF434P70U240", "name": "The Kansas State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 6600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008TK613NXC2EN84", "name": "Blue Foundry Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 40, "dollarVol": 21120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 120, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 4, "3": 9, "4": 5, "5": 1, "6": 61, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 61, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007074TOVS4FJF21", "name": "North Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 18045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 2, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GZAWIVGN884M22", "name": "Planters First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 9785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 5, "3": 14, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300730ZNSQK9EBT50", "name": "BluPeak Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 39, "dollarVol": 15895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 6, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009E2AX2506YWP38", "name": "Bank of Brenham, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 9885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930092HIO8R4060L05", "name": "MEDI-COOP (COOPERATIVA DE AHORRO Y CRÉDITO DE MÉDICOS Y OTROS PROFESIONALES DE LA SALUD)", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 39, "dollarVol": 15015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVS7RAU1H3GS10", "name": "UBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 39, "dollarVol": 31785000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 15, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002MNKV62JMMPU16", "name": "Homestead Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 5135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 8, "3": 7, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8XHQWHOJSZJ97", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 5705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R3EV7MGYLQ4776", "name": "Hiawatha Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 7445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 4, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007MVCEU8QCNWC60", "name": "Rio Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 11085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 10, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FK7ZHTO2G1RM11", "name": "LANCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 39, "dollarVol": 2945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 7, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490051DLR50J3F0F68", "name": "Abundance 99, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 39, "dollarVol": 28915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT3JWU98STFO49", "name": "GOPPERT FINANCIAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 9305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZKSRACE7NQQ84", "name": "The Hamilton Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 4045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TZ5NHC3GYO2U31", "name": "Henderson Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 8115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 5, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFLICNI75BG067", "name": "Luminate Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 11565000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMC7T53UNNNA58", "name": "The Bank of Princeton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 96515000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 5, "4": 5, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IAYBMO4VREUX25", "name": "Profile Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 15975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 12, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PNCXQN31IE5142", "name": "Ohio State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 22935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 3, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZXXYWVD5ZXYN28", "name": "The Eastern Colorado Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 17285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K9D373DH6LF245", "name": "Freedom Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 58235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 4, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJN5U13Y9HAW42", "name": "Bank of Oak Ridge", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 14445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UP64TRM5LC7R70", "name": "ALLIED FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 39, "dollarVol": 2945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047C62INWFYCF40", "name": "SPIRIT OF ALASKA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 39, "dollarVol": 6945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 25, "4": 18, "5": 6, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 18, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTZJELCR34CD18", "name": "The First National Bank of Bagley", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 7185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 5, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008PQJ4J5Z32RI14", "name": "Mutual Savings Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 39, "dollarVol": 5655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 28, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300611ME23N9Y4L70", "name": "COOPERATIVA DE AHORRO Y CREDITO CAGUAS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 39, "dollarVol": 4595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUVM9AXNUI6G83", "name": "CITY EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 39, "dollarVol": 3855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004DP0SBHRLH4J27", "name": "The Bank of Magnolia Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 39, "dollarVol": 9275000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009V6C21MWMPSR74", "name": "FIRST EDUCATION FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 39, "dollarVol": 3885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TXFI7UH4GDK877", "name": "MILLBURY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 39, "dollarVol": 14435000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 2, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F5ZZOQMXYF0M92", "name": "BROKAW CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 39, "dollarVol": 2975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYHH9IPC6FQW89", "name": "The Bank of Herrin", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 7710000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DON8SDKGYIL122", "name": "Intercredit Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 52500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 4, "3": 14, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O2VYWY7LKZ6T60", "name": "CHARTWELL FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 38, "dollarVol": 1950000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 97, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 13, "4": 25, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 25, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZY55MYW2FNSA48", "name": "MAINE HIGHLANDS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 38, "dollarVol": 5250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 2, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IBHFWCA2THLC52", "name": "Tower Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 9340000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 3, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P86CWA5DCK0Y27", "name": "Clinchfield Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 38, "dollarVol": 5410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 7, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I1IE35O2I0WT71", "name": "Westmoreland Federal Savings", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 38, "dollarVol": 5260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 2, "3": 2, "4": 2, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BY8DZPEK4ZR022", "name": "CARDINAL CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 38, "dollarVol": 7290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 196, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 3, "3": 25, "4": 79, "5": 39, "6": 0, "7": 3, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 79, "incompleteCount": 39, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SKRYMF38M2P535", "name": "UNION STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 6210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 7, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXQGH86HT5JF25", "name": "Conway Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 4870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G8Q3CAX7YWBK48", "name": "First Community Bank of East Tennessee", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 7110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 7, "3": 13, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NLUN32M3CT3X53", "name": "Delaware State Police Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 38, "dollarVol": 2770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CUL2SYJXAEFW91", "name": "Bank of the Southwest", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 8240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 64, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 10, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZM8CQ84QZFF17", "name": "Sherwood Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 6480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 3, "3": 6, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300981UHFORU1HG39", "name": "MIAMI UNIVERSITY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 38, "dollarVol": 2270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300514215EBX5I696", "name": "Triad Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 30240000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 4, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930092UGT1EDCMDP54", "name": "OMAHA POLICE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 38, "dollarVol": 2720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001EYKX1T5YCJ737", "name": "RED RIVER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 38, "dollarVol": 3690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LQBQA3XIDZPS96", "name": "WHITE ROSE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 38, "dollarVol": 2340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 9, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJ8G3ECK1DQW27", "name": "TC FEDERAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 16720000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 9, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000SHD1NU031PX30", "name": "The Tipton Latham Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 38, "dollarVol": 7970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 3, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003L98A6Z3YX9T46", "name": "Bendena State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 3355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 2, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8ZDZLHESMY152", "name": "COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 37, "dollarVol": 5125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN3VU197CXJH44", "name": "North Brookfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 7725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0JGZE27J13Z50", "name": "NEIGHBORHOOD", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 37, "dollarVol": 3695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 25, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WMGNZX1DVKD167", "name": "Jonesburg State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 5295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XF8276TFB0V157", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 20175000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 12, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EWUWDU43PY5R60", "name": "First Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 9075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SP39BCL43JUN40", "name": "CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 6505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 12, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZABGDYBUG68F18", "name": "First State Bank of the South, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 3975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5KC70WN8M2956", "name": "Minnequa Works Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 3755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T42S5DPZ6KG172", "name": "The First National Bank of Germantown", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 4705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 4, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007M6CTUCB5K0R54", "name": "San Joaquin Power Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 8705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900REMJXT9T25JI51", "name": "First National Bank of Bosque County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 7065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 3, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490045AQF6IJKP4394", "name": "Point West Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 4345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 3, "3": 2, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001URDOO8V3DI280", "name": "First Federal Savings and Loan Association of Greensburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 7145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003F21XWNPQFEE34", "name": "Bank of York", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 6375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GEO6KHW4VRO39", "name": "FAMILY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 1755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 81, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 19, "4": 12, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 12, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000ZYOSM7IG6Q56", "name": "Union State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 6215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 3, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900639EOJ1QZC2567", "name": "CHARLES RIVER BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 12205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 9, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900STQNOPFZCGOO46", "name": "FIRST BANK OF PIKE", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 4665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZK7EAZ7CRGCU94", "name": "The First National Bank of Raymond", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 3145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EF3CM0UIOIS476", "name": "Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 8705000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z0DIN11QBU4C61", "name": "Spring Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 17925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 7, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M9RHNQ4107R694", "name": "GOLD COAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 3815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 2, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XW0LQQA1I2P960", "name": "FNB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 5645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 16, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MIHY4N3F840P17", "name": "Ouachita Valley Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 2545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 10, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q4OHCZ5HC5KM52", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 11605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XZ6MY7WSIHIY14", "name": "Classic City Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 37, "dollarVol": 17455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B6S67QUY869538", "name": "SMW Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 37, "dollarVol": 2805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRZJXS01TP9N73", "name": "MCNB Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 6550000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 4, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490024BC19WWC88469", "name": "Security Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 4880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007QTEURUDVZQ980", "name": "FIRST CAPITAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 3970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O71XM7O5G20W03", "name": "Wahoo State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 6470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UKSP6SQGRSFL18", "name": "INTERNATIONAL FINANCE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 55640000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 8, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "38PG5GG0OEQK4QMSKE59", "name": "Texas Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 361950000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CXHYTQMHXRX530", "name": "Louviers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 36, "dollarVol": 3540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B63HUNVIWL5V50", "name": "American National Bank - Fox Cities", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 10980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPUEZ5IC514S19", "name": "Hebron Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 12450000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 10, "3": 13, "4": 15, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 5, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1HSN2YJRJ0U33", "name": "TEXAR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 36, "dollarVol": 4830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTXC2DBWKBNZ05", "name": "Bowater Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 36, "dollarVol": 6800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 13, "3": 6, "4": 4, "5": 0, "6": 0, "7": 13, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYCNS3JDVQXU89", "name": "State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 23560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 117, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 4, "3": 9, "4": 18, "5": 2, "6": 0, "7": 20, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CQMDOXGP2WE649", "name": "TNBANK", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 36, "dollarVol": 11220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 5, "3": 4, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGTHKRGXF7GQ17", "name": "The Bank of Kaukauna", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 9280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 2, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BS91G2Y1TKFS35", "name": "CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 36, "dollarVol": 6160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 0, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DO5YMN2M8SMI23", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 5790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 9, "3": 7, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2Y7B8UEC43S54", "name": "First National Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 7900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMI4DCHFPR1811", "name": "State Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 3550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SOF7S6E4VRT651", "name": "SAN ANTONIO CITIZENS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 36, "dollarVol": 6850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 69, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 19, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E05TZE9VHI0I91", "name": "Mid-Southern Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 5170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 14, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OC69XWBZ2A8244", "name": "Auburn Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 9410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 2, "3": 11, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGUFTU637ZN698", "name": "Foundation One Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 11650000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 1, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BIIOTBIZJPS834", "name": "TENNESSEE TRUST MORTGAGE, INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 36, "dollarVol": 9740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "FHA", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 4, "3": 4, "4": 0, "5": 0, "6": 0, "7": 7, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T8NVZTD1Q8U318", "name": "Guardians Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 36, "dollarVol": 3240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 8, "3": 13, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031G7ALOZB0HI92", "name": "BEACON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 36, "dollarVol": 3950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 16, "4": 4, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NWDFXM54GX9625", "name": "Diamond Lakes Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 36, "dollarVol": 5060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVFLI1W4O27J10", "name": "COOPERATIVA DE AHORRO Y CREDITO DE LARES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 36, "dollarVol": 2850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3T5M8FX6V6B82KVKOB17", "name": "Interaudi Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 45010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P3FG3HDU6NKK74", "name": "Monroe Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 36, "dollarVol": 8040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 2, "3": 2, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006WPD8JIY1AFO12", "name": "Southeast First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 5455000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X2ZT06KCNAN962", "name": "Northwestern Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 5365000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TUS3PQY1ER5639", "name": "Adrian Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 7315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001J5Z6NXCZKQR68", "name": "SKYWARD CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 6735000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 214, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 22, "3": 31, "4": 18, "5": 5, "6": 0, "7": 50, "8": 53 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 18, "incompleteCount": 5, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004J0RTXMDKIYB74", "name": "IDEAL HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 35, "dollarVol": 14445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 89, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 14, "4": 30, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 30, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQ7TPQ6NBKRF55", "name": "4U Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 6405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OHZRY6VWYMJQ91", "name": "Mountain Pacific Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 43415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031J0Z4IG9PQZ65", "name": "Texas Gulf Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 18235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 4, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BIN8FZ4Z1IX347", "name": "The Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 4075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZQY78H3VXMF14", "name": "Walpole Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 50955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 3, "4": 2, "5": 1, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XL7HDGFTGQI87", "name": "Kentland Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 7535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CNDBHD7VKHK806", "name": "NobleBank & Trust", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 35, "dollarVol": 7815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FW2KC6CZHVQW30", "name": "Federation Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 5725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 5, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W7PVYUJHBKTH05", "name": "Charter Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 7815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300228GG3C6SV3C98", "name": "American Community Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 15085000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZ4HZESXAO1M36", "name": "Security Bank of Crawford", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 9465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D15L4ETR8E9517", "name": "Heritage South Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 4275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 9, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HERTPSZ6EH0667", "name": "HOMEWAY MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 35, "dollarVol": 11635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930086UI4O90IKYD43", "name": "CAMC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 3875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NPANOIK7XYK714", "name": "N C P D Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 17145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 6, "3": 0, "4": 0, "5": 0, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K25LF5SIJKLD23", "name": "Gateway Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 10965000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A6XS8JBOVU9C33", "name": "Peak Financial LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 35, "dollarVol": 12235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 1, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D0K553Q4K7O325", "name": "Evergreen Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 4505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FE6QJXGH3VIA90", "name": "ACT 1ST FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 2555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPCSICP6848N30", "name": "Connect Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 35, "dollarVol": 3415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 21, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WAOJC0EM7P8C35", "name": "MY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 35, "dollarVol": 8695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 3, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6MDR5BGOE0B97", "name": "ALABAMA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 5660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 22, "4": 4, "5": 0, "6": 0, "7": 7, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKEPZ2QELUY416", "name": "Builder Finance Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 18210000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 191, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 4, "3": 3, "4": 3, "5": 147, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 147, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOZY61MOJWXJ70", "name": "Farmers Savings Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 5480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 3, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K77IQXQEIYGA47", "name": "BRIDGE CITY STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 8270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WS1VXVLBPOY323", "name": "BankCherokee", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 9990000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RQ8SRLTLRWX62", "name": "Bogota Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 10370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 104, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 10, "4": 9, "5": 0, "6": 51, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YW2Z3JIKD72X32", "name": "ASTERA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 1600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 87, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 25, "4": 22, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 22, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009WLD1EC45QKX71", "name": "GreenLeaf Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 4540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SHK8JZR89HEF81", "name": "South Lafourche Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 7180000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 9, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YZRLQQC62C3P68", "name": "PALCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 34, "dollarVol": 2050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XE7ZLYUW25E11", "name": "American Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 23580000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 63, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 11, "4": 10, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 10, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J67JRUY8SSE075", "name": "Tradition Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 36980000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 83, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 2, "3": 4, "4": 0, "5": 0, "6": 43, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 43, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001D7C68ND5CZH86", "name": "United Midwest Savings Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 7550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 9, "3": 4, "4": 1, "5": 0, "6": 0, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZF5TG4BM7Y8P59", "name": "Wisconsin River Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 13090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BM3N9MMKAA9U54", "name": "Lamar National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 16770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 11, "4": 9, "5": 0, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L36QZWPHM6FP31", "name": "Citizens Business Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 59300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 3, "3": 7, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I4Q994MFILTR26", "name": "Keystone Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 3240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4DYQY768S1R28", "name": "Millbury National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 14830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 86, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 18, "3": 16, "4": 10, "5": 0, "6": 0, "7": 3, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VGVHD3B82JEV95", "name": "Portage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 16840000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 3, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBV10SC3TEU133", "name": "CAROLINA FOOTHILLS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 6320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 115, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 44, "4": 19, "5": 7, "6": 0, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 19, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RWZ0VMVYDT0U88", "name": "Concordia Bank of Concordia, Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 8030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1RXPGUIKOLB91", "name": "Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 34, "dollarVol": 9700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6L2UXMLMG8616", "name": "Edwards Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 34, "dollarVol": 2320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQ25HXXXOWJ140", "name": "KELLY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 34, "dollarVol": 4980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 21, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XBN09FJNIT5G55", "name": "Omaha Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 34, "dollarVol": 2480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DKAD285HDELR04", "name": "Cooperativa de Ahorro y Credito Hatillo", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 5950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1MCHMZQ2BP498", "name": "ABBEY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 34, "dollarVol": 4230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P44XJB3CPZ4V05", "name": "The Atlantic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 34, "dollarVol": 15460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 16, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OOREHUZON5E13", "name": "SPOKANE FIREFIGHTERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 34, "dollarVol": 5040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930054UTIC988TNU54", "name": "DIRECT LENDING PARTNERS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 395970000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 122, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 3, "3": 22, "4": 60, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 60, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "AM9FLTUTLEC73M6N7I37", "name": "NATIONWIDE LIFE INSURANCE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 34, "dollarVol": 1101380000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000A2XS66AH5XM81", "name": "Merchants and Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 6005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BGTO2X0ZFZVC45", "name": "The Lyndon State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 6785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WLIQVZ1HPUUJ36", "name": "TXN Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 8585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 12, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YN9PO8IN8BND47", "name": "Farmers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 5885000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TFUMB07CBEN720", "name": "St. Paul Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 7145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQN9E467RQOF48", "name": "Sentinel Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 7275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 7, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490099XNQQU8T3WI97", "name": "Cooperativa de Ahoro y Crédito Bo. Quebrada de Camuy, PR", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 33, "dollarVol": 3505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J9O6LD52M7KM82", "name": "Cooperative Choice Network Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 1395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004VOV9Z4QJDLG33", "name": "PEOPLES BANK OF MONITEAU COUNTY", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 3935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5TYVKN840ZC47", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 14825000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 2, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHITS0GXJRXV39", "name": "KELLOGG MIDWEST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 2805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 7, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JLK2AVVQONWA53", "name": "TENDTO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 1885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 12, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300575R17XN3DXK30", "name": "Farmers State Bank of Calhan", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 6845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TI83SWW04ZPZ29", "name": "AppleTree Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 3105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T04FOW0XMN1L26", "name": "BLACKSTONE RIVER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 2295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OD0X37005DV702", "name": "STERLING UNITED Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 33, "dollarVol": 2145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1FRYGOIEXG035", "name": "Kerndt Brothers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 9175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 3, "3": 21, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL3FQNU6YHBJ72", "name": "P & G MEHOOPANY EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 33, "dollarVol": 2625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 18, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BQRQCIPWG06A21", "name": "Valley Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 6445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OQHUQJ5KP2L65", "name": "Walters Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 2105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900826Z45GD791J96", "name": "Grinnell State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 7405000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 7, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HJSQXR32ZGFP55", "name": "Marine Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 33, "dollarVol": 17455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 52, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B1HO0P8G3WYQ31", "name": "Eureka Homestead", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 33, "dollarVol": 10105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J40Q51KLQJLO73", "name": "Sterling State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 10980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q92E0LJ0RGCE42", "name": "VACATIONLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 4050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 2, "3": 6, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4L76B477GHY32", "name": "Ocean Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 126290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 66, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 10, "4": 20, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 20, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS4TO8CL1SR344", "name": "BankGloucester", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 32, "dollarVol": 15560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 3, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BMZRJFTKKNV74", "name": "Bank of Calhoun County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 3300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 1, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZIWJWJ035S336", "name": "First-Lockhart National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 10190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 1, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTY10Z37TUIF76", "name": "CORE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 2870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 9, "3": 12, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X0240UXBEJNV56", "name": "First National Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 9360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RA8E6JQC2S7K66", "name": "NextStep Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 2720000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBDQ281GX1LB13", "name": "Farmers State Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 5670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 2, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490035B529HXNJPT77", "name": "Madison Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 8790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 3, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007NUZE2Z68U3P36", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 15620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004N6GEASXJ2A896", "name": "Global Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 14500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 5, "3": 4, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUJ6V0QTROHW53", "name": "First Freedom Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 10330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008EWJQJ6SK2V234", "name": "TrustTexas Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 11440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 12, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJR72I7J2E7R18", "name": "SUNWEST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 7040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 75, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 5, "3": 6, "4": 1, "5": 0, "6": 0, "7": 12, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTZPT51D3DK456", "name": "First Westroads Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 24050000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RK7Q0WLYYRNC19", "name": "Security National Bank of South Dakota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 18400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 84, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 18, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QOIO7RN6JTEI45", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 5450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 6, "3": 17, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VGJ76Q9SD43C88", "name": "American Metro Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 21570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EKE4KU163TA318", "name": "American Broadcast Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 4700000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PF1ET8TU7AX329", "name": "First State Bank Of Decatur", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 4550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRYB79SK58O657", "name": "Ascent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 8580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 3, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E8KW1VR97KFU45", "name": "TNConnect Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 1820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 15, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004I0SIDLOOARI46", "name": "Western National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 6840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N16X2LRUQEUQ50", "name": "BOSTON FIREFIGHTERS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 32, "dollarVol": 17660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 2, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G86QJ4YLR90O89", "name": "Empire State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 20180000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 5, "3": 13, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUNVNXN3U3OF88", "name": "Security State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 6670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 2, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PPPIVY6G0AH03", "name": "COMMUNITY RESOURCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 2860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 1, "3": 9, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001CF58X6R5L5L44", "name": "Uark Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 32, "dollarVol": 3040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 33, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QQT0E10LWS3326", "name": "Ciera Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 27040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 1, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QHRM7S805P5E69", "name": "STAFFORD SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 32, "dollarVol": 4870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOCINIK5RN6R57", "name": "GATEWAY METRO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 32, "dollarVol": 5100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQIT31SHVP5K64", "name": "United Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 12515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 2, "3": 6, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1L2AOAAI26J57", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 6035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 5, "3": 3, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G9IPJDT4OZYN57", "name": "Marshland Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 2625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 8, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009TOEDMWVNG1442", "name": "EAGLE ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 1975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009JMGPU64G0O296", "name": "Bank of Millbrook", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 12485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 3, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007GLTHLP3ZYS308", "name": "The First National Bank of Gilbert", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 5275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RND4J0SY320F06", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 7715000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007O9PUUYS1SVR64", "name": "MidSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 9595000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RQ21ZFLCALGC21", "name": "St. Johns Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 6805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 5, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GL7DLQR39MW179", "name": "HERITAGE GROVE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 2955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300512TZWD1YUA619", "name": "Coosa Valley Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 4615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 0, "5": 0, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP7VACH3GG5E95", "name": "Northeast Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 4475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IZV5N1QXJNG33", "name": "UNITED BUSINESS & INDUSTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 2205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FCKH37LHQEEV88", "name": "SANBORN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 31, "dollarVol": 13695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 2, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BI6NZRN6BCGT52", "name": "Community Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 4305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 3, "3": 7, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFE7UAEZ8Q4U55", "name": "PARK SIDE FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 31, "dollarVol": 7185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 31, "4": 16, "5": 3, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008GYZEYGLI3NQ97", "name": "PENRITH HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 31, "dollarVol": 14215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AIF4FYYXDE3021", "name": "VUE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 3435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 0, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HOFPDQTQTMI243", "name": "TAYLOR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 4265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUS39F2SNI3007", "name": "BLOOM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 31, "dollarVol": 1835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 13, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002KNNRT791PG760", "name": "Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 31, "dollarVol": 5485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003SOHU5A9BPKB06", "name": "Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 7560000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZ8A612R2D8J95", "name": "Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 34560000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004W7AEPOP0B0249", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 13580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QV3GEYMP1WSO93", "name": "SIWELL, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 30, "dollarVol": 7570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 7, "3": 1, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUQL0X1TB8PM88", "name": "Bank Star", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 5880000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFAQXBUC5NPK66", "name": "FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 5610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 4, "3": 5, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500C7FEAC4HQJCK52", "name": "Kenmore N.Y. Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 1450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUWQTVWWH3TM22", "name": "The National Capital Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 31350000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945002AZSML1PBU6N20", "name": "EDUCATORS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 2710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MY5ML47R0EMV87", "name": "Texas Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 10660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JYEEYQ3BXVCX06", "name": "The Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 5390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NSXWCE07HAP496", "name": "The National Bank of Malvern", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 13120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 3, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "89Z2WRK82BORVH42CP71", "name": "West Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 36570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MC3K81XOE85M60", "name": "Pittsburgh Firefighters FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 2200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6UYO4VXM0VF43", "name": "First Bank Elk River", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 6260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UQIE22KBNLG837", "name": "River City Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 3240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 82, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 29, "4": 16, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 16, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W5FH4XO4DKJB28", "name": "Harford Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 5130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 59, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 3, "3": 20, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007700FZNYYEHT38", "name": "KANSAS STATE UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 5270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 73, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 14, "4": 20, "5": 7, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 20, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZV7J05G72WS11", "name": "IH CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 3750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 3, "3": 1, "4": 3, "5": 0, "6": 0, "7": 3, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSUQDCL7JTGH46", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 4710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R8ZBXT7V5OH304", "name": "The Farmers & Merchants Bank of Craig County", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 5000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UDUI586USMO954", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 6140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 61, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 8, "4": 6, "5": 0, "6": 0, "7": 16, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490093XKEEYF9N9X26", "name": "Coast Line Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 3560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300333JQWIP8NLK67", "name": "MERITUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 5240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 71, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 23, "4": 14, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPGZVO0YIGL418", "name": "LOOKOUT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 6890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 5, "3": 9, "4": 5, "5": 0, "6": 0, "7": 8, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NAGGVF6I0G6Y61", "name": "Catholic Vantage Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 30, "dollarVol": 5090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000W1FD1FMQ03060", "name": "Frontier State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 5920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300746Y6FYNYAGB59", "name": "Readlyn Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 4470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HXPUN0BQEZ4350", "name": "Alternatives Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 30, "dollarVol": 3340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Y2YCT81BVTL57", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 30, "dollarVol": 33870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 4, "4": 15, "5": 1, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VYWY829DG3Z473", "name": "Members Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 7495000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 6, "4": 8, "5": 2, "6": 0, "7": 7, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U38QOOLJB8FS91", "name": "Presence Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 10385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 3, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500HRLC4E0APLYS82", "name": "Atkins Savings Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 3585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SH2PPMV71O6830", "name": "TREMONT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 7215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 53, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 11, "4": 8, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006CRT5VJ5L0N291", "name": "Community First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 5305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 2, "4": 3, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003FTQTUEICOS793", "name": "HOMEFIELD", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 29, "dollarVol": 8675000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 3, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RVMJYWIGVSVC74", "name": "Preferred Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 3405000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J0CQITHCF2G618", "name": "Bank of Eastern Oregon", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 5905000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 6, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ATUOSGE6PR745", "name": "WEYCO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 5285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A5K6I0R2E5GL87", "name": "BANNER CAPITAL BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 5635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JBS4I4F2PTVN03", "name": "FARMERS TRUST & SAVINGS BANK EARLING, IOWA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 2905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005IUIJTSX4P5695", "name": "The First National Bank of Bellville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 7875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 2, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPP46PTHQ2RF22", "name": "NORTH BAY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 5835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 4, "3": 27, "4": 3, "5": 0, "6": 0, "7": 11, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXUXE7P1Q87D65", "name": "The First National Bank of Peterstown", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 3625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945004TOFQ849QXKH05", "name": "Members Choice WV Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 1605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A1A8A91F8C4M93", "name": "OKLAHOMA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 29, "dollarVol": 4645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HHWJCW5OPA1I45", "name": "Commerceone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 26755000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HQPD3K5EOQP52", "name": "Grand Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 12085000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 6, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZZQ1ZON9W1K45", "name": "The First National Bank of Ava", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 3685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 7, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RS9VT8OKTIBO33", "name": "First Security State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 5815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 7, "4": 8, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LMXP14HBMBK78", "name": "TS Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 6995000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z736FEFLWQ4G83", "name": "OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 4725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THLH8NJUNMGF13", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 4285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 2, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPFP1WXCNBNR50", "name": "KANZA Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 29, "dollarVol": 5795000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KB8NXVYD7BGS97", "name": "US COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 29, "dollarVol": 6165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 188, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 26, "3": 31, "4": 27, "5": 2, "6": 0, "7": 36, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H6FXB15JQW781", "name": "COMMUNITIES OF ABILENE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 2475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEIFZEX6HJVA94", "name": "CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 3355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 23, "4": 19, "5": 1, "6": 0, "7": 3, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ORRKI2S5T8912", "name": "Consumers Professional Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 29, "dollarVol": 3405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TEBV514KLDE180", "name": "PENINSULA COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 29, "dollarVol": 4715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 65, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 7, "3": 21, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000LMWUP8XI9UY21", "name": "United Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 28, "dollarVol": 2680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 163, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 19, "3": 39, "4": 6, "5": 0, "6": 0, "7": 43, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOJTW8YS8AL287", "name": "The First National Bank of Bellevue", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 4570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M3TJGNW53OWQ30", "name": "21st Century Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 18150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WO60HTEULEHM24", "name": "AMERICAN PRIDE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 5780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTMTYIYZ986C56", "name": "Windthorst Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 28, "dollarVol": 4350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LTXJSUQBJKO24", "name": "AFL CIO EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 28, "dollarVol": 3010000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 3, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J61UYIFWNCZS06", "name": "Freeport State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 7410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C690YBM0ROXL93", "name": "Kleberg Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 12970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008D4YD53ZKUG259", "name": "Brewery Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 28, "dollarVol": 1920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FIWDHCWQ3TFP96", "name": "Great Plains State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 5180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MJ0Y817D63DD96", "name": "Asian Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 18590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 2, "3": 0, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U72NFUEEEZB183", "name": "High Plains Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 9650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XVCHXNN8R67U29", "name": "Community Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 72570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 2, "3": 0, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQ82MLLWN3PD61", "name": "Idaho First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 38830000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 4, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TZ2F3RROX2Q179", "name": "The Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 3980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HP3G6D4BYR6V26", "name": "County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 7190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1W6Z8G84PDE17", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 17670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EIFFC31EZH1D93", "name": "Prairie Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 12820000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 2, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008684GZZI5B5H82", "name": "encurage financial network", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 28, "dollarVol": 7920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 7, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Y55XBWPK4OX71", "name": "St James Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 28, "dollarVol": 7280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFCGLCYQ1SAJ07", "name": "BAYLANDS FAMILY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 28, "dollarVol": 2590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 9, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D3ZSLR3VYI9A24", "name": "The First National Bank of Shiner", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 7310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 10, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B95782G2DYRD47", "name": "Lakeside Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 5510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 6, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JP8LGXT0Z0S678", "name": "PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 28, "dollarVol": 9150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 1, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y4P4X4Y1L26R43", "name": "Municipal Employees Credit Union of Oklahoma City", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 28, "dollarVol": 4080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 67, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 9, "3": 6, "4": 6, "5": 0, "6": 0, "7": 7, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N2BFCK87IZW394", "name": "GEOVISTA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 27, "dollarVol": 2945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 57, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 18, "4": 10, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UISKR0QR32CI62", "name": "Itasca Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 21265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 3, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JT42BMO3B8DD11", "name": "Belt Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 5025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002VU8UKLJWSXG84", "name": "Houghton State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 3195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PFOL1KDTRYWV11", "name": "New York University Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 10515000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 3, "3": 3, "4": 2, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRLM780BDGSW97", "name": "IOWA TRUST & SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 22345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7G0WB7Z0BCX80", "name": "FIRST EAGLE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 27, "dollarVol": 2305000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 44, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8EWQ2UQKS07AKK8ANH81", "name": "Deutsche Bank Trust Company Americas", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 206605000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 4, "3": 2, "4": 5, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4UDO1FVIAXD70", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 7645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J99UM25CTWNN58", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 3615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 4, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KYZ21NWSUOYP36", "name": "Sutton Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 5915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XT937N1XUKWX63", "name": "U.S. CENTURY BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 77085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 2, "3": 0, "4": 5, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300194LW0QMECAH75", "name": "BATON ROUGE TELCO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 27, "dollarVol": 4785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 2, "3": 4, "4": 0, "5": 0, "6": 0, "7": 6, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHSG9OOX0DZH92", "name": "NorthWest Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 7615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIQBROW7MLXI19", "name": "Opportunities Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 5845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 77, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 4, "3": 16, "4": 1, "5": 4, "6": 0, "7": 25, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1LJKPCKRRHC31", "name": "CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 4845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH2N9Q3HH7XL57", "name": "CCM Finance, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 27, "dollarVol": 6805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PZMV3V09E3HO84", "name": "MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 5365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 24, "4": 1, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005AK04LGIZGXS10", "name": "The First National Bank of Anson", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 4525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 7, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LBYFNAUBRAJP63", "name": "BEST REWARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 1165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 2, "3": 21, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DBE56TS8LE1K36", "name": "Jordan Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 2885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVMNIRTHZI8Z30", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 2575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THVVYXNYVCMC50", "name": "Colonial Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 11975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 7, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I5PXYKWZSGG235", "name": "EVANSVILLE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 4645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 3, "3": 4, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007O5KJGDP4CB858", "name": "Eastern Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 17595000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 18, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QF1L7XNSWRM19", "name": "Woodlands National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 6125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 6, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPRIVI6I4YR959", "name": "State Bank of Bement", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 3675000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 1, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DD7DEFHKQ3AD80", "name": "Woodruff Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 6635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YUF5NHPY7YH136", "name": "Chelsea Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 4155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 3, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZ3M0323R12653", "name": "Touchstone Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 27, "dollarVol": 12325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N15SIAR55G5978", "name": "COMMUNITY POWERED FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 27, "dollarVol": 2055000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZJM7YMM3MA5J75", "name": "The First Bank of Greenwich", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 31260000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008DKNX6KPDOUX53", "name": "Wellington State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 6570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000REMJYLBAS614", "name": "1NB Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 6910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450057E3K708X9HP12", "name": "Tioga Franklin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 10520000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 3, "4": 23, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 23, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001U0HWKEN6OLT59", "name": "CRESTLINE FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 26, "dollarVol": 14200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490021P4C9ZH17EO78", "name": "MORTGAGE CLEARING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 26, "dollarVol": 5860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 778, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 10, "4": 10, "5": 8, "6": 724, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 724, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490098IO3YI0XADR55", "name": "Liberty Trust & Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 2850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1IRRYSYRSPU54", "name": "Castparts Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 26, "dollarVol": 2240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 3, "3": 7, "4": 2, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NQ6JHMRWQ5IH65", "name": "Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 4230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WBAI0VC58ALC63", "name": "SIERRA LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 26, "dollarVol": 7080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 1, "4": 4, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LQPR8CYPBIJ478", "name": "First Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 6800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 11, "4": 0, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490043Z1O3CFY7D576", "name": "First National Bank of Hereford", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 6720000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B7GCPQ437Y5E78", "name": "Sharon Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 7370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005J49KPXDXUC959", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 21120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 1, "4": 6, "5": 0, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ABIIEL07U0EA82", "name": "PrideCo Loans", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 26, "dollarVol": 27240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C1MQVQQR44R744", "name": "Indianhead Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 26, "dollarVol": 4190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRI3U90GF3IF79", "name": "First State Bank of Wyoming", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 5850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UZ22L3KMKOI185", "name": "Cooperativa de Ahorro y Credito Jesus Obrero", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 26, "dollarVol": 2900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 6, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DO51DW0RG07O39", "name": "BENCHMARK Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 26, "dollarVol": 4300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 3, "3": 6, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003O1765OJT2BV03", "name": "American Riviera Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 31980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6FW0UWRZJW587", "name": "Eagle Rock Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 26, "dollarVol": 6160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMQCJI1T3P3Z82", "name": "INSIGHT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 26, "dollarVol": 5300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 70, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 5, "4": 28, "5": 8, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 28, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DN6A0I2MKQYG08", "name": "Mountain Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 26, "dollarVol": 5730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 6, "4": 3, "5": 1, "6": 0, "7": 11, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJ1PI0CYX4D722", "name": "MEMBERS FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 26, "dollarVol": 2950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 96, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 10, "3": 37, "4": 0, "5": 0, "6": 0, "7": 17, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PZCHF8GGHET49", "name": "Santa Barbara Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 26, "dollarVol": 2740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N53R53ZHSNZ234", "name": "WHITE SANDS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 26, "dollarVol": 10240000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REPZK0JXAZ6D94", "name": "FISHER FINANCIAL GROUP, INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 26, "dollarVol": 10350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NKP8DU1TIVDM92", "name": "Riley State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 25, "dollarVol": 2315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945000AM2179BQQ2C24", "name": "The Union Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 25, "dollarVol": 3865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CCA1QSI5J1ZY32", "name": "Space Age Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 25, "dollarVol": 1965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 11, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 11, "incompleteCount": 14, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930011HPXXLJN2D407", "name": "Byline Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 25, "dollarVol": 37635000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 3, "3": 3, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1SBZVJTL6WB07", "name": "RUTGERS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25, "dollarVol": 2675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8E8RBG5YNMP39", "name": "DEPARTMENT OF COMMERCE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25, "dollarVol": 3855000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 68, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 15, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004O4O6HBJZIXH92", "name": "BANKWEST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25, "dollarVol": 6625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006G148FKG4GC506", "name": "Evergreen National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 25, "dollarVol": 9345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VCWCM4JYEUI429", "name": "VisionBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25, "dollarVol": 10595000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQKEHKJXUWM405", "name": "SOUTHERN BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 25, "dollarVol": 9215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 2, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002HZ6B3ZIAO3Q76", "name": "FAMILY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 25, "dollarVol": 1895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002CETMLVOOVS913", "name": "The Claxton Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 25, "dollarVol": 10525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4GTNURUFYV328", "name": "MICHIGAN COLUMBUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 25, "dollarVol": 1105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300460HWJVMVBAC39", "name": "METRUM COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25, "dollarVol": 2575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003FRXPF7VWOYZ40", "name": "Quoin Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 25, "dollarVol": 10865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D144HSEZ7JLX61", "name": "SimpliFi Mortgage Las Vegas, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25, "dollarVol": 10065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WUFBTURHYEWD17", "name": "Ely Area Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 25, "dollarVol": 2465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 6, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNBYRUG0BK5T32", "name": "KH NETWORK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 25, "dollarVol": 1855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7JNOXBW10PN68", "name": "Empower Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 25, "dollarVol": 4185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 49, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 5, "4": 7, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8TEY5RFIBTE30", "name": "Cheney", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 25, "dollarVol": 4455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARLAZ571P0Z136", "name": "Industry State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 4530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G1RZOIMQYVDW26", "name": "Heritage Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 29840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JH30JPUGSG495", "name": "CENTRAL VIRGINIA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 24, "dollarVol": 3330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OXF7S6SB3XEV13", "name": "SANTA CRUZ COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 24, "dollarVol": 5690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 78, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 16, "3": 7, "4": 6, "5": 14, "6": 0, "7": 0, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 14, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QW05CG8MJX447", "name": "Midwest Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 11340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJUWNEQ2VZTG49", "name": "Bank of Kampsville", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 2500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900995FB5NC7SSE05", "name": "The Baldwin State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 3740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490041Y3ITG7RD6H37", "name": "Chain Bridge Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 26420000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SI84V60XS2R422", "name": "HOMETOWN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 24, "dollarVol": 2210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JI7ZC424UAF50", "name": "Citizens Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 4870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UF6Z8RGZ16RJ75", "name": "Simply Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 4300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BFJ8COFCPOMU05", "name": "SOVEREIGN LENDING GROUP INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 24, "dollarVol": 8580000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 51, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 2, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930075V56LV2823P16", "name": "ATHOL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 24, "dollarVol": 6180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 2, "4": 0, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006X4VPGZ5GVIB71", "name": "Sage Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 7130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4RK7F18UZ4X46", "name": "Wrentham Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 14110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 4, "4": 4, "5": 1, "6": 0, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CZOYIG4FIKS25", "name": "Forbright Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 22330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 2, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MHEKUVX1BTCD10", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 21160000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020CYU37Y05PR58", "name": "BAY ATLANTIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 24, "dollarVol": 1750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007V8ZEVXWVS3567", "name": "Cross River Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 97970000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 2, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WT3BKLLJV4I440", "name": "Lafayette State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 5690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 25, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKKPTDS03YHG30", "name": "FIRST TRUST", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 24, "dollarVol": 2320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 6, "4": 15, "5": 2, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TELLWSMYL9RE90", "name": "TRUPoint Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 4410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WF6CI48BRR4W39", "name": "Hometown Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 5510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001FRVJW21ARMV74", "name": "RNB State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 8930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JODTD5ROHSII79", "name": "Pointbank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 24, "dollarVol": 17820000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 9, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JTDI619PKQ5A82", "name": "Bank of Prairie Village", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 24, "dollarVol": 16830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ABHFY5HY2P3871", "name": "COASTLIFE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 24, "dollarVol": 8840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 14, "3": 15, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001RCW6RN8X6X688", "name": "Profinium, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 23, "dollarVol": 14165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 5, "4": 3, "5": 2, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F376WY63AY7896", "name": "First National Bank USA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 3605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 2, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XUOO66TL0ZM91", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 8915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QTT4Z8ZFTP7G09", "name": "Lee Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 3505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHKDHI81WG5G33", "name": "Bank of the Orient", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 33295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 2, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500VAX8CTDV1CWC26", "name": "Texas DPS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 1895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 56, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 3, "3": 1, "4": 18, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 18, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MIWF0T5VLO6M11", "name": "Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 7015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001KKF1KUVEDX282", "name": "First Service Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 3375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 12, "4": 3, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GS7VFHDE55TH92", "name": "The Yoakum National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 17015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 4, "3": 12, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOJCNL7B110W30", "name": "Open Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 38035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 3, "4": 6, "5": 0, "6": 68, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 68, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008N2M81OOM8SX05", "name": "First Bridge Funding, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 23, "dollarVol": 15155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LEPCP8N119M52", "name": "MAUI COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 8265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N67KAPUJSOLE12", "name": "OREGON PACIFIC BANKING CO.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 23, "dollarVol": 14145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 55, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 9, "3": 9, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BU6RKSCASCSN29", "name": "Daviess County Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 1395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R1M9F3KHD4D911", "name": "HOMELAND CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 3245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004ZMFHUD3MB7B40", "name": "LAREDO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 2405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJ1W5RNY1X4D75", "name": "Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 6405000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X2A1JXHHUB4J39", "name": "Energy Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 5035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Jumbo", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B190GPYLAX3Y92", "name": "American First National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 43885000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTZK86GTZ3J496", "name": "Bank of Wolcott", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 3335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UKHNKB0GG3TS16", "name": "The Bank of Milan", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 23, "dollarVol": 2915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 3, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBPH5PK1AIGV76", "name": "BankProv", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 23, "dollarVol": 20275000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 2, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VFRQR5ZLXRQ298", "name": "Ocean Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 23, "dollarVol": 5935000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZNW8Y7BOTQ597", "name": "Miami Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 5240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4IFHVIODLF616", "name": "SHREWSBURY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 4310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 47, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 3, "3": 4, "4": 6, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 12, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ND02E8JILK7S61", "name": "The First National Bank of Louisburg", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 12030000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULXKJUJDK2RQ54", "name": "MONARCH FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 22, "dollarVol": 11810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UICMP0IGY0RG32", "name": "TAMPA POSTAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 1520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 10, "4": 3, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BMJCCKS0LIQJ45", "name": "HORIZON UTAH Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 1500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZQ87KRTMFMIK55", "name": "Premier Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 5570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 50, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 3, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUGV15PJJSFC84", "name": "Fresno First Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 40720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJYSEN2J8N3I32", "name": "KATAHDIN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 2430000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DYVXTSXZPZF85", "name": "WESTSTAR MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 22, "dollarVol": 5500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 520, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 1, "4": 9, "5": 2, "6": 486, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 486, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O9LSS2ZBG6YY12", "name": "State Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 4490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PWTPCOI9QU5G90", "name": "Canton Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 12200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 2, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y0OOKETVQMUW35", "name": "Farmers and Merchants Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 2490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXIH93QAIAWV16", "name": "COOPERATIVA DE AHORRO Y CREDITO MAUNABO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 22, "dollarVol": 3760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 2, "3": 9, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NPU1XJH9AFQT21", "name": "SANTA ROSA COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 1970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GVJZOXIAH3M79", "name": "GreenStone Farm Credit Services, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 22, "dollarVol": 1080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PQ7WSN8JPB7M42", "name": "Pillar Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 3010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 1, "4": 3, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEQNQT8LV5N068", "name": "Wakefield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 8990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 2, "3": 3, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ACR0JR0FZ47P31", "name": "DIAMOND VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 1660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 4, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4IWDO6EFUKC70", "name": "TRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 2390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IQQH2FDQ54AX07", "name": "SPACE CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 22, "dollarVol": 3220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JFUKTY2NW6090", "name": "Methuen Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 7140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003P1OKUPLVJ7M37", "name": "State Bank of Graymont", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 22, "dollarVol": 2610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FF2P6I0N4FHD29", "name": "Benchmark Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 30115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 1, "3": 4, "4": 12, "5": 1, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZCEBYFHYUPH52", "name": "212 Loans of Oregon, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 21, "dollarVol": 8755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJPTH9PIMH1T30", "name": "KFH MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 21, "dollarVol": 7695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 1, "3": 0, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TZKHQ9DT85IC97", "name": "Schuyler Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 4885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 3, "4": 3, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003ODK1CMS9CMW53", "name": "Rails West Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 1415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q1G2KB2C5CMN65", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 3895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CDD8DDS775F56", "name": "First State Bank of Porter", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 3945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 2, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080XWOQPR6ST055", "name": "Bank of Commerce & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 1745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 2, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RNI3GHT6051L54", "name": "Select Seven Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 1535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003UEX61E91S2B54", "name": "MERCER COUNTY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 21, "dollarVol": 1205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XARD788LSGZW76", "name": "First US Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 15175000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001FVJ5MZI4YAE11", "name": "Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 21, "dollarVol": 1875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 18, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LNO5N4F760786", "name": "First Northern Bank of Dixon", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 10375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 48, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 6, "4": 10, "5": 2, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I67KZHMHRJRD62", "name": "Timberline Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 26415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 5, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJCNNMT7ILMP38", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 2555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHYG6442PK0G60", "name": "Solon State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 3335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L4QQHFA6KR4D05", "name": "CONSERVATION EMPLOYEES CREDIT", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 2945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 3, "3": 1, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000DYWSEQXSQ3736", "name": "COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 21, "dollarVol": 2295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 4, "4": 11, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FLY5OAGDXADY25", "name": "TruGrocer Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 5765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XVSU89NYH6VF37", "name": "Hometown Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 3145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFHSPQF8FQR548", "name": "Actors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 4575000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500BCD760BG10F610", "name": "One Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 825000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPK18IMSC1OM63", "name": "LUMENT STRUCTURED FINANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 21, "dollarVol": 531245000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 1, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006EB8YM4CB8V697", "name": "REDBRAND Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 1195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KSSKCAP8VUU37", "name": "Peoples First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 8085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JGY7VFGEGT744", "name": "Southwest Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 7515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007CZ6K4RNOYC20", "name": "SOUTHWEST FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 21, "dollarVol": 2435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBSJDS5R7PIK62", "name": "Tolleson Private Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 33985000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 3, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTG888WY6L8M95", "name": "German-American State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 21, "dollarVol": 4055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XPTKLVFJ8Z103", "name": "MOUNTAINCREST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 1760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U76XKUE05DV518", "name": "Truxton Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 15650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 42, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 4, "3": 1, "4": 0, "5": 0, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3Q016N7YOVW98", "name": "Grand Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 21050000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3FASY9ZW0JS02", "name": "PUBLIC SAFETY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 3590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 1, "4": 3, "5": 1, "6": 0, "7": 9, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003E1YOW83GR2Q12", "name": "Plaquemine Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 4190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 5, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IX4HTUQ7A5Z642", "name": "Franklin First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 1070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XR0EY1M0FVG232", "name": "MORTGAGE BANK OF CALIFORNIA", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 15710000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4I3OP11OGQV16", "name": "Fairfax State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 3200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 3, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A0NYWCTG5X8Y25", "name": "John Marshall Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 14460000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 43, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MFGTAZXMCELW10", "name": "Bank of Easton", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 8150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009SLV9L2AAN3089", "name": "Amalgamated Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 33780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004IRV3T6D4NNV33", "name": "Nikkei Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 4020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VA7HOYYKO7DN28", "name": "DOMINION ENERGY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 6430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 1, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003CWPNX7EZ46462", "name": "SPC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 3320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 74, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 3, "3": 6, "4": 22, "5": 2, "6": 0, "7": 12, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHSZUFLA4J1Q14", "name": "Downeast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 3320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D4M439MIWMBX82", "name": "Cooperative Teachers Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 3120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XDIG3076IQJS36", "name": "University of Louisiana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 2060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009FXR8PWETMRA43", "name": "The Covington Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 2850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BO5UTSDB76V724", "name": "The Havana National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 1680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 4, "4": 1, "5": 2, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWYC0QUOFP0Q79", "name": "PEGASUS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 27020000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 3, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJXNFP6TD1QN94", "name": "JOHNSONVILLE TVA EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 1940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S9FKL431GGXZ11", "name": "NAVEO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 20, "dollarVol": 5830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 8, "4": 2, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYZ5JSI6TQMS54", "name": "GLASS CITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 3630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 90, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 3, "3": 25, "4": 12, "5": 3, "6": 0, "7": 20, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XXI74FI4PIT28", "name": "5Star Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 9780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001CXZMOEGURA883", "name": "UFCW Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 1280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490010UA3IZPDO2Q49", "name": "Westport Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 2550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV4T4YZCSHWF37", "name": "First Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 20, "dollarVol": 4910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300838ZAWQIH9V751", "name": "R T P Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 20, "dollarVol": 1920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 37, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 8, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O4MSB4K4FT2E90", "name": "Haven Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 21105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 1, "3": 0, "4": 4, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y61M2X3WRROA86", "name": "Bank of Weston", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 3535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GE8R74OGSIP159", "name": "Brantley Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 3135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 1, "3": 8, "4": 4, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5XPZQYI2FNC72", "name": "TARRANT COUNTY'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 1875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 5, "3": 25, "4": 2, "5": 0, "6": 0, "7": 6, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MIVSVBBGZIFR79", "name": "First Farmers & Merchants National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 2905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 1, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VZ9FY8HZOGY74", "name": "OneSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 12035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RSNTKNOA7GNI77", "name": "Central Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 3255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HI3FIGFR7SU483", "name": "Piscataqua Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 9395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 4, "4": 5, "5": 4, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009RNMXHS9AICA61", "name": "Kaiperm Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 6445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 3, "4": 0, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008MLNFTWNSBXB88", "name": "St. Louis Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 24625000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O0BQZ8YGYRA730", "name": "American Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 4195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 2, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WVM1F03F86RQLLTEVE84", "name": "EagleBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 19, "dollarVol": 148445000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500KOG527QMFEK485", "name": "ACMG Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 1865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A1ILQC3X3Z1716", "name": "Chattanooga Federal Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 3065000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 1, "3": 0, "4": 5, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845007980H2C9BGE974", "name": "Riverside Bank of Dublin", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 13945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD2HS86SAFVA88", "name": "POWER", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 19, "dollarVol": 1375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 36, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 5, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O86UUZZGSLX538", "name": "RED CROWN", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 19, "dollarVol": 3025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 15, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WBJK857X8MNU96", "name": "GAS AND ELECTRIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 3715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZ01YWJR4OIS58", "name": "PANHANDLE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 1685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUQP8LETNCVK53", "name": "First Nations Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 7785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A443EM4SG6HK46", "name": "FRIENDS AND FAMILY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 2545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027DI91BISPCH61", "name": "Coastal Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 8615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 3, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNGQM5SPNHQM24", "name": "St Joseph's Parish Buffalo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 3015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD50LHLWMWPN92", "name": "PEARL HAWAII FCU", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 19, "dollarVol": 5165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 45, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 5, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "21380054U5NKZKBQ4128", "name": "Central Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 8555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 38, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 2, "3": 4, "4": 5, "5": 3, "6": 0, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUQ0GXK2YJEK02", "name": "Spratt Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 19, "dollarVol": 3215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 5, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "C4BXATY60WC6XEOZDX54", "name": "MetLife, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 19, "dollarVol": 722035000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 13, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004UNJQCCNMHSR95", "name": "Lower Columbia Longshoremen Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 2550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 35, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 6, "3": 7, "4": 2, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U5VN6O84EWQL12", "name": "BRECO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 1580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YVNHCJ44QMIS36", "name": "C-B-W Schools Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 1140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MAIHYOT48UVH49", "name": "CAROLINAS TELCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 4930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 1, "3": 2, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1UWZ4871DND44", "name": "Apple Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 18, "dollarVol": 126750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 474, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 0, "5": 0, "6": 456, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 456, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006V23YD1XWUR350", "name": "MapleMark Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 18, "dollarVol": 2390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 0, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VDCE0HESF63887", "name": "ST. JOSEPHS CANTON PARISH", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 18, "dollarVol": 1040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3IKHVYBR1E510", "name": "The First National Bank of Winnsboro", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 18, "dollarVol": 3060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006970DDWK8E1864", "name": "FIELDPOINT PRIVATE BANK & TRUST", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 18, "dollarVol": 34720000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 1, "3": 3, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002K52I0Z3ZOY122", "name": "Catalyst Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 18, "dollarVol": 6880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 6, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YU5FXUC05UXI34", "name": "GLENDALE AREA SCHOOLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 3120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 1, "3": 2, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490069UL3FH6Q66B18", "name": "Oswego Teachers Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 1070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009OWTY7KVB18G12", "name": "Forrit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 1700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023BNS4HPJ4WJ61", "name": "AUTOTRUCK FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 39, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 4, "3": 17, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0CN5YKL3VTP86", "name": "PEOPLE'S ALLIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 2970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 93, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 37, "4": 6, "5": 12, "6": 0, "7": 7, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 6, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004PVBWPAZBFE759", "name": "ALLTRUST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 5950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4GAAGXS20SL80", "name": "MISSOURI ELECTRIC COOPERATIVES EMPL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 18, "dollarVol": 5060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 79, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 8, "3": 8, "4": 26, "5": 4, "6": 0, "7": 0, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N8S16247A0W569", "name": "TOBACCO VALLEY TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 18, "dollarVol": 1160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LE8FCN6UKPSQ83", "name": "CARNEGIE MORTGAGE PARTNERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 17, "dollarVol": 8035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 3, "4": 15, "5": 2, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8R3GGLSE3HV47", "name": "HEART O' TEXAS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 17, "dollarVol": 1585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 4, "3": 11, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5T60SK9MMCD03", "name": "SOUTHCOAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 17, "dollarVol": 2355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 1, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008W3O3PXWF90U35", "name": "Jefferson Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 17, "dollarVol": 1855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 1, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S293MIVH34PR45", "name": "North Side Federal Savings and Loan Association of Chicago", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 17, "dollarVol": 5665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083CVF047DLXL67", "name": "Stoughton Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 17, "dollarVol": 6405000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 6, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002W52M3SYLFEX32", "name": "GREYSTONE FUNDING COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 17, "dollarVol": 287055000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 17, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Q3RPRW6RCXC39", "name": "Dedicated Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 17, "dollarVol": 3245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064VBVLXORPKL16", "name": "FOND DU LAC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 17, "dollarVol": 1915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 2, "3": 3, "4": 3, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVPIN7YD1REF28", "name": "People's Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 17, "dollarVol": 9605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXE3M1W481QB61", "name": "METRO MEDICAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 17, "dollarVol": 1745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 4, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A1UQKL3B7FJW54", "name": "Algonquin State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 16, "dollarVol": 1380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008WHMQTG21UHU90", "name": "LONG BEACH CITY EMPLOYEES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 1780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J3TZX7Q4LX5I08", "name": "American Interstate Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 16, "dollarVol": 2780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SP0WF5J8HGAC84", "name": "Bandera Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 16, "dollarVol": 3800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EY91VUW4KYE555", "name": "ValueBank Texas", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 16, "dollarVol": 3050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GIR4SU5O11868", "name": "Elevate Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 1990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 4, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CORCK9CDK8GZ80", "name": "FreeStar Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 16, "dollarVol": 2740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 76, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 3, "3": 43, "4": 7, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007MURRUYDI58M87", "name": "MyGeorgia Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 1830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 33, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CJDUFKEK0WMB04", "name": "UKRAINIAN NATIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 6920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HLF6R48Z1V4F56", "name": "ASCENSION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 1430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GNP7G2T27CO093", "name": "L C E FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 1140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M6F8O82D8W2395", "name": "The Pecos County State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 16, "dollarVol": 1510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006B4YBR7ZSB3G86", "name": "BLAIR COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 1140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490036VZXFDDH37Q07", "name": "Century Bank of Georgia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 16, "dollarVol": 2810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PEMVJN4DS4MS43", "name": "Independent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 1260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 2, "3": 10, "4": 4, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020NKD4V7LL4W50", "name": "EVOLVE", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 16, "dollarVol": 2840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDWM7YJVNPMR47", "name": "FOUNDATION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 16, "dollarVol": 3600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WBMOZ68L65GY91", "name": "SAN RAFAEL COOP", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 16, "dollarVol": 1550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 0, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJ4VS64HEPMV23", "name": "Mutual First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 15, "dollarVol": 1745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 62, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 4, "3": 14, "4": 11, "5": 11, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 11, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZPBSWI1W4LT95", "name": "Clay County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15, "dollarVol": 3435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300POAFZ9PGU16760", "name": "Edison National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15, "dollarVol": 10045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 3, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8FXJXRVKIT387", "name": "FIREFIGHTERS & COMPANY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 15, "dollarVol": 2455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 2, "3": 4, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IDUXOP6HUDV878", "name": "North American Banking Company", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15, "dollarVol": 5905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHTBYVLLO8NW69", "name": "The Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15, "dollarVol": 2945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 1, "3": 3, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K1K5K5L0W6QR97", "name": "Unity Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15, "dollarVol": 3245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 1, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FKD0CVFUC78457", "name": "Northern State Bank of Virginia", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15, "dollarVol": 2935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELHXETOZMAKX33", "name": "United Southeast Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 15, "dollarVol": 2375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V96JRMDZEWYB09", "name": "VALLEY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 15, "dollarVol": 2505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVRAK6I8QGFR41", "name": "Cooperativa De Credito Y Ahorro San Jose", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15, "dollarVol": 4175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E8AB6YT3KRD187", "name": "FIRST NATIONAL BANCORP, INC.", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 15, "dollarVol": 17845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJMPSMO4XCL284", "name": "TECHNICOLOR Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 15, "dollarVol": 4725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 4, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076TYMG3Z3BO135", "name": "COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15, "dollarVol": 1175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 7, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1LBROQFJ7YJ64", "name": "FORT SILL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15, "dollarVol": 2515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 46, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 6, "4": 19, "5": 5, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930057XF33SONJFP81", "name": "Universal City Studios CU", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15, "dollarVol": 3395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMPH2H8CM5WS98", "name": "VISION FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 15, "dollarVol": 1235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJTYKNAFNH8708", "name": "Owensboro Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 15, "dollarVol": 895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 1, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B86Q2KK5MQXB44", "name": "U S #1364 FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 15, "dollarVol": 3905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004CZUGDTDC6QB68", "name": "AEROSPACE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 14, "dollarVol": 8050000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 2, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "NJ1Z0LLF4RLDWG2WCN80", "name": "LINCOLN NATIONAL LIFE INSURANCE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14, "dollarVol": 299450000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VT356QLU1SWW81", "name": "Flagship Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 10390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 2, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KS5BW3577I6617", "name": "RIVAMortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14, "dollarVol": 5190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WO4YNEKNSZNVVA7Q7C46", "name": "The First National Bank of Long Island", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 36340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 1, "5": 0, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRAZQ8G8BM6H64", "name": "The Brenham National Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 4470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJES4HXFQRN790", "name": "GOLD", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14, "dollarVol": 1450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 22, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 1, "3": 1, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U6H520K7TCA169", "name": "THE GLEN BURNIE MUTUAL SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 3840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJVECT3YD6KY88", "name": "Bank of New Hampshire", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 31530000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 5, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DGOV1UVLJKW474", "name": "FIRST WATCH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 14, "dollarVol": 2430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 9, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F5665613E36549", "name": "DIRECT RATE HOME LOANS, INC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14, "dollarVol": 5860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 27, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ABXGXVK31KE79", "name": "PRIMUS LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14, "dollarVol": 7940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 30, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 5, "3": 3, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490049BUGXLHXJZD76", "name": "The Credit Union For All", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 14, "dollarVol": 1740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007EJ1IS7U47Q27", "name": "UNIVERSAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 14, "dollarVol": 1220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005O94DAZVV0P036", "name": "Cross County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 11050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 6, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N5XAMERUPUAQ72", "name": "Dakota West Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 14, "dollarVol": 3500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 32, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 1, "3": 8, "4": 5, "5": 2, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWUZ3ZGKKC7W73", "name": "Merchants and Manufacturers Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 3270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X66F41NHRM7578", "name": "Federated Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 1380000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 19, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S9O3X6S7MHHC17", "name": "Compass Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 14, "dollarVol": 920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MX0RKEMMAWWU19", "name": "RADIUS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 14, "dollarVol": 2920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV3BMT6ES6TO70", "name": "United Fidelity Bank, fsb", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 1380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 29, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 9, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XC63WNGFOIVV43", "name": "WHEATLAND", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14, "dollarVol": 1540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JEBZPKAD7H6427", "name": "Jarrettsville Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 14, "dollarVol": 3860000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U5KJDUGZIWF098", "name": "MERCO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 14, "dollarVol": 2610000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SRKBH68TX76851", "name": "S&S Financial", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 13, "dollarVol": 6475000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004ODQE9FVROV477", "name": "So-Cal Capital, Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 13, "dollarVol": 6755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YN7OQX9PTS2T45", "name": "Lone Star Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13, "dollarVol": 9625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SYM73UN2V4KP10", "name": "Greenville Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 13, "dollarVol": 1835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003ZYZM7FHPZV590", "name": "DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 13, "dollarVol": 675000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 34, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 8, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BLPLW0LXHKFX20", "name": "Jersey State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13, "dollarVol": 3235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 5, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U7WUFP33SSQ460", "name": "Clackamas County Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13, "dollarVol": 12335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 1, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U55IW4J0F8P008", "name": "LOUISIANA USA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 13, "dollarVol": 2025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELFIBH1BHWOK49", "name": "The First National Bank at Paris", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13, "dollarVol": 1445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 13, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XM56YJW3X8VP97", "name": "First Federal Savings and Loan Association of San Rafael", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13, "dollarVol": 16085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GG3E9KJST8NW30", "name": "First Neighborhood Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 13, "dollarVol": 2905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 20, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 1, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q452T1FESHO34", "name": "Cooperativa De Ahorro Y Credito La Aiboniteña", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 13, "dollarVol": 1535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XP1CH1D03J6778", "name": "TRANSWEST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 13, "dollarVol": 4825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 31, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 3, "3": 0, "4": 0, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 15, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBU5SUXWZAXV90", "name": "The United Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 12, "dollarVol": 1090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q11S3TY9CVFA05", "name": "Multipli Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 12, "dollarVol": 1930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007MKQH8XXY5FT89", "name": "First State Bank of Sauk Centre", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 12, "dollarVol": 2190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 1, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNC55MZTGKJ811", "name": "PACIFIC CASCADE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 12, "dollarVol": 1200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 21, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 1, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H7HJWLRJUBQ485", "name": "MORTGAGE HAWAII LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 12, "dollarVol": 9130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQW7KBZFSQK518", "name": "1ST LIBERTY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 12, "dollarVol": 1200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VQSHPYTNCOP496", "name": "LYONS MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 12, "dollarVol": 6480000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 25, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 3, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KN1X8B3CQDSO97", "name": "SUNSTATE BANK", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 12, "dollarVol": 10970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 4, "4": 1, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "875500ZJDRM0XDIDE169", "name": "Advantage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 11, "dollarVol": 1845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQD0RJERL83Q30", "name": "Farm Credit Services of Western Arkansas, PCA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 11, "dollarVol": 515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900K1R26CQ1FWZS02", "name": "Safeway Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 11, "dollarVol": 1305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 3, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4P7FB9UH6CL48", "name": "Illinois State Police Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 11, "dollarVol": 625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y8MO6UUFA38I79", "name": "NORTHERN STAR CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 11, "dollarVol": 115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AC46WDQ7G4M335", "name": "First American State Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 11, "dollarVol": 6435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 14, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 1, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JSMO6YKNVQ426", "name": "Bay Area Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 11, "dollarVol": 1225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTNSBY6RS8HU51", "name": "CASCADE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 11, "dollarVol": 835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002TUYGC7HBYME91", "name": "SIMPLIFI MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 11, "dollarVol": 7375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 24, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N72MT5I3L0FF81", "name": "GREEN COUNTRY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 11, "dollarVol": 575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "QQ0OZ8J9C4B5QT1XDG31", "name": "JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10, "dollarVol": 200550000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SOZES6XPZ50475", "name": "Texas Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 10, "dollarVol": 8010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 26, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 2, "4": 6, "5": 0, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G12UU2EC2JM932", "name": "ALLIANCE CATHOLIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 10, "dollarVol": 2120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 1, "3": 4, "4": 7, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRLVIA94OVXY15", "name": "AMERICAN HOMESTAR MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10, "dollarVol": 2330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 173, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 112, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S1MZBA1L5LZF88", "name": "Lufthansa Employee Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 10, "dollarVol": 540000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N8SUFLD1HGF75", "name": "JTF ROSE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 10, "dollarVol": 1910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 12, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNKDC040FOBU51", "name": "UNITED LOCAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 10, "dollarVol": 3250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 5, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5503CI7DSIP33", "name": "Bossier Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 10, "dollarVol": 1470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005SBCJ71Z4XVY11", "name": "First Bank Chicago", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 9, "dollarVol": 20085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEN9618A3NSC95", "name": "Trax Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 9, "dollarVol": 2655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 1, "3": 3, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PGYR823NJVNM29", "name": "UniBank", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 9, "dollarVol": 10385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490001F0A9F7BV6B05", "name": "Albany Bank and Trust Company National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 9, "dollarVol": 10775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L8E0QUT5VH5G34", "name": "Florence Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 9, "dollarVol": 725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFCG6GF21KOW34", "name": "EXCITE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 8, "dollarVol": 1680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 1, "3": 6, "4": 6, "5": 0, "6": 0, "7": 6, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SEW263WB5KWU64", "name": "Vast Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8, "dollarVol": 4670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZEHLZ064G58146", "name": "Sterling Bank and Trust, FSB", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8, "dollarVol": 64540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DEQDOPOOYCB264", "name": "Century Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8, "dollarVol": 11570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 28, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 4, "5": 0, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JJ3E56IV4SHM86", "name": "Chiphone Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 8, "dollarVol": 1450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z5MXY02EYXAM91", "name": "North Alabama Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 8, "dollarVol": 430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUMHF4BM3KKS60", "name": "Hibernia Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 8, "dollarVol": 2700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300850R07HZO8MY41", "name": "BNB FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 8, "dollarVol": 5540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7S0JJB4LU5J82", "name": "WINTERWOOD MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7, "dollarVol": 2015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 60, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 12, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDL15I36FDWZ79", "name": "COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 7, "dollarVol": 2325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YV0O58MHFPZV28", "name": "Generations Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7, "dollarVol": 585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 54, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 5, "4": 0, "5": 0, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500I870D8FFWCE112", "name": "NorthEast Community Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 7, "dollarVol": 17455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490087M8OYX68SQN42", "name": "ISB Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6, "dollarVol": 1220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004PU0PDR2NUYN54", "name": "COOPERATIVA DE AHORRO Y CREDITO DEL VALENCIANO", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 6, "dollarVol": 730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPVHG8M0ADBX36", "name": "Riverview Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 6, "dollarVol": 2170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 5, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HXD04SBQ82S85", "name": "Horizon Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6, "dollarVol": 1430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P72SW4OU64XR31", "name": "The Bank of Glen Burnie", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 6, "dollarVol": 4870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPGZ2ODNN94697", "name": "XPLORE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6, "dollarVol": 1530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 10, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004TN1RD20MW1Y08", "name": "CONCHO EDUCATORS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6, "dollarVol": 400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500AE53C2CD1BA542", "name": "CAMPBELL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6, "dollarVol": 330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPN8RD09QJ6366", "name": "THE DISTRICT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 6, "dollarVol": 910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XXF5AWOEWTU94", "name": "Mutual Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 5, "dollarVol": 2185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 0, "4": 0, "5": 0, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHKPYDSS5W8T62", "name": "COOPERATIVA DE AHORRO Y CREDITO DE SANTA ISABEL (CACSI)", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5, "dollarVol": 485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490095U3FMN5H57A29", "name": "Explorers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5, "dollarVol": 785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 1, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YLK9E8PF87B85", "name": "Vibrant Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5, "dollarVol": 295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 41, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 0, "4": 0, "5": 0, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5KQIIF8IN8E26", "name": "Southwest Georgia Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 5, "dollarVol": 885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4S6BX5BFNR019", "name": "CREDIT UNION OF THE ROCKIES", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 5, "dollarVol": 365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 23, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 7, "4": 5, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FDNZSDIZP9N063", "name": "Loyalty Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4, "dollarVol": 490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 18, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 7, "4": 2, "5": 2, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNL0XN9S0MZM92", "name": "EQUITY NOW INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4, "dollarVol": 1700000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XV974105FQA68", "name": "BRIDGEVIEW MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4, "dollarVol": 2950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "FHA", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 11, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 1, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRUZFHXLEPLR52", "name": "People's Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4, "dollarVol": 370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QC7DVGIYVGB494", "name": "Resource One Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 4, "dollarVol": 360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 100, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 41, "3": 36, "4": 15, "5": 1, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007W3FAWZ3EYNP10", "name": "AB COMMUNITY INVESTMENT COMPANY", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4, "dollarVol": 470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930068THUS1PO1LX49", "name": "DHA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 4, "dollarVol": 1680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 8, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490007ROE3S0978636", "name": "Monterey Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3, "dollarVol": 3785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 5, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500F0FXOYPXRE5V06", "name": "RESPONDERS EMERGENCY SERVICES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3, "dollarVol": 565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZY6PRWY54O6995", "name": "CAPITAL PLUS FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3, "dollarVol": 505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 9, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V68FAQU1OE7F25", "name": "SALEM VA MEDICAL CENTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3, "dollarVol": 125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7VRSW36FYYJ37", "name": "Union County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2024, "orig": 3, "dollarVol": 895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 94, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 5, "4": 4, "5": 1, "6": 78, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 78, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "967600K0JD6JIELVRF39", "name": "Chaffey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3, "dollarVol": 545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 16, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 2, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7EIYXZ10LDJ13", "name": "HEART OF LOUISIANA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 3, "dollarVol": 265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 15, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 2, "3": 4, "4": 1, "5": 1, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMNQ2QLOEPQ289", "name": "Colonial Savings, F.A.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 3, "dollarVol": 935000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1HSIL40QWFS52", "name": "VERABANK COMMUNITY DEVELOPMENT CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2, "dollarVol": 270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006CXHXIFN8Q4S89", "name": "KBR HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2, "dollarVol": 1400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 7, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAZLKUFCJIO704", "name": "RIVERTRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2, "dollarVol": 540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z5MYEIE55LLY49", "name": "HFG HOLDINGS, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2, "dollarVol": 290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 6979, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 5, "3": 387, "4": 2025, "5": 23, "6": 0, "7": 602, "8": 3935 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 387, "withdrawalCount": 2025, "incompleteCount": 23, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRNL011DYRV285", "name": "NW PRIORITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2, "dollarVol": 410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LL0P3NQ5Q2UF60", "name": "LONG BEACH FIREMEN S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2, "dollarVol": 1810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C2WQ2VFP9M4K17", "name": "American Financial Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2, "dollarVol": 800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4JDSKWJR1NR35", "name": "HOME FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 2, "dollarVol": 990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 58, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 12, "3": 9, "4": 30, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 30, "incompleteCount": 4, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZC0S8OJM5CYU13", "name": "Nebo Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 2, "dollarVol": 490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 17, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 2, "3": 11, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JV2DB2OI1FI31", "name": "MOCSE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1, "dollarVol": 205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 3, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D0TGZMG03GNM36", "name": "ALL WESTERN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1, "dollarVol": 675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GUS13Z72B6KD63", "name": "KELLER MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1, "dollarVol": 325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWB973YIHXKU90", "name": "Washington Area Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2024, "orig": 1, "dollarVol": 75000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJJQP6TUP5U107", "name": "Dominion Capital Mortgage Inc.", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1, "dollarVol": 315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 40, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 5, "4": 33, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MC07ETGW6C0M17", "name": "SIERRA LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2024, "orig": 1, "dollarVol": 325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2024, "totalApplications": 2, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HW662MN1WU8550", "name": "UNITED WHOLESALE MORTGAGE, LLC", "nmls": "3038", "type": "IMB", "dataYear": 2023, "orig": 294387, "dollarVol": 108479675000, "branches": 588, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.014, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 394401, "totalOriginated": 294387, "actionTaken": { "1": 294387, "2": 4301, "3": 45275, "4": 41649, "5": 7504, "6": 1285, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45275, "withdrawalCount": 41649, "incompleteCount": 7504, "approvedNotAcceptedCount": 4301, "purchasedLoanCount": 1285, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.209, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 274667, "termSampleSize": 294387, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 294387 } }, { "lei": "549300FGXN1K3HLB1R50", "name": "ROCKET MORTGAGE, LLC", "nmls": "3030", "type": "IMB", "dataYear": 2023, "orig": 288558, "dollarVol": 76259060000, "branches": 577, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.035, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 462658, "totalOriginated": 288558, "actionTaken": { "1": 288558, "2": 6271, "3": 69489, "4": 34732, "5": 798, "6": 4228, "7": 3505, "8": 55077 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69489, "withdrawalCount": 34732, "incompleteCount": 798, "approvedNotAcceptedCount": 6271, "purchasedLoanCount": 4228, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.381, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 287912, "termSampleSize": 288558, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 288558 } }, { "lei": "B4TYDEB6GKMZO031MB27", "name": "Bank of America, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91846, "dollarVol": 28452070000, "branches": 183, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.97, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 271974, "totalOriginated": 91846, "actionTaken": { "1": 91846, "2": 4801, "3": 125153, "4": 14189, "5": 19519, "6": 8368, "7": 2117, "8": 5981 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125153, "withdrawalCount": 14189, "incompleteCount": 19519, "approvedNotAcceptedCount": 4801, "purchasedLoanCount": 8368, "originatedMedianInterestRate": 6.99, "originatedMedianRateSpread": 1.31, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 89025, "termSampleSize": 91846, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 91839 } }, { "lei": "549300MGPZBLQDIL7538", "name": "FAIRWAY INDEPENDENT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 86334, "dollarVol": 26928060000, "branches": 172, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121226, "totalOriginated": 86334, "actionTaken": { "1": 86334, "2": 684, "3": 6187, "4": 23674, "5": 921, "6": 361, "7": 2435, "8": 630 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6187, "withdrawalCount": 23674, "incompleteCount": 921, "approvedNotAcceptedCount": 684, "purchasedLoanCount": 361, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.449, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 75786, "termSampleSize": 85110, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 81423 } }, { "lei": "549300VZVN841I2ILS84", "name": "CROSSCOUNTRY MORTGAGE, LLC", "nmls": "3029", "type": "IMB", "dataYear": 2023, "orig": 83452, "dollarVol": 29591900000, "branches": 166, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140554, "totalOriginated": 83452, "actionTaken": { "1": 83452, "2": 866, "3": 3058, "4": 49276, "5": 1438, "6": 500, "7": 161, "8": 1803 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3058, "withdrawalCount": 49276, "incompleteCount": 1438, "approvedNotAcceptedCount": 866, "purchasedLoanCount": 500, "originatedMedianInterestRate": 6.875, "originatedMedianRateSpread": 0.553, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 77791, "termSampleSize": 83452, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 83452 } }, { "lei": "6BYL5QZYBDK8S7L73M02", "name": "U.S. Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72124, "dollarVol": 25708780000, "branches": 144, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211879, "totalOriginated": 72124, "actionTaken": { "1": 72124, "2": 1572, "3": 58539, "4": 18345, "5": 3562, "6": 57737, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58539, "withdrawalCount": 18345, "incompleteCount": 3562, "approvedNotAcceptedCount": 1572, "purchasedLoanCount": 57737, "originatedMedianInterestRate": 7.5, "originatedMedianRateSpread": 0.76, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 69535, "termSampleSize": 72123, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 72056 } }, { "lei": "5493003GQDUH26DNNH17", "name": "NAVY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 71421, "dollarVol": 14830605000, "branches": 142, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 4.875, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:46.322Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173415, "totalOriginated": 71421, "actionTaken": { "1": 71421, "2": 1976, "3": 52546, "4": 40153, "5": 6250, "6": 321, "7": 455, "8": 293 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52546, "withdrawalCount": 40153, "incompleteCount": 6250, "approvedNotAcceptedCount": 1976, "purchasedLoanCount": 321, "originatedMedianInterestRate": 7.65, "originatedMedianRateSpread": 0.849, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 70365, "termSampleSize": 71421, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 71416 } }, { "lei": "DRMSV1Q0EKMEXLAU1P80", "name": "Citizens Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67520, "dollarVol": 15607830000, "branches": 135, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144132, "totalOriginated": 67520, "actionTaken": { "1": 67520, "2": 1750, "3": 44592, "4": 7815, "5": 5005, "6": 17450, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44592, "withdrawalCount": 7815, "incompleteCount": 5005, "approvedNotAcceptedCount": 1750, "purchasedLoanCount": 17450, "originatedMedianInterestRate": 8.25, "originatedMedianRateSpread": 0.64, "originatedMedianLoanTermMonths": 300, "spreadSampleSize": 66597, "termSampleSize": 67520, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 67520 } }, { "lei": "AD6GFRVSDT01YPT1CS68", "name": "PNC Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66913, "dollarVol": 19208095000, "branches": 133, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132468, "totalOriginated": 66913, "actionTaken": { "1": 66913, "2": 2276, "3": 35038, "4": 15843, "5": 8920, "6": 311, "7": 634, "8": 2533 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35038, "withdrawalCount": 15843, "incompleteCount": 8920, "approvedNotAcceptedCount": 2276, "purchasedLoanCount": 311, "originatedMedianInterestRate": 8.63, "originatedMedianRateSpread": 0.93, "originatedMedianLoanTermMonths": 480, "spreadSampleSize": 65737, "termSampleSize": 66913, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 66913 } }, { "lei": "549300AG64NHILB7ZP05", "name": "LOANDEPOT.COM, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 65388, "dollarVol": 21479750000, "branches": 130, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.951, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110461, "totalOriginated": 65388, "actionTaken": { "1": 65388, "2": 1069, "3": 23447, "4": 19593, "5": 290, "6": 674, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23447, "withdrawalCount": 19593, "incompleteCount": 290, "approvedNotAcceptedCount": 1069, "purchasedLoanCount": 674, "originatedMedianInterestRate": 6.5, "originatedMedianRateSpread": 0.21, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 61458, "termSampleSize": 65388, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 64264 } }, { "lei": "5493001SXWZ4OFP8Z903", "name": "DHI MORTGAGE COMPANY, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 65004, "dollarVol": 21688480000, "branches": 130, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.005, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84937, "totalOriginated": 65004, "actionTaken": { "1": 65004, "2": 625, "3": 6932, "4": 11854, "5": 397, "6": 125, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6932, "withdrawalCount": 11854, "incompleteCount": 397, "approvedNotAcceptedCount": 625, "purchasedLoanCount": 125, "originatedMedianInterestRate": 5.5, "originatedMedianRateSpread": -0.833, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 62247, "termSampleSize": 65004, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 64877 } }, { "lei": "7H6GLXDRUGQFU57RNE97", "name": "JPMorgan Chase Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64086, "dollarVol": 38395100000, "branches": 128, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:27.563Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 245494, "totalOriginated": 64086, "actionTaken": { "1": 64086, "2": 1546, "3": 9562, "4": 16845, "5": 6264, "6": 143127, "7": 3118, "8": 946 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9562, "withdrawalCount": 16845, "incompleteCount": 6264, "approvedNotAcceptedCount": 1546, "purchasedLoanCount": 143127, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.061, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 58515, "termSampleSize": 64086, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 64085 } }, { "lei": "549300DD5QQUHO6PCH70", "name": "Mortgage Research Center, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 62413, "dollarVol": 18616355000, "branches": 124, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.028, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125293, "totalOriginated": 62413, "actionTaken": { "1": 62413, "2": 664, "3": 19189, "4": 35430, "5": 7304, "6": 60, "7": 84, "8": 149 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19189, "withdrawalCount": 35430, "incompleteCount": 7304, "approvedNotAcceptedCount": 664, "purchasedLoanCount": 60, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.208, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 62402, "termSampleSize": 62413, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 62413 } }, { "lei": "549300DD4R4SYK5RAQ92", "name": "MOVEMENT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 59466, "dollarVol": 19325190000, "branches": 118, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.995, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84315, "totalOriginated": 59466, "actionTaken": { "1": 59466, "2": 9147, "3": 3767, "4": 9109, "5": 2692, "6": 134, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3767, "withdrawalCount": 9109, "incompleteCount": 2692, "approvedNotAcceptedCount": 9147, "purchasedLoanCount": 134, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.4, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 56789, "termSampleSize": 59440, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 56969 } }, { "lei": "549300U3721PJGQZYY68", "name": "GUARANTEED RATE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56393, "dollarVol": 20443515000, "branches": 112, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.958, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136557, "totalOriginated": 56393, "actionTaken": { "1": 56393, "2": 556, "3": 4508, "4": 24356, "5": 21623, "6": 28851, "7": 138, "8": 132 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4508, "withdrawalCount": 24356, "incompleteCount": 21623, "approvedNotAcceptedCount": 556, "purchasedLoanCount": 28851, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.25, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 50893, "termSampleSize": 56311, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 54272 } }, { "lei": "2WHM8VNJH63UN14OL754", "name": "The Huntington National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51955, "dollarVol": 10418405000, "branches": 103, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.018, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101419, "totalOriginated": 51955, "actionTaken": { "1": 51955, "2": 2229, "3": 29379, "4": 13254, "5": 616, "6": 3986, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29379, "withdrawalCount": 13254, "incompleteCount": 616, "approvedNotAcceptedCount": 2229, "purchasedLoanCount": 3986, "originatedMedianInterestRate": 8, "originatedMedianRateSpread": 0.81, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 51807, "termSampleSize": 51955, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 51891 } }, { "lei": "KB1H1DSPRFMYMCUFXT09", "name": "Wells Fargo Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51216, "dollarVol": 32073030000, "branches": 102, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113593, "totalOriginated": 51216, "actionTaken": { "1": 51216, "2": 257, "3": 25919, "4": 25622, "5": 4094, "6": 6485, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25919, "withdrawalCount": 25622, "incompleteCount": 4094, "approvedNotAcceptedCount": 257, "purchasedLoanCount": 6485, "originatedMedianInterestRate": 6.125, "originatedMedianRateSpread": -0.098, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 48477, "termSampleSize": 51216, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 51034 } }, { "lei": "549300AQ3T62GXDU7D76", "name": "GUILD MORTGAGE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 48675, "dollarVol": 14518905000, "branches": 97, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 4.8, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:45.255Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73084, "totalOriginated": 48675, "actionTaken": { "1": 48675, "2": 5123, "3": 2601, "4": 11445, "5": 386, "6": 2218, "7": 219, "8": 2417 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2601, "withdrawalCount": 11445, "incompleteCount": 386, "approvedNotAcceptedCount": 5123, "purchasedLoanCount": 2218, "originatedMedianInterestRate": 6.875, "originatedMedianRateSpread": 0.481, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 42333, "termSampleSize": 48056, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 45857 } }, { "lei": "549300H3IZO24NSOO931", "name": "LENNAR MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 47358, "dollarVol": 17444010000, "branches": 94, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65807, "totalOriginated": 47358, "actionTaken": { "1": 47358, "2": 265, "3": 7429, "4": 10381, "5": 218, "6": 156, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7429, "withdrawalCount": 10381, "incompleteCount": 218, "approvedNotAcceptedCount": 265, "purchasedLoanCount": 156, "originatedMedianInterestRate": 5.375, "originatedMedianRateSpread": -0.849, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 47281, "termSampleSize": 47358, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 47281 } }, { "lei": "RVDPPPGHCGZ40J4VQ731", "name": "PENNYMAC LOAN SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 46881, "dollarVol": 13485905000, "branches": 93, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 315830, "totalOriginated": 46881, "actionTaken": { "1": 46881, "2": 1447, "3": 15239, "4": 12925, "5": 21583, "6": 217755, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15239, "withdrawalCount": 12925, "incompleteCount": 21583, "approvedNotAcceptedCount": 1447, "purchasedLoanCount": 217755, "originatedMedianInterestRate": 6.624, "originatedMedianRateSpread": 0.333, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 45326, "termSampleSize": 46881, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 46881 } }, { "lei": "549300GKFNPRWNS0GF29", "name": "CMG MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 44615, "dollarVol": 15862995000, "branches": 89, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.004, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79582, "totalOriginated": 44615, "actionTaken": { "1": 44615, "2": 4548, "3": 2883, "4": 13255, "5": 9, "6": 12129, "7": 579, "8": 1564 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2883, "withdrawalCount": 13255, "incompleteCount": 9, "approvedNotAcceptedCount": 4548, "purchasedLoanCount": 12129, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.265, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 40492, "termSampleSize": 44615, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 42943 } }, { "lei": "JJKC32MCHWDI71265Z06", "name": "Truist Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43058, "dollarVol": 11341130000, "branches": 86, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.058, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122576, "totalOriginated": 43058, "actionTaken": { "1": 43058, "2": 3439, "3": 35522, "4": 6353, "5": 2743, "6": 31461, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35522, "withdrawalCount": 6353, "incompleteCount": 2743, "approvedNotAcceptedCount": 3439, "purchasedLoanCount": 31461, "originatedMedianInterestRate": 7.375, "originatedMedianRateSpread": 0.38, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 41602, "termSampleSize": 43058, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 42963 } }, { "lei": "549300SHE1JTCOWBP090", "name": "STATE EMPLOYEES'", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 33943, "dollarVol": 5386785000, "branches": 67, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54508, "totalOriginated": 33943, "actionTaken": { "1": 33943, "2": 586, "3": 10561, "4": 5908, "5": 2221, "6": 1289, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10561, "withdrawalCount": 5908, "incompleteCount": 2221, "approvedNotAcceptedCount": 586, "purchasedLoanCount": 1289, "originatedMedianInterestRate": 5.65, "originatedMedianRateSpread": -0.94, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 32010, "termSampleSize": 14755, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 33943 } }, { "lei": "549300E2UX99HKDBR481", "name": "NEW AMERICAN FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32995, "dollarVol": 9376375000, "branches": 65, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74675, "totalOriginated": 32842, "actionTaken": { "1": 32842, "2": 75, "3": 6560, "4": 12011, "5": 23175, "6": 0, "7": 3, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6560, "withdrawalCount": 12011, "incompleteCount": 23175, "approvedNotAcceptedCount": 75, "purchasedLoanCount": 0, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.621, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 29251, "termSampleSize": 32807, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 31437 } }, { "lei": "549300FNXYY540N23N64", "name": "NEWREZ LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32499, "dollarVol": 9457015000, "branches": 64, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164592, "totalOriginated": 32499, "actionTaken": { "1": 32499, "2": 470, "3": 18978, "4": 32680, "5": 7394, "6": 71119, "7": 190, "8": 1262 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18978, "withdrawalCount": 32680, "incompleteCount": 7394, "approvedNotAcceptedCount": 470, "purchasedLoanCount": 71119, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.494, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 27138, "termSampleSize": 32498, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 32499 } }, { "lei": "EQTWLK1G7ODGC2MGLV11", "name": "Regions Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31207, "dollarVol": 8638915000, "branches": 62, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75203, "totalOriginated": 31207, "actionTaken": { "1": 31207, "2": 3640, "3": 29151, "4": 5405, "5": 4182, "6": 32, "7": 672, "8": 914 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29151, "withdrawalCount": 5405, "incompleteCount": 4182, "approvedNotAcceptedCount": 3640, "purchasedLoanCount": 32, "originatedMedianInterestRate": 8, "originatedMedianRateSpread": 0.914, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 30993, "termSampleSize": 31207, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 31171 } }, { "lei": "X05BVSK68TQ7YTOSNR22", "name": "Discover Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30829, "dollarVol": 2824555000, "branches": 61, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219689, "totalOriginated": 30829, "actionTaken": { "1": 30829, "2": 697, "3": 103181, "4": 17501, "5": 67481, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103181, "withdrawalCount": 17501, "incompleteCount": 67481, "approvedNotAcceptedCount": 697, "purchasedLoanCount": 0, "originatedMedianInterestRate": 9.24, "originatedMedianRateSpread": 2.7, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 30829, "termSampleSize": 30829, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 30829 } }, { "lei": "SS1TRMSN6BRNMOREEV51", "name": "Flagstar Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30523, "dollarVol": 8614065000, "branches": 61, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78592, "totalOriginated": 30523, "actionTaken": { "1": 30523, "2": 799, "3": 14009, "4": 8561, "5": 894, "6": 23806, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14009, "withdrawalCount": 8561, "incompleteCount": 894, "approvedNotAcceptedCount": 799, "purchasedLoanCount": 23806, "originatedMedianInterestRate": 7.125, "originatedMedianRateSpread": 0.771, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 30211, "termSampleSize": 30523, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 30484 } }, { "lei": "549300LBCBNR1OT00651", "name": "NATIONSTAR MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 28244, "dollarVol": 6078330000, "branches": 56, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63431, "totalOriginated": 28244, "actionTaken": { "1": 28244, "2": 683, "3": 6840, "4": 7406, "5": 1043, "6": 19215, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6840, "withdrawalCount": 7406, "incompleteCount": 1043, "approvedNotAcceptedCount": 683, "purchasedLoanCount": 19215, "originatedMedianInterestRate": 6.49, "originatedMedianRateSpread": 0.412, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 26703, "termSampleSize": 28244, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 28244 } }, { "lei": "QFROUN1UWUYU0DVIWD51", "name": "Fifth Third Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28050, "dollarVol": 4908760000, "branches": 56, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59075, "totalOriginated": 28050, "actionTaken": { "1": 28050, "2": 880, "3": 12817, "4": 6532, "5": 1790, "6": 9006, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12817, "withdrawalCount": 6532, "incompleteCount": 1790, "approvedNotAcceptedCount": 880, "purchasedLoanCount": 9006, "originatedMedianInterestRate": 8, "originatedMedianRateSpread": 0.732, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 27781, "termSampleSize": 28050, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 27913 } }, { "lei": "549300XQVJ1XBNFA5536", "name": "21ST MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 27795, "dollarVol": 3045905000, "branches": 55, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.03, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 163986, "totalOriginated": 27795, "actionTaken": { "1": 27795, "2": 2034, "3": 77441, "4": 8058, "5": 45217, "6": 3441, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77441, "withdrawalCount": 8058, "incompleteCount": 45217, "approvedNotAcceptedCount": 2034, "purchasedLoanCount": 3441, "originatedMedianInterestRate": 9.65, "originatedMedianRateSpread": 3.686, "originatedMedianLoanTermMonths": 300, "spreadSampleSize": 26458, "termSampleSize": 27795, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 27778 } }, { "lei": "549300VORTI31GZTJL53", "name": "CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 27175, "dollarVol": 7909005000, "branches": 54, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55866, "totalOriginated": 27175, "actionTaken": { "1": 27175, "2": 4328, "3": 3485, "4": 2606, "5": 848, "6": 0, "7": 5416, "8": 12008 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3485, "withdrawalCount": 2606, "incompleteCount": 848, "approvedNotAcceptedCount": 4328, "purchasedLoanCount": 0, "originatedMedianInterestRate": 6.625, "originatedMedianRateSpread": 0.537, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 24355, "termSampleSize": 27175, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 25431 } }, { "lei": "03D0JEWFDFUS0SEEKG89", "name": "TD Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26686, "dollarVol": 9086600000, "branches": 53, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.029, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62083, "totalOriginated": 26686, "actionTaken": { "1": 26686, "2": 486, "3": 16631, "4": 5599, "5": 2874, "6": 9807, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16631, "withdrawalCount": 5599, "incompleteCount": 2874, "approvedNotAcceptedCount": 486, "purchasedLoanCount": 9807, "originatedMedianInterestRate": 7.99, "originatedMedianRateSpread": 0.63, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 25272, "termSampleSize": 26686, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 26686 } }, { "lei": "549300121SF0K2LN2804", "name": "PRIMELENDING, A PLAINSCAPITAL COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25964, "dollarVol": 7816570000, "branches": 51, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.078, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37847, "totalOriginated": 25964, "actionTaken": { "1": 25964, "2": 2525, "3": 2071, "4": 4921, "5": 109, "6": 495, "7": 263, "8": 1499 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2071, "withdrawalCount": 4921, "incompleteCount": 109, "approvedNotAcceptedCount": 2525, "purchasedLoanCount": 495, "originatedMedianInterestRate": 6.75, "originatedMedianRateSpread": 0.426, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 23114, "termSampleSize": 25964, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 24319 } }, { "lei": "254900UL88QFG0E40516", "name": "FIGURE LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24488, "dollarVol": 1748620000, "branches": 48, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73301, "totalOriginated": 24488, "actionTaken": { "1": 24488, "2": 8840, "3": 18456, "4": 4657, "5": 0, "6": 16860, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18456, "withdrawalCount": 4657, "incompleteCount": 0, "approvedNotAcceptedCount": 8840, "purchasedLoanCount": 16860, "originatedMedianInterestRate": 10.95, "originatedMedianRateSpread": 4.31, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 24185, "termSampleSize": 24488, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 24349 } }, { "lei": "549300LYRWPSYPK6S325", "name": "FREEDOM MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 22740, "dollarVol": 7003170000, "branches": 45, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76364, "totalOriginated": 22739, "actionTaken": { "1": 22739, "2": 765, "3": 7818, "4": 12889, "5": 8229, "6": 23924, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7818, "withdrawalCount": 12889, "incompleteCount": 8229, "approvedNotAcceptedCount": 765, "purchasedLoanCount": 23924, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KIOYNU323LVJ37", "name": "AMERICAN PACIFIC MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 21776, "dollarVol": 7766160000, "branches": 43, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31234, "totalOriginated": 21776, "actionTaken": { "1": 21776, "2": 137, "3": 2107, "4": 7013, "5": 139, "6": 62, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2107, "withdrawalCount": 7013, "incompleteCount": 139, "approvedNotAcceptedCount": 137, "purchasedLoanCount": 62, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CPTDVOS570626", "name": "Third Federal Savings and Loan Association of Cleveland", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21549, "dollarVol": 3102315000, "branches": 43, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48675, "totalOriginated": 21549, "actionTaken": { "1": 21549, "2": 1059, "3": 14976, "4": 2700, "5": 1627, "6": 1018, "7": 2435, "8": 3311 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14976, "withdrawalCount": 2700, "incompleteCount": 1627, "approvedNotAcceptedCount": 1059, "purchasedLoanCount": 1018, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005PKOSG7MYX0B34", "name": "Prosperity Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 20559, "dollarVol": 6816055000, "branches": 41, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33181, "totalOriginated": 20559, "actionTaken": { "1": 20559, "2": 131, "3": 3258, "4": 5637, "5": 540, "6": 38, "7": 355, "8": 2663 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3258, "withdrawalCount": 5637, "incompleteCount": 540, "approvedNotAcceptedCount": 131, "purchasedLoanCount": 38, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPOGWJRH63HS39", "name": "UNION HOME MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 20039, "dollarVol": 5156965000, "branches": 40, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26804, "totalOriginated": 20039, "actionTaken": { "1": 20039, "2": 279, "3": 1053, "4": 3081, "5": 1943, "6": 243, "7": 28, "8": 138 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1053, "withdrawalCount": 3081, "incompleteCount": 1943, "approvedNotAcceptedCount": 279, "purchasedLoanCount": 243, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIL8LFAQ04XC20", "name": "SPRING EQ, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 19058, "dollarVol": 2038870000, "branches": 38, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84085, "totalOriginated": 19058, "actionTaken": { "1": 19058, "2": 417, "3": 55165, "4": 9440, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55165, "withdrawalCount": 9440, "incompleteCount": 5, "approvedNotAcceptedCount": 417, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000YNV8IX4VD3X12", "name": "VANDERBILT MORTGAGE AND FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 18406, "dollarVol": 3514610000, "branches": 36, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.067, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129372, "totalOriginated": 18406, "actionTaken": { "1": 18406, "2": 2286, "3": 54238, "4": 4410, "5": 45414, "6": 4597, "7": 20, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54238, "withdrawalCount": 4410, "incompleteCount": 45414, "approvedNotAcceptedCount": 2286, "purchasedLoanCount": 4597, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZFWS2106HWPH46", "name": "Paramount Residential Mortgage Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17799, "dollarVol": 6285185000, "branches": 35, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30394, "totalOriginated": 17799, "actionTaken": { "1": 17799, "2": 182, "3": 1274, "4": 8215, "5": 0, "6": 2924, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1274, "withdrawalCount": 8215, "incompleteCount": 0, "approvedNotAcceptedCount": 182, "purchasedLoanCount": 2924, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XWUSRVVOHPRY47", "name": "EVERETT FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17796, "dollarVol": 5214540000, "branches": 35, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42249, "totalOriginated": 17796, "actionTaken": { "1": 17796, "2": 100, "3": 3482, "4": 20600, "5": 5, "6": 104, "7": 17, "8": 145 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3482, "withdrawalCount": 20600, "incompleteCount": 5, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 104, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WWB2V0FCW3A0EE3ZJN75", "name": "Manufacturers and Traders Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17611, "dollarVol": 4035035000, "branches": 35, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32719, "totalOriginated": 17611, "actionTaken": { "1": 17611, "2": 983, "3": 10416, "4": 2077, "5": 483, "6": 1149, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10416, "withdrawalCount": 2077, "incompleteCount": 483, "approvedNotAcceptedCount": 983, "purchasedLoanCount": 1149, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WTZMQSET2VY242", "name": "ACADEMY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17389, "dollarVol": 5237165000, "branches": 34, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.049, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24476, "totalOriginated": 17389, "actionTaken": { "1": 17389, "2": 108, "3": 647, "4": 5770, "5": 562, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 647, "withdrawalCount": 5770, "incompleteCount": 562, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004WMLN60ZJ2ON46", "name": "PULTE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17387, "dollarVol": 6915085000, "branches": 34, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26158, "totalOriginated": 17387, "actionTaken": { "1": 17387, "2": 83, "3": 2689, "4": 4736, "5": 1230, "6": 33, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2689, "withdrawalCount": 4736, "incompleteCount": 1230, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 33, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3Y4U8VZURTYWI1W2K376", "name": "BMO Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 16620, "dollarVol": 6870430000, "branches": 33, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.03, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35666, "totalOriginated": 16620, "actionTaken": { "1": 16620, "2": 451, "3": 10883, "4": 4551, "5": 1886, "6": 265, "7": 463, "8": 547 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10883, "withdrawalCount": 4551, "incompleteCount": 1886, "approvedNotAcceptedCount": 451, "purchasedLoanCount": 265, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007I0X1GRWIU8B34", "name": "AMERICA FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 16218, "dollarVol": 1814130000, "branches": 32, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22394, "totalOriginated": 16218, "actionTaken": { "1": 16218, "2": 1197, "3": 4021, "4": 958, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4021, "withdrawalCount": 958, "incompleteCount": 0, "approvedNotAcceptedCount": 1197, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPCWU6E72WUT29", "name": "MUTUAL OF OMAHA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 16169, "dollarVol": 4044625000, "branches": 32, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29943, "totalOriginated": 16169, "actionTaken": { "1": 16169, "2": 377, "3": 7360, "4": 4183, "5": 1064, "6": 205, "7": 91, "8": 494 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7360, "withdrawalCount": 4183, "incompleteCount": 1064, "approvedNotAcceptedCount": 377, "purchasedLoanCount": 205, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KBWX4NV5Q1E376", "name": "NVR Mortgage Finance, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15867, "dollarVol": 5738155000, "branches": 31, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21875, "totalOriginated": 15867, "actionTaken": { "1": 15867, "2": 0, "3": 3705, "4": 2130, "5": 173, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3705, "withdrawalCount": 2130, "incompleteCount": 173, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MCIFZSDHUT8X63", "name": "NFM, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15850, "dollarVol": 5571150000, "branches": 31, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20914, "totalOriginated": 15850, "actionTaken": { "1": 15850, "2": 122, "3": 451, "4": 3882, "5": 568, "6": 41, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 451, "withdrawalCount": 3882, "incompleteCount": 568, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 41, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "L9VVX1KT5TFTKS0MLF66", "name": "First-Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15304, "dollarVol": 5902870000, "branches": 30, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23378, "totalOriginated": 15304, "actionTaken": { "1": 15304, "2": 861, "3": 4806, "4": 1353, "5": 799, "6": 0, "7": 10, "8": 245 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4806, "withdrawalCount": 1353, "incompleteCount": 799, "approvedNotAcceptedCount": 861, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VAGP3GQ8FJT49", "name": "Kiavi Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15101, "dollarVol": 4370105000, "branches": 30, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23538, "totalOriginated": 15101, "actionTaken": { "1": 15101, "2": 699, "3": 2979, "4": 4716, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2979, "withdrawalCount": 4716, "incompleteCount": 43, "approvedNotAcceptedCount": 699, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WHVQBGRSWEU75", "name": "HOMEBRIDGE FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15089, "dollarVol": 3964755000, "branches": 30, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27709, "totalOriginated": 15089, "actionTaken": { "1": 15089, "2": 2038, "3": 7687, "4": 2884, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7687, "withdrawalCount": 2884, "incompleteCount": 11, "approvedNotAcceptedCount": 2038, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001NSTOD85LT125", "name": "GUARANTEED RATE AFFINITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14829, "dollarVol": 5377695000, "branches": 29, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24372, "totalOriginated": 14829, "actionTaken": { "1": 14829, "2": 98, "3": 1438, "4": 5926, "5": 2007, "6": 29, "7": 24, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1438, "withdrawalCount": 5926, "incompleteCount": 2007, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001GDRY0EL7VG372", "name": "ARK-LA-TEX FINANCIAL SERVICES, LLC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14775, "dollarVol": 4519645000, "branches": 29, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.009, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21481, "totalOriginated": 14775, "actionTaken": { "1": 14775, "2": 1764, "3": 907, "4": 3236, "5": 788, "6": 0, "7": 0, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 907, "withdrawalCount": 3236, "incompleteCount": 788, "approvedNotAcceptedCount": 1764, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "E57ODZWZ7FF32TWEFA76", "name": "Citibank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14514, "dollarVol": 18897280000, "branches": 29, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43081, "totalOriginated": 14514, "actionTaken": { "1": 14514, "2": 306, "3": 1352, "4": 6117, "5": 1174, "6": 16088, "7": 607, "8": 2923 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1352, "withdrawalCount": 6117, "incompleteCount": 1174, "approvedNotAcceptedCount": 306, "purchasedLoanCount": 16088, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIQ7S7Z8PIHE53", "name": "AMERISAVE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14489, "dollarVol": 3662735000, "branches": 28, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96779, "totalOriginated": 14489, "actionTaken": { "1": 14489, "2": 283, "3": 21852, "4": 11452, "5": 44003, "6": 118, "7": 2712, "8": 1870 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21852, "withdrawalCount": 11452, "incompleteCount": 44003, "approvedNotAcceptedCount": 283, "purchasedLoanCount": 118, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KM40FP4MSQU941", "name": "Boeing Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14111, "dollarVol": 3539215000, "branches": 28, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22778, "totalOriginated": 14111, "actionTaken": { "1": 14111, "2": 552, "3": 5837, "4": 2097, "5": 177, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5837, "withdrawalCount": 2097, "incompleteCount": 177, "approvedNotAcceptedCount": 552, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJ8PAJ7E52HG32", "name": "Plains Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13492, "dollarVol": 4368540000, "branches": 26, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22109, "totalOriginated": 13492, "actionTaken": { "1": 13492, "2": 30, "3": 541, "4": 7967, "5": 0, "6": 79, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 541, "withdrawalCount": 7967, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 79, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "IUGPUX5LWRZ3B6KIZ697", "name": "Ameris Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13168, "dollarVol": 4394270000, "branches": 26, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.028, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18772, "totalOriginated": 13168, "actionTaken": { "1": 13168, "2": 142, "3": 1526, "4": 3536, "5": 351, "6": 49, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1526, "withdrawalCount": 3536, "incompleteCount": 351, "approvedNotAcceptedCount": 142, "purchasedLoanCount": 49, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWXUAFD1WAE410", "name": "ATLANTIC BAY MORTGAGE GROUP, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 12843, "dollarVol": 3506935000, "branches": 25, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16689, "totalOriginated": 12843, "actionTaken": { "1": 12843, "2": 110, "3": 285, "4": 3435, "5": 4, "6": 10, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 285, "withdrawalCount": 3435, "incompleteCount": 4, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXKO1O7CSK5J52", "name": "FLAT BRANCH MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 12575, "dollarVol": 2689135000, "branches": 25, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16160, "totalOriginated": 12575, "actionTaken": { "1": 12575, "2": 145, "3": 296, "4": 2720, "5": 23, "6": 21, "7": 5, "8": 375 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 296, "withdrawalCount": 2720, "incompleteCount": 23, "approvedNotAcceptedCount": 145, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NTAC4H10MGSU23", "name": "Summit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12559, "dollarVol": 1659525000, "branches": 25, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19652, "totalOriginated": 12559, "actionTaken": { "1": 12559, "2": 1102, "3": 1341, "4": 1083, "5": 504, "6": 0, "7": 671, "8": 2392 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1341, "withdrawalCount": 1083, "incompleteCount": 504, "approvedNotAcceptedCount": 1102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001GCBD5XGNIC815", "name": "Coastal Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 12497, "dollarVol": 844945000, "branches": 24, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31031, "totalOriginated": 12497, "actionTaken": { "1": 12497, "2": 16048, "3": 461, "4": 229, "5": 1796, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 461, "withdrawalCount": 229, "incompleteCount": 1796, "approvedNotAcceptedCount": 16048, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CB67L6KPJLHE19", "name": "TRIAD FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 12442, "dollarVol": 1260250000, "branches": 24, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81816, "totalOriginated": 12442, "actionTaken": { "1": 12442, "2": 22275, "3": 46875, "4": 224, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46875, "withdrawalCount": 224, "incompleteCount": 0, "approvedNotAcceptedCount": 22275, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4FT4H1UWPGU95", "name": "GREENSTATE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12347, "dollarVol": 2140015000, "branches": 24, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18328, "totalOriginated": 12347, "actionTaken": { "1": 12347, "2": 634, "3": 1615, "4": 2937, "5": 782, "6": 11, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1615, "withdrawalCount": 2937, "incompleteCount": 782, "approvedNotAcceptedCount": 634, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX7K8PTEQUU487", "name": "PENTAGON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12312, "dollarVol": 3034250000, "branches": 24, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34186, "totalOriginated": 12312, "actionTaken": { "1": 12312, "2": 145, "3": 12937, "4": 5321, "5": 2554, "6": 229, "7": 56, "8": 632 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12937, "withdrawalCount": 5321, "incompleteCount": 2554, "approvedNotAcceptedCount": 145, "purchasedLoanCount": 229, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "N8T7HW55LK5D2ORCKP39", "name": "First National Bank of Pennsylvania", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 12166, "dollarVol": 3409870000, "branches": 24, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21676, "totalOriginated": 12166, "actionTaken": { "1": 12166, "2": 112, "3": 5463, "4": 1157, "5": 905, "6": 1873, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5463, "withdrawalCount": 1157, "incompleteCount": 905, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 1873, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "C5654JQHZUHN0772B561", "name": "USAA Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 12146, "dollarVol": 3967800000, "branches": 24, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25060, "totalOriginated": 12146, "actionTaken": { "1": 12146, "2": 139, "3": 5162, "4": 7590, "5": 4, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5162, "withdrawalCount": 7590, "incompleteCount": 4, "approvedNotAcceptedCount": 139, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q7C315HKI8VX0SSKBS64", "name": "Cadence Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 12015, "dollarVol": 3256905000, "branches": 24, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18060, "totalOriginated": 12015, "actionTaken": { "1": 12015, "2": 340, "3": 3197, "4": 2320, "5": 188, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3197, "withdrawalCount": 2320, "incompleteCount": 188, "approvedNotAcceptedCount": 340, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "COINQMNIM6RBU631DD85", "name": "Arvest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 11997, "dollarVol": 2749865000, "branches": 23, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20382, "totalOriginated": 11997, "actionTaken": { "1": 11997, "2": 274, "3": 4477, "4": 2999, "5": 618, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4477, "withdrawalCount": 2999, "incompleteCount": 618, "approvedNotAcceptedCount": 274, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930043BMDE130FJ617", "name": "PROVIDENT FUNDING ASSOCIATES, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11958, "dollarVol": 4781920000, "branches": 23, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20241, "totalOriginated": 11958, "actionTaken": { "1": 11958, "2": 183, "3": 1358, "4": 5271, "5": 1261, "6": 210, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1358, "withdrawalCount": 5271, "incompleteCount": 1261, "approvedNotAcceptedCount": 183, "purchasedLoanCount": 210, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HUX2X73FUCYHUVH1BK78", "name": "KeyBank National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 11856, "dollarVol": 2948800000, "branches": 23, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.041, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23305, "totalOriginated": 11856, "actionTaken": { "1": 11856, "2": 328, "3": 7132, "4": 2332, "5": 1596, "6": 61, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7132, "withdrawalCount": 2332, "incompleteCount": 1596, "approvedNotAcceptedCount": 328, "purchasedLoanCount": 61, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R9S3MVDV4MGF56", "name": "CARRINGTON MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11657, "dollarVol": 2492635000, "branches": 23, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.088, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43036, "totalOriginated": 11657, "actionTaken": { "1": 11657, "2": 1980, "3": 21453, "4": 6751, "5": 951, "6": 240, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21453, "withdrawalCount": 6751, "incompleteCount": 951, "approvedNotAcceptedCount": 1980, "purchasedLoanCount": 240, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006S869XKIESMV41", "name": "Mountain America Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 11479, "dollarVol": 1891025000, "branches": 22, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23591, "totalOriginated": 11479, "actionTaken": { "1": 11479, "2": 259, "3": 6660, "4": 3602, "5": 1590, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6660, "withdrawalCount": 3602, "incompleteCount": 1590, "approvedNotAcceptedCount": 259, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008NWHQT1R22C024", "name": "AMERICAN FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11348, "dollarVol": 3844990000, "branches": 22, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21368, "totalOriginated": 11348, "actionTaken": { "1": 11348, "2": 198, "3": 2061, "4": 6773, "5": 988, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2061, "withdrawalCount": 6773, "incompleteCount": 988, "approvedNotAcceptedCount": 198, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JYXTZDSPJEPI44", "name": "PLAZA HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11336, "dollarVol": 3767090000, "branches": 22, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29566, "totalOriginated": 11336, "actionTaken": { "1": 11336, "2": 2754, "3": 2062, "4": 1561, "5": 78, "6": 11775, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2062, "withdrawalCount": 1561, "incompleteCount": 78, "approvedNotAcceptedCount": 2754, "purchasedLoanCount": 11775, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "COOWI3L2W9TPYR3WJX37", "name": "First Horizon Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 11132, "dollarVol": 4500770000, "branches": 22, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.012, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19012, "totalOriginated": 11132, "actionTaken": { "1": 11132, "2": 423, "3": 4825, "4": 1669, "5": 127, "6": 836, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4825, "withdrawalCount": 1669, "incompleteCount": 127, "approvedNotAcceptedCount": 423, "purchasedLoanCount": 836, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YB1H2FRI6JPM51", "name": "LAKE MICHIGAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 11117, "dollarVol": 2928205000, "branches": 22, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15085, "totalOriginated": 11117, "actionTaken": { "1": 11117, "2": 440, "3": 1316, "4": 1696, "5": 470, "6": 46, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1316, "withdrawalCount": 1696, "incompleteCount": 470, "approvedNotAcceptedCount": 440, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930034MNPILHP25H80", "name": "Gateway First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 10756, "dollarVol": 2599380000, "branches": 21, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18678, "totalOriginated": 10756, "actionTaken": { "1": 10756, "2": 73, "3": 836, "4": 3806, "5": 95, "6": 3112, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 836, "withdrawalCount": 3806, "incompleteCount": 95, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 3112, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930052M48FOD3CWA54", "name": "PRIMARY RESIDENTIAL MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10719, "dollarVol": 2906025000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15859, "totalOriginated": 10719, "actionTaken": { "1": 10719, "2": 3, "3": 835, "4": 3951, "5": 351, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 835, "withdrawalCount": 3951, "incompleteCount": 351, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J7XKT2BI5WX213", "name": "CALIBER HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10711, "dollarVol": 3535055000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.008, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16607, "totalOriginated": 10711, "actionTaken": { "1": 10711, "2": 70, "3": 667, "4": 3591, "5": 372, "6": 116, "7": 217, "8": 863 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 667, "withdrawalCount": 3591, "incompleteCount": 372, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 116, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8I3UVGYULPJQIP7FQV10", "name": "SouthState Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 10476, "dollarVol": 3211310000, "branches": 20, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17052, "totalOriginated": 10476, "actionTaken": { "1": 10476, "2": 509, "3": 3663, "4": 2295, "5": 104, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3663, "withdrawalCount": 2295, "incompleteCount": 104, "approvedNotAcceptedCount": 509, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001NJEVHTZW7FG34", "name": "SCHOOLSFIRST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10456, "dollarVol": 1932350000, "branches": 20, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13937, "totalOriginated": 10456, "actionTaken": { "1": 10456, "2": 153, "3": 1437, "4": 1267, "5": 624, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1437, "withdrawalCount": 1267, "incompleteCount": 624, "approvedNotAcceptedCount": 153, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS0W0TEUQS8571", "name": "Morgan Stanley Private Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 10346, "dollarVol": 10140570000, "branches": 20, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13393, "totalOriginated": 10346, "actionTaken": { "1": 10346, "2": 833, "3": 595, "4": 1361, "5": 258, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 595, "withdrawalCount": 1361, "incompleteCount": 258, "approvedNotAcceptedCount": 833, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8WH0EE09O9V05QJZ3V89", "name": "Zions Bancorporation, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 10314, "dollarVol": 3971570000, "branches": 20, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20614, "totalOriginated": 10314, "actionTaken": { "1": 10314, "2": 3031, "3": 6880, "4": 164, "5": 76, "6": 17, "7": 39, "8": 93 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6880, "withdrawalCount": 164, "incompleteCount": 76, "approvedNotAcceptedCount": 3031, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CY7WNAHKHYSJ73", "name": "CORNERSTONE CAPITAL BANK, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9931, "dollarVol": 3550925000, "branches": 19, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23933, "totalOriginated": 9931, "actionTaken": { "1": 9931, "2": 104, "3": 419, "4": 2625, "5": 6, "6": 10848, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 419, "withdrawalCount": 2625, "incompleteCount": 6, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 10848, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYBPIWKK6SQC06", "name": "Bell Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9877, "dollarVol": 3146205000, "branches": 19, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12202, "totalOriginated": 9877, "actionTaken": { "1": 9877, "2": 66, "3": 695, "4": 1538, "5": 3, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 695, "withdrawalCount": 1538, "incompleteCount": 3, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSCUJKJINRJ980", "name": "RUOFF MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 9816, "dollarVol": 2037350000, "branches": 19, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.06, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14961, "totalOriginated": 9816, "actionTaken": { "1": 9816, "2": 1069, "3": 1105, "4": 2223, "5": 585, "6": 0, "7": 124, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1105, "withdrawalCount": 2223, "incompleteCount": 585, "approvedNotAcceptedCount": 1069, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXY7OP0IC38293", "name": "Northpointe Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9790, "dollarVol": 3228560000, "branches": 19, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17649, "totalOriginated": 9790, "actionTaken": { "1": 9790, "2": 114, "3": 897, "4": 5045, "5": 547, "6": 841, "7": 66, "8": 349 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 897, "withdrawalCount": 5045, "incompleteCount": 547, "approvedNotAcceptedCount": 114, "purchasedLoanCount": 841, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MZ8VZJOVC63092", "name": "KIND LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 9493, "dollarVol": 3589765000, "branches": 18, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16097, "totalOriginated": 9493, "actionTaken": { "1": 9493, "2": 88, "3": 3699, "4": 1308, "5": 608, "6": 804, "7": 92, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3699, "withdrawalCount": 1308, "incompleteCount": 608, "approvedNotAcceptedCount": 88, "purchasedLoanCount": 804, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BX448ALT10FI43", "name": "The Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9365, "dollarVol": 3267285000, "branches": 18, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24130, "totalOriginated": 9365, "actionTaken": { "1": 9365, "2": 190, "3": 2516, "4": 7566, "5": 4220, "6": 28, "7": 74, "8": 171 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2516, "withdrawalCount": 7566, "incompleteCount": 4220, "approvedNotAcceptedCount": 190, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QI2ILHHZH8D20", "name": "KBHS HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 9295, "dollarVol": 3631715000, "branches": 18, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15306, "totalOriginated": 9295, "actionTaken": { "1": 9295, "2": 88, "3": 1278, "4": 4632, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1278, "withdrawalCount": 4632, "incompleteCount": 13, "approvedNotAcceptedCount": 88, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PL8ER6H23P0Z91", "name": "BAY EQUITY LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 9182, "dollarVol": 3521690000, "branches": 18, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14302, "totalOriginated": 9182, "actionTaken": { "1": 9182, "2": 81, "3": 604, "4": 3146, "5": 450, "6": 0, "7": 193, "8": 646 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 604, "withdrawalCount": 3146, "incompleteCount": 450, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01J4SO3XTWZF4PP38209", "name": "Trustmark National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9064, "dollarVol": 1647230000, "branches": 18, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13209, "totalOriginated": 9064, "actionTaken": { "1": 9064, "2": 447, "3": 1798, "4": 1201, "5": 350, "6": 349, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1798, "withdrawalCount": 1201, "incompleteCount": 350, "approvedNotAcceptedCount": 447, "purchasedLoanCount": 349, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F8C5JA44WNMI75", "name": "AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 8932, "dollarVol": 2806580000, "branches": 17, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13095, "totalOriginated": 8932, "actionTaken": { "1": 8932, "2": 93, "3": 354, "4": 3039, "5": 677, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 354, "withdrawalCount": 3039, "incompleteCount": 677, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J7I82PNDVU8H22", "name": "OCMBC, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 8891, "dollarVol": 3587635000, "branches": 17, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.077, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17858, "totalOriginated": 8891, "actionTaken": { "1": 8891, "2": 2740, "3": 3439, "4": 1839, "5": 1, "6": 948, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3439, "withdrawalCount": 1839, "incompleteCount": 1, "approvedNotAcceptedCount": 2740, "purchasedLoanCount": 948, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RN01LBYR8ZVX74", "name": "LOWER, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 8747, "dollarVol": 2528005000, "branches": 17, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13169, "totalOriginated": 8747, "actionTaken": { "1": 8747, "2": 122, "3": 1722, "4": 2240, "5": 338, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1722, "withdrawalCount": 2240, "incompleteCount": 338, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZME37MXI1EF14", "name": "DAS Acquisition Company, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 8231, "dollarVol": 1991985000, "branches": 16, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13770, "totalOriginated": 8231, "actionTaken": { "1": 8231, "2": 884, "3": 331, "4": 1885, "5": 564, "6": 0, "7": 269, "8": 1606 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 331, "withdrawalCount": 1885, "incompleteCount": 564, "approvedNotAcceptedCount": 884, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6GK3WNTSHBNJOVP1LV97", "name": "ENT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 8221, "dollarVol": 1464685000, "branches": 16, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12739, "totalOriginated": 8221, "actionTaken": { "1": 8221, "2": 1738, "3": 2697, "4": 80, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2697, "withdrawalCount": 80, "incompleteCount": 1, "approvedNotAcceptedCount": 1738, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CN1DD55MJDFH69", "name": "University of Wisconsin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 8093, "dollarVol": 1117495000, "branches": 16, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10370, "totalOriginated": 8093, "actionTaken": { "1": 8093, "2": 228, "3": 1149, "4": 871, "5": 1, "6": 0, "7": 1, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1149, "withdrawalCount": 871, "incompleteCount": 1, "approvedNotAcceptedCount": 228, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT7EB9FJAF0E61", "name": "Old National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 7951, "dollarVol": 2959295000, "branches": 15, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12693, "totalOriginated": 7951, "actionTaken": { "1": 7951, "2": 229, "3": 3393, "4": 896, "5": 93, "6": 131, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3393, "withdrawalCount": 896, "incompleteCount": 93, "approvedNotAcceptedCount": 229, "purchasedLoanCount": 131, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ONBM4MGXXBTA44", "name": "AMCAP MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7809, "dollarVol": 2256105000, "branches": 15, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11586, "totalOriginated": 7809, "actionTaken": { "1": 7809, "2": 21, "3": 841, "4": 2725, "5": 190, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 841, "withdrawalCount": 2725, "incompleteCount": 190, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5YL3OH0IVCS62", "name": "FINANCE OF AMERICA REVERSE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7754, "dollarVol": 2112410000, "branches": 15, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12051, "totalOriginated": 7754, "actionTaken": { "1": 7754, "2": 118, "3": 1353, "4": 1972, "5": 376, "6": 478, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1353, "withdrawalCount": 1972, "incompleteCount": 376, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 478, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AENO88GEUWCZ39", "name": "Luminate Home Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7717, "dollarVol": 2784515000, "branches": 15, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10953, "totalOriginated": 7717, "actionTaken": { "1": 7717, "2": 22, "3": 286, "4": 2918, "5": 6, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 286, "withdrawalCount": 2918, "incompleteCount": 6, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O723MCLR701H50", "name": "Neighborhood Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7709, "dollarVol": 1816845000, "branches": 15, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11126, "totalOriginated": 7709, "actionTaken": { "1": 7709, "2": 47, "3": 2231, "4": 1139, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2231, "withdrawalCount": 1139, "incompleteCount": 0, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WEP08K7U7S3A80", "name": "Nations Lending Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7583, "dollarVol": 2114605000, "branches": 15, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9845, "totalOriginated": 7583, "actionTaken": { "1": 7583, "2": 990, "3": 519, "4": 704, "5": 32, "6": 0, "7": 3, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 519, "withdrawalCount": 704, "incompleteCount": 32, "approvedNotAcceptedCount": 990, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GRGZDEH4ZGQS06", "name": "Waterstone Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7553, "dollarVol": 2123335000, "branches": 15, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10414, "totalOriginated": 7553, "actionTaken": { "1": 7553, "2": 101, "3": 454, "4": 2222, "5": 0, "6": 35, "7": 2, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 454, "withdrawalCount": 2222, "incompleteCount": 0, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 35, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001PXRJMPLXPG540", "name": "IDAHO CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7552, "dollarVol": 1658870000, "branches": 15, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12696, "totalOriginated": 7552, "actionTaken": { "1": 7552, "2": 1943, "3": 2667, "4": 478, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2667, "withdrawalCount": 478, "incompleteCount": 56, "approvedNotAcceptedCount": 1943, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UF3FPC7U6RFC59", "name": "The Central Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 7550, "dollarVol": 1850240000, "branches": 15, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11279, "totalOriginated": 7550, "actionTaken": { "1": 7550, "2": 62, "3": 995, "4": 2603, "5": 54, "6": 6, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 995, "withdrawalCount": 2603, "incompleteCount": 54, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TOOOOW36EX6R40", "name": "Suncoast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7511, "dollarVol": 906465000, "branches": 15, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14562, "totalOriginated": 7511, "actionTaken": { "1": 7511, "2": 366, "3": 4702, "4": 1024, "5": 959, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4702, "withdrawalCount": 1024, "incompleteCount": 959, "approvedNotAcceptedCount": 366, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RF1ERFA2XR050", "name": "Renasant Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 7510, "dollarVol": 1981750000, "branches": 15, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10705, "totalOriginated": 7510, "actionTaken": { "1": 7510, "2": 612, "3": 1103, "4": 1293, "5": 145, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1103, "withdrawalCount": 1293, "incompleteCount": 145, "approvedNotAcceptedCount": 612, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O6Z0I6KYMESL47", "name": "AMWEST FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7459, "dollarVol": 3089375000, "branches": 14, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12918, "totalOriginated": 7459, "actionTaken": { "1": 7459, "2": 7, "3": 876, "4": 4105, "5": 74, "6": 397, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 876, "withdrawalCount": 4105, "incompleteCount": 74, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 397, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UI36AJZ0WZ4U93", "name": "Taylor Morrison Home Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7368, "dollarVol": 3447320000, "branches": 14, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10612, "totalOriginated": 7368, "actionTaken": { "1": 7368, "2": 0, "3": 673, "4": 1480, "5": 1091, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 673, "withdrawalCount": 1480, "incompleteCount": 1091, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004AS1SPBQOFDR49", "name": "Commerce Home Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7284, "dollarVol": 3445570000, "branches": 14, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13488, "totalOriginated": 7284, "actionTaken": { "1": 7284, "2": 104, "3": 1547, "4": 4342, "5": 211, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1547, "withdrawalCount": 4342, "incompleteCount": 211, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTR1JGH3K6LU06", "name": "Bethpage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7283, "dollarVol": 1823885000, "branches": 14, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18434, "totalOriginated": 7283, "actionTaken": { "1": 7283, "2": 114, "3": 8675, "4": 2177, "5": 184, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8675, "withdrawalCount": 2177, "incompleteCount": 184, "approvedNotAcceptedCount": 114, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTZ395IC926125", "name": "Sierra Pacific Mortgage Company, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7230, "dollarVol": 2473650000, "branches": 14, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10217, "totalOriginated": 7230, "actionTaken": { "1": 7230, "2": 49, "3": 1591, "4": 1041, "5": 105, "6": 167, "7": 33, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1591, "withdrawalCount": 1041, "incompleteCount": 105, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 167, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930049L5WINET09Q97", "name": "Click n' Close, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7090, "dollarVol": 1581170000, "branches": 14, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10200, "totalOriginated": 7090, "actionTaken": { "1": 7090, "2": 162, "3": 394, "4": 2554, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 394, "withdrawalCount": 2554, "incompleteCount": 0, "approvedNotAcceptedCount": 162, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0SXC1JU7ZU290", "name": "FIRST COMMUNITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7067, "dollarVol": 1880525000, "branches": 14, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8962, "totalOriginated": 7067, "actionTaken": { "1": 7067, "2": 221, "3": 566, "4": 519, "5": 529, "6": 4, "7": 38, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 566, "withdrawalCount": 519, "incompleteCount": 529, "approvedNotAcceptedCount": 221, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008LK3474E9U2888", "name": "ONPOINT COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7039, "dollarVol": 1192395000, "branches": 14, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9945, "totalOriginated": 7039, "actionTaken": { "1": 7039, "2": 413, "3": 1722, "4": 745, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1722, "withdrawalCount": 745, "incompleteCount": 26, "approvedNotAcceptedCount": 413, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DMHEHNYZ2OLB41", "name": "First United Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 7024, "dollarVol": 2472510000, "branches": 14, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10742, "totalOriginated": 7024, "actionTaken": { "1": 7024, "2": 213, "3": 680, "4": 2398, "5": 427, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 680, "withdrawalCount": 2398, "incompleteCount": 427, "approvedNotAcceptedCount": 213, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "C398JSK21YCXWM603F55", "name": "Barrington Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6997, "dollarVol": 2023735000, "branches": 13, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11120, "totalOriginated": 6997, "actionTaken": { "1": 6997, "2": 395, "3": 879, "4": 2606, "5": 219, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 879, "withdrawalCount": 2606, "incompleteCount": 219, "approvedNotAcceptedCount": 395, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "T68X8LLAQYRNDV034K14", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6991, "dollarVol": 1649525000, "branches": 13, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17217, "totalOriginated": 6991, "actionTaken": { "1": 6991, "2": 212, "3": 6360, "4": 1193, "5": 2351, "6": 110, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6360, "withdrawalCount": 1193, "incompleteCount": 2351, "approvedNotAcceptedCount": 212, "purchasedLoanCount": 110, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JXCS783CPF1D02", "name": "RCN Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6915, "dollarVol": 1383775000, "branches": 13, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12395, "totalOriginated": 6915, "actionTaken": { "1": 6915, "2": 0, "3": 1698, "4": 3782, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1698, "withdrawalCount": 3782, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DMYENRV818D594", "name": "SWBC MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6858, "dollarVol": 2116200000, "branches": 13, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9277, "totalOriginated": 6858, "actionTaken": { "1": 6858, "2": 314, "3": 395, "4": 1602, "5": 62, "6": 46, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 395, "withdrawalCount": 1602, "incompleteCount": 62, "approvedNotAcceptedCount": 314, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "G5AHTAP80NWA3Q8RDC78", "name": "Frost Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6853, "dollarVol": 1125855000, "branches": 13, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18731, "totalOriginated": 6853, "actionTaken": { "1": 6853, "2": 529, "3": 9212, "4": 1347, "5": 703, "6": 0, "7": 42, "8": 45 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9212, "withdrawalCount": 1347, "incompleteCount": 703, "approvedNotAcceptedCount": 529, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HFXTV55C2HHM89", "name": "DESERT FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6806, "dollarVol": 728830000, "branches": 13, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14280, "totalOriginated": 6806, "actionTaken": { "1": 6806, "2": 777, "3": 6547, "4": 104, "5": 0, "6": 46, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6547, "withdrawalCount": 104, "incompleteCount": 0, "approvedNotAcceptedCount": 777, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HFBEONQN2CK447", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6766, "dollarVol": 1721000000, "branches": 13, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8712, "totalOriginated": 6766, "actionTaken": { "1": 6766, "2": 170, "3": 621, "4": 1026, "5": 126, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 621, "withdrawalCount": 1026, "incompleteCount": 126, "approvedNotAcceptedCount": 170, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "DX0JX77PRMOELF7VG772", "name": "Synovus Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6709, "dollarVol": 1961445000, "branches": 13, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10911, "totalOriginated": 6709, "actionTaken": { "1": 6709, "2": 532, "3": 2379, "4": 1140, "5": 109, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2379, "withdrawalCount": 1140, "incompleteCount": 109, "approvedNotAcceptedCount": 532, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KHXD7JSQUZIJ22", "name": "HIGHLANDS RESIDENTIAL MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6672, "dollarVol": 2037150000, "branches": 13, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9396, "totalOriginated": 6672, "actionTaken": { "1": 6672, "2": 170, "3": 253, "4": 1899, "5": 402, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 253, "withdrawalCount": 1899, "incompleteCount": 402, "approvedNotAcceptedCount": 170, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY4NTTEM7WWB64", "name": "Bank of England", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6646, "dollarVol": 2022790000, "branches": 13, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9780, "totalOriginated": 6732, "actionTaken": { "1": 6732, "2": 43, "3": 815, "4": 2158, "5": 0, "6": 32, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 815, "withdrawalCount": 2158, "incompleteCount": 0, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 32, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LU6Y2TXG48QY48", "name": "RANDOLPH-BROOKS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6593, "dollarVol": 943135000, "branches": 13, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14685, "totalOriginated": 6593, "actionTaken": { "1": 6593, "2": 1370, "3": 1822, "4": 2181, "5": 955, "6": 170, "7": 607, "8": 987 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1822, "withdrawalCount": 2181, "incompleteCount": 955, "approvedNotAcceptedCount": 1370, "purchasedLoanCount": 170, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VQUTI5IU7GXT57", "name": "SECURITYNATIONAL MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6592, "dollarVol": 1947890000, "branches": 13, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10708, "totalOriginated": 6592, "actionTaken": { "1": 6592, "2": 95, "3": 744, "4": 3273, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 744, "withdrawalCount": 3273, "incompleteCount": 4, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930063XGNMIXS57091", "name": "POLICE & FIRE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6502, "dollarVol": 566640000, "branches": 13, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12694, "totalOriginated": 6502, "actionTaken": { "1": 6502, "2": 109, "3": 4248, "4": 1037, "5": 798, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4248, "withdrawalCount": 1037, "incompleteCount": 798, "approvedNotAcceptedCount": 109, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KY533JFETOYG46", "name": "Landmark Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6442, "dollarVol": 824130000, "branches": 12, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9045, "totalOriginated": 6442, "actionTaken": { "1": 6442, "2": 633, "3": 1275, "4": 598, "5": 89, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1275, "withdrawalCount": 598, "incompleteCount": 89, "approvedNotAcceptedCount": 633, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBO7DOF2KOP535", "name": "FirstBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6396, "dollarVol": 1680010000, "branches": 12, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20108, "totalOriginated": 6396, "actionTaken": { "1": 6396, "2": 2877, "3": 8813, "4": 1391, "5": 46, "6": 585, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8813, "withdrawalCount": 1391, "incompleteCount": 46, "approvedNotAcceptedCount": 2877, "purchasedLoanCount": 585, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BLL6VL7AXWYP56", "name": "CHURCHILL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6374, "dollarVol": 1865900000, "branches": 12, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11779, "totalOriginated": 6374, "actionTaken": { "1": 6374, "2": 650, "3": 372, "4": 1589, "5": 64, "6": 0, "7": 483, "8": 2247 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 372, "withdrawalCount": 1589, "incompleteCount": 64, "approvedNotAcceptedCount": 650, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PC4MFWQBNVKG88", "name": "V.I.P. MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6359, "dollarVol": 2422775000, "branches": 12, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9480, "totalOriginated": 6359, "actionTaken": { "1": 6359, "2": 59, "3": 218, "4": 1477, "5": 42, "6": 1325, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 1477, "incompleteCount": 42, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 1325, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RUCO27MVGTO768", "name": "Loan Funder LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6272, "dollarVol": 2229440000, "branches": 12, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10938, "totalOriginated": 6272, "actionTaken": { "1": 6272, "2": 1393, "3": 588, "4": 2685, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 588, "withdrawalCount": 2685, "incompleteCount": 0, "approvedNotAcceptedCount": 1393, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDOC4F7XSRG390", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6240, "dollarVol": 2202310000, "branches": 12, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9330, "totalOriginated": 6240, "actionTaken": { "1": 6240, "2": 597, "3": 1234, "4": 730, "5": 21, "6": 508, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1234, "withdrawalCount": 730, "incompleteCount": 21, "approvedNotAcceptedCount": 597, "purchasedLoanCount": 508, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XKL0FTNOJ0866", "name": "GENEVA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6238, "dollarVol": 1622830000, "branches": 12, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9870, "totalOriginated": 6238, "actionTaken": { "1": 6238, "2": 114, "3": 274, "4": 3030, "5": 214, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 274, "withdrawalCount": 3030, "incompleteCount": 214, "approvedNotAcceptedCount": 114, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K4ZLGS7SRDTL86", "name": "Equity Prime Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6221, "dollarVol": 1805375000, "branches": 12, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.08, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10486, "totalOriginated": 6221, "actionTaken": { "1": 6221, "2": 230, "3": 390, "4": 2314, "5": 1301, "6": 2, "7": 1, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 390, "withdrawalCount": 2314, "incompleteCount": 1301, "approvedNotAcceptedCount": 230, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TM179TSKK3HQ94", "name": "THRIVE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6183, "dollarVol": 1694465000, "branches": 12, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8728, "totalOriginated": 6183, "actionTaken": { "1": 6183, "2": 809, "3": 341, "4": 1395, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 341, "withdrawalCount": 1395, "incompleteCount": 0, "approvedNotAcceptedCount": 809, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005SIVTHG14U2905", "name": "A&D Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6159, "dollarVol": 2396085000, "branches": 12, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.067, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10373, "totalOriginated": 6159, "actionTaken": { "1": 6159, "2": 155, "3": 678, "4": 3243, "5": 92, "6": 46, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 678, "withdrawalCount": 3243, "incompleteCount": 92, "approvedNotAcceptedCount": 155, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021WPEXNHYZUL09", "name": "PLANET HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6155, "dollarVol": 1800685000, "branches": 12, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84177, "totalOriginated": 6155, "actionTaken": { "1": 6155, "2": 40, "3": 2374, "4": 514, "5": 38, "6": 74596, "7": 134, "8": 326 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2374, "withdrawalCount": 514, "incompleteCount": 38, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 74596, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "F28JOQ8OBWCFUYM0UX93", "name": "East West Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6118, "dollarVol": 3601280000, "branches": 12, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9425, "totalOriginated": 6118, "actionTaken": { "1": 6118, "2": 242, "3": 757, "4": 942, "5": 234, "6": 1132, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 757, "withdrawalCount": 942, "incompleteCount": 234, "approvedNotAcceptedCount": 242, "purchasedLoanCount": 1132, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "ZF85QS7OXKPBG52R7N18", "name": "Associated Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6116, "dollarVol": 1607320000, "branches": 12, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10908, "totalOriginated": 6116, "actionTaken": { "1": 6116, "2": 163, "3": 2814, "4": 629, "5": 175, "6": 112, "7": 606, "8": 293 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2814, "withdrawalCount": 629, "incompleteCount": 175, "approvedNotAcceptedCount": 163, "purchasedLoanCount": 112, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KER3YVZ3U5RK57", "name": "VERIDIAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6112, "dollarVol": 749730000, "branches": 12, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8807, "totalOriginated": 6112, "actionTaken": { "1": 6112, "2": 58, "3": 911, "4": 1004, "5": 633, "6": 0, "7": 33, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 911, "withdrawalCount": 1004, "incompleteCount": 633, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MV4O55SH8HO6KQSGW013", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6043, "dollarVol": 1286245000, "branches": 12, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9475, "totalOriginated": 6043, "actionTaken": { "1": 6043, "2": 95, "3": 2738, "4": 564, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2738, "withdrawalCount": 564, "incompleteCount": 35, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JPZ3LXXMB0S24", "name": "FBC MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 6037, "dollarVol": 2133565000, "branches": 12, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15093, "totalOriginated": 6037, "actionTaken": { "1": 6037, "2": 156, "3": 418, "4": 1847, "5": 186, "6": 6449, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 418, "withdrawalCount": 1847, "incompleteCount": 186, "approvedNotAcceptedCount": 156, "purchasedLoanCount": 6449, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LDVFX8JEECFFE8HRWA73", "name": "First National Bank of Omaha", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6012, "dollarVol": 1895960000, "branches": 12, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9050, "totalOriginated": 6012, "actionTaken": { "1": 6012, "2": 129, "3": 1372, "4": 1416, "5": 121, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1372, "withdrawalCount": 1416, "incompleteCount": 121, "approvedNotAcceptedCount": 129, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008VVXQIDO1EZ460", "name": "SUMMIT FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5987, "dollarVol": 1948935000, "branches": 11, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8897, "totalOriginated": 5987, "actionTaken": { "1": 5987, "2": 62, "3": 453, "4": 2184, "5": 31, "6": 0, "7": 65, "8": 115 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 453, "withdrawalCount": 2184, "incompleteCount": 31, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800XR2TCBQJSF1X93", "name": "NBKC BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5905, "dollarVol": 2242085000, "branches": 11, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15616, "totalOriginated": 5905, "actionTaken": { "1": 5905, "2": 45, "3": 968, "4": 2761, "5": 529, "6": 29, "7": 385, "8": 4994 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 968, "withdrawalCount": 2761, "incompleteCount": 529, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "YWC0TIKBQM2JV8L4IV08", "name": "First Republic Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5810, "dollarVol": 7553180000, "branches": 11, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7481, "totalOriginated": 5810, "actionTaken": { "1": 5810, "2": 177, "3": 184, "4": 820, "5": 92, "6": 398, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 820, "incompleteCount": 92, "approvedNotAcceptedCount": 177, "purchasedLoanCount": 398, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001R92DY5DI1DI85", "name": "DRAPER AND KRAMER MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5781, "dollarVol": 2003365000, "branches": 11, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8160, "totalOriginated": 5781, "actionTaken": { "1": 5781, "2": 614, "3": 266, "4": 932, "5": 400, "6": 0, "7": 6, "8": 161 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 266, "withdrawalCount": 932, "incompleteCount": 400, "approvedNotAcceptedCount": 614, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "S0Q3AHZRL5K6VQE35M07", "name": "First Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5739, "dollarVol": 1244965000, "branches": 11, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9050, "totalOriginated": 5739, "actionTaken": { "1": 5739, "2": 124, "3": 1403, "4": 1101, "5": 415, "6": 71, "7": 116, "8": 81 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1403, "withdrawalCount": 1101, "incompleteCount": 415, "approvedNotAcceptedCount": 124, "purchasedLoanCount": 71, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUYF5QOROM7N37", "name": "ESL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5726, "dollarVol": 555210000, "branches": 11, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.059, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8115, "totalOriginated": 5726, "actionTaken": { "1": 5726, "2": 329, "3": 1326, "4": 327, "5": 407, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1326, "withdrawalCount": 327, "incompleteCount": 407, "approvedNotAcceptedCount": 329, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QR0KFPEDZPEI42", "name": "STOCKTON MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5720, "dollarVol": 1330750000, "branches": 11, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8542, "totalOriginated": 5720, "actionTaken": { "1": 5720, "2": 51, "3": 529, "4": 2027, "5": 215, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 529, "withdrawalCount": 2027, "incompleteCount": 215, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T94GSH3C4U5M59", "name": "ALLIANT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5693, "dollarVol": 1046475000, "branches": 11, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11321, "totalOriginated": 5693, "actionTaken": { "1": 5693, "2": 288, "3": 4140, "4": 790, "5": 139, "6": 216, "7": 3, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4140, "withdrawalCount": 790, "incompleteCount": 139, "approvedNotAcceptedCount": 288, "purchasedLoanCount": 216, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUCQ1358EGVE89", "name": "NEW DAY FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5670, "dollarVol": 1493900000, "branches": 11, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34182, "totalOriginated": 5670, "actionTaken": { "1": 5670, "2": 1391, "3": 8366, "4": 14915, "5": 3067, "6": 0, "7": 31, "8": 742 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8366, "withdrawalCount": 14915, "incompleteCount": 3067, "approvedNotAcceptedCount": 1391, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FU7RSW4CQQY98A2O7J66", "name": "BOKF, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5595, "dollarVol": 1513365000, "branches": 11, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11048, "totalOriginated": 5595, "actionTaken": { "1": 5595, "2": 265, "3": 3786, "4": 1340, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3786, "withdrawalCount": 1340, "incompleteCount": 62, "approvedNotAcceptedCount": 265, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "DZC62HF6UIZYJ08V1J90", "name": "Fulton Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5594, "dollarVol": 1773530000, "branches": 11, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9171, "totalOriginated": 5594, "actionTaken": { "1": 5594, "2": 102, "3": 1949, "4": 1204, "5": 261, "6": 61, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1949, "withdrawalCount": 1204, "incompleteCount": 261, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 61, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWKVL60SKWK981", "name": "MEMBERS 1ST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5594, "dollarVol": 588830000, "branches": 11, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10706, "totalOriginated": 5594, "actionTaken": { "1": 5594, "2": 180, "3": 3895, "4": 1010, "5": 6, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3895, "withdrawalCount": 1010, "incompleteCount": 6, "approvedNotAcceptedCount": 180, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008N1D96CHCTQC27", "name": "SECURITY SERVICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5559, "dollarVol": 1303985000, "branches": 11, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11223, "totalOriginated": 5559, "actionTaken": { "1": 5559, "2": 152, "3": 2336, "4": 951, "5": 1777, "6": 4, "7": 134, "8": 310 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2336, "withdrawalCount": 951, "incompleteCount": 1777, "approvedNotAcceptedCount": 152, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T9P3WXNMXX0I34", "name": "Ixonia Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5520, "dollarVol": 1426990000, "branches": 11, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7841, "totalOriginated": 5520, "actionTaken": { "1": 5520, "2": 453, "3": 349, "4": 1367, "5": 144, "6": 0, "7": 4, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 349, "withdrawalCount": 1367, "incompleteCount": 144, "approvedNotAcceptedCount": 453, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPGMCMBEJEK584", "name": "DIGITAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5512, "dollarVol": 1577700000, "branches": 11, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14752, "totalOriginated": 5512, "actionTaken": { "1": 5512, "2": 52, "3": 2843, "4": 3016, "5": 3176, "6": 0, "7": 60, "8": 93 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2843, "withdrawalCount": 3016, "incompleteCount": 3176, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VN9E1DEKF26E34", "name": "SPACE COAST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5437, "dollarVol": 759325000, "branches": 10, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12794, "totalOriginated": 5437, "actionTaken": { "1": 5437, "2": 772, "3": 4458, "4": 869, "5": 1258, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4458, "withdrawalCount": 869, "incompleteCount": 1258, "approvedNotAcceptedCount": 772, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VW2EU20PZYU97", "name": "INSPIRE HOME LOANS INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5431, "dollarVol": 1904675000, "branches": 10, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7902, "totalOriginated": 5431, "actionTaken": { "1": 5431, "2": 729, "3": 736, "4": 976, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 736, "withdrawalCount": 976, "incompleteCount": 30, "approvedNotAcceptedCount": 729, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HHBUTXHS7TZ96", "name": "HOMEAMERICAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5430, "dollarVol": 2448510000, "branches": 10, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8225, "totalOriginated": 5430, "actionTaken": { "1": 5430, "2": 305, "3": 1072, "4": 1336, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1072, "withdrawalCount": 1336, "incompleteCount": 82, "approvedNotAcceptedCount": 305, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UG7QXKM7KGV847", "name": "ROYAL UNITED MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5389, "dollarVol": 652095000, "branches": 10, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9303, "totalOriginated": 5389, "actionTaken": { "1": 5389, "2": 175, "3": 2470, "4": 1269, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2470, "withdrawalCount": 1269, "incompleteCount": 0, "approvedNotAcceptedCount": 175, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005RDTT7HVODH436", "name": "Community Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5388, "dollarVol": 830210000, "branches": 10, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7493, "totalOriginated": 5388, "actionTaken": { "1": 5388, "2": 38, "3": 1114, "4": 878, "5": 75, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1114, "withdrawalCount": 878, "incompleteCount": 75, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GTVXJ2PGXNLM73", "name": "T2 FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5378, "dollarVol": 1622840000, "branches": 10, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7396, "totalOriginated": 5378, "actionTaken": { "1": 5378, "2": 822, "3": 570, "4": 608, "5": 0, "6": 0, "7": 0, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 570, "withdrawalCount": 608, "incompleteCount": 0, "approvedNotAcceptedCount": 822, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QRULT2T40BH09", "name": "COMMUNITYAMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5367, "dollarVol": 920755000, "branches": 10, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8109, "totalOriginated": 5367, "actionTaken": { "1": 5367, "2": 260, "3": 1453, "4": 764, "5": 109, "6": 1, "7": 7, "8": 148 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1453, "withdrawalCount": 764, "incompleteCount": 109, "approvedNotAcceptedCount": 260, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GPO6DWUZR4UY30", "name": "FIRST HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5359, "dollarVol": 2093045000, "branches": 10, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6925, "totalOriginated": 5359, "actionTaken": { "1": 5359, "2": 53, "3": 220, "4": 1210, "5": 54, "6": 29, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 220, "withdrawalCount": 1210, "incompleteCount": 54, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "IFQSIUC9AGQV2NE8CN25", "name": "Umpqua Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5359, "dollarVol": 1566455000, "branches": 10, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8282, "totalOriginated": 5359, "actionTaken": { "1": 5359, "2": 269, "3": 1573, "4": 587, "5": 355, "6": 123, "7": 2, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1573, "withdrawalCount": 587, "incompleteCount": 355, "approvedNotAcceptedCount": 269, "purchasedLoanCount": 123, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800QUAI2VH5YM6310", "name": "EMBRACE HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5325, "dollarVol": 2250205000, "branches": 10, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10704, "totalOriginated": 5325, "actionTaken": { "1": 5325, "2": 441, "3": 797, "4": 802, "5": 897, "6": 87, "7": 1574, "8": 781 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 797, "withdrawalCount": 802, "incompleteCount": 897, "approvedNotAcceptedCount": 441, "purchasedLoanCount": 87, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000NYUJT9UC6G261", "name": "LEADERONE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5325, "dollarVol": 1426745000, "branches": 10, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8287, "totalOriginated": 5325, "actionTaken": { "1": 5325, "2": 27, "3": 1121, "4": 1724, "5": 81, "6": 0, "7": 4, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1121, "withdrawalCount": 1724, "incompleteCount": 81, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VNBQD8FDHF7563", "name": "MORTGAGE INVESTORS GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5303, "dollarVol": 1481725000, "branches": 10, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7271, "totalOriginated": 5303, "actionTaken": { "1": 5303, "2": 306, "3": 359, "4": 1276, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 359, "withdrawalCount": 1276, "incompleteCount": 27, "approvedNotAcceptedCount": 306, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PXL1KA5TOL2O82", "name": "M/I FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5287, "dollarVol": 2080075000, "branches": 10, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7319, "totalOriginated": 5287, "actionTaken": { "1": 5287, "2": 1345, "3": 166, "4": 287, "5": 234, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 287, "incompleteCount": 234, "approvedNotAcceptedCount": 1345, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PT6CCDYU4VHM41", "name": "PENNSYLVANIA STATE EMPLOYEES Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5285, "dollarVol": 511175000, "branches": 10, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8055, "totalOriginated": 5285, "actionTaken": { "1": 5285, "2": 344, "3": 1382, "4": 739, "5": 305, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1382, "withdrawalCount": 739, "incompleteCount": 305, "approvedNotAcceptedCount": 344, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MCPCNPQAOB4032", "name": "GMFS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5245, "dollarVol": 1420285000, "branches": 10, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.059, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7315, "totalOriginated": 5245, "actionTaken": { "1": 5245, "2": 152, "3": 330, "4": 1518, "5": 4, "6": 66, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 330, "withdrawalCount": 1518, "incompleteCount": 4, "approvedNotAcceptedCount": 152, "purchasedLoanCount": 66, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300370QILXLFUWD20", "name": "ZILLOW HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5232, "dollarVol": 1551320000, "branches": 10, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7452, "totalOriginated": 5232, "actionTaken": { "1": 5232, "2": 86, "3": 425, "4": 1690, "5": 7, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 425, "withdrawalCount": 1690, "incompleteCount": 7, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DTLHVWQ7NP7R34", "name": "THE LOAN STORE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5192, "dollarVol": 1574400000, "branches": 10, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8730, "totalOriginated": 5192, "actionTaken": { "1": 5192, "2": 1092, "3": 1262, "4": 1183, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1262, "withdrawalCount": 1183, "incompleteCount": 1, "approvedNotAcceptedCount": 1092, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK2GVCQXPD4S58", "name": "SUN WEST MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5170, "dollarVol": 1445790000, "branches": 10, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11862, "totalOriginated": 5170, "actionTaken": { "1": 5170, "2": 1677, "3": 2329, "4": 966, "5": 342, "6": 0, "7": 610, "8": 768 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2329, "withdrawalCount": 966, "incompleteCount": 342, "approvedNotAcceptedCount": 1677, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XY701IELCE5Q08", "name": "BETTER MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5149, "dollarVol": 1980245000, "branches": 10, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12753, "totalOriginated": 5198, "actionTaken": { "1": 5198, "2": 81, "3": 841, "4": 3514, "5": 3119, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 841, "withdrawalCount": 3514, "incompleteCount": 3119, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJIC4LOLZH0M42", "name": "THE GOLDEN 1", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5018, "dollarVol": 1625220000, "branches": 10, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8821, "totalOriginated": 5018, "actionTaken": { "1": 5018, "2": 104, "3": 2537, "4": 1115, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2537, "withdrawalCount": 1115, "incompleteCount": 47, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG07PXWSIMC813", "name": "TRUSTONE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5017, "dollarVol": 773825000, "branches": 10, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7700, "totalOriginated": 5017, "actionTaken": { "1": 5017, "2": 210, "3": 1319, "4": 1154, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1319, "withdrawalCount": 1154, "incompleteCount": 0, "approvedNotAcceptedCount": 210, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D003QRZFSQ4N43", "name": "Prosperity Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4923, "dollarVol": 2188395000, "branches": 9, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8773, "totalOriginated": 4923, "actionTaken": { "1": 4923, "2": 249, "3": 1628, "4": 1642, "5": 331, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1628, "withdrawalCount": 1642, "incompleteCount": 331, "approvedNotAcceptedCount": 249, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VXXDSMSH313G18", "name": "Truliant Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4915, "dollarVol": 632105000, "branches": 9, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9442, "totalOriginated": 4915, "actionTaken": { "1": 4915, "2": 430, "3": 3153, "4": 922, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3153, "withdrawalCount": 922, "incompleteCount": 22, "approvedNotAcceptedCount": 430, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIVO8XPBPNVG69", "name": "NOVA FINANCIAL & INVESTMENT CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4880, "dollarVol": 1573010000, "branches": 9, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7970, "totalOriginated": 4880, "actionTaken": { "1": 4880, "2": 177, "3": 404, "4": 1347, "5": 1162, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 404, "withdrawalCount": 1347, "incompleteCount": 1162, "approvedNotAcceptedCount": 177, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "QGPGHQ1ENZOOLJRFTH41", "name": "WesBanco Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4863, "dollarVol": 1695615000, "branches": 9, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7426, "totalOriginated": 4863, "actionTaken": { "1": 4863, "2": 185, "3": 1335, "4": 774, "5": 255, "6": 0, "7": 11, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1335, "withdrawalCount": 774, "incompleteCount": 255, "approvedNotAcceptedCount": 185, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3F9S1MKFKHC53", "name": "HOMESTEAD FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4794, "dollarVol": 1217880000, "branches": 9, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6006, "totalOriginated": 4794, "actionTaken": { "1": 4794, "2": 57, "3": 189, "4": 907, "5": 44, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 189, "withdrawalCount": 907, "incompleteCount": 44, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039UO39UJGI7078", "name": "Towne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4779, "dollarVol": 1664805000, "branches": 9, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6160, "totalOriginated": 4779, "actionTaken": { "1": 4779, "2": 116, "3": 312, "4": 835, "5": 112, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 312, "withdrawalCount": 835, "incompleteCount": 112, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XN7UWEWK13RO81", "name": "PREMIUM MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4723, "dollarVol": 1078235000, "branches": 9, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5404, "totalOriginated": 4723, "actionTaken": { "1": 4723, "2": 34, "3": 145, "4": 444, "5": 55, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 444, "incompleteCount": 55, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJQJVZKJBDWS17", "name": "TOTAL MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4683, "dollarVol": 1311265000, "branches": 9, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6695, "totalOriginated": 4683, "actionTaken": { "1": 4683, "2": 19, "3": 429, "4": 1342, "5": 0, "6": 0, "7": 10, "8": 212 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 429, "withdrawalCount": 1342, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E6AIE4Z8YQM970", "name": "Citadel Servicing Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4669, "dollarVol": 2126445000, "branches": 9, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8784, "totalOriginated": 4669, "actionTaken": { "1": 4669, "2": 3312, "3": 461, "4": 322, "5": 1, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 461, "withdrawalCount": 322, "incompleteCount": 1, "approvedNotAcceptedCount": 3312, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490066WMF8ZMQXQB18", "name": "Lendage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4653, "dollarVol": 261075000, "branches": 9, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7145, "totalOriginated": 4653, "actionTaken": { "1": 4653, "2": 496, "3": 1268, "4": 391, "5": 337, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1268, "withdrawalCount": 391, "incompleteCount": 337, "approvedNotAcceptedCount": 496, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VN1JLT1F3FLLVN3FZG89", "name": "First Commonwealth Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4607, "dollarVol": 787295000, "branches": 9, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8082, "totalOriginated": 4607, "actionTaken": { "1": 4607, "2": 386, "3": 2150, "4": 594, "5": 312, "6": 0, "7": 17, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2150, "withdrawalCount": 594, "incompleteCount": 312, "approvedNotAcceptedCount": 386, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1YEXP02MHBR47", "name": "WRIGHT-PATT CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4594, "dollarVol": 501580000, "branches": 9, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7962, "totalOriginated": 4594, "actionTaken": { "1": 4594, "2": 604, "3": 2358, "4": 348, "5": 58, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2358, "withdrawalCount": 348, "incompleteCount": 58, "approvedNotAcceptedCount": 604, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PBTV7FCWLSMM53", "name": "MORTGAGE SOLUTIONS OF COLORADO, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4593, "dollarVol": 1278715000, "branches": 9, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8008, "totalOriginated": 4593, "actionTaken": { "1": 4593, "2": 968, "3": 489, "4": 1111, "5": 341, "6": 506, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 489, "withdrawalCount": 1111, "incompleteCount": 341, "approvedNotAcceptedCount": 968, "purchasedLoanCount": 506, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LVR1UQE8OOCO93IHEB52", "name": "Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4576, "dollarVol": 722520000, "branches": 9, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6923, "totalOriginated": 4576, "actionTaken": { "1": 4576, "2": 79, "3": 1335, "4": 688, "5": 100, "6": 145, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1335, "withdrawalCount": 688, "incompleteCount": 100, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 145, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NJVKCDJA5YC939", "name": "HOMEOWNERS FINANCIAL GROUP USA, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4572, "dollarVol": 1452180000, "branches": 9, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6491, "totalOriginated": 4572, "actionTaken": { "1": 4572, "2": 7, "3": 280, "4": 1617, "5": 5, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 280, "withdrawalCount": 1617, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5FVOSK5DQJN30", "name": "INTERCAP LENDING INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4487, "dollarVol": 1737395000, "branches": 8, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6225, "totalOriginated": 4487, "actionTaken": { "1": 4487, "2": 301, "3": 108, "4": 1311, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 1311, "incompleteCount": 18, "approvedNotAcceptedCount": 301, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EM8ID8J7F8OM55", "name": "First Heritage Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4452, "dollarVol": 1755440000, "branches": 8, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5787, "totalOriginated": 4452, "actionTaken": { "1": 4452, "2": 22, "3": 67, "4": 1212, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 1212, "incompleteCount": 34, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RNHC5I1E3IZ56", "name": "Broadview Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4422, "dollarVol": 369210000, "branches": 8, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.056, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6450, "totalOriginated": 4422, "actionTaken": { "1": 4422, "2": 70, "3": 1134, "4": 606, "5": 218, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1134, "withdrawalCount": 606, "incompleteCount": 218, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZ550X4QD5PC74", "name": "Royal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4407, "dollarVol": 805455000, "branches": 8, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6062, "totalOriginated": 4407, "actionTaken": { "1": 4407, "2": 89, "3": 582, "4": 817, "5": 167, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 582, "withdrawalCount": 817, "incompleteCount": 167, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930095UWUUXAWASB02", "name": "Atlantic Coast Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4380, "dollarVol": 1714850000, "branches": 8, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5715, "totalOriginated": 4380, "actionTaken": { "1": 4380, "2": 94, "3": 150, "4": 917, "5": 8, "6": 0, "7": 42, "8": 124 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 917, "incompleteCount": 8, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "7DMUJTL9FFTVIAG9H788", "name": "Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4379, "dollarVol": 799965000, "branches": 8, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8612, "totalOriginated": 4379, "actionTaken": { "1": 4379, "2": 78, "3": 2515, "4": 1007, "5": 630, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2515, "withdrawalCount": 1007, "incompleteCount": 630, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDLYW49R2HCV81", "name": "EASTMAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4330, "dollarVol": 740210000, "branches": 8, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6771, "totalOriginated": 4330, "actionTaken": { "1": 4330, "2": 114, "3": 1427, "4": 803, "5": 97, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1427, "withdrawalCount": 803, "incompleteCount": 97, "approvedNotAcceptedCount": 114, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R77W0P105C3S50", "name": "HOMEXPRESS MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4287, "dollarVol": 1746035000, "branches": 8, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7838, "totalOriginated": 4287, "actionTaken": { "1": 4287, "2": 89, "3": 3374, "4": 88, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3374, "withdrawalCount": 88, "incompleteCount": 0, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CXTOHZ2JBEJ61", "name": "THE MORTGAGE FIRM, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4259, "dollarVol": 1278825000, "branches": 8, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5679, "totalOriginated": 4259, "actionTaken": { "1": 4259, "2": 6, "3": 192, "4": 1216, "5": 1, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 192, "withdrawalCount": 1216, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYBJHWWDENV610", "name": "Alcova Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4240, "dollarVol": 1127690000, "branches": 8, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5350, "totalOriginated": 4240, "actionTaken": { "1": 4240, "2": 432, "3": 184, "4": 449, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 449, "incompleteCount": 45, "approvedNotAcceptedCount": 432, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MSU5WVAU4ZN645", "name": "Dollar Bank, Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4220, "dollarVol": 921080000, "branches": 8, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6574, "totalOriginated": 4220, "actionTaken": { "1": 4220, "2": 284, "3": 1484, "4": 239, "5": 66, "6": 177, "7": 15, "8": 89 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1484, "withdrawalCount": 239, "incompleteCount": 66, "approvedNotAcceptedCount": 284, "purchasedLoanCount": 177, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004FXPNKCLIN8250", "name": "Synergy One Lending, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4187, "dollarVol": 1550105000, "branches": 8, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6102, "totalOriginated": 4187, "actionTaken": { "1": 4187, "2": 71, "3": 462, "4": 1351, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 462, "withdrawalCount": 1351, "incompleteCount": 31, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072OCHTUJOZQB56", "name": "Liberty", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4179, "dollarVol": 906275000, "branches": 8, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5557, "totalOriginated": 4179, "actionTaken": { "1": 4179, "2": 47, "3": 503, "4": 716, "5": 112, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 503, "withdrawalCount": 716, "incompleteCount": 112, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y5Y88FQLI7VE83", "name": "DEEPHAVEN MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4147, "dollarVol": 1728945000, "branches": 8, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9861, "totalOriginated": 4147, "actionTaken": { "1": 4147, "2": 85, "3": 2067, "4": 649, "5": 0, "6": 2913, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2067, "withdrawalCount": 649, "incompleteCount": 0, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 2913, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NOCASXPA34X033", "name": "LAKEVIEW LOAN SERVICING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4143, "dollarVol": 1036615000, "branches": 8, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93298, "totalOriginated": 4143, "actionTaken": { "1": 4143, "2": 826, "3": 13406, "4": 3481, "5": 0, "6": 70035, "7": 24, "8": 1383 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13406, "withdrawalCount": 3481, "incompleteCount": 0, "approvedNotAcceptedCount": 826, "purchasedLoanCount": 70035, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YN94MOAVYW0F52", "name": "GoodLeap, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4096, "dollarVol": 767200000, "branches": 8, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10219, "totalOriginated": 4096, "actionTaken": { "1": 4096, "2": 1147, "3": 2689, "4": 1981, "5": 306, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2689, "withdrawalCount": 1981, "incompleteCount": 306, "approvedNotAcceptedCount": 1147, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Y5XYV7DV1ZV88", "name": "GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4066, "dollarVol": 1160060000, "branches": 8, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7024, "totalOriginated": 4066, "actionTaken": { "1": 4066, "2": 602, "3": 254, "4": 1327, "5": 101, "6": 0, "7": 37, "8": 637 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 1327, "incompleteCount": 101, "approvedNotAcceptedCount": 602, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWBS6MQJX15N44", "name": "NexBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4046, "dollarVol": 1764390000, "branches": 8, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9369, "totalOriginated": 4046, "actionTaken": { "1": 4046, "2": 93, "3": 464, "4": 593, "5": 267, "6": 3906, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 464, "withdrawalCount": 593, "incompleteCount": 267, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 3906, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930060G4MDPWHISD89", "name": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4042, "dollarVol": 1573810000, "branches": 8, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6704, "totalOriginated": 4042, "actionTaken": { "1": 4042, "2": 374, "3": 184, "4": 872, "5": 498, "6": 9, "7": 27, "8": 698 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 872, "incompleteCount": 498, "approvedNotAcceptedCount": 374, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "70WY0ID1N53Q4254VH70", "name": "Comerica Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4039, "dollarVol": 1183585000, "branches": 8, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10046, "totalOriginated": 4039, "actionTaken": { "1": 4039, "2": 313, "3": 4162, "4": 725, "5": 586, "6": 214, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4162, "withdrawalCount": 725, "incompleteCount": 586, "approvedNotAcceptedCount": 313, "purchasedLoanCount": 214, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQMU3ID8QA6M46", "name": "VELOCIO MORTGAGE L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4029, "dollarVol": 1433625000, "branches": 8, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5109, "totalOriginated": 4029, "actionTaken": { "1": 4029, "2": 32, "3": 260, "4": 788, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 260, "withdrawalCount": 788, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMNDEK4BA8WB53", "name": "EMM LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3982, "dollarVol": 1218440000, "branches": 7, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6069, "totalOriginated": 3982, "actionTaken": { "1": 3982, "2": 461, "3": 300, "4": 471, "5": 853, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 300, "withdrawalCount": 471, "incompleteCount": 853, "approvedNotAcceptedCount": 461, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005PD34O8ZT7QT17", "name": "BPL MORTGAGE TRUST, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3978, "dollarVol": 760640000, "branches": 7, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5749, "totalOriginated": 3978, "actionTaken": { "1": 3978, "2": 971, "3": 275, "4": 525, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 275, "withdrawalCount": 525, "incompleteCount": 0, "approvedNotAcceptedCount": 971, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FBWEZ3YUPOBN33", "name": "LIMA ONE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3930, "dollarVol": 1550730000, "branches": 7, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3930, "totalOriginated": 3930, "actionTaken": { "1": 3930, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESRQ6OLBB56N04", "name": "Glacier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3874, "dollarVol": 1381710000, "branches": 7, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6652, "totalOriginated": 3874, "actionTaken": { "1": 3874, "2": 56, "3": 1052, "4": 1511, "5": 127, "6": 4, "7": 9, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1052, "withdrawalCount": 1511, "incompleteCount": 127, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J6N77Q8OHYNF23", "name": "ENVOY MORTGAGE, LTD", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3869, "dollarVol": 1278315000, "branches": 7, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5770, "totalOriginated": 3869, "actionTaken": { "1": 3869, "2": 34, "3": 301, "4": 1296, "5": 91, "6": 11, "7": 0, "8": 168 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 301, "withdrawalCount": 1296, "incompleteCount": 91, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BR75YQF0VQC27", "name": "HOMESTAR FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3837, "dollarVol": 1003525000, "branches": 7, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5748, "totalOriginated": 3837, "actionTaken": { "1": 3837, "2": 3, "3": 1041, "4": 867, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1041, "withdrawalCount": 867, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJTLYB6ZWKPR88", "name": "LOCAL GOVERNMENT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3835, "dollarVol": 508805000, "branches": 7, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6284, "totalOriginated": 3835, "actionTaken": { "1": 3835, "2": 45, "3": 1460, "4": 673, "5": 271, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1460, "withdrawalCount": 673, "incompleteCount": 271, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VMX06UV1F7NS76", "name": "SUCCESS MORTGAGE PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3834, "dollarVol": 971580000, "branches": 7, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5422, "totalOriginated": 3834, "actionTaken": { "1": 3834, "2": 151, "3": 165, "4": 694, "5": 575, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 694, "incompleteCount": 575, "approvedNotAcceptedCount": 151, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FK3AFCFVAPH234", "name": "Leader Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3811, "dollarVol": 1905085000, "branches": 7, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4784, "totalOriginated": 3811, "actionTaken": { "1": 3811, "2": 107, "3": 122, "4": 611, "5": 26, "6": 3, "7": 0, "8": 104 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 611, "incompleteCount": 26, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVURCTJ6QVMD67", "name": "First Financial Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3808, "dollarVol": 1020270000, "branches": 7, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5146, "totalOriginated": 3808, "actionTaken": { "1": 3808, "2": 82, "3": 591, "4": 622, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 591, "withdrawalCount": 622, "incompleteCount": 43, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WV0OVGBTLUP1XIUJE722", "name": "Webster Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3778, "dollarVol": 2934760000, "branches": 7, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.072, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6630, "totalOriginated": 3778, "actionTaken": { "1": 3778, "2": 203, "3": 1232, "4": 517, "5": 630, "6": 270, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1232, "withdrawalCount": 517, "incompleteCount": 630, "approvedNotAcceptedCount": 203, "purchasedLoanCount": 270, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YW2UBCMDRMBT48", "name": "RELIANCE FIRST CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3764, "dollarVol": 879020000, "branches": 7, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4723, "totalOriginated": 3764, "actionTaken": { "1": 3764, "2": 758, "3": 201, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 758, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QKL5FUBZ8LSF50", "name": "NATIONS DIRECT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3749, "dollarVol": 1508475000, "branches": 7, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6308, "totalOriginated": 3749, "actionTaken": { "1": 3749, "2": 0, "3": 750, "4": 1794, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 750, "withdrawalCount": 1794, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNZECUR067HB12", "name": "BancFirst", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3736, "dollarVol": 584540000, "branches": 7, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4770, "totalOriginated": 3736, "actionTaken": { "1": 3736, "2": 475, "3": 450, "4": 94, "5": 0, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 450, "withdrawalCount": 94, "incompleteCount": 0, "approvedNotAcceptedCount": 475, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077D8KXQADF5Q23", "name": "GVC MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3720, "dollarVol": 811470000, "branches": 7, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4650, "totalOriginated": 3720, "actionTaken": { "1": 3720, "2": 30, "3": 151, "4": 749, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 749, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NL3JN3ABDPH257", "name": "AFFINITY PLUS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3690, "dollarVol": 323240000, "branches": 7, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5370, "totalOriginated": 3690, "actionTaken": { "1": 3690, "2": 80, "3": 728, "4": 586, "5": 286, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 728, "withdrawalCount": 586, "incompleteCount": 286, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEHN5CVC6INV48", "name": "The Park National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3690, "dollarVol": 619470000, "branches": 7, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5295, "totalOriginated": 3690, "actionTaken": { "1": 3690, "2": 81, "3": 928, "4": 589, "5": 0, "6": 1, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 928, "withdrawalCount": 589, "incompleteCount": 0, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008L9O5NV7EAK360", "name": "BELLCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3689, "dollarVol": 627465000, "branches": 7, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7592, "totalOriginated": 3689, "actionTaken": { "1": 3689, "2": 130, "3": 2537, "4": 632, "5": 0, "6": 604, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2537, "withdrawalCount": 632, "incompleteCount": 0, "approvedNotAcceptedCount": 130, "purchasedLoanCount": 604, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930036K3ZFJ4FOKT69", "name": "VYSTAR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3686, "dollarVol": 552480000, "branches": 7, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.058, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11627, "totalOriginated": 3686, "actionTaken": { "1": 3686, "2": 126, "3": 3802, "4": 1040, "5": 103, "6": 0, "7": 2122, "8": 748 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3802, "withdrawalCount": 1040, "incompleteCount": 103, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TK6RZQSFXZHV09", "name": "MICHIGAN MUTUAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3671, "dollarVol": 923455000, "branches": 7, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6738, "totalOriginated": 3671, "actionTaken": { "1": 3671, "2": 1094, "3": 583, "4": 1086, "5": 291, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 583, "withdrawalCount": 1086, "incompleteCount": 291, "approvedNotAcceptedCount": 1094, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003V40VGM7YDFM54", "name": "FIRST COLONY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3647, "dollarVol": 1347175000, "branches": 7, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4450, "totalOriginated": 3647, "actionTaken": { "1": 3647, "2": 93, "3": 91, "4": 617, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 617, "incompleteCount": 2, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "NSGZD26XPW2CUM2JKU70", "name": "HANCOCK WHITNEY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3646, "dollarVol": 1033830000, "branches": 7, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6744, "totalOriginated": 3646, "actionTaken": { "1": 3646, "2": 202, "3": 1174, "4": 898, "5": 225, "6": 599, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1174, "withdrawalCount": 898, "incompleteCount": 225, "approvedNotAcceptedCount": 202, "purchasedLoanCount": 599, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HA4DQWAE0W3342", "name": "AMERIHOME MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3642, "dollarVol": 1182790000, "branches": 7, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143525, "totalOriginated": 3695, "actionTaken": { "1": 3695, "2": 35, "3": 1066, "4": 1420, "5": 1006, "6": 136292, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1066, "withdrawalCount": 1420, "incompleteCount": 1006, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 136292, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRP46SVQMWOE81", "name": "COASTAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3639, "dollarVol": 676715000, "branches": 7, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6200, "totalOriginated": 3639, "actionTaken": { "1": 3639, "2": 509, "3": 1540, "4": 396, "5": 116, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1540, "withdrawalCount": 396, "incompleteCount": 116, "approvedNotAcceptedCount": 509, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVW3AI97UKTO72", "name": "Wings Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3636, "dollarVol": 769540000, "branches": 7, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7310, "totalOriginated": 3636, "actionTaken": { "1": 3636, "2": 1125, "3": 733, "4": 7, "5": 0, "6": 440, "7": 265, "8": 1104 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 733, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1125, "purchasedLoanCount": 440, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CIEUZUO7CHPG88", "name": "COVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3616, "dollarVol": 383400000, "branches": 7, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6211, "totalOriginated": 3616, "actionTaken": { "1": 3616, "2": 162, "3": 396, "4": 754, "5": 274, "6": 0, "7": 211, "8": 798 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 396, "withdrawalCount": 754, "incompleteCount": 274, "approvedNotAcceptedCount": 162, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IWE0Y507LPF493", "name": "MORTGAGE 1 INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3609, "dollarVol": 792655000, "branches": 7, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4933, "totalOriginated": 3609, "actionTaken": { "1": 3609, "2": 278, "3": 151, "4": 668, "5": 12, "6": 0, "7": 96, "8": 119 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 668, "incompleteCount": 12, "approvedNotAcceptedCount": 278, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PAOOWF3GUFM46FBSP561", "name": "PHH Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3581, "dollarVol": 875835000, "branches": 7, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47348, "totalOriginated": 3581, "actionTaken": { "1": 3581, "2": 55, "3": 2569, "4": 1879, "5": 1456, "6": 37483, "7": 31, "8": 294 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2569, "withdrawalCount": 1879, "incompleteCount": 1456, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 37483, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VCMRO4ST680C11", "name": "VILLAGE CAPITAL & INVESTMENT LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3573, "dollarVol": 1113625000, "branches": 7, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38639, "totalOriginated": 3573, "actionTaken": { "1": 3573, "2": 3172, "3": 2648, "4": 2770, "5": 3404, "6": 23072, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2648, "withdrawalCount": 2770, "incompleteCount": 3404, "approvedNotAcceptedCount": 3172, "purchasedLoanCount": 23072, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DPRWSBUY619V27", "name": "Simmons Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3564, "dollarVol": 785660000, "branches": 7, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5648, "totalOriginated": 3564, "actionTaken": { "1": 3564, "2": 87, "3": 1111, "4": 878, "5": 3, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1111, "withdrawalCount": 878, "incompleteCount": 3, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CLRXFVF83ZL806", "name": "NATIONWIDE MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3529, "dollarVol": 1374865000, "branches": 7, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5682, "totalOriginated": 3529, "actionTaken": { "1": 3529, "2": 637, "3": 267, "4": 1231, "5": 4, "6": 0, "7": 2, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 267, "withdrawalCount": 1231, "incompleteCount": 4, "approvedNotAcceptedCount": 637, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006L4FQIQFVFNS72", "name": "MEGA CAPITAL FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3515, "dollarVol": 1607015000, "branches": 7, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JZD4L02YZI3Z50", "name": "NJ LENDERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3510, "dollarVol": 1528380000, "branches": 7, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5005, "totalOriginated": 3510, "actionTaken": { "1": 3510, "2": 76, "3": 251, "4": 1025, "5": 143, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 251, "withdrawalCount": 1025, "incompleteCount": 143, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300157R33LDICP344", "name": "HOWARD HANNA FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3492, "dollarVol": 881120000, "branches": 6, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4400, "totalOriginated": 3492, "actionTaken": { "1": 3492, "2": 22, "3": 93, "4": 760, "5": 16, "6": 0, "7": 4, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 760, "incompleteCount": 16, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "CKVBED0S4DMLKJJ5XH28", "name": "Stifel Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3485, "dollarVol": 1641705000, "branches": 6, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4022, "totalOriginated": 3485, "actionTaken": { "1": 3485, "2": 55, "3": 78, "4": 394, "5": 8, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 394, "incompleteCount": 8, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4BSP3BSFW7J29", "name": "DELTA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3473, "dollarVol": 544325000, "branches": 6, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6399, "totalOriginated": 3473, "actionTaken": { "1": 3473, "2": 32, "3": 1848, "4": 688, "5": 321, "6": 0, "7": 2, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1848, "withdrawalCount": 688, "incompleteCount": 321, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G6RZM5T8NQJW74", "name": "REDSTONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3447, "dollarVol": 465935000, "branches": 6, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.072, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5978, "totalOriginated": 3447, "actionTaken": { "1": 3447, "2": 405, "3": 1239, "4": 423, "5": 180, "6": 0, "7": 86, "8": 198 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1239, "withdrawalCount": 423, "incompleteCount": 180, "approvedNotAcceptedCount": 405, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WTZC5SSKIN2M11", "name": "First National Bank of America", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3437, "dollarVol": 948885000, "branches": 6, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7138, "totalOriginated": 3437, "actionTaken": { "1": 3437, "2": 35, "3": 868, "4": 934, "5": 79, "6": 1785, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 868, "withdrawalCount": 934, "incompleteCount": 79, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 1785, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080168VA6Z8UX21", "name": "TOWER Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3434, "dollarVol": 506390000, "branches": 6, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6245, "totalOriginated": 3434, "actionTaken": { "1": 3434, "2": 79, "3": 2057, "4": 414, "5": 261, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2057, "withdrawalCount": 414, "incompleteCount": 261, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009V3WNJX9V2GZ85", "name": "FirstBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3430, "dollarVol": 1202120000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5606, "totalOriginated": 3430, "actionTaken": { "1": 3430, "2": 230, "3": 784, "4": 869, "5": 250, "6": 43, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 784, "withdrawalCount": 869, "incompleteCount": 250, "approvedNotAcceptedCount": 230, "purchasedLoanCount": 43, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NB3SBC1KHAWB92", "name": "GERSHMAN INVESTMENT CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3420, "dollarVol": 770340000, "branches": 6, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4606, "totalOriginated": 3420, "actionTaken": { "1": 3420, "2": 26, "3": 291, "4": 858, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 291, "withdrawalCount": 858, "incompleteCount": 11, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005QK4NV0ZZ5EM64", "name": "Community Bank of Mississippi", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3405, "dollarVol": 624635000, "branches": 6, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4405, "totalOriginated": 3405, "actionTaken": { "1": 3405, "2": 204, "3": 272, "4": 521, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 272, "withdrawalCount": 521, "incompleteCount": 2, "approvedNotAcceptedCount": 204, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q02LGIN9AXKP98", "name": "FIRST TECHNOLOGY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3339, "dollarVol": 1145825000, "branches": 6, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7219, "totalOriginated": 3339, "actionTaken": { "1": 3339, "2": 597, "3": 861, "4": 485, "5": 345, "6": 0, "7": 142, "8": 1450 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 861, "withdrawalCount": 485, "incompleteCount": 345, "approvedNotAcceptedCount": 597, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FS35FQXZRU4Z45", "name": "EDUCATORS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3339, "dollarVol": 340615000, "branches": 6, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6177, "totalOriginated": 3339, "actionTaken": { "1": 3339, "2": 208, "3": 1333, "4": 258, "5": 0, "6": 0, "7": 419, "8": 620 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1333, "withdrawalCount": 258, "incompleteCount": 0, "approvedNotAcceptedCount": 208, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JKR164SLNO6Y85", "name": "NATIONS RELIABLE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3314, "dollarVol": 996060000, "branches": 6, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5141, "totalOriginated": 3314, "actionTaken": { "1": 3314, "2": 273, "3": 188, "4": 759, "5": 602, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 759, "incompleteCount": 602, "approvedNotAcceptedCount": 273, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNUJ0IPK43UX33", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3301, "dollarVol": 573785000, "branches": 6, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4638, "totalOriginated": 3301, "actionTaken": { "1": 3301, "2": 57, "3": 831, "4": 432, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 831, "withdrawalCount": 432, "incompleteCount": 17, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALNLUNS3Y53T24", "name": "AMERICAN FINANCING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3295, "dollarVol": 788325000, "branches": 6, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18633, "totalOriginated": 3295, "actionTaken": { "1": 3295, "2": 1137, "3": 7516, "4": 6154, "5": 227, "6": 0, "7": 35, "8": 269 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7516, "withdrawalCount": 6154, "incompleteCount": 227, "approvedNotAcceptedCount": 1137, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EO85W8IS2FR22", "name": "LOGIX FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3289, "dollarVol": 742655000, "branches": 6, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5647, "totalOriginated": 3289, "actionTaken": { "1": 3289, "2": 391, "3": 971, "4": 260, "5": 143, "6": 0, "7": 130, "8": 463 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 971, "withdrawalCount": 260, "incompleteCount": 143, "approvedNotAcceptedCount": 391, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JISETNI0GLE61", "name": "Farm Credit Mid-America", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3267, "dollarVol": 1170785000, "branches": 6, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4846, "totalOriginated": 3267, "actionTaken": { "1": 3267, "2": 182, "3": 800, "4": 568, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 800, "withdrawalCount": 568, "incompleteCount": 29, "approvedNotAcceptedCount": 182, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4IYL7TZT8FA34", "name": "PREMIER MORTGAGE RESOURCES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3265, "dollarVol": 1091275000, "branches": 6, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4908, "totalOriginated": 3265, "actionTaken": { "1": 3265, "2": 0, "3": 212, "4": 1431, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 1431, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009BD405QQTMXO12", "name": "TOLL BROTHERS MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3257, "dollarVol": 1664065000, "branches": 6, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7425, "totalOriginated": 3257, "actionTaken": { "1": 3257, "2": 2751, "3": 584, "4": 794, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 584, "withdrawalCount": 794, "incompleteCount": 39, "approvedNotAcceptedCount": 2751, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MHH03ICJYEPE85", "name": "LONGBRIDGE FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3251, "dollarVol": 918975000, "branches": 6, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8083, "totalOriginated": 3251, "actionTaken": { "1": 3251, "2": 298, "3": 704, "4": 458, "5": 259, "6": 3113, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 704, "withdrawalCount": 458, "incompleteCount": 259, "approvedNotAcceptedCount": 298, "purchasedLoanCount": 3113, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RJW4T6MPVUPK44", "name": "SEFCU SERVICES, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3214, "dollarVol": 900580000, "branches": 6, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3689, "totalOriginated": 3214, "actionTaken": { "1": 3214, "2": 276, "3": 77, "4": 106, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 106, "incompleteCount": 16, "approvedNotAcceptedCount": 276, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCEP3NM7A1X491", "name": "TrustCo Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3210, "dollarVol": 700530000, "branches": 6, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5719, "totalOriginated": 3210, "actionTaken": { "1": 3210, "2": 186, "3": 1530, "4": 612, "5": 181, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1530, "withdrawalCount": 612, "incompleteCount": 181, "approvedNotAcceptedCount": 186, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q708HHR4LD2B7XIZNO92", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3189, "dollarVol": 1067005000, "branches": 6, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5068, "totalOriginated": 3189, "actionTaken": { "1": 3189, "2": 27, "3": 478, "4": 1160, "5": 31, "6": 181, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 478, "withdrawalCount": 1160, "incompleteCount": 31, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 181, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004OB0KD7VERQW98", "name": "INTERLINC MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3186, "dollarVol": 909010000, "branches": 6, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4431, "totalOriginated": 3186, "actionTaken": { "1": 3186, "2": 18, "3": 446, "4": 781, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 446, "withdrawalCount": 781, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYV7NDBX6FUR63", "name": "JET HOMELOANS, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3144, "dollarVol": 1296060000, "branches": 6, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4298, "totalOriginated": 3144, "actionTaken": { "1": 3144, "2": 98, "3": 124, "4": 779, "5": 153, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 779, "incompleteCount": 153, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4ZYLSQ5LMTV35", "name": "ABSOLUTE HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3141, "dollarVol": 1021985000, "branches": 6, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4775, "totalOriginated": 3141, "actionTaken": { "1": 3141, "2": 6, "3": 211, "4": 1411, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 211, "withdrawalCount": 1411, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XQ7B5FIVUNFE29", "name": "VAN DYK MORTGAGE CORPORATION", "nmls": "3035", "type": "IMB", "dataYear": 2023, "orig": 3132, "dollarVol": 886980000, "branches": 6, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4659, "totalOriginated": 3132, "actionTaken": { "1": 3132, "2": 35, "3": 145, "4": 1310, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 1310, "incompleteCount": 37, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K7224BC1IAX207", "name": "MIDFLORIDA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3083, "dollarVol": 545425000, "branches": 6, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10323, "totalOriginated": 3083, "actionTaken": { "1": 3083, "2": 73, "3": 3863, "4": 971, "5": 200, "6": 0, "7": 823, "8": 1310 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3863, "withdrawalCount": 971, "incompleteCount": 200, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KSOOZZVXCMA627", "name": "ANGEL OAK MORTGAGE SOLUTIONS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3050, "dollarVol": 1309750000, "branches": 6, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6595, "totalOriginated": 3050, "actionTaken": { "1": 3050, "2": 101, "3": 1310, "4": 2014, "5": 66, "6": 54, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1310, "withdrawalCount": 2014, "incompleteCount": 66, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 54, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKTME1U7Z0UN20", "name": "Empower Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3050, "dollarVol": 318390000, "branches": 6, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4543, "totalOriginated": 3050, "actionTaken": { "1": 3050, "2": 34, "3": 678, "4": 310, "5": 296, "6": 175, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 678, "withdrawalCount": 310, "incompleteCount": 296, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 175, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTT08EKQRVTR15", "name": "Atlantic Union Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3036, "dollarVol": 604630000, "branches": 6, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4911, "totalOriginated": 3036, "actionTaken": { "1": 3036, "2": 129, "3": 1227, "4": 323, "5": 8, "6": 149, "7": 1, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1227, "withdrawalCount": 323, "incompleteCount": 8, "approvedNotAcceptedCount": 129, "purchasedLoanCount": 149, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RA3E0BUFO7YZ21", "name": "Hometown Equity Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3034, "dollarVol": 1279080000, "branches": 6, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7653, "totalOriginated": 3034, "actionTaken": { "1": 3034, "2": 781, "3": 3324, "4": 505, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3324, "withdrawalCount": 505, "incompleteCount": 9, "approvedNotAcceptedCount": 781, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TKT6FH38184ZYBTPKS77", "name": "Rockland Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3032, "dollarVol": 1169900000, "branches": 6, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5640, "totalOriginated": 3032, "actionTaken": { "1": 3032, "2": 139, "3": 1620, "4": 527, "5": 320, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1620, "withdrawalCount": 527, "incompleteCount": 320, "approvedNotAcceptedCount": 139, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJZ82173UB3I21", "name": "City National Bank of West Virginia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3031, "dollarVol": 369735000, "branches": 6, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5092, "totalOriginated": 3031, "actionTaken": { "1": 3031, "2": 200, "3": 1394, "4": 370, "5": 97, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1394, "withdrawalCount": 370, "incompleteCount": 97, "approvedNotAcceptedCount": 200, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWA6HRT4N1Z222", "name": "Hills Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3022, "dollarVol": 586490000, "branches": 6, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3486, "totalOriginated": 3022, "actionTaken": { "1": 3022, "2": 139, "3": 94, "4": 183, "5": 46, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 183, "incompleteCount": 46, "approvedNotAcceptedCount": 139, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM4NS8HDJT3X28", "name": "INTERCOASTAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3015, "dollarVol": 1355765000, "branches": 6, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3994, "totalOriginated": 3015, "actionTaken": { "1": 3015, "2": 488, "3": 55, "4": 419, "5": 13, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 419, "incompleteCount": 13, "approvedNotAcceptedCount": 488, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "KI0VI4JRMCIJ329YTN75", "name": "Valley National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 3009, "dollarVol": 2900055000, "branches": 6, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4800, "totalOriginated": 3009, "actionTaken": { "1": 3009, "2": 231, "3": 757, "4": 646, "5": 46, "6": 111, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 757, "withdrawalCount": 646, "incompleteCount": 46, "approvedNotAcceptedCount": 231, "purchasedLoanCount": 111, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006II76YXSS5XM65", "name": "George Mason Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2990, "dollarVol": 1236000000, "branches": 5, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3942, "totalOriginated": 2990, "actionTaken": { "1": 2990, "2": 6, "3": 173, "4": 731, "5": 39, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 731, "incompleteCount": 39, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004N9PMBSLEZOF16", "name": "K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2988, "dollarVol": 1264310000, "branches": 5, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4613, "totalOriginated": 2988, "actionTaken": { "1": 2988, "2": 0, "3": 579, "4": 1046, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 579, "withdrawalCount": 1046, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLKEKXL2RM1F61", "name": "CONTOUR MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2981, "dollarVol": 1227425000, "branches": 5, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5114, "totalOriginated": 2981, "actionTaken": { "1": 2981, "2": 113, "3": 168, "4": 1377, "5": 475, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 168, "withdrawalCount": 1377, "incompleteCount": 475, "approvedNotAcceptedCount": 113, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WKN6AF1FCL7BBYGTGI83", "name": "First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2974, "dollarVol": 840090000, "branches": 5, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4842, "totalOriginated": 2974, "actionTaken": { "1": 2974, "2": 33, "3": 444, "4": 1233, "5": 145, "6": 0, "7": 1, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 444, "withdrawalCount": 1233, "incompleteCount": 145, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O2K17TNH5CL873", "name": "RF RENOVO MANAGEMENT COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2974, "dollarVol": 1510050000, "branches": 5, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3947, "totalOriginated": 2974, "actionTaken": { "1": 2974, "2": 0, "3": 18, "4": 955, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 955, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WE0I402RW25AU38DTI13", "name": "Banner Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2968, "dollarVol": 1379270000, "branches": 5, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5832, "totalOriginated": 2968, "actionTaken": { "1": 2968, "2": 226, "3": 1998, "4": 581, "5": 55, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1998, "withdrawalCount": 581, "incompleteCount": 55, "approvedNotAcceptedCount": 226, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067MGJBFNEN1P47", "name": "ELEVATIONS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2966, "dollarVol": 984520000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4511, "totalOriginated": 2966, "actionTaken": { "1": 2966, "2": 21, "3": 881, "4": 558, "5": 21, "6": 0, "7": 1, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 881, "withdrawalCount": 558, "incompleteCount": 21, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK7QID2ZON6Q55", "name": "Global Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2962, "dollarVol": 867450000, "branches": 5, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5340, "totalOriginated": 2962, "actionTaken": { "1": 2962, "2": 65, "3": 1149, "4": 841, "5": 191, "6": 132, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1149, "withdrawalCount": 841, "incompleteCount": 191, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 132, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JEBULFT3BSU682", "name": "Bangor Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2955, "dollarVol": 693515000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4336, "totalOriginated": 2955, "actionTaken": { "1": 2955, "2": 24, "3": 820, "4": 537, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 820, "withdrawalCount": 537, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFSMIRUODUVW59", "name": "First Interstate Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2943, "dollarVol": 656545000, "branches": 5, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4935, "totalOriginated": 2943, "actionTaken": { "1": 2943, "2": 90, "3": 1173, "4": 592, "5": 129, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1173, "withdrawalCount": 592, "incompleteCount": 129, "approvedNotAcceptedCount": 90, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CR5XDK0TP7I727", "name": "OPEN MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2940, "dollarVol": 644910000, "branches": 5, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4269, "totalOriginated": 2940, "actionTaken": { "1": 2940, "2": 490, "3": 182, "4": 559, "5": 22, "6": 76, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 559, "incompleteCount": 22, "approvedNotAcceptedCount": 490, "purchasedLoanCount": 76, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "X8V2II80XTQHRH7NCB19", "name": "Eastern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2933, "dollarVol": 1111405000, "branches": 5, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4607, "totalOriginated": 2933, "actionTaken": { "1": 2933, "2": 202, "3": 1265, "4": 128, "5": 27, "6": 52, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1265, "withdrawalCount": 128, "incompleteCount": 27, "approvedNotAcceptedCount": 202, "purchasedLoanCount": 52, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R7HGHP2I754087", "name": "TOWNE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2914, "dollarVol": 784860000, "branches": 5, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4950, "totalOriginated": 2914, "actionTaken": { "1": 2914, "2": 415, "3": 328, "4": 547, "5": 29, "6": 717, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 328, "withdrawalCount": 547, "incompleteCount": 29, "approvedNotAcceptedCount": 415, "purchasedLoanCount": 717, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TQVOMKNKFOH392", "name": "Gate City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2913, "dollarVol": 545335000, "branches": 5, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4535, "totalOriginated": 2913, "actionTaken": { "1": 2913, "2": 49, "3": 343, "4": 382, "5": 52, "6": 0, "7": 796, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 343, "withdrawalCount": 382, "incompleteCount": 52, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MCXHCL35UUWDZK7NCQ61", "name": "S&T Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2896, "dollarVol": 701010000, "branches": 5, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4793, "totalOriginated": 2896, "actionTaken": { "1": 2896, "2": 205, "3": 1088, "4": 297, "5": 108, "6": 0, "7": 51, "8": 148 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1088, "withdrawalCount": 297, "incompleteCount": 108, "approvedNotAcceptedCount": 205, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COIWXM618UBE82", "name": "HomeTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2879, "dollarVol": 680495000, "branches": 5, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4614, "totalOriginated": 2879, "actionTaken": { "1": 2879, "2": 80, "3": 1181, "4": 374, "5": 92, "6": 0, "7": 2, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1181, "withdrawalCount": 374, "incompleteCount": 92, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z5QRSHW4Y8CR51", "name": "CREDIT UNION OF TEXAS", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2868, "dollarVol": 329510000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5292, "totalOriginated": 2868, "actionTaken": { "1": 2868, "2": 408, "3": 1389, "4": 539, "5": 57, "6": 31, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1389, "withdrawalCount": 539, "incompleteCount": 57, "approvedNotAcceptedCount": 408, "purchasedLoanCount": 31, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YD7XJM19TH5O82", "name": "CITIZENS EQUITY FIRST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2846, "dollarVol": 383280000, "branches": 5, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4595, "totalOriginated": 2846, "actionTaken": { "1": 2846, "2": 66, "3": 561, "4": 1092, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 561, "withdrawalCount": 1092, "incompleteCount": 30, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DG3IV05V4C4E03", "name": "EUSTIS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2844, "dollarVol": 757110000, "branches": 5, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4241, "totalOriginated": 2844, "actionTaken": { "1": 2844, "2": 33, "3": 90, "4": 996, "5": 8, "6": 0, "7": 22, "8": 248 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 996, "incompleteCount": 8, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3ROEQU3D1IW91", "name": "CREDIT HUMAN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2833, "dollarVol": 315215000, "branches": 5, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26048, "totalOriginated": 2833, "actionTaken": { "1": 2833, "2": 3023, "3": 19857, "4": 305, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19857, "withdrawalCount": 305, "incompleteCount": 30, "approvedNotAcceptedCount": 3023, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFPC3Y4W3Y7R87", "name": "CALCON MUTUAL MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2823, "dollarVol": 953975000, "branches": 5, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5711, "totalOriginated": 2823, "actionTaken": { "1": 2823, "2": 22, "3": 374, "4": 1589, "5": 24, "6": 879, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 374, "withdrawalCount": 1589, "incompleteCount": 24, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 879, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PKEQ3Q9S0IXW76", "name": "UNITED FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2820, "dollarVol": 463460000, "branches": 5, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4873, "totalOriginated": 2820, "actionTaken": { "1": 2820, "2": 205, "3": 1261, "4": 583, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1261, "withdrawalCount": 583, "incompleteCount": 4, "approvedNotAcceptedCount": 205, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "P7GC0W65KB5CEIHLDX81", "name": "Horizon Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2811, "dollarVol": 490075000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5640, "totalOriginated": 2811, "actionTaken": { "1": 2811, "2": 117, "3": 1255, "4": 165, "5": 81, "6": 1211, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1255, "withdrawalCount": 165, "incompleteCount": 81, "approvedNotAcceptedCount": 117, "purchasedLoanCount": 1211, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300249G20MDIDRR27", "name": "SOUTHWEST STAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2810, "dollarVol": 471120000, "branches": 5, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4876, "totalOriginated": 2810, "actionTaken": { "1": 2810, "2": 172, "3": 1669, "4": 145, "5": 80, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1669, "withdrawalCount": 145, "incompleteCount": 80, "approvedNotAcceptedCount": 172, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKFFG3BU8DNX74", "name": "NEXERA HOLDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2780, "dollarVol": 1423580000, "branches": 5, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5926, "totalOriginated": 2780, "actionTaken": { "1": 2780, "2": 75, "3": 345, "4": 2626, "5": 100, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 345, "withdrawalCount": 2626, "incompleteCount": 100, "approvedNotAcceptedCount": 75, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930054ET8KM4O1D485", "name": "SOFI BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2776, "dollarVol": 1016230000, "branches": 5, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8486, "totalOriginated": 2776, "actionTaken": { "1": 2776, "2": 43, "3": 1340, "4": 2342, "5": 1985, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1340, "withdrawalCount": 2342, "incompleteCount": 1985, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWNETGFXTBBY03", "name": "CANOPY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2771, "dollarVol": 970805000, "branches": 5, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4729, "totalOriginated": 2771, "actionTaken": { "1": 2771, "2": 24, "3": 124, "4": 1598, "5": 0, "6": 0, "7": 0, "8": 212 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 1598, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "X6T32LKEPUT8LQMW6755", "name": "Republic Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2766, "dollarVol": 676080000, "branches": 5, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4875, "totalOriginated": 2766, "actionTaken": { "1": 2766, "2": 39, "3": 286, "4": 1365, "5": 212, "6": 207, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 286, "withdrawalCount": 1365, "incompleteCount": 212, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 207, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930053SM8COVIPIY54", "name": "MICHIGAN STATE UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2762, "dollarVol": 444980000, "branches": 5, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7418, "totalOriginated": 2762, "actionTaken": { "1": 2762, "2": 210, "3": 444, "4": 271, "5": 909, "6": 0, "7": 1040, "8": 1782 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 444, "withdrawalCount": 271, "incompleteCount": 909, "approvedNotAcceptedCount": 210, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DKMV1IHIM8E20", "name": "Wilmington Savings Fund Society, FSB", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2755, "dollarVol": 742735000, "branches": 5, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8480, "totalOriginated": 2755, "actionTaken": { "1": 2755, "2": 47, "3": 977, "4": 565, "5": 89, "6": 4047, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 977, "withdrawalCount": 565, "incompleteCount": 89, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 4047, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8SHBRCI7UU819", "name": "Baxter Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2752, "dollarVol": 526080000, "branches": 5, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4696, "totalOriginated": 2752, "actionTaken": { "1": 2752, "2": 678, "3": 875, "4": 285, "5": 105, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 875, "withdrawalCount": 285, "incompleteCount": 105, "approvedNotAcceptedCount": 678, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKTBTC2QFDKG02", "name": "Centier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2740, "dollarVol": 800660000, "branches": 5, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5934, "totalOriginated": 2740, "actionTaken": { "1": 2740, "2": 1147, "3": 981, "4": 337, "5": 56, "6": 673, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 981, "withdrawalCount": 337, "incompleteCount": 56, "approvedNotAcceptedCount": 1147, "purchasedLoanCount": 673, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QRD0ZXHH08TX87", "name": "NETWORK FUNDING, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2730, "dollarVol": 836600000, "branches": 5, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4990, "totalOriginated": 2730, "actionTaken": { "1": 2730, "2": 209, "3": 481, "4": 1217, "5": 51, "6": 141, "7": 27, "8": 134 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 481, "withdrawalCount": 1217, "incompleteCount": 51, "approvedNotAcceptedCount": 209, "purchasedLoanCount": 141, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F9ZTVTX763V835", "name": "Advisors Mortgage Group, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2728, "dollarVol": 913860000, "branches": 5, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3734, "totalOriginated": 2728, "actionTaken": { "1": 2728, "2": 21, "3": 264, "4": 721, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 264, "withdrawalCount": 721, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300INFJ8TYNZ1G568", "name": "Charles Schwab Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2727, "dollarVol": 2641515000, "branches": 5, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4261, "totalOriginated": 2727, "actionTaken": { "1": 2727, "2": 55, "3": 215, "4": 0, "5": 0, "6": 1222, "7": 30, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 215, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 1222, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPSJZO10ZAX556", "name": "AMERICAN HERITAGE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2719, "dollarVol": 805375000, "branches": 5, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5520, "totalOriginated": 2719, "actionTaken": { "1": 2719, "2": 46, "3": 431, "4": 1823, "5": 454, "6": 47, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 431, "withdrawalCount": 1823, "incompleteCount": 454, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 47, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C04BJ0G297NC13", "name": "Ally Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2703, "dollarVol": 1101585000, "branches": 5, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6603, "totalOriginated": 2703, "actionTaken": { "1": 2703, "2": 39, "3": 490, "4": 1757, "5": 1091, "6": 80, "7": 1, "8": 442 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 490, "withdrawalCount": 1757, "incompleteCount": 1091, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 80, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "IWRZQFYIRJ0IMURZBB68", "name": "Johnson Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2675, "dollarVol": 797005000, "branches": 5, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4544, "totalOriginated": 2675, "actionTaken": { "1": 2675, "2": 132, "3": 307, "4": 101, "5": 13, "6": 2, "7": 367, "8": 947 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 307, "withdrawalCount": 101, "incompleteCount": 13, "approvedNotAcceptedCount": 132, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RLLKTQS8K7U51", "name": "American Airlines Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2669, "dollarVol": 471305000, "branches": 5, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5626, "totalOriginated": 2669, "actionTaken": { "1": 2669, "2": 186, "3": 1525, "4": 281, "5": 129, "6": 0, "7": 287, "8": 549 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1525, "withdrawalCount": 281, "incompleteCount": 129, "approvedNotAcceptedCount": 186, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XECJ0294F1ZG19", "name": "MATTAMY HOME FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2666, "dollarVol": 1082290000, "branches": 5, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3564, "totalOriginated": 2666, "actionTaken": { "1": 2666, "2": 0, "3": 213, "4": 416, "5": 269, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 213, "withdrawalCount": 416, "incompleteCount": 269, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JDOI3GTNVUD76", "name": "German American Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2659, "dollarVol": 421955000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3743, "totalOriginated": 2659, "actionTaken": { "1": 2659, "2": 81, "3": 622, "4": 366, "5": 14, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 622, "withdrawalCount": 366, "incompleteCount": 14, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020YWIK7HGH2R34", "name": "SFMC, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2656, "dollarVol": 911460000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3902, "totalOriginated": 2656, "actionTaken": { "1": 2656, "2": 354, "3": 206, "4": 637, "5": 43, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 206, "withdrawalCount": 637, "incompleteCount": 43, "approvedNotAcceptedCount": 354, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEFX6JRSCS5N78", "name": "Centennial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2651, "dollarVol": 825345000, "branches": 5, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4994, "totalOriginated": 2651, "actionTaken": { "1": 2651, "2": 45, "3": 1023, "4": 856, "5": 357, "6": 12, "7": 32, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1023, "withdrawalCount": 856, "incompleteCount": 357, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QIUZLVR1OLDH55", "name": "Genisys Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2650, "dollarVol": 344300000, "branches": 5, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4333, "totalOriginated": 2650, "actionTaken": { "1": 2650, "2": 79, "3": 733, "4": 408, "5": 463, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 733, "withdrawalCount": 408, "incompleteCount": 463, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REENMLD2RN3W58", "name": "Magnolia Bank, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2649, "dollarVol": 717025000, "branches": 5, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3559, "totalOriginated": 2649, "actionTaken": { "1": 2649, "2": 22, "3": 326, "4": 525, "5": 30, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 326, "withdrawalCount": 525, "incompleteCount": 30, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDHZAV4ZQHQV19", "name": "GOLDENWEST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2645, "dollarVol": 395755000, "branches": 5, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5071, "totalOriginated": 2645, "actionTaken": { "1": 2645, "2": 540, "3": 1462, "4": 416, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1462, "withdrawalCount": 416, "incompleteCount": 8, "approvedNotAcceptedCount": 540, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A0SVCQJPHVGV20", "name": "ALTRA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2639, "dollarVol": 447995000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3126, "totalOriginated": 2639, "actionTaken": { "1": 2639, "2": 61, "3": 258, "4": 147, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 147, "incompleteCount": 21, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WRXQTCKCA6205", "name": "REDWOOD", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2635, "dollarVol": 690485000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4698, "totalOriginated": 2635, "actionTaken": { "1": 2635, "2": 71, "3": 548, "4": 483, "5": 283, "6": 0, "7": 322, "8": 356 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 548, "withdrawalCount": 483, "incompleteCount": 283, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1IE8VN30JCEQV1H4R804", "name": "HSBC BANK USA, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2627, "dollarVol": 2850525000, "branches": 5, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4060, "totalOriginated": 2627, "actionTaken": { "1": 2627, "2": 29, "3": 307, "4": 656, "5": 420, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 307, "withdrawalCount": 656, "incompleteCount": 420, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008TT6UNYR7AXF54", "name": "Sunflower Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2618, "dollarVol": 923690000, "branches": 5, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4081, "totalOriginated": 2618, "actionTaken": { "1": 2618, "2": 13, "3": 209, "4": 1135, "5": 106, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 1135, "incompleteCount": 106, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8HNQO52YYHI82", "name": "American Security Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2610, "dollarVol": 980900000, "branches": 5, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3541, "totalOriginated": 2610, "actionTaken": { "1": 2610, "2": 92, "3": 114, "4": 725, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 725, "incompleteCount": 0, "approvedNotAcceptedCount": 92, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067KY3OO1D8HC58", "name": "ASSOCIATED MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2607, "dollarVol": 646765000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3503, "totalOriginated": 2607, "actionTaken": { "1": 2607, "2": 236, "3": 30, "4": 591, "5": 26, "6": 0, "7": 8, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 591, "incompleteCount": 26, "approvedNotAcceptedCount": 236, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3QJQLKVB40W93", "name": "CANVAS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2577, "dollarVol": 404035000, "branches": 5, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4065, "totalOriginated": 2577, "actionTaken": { "1": 2577, "2": 5, "3": 102, "4": 1370, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 1370, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009LKZIV63KY6458", "name": "Virginia Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2568, "dollarVol": 488540000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5382, "totalOriginated": 2568, "actionTaken": { "1": 2568, "2": 35, "3": 2107, "4": 502, "5": 168, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2107, "withdrawalCount": 502, "incompleteCount": 168, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T67186NPGCHI50", "name": "FIRST COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2563, "dollarVol": 352515000, "branches": 5, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6483, "totalOriginated": 2563, "actionTaken": { "1": 2563, "2": 1443, "3": 2399, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2399, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 1443, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SXT4VBB68QCC26", "name": "EVERWISE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2560, "dollarVol": 310990000, "branches": 5, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3910, "totalOriginated": 2560, "actionTaken": { "1": 2560, "2": 31, "3": 762, "4": 480, "5": 77, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 762, "withdrawalCount": 480, "incompleteCount": 77, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SFG15JDKI5MD22", "name": "BankPlus", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2556, "dollarVol": 668940000, "branches": 5, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3593, "totalOriginated": 2556, "actionTaken": { "1": 2556, "2": 596, "3": 386, "4": 39, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 386, "withdrawalCount": 39, "incompleteCount": 16, "approvedNotAcceptedCount": 596, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "635400IW1QMK3FNFF894", "name": "MERIDIAN BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2552, "dollarVol": 787290000, "branches": 5, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3320, "totalOriginated": 2552, "actionTaken": { "1": 2552, "2": 34, "3": 111, "4": 579, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 579, "incompleteCount": 44, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930062IKKOJW3K8L94", "name": "TRUMARK FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2548, "dollarVol": 408430000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4587, "totalOriginated": 2548, "actionTaken": { "1": 2548, "2": 48, "3": 1190, "4": 790, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1190, "withdrawalCount": 790, "incompleteCount": 11, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TA4MQM8WN2XG31", "name": "VELOCITY COMMERCIAL CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2545, "dollarVol": 870695000, "branches": 5, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.08, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5057, "totalOriginated": 2545, "actionTaken": { "1": 2545, "2": 76, "3": 44, "4": 2165, "5": 227, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 2165, "incompleteCount": 227, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWPFOYZ33TOU32", "name": "MANN FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2545, "dollarVol": 868945000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3171, "totalOriginated": 2545, "actionTaken": { "1": 2545, "2": 71, "3": 431, "4": 45, "5": 16, "6": 0, "7": 30, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 431, "withdrawalCount": 45, "incompleteCount": 16, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HYHFCULSUBAE54", "name": "FIRST WORLD MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2537, "dollarVol": 361055000, "branches": 5, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2987, "totalOriginated": 2537, "actionTaken": { "1": 2537, "2": 0, "3": 163, "4": 287, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 287, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZN5MIVRMVHJS09", "name": "BANKSOUTH MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2536, "dollarVol": 920080000, "branches": 5, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3212, "totalOriginated": 2536, "actionTaken": { "1": 2536, "2": 7, "3": 131, "4": 507, "5": 29, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 507, "incompleteCount": 29, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KWXO8FUM7L0E14", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2534, "dollarVol": 763680000, "branches": 5, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3458, "totalOriginated": 2534, "actionTaken": { "1": 2534, "2": 72, "3": 398, "4": 268, "5": 58, "6": 22, "7": 14, "8": 92 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 398, "withdrawalCount": 268, "incompleteCount": 58, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930085BPQMVH9JFX69", "name": "HUDSON VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2528, "dollarVol": 362060000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5443, "totalOriginated": 2528, "actionTaken": { "1": 2528, "2": 645, "3": 2081, "4": 179, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2081, "withdrawalCount": 179, "incompleteCount": 10, "approvedNotAcceptedCount": 645, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8VPSFM828B312", "name": "TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2528, "dollarVol": 492730000, "branches": 5, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9071, "totalOriginated": 2528, "actionTaken": { "1": 2528, "2": 126, "3": 236, "4": 627, "5": 432, "6": 5046, "7": 16, "8": 60 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 236, "withdrawalCount": 627, "incompleteCount": 432, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 5046, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2LV8W3C1G3762", "name": "EQUITY RESOURCES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2514, "dollarVol": 590650000, "branches": 5, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3655, "totalOriginated": 2514, "actionTaken": { "1": 2514, "2": 0, "3": 273, "4": 868, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 273, "withdrawalCount": 868, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZX1UPIG2E7TH11", "name": "Assurance Financial Group, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2508, "dollarVol": 605820000, "branches": 5, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3563, "totalOriginated": 2508, "actionTaken": { "1": 2508, "2": 1, "3": 80, "4": 973, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 973, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SELI3XCH3UZW80", "name": "FIRST CENTENNIAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2507, "dollarVol": 717045000, "branches": 5, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3432, "totalOriginated": 2507, "actionTaken": { "1": 2507, "2": 21, "3": 227, "4": 648, "5": 28, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 227, "withdrawalCount": 648, "incompleteCount": 28, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWD9H4FQ2VR805", "name": "UBS Bank USA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2495, "dollarVol": 3064195000, "branches": 4, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4108, "totalOriginated": 2495, "actionTaken": { "1": 2495, "2": 11, "3": 293, "4": 612, "5": 56, "6": 95, "7": 95, "8": 451 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 293, "withdrawalCount": 612, "incompleteCount": 56, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 95, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXTDELQS5SLF91", "name": "DUPACO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2490, "dollarVol": 349680000, "branches": 4, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3495, "totalOriginated": 2490, "actionTaken": { "1": 2490, "2": 72, "3": 759, "4": 174, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 759, "withdrawalCount": 174, "incompleteCount": 0, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006TY8FGNLX44X28", "name": "AXIA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2476, "dollarVol": 900460000, "branches": 4, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4277, "totalOriginated": 2476, "actionTaken": { "1": 2476, "2": 98, "3": 150, "4": 425, "5": 473, "6": 0, "7": 36, "8": 619 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 425, "incompleteCount": 473, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030Z1JWTP3SVD16", "name": "TOP FLITE FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2475, "dollarVol": 508945000, "branches": 4, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5296, "totalOriginated": 2475, "actionTaken": { "1": 2475, "2": 21, "3": 560, "4": 2074, "5": 166, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 560, "withdrawalCount": 2074, "incompleteCount": 166, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B2WMHY23GFK92", "name": "AMERICAN FINANCIAL RESOURCES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2473, "dollarVol": 607445000, "branches": 4, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7341, "totalOriginated": 2473, "actionTaken": { "1": 2473, "2": 38, "3": 763, "4": 1412, "5": 11, "6": 2607, "7": 34, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 763, "withdrawalCount": 1412, "incompleteCount": 11, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 2607, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AY1W8F91VLTB05", "name": "STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2472, "dollarVol": 396670000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5704, "totalOriginated": 2472, "actionTaken": { "1": 2472, "2": 91, "3": 2466, "4": 666, "5": 8, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2466, "withdrawalCount": 666, "incompleteCount": 8, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OM9RKJW8W5K82", "name": "ALAMEDA MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2471, "dollarVol": 794455000, "branches": 4, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3498, "totalOriginated": 2471, "actionTaken": { "1": 2471, "2": 24, "3": 146, "4": 847, "5": 3, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 146, "withdrawalCount": 847, "incompleteCount": 3, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q5026VQBAVI394", "name": "Community First", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2465, "dollarVol": 535845000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3205, "totalOriginated": 2465, "actionTaken": { "1": 2465, "2": 5, "3": 197, "4": 507, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 197, "withdrawalCount": 507, "incompleteCount": 31, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048P8RWCQHQM310", "name": "ARC HOME LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2447, "dollarVol": 1120235000, "branches": 4, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5764, "totalOriginated": 2447, "actionTaken": { "1": 2447, "2": 31, "3": 834, "4": 1282, "5": 75, "6": 1095, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 834, "withdrawalCount": 1282, "incompleteCount": 75, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 1095, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "38CFVD4YYFWD1FV7IM34", "name": "Nicolet National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2444, "dollarVol": 523080000, "branches": 4, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3661, "totalOriginated": 2444, "actionTaken": { "1": 2444, "2": 34, "3": 151, "4": 198, "5": 9, "6": 3, "7": 229, "8": 593 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 198, "incompleteCount": 9, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "20TVKH7M13MUBGE80C53", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2428, "dollarVol": 649150000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3695, "totalOriginated": 2428, "actionTaken": { "1": 2428, "2": 27, "3": 555, "4": 553, "5": 98, "6": 25, "7": 9, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 555, "withdrawalCount": 553, "incompleteCount": 98, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZ44DNQDPOV865", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2425, "dollarVol": 499985000, "branches": 4, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2898, "totalOriginated": 2425, "actionTaken": { "1": 2425, "2": 39, "3": 159, "4": 275, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 275, "incompleteCount": 0, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIKKZQ0TVJWA08", "name": "ARKANSAS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2420, "dollarVol": 258680000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.085, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3892, "totalOriginated": 2420, "actionTaken": { "1": 2420, "2": 0, "3": 807, "4": 665, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 807, "withdrawalCount": 665, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001AGQGPJ3N3YL33", "name": "FOUNDERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2417, "dollarVol": 344515000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4191, "totalOriginated": 2417, "actionTaken": { "1": 2417, "2": 115, "3": 1065, "4": 594, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1065, "withdrawalCount": 594, "incompleteCount": 0, "approvedNotAcceptedCount": 115, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQVXIW1VTW0D69", "name": "Citizens First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2396, "dollarVol": 597110000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3042, "totalOriginated": 2396, "actionTaken": { "1": 2396, "2": 18, "3": 114, "4": 506, "5": 1, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 506, "incompleteCount": 1, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT7WZ1SOTNFJ62", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2396, "dollarVol": 715010000, "branches": 4, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3822, "totalOriginated": 2396, "actionTaken": { "1": 2396, "2": 84, "3": 863, "4": 339, "5": 0, "6": 0, "7": 19, "8": 121 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 863, "withdrawalCount": 339, "incompleteCount": 0, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5QSL6MC8M4D04", "name": "NORWICH COMMERCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2383, "dollarVol": 717325000, "branches": 4, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3756, "totalOriginated": 2383, "actionTaken": { "1": 2383, "2": 45, "3": 432, "4": 354, "5": 365, "6": 0, "7": 117, "8": 60 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 432, "withdrawalCount": 354, "incompleteCount": 365, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUSRLWD8ETNR90", "name": "SPOKANE TEACHERS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2381, "dollarVol": 351455000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4065, "totalOriginated": 2381, "actionTaken": { "1": 2381, "2": 44, "3": 795, "4": 686, "5": 18, "6": 0, "7": 128, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 795, "withdrawalCount": 686, "incompleteCount": 18, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TLGCPJTEG3WN76", "name": "EASTRISE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2378, "dollarVol": 369430000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3413, "totalOriginated": 2378, "actionTaken": { "1": 2378, "2": 27, "3": 246, "4": 511, "5": 251, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 246, "withdrawalCount": 511, "incompleteCount": 251, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "XC7Z0BA39TU7L1AKOJ12", "name": "First American Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2378, "dollarVol": 387760000, "branches": 4, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4330, "totalOriginated": 2378, "actionTaken": { "1": 2378, "2": 83, "3": 1318, "4": 348, "5": 199, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1318, "withdrawalCount": 348, "incompleteCount": 199, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EM6UG8HE3P8U74", "name": "Patelco Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2362, "dollarVol": 666670000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4542, "totalOriginated": 2362, "actionTaken": { "1": 2362, "2": 176, "3": 1351, "4": 332, "5": 321, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1351, "withdrawalCount": 332, "incompleteCount": 321, "approvedNotAcceptedCount": 176, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSYIBSO9N4PB10", "name": "CONSUMERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2356, "dollarVol": 388060000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3374, "totalOriginated": 2356, "actionTaken": { "1": 2356, "2": 2, "3": 351, "4": 653, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 351, "withdrawalCount": 653, "incompleteCount": 12, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4ESSS6M0MEG51", "name": "OriginPoint, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2330, "dollarVol": 1315600000, "branches": 4, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3790, "totalOriginated": 2330, "actionTaken": { "1": 2330, "2": 13, "3": 181, "4": 1245, "5": 13, "6": 2, "7": 3, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 1245, "incompleteCount": 13, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VNOO6EITDJ2YUEBMSZ83", "name": "UMB Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2311, "dollarVol": 1028895000, "branches": 4, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3665, "totalOriginated": 2311, "actionTaken": { "1": 2311, "2": 45, "3": 878, "4": 334, "5": 21, "6": 0, "7": 20, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 878, "withdrawalCount": 334, "incompleteCount": 21, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBBGOL4MIK0L71", "name": "Three Rivers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2307, "dollarVol": 345165000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3689, "totalOriginated": 2307, "actionTaken": { "1": 2307, "2": 143, "3": 500, "4": 304, "5": 0, "6": 0, "7": 412, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 500, "withdrawalCount": 304, "incompleteCount": 0, "approvedNotAcceptedCount": 143, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HD2NONVMCRN332", "name": "HALLMARK HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2280, "dollarVol": 495490000, "branches": 4, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2967, "totalOriginated": 2280, "actionTaken": { "1": 2280, "2": 0, "3": 159, "4": 526, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 526, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWLOUWIJ1Q0H29", "name": "MICHIGAN SCHOOLS AND GOVERNMENT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2276, "dollarVol": 313220000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3771, "totalOriginated": 2276, "actionTaken": { "1": 2276, "2": 65, "3": 769, "4": 495, "5": 166, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 769, "withdrawalCount": 495, "incompleteCount": 166, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "337KMNHEWWWR6B7Q7W10", "name": "MidFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2269, "dollarVol": 1271465000, "branches": 4, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26681, "totalOriginated": 2269, "actionTaken": { "1": 2269, "2": 59, "3": 426, "4": 351, "5": 1, "6": 23506, "7": 0, "8": 69 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 426, "withdrawalCount": 351, "incompleteCount": 1, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 23506, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XQ02VMXYJYJ21", "name": "The Cape Cod Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2264, "dollarVol": 810480000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.098, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3078, "totalOriginated": 2264, "actionTaken": { "1": 2264, "2": 53, "3": 274, "4": 325, "5": 162, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 274, "withdrawalCount": 325, "incompleteCount": 162, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "4LJGQ9KJ9S0CP4B1FY29", "name": "Stock Yards Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2263, "dollarVol": 716325000, "branches": 4, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3498, "totalOriginated": 2263, "actionTaken": { "1": 2263, "2": 30, "3": 759, "4": 396, "5": 29, "6": 20, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 759, "withdrawalCount": 396, "incompleteCount": 29, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MQ4O1DX3N88207", "name": "Community Trust Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2257, "dollarVol": 431675000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2931, "totalOriginated": 2257, "actionTaken": { "1": 2257, "2": 63, "3": 421, "4": 190, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 421, "withdrawalCount": 190, "incompleteCount": 0, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OJH4M4RQMT1WXN2BNC32", "name": "Banco Popular de Puerto Rico", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2254, "dollarVol": 513910000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6321, "totalOriginated": 2254, "actionTaken": { "1": 2254, "2": 70, "3": 805, "4": 262, "5": 94, "6": 2836, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 805, "withdrawalCount": 262, "incompleteCount": 94, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 2836, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C8GOC4OYUV0Z32", "name": "DOMINION FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2239, "dollarVol": 578515000, "branches": 4, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3828, "totalOriginated": 2239, "actionTaken": { "1": 2239, "2": 1589, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1589, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FT6J43S06X6CLJ0R0B48", "name": "Cathay Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2237, "dollarVol": 1971565000, "branches": 4, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3110, "totalOriginated": 2222, "actionTaken": { "1": 2222, "2": 74, "3": 254, "4": 305, "5": 209, "6": 46, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 305, "incompleteCount": 209, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LE3ZOZXUS7W648", "name": "FIDELITY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2227, "dollarVol": 521515000, "branches": 4, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3367, "totalOriginated": 2227, "actionTaken": { "1": 2227, "2": 24, "3": 396, "4": 652, "5": 58, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 396, "withdrawalCount": 652, "incompleteCount": 58, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOOL3OJTITCV30", "name": "CITADEL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2208, "dollarVol": 309920000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4322, "totalOriginated": 2208, "actionTaken": { "1": 2208, "2": 47, "3": 1268, "4": 536, "5": 194, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1268, "withdrawalCount": 536, "incompleteCount": 194, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6K140RN8NQB93", "name": "DFCU FINANCIAL", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2207, "dollarVol": 322865000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4284, "totalOriginated": 2207, "actionTaken": { "1": 2207, "2": 345, "3": 636, "4": 312, "5": 415, "6": 0, "7": 39, "8": 330 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 636, "withdrawalCount": 312, "incompleteCount": 415, "approvedNotAcceptedCount": 345, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490018IFQOT83Q7H49", "name": "GO MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2200, "dollarVol": 619810000, "branches": 4, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3778, "totalOriginated": 2200, "actionTaken": { "1": 2200, "2": 330, "3": 419, "4": 766, "5": 27, "6": 3, "7": 0, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 419, "withdrawalCount": 766, "incompleteCount": 27, "approvedNotAcceptedCount": 330, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWJ28EP3GZG107", "name": "FIRSTBANK PUERTO RICO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2191, "dollarVol": 418245000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3544, "totalOriginated": 2191, "actionTaken": { "1": 2191, "2": 113, "3": 709, "4": 381, "5": 81, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 709, "withdrawalCount": 381, "incompleteCount": 81, "approvedNotAcceptedCount": 113, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S99IK3EU11AS13", "name": "INDIANA MEMBERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2175, "dollarVol": 229265000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3163, "totalOriginated": 1739, "actionTaken": { "1": 1739, "2": 166, "3": 439, "4": 322, "5": 169, "6": 0, "7": 0, "8": 328 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 439, "withdrawalCount": 322, "incompleteCount": 169, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030S6J5KOL5LJ73", "name": "FAIRWINDS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2168, "dollarVol": 310600000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4444, "totalOriginated": 2168, "actionTaken": { "1": 2168, "2": 40, "3": 1461, "4": 771, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1461, "withdrawalCount": 771, "incompleteCount": 4, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBK5BTNFKZJD14", "name": "Univest Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2150, "dollarVol": 718780000, "branches": 4, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2943, "totalOriginated": 2150, "actionTaken": { "1": 2150, "2": 31, "3": 241, "4": 385, "5": 132, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 241, "withdrawalCount": 385, "incompleteCount": 132, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M8WGW2D17CZD19", "name": "GARDNER FINANCIAL SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2150, "dollarVol": 762000000, "branches": 4, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2961, "totalOriginated": 2150, "actionTaken": { "1": 2150, "2": 15, "3": 36, "4": 711, "5": 48, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 711, "incompleteCount": 48, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FWM3I2HHQY149", "name": "WASHINGTON STATE EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2148, "dollarVol": 456650000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4645, "totalOriginated": 2148, "actionTaken": { "1": 2148, "2": 85, "3": 1875, "4": 329, "5": 208, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1875, "withdrawalCount": 329, "incompleteCount": 208, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VHUBSJJKOMBF27", "name": "GOLDEN EMPIRE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2133, "dollarVol": 745065000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3039, "totalOriginated": 2133, "actionTaken": { "1": 2133, "2": 53, "3": 220, "4": 625, "5": 6, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 220, "withdrawalCount": 625, "incompleteCount": 6, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900378RFGMBEKAF12", "name": "Empeople Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2129, "dollarVol": 339885000, "branches": 4, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3517, "totalOriginated": 2129, "actionTaken": { "1": 2129, "2": 35, "3": 748, "4": 529, "5": 74, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 748, "withdrawalCount": 529, "incompleteCount": 74, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AX110CHF6FVV28", "name": "TOWN SQUARE MORTGAGE & INVESTMENTS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2123, "dollarVol": 639595000, "branches": 4, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3630, "totalOriginated": 2123, "actionTaken": { "1": 2123, "2": 0, "3": 343, "4": 588, "5": 576, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 343, "withdrawalCount": 588, "incompleteCount": 576, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MFY0P4D234OB91", "name": "HOMESPIRE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2120, "dollarVol": 636240000, "branches": 4, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2936, "totalOriginated": 2120, "actionTaken": { "1": 2120, "2": 194, "3": 183, "4": 437, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 437, "incompleteCount": 2, "approvedNotAcceptedCount": 194, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FSZH0FMQ1T8Y90", "name": "IOWA BANKERS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2118, "dollarVol": 440600000, "branches": 4, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4610, "totalOriginated": 2118, "actionTaken": { "1": 2118, "2": 44, "3": 366, "4": 158, "5": 0, "6": 1924, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 366, "withdrawalCount": 158, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 1924, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PFJ7GCGDLB2E65", "name": "First Option Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2111, "dollarVol": 627785000, "branches": 4, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3019, "totalOriginated": 2111, "actionTaken": { "1": 2111, "2": 288, "3": 95, "4": 450, "5": 75, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 450, "incompleteCount": 75, "approvedNotAcceptedCount": 288, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082GM1TWV6QVI24", "name": "Bremer Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2099, "dollarVol": 713905000, "branches": 4, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2787, "totalOriginated": 2099, "actionTaken": { "1": 2099, "2": 35, "3": 212, "4": 253, "5": 63, "6": 125, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 253, "incompleteCount": 63, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 125, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WK15ESCDNJ5M35", "name": "CORNING CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2081, "dollarVol": 266905000, "branches": 4, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2976, "totalOriginated": 2081, "actionTaken": { "1": 2081, "2": 209, "3": 425, "4": 122, "5": 139, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 425, "withdrawalCount": 122, "incompleteCount": 139, "approvedNotAcceptedCount": 209, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UB5TJ0YPVPT503", "name": "MASON MCDUFFIE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2079, "dollarVol": 784145000, "branches": 4, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.088, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3044, "totalOriginated": 2079, "actionTaken": { "1": 2079, "2": 24, "3": 190, "4": 746, "5": 0, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 746, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001F7QT2YW3K8D98", "name": "DSLD MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2078, "dollarVol": 528370000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3173, "totalOriginated": 2078, "actionTaken": { "1": 2078, "2": 1, "3": 269, "4": 582, "5": 243, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 269, "withdrawalCount": 582, "incompleteCount": 243, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DRSIZBQXDCJ875", "name": "Easy Street Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2071, "dollarVol": 695755000, "branches": 4, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2071, "totalOriginated": 2071, "actionTaken": { "1": 2071, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DCGBXW5FJMV921", "name": "NMSI, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2061, "dollarVol": 1086205000, "branches": 4, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.098, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2703, "totalOriginated": 2061, "actionTaken": { "1": 2061, "2": 0, "3": 0, "4": 0, "5": 0, "6": 642, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 642, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009F6BJDCZMZ7Y26", "name": "MORTGAGE FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2059, "dollarVol": 534045000, "branches": 4, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2936, "totalOriginated": 2059, "actionTaken": { "1": 2059, "2": 1, "3": 101, "4": 724, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 724, "incompleteCount": 51, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930025XJJO3T0M1A92", "name": "GEORGIA'S OWN", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2049, "dollarVol": 374695000, "branches": 4, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4828, "totalOriginated": 2049, "actionTaken": { "1": 2049, "2": 155, "3": 1595, "4": 571, "5": 458, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1595, "withdrawalCount": 571, "incompleteCount": 458, "approvedNotAcceptedCount": 155, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008NQVB5ZOWYNU83", "name": "CREDIT UNION ONE", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2042, "dollarVol": 194780000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3297, "totalOriginated": 2042, "actionTaken": { "1": 2042, "2": 231, "3": 760, "4": 242, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 760, "withdrawalCount": 242, "incompleteCount": 22, "approvedNotAcceptedCount": 231, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006P5IHSK77SZ855", "name": "SOUTHWEST FUNDING, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2039, "dollarVol": 534555000, "branches": 4, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2835, "totalOriginated": 2039, "actionTaken": { "1": 2039, "2": 0, "3": 95, "4": 648, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 648, "incompleteCount": 53, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JQKHU8KQ0FC19", "name": "FIRSTTRUST HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2037, "dollarVol": 435995000, "branches": 4, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2587, "totalOriginated": 2037, "actionTaken": { "1": 2037, "2": 0, "3": 44, "4": 504, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 504, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P7WLDQD9IUL038", "name": "Service Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2032, "dollarVol": 277710000, "branches": 4, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3924, "totalOriginated": 2032, "actionTaken": { "1": 2032, "2": 107, "3": 1121, "4": 300, "5": 194, "6": 170, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1121, "withdrawalCount": 300, "incompleteCount": 194, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 170, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1DBFIJZI8LA40", "name": "ACOPIA, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2023, "dollarVol": 516565000, "branches": 4, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2886, "totalOriginated": 2023, "actionTaken": { "1": 2023, "2": 233, "3": 133, "4": 492, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 492, "incompleteCount": 5, "approvedNotAcceptedCount": 233, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOXIQQV5UZD367", "name": "SOUTHERN TRUST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2021, "dollarVol": 628855000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2650, "totalOriginated": 2021, "actionTaken": { "1": 2021, "2": 25, "3": 98, "4": 496, "5": 5, "6": 0, "7": 4, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 496, "incompleteCount": 5, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVJ3IB88LTR841", "name": "Stockman Bank of Montana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2018, "dollarVol": 507470000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2574, "totalOriginated": 2018, "actionTaken": { "1": 2018, "2": 52, "3": 148, "4": 340, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 340, "incompleteCount": 16, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005R34FLBMCPWB41", "name": "TIDEWATER MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2018, "dollarVol": 531070000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2494, "totalOriginated": 2018, "actionTaken": { "1": 2018, "2": 15, "3": 113, "4": 341, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 341, "incompleteCount": 7, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091JQKCU3Z6IP44", "name": "LENDINGONE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2006, "dollarVol": 920890000, "branches": 4, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9321, "totalOriginated": 2006, "actionTaken": { "1": 2006, "2": 0, "3": 5860, "4": 1455, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5860, "withdrawalCount": 1455, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C61LNGA8J8EF85", "name": "Capitol Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2003, "dollarVol": 709035000, "branches": 4, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2834, "totalOriginated": 2003, "actionTaken": { "1": 2003, "2": 71, "3": 244, "4": 222, "5": 77, "6": 0, "7": 75, "8": 142 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 244, "withdrawalCount": 222, "incompleteCount": 77, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FUMS21JPQM1N03", "name": "FOX COMMUNITIES Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1999, "dollarVol": 309255000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2379, "totalOriginated": 1999, "actionTaken": { "1": 1999, "2": 245, "3": 93, "4": 1, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 1, "incompleteCount": 41, "approvedNotAcceptedCount": 245, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZIQ24V0C88AC41", "name": "GTE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1987, "dollarVol": 308805000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3853, "totalOriginated": 1987, "actionTaken": { "1": 1987, "2": 62, "3": 1115, "4": 499, "5": 190, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1115, "withdrawalCount": 499, "incompleteCount": 190, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1ICNCM0V37Y02", "name": "First State Bank of St. Charles, Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1976, "dollarVol": 585900000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2525, "totalOriginated": 1976, "actionTaken": { "1": 1976, "2": 19, "3": 59, "4": 460, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 460, "incompleteCount": 11, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTTR873E71L054", "name": "Integrity Home Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1971, "dollarVol": 581375000, "branches": 3, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2616, "totalOriginated": 1971, "actionTaken": { "1": 1971, "2": 196, "3": 104, "4": 328, "5": 6, "6": 0, "7": 7, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 328, "incompleteCount": 6, "approvedNotAcceptedCount": 196, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ISCZS1R0CJMO47", "name": "Premia Mortgage, LLC DBA Premia Relocation Mortgage", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1951, "dollarVol": 799735000, "branches": 3, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2406, "totalOriginated": 1951, "actionTaken": { "1": 1951, "2": 4, "3": 64, "4": 387, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 387, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D38AC76TAMYI50NBPX33", "name": "WASHINGTON FEDERAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1950, "dollarVol": 1101120000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4622, "totalOriginated": 1950, "actionTaken": { "1": 1950, "2": 33, "3": 903, "4": 1102, "5": 634, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 903, "withdrawalCount": 1102, "incompleteCount": 634, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRXW9RSZM2B951", "name": "Evolve Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1948, "dollarVol": 678050000, "branches": 3, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2621, "totalOriginated": 1948, "actionTaken": { "1": 1948, "2": 24, "3": 147, "4": 485, "5": 0, "6": 0, "7": 1, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 485, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCVBRR56D08F03", "name": "MISSION LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1946, "dollarVol": 638400000, "branches": 3, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5308, "totalOriginated": 1946, "actionTaken": { "1": 1946, "2": 467, "3": 219, "4": 2014, "5": 637, "6": 0, "7": 5, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 2014, "incompleteCount": 637, "approvedNotAcceptedCount": 467, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4JDIJPBEO8J84", "name": "GENHOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1933, "dollarVol": 975305000, "branches": 3, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4336, "totalOriginated": 1933, "actionTaken": { "1": 1933, "2": 3, "3": 248, "4": 2148, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 248, "withdrawalCount": 2148, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CHR7TPQ6LLXG47", "name": "LANGLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1933, "dollarVol": 172465000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3172, "totalOriginated": 1933, "actionTaken": { "1": 1933, "2": 4, "3": 611, "4": 201, "5": 18, "6": 405, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 611, "withdrawalCount": 201, "incompleteCount": 18, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 405, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFOE4SCP384147", "name": "University Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1930, "dollarVol": 575470000, "branches": 3, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2482, "totalOriginated": 1930, "actionTaken": { "1": 1930, "2": 13, "3": 45, "4": 447, "5": 11, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 447, "incompleteCount": 11, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UR5AOWTJJ7KZ64", "name": "LENDSURE MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1926, "dollarVol": 887330000, "branches": 3, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3160, "totalOriginated": 1926, "actionTaken": { "1": 1926, "2": 96, "3": 102, "4": 980, "5": 55, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 980, "incompleteCount": 55, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYWXR8TL5LIK35", "name": "ALLIED MORTGAGE GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1923, "dollarVol": 582085000, "branches": 3, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3394, "totalOriginated": 1923, "actionTaken": { "1": 1923, "2": 381, "3": 174, "4": 915, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 174, "withdrawalCount": 915, "incompleteCount": 1, "approvedNotAcceptedCount": 381, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009BOQDC6PCFR785", "name": "NBT Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1913, "dollarVol": 511755000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3080, "totalOriginated": 1913, "actionTaken": { "1": 1913, "2": 150, "3": 639, "4": 155, "5": 134, "6": 40, "7": 20, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 639, "withdrawalCount": 155, "incompleteCount": 134, "approvedNotAcceptedCount": 150, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIBRM1ZYA6GT07", "name": "NAVIGANT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1904, "dollarVol": 416570000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3008, "totalOriginated": 1904, "actionTaken": { "1": 1904, "2": 72, "3": 643, "4": 360, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 643, "withdrawalCount": 360, "incompleteCount": 29, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQDQ3TUIDR0R90", "name": "CASTLE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1900, "dollarVol": 868650000, "branches": 3, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3503, "totalOriginated": 1900, "actionTaken": { "1": 1900, "2": 36, "3": 92, "4": 1468, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 1468, "incompleteCount": 7, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "I70W3N0Z6KOX8FYIH023", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1891, "dollarVol": 215295000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3031, "totalOriginated": 1891, "actionTaken": { "1": 1891, "2": 117, "3": 823, "4": 186, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 823, "withdrawalCount": 186, "incompleteCount": 14, "approvedNotAcceptedCount": 117, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFP6J5QSZVF805", "name": "Eagle Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1886, "dollarVol": 464930000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2526, "totalOriginated": 1886, "actionTaken": { "1": 1886, "2": 23, "3": 129, "4": 477, "5": 5, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 477, "incompleteCount": 5, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LEOR2LO8J9RT29", "name": "VICTORY MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1881, "dollarVol": 694715000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2564, "totalOriginated": 1881, "actionTaken": { "1": 1881, "2": 0, "3": 139, "4": 544, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 544, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SVKVT1EF3U0N48", "name": "ON Q FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1874, "dollarVol": 651970000, "branches": 3, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3049, "totalOriginated": 1874, "actionTaken": { "1": 1874, "2": 262, "3": 203, "4": 396, "5": 128, "6": 186, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 203, "withdrawalCount": 396, "incompleteCount": 128, "approvedNotAcceptedCount": 262, "purchasedLoanCount": 186, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IKNQI45EOJU155", "name": "Capital City Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1874, "dollarVol": 767050000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2616, "totalOriginated": 1874, "actionTaken": { "1": 1874, "2": 11, "3": 178, "4": 461, "5": 84, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 461, "incompleteCount": 84, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N5GF79IZ5Y7G10", "name": "AMERICAN HERITAGE FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1874, "dollarVol": 204820000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3909, "totalOriginated": 1874, "actionTaken": { "1": 1874, "2": 15, "3": 1560, "4": 458, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1560, "withdrawalCount": 458, "incompleteCount": 2, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V36YE6JCCEJB76", "name": "Arizona Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1870, "dollarVol": 231010000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3739, "totalOriginated": 1870, "actionTaken": { "1": 1870, "2": 446, "3": 1058, "4": 359, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1058, "withdrawalCount": 359, "incompleteCount": 6, "approvedNotAcceptedCount": 446, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007B1GAUZGYHPR07", "name": "NUSENDA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1867, "dollarVol": 279255000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3059, "totalOriginated": 1867, "actionTaken": { "1": 1867, "2": 74, "3": 468, "4": 451, "5": 199, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 468, "withdrawalCount": 451, "incompleteCount": 199, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBJCM5B02O5U05", "name": "Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1863, "dollarVol": 394835000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2373, "totalOriginated": 1863, "actionTaken": { "1": 1863, "2": 27, "3": 154, "4": 312, "5": 13, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 312, "incompleteCount": 13, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002GI63WHHUTUD85", "name": "KEYSTONE FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1854, "dollarVol": 683170000, "branches": 3, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2559, "totalOriginated": 1854, "actionTaken": { "1": 1854, "2": 366, "3": 132, "4": 207, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 207, "incompleteCount": 0, "approvedNotAcceptedCount": 366, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MCOP60BBI4G97", "name": "Seacoast National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1851, "dollarVol": 489475000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3597, "totalOriginated": 1851, "actionTaken": { "1": 1851, "2": 96, "3": 1298, "4": 250, "5": 22, "6": 70, "7": 10, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1298, "withdrawalCount": 250, "incompleteCount": 22, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 70, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBX56T2MW5HO19", "name": "CHERRY CREEK MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1829, "dollarVol": 597795000, "branches": 3, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3737, "totalOriginated": 1829, "actionTaken": { "1": 1829, "2": 12, "3": 89, "4": 935, "5": 868, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 935, "incompleteCount": 868, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6L4VXCXWN4205", "name": "ORNL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1822, "dollarVol": 438890000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3354, "totalOriginated": 1822, "actionTaken": { "1": 1822, "2": 417, "3": 190, "4": 134, "5": 212, "6": 0, "7": 231, "8": 348 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 134, "incompleteCount": 212, "approvedNotAcceptedCount": 417, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "593C3GZG957YOJPS2Z63", "name": "City National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1819, "dollarVol": 2217475000, "branches": 3, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2926, "totalOriginated": 1819, "actionTaken": { "1": 1819, "2": 36, "3": 565, "4": 467, "5": 23, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 565, "withdrawalCount": 467, "incompleteCount": 23, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "XJCRTTYJVBMA22IXL619", "name": "Bank of Hawaii", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1808, "dollarVol": 1021080000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3451, "totalOriginated": 1808, "actionTaken": { "1": 1808, "2": 70, "3": 1126, "4": 329, "5": 118, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1126, "withdrawalCount": 329, "incompleteCount": 118, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004Z576VEJBK3N72", "name": "NP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1808, "dollarVol": 984320000, "branches": 3, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3044, "totalOriginated": 1808, "actionTaken": { "1": 1808, "2": 135, "3": 464, "4": 331, "5": 306, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 464, "withdrawalCount": 331, "incompleteCount": 306, "approvedNotAcceptedCount": 135, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ICQ3QGEIWV618", "name": "UNITED MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1806, "dollarVol": 691480000, "branches": 3, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3287, "totalOriginated": 1806, "actionTaken": { "1": 1806, "2": 559, "3": 136, "4": 701, "5": 6, "6": 0, "7": 6, "8": 73 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 701, "incompleteCount": 6, "approvedNotAcceptedCount": 559, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L67A0ZTJRS6614", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1805, "dollarVol": 571655000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2589, "totalOriginated": 1805, "actionTaken": { "1": 1805, "2": 32, "3": 473, "4": 185, "5": 24, "6": 3, "7": 13, "8": 54 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 473, "withdrawalCount": 185, "incompleteCount": 24, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BCHY7VFHESOE22", "name": "GREENTREE MORTGAGE COMPANY, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1803, "dollarVol": 497935000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2358, "totalOriginated": 1803, "actionTaken": { "1": 1803, "2": 0, "3": 25, "4": 530, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 530, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7AIY7RU1YDP31", "name": "NBH Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1802, "dollarVol": 626900000, "branches": 3, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2897, "totalOriginated": 1802, "actionTaken": { "1": 1802, "2": 40, "3": 409, "4": 624, "5": 13, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 409, "withdrawalCount": 624, "incompleteCount": 13, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUF3Q2PQGM9256", "name": "COMMONWEALTH", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1796, "dollarVol": 178980000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2789, "totalOriginated": 1796, "actionTaken": { "1": 1796, "2": 27, "3": 620, "4": 346, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 620, "withdrawalCount": 346, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IKS3MMB5YK6T18", "name": "KINECTA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1796, "dollarVol": 814330000, "branches": 3, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2911, "totalOriginated": 1796, "actionTaken": { "1": 1796, "2": 26, "3": 343, "4": 304, "5": 148, "6": 0, "7": 80, "8": 214 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 343, "withdrawalCount": 304, "incompleteCount": 148, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH0V8LECLNPQ26", "name": "ROGUE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1791, "dollarVol": 256735000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2704, "totalOriginated": 1791, "actionTaken": { "1": 1791, "2": 69, "3": 365, "4": 467, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 365, "withdrawalCount": 467, "incompleteCount": 12, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001SI0EMFPT39035", "name": "Cornerstone First Mortgage, Inc", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1791, "dollarVol": 675705000, "branches": 3, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1791, "totalOriginated": 1791, "actionTaken": { "1": 1791, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300323EON4W3CCM44", "name": "RESICENTRAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1784, "dollarVol": 655710000, "branches": 3, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2880, "totalOriginated": 1784, "actionTaken": { "1": 1784, "2": 354, "3": 172, "4": 570, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 570, "incompleteCount": 0, "approvedNotAcceptedCount": 354, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AG10BX85DF5S49", "name": "MLD MORTGAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1782, "dollarVol": 633180000, "branches": 3, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2585, "totalOriginated": 1782, "actionTaken": { "1": 1782, "2": 215, "3": 160, "4": 423, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 423, "incompleteCount": 2, "approvedNotAcceptedCount": 215, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CP7747DCRW6U68", "name": "Carrollton Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1775, "dollarVol": 384215000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2197, "totalOriginated": 1775, "actionTaken": { "1": 1775, "2": 17, "3": 119, "4": 281, "5": 4, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 281, "incompleteCount": 4, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LUU2DLS755O60", "name": "Centra Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1775, "dollarVol": 202725000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2315, "totalOriginated": 1775, "actionTaken": { "1": 1775, "2": 105, "3": 181, "4": 247, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 247, "incompleteCount": 7, "approvedNotAcceptedCount": 105, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O7SGM8FH65GQ47", "name": "Busey Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1772, "dollarVol": 471680000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2434, "totalOriginated": 1772, "actionTaken": { "1": 1772, "2": 32, "3": 298, "4": 285, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 298, "withdrawalCount": 285, "incompleteCount": 47, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7DF901BR7V258", "name": "Nassau Educators Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1769, "dollarVol": 361965000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3576, "totalOriginated": 1769, "actionTaken": { "1": 1769, "2": 143, "3": 1575, "4": 59, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1575, "withdrawalCount": 59, "incompleteCount": 30, "approvedNotAcceptedCount": 143, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NQA30MEKPQP417", "name": "Sandy Spring Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1769, "dollarVol": 609605000, "branches": 3, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2651, "totalOriginated": 1769, "actionTaken": { "1": 1769, "2": 96, "3": 424, "4": 295, "5": 51, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 424, "withdrawalCount": 295, "incompleteCount": 51, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E1PJPTI4YS7H26", "name": "ASCEND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1769, "dollarVol": 275755000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3014, "totalOriginated": 1769, "actionTaken": { "1": 1769, "2": 99, "3": 644, "4": 467, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 644, "withdrawalCount": 467, "incompleteCount": 35, "approvedNotAcceptedCount": 99, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TQWW6MLVH6KY61", "name": "ALLEGACY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1768, "dollarVol": 271290000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3088, "totalOriginated": 1768, "actionTaken": { "1": 1768, "2": 19, "3": 559, "4": 517, "5": 225, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 559, "withdrawalCount": 517, "incompleteCount": 225, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BHPLBG0CXKTL06", "name": "Clearview Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1763, "dollarVol": 190415000, "branches": 3, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2567, "totalOriginated": 1763, "actionTaken": { "1": 1763, "2": 1, "3": 581, "4": 118, "5": 104, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 581, "withdrawalCount": 118, "incompleteCount": 104, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUUEEQ66ZVK149", "name": "ENDEAVOR CAPITAL, LLC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1760, "dollarVol": 366640000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3218, "totalOriginated": 1760, "actionTaken": { "1": 1760, "2": 2, "3": 110, "4": 1339, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 1339, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BXWU32AYWT1A56", "name": "UIF CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1753, "dollarVol": 617805000, "branches": 3, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2678, "totalOriginated": 1753, "actionTaken": { "1": 1753, "2": 16, "3": 155, "4": 573, "5": 178, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 573, "incompleteCount": 178, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YIUWLFRXQUO81", "name": "Summit Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1744, "dollarVol": 462870000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2401, "totalOriginated": 1744, "actionTaken": { "1": 1744, "2": 25, "3": 119, "4": 451, "5": 45, "6": 0, "7": 0, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 451, "incompleteCount": 45, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJ3ZL66QGSGO48", "name": "Lakeland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1742, "dollarVol": 780830000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2925, "totalOriginated": 1742, "actionTaken": { "1": 1742, "2": 97, "3": 696, "4": 278, "5": 91, "6": 0, "7": 3, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 696, "withdrawalCount": 278, "incompleteCount": 91, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003NV9L53LK1XI52", "name": "ROYAL PACIFIC FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1741, "dollarVol": 710255000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3429, "totalOriginated": 1741, "actionTaken": { "1": 1741, "2": 1516, "3": 109, "4": 56, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 56, "incompleteCount": 7, "approvedNotAcceptedCount": 1516, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KQQRECSLK8ID57", "name": "STAUNTON FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1739, "dollarVol": 429465000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2054, "totalOriginated": 1739, "actionTaken": { "1": 1739, "2": 5, "3": 80, "4": 229, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 229, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LCUAWMT4M5H8DJ8DFH49", "name": "1st Source Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1739, "dollarVol": 283435000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2656, "totalOriginated": 1739, "actionTaken": { "1": 1739, "2": 244, "3": 493, "4": 180, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 493, "withdrawalCount": 180, "incompleteCount": 0, "approvedNotAcceptedCount": 244, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V9842QPBGIO804", "name": "Honor Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1734, "dollarVol": 227710000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2793, "totalOriginated": 1734, "actionTaken": { "1": 1734, "2": 47, "3": 628, "4": 379, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 628, "withdrawalCount": 379, "incompleteCount": 5, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6FMTOZSY0VW06", "name": "Kemba Financial Credit Union Inc", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1730, "dollarVol": 146200000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3352, "totalOriginated": 1730, "actionTaken": { "1": 1730, "2": 37, "3": 1102, "4": 435, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1102, "withdrawalCount": 435, "incompleteCount": 48, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008P6YO2KM3EO556", "name": "The Dart Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1728, "dollarVol": 506400000, "branches": 3, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2287, "totalOriginated": 1728, "actionTaken": { "1": 1728, "2": 32, "3": 106, "4": 420, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 420, "incompleteCount": 1, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CF8MP6S7MZV277", "name": "FIRST SAVINGS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1724, "dollarVol": 994480000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2172, "totalOriginated": 1724, "actionTaken": { "1": 1724, "2": 0, "3": 21, "4": 426, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 426, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930059GZZ7G4G40O53", "name": "Primis Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1719, "dollarVol": 586955000, "branches": 3, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2450, "totalOriginated": 1733, "actionTaken": { "1": 1733, "2": 1, "3": 92, "4": 624, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 624, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKOZ81ZWTNKB12", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1713, "dollarVol": 734455000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4141, "totalOriginated": 1713, "actionTaken": { "1": 1713, "2": 30, "3": 725, "4": 212, "5": 31, "6": 1430, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 725, "withdrawalCount": 212, "incompleteCount": 31, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 1430, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V3UW6HP83URS67", "name": "ADVIA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1712, "dollarVol": 158250000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3218, "totalOriginated": 1712, "actionTaken": { "1": 1712, "2": 50, "3": 1044, "4": 403, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1044, "withdrawalCount": 403, "incompleteCount": 9, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARL5FDX2OOH702", "name": "SUPERIOR CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1710, "dollarVol": 201380000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3332, "totalOriginated": 1710, "actionTaken": { "1": 1710, "2": 59, "3": 357, "4": 469, "5": 125, "6": 0, "7": 285, "8": 327 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 357, "withdrawalCount": 469, "incompleteCount": 125, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1ESL3X18LPG95", "name": "California Coast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1709, "dollarVol": 235795000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2179, "totalOriginated": 1709, "actionTaken": { "1": 1709, "2": 57, "3": 187, "4": 133, "5": 43, "6": 0, "7": 7, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 133, "incompleteCount": 43, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002VH9C0PKB8K153", "name": "Logan Finance Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1693, "dollarVol": 980175000, "branches": 3, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3713, "totalOriginated": 1693, "actionTaken": { "1": 1693, "2": 29, "3": 223, "4": 208, "5": 732, "6": 828, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 208, "incompleteCount": 732, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 828, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUQC6OYE8A0Y96", "name": "PACIFIC RESIDENTIAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1681, "dollarVol": 615435000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2736, "totalOriginated": 1681, "actionTaken": { "1": 1681, "2": 197, "3": 106, "4": 485, "5": 15, "6": 0, "7": 10, "8": 242 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 485, "incompleteCount": 15, "approvedNotAcceptedCount": 197, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBFK4GO76FTE84", "name": "CNB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1678, "dollarVol": 330270000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2186, "totalOriginated": 1678, "actionTaken": { "1": 1678, "2": 46, "3": 308, "4": 98, "5": 24, "6": 32, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 308, "withdrawalCount": 98, "incompleteCount": 24, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 32, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ERL4SV8MDO3P56", "name": "AMERICA'S FIRST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1675, "dollarVol": 161405000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2366, "totalOriginated": 1675, "actionTaken": { "1": 1675, "2": 10, "3": 325, "4": 272, "5": 84, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 325, "withdrawalCount": 272, "incompleteCount": 84, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RM2F4G3WBQ8R9OKYRH19", "name": "Mercantile Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1674, "dollarVol": 576760000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2497, "totalOriginated": 1674, "actionTaken": { "1": 1674, "2": 16, "3": 403, "4": 371, "5": 30, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 403, "withdrawalCount": 371, "incompleteCount": 30, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F04B6FGYBJY412", "name": "First State Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1660, "dollarVol": 295270000, "branches": 3, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2527, "totalOriginated": 1660, "actionTaken": { "1": 1660, "2": 58, "3": 372, "4": 431, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 372, "withdrawalCount": 431, "incompleteCount": 6, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QDGMFASKEN7Z77", "name": "Blaze Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1659, "dollarVol": 178305000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3382, "totalOriginated": 1659, "actionTaken": { "1": 1659, "2": 233, "3": 578, "4": 270, "5": 142, "6": 0, "7": 220, "8": 280 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 578, "withdrawalCount": 270, "incompleteCount": 142, "approvedNotAcceptedCount": 233, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ABEFRFKC9S8368", "name": "CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1659, "dollarVol": 201385000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2569, "totalOriginated": 1659, "actionTaken": { "1": 1659, "2": 73, "3": 319, "4": 455, "5": 63, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 319, "withdrawalCount": 455, "incompleteCount": 63, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFPZ54Y2QPYR56", "name": "RMC HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1652, "dollarVol": 554870000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2541, "totalOriginated": 1652, "actionTaken": { "1": 1652, "2": 70, "3": 265, "4": 515, "5": 38, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 265, "withdrawalCount": 515, "incompleteCount": 38, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4J510S9L1RF98", "name": "Alerus Financial, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1649, "dollarVol": 699475000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2036, "totalOriginated": 1649, "actionTaken": { "1": 1649, "2": 55, "3": 91, "4": 129, "5": 35, "6": 0, "7": 7, "8": 70 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 129, "incompleteCount": 35, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004T9SQFCNRQ2L76", "name": "DELMAR FINANCIAL COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1643, "dollarVol": 414275000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2408, "totalOriginated": 1643, "actionTaken": { "1": 1643, "2": 260, "3": 64, "4": 433, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 433, "incompleteCount": 8, "approvedNotAcceptedCount": 260, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VMVKSQE1B7DD43", "name": "The Camden National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1642, "dollarVol": 496730000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2338, "totalOriginated": 1642, "actionTaken": { "1": 1642, "2": 42, "3": 258, "4": 354, "5": 42, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 354, "incompleteCount": 42, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021DZJ9CEN11D61", "name": "TJC Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1639, "dollarVol": 494915000, "branches": 3, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2785, "totalOriginated": 1639, "actionTaken": { "1": 1639, "2": 0, "3": 55, "4": 1091, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 1091, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004F7BXDIUFVPV87", "name": "STAR ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1638, "dollarVol": 811660000, "branches": 3, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3306, "totalOriginated": 1638, "actionTaken": { "1": 1638, "2": 333, "3": 453, "4": 8, "5": 36, "6": 0, "7": 200, "8": 638 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 453, "withdrawalCount": 8, "incompleteCount": 36, "approvedNotAcceptedCount": 333, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPB0G5OMY0SM65", "name": "NEW WAVE LENDING GROUP INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1637, "dollarVol": 917215000, "branches": 3, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2496, "totalOriginated": 1637, "actionTaken": { "1": 1637, "2": 32, "3": 11, "4": 778, "5": 37, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 778, "incompleteCount": 37, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRLQAIJ1LJA253", "name": "Bank First, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1636, "dollarVol": 353890000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2266, "totalOriginated": 1636, "actionTaken": { "1": 1636, "2": 49, "3": 134, "4": 97, "5": 22, "6": 0, "7": 43, "8": 285 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 97, "incompleteCount": 22, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039IUN6515TBG78", "name": "US MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1634, "dollarVol": 483420000, "branches": 3, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2650, "totalOriginated": 1634, "actionTaken": { "1": 1634, "2": 11, "3": 208, "4": 475, "5": 322, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 475, "incompleteCount": 322, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDVGWRELEO5F50", "name": "Visions Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1625, "dollarVol": 336565000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3318, "totalOriginated": 1625, "actionTaken": { "1": 1625, "2": 100, "3": 792, "4": 531, "5": 270, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 792, "withdrawalCount": 531, "incompleteCount": 270, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8Q77SW3KZ88P3GNX0T60", "name": "Lake City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1616, "dollarVol": 451600000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2234, "totalOriginated": 1616, "actionTaken": { "1": 1616, "2": 91, "3": 219, "4": 73, "5": 21, "6": 0, "7": 72, "8": 142 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 73, "incompleteCount": 21, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ENNFGLHCMQ1U82", "name": "Guardian Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1615, "dollarVol": 379245000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2304, "totalOriginated": 1615, "actionTaken": { "1": 1615, "2": 62, "3": 283, "4": 204, "5": 0, "6": 140, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 283, "withdrawalCount": 204, "incompleteCount": 0, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 140, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEZ43KYEWR3610", "name": "CAPITAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1613, "dollarVol": 193605000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3046, "totalOriginated": 1613, "actionTaken": { "1": 1613, "2": 209, "3": 195, "4": 389, "5": 32, "6": 0, "7": 109, "8": 499 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 389, "incompleteCount": 32, "approvedNotAcceptedCount": 209, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VELJPWWT51WN03", "name": "General Mortgage Capital Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1612, "dollarVol": 788100000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2079, "totalOriginated": 1612, "actionTaken": { "1": 1612, "2": 14, "3": 24, "4": 319, "5": 110, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 319, "incompleteCount": 110, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HAFES1LQ18W28", "name": "River Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1610, "dollarVol": 393000000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1840, "totalOriginated": 1610, "actionTaken": { "1": 1610, "2": 21, "3": 82, "4": 127, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 127, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTD4RDILZY5V14", "name": "HTLF Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1607, "dollarVol": 431575000, "branches": 3, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2976, "totalOriginated": 1607, "actionTaken": { "1": 1607, "2": 120, "3": 949, "4": 250, "5": 0, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 949, "withdrawalCount": 250, "incompleteCount": 0, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LKAJBFGO0IIP75", "name": "REPUBLIC STATE MORTGAGE CO.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1606, "dollarVol": 488580000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2017, "totalOriginated": 1606, "actionTaken": { "1": 1606, "2": 3, "3": 80, "4": 314, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 314, "incompleteCount": 14, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WWJYKHS2UNKSDW8XLB53", "name": "First Hawaiian Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1593, "dollarVol": 638535000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2755, "totalOriginated": 1593, "actionTaken": { "1": 1593, "2": 66, "3": 571, "4": 379, "5": 146, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 571, "withdrawalCount": 379, "incompleteCount": 146, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MH5OXXJKWZZY83", "name": "GENERAL ELECTRIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1590, "dollarVol": 446470000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2310, "totalOriginated": 1590, "actionTaken": { "1": 1590, "2": 57, "3": 160, "4": 439, "5": 14, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 439, "incompleteCount": 14, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8JRY60EOROT34", "name": "FCB Banks", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1585, "dollarVol": 377565000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2008, "totalOriginated": 1585, "actionTaken": { "1": 1585, "2": 8, "3": 138, "4": 270, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 270, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C232ZWY1I57C16", "name": "WESCOM CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1585, "dollarVol": 382805000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3272, "totalOriginated": 1585, "actionTaken": { "1": 1585, "2": 41, "3": 961, "4": 640, "5": 39, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 961, "withdrawalCount": 640, "incompleteCount": 39, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZWZUYUWEOA562", "name": "Elements Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1583, "dollarVol": 333755000, "branches": 3, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.09, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2298, "totalOriginated": 1583, "actionTaken": { "1": 1583, "2": 45, "3": 405, "4": 264, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 405, "withdrawalCount": 264, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASIS4D2QDWH380", "name": "Amarillo National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1582, "dollarVol": 299900000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3849, "totalOriginated": 1582, "actionTaken": { "1": 1582, "2": 354, "3": 345, "4": 105, "5": 90, "6": 0, "7": 493, "8": 880 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 345, "withdrawalCount": 105, "incompleteCount": 90, "approvedNotAcceptedCount": 354, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z7KF7I03AULW22", "name": "EECU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1580, "dollarVol": 227170000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2924, "totalOriginated": 1580, "actionTaken": { "1": 1580, "2": 38, "3": 907, "4": 282, "5": 6, "6": 0, "7": 26, "8": 85 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 907, "withdrawalCount": 282, "incompleteCount": 6, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWL25M8JXH2R78", "name": "OneAZ Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1578, "dollarVol": 329810000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3717, "totalOriginated": 1578, "actionTaken": { "1": 1578, "2": 15, "3": 1220, "4": 710, "5": 184, "6": 0, "7": 4, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1220, "withdrawalCount": 710, "incompleteCount": 184, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSZK2W0WJYS771", "name": "Northwest Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1574, "dollarVol": 226040000, "branches": 3, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3454, "totalOriginated": 1574, "actionTaken": { "1": 1574, "2": 0, "3": 630, "4": 369, "5": 80, "6": 0, "7": 278, "8": 523 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 630, "withdrawalCount": 369, "incompleteCount": 80, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZF78YQRSXQG49", "name": "Opportunity Bank of Montana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1574, "dollarVol": 423930000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.077, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2226, "totalOriginated": 1574, "actionTaken": { "1": 1574, "2": 16, "3": 170, "4": 443, "5": 18, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 443, "incompleteCount": 18, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8CF81JGIV7038", "name": "COMPASS MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1574, "dollarVol": 435640000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2129, "totalOriginated": 1574, "actionTaken": { "1": 1574, "2": 6, "3": 102, "4": 287, "5": 160, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 287, "incompleteCount": 160, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PVWALA7JTBXA31", "name": "WILSON BANK AND TRUST", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1570, "dollarVol": 516100000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2276, "totalOriginated": 1570, "actionTaken": { "1": 1570, "2": 194, "3": 209, "4": 216, "5": 0, "6": 0, "7": 43, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 216, "incompleteCount": 0, "approvedNotAcceptedCount": 194, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UK3Z5PC7V71K69", "name": "COASTAL1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1570, "dollarVol": 277900000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2227, "totalOriginated": 1570, "actionTaken": { "1": 1570, "2": 19, "3": 469, "4": 162, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 469, "withdrawalCount": 162, "incompleteCount": 7, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOLK89ZL7BNX85", "name": "UTAH COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1567, "dollarVol": 333855000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2719, "totalOriginated": 1567, "actionTaken": { "1": 1567, "2": 259, "3": 323, "4": 403, "5": 167, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 323, "withdrawalCount": 403, "incompleteCount": 167, "approvedNotAcceptedCount": 259, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002C1SVHOFTWF108", "name": "AMERICU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1564, "dollarVol": 176030000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2513, "totalOriginated": 1564, "actionTaken": { "1": 1564, "2": 4, "3": 714, "4": 211, "5": 9, "6": 0, "7": 11, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 714, "withdrawalCount": 211, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LR1ZETOWYE9Z89", "name": "Berkshire Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1558, "dollarVol": 818770000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2539, "totalOriginated": 1558, "actionTaken": { "1": 1558, "2": 42, "3": 441, "4": 215, "5": 118, "6": 142, "7": 5, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 441, "withdrawalCount": 215, "incompleteCount": 118, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 142, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001B4U37VT2ML818", "name": "GESA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1554, "dollarVol": 284150000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2543, "totalOriginated": 1554, "actionTaken": { "1": 1554, "2": 31, "3": 606, "4": 352, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 606, "withdrawalCount": 352, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GQ5D5YW5QID32", "name": "Mortgage America, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1550, "dollarVol": 403810000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1922, "totalOriginated": 1550, "actionTaken": { "1": 1550, "2": 1, "3": 31, "4": 325, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 325, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TE5E6DWAI74K71", "name": "GEORGIA UNITED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1548, "dollarVol": 174770000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2745, "totalOriginated": 1548, "actionTaken": { "1": 1548, "2": 32, "3": 715, "4": 300, "5": 150, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 715, "withdrawalCount": 300, "incompleteCount": 150, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJ8KTGYPKLXK63", "name": "COMMUNITY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1547, "dollarVol": 444565000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1925, "totalOriginated": 1547, "actionTaken": { "1": 1547, "2": 0, "3": 81, "4": 292, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 292, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DPWFIO1S3DF358", "name": "First Federal Savings and Loan Association of Lakewood", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1538, "dollarVol": 477990000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2292, "totalOriginated": 1538, "actionTaken": { "1": 1538, "2": 29, "3": 136, "4": 279, "5": 37, "6": 273, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 279, "incompleteCount": 37, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 273, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHBALPLHRR4080", "name": "City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1535, "dollarVol": 541345000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2340, "totalOriginated": 1535, "actionTaken": { "1": 1535, "2": 15, "3": 232, "4": 512, "5": 41, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 232, "withdrawalCount": 512, "incompleteCount": 41, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0ICF6REKHOC74", "name": "DIRECT MORTGAGE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1525, "dollarVol": 426775000, "branches": 3, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2007, "totalOriginated": 1525, "actionTaken": { "1": 1525, "2": 118, "3": 32, "4": 260, "5": 12, "6": 0, "7": 2, "8": 58 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 260, "incompleteCount": 12, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006F1N8E3EEF3W63", "name": "Fremont Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1522, "dollarVol": 450330000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2791, "totalOriginated": 1522, "actionTaken": { "1": 1522, "2": 41, "3": 546, "4": 215, "5": 126, "6": 0, "7": 93, "8": 248 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 546, "withdrawalCount": 215, "incompleteCount": 126, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N3JBQ15RQ7AV97", "name": "MORIA DEVELOPMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1519, "dollarVol": 448865000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2104, "totalOriginated": 1519, "actionTaken": { "1": 1519, "2": 17, "3": 71, "4": 391, "5": 106, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 391, "incompleteCount": 106, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWFA5UY7H4WJ62", "name": "C & F Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1519, "dollarVol": 447615000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1899, "totalOriginated": 1519, "actionTaken": { "1": 1519, "2": 12, "3": 54, "4": 267, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 267, "incompleteCount": 47, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHEI1EIYO6OO67", "name": "Jersey Shore State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1518, "dollarVol": 184440000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1795, "totalOriginated": 1518, "actionTaken": { "1": 1518, "2": 37, "3": 116, "4": 124, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 124, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "ZXMJHJK466PBZTM5F379", "name": "Raymond James Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1517, "dollarVol": 1369545000, "branches": 3, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2228, "totalOriginated": 1517, "actionTaken": { "1": 1517, "2": 6, "3": 127, "4": 216, "5": 8, "6": 354, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 216, "incompleteCount": 8, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 354, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RD5IG88VPO6P22", "name": "GUIDANCE RESIDENTIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1508, "dollarVol": 553040000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2840, "totalOriginated": 1508, "actionTaken": { "1": 1508, "2": 108, "3": 109, "4": 438, "5": 312, "6": 0, "7": 258, "8": 107 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 438, "incompleteCount": 312, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005EYZOUVJUXAX38", "name": "Lakeview Community Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1508, "dollarVol": 268840000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1600, "totalOriginated": 1508, "actionTaken": { "1": 1508, "2": 26, "3": 12, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IEP77RKJ87Z176", "name": "OREGON COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1499, "dollarVol": 161235000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2635, "totalOriginated": 1499, "actionTaken": { "1": 1499, "2": 138, "3": 893, "4": 91, "5": 3, "6": 0, "7": 0, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 893, "withdrawalCount": 91, "incompleteCount": 3, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUQ4KD10YTTM53", "name": "Genesee Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1497, "dollarVol": 350715000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1819, "totalOriginated": 1497, "actionTaken": { "1": 1497, "2": 118, "3": 67, "4": 107, "5": 4, "6": 0, "7": 2, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 107, "incompleteCount": 4, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WS8BW0I0BDA390", "name": "DIAMOND RESIDENTIAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1495, "dollarVol": 353055000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2102, "totalOriginated": 1495, "actionTaken": { "1": 1495, "2": 130, "3": 86, "4": 368, "5": 2, "6": 0, "7": 7, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 368, "incompleteCount": 2, "approvedNotAcceptedCount": 130, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IV3BQZRSE82O16", "name": "GECU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1492, "dollarVol": 166680000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2876, "totalOriginated": 1492, "actionTaken": { "1": 1492, "2": 16, "3": 561, "4": 636, "5": 168, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 561, "withdrawalCount": 636, "incompleteCount": 168, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BES7HNVKCDIM50", "name": "American Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1487, "dollarVol": 541915000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2601, "totalOriginated": 1487, "actionTaken": { "1": 1487, "2": 45, "3": 827, "4": 242, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 827, "withdrawalCount": 242, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FWQNRPTKXB8G79", "name": "Wallick & Volk, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1486, "dollarVol": 389810000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1983, "totalOriginated": 1486, "actionTaken": { "1": 1486, "2": 3, "3": 103, "4": 379, "5": 0, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 379, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJO7NO6VDZPD35", "name": "THE MORTGAGE LINK, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1485, "dollarVol": 450465000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2022, "totalOriginated": 1485, "actionTaken": { "1": 1485, "2": 6, "3": 39, "4": 473, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 473, "incompleteCount": 19, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XJFWT2H46HI07", "name": "Southern Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1481, "dollarVol": 380515000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1943, "totalOriginated": 1481, "actionTaken": { "1": 1481, "2": 142, "3": 245, "4": 35, "5": 6, "6": 0, "7": 14, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 35, "incompleteCount": 6, "approvedNotAcceptedCount": 142, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0HE5X0T5OI648", "name": "CALIFORNIA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1480, "dollarVol": 541460000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3442, "totalOriginated": 1480, "actionTaken": { "1": 1480, "2": 143, "3": 1219, "4": 340, "5": 187, "6": 0, "7": 0, "8": 73 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1219, "withdrawalCount": 340, "incompleteCount": 187, "approvedNotAcceptedCount": 143, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EFCZM6KD6B8K69", "name": "MORTGAGE ACCESS CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1474, "dollarVol": 530670000, "branches": 2, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2323, "totalOriginated": 1474, "actionTaken": { "1": 1474, "2": 17, "3": 100, "4": 631, "5": 101, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 631, "incompleteCount": 101, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ7C5JB4W87F48", "name": "KEY MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1470, "dollarVol": 373420000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1904, "totalOriginated": 1470, "actionTaken": { "1": 1470, "2": 3, "3": 75, "4": 339, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 339, "incompleteCount": 17, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01KWVG908KE7RKPTNP46", "name": "HomeStreet Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1466, "dollarVol": 746900000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2482, "totalOriginated": 1466, "actionTaken": { "1": 1466, "2": 33, "3": 524, "4": 401, "5": 45, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 524, "withdrawalCount": 401, "incompleteCount": 45, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XAKU2Q6LGXD23", "name": "UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1463, "dollarVol": 530735000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3147, "totalOriginated": 1463, "actionTaken": { "1": 1463, "2": 0, "3": 413, "4": 774, "5": 497, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 413, "withdrawalCount": 774, "incompleteCount": 497, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930078TNN7GKZ7NU89", "name": "Presidential Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1463, "dollarVol": 570225000, "branches": 2, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1753, "totalOriginated": 1463, "actionTaken": { "1": 1463, "2": 23, "3": 80, "4": 167, "5": 6, "6": 13, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 167, "incompleteCount": 6, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOAKQX3BEWWT56", "name": "CLM MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1456, "dollarVol": 554770000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1985, "totalOriginated": 1456, "actionTaken": { "1": 1456, "2": 11, "3": 70, "4": 436, "5": 4, "6": 0, "7": 3, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 436, "incompleteCount": 4, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZIFHR7THILC90", "name": "Merchants Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1456, "dollarVol": 397570000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1708, "totalOriginated": 1456, "actionTaken": { "1": 1456, "2": 16, "3": 69, "4": 142, "5": 2, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 142, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNPJINSUKFZ002", "name": "NOTRE DAME FEDERAL CREDIT UNION CORPORATION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1453, "dollarVol": 201855000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2197, "totalOriginated": 1453, "actionTaken": { "1": 1453, "2": 104, "3": 539, "4": 101, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 539, "withdrawalCount": 101, "incompleteCount": 0, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVD3YHE65PKH97", "name": "PANORAMA MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1452, "dollarVol": 456820000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2409, "totalOriginated": 1452, "actionTaken": { "1": 1452, "2": 37, "3": 106, "4": 763, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 763, "incompleteCount": 51, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VCMZ998IGOO33", "name": "NATION ONE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1450, "dollarVol": 356560000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1915, "totalOriginated": 1450, "actionTaken": { "1": 1450, "2": 0, "3": 84, "4": 287, "5": 94, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 287, "incompleteCount": 94, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003WLEYGXGNTI654", "name": "SELCO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1445, "dollarVol": 172855000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2410, "totalOriginated": 1445, "actionTaken": { "1": 1445, "2": 140, "3": 636, "4": 189, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 636, "withdrawalCount": 189, "incompleteCount": 0, "approvedNotAcceptedCount": 140, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBGGLZLZEY0M18", "name": "TWINSTAR", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1444, "dollarVol": 195360000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2658, "totalOriginated": 1444, "actionTaken": { "1": 1444, "2": 4, "3": 825, "4": 231, "5": 145, "6": 0, "7": 1, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 825, "withdrawalCount": 231, "incompleteCount": 145, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V5YG1VXZAU5G02", "name": "UNIVERSITY OF KENTUCKY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1443, "dollarVol": 163935000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2447, "totalOriginated": 1443, "actionTaken": { "1": 1443, "2": 128, "3": 623, "4": 204, "5": 48, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 623, "withdrawalCount": 204, "incompleteCount": 48, "approvedNotAcceptedCount": 128, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GG5XNEIGHQTG04", "name": "CHARTER WEST BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1441, "dollarVol": 324995000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1887, "totalOriginated": 1441, "actionTaken": { "1": 1441, "2": 6, "3": 103, "4": 325, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 325, "incompleteCount": 12, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HRLROF7PLJ6735", "name": "CLEAREDGE LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1438, "dollarVol": 813390000, "branches": 2, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2679, "totalOriginated": 1438, "actionTaken": { "1": 1438, "2": 47, "3": 737, "4": 457, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 737, "withdrawalCount": 457, "incompleteCount": 0, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LTD432L5CHIZ48", "name": "Home Mortgage Alliance Corporation (HMAC)", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1435, "dollarVol": 515935000, "branches": 2, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3226, "totalOriginated": 1435, "actionTaken": { "1": 1435, "2": 410, "3": 447, "4": 934, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 447, "withdrawalCount": 934, "incompleteCount": 0, "approvedNotAcceptedCount": 410, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRA4BDXW23LD45", "name": "Servion, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1434, "dollarVol": 337150000, "branches": 2, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1788, "totalOriginated": 1434, "actionTaken": { "1": 1434, "2": 9, "3": 99, "4": 233, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 233, "incompleteCount": 13, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007669OVCSCATP45", "name": "TENNESSEE VALLEY FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1428, "dollarVol": 236350000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2448, "totalOriginated": 1428, "actionTaken": { "1": 1428, "2": 21, "3": 513, "4": 486, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 513, "withdrawalCount": 486, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300623VT8YKPHWM78", "name": "ANCHOR LOANS, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1422, "dollarVol": 1092420000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.08, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2238, "totalOriginated": 1422, "actionTaken": { "1": 1422, "2": 0, "3": 816, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 816, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RIR31ORKYB608", "name": "LAND HOME FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1422, "dollarVol": 432820000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2229, "totalOriginated": 1422, "actionTaken": { "1": 1422, "2": 136, "3": 124, "4": 547, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 547, "incompleteCount": 0, "approvedNotAcceptedCount": 136, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AUL77A8UKADB04", "name": "ROBINS FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1421, "dollarVol": 156225000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2460, "totalOriginated": 1421, "actionTaken": { "1": 1421, "2": 171, "3": 811, "4": 46, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 811, "withdrawalCount": 46, "incompleteCount": 11, "approvedNotAcceptedCount": 171, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N52O6FKUCU5G62", "name": "NUMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1418, "dollarVol": 304320000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2512, "totalOriginated": 1418, "actionTaken": { "1": 1418, "2": 6, "3": 915, "4": 173, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 915, "withdrawalCount": 173, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0DP2GXAIMGB41", "name": "Bank of Colorado", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1414, "dollarVol": 556190000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2113, "totalOriginated": 1414, "actionTaken": { "1": 1414, "2": 41, "3": 280, "4": 374, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 280, "withdrawalCount": 374, "incompleteCount": 4, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X4P2GHQNMZGO79", "name": "MORTGAGE CENTER L.C", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1412, "dollarVol": 203860000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2076, "totalOriginated": 1412, "actionTaken": { "1": 1412, "2": 30, "3": 243, "4": 283, "5": 108, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 283, "incompleteCount": 108, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7HRS5DVBUPQ06", "name": "BoxCar Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1402, "dollarVol": 494510000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2014, "totalOriginated": 1402, "actionTaken": { "1": 1402, "2": 41, "3": 73, "4": 486, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 486, "incompleteCount": 12, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DAUXQ2DCY4H838", "name": "HARBORONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1393, "dollarVol": 580745000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2072, "totalOriginated": 1393, "actionTaken": { "1": 1393, "2": 11, "3": 217, "4": 431, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 217, "withdrawalCount": 431, "incompleteCount": 20, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300567BJCXPG9IV35", "name": "Seven Seventeen Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1390, "dollarVol": 116610000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2119, "totalOriginated": 1397, "actionTaken": { "1": 1397, "2": 53, "3": 375, "4": 235, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 375, "withdrawalCount": 235, "incompleteCount": 59, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YAYQAARPBTRA72", "name": "PROPER RATE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1386, "dollarVol": 547510000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2140, "totalOriginated": 1386, "actionTaken": { "1": 1386, "2": 12, "3": 52, "4": 667, "5": 13, "6": 2, "7": 1, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 667, "incompleteCount": 13, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XQ4LU452LQJ67", "name": "COMMUNITY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1383, "dollarVol": 167275000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2451, "totalOriginated": 1383, "actionTaken": { "1": 1383, "2": 265, "3": 292, "4": 5, "5": 3, "6": 0, "7": 120, "8": 383 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 292, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 265, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0S1LZYZ9QNX81", "name": "First Financial Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1378, "dollarVol": 151520000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2351, "totalOriginated": 1378, "actionTaken": { "1": 1378, "2": 122, "3": 487, "4": 84, "5": 43, "6": 0, "7": 144, "8": 93 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 487, "withdrawalCount": 84, "incompleteCount": 43, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SCFWZXMDMZPE93", "name": "RESIDENTIAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1377, "dollarVol": 525985000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1786, "totalOriginated": 1377, "actionTaken": { "1": 1377, "2": 8, "3": 66, "4": 322, "5": 12, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 322, "incompleteCount": 12, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HCNXMTNGIMAR91", "name": "United Nations Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1374, "dollarVol": 743060000, "branches": 2, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2025, "totalOriginated": 1374, "actionTaken": { "1": 1374, "2": 15, "3": 199, "4": 382, "5": 35, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 382, "incompleteCount": 35, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6TQAJABMFOR79", "name": "MICHIGAN FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1371, "dollarVol": 196625000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2653, "totalOriginated": 1371, "actionTaken": { "1": 1371, "2": 159, "3": 720, "4": 398, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 720, "withdrawalCount": 398, "incompleteCount": 5, "approvedNotAcceptedCount": 159, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000E527OH5Y8TR73", "name": "NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1366, "dollarVol": 188660000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2367, "totalOriginated": 1366, "actionTaken": { "1": 1366, "2": 83, "3": 346, "4": 372, "5": 178, "6": 0, "7": 17, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 346, "withdrawalCount": 372, "incompleteCount": 178, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8JJI69WD7I525", "name": "Civista Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1364, "dollarVol": 309400000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1854, "totalOriginated": 1364, "actionTaken": { "1": 1364, "2": 95, "3": 217, "4": 143, "5": 30, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 217, "withdrawalCount": 143, "incompleteCount": 30, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000F6NFDOVVZP043", "name": "FIRST STATE MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1356, "dollarVol": 302710000, "branches": 2, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.058, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1599, "totalOriginated": 1356, "actionTaken": { "1": 1356, "2": 4, "3": 50, "4": 189, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 189, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XJV6Y8XQYPX87", "name": "ABERDEEN PROVING GROUND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1356, "dollarVol": 139860000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2900, "totalOriginated": 1356, "actionTaken": { "1": 1356, "2": 164, "3": 786, "4": 304, "5": 16, "6": 0, "7": 108, "8": 166 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 786, "withdrawalCount": 304, "incompleteCount": 16, "approvedNotAcceptedCount": 164, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LZLYU85WF65870", "name": "MidWestOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1351, "dollarVol": 302155000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1909, "totalOriginated": 1351, "actionTaken": { "1": 1351, "2": 46, "3": 337, "4": 144, "5": 14, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 337, "withdrawalCount": 144, "incompleteCount": 14, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RSN6F31BTGT93", "name": "Gulf Coast Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1351, "dollarVol": 377355000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2049, "totalOriginated": 1351, "actionTaken": { "1": 1351, "2": 132, "3": 230, "4": 305, "5": 19, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 230, "withdrawalCount": 305, "incompleteCount": 19, "approvedNotAcceptedCount": 132, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BBKMRS6J0CB539", "name": "AMERICAN PORTFOLIO MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1350, "dollarVol": 386030000, "branches": 2, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2023, "totalOriginated": 1350, "actionTaken": { "1": 1350, "2": 2, "3": 114, "4": 536, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 536, "incompleteCount": 21, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OE5JXNTGWD962", "name": "The First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1350, "dollarVol": 354450000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1786, "totalOriginated": 1350, "actionTaken": { "1": 1350, "2": 9, "3": 191, "4": 228, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 228, "incompleteCount": 7, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1TMVIO1SD0RLIPEIW803", "name": "Great Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1348, "dollarVol": 272880000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2120, "totalOriginated": 1348, "actionTaken": { "1": 1348, "2": 16, "3": 478, "4": 267, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 478, "withdrawalCount": 267, "incompleteCount": 11, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B2JJHSM77T5Y41", "name": "LIBERTY HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1347, "dollarVol": 287495000, "branches": 2, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4343, "totalOriginated": 1347, "actionTaken": { "1": 1347, "2": 11, "3": 300, "4": 786, "5": 80, "6": 0, "7": 8, "8": 1811 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 300, "withdrawalCount": 786, "incompleteCount": 80, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000D6RXLNBZQYA47", "name": "COLUMBIA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1347, "dollarVol": 205755000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2363, "totalOriginated": 1347, "actionTaken": { "1": 1347, "2": 138, "3": 649, "4": 177, "5": 51, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 649, "withdrawalCount": 177, "incompleteCount": 51, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNZET0P5BZ3J56", "name": "Morton Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1346, "dollarVol": 283220000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1699, "totalOriginated": 1346, "actionTaken": { "1": 1346, "2": 32, "3": 150, "4": 144, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 144, "incompleteCount": 27, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008TO7JB5Q4IKZ94", "name": "HUNT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1341, "dollarVol": 329075000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1856, "totalOriginated": 1341, "actionTaken": { "1": 1341, "2": 23, "3": 67, "4": 285, "5": 1, "6": 0, "7": 21, "8": 118 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 285, "incompleteCount": 1, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074H8866HTIWU69", "name": "KNOXVILLE TVA EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1340, "dollarVol": 139190000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1719, "totalOriginated": 1340, "actionTaken": { "1": 1340, "2": 101, "3": 116, "4": 136, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 136, "incompleteCount": 26, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRDGV1559XM376", "name": "CASTLE & COOKE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1339, "dollarVol": 407045000, "branches": 2, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2076, "totalOriginated": 1339, "actionTaken": { "1": 1339, "2": 40, "3": 83, "4": 614, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 614, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009B17HXCVXTD608", "name": "JMAC LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1333, "dollarVol": 649045000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2306, "totalOriginated": 1333, "actionTaken": { "1": 1333, "2": 8, "3": 191, "4": 672, "5": 82, "6": 0, "7": 3, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 672, "incompleteCount": 82, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK3VKN3E1SZ562", "name": "SOUTHEAST MORTGAGE OF GEORGIA, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1331, "dollarVol": 439735000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1991, "totalOriginated": 1331, "actionTaken": { "1": 1331, "2": 0, "3": 54, "4": 596, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 596, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQ5NY7CSJLZW53", "name": "First Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1329, "dollarVol": 336325000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1912, "totalOriginated": 1329, "actionTaken": { "1": 1329, "2": 16, "3": 227, "4": 326, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 227, "withdrawalCount": 326, "incompleteCount": 14, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D8RBTOL3JO2Q6IEO0F34", "name": "Origin Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1313, "dollarVol": 493745000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.078, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1806, "totalOriginated": 1313, "actionTaken": { "1": 1313, "2": 65, "3": 94, "4": 332, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 332, "incompleteCount": 2, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007NTZZX7VJJPB03", "name": "TexasBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1312, "dollarVol": 347870000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1824, "totalOriginated": 1312, "actionTaken": { "1": 1312, "2": 32, "3": 25, "4": 375, "5": 9, "6": 71, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 375, "incompleteCount": 9, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 71, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHIEQGELZVJP60", "name": "L & N Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1306, "dollarVol": 176790000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1702, "totalOriginated": 1306, "actionTaken": { "1": 1306, "2": 0, "3": 91, "4": 278, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 278, "incompleteCount": 27, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q10M1VXBG2H889", "name": "MILEND, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1305, "dollarVol": 334235000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4645, "totalOriginated": 1305, "actionTaken": { "1": 1305, "2": 34, "3": 492, "4": 2310, "5": 504, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 492, "withdrawalCount": 2310, "incompleteCount": 504, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKBMBBIIMQJS94", "name": "Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1304, "dollarVol": 251400000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1570, "totalOriginated": 1304, "actionTaken": { "1": 1304, "2": 13, "3": 84, "4": 166, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 166, "incompleteCount": 3, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900561K135J92VD38", "name": "First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1304, "dollarVol": 225280000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1599, "totalOriginated": 1304, "actionTaken": { "1": 1304, "2": 32, "3": 135, "4": 119, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 119, "incompleteCount": 9, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDBNK66R6ZES34", "name": "TOGETHER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1302, "dollarVol": 209960000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2239, "totalOriginated": 1302, "actionTaken": { "1": 1302, "2": 13, "3": 508, "4": 300, "5": 116, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 508, "withdrawalCount": 300, "incompleteCount": 116, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FSTFO9AWR2J40", "name": "ROCKLAND Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1297, "dollarVol": 256535000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1864, "totalOriginated": 1297, "actionTaken": { "1": 1297, "2": 79, "3": 243, "4": 193, "5": 25, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 193, "incompleteCount": 25, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N49YI2HHKDPS92", "name": "iQ Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1295, "dollarVol": 222555000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1945, "totalOriginated": 1295, "actionTaken": { "1": 1295, "2": 58, "3": 370, "4": 220, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 370, "withdrawalCount": 220, "incompleteCount": 0, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W45D2J6BT4LX65", "name": "ALL CREDIT CONSIDERED MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1295, "dollarVol": 475885000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2673, "totalOriginated": 1295, "actionTaken": { "1": 1295, "2": 0, "3": 751, "4": 627, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 751, "withdrawalCount": 627, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LPT41QBMAC7948", "name": "SOUTH CENTRAL BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1294, "dollarVol": 229120000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.056, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1593, "totalOriginated": 1294, "actionTaken": { "1": 1294, "2": 2, "3": 101, "4": 196, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 196, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YNUT7D0FWKU636", "name": "The Farmers National Bank of Canfield", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1284, "dollarVol": 217650000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1886, "totalOriginated": 1284, "actionTaken": { "1": 1284, "2": 55, "3": 398, "4": 149, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 398, "withdrawalCount": 149, "incompleteCount": 0, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LPXKMOZNXUY90", "name": "First International Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1281, "dollarVol": 413275000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1589, "totalOriginated": 1281, "actionTaken": { "1": 1281, "2": 10, "3": 112, "4": 168, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 168, "incompleteCount": 18, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XYE7QL54NMB52", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1278, "dollarVol": 140710000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1713, "totalOriginated": 1298, "actionTaken": { "1": 1298, "2": 6, "3": 148, "4": 220, "5": 30, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 220, "incompleteCount": 30, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZP3UHKYJ5ET63", "name": "TINKER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1276, "dollarVol": 111370000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2609, "totalOriginated": 1276, "actionTaken": { "1": 1276, "2": 279, "3": 471, "4": 120, "5": 19, "6": 0, "7": 174, "8": 270 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 471, "withdrawalCount": 120, "incompleteCount": 19, "approvedNotAcceptedCount": 279, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IEIM2IT5YK4368", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1273, "dollarVol": 235165000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1691, "totalOriginated": 1273, "actionTaken": { "1": 1273, "2": 4, "3": 130, "4": 283, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 283, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490012KFFZI81TDT02", "name": "The Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1270, "dollarVol": 356010000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1782, "totalOriginated": 1270, "actionTaken": { "1": 1270, "2": 74, "3": 167, "4": 188, "5": 11, "6": 0, "7": 10, "8": 62 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 167, "withdrawalCount": 188, "incompleteCount": 11, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P2GEYNMH5OQA71", "name": "Washington Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1270, "dollarVol": 552330000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.08, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1991, "totalOriginated": 1270, "actionTaken": { "1": 1270, "2": 36, "3": 378, "4": 250, "5": 39, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 378, "withdrawalCount": 250, "incompleteCount": 39, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DXSALP2TGZBQ16", "name": "MISSION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1269, "dollarVol": 345285000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2097, "totalOriginated": 1269, "actionTaken": { "1": 1269, "2": 118, "3": 383, "4": 226, "5": 101, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 383, "withdrawalCount": 226, "incompleteCount": 101, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "R6KJ2D7C3UT8OVTWHS39", "name": "Union Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1267, "dollarVol": 360925000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1750, "totalOriginated": 1267, "actionTaken": { "1": 1267, "2": 46, "3": 254, "4": 173, "5": 8, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 173, "incompleteCount": 8, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GE8KIGZVQV1223", "name": "MORTGAGE EQUITY PARTNERS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1266, "dollarVol": 439430000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1671, "totalOriginated": 1266, "actionTaken": { "1": 1266, "2": 15, "3": 120, "4": 63, "5": 207, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 63, "incompleteCount": 207, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008X67CV1MNM7747", "name": "MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1265, "dollarVol": 616745000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2072, "totalOriginated": 1265, "actionTaken": { "1": 1265, "2": 34, "3": 114, "4": 656, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 656, "incompleteCount": 3, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACUWEGW702BR80", "name": "FM Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1265, "dollarVol": 736235000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2104, "totalOriginated": 1265, "actionTaken": { "1": 1265, "2": 210, "3": 43, "4": 535, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 535, "incompleteCount": 51, "approvedNotAcceptedCount": 210, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S4PNXPKYHHRE82", "name": "FORUM", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1259, "dollarVol": 186175000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2192, "totalOriginated": 1259, "actionTaken": { "1": 1259, "2": 18, "3": 346, "4": 361, "5": 63, "6": 0, "7": 144, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 346, "withdrawalCount": 361, "incompleteCount": 63, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQX8N4HXJIDK44", "name": "FRANKLIN LOAN CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1255, "dollarVol": 534335000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1641, "totalOriginated": 1255, "actionTaken": { "1": 1255, "2": 9, "3": 17, "4": 343, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 343, "incompleteCount": 17, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTNSX94TR06G13", "name": "CENTRIS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1253, "dollarVol": 139035000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1934, "totalOriginated": 1253, "actionTaken": { "1": 1253, "2": 209, "3": 344, "4": 107, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 344, "withdrawalCount": 107, "incompleteCount": 21, "approvedNotAcceptedCount": 209, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZMO1A0DHCESP30", "name": "NTFN, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1253, "dollarVol": 336825000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2129, "totalOriginated": 1253, "actionTaken": { "1": 1253, "2": 7, "3": 357, "4": 457, "5": 53, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 357, "withdrawalCount": 457, "incompleteCount": 53, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008PQSMR41Y70C36", "name": "AMERANT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1249, "dollarVol": 590695000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2101, "totalOriginated": 1249, "actionTaken": { "1": 1249, "2": 12, "3": 455, "4": 233, "5": 40, "6": 112, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 455, "withdrawalCount": 233, "incompleteCount": 40, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 112, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930063578UDYE3JR69", "name": "POLARIS HOME FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1246, "dollarVol": 242370000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2076, "totalOriginated": 1246, "actionTaken": { "1": 1246, "2": 266, "3": 187, "4": 322, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 322, "incompleteCount": 55, "approvedNotAcceptedCount": 266, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002O9LLXKR6TF11", "name": "BAY-VALLEY MORTGAGE GROUP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1245, "dollarVol": 570285000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2168, "totalOriginated": 1245, "actionTaken": { "1": 1245, "2": 0, "3": 11, "4": 830, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 830, "incompleteCount": 82, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1WJSOIS2FON98", "name": "CITYWIDE HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1243, "dollarVol": 466385000, "branches": 2, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2007, "totalOriginated": 1243, "actionTaken": { "1": 1243, "2": 6, "3": 110, "4": 450, "5": 198, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 450, "incompleteCount": 198, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPUHFA5O769M51", "name": "Vellum Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1235, "dollarVol": 585995000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1554, "totalOriginated": 1235, "actionTaken": { "1": 1235, "2": 10, "3": 80, "4": 227, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 227, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDDWLC5I8K6C44", "name": "ORANGE COUNTY'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1234, "dollarVol": 223410000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2148, "totalOriginated": 1234, "actionTaken": { "1": 1234, "2": 30, "3": 480, "4": 203, "5": 138, "6": 0, "7": 2, "8": 61 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 480, "withdrawalCount": 203, "incompleteCount": 138, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4DV0VEDFHP667", "name": "CRESTMARK MORTGAGE COMPANY, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1232, "dollarVol": 574450000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1724, "totalOriginated": 1232, "actionTaken": { "1": 1232, "2": 10, "3": 31, "4": 451, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 451, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGZ9WQMJLEPH17", "name": "1ST PRIORITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1229, "dollarVol": 260975000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1443, "totalOriginated": 1229, "actionTaken": { "1": 1229, "2": 8, "3": 70, "4": 135, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 135, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q6YS0NMCYAH669", "name": "Tompkins Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1226, "dollarVol": 353600000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1639, "totalOriginated": 1260, "actionTaken": { "1": 1260, "2": 11, "3": 267, "4": 98, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 267, "withdrawalCount": 98, "incompleteCount": 3, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCEUZLVML1J263", "name": "RADIUS FINANCIAL GROUP INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1225, "dollarVol": 437535000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1574, "totalOriginated": 1225, "actionTaken": { "1": 1225, "2": 7, "3": 72, "4": 203, "5": 67, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 203, "incompleteCount": 67, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KQHWNSVCE2MY88", "name": "SIRVA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1222, "dollarVol": 519070000, "branches": 2, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3294, "totalOriginated": 1222, "actionTaken": { "1": 1222, "2": 368, "3": 66, "4": 13, "5": 4, "6": 0, "7": 437, "8": 1184 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 368, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001JT9MT3Z3Y3M39", "name": "RBC Bank, (Georgia) National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1222, "dollarVol": 554560000, "branches": 2, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2132, "totalOriginated": 1222, "actionTaken": { "1": 1222, "2": 18, "3": 350, "4": 434, "5": 55, "6": 53, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 350, "withdrawalCount": 434, "incompleteCount": 55, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 53, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QLO8TSQW5JTK72", "name": "WEST GATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1220, "dollarVol": 334190000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1809, "totalOriginated": 1220, "actionTaken": { "1": 1220, "2": 153, "3": 91, "4": 9, "5": 2, "6": 334, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 153, "purchasedLoanCount": 334, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003B2LEGQHDWRN55", "name": "Hanscom Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1220, "dollarVol": 238920000, "branches": 2, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2187, "totalOriginated": 1220, "actionTaken": { "1": 1220, "2": 158, "3": 609, "4": 171, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 609, "withdrawalCount": 171, "incompleteCount": 29, "approvedNotAcceptedCount": 158, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N5OA6GM61AC70", "name": "Independence Bank of Kentucky", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1219, "dollarVol": 192595000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1580, "totalOriginated": 1219, "actionTaken": { "1": 1219, "2": 15, "3": 178, "4": 150, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 150, "incompleteCount": 18, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HWKBRUZIDS752", "name": "CIVIC FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1219, "dollarVol": 371225000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2043, "totalOriginated": 1219, "actionTaken": { "1": 1219, "2": 63, "3": 243, "4": 441, "5": 77, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 441, "incompleteCount": 77, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VVH8HHFMWL8536", "name": "CHEVRON Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1215, "dollarVol": 404685000, "branches": 2, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1953, "totalOriginated": 1215, "actionTaken": { "1": 1215, "2": 3, "3": 371, "4": 291, "5": 73, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 371, "withdrawalCount": 291, "incompleteCount": 73, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N5168AC238149", "name": "OceanFirst Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1214, "dollarVol": 539430000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2160, "totalOriginated": 1214, "actionTaken": { "1": 1214, "2": 106, "3": 471, "4": 173, "5": 37, "6": 128, "7": 17, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 471, "withdrawalCount": 173, "incompleteCount": 37, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 128, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7M2M0Q6LCLA63", "name": "TEXAS DOW EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1214, "dollarVol": 284770000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1657, "totalOriginated": 1214, "actionTaken": { "1": 1214, "2": 11, "3": 110, "4": 280, "5": 9, "6": 33, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 280, "incompleteCount": 9, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 33, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ROGHTFGYNKE773", "name": "First Federal Bank, A FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1213, "dollarVol": 296945000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1736, "totalOriginated": 1213, "actionTaken": { "1": 1213, "2": 20, "3": 64, "4": 424, "5": 14, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 424, "incompleteCount": 14, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930009M8OIJWECQX81", "name": "Shore United Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1204, "dollarVol": 463260000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1683, "totalOriginated": 1204, "actionTaken": { "1": 1204, "2": 5, "3": 196, "4": 199, "5": 79, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 199, "incompleteCount": 79, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCYEU2QLIWN517", "name": "LEGEND LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1196, "dollarVol": 353850000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1722, "totalOriginated": 1196, "actionTaken": { "1": 1196, "2": 1, "3": 15, "4": 510, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 510, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG5340S24M4N89", "name": "PREMIER MEMBERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1195, "dollarVol": 209965000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1914, "totalOriginated": 1195, "actionTaken": { "1": 1195, "2": 52, "3": 229, "4": 405, "5": 31, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 229, "withdrawalCount": 405, "incompleteCount": 31, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003T5D4N1CM46J77", "name": "1st Security Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1194, "dollarVol": 564670000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1793, "totalOriginated": 1194, "actionTaken": { "1": 1194, "2": 20, "3": 144, "4": 366, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 366, "incompleteCount": 69, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001CM06UK2XY3I18", "name": "FRANKLIN MINT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1192, "dollarVol": 157480000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2103, "totalOriginated": 1192, "actionTaken": { "1": 1192, "2": 39, "3": 590, "4": 282, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 590, "withdrawalCount": 282, "incompleteCount": 0, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007AU24FVDMNUB40", "name": "Connexus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1192, "dollarVol": 137020000, "branches": 2, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3752, "totalOriginated": 1192, "actionTaken": { "1": 1192, "2": 627, "3": 1836, "4": 84, "5": 0, "6": 0, "7": 4, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1836, "withdrawalCount": 84, "incompleteCount": 0, "approvedNotAcceptedCount": 627, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CIQ950OK0BS407", "name": "Sunward Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1191, "dollarVol": 264765000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1866, "totalOriginated": 1191, "actionTaken": { "1": 1191, "2": 0, "3": 128, "4": 263, "5": 59, "6": 0, "7": 47, "8": 178 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 263, "incompleteCount": 59, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YRN588YD6VNJ18", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1190, "dollarVol": 377550000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1548, "totalOriginated": 1190, "actionTaken": { "1": 1190, "2": 56, "3": 179, "4": 119, "5": 1, "6": 2, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 179, "withdrawalCount": 119, "incompleteCount": 1, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X6OAHFW6BUT219", "name": "WESTCONSIN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1187, "dollarVol": 182165000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1933, "totalOriginated": 1187, "actionTaken": { "1": 1187, "2": 26, "3": 376, "4": 221, "5": 122, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 376, "withdrawalCount": 221, "incompleteCount": 122, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZZUYWXK72JD21", "name": "Frandsen Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1181, "dollarVol": 272625000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1479, "totalOriginated": 1181, "actionTaken": { "1": 1181, "2": 5, "3": 95, "4": 190, "5": 2, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 190, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F3ZV3WV1ADSM47", "name": "MJW FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1177, "dollarVol": 318445000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1591, "totalOriginated": 1177, "actionTaken": { "1": 1177, "2": 1, "3": 24, "4": 385, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 385, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GFM3T3SN2KS138", "name": "ACHIEVA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1175, "dollarVol": 148905000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2182, "totalOriginated": 1175, "actionTaken": { "1": 1175, "2": 131, "3": 624, "4": 58, "5": 0, "6": 0, "7": 63, "8": 131 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 624, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 131, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NO7XCFVG4KD53", "name": "Y-12 Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1175, "dollarVol": 163175000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1696, "totalOriginated": 1175, "actionTaken": { "1": 1175, "2": 14, "3": 377, "4": 128, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 377, "withdrawalCount": 128, "incompleteCount": 2, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VM8PTR1KD2A32", "name": "MEMBER ONE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1174, "dollarVol": 137060000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2041, "totalOriginated": 1174, "actionTaken": { "1": 1174, "2": 34, "3": 738, "4": 95, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 738, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L9MOPDT0NKE883", "name": "Fidelity Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1174, "dollarVol": 304490000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3063, "totalOriginated": 1174, "actionTaken": { "1": 1174, "2": 9, "3": 497, "4": 171, "5": 16, "6": 1196, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 497, "withdrawalCount": 171, "incompleteCount": 16, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1196, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBXINP1Y94CN02", "name": "DIRECTORS MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1170, "dollarVol": 457310000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1775, "totalOriginated": 1170, "actionTaken": { "1": 1170, "2": 387, "3": 94, "4": 119, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 119, "incompleteCount": 5, "approvedNotAcceptedCount": 387, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X8AUU3UC1ULZ79", "name": "FIRST EQUITY MORTGAGE INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1170, "dollarVol": 573400000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2286, "totalOriginated": 1170, "actionTaken": { "1": 1170, "2": 0, "3": 270, "4": 846, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 270, "withdrawalCount": 846, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300748YYU6VG08N83", "name": "Loan Simple, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1165, "dollarVol": 358145000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2039, "totalOriginated": 1165, "actionTaken": { "1": 1165, "2": 1, "3": 139, "4": 732, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 732, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O5WDIJU8S7OI05", "name": "Stride Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1163, "dollarVol": 317695000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1460, "totalOriginated": 1163, "actionTaken": { "1": 1163, "2": 11, "3": 32, "4": 254, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 254, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPM35KXH0BZ823", "name": "RALLY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1155, "dollarVol": 232335000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4590, "totalOriginated": 1155, "actionTaken": { "1": 1155, "2": 290, "3": 823, "4": 925, "5": 26, "6": 0, "7": 755, "8": 616 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 823, "withdrawalCount": 925, "incompleteCount": 26, "approvedNotAcceptedCount": 290, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LKFCLR81TSN28", "name": "Columbia Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1152, "dollarVol": 670570000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2244, "totalOriginated": 1152, "actionTaken": { "1": 1152, "2": 213, "3": 295, "4": 319, "5": 139, "6": 0, "7": 9, "8": 117 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 295, "withdrawalCount": 319, "incompleteCount": 139, "approvedNotAcceptedCount": 213, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U6DW7DX671T306", "name": "Midland States Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1150, "dollarVol": 167730000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1847, "totalOriginated": 1150, "actionTaken": { "1": 1150, "2": 73, "3": 395, "4": 191, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 395, "withdrawalCount": 191, "incompleteCount": 38, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PP6R8WIOP60124", "name": "Southern First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1142, "dollarVol": 421280000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1516, "totalOriginated": 1142, "actionTaken": { "1": 1142, "2": 11, "3": 133, "4": 211, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 211, "incompleteCount": 19, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOW2HLRVN4O324", "name": "COMMUNITY 1ST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1141, "dollarVol": 97555000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1532, "totalOriginated": 1141, "actionTaken": { "1": 1141, "2": 5, "3": 137, "4": 218, "5": 17, "6": 0, "7": 8, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 218, "incompleteCount": 17, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XKEC7P1D7OKJ16", "name": "Great Plains National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1141, "dollarVol": 311625000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1475, "totalOriginated": 1141, "actionTaken": { "1": 1141, "2": 8, "3": 73, "4": 250, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 250, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QURAICH2YGJV94", "name": "WILLOW BEND MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1139, "dollarVol": 344735000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1850, "totalOriginated": 1139, "actionTaken": { "1": 1139, "2": 1, "3": 46, "4": 652, "5": 8, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 652, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LH06ZZHKPX5U83", "name": "BNC National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1139, "dollarVol": 447575000, "branches": 2, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2117, "totalOriginated": 1139, "actionTaken": { "1": 1139, "2": 0, "3": 258, "4": 715, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 715, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUMD1WPCSXT518", "name": "Community National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1138, "dollarVol": 139900000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1410, "totalOriginated": 1138, "actionTaken": { "1": 1138, "2": 38, "3": 87, "4": 146, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 146, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANF834QIIFUE57", "name": "A & N MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1136, "dollarVol": 401570000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1136, "totalOriginated": 1136, "actionTaken": { "1": 1136, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4HQ7YDKUVEW39", "name": "VANTAGE WEST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1131, "dollarVol": 141315000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2138, "totalOriginated": 1131, "actionTaken": { "1": 1131, "2": 326, "3": 480, "4": 146, "5": 10, "6": 45, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 480, "withdrawalCount": 146, "incompleteCount": 10, "approvedNotAcceptedCount": 326, "purchasedLoanCount": 45, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6WN08IC7KWH70", "name": "TRAILBLAZER MORTGAGE L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1130, "dollarVol": 396580000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1601, "totalOriginated": 1130, "actionTaken": { "1": 1130, "2": 21, "3": 61, "4": 384, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 384, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J4330IBZ0BBI43", "name": "ALL IN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1127, "dollarVol": 143195000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2372, "totalOriginated": 1127, "actionTaken": { "1": 1127, "2": 33, "3": 628, "4": 325, "5": 45, "6": 0, "7": 213, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 628, "withdrawalCount": 325, "incompleteCount": 45, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OYWNLMHNBQQ7BAH3EE86", "name": "Alpine Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1126, "dollarVol": 453010000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1609, "totalOriginated": 1126, "actionTaken": { "1": 1126, "2": 136, "3": 198, "4": 124, "5": 17, "6": 0, "7": 3, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 124, "incompleteCount": 17, "approvedNotAcceptedCount": 136, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJF420N3F01V87", "name": "Equity Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1126, "dollarVol": 379960000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1550, "totalOriginated": 1126, "actionTaken": { "1": 1126, "2": 15, "3": 186, "4": 149, "5": 74, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 149, "incompleteCount": 74, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HKYBSATM44Q425", "name": "The Washington Trust Company, of Westerly", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1125, "dollarVol": 458375000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2421, "totalOriginated": 1125, "actionTaken": { "1": 1125, "2": 50, "3": 367, "4": 203, "5": 107, "6": 520, "7": 2, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 367, "withdrawalCount": 203, "incompleteCount": 107, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 520, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q9TCZDLU48CG18", "name": "First Commonwealth Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1124, "dollarVol": 121720000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1714, "totalOriginated": 1124, "actionTaken": { "1": 1124, "2": 65, "3": 354, "4": 171, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 354, "withdrawalCount": 171, "incompleteCount": 0, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8H31LPYGJEW50", "name": "SALEM FIVE MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1124, "dollarVol": 526690000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1544, "totalOriginated": 1124, "actionTaken": { "1": 1124, "2": 4, "3": 131, "4": 232, "5": 31, "6": 0, "7": 17, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 232, "incompleteCount": 31, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TM81D0YC1B9584", "name": "Metro City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1123, "dollarVol": 346855000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1312, "totalOriginated": 1123, "actionTaken": { "1": 1123, "2": 72, "3": 41, "4": 72, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 72, "incompleteCount": 4, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930070JV4STJJ0XS74", "name": "LIGHTHOUSE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1122, "dollarVol": 135120000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2482, "totalOriginated": 1122, "actionTaken": { "1": 1122, "2": 131, "3": 732, "4": 170, "5": 13, "6": 0, "7": 78, "8": 236 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 732, "withdrawalCount": 170, "incompleteCount": 13, "approvedNotAcceptedCount": 131, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L0MIAM922ZEC34", "name": "Mid Penn Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1121, "dollarVol": 294485000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1657, "totalOriginated": 1121, "actionTaken": { "1": 1121, "2": 26, "3": 249, "4": 242, "5": 18, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 249, "withdrawalCount": 242, "incompleteCount": 18, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SGD2RNJOEDDS24", "name": "SAFE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1117, "dollarVol": 457935000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1962, "totalOriginated": 1117, "actionTaken": { "1": 1117, "2": 17, "3": 172, "4": 307, "5": 137, "6": 0, "7": 16, "8": 196 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 307, "incompleteCount": 137, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6NSBOJBM9ED39", "name": "NuVision Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1116, "dollarVol": 264530000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2154, "totalOriginated": 1116, "actionTaken": { "1": 1116, "2": 2, "3": 827, "4": 189, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 827, "withdrawalCount": 189, "incompleteCount": 20, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004XJQQPBYQSMT39", "name": "Quontic Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1116, "dollarVol": 478500000, "branches": 2, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1808, "totalOriginated": 1116, "actionTaken": { "1": 1116, "2": 26, "3": 186, "4": 358, "5": 122, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 358, "incompleteCount": 122, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007DIB8YPDM6NR52", "name": "MARINE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1115, "dollarVol": 128315000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3169, "totalOriginated": 1115, "actionTaken": { "1": 1115, "2": 132, "3": 1073, "4": 820, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1073, "withdrawalCount": 820, "incompleteCount": 29, "approvedNotAcceptedCount": 132, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OYEKEORA1GI088", "name": "GoPrime Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1113, "dollarVol": 343605000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1609, "totalOriginated": 1113, "actionTaken": { "1": 1113, "2": 6, "3": 116, "4": 374, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 374, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKFR15017V9850", "name": "MEGASTAR FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1111, "dollarVol": 437465000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1399, "totalOriginated": 1111, "actionTaken": { "1": 1111, "2": 0, "3": 21, "4": 237, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 237, "incompleteCount": 30, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001UYBOONMFYPR30", "name": "Legacy Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1105, "dollarVol": 476305000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1371, "totalOriginated": 1105, "actionTaken": { "1": 1105, "2": 4, "3": 26, "4": 235, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 235, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GNZ6EJFS7LM83", "name": "International Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1105, "dollarVol": 212825000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1779, "totalOriginated": 1105, "actionTaken": { "1": 1105, "2": 55, "3": 235, "4": 219, "5": 53, "6": 112, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 235, "withdrawalCount": 219, "incompleteCount": 53, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 112, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3VE61PXPZDV51", "name": "J. VIRGIL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1103, "dollarVol": 217005000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1456, "totalOriginated": 1103, "actionTaken": { "1": 1103, "2": 0, "3": 8, "4": 323, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 323, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XED7IBK9VVQH70", "name": "PIKE CREEK MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1103, "dollarVol": 338225000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1483, "totalOriginated": 1103, "actionTaken": { "1": 1103, "2": 0, "3": 66, "4": 189, "5": 8, "6": 0, "7": 117, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 189, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YCCZTMBHGTNQ79", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1102, "dollarVol": 637950000, "branches": 2, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1532, "totalOriginated": 1102, "actionTaken": { "1": 1102, "2": 15, "3": 198, "4": 180, "5": 24, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 180, "incompleteCount": 24, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "875500CPQ9Z7QEFE5G90", "name": "LOANPEOPLE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1101, "dollarVol": 431665000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1606, "totalOriginated": 1101, "actionTaken": { "1": 1101, "2": 5, "3": 37, "4": 462, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 462, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KQ2PZ8G6VNI80", "name": "University First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1100, "dollarVol": 167510000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2032, "totalOriginated": 1100, "actionTaken": { "1": 1100, "2": 55, "3": 384, "4": 316, "5": 95, "6": 0, "7": 16, "8": 66 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 384, "withdrawalCount": 316, "incompleteCount": 95, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MMO6VV34TNP4Z1T8NG83", "name": "AgFirst Farm Credit Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1097, "dollarVol": 396695000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1270, "totalOriginated": 1097, "actionTaken": { "1": 1097, "2": 7, "3": 115, "4": 49, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS6ONO04ORI292", "name": "Willamette Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1096, "dollarVol": 411570000, "branches": 2, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1821, "totalOriginated": 1096, "actionTaken": { "1": 1096, "2": 17, "3": 154, "4": 421, "5": 131, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 421, "incompleteCount": 131, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7G2MW6V1OR474", "name": "VICTORIAN FINANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1096, "dollarVol": 238900000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1507, "totalOriginated": 1096, "actionTaken": { "1": 1096, "2": 0, "3": 38, "4": 373, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 373, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YX5RPSSMR88K92", "name": "MERCHANTS MORTGAGE & TRUST CORPORATION, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1094, "dollarVol": 582870000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1206, "totalOriginated": 1094, "actionTaken": { "1": 1094, "2": 0, "3": 2, "4": 110, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 110, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XMJQ1GSXUGT67", "name": "Wolfe Financial, Inc", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1093, "dollarVol": 271245000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1554, "totalOriginated": 1093, "actionTaken": { "1": 1093, "2": 0, "3": 51, "4": 358, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 358, "incompleteCount": 52, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DYB1ZT3UOGPL20", "name": "PHILADELPHIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1090, "dollarVol": 140830000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2077, "totalOriginated": 1090, "actionTaken": { "1": 1090, "2": 36, "3": 808, "4": 77, "5": 66, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 808, "withdrawalCount": 77, "incompleteCount": 66, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZCGMT6517BA94", "name": "Apple Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1089, "dollarVol": 174195000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2260, "totalOriginated": 1089, "actionTaken": { "1": 1089, "2": 0, "3": 689, "4": 286, "5": 196, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 689, "withdrawalCount": 286, "incompleteCount": 196, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDRENNEZ2S6M03", "name": "THE MONEY HOUSE INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1085, "dollarVol": 164275000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2748, "totalOriginated": 1085, "actionTaken": { "1": 1085, "2": 0, "3": 178, "4": 96, "5": 35, "6": 1354, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 96, "incompleteCount": 35, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1354, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2B1ZNGX3H8U54", "name": "Texas Tech Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1084, "dollarVol": 252940000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1409, "totalOriginated": 1084, "actionTaken": { "1": 1084, "2": 0, "3": 27, "4": 296, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 296, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JKWAH734HBIE78", "name": "Mascoma Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1083, "dollarVol": 323595000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1475, "totalOriginated": 1083, "actionTaken": { "1": 1083, "2": 77, "3": 190, "4": 72, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 72, "incompleteCount": 53, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TG14TB8RKS3U42", "name": "Filo Mortgage, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1083, "dollarVol": 395015000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3172, "totalOriginated": 1083, "actionTaken": { "1": 1083, "2": 220, "3": 152, "4": 1445, "5": 272, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 1445, "incompleteCount": 272, "approvedNotAcceptedCount": 220, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Z74IVZXJ0XO35", "name": "SIKORSKY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1083, "dollarVol": 167355000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.072, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1694, "totalOriginated": 1083, "actionTaken": { "1": 1083, "2": 81, "3": 292, "4": 142, "5": 96, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 292, "withdrawalCount": 142, "incompleteCount": 96, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004HIVU0YCM5QS92", "name": "INTERRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1081, "dollarVol": 153195000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1505, "totalOriginated": 1081, "actionTaken": { "1": 1081, "2": 32, "3": 251, "4": 100, "5": 25, "6": 0, "7": 6, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 251, "withdrawalCount": 100, "incompleteCount": 25, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMYQSCNQRCBL04", "name": "HIWAY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1079, "dollarVol": 142925000, "branches": 2, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1522, "totalOriginated": 1079, "actionTaken": { "1": 1079, "2": 12, "3": 134, "4": 234, "5": 63, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 234, "incompleteCount": 63, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5GU86M1X2DG56", "name": "Central Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1078, "dollarVol": 287490000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1308, "totalOriginated": 1078, "actionTaken": { "1": 1078, "2": 23, "3": 123, "4": 83, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 83, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLESTPOVRG3X73", "name": "Farmers Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1077, "dollarVol": 438505000, "branches": 2, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2261, "totalOriginated": 1077, "actionTaken": { "1": 1077, "2": 50, "3": 145, "4": 953, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 953, "incompleteCount": 36, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6K2IS7FRS7S09", "name": "North American Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1076, "dollarVol": 426760000, "branches": 2, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2060, "totalOriginated": 1076, "actionTaken": { "1": 1076, "2": 17, "3": 317, "4": 361, "5": 56, "6": 29, "7": 204, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 317, "withdrawalCount": 361, "incompleteCount": 56, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HN58ONH5KNJJ12", "name": "THOMPSON KANE & COMPANY, INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1076, "dollarVol": 327680000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1239, "totalOriginated": 1076, "actionTaken": { "1": 1076, "2": 0, "3": 16, "4": 147, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 147, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008LUH7QKMXQ8N53", "name": "Flanagan State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1074, "dollarVol": 192290000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1475, "totalOriginated": 1074, "actionTaken": { "1": 1074, "2": 11, "3": 151, "4": 238, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 238, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007L4GYNO2PUBS09", "name": "MEMBER FIRST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1071, "dollarVol": 293755000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2592, "totalOriginated": 1071, "actionTaken": { "1": 1071, "2": 116, "3": 439, "4": 601, "5": 365, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 439, "withdrawalCount": 601, "incompleteCount": 365, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "UBNR8NKAK8J9JL4NZF88", "name": "The State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1071, "dollarVol": 253195000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2529, "totalOriginated": 1071, "actionTaken": { "1": 1071, "2": 14, "3": 147, "4": 187, "5": 8, "6": 0, "7": 338, "8": 764 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 187, "incompleteCount": 8, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PRAPL43XPYR044", "name": "EMET LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1070, "dollarVol": 630060000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1286, "totalOriginated": 1070, "actionTaken": { "1": 1070, "2": 158, "3": 0, "4": 46, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 46, "incompleteCount": 12, "approvedNotAcceptedCount": 158, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVOSI4XZZGUE14", "name": "VERITAS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1070, "dollarVol": 364490000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2831, "totalOriginated": 1070, "actionTaken": { "1": 1070, "2": 105, "3": 122, "4": 133, "5": 1401, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 133, "incompleteCount": 1401, "approvedNotAcceptedCount": 105, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500U2F9A83N391A91", "name": "CHAMPIONS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1066, "dollarVol": 439330000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2558, "totalOriginated": 1066, "actionTaken": { "1": 1066, "2": 0, "3": 1319, "4": 35, "5": 0, "6": 0, "7": 0, "8": 138 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1319, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AHLSHUJOTJG402", "name": "COLONY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1061, "dollarVol": 304505000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1372, "totalOriginated": 1061, "actionTaken": { "1": 1061, "2": 4, "3": 54, "4": 234, "5": 16, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 234, "incompleteCount": 16, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XZBZCQEIYKY53", "name": "CENTER STREET LENDING VIII, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1061, "dollarVol": 1024835000, "branches": 2, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1471, "totalOriginated": 1061, "actionTaken": { "1": 1061, "2": 0, "3": 0, "4": 410, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 410, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FGGERPRKXH7V65", "name": "AVADIAN", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1059, "dollarVol": 163195000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1329, "totalOriginated": 1059, "actionTaken": { "1": 1059, "2": 22, "3": 170, "4": 73, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 73, "incompleteCount": 5, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYBI78RNWPFB28", "name": "AMERICAN EAGLE FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1057, "dollarVol": 112855000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1660, "totalOriginated": 1057, "actionTaken": { "1": 1057, "2": 8, "3": 423, "4": 143, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 423, "withdrawalCount": 143, "incompleteCount": 29, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W0YBCUV18HSR42", "name": "Tri Counties Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1056, "dollarVol": 358690000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2119, "totalOriginated": 1056, "actionTaken": { "1": 1056, "2": 62, "3": 665, "4": 190, "5": 126, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 665, "withdrawalCount": 190, "incompleteCount": 126, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBUJWYNN8AXN69", "name": "CBM Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1054, "dollarVol": 310430000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1301, "totalOriginated": 1054, "actionTaken": { "1": 1054, "2": 8, "3": 38, "4": 200, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 200, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPBBHUEKV1YC68", "name": "CITY FIRST MORTGAGE SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1052, "dollarVol": 342560000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1506, "totalOriginated": 1052, "actionTaken": { "1": 1052, "2": 23, "3": 47, "4": 342, "5": 42, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 342, "incompleteCount": 42, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q76VHK6FGPX546", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1050, "dollarVol": 273760000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1309, "totalOriginated": 1050, "actionTaken": { "1": 1050, "2": 9, "3": 80, "4": 157, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 157, "incompleteCount": 13, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7UH8QCS8WQ406", "name": "PURDUE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1047, "dollarVol": 188495000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1562, "totalOriginated": 1047, "actionTaken": { "1": 1047, "2": 1, "3": 342, "4": 162, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 342, "withdrawalCount": 162, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVGK8WC4HQ3C28", "name": "PRINCETON MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1045, "dollarVol": 325675000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.09, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1696, "totalOriginated": 1045, "actionTaken": { "1": 1045, "2": 161, "3": 98, "4": 378, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 378, "incompleteCount": 14, "approvedNotAcceptedCount": 161, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WZXR2YE227I23", "name": "Blue Ridge Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1043, "dollarVol": 312115000, "branches": 2, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1339, "totalOriginated": 1043, "actionTaken": { "1": 1043, "2": 34, "3": 108, "4": 142, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 142, "incompleteCount": 12, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LEJ4HP6RMWD374", "name": "Abound Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1041, "dollarVol": 140465000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1428, "totalOriginated": 1041, "actionTaken": { "1": 1041, "2": 6, "3": 218, "4": 146, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 146, "incompleteCount": 17, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WC12JROIUVWY16", "name": "SOUTH CAROLINA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1040, "dollarVol": 249780000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1635, "totalOriginated": 1040, "actionTaken": { "1": 1040, "2": 12, "3": 105, "4": 466, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 466, "incompleteCount": 12, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OIGWIS24A1547", "name": "UNIVERSAL LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1040, "dollarVol": 378920000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1371, "totalOriginated": 1040, "actionTaken": { "1": 1040, "2": 67, "3": 106, "4": 158, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 158, "incompleteCount": 0, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRR67NLTQSBT29", "name": "HOME TOWN FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1039, "dollarVol": 278395000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1198, "totalOriginated": 1039, "actionTaken": { "1": 1039, "2": 73, "3": 45, "4": 27, "5": 3, "6": 0, "7": 0, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AZBM8V8SE0IT33", "name": "Park Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1037, "dollarVol": 153845000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1490, "totalOriginated": 1037, "actionTaken": { "1": 1037, "2": 14, "3": 201, "4": 159, "5": 79, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 159, "incompleteCount": 79, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004UNRG4PWDF2K60", "name": "AFFINITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1036, "dollarVol": 204140000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2298, "totalOriginated": 1036, "actionTaken": { "1": 1036, "2": 151, "3": 812, "4": 230, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 812, "withdrawalCount": 230, "incompleteCount": 69, "approvedNotAcceptedCount": 151, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LAP3ULXM1YB66", "name": "FIRST EQUITY MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1035, "dollarVol": 256565000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1769, "totalOriginated": 1035, "actionTaken": { "1": 1035, "2": 9, "3": 296, "4": 401, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 296, "withdrawalCount": 401, "incompleteCount": 28, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007ZL90U2M5ZNA78", "name": "United Fidelity Funding Corp.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1035, "dollarVol": 280965000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1325, "totalOriginated": 1035, "actionTaken": { "1": 1035, "2": 1, "3": 25, "4": 263, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 263, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIBPMHJJ84YQ06", "name": "Traditions Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1035, "dollarVol": 248585000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1186, "totalOriginated": 1035, "actionTaken": { "1": 1035, "2": 17, "3": 42, "4": 85, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 85, "incompleteCount": 7, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PEWJWBNEOSS013", "name": "BAYSHORE MORTGAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1034, "dollarVol": 290000000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1632, "totalOriginated": 1034, "actionTaken": { "1": 1034, "2": 6, "3": 151, "4": 422, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 422, "incompleteCount": 19, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001I7Z53NDBE4X59", "name": "ALTITUDE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1033, "dollarVol": 319915000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1397, "totalOriginated": 1033, "actionTaken": { "1": 1033, "2": 15, "3": 40, "4": 309, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 309, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LH4LKHY2EIN26", "name": "Five Star Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1032, "dollarVol": 363910000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1473, "totalOriginated": 1032, "actionTaken": { "1": 1032, "2": 30, "3": 220, "4": 134, "5": 21, "6": 35, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 220, "withdrawalCount": 134, "incompleteCount": 21, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 35, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FJRICL380R4T46", "name": "Leaders Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1030, "dollarVol": 151810000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1671, "totalOriginated": 1030, "actionTaken": { "1": 1030, "2": 7, "3": 366, "4": 245, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 366, "withdrawalCount": 245, "incompleteCount": 23, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930017CJWOENP0BZ82", "name": "SUNMARK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1030, "dollarVol": 157360000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1587, "totalOriginated": 1030, "actionTaken": { "1": 1030, "2": 53, "3": 221, "4": 280, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 221, "withdrawalCount": 280, "incompleteCount": 3, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BR7OTD25RTS027", "name": "BankFirst Financial Services", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1023, "dollarVol": 250715000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1286, "totalOriginated": 1023, "actionTaken": { "1": 1023, "2": 25, "3": 102, "4": 130, "5": 5, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 130, "incompleteCount": 5, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJKBXR3PD3QQ56", "name": "RAPID MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1023, "dollarVol": 251425000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1537, "totalOriginated": 1023, "actionTaken": { "1": 1023, "2": 7, "3": 25, "4": 482, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 482, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004OC91L41W9XR37", "name": "EDUCATIONAL EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1022, "dollarVol": 165100000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2692, "totalOriginated": 1022, "actionTaken": { "1": 1022, "2": 108, "3": 1478, "4": 81, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1478, "withdrawalCount": 81, "incompleteCount": 3, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BBWJ82FQDQ6823", "name": "ABL RPC Residential Credit Acquisition LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1021, "dollarVol": 431375000, "branches": 2, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1589, "totalOriginated": 1021, "actionTaken": { "1": 1021, "2": 242, "3": 246, "4": 80, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 246, "withdrawalCount": 80, "incompleteCount": 0, "approvedNotAcceptedCount": 242, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q6IHGQO7INVC79", "name": "The Lyons National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1021, "dollarVol": 183315000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1226, "totalOriginated": 1021, "actionTaken": { "1": 1021, "2": 25, "3": 70, "4": 70, "5": 0, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 70, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D214S3L7KZ0515", "name": "CRESCENT MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1021, "dollarVol": 321475000, "branches": 2, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1457, "totalOriginated": 1021, "actionTaken": { "1": 1021, "2": 16, "3": 231, "4": 187, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 231, "withdrawalCount": 187, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001W9K6LDV5X2H07", "name": "S. C. STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1020, "dollarVol": 92320000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1909, "totalOriginated": 1020, "actionTaken": { "1": 1020, "2": 144, "3": 487, "4": 35, "5": 0, "6": 0, "7": 135, "8": 88 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 487, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 144, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HS714PZ0BMPN11", "name": "CYPRUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1016, "dollarVol": 146310000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1793, "totalOriginated": 1016, "actionTaken": { "1": 1016, "2": 1, "3": 548, "4": 227, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 548, "withdrawalCount": 227, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CEBR2F5Y0F1A15", "name": "Kennebec Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1014, "dollarVol": 165860000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1724, "totalOriginated": 1014, "actionTaken": { "1": 1014, "2": 161, "3": 184, "4": 31, "5": 10, "6": 0, "7": 87, "8": 237 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 31, "incompleteCount": 10, "approvedNotAcceptedCount": 161, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNWSJUNAWUM003", "name": "CREDIT UNION MORTGAGE ASSOCIATION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1013, "dollarVol": 345105000, "branches": 2, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.098, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1912, "totalOriginated": 1013, "actionTaken": { "1": 1013, "2": 33, "3": 201, "4": 309, "5": 356, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 309, "incompleteCount": 356, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q0EMYD3OJ8N13", "name": "BRADESCO BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1010, "dollarVol": 518190000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1304, "totalOriginated": 1010, "actionTaken": { "1": 1010, "2": 8, "3": 94, "4": 134, "5": 7, "6": 51, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 134, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N38Q5YKSSV1106", "name": "Easthampton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 1008, "dollarVol": 417070000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1353, "totalOriginated": 1008, "actionTaken": { "1": 1008, "2": 28, "3": 159, "4": 125, "5": 32, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 125, "incompleteCount": 32, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GAX7IKJUKCJE72", "name": "TRAVIS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1008, "dollarVol": 164050000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2139, "totalOriginated": 1008, "actionTaken": { "1": 1008, "2": 150, "3": 541, "4": 164, "5": 62, "6": 0, "7": 115, "8": 99 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 541, "withdrawalCount": 164, "incompleteCount": 62, "approvedNotAcceptedCount": 150, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F8XCJE1G9OYR92", "name": "TTCU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1008, "dollarVol": 118010000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1992, "totalOriginated": 760, "actionTaken": { "1": 760, "2": 166, "3": 221, "4": 9, "5": 171, "6": 0, "7": 304, "8": 361 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 221, "withdrawalCount": 9, "incompleteCount": 171, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009Y8ROUG903AQ21", "name": "STANFORD Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1004, "dollarVol": 516170000, "branches": 2, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1461, "totalOriginated": 1004, "actionTaken": { "1": 1004, "2": 97, "3": 58, "4": 100, "5": 34, "6": 0, "7": 16, "8": 152 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 100, "incompleteCount": 34, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5OUR2FD1NV703", "name": "BHOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1001, "dollarVol": 411215000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1289, "totalOriginated": 1001, "actionTaken": { "1": 1001, "2": 26, "3": 11, "4": 213, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 213, "incompleteCount": 38, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M03EN3OQEDU087", "name": "KEESLER", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1000, "dollarVol": 139510000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2167, "totalOriginated": 1000, "actionTaken": { "1": 1000, "2": 6, "3": 764, "4": 397, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 764, "withdrawalCount": 397, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T560RY8NY4EY89", "name": "The Ephrata National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 997, "dollarVol": 240375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1403, "totalOriginated": 997, "actionTaken": { "1": 997, "2": 85, "3": 251, "4": 44, "5": 21, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 251, "withdrawalCount": 44, "incompleteCount": 21, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5DVGM0ZHRQC33", "name": "CLEARPATH LENDING", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 997, "dollarVol": 320985000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1645, "totalOriginated": 997, "actionTaken": { "1": 997, "2": 0, "3": 271, "4": 356, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 271, "withdrawalCount": 356, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NT030LXB2A8T82", "name": "MY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 996, "dollarVol": 353790000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1565, "totalOriginated": 996, "actionTaken": { "1": 996, "2": 67, "3": 45, "4": 321, "5": 136, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 321, "incompleteCount": 136, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LDNBFL67R4FW27", "name": "The Farmers & Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 995, "dollarVol": 186695000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1702, "totalOriginated": 995, "actionTaken": { "1": 995, "2": 8, "3": 189, "4": 106, "5": 0, "6": 1, "7": 188, "8": 215 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 189, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QD5CQZ9PPP5B09", "name": "PARTNERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 995, "dollarVol": 213125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1879, "totalOriginated": 995, "actionTaken": { "1": 995, "2": 9, "3": 512, "4": 197, "5": 166, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 512, "withdrawalCount": 197, "incompleteCount": 166, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JFVFQFL816N45", "name": "ENCORE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 995, "dollarVol": 458965000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1574, "totalOriginated": 995, "actionTaken": { "1": 995, "2": 30, "3": 203, "4": 346, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 203, "withdrawalCount": 346, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053H6JWQDX4RM47", "name": "Diamond Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 993, "dollarVol": 87505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1366, "totalOriginated": 993, "actionTaken": { "1": 993, "2": 94, "3": 264, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 264, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI3FDGO7UKFF39", "name": "EAST COAST CAPITAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 993, "dollarVol": 450355000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1655, "totalOriginated": 993, "actionTaken": { "1": 993, "2": 0, "3": 62, "4": 556, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 556, "incompleteCount": 44, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KP95LHU8OP0H40", "name": "VAL-CHRIS INVESTMENTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 992, "dollarVol": 263310000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1072, "totalOriginated": 992, "actionTaken": { "1": 992, "2": 3, "3": 0, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6LKROCIL7OI49", "name": "FIRST BANCORP, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 991, "dollarVol": 228785000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1243, "totalOriginated": 991, "actionTaken": { "1": 991, "2": 62, "3": 52, "4": 60, "5": 0, "6": 78, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 78, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIZR4H7AB15496", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 991, "dollarVol": 254665000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1199, "totalOriginated": 991, "actionTaken": { "1": 991, "2": 13, "3": 149, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800KVD76WKI6PN868", "name": "CAPITAL CENTER, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 990, "dollarVol": 326200000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1725, "totalOriginated": 990, "actionTaken": { "1": 990, "2": 0, "3": 223, "4": 442, "5": 70, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 442, "incompleteCount": 70, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XLRD9QLLJRCB89", "name": "GREYLOCK FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 989, "dollarVol": 153755000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1395, "totalOriginated": 989, "actionTaken": { "1": 989, "2": 43, "3": 165, "4": 143, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 143, "incompleteCount": 55, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBSU5FHMDN5F74", "name": "FIRST SOURCE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 986, "dollarVol": 92340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1243, "totalOriginated": 986, "actionTaken": { "1": 986, "2": 37, "3": 101, "4": 119, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 119, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450087981AP406JG03", "name": "CONVENTUS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 986, "dollarVol": 758600000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1450, "totalOriginated": 986, "actionTaken": { "1": 986, "2": 0, "3": 53, "4": 411, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 411, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CF5UDGUFHYM827", "name": "CapStar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 980, "dollarVol": 292170000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1273, "totalOriginated": 980, "actionTaken": { "1": 980, "2": 9, "3": 132, "4": 151, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 151, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JI0UWY4QIWDV89", "name": "NORTHPOINT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 979, "dollarVol": 340275000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1360, "totalOriginated": 979, "actionTaken": { "1": 979, "2": 4, "3": 92, "4": 267, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 267, "incompleteCount": 18, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CQVBYQI6BDWS96", "name": "Community Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 976, "dollarVol": 116800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1488, "totalOriginated": 976, "actionTaken": { "1": 976, "2": 7, "3": 276, "4": 221, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 276, "withdrawalCount": 221, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWURV8LBNGQ353", "name": "Firstar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 974, "dollarVol": 196940000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1169, "totalOriginated": 974, "actionTaken": { "1": 974, "2": 1, "3": 22, "4": 168, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 168, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NU5BA00C1N451", "name": "ROSS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 973, "dollarVol": 248535000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1215, "totalOriginated": 973, "actionTaken": { "1": 973, "2": 47, "3": 62, "4": 111, "5": 21, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 111, "incompleteCount": 21, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGDJQ37M5BE268", "name": "INB, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 972, "dollarVol": 182960000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1191, "totalOriginated": 972, "actionTaken": { "1": 972, "2": 17, "3": 74, "4": 122, "5": 4, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 122, "incompleteCount": 4, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOTES5TCS8T794", "name": "First Mid Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 968, "dollarVol": 228770000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1912, "totalOriginated": 968, "actionTaken": { "1": 968, "2": 14, "3": 287, "4": 148, "5": 0, "6": 3, "7": 492, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 287, "withdrawalCount": 148, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LBIZXW7X2N50PETIH863", "name": "STAR Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 968, "dollarVol": 137040000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1937, "totalOriginated": 968, "actionTaken": { "1": 968, "2": 168, "3": 433, "4": 108, "5": 7, "6": 0, "7": 141, "8": 112 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 433, "withdrawalCount": 108, "incompleteCount": 7, "approvedNotAcceptedCount": 168, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TCY9QY8BRDQJ12", "name": "UNITED NORTHERN MORTGAGE BANKERS LIMITED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 965, "dollarVol": 416095000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1414, "totalOriginated": 965, "actionTaken": { "1": 965, "2": 87, "3": 66, "4": 212, "5": 84, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 212, "incompleteCount": 84, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX4OGRPOOEH505", "name": "Oakstar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 959, "dollarVol": 238955000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1164, "totalOriginated": 959, "actionTaken": { "1": 959, "2": 28, "3": 65, "4": 112, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 112, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SLZFPDLWNB0O94", "name": "First Reliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 958, "dollarVol": 244600000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1138, "totalOriginated": 958, "actionTaken": { "1": 958, "2": 5, "3": 64, "4": 109, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 109, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHVRE44NRBU558", "name": "City Lending Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 956, "dollarVol": 318960000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1486, "totalOriginated": 956, "actionTaken": { "1": 956, "2": 0, "3": 103, "4": 405, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 405, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RM3T6WAVE6SA24", "name": "AML FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 951, "dollarVol": 276025000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1317, "totalOriginated": 951, "actionTaken": { "1": 951, "2": 6, "3": 131, "4": 229, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 229, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJ2WT35S77Q208", "name": "CONSUMER REAL ESTATE FINANCE CO.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 948, "dollarVol": 183800000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2204, "totalOriginated": 948, "actionTaken": { "1": 948, "2": 0, "3": 446, "4": 806, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 446, "withdrawalCount": 806, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004K0Z4RFJSPYT52", "name": "CONSUMERS COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 947, "dollarVol": 147325000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1717, "totalOriginated": 947, "actionTaken": { "1": 947, "2": 79, "3": 277, "4": 159, "5": 79, "6": 0, "7": 55, "8": 121 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 277, "withdrawalCount": 159, "incompleteCount": 79, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZOY3XB2DNSZ34", "name": "USALLIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 947, "dollarVol": 291845000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1633, "totalOriginated": 947, "actionTaken": { "1": 947, "2": 16, "3": 270, "4": 338, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 270, "withdrawalCount": 338, "incompleteCount": 62, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYTR2RVL4SFJ90", "name": "TEMPLE VIEW CAPITAL FUNDING, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 946, "dollarVol": 507010000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2210, "totalOriginated": 946, "actionTaken": { "1": 946, "2": 51, "3": 358, "4": 741, "5": 56, "6": 58, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 358, "withdrawalCount": 741, "incompleteCount": 56, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 58, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004T38NMC864VL66", "name": "RAIN CITY CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 945, "dollarVol": 310105000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1359, "totalOriginated": 945, "actionTaken": { "1": 945, "2": 0, "3": 0, "4": 414, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 414, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VECGAWC5CPU773", "name": "Tyndall Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 943, "dollarVol": 122475000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1603, "totalOriginated": 943, "actionTaken": { "1": 943, "2": 14, "3": 389, "4": 218, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 389, "withdrawalCount": 218, "incompleteCount": 39, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F175WFRUKLMG10", "name": "INDIANA UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 943, "dollarVol": 193775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1223, "totalOriginated": 882, "actionTaken": { "1": 882, "2": 10, "3": 200, "4": 131, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 131, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300STHIK6SGJQIY70", "name": "CREDIT UNION OF GEORGIA", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 942, "dollarVol": 99610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1239, "totalOriginated": 942, "actionTaken": { "1": 942, "2": 44, "3": 179, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 179, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "GDN5JXQ4P5NZE28ZRC90", "name": "City National Bank of Florida", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 942, "dollarVol": 912930000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1520, "totalOriginated": 942, "actionTaken": { "1": 942, "2": 5, "3": 137, "4": 288, "5": 79, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 288, "incompleteCount": 79, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYQ8ZT1NUXRM52", "name": "WESTERRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 941, "dollarVol": 213945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1717, "totalOriginated": 941, "actionTaken": { "1": 941, "2": 98, "3": 426, "4": 162, "5": 17, "6": 0, "7": 73, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 426, "withdrawalCount": 162, "incompleteCount": 17, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YFPHIE78XPP635", "name": "Newtown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 941, "dollarVol": 318245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1333, "totalOriginated": 941, "actionTaken": { "1": 941, "2": 12, "3": 89, "4": 228, "5": 60, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 228, "incompleteCount": 60, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R9A6TW85BTVS20", "name": "Shea Mortgage Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 938, "dollarVol": 462070000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1577, "totalOriginated": 938, "actionTaken": { "1": 938, "2": 6, "3": 41, "4": 588, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 588, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PL267CW8182203", "name": "LoanUnited.com, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 934, "dollarVol": 332050000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3249, "totalOriginated": 934, "actionTaken": { "1": 934, "2": 0, "3": 178, "4": 1401, "5": 630, "6": 0, "7": 26, "8": 80 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 1401, "incompleteCount": 630, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RRQHIHHM9I4K21", "name": "CREDIT UNION OF AMERICA", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 933, "dollarVol": 105065000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1882, "totalOriginated": 933, "actionTaken": { "1": 933, "2": 246, "3": 588, "4": 102, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 588, "withdrawalCount": 102, "incompleteCount": 13, "approvedNotAcceptedCount": 246, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023DLYUOD6GKQ42", "name": "Hawthorn Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 931, "dollarVol": 213165000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1223, "totalOriginated": 931, "actionTaken": { "1": 931, "2": 0, "3": 131, "4": 161, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 161, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDBTRK89DZRC13", "name": "FIBRE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 928, "dollarVol": 103790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1559, "totalOriginated": 928, "actionTaken": { "1": 928, "2": 54, "3": 365, "4": 27, "5": 13, "6": 0, "7": 87, "8": 85 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 365, "withdrawalCount": 27, "incompleteCount": 13, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087FQP1S845Z665", "name": "VeraBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 928, "dollarVol": 302110000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1206, "totalOriginated": 928, "actionTaken": { "1": 928, "2": 35, "3": 122, "4": 111, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 111, "incompleteCount": 10, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XSS1CPK8G7B851", "name": "ServisFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 924, "dollarVol": 418220000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1233, "totalOriginated": 924, "actionTaken": { "1": 924, "2": 12, "3": 48, "4": 196, "5": 3, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 196, "incompleteCount": 3, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004M1U54OO4KKE09", "name": "PRIORITY HOME MORTGAGE, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 920, "dollarVol": 413060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1269, "totalOriginated": 920, "actionTaken": { "1": 920, "2": 16, "3": 5, "4": 272, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 272, "incompleteCount": 56, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKOCNDPE0N7X40", "name": "St. Mary's Bank Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 916, "dollarVol": 211230000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1444, "totalOriginated": 916, "actionTaken": { "1": 916, "2": 59, "3": 357, "4": 102, "5": 0, "6": 0, "7": 8, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 357, "withdrawalCount": 102, "incompleteCount": 0, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7ERLWHOGWFM48", "name": "ChoiceOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 915, "dollarVol": 162545000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1402, "totalOriginated": 915, "actionTaken": { "1": 915, "2": 28, "3": 296, "4": 107, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 296, "withdrawalCount": 107, "incompleteCount": 56, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CLWQN2S6IZK91", "name": "Armed Forces Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 915, "dollarVol": 361695000, "branches": 1, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1610, "totalOriginated": 915, "actionTaken": { "1": 915, "2": 5, "3": 135, "4": 428, "5": 75, "6": 3, "7": 22, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 428, "incompleteCount": 75, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006T9J2DMLJVRS64", "name": "Municipal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 915, "dollarVol": 180375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3548, "totalOriginated": 915, "actionTaken": { "1": 915, "2": 94, "3": 1105, "4": 542, "5": 140, "6": 0, "7": 157, "8": 595 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1105, "withdrawalCount": 542, "incompleteCount": 140, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JZSAICH4GZJ60", "name": "POINT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 910, "dollarVol": 350810000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1346, "totalOriginated": 910, "actionTaken": { "1": 910, "2": 119, "3": 37, "4": 263, "5": 7, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 263, "incompleteCount": 7, "approvedNotAcceptedCount": 119, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSY236S7MBKO83", "name": "CIS Financial Services, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 909, "dollarVol": 119765000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4294, "totalOriginated": 909, "actionTaken": { "1": 909, "2": 1, "3": 1738, "4": 1632, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1738, "withdrawalCount": 1632, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WMQ4WI6QXK7803", "name": "SKYLA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 909, "dollarVol": 140255000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1815, "totalOriginated": 909, "actionTaken": { "1": 909, "2": 5, "3": 407, "4": 21, "5": 3, "6": 0, "7": 401, "8": 69 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 407, "withdrawalCount": 21, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZS1TR1B4LHX377", "name": "Firefighters First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 907, "dollarVol": 178525000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1351, "totalOriginated": 907, "actionTaken": { "1": 907, "2": 4, "3": 146, "4": 170, "5": 105, "6": 0, "7": 19, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 146, "withdrawalCount": 170, "incompleteCount": 105, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RIPPSJXAQKZ383", "name": "CIBM Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 906, "dollarVol": 270190000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1235, "totalOriginated": 906, "actionTaken": { "1": 906, "2": 7, "3": 76, "4": 226, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 226, "incompleteCount": 20, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQDT484LGI9C04", "name": "NETWORK CAPITAL FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 903, "dollarVol": 235555000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17532, "totalOriginated": 903, "actionTaken": { "1": 903, "2": 78, "3": 4923, "4": 11612, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4923, "withdrawalCount": 11612, "incompleteCount": 16, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0SQ8LYM3HBY12", "name": "COMMUNITY CHOICE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 899, "dollarVol": 45655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1293, "totalOriginated": 899, "actionTaken": { "1": 899, "2": 12, "3": 219, "4": 98, "5": 64, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 98, "incompleteCount": 64, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLPU75MU7O0T38", "name": "Oriental Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 898, "dollarVol": 136380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1799, "totalOriginated": 898, "actionTaken": { "1": 898, "2": 28, "3": 387, "4": 358, "5": 127, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 387, "withdrawalCount": 358, "incompleteCount": 127, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NT8VCCMPTPSO02", "name": "Collins Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 897, "dollarVol": 143905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1575, "totalOriginated": 897, "actionTaken": { "1": 897, "2": 14, "3": 272, "4": 243, "5": 141, "6": 0, "7": 1, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 272, "withdrawalCount": 243, "incompleteCount": 141, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0OVX5O63S8C68", "name": "WASHINGTON TRUST MORTGAGE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 895, "dollarVol": 563295000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1292, "totalOriginated": 895, "actionTaken": { "1": 895, "2": 12, "3": 50, "4": 234, "5": 58, "6": 0, "7": 1, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 234, "incompleteCount": 58, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BQVRDMH5K9QS04", "name": "Frankenmuth Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 894, "dollarVol": 127400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1046, "totalOriginated": 894, "actionTaken": { "1": 894, "2": 1, "3": 42, "4": 89, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 89, "incompleteCount": 20, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006P0JVBBAHVXV08", "name": "National Exchange Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 894, "dollarVol": 140630000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1424, "totalOriginated": 894, "actionTaken": { "1": 894, "2": 69, "3": 92, "4": 44, "5": 0, "6": 0, "7": 66, "8": 259 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O0SJ54M4D70R54", "name": "MERITRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 894, "dollarVol": 126870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1411, "totalOriginated": 894, "actionTaken": { "1": 894, "2": 7, "3": 149, "4": 176, "5": 32, "6": 0, "7": 132, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 176, "incompleteCount": 32, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2Z8GR3VL0QQ74", "name": "BLACK HILLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 893, "dollarVol": 165225000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1336, "totalOriginated": 893, "actionTaken": { "1": 893, "2": 43, "3": 181, "4": 199, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 199, "incompleteCount": 20, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1PL8LHKCBST97", "name": "SOMERSET TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 892, "dollarVol": 111070000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1086, "totalOriginated": 892, "actionTaken": { "1": 892, "2": 7, "3": 120, "4": 64, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 64, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHGNOLF14HHS09", "name": "Cambridge Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 891, "dollarVol": 414885000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1186, "totalOriginated": 891, "actionTaken": { "1": 891, "2": 12, "3": 128, "4": 116, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 116, "incompleteCount": 39, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWKILSNQAIG053", "name": "CHARTWAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 891, "dollarVol": 111475000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2066, "totalOriginated": 891, "actionTaken": { "1": 891, "2": 67, "3": 586, "4": 267, "5": 4, "6": 251, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 586, "withdrawalCount": 267, "incompleteCount": 4, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 251, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3A68XVBMBX690", "name": "Shamrock Home Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 887, "dollarVol": 324935000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1255, "totalOriginated": 887, "actionTaken": { "1": 887, "2": 5, "3": 100, "4": 260, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 260, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HIDXEG9BLUJZKBGUT764", "name": "Bank-Fund Staff Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 886, "dollarVol": 352290000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1209, "totalOriginated": 886, "actionTaken": { "1": 886, "2": 7, "3": 109, "4": 161, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 161, "incompleteCount": 46, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LO3MP4RAI32X70", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 886, "dollarVol": 305810000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1106, "totalOriginated": 886, "actionTaken": { "1": 886, "2": 155, "3": 19, "4": 45, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 45, "incompleteCount": 1, "approvedNotAcceptedCount": 155, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006QG55R8V712J33", "name": "Red River Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 880, "dollarVol": 225980000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1255, "totalOriginated": 880, "actionTaken": { "1": 880, "2": 22, "3": 121, "4": 227, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 227, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VDBJSG0E0S678", "name": "Tradition Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 880, "dollarVol": 326170000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 956, "totalOriginated": 880, "actionTaken": { "1": 880, "2": 0, "3": 3, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZBGVXBAMCRG16", "name": "Florida Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 877, "dollarVol": 80565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5223, "totalOriginated": 877, "actionTaken": { "1": 877, "2": 127, "3": 1704, "4": 1099, "5": 183, "6": 0, "7": 1040, "8": 193 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1704, "withdrawalCount": 1099, "incompleteCount": 183, "approvedNotAcceptedCount": 127, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWYTCEH9RSSW54", "name": "SUFFOLK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 876, "dollarVol": 138450000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1965, "totalOriginated": 876, "actionTaken": { "1": 876, "2": 64, "3": 767, "4": 122, "5": 135, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 767, "withdrawalCount": 122, "incompleteCount": 135, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E51HYVR7T2SU19", "name": "SAN DIEGO COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 874, "dollarVol": 96720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1779, "totalOriginated": 874, "actionTaken": { "1": 874, "2": 14, "3": 629, "4": 234, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 629, "withdrawalCount": 234, "incompleteCount": 28, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SK7KTN4QNPHP32", "name": "CITIZENS & NORTHERN BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 873, "dollarVol": 152805000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1120, "totalOriginated": 873, "actionTaken": { "1": 873, "2": 18, "3": 138, "4": 85, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 85, "incompleteCount": 6, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DE8TS4EYTPX729", "name": "AFFORDABLE MORTGAGE ADVISORS, LLC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 872, "dollarVol": 210540000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1054, "totalOriginated": 872, "actionTaken": { "1": 872, "2": 1, "3": 17, "4": 164, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 164, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003BXKRGHQHRJV38", "name": "ITHINK FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 870, "dollarVol": 209080000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1320, "totalOriginated": 870, "actionTaken": { "1": 870, "2": 8, "3": 262, "4": 136, "5": 40, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 262, "withdrawalCount": 136, "incompleteCount": 40, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8AI385EP1ZJCMUOZ8022", "name": "Landmark National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 866, "dollarVol": 182690000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1030, "totalOriginated": 866, "actionTaken": { "1": 866, "2": 7, "3": 47, "4": 109, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 109, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000349C5XXDRQX28", "name": "STG MORTGAGE INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 865, "dollarVol": 373255000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1613, "totalOriginated": 865, "actionTaken": { "1": 865, "2": 52, "3": 88, "4": 606, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 606, "incompleteCount": 2, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZSFNMHET4KE860", "name": "THE SUMMIT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 865, "dollarVol": 70215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1447, "totalOriginated": 865, "actionTaken": { "1": 865, "2": 31, "3": 355, "4": 180, "5": 0, "6": 0, "7": 15, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 355, "withdrawalCount": 180, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930060KLIQD8MMSB55", "name": "Orrstown Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 864, "dollarVol": 196770000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1174, "totalOriginated": 864, "actionTaken": { "1": 864, "2": 19, "3": 226, "4": 64, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 226, "withdrawalCount": 64, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005E0SAPZ1LKU504", "name": "MORTGAGE MASTERS OF INDIANA, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 864, "dollarVol": 166710000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 950, "totalOriginated": 864, "actionTaken": { "1": 864, "2": 0, "3": 26, "4": 60, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JBZ3MK7Z4FI764", "name": "Thomaston Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 864, "dollarVol": 218670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1102, "totalOriginated": 864, "actionTaken": { "1": 864, "2": 17, "3": 117, "4": 96, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 96, "incompleteCount": 7, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000D7DINI9PZN749", "name": "SCOTT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 863, "dollarVol": 112135000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1406, "totalOriginated": 863, "actionTaken": { "1": 863, "2": 28, "3": 395, "4": 105, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 395, "withdrawalCount": 105, "incompleteCount": 15, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KQF5UKZ3Y9N07", "name": "First National Bank Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 862, "dollarVol": 317620000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1271, "totalOriginated": 862, "actionTaken": { "1": 862, "2": 2, "3": 124, "4": 268, "5": 13, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 268, "incompleteCount": 13, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZ48D9RNN5TA64", "name": "COASTAL LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 861, "dollarVol": 254935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1200, "totalOriginated": 861, "actionTaken": { "1": 861, "2": 30, "3": 30, "4": 279, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 279, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H88NIQ6005M718", "name": "DuPont Community Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 861, "dollarVol": 111495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1241, "totalOriginated": 861, "actionTaken": { "1": 861, "2": 59, "3": 182, "4": 126, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 126, "incompleteCount": 13, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H6DFDDJRORG89", "name": "LADERA LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 861, "dollarVol": 268225000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3075, "totalOriginated": 861, "actionTaken": { "1": 861, "2": 5, "3": 154, "4": 2048, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 2048, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004JGZVB2EPI6W51", "name": "Palmetto Citizens Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 860, "dollarVol": 81710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "FHA", "HELOC", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1255, "totalOriginated": 860, "actionTaken": { "1": 860, "2": 31, "3": 229, "4": 134, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 229, "withdrawalCount": 134, "incompleteCount": 1, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y817BTHHMVNH95", "name": "PILGRIM MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 859, "dollarVol": 245435000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1213, "totalOriginated": 859, "actionTaken": { "1": 859, "2": 2, "3": 19, "4": 312, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 312, "incompleteCount": 21, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030C6U0HERIQ090", "name": "COMMUNITY CREDIT UNION of FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 859, "dollarVol": 107465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1394, "totalOriginated": 859, "actionTaken": { "1": 859, "2": 6, "3": 212, "4": 263, "5": 30, "6": 0, "7": 15, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 263, "incompleteCount": 30, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VYK2WBD7SST478", "name": "Bank OZK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 857, "dollarVol": 323005000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1889, "totalOriginated": 857, "actionTaken": { "1": 857, "2": 48, "3": 782, "4": 202, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 782, "withdrawalCount": 202, "incompleteCount": 0, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B0HNWBV7RX2661", "name": "Financial Partners Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 851, "dollarVol": 162945000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1706, "totalOriginated": 851, "actionTaken": { "1": 851, "2": 180, "3": 508, "4": 167, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 508, "withdrawalCount": 167, "incompleteCount": 0, "approvedNotAcceptedCount": 180, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009XSE00M8B9R434", "name": "COUNTRYPLACE MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 851, "dollarVol": 114805000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6681, "totalOriginated": 851, "actionTaken": { "1": 851, "2": 0, "3": 3761, "4": 2069, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3761, "withdrawalCount": 2069, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q50XCC0473FG63", "name": "QUORUM FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 850, "dollarVol": 99970000, "branches": 1, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2953, "totalOriginated": 850, "actionTaken": { "1": 850, "2": 176, "3": 1188, "4": 127, "5": 0, "6": 595, "7": 3, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1188, "withdrawalCount": 127, "incompleteCount": 0, "approvedNotAcceptedCount": 176, "purchasedLoanCount": 595, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A9IPKYRVXEJ156", "name": "PRESTON HOME LOANS INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 849, "dollarVol": 162235000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1196, "totalOriginated": 849, "actionTaken": { "1": 849, "2": 0, "3": 21, "4": 326, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 326, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S61HFNW2YFEK61", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 848, "dollarVol": 143040000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1191, "totalOriginated": 848, "actionTaken": { "1": 848, "2": 104, "3": 150, "4": 77, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 77, "incompleteCount": 12, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTMO7FGRKRLV06", "name": "CLIFFCO, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 846, "dollarVol": 406680000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1245, "totalOriginated": 846, "actionTaken": { "1": 846, "2": 2, "3": 113, "4": 259, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 259, "incompleteCount": 25, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930016ZSB1QWXLRJ13", "name": "MY MOVE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 846, "dollarVol": 382070000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1172, "totalOriginated": 846, "actionTaken": { "1": 846, "2": 0, "3": 3, "4": 182, "5": 141, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 182, "incompleteCount": 141, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "EFBDHEMMHTWI378O4988", "name": "Heartland Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 845, "dollarVol": 216415000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1258, "totalOriginated": 845, "actionTaken": { "1": 845, "2": 83, "3": 130, "4": 151, "5": 0, "6": 49, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 151, "incompleteCount": 0, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 49, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PST6LLDPCKSN83", "name": "North Shore Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 842, "dollarVol": 205140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1347, "totalOriginated": 842, "actionTaken": { "1": 842, "2": 30, "3": 387, "4": 42, "5": 14, "6": 0, "7": 0, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 387, "withdrawalCount": 42, "incompleteCount": 14, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DTLB5WWMBJAD86", "name": "Bank Five Nine", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 842, "dollarVol": 255470000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1261, "totalOriginated": 842, "actionTaken": { "1": 842, "2": 65, "3": 39, "4": 79, "5": 10, "6": 0, "7": 73, "8": 153 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 79, "incompleteCount": 10, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6OBLSYWXXKH16", "name": "METRO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 838, "dollarVol": 198740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1363, "totalOriginated": 838, "actionTaken": { "1": 838, "2": 102, "3": 123, "4": 220, "5": 61, "6": 0, "7": 10, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 220, "incompleteCount": 61, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NH61PL6YYNH25", "name": "Provident Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 838, "dollarVol": 539640000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1685, "totalOriginated": 838, "actionTaken": { "1": 838, "2": 60, "3": 495, "4": 119, "5": 141, "6": 32, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 495, "withdrawalCount": 119, "incompleteCount": 141, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 32, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XAJENHWRM32Z86", "name": "Bank of Springfield", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 837, "dollarVol": 193985000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1029, "totalOriginated": 837, "actionTaken": { "1": 837, "2": 2, "3": 68, "4": 114, "5": 4, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 114, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080F7BZFCWNV450", "name": "WEST PENN FINANCIAL SERVICE CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 836, "dollarVol": 165430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 980, "totalOriginated": 836, "actionTaken": { "1": 836, "2": 0, "3": 38, "4": 105, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 105, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y6EUNN0KGMJW67", "name": "Commercial Lender LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 835, "dollarVol": 198395000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4555, "totalOriginated": 835, "actionTaken": { "1": 835, "2": 0, "3": 1218, "4": 2502, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1218, "withdrawalCount": 2502, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUKQ6W1CY6QK47", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 833, "dollarVol": 146645000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1027, "totalOriginated": 833, "actionTaken": { "1": 833, "2": 19, "3": 92, "4": 67, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 67, "incompleteCount": 16, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWFHPBZH38K695", "name": "COMPEER FINANCIAL, FLCA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 832, "dollarVol": 195100000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1553, "totalOriginated": 824, "actionTaken": { "1": 824, "2": 231, "3": 153, "4": 92, "5": 13, "6": 62, "7": 18, "8": 160 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 92, "incompleteCount": 13, "approvedNotAcceptedCount": 231, "purchasedLoanCount": 62, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "B94HV8SXGDD3J5XESU08", "name": "Old Second National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 831, "dollarVol": 184665000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1167, "totalOriginated": 831, "actionTaken": { "1": 831, "2": 35, "3": 135, "4": 133, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 133, "incompleteCount": 33, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RTWPH3HXUWR160", "name": "CB&S Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 831, "dollarVol": 169145000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1211, "totalOriginated": 831, "actionTaken": { "1": 831, "2": 36, "3": 180, "4": 150, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 180, "withdrawalCount": 150, "incompleteCount": 14, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4TWSN8U8TGD72", "name": "Citizens Bank of Lafayette", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 829, "dollarVol": 136895000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 902, "totalOriginated": 829, "actionTaken": { "1": 829, "2": 19, "3": 26, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGE82WIZC87Y08", "name": "JEANNE D'ARC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 825, "dollarVol": 196295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1085, "totalOriginated": 825, "actionTaken": { "1": 825, "2": 35, "3": 147, "4": 70, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 70, "incompleteCount": 8, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6QWABFYI73E79", "name": "HAWAIIUSA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 825, "dollarVol": 222705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1637, "totalOriginated": 825, "actionTaken": { "1": 825, "2": 86, "3": 599, "4": 101, "5": 2, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 599, "withdrawalCount": 101, "incompleteCount": 2, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYYO0YQ3EVCV77", "name": "SHELL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 824, "dollarVol": 88470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2837, "totalOriginated": 824, "actionTaken": { "1": 824, "2": 344, "3": 871, "4": 0, "5": 0, "6": 0, "7": 326, "8": 472 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 871, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 344, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X08QKYUH256I80", "name": "Goldwater Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 823, "dollarVol": 256605000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1096, "totalOriginated": 823, "actionTaken": { "1": 823, "2": 5, "3": 34, "4": 214, "5": 14, "6": 3, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 214, "incompleteCount": 14, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDLJDN8ENOT455", "name": "MARION AND POLK SCHOOLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 822, "dollarVol": 130800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1336, "totalOriginated": 822, "actionTaken": { "1": 822, "2": 7, "3": 144, "4": 105, "5": 49, "6": 208, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 105, "incompleteCount": 49, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 208, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2D8BPO6PJRB90", "name": "Armstrong Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 819, "dollarVol": 127415000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1144, "totalOriginated": 819, "actionTaken": { "1": 819, "2": 120, "3": 92, "4": 113, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 113, "incompleteCount": 0, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300461TECLDDGNF98", "name": "GreenStone Farm Credit Services, FLCA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 817, "dollarVol": 224695000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1027, "totalOriginated": 817, "actionTaken": { "1": 817, "2": 66, "3": 38, "4": 85, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 85, "incompleteCount": 21, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DX0B304LAKUN93", "name": "JLB CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 817, "dollarVol": 166375000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1069, "totalOriginated": 817, "actionTaken": { "1": 817, "2": 4, "3": 35, "4": 213, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 213, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WEU5TWM8J0Z93", "name": "PARAGON HOME LOANS INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 816, "dollarVol": 160160000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 967, "totalOriginated": 816, "actionTaken": { "1": 816, "2": 26, "3": 43, "4": 76, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 76, "incompleteCount": 6, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003GO99ZQDTH5407", "name": "BROOKHOLLOW MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 816, "dollarVol": 341530000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 991, "totalOriginated": 816, "actionTaken": { "1": 816, "2": 5, "3": 20, "4": 150, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 150, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021QRU8VXNS6152", "name": "Sound Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 815, "dollarVol": 124735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1866, "totalOriginated": 815, "actionTaken": { "1": 815, "2": 45, "3": 447, "4": 176, "5": 201, "6": 0, "7": 42, "8": 140 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 447, "withdrawalCount": 176, "incompleteCount": 201, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JECR4UE0WVR04", "name": "MORTGAGE EXPRESS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 813, "dollarVol": 336835000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1185, "totalOriginated": 813, "actionTaken": { "1": 813, "2": 113, "3": 46, "4": 210, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 210, "incompleteCount": 3, "approvedNotAcceptedCount": 113, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091CYUK2SDZ6D37", "name": "PFN Lending Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 813, "dollarVol": 371115000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1493, "totalOriginated": 813, "actionTaken": { "1": 813, "2": 1, "3": 128, "4": 479, "5": 72, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 479, "incompleteCount": 72, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Q3L1PO9NBVK64", "name": "WHATCOM EDUCATIONAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 811, "dollarVol": 165545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1281, "totalOriginated": 811, "actionTaken": { "1": 811, "2": 6, "3": 226, "4": 220, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 226, "withdrawalCount": 220, "incompleteCount": 18, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NN0PRX3I4QGG46", "name": "Mid-Continent Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 809, "dollarVol": 227125000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1447, "totalOriginated": 809, "actionTaken": { "1": 809, "2": 109, "3": 111, "4": 259, "5": 159, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 259, "incompleteCount": 159, "approvedNotAcceptedCount": 109, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPDFS1CLV7K329", "name": "CAMPUS USA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 807, "dollarVol": 133255000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1084, "totalOriginated": 807, "actionTaken": { "1": 807, "2": 1, "3": 91, "4": 133, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 133, "incompleteCount": 52, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NDNZ6EWP8BJI88", "name": "Bank Iowa", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 805, "dollarVol": 104775000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1024, "totalOriginated": 805, "actionTaken": { "1": 805, "2": 22, "3": 80, "4": 116, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 116, "incompleteCount": 1, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y0J7L9XMNKTX90", "name": "CREDIT UNION OF DENVER", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 803, "dollarVol": 93985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1119, "totalOriginated": 803, "actionTaken": { "1": 803, "2": 0, "3": 271, "4": 38, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 271, "withdrawalCount": 38, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HJA1Y85EJCGB90", "name": "Charter Oak Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 803, "dollarVol": 120475000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1122, "totalOriginated": 803, "actionTaken": { "1": 803, "2": 1, "3": 149, "4": 124, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 124, "incompleteCount": 45, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7W1NQ3BYZCB68", "name": "Bank Independent", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 802, "dollarVol": 184820000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1076, "totalOriginated": 802, "actionTaken": { "1": 802, "2": 47, "3": 117, "4": 110, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 110, "incompleteCount": 0, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z77WUYJM3QG591", "name": "First PREMIER Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 798, "dollarVol": 148860000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1366, "totalOriginated": 798, "actionTaken": { "1": 798, "2": 35, "3": 251, "4": 278, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 251, "withdrawalCount": 278, "incompleteCount": 4, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900114YHTRFBALC74", "name": "Genesis Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 798, "dollarVol": 1488300000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 827, "totalOriginated": 798, "actionTaken": { "1": 798, "2": 0, "3": 29, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009D2COWW65B8673", "name": "NORTHROP GRUMMAN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 797, "dollarVol": 156255000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1463, "totalOriginated": 797, "actionTaken": { "1": 797, "2": 226, "3": 156, "4": 103, "5": 38, "6": 0, "7": 51, "8": 92 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 103, "incompleteCount": 38, "approvedNotAcceptedCount": 226, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUPH9GRBKWSS23", "name": "PARKSTONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 797, "dollarVol": 374485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1188, "totalOriginated": 797, "actionTaken": { "1": 797, "2": 31, "3": 10, "4": 261, "5": 89, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 261, "incompleteCount": 89, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005CFFMKTUKLO381", "name": "ACNB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 797, "dollarVol": 139735000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1201, "totalOriginated": 797, "actionTaken": { "1": 797, "2": 63, "3": 242, "4": 70, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 70, "incompleteCount": 29, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQCRCK13A7DC81", "name": "Fortera Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 794, "dollarVol": 60730000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1425, "totalOriginated": 794, "actionTaken": { "1": 794, "2": 130, "3": 454, "4": 44, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 454, "withdrawalCount": 44, "incompleteCount": 3, "approvedNotAcceptedCount": 130, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QVY14BXG42N39", "name": "Institution for Savings in Newburyport and Its Vicinity", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 794, "dollarVol": 390830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1144, "totalOriginated": 794, "actionTaken": { "1": 794, "2": 30, "3": 86, "4": 150, "5": 26, "6": 58, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 150, "incompleteCount": 26, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 58, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008R64K2UUN2NP30", "name": "Austin Bank, Texas National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 789, "dollarVol": 199885000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1180, "totalOriginated": 789, "actionTaken": { "1": 789, "2": 3, "3": 208, "4": 124, "5": 55, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 124, "incompleteCount": 55, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5018DD89WPX79", "name": "ARBOR FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 789, "dollarVol": 114675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1220, "totalOriginated": 789, "actionTaken": { "1": 789, "2": 15, "3": 110, "4": 269, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 269, "incompleteCount": 37, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU3SP76R81WW62", "name": "COMMUNITY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 788, "dollarVol": 196170000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 924, "totalOriginated": 788, "actionTaken": { "1": 788, "2": 0, "3": 13, "4": 123, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 123, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HCI0Y8LUK5S48", "name": "GUARANTY HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 786, "dollarVol": 226580000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1107, "totalOriginated": 786, "actionTaken": { "1": 786, "2": 141, "3": 111, "4": 69, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 69, "incompleteCount": 0, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SUM1U8US3D2Z03", "name": "First Federal Savings Bank of Twin Falls", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 786, "dollarVol": 170870000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1284, "totalOriginated": 786, "actionTaken": { "1": 786, "2": 5, "3": 161, "4": 279, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 279, "incompleteCount": 53, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ORTZ3CWXPNL693", "name": "ELGA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 785, "dollarVol": 60265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1150, "totalOriginated": 785, "actionTaken": { "1": 785, "2": 21, "3": 210, "4": 109, "5": 21, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 210, "withdrawalCount": 109, "incompleteCount": 21, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002J7RM1JLAXN553", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 785, "dollarVol": 173615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 937, "totalOriginated": 785, "actionTaken": { "1": 785, "2": 3, "3": 65, "4": 80, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 80, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BDGU9FU91PQA51", "name": "The Union Bank Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 785, "dollarVol": 146695000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1106, "totalOriginated": 785, "actionTaken": { "1": 785, "2": 18, "3": 162, "4": 116, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 162, "withdrawalCount": 116, "incompleteCount": 25, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEI60WAHWQ3110", "name": "KITSAP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 784, "dollarVol": 80350000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1350, "totalOriginated": 784, "actionTaken": { "1": 784, "2": 111, "3": 353, "4": 75, "5": 3, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 353, "withdrawalCount": 75, "incompleteCount": 3, "approvedNotAcceptedCount": 111, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJK68X6PQU2308", "name": "TELHIO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 784, "dollarVol": 95800000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1257, "totalOriginated": 784, "actionTaken": { "1": 784, "2": 89, "3": 230, "4": 154, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 230, "withdrawalCount": 154, "incompleteCount": 0, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005VBGFDRV6FSU19", "name": "HAWAII STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 784, "dollarVol": 207370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1307, "totalOriginated": 784, "actionTaken": { "1": 784, "2": 6, "3": 398, "4": 66, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 398, "withdrawalCount": 66, "incompleteCount": 53, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIL90PE1ZLKI49", "name": "COMMUNITY FIRST CREDIT UNION OF FLO", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 782, "dollarVol": 111810000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1590, "totalOriginated": 782, "actionTaken": { "1": 782, "2": 0, "3": 417, "4": 213, "5": 178, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 417, "withdrawalCount": 213, "incompleteCount": 178, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LT75BG7Z054795", "name": "BAY CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 781, "dollarVol": 283645000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 990, "totalOriginated": 781, "actionTaken": { "1": 781, "2": 1, "3": 51, "4": 157, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 157, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LX8DA8FRHUUD51", "name": "Potlatch No. 1 Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 779, "dollarVol": 112625000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1282, "totalOriginated": 779, "actionTaken": { "1": 779, "2": 18, "3": 184, "4": 269, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 269, "incompleteCount": 32, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL0IHBRVBZKO13", "name": "Marquette Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 777, "dollarVol": 112645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 968, "totalOriginated": 791, "actionTaken": { "1": 791, "2": 12, "3": 76, "4": 66, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 66, "incompleteCount": 23, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000V86JDJLM0OV13", "name": "CSL Financial, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 774, "dollarVol": 78380000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9029, "totalOriginated": 774, "actionTaken": { "1": 774, "2": 0, "3": 5275, "4": 2980, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5275, "withdrawalCount": 2980, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P2JMSUZCYLE858", "name": "Provident Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 773, "dollarVol": 445185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 942, "totalOriginated": 773, "actionTaken": { "1": 773, "2": 0, "3": 11, "4": 121, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 121, "incompleteCount": 37, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C3C8C6TSYT1R20", "name": "Whitaker Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 772, "dollarVol": 134940000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 916, "totalOriginated": 772, "actionTaken": { "1": 772, "2": 18, "3": 55, "4": 70, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 70, "incompleteCount": 1, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WRDGBHKR1BXL98", "name": "Merchants Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 769, "dollarVol": 2939405000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1524, "totalOriginated": 769, "actionTaken": { "1": 769, "2": 55, "3": 87, "4": 89, "5": 8, "6": 516, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 89, "incompleteCount": 8, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 516, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWHZRVTZ8RYT46", "name": "First Farmers Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 769, "dollarVol": 95285000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1271, "totalOriginated": 769, "actionTaken": { "1": 769, "2": 151, "3": 218, "4": 24, "5": 0, "6": 0, "7": 67, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 151, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBB5XXXOWVNS92", "name": "Deerwood Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 767, "dollarVol": 136645000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 920, "totalOriginated": 767, "actionTaken": { "1": 767, "2": 5, "3": 51, "4": 96, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 96, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009X2AG1P20YAJ63", "name": "Axos Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 767, "dollarVol": 1001525000, "branches": 1, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2779, "totalOriginated": 778, "actionTaken": { "1": 778, "2": 26, "3": 637, "4": 527, "5": 599, "6": 29, "7": 40, "8": 143 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 637, "withdrawalCount": 527, "incompleteCount": 599, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWWDI5EBFCNL02", "name": "FAMILY SAVINGS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 765, "dollarVol": 75025000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 955, "totalOriginated": 765, "actionTaken": { "1": 765, "2": 0, "3": 190, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "KD3XUN7C6T14HNAYLU02", "name": "Goldman Sachs Bank USA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 765, "dollarVol": 1607195000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1124, "totalOriginated": 765, "actionTaken": { "1": 765, "2": 25, "3": 155, "4": 174, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 174, "incompleteCount": 5, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SYR11CYON0JE74", "name": "BAYCOAST MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 762, "dollarVol": 325770000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1087, "totalOriginated": 762, "actionTaken": { "1": 762, "2": 10, "3": 65, "4": 182, "5": 19, "6": 0, "7": 11, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 182, "incompleteCount": 19, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "R7JQ9JTCFHXBQU4XIT26", "name": "Firstrust Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 758, "dollarVol": 252700000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1364, "totalOriginated": 758, "actionTaken": { "1": 758, "2": 91, "3": 266, "4": 75, "5": 62, "6": 112, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 266, "withdrawalCount": 75, "incompleteCount": 62, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 112, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYJCJ7JPQ4RF20", "name": "BankNewport", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 758, "dollarVol": 244980000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1400, "totalOriginated": 758, "actionTaken": { "1": 758, "2": 28, "3": 204, "4": 75, "5": 35, "6": 0, "7": 74, "8": 226 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 204, "withdrawalCount": 75, "incompleteCount": 35, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900132A3VX6LLZU43", "name": "Associated Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 757, "dollarVol": 128585000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1552, "totalOriginated": 757, "actionTaken": { "1": 757, "2": 15, "3": 352, "4": 376, "5": 31, "6": 0, "7": 21, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 352, "withdrawalCount": 376, "incompleteCount": 31, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930012OSP7Z8V2FB74", "name": "HOME SOLUTION LENDERS INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 757, "dollarVol": 246185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 872, "totalOriginated": 757, "actionTaken": { "1": 757, "2": 38, "3": 12, "4": 62, "5": 2, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091IM32ECQG7562", "name": "Peoples Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 757, "dollarVol": 101715000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 903, "totalOriginated": 757, "actionTaken": { "1": 757, "2": 3, "3": 40, "4": 102, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 102, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TKFZR4QBNE5D40", "name": "1ST SIGNATURE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 756, "dollarVol": 188930000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1216, "totalOriginated": 756, "actionTaken": { "1": 756, "2": 0, "3": 128, "4": 332, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 332, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B9B6TYYGLOXT47", "name": "Think Mutual Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 756, "dollarVol": 166170000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1045, "totalOriginated": 756, "actionTaken": { "1": 756, "2": 87, "3": 137, "4": 55, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 55, "incompleteCount": 10, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005DO6VPVH5MOS59", "name": "CREDIT UNION OF SOUTHERN CALIFORNIA", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 755, "dollarVol": 151225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1397, "totalOriginated": 755, "actionTaken": { "1": 755, "2": 1, "3": 355, "4": 160, "5": 126, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 355, "withdrawalCount": 160, "incompleteCount": 126, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D88XVKM6DJOC77", "name": "Traditional Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 755, "dollarVol": 188745000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 910, "totalOriginated": 755, "actionTaken": { "1": 755, "2": 16, "3": 69, "4": 67, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 67, "incompleteCount": 3, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XY02VS45I5ZZ90", "name": "Lincoln Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 755, "dollarVol": 171025000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1072, "totalOriginated": 755, "actionTaken": { "1": 755, "2": 30, "3": 20, "4": 251, "5": 15, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 251, "incompleteCount": 15, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KWKWPEKL40WD44", "name": "AMERICAN FEDERAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 755, "dollarVol": 296465000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1390, "totalOriginated": 755, "actionTaken": { "1": 755, "2": 2, "3": 52, "4": 559, "5": 0, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 559, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W1AS8CZYV4MQ17", "name": "Blackhawk Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 754, "dollarVol": 69350000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1007, "totalOriginated": 754, "actionTaken": { "1": 754, "2": 5, "3": 127, "4": 60, "5": 59, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 60, "incompleteCount": 59, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EZRN0CBEP77K34", "name": "State Department Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 752, "dollarVol": 155970000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1337, "totalOriginated": 752, "actionTaken": { "1": 752, "2": 0, "3": 405, "4": 172, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 405, "withdrawalCount": 172, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYLNCM8KWF7B15", "name": "TRUWEST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 752, "dollarVol": 165820000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1213, "totalOriginated": 752, "actionTaken": { "1": 752, "2": 32, "3": 213, "4": 202, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 213, "withdrawalCount": 202, "incompleteCount": 14, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NNL9H573MWO110", "name": "Bank of Utah", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 752, "dollarVol": 321870000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 988, "totalOriginated": 752, "actionTaken": { "1": 752, "2": 10, "3": 33, "4": 186, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 186, "incompleteCount": 6, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LW5BPW0G1LMW49", "name": "REGENT FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 751, "dollarVol": 159925000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 876, "totalOriginated": 751, "actionTaken": { "1": 751, "2": 0, "3": 0, "4": 120, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 120, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMY3OACQC9U777", "name": "Greenbox Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 748, "dollarVol": 357090000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2433, "totalOriginated": 748, "actionTaken": { "1": 748, "2": 22, "3": 158, "4": 605, "5": 428, "6": 0, "7": 0, "8": 472 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 605, "incompleteCount": 428, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JPFVLN18XNDG98", "name": "Day Air Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 746, "dollarVol": 72830000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1096, "totalOriginated": 746, "actionTaken": { "1": 746, "2": 9, "3": 107, "4": 217, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 217, "incompleteCount": 17, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWXIW3CFTANH88", "name": "SOOPER Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 745, "dollarVol": 114245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1080, "totalOriginated": 745, "actionTaken": { "1": 745, "2": 0, "3": 163, "4": 171, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 171, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6F7N9BL5STN83", "name": "BRIGHTLAND MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 742, "dollarVol": 275800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 961, "totalOriginated": 742, "actionTaken": { "1": 742, "2": 21, "3": 2, "4": 171, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 171, "incompleteCount": 25, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYX207IABFXL60", "name": "Isabella Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 740, "dollarVol": 113790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1004, "totalOriginated": 740, "actionTaken": { "1": 740, "2": 8, "3": 144, "4": 106, "5": 5, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 106, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OTQ7L99FG3H1GQVQBT56", "name": "Blackhawk Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 737, "dollarVol": 109155000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 976, "totalOriginated": 737, "actionTaken": { "1": 737, "2": 8, "3": 108, "4": 119, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 119, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PR22PLR6S8J02", "name": "The Fidelity Deposit and Discount Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 735, "dollarVol": 176115000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1011, "totalOriginated": 735, "actionTaken": { "1": 735, "2": 81, "3": 103, "4": 69, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 69, "incompleteCount": 23, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AX2RRO2WMRP742", "name": "VERMONT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 734, "dollarVol": 115830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1254, "totalOriginated": 734, "actionTaken": { "1": 734, "2": 24, "3": 317, "4": 177, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 317, "withdrawalCount": 177, "incompleteCount": 2, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGXROE7ZUGMP55", "name": "American National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 733, "dollarVol": 175815000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 913, "totalOriginated": 733, "actionTaken": { "1": 733, "2": 2, "3": 102, "4": 68, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 68, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XZCT60J2G3HK85", "name": "Blue Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 733, "dollarVol": 106735000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1291, "totalOriginated": 733, "actionTaken": { "1": 733, "2": 1, "3": 243, "4": 148, "5": 166, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 148, "incompleteCount": 166, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UHFHT3IWKY8K19", "name": "Directions Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 731, "dollarVol": 102745000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1010, "totalOriginated": 731, "actionTaken": { "1": 731, "2": 0, "3": 228, "4": 48, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 228, "withdrawalCount": 48, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XRDEGNB7US825", "name": "VIBE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 730, "dollarVol": 59300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1035, "totalOriginated": 730, "actionTaken": { "1": 730, "2": 46, "3": 84, "4": 121, "5": 31, "6": 0, "7": 8, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 121, "incompleteCount": 31, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CK7U1WMTIG6687", "name": "HIGHTECHLENDING INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 729, "dollarVol": 279735000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1099, "totalOriginated": 729, "actionTaken": { "1": 729, "2": 166, "3": 58, "4": 112, "5": 33, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 112, "incompleteCount": 33, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZY55UGMUMI322", "name": "SmartBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 728, "dollarVol": 209290000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1214, "totalOriginated": 728, "actionTaken": { "1": 728, "2": 57, "3": 153, "4": 37, "5": 48, "6": 0, "7": 41, "8": 150 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 37, "incompleteCount": 48, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003H8ECZKN77IZ88", "name": "Waukesha State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 728, "dollarVol": 233640000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 939, "totalOriginated": 728, "actionTaken": { "1": 728, "2": 32, "3": 96, "4": 30, "5": 29, "6": 0, "7": 7, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 30, "incompleteCount": 29, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IYKILIU506KA05", "name": "PeoplesBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 728, "dollarVol": 184200000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1355, "totalOriginated": 728, "actionTaken": { "1": 728, "2": 21, "3": 162, "4": 119, "5": 83, "6": 242, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 162, "withdrawalCount": 119, "incompleteCount": 83, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 242, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZIXM1VUXPG4D03", "name": "Florida Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 727, "dollarVol": 309645000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1280, "totalOriginated": 727, "actionTaken": { "1": 727, "2": 43, "3": 93, "4": 81, "5": 38, "6": 221, "7": 9, "8": 68 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 81, "incompleteCount": 38, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 221, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q61S3IBOJITT02", "name": "Fall River Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 725, "dollarVol": 238805000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1053, "totalOriginated": 725, "actionTaken": { "1": 725, "2": 51, "3": 172, "4": 77, "5": 23, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 77, "incompleteCount": 23, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EOHSB7M6IFW844", "name": "Mortgage Lenders Investment Trading Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 722, "dollarVol": 203420000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 952, "totalOriginated": 722, "actionTaken": { "1": 722, "2": 27, "3": 59, "4": 131, "5": 11, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 131, "incompleteCount": 11, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JE6M4A1G4LPS75", "name": "The Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 721, "dollarVol": 157035000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1078, "totalOriginated": 721, "actionTaken": { "1": 721, "2": 4, "3": 159, "4": 186, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 186, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BSIYFJ3FALVK78", "name": "PROFED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 720, "dollarVol": 64080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1381, "totalOriginated": 720, "actionTaken": { "1": 720, "2": 96, "3": 253, "4": 5, "5": 0, "6": 0, "7": 113, "8": 194 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 253, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DMI3W6YLDVSK93", "name": "BayFirst National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 720, "dollarVol": 131600000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1025, "totalOriginated": 720, "actionTaken": { "1": 720, "2": 62, "3": 223, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006NTCY0P06JR884", "name": "Salem Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 719, "dollarVol": 198385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1954, "totalOriginated": 719, "actionTaken": { "1": 719, "2": 45, "3": 223, "4": 111, "5": 170, "6": 686, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 111, "incompleteCount": 170, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 686, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P0GXZAWI355052", "name": "Machias Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 718, "dollarVol": 155420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1055, "totalOriginated": 718, "actionTaken": { "1": 718, "2": 43, "3": 187, "4": 87, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 87, "incompleteCount": 20, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLQD0X2OTG0Y27", "name": "Home Loan Investment Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 717, "dollarVol": 108085000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1796, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 5, "3": 502, "4": 569, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 502, "withdrawalCount": 569, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SV57592TPRW11", "name": "CORPORATE INVESTORS MORTGAGE GROUP, INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 717, "dollarVol": 286765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 808, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 0, "3": 6, "4": 85, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S7EJRY2DY1UR88", "name": "SUN AMERICAN MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 717, "dollarVol": 226895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1171, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 0, "3": 7, "4": 444, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 444, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U82B82JH54TO79", "name": "Lincoln FSB of Nebraska", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 711, "dollarVol": 173565000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 898, "totalOriginated": 711, "actionTaken": { "1": 711, "2": 11, "3": 23, "4": 152, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 152, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM7ARTTP3T1V93", "name": "The Canandaigua National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 710, "dollarVol": 101760000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2100, "totalOriginated": 710, "actionTaken": { "1": 710, "2": 37, "3": 120, "4": 35, "5": 0, "6": 1198, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 1198, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RSPU71QRHYI22", "name": "JSC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 708, "dollarVol": 136660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1403, "totalOriginated": 708, "actionTaken": { "1": 708, "2": 144, "3": 303, "4": 225, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 303, "withdrawalCount": 225, "incompleteCount": 23, "approvedNotAcceptedCount": 144, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIDQ8IRRU12455", "name": "Jackson County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 707, "dollarVol": 151205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 935, "totalOriginated": 707, "actionTaken": { "1": 707, "2": 19, "3": 126, "4": 68, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 68, "incompleteCount": 15, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HQBP2ODIIFH94", "name": "CLARK COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 706, "dollarVol": 80080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1220, "totalOriginated": 706, "actionTaken": { "1": 706, "2": 1, "3": 316, "4": 115, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 316, "withdrawalCount": 115, "incompleteCount": 82, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GOPH3KDGIKIU33", "name": "LATINO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 705, "dollarVol": 153005000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 874, "totalOriginated": 705, "actionTaken": { "1": 705, "2": 8, "3": 55, "4": 101, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 101, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTLWFQPOOSC346", "name": "BayCoast Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 702, "dollarVol": 116320000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1737, "totalOriginated": 702, "actionTaken": { "1": 702, "2": 26, "3": 163, "4": 54, "5": 88, "6": 704, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 54, "incompleteCount": 88, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 704, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E06ZGS1I3URI95", "name": "VANTAGE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 701, "dollarVol": 89665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1102, "totalOriginated": 701, "actionTaken": { "1": 701, "2": 42, "3": 305, "4": 0, "5": 54, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 305, "withdrawalCount": 0, "incompleteCount": 54, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BLQQL5GPC6OJ66", "name": "SAFE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 701, "dollarVol": 99545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1474, "totalOriginated": 701, "actionTaken": { "1": 701, "2": 202, "3": 415, "4": 80, "5": 34, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 415, "withdrawalCount": 80, "incompleteCount": 34, "approvedNotAcceptedCount": 202, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PBL633P0UGLP11", "name": "Embassy Bank For The Lehigh Valley", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 699, "dollarVol": 131175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 977, "totalOriginated": 699, "actionTaken": { "1": 699, "2": 28, "3": 163, "4": 57, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 57, "incompleteCount": 30, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003SYL72OG7Y6S21", "name": "Superior National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 699, "dollarVol": 183295000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 831, "totalOriginated": 699, "actionTaken": { "1": 699, "2": 4, "3": 26, "4": 98, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 98, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E9QYJ6OX8QXL76", "name": "SouthPoint Bank,southpoint.bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 699, "dollarVol": 209805000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1033, "totalOriginated": 699, "actionTaken": { "1": 699, "2": 6, "3": 120, "4": 194, "5": 12, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 194, "incompleteCount": 12, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGEXCX325O8C49", "name": "First Harrison Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 696, "dollarVol": 111380000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 910, "totalOriginated": 696, "actionTaken": { "1": 696, "2": 4, "3": 129, "4": 80, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 80, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VMDPCBOQ43W3PZTYZL93", "name": "Middlesex Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 696, "dollarVol": 179840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 885, "totalOriginated": 696, "actionTaken": { "1": 696, "2": 23, "3": 97, "4": 57, "5": 11, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 57, "incompleteCount": 11, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008VCYW25D52ZC98", "name": "ARK MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 694, "dollarVol": 360880000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1239, "totalOriginated": 694, "actionTaken": { "1": 694, "2": 93, "3": 18, "4": 265, "5": 169, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 265, "incompleteCount": 169, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LTYFDA8IOP9O78", "name": "Cornerstone Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 694, "dollarVol": 68180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1058, "totalOriginated": 694, "actionTaken": { "1": 694, "2": 0, "3": 134, "4": 138, "5": 92, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 138, "incompleteCount": 92, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG8MECYD8F2A55", "name": "American National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 690, "dollarVol": 200840000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 856, "totalOriginated": 690, "actionTaken": { "1": 690, "2": 41, "3": 19, "4": 106, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003EAJYUK1F8B139", "name": "Fortress Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 690, "dollarVol": 136010000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 850, "totalOriginated": 690, "actionTaken": { "1": 690, "2": 12, "3": 23, "4": 90, "5": 0, "6": 35, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 90, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 35, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7OEG60MGTKK54", "name": "Heartland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 689, "dollarVol": 194455000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1038, "totalOriginated": 689, "actionTaken": { "1": 689, "2": 7, "3": 155, "4": 140, "5": 18, "6": 29, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 140, "incompleteCount": 18, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX4S1573HISS22", "name": "OAKTREE FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 689, "dollarVol": 317505000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2185, "totalOriginated": 689, "actionTaken": { "1": 689, "2": 827, "3": 240, "4": 21, "5": 408, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 240, "withdrawalCount": 21, "incompleteCount": 408, "approvedNotAcceptedCount": 827, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007SZD2OVPMXT217", "name": "The Middlefield Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 687, "dollarVol": 160355000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1010, "totalOriginated": 687, "actionTaken": { "1": 687, "2": 19, "3": 197, "4": 92, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 197, "withdrawalCount": 92, "incompleteCount": 15, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MSO8KVQ05D2J27", "name": "Workers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 683, "dollarVol": 99135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1155, "totalOriginated": 683, "actionTaken": { "1": 683, "2": 39, "3": 266, "4": 136, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 266, "withdrawalCount": 136, "incompleteCount": 31, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPJVCRRFETOG85", "name": "HOMETRUST MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 683, "dollarVol": 205105000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1165, "totalOriginated": 683, "actionTaken": { "1": 683, "2": 5, "3": 93, "4": 307, "5": 58, "6": 1, "7": 15, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 307, "incompleteCount": 58, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V71V12DS7RW675", "name": "Communication Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 682, "dollarVol": 80540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1128, "totalOriginated": 682, "actionTaken": { "1": 682, "2": 173, "3": 142, "4": 5, "5": 124, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 5, "incompleteCount": 124, "approvedNotAcceptedCount": 173, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4PTYXDMX1GS50", "name": "MERRIMACK VALLEY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 682, "dollarVol": 140690000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 953, "totalOriginated": 682, "actionTaken": { "1": 682, "2": 10, "3": 116, "4": 104, "5": 37, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 104, "incompleteCount": 37, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X0GM1DHJIWC22", "name": "CBI Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 681, "dollarVol": 96515000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 863, "totalOriginated": 681, "actionTaken": { "1": 681, "2": 8, "3": 107, "4": 62, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VH4ZJNSI25781", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 681, "dollarVol": 222665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1317, "totalOriginated": 681, "actionTaken": { "1": 681, "2": 23, "3": 234, "4": 248, "5": 74, "6": 1, "7": 23, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 248, "incompleteCount": 74, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "4EP6JBYBTPTQ47LZOB67", "name": "BNY Mellon, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 681, "dollarVol": 919325000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 961, "totalOriginated": 681, "actionTaken": { "1": 681, "2": 43, "3": 69, "4": 69, "5": 23, "6": 0, "7": 16, "8": 60 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 69, "incompleteCount": 23, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4BYXP7YD9UI61", "name": "Centreville Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 680, "dollarVol": 284000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 887, "totalOriginated": 680, "actionTaken": { "1": 680, "2": 11, "3": 101, "4": 76, "5": 10, "6": 0, "7": 8, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 76, "incompleteCount": 10, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WEOD0TL2O6EU67", "name": "MOUNTAIN WEST FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 680, "dollarVol": 241810000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1065, "totalOriginated": 680, "actionTaken": { "1": 680, "2": 88, "3": 60, "4": 170, "5": 0, "6": 0, "7": 4, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 170, "incompleteCount": 0, "approvedNotAcceptedCount": 88, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LP3GMTWS4OB353", "name": "SENTE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 679, "dollarVol": 215955000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1136, "totalOriginated": 679, "actionTaken": { "1": 679, "2": 1, "3": 17, "4": 439, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 439, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S2RLEOF6WG7P87", "name": "The Cecilian Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 678, "dollarVol": 104920000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 966, "totalOriginated": 678, "actionTaken": { "1": 678, "2": 24, "3": 62, "4": 95, "5": 6, "6": 0, "7": 43, "8": 58 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 95, "incompleteCount": 6, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AX5UMUZ61L1X54", "name": "UTILITIES EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 675, "dollarVol": 74625000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 975, "totalOriginated": 675, "actionTaken": { "1": 675, "2": 20, "3": 93, "4": 101, "5": 72, "6": 0, "7": 5, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 101, "incompleteCount": 72, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OLY1HC3F0SB77", "name": "WILLIAM RAVEIS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 674, "dollarVol": 210730000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 980, "totalOriginated": 674, "actionTaken": { "1": 674, "2": 5, "3": 90, "4": 196, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 196, "incompleteCount": 15, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFA0VY9215VV25", "name": "Midwest Mortgage Associates Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 674, "dollarVol": 165030000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1015, "totalOriginated": 674, "actionTaken": { "1": 674, "2": 1, "3": 25, "4": 207, "5": 98, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 207, "incompleteCount": 98, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOXNV8VLRBDT24", "name": "AMERICAN INTERNET MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 674, "dollarVol": 199510000, "branches": 1, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1941, "totalOriginated": 674, "actionTaken": { "1": 674, "2": 3, "3": 237, "4": 341, "5": 118, "6": 0, "7": 233, "8": 335 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 341, "incompleteCount": 118, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR4BCLQFU47165", "name": "I. H. MISSISSIPPI VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 673, "dollarVol": 85575000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2546, "totalOriginated": 673, "actionTaken": { "1": 673, "2": 148, "3": 240, "4": 46, "5": 23, "6": 0, "7": 612, "8": 804 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 240, "withdrawalCount": 46, "incompleteCount": 23, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300916KMYQ118CX89", "name": "RESOURCE FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 673, "dollarVol": 182835000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 948, "totalOriginated": 673, "actionTaken": { "1": 673, "2": 0, "3": 37, "4": 238, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 238, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TEGBOIDI6Z5J56", "name": "Mid Oregon", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 673, "dollarVol": 93325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 926, "totalOriginated": 673, "actionTaken": { "1": 673, "2": 1, "3": 106, "4": 142, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 142, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD1162QW84ZO34", "name": "GREENWOOD CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 672, "dollarVol": 77510000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1375, "totalOriginated": 672, "actionTaken": { "1": 672, "2": 104, "3": 522, "4": 62, "5": 0, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 522, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KV83NH6PNL5E48", "name": "Westfield Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 671, "dollarVol": 126975000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 942, "totalOriginated": 671, "actionTaken": { "1": 671, "2": 33, "3": 81, "4": 131, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 131, "incompleteCount": 26, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUXFVZKH4XLG17", "name": "RESIDENTIAL WHOLESALE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 671, "dollarVol": 274765000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1248, "totalOriginated": 671, "actionTaken": { "1": 671, "2": 5, "3": 37, "4": 223, "5": 0, "6": 0, "7": 5, "8": 307 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 223, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4F5COFJE0DN81", "name": "ONY GLO, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 671, "dollarVol": 359025000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1371, "totalOriginated": 671, "actionTaken": { "1": 671, "2": 11, "3": 592, "4": 53, "5": 43, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 592, "withdrawalCount": 53, "incompleteCount": 43, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300715JT4HMT74E48", "name": "Horizon Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 669, "dollarVol": 67245000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1443, "totalOriginated": 669, "actionTaken": { "1": 669, "2": 32, "3": 513, "4": 52, "5": 7, "6": 0, "7": 59, "8": 111 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 513, "withdrawalCount": 52, "incompleteCount": 7, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D32W5EBLENJC27207O81", "name": "Emprise Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 668, "dollarVol": 149690000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1123, "totalOriginated": 668, "actionTaken": { "1": 668, "2": 43, "3": 322, "4": 71, "5": 7, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 322, "withdrawalCount": 71, "incompleteCount": 7, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LGHJCBICSE610", "name": "WESTMARK Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 667, "dollarVol": 59445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1206, "totalOriginated": 667, "actionTaken": { "1": 667, "2": 0, "3": 321, "4": 213, "5": 0, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 321, "withdrawalCount": 213, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NMXQUYEFD1Y98", "name": "FIRST OHIO HOME FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 666, "dollarVol": 122860000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 927, "totalOriginated": 666, "actionTaken": { "1": 666, "2": 0, "3": 35, "4": 226, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 226, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GPC7K826BKF31", "name": "ARROWHEAD CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 666, "dollarVol": 63130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2037, "totalOriginated": 666, "actionTaken": { "1": 666, "2": 59, "3": 1003, "4": 304, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1003, "withdrawalCount": 304, "incompleteCount": 5, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQ6O9JA8WI5W89", "name": "Dort Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 666, "dollarVol": 65810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 974, "totalOriginated": 666, "actionTaken": { "1": 666, "2": 6, "3": 119, "4": 137, "5": 44, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 137, "incompleteCount": 44, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACU16O36WZP625", "name": "212 LOANS, LLC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 665, "dollarVol": 167405000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 730, "totalOriginated": 665, "actionTaken": { "1": 665, "2": 0, "3": 0, "4": 65, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008H38W2EPJ8ZQ43", "name": "LEOMINSTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 664, "dollarVol": 97660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 974, "totalOriginated": 664, "actionTaken": { "1": 664, "2": 13, "3": 188, "4": 78, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 78, "incompleteCount": 31, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CTISSNREVLNO46", "name": "Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 661, "dollarVol": 174985000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 920, "totalOriginated": 661, "actionTaken": { "1": 661, "2": 46, "3": 100, "4": 110, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 110, "incompleteCount": 3, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YA1AQXNM8QVZ06", "name": "WALKER & DUNLOP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 661, "dollarVol": 13781685000, "branches": 1, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 848, "totalOriginated": 661, "actionTaken": { "1": 661, "2": 0, "3": 66, "4": 121, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 121, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D36J5CQX0I4F44", "name": "NORTHERN MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 660, "dollarVol": 167960000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 867, "totalOriginated": 660, "actionTaken": { "1": 660, "2": 37, "3": 25, "4": 144, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 144, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008E3WZYM5146L29", "name": "Farmers and Merchants Trust Company of Chambersburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 660, "dollarVol": 141800000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 897, "totalOriginated": 660, "actionTaken": { "1": 660, "2": 17, "3": 145, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H12E7AUMUHP294", "name": "FIRST ALLIANCE HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 659, "dollarVol": 211745000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1186, "totalOriginated": 659, "actionTaken": { "1": 659, "2": 0, "3": 91, "4": 436, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 436, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3VF26P7719Z56", "name": "RELIANT COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 658, "dollarVol": 55670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 958, "totalOriginated": 658, "actionTaken": { "1": 658, "2": 10, "3": 207, "4": 74, "5": 0, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 207, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V3X9I3FAUULX72", "name": "HOOSIER HILLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 658, "dollarVol": 68200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 930, "totalOriginated": 658, "actionTaken": { "1": 658, "2": 15, "3": 156, "4": 74, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 74, "incompleteCount": 27, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWO1QALFC6LE98", "name": "Meredith Village Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 656, "dollarVol": 195900000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 963, "totalOriginated": 656, "actionTaken": { "1": 656, "2": 3, "3": 137, "4": 153, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 153, "incompleteCount": 14, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L44U62O7WHRR78", "name": "FIRST COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 655, "dollarVol": 75925000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1204, "totalOriginated": 655, "actionTaken": { "1": 655, "2": 1, "3": 184, "4": 273, "5": 91, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 273, "incompleteCount": 91, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004CU9LAM5CYA280", "name": "KWIK MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 653, "dollarVol": 266235000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1165, "totalOriginated": 653, "actionTaken": { "1": 653, "2": 4, "3": 38, "4": 421, "5": 46, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 421, "incompleteCount": 46, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUSWY3HVRZHF54", "name": "MAGNIFI FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 651, "dollarVol": 114285000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 908, "totalOriginated": 651, "actionTaken": { "1": 651, "2": 92, "3": 58, "4": 92, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 92, "incompleteCount": 15, "approvedNotAcceptedCount": 92, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NSOTTGIGCIV712", "name": "ASCENTRA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 650, "dollarVol": 66580000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1435, "totalOriginated": 650, "actionTaken": { "1": 650, "2": 5, "3": 338, "4": 442, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 338, "withdrawalCount": 442, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MA7WP1WL8U431", "name": "VALLEY STRONG CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 650, "dollarVol": 110490000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1380, "totalOriginated": 650, "actionTaken": { "1": 650, "2": 31, "3": 366, "4": 188, "5": 54, "6": 0, "7": 35, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 366, "withdrawalCount": 188, "incompleteCount": 54, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZFHIGIM84KN09", "name": "First Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 650, "dollarVol": 180670000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 961, "totalOriginated": 650, "actionTaken": { "1": 650, "2": 29, "3": 133, "4": 145, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 145, "incompleteCount": 3, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004WBDC394DA3W87", "name": "Premier Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 649, "dollarVol": 67175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 836, "totalOriginated": 649, "actionTaken": { "1": 649, "2": 0, "3": 55, "4": 132, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 132, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FYXKL13UG7P021", "name": "HOMESERVICES LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 649, "dollarVol": 137605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 821, "totalOriginated": 649, "actionTaken": { "1": 649, "2": 3, "3": 34, "4": 107, "5": 1, "6": 2, "7": 12, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 107, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMNQ2QLOEPQ289", "name": "Colonial Savings, F.A.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 647, "dollarVol": 226455000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1135, "totalOriginated": 647, "actionTaken": { "1": 647, "2": 11, "3": 158, "4": 286, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 286, "incompleteCount": 33, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGTXNHL5BKQZ27", "name": "DIRECTIONS EQUITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 647, "dollarVol": 187285000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 647, "totalOriginated": 647, "actionTaken": { "1": 647, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KI7219LQKCI772", "name": "First Western Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 647, "dollarVol": 386985000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 856, "totalOriginated": 647, "actionTaken": { "1": 647, "2": 35, "3": 10, "4": 146, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 146, "incompleteCount": 18, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBY3NBKUNMKL64", "name": "HONDA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 646, "dollarVol": 71860000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1366, "totalOriginated": 646, "actionTaken": { "1": 646, "2": 2, "3": 141, "4": 115, "5": 27, "6": 0, "7": 158, "8": 277 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 115, "incompleteCount": 27, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087JNDLPJWOLV11", "name": "THE VINTON COUNTY NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 646, "dollarVol": 105710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 881, "totalOriginated": 646, "actionTaken": { "1": 646, "2": 80, "3": 140, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FV8093AKDLHQ80", "name": "Envista Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 646, "dollarVol": 60450000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1517, "totalOriginated": 646, "actionTaken": { "1": 646, "2": 99, "3": 196, "4": 75, "5": 2, "6": 0, "7": 197, "8": 302 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 75, "incompleteCount": 2, "approvedNotAcceptedCount": 99, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LHLYJE6PHUL18", "name": "Uwharrie Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 644, "dollarVol": 161390000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 794, "totalOriginated": 644, "actionTaken": { "1": 644, "2": 7, "3": 52, "4": 88, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 88, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8J5L9POS71X51", "name": "Oregon State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 643, "dollarVol": 86035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 934, "totalOriginated": 643, "actionTaken": { "1": 643, "2": 9, "3": 116, "4": 129, "5": 34, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 129, "incompleteCount": 34, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001M37Q8TJKTP708", "name": "Home Federal Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 643, "dollarVol": 171225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 793, "totalOriginated": 643, "actionTaken": { "1": 643, "2": 15, "3": 61, "4": 69, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 69, "incompleteCount": 5, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007W5PWUV8XG3V90", "name": "RCB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 643, "dollarVol": 135635000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 923, "totalOriginated": 643, "actionTaken": { "1": 643, "2": 13, "3": 130, "4": 124, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 124, "incompleteCount": 13, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QZED00YTPAWQ69", "name": "GREATER NEVADA LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 642, "dollarVol": 108850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 774, "totalOriginated": 642, "actionTaken": { "1": 642, "2": 0, "3": 39, "4": 93, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 93, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DEVPMBR765WH45", "name": "UTAH FIRST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 642, "dollarVol": 107240000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1135, "totalOriginated": 642, "actionTaken": { "1": 642, "2": 59, "3": 409, "4": 0, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 409, "withdrawalCount": 0, "incompleteCount": 25, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TB3TMP4RV5T078", "name": "NEW FED MORTGAGE, CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 642, "dollarVol": 257440000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 777, "totalOriginated": 642, "actionTaken": { "1": 642, "2": 4, "3": 23, "4": 99, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 99, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGMXCXMVC0BO47", "name": "FREEDOM FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 641, "dollarVol": 117675000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 970, "totalOriginated": 641, "actionTaken": { "1": 641, "2": 30, "3": 203, "4": 96, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 203, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VACYYK343SKH92", "name": "Manasquan Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 634, "dollarVol": 276890000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 818, "totalOriginated": 634, "actionTaken": { "1": 634, "2": 28, "3": 59, "4": 38, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 38, "incompleteCount": 59, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5JF1UNQK9KC45", "name": "FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 632, "dollarVol": 80800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 829, "totalOriginated": 632, "actionTaken": { "1": 632, "2": 1, "3": 67, "4": 107, "5": 14, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 107, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K80E72C24ZOJ37", "name": "SRP Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 629, "dollarVol": 75945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 917, "totalOriginated": 629, "actionTaken": { "1": 629, "2": 32, "3": 143, "4": 99, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 99, "incompleteCount": 14, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005R24FV5DFFXW42", "name": "Central Pacific Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 628, "dollarVol": 247540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1287, "totalOriginated": 628, "actionTaken": { "1": 628, "2": 16, "3": 456, "4": 126, "5": 61, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 456, "withdrawalCount": 126, "incompleteCount": 61, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LZUXCJFE5ONM48", "name": "TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 628, "dollarVol": 169920000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 946, "totalOriginated": 628, "actionTaken": { "1": 628, "2": 13, "3": 87, "4": 80, "5": 8, "6": 130, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 80, "incompleteCount": 8, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 130, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFVDRROF85IC57", "name": "TAMMAC HOLDINGS CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 628, "dollarVol": 59710000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9414, "totalOriginated": 628, "actionTaken": { "1": 628, "2": 2181, "3": 6392, "4": 198, "5": 2, "6": 0, "7": 0, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6392, "withdrawalCount": 198, "incompleteCount": 2, "approvedNotAcceptedCount": 2181, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EL87GZMCVX0Q34", "name": "BOND STREET MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 626, "dollarVol": 267440000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 916, "totalOriginated": 626, "actionTaken": { "1": 626, "2": 0, "3": 26, "4": 264, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 264, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O28OG3UMHXQY81", "name": "Strong Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 625, "dollarVol": 285585000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1346, "totalOriginated": 625, "actionTaken": { "1": 625, "2": 4, "3": 95, "4": 589, "5": 30, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 589, "incompleteCount": 30, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKWR5OM8PWIN62", "name": "FIDELITY DIRECT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 624, "dollarVol": 212210000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 831, "totalOriginated": 624, "actionTaken": { "1": 624, "2": 7, "3": 74, "4": 108, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 108, "incompleteCount": 18, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900667M5CK6Y3DF27", "name": "Banco do Brasil Americas", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 624, "dollarVol": 354230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 845, "totalOriginated": 624, "actionTaken": { "1": 624, "2": 18, "3": 51, "4": 62, "5": 2, "6": 88, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 88, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXIJ7WMGY22535", "name": "SOUTHPOINT FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 623, "dollarVol": 170915000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1122, "totalOriginated": 623, "actionTaken": { "1": 623, "2": 0, "3": 14, "4": 485, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 485, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WLIZIEVZY2IG91", "name": "METRO ISLAND MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 622, "dollarVol": 85530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 697, "totalOriginated": 622, "actionTaken": { "1": 622, "2": 0, "3": 9, "4": 60, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 60, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Z867SNMO7WGY8TTGQG78", "name": "Summit Community Bank, Inc", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 622, "dollarVol": 232650000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 892, "totalOriginated": 622, "actionTaken": { "1": 622, "2": 29, "3": 112, "4": 122, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 122, "incompleteCount": 7, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZN1TWBN1WY406", "name": "INTEGRITY MORTGAGE CORPORATION OF TEXAS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 621, "dollarVol": 220215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 731, "totalOriginated": 621, "actionTaken": { "1": 621, "2": 2, "3": 8, "4": 94, "5": 3, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 94, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D6BCLQFX6G1K95", "name": "THE EQUITABLE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 620, "dollarVol": 184190000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 827, "totalOriginated": 620, "actionTaken": { "1": 620, "2": 0, "3": 10, "4": 158, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 158, "incompleteCount": 39, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065Z1DW0CWIZQ58", "name": "CREDIT UNION WEST", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 620, "dollarVol": 61530000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1216, "totalOriginated": 620, "actionTaken": { "1": 620, "2": 61, "3": 389, "4": 145, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 389, "withdrawalCount": 145, "incompleteCount": 1, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008I5A5R6730MQ84", "name": "SECURITY HOME MORTGAGE, LLC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 619, "dollarVol": 250215000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1176, "totalOriginated": 619, "actionTaken": { "1": 619, "2": 8, "3": 23, "4": 393, "5": 133, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 393, "incompleteCount": 133, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AQN2CY1MGE3J02", "name": "UNIVERSITY OF MICHIGAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 619, "dollarVol": 92345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 896, "totalOriginated": 619, "actionTaken": { "1": 619, "2": 87, "3": 31, "4": 131, "5": 20, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 131, "incompleteCount": 20, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005A0757T9GRRI44", "name": "First Western Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 618, "dollarVol": 166720000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 748, "totalOriginated": 618, "actionTaken": { "1": 618, "2": 15, "3": 27, "4": 88, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 88, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRXBA38J60S618", "name": "JMJ FINANCIAL GROUP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 617, "dollarVol": 319285000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 913, "totalOriginated": 617, "actionTaken": { "1": 617, "2": 0, "3": 16, "4": 206, "5": 74, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 206, "incompleteCount": 74, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005Q4HZ55QX7YC64", "name": "Watermark Capital, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 617, "dollarVol": 306375000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 760, "totalOriginated": 617, "actionTaken": { "1": 617, "2": 81, "3": 38, "4": 21, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VR3QTN4GZYUR03", "name": "Bar Harbor Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 615, "dollarVol": 161505000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 991, "totalOriginated": 615, "actionTaken": { "1": 615, "2": 3, "3": 203, "4": 131, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 203, "withdrawalCount": 131, "incompleteCount": 39, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007Z7FTUKQGFMZ98", "name": "GREYSTONE SERVICING COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 615, "dollarVol": 7975625000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 808, "totalOriginated": 615, "actionTaken": { "1": 615, "2": 0, "3": 24, "4": 169, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 169, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VQ02LHMFEXJ21", "name": "MID-HUDSON VALLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 615, "dollarVol": 84835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1033, "totalOriginated": 615, "actionTaken": { "1": 615, "2": 43, "3": 264, "4": 107, "5": 0, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 264, "withdrawalCount": 107, "incompleteCount": 0, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3PFIO81O8JD40", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 614, "dollarVol": 176220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 758, "totalOriginated": 614, "actionTaken": { "1": 614, "2": 2, "3": 58, "4": 80, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 80, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089Y8VTOF8RPD25", "name": "1st Colonial Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 614, "dollarVol": 184200000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 814, "totalOriginated": 614, "actionTaken": { "1": 614, "2": 13, "3": 95, "4": 89, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 89, "incompleteCount": 3, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300488506L45QIE35", "name": "FINANCIAL CONCEPTS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 613, "dollarVol": 142155000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 687, "totalOriginated": 613, "actionTaken": { "1": 613, "2": 6, "3": 13, "4": 52, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 52, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MNIT450KPDA114", "name": "ADVANTIS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 612, "dollarVol": 102990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1095, "totalOriginated": 612, "actionTaken": { "1": 612, "2": 25, "3": 170, "4": 67, "5": 72, "6": 0, "7": 37, "8": 112 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 67, "incompleteCount": 72, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930044OSTKOJMHF287", "name": "Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 608, "dollarVol": 254320000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 937, "totalOriginated": 608, "actionTaken": { "1": 608, "2": 4, "3": 36, "4": 244, "5": 26, "6": 0, "7": 9, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 244, "incompleteCount": 26, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DW87L2IZ7ZHF47", "name": "MLB RESIDENTIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 608, "dollarVol": 231190000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1068, "totalOriginated": 608, "actionTaken": { "1": 608, "2": 70, "3": 135, "4": 143, "5": 51, "6": 0, "7": 61, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 143, "incompleteCount": 51, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065B0NVUO52TY13", "name": "AmRes Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 608, "dollarVol": 206260000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 874, "totalOriginated": 608, "actionTaken": { "1": 608, "2": 103, "3": 104, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 103, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KM0M1BH7LBWW77", "name": "Patriot Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 608, "dollarVol": 147970000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 831, "totalOriginated": 608, "actionTaken": { "1": 608, "2": 0, "3": 68, "4": 113, "5": 2, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 113, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LWLLN6G3XQP35", "name": "CTBC Bank Corp. (USA)", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 608, "dollarVol": 488210000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1027, "totalOriginated": 608, "actionTaken": { "1": 608, "2": 13, "3": 43, "4": 140, "5": 71, "6": 152, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 140, "incompleteCount": 71, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 152, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930029L79O0A2ZXF27", "name": "LAUNCH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 607, "dollarVol": 53855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1622, "totalOriginated": 607, "actionTaken": { "1": 607, "2": 98, "3": 725, "4": 102, "5": 90, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 725, "withdrawalCount": 102, "incompleteCount": 90, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FFZUXK3B729T97", "name": "Deseret First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 606, "dollarVol": 88860000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 778, "totalOriginated": 606, "actionTaken": { "1": 606, "2": 6, "3": 121, "4": 34, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 34, "incompleteCount": 11, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1TH1HE4A6TS23", "name": "TOPLINE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 605, "dollarVol": 92875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 788, "totalOriginated": 605, "actionTaken": { "1": 605, "2": 42, "3": 115, "4": 24, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJD6GFEQBIEF90", "name": "TUCSON", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 604, "dollarVol": 41620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 874, "totalOriginated": 604, "actionTaken": { "1": 604, "2": 34, "3": 131, "4": 34, "5": 53, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 34, "incompleteCount": 53, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC0CLTNVGA0H76", "name": "River Region Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 604, "dollarVol": 93050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 756, "totalOriginated": 604, "actionTaken": { "1": 604, "2": 76, "3": 66, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQEF6V2RNWCC75", "name": "Southern Bancorp Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 602, "dollarVol": 85230000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 722, "totalOriginated": 602, "actionTaken": { "1": 602, "2": 44, "3": 58, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HV53MEILG2D59", "name": "Parke Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 602, "dollarVol": 162650000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 624, "totalOriginated": 602, "actionTaken": { "1": 602, "2": 15, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DHRESF8KLNP162", "name": "Southwest Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 602, "dollarVol": 68720000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 758, "totalOriginated": 602, "actionTaken": { "1": 602, "2": 15, "3": 74, "4": 63, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MVSM4XYFQL3X62", "name": "BARKSDALE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 601, "dollarVol": 70775000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1173, "totalOriginated": 601, "actionTaken": { "1": 601, "2": 11, "3": 379, "4": 113, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 379, "withdrawalCount": 113, "incompleteCount": 69, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EDXX36BJ0X7583", "name": "North State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 601, "dollarVol": 210555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 724, "totalOriginated": 601, "actionTaken": { "1": 601, "2": 9, "3": 32, "4": 74, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 74, "incompleteCount": 7, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQMFK1KT7KEB48", "name": "NORTHEAST HOME LOAN, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 601, "dollarVol": 218385000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 727, "totalOriginated": 601, "actionTaken": { "1": 601, "2": 1, "3": 32, "4": 34, "5": 36, "6": 1, "7": 10, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 34, "incompleteCount": 36, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JA8HUVL2CRT33", "name": "DEVELOPER'S MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 598, "dollarVol": 161290000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 872, "totalOriginated": 598, "actionTaken": { "1": 598, "2": 106, "3": 27, "4": 133, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 133, "incompleteCount": 8, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T37KTTXKCK3416", "name": "Rivermark Community", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 597, "dollarVol": 91795000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1112, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 9, "3": 171, "4": 204, "5": 65, "6": 0, "7": 8, "8": 58 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 204, "incompleteCount": 65, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008BSTI0PQR0IL08", "name": "Superior Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 597, "dollarVol": 65755000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1106, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 11, "3": 166, "4": 115, "5": 0, "6": 0, "7": 155, "8": 62 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 115, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5D5Q2KMDSMP10", "name": "Macatawa Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 597, "dollarVol": 133145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 842, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 6, "3": 134, "4": 67, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 67, "incompleteCount": 38, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PXIFIEPL7D7R86", "name": "Brighton Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 595, "dollarVol": 184595000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 877, "totalOriginated": 595, "actionTaken": { "1": 595, "2": 49, "3": 54, "4": 164, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 164, "incompleteCount": 15, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DGJQT6H4M24F92", "name": "One Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 593, "dollarVol": 123155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 632, "totalOriginated": 593, "actionTaken": { "1": 593, "2": 13, "3": 16, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RIR04Y64SF4306", "name": "Kish Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 593, "dollarVol": 181685000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 708, "totalOriginated": 593, "actionTaken": { "1": 593, "2": 14, "3": 49, "4": 49, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 49, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015645SYPOM7220", "name": "ISERVE RESIDENTIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 593, "dollarVol": 192795000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 843, "totalOriginated": 593, "actionTaken": { "1": 593, "2": 39, "3": 40, "4": 171, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 171, "incompleteCount": 0, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C853H86L248593", "name": "First Southern National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 592, "dollarVol": 90290000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 648, "totalOriginated": 592, "actionTaken": { "1": 592, "2": 0, "3": 18, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GN85R5S1V3SJ96", "name": "KEMBA CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 591, "dollarVol": 114345000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 939, "totalOriginated": 591, "actionTaken": { "1": 591, "2": 5, "3": 210, "4": 121, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 210, "withdrawalCount": 121, "incompleteCount": 12, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015EUQKUCIRBQ14", "name": "METRO CU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 591, "dollarVol": 70985000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 892, "totalOriginated": 591, "actionTaken": { "1": 591, "2": 17, "3": 141, "4": 143, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 143, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GHAXBE9Q7W9273", "name": "Home Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 590, "dollarVol": 161720000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 756, "totalOriginated": 590, "actionTaken": { "1": 590, "2": 2, "3": 75, "4": 89, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 89, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W1HU6IVVIEJ389", "name": "RANLIFE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 590, "dollarVol": 215460000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1009, "totalOriginated": 590, "actionTaken": { "1": 590, "2": 0, "3": 36, "4": 382, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 382, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CCELEPUO4TOE73", "name": "West Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 589, "dollarVol": 69205000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 998, "totalOriginated": 589, "actionTaken": { "1": 589, "2": 129, "3": 158, "4": 4, "5": 2, "6": 0, "7": 19, "8": 97 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 129, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN9GZ5XRCOXX47", "name": "CERTIFIED FUNDING, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 589, "dollarVol": 95755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1010, "totalOriginated": 589, "actionTaken": { "1": 589, "2": 0, "3": 421, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 421, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXIQJRQ1HME757", "name": "Florence Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 588, "dollarVol": 115350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 929, "totalOriginated": 588, "actionTaken": { "1": 588, "2": 24, "3": 109, "4": 107, "5": 30, "6": 0, "7": 8, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 107, "incompleteCount": 30, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REHZOIYMHDPI61", "name": "Levo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 587, "dollarVol": 74585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 709, "totalOriginated": 587, "actionTaken": { "1": 587, "2": 14, "3": 39, "4": 48, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 48, "incompleteCount": 21, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMIOLU51FSTO86", "name": "CONSTRUCTIVE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 587, "dollarVol": 174545000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 732, "totalOriginated": 587, "actionTaken": { "1": 587, "2": 110, "3": 1, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T2FOBK6WY4B349", "name": "NORTH COUNTRY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 583, "dollarVol": 61455000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1104, "totalOriginated": 583, "actionTaken": { "1": 583, "2": 7, "3": 196, "4": 273, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 273, "incompleteCount": 45, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A68YW07V5R5G22", "name": "FUNDLOANS CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 582, "dollarVol": 386990000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1316, "totalOriginated": 582, "actionTaken": { "1": 582, "2": 3, "3": 237, "4": 477, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 477, "incompleteCount": 17, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JZXUB8NOEMF64", "name": "TOWN AND COUNTRY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 581, "dollarVol": 117505000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 708, "totalOriginated": 581, "actionTaken": { "1": 581, "2": 0, "3": 16, "4": 111, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 111, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008M2HP1C1B9LU12", "name": "PeoplesBank, a Codorus Valley Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 581, "dollarVol": 130585000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 766, "totalOriginated": 581, "actionTaken": { "1": 581, "2": 20, "3": 114, "4": 37, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 37, "incompleteCount": 14, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ZSV53K4M63M18", "name": "HERITAGE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 580, "dollarVol": 92360000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 623, "totalOriginated": 580, "actionTaken": { "1": 580, "2": 0, "3": 43, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJX0ZHPQ614C72", "name": "Peoples Security Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 580, "dollarVol": 120810000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 823, "totalOriginated": 580, "actionTaken": { "1": 580, "2": 14, "3": 145, "4": 55, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 55, "incompleteCount": 29, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKCQISE9PR4J88", "name": "TOWN & COUNTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 579, "dollarVol": 66285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 827, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 23, "3": 109, "4": 116, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 116, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KT5OWPGQKWUN86", "name": "SEMPER HOME LOANS, INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 579, "dollarVol": 191225000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 703, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 0, "3": 35, "4": 89, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 89, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Z1T521ODWBA53", "name": "NORTHERN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 577, "dollarVol": 54525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 903, "totalOriginated": 577, "actionTaken": { "1": 577, "2": 54, "3": 225, "4": 45, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 225, "withdrawalCount": 45, "incompleteCount": 2, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1ONVEMLQ4B629", "name": "First Dakota National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 577, "dollarVol": 210905000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 703, "totalOriginated": 577, "actionTaken": { "1": 577, "2": 13, "3": 40, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JNYMHRVCGKK706", "name": "FREEDOM", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 576, "dollarVol": 51150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 854, "totalOriginated": 576, "actionTaken": { "1": 576, "2": 0, "3": 195, "4": 0, "5": 0, "6": 83, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 83, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRWA4IGMDEDT70", "name": "IDEAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 575, "dollarVol": 62975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1047, "totalOriginated": 575, "actionTaken": { "1": 575, "2": 110, "3": 153, "4": 54, "5": 9, "6": 0, "7": 24, "8": 122 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 54, "incompleteCount": 9, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5E3L00UZ6F777", "name": "ESSA Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 575, "dollarVol": 158585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 775, "totalOriginated": 575, "actionTaken": { "1": 575, "2": 34, "3": 96, "4": 57, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 57, "incompleteCount": 13, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "II61D6IY86YZ37HBBL25", "name": "Bankers Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 573, "dollarVol": 260565000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 749, "totalOriginated": 573, "actionTaken": { "1": 573, "2": 10, "3": 78, "4": 85, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 85, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XR3B6372SESA46", "name": "PACIFIC SERVICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 571, "dollarVol": 77505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1015, "totalOriginated": 571, "actionTaken": { "1": 571, "2": 112, "3": 144, "4": 111, "5": 77, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 111, "incompleteCount": 77, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MTEQ1VE0AAQ20", "name": "PINNACLE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 571, "dollarVol": 118625000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 874, "totalOriginated": 571, "actionTaken": { "1": 571, "2": 23, "3": 143, "4": 130, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 130, "incompleteCount": 7, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U18MOAH5F95P15", "name": "EFCU FINANCIAL", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 570, "dollarVol": 104240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 832, "totalOriginated": 570, "actionTaken": { "1": 570, "2": 52, "3": 184, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LIZH7VW4DFJK44", "name": "Chickasaw Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 569, "dollarVol": 116265000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1144, "totalOriginated": 569, "actionTaken": { "1": 569, "2": 2, "3": 248, "4": 214, "5": 48, "6": 63, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 248, "withdrawalCount": 214, "incompleteCount": 48, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 63, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TIRELTI8ENRL83", "name": "AMOCO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 568, "dollarVol": 123330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 985, "totalOriginated": 568, "actionTaken": { "1": 568, "2": 77, "3": 172, "4": 21, "5": 13, "6": 0, "7": 97, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 21, "incompleteCount": 13, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTTIQWNC2CFA21", "name": "LGE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 567, "dollarVol": 70145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 921, "totalOriginated": 567, "actionTaken": { "1": 567, "2": 6, "3": 194, "4": 149, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 149, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001IK7UDPADKAG34", "name": "Unitus Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 567, "dollarVol": 82305000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1344, "totalOriginated": 567, "actionTaken": { "1": 567, "2": 42, "3": 492, "4": 122, "5": 12, "6": 0, "7": 25, "8": 84 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 492, "withdrawalCount": 122, "incompleteCount": 12, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QNIR86GUIRYH95", "name": "FlexPoint, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 565, "dollarVol": 237555000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1739, "totalOriginated": 565, "actionTaken": { "1": 565, "2": 281, "3": 214, "4": 673, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 214, "withdrawalCount": 673, "incompleteCount": 6, "approvedNotAcceptedCount": 281, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HXEF6V2NZED40", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 565, "dollarVol": 133235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 897, "totalOriginated": 565, "actionTaken": { "1": 565, "2": 58, "3": 211, "4": 46, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 211, "withdrawalCount": 46, "incompleteCount": 17, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JBMMNIOX7XU115", "name": "BELCO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 564, "dollarVol": 44960000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1172, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 54, "3": 515, "4": 33, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 515, "withdrawalCount": 33, "incompleteCount": 6, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESJ15K604ZW846", "name": "CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 564, "dollarVol": 268620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 851, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 2, "3": 36, "4": 249, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 249, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WC15MLNUIZYR16", "name": "APCO EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 563, "dollarVol": 71535000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 767, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 0, "3": 191, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHSRT5YOR5W454", "name": "ALLIANCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 563, "dollarVol": 119325000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1146, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 0, "3": 418, "4": 146, "5": 0, "6": 0, "7": 19, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 418, "withdrawalCount": 146, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QTN66CFMVWLH03", "name": "MAYO EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 563, "dollarVol": 98485000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 760, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 16, "3": 102, "4": 69, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 69, "incompleteCount": 10, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I1HK1BBZLKOB84", "name": "ADVANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 562, "dollarVol": 240780000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 731, "totalOriginated": 562, "actionTaken": { "1": 562, "2": 3, "3": 48, "4": 118, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 118, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WWQ2221ORBN75", "name": "SHELTER HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 560, "dollarVol": 196820000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 928, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 5, "3": 19, "4": 242, "5": 4, "6": 0, "7": 7, "8": 91 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 242, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWX5Q3V5VXNF89", "name": "North Shore Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 560, "dollarVol": 157930000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 699, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 13, "3": 16, "4": 30, "5": 2, "6": 0, "7": 78, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 30, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z7EP1HO5CH1C36", "name": "First Palmetto Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 560, "dollarVol": 166050000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 637, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 13, "3": 21, "4": 38, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS2JP8CQK0MD31", "name": "Members Cooperative Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 558, "dollarVol": 71250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 727, "totalOriginated": 558, "actionTaken": { "1": 558, "2": 3, "3": 57, "4": 84, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 84, "incompleteCount": 25, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6ZERWX5BPWX45", "name": "VERVE, A CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 557, "dollarVol": 86445000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1096, "totalOriginated": 557, "actionTaken": { "1": 557, "2": 31, "3": 138, "4": 78, "5": 66, "6": 0, "7": 101, "8": 125 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 78, "incompleteCount": 66, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8W7NTNS3TVK84", "name": "Fidelity Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 555, "dollarVol": 85885000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 601, "totalOriginated": 555, "actionTaken": { "1": 555, "2": 10, "3": 28, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007G9V4FYWWWDZ31", "name": "Acre Mortgage & Financial, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 555, "dollarVol": 154225000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 821, "totalOriginated": 555, "actionTaken": { "1": 555, "2": 1, "3": 31, "4": 234, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 234, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH11ROOV921P96", "name": "ML Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 554, "dollarVol": 225230000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 727, "totalOriginated": 554, "actionTaken": { "1": 554, "2": 33, "3": 63, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1VUZZZCW0TWP6R7N3Z33", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 554, "dollarVol": 209960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 839, "totalOriginated": 554, "actionTaken": { "1": 554, "2": 9, "3": 127, "4": 104, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 104, "incompleteCount": 45, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UQPFB0RR8JCA42", "name": "Dacotah Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 553, "dollarVol": 158575000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 661, "totalOriginated": 553, "actionTaken": { "1": 553, "2": 74, "3": 33, "4": 0, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800THW6KSUL191M34", "name": "FIRST COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 553, "dollarVol": 107845000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1243, "totalOriginated": 553, "actionTaken": { "1": 553, "2": 0, "3": 199, "4": 219, "5": 272, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 219, "incompleteCount": 272, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IZ5GOBKOERL931", "name": "Luana Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 550, "dollarVol": 105520000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 633, "totalOriginated": 550, "actionTaken": { "1": 550, "2": 0, "3": 17, "4": 66, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYL5ZW4ISL7T55", "name": "PriorityOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 549, "dollarVol": 111665000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 704, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 8, "3": 63, "4": 84, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 84, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUFHC5ZQDL8J10", "name": "Citizens Tri-County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 549, "dollarVol": 99415000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 757, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 53, "3": 76, "4": 77, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XBOKNEE2CQJL92", "name": "AUGUSTA FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 549, "dollarVol": 304985000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 719, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 0, "3": 0, "4": 170, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 170, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YPMNKIA6O0HC78", "name": "Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 547, "dollarVol": 61585000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 759, "totalOriginated": 547, "actionTaken": { "1": 547, "2": 2, "3": 119, "4": 88, "5": 2, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 88, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JLXD89NGKXMS84", "name": "NextMortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 546, "dollarVol": 157250000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 875, "totalOriginated": 546, "actionTaken": { "1": 546, "2": 56, "3": 36, "4": 188, "5": 0, "6": 0, "7": 18, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 188, "incompleteCount": 0, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002OVIWOKVJME308", "name": "NEST HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 544, "dollarVol": 231390000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 772, "totalOriginated": 544, "actionTaken": { "1": 544, "2": 6, "3": 22, "4": 200, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 200, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300038578ZJ284Y20", "name": "SILVER HILL FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 542, "dollarVol": 208830000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1564, "totalOriginated": 542, "actionTaken": { "1": 542, "2": 0, "3": 357, "4": 665, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 357, "withdrawalCount": 665, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDVJICP5T5BD05", "name": "DEL-ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 541, "dollarVol": 56095000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1157, "totalOriginated": 541, "actionTaken": { "1": 541, "2": 63, "3": 434, "4": 100, "5": 3, "6": 0, "7": 4, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 434, "withdrawalCount": 100, "incompleteCount": 3, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VF12R0WS33KN43", "name": "CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 541, "dollarVol": 93205000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 702, "totalOriginated": 541, "actionTaken": { "1": 541, "2": 2, "3": 14, "4": 141, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 141, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOCEH0X0ZOR362", "name": "Grow Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 541, "dollarVol": 110555000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 818, "totalOriginated": 541, "actionTaken": { "1": 541, "2": 3, "3": 166, "4": 64, "5": 0, "6": 0, "7": 6, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UFWBQTD1W41E26", "name": "MAINSTREET FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 541, "dollarVol": 50955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1082, "totalOriginated": 541, "actionTaken": { "1": 541, "2": 107, "3": 163, "4": 23, "5": 7, "6": 0, "7": 79, "8": 162 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 23, "incompleteCount": 7, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BBEPZS8MDE1S61", "name": "F&A Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 538, "dollarVol": 127260000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 732, "totalOriginated": 538, "actionTaken": { "1": 538, "2": 57, "3": 34, "4": 103, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 103, "incompleteCount": 0, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C44LTMSEGQ5K05", "name": "Island Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 538, "dollarVol": 95420000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1023, "totalOriginated": 538, "actionTaken": { "1": 538, "2": 24, "3": 199, "4": 85, "5": 174, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 85, "incompleteCount": 174, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003KBJMVUE7RQO90", "name": "1ST ADVANTAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 538, "dollarVol": 68270000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 873, "totalOriginated": 538, "actionTaken": { "1": 538, "2": 29, "3": 201, "4": 75, "5": 29, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 75, "incompleteCount": 29, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRQ4U9ABU6F580", "name": "D. L. EVANS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 537, "dollarVol": 148615000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 790, "totalOriginated": 537, "actionTaken": { "1": 537, "2": 10, "3": 136, "4": 107, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 107, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQGEUYRQBJC007", "name": "State Bank of Southern Utah", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 536, "dollarVol": 140410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 731, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 29, "3": 99, "4": 49, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 49, "incompleteCount": 18, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUTFJQGRZJH019", "name": "CENTRAL ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 536, "dollarVol": 110160000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 810, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 3, "3": 130, "4": 137, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 137, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R1UY5PAEIHXX38", "name": "SKYLINE NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 534, "dollarVol": 105970000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 619, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 4, "3": 40, "4": 40, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S32ZDD67D2FB46", "name": "Norway Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 534, "dollarVol": 162750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1013, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 0, "3": 172, "4": 119, "5": 48, "6": 0, "7": 82, "8": 58 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 119, "incompleteCount": 48, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F2GDWKJH3GMB47", "name": "EDUCATIONAL SYSTEMS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 533, "dollarVol": 53025000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1281, "totalOriginated": 533, "actionTaken": { "1": 533, "2": 29, "3": 376, "4": 87, "5": 6, "6": 0, "7": 130, "8": 120 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 376, "withdrawalCount": 87, "incompleteCount": 6, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6S4S7QMOUVG59", "name": "FIRST ENTERTAINMENT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 532, "dollarVol": 203660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 900, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 31, "3": 223, "4": 2, "5": 0, "6": 0, "7": 14, "8": 98 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZN0GWYE1KDB94", "name": "First Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 532, "dollarVol": 160320000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 662, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 1, "3": 42, "4": 83, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 83, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YL0FE99QLVY380", "name": "ARMCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 531, "dollarVol": 47485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 721, "totalOriginated": 531, "actionTaken": { "1": 531, "2": 1, "3": 105, "4": 80, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 80, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007YN2BYYXCI7W64", "name": "BANKWEST, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 531, "dollarVol": 74935000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1540, "totalOriginated": 531, "actionTaken": { "1": 531, "2": 2, "3": 707, "4": 163, "5": 137, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 707, "withdrawalCount": 163, "incompleteCount": 137, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500FBG4CPBEI5EH05", "name": "MM LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 531, "dollarVol": 88345000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 531, "totalOriginated": 531, "actionTaken": { "1": 531, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005T71YXBHEO2093", "name": "CREDIT UNION 1", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 531, "dollarVol": 68355000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1629, "totalOriginated": 531, "actionTaken": { "1": 531, "2": 1, "3": 642, "4": 455, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 642, "withdrawalCount": 455, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L3C3LKXG2XBS96", "name": "Penn Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 531, "dollarVol": 175065000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 749, "totalOriginated": 531, "actionTaken": { "1": 531, "2": 20, "3": 79, "4": 59, "5": 20, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 59, "incompleteCount": 20, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930095LY1EDFTWAG29", "name": "Builtwell Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 530, "dollarVol": 92790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 791, "totalOriginated": 530, "actionTaken": { "1": 530, "2": 11, "3": 176, "4": 73, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 176, "withdrawalCount": 73, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T6MV7ZAIL4N325", "name": "HR MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 529, "dollarVol": 57575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 744, "totalOriginated": 529, "actionTaken": { "1": 529, "2": 2, "3": 174, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 174, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOP6YO0UN0TY92", "name": "Spero Financial", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 529, "dollarVol": 78715000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 636, "totalOriginated": 529, "actionTaken": { "1": 529, "2": 24, "3": 66, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBX5R3ZBD8FR12", "name": "SCHUMACHER MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 528, "dollarVol": 271840000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 651, "totalOriginated": 528, "actionTaken": { "1": 528, "2": 0, "3": 11, "4": 112, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 112, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AZ4UOXI3Q53W34", "name": "A+ Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 528, "dollarVol": 65730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2114, "totalOriginated": 528, "actionTaken": { "1": 528, "2": 35, "3": 495, "4": 354, "5": 37, "6": 577, "7": 4, "8": 84 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 495, "withdrawalCount": 354, "incompleteCount": 37, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 577, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003P55WOWIBVUF09", "name": "GOLDEN PLAINS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 527, "dollarVol": 51455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1004, "totalOriginated": 527, "actionTaken": { "1": 527, "2": 92, "3": 170, "4": 89, "5": 10, "6": 1, "7": 32, "8": 83 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 89, "incompleteCount": 10, "approvedNotAcceptedCount": 92, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001EXVWX6Q13MY44", "name": "Bank of Bartlett", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 527, "dollarVol": 99575000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 927, "totalOriginated": 527, "actionTaken": { "1": 527, "2": 90, "3": 193, "4": 113, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 193, "withdrawalCount": 113, "incompleteCount": 0, "approvedNotAcceptedCount": 90, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009HUMWCHFRDKF12", "name": "SAMMAMISH MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 527, "dollarVol": 279695000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 797, "totalOriginated": 527, "actionTaken": { "1": 527, "2": 0, "3": 27, "4": 237, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 237, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009JEKX81THMLH86", "name": "ATLANTIC REGIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 526, "dollarVol": 83310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 794, "totalOriginated": 526, "actionTaken": { "1": 526, "2": 15, "3": 142, "4": 62, "5": 49, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 62, "incompleteCount": 49, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WUGYTMN4HIT493", "name": "DuPage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 526, "dollarVol": 54840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 874, "totalOriginated": 526, "actionTaken": { "1": 526, "2": 4, "3": 208, "4": 106, "5": 3, "6": 0, "7": 26, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 106, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNIV169ZIHU012", "name": "BERKADIA COMMERCIAL MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 524, "dollarVol": 8154780000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 533, "totalOriginated": 524, "actionTaken": { "1": 524, "2": 0, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6J23SLH6AR815", "name": "Great Lakes Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 523, "dollarVol": 67475000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1095, "totalOriginated": 523, "actionTaken": { "1": 523, "2": 19, "3": 378, "4": 142, "5": 7, "6": 26, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 378, "withdrawalCount": 142, "incompleteCount": 7, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CA0J0Z7OFQBG71", "name": "CONNEX CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 523, "dollarVol": 39025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1036, "totalOriginated": 523, "actionTaken": { "1": 523, "2": 23, "3": 233, "4": 83, "5": 39, "6": 135, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 83, "incompleteCount": 39, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 135, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7OB5W5CJHFO55", "name": "BrightStar Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 523, "dollarVol": 97695000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1252, "totalOriginated": 523, "actionTaken": { "1": 523, "2": 93, "3": 383, "4": 229, "5": 15, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 383, "withdrawalCount": 229, "incompleteCount": 15, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PQLW7K91KOVU18", "name": "Sun East Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 522, "dollarVol": 63750000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 806, "totalOriginated": 522, "actionTaken": { "1": 522, "2": 9, "3": 184, "4": 91, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 91, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SDQVS1NWYH012", "name": "PREMIER LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 521, "dollarVol": 168175000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 596, "totalOriginated": 521, "actionTaken": { "1": 521, "2": 16, "3": 0, "4": 5, "5": 0, "6": 0, "7": 8, "8": 46 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH8TVR84H1BL45", "name": "First Piedmont Federal Savings and Loan Association of Gaffney", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 521, "dollarVol": 131175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 574, "totalOriginated": 521, "actionTaken": { "1": 521, "2": 2, "3": 19, "4": 30, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 30, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C2QXQ435D8TY78", "name": "Queensborough National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 520, "dollarVol": 167650000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 715, "totalOriginated": 520, "actionTaken": { "1": 520, "2": 14, "3": 66, "4": 104, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 104, "incompleteCount": 11, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002IVUY1DY0ZCL83", "name": "Copper State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 520, "dollarVol": 39710000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 722, "totalOriginated": 520, "actionTaken": { "1": 520, "2": 23, "3": 155, "4": 21, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 21, "incompleteCount": 3, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009X5Z27VV479310", "name": "A + MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 520, "dollarVol": 158580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 545, "totalOriginated": 520, "actionTaken": { "1": 520, "2": 0, "3": 6, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300III1DMY3SLAW56", "name": "Countybank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 520, "dollarVol": 154840000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 755, "totalOriginated": 520, "actionTaken": { "1": 520, "2": 4, "3": 68, "4": 160, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 160, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASFUWYQO0RW077", "name": "ARBOR REALTY TRUST, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 519, "dollarVol": 5398145000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 723, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 13, "3": 60, "4": 131, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 131, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A4SPX2JOQ71791", "name": "MERCK SHARP & DOHME FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 519, "dollarVol": 64505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 690, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 4, "3": 36, "4": 131, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 131, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5W91RLNLMTL86", "name": "Adams Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 518, "dollarVol": 136160000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 734, "totalOriginated": 518, "actionTaken": { "1": 518, "2": 28, "3": 88, "4": 96, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 96, "incompleteCount": 4, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "QOT5WN9RBKQTFRVKEV31", "name": "Bank of the West", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 518, "dollarVol": 216310000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1056, "totalOriginated": 518, "actionTaken": { "1": 518, "2": 6, "3": 369, "4": 159, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 369, "withdrawalCount": 159, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYV7W4MRNEFK89", "name": "TECH Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 517, "dollarVol": 49625000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 799, "totalOriginated": 517, "actionTaken": { "1": 517, "2": 9, "3": 239, "4": 32, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 239, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CHBB3GN7JFXU86", "name": "MSA MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 516, "dollarVol": 241290000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 683, "totalOriginated": 516, "actionTaken": { "1": 516, "2": 0, "3": 50, "4": 117, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 117, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ZUNE2DKEA4702", "name": "ADDITION FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 514, "dollarVol": 54160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1542, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 38, "3": 710, "4": 193, "5": 85, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 710, "withdrawalCount": 193, "incompleteCount": 85, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCKUW7YV0YNV03", "name": "Tri City National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 514, "dollarVol": 111150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 793, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 34, "3": 130, "4": 86, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 86, "incompleteCount": 29, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A5HHOL2ED18C72", "name": "AMERITRUST MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 514, "dollarVol": 273670000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1101, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 14, "3": 46, "4": 527, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 527, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JJ8BTDDILW4H12", "name": "Benchmark Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 512, "dollarVol": 94380000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 630, "totalOriginated": 512, "actionTaken": { "1": 512, "2": 43, "3": 57, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX2TCCVHMJN581", "name": "LOC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 509, "dollarVol": 42815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 802, "totalOriginated": 509, "actionTaken": { "1": 509, "2": 17, "3": 72, "4": 103, "5": 101, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 103, "incompleteCount": 101, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GQWJTTR0TEH83", "name": "Chelsea Groton Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 508, "dollarVol": 148660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 730, "totalOriginated": 508, "actionTaken": { "1": 508, "2": 49, "3": 65, "4": 60, "5": 9, "6": 0, "7": 4, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 60, "incompleteCount": 9, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300278QYT0O65D265", "name": "COLORADO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 507, "dollarVol": 86845000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 834, "totalOriginated": 507, "actionTaken": { "1": 507, "2": 0, "3": 122, "4": 205, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 205, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450040E5B6CD69C657", "name": "SIMPLICITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 507, "dollarVol": 62085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 852, "totalOriginated": 507, "actionTaken": { "1": 507, "2": 41, "3": 56, "4": 81, "5": 7, "6": 0, "7": 83, "8": 77 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 81, "incompleteCount": 7, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930069UB3VEGAQ9661", "name": "Bryant Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 507, "dollarVol": 131205000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 646, "totalOriginated": 507, "actionTaken": { "1": 507, "2": 9, "3": 54, "4": 66, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 66, "incompleteCount": 10, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008GTOZI3HQKE634", "name": "Ulster Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 507, "dollarVol": 155545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 704, "totalOriginated": 507, "actionTaken": { "1": 507, "2": 27, "3": 73, "4": 75, "5": 4, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 75, "incompleteCount": 4, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7QCXC3PXO0W07", "name": "Amplify", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 506, "dollarVol": 96580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 822, "totalOriginated": 506, "actionTaken": { "1": 506, "2": 12, "3": 138, "4": 125, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 125, "incompleteCount": 41, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KRHOMDHAKS8L29", "name": "SHARONVIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 505, "dollarVol": 79005000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1288, "totalOriginated": 505, "actionTaken": { "1": 505, "2": 112, "3": 642, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 642, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AD895KKZTSFT42", "name": "MORTGAGE ASSURANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 505, "dollarVol": 171715000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 779, "totalOriginated": 505, "actionTaken": { "1": 505, "2": 26, "3": 21, "4": 224, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 224, "incompleteCount": 3, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A76WI58XAFNF59", "name": "ARIZONA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 504, "dollarVol": 54860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1211, "totalOriginated": 504, "actionTaken": { "1": 504, "2": 2, "3": 423, "4": 249, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 423, "withdrawalCount": 249, "incompleteCount": 33, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUFWU3F35PWM42", "name": "Cobalt Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 504, "dollarVol": 84740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 724, "totalOriginated": 504, "actionTaken": { "1": 504, "2": 8, "3": 135, "4": 75, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 75, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CXZHD5OTAISA91", "name": "MK LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 504, "dollarVol": 272050000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 540, "totalOriginated": 504, "actionTaken": { "1": 504, "2": 0, "3": 1, "4": 28, "5": 5, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 28, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "UPMVBH3EU3LS6P1KR697", "name": "AMERANT BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 504, "dollarVol": 169910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1462, "totalOriginated": 504, "actionTaken": { "1": 504, "2": 51, "3": 278, "4": 40, "5": 0, "6": 589, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 278, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 589, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZDIZM7Y1MHKG98", "name": "Maine Savings Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 503, "dollarVol": 69845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 758, "totalOriginated": 503, "actionTaken": { "1": 503, "2": 60, "3": 144, "4": 48, "5": 0, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJ89CA12ZT7X03", "name": "The Luzerne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 503, "dollarVol": 69275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 616, "totalOriginated": 503, "actionTaken": { "1": 503, "2": 19, "3": 49, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFJDBOCX7WKY08", "name": "The American National Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 501, "dollarVol": 185805000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 856, "totalOriginated": 501, "actionTaken": { "1": 501, "2": 5, "3": 181, "4": 131, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 131, "incompleteCount": 38, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007KK7ZS3IJVC25", "name": "RED CANOE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 500, "dollarVol": 91530000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 736, "totalOriginated": 500, "actionTaken": { "1": 500, "2": 5, "3": 37, "4": 135, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 135, "incompleteCount": 59, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004ZRHLORHQ9LT73", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 500, "dollarVol": 113270000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 567, "totalOriginated": 500, "actionTaken": { "1": 500, "2": 4, "3": 23, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXP5DNWSGY6F96", "name": "Intrust Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 499, "dollarVol": 90635000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 799, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 11, "3": 207, "4": 66, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 207, "withdrawalCount": 66, "incompleteCount": 16, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZGI6EQ8RHPQ04", "name": "The State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 499, "dollarVol": 116795000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 620, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 20, "3": 47, "4": 22, "5": 4, "6": 0, "7": 28, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYKYOVQFBZBV90", "name": "UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 499, "dollarVol": 45235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 985, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 14, "3": 219, "4": 79, "5": 64, "6": 110, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 79, "incompleteCount": 64, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 110, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VE4XTOQUE8NZ77", "name": "ICE LENDER HOLDINGS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 498, "dollarVol": 475030000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2827, "totalOriginated": 498, "actionTaken": { "1": 498, "2": 0, "3": 1073, "4": 571, "5": 685, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1073, "withdrawalCount": 571, "incompleteCount": 685, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300458LCI17J5BY03", "name": "The Honesdale National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 498, "dollarVol": 80360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 582, "totalOriginated": 498, "actionTaken": { "1": 498, "2": 5, "3": 39, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6CUP19I9O0770", "name": "HANCOCK COUNTY SAVINGS BANK, FSB, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 498, "dollarVol": 47880000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 652, "totalOriginated": 498, "actionTaken": { "1": 498, "2": 7, "3": 54, "4": 58, "5": 10, "6": 0, "7": 9, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 58, "incompleteCount": 10, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ERHDU3FCE3FA33", "name": "Glens Falls National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 497, "dollarVol": 164205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 801, "totalOriginated": 497, "actionTaken": { "1": 497, "2": 5, "3": 139, "4": 109, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 109, "incompleteCount": 51, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A2N0IEBKSB5I23", "name": "Guaranty Bank & Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 496, "dollarVol": 123550000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 641, "totalOriginated": 496, "actionTaken": { "1": 496, "2": 32, "3": 61, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHQ3UXVA4AGM53", "name": "ANB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 495, "dollarVol": 314905000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 729, "totalOriginated": 495, "actionTaken": { "1": 495, "2": 21, "3": 76, "4": 117, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 117, "incompleteCount": 20, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500PCG3NCYFXK0D60", "name": "Westby Co-op Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 494, "dollarVol": 62130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 585, "totalOriginated": 494, "actionTaken": { "1": 494, "2": 5, "3": 16, "4": 63, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 63, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900048S1FLI3G2922", "name": "MECHANICS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 494, "dollarVol": 84650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 764, "totalOriginated": 494, "actionTaken": { "1": 494, "2": 39, "3": 32, "4": 28, "5": 0, "6": 0, "7": 31, "8": 140 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTSMAC5DOX6447", "name": "HARVARD UNIVERSITY EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 493, "dollarVol": 143655000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 644, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 12, "3": 58, "4": 46, "5": 33, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 46, "incompleteCount": 33, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G03BZB89LOWZ28", "name": "St. Anne's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 493, "dollarVol": 92505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 776, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 13, "3": 196, "4": 72, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2B4FHRYOXTS09", "name": "Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 493, "dollarVol": 340295000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 808, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 17, "3": 180, "4": 56, "5": 34, "6": 15, "7": 1, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 180, "withdrawalCount": 56, "incompleteCount": 34, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J6A8R0TUC01239", "name": "Neches Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 492, "dollarVol": 58780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 641, "totalOriginated": 492, "actionTaken": { "1": 492, "2": 36, "3": 113, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ERGGNLW2R5J379", "name": "Heritage Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 492, "dollarVol": 161150000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 648, "totalOriginated": 492, "actionTaken": { "1": 492, "2": 15, "3": 2, "4": 127, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 127, "incompleteCount": 12, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CDUILFTCPB7H89", "name": "KELLOGG COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 491, "dollarVol": 46325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 561, "totalOriginated": 491, "actionTaken": { "1": 491, "2": 0, "3": 5, "4": 63, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 63, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5NLOTO329NX77", "name": "Farm Credit East, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 491, "dollarVol": 145995000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 587, "totalOriginated": 491, "actionTaken": { "1": 491, "2": 56, "3": 23, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1YFRSB8UEGH03", "name": "Truity Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 490, "dollarVol": 133790000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 771, "totalOriginated": 490, "actionTaken": { "1": 490, "2": 5, "3": 136, "4": 107, "5": 31, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 107, "incompleteCount": 31, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I316H4TE334G62", "name": "Homesale Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 489, "dollarVol": 117085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 559, "totalOriginated": 489, "actionTaken": { "1": 489, "2": 6, "3": 15, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930024L8BYJXUEP897", "name": "HOME MORTGAGE BANKERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 488, "dollarVol": 60930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 640, "totalOriginated": 488, "actionTaken": { "1": 488, "2": 23, "3": 7, "4": 55, "5": 67, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 55, "incompleteCount": 67, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DKYWYDD1KM2515", "name": "SI Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 487, "dollarVol": 201205000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 736, "totalOriginated": 487, "actionTaken": { "1": 487, "2": 110, "3": 0, "4": 131, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 131, "incompleteCount": 8, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C2LYW7GU30DV25", "name": "PREFERRED MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 487, "dollarVol": 64245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 666, "totalOriginated": 487, "actionTaken": { "1": 487, "2": 10, "3": 117, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZCR1XCLNEEI724", "name": "FOUNDATION MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 487, "dollarVol": 262695000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 941, "totalOriginated": 487, "actionTaken": { "1": 487, "2": 320, "3": 56, "4": 67, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 67, "incompleteCount": 11, "approvedNotAcceptedCount": 320, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZW2DR74NU0ZY74", "name": "TEXAS MORTGAGE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 485, "dollarVol": 169605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1078, "totalOriginated": 485, "actionTaken": { "1": 485, "2": 52, "3": 136, "4": 279, "5": 126, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 279, "incompleteCount": 126, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKNMX0ZXKVPE54", "name": "Farmers Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 484, "dollarVol": 173730000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 599, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 37, "3": 52, "4": 23, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D8UVDBN0LNLV64", "name": "Platinum Home Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 484, "dollarVol": 119810000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1175, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 5, "3": 1, "4": 280, "5": 404, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 280, "incompleteCount": 404, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I68BOSEM149Q58", "name": "ENCOMPASS LENDING GROUP, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 484, "dollarVol": 147440000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 741, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 4, "3": 18, "4": 235, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 235, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8L31JJT1ZDP60", "name": "Peoples National Bank , N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 484, "dollarVol": 73740000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 608, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 11, "3": 54, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3GIHYP3MB0302", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 484, "dollarVol": 76470000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 588, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 19, "3": 70, "4": 5, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 5, "incompleteCount": 10, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NN76XZ2NOFH19", "name": "Country Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 484, "dollarVol": 141250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 682, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 24, "3": 93, "4": 50, "5": 28, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 50, "incompleteCount": 28, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JZN2V0PWFMW808", "name": "AHL FUNDING", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 483, "dollarVol": 236335000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 959, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 2, "3": 25, "4": 449, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 449, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8CJG5MSY8BH57", "name": "BANK OF LITTLE ROCK MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 483, "dollarVol": 122265000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 660, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 0, "3": 36, "4": 138, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 138, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPSRX7HBRJSR08", "name": "1ST UNITED SERVICES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 483, "dollarVol": 71595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1018, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 84, "3": 412, "4": 19, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 412, "withdrawalCount": 19, "incompleteCount": 20, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4SRSJ2Z85RM43", "name": "The Muncy Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 483, "dollarVol": 66075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 577, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 12, "3": 32, "4": 49, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 49, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PINLJ7T7GLTF48NFP863", "name": "Colorado Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 482, "dollarVol": 202640000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 698, "totalOriginated": 482, "actionTaken": { "1": 482, "2": 8, "3": 53, "4": 139, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 139, "incompleteCount": 16, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RA4FKR1AA05ZK88M8034", "name": "Broadway National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 482, "dollarVol": 281280000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 879, "totalOriginated": 482, "actionTaken": { "1": 482, "2": 12, "3": 200, "4": 113, "5": 72, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 113, "incompleteCount": 72, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RXHLK3XT6SD946", "name": "Jefferson Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 481, "dollarVol": 222665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 662, "totalOriginated": 481, "actionTaken": { "1": 481, "2": 108, "3": 71, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001GAASLCSP1PB64", "name": "NATIONAL COOPERATIVE BANK, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 481, "dollarVol": 435625000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 794, "totalOriginated": 481, "actionTaken": { "1": 481, "2": 9, "3": 107, "4": 90, "5": 20, "6": 87, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 90, "incompleteCount": 20, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 87, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008NZFLT1BQ8EN23", "name": "Kirtland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 481, "dollarVol": 59615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 891, "totalOriginated": 481, "actionTaken": { "1": 481, "2": 70, "3": 217, "4": 91, "5": 4, "6": 0, "7": 28, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 217, "withdrawalCount": 91, "incompleteCount": 4, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JJVGBKK5UE5035", "name": "Advance Financial Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 481, "dollarVol": 182785000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 591, "totalOriginated": 481, "actionTaken": { "1": 481, "2": 7, "3": 16, "4": 86, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 86, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500P059VACEAAFA22", "name": "SUCCESS LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 480, "dollarVol": 149010000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 764, "totalOriginated": 480, "actionTaken": { "1": 480, "2": 0, "3": 108, "4": 166, "5": 0, "6": 0, "7": 10, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 166, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZNQ6MSZ2J3966", "name": "PEOPLE FIRST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 480, "dollarVol": 43690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 863, "totalOriginated": 480, "actionTaken": { "1": 480, "2": 19, "3": 236, "4": 81, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 236, "withdrawalCount": 81, "incompleteCount": 47, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AG9OLNQOYN9650", "name": "Great Midwest Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 479, "dollarVol": 149135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 900, "totalOriginated": 479, "actionTaken": { "1": 479, "2": 7, "3": 40, "4": 54, "5": 9, "6": 40, "7": 60, "8": 211 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 54, "incompleteCount": 9, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LENIDYCDF93Y54", "name": "Heartland Credit Union (Madison)", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 479, "dollarVol": 57455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 598, "totalOriginated": 479, "actionTaken": { "1": 479, "2": 7, "3": 45, "4": 47, "5": 17, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 47, "incompleteCount": 17, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LW7G8E8SHWC88", "name": "SESLOC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 478, "dollarVol": 104280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 897, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 73, "3": 342, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 342, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK2AEMKCO4JZ92", "name": "SIS BANCORP, MHC", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 477, "dollarVol": 109835000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 591, "totalOriginated": 477, "actionTaken": { "1": 477, "2": 5, "3": 56, "4": 46, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 46, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LYL7JC81I5DV55", "name": "CAPITAL EDUCATORS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 477, "dollarVol": 66215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 669, "totalOriginated": 477, "actionTaken": { "1": 477, "2": 9, "3": 74, "4": 104, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 104, "incompleteCount": 5, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGV74J5SPHTG47", "name": "Planters Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 477, "dollarVol": 78495000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 586, "totalOriginated": 477, "actionTaken": { "1": 477, "2": 7, "3": 57, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003WN6DPWM6VYA67", "name": "AUSTIN TELCO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 476, "dollarVol": 55920000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 889, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 27, "3": 303, "4": 42, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 303, "withdrawalCount": 42, "incompleteCount": 41, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B7YGT5O5MJ7M45", "name": "FORT WORTH COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 476, "dollarVol": 50010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 630, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 8, "3": 43, "4": 53, "5": 50, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 53, "incompleteCount": 50, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPZIRQSNKHX741", "name": "LIBERTY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 476, "dollarVol": 74250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 476, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004EXIAAMK5CLH54", "name": "Capital City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 475, "dollarVol": 70865000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1387, "totalOriginated": 475, "actionTaken": { "1": 475, "2": 37, "3": 196, "4": 3, "5": 0, "6": 676, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 676, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OR2C7AGDZFTS24", "name": "Midwest BankCentre", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 474, "dollarVol": 128500000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 617, "totalOriginated": 474, "actionTaken": { "1": 474, "2": 5, "3": 47, "4": 88, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 88, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CNZPI5WN45KW48", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 472, "dollarVol": 93880000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 588, "totalOriginated": 472, "actionTaken": { "1": 472, "2": 12, "3": 30, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBMI3P6JWI9Q86", "name": "Citizens and Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 472, "dollarVol": 78600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 924, "totalOriginated": 472, "actionTaken": { "1": 472, "2": 17, "3": 248, "4": 44, "5": 0, "6": 136, "7": 5, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 248, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 136, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PMVNBERP6TB157", "name": "ONE NEVADA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 471, "dollarVol": 101945000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1266, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 0, "3": 586, "4": 201, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 586, "withdrawalCount": 201, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HSB39FXRFMW540", "name": "RUHL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 471, "dollarVol": 90505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 571, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 0, "3": 7, "4": 79, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 79, "incompleteCount": 14, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NE66BD75BDB43", "name": "Towne Mortgage of the Carolinas, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 471, "dollarVol": 130255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 574, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 6, "3": 22, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QX0QWWJKEY4R28", "name": "Marquette Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 470, "dollarVol": 131790000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 621, "totalOriginated": 470, "actionTaken": { "1": 470, "2": 3, "3": 83, "4": 57, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 57, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQGXH1N2N6D695", "name": "Lake Trust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 470, "dollarVol": 27240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 957, "totalOriginated": 470, "actionTaken": { "1": 470, "2": 18, "3": 468, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 468, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3IKJ7KU3SH574", "name": "Priority Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 469, "dollarVol": 116385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 540, "totalOriginated": 469, "actionTaken": { "1": 469, "2": 6, "3": 1, "4": 62, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPZ5G5IZWT7878", "name": "Main Street Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 467, "dollarVol": 249155000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 871, "totalOriginated": 467, "actionTaken": { "1": 467, "2": 7, "3": 72, "4": 84, "5": 28, "6": 108, "7": 15, "8": 90 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 84, "incompleteCount": 28, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 108, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZGHPTWOJPDI31", "name": "Wayne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 466, "dollarVol": 83460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 715, "totalOriginated": 464, "actionTaken": { "1": 464, "2": 16, "3": 126, "4": 95, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 95, "incompleteCount": 14, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IEGKUDRDS23V26", "name": "AAA CAPITAL INVESTMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 465, "dollarVol": 252245000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 784, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 0, "3": 19, "4": 300, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 300, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SSNVCONGBH947", "name": "The First National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 464, "dollarVol": 80650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 625, "totalOriginated": 464, "actionTaken": { "1": 464, "2": 6, "3": 75, "4": 79, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 79, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIXEN5875K5W17", "name": "Horicon Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 463, "dollarVol": 105395000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 547, "totalOriginated": 463, "actionTaken": { "1": 463, "2": 1, "3": 40, "4": 34, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 34, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0KRXI8PZWAO17", "name": "HarborOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 463, "dollarVol": 98185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1045, "totalOriginated": 463, "actionTaken": { "1": 463, "2": 19, "3": 458, "4": 64, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 458, "withdrawalCount": 64, "incompleteCount": 41, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT4QWHFZ83D635", "name": "VENTURA COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 463, "dollarVol": 73755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 701, "totalOriginated": 463, "actionTaken": { "1": 463, "2": 0, "3": 110, "4": 78, "5": 46, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 78, "incompleteCount": 46, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138004QPZ7FMGPTU106", "name": "CorTrust Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 462, "dollarVol": 58210000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 559, "totalOriginated": 462, "actionTaken": { "1": 462, "2": 9, "3": 45, "4": 42, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 42, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F7JKU0UTD6KX15", "name": "Evans Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 462, "dollarVol": 174880000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 631, "totalOriginated": 462, "actionTaken": { "1": 462, "2": 12, "3": 79, "4": 41, "5": 25, "6": 0, "7": 2, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 41, "incompleteCount": 25, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY97XGRF7XZO52", "name": "TEXANS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 461, "dollarVol": 56075000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1788, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 264, "3": 865, "4": 130, "5": 68, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 865, "withdrawalCount": 130, "incompleteCount": 68, "approvedNotAcceptedCount": 264, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ML3H1LUVR1FP75", "name": "O Bee Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 461, "dollarVol": 73195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 737, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 14, "3": 137, "4": 124, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 124, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GLDL4X3U4RFI74", "name": "Guardian Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 461, "dollarVol": 57105000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 872, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 86, "3": 247, "4": 20, "5": 1, "6": 0, "7": 49, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 247, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y01XP7FO81MC08", "name": "Core Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 460, "dollarVol": 139600000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 598, "totalOriginated": 460, "actionTaken": { "1": 460, "2": 9, "3": 20, "4": 89, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 89, "incompleteCount": 20, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVA1LT74LITG21", "name": "First Federal Savings and Loan Association of Greene Co", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 459, "dollarVol": 61545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 585, "totalOriginated": 459, "actionTaken": { "1": 459, "2": 22, "3": 40, "4": 50, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 50, "incompleteCount": 14, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930045J8O98TUGTW86", "name": "b1BANK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 458, "dollarVol": 122340000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 604, "totalOriginated": 458, "actionTaken": { "1": 458, "2": 20, "3": 48, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M16XETIG2Z5N24", "name": "Commercial Bank of Texas, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 458, "dollarVol": 124470000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 602, "totalOriginated": 458, "actionTaken": { "1": 458, "2": 56, "3": 72, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009PLGT79KQ6HO15", "name": "Access Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 458, "dollarVol": 126230000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 556, "totalOriginated": 458, "actionTaken": { "1": 458, "2": 13, "3": 22, "4": 62, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 62, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FDXQ75GPEQKRPWABYN63", "name": "CIBC Bank USA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 458, "dollarVol": 447690000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 664, "totalOriginated": 458, "actionTaken": { "1": 458, "2": 4, "3": 71, "4": 127, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 127, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IWSSP83SNIPE63", "name": "PATRIOT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 457, "dollarVol": 55385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 754, "totalOriginated": 457, "actionTaken": { "1": 457, "2": 6, "3": 212, "4": 67, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 67, "incompleteCount": 12, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F4CV5EF7UPS652", "name": "SunWest Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 457, "dollarVol": 29095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 533, "totalOriginated": 457, "actionTaken": { "1": 457, "2": 0, "3": 74, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQKZC6HESYGO25", "name": "Signature Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 456, "dollarVol": 56220000, "branches": 1, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 884, "totalOriginated": 456, "actionTaken": { "1": 456, "2": 0, "3": 191, "4": 133, "5": 92, "6": 0, "7": 2, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 133, "incompleteCount": 92, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y5YUNNHUW2EQ06", "name": "Stellar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 456, "dollarVol": 335770000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1058, "totalOriginated": 441, "actionTaken": { "1": 441, "2": 55, "3": 246, "4": 109, "5": 29, "6": 178, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 246, "withdrawalCount": 109, "incompleteCount": 29, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 178, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300214PKB2Y1ZWH75", "name": "Mid-America Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 455, "dollarVol": 114095000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 491, "totalOriginated": 455, "actionTaken": { "1": 455, "2": 1, "3": 3, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BREPLU2KKPI102", "name": "The First National Bank of Fort Smith", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 455, "dollarVol": 164125000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 606, "totalOriginated": 455, "actionTaken": { "1": 455, "2": 5, "3": 46, "4": 100, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 100, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTPRGSP8DGY569", "name": "WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 454, "dollarVol": 99190000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 649, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 20, "3": 97, "4": 64, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 64, "incompleteCount": 14, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HBUA9JSUEWO16", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 454, "dollarVol": 171390000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 594, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 5, "3": 43, "4": 66, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 66, "incompleteCount": 26, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003MAUCY3WMZY776", "name": "Cincinnati Federal", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 453, "dollarVol": 110355000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 560, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 13, "3": 20, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FL5GANFX0HMU45", "name": "ERIE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 453, "dollarVol": 35615000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 784, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 0, "3": 198, "4": 68, "5": 0, "6": 0, "7": 14, "8": 51 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJMSK78N2L9U23", "name": "OAK MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 453, "dollarVol": 119365000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 579, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 106, "3": 14, "4": 5, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZC4KKV3F7W494", "name": "BAY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 453, "dollarVol": 120965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 750, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 3, "3": 161, "4": 91, "5": 42, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 91, "incompleteCount": 42, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZ8E0GLIFFYB55", "name": "Volunteer State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 453, "dollarVol": 134615000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 572, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 36, "3": 64, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AJ6XFK1ACXWQ06", "name": "Edmonton State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 452, "dollarVol": 80960000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 599, "totalOriginated": 452, "actionTaken": { "1": 452, "2": 4, "3": 89, "4": 51, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 51, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930097J3TUZXBXXE75", "name": "HAPO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 452, "dollarVol": 76630000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 800, "totalOriginated": 452, "actionTaken": { "1": 452, "2": 80, "3": 204, "4": 58, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 204, "withdrawalCount": 58, "incompleteCount": 6, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TULDV69V2XKY60", "name": "United States Senate Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 451, "dollarVol": 62145000, "branches": 1, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 588, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 60, "3": 48, "4": 27, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5A6PQ1VJG3497", "name": "First Federal Bank of Kansas City", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 451, "dollarVol": 105045000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 663, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 4, "3": 79, "4": 96, "5": 28, "6": 0, "7": 4, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 96, "incompleteCount": 28, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FE7FNF0BV8N77", "name": "The North Side Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 450, "dollarVol": 62320000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 581, "totalOriginated": 450, "actionTaken": { "1": 450, "2": 36, "3": 87, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBWA4J4QTPSY69", "name": "Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 449, "dollarVol": 114045000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 640, "totalOriginated": 449, "actionTaken": { "1": 449, "2": 36, "3": 38, "4": 27, "5": 5, "6": 0, "7": 23, "8": 62 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 27, "incompleteCount": 5, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930028J11BWKUVGX50", "name": "HARBORSTONE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 449, "dollarVol": 45075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 904, "totalOriginated": 449, "actionTaken": { "1": 449, "2": 62, "3": 328, "4": 20, "5": 5, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 328, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZLFJGIDOXDW97", "name": "NEAL COMMUNITIES FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 448, "dollarVol": 148900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 620, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 0, "3": 24, "4": 111, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 111, "incompleteCount": 37, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VXX8ZL7L9EX282", "name": "Philadelphia Mortgage Advisors, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 447, "dollarVol": 130895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 534, "totalOriginated": 447, "actionTaken": { "1": 447, "2": 0, "3": 10, "4": 76, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 76, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000VVDQ9NNW01Q23", "name": "Listerhill Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 446, "dollarVol": 70650000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 537, "totalOriginated": 446, "actionTaken": { "1": 446, "2": 7, "3": 27, "4": 54, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 54, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SIZ5KBISEZE503", "name": "UniBank for Savings", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 446, "dollarVol": 131170000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 681, "totalOriginated": 446, "actionTaken": { "1": 446, "2": 50, "3": 106, "4": 53, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 53, "incompleteCount": 26, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PHPKOL5FJ7D438", "name": "BluCurrent Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 445, "dollarVol": 52195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 664, "totalOriginated": 445, "actionTaken": { "1": 445, "2": 3, "3": 100, "4": 102, "5": 7, "6": 0, "7": 0, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 102, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VEQ70DCTAI4TBBHPYI39", "name": "American National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 445, "dollarVol": 184365000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 621, "totalOriginated": 445, "actionTaken": { "1": 445, "2": 5, "3": 118, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKJ4DTUYAZXI11", "name": "Sovereign Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 443, "dollarVol": 144385000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 513, "totalOriginated": 443, "actionTaken": { "1": 443, "2": 38, "3": 17, "4": 14, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HPQK71BCBQVT93", "name": "HUGHES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 443, "dollarVol": 33705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1013, "totalOriginated": 443, "actionTaken": { "1": 443, "2": 173, "3": 315, "4": 82, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 315, "withdrawalCount": 82, "incompleteCount": 0, "approvedNotAcceptedCount": 173, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TV5ZED3EINI708", "name": "IncredibleBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 443, "dollarVol": 110905000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 783, "totalOriginated": 443, "actionTaken": { "1": 443, "2": 28, "3": 91, "4": 93, "5": 10, "6": 4, "7": 14, "8": 100 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 93, "incompleteCount": 10, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EQED7LF41GHV46", "name": "AMERICAN BANCSHARES MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 443, "dollarVol": 109145000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 674, "totalOriginated": 443, "actionTaken": { "1": 443, "2": 0, "3": 58, "4": 160, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 160, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QD23LICPXTPB55", "name": "DIGNIFIED HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 442, "dollarVol": 182610000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 573, "totalOriginated": 442, "actionTaken": { "1": 442, "2": 36, "3": 10, "4": 85, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3LFY4G7F9CE90", "name": "CPM Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 442, "dollarVol": 50290000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 718, "totalOriginated": 442, "actionTaken": { "1": 442, "2": 7, "3": 135, "4": 82, "5": 43, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 82, "incompleteCount": 43, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000NZZZU3GFIYL71", "name": "Needham Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 439, "dollarVol": 515655000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 665, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 13, "3": 92, "4": 92, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 92, "incompleteCount": 29, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V5MRNYGHSGR060", "name": "OKLAHOMA'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 439, "dollarVol": 59185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 634, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 0, "3": 111, "4": 83, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 83, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YAGLRHLP0JP559", "name": "InFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 439, "dollarVol": 58665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 560, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 15, "3": 69, "4": 32, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 32, "incompleteCount": 5, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F52SJSXL6QRM73", "name": "FIRST COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 439, "dollarVol": 120555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 776, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 1, "3": 151, "4": 155, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 155, "incompleteCount": 30, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FDPG829O6VBB05", "name": "Eastside Funding LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 438, "dollarVol": 130510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 485, "totalOriginated": 438, "actionTaken": { "1": 438, "2": 13, "3": 1, "4": 0, "5": 0, "6": 0, "7": 2, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009HFRW3TN5NRR78", "name": "1st Summit Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 437, "dollarVol": 55175000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 685, "totalOriginated": 437, "actionTaken": { "1": 437, "2": 3, "3": 100, "4": 47, "5": 0, "6": 98, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 98, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SZBQMYMAL3OM08", "name": "Avidia Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 437, "dollarVol": 162585000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 573, "totalOriginated": 437, "actionTaken": { "1": 437, "2": 19, "3": 60, "4": 28, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 28, "incompleteCount": 29, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPOIHOHG3TPP54", "name": "The Port Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 436, "dollarVol": 84430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 563, "totalOriginated": 436, "actionTaken": { "1": 436, "2": 25, "3": 65, "4": 25, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 25, "incompleteCount": 12, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWYXV06QXJH078", "name": "DOW CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 436, "dollarVol": 69310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 673, "totalOriginated": 436, "actionTaken": { "1": 436, "2": 1, "3": 4, "4": 178, "5": 54, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 178, "incompleteCount": 54, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5ZQEXZC4Y5G44", "name": "UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 436, "dollarVol": 71210000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 844, "totalOriginated": 436, "actionTaken": { "1": 436, "2": 15, "3": 178, "4": 168, "5": 38, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 168, "incompleteCount": 38, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N34GCCEN8EJE06", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 435, "dollarVol": 396305000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 537, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 7, "3": 51, "4": 40, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 40, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E34W6TNRG7B624", "name": "OREGONIANS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 434, "dollarVol": 37900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 592, "totalOriginated": 434, "actionTaken": { "1": 434, "2": 6, "3": 81, "4": 70, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 70, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001X0T84TYRJ5Y59", "name": "VISTA POINT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 434, "dollarVol": 172010000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1445, "totalOriginated": 434, "actionTaken": { "1": 434, "2": 114, "3": 235, "4": 167, "5": 34, "6": 461, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 235, "withdrawalCount": 167, "incompleteCount": 34, "approvedNotAcceptedCount": 114, "purchasedLoanCount": 461, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJI189UIQW0294", "name": "NEXTMARK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 433, "dollarVol": 65785000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 868, "totalOriginated": 433, "actionTaken": { "1": 433, "2": 25, "3": 302, "4": 39, "5": 68, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 302, "withdrawalCount": 39, "incompleteCount": 68, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N6U5XCH70TOK35", "name": "Kearny Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 433, "dollarVol": 229665000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 758, "totalOriginated": 433, "actionTaken": { "1": 433, "2": 5, "3": 27, "4": 152, "5": 6, "6": 135, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 152, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 135, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZIAVB1U6Z4S78", "name": "CFCU COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 433, "dollarVol": 81285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 520, "totalOriginated": 433, "actionTaken": { "1": 433, "2": 8, "3": 41, "4": 32, "5": 2, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P55E0GN57DEV03", "name": "GEO-CORP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 432, "dollarVol": 187070000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 587, "totalOriginated": 432, "actionTaken": { "1": 432, "2": 0, "3": 29, "4": 122, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 122, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DF7LT6VI5BQC34", "name": "Old Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 431, "dollarVol": 153745000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 513, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 1, "3": 18, "4": 63, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007G2SOD8W9RK547", "name": "FIRST NEW YORK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 431, "dollarVol": 57245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 573, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 0, "3": 54, "4": 85, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 85, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQ2G271NHKJQ07", "name": "CRANE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 431, "dollarVol": 77555000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 683, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 20, "3": 85, "4": 46, "5": 37, "6": 0, "7": 21, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 46, "incompleteCount": 37, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009SXBJ8LKIU7Q54", "name": "CoreFirst Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 430, "dollarVol": 84260000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 656, "totalOriginated": 430, "actionTaken": { "1": 430, "2": 57, "3": 41, "4": 0, "5": 0, "6": 0, "7": 17, "8": 111 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YY8IQK41QDLZ95", "name": "Advantage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 429, "dollarVol": 39505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 753, "totalOriginated": 429, "actionTaken": { "1": 429, "2": 3, "3": 242, "4": 79, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGZHXNY2T0G559", "name": "SUN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 427, "dollarVol": 44115000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 800, "totalOriginated": 427, "actionTaken": { "1": 427, "2": 7, "3": 137, "4": 146, "5": 4, "6": 0, "7": 38, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 146, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S88V04SSPMA685", "name": "DEFINE MORTGAGE SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 427, "dollarVol": 149085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1097, "totalOriginated": 427, "actionTaken": { "1": 427, "2": 67, "3": 253, "4": 335, "5": 14, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 253, "withdrawalCount": 335, "incompleteCount": 14, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBZNWRGLS7CP89", "name": "Bluestone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 426, "dollarVol": 182120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 645, "totalOriginated": 426, "actionTaken": { "1": 426, "2": 7, "3": 95, "4": 102, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 102, "incompleteCount": 15, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004D0Z2WQR26VL57", "name": "Ion Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 426, "dollarVol": 193320000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 597, "totalOriginated": 426, "actionTaken": { "1": 426, "2": 6, "3": 95, "4": 46, "5": 8, "6": 15, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 46, "incompleteCount": 8, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC2W2SFF3LU356", "name": "GULF COAST EDUCATORS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 425, "dollarVol": 86735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 635, "totalOriginated": 425, "actionTaken": { "1": 425, "2": 3, "3": 47, "4": 37, "5": 4, "6": 0, "7": 75, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 37, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FRWKMPAALEY22", "name": "KOHLER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 423, "dollarVol": 61485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 651, "totalOriginated": 423, "actionTaken": { "1": 423, "2": 3, "3": 60, "4": 98, "5": 35, "6": 0, "7": 32, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 98, "incompleteCount": 35, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RDO3TWTFEYC795", "name": "Towne Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 422, "dollarVol": 144870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 535, "totalOriginated": 422, "actionTaken": { "1": 422, "2": 1, "3": 15, "4": 96, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 96, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CQG2T7TCGY8Q67", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 422, "dollarVol": 110670000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 567, "totalOriginated": 422, "actionTaken": { "1": 422, "2": 3, "3": 30, "4": 34, "5": 0, "6": 78, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 78, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007EGI95MEVJ2178", "name": "MICHIGAN EDUCATIONAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 421, "dollarVol": 31985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 493, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 0, "3": 68, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OXXFLNNHTW637", "name": "ASSEMBLIES OF GOD Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 421, "dollarVol": 107525000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 484, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 0, "3": 7, "4": 55, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 55, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUKY2I2HQ2AI44", "name": "POLISH & SLAVIC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 421, "dollarVol": 101855000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 709, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 9, "3": 131, "4": 112, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 112, "incompleteCount": 36, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TT6197INLGZW29", "name": "ALOHA PACIFIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 420, "dollarVol": 92890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 709, "totalOriginated": 420, "actionTaken": { "1": 420, "2": 32, "3": 218, "4": 38, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 38, "incompleteCount": 1, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPBZCTMM3Y0061", "name": "NASA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 420, "dollarVol": 71970000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1074, "totalOriginated": 420, "actionTaken": { "1": 420, "2": 74, "3": 30, "4": 47, "5": 17, "6": 486, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 47, "incompleteCount": 17, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 486, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008GYZEYGLI3NQ97", "name": "PENRITH HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 419, "dollarVol": 199845000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 534, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 14, "3": 10, "4": 86, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 86, "incompleteCount": 5, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H0B8QZSS10X971", "name": "FIRST HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 419, "dollarVol": 40945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 754, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 34, "3": 113, "4": 38, "5": 0, "6": 0, "7": 54, "8": 96 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2EE7WCBVR5I65", "name": "SHARON & CRESCENT UNITED Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 419, "dollarVol": 68175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 688, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 44, "3": 67, "4": 24, "5": 25, "6": 103, "7": 5, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 24, "incompleteCount": 25, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 103, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008XQDQ2YZPQKX53", "name": "PROVINCE MORTGAGE ASSOCIATES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 419, "dollarVol": 131945000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 560, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 20, "3": 39, "4": 78, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 78, "incompleteCount": 4, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C0SKCK5G4RX330", "name": "First Columbia Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 419, "dollarVol": 72205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 484, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 11, "3": 21, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JA1J2RX1MKI366", "name": "CAROLINA ONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 417, "dollarVol": 139475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 651, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 3, "3": 20, "4": 148, "5": 13, "6": 0, "7": 13, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 148, "incompleteCount": 13, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMNBYF84V5RF83", "name": "FIRST COMMERCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 417, "dollarVol": 62265000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 761, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 55, "3": 184, "4": 92, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 92, "incompleteCount": 13, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DJAOTPGS83Z81", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 417, "dollarVol": 104295000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 909, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 8, "3": 139, "4": 55, "5": 20, "6": 0, "7": 78, "8": 192 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 55, "incompleteCount": 20, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VHR12KN8C3F913", "name": "The Commercial and Savings Bank of Millersburg, Ohio", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 416, "dollarVol": 69450000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 486, "totalOriginated": 416, "actionTaken": { "1": 416, "2": 5, "3": 34, "4": 27, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 27, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7VXZSDR0D6I81", "name": "St. Mary's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 416, "dollarVol": 69720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 565, "totalOriginated": 416, "actionTaken": { "1": 416, "2": 8, "3": 72, "4": 39, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 39, "incompleteCount": 30, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4GZM7GG3EIV16", "name": "Anderson Brothers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 415, "dollarVol": 84055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 616, "totalOriginated": 415, "actionTaken": { "1": 415, "2": 20, "3": 61, "4": 114, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 114, "incompleteCount": 6, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T576VYG7I55390", "name": "Pen Air Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 414, "dollarVol": 55020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1137, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 17, "3": 475, "4": 183, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 475, "withdrawalCount": 183, "incompleteCount": 48, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KR83OL4XF00793", "name": "VILLAGE BANK MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 414, "dollarVol": 103350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 474, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 20, "3": 13, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KDQNIC08M074", "name": "UMASSFIVE COLLEGE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 413, "dollarVol": 50935000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 672, "totalOriginated": 413, "actionTaken": { "1": 413, "2": 76, "3": 89, "4": 19, "5": 26, "6": 49, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 19, "incompleteCount": 26, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 49, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGE7I6F2K89769", "name": "BMI Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 413, "dollarVol": 60895000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 521, "totalOriginated": 413, "actionTaken": { "1": 413, "2": 0, "3": 31, "4": 76, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 76, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHKDUKPJGRPK46", "name": "SAFE 1 CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 413, "dollarVol": 33835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 468, "totalOriginated": 413, "actionTaken": { "1": 413, "2": 0, "3": 55, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUF2EI6H23YK94", "name": "BEEHIVE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 413, "dollarVol": 71945000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 660, "totalOriginated": 413, "actionTaken": { "1": 413, "2": 23, "3": 60, "4": 18, "5": 145, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 18, "incompleteCount": 145, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G8SAGXEDF5FK39", "name": "First Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 412, "dollarVol": 99870000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 568, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 50, "3": 44, "4": 47, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 47, "incompleteCount": 15, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XL5688T9WLKS84", "name": "Tidewater Home Funding, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 411, "dollarVol": 144855000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 480, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 5, "3": 7, "4": 52, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 52, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2EZG72LO2FX38", "name": "SUMMIT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 411, "dollarVol": 176715000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 607, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 9, "3": 26, "4": 160, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 160, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M1AHTCIYKM7V90", "name": "The City National Bank of Sulphur Springs", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 411, "dollarVol": 107015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 503, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 4, "3": 38, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUMML1SMLTVQ62", "name": "NUTMEG STATE FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 410, "dollarVol": 48220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 654, "totalOriginated": 410, "actionTaken": { "1": 410, "2": 33, "3": 195, "4": 2, "5": 0, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUIZTYQRC0R888", "name": "Heritage Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 410, "dollarVol": 165340000, "branches": 1, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 540, "totalOriginated": 410, "actionTaken": { "1": 410, "2": 4, "3": 35, "4": 89, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 89, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8K0GPRS1CUS51", "name": "HNB National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 410, "dollarVol": 75520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 534, "totalOriginated": 410, "actionTaken": { "1": 410, "2": 41, "3": 24, "4": 0, "5": 0, "6": 0, "7": 21, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002P6EVQ94HFYF14", "name": "FIRST HARVEST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 407, "dollarVol": 25505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 848, "totalOriginated": 407, "actionTaken": { "1": 407, "2": 0, "3": 212, "4": 227, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 227, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXJA09WZJ0DV55", "name": "FINANCE OF AMERICA MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 407, "dollarVol": 82695000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1019, "totalOriginated": 407, "actionTaken": { "1": 407, "2": 15, "3": 60, "4": 400, "5": 73, "6": 64, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 400, "incompleteCount": 73, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 64, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UKYJZO6CZXIX60", "name": "UNITED HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 406, "dollarVol": 144690000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 537, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 0, "3": 25, "4": 106, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZDER2ZANLA242", "name": "TROPICAL FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 406, "dollarVol": 59830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 994, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 9, "3": 375, "4": 201, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 375, "withdrawalCount": 201, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHEEV73TKCZY62", "name": "Self-Help Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 405, "dollarVol": 94955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 595, "totalOriginated": 405, "actionTaken": { "1": 405, "2": 16, "3": 122, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJQZQTI7TUKN67", "name": "Trinity Oaks Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 405, "dollarVol": 158205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 586, "totalOriginated": 405, "actionTaken": { "1": 405, "2": 60, "3": 29, "4": 84, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 84, "incompleteCount": 8, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZF8VZFNRNBW38", "name": "Geddes Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 405, "dollarVol": 83535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 515, "totalOriginated": 405, "actionTaken": { "1": 405, "2": 19, "3": 31, "4": 37, "5": 11, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 37, "incompleteCount": 11, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KW3HYVC06WS898", "name": "Paramount Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 405, "dollarVol": 128615000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 713, "totalOriginated": 405, "actionTaken": { "1": 405, "2": 2, "3": 25, "4": 278, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 278, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BN4MNW5KE16X83", "name": "Northfield Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 404, "dollarVol": 150330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1022, "totalOriginated": 404, "actionTaken": { "1": 404, "2": 24, "3": 537, "4": 25, "5": 23, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 537, "withdrawalCount": 25, "incompleteCount": 23, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930099BVD0E448JX38", "name": "Arbor Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 402, "dollarVol": 100050000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 493, "totalOriginated": 402, "actionTaken": { "1": 402, "2": 3, "3": 22, "4": 58, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 58, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTS7TVGFDGUH88", "name": "The National Bank of Indianapolis", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 402, "dollarVol": 176500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 492, "totalOriginated": 402, "actionTaken": { "1": 402, "2": 15, "3": 32, "4": 39, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 39, "incompleteCount": 4, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CM7HYHZ1MEJ624", "name": "Cache Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 401, "dollarVol": 208125000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 451, "totalOriginated": 401, "actionTaken": { "1": 401, "2": 0, "3": 5, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RN1POVRDD21477", "name": "Carroll Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 400, "dollarVol": 47070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 435, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 3, "3": 6, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UV5JQXLGVWIP44", "name": "Devon Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 400, "dollarVol": 155110000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 735, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 47, "3": 51, "4": 215, "5": 16, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 215, "incompleteCount": 16, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJQ7L8XG0WT572", "name": "CINFED Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 400, "dollarVol": 63770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 647, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 6, "3": 113, "4": 109, "5": 7, "6": 0, "7": 8, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 109, "incompleteCount": 7, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "YQI2CPR3Z44KAR0HG822", "name": "The Park Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 399, "dollarVol": 172225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 589, "totalOriginated": 399, "actionTaken": { "1": 399, "2": 5, "3": 31, "4": 44, "5": 5, "6": 0, "7": 14, "8": 91 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 44, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z78KW88BIQNR50", "name": "First American Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 399, "dollarVol": 114555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 569, "totalOriginated": 399, "actionTaken": { "1": 399, "2": 19, "3": 108, "4": 40, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 40, "incompleteCount": 3, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT7S7TRS2KSX88", "name": "1ST FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 399, "dollarVol": 160905000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 684, "totalOriginated": 399, "actionTaken": { "1": 399, "2": 38, "3": 60, "4": 108, "5": 79, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 108, "incompleteCount": 79, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI67PLCC1Z3P80", "name": "WEBSTER FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 399, "dollarVol": 119725000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 891, "totalOriginated": 399, "actionTaken": { "1": 399, "2": 11, "3": 186, "4": 81, "5": 58, "6": 16, "7": 63, "8": 77 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 81, "incompleteCount": 58, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BB8TE7SXIUJI50", "name": "GREATER IOWA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 397, "dollarVol": 38265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 604, "totalOriginated": 397, "actionTaken": { "1": 397, "2": 10, "3": 86, "4": 111, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 111, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XJN2FXJNUZ8F52", "name": "HIGHLAND HOMELOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 397, "dollarVol": 185215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 480, "totalOriginated": 397, "actionTaken": { "1": 397, "2": 68, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T03X096VF60C57", "name": "American Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 396, "dollarVol": 166890000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 506, "totalOriginated": 396, "actionTaken": { "1": 396, "2": 1, "3": 31, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQH6MBVMMRRA85", "name": "INOVA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 396, "dollarVol": 42220000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "FHA", "HELOC", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 667, "totalOriginated": 396, "actionTaken": { "1": 396, "2": 21, "3": 133, "4": 65, "5": 8, "6": 0, "7": 37, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 65, "incompleteCount": 8, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XAHXRVSRML8V19", "name": "DIRECT MORTGAGE, CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 395, "dollarVol": 160175000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 469, "totalOriginated": 395, "actionTaken": { "1": 395, "2": 0, "3": 48, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8MJBUGW3ZLQ95", "name": "WEOKIE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 393, "dollarVol": 70025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 627, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 0, "3": 56, "4": 110, "5": 68, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 110, "incompleteCount": 68, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MTH7LUU0OHYB47", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 393, "dollarVol": 109595000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 463, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 22, "3": 13, "4": 30, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 30, "incompleteCount": 5, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WETW159N5QFR97", "name": "FIRST CAPITAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 393, "dollarVol": 28015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 611, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 2, "3": 135, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NW5S24O35U1962", "name": "NOBLE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 393, "dollarVol": 36665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 760, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 33, "3": 258, "4": 10, "5": 66, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 10, "incompleteCount": 66, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ZYMBN3CK8LJ82", "name": "Sturgis Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 392, "dollarVol": 43540000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 464, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 49, "3": 19, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IH3DF6NS2IYJ30", "name": "FIRST SERVICE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 392, "dollarVol": 63360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 661, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 1, "3": 81, "4": 174, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 174, "incompleteCount": 13, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YLIY5SO2XSK094", "name": "Ridgewood Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 392, "dollarVol": 391190000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 698, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 56, "3": 123, "4": 53, "5": 61, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 53, "incompleteCount": 61, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHLAHJ10DFF198", "name": "BELEM SERVICING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 392, "dollarVol": 136840000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 589, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 42, "3": 9, "4": 127, "5": 18, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 127, "incompleteCount": 18, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R51FSMCPO6HB07", "name": "The Evangeline Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 391, "dollarVol": 60745000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 483, "totalOriginated": 391, "actionTaken": { "1": 391, "2": 47, "3": 25, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FYFTBGRGV82A93", "name": "Unify Home Lending Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 390, "dollarVol": 105190000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 531, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 0, "3": 15, "4": 118, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 118, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R5DOGZK0VWYL76", "name": "Jonah Bank of Wyoming", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 390, "dollarVol": 112350000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 442, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 0, "3": 7, "4": 43, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 43, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023C70YMJJDRL61", "name": "Ives Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 389, "dollarVol": 221695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 516, "totalOriginated": 389, "actionTaken": { "1": 389, "2": 4, "3": 32, "4": 74, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 74, "incompleteCount": 17, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005H3NABV4GMAG85", "name": "CONNECTICUT STATE EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 389, "dollarVol": 26155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 573, "totalOriginated": 389, "actionTaken": { "1": 389, "2": 0, "3": 117, "4": 33, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 33, "incompleteCount": 34, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V7NEE9M236MZ98", "name": "THE BANK OF MARION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 389, "dollarVol": 61845000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 499, "totalOriginated": 389, "actionTaken": { "1": 389, "2": 16, "3": 84, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEKZ808Q0WJL95", "name": "Rocky Mountain Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 389, "dollarVol": 119865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1097, "totalOriginated": 389, "actionTaken": { "1": 389, "2": 11, "3": 212, "4": 478, "5": 5, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 478, "incompleteCount": 5, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AUFLERO59VGC71", "name": "Home State Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 388, "dollarVol": 98170000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 473, "totalOriginated": 388, "actionTaken": { "1": 388, "2": 18, "3": 25, "4": 37, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V2YLC1I721HE07", "name": "F & M BANK CORP.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 388, "dollarVol": 115840000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 531, "totalOriginated": 389, "actionTaken": { "1": 389, "2": 3, "3": 26, "4": 111, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 111, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBXH41OP56DQ10", "name": "UNION CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 387, "dollarVol": 101595000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 493, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 0, "3": 20, "4": 86, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 86, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IY3J6361R6MA88", "name": "PCM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 387, "dollarVol": 45785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 507, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 0, "3": 22, "4": 95, "5": 1, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 95, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGMIRA554NW480", "name": "TLC COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 387, "dollarVol": 36335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 878, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 49, "3": 98, "4": 0, "5": 0, "6": 0, "7": 114, "8": 230 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007B7MEWKMDWUZ73", "name": "Guaranty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 387, "dollarVol": 122125000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 632, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 1, "3": 148, "4": 96, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZELVKWROFNEC29", "name": "Ardent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 387, "dollarVol": 49575000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 701, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 13, "3": 150, "4": 46, "5": 41, "6": 1, "7": 19, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 46, "incompleteCount": 41, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SY0ZRUCS4CSY07", "name": "LAFAYETTE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 386, "dollarVol": 98550000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 802, "totalOriginated": 386, "actionTaken": { "1": 386, "2": 10, "3": 184, "4": 111, "5": 27, "6": 29, "7": 15, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 111, "incompleteCount": 27, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRKI1J5D73X280", "name": "The Genoa Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 385, "dollarVol": 81355000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 452, "totalOriginated": 385, "actionTaken": { "1": 385, "2": 0, "3": 18, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TETFK3GXOHZ594", "name": "Texas Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 384, "dollarVol": 142520000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 586, "totalOriginated": 384, "actionTaken": { "1": 384, "2": 99, "3": 90, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 99, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FWYXJ79KO49290", "name": "UNIFY FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 384, "dollarVol": 65870000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1026, "totalOriginated": 384, "actionTaken": { "1": 384, "2": 2, "3": 399, "4": 163, "5": 78, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 399, "withdrawalCount": 163, "incompleteCount": 78, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MMQJ2MM37FDE66", "name": "FRONTIER FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 383, "dollarVol": 78165000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 393, "totalOriginated": 383, "actionTaken": { "1": 383, "2": 0, "3": 3, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089UXPZ6O3RHG71", "name": "AmeriServ Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 382, "dollarVol": 77000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 525, "totalOriginated": 382, "actionTaken": { "1": 382, "2": 7, "3": 99, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E4YLQ3BVQ4GW30", "name": "WALL STREET MORTGAGE BANKERS, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 382, "dollarVol": 275250000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 710, "totalOriginated": 382, "actionTaken": { "1": 382, "2": 10, "3": 103, "4": 215, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 215, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002TJKC8NLH1ZP82", "name": "MORTGAGEONE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 382, "dollarVol": 153470000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 559, "totalOriginated": 382, "actionTaken": { "1": 382, "2": 25, "3": 10, "4": 140, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 140, "incompleteCount": 2, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003V0VOGJ2CI8520", "name": "Kennebunk Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 382, "dollarVol": 108030000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 585, "totalOriginated": 382, "actionTaken": { "1": 382, "2": 8, "3": 133, "4": 54, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 54, "incompleteCount": 8, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6YL1SFVPEGV90", "name": "INTELLILOAN, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 381, "dollarVol": 80615000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1245, "totalOriginated": 381, "actionTaken": { "1": 381, "2": 100, "3": 131, "4": 395, "5": 238, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 395, "incompleteCount": 238, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8C23BCNGJ4960", "name": "COMMUNITY BANC MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 380, "dollarVol": 50140000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 588, "totalOriginated": 379, "actionTaken": { "1": 379, "2": 0, "3": 82, "4": 99, "5": 20, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 99, "incompleteCount": 20, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIRTE6O2776X89", "name": "BAYER HERITAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 379, "dollarVol": 36185000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 554, "totalOriginated": 379, "actionTaken": { "1": 379, "2": 13, "3": 101, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GL556PQ7WG0G08", "name": "EDUCATIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 379, "dollarVol": 39735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 763, "totalOriginated": 379, "actionTaken": { "1": 379, "2": 8, "3": 300, "4": 64, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 300, "withdrawalCount": 64, "incompleteCount": 12, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IHBKY3L5OIDT39", "name": "Planters Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 378, "dollarVol": 142210000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 394, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 2, "3": 11, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M59800JNGYFP30", "name": "EAST TEXAS PROFESSIONAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 378, "dollarVol": 56150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 621, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 22, "3": 124, "4": 91, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 91, "incompleteCount": 6, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQLGJ1YQRRHH73", "name": "Southwest Airlines Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 378, "dollarVol": 48220000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 507, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 0, "3": 128, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPNOE7JUQFYZ45", "name": "TRUST MORTGAGE, CORP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 378, "dollarVol": 47550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 526, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 1, "3": 71, "4": 66, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 66, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YLQBQNWLGKOI74", "name": "Industrial and Commercial Bank of China USA, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 378, "dollarVol": 293620000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 456, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 3, "3": 4, "4": 44, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 44, "incompleteCount": 27, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LN4GS7BNXIO13", "name": "Fidelity Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 377, "dollarVol": 79945000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 586, "totalOriginated": 377, "actionTaken": { "1": 377, "2": 21, "3": 95, "4": 35, "5": 7, "6": 0, "7": 5, "8": 46 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 35, "incompleteCount": 7, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AOB4S7B0DB7863", "name": "JUSTICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 377, "dollarVol": 52845000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1028, "totalOriginated": 377, "actionTaken": { "1": 377, "2": 36, "3": 96, "4": 240, "5": 0, "6": 79, "7": 44, "8": 156 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 240, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 79, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LROQOOQU77WS20", "name": "LENOX FINANCIAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 377, "dollarVol": 146105000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1123, "totalOriginated": 377, "actionTaken": { "1": 377, "2": 100, "3": 61, "4": 492, "5": 33, "6": 46, "7": 0, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 492, "incompleteCount": 33, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4CKL0HRXJ3085", "name": "The Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 377, "dollarVol": 114195000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 486, "totalOriginated": 377, "actionTaken": { "1": 377, "2": 62, "3": 41, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SI3EZ7U02L5E39", "name": "PROPONENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 377, "dollarVol": 55245000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 655, "totalOriginated": 377, "actionTaken": { "1": 377, "2": 15, "3": 150, "4": 113, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 113, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VKT2R0R20CR104", "name": "First Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 376, "dollarVol": 73750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 509, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 24, "3": 86, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HJBA7HTOZF285", "name": "Freedom Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 376, "dollarVol": 60370000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 588, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 8, "3": 125, "4": 51, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 51, "incompleteCount": 28, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSPT6YGS1ZLR56", "name": "HICKAM FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 376, "dollarVol": 72540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 631, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 0, "3": 135, "4": 120, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 120, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFL91481SLWI91", "name": "TRUE COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 374, "dollarVol": 39740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 515, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 24, "3": 100, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MK77IBUMJBI791", "name": "Sullivan Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 374, "dollarVol": 98890000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 436, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 52, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007WBD70RLDH1669", "name": "FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 372, "dollarVol": 45060000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 440, "totalOriginated": 372, "actionTaken": { "1": 372, "2": 0, "3": 23, "4": 42, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 42, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008E4KBJCB6UKR64", "name": "DATA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 371, "dollarVol": 133315000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8442, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 29, "3": 36, "4": 81, "5": 0, "6": 7925, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 7925, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TJ86W1ZK4LZ15", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 371, "dollarVol": 62345000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 680, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 9, "3": 176, "4": 89, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 176, "withdrawalCount": 89, "incompleteCount": 35, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HZKPV04SFK9K27", "name": "CO-OP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 371, "dollarVol": 56515000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 415, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 2, "3": 16, "4": 23, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030UYPZM65LOF37", "name": "MidWest America Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 371, "dollarVol": 41485000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 561, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 5, "3": 68, "4": 70, "5": 29, "6": 0, "7": 2, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 70, "incompleteCount": 29, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP314BNT2VUU11", "name": "PIONEER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 371, "dollarVol": 47885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 575, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 46, "3": 45, "4": 112, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 112, "incompleteCount": 1, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TF1E42EUFBSL45", "name": "Mechanics Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 370, "dollarVol": 535030000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 639, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 9, "3": 114, "4": 60, "5": 28, "6": 51, "7": 5, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 60, "incompleteCount": 28, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6YKIXOYQ57883", "name": "Greenfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 370, "dollarVol": 127540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 511, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 12, "3": 51, "4": 61, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 61, "incompleteCount": 17, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L3IHIP0RH6IY76", "name": "SANDIA AREA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 370, "dollarVol": 41060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 659, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 11, "3": 172, "4": 60, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 60, "incompleteCount": 46, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AASWOQ6SVWCG44", "name": "Tulsa Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 370, "dollarVol": 43760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1255, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 97, "3": 219, "4": 293, "5": 4, "6": 0, "7": 162, "8": 110 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 293, "incompleteCount": 4, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YD9NNO7W7TSI64", "name": "Wheatland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 370, "dollarVol": 110500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 607, "totalOriginated": 370, "actionTaken": { "1": 370, "2": 20, "3": 74, "4": 134, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 134, "incompleteCount": 9, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTQ8BOK9455W21", "name": "RESIDENTIAL MORTGAGE NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 369, "dollarVol": 80265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 411, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 0, "3": 5, "4": 36, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 36, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOPGYPVP42FW34", "name": "DATCU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 369, "dollarVol": 45985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 723, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 0, "3": 226, "4": 127, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 226, "withdrawalCount": 127, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VGBHF6SRXRR53", "name": "TECHNOLOGY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 368, "dollarVol": 94120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 837, "totalOriginated": 368, "actionTaken": { "1": 368, "2": 82, "3": 235, "4": 54, "5": 3, "6": 24, "7": 3, "8": 68 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 235, "withdrawalCount": 54, "incompleteCount": 3, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDC5KWHWDXTW48", "name": "USF Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 368, "dollarVol": 55230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 754, "totalOriginated": 368, "actionTaken": { "1": 368, "2": 12, "3": 214, "4": 159, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 214, "withdrawalCount": 159, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007G0MFTSE8JPV83", "name": "The Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 368, "dollarVol": 69340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 470, "totalOriginated": 368, "actionTaken": { "1": 368, "2": 4, "3": 32, "4": 64, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 64, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZK5SW6NTWB533", "name": "Enterprise Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 368, "dollarVol": 346660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 576, "totalOriginated": 368, "actionTaken": { "1": 368, "2": 8, "3": 10, "4": 72, "5": 4, "6": 0, "7": 25, "8": 89 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 72, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIKSC6B00SLF36", "name": "The Farmers Bank, Frankfort, Indiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 367, "dollarVol": 55215000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 564, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 8, "3": 38, "4": 23, "5": 4, "6": 0, "7": 32, "8": 92 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 23, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004WQK3PHW1SDP63", "name": "VALOR BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 367, "dollarVol": 103785000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 433, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 37, "3": 9, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BIR9N6Y5KFV24", "name": "CNB Bank And Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 367, "dollarVol": 137685000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 521, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 3, "3": 91, "4": 53, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 53, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JOD3S8ZGZLHP53", "name": "GOOGAIN, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 366, "dollarVol": 212670000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 446, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 5, "3": 2, "4": 49, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 49, "incompleteCount": 24, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPHGEE40YQXO21", "name": "FARMERS INSURANCE GROUP FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 366, "dollarVol": 50380000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 755, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 5, "3": 126, "4": 15, "5": 0, "6": 206, "7": 8, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 206, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RS5LTZ0JDZYI59", "name": "Dedham Institution for Savings", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 366, "dollarVol": 301540000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 467, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 7, "3": 17, "4": 50, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 50, "incompleteCount": 27, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YXOCZOXWKDIT11", "name": "BTC BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 365, "dollarVol": 50855000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 450, "totalOriginated": 365, "actionTaken": { "1": 365, "2": 22, "3": 46, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CN50N3250U7V79", "name": "PERFORMANCE EQUITY PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 365, "dollarVol": 13665000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1661, "totalOriginated": 365, "actionTaken": { "1": 365, "2": 97, "3": 830, "4": 369, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 830, "withdrawalCount": 369, "incompleteCount": 0, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ON2ILGPUVKZT28", "name": "American Bank of Oklahoma", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 365, "dollarVol": 83155000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 460, "totalOriginated": 365, "actionTaken": { "1": 365, "2": 3, "3": 18, "4": 70, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 70, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVOJIAJUT2E435", "name": "FC LENDING, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 365, "dollarVol": 180085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 657, "totalOriginated": 365, "actionTaken": { "1": 365, "2": 18, "3": 4, "4": 155, "5": 115, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 155, "incompleteCount": 115, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2FPZZD55OG155", "name": "UNION SQUARE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 364, "dollarVol": 80520000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 447, "totalOriginated": 364, "actionTaken": { "1": 364, "2": 0, "3": 12, "4": 71, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 71, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN0C13QXN1P552", "name": "Highland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 363, "dollarVol": 45485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 519, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 54, "3": 92, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N80S5V3OY3S68", "name": "GROUP MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 363, "dollarVol": 159075000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 466, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 3, "3": 3, "4": 97, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 97, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PEQH6YK4DH0490", "name": "FRONTWAVE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 363, "dollarVol": 64555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 768, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 16, "3": 136, "4": 122, "5": 131, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 122, "incompleteCount": 131, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F7S6KEMTKK0546", "name": "Extraco Banks, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 362, "dollarVol": 131520000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 451, "totalOriginated": 362, "actionTaken": { "1": 362, "2": 1, "3": 32, "4": 49, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 49, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TR6MWKSIOP3B72", "name": "Brookline Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 362, "dollarVol": 143150000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 594, "totalOriginated": 362, "actionTaken": { "1": 362, "2": 14, "3": 136, "4": 56, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 56, "incompleteCount": 26, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N33AYNKI4VCV72", "name": "Gulf Winds Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 361, "dollarVol": 50665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 928, "totalOriginated": 361, "actionTaken": { "1": 361, "2": 11, "3": 111, "4": 444, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 444, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZIROI6ZF7B419", "name": "FAMILY FIRST OF NY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 361, "dollarVol": 40645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 489, "totalOriginated": 361, "actionTaken": { "1": 361, "2": 2, "3": 76, "4": 47, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 47, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TG5MQ8D4SYP955", "name": "The Tax Lady", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 359, "dollarVol": 159995000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 571, "totalOriginated": 359, "actionTaken": { "1": 359, "2": 2, "3": 127, "4": 82, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 82, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3JUY6QMZ8DY86", "name": "Commercial Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 359, "dollarVol": 62585000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 455, "totalOriginated": 359, "actionTaken": { "1": 359, "2": 7, "3": 54, "4": 32, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009YUAJW70SG7L54", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 358, "dollarVol": 28060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 604, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 5, "3": 99, "4": 113, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 113, "incompleteCount": 29, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MFBT1AI7V3W25", "name": "SERVU FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 358, "dollarVol": 26170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 542, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 4, "3": 59, "4": 84, "5": 26, "6": 0, "7": 7, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 84, "incompleteCount": 26, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0WZYZ4I41CZ29", "name": "BEACON CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 358, "dollarVol": 41050000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 483, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 22, "3": 72, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SUZ313OILKVD67", "name": "Cazle Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 358, "dollarVol": 92610000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 469, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 0, "3": 21, "4": 90, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 90, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDDXGC8OXLNZ36", "name": "First United Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 357, "dollarVol": 105465000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 410, "totalOriginated": 357, "actionTaken": { "1": 357, "2": 37, "3": 10, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZVNU4UKZSWD59", "name": "CANTON SCHOOL EMPLOYEES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 356, "dollarVol": 20650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 448, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 8, "3": 53, "4": 24, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 24, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S4QGNTM8G5J005", "name": "WISCONSIN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 356, "dollarVol": 91570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 464, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 0, "3": 31, "4": 75, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 75, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SV4X2EID9J711", "name": "Cambria Financial Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 356, "dollarVol": 112190000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 440, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 1, "3": 11, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065TMWOWFAXBL88", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 356, "dollarVol": 48410000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 474, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 10, "3": 57, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVXY7S004OQL53", "name": "Wyndham Capital Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 356, "dollarVol": 127610000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1060, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 6, "3": 134, "4": 132, "5": 432, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 132, "incompleteCount": 432, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZCM5T73BZEI76", "name": "PeoplesSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 356, "dollarVol": 48640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 375, "totalOriginated": 347, "actionTaken": { "1": 347, "2": 1, "3": 17, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006F1L6NRWMNY260", "name": "Hanover Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 355, "dollarVol": 202365000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 530, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 9, "3": 72, "4": 67, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 67, "incompleteCount": 27, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KYI3BO5LTXF79", "name": "Meridian Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 355, "dollarVol": 40445000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 634, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 1, "3": 130, "4": 103, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 103, "incompleteCount": 45, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWMKY0FK1H5L44", "name": "Montgomery Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 354, "dollarVol": 64880000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 433, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 12, "3": 38, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VS8Y4N1Y2J0S91", "name": "Brannen Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 353, "dollarVol": 102115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 433, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 5, "3": 43, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I67S0IYUQWFJ07", "name": "NEIGHBORS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 352, "dollarVol": 26050000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 590, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 0, "3": 122, "4": 82, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 82, "incompleteCount": 34, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930032OCUOR526IR93", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 352, "dollarVol": 90850000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 567, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 7, "3": 81, "4": 102, "5": 24, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 102, "incompleteCount": 24, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WSQPVY1NRH6062", "name": "SILVER STATE SCHOOLS SERVICE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 352, "dollarVol": 33480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 547, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 0, "3": 195, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RGUEWNDH44ES51", "name": "Forcht Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 352, "dollarVol": 151710000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 584, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 0, "3": 98, "4": 125, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 125, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000M096YV1VLKD70", "name": "Washington Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 352, "dollarVol": 95890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 458, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 8, "3": 65, "4": 29, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 29, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OOBQV34V3WL383", "name": "ABNB Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 351, "dollarVol": 30585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 588, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 16, "3": 216, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 216, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEM32ZRV7MJ178", "name": "Southside Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 350, "dollarVol": 171450000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 783, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 4, "3": 257, "4": 172, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 257, "withdrawalCount": 172, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008B783OSGFDLN78", "name": "MIDLAND MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 350, "dollarVol": 100920000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 514, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 0, "3": 33, "4": 125, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 125, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490047DXSX2HF6QY47", "name": "FIRST BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 350, "dollarVol": 64920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 524, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 13, "3": 100, "4": 56, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 56, "incompleteCount": 5, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G36820CW642I52", "name": "Huntingdon Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 350, "dollarVol": 110000000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 438, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 3, "3": 32, "4": 37, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 37, "incompleteCount": 16, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GUS13Z72B6KD63", "name": "KELLER MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 350, "dollarVol": 99920000, "branches": 1, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1495, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 10, "3": 35, "4": 134, "5": 1, "6": 0, "7": 25, "8": 940 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 134, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHTPSIK7LBKD38", "name": "PARTNERS 1ST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 350, "dollarVol": 44180000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 479, "totalOriginated": 350, "actionTaken": { "1": 350, "2": 0, "3": 56, "4": 67, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 67, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003GSJF52BBIBW81", "name": "LENDING CAPITAL GROUP Inc", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 349, "dollarVol": 117325000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 453, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 0, "3": 14, "4": 88, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 88, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUF8JLB9HKT321", "name": "Warsaw Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 349, "dollarVol": 98375000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 450, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 2, "3": 13, "4": 82, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 82, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007IU6SKFLLNKZ07", "name": "PACIFIC LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 349, "dollarVol": 135315000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 392, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 0, "3": 0, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHPPLC0TBRV021", "name": "PRIORITY HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 348, "dollarVol": 170510000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 431, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 9, "3": 9, "4": 65, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHWDJMELT59Z22", "name": "EFINITY FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 348, "dollarVol": 114170000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 432, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 7, "3": 7, "4": 56, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 56, "incompleteCount": 14, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TXW4YZE1CSWA75", "name": "Cape Cod Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 348, "dollarVol": 142280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 457, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 31, "3": 31, "4": 33, "5": 1, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZHVOHDWG07M20", "name": "PIMA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 348, "dollarVol": 91770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 611, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 11, "3": 80, "4": 49, "5": 27, "6": 96, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 49, "incompleteCount": 27, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 96, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002DRIX59V47NM65", "name": "LOS ANGELES POLICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 347, "dollarVol": 45095000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 611, "totalOriginated": 347, "actionTaken": { "1": 347, "2": 14, "3": 109, "4": 131, "5": 0, "6": 0, "7": 1, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 131, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XW2H531FLD3I90", "name": "FIRST FED BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 347, "dollarVol": 150295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 779, "totalOriginated": 347, "actionTaken": { "1": 347, "2": 3, "3": 146, "4": 82, "5": 30, "6": 171, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 146, "withdrawalCount": 82, "incompleteCount": 30, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 171, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZG6KIP4HOUR65", "name": "Adirondack Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 346, "dollarVol": 57200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 478, "totalOriginated": 346, "actionTaken": { "1": 346, "2": 11, "3": 73, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDJB48AVV1SO96", "name": "HOME FINANCING UNLIMITED, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 346, "dollarVol": 138530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 527, "totalOriginated": 346, "actionTaken": { "1": 346, "2": 0, "3": 13, "4": 133, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 133, "incompleteCount": 35, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300II7Y8V2KY9TM28", "name": "Home Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 346, "dollarVol": 100300000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 536, "totalOriginated": 346, "actionTaken": { "1": 346, "2": 34, "3": 50, "4": 70, "5": 6, "6": 0, "7": 24, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 70, "incompleteCount": 6, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IT65TMGZIKY68", "name": "The Poca Valley Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 345, "dollarVol": 55345000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 468, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 4, "3": 48, "4": 63, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 63, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WW4OBT30G5DK23", "name": "THRIVENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 344, "dollarVol": 55030000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 550, "totalOriginated": 344, "actionTaken": { "1": 344, "2": 111, "3": 73, "4": 0, "5": 0, "6": 0, "7": 0, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 111, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HTCBH4TWCVM82", "name": "MEMBERS MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 343, "dollarVol": 130365000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 552, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 5, "3": 74, "4": 49, "5": 77, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 49, "incompleteCount": 77, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FRF7HYNM1S7Y12", "name": "FirstBank Southwest", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 343, "dollarVol": 63805000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 463, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 53, "3": 54, "4": 3, "5": 2, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008T2QQO3QJ0EM38", "name": "CADENCE LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 343, "dollarVol": 99685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 401, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 40, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP3DLR09NF6157", "name": "The First National Bank of Middle Tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 342, "dollarVol": 124720000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 423, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 4, "3": 45, "4": 31, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002M4XN64FM7Z89", "name": "The Torrington Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 342, "dollarVol": 73650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 515, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 9, "3": 74, "4": 61, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 61, "incompleteCount": 29, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "562V2SM4I80MJO5HYB83", "name": "Bank Rhode Island", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 342, "dollarVol": 144570000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 567, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 11, "3": 143, "4": 47, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 47, "incompleteCount": 24, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930009DUZUXUZIDL84", "name": "The Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 341, "dollarVol": 71605000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 486, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 40, "3": 75, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZAZI235VM8Q149", "name": "JAMS-01, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 341, "dollarVol": 158145000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 408, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 0, "3": 2, "4": 65, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X2FI65C4A30O27", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 341, "dollarVol": 85455000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 452, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 16, "3": 27, "4": 59, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 59, "incompleteCount": 9, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089R5VSN6GVCK47", "name": "SouthEast Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 340, "dollarVol": 110340000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 456, "totalOriginated": 340, "actionTaken": { "1": 340, "2": 30, "3": 62, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GR3G0K8VJOH721", "name": "Lebanon Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 340, "dollarVol": 43240000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 397, "totalOriginated": 340, "actionTaken": { "1": 340, "2": 0, "3": 39, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IYR2K45YQJGV33", "name": "Horizon Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 339, "dollarVol": 93535000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 411, "totalOriginated": 339, "actionTaken": { "1": 339, "2": 22, "3": 32, "4": 13, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HEPQK96AEXHS12", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 339, "dollarVol": 90975000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 400, "totalOriginated": 339, "actionTaken": { "1": 339, "2": 7, "3": 29, "4": 23, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009RSCJ6Y7LUWJ31", "name": "FEDERATED MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 338, "dollarVol": 95760000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 401, "totalOriginated": 338, "actionTaken": { "1": 338, "2": 0, "3": 0, "4": 62, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 62, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4XILOL7HDRE77", "name": "Bank of Bird-in-Hand", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 338, "dollarVol": 74950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 364, "totalOriginated": 338, "actionTaken": { "1": 338, "2": 7, "3": 14, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1LJKPCKRRHC31", "name": "CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 337, "dollarVol": 49705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 402, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 1, "3": 64, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KKOHQFSTKHSN59", "name": "TEXAS TRUST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 337, "dollarVol": 51965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 354, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 1, "3": 5, "4": 4, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZM3TKJVUYB3676", "name": "Central Bank Illinois", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 337, "dollarVol": 65065000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 1, "3": 9, "4": 32, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 32, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NCCC6N26G65F26", "name": "NUWAVE LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 337, "dollarVol": 141005000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 421, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 0, "3": 2, "4": 81, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 81, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JNEZK52NOPC21", "name": "SARATOGA NATIONAL BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 336, "dollarVol": 123620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 525, "totalOriginated": 336, "actionTaken": { "1": 336, "2": 0, "3": 72, "4": 86, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 86, "incompleteCount": 31, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ENXD6MBH06E085", "name": "Bristol County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 335, "dollarVol": 190195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 539, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 6, "3": 49, "4": 48, "5": 15, "6": 0, "7": 21, "8": 65 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 48, "incompleteCount": 15, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039OWZFM2IGRN69", "name": "Chambers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 335, "dollarVol": 89685000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 435, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 12, "3": 44, "4": 43, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 43, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKMQB8BGTSPK09", "name": "WELCOME HOME FINANCE, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 335, "dollarVol": 73075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 382, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 0, "3": 0, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI5KT42YX5L588", "name": "FIRST NORTHERN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 335, "dollarVol": 42885000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 477, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 15, "3": 46, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTRLFU2IIL4380", "name": "UNITED BUILT HOMES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 334, "dollarVol": 106050000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1422, "totalOriginated": 334, "actionTaken": { "1": 334, "2": 177, "3": 388, "4": 0, "5": 523, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 388, "withdrawalCount": 0, "incompleteCount": 523, "approvedNotAcceptedCount": 177, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5PE7ZGYRW5Q15", "name": "Citizens Bank of Las Cruces", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 333, "dollarVol": 99185000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 381, "totalOriginated": 333, "actionTaken": { "1": 333, "2": 0, "3": 16, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXUKHRDG940238", "name": "SETTLEMENT HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 332, "dollarVol": 136500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 404, "totalOriginated": 332, "actionTaken": { "1": 332, "2": 1, "3": 11, "4": 60, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFNTNQLLW0HY87", "name": "The Citizens National Bank of Meridian", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 331, "dollarVol": 64535000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 474, "totalOriginated": 331, "actionTaken": { "1": 331, "2": 1, "3": 57, "4": 85, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQ47K76CF2A976", "name": "CORNHUSKER BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 331, "dollarVol": 87695000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 400, "totalOriginated": 331, "actionTaken": { "1": 331, "2": 15, "3": 16, "4": 37, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XT5WP4TMNXL317", "name": "Heritage Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 331, "dollarVol": 54855000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 349, "totalOriginated": 331, "actionTaken": { "1": 331, "2": 0, "3": 16, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVFLWKU7133506", "name": "PREMIER AMERICA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 330, "dollarVol": 62930000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 551, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 28, "3": 137, "4": 51, "5": 0, "6": 0, "7": 4, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002OCMCJIOOONI88", "name": "United Bank of Iowa", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 330, "dollarVol": 43560000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 555, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 42, "3": 105, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WAN5TOEYBJJR25", "name": "United Heritage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 330, "dollarVol": 39590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 573, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 0, "3": 191, "4": 47, "5": 4, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 47, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003EW6T31TGECO83", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 329, "dollarVol": 75155000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 378, "totalOriginated": 329, "actionTaken": { "1": 329, "2": 34, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BB4LSE4JRRGV15", "name": "Choice Financial Group", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 329, "dollarVol": 197975000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 395, "totalOriginated": 329, "actionTaken": { "1": 329, "2": 12, "3": 22, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JXQCVNMUHBR38", "name": "Yakima Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 329, "dollarVol": 105985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 514, "totalOriginated": 329, "actionTaken": { "1": 329, "2": 9, "3": 56, "4": 37, "5": 1, "6": 0, "7": 24, "8": 58 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RLUL4IL56SC31", "name": "The Guilford Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 328, "dollarVol": 94010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 450, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 40, "3": 47, "4": 27, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 27, "incompleteCount": 8, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XWC8ZG8WYKWG35", "name": "Towne First Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 328, "dollarVol": 118450000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 400, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 2, "3": 13, "4": 57, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HZMPZC336WP721", "name": "The Bank of New Glarus", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 328, "dollarVol": 92410000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 363, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 15, "3": 16, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4YZ9QY31U5912", "name": "PrimeSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 328, "dollarVol": 85620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 361, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 14, "3": 11, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UX6CADCIYJ3506", "name": "Generations Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 328, "dollarVol": 35780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 581, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 20, "3": 160, "4": 40, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 40, "incompleteCount": 33, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQGT4VX22XJ495", "name": "The Ohio Valley Bank Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 328, "dollarVol": 67250000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 2, "3": 18, "4": 19, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JBDASEOSXCI67", "name": "Holy Rosary Regional Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 328, "dollarVol": 38100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 462, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 6, "3": 43, "4": 72, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 72, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XPILOY1LB5CK32", "name": "Hamilton Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 328, "dollarVol": 65030000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 408, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 1, "3": 11, "4": 68, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZTITCLMZ3TL46", "name": "Security First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 327, "dollarVol": 64545000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 421, "totalOriginated": 327, "actionTaken": { "1": 327, "2": 25, "3": 40, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNAY3J7NZEU618", "name": "Vision Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 326, "dollarVol": 77050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 434, "totalOriginated": 326, "actionTaken": { "1": 326, "2": 5, "3": 44, "4": 57, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 57, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800M6RMI3YBX62W88", "name": "CORTRUST MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 326, "dollarVol": 81810000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 455, "totalOriginated": 326, "actionTaken": { "1": 326, "2": 1, "3": 32, "4": 73, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 73, "incompleteCount": 23, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JNTZTF40KCOF79", "name": "Republic Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 325, "dollarVol": 92245000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 725, "totalOriginated": 325, "actionTaken": { "1": 325, "2": 13, "3": 299, "4": 84, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 299, "withdrawalCount": 84, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008US5LUWX2ZH247", "name": "Del Norte Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 324, "dollarVol": 50630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 508, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 5, "3": 75, "4": 87, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 87, "incompleteCount": 17, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMGY2NJUW3A749", "name": "PACOR MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 324, "dollarVol": 81690000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 384, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 1, "3": 9, "4": 49, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 49, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490033STXCA9YDXT42", "name": "Glennville Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 324, "dollarVol": 29540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 398, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 11, "3": 37, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005LG69OCBT9WE71", "name": "The Riddell National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 323, "dollarVol": 42245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 342, "totalOriginated": 323, "actionTaken": { "1": 323, "2": 0, "3": 8, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490073NY7HKXVMGG76", "name": "RELIANCE SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 323, "dollarVol": 44705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 411, "totalOriginated": 323, "actionTaken": { "1": 323, "2": 8, "3": 38, "4": 23, "5": 0, "6": 0, "7": 6, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ES4J6H2VR7264", "name": "Security Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 323, "dollarVol": 83505000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 469, "totalOriginated": 323, "actionTaken": { "1": 323, "2": 6, "3": 47, "4": 89, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 89, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IER2H3R8YLBW04", "name": "Forward Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 322, "dollarVol": 56800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 392, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 41, "3": 27, "4": 0, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900URXOKFMBYQ0V69", "name": "SIERRA CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 322, "dollarVol": 29710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 619, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 5, "3": 139, "4": 52, "5": 12, "6": 0, "7": 35, "8": 54 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 52, "incompleteCount": 12, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W09D8JV1ANXX59", "name": "THE ANDERSON FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 322, "dollarVol": 89530000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 450, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 18, "3": 2, "4": 106, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 106, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3LYUX1NJVC329", "name": "MORTGAGE CAPITAL PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 321, "dollarVol": 201425000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 503, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 12, "3": 1, "4": 168, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 168, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGMQJ4R419LR70", "name": "LUMENT REAL ESTATE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 321, "dollarVol": 3176405000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 459, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 19, "3": 46, "4": 57, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 57, "incompleteCount": 16, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPWNBJ0UCBZ853", "name": "The Old Point National Bank of Phoebus", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 320, "dollarVol": 86390000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 425, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 10, "3": 40, "4": 43, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 43, "incompleteCount": 12, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZ2IPWRMLAYZ30", "name": "MID-ISLAND MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 320, "dollarVol": 128310000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 490, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 0, "3": 47, "4": 90, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 90, "incompleteCount": 33, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930084WKZ9NTQ0QS94", "name": "Iroquois Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 319, "dollarVol": 94595000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 466, "totalOriginated": 319, "actionTaken": { "1": 319, "2": 8, "3": 40, "4": 26, "5": 4, "6": 0, "7": 41, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8DCOOTG96YM89", "name": "Sound Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 318, "dollarVol": 65630000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 422, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 2, "3": 80, "4": 17, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MKY47WU65N1J56", "name": "Timberland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 318, "dollarVol": 159150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 482, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 0, "3": 73, "4": 80, "5": 10, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 80, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930098QK48NVYBZC62", "name": "EZ FUNDINGS INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 318, "dollarVol": 164470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 422, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 2, "3": 2, "4": 99, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 99, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KST6N97GYH0O45", "name": "Susser Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 318, "dollarVol": 144460000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 459, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 13, "3": 23, "4": 94, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 94, "incompleteCount": 11, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OCB5PJQMM6LU72", "name": "Western Ohio Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 318, "dollarVol": 65930000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 450, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 0, "3": 8, "4": 120, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 120, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "DZHW4H2BUS3DOGKT0727", "name": "Gorham Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 318, "dollarVol": 86840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 444, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 6, "3": 50, "4": 52, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 52, "incompleteCount": 18, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYC8C6REMY4E38", "name": "Minnwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 318, "dollarVol": 181810000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 385, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 7, "3": 24, "4": 33, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 33, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJRQ7KMJ2TQQ84", "name": "The Hometown Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 317, "dollarVol": 49415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 416, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 42, "3": 41, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6EE8DBBFUW487", "name": "KS StateBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 317, "dollarVol": 115725000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 21, "3": 10, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKW6LAHX0L9161", "name": "Georgia Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 317, "dollarVol": 34575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 334, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 10, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MJC4429E0HGL47", "name": "AMERICAN MIDWEST MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 317, "dollarVol": 57705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 360, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 0, "3": 10, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYJEJCSZHWWM52", "name": "ALIGN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 317, "dollarVol": 53465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 501, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 6, "3": 152, "4": 21, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 21, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FL0K3UVG1WAY05", "name": "TAM LENDING CENTER INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 316, "dollarVol": 84130000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 316, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U1OBL1MC6M6518", "name": "MortgageCountry, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 316, "dollarVol": 135570000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 399, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 0, "3": 9, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300POCKENHFN8BN88", "name": "Longview Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 316, "dollarVol": 39320000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 327, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H05YH2B8D1FY15", "name": "Greenville Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 316, "dollarVol": 34270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 390, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 10, "3": 32, "4": 19, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 19, "incompleteCount": 13, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007LQQOUAPFNHY39", "name": "OPTIONWIDE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 315, "dollarVol": 192095000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 649, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 157, "3": 64, "4": 113, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 113, "incompleteCount": 0, "approvedNotAcceptedCount": 157, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QY4UCP33T94N09", "name": "Ballston Spa National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 315, "dollarVol": 88685000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 490, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 101, "3": 11, "4": 61, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 61, "incompleteCount": 2, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y3CWQSLFVW8D53", "name": "Border Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 315, "dollarVol": 57355000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 338, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 1, "3": 7, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F1COXL6UBFCP55", "name": "First Central Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 315, "dollarVol": 215145000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 388, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 0, "3": 8, "4": 2, "5": 55, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 55, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001B4TX233UP4J06", "name": "Rhode Island Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 315, "dollarVol": 21015000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 641, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 7, "3": 231, "4": 70, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 231, "withdrawalCount": 70, "incompleteCount": 18, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZVCKCUN23YY80", "name": "Consolidated Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 315, "dollarVol": 51295000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 489, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 0, "3": 92, "4": 68, "5": 0, "6": 0, "7": 14, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U4FBW37LFHW771", "name": "JET DIRECT FUNDING CORP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 314, "dollarVol": 156710000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 498, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 0, "3": 57, "4": 109, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 109, "incompleteCount": 18, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UWA74T8PF7KY34", "name": "Dime Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 314, "dollarVol": 439380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 493, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 15, "3": 65, "4": 70, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 70, "incompleteCount": 29, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N133DZGPB2X985", "name": "Freedom Northwest Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 314, "dollarVol": 56800000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 325, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 5, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006CSAAG67CX8Z55", "name": "Summit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 314, "dollarVol": 26440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 367, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 1, "3": 52, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064FQE21RHEG647", "name": "EVERGREEN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 314, "dollarVol": 37970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 519, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 3, "3": 112, "4": 65, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 65, "incompleteCount": 25, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003VEEM09F16U659", "name": "MASS BAY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 314, "dollarVol": 58400000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 618, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 19, "3": 151, "4": 71, "5": 63, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 71, "incompleteCount": 63, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007JVSQYT5Y2V066", "name": "Guaranty Bank & Trust Company of Delhi, Louisiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 313, "dollarVol": 44005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 347, "totalOriginated": 313, "actionTaken": { "1": 313, "2": 8, "3": 14, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WZ3RTY75P7HO83", "name": "Eagle Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 312, "dollarVol": 41040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1235, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 558, "3": 340, "4": 20, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 340, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 558, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7I9AZRM78QT92", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 312, "dollarVol": 31170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 25, "3": 30, "4": 1, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGMMXKSX821O69", "name": "HARTFORD FUNDING, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 311, "dollarVol": 139465000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 622, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 66, "3": 67, "4": 96, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 96, "incompleteCount": 82, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040I855W2FI0Y80", "name": "APL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 311, "dollarVol": 26325000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 418, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 0, "3": 57, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q55VW95EP3CM33", "name": "LCNB National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 311, "dollarVol": 92155000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 379, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 10, "3": 39, "4": 15, "5": 0, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WEZMN6QE5IIH42", "name": "JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 311, "dollarVol": 120915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 541, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 4, "3": 66, "4": 155, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 155, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003KK3OFPYXHCI44", "name": "LAFCU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 310, "dollarVol": 28870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 451, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 16, "3": 54, "4": 45, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 45, "incompleteCount": 26, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003617RJR4JUYT66", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 310, "dollarVol": 73050000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 390, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 10, "3": 15, "4": 51, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HK8HC6F50IC896", "name": "Maine Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 310, "dollarVol": 88790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 420, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 8, "3": 57, "4": 40, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 40, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300256FCWXUM5FR50", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 310, "dollarVol": 49190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1186, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 22, "3": 113, "4": 16, "5": 15, "6": 710, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 16, "incompleteCount": 15, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 710, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEJ302N3NLKA88", "name": "Embold Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 309, "dollarVol": 38515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 516, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 2, "3": 162, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 162, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUVOQXC2XL4P90", "name": "Community State Bank of Orbisonia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 308, "dollarVol": 29270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 386, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 9, "3": 40, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040GLSEV5H11Q12", "name": "Adams Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 308, "dollarVol": 72710000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 438, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 2, "3": 40, "4": 81, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 81, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PCN2EQDRMIHV68", "name": "MORTGAGE INVESTMENT SERVICES CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 308, "dollarVol": 51070000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 585, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 146, "3": 83, "4": 24, "5": 0, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 146, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D064PXOX5JP483", "name": "Mid-Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 308, "dollarVol": 67340000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 365, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 7, "3": 21, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BSTNYSV3EWYM24", "name": "Regent Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 308, "dollarVol": 90310000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 396, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 2, "3": 20, "4": 56, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 56, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QG83M0EX7VC434", "name": "Pinnacle Bank - Wyoming", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 307, "dollarVol": 70105000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 415, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 5, "3": 38, "4": 61, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 61, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AFD1IR7H2CES48", "name": "The Nodaway Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 306, "dollarVol": 51340000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 398, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 15, "3": 26, "4": 42, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 42, "incompleteCount": 9, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7HCU10KIRLG30", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 306, "dollarVol": 101140000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 451, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 24, "3": 51, "4": 68, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 68, "incompleteCount": 2, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LTLRA7Y5L3696", "name": "The Fisher National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 306, "dollarVol": 44320000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 340, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 11, "3": 13, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELXS6PBT8OEE44", "name": "Air Academy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 306, "dollarVol": 64040000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 428, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 19, "3": 40, "4": 63, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500D61DCEC4E2B661", "name": "BUILDERS CHOICE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 306, "dollarVol": 122420000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 474, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 2, "3": 66, "4": 95, "5": 0, "6": 0, "7": 4, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KR4ZW8KJC82O47", "name": "Community First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 306, "dollarVol": 90130000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 407, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 1, "3": 21, "4": 78, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XCKCOIX4JMI33", "name": "RESIDENTIAL HOME FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 305, "dollarVol": 120565000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 616, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 29, "3": 42, "4": 231, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 231, "incompleteCount": 9, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HFDG31YJ3MM36", "name": "Transcend Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 305, "dollarVol": 51325000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1490, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 29, "3": 109, "4": 77, "5": 1, "6": 969, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 77, "incompleteCount": 1, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 969, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q9V3DYHBRTUH61", "name": "1st National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 305, "dollarVol": 87525000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 435, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 0, "3": 8, "4": 120, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 120, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMP8EYQD4U6Z40", "name": "Quaint Oak Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 305, "dollarVol": 76095000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 404, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 32, "3": 22, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X6ESK4SUBRYL85", "name": "Waterman State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 304, "dollarVol": 108530000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 375, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 4, "3": 14, "4": 47, "5": 5, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 47, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SO0M022D8D8358", "name": "Carter Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 304, "dollarVol": 234030000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 673, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 16, "3": 152, "4": 31, "5": 7, "6": 163, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 31, "incompleteCount": 7, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 163, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZPTT694OV6U433", "name": "FIRSTMARK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 304, "dollarVol": 19310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 748, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 6, "3": 343, "4": 93, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 343, "withdrawalCount": 93, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HI61SSH8KEBQ58", "name": "Range Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 303, "dollarVol": 55555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 348, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 28, "3": 8, "4": 7, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JM9VOQ8A8WF359", "name": "First Keystone Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 303, "dollarVol": 53505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 401, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 15, "3": 52, "4": 25, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 25, "incompleteCount": 6, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QPD4M26VIOFU53", "name": "SUMMIT MORTGAGE BANKERS INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 302, "dollarVol": 163170000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 2, "3": 6, "4": 56, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 56, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001E3OD1D4Y8KX63", "name": "FIRST HERITAGE FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 302, "dollarVol": 59830000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 0, "3": 26, "4": 19, "5": 0, "6": 0, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNZ6E1MM7RQQ04", "name": "Clear Mountain Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 301, "dollarVol": 87295000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 477, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 10, "3": 32, "4": 53, "5": 1, "6": 0, "7": 79, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 53, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300032FNX4IOT2T93", "name": "Petefish, Skiles & Co.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 300, "dollarVol": 39220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 496, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 1, "3": 109, "4": 85, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009DQQ81725XIJ49", "name": "Five Points Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 300, "dollarVol": 61460000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 325, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 0, "3": 6, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6J0XZXQGKDW16", "name": "U.S. EAGLE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 300, "dollarVol": 27140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 459, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 3, "3": 55, "4": 25, "5": 18, "6": 58, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 25, "incompleteCount": 18, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 58, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001TX1L6BVUQ0J60", "name": "Bank of Odessa", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 300, "dollarVol": 59490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 1, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T2PYPUFN0IWJ63", "name": "InterBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 300, "dollarVol": 266280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 441, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 38, "3": 55, "4": 47, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANTUZH5AQQXR02", "name": "ST. CLOUD FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 299, "dollarVol": 44505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 0, "3": 35, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TKL128GKFR9C87", "name": "Wildfire Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 299, "dollarVol": 41935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 409, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 2, "3": 59, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GT860C7IVCPZ04", "name": "DYBN FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 299, "dollarVol": 111935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 455, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 0, "3": 14, "4": 136, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 136, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YOL8EJ9NBHIE43", "name": "Town & Country Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 299, "dollarVol": 47855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 347, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 16, "3": 26, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP1N04YL1TZP61", "name": "Availa Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 298, "dollarVol": 50730000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 343, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 9, "3": 21, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ULL1JFIC1C287", "name": "UNITEDONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 298, "dollarVol": 29480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 494, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 18, "3": 42, "4": 52, "5": 13, "6": 0, "7": 52, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 52, "incompleteCount": 13, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002F9OWLKRICTY67", "name": "STANDARD MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 298, "dollarVol": 74760000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1829, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 0, "3": 57, "4": 145, "5": 8, "6": 1321, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 145, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1321, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTK5T7CZ3UJ084", "name": "Utah Power Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 298, "dollarVol": 44060000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 359, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 5, "3": 18, "4": 34, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 34, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GNK8YXIZQ6LW40", "name": "Sabine State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 298, "dollarVol": 83230000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 450, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 3, "3": 56, "4": 82, "5": 10, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 82, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004W2JKWS6P17T44", "name": "United Bank of Michigan", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 298, "dollarVol": 95040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 490, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 4, "3": 88, "4": 80, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 80, "incompleteCount": 20, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300APYWQYO3RLT772", "name": "Amboy Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 298, "dollarVol": 150480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 400, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 31, "3": 62, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGTRKCDKOVEQ80", "name": "First National Bank of Pulaski", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 298, "dollarVol": 84480000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 378, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 15, "3": 18, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y0F8X17ADZK505", "name": "First Bank Richmond", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 297, "dollarVol": 46865000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 403, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 57, "3": 47, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W66Q12I4MV8X83", "name": "OMNI COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 297, "dollarVol": 29315000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 643, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 59, "3": 177, "4": 45, "5": 65, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 177, "withdrawalCount": 45, "incompleteCount": 65, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PE3F2ADLAJRQ97", "name": "Christian Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 296, "dollarVol": 11590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 548, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 1, "3": 173, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R1ELTGT9LUL33", "name": "MARSHALL COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 296, "dollarVol": 47280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 325, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 13, "3": 1, "4": 9, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 6, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CNRVR02KBUDD48", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 296, "dollarVol": 72270000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 371, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 29, "3": 30, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007IES1RWVUDDU23", "name": "Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 295, "dollarVol": 71005000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 384, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 0, "3": 16, "4": 66, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRH7IX8IMYTC57", "name": "Dundee Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 295, "dollarVol": 96975000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 357, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 9, "3": 18, "4": 29, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 29, "incompleteCount": 6, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GP2576VSW7TS47", "name": "Adventure Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 294, "dollarVol": 32520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 373, "totalOriginated": 294, "actionTaken": { "1": 294, "2": 3, "3": 24, "4": 33, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 33, "incompleteCount": 19, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001E11O22GGBEL86", "name": "Prairie State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 293, "dollarVol": 48245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 323, "totalOriginated": 293, "actionTaken": { "1": 293, "2": 16, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000UZ37PYF2QMT96", "name": "POINT BREEZE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 293, "dollarVol": 46185000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 367, "totalOriginated": 293, "actionTaken": { "1": 293, "2": 2, "3": 41, "4": 29, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 29, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MTZQME2DHKE115", "name": "ARLINGTON COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 292, "dollarVol": 38790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 498, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 18, "3": 108, "4": 32, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 32, "incompleteCount": 48, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004G43JM6M5BFR40", "name": "FAMILY FINANCE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 291, "dollarVol": 70685000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 298, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027H7CJF9GCDZ36", "name": "FORT FINANCIAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 291, "dollarVol": 31475000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 601, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 0, "3": 100, "4": 176, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 176, "incompleteCount": 34, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YLA2LNEYNOLN85", "name": "WATSON MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 291, "dollarVol": 79795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 479, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 1, "3": 98, "4": 89, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 89, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNJRM4GVCEUP46", "name": "FOOTHILL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 290, "dollarVol": 48260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 374, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 1, "3": 33, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K2EV48DVSYNV15", "name": "Home Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 290, "dollarVol": 68320000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 0, "3": 16, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500J7N6WVLNSUPF81", "name": "Atlantic Home Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 289, "dollarVol": 110995000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 513, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 18, "3": 6, "4": 200, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 200, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008UZWYHK74O4341", "name": "G.P.O. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 289, "dollarVol": 27355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 409, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 12, "3": 100, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYN3TROD97TI79", "name": "ALLSOUTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 289, "dollarVol": 26895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 726, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 0, "3": 218, "4": 214, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 214, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOBXG0DT4I6U54", "name": "1ST 2ND MORTGAGE COMPANY OF N.J., INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 289, "dollarVol": 114785000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 409, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 0, "3": 18, "4": 102, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 102, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBSEU7L0HIUP28", "name": "Bank of Botetourt", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 289, "dollarVol": 88375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 328, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 8, "3": 12, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FMBXF85WQYV433", "name": "Amalgamated Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 289, "dollarVol": 335475000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 438, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 8, "3": 25, "4": 54, "5": 20, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 54, "incompleteCount": 20, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHPJ9CLOLCVE82", "name": "RiverHills Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 289, "dollarVol": 86635000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 487, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 13, "3": 45, "4": 138, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 138, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJB00VM6H8PP97", "name": "American Momentum Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 289, "dollarVol": 179575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 467, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 4, "3": 88, "4": 75, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 75, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HO5ZZCX2Z8V467", "name": "FIVEPOINT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 288, "dollarVol": 40620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 474, "totalOriginated": 288, "actionTaken": { "1": 288, "2": 52, "3": 108, "4": 21, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 21, "incompleteCount": 5, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HEJ9F73IMPX887", "name": "Tomo Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 288, "dollarVol": 101480000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 459, "totalOriginated": 288, "actionTaken": { "1": 288, "2": 8, "3": 22, "4": 126, "5": 11, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 126, "incompleteCount": 11, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TG3REX549BAZ53", "name": "CENTRAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 288, "dollarVol": 95900000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 394, "totalOriginated": 288, "actionTaken": { "1": 288, "2": 16, "3": 34, "4": 21, "5": 30, "6": 0, "7": 4, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 21, "incompleteCount": 30, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EES32R2VOEK894", "name": "Bankers' Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 287, "dollarVol": 57385000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 416, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 2, "3": 44, "4": 68, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 68, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YYJWBT2GH5DS80", "name": "PICATINNY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 287, "dollarVol": 35395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 498, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 8, "3": 80, "4": 64, "5": 44, "6": 0, "7": 7, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 64, "incompleteCount": 44, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0L43GUZ8EW811", "name": "Legends Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 287, "dollarVol": 98645000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 2, "3": 16, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UONVHJ0G6DSL23", "name": "Bravera Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 286, "dollarVol": 75980000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 333, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 4, "3": 9, "4": 30, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 30, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W40F67Y6WWQX34", "name": "first vision bank of tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 286, "dollarVol": 76530000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 339, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 4, "3": 14, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESV371MYVWQV54", "name": "Citizens Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 284, "dollarVol": 36850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 350, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 18, "3": 21, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PH1RMZ3NKH2953", "name": "FIELD & MAIN BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 284, "dollarVol": 67360000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 346, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 9, "3": 28, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BAZS5RZ8O98A51", "name": "POWER FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 284, "dollarVol": 69990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 348, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 1, "3": 55, "4": 0, "5": 1, "6": 0, "7": 7, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020VWE4K0ME5605", "name": "The Monticello Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 283, "dollarVol": 63075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 402, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 1, "3": 60, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EEBMJ68MB8P551", "name": "R. F. Mortgage & Investment Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 283, "dollarVol": 47915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 343, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 18, "3": 24, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDFK1ZR5QSYO15", "name": "TEXELL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 283, "dollarVol": 25145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 643, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 22, "3": 183, "4": 155, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 155, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYDLDVRYKJ3N02", "name": "FINANCIAL CENTER FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 282, "dollarVol": 30070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 455, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 1, "3": 170, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYOAX0LV89BL94", "name": "FCN Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 282, "dollarVol": 63950000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 348, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 14, "3": 28, "4": 23, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C20KZIWPASBC15", "name": "FIRST CONTINENTAL MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 282, "dollarVol": 105020000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5019, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 9, "3": 3, "4": 53, "5": 3, "6": 4669, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 53, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 4669, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FL0I8OUMMBOZ11", "name": "Bench Equity L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 281, "dollarVol": 128605000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 324, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 42, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBBI5HSCNM6E20", "name": "PARK SQUARE HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 281, "dollarVol": 101885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 382, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 9, "3": 30, "4": 59, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 59, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWRXVFSDCUUY93", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 280, "dollarVol": 60400000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 328, "totalOriginated": 280, "actionTaken": { "1": 280, "2": 8, "3": 12, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004SDYVHYN4M716", "name": "Coastal Carolina National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 279, "dollarVol": 94435000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 348, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 5, "3": 33, "4": 30, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 30, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJIJV987NXVC31", "name": "SCENIC OAKS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 279, "dollarVol": 101985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 444, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 0, "3": 14, "4": 72, "5": 0, "6": 0, "7": 6, "8": 73 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMWSYX6B5ZOK69", "name": "Wilson & Muir Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 279, "dollarVol": 60075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 322, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 1, "3": 15, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TFEH2N4OKL5136", "name": "NEXTIER BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 278, "dollarVol": 177960000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 404, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 16, "3": 59, "4": 44, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 44, "incompleteCount": 7, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RC1JITZLHVLH66", "name": "EQUITY WAVE LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 278, "dollarVol": 79360000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 556, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 27, "3": 121, "4": 129, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 129, "incompleteCount": 1, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PD2JKG2Z95GK78", "name": "West Point Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 278, "dollarVol": 53910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 354, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 37, "3": 28, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O6ESF124P8HR04", "name": "GRANITE STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 277, "dollarVol": 32225000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 571, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 65, "3": 43, "4": 131, "5": 0, "6": 0, "7": 44, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 131, "incompleteCount": 0, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007UW5GSKHED2095", "name": "CS Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 277, "dollarVol": 49125000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 329, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 3, "3": 20, "4": 28, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 28, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038B7D8N5ZCSG62", "name": "ATOMIC CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 277, "dollarVol": 42585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 500, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 0, "3": 121, "4": 100, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 100, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8KQYPAVPZL931", "name": "Farmers Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 277, "dollarVol": 45895000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 319, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 23, "3": 15, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EP58VNEJR7BV48", "name": "Primebank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 277, "dollarVol": 60335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 306, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 1, "3": 13, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KXUHSYFT7SD10", "name": "LPMC, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 276, "dollarVol": 97430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 377, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 0, "3": 7, "4": 88, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 88, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300684I276INJKK63", "name": "Southern Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 276, "dollarVol": 35190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 316, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 3, "3": 16, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008EFPQHWHJ5MO60", "name": "The Conway National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 276, "dollarVol": 63440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 287, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 0, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DZ25WXQZZ57J48", "name": "Lake Ridge Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 276, "dollarVol": 255350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 428, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 7, "3": 19, "4": 61, "5": 4, "6": 0, "7": 10, "8": 51 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 61, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JUW0FLRMO0W64", "name": "M SQUARED FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 276, "dollarVol": 95750000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 276, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W07W12OUENKR02", "name": "County National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 276, "dollarVol": 73850000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 358, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 1, "3": 34, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500DB378C704F4610", "name": "CITY-COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 275, "dollarVol": 39345000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 526, "totalOriginated": 275, "actionTaken": { "1": 275, "2": 1, "3": 125, "4": 102, "5": 1, "6": 0, "7": 6, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 102, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HV02VPA0FYR272", "name": "American Liberty Mortgage, Incorporated", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 274, "dollarVol": 99980000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 335, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 2, "3": 16, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1347BFCBHJV60", "name": "MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 274, "dollarVol": 104020000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 430, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 22, "3": 19, "4": 108, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 108, "incompleteCount": 7, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZDEK4QLTWSL15", "name": "TAPCO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 274, "dollarVol": 38250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 375, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 10, "3": 70, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELFWNRX6MLE444", "name": "Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 274, "dollarVol": 26760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 309, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 18, "3": 11, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBYIDGN0LRQS38", "name": "First National Bank Of Oklahoma", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 273, "dollarVol": 76145000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 291, "totalOriginated": 273, "actionTaken": { "1": 273, "2": 5, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEC4OVVYQB2849", "name": "MMS MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 272, "dollarVol": 51890000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 327, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 9, "3": 5, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500C3963FSB42CA10", "name": "SUNDAE FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 272, "dollarVol": 119150000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 339, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 0, "3": 9, "4": 52, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 52, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3UJN7196A5W71", "name": "Central National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 272, "dollarVol": 62810000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 373, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 2, "3": 43, "4": 35, "5": 4, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 35, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZMSSTP768USP32", "name": "Merchants & Marine Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 272, "dollarVol": 57600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 1, "3": 26, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PHB6PE87OB729", "name": "Tioga State Bank, N. A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 272, "dollarVol": 41010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 339, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 6, "3": 40, "4": 16, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 16, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EAO0HUFDR48U74", "name": "RED RIVER EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 272, "dollarVol": 37690000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 474, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 0, "3": 56, "4": 24, "5": 3, "6": 119, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 119, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XKIMAP8O4OS123", "name": "BELLWETHER COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 271, "dollarVol": 42485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 512, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 11, "3": 107, "4": 63, "5": 0, "6": 0, "7": 13, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN34NXD7N44O04", "name": "Two Rivers Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 271, "dollarVol": 35445000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 343, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 10, "3": 25, "4": 35, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 35, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SVSM8JMOZJXF07", "name": "Bath Savings Institution", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 271, "dollarVol": 92025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 389, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 3, "3": 43, "4": 66, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 66, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EDYO1UYWLWP146", "name": "CNB Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 270, "dollarVol": 64590000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 304, "totalOriginated": 270, "actionTaken": { "1": 270, "2": 2, "3": 22, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SP1FN4D81IS17", "name": "Toyota Financial Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 269, "dollarVol": 178225000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 376, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 0, "3": 26, "4": 78, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 78, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BF788YRGP1OB53", "name": "COAST ONE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 269, "dollarVol": 64475000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 460, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 1, "3": 35, "4": 122, "5": 5, "6": 0, "7": 12, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 122, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FV32ULL0DL8X39", "name": "NET", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 268, "dollarVol": 23700000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 363, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 1, "3": 75, "4": 15, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 15, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3F1P2EQW0FC36", "name": "The Bank of Tampa", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 268, "dollarVol": 90040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 437, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 14, "3": 130, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X83ACLZT2UNN87", "name": "MINNCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 268, "dollarVol": 17450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 507, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 19, "3": 133, "4": 59, "5": 4, "6": 0, "7": 10, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 59, "incompleteCount": 4, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WU17K1CLH8VI32", "name": "Chemung Canal Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 268, "dollarVol": 146210000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 395, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 41, "3": 73, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945004XZN3PZQZJW178", "name": "UNCLE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 267, "dollarVol": 45755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 505, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 1, "3": 138, "4": 84, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 84, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSSK1TDPTWQ036", "name": "National Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 267, "dollarVol": 140465000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 318, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 9, "3": 17, "4": 23, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH47ETFGVNKS92", "name": "CALL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 267, "dollarVol": 22165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 392, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 3, "3": 101, "4": 17, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2DSERWC01YR18", "name": "Walden Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 267, "dollarVol": 78895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 385, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 2, "3": 17, "4": 70, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 70, "incompleteCount": 29, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6M7CI9LXTKS03", "name": "PRIMEWAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 266, "dollarVol": 29450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 349, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 14, "3": 65, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G54QPXQLB4KN58", "name": "FIRST UNITED CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 266, "dollarVol": 88230000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 367, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 28, "3": 42, "4": 28, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 28, "incompleteCount": 3, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Z2Z7DV758IU60", "name": "Bank of Clarke", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 266, "dollarVol": 123460000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 404, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 4, "3": 80, "4": 50, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 50, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300217ZPIHWEYT887", "name": "MassMutual Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 266, "dollarVol": 27820000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 341, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 0, "3": 34, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002UNUIL8WHZAD63", "name": "River City Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 265, "dollarVol": 73525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 433, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 65, "3": 72, "4": 25, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 25, "incompleteCount": 6, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DOV2RLYPY10B52", "name": "Mid America Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 265, "dollarVol": 59505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 356, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 5, "3": 33, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LKELKKRLTQA25", "name": "Portage Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 265, "dollarVol": 54695000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 436, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 5, "3": 15, "4": 22, "5": 3, "6": 0, "7": 15, "8": 111 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 22, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B2O407LCTBX72", "name": "Coulee Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 264, "dollarVol": 66990000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 4, "3": 29, "4": 67, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 67, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUC4CLYKKZWS29", "name": "Citizens Community Federal National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 264, "dollarVol": 79720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 15, "3": 39, "4": 62, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 62, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W4EKVR6GZ0KS84", "name": "Northwest Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 264, "dollarVol": 77270000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 308, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 4, "3": 16, "4": 17, "5": 6, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 17, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YR7U7TZTQ1GH77", "name": "Centennial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 264, "dollarVol": 42350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 334, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 3, "3": 31, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BFJ8COFCPOMU05", "name": "SOVEREIGN LENDING GROUP INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 264, "dollarVol": 88520000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 539, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 17, "3": 258, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S70UD2GFALPM46", "name": "MILLENIUM HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 263, "dollarVol": 117235000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 378, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 0, "3": 8, "4": 107, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 107, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002YTHQ90AS4OM73", "name": "M2 LENDING SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 263, "dollarVol": 130785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 366, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 0, "3": 1, "4": 99, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 99, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R20AB76CQEH402", "name": "The Juniata Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 263, "dollarVol": 29965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 360, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 24, "3": 63, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQ3UC55Y6EPP22", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 263, "dollarVol": 51945000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 315, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 5, "3": 28, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WLYZ63QPFTDP84", "name": "Wayne Savings Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 263, "dollarVol": 79675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 10, "3": 13, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001K6UOKMZBPMI34", "name": "CREDIT UNION 1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 263, "dollarVol": 54295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 426, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 1, "3": 43, "4": 84, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 84, "incompleteCount": 35, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Q2ZM3OTLTQH25", "name": "Direct Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 263, "dollarVol": 74725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 448, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 9, "3": 130, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S347HTLHLOC775", "name": "FIRST CREDIT CORPORATION OF NEW YORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 262, "dollarVol": 27190000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1915, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 90, "3": 1362, "4": 189, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1362, "withdrawalCount": 189, "incompleteCount": 12, "approvedNotAcceptedCount": 90, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMV5FVP7DXOG44", "name": "COMMONWEALTH ONE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 262, "dollarVol": 49020000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 19, "3": 69, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZJCP0WM3QJH15", "name": "Peapack-Gladstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 262, "dollarVol": 182820000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 322, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 8, "3": 13, "4": 33, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 33, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDRY04AJC3ZZ52", "name": "Androscoggin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 262, "dollarVol": 123050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 316, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 4, "3": 9, "4": 38, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 38, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SGEJUQK4Q7ZY34", "name": "FirstLight Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 261, "dollarVol": 33315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1416, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 212, "3": 476, "4": 424, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 476, "withdrawalCount": 424, "incompleteCount": 43, "approvedNotAcceptedCount": 212, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DXF2FQC64H6G42", "name": "Zeal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 261, "dollarVol": 14205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 348, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 2, "3": 47, "4": 35, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 35, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AQ83ZR1PW5DB53", "name": "American Bank and Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 261, "dollarVol": 43685000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 309, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 13, "3": 12, "4": 22, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KJ6VEEFTSNI20", "name": "Bank of Pontiac", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 261, "dollarVol": 56695000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 309, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 29, "3": 8, "4": 4, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 7, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JF6BKCN6OY689", "name": "FineMark National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 260, "dollarVol": 251240000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 329, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 13, "3": 9, "4": 20, "5": 0, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JAEP0DFO79JO70", "name": "GRANITE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 260, "dollarVol": 40550000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 768, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 32, "3": 91, "4": 152, "5": 30, "6": 0, "7": 165, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 152, "incompleteCount": 30, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930041L7ZI432VT094", "name": "TUCKER MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 260, "dollarVol": 67340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1038, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 1, "3": 11, "4": 58, "5": 0, "6": 0, "7": 262, "8": 446 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OARXTADS0L8L11", "name": "1ST MIDAMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 260, "dollarVol": 35620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 357, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 3, "3": 55, "4": 35, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 35, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HQK1GFTN5BRG15", "name": "Chicago Mortgage Solutions LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 260, "dollarVol": 121100000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 770, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 3, "3": 100, "4": 292, "5": 115, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 292, "incompleteCount": 115, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q7ODSDOEDUNP68", "name": "FIRST INTEGRITY MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 260, "dollarVol": 59380000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 347, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 0, "3": 14, "4": 73, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DOQN3O7NL3CA31", "name": "HOMELAND BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 260, "dollarVol": 34810000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 327, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 10, "3": 16, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYPXU2L51NW896", "name": "TEAM ONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 259, "dollarVol": 26945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 330, "totalOriginated": 259, "actionTaken": { "1": 259, "2": 1, "3": 31, "4": 32, "5": 0, "6": 0, "7": 0, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BNZVNK1XN85P72", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 259, "dollarVol": 67995000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 304, "totalOriginated": 259, "actionTaken": { "1": 259, "2": 14, "3": 16, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Q5MB21VG7B390", "name": "Republic Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 258, "dollarVol": 52120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 268, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 10, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006YSC5JOGNPMH78", "name": "SOUTHLAND CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 258, "dollarVol": 68680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 534, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 12, "3": 188, "4": 66, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 66, "incompleteCount": 10, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VG0KDMI6ULUX54", "name": "Education Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 258, "dollarVol": 31050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 258, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LFCYKY0EGSQ80", "name": "Belmont Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 257, "dollarVol": 40555000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 363, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 13, "3": 43, "4": 25, "5": 0, "6": 0, "7": 22, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300248R1MFWPWXA09", "name": "State Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 257, "dollarVol": 31865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 428, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 52, "3": 61, "4": 48, "5": 2, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 48, "incompleteCount": 2, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OYN1WD4APNOU82", "name": "Dayspring Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 257, "dollarVol": 58285000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 305, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 15, "3": 17, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PG87MHQ7H4CO08", "name": "Vantage Bank Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 256, "dollarVol": 140580000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 34, "3": 34, "4": 26, "5": 0, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5YB46ZKVUNF26", "name": "UNIWYO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 256, "dollarVol": 34440000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 380, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 0, "3": 57, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRPIDBSEMEY066", "name": "HEARTLAND CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 256, "dollarVol": 38710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 722, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 221, "3": 133, "4": 11, "5": 4, "6": 0, "7": 25, "8": 72 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 11, "incompleteCount": 4, "approvedNotAcceptedCount": 221, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJOGSPJ8EAX798", "name": "Central National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 256, "dollarVol": 92250000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 295, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 11, "3": 16, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMUJVUQYCW8836", "name": "Sanibel Captiva Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 256, "dollarVol": 161700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 370, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 11, "3": 4, "4": 93, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 93, "incompleteCount": 6, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QSOO0QJ7R1VQ66", "name": "MILESTONE HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 255, "dollarVol": 67595000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 1, "3": 20, "4": 66, "5": 6, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 66, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3STF5YYEJYO93", "name": "Pittsford Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 255, "dollarVol": 26185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 334, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 9, "3": 19, "4": 22, "5": 8, "6": 16, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 22, "incompleteCount": 8, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNMUG8WS7JLL28", "name": "The Citizens National Bank of Bluffton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 254, "dollarVol": 58820000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 456, "totalOriginated": 254, "actionTaken": { "1": 254, "2": 12, "3": 25, "4": 27, "5": 0, "6": 0, "7": 3, "8": 135 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSQZG5CD2LWR30", "name": "The Dime Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 254, "dollarVol": 37540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 254, "actionTaken": { "1": 254, "2": 12, "3": 51, "4": 21, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 21, "incompleteCount": 14, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YB9XQDO5W4KU33", "name": "Radiant Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 254, "dollarVol": 29860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 721, "totalOriginated": 254, "actionTaken": { "1": 254, "2": 79, "3": 283, "4": 2, "5": 0, "6": 103, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 283, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 103, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LP0CV2MNC1GV68", "name": "Academy Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 253, "dollarVol": 110955000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 432, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 1, "3": 36, "4": 114, "5": 12, "6": 9, "7": 1, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 114, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQS3UXEAID1Q88", "name": "POLISH NATIONAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 253, "dollarVol": 27985000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 378, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 7, "3": 74, "4": 35, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 35, "incompleteCount": 9, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JDUT3R3K1LZ58", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 253, "dollarVol": 54765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 366, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 10, "3": 76, "4": 10, "5": 0, "6": 0, "7": 17, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGXWS23NTTOB96", "name": "Meade County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 253, "dollarVol": 41705000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 375, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 50, "3": 59, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6C1OV8E3V1P15", "name": "First Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 253, "dollarVol": 39255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 370, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 4, "3": 33, "4": 75, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 75, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OC13I9CJC7SD87", "name": "Prevail Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 253, "dollarVol": 46555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 337, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 4, "3": 31, "4": 35, "5": 6, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 35, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002CAA1SKNHHUI24", "name": "Evergreen Bank Group", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 253, "dollarVol": 27685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 359, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 27, "3": 78, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930008MKP7T81OVK54", "name": "FAIR WAY LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 253, "dollarVol": 57065000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 329, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 0, "3": 13, "4": 62, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 62, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007E9BI08H1N1T92", "name": "AAFMAA Mortgage Services LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 252, "dollarVol": 77560000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 395, "totalOriginated": 252, "actionTaken": { "1": 252, "2": 3, "3": 17, "4": 91, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 91, "incompleteCount": 32, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "7G95BGMCIZTO8KTOM640", "name": "Spencer Savings Bank, SLA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 252, "dollarVol": 245940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 436, "totalOriginated": 252, "actionTaken": { "1": 252, "2": 13, "3": 98, "4": 43, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 43, "incompleteCount": 30, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DM47883NLNBK72", "name": "Liberty Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 252, "dollarVol": 60730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 293, "totalOriginated": 252, "actionTaken": { "1": 252, "2": 0, "3": 13, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HOJG1DA7FIZ225", "name": "LRS FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 251, "dollarVol": 92315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 308, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 0, "3": 13, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930079VLB4FPPZ7Y58", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 251, "dollarVol": 82755000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 373, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 3, "3": 21, "4": 75, "5": 4, "6": 1, "7": 6, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 75, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LE3FE2MIPPW66", "name": "COAST 2 COAST FUNDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 251, "dollarVol": 96185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 251, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3Z5LVF06QVK79", "name": "Susquehanna Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 251, "dollarVol": 41815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 295, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 4, "3": 20, "4": 18, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930068H3KVFOUG0285", "name": "OKLAHOMA CENTRAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 251, "dollarVol": 21105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 423, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 11, "3": 64, "4": 97, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 97, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWHFQY2F7RN335", "name": "COMMUNITY MORTGAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 251, "dollarVol": 84785000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 553, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 32, "3": 37, "4": 40, "5": 11, "6": 7, "7": 45, "8": 130 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 40, "incompleteCount": 11, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSIYX9RDYWC806", "name": "First Midwest Bank of the Ozarks", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 250, "dollarVol": 37870000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 297, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 1, "3": 19, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001R901BOUXDJQ68", "name": "Bank of Holly Springs", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 250, "dollarVol": 68280000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 287, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 0, "3": 14, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F08RTZA4O1LF12", "name": "Grundy Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 250, "dollarVol": 46070000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 270, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 3, "3": 8, "4": 5, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XV8D5BHDJZY155", "name": "Bank of the James", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 250, "dollarVol": 59830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 322, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 14, "3": 40, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A4ZI1DF2OO1B51", "name": "MERIWEST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 250, "dollarVol": 46830000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 411, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 0, "3": 149, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PS6WLKTYGZOKK05G5O59", "name": "Cedar Rapids Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 249, "dollarVol": 814465000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 330, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 2, "3": 30, "4": 37, "5": 2, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QPO86QUI9FJ04", "name": "The Security National Bank of Sioux City, Iowa", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 249, "dollarVol": 48385000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 9, "3": 46, "4": 77, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 77, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XQ8DRJT0OETE90", "name": "Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 249, "dollarVol": 111255000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 323, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 8, "3": 31, "4": 34, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 34, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3BEP9WW99IR76", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 248, "dollarVol": 58300000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 341, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 40, "3": 30, "4": 22, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8I7EBXHMYYW54", "name": "RIVERFRONT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 248, "dollarVol": 17750000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 332, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 0, "3": 81, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005H0NK3SWWY4384", "name": "The Freedom Bank of Virginia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 248, "dollarVol": 149980000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 286, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 0, "3": 25, "4": 2, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 2, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KSUTZO899YU680", "name": "HomeTown Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 247, "dollarVol": 48255000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 304, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 10, "3": 28, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PX0B48R1TGUV89", "name": "JFK FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 247, "dollarVol": 85075000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001BJFQ0EM41N379", "name": "WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 247, "dollarVol": 18865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 298, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 0, "3": 14, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKVC0LU4RBMF20", "name": "BLG HOLDINGS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 247, "dollarVol": 45495000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 330, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 5, "3": 9, "4": 69, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 69, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OMHGOGEWTCI138", "name": "Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 247, "dollarVol": 78185000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 270, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 0, "3": 8, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "K0ZDN2CBIQC0EHBKNK35", "name": "Enterprise Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 247, "dollarVol": 153045000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 385, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 24, "3": 59, "4": 46, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 46, "incompleteCount": 9, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8JQ9XD5FQQH32", "name": "Citizens Bank & Trust Company of Vivian, Louisiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 247, "dollarVol": 49755000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 258, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 0, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002POZ4RFS6X0Z30", "name": "Dakota Community Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 247, "dollarVol": 62465000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 334, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 2, "3": 31, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RO0FORROX83086", "name": "JD BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 246, "dollarVol": 34190000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 369, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 37, "3": 53, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWJ3UDIX8KBP64", "name": "Generations Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 246, "dollarVol": 82480000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 315, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 31, "3": 22, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PLVU3OBFUIPI18", "name": "VALLEY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 246, "dollarVol": 65910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 288, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 0, "3": 6, "4": 35, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 35, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5PI87OOVHD857", "name": "Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 246, "dollarVol": 36200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 266, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 2, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ9DGB4OZNPL63", "name": "Northview Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 245, "dollarVol": 48155000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 449, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 5, "3": 80, "4": 90, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 90, "incompleteCount": 29, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6PTKHDJ8HDUF78PFWH30", "name": "The Northern Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 245, "dollarVol": 777675000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 304, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 12, "3": 22, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESNLIWVN3TK065", "name": "CBC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 245, "dollarVol": 86125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 484, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 12, "3": 88, "4": 96, "5": 27, "6": 0, "7": 2, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 96, "incompleteCount": 27, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PBEMOERRZO9E31", "name": "iCore Lending, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 244, "dollarVol": 107590000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 341, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 0, "3": 18, "4": 76, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 76, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E57105E8PDY082", "name": "VALLEY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 244, "dollarVol": 26060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 0, "3": 87, "4": 2, "5": 4, "6": 0, "7": 15, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FI363837PZX856", "name": "Midwest Heritage Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 244, "dollarVol": 62920000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 318, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 5, "3": 27, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRRKG7NTX2YD83", "name": "Citizens Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 244, "dollarVol": 61580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 314, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 7, "3": 35, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NN5CG5Q640OV05", "name": "Hickory Point Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 244, "dollarVol": 62100000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 318, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 1, "3": 31, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500FAD1FB7FEGTE82", "name": "REAL GENIUS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 243, "dollarVol": 77385000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 959, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 5, "3": 429, "4": 282, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 429, "withdrawalCount": 282, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V6GCDMRQZ34D96", "name": "LUXURY MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 243, "dollarVol": 192185000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 678, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 0, "3": 64, "4": 96, "5": 0, "6": 275, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 275, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YM15OICCNPH537", "name": "GREENWAY MORTGAGE FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 243, "dollarVol": 112755000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 367, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 28, "3": 24, "4": 29, "5": 5, "6": 37, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 29, "incompleteCount": 5, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 37, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTSES0DE01Z405", "name": "Dieterich Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 243, "dollarVol": 54785000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 365, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 5, "3": 36, "4": 67, "5": 0, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490000VM5YTLF4NM50", "name": "FOCUS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 243, "dollarVol": 38535000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 307, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 2, "3": 39, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AWVW2ZYIVA5297", "name": "THE OLD FORT BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 242, "dollarVol": 50840000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 425, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 15, "3": 22, "4": 18, "5": 0, "6": 0, "7": 76, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKMWXBZEEA1471", "name": "Royal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 242, "dollarVol": 38370000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 22, "3": 30, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YZRSEXRIR3I97", "name": "Emblem Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 242, "dollarVol": 33740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 525, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 44, "3": 132, "4": 32, "5": 3, "6": 0, "7": 31, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 32, "incompleteCount": 3, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009Y4KUKP1V77375", "name": "Harleysville Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 242, "dollarVol": 83820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 327, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 12, "3": 25, "4": 15, "5": 1, "6": 0, "7": 6, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LWR6X0ZAV34H19", "name": "Peoples Bank of the South", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 242, "dollarVol": 36120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 245, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLIO6FT2J64B78", "name": "Security State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 242, "dollarVol": 128120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 346, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 70, "3": 25, "4": 8, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005KZM1DEUYVS783", "name": "First American Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 242, "dollarVol": 55100000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 349, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 4, "3": 43, "4": 56, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 56, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRDRKSA8ZPAJ55", "name": "Traditions Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 242, "dollarVol": 41630000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 249, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNRGCN05KNA737", "name": "First State Bank of Forrest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 241, "dollarVol": 23115000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 267, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 5, "3": 18, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300686RMBOL8Y1T93", "name": "Milford Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 241, "dollarVol": 50375000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 344, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 3, "3": 37, "4": 31, "5": 24, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 31, "incompleteCount": 24, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PBYH62M6NZK12", "name": "Peoples State Bank of Plainview", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 241, "dollarVol": 38695000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 264, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 8, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LCVYJR3AYGA52", "name": "EVO HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 241, "dollarVol": 84265000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 393, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 37, "3": 16, "4": 72, "5": 0, "6": 0, "7": 7, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R24PHQB7GDFD26", "name": "Mabrey Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 240, "dollarVol": 88450000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 311, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 39, "3": 20, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QH6Q6RHDLHEC77", "name": "University Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 240, "dollarVol": 35430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 387, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 6, "3": 45, "4": 83, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 83, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJ77JVC6X3BO61", "name": "Thomasville National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 240, "dollarVol": 63620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 245, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B5RA7BRG1R2728", "name": "GREENVILLE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 240, "dollarVol": 42370000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 532, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 13, "3": 138, "4": 125, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 125, "incompleteCount": 16, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PKDTFIJ2XB1675", "name": "The Bank of Old Monroe", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 239, "dollarVol": 50445000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 292, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 11, "3": 14, "4": 27, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002H3RKHKUQU7R78", "name": "CWM PARTNERS, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 239, "dollarVol": 65885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 319, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 0, "3": 6, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930053KPO7OG48FP72", "name": "EVERENCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 239, "dollarVol": 37905000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 368, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 2, "3": 85, "4": 38, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 38, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M1N0YC51QQGT24", "name": "Ozarks Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 239, "dollarVol": 48125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 296, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 11, "3": 20, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005NO86X9J3D1U18", "name": "Anoka Hennepin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 239, "dollarVol": 18465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 309, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 15, "3": 25, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKX3KC0CFK2D88", "name": "Community West Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 239, "dollarVol": 55455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 12, "3": 44, "4": 54, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 54, "incompleteCount": 3, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F03B9034CQB904", "name": "Beeline Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 239, "dollarVol": 54325000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3124, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 77, "3": 1089, "4": 594, "5": 1125, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1089, "withdrawalCount": 594, "incompleteCount": 1125, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3RKNDNMSDEE10", "name": "Peoples Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 239, "dollarVol": 52145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 355, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 1, "3": 37, "4": 78, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANE43ZL0O8VZ13", "name": "First State Bank of Blakely", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 238, "dollarVol": 30160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 247, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RFZH9I62FGU045", "name": "American Mortgage Bank, LLC", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 237, "dollarVol": 50405000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 373, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 12, "3": 50, "4": 70, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 70, "incompleteCount": 4, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5DUB6RE1MCL12", "name": "The Bennington State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 237, "dollarVol": 55315000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 311, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 19, "3": 19, "4": 33, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 33, "incompleteCount": 3, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYOVJ9X6PKXV28", "name": "PEACH STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 237, "dollarVol": 30915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 414, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 10, "3": 80, "4": 45, "5": 41, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 45, "incompleteCount": 41, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOJH0MSG0OIM41", "name": "ALABAMA ONE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 237, "dollarVol": 36475000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 288, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 0, "3": 11, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006TJ2N1MYD0XD45", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 237, "dollarVol": 76175000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 300, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 5, "3": 12, "4": 45, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKWBMLIMGZ7Q40", "name": "Bridgewater Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 237, "dollarVol": 143105000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 298, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 11, "3": 6, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QAJ2SD5X8T7X10", "name": "Synergy Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 237, "dollarVol": 42315000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 268, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 13, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X9FWFI47DPO39", "name": "Gold Coast Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 237, "dollarVol": 134715000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 266, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 8, "3": 8, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VA7WQ1PZGYI558", "name": "Morris Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 237, "dollarVol": 69345000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 343, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 10, "3": 56, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930088NZQ6CDL0WA10", "name": "FIRST CITIZENS' FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 236, "dollarVol": 36570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 295, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 1, "3": 22, "4": 25, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 25, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BQPSF250Q8KQ79", "name": "ON TAP CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 236, "dollarVol": 34650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 320, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 4, "3": 61, "4": 11, "5": 2, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M0I314MIP2FT97", "name": "RM ACTUAL MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 236, "dollarVol": 26570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 334, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 2, "3": 55, "4": 39, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 39, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930017IQ4KPG7QW263", "name": "First Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 236, "dollarVol": 46350000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 315, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 4, "3": 35, "4": 31, "5": 0, "6": 0, "7": 9, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4D45V7JFCUS34", "name": "Main Street Bank Corp.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 236, "dollarVol": 40580000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 279, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 1, "3": 12, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4RD3C53QCM649", "name": "STARBOARD FINANCIAL MANAGEMENT, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 235, "dollarVol": 82865000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 320, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 0, "3": 14, "4": 71, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 71, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2W119ZBFOWS21", "name": "CLEARWATER Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 235, "dollarVol": 41855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 345, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 0, "3": 49, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZHQ3HT9DN8GB42", "name": "Eglin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 235, "dollarVol": 23635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 327, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 0, "3": 18, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUZCW5UUIYIL79", "name": "TEN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 234, "dollarVol": 52130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 400, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 0, "3": 40, "4": 126, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 126, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWA589VRBWSZ92", "name": "COMMUNITY RESOURCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 234, "dollarVol": 37640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 414, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 1, "3": 102, "4": 74, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 74, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KI5WZF5PXKAF12", "name": "Metro Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 234, "dollarVol": 36430000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 282, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 22, "3": 21, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WMFKWPLR3B4U63", "name": "Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 234, "dollarVol": 61360000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 277, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 3, "3": 4, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWMFYNEEG33W94", "name": "Somerset Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 233, "dollarVol": 25765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 378, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 0, "3": 71, "4": 30, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 30, "incompleteCount": 44, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002G1DPDOKT55X37", "name": "DESCO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 233, "dollarVol": 28245000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 401, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 10, "3": 70, "4": 80, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 80, "incompleteCount": 8, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007K6HGI9G0ECX16", "name": "Preferred Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 233, "dollarVol": 196545000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 283, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 2, "3": 10, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BRCCRMIPW8R563", "name": "AG CREDIT AGRICULTURAL CREDIT ASSOCIATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 232, "dollarVol": 45790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 255, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 0, "3": 23, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490046GL77VSFSYG24", "name": "Signature Bank of Arkansas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 232, "dollarVol": 72570000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 296, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 7, "3": 10, "4": 45, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 45, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CLB0CCSJV6S044", "name": "SAN FRANCISCO FIRE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 232, "dollarVol": 46650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 508, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 52, "3": 84, "4": 43, "5": 11, "6": 0, "7": 6, "8": 80 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 43, "incompleteCount": 11, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XBNMBCC02KC17", "name": "STONEWOOD HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 232, "dollarVol": 62430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 324, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 2, "3": 15, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGD38SS4PVFC71", "name": "TRUCHOICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 231, "dollarVol": 21035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 381, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 9, "3": 25, "4": 109, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 109, "incompleteCount": 7, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035U7Q80J7HTS79", "name": "CAMPOS FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 231, "dollarVol": 111965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 241, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 0, "3": 0, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWDNGYGQBG4K69", "name": "RAVE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 231, "dollarVol": 34205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 477, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 46, "3": 177, "4": 16, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 177, "withdrawalCount": 16, "incompleteCount": 7, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QFITYKWYBFG30", "name": "VIG MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 231, "dollarVol": 31115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 319, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 5, "3": 51, "4": 21, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 21, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000SW5GLNL7VNX12", "name": "State Financial Network, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 231, "dollarVol": 52765000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 272, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 7, "3": 19, "4": 10, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 10, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VPYRW4D9VH0G53", "name": "SOUTHPOINT FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 231, "dollarVol": 35405000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 250, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 3, "3": 10, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMPGD5KKS1RR35", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 231, "dollarVol": 44155000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 275, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 6, "3": 19, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002YXAOJOQPEGS38", "name": "TruHome Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 230, "dollarVol": 65200000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1340, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 29, "3": 74, "4": 190, "5": 45, "6": 684, "7": 18, "8": 70 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 190, "incompleteCount": 45, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 684, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VDE1SMI6Z0Q04", "name": "VISION ONE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 230, "dollarVol": 111600000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 325, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 0, "3": 82, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003SD8SH7JXN6S72", "name": "First Bankers Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 230, "dollarVol": 67420000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 271, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 27, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OVHD0ZZK65EQ86", "name": "The People's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 230, "dollarVol": 41410000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 392, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 8, "3": 81, "4": 50, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 50, "incompleteCount": 23, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQALY53TH22D13", "name": "JONES LANG LASALLE MULTIFAMILY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 230, "dollarVol": 11777230000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 0, "3": 1, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU6FQRPD7FPQ11", "name": "Wood & Huston Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 230, "dollarVol": 42930000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 251, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 2, "3": 5, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PLQ5DT613TXQ48", "name": "United Cumberland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 229, "dollarVol": 33465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 294, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 12, "3": 34, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TAWK59H74PXZ55", "name": "Peoples Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 229, "dollarVol": 28385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 336, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 3, "3": 45, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDJIT5E0RD3B88", "name": "MULTIPLES MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 229, "dollarVol": 28045000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 348, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 3, "3": 36, "4": 68, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 68, "incompleteCount": 12, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZKNH5TR7431V31", "name": "Mars Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 229, "dollarVol": 67295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 411, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 14, "3": 28, "4": 24, "5": 0, "6": 0, "7": 15, "8": 101 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930019RBT2SM6CQS78", "name": "Starion Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 229, "dollarVol": 74885000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 305, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 1, "3": 11, "4": 63, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000ZB0IHPJ66BJ32", "name": "Luther Burbank Savings", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 229, "dollarVol": 291335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 393, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 11, "3": 84, "4": 62, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 62, "incompleteCount": 7, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OPB6J0NM26JY33", "name": "Oconee State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 229, "dollarVol": 46035000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 292, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 1, "3": 7, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XC2Y1SLXRQP11", "name": "INFINITY EQUITY GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 229, "dollarVol": 83315000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 243, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 0, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJVECT3YD6KY88", "name": "Bank of New Hampshire", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 228, "dollarVol": 84480000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 379, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 13, "3": 60, "4": 73, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 73, "incompleteCount": 5, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJVATE8FMFMR49", "name": "ADVANTAGE ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 228, "dollarVol": 12350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 387, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 7, "3": 65, "4": 53, "5": 11, "6": 0, "7": 4, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 53, "incompleteCount": 11, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FEBB5EMDXTC518", "name": "Lake Shore Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 228, "dollarVol": 43220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 333, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 11, "3": 34, "4": 44, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 44, "incompleteCount": 16, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007Y306QGNH6J842", "name": "LIBERTY BAY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 228, "dollarVol": 50740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 285, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 5, "3": 20, "4": 22, "5": 8, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 22, "incompleteCount": 8, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FDN5GT0HEKMT95", "name": "WESTERN DIVISION FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 228, "dollarVol": 20700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 6, "3": 24, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJODJ0SZUNMX12", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 228, "dollarVol": 34940000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 343, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 73, "3": 31, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MYAXFDGEI4NZ65", "name": "GFA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 228, "dollarVol": 39150000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 330, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 3, "3": 47, "4": 32, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 32, "incompleteCount": 20, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G0QSZVT1E3RS89", "name": "The Bank of Greene County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 228, "dollarVol": 60580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 416, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 8, "3": 64, "4": 48, "5": 1, "6": 1, "7": 28, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7AV8NGI6N3S98", "name": "Northfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 227, "dollarVol": 58685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 395, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 15, "3": 67, "4": 62, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 62, "incompleteCount": 24, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4E78BSM0XM758", "name": "TEXAS BAY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 227, "dollarVol": 31065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 738, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 0, "3": 350, "4": 52, "5": 15, "6": 0, "7": 94, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 350, "withdrawalCount": 52, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFW2CXGSLDJ958", "name": "GATEWAY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 226, "dollarVol": 60290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 581, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 13, "3": 8, "4": 54, "5": 1, "6": 0, "7": 27, "8": 252 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 54, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCT0EFT83E5873", "name": "ENRICHMENT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 226, "dollarVol": 55220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 262, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 18, "3": 7, "4": 0, "5": 10, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 10, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U3NIUGN9OO4407", "name": "CUMBERLAND COUNTY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 226, "dollarVol": 21710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 274, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 4, "3": 32, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS7PW1Y7DQZG40", "name": "CENTURY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 226, "dollarVol": 21680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 370, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 56, "3": 61, "4": 0, "5": 0, "6": 0, "7": 4, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WH9FMXOC63ZV77", "name": "NATIONWIDE EQUITIES CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 226, "dollarVol": 138850000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 336, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 27, "3": 17, "4": 60, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 60, "incompleteCount": 6, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTFTXJ72LSIY30", "name": "PINNACLE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 225, "dollarVol": 97545000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 225, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWBZI4IUOSSQ18", "name": "READY MORTGAGE LENDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 225, "dollarVol": 91395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 402, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 3, "3": 69, "4": 53, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 53, "incompleteCount": 52, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M723MK3TTJ2783", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 225, "dollarVol": 64315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 262, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 1, "3": 19, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWDY3N8UVJO697", "name": "Sunrise Banks, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 225, "dollarVol": 77515000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 284, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 3, "3": 25, "4": 27, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 27, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N24HTC7KQ3LC70", "name": "The Equitable Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 224, "dollarVol": 69270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 472, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 14, "3": 25, "4": 16, "5": 5, "6": 0, "7": 50, "8": 138 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 16, "incompleteCount": 5, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P6Q7UI8DAKYX49", "name": "GuardHill Financial Corp.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 224, "dollarVol": 180590000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 392, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 1, "3": 9, "4": 153, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 153, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BFT56DKVQ9BL15", "name": "CENTRICITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 223, "dollarVol": 16285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "HELOC", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 336, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 5, "3": 64, "4": 38, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 38, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LW8UB33S1ZIF68", "name": "Cooperativa de Ahorro y Credito de Rincon", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 223, "dollarVol": 32895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 271, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 2, "3": 5, "4": 38, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 38, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCP8KCUTKGF379", "name": "121 FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 223, "dollarVol": 28275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 451, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 5, "3": 110, "4": 96, "5": 8, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 96, "incompleteCount": 8, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DTYWYXW2NOK656", "name": "Member Options, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 223, "dollarVol": 75695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 389, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 11, "3": 48, "4": 69, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 69, "incompleteCount": 38, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SPHVO4KAGQUX53", "name": "The First National Bank of Hutchinson", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 223, "dollarVol": 45295000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 260, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 13, "3": 19, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUA8339ZH6W934", "name": "ASHLAND Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 223, "dollarVol": 20295000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 424, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 14, "3": 105, "4": 69, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 69, "incompleteCount": 13, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOTVC2DXJ6YD92", "name": "EvaBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 223, "dollarVol": 32905000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 499, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 11, "3": 140, "4": 98, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 98, "incompleteCount": 27, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FWMAL9Q1TY2667", "name": "Security Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 222, "dollarVol": 36280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 273, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 7, "3": 25, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XFPPSO0JVIB33", "name": "DUTCH POINT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 222, "dollarVol": 14400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 382, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 2, "3": 47, "4": 79, "5": 4, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 79, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PVPKN915ZIGZ02", "name": "Hatboro Federal Savings, FA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 222, "dollarVol": 57790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 269, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 12, "3": 17, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZFJ1696ECS0S38", "name": "Platte Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 222, "dollarVol": 39470000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 250, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 1, "3": 9, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDX1HCIL448282", "name": "BOM Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 222, "dollarVol": 56490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 288, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 6, "3": 32, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV7HFY5MTM2Z65", "name": "Merrimack County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 222, "dollarVol": 77380000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 353, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 3, "3": 37, "4": 83, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 83, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LIEBWBUKVDWP33", "name": "Du Trac Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 221, "dollarVol": 38875000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 268, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 3, "3": 16, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GRZDILCBTHSL98", "name": "RB MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 221, "dollarVol": 86835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 586, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 62, "3": 39, "4": 115, "5": 11, "6": 0, "7": 9, "8": 129 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 115, "incompleteCount": 11, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6J0MZZT4UMT05", "name": "FocusOne Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 221, "dollarVol": 56975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 449, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 2, "3": 46, "4": 164, "5": 15, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 164, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008KJFFG6PYZ5914", "name": "Saco & Biddeford Savings Institution", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 221, "dollarVol": 108685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 375, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 3, "3": 36, "4": 42, "5": 12, "6": 0, "7": 16, "8": 45 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 42, "incompleteCount": 12, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SPZRGOBHSHRP90", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 221, "dollarVol": 34015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 274, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 9, "3": 36, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003K48UGTWEK6O31", "name": "SECURED INVESTMENT CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 221, "dollarVol": 31575000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2274, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 0, "3": 5, "4": 1065, "5": 983, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1065, "incompleteCount": 983, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900756YRTYX32I428", "name": "Family Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 220, "dollarVol": 26580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 373, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 0, "3": 68, "4": 85, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J0CKZA0PR2DX58", "name": "LINKBANK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 220, "dollarVol": 80290000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 276, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 12, "3": 34, "4": 8, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IX6RAX31C1BI75", "name": "Park Lane Finance Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 220, "dollarVol": 14140000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1344, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 227, "3": 425, "4": 468, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 425, "withdrawalCount": 468, "incompleteCount": 4, "approvedNotAcceptedCount": 227, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M3DBBSBUPR5L27", "name": "R.I.A. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 220, "dollarVol": 20670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 440, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 9, "3": 97, "4": 73, "5": 2, "6": 0, "7": 26, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 73, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AAWFEC6CRH6N89", "name": "LANTZMAN MANAGEMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 220, "dollarVol": 75610000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 220, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008684GZZI5B5H82", "name": "encurage financial network", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 220, "dollarVol": 46290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 0, "3": 0, "4": 13, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 13, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX3J95NB1UTP88", "name": "Alliance Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 220, "dollarVol": 30060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 301, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 12, "3": 22, "4": 6, "5": 0, "6": 0, "7": 14, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6UHRKD73G36IZYN3FC43", "name": "Customers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 220, "dollarVol": 44300000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 293, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 15, "3": 16, "4": 18, "5": 2, "6": 18, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X6Y6JGJKHPA25", "name": "INTERSTATE HOME LOAN CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 220, "dollarVol": 93300000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 7, "3": 25, "4": 121, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 121, "incompleteCount": 10, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SE6YAYK0PZZR74", "name": "Bank of Idaho", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 219, "dollarVol": 94115000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 294, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 34, "3": 25, "4": 12, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 12, "incompleteCount": 4, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z66NI4HM439O26", "name": "SACRAMENTO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 219, "dollarVol": 33935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 366, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 29, "3": 101, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KCR7QWQQCWBG94", "name": "Reliabank Dakota", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 219, "dollarVol": 53385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 268, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 0, "3": 10, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8XIPJGDECVX07", "name": "SOUTHERN LENDING SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 219, "dollarVol": 113465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 299, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 6, "3": 1, "4": 35, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 35, "incompleteCount": 38, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6HTJCSW4YN309", "name": "Greenfield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 219, "dollarVol": 58025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 319, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 3, "3": 19, "4": 33, "5": 10, "6": 0, "7": 7, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 33, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HJP2WLL8KDCA15", "name": "First Shore Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 218, "dollarVol": 33460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 370, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 17, "3": 63, "4": 60, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 60, "incompleteCount": 12, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009FTGT1RX4J7Y04", "name": "SOLIDARITY COMMUNITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 218, "dollarVol": 20380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 307, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 0, "3": 43, "4": 42, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 42, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ID4RCRD8BXYH30", "name": "ResMac, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 218, "dollarVol": 72230000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 278, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 1, "3": 47, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRSE0TY73U6X46", "name": "BARTLETT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 218, "dollarVol": 71120000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 315, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 42, "3": 5, "4": 36, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 36, "incompleteCount": 14, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRQPG1Q6VZ8Y58", "name": "Lone Star National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 217, "dollarVol": 85395000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 474, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 1, "3": 113, "4": 115, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 115, "incompleteCount": 28, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBDU83IKL6II41", "name": "Brentwood Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 217, "dollarVol": 47325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 335, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 6, "3": 54, "4": 38, "5": 14, "6": 0, "7": 2, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 38, "incompleteCount": 14, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BX43CTU32Z6G15", "name": "Lindell Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 217, "dollarVol": 59375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 240, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 3, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EYKSNFOZRIBC29", "name": "FIRST FLORIDA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 217, "dollarVol": 32125000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 483, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 18, "3": 120, "4": 79, "5": 34, "6": 0, "7": 0, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 79, "incompleteCount": 34, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJ63T7KFSHAV90", "name": "The Merchants National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 216, "dollarVol": 43400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 321, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 41, "3": 42, "4": 16, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 16, "incompleteCount": 6, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MJGHTLBSL8LJ59", "name": "BankFirst", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 216, "dollarVol": 39120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 0, "3": 5, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTSX5SM2W0VV58", "name": "Crossroads Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 216, "dollarVol": 40820000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 251, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 20, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUOQ7XXHRKPG35", "name": "The Lincoln National Bank of Hodgenville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 216, "dollarVol": 36260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 262, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 13, "3": 16, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OHBOFDUG78546", "name": "PARTNER COLORADO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 216, "dollarVol": 22520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 561, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 0, "3": 236, "4": 102, "5": 4, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 236, "withdrawalCount": 102, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005RSCVBUTB80M24", "name": "SECURITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 215, "dollarVol": 15575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 393, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 45, "3": 109, "4": 15, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 15, "incompleteCount": 9, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I3LJYL57NZ5H21", "name": "The Andover Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 215, "dollarVol": 26415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 328, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 6, "3": 71, "4": 15, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 15, "incompleteCount": 21, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7KG2H84UCP685", "name": "Financial Funding Solutions, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 214, "dollarVol": 69860000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 281, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 3, "3": 18, "4": 41, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 41, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001NJY765EZWDI06", "name": "RELIANT HOME FUNDING, INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 214, "dollarVol": 93420000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 214, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007RR4DXYXPJCZ82", "name": "FREEDOM BANK OF SOUTHERN MISSOURI", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 214, "dollarVol": 38950000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 256, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 16, "3": 13, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCJE0X5P8H4Z85", "name": "The Paducah Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 214, "dollarVol": 49490000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 321, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 1, "3": 43, "4": 61, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 61, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WEQ8ITQNQ9AQ74", "name": "TOTAL QUALITY FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 214, "dollarVol": 68660000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 380, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 0, "3": 18, "4": 146, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 146, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008GIE3QVYB2FT28", "name": "Olympia Federal Savings & Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 213, "dollarVol": 74255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 6, "3": 29, "4": 73, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 73, "incompleteCount": 31, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O12EJ1HE3YIK24", "name": "Eagle.bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 213, "dollarVol": 57135000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 243, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 3, "3": 2, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK682S26NIMG70", "name": "Arthur State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 213, "dollarVol": 58025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 291, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 4, "3": 36, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000LJB0L73TDJT41", "name": "Bank of 1889", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 213, "dollarVol": 29485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 224, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 4, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZCZNKQZ3TAU55", "name": "CUSTOMER SERVICE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 213, "dollarVol": 119625000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 319, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 9, "3": 5, "4": 92, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 92, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0ZDYG8YJZ3L95", "name": "Ponce Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 213, "dollarVol": 579485000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 343, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 20, "3": 59, "4": 32, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 32, "incompleteCount": 19, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RXD00V454J4078", "name": "PS Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 213, "dollarVol": 36625000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 327, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 9, "3": 47, "4": 45, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 45, "incompleteCount": 13, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UFC85SQD8XYU52", "name": "First Federal Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 213, "dollarVol": 65305000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 269, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 7, "3": 12, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E3R2YX26OH3128", "name": "HealthCare Associates Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 212, "dollarVol": 16750000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 371, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 3, "3": 115, "4": 30, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 30, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDR80I1ELW8D36", "name": "AgWest Farm Credit, FLCA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 212, "dollarVol": 118040000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 653, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 50, "3": 130, "4": 69, "5": 192, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 69, "incompleteCount": 192, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5DG8D4966HK70", "name": "GREATER TEXAS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 211, "dollarVol": 25505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 835, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 87, "3": 413, "4": 83, "5": 18, "6": 0, "7": 0, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 413, "withdrawalCount": 83, "incompleteCount": 18, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CCQSH6ZSQHNS49", "name": "FNBC Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 211, "dollarVol": 37445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 1, "3": 17, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008WWKO0RD22RN65", "name": "United Bank of Union", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 211, "dollarVol": 53605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 233, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 3, "3": 0, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RAQJBTN6Z28096", "name": "Wintrust Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 211, "dollarVol": 276275000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 3, "3": 9, "4": 57, "5": 5, "6": 67, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 57, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 67, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2EZNO3H86ED06", "name": "Veritex Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 210, "dollarVol": 172800000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 263, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 3, "3": 15, "4": 33, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007US5XO6WCOMQ49", "name": "SENB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 210, "dollarVol": 42930000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 248, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 0, "3": 11, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BR55JZCJBERC86", "name": "Mercer County State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 210, "dollarVol": 29100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 287, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 6, "3": 31, "4": 21, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 21, "incompleteCount": 19, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7T76AWIP6QL35", "name": "JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 210, "dollarVol": 27900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 274, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 9, "3": 38, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TVVKZJG3FJDS34", "name": "DUGOOD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 210, "dollarVol": 29750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 316, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 8, "3": 71, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHF3PMRO08N352", "name": "VERITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 210, "dollarVol": 34180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 379, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 4, "3": 106, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZVEC9BMHFLTM94", "name": "RiverWood Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 210, "dollarVol": 51780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 233, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 2, "3": 6, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C2GTHMQQJ5CS20", "name": "Everett Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 209, "dollarVol": 166455000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 309, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 7, "3": 38, "4": 36, "5": 1, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 36, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N968Y85YXDX139", "name": "Troy Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 209, "dollarVol": 40595000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 234, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 3, "3": 14, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0I2M6IPLVEN24", "name": "MCLEAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 209, "dollarVol": 93675000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 351, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 7, "3": 5, "4": 51, "5": 79, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 51, "incompleteCount": 79, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GMDWB9051H7297", "name": "High Country Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 208, "dollarVol": 82620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 251, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 2, "3": 6, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YLK9E8PF87B85", "name": "Vibrant Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 208, "dollarVol": 10950000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 2, "4": 2, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005T6ET3508ZXP66", "name": "PINNACLE LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 208, "dollarVol": 73460000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 306, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 0, "3": 19, "4": 68, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 68, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NJ26KCZVDMI076", "name": "Texas National Bank of Jacksonville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 208, "dollarVol": 54820000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 249, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 21, "3": 20, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1JK4OE41PLT95", "name": "The Citizens Bank of Philadelphia, Mississippi", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 208, "dollarVol": 58190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 287, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 0, "3": 36, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MY80V94K63ZY41", "name": "PromiseOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 207, "dollarVol": 71115000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 239, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 3, "3": 8, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1KLQQ7B84EZ41", "name": "Bonvenu Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 207, "dollarVol": 62465000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 271, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 40, "3": 17, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GTJL0LGX444G33", "name": "DREW MORTGAGE ASSOCIATES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 207, "dollarVol": 87165000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 249, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 1, "3": 13, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPNSM7RIMWRQ79", "name": "AUGUSTA MORTGAGE CO.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 207, "dollarVol": 60355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 252, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 7, "3": 0, "4": 28, "5": 9, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 28, "incompleteCount": 9, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7YGYUVVWJ2M57", "name": "LYNX MORTGAGE BANK LLC", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 207, "dollarVol": 99015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 252, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 22, "3": 9, "4": 10, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 4, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KPCI98XVKU8U39", "name": "Acadia Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 206, "dollarVol": 25320000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 239, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 0, "3": 8, "4": 6, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJLI7IC47X6H33", "name": "Mortgages Unlimited Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 206, "dollarVol": 43770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 230, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 0, "3": 3, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BAKE4VAHVCU55", "name": "SALAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 206, "dollarVol": 27070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 505, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 9, "3": 170, "4": 68, "5": 29, "6": 0, "7": 9, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 68, "incompleteCount": 29, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0NMTRA1FGK873", "name": "The Village Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 206, "dollarVol": 274230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 268, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 2, "3": 8, "4": 24, "5": 3, "6": 0, "7": 3, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009BJ1OZ4H7KTG46", "name": "Churchill Funding I LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 206, "dollarVol": 232280000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2080, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 0, "3": 2, "4": 66, "5": 0, "6": 1806, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1806, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6E4MG6WR4CW75", "name": "Slovenian Savings and Loan Association of Canonsburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 206, "dollarVol": 33210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 213, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 2, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F570XAWYN8Z237", "name": "Bank of Hope", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 206, "dollarVol": 153230000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 364, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 44, "3": 27, "4": 67, "5": 11, "6": 4, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 67, "incompleteCount": 11, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003B20KZ3DEZGB43", "name": "Royal Business Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 206, "dollarVol": 133260000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 523, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 3, "3": 49, "4": 28, "5": 48, "6": 189, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 28, "incompleteCount": 48, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 189, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TGWKRP2P13MO72", "name": "Paragon Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 205, "dollarVol": 65425000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 231, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 0, "3": 4, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300508JOHWSRFDR57", "name": "The Stephenson National Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 205, "dollarVol": 31935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 21, "3": 23, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGCIDP1G72QO72", "name": "CF Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 205, "dollarVol": 109175000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 0, "3": 12, "4": 95, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 95, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQ2FMUUUQUGI02", "name": "CITIZENS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 205, "dollarVol": 29525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 217, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 3, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W20M87S246SZ26", "name": "MDE HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 205, "dollarVol": 99915000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 336, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 0, "3": 16, "4": 113, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 113, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5SWOZ1F2OHY48", "name": "Equitable Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 205, "dollarVol": 50985000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 245, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 1, "3": 12, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PPKM4YL2GY3713", "name": "SPECTRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 204, "dollarVol": 33320000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 18, "3": 82, "4": 22, "5": 18, "6": 0, "7": 15, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 22, "incompleteCount": 18, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003I223S7AP6XL58", "name": "South Atlantic Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 204, "dollarVol": 155310000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 261, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 3, "3": 6, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007E4NL6J0YLH946", "name": "Evergreen Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 204, "dollarVol": 66930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 234, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 0, "3": 7, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002L7I6EYKW3NG91", "name": "Blackhawk Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 204, "dollarVol": 42580000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 278, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 1, "3": 23, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JWMTKHFOXRS523", "name": "BLUE EAGLE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 204, "dollarVol": 15940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 321, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 0, "3": 48, "4": 69, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 69, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490099UNYWX2PZ4J91", "name": "WNB FINANCIAL, N.A.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 204, "dollarVol": 47610000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 239, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 3, "3": 14, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000M1X0MV8KPL945", "name": "Lineage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 203, "dollarVol": 72615000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 266, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 9, "3": 12, "4": 41, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 41, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EA0U825E61X330", "name": "BankSouth", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 203, "dollarVol": 118655000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 255, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 3, "3": 9, "4": 29, "5": 0, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IUXHAK73AEH918", "name": "Bank of Frankewing", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 203, "dollarVol": 52095000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 319, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 23, "3": 32, "4": 44, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 44, "incompleteCount": 17, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BX4I89K17ZM64", "name": "ALL REVERSE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 203, "dollarVol": 54245000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 262, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 17, "3": 8, "4": 29, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 29, "incompleteCount": 5, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IY6RZNCBF0QZ14", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 203, "dollarVol": 42795000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 214, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 1, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006ONI6N95VKB649", "name": "Southern Michigan Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 203, "dollarVol": 50575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 337, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 47, "3": 65, "4": 14, "5": 6, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 14, "incompleteCount": 6, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQRR7T3EUSDD87", "name": "Orchard Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 203, "dollarVol": 67235000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 350, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 16, "3": 13, "4": 101, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 101, "incompleteCount": 17, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q8R70WLHGFLX73", "name": "People's Bank of Seneca", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 203, "dollarVol": 45075000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 285, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 30, "3": 33, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MCB5QTUWUWQ396", "name": "Public Service Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 203, "dollarVol": 14735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 390, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 49, "3": 122, "4": 9, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 9, "incompleteCount": 7, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTR6GEUX8QTI81", "name": "HOME APPROVALS DIRECT, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 203, "dollarVol": 99595000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 357, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 36, "3": 0, "4": 112, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 112, "incompleteCount": 6, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138009TTY1M4OJRXV14", "name": "BANKORION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 202, "dollarVol": 36340000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 239, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 8, "3": 15, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RZAKWEVNKBVY93", "name": "REGIONAL MISSOURI BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 202, "dollarVol": 43590000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 256, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 7, "3": 31, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EAZZ1G4DMO8869", "name": "LINN AREA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 202, "dollarVol": 23550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 247, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 0, "3": 12, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TQL77TN5I01K05", "name": "Fortifi Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 201, "dollarVol": 48415000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 243, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 12, "3": 20, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008XX3NZ5S384W16", "name": "U. T. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 201, "dollarVol": 23515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 307, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 22, "3": 47, "4": 32, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 32, "incompleteCount": 5, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FAG4VH7YJ66576", "name": "Anstaff Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 201, "dollarVol": 33485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 252, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 1, "3": 5, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEMK0LXVCRZM49", "name": "EAST IDAHO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 201, "dollarVol": 30545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 397, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 7, "3": 93, "4": 92, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 92, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038YN5XV3SDVZ83", "name": "BankIowa of Cedar Rapids", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 201, "dollarVol": 27805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 238, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 19, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q745S62Q6QNW78", "name": "NATIONAL BANKSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 201, "dollarVol": 44445000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 258, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 28, "3": 14, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QXJAPKTQHC4S45", "name": "Center City Mortgage and Investments LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 201, "dollarVol": 67655000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 294, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 17, "3": 5, "4": 71, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 71, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MBTZED1WNWX005", "name": "CORNERSTONE MORTGAGE PROVIDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 201, "dollarVol": 99335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 251, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 1, "3": 7, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOW5Z4AZ36M223", "name": "First Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 201, "dollarVol": 47025000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 310, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 20, "3": 47, "4": 24, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 24, "incompleteCount": 18, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EGL1VV7LY0QU69", "name": "Bank of Marin", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 201, "dollarVol": 65135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 298, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 15, "3": 54, "4": 14, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 14, "incompleteCount": 14, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHACUOETOKO184", "name": "First American Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 200, "dollarVol": 93460000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 227, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 0, "3": 7, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3X7YDJIUENL65", "name": "NUMARK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 200, "dollarVol": 42360000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 533, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 1, "3": 28, "4": 42, "5": 3, "6": 259, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 42, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 259, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BNF48S5Z88UL34", "name": "Reading Co-Operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 200, "dollarVol": 118720000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 288, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 3, "3": 22, "4": 43, "5": 7, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 43, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LHJR6FIWIU8E25", "name": "FIRST NATIONS HOME FINANCE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 200, "dollarVol": 66100000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 286, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 23, "3": 25, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZTV4S0W9DCX64", "name": "GENWAY HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 200, "dollarVol": 75430000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 283, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 2, "3": 20, "4": 56, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 56, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WCUTOOZMTV053", "name": "First Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 200, "dollarVol": 52010000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 292, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 14, "3": 33, "4": 44, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 44, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y4QCRHFQOGEU34", "name": "Ukrainian Selfreliance Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 200, "dollarVol": 59100000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 259, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 3, "3": 30, "4": 22, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHXNUMVE33Q475", "name": "American Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 200, "dollarVol": 63320000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 275, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 7, "3": 17, "4": 16, "5": 2, "6": 0, "7": 19, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KM0C07F0DE248", "name": "FIRST AMERICAN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 199, "dollarVol": 52885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 242, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 0, "3": 7, "4": 35, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 35, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SI9TPITPEZ5332", "name": "Capital Mortgage Services Corp.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 199, "dollarVol": 33545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 341, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 5, "3": 50, "4": 64, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 64, "incompleteCount": 23, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKOE38PNUSOD49", "name": "Jax Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 199, "dollarVol": 19165000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 346, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 1, "3": 92, "4": 35, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 35, "incompleteCount": 19, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX2QBKG7ZTBX37", "name": "SIOUXLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 199, "dollarVol": 21805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 269, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 3, "3": 63, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UTE20103B0T339", "name": "ENNKAR, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 199, "dollarVol": 44365000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 390, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 1, "3": 22, "4": 122, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 122, "incompleteCount": 46, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4E3MK3F5GQW40", "name": "The Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 198, "dollarVol": 28620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 220, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 21, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFV63SJPNIII97", "name": "HomeBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 198, "dollarVol": 29820000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 241, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 0, "3": 10, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MX2M0D119SZ27", "name": "Dover Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 198, "dollarVol": 29680000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 1, "3": 152, "4": 11, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 11, "incompleteCount": 21, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOKUKS0Z7C3X31", "name": "360 Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 197, "dollarVol": 21365000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 315, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 24, "3": 76, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LG15SP6QAWL48", "name": "Union State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 197, "dollarVol": 47575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 228, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 7, "3": 6, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3BPURP4WOHN47", "name": "The Garrett State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 197, "dollarVol": 28675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 218, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 5, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2TE26IJQD4W66", "name": "First Federal Community Bank of Bucyrus", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 197, "dollarVol": 37145000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 215, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 0, "3": 4, "4": 12, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QUH5S3VFIWMU57", "name": "GNBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 197, "dollarVol": 28675000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 303, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 1, "3": 49, "4": 41, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 41, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XA6P3X1GTJEY80", "name": "SECURITYPLUS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 197, "dollarVol": 32615000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000PT0SXF8FBR107", "name": "Connections Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 197, "dollarVol": 21295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 0, "3": 13, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B3KWBDNOTY262", "name": "Pendleton Community Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 197, "dollarVol": 41335000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 12, "3": 24, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XMCDBXHD84QD46", "name": "Ohnward Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 197, "dollarVol": 40625000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 230, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 0, "3": 6, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2LKZKSX67ZU02", "name": "First Service Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 197, "dollarVol": 44435000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 1, "3": 17, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8GW9QHQO63J05", "name": "Peoples Bank of Kentucky, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 196, "dollarVol": 25260000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 253, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 3, "3": 20, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZNGM38QYV1N68", "name": "INFUZE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 196, "dollarVol": 10730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 358, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 12, "3": 114, "4": 16, "5": 8, "6": 0, "7": 1, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 16, "incompleteCount": 8, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NVMV4W48B8SC18", "name": "Watertown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 196, "dollarVol": 32880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 7, "3": 6, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002W5VVAQ5IH5726", "name": "Goodfield State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 196, "dollarVol": 30080000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005L8AW1CTD9HZ03", "name": "First Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 196, "dollarVol": 28250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 3, "3": 19, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004NNGKPRSS24037", "name": "Crossbridge Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 195, "dollarVol": 30015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 231, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 0, "3": 27, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003GJY287GIWFH36", "name": "CME Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 195, "dollarVol": 36085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 312, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 16, "3": 80, "4": 11, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 11, "incompleteCount": 10, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QP2ONO47G5R24", "name": "APCI Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 195, "dollarVol": 18265000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 255, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 4, "3": 25, "4": 17, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 17, "incompleteCount": 14, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QY5ST0J7P6M123", "name": "DIME BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 195, "dollarVol": 74915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 365, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 16, "3": 77, "4": 42, "5": 8, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 42, "incompleteCount": 8, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IOM384RW3HWE57", "name": "Five Star Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 195, "dollarVol": 32015000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 350, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 3, "3": 114, "4": 17, "5": 1, "6": 0, "7": 14, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOW652UXXY2V12", "name": "FIRST SECURITY BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 195, "dollarVol": 22205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 221, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 0, "3": 2, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300677KFX04XEUM68", "name": "YOUR HOME FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 195, "dollarVol": 41475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 291, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 1, "3": 13, "4": 72, "5": 4, "6": 0, "7": 4, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 72, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TNGC371911XJ76", "name": "Bank of Cleveland", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 195, "dollarVol": 50385000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 0, "3": 5, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930050YUB4R3ZKAI03", "name": "E.M.I. EQUITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 195, "dollarVol": 26075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 259, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 2, "3": 36, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CABYW2DE2UTD57", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 194, "dollarVol": 54200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 284, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 4, "3": 43, "4": 39, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 39, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NC4WJQGK642G48", "name": "COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 194, "dollarVol": 22190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 237, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 3, "3": 2, "4": 22, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 22, "incompleteCount": 16, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AECSSNLT5FBU41", "name": "The Union State Bank of Everest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 194, "dollarVol": 26630000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 205, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 4, "3": 5, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QIEXWCVRBXUH64", "name": "VELOCITY COMMUNITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 194, "dollarVol": 17910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 397, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 2, "3": 177, "4": 11, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 177, "withdrawalCount": 11, "incompleteCount": 13, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048J00QUF04FP72", "name": "North Easton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 194, "dollarVol": 72480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 292, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 10, "3": 48, "4": 28, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 28, "incompleteCount": 12, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZHM6LK8T0QW13", "name": "Hometown Bank of Pennsylvania", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 194, "dollarVol": 17950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 284, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 17, "3": 41, "4": 0, "5": 0, "6": 0, "7": 11, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCUYVW860UOZ07", "name": "Primis Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 193, "dollarVol": 26745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 302, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 54, "4": 10, "5": 0, "6": 61, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 61, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OD9TDRYGWJ0N48", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 193, "dollarVol": 77475000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 15, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000RV6UQ52SVTV40", "name": "LBS FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 193, "dollarVol": 28315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 314, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 68, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOP6JY8A0DIV80", "name": "Cloverbelt Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 193, "dollarVol": 20975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 253, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 2, "3": 7, "4": 8, "5": 0, "6": 0, "7": 1, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GED4IYN84L8F67", "name": "Minster Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 193, "dollarVol": 45765000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 224, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 3, "3": 13, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VSOJCMQO84C619", "name": "Huntington Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 193, "dollarVol": 37515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 273, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 6, "3": 26, "4": 38, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 38, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PYZVSM1PP3GI62", "name": "ALLEGENT COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 193, "dollarVol": 16475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 263, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 1, "3": 43, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039D55J3ZL21O72", "name": "SIBCY CLINE MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 192, "dollarVol": 49770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 271, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 9, "3": 23, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009NZUFSRFRWTY71", "name": "RED ROCKS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 192, "dollarVol": 18620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 289, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 5, "3": 18, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OGMHGN3FQRRB74", "name": "Helm Bank USA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 192, "dollarVol": 99460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 308, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 6, "3": 36, "4": 41, "5": 7, "6": 26, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 41, "incompleteCount": 7, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FB7LY738B0AS28", "name": "Sharefax Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 192, "dollarVol": 22470000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 283, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 7, "3": 31, "4": 34, "5": 8, "6": 0, "7": 7, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 34, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005EWJNDWPLNG328", "name": "Century Next Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 191, "dollarVol": 32645000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 4, "3": 3, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQ4IB3OO2XR831", "name": "MISSOURI Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 191, "dollarVol": 40905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 806, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 0, "3": 186, "4": 429, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 429, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LHER54ZRR2C571", "name": "Lincone Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 191, "dollarVol": 12345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 15, "3": 15, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KSBZEBHIMRT79", "name": "MORTGAGE FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 191, "dollarVol": 50315000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 259, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 0, "3": 6, "4": 62, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KW705BBINDIZ26", "name": "TIB National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 191, "dollarVol": 48775000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 575, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 4, "3": 39, "4": 10, "5": 0, "6": 331, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 331, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002GOGIUXB84JB89", "name": "First National Bank of Waterloo", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 191, "dollarVol": 32515000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 20, "3": 14, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000TY1MM1LLTM666", "name": "Liberty Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 191, "dollarVol": 81395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 308, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 2, "3": 15, "4": 44, "5": 4, "6": 0, "7": 19, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 44, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "95JW06YV3JUTCH0IJV88", "name": "Fulton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 191, "dollarVol": 28355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 264, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 9, "3": 4, "4": 9, "5": 0, "6": 9, "7": 1, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKCY4J7PC8WH77", "name": "MACKILLIE INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 190, "dollarVol": 118740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 190, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOWUPV4E45EE89", "name": "Farmers State Bank of Alto Pass, Ill.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 190, "dollarVol": 32300000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 224, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 19, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KE1KGYIP021V52", "name": "Greenville National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 190, "dollarVol": 36820000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 248, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 21, "3": 21, "4": 8, "5": 0, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005BWLPEBQA7QJ63", "name": "Ohio Catholic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 190, "dollarVol": 18390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 321, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 16, "3": 67, "4": 38, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 38, "incompleteCount": 10, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMEOE50UQ6NM87", "name": "American Bank of Freedom", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 190, "dollarVol": 119370000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 1, "3": 3, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RO87UFWPI72M63", "name": "First Community CU of Beloit", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 190, "dollarVol": 21170000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 267, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 29, "4": 24, "5": 13, "6": 0, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 24, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007QERYQSQ3QNH02", "name": "Seattle Metropolitan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 190, "dollarVol": 53950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 483, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 1, "3": 12, "4": 219, "5": 58, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 219, "incompleteCount": 58, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4Z4LTG4TJTM66", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 190, "dollarVol": 74770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 237, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 10, "4": 36, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PRPWWDL1RI5M21", "name": "Katahdin Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 190, "dollarVol": 54610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 255, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 4, "3": 42, "4": 16, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTGDMRB8FMR522", "name": "TEXOMA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 190, "dollarVol": 17810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 198, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B6UWNP01JH6452", "name": "Sauk Valley Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 190, "dollarVol": 25670000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 217, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 4, "3": 8, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U2ZPLWQTSD3158", "name": "Orion Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 190, "dollarVol": 44070000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 397, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 1, "3": 20, "4": 102, "5": 5, "6": 79, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 102, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 79, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WBNJ2MGXXXDY75", "name": "Pathfinder Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 189, "dollarVol": 40775000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 244, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 10, "3": 31, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004Z2SGQGCU5RB44", "name": "Heritage Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 189, "dollarVol": 35955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 11, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490089V5DJHFQMOA03", "name": "First National Bank Alaska", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 189, "dollarVol": 80065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 370, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 1, "3": 19, "4": 132, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 132, "incompleteCount": 29, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B0SOOJLUT6U297", "name": "United Texas Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 189, "dollarVol": 22805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 237, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 5, "3": 13, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004FGBXH9QXOWU35", "name": "INTEGRITY MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 189, "dollarVol": 63015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 281, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 6, "3": 39, "4": 21, "5": 1, "6": 0, "7": 3, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRB0LTJL53XI04", "name": "Unison Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 189, "dollarVol": 28315000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 268, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 36, "3": 40, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KCWMM5PJHWO653", "name": "AURGROUP FINANCIAL CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 189, "dollarVol": 15265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 231, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 1, "3": 19, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPO83ZZLEVGG70", "name": "QNB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 189, "dollarVol": 53965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 277, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 5, "3": 43, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN0HZ349E7ZH34", "name": "ALLIANCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 189, "dollarVol": 46145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 222, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 0, "3": 7, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300US45HOXL30J494", "name": "FINANCIAL RESOURCES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 189, "dollarVol": 71165000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 301, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 1, "3": 34, "4": 76, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 76, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DI1T4KP9NPFQ75", "name": "Industrial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 189, "dollarVol": 9415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 337, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 2, "3": 79, "4": 65, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 65, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KLU19FK8PG279", "name": "NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 189, "dollarVol": 38745000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 355, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 4, "3": 41, "4": 47, "5": 19, "6": 0, "7": 0, "8": 55 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 47, "incompleteCount": 19, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTO41UX0MSL179", "name": "PARK VIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 188, "dollarVol": 29430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 199, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 1, "3": 2, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OGIGNKGO2DX942", "name": "FEDEX EMPLOYEES CREDIT ASSOCIATION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 188, "dollarVol": 22220000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 366, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 15, "3": 50, "4": 75, "5": 16, "6": 0, "7": 0, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 75, "incompleteCount": 16, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JOVFFHEU5TF17", "name": "Bank of Luxemburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 188, "dollarVol": 37960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 228, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 17, "3": 18, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083VRKEK3SXZJ31", "name": "Skowhegan Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 188, "dollarVol": 37530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 306, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 2, "3": 64, "4": 45, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 45, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S19BPWGHQOYU13", "name": "FAIRWAY FUNDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 187, "dollarVol": 68255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 231, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 2, "3": 11, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM59EMYEJ5Q179", "name": "The Fountain Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 187, "dollarVol": 35565000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 325, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 49, "3": 84, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXBLBJSY4S5R72", "name": "FREMONT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 187, "dollarVol": 25595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 203, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 0, "3": 4, "4": 10, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G9TLX0Q50U7H04", "name": "PremierBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 187, "dollarVol": 31385000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 225, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 11, "3": 20, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OUJRW41FX1L002", "name": "City Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 186, "dollarVol": 47660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 3, "3": 7, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YVBUEC0SGSZW55", "name": "Park State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 186, "dollarVol": 87810000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 305, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 1, "3": 45, "4": 65, "5": 7, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 65, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U7G0LJ4QNSFC86", "name": "MANUFACTURERS BANK & TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 186, "dollarVol": 27150000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 224, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 9, "3": 8, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NAWIBILTM7ZJ36", "name": "The Maries County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 186, "dollarVol": 19480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 263, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 26, "3": 37, "4": 8, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 8, "incompleteCount": 6, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZ4R55J9UKB235", "name": "SELFRELIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 186, "dollarVol": 75790000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 209, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 2, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FG1PR8UNV77C36", "name": "CCB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 186, "dollarVol": 32790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 223, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 20, "3": 8, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJPIZ3RCMEM452", "name": "Chesapeake Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 186, "dollarVol": 47460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 271, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 8, "3": 47, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG7IO23TN5LR98", "name": "Southeastern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 186, "dollarVol": 34370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 7, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NGCDNC9174EF79", "name": "Banterra Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 185, "dollarVol": 58045000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 352, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 53, "3": 81, "4": 24, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 24, "incompleteCount": 9, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFPLMCMJL7BS81", "name": "BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 185, "dollarVol": 2558915000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 208, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 0, "3": 23, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TH6U4UJ37WSG98", "name": "Country Club Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 185, "dollarVol": 86425000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 0, "3": 3, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IBT3SCF2K09D58", "name": "CBRE MULTIFAMILY CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 185, "dollarVol": 4877315000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 215, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 0, "3": 0, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZW96EO7YCGVV43", "name": "Crews Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 185, "dollarVol": 78175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 249, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 17, "3": 23, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J8Y8IPQFMMIT88", "name": "The Bank of Canton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 185, "dollarVol": 93895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 269, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 7, "3": 31, "4": 41, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 41, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7PN8KSYQHY415", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 185, "dollarVol": 49025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 225, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 33, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMXZWXNOS1US34", "name": "FIRST ATLANTIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 184, "dollarVol": 22140000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 298, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 16, "3": 49, "4": 19, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 19, "incompleteCount": 30, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007YWPQ2TU6YIG45", "name": "Magnolia State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 184, "dollarVol": 36180000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 203, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 15, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VX7NAZSPBPUE16", "name": "Constant Investments, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 184, "dollarVol": 76580000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 218, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 0, "3": 4, "4": 27, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001MUHR5XU30WE58", "name": "First Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 184, "dollarVol": 40570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 246, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 1, "3": 27, "4": 28, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 28, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SU3TF26I8KB315", "name": "UNIVERSAL 1 CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 184, "dollarVol": 13040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 275, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 3, "3": 38, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OZ7MS5KHJY6WIPGXQW23", "name": "Farmers & Merchants Bank of Central California", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 184, "dollarVol": 62240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 306, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 6, "3": 107, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TVLFC2SSLVOP06", "name": "METROPLEX MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 184, "dollarVol": 43350000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 232, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 0, "3": 9, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CSKW4TNZHEOO36", "name": "Buena Vista National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 183, "dollarVol": 24955000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 5, "3": 12, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZJ5RFM7VED177", "name": "PATRIOT MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 183, "dollarVol": 49545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 233, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 0, "3": 15, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWO8DN75PL7X16", "name": "Sherburne State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 183, "dollarVol": 40625000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 212, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 10, "3": 17, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUIG4G67S5O712", "name": "WESTERLY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 183, "dollarVol": 29815000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 290, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 0, "3": 44, "4": 63, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKGRBBO8HEKR21", "name": "Marine Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 183, "dollarVol": 26005000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 247, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 10, "3": 24, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006IYID0ECYSJU25", "name": "Sail Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 183, "dollarVol": 45505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 218, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 0, "3": 7, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PPIXNO2E1B5V55", "name": "OMEGA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 183, "dollarVol": 11475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 260, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 30, "3": 29, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NP3DNB1K9Z8513", "name": "CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 183, "dollarVol": 22485000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 2, "3": 124, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3YPB6EJ1RV917", "name": "First Bank of Berne", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 182, "dollarVol": 31230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 224, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 2, "3": 23, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490080ZZ98MNHU5R63", "name": "Champion Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 182, "dollarVol": 52420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 302, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 0, "3": 23, "4": 96, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 96, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q107R4XFOZ6F6K73C488", "name": "The First National Bank in Sioux Falls", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 182, "dollarVol": 49960000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 218, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 7, "3": 8, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CVK4UVTLHJ0R80", "name": "American Bank & Trust Company, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 182, "dollarVol": 52990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 4, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TOZIPCBM0DLH67", "name": "ILLINOIS STATE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 182, "dollarVol": 25580000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 274, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 0, "3": 63, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MWCJLSHMSYCL19", "name": "TEG Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 182, "dollarVol": 53820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 276, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 7, "3": 55, "4": 23, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 23, "incompleteCount": 9, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E4I5AJ7XJ4DL31", "name": "Winchester Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 182, "dollarVol": 134590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 258, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 5, "3": 7, "4": 14, "5": 10, "6": 0, "7": 10, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 10, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HZDO3SULWNR95", "name": "Outdoor Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 182, "dollarVol": 47130000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 189, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930052808NIU3KIW97", "name": "DIRECT LENDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 182, "dollarVol": 55060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 290, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 0, "3": 15, "4": 92, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 92, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5YLTTVIWX4J11", "name": "PREFERRED LENDING SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 181, "dollarVol": 55315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 287, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 0, "3": 9, "4": 70, "5": 3, "6": 0, "7": 18, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 70, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006L3U88MNTL7K26", "name": "Stillman BancCorp N.A.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 181, "dollarVol": 29745000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 340, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 0, "3": 22, "4": 31, "5": 1, "6": 0, "7": 29, "8": 76 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 31, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VI8UYZW0WTE611", "name": "MEMBERS CHOICE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 181, "dollarVol": 18805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 337, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 3, "3": 47, "4": 11, "5": 5, "6": 0, "7": 54, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 11, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004QMY56VOFMPG66", "name": "PennCrest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 181, "dollarVol": 14255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 4, "3": 23, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F1D8U51K67LV24", "name": "First Century Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 181, "dollarVol": 65085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 251, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 6, "3": 24, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083D8Q8RK84Y448", "name": "AMERICA'S CREDIT UNION, A", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 181, "dollarVol": 39975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 9, "3": 39, "4": 70, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 70, "incompleteCount": 14, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RDN1T32WR2WF91", "name": "Legacy Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 181, "dollarVol": 327185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 199, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 1, "3": 13, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q8HL7EWEE0HW14", "name": "Cambridge Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 180, "dollarVol": 179380000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 0, "3": 12, "4": 25, "5": 1, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEXTNMA3CARO05", "name": "Financial Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 180, "dollarVol": 83830000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 0, "3": 0, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRSSSUNB0U6552", "name": "American Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 180, "dollarVol": 76260000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 215, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 2, "3": 9, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CMM76GR76GS36", "name": "Mifflinburg Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 180, "dollarVol": 29130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 10, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138007DQF1WY8NDYM18", "name": "NORTHWEST BANK OF ROCKFORD", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 179, "dollarVol": 27685000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 255, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 12, "3": 13, "4": 20, "5": 4, "6": 0, "7": 2, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 20, "incompleteCount": 4, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FI70PE7HWAVD04", "name": "F & C Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 179, "dollarVol": 39095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 197, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 5, "3": 2, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBN5KM5RUFOE42", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 179, "dollarVol": 52615000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 256, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 1, "3": 26, "4": 41, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 41, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GV8F4RLYWAB272", "name": "MCT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 179, "dollarVol": 27515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 230, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 4, "3": 31, "4": 15, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OS8C7J7ZWMNL70", "name": "Burke & Herbert Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 179, "dollarVol": 116695000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 241, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 1, "3": 12, "4": 40, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 40, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005U6VKOSGHRA756", "name": "The Farmers Bank of Willards", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 178, "dollarVol": 39050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 303, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 17, "3": 37, "4": 60, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 60, "incompleteCount": 11, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZNV71J20M52A37", "name": "FIRST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 178, "dollarVol": 16040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 223, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 3, "3": 19, "4": 21, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FW5QWKDV0UY394", "name": "PRYSMA LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 178, "dollarVol": 54410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 232, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 3, "3": 20, "4": 29, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 29, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000A72B92T5BS479", "name": "Bank of Travelers Rest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 178, "dollarVol": 50260000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 244, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 2, "3": 26, "4": 37, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COV0JSM0J8GP39", "name": "New Tripoli Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 178, "dollarVol": 45890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 188, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 2, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009KQ3D6Q5VM0B61", "name": "Publix Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 178, "dollarVol": 25140000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 432, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 0, "3": 72, "4": 106, "5": 76, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 106, "incompleteCount": 76, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002DGXCCIY4BGZ41", "name": "Complex Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 178, "dollarVol": 38530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 266, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 21, "3": 50, "4": 10, "5": 5, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 10, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1FOCD65WZ9873", "name": "First Federal Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 178, "dollarVol": 37690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 248, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 21, "3": 33, "4": 12, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 12, "incompleteCount": 4, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7F7T8UG5AI038", "name": "COASTAL FUNDING SLC, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 178, "dollarVol": 85550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 242, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 1, "3": 1, "4": 59, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 59, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZGR745OCU3U41", "name": "Clinton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 178, "dollarVol": 57710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 240, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 5, "3": 17, "4": 31, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 31, "incompleteCount": 9, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQEDQYDJR8CP22", "name": "COREVEST AMERICAN FINANCE LENDER LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 178, "dollarVol": 523070000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 257, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 0, "3": 8, "4": 71, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 71, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FRM3OFF8EM0191", "name": "JNC MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 177, "dollarVol": 53375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JVXDPLF4P32H95", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 177, "dollarVol": 57115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 240, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 2, "3": 20, "4": 17, "5": 4, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RU0T31BIA8UR19", "name": "NEW WEST LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 177, "dollarVol": 62535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 220, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 11, "4": 31, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQW5P73YGBL063", "name": "SERVICE 1ST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 177, "dollarVol": 22185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 3, "3": 28, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGK6WNKYXQ0821", "name": "ATLANTA POSTAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 177, "dollarVol": 21565000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 542, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 15, "3": 245, "4": 102, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 102, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX6E1IE2LM5E30", "name": "FLYHOMES MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 177, "dollarVol": 157815000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 323, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 3, "3": 15, "4": 57, "5": 4, "6": 0, "7": 14, "8": 53 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 57, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZRFLUGALHJF092", "name": "RVR BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 176, "dollarVol": 27160000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 31, "3": 16, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZAI389CEN8VG51", "name": "AbbyBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 176, "dollarVol": 33180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 315, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 11, "3": 15, "4": 22, "5": 2, "6": 0, "7": 11, "8": 78 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WI4N6NVVJ1DV85", "name": "Crest Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 176, "dollarVol": 65360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 6, "3": 8, "4": 22, "5": 5, "6": 48, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 22, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 48, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPZCS4LF270327", "name": "MEMBERS FIRST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 176, "dollarVol": 12000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 410, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 1, "3": 161, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SMD444BM2WO947", "name": "Studio Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 176, "dollarVol": 90000000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 262, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 1, "3": 8, "4": 51, "5": 2, "6": 0, "7": 4, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 51, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MD3D3OC2CSGX39", "name": "SANTA CLARA COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 176, "dollarVol": 29460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 354, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 15, "3": 70, "4": 64, "5": 8, "6": 0, "7": 0, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 64, "incompleteCount": 8, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N51OM1EJ4TQZ22", "name": "1ST STATE FINANCIAL, LTD.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 176, "dollarVol": 31450000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 3, "3": 18, "4": 0, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 29, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XRAHUC7QUVO11", "name": "The First National Bank of Granbury", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 176, "dollarVol": 46560000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 203, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 2, "3": 13, "4": 9, "5": 0, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930044G6TGPFFTFM49", "name": "Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 175, "dollarVol": 53065000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 220, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 1, "3": 10, "4": 33, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDGL2OULMP7388", "name": "Citizens Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 175, "dollarVol": 27705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 230, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 3, "3": 25, "4": 23, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 23, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XPYTPLP6BLN10", "name": "Alliance Bank Central Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 175, "dollarVol": 66305000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 225, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 24, "3": 24, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005J49KPXDXUC959", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 175, "dollarVol": 42675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 334, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 40, "3": 31, "4": 14, "5": 1, "6": 73, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 73, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900199XCNE3LN5660", "name": "The County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 175, "dollarVol": 14965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 289, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 2, "3": 41, "4": 52, "5": 0, "6": 0, "7": 16, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QB357BUUUV7A56", "name": "Old Dominion National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 175, "dollarVol": 146585000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 194, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 0, "3": 4, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005YE4IRJJ0TNX66", "name": "ESSENTIAL MORTGAGE PARTNERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 174, "dollarVol": 47630000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 273, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 0, "3": 15, "4": 83, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 83, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NX6JAQSL0PM696", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 174, "dollarVol": 24420000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 1, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001XVX1R2ITF6935", "name": "Hearthside Bank Corporation", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 174, "dollarVol": 42070000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 261, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 10, "3": 39, "4": 35, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 35, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008EOM1VM8BBK206", "name": "MEMBERS CHOICE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 174, "dollarVol": 31390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 317, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 3, "3": 48, "4": 77, "5": 11, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 77, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800XA5M2HOWATHG59", "name": "LNB COMMUNITY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 174, "dollarVol": 30390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 208, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 5, "3": 16, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPT4UV65RIEU74", "name": "Azura Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 174, "dollarVol": 10620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 590, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 21, "3": 172, "4": 198, "5": 20, "6": 0, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 198, "incompleteCount": 20, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DH8EI64ITBY388", "name": "PGIM REAL ESTATE AGENCY FINANCING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 174, "dollarVol": 2898730000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 16, "3": 2, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U0J1T0K63EKR14", "name": "SANCTUARY HOME MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 174, "dollarVol": 72190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 1, "3": 5, "4": 59, "5": 1, "6": 0, "7": 1, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 59, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P681DTTH4I3144", "name": "Western State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 174, "dollarVol": 112710000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 238, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 0, "3": 17, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007UK2BZOOSF6C76", "name": "First Security Bank, Batesville, Mississippi", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 173, "dollarVol": 24655000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 0, "3": 8, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z54IIB4Q3AKI90", "name": "SMART FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 173, "dollarVol": 22645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 534, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 1, "3": 222, "4": 96, "5": 42, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 222, "withdrawalCount": 96, "incompleteCount": 42, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TRBLKWZO8LPT76", "name": "THE FAMILY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 173, "dollarVol": 12725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 4, "3": 33, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004VB8XJ1L0EOO76", "name": "The Bank of Fayette County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 173, "dollarVol": 30735000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 230, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 15, "3": 14, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRXNP494I3AE51", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 173, "dollarVol": 41165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 204, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 10, "3": 9, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZPR9P3OI95VG04", "name": "CONTINENTAL MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 173, "dollarVol": 80395000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 227, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 0, "3": 18, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNLSAVSRPDRK61", "name": "Carthage Savings and Loan, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 172, "dollarVol": 24190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 236, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 5, "3": 40, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VH0YZ5TAKFLL81", "name": "CUSB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 172, "dollarVol": 24210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 232, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 2, "3": 38, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DLHIZLJ7617Q04", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 172, "dollarVol": 41380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 281, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 15, "3": 24, "4": 48, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 48, "incompleteCount": 22, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KI0CM65KPBM547", "name": "International Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 172, "dollarVol": 50210000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 5, "3": 7, "4": 24, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930034MXV88NNFY879", "name": "OneLocal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 172, "dollarVol": 154010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 6, "3": 21, "4": 20, "5": 1, "6": 0, "7": 14, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OJTK0IPSNDA832", "name": "Liberty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 172, "dollarVol": 51250000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 308, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 1, "3": 74, "4": 46, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 46, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYGLNAWS20VR43", "name": "MYPOINT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 172, "dollarVol": 26390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 270, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 0, "3": 96, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EKZWTYZXUW582", "name": "First National Bank of Pana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 171, "dollarVol": 17025000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 180, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008NRAZRGNG0TT58", "name": "PFCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 171, "dollarVol": 19925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 236, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 4, "3": 18, "4": 23, "5": 14, "6": 0, "7": 5, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 23, "incompleteCount": 14, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004CKM8OCTXNKO02", "name": "SouthTrust Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 171, "dollarVol": 38315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 224, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 2, "3": 15, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900803AYZRNV49618", "name": "THE FRIENDSHIP STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 171, "dollarVol": 27135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 249, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 32, "3": 39, "4": 2, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 2, "incompleteCount": 5, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AHVQ1LDFNP8P69", "name": "Inwood National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 171, "dollarVol": 84015000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 220, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 1, "3": 12, "4": 35, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 35, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PCEQAPPZS8KL59", "name": "Guardian Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 171, "dollarVol": 18705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 270, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 38, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZP8FK47JENCV60", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 170, "dollarVol": 59670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 302, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 50, "3": 64, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELQB8TS88JEE06", "name": "HENRICO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 170, "dollarVol": 10250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 13, "3": 23, "4": 2, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q43B8FBFUVL12", "name": "The Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 170, "dollarVol": 83680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 4, "3": 16, "4": 24, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 24, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "U9WBLC3ZT2VBJSNY2Y81", "name": "Fairfield County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 170, "dollarVol": 171960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 233, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 6, "3": 11, "4": 11, "5": 1, "6": 34, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 34, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UQKYO1TM87WD57", "name": "Territorial Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 170, "dollarVol": 95690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 231, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 2, "3": 19, "4": 37, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 37, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LYI6NSVMGYH15", "name": "First IC Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 170, "dollarVol": 69580000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 0, "3": 4, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HDU55UX4CXD9YSL1U194", "name": "Westfield Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 170, "dollarVol": 69800000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 221, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 1, "3": 8, "4": 17, "5": 1, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004F1BOBD3SG7P54", "name": "The Croghan Colonial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 170, "dollarVol": 35510000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 337, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 0, "3": 24, "4": 42, "5": 10, "6": 0, "7": 90, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 42, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C88V21IBGP5Y54", "name": "The Commercial Bank of Grayson", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 170, "dollarVol": 18210000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 3, "3": 0, "4": 16, "5": 2, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN576XI5QFH005", "name": "ASPIRE FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 169, "dollarVol": 41535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 570, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 115, "4": 245, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 245, "incompleteCount": 41, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQOPGZ1DO0MZ49", "name": "The Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 169, "dollarVol": 49855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 3, "3": 13, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKXTUY0SWZNZ90", "name": "AMERICAN NATIONWIDE MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 169, "dollarVol": 45555000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 606, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 1, "3": 20, "4": 59, "5": 357, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 59, "incompleteCount": 357, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490091LXRCWGWGZ525", "name": "North Shore Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 169, "dollarVol": 27325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 187, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 0, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I43FC7P0IJMR13", "name": "LOANLEADERS OF AMERICA, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 169, "dollarVol": 50655000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 243, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 2, "3": 16, "4": 45, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 45, "incompleteCount": 11, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LAQ3M8E5I08F43", "name": "Farm Credit Services of Western Arkansas, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 169, "dollarVol": 38055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 240, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 23, "3": 41, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8JSCK4ZNVX087", "name": "MAX Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 169, "dollarVol": 43005000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 230, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 34, "4": 24, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WGEJKXK5PPHT03", "name": "HOMESITE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 169, "dollarVol": 60265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 327, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 8, "4": 150, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 150, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DD6DH8XAGW3A86", "name": "Piedmont Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 169, "dollarVol": 40915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 216, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 2, "3": 23, "4": 18, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 18, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SDO5FP7F86HH46", "name": "FNB Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 169, "dollarVol": 27435000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 266, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 6, "3": 37, "4": 44, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 44, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RL75O2Y62Z184", "name": "The Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 168, "dollarVol": 46800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 206, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 5, "3": 20, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006R3KP9HJOA7613", "name": "PRINCE GEORGE'S COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 168, "dollarVol": 13700000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 9, "3": 39, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUVVJLHQM71O74", "name": "BCB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 168, "dollarVol": 110080000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 6, "3": 29, "4": 17, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 17, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJ6EOJ9EF6JB96", "name": "Connections Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 168, "dollarVol": 41080000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 209, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 28, "3": 7, "4": 5, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8Q4KZC8LMAV19", "name": "First Metro Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 168, "dollarVol": 31010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 4, "3": 17, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007GBJOK22LYB425", "name": "Wichita Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 168, "dollarVol": 17220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 301, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 23, "3": 38, "4": 65, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 65, "incompleteCount": 7, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOLMR4MSUXQS86", "name": "The National Bank of Coxsackie", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 168, "dollarVol": 40550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 387, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 17, "3": 155, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UEAUWHP0CJXA09", "name": "UNICO Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 168, "dollarVol": 26350000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 205, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 1, "3": 24, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC145ABINEFL26", "name": "Municipal Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 28315000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 203, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 4, "3": 5, "4": 24, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J9E3YDKIBPUY45", "name": "Bank Forward", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 110705000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 203, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 1, "3": 3, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005MZZDC38IUOJ34", "name": "WATER AND POWER COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 167, "dollarVol": 54815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 432, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 98, "4": 78, "5": 89, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 78, "incompleteCount": 89, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KXIFQ7HCW3FR89", "name": "Andrew Johnson Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 54785000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 230, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 6, "3": 24, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJ5M3CD2DPIX47", "name": "American National Bank of Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 28925000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 5, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XMSZYL5SAEF41", "name": "CrossFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 149375000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 2, "3": 8, "4": 27, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKO88C3VZKD418", "name": "Windosr Federal Savings & Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 39765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 238, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 6, "3": 14, "4": 35, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 35, "incompleteCount": 16, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005G7RUITYI5B094", "name": "Logan Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 19365000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 273, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 9, "3": 56, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHGFQJY2WUC891", "name": "FIRST OPTION BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 167, "dollarVol": 58245000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 6, "3": 16, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V422J2GUSZPZ35", "name": "Houston Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 166, "dollarVol": 33310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 317, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 10, "3": 55, "4": 66, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 66, "incompleteCount": 20, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CS1XP28EERR469", "name": "One Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 60590000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 221, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 7, "3": 13, "4": 27, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 27, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490014T1E9ZF0ODZ87", "name": "ECLIPSE BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 52660000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 213, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 4, "3": 11, "4": 28, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 28, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXTSQB6QVVI060", "name": "First Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 35130000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 208, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 20, "3": 20, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T73HHIEIUU5F67", "name": "Home Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 29010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 0, "3": 6, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NXYX3K4WQSGJ17", "name": "STRATA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 166, "dollarVol": 13030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 5, "3": 67, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YY36UO9MBPH808", "name": "Diamond Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 24220000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 1, "3": 20, "4": 37, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOYV1JVWTO8O89", "name": "Solvay Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 47200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 237, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 8, "3": 16, "4": 20, "5": 8, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 20, "incompleteCount": 8, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IL7D0ACZ6YVF12", "name": "Home Federal Savings and Loan Association of Grand Island", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 25140000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 6, "3": 11, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZWPMDWIL12842", "name": "Apex Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 166, "dollarVol": 24250000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 528, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 6, "3": 19, "4": 26, "5": 0, "6": 311, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 311, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VI8ZWLFWG2K57", "name": "JERSEY SHORE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 165, "dollarVol": 14215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 225, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 15, "3": 33, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YSYHBYDFRVT153", "name": "Pathways Financial Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 165, "dollarVol": 26825000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 307, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 1, "3": 70, "4": 27, "5": 24, "6": 0, "7": 13, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 27, "incompleteCount": 24, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001JAQD8VVV8SM40", "name": "Dirigo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 165, "dollarVol": 15955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 290, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 18, "3": 81, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VTMXH07KUIB722", "name": "SERVICE FIRST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 165, "dollarVol": 38735000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 0, "3": 15, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C70VBQUGXHPR07", "name": "Mound City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 165, "dollarVol": 35605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 189, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 16, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B631B05UVLUA59", "name": "Concordia Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 165, "dollarVol": 27785000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 227, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 1, "3": 30, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DL7AWRPX6NXO12", "name": "American Commercial Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 165, "dollarVol": 51685000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 214, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 0, "3": 8, "4": 36, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 36, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SG0DG9VHV3LR79", "name": "First Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 165, "dollarVol": 76885000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 7, "3": 14, "4": 39, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 39, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NR9EA98B6A4L55", "name": "Citizens Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 164, "dollarVol": 34110000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 30, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZX3163R62TB83", "name": "UNIFIED BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 164, "dollarVol": 15970000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 209, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 19, "3": 18, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IZF27X7A3Q7I15", "name": "Old Hickory Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 164, "dollarVol": 19680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 242, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 0, "3": 52, "4": 19, "5": 0, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EB748TPUCF9H23", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 164, "dollarVol": 49610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 190, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 6, "3": 5, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EGTMFOWQOCQM74", "name": "First Federal Savings Bank of Lincolnton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 164, "dollarVol": 49740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 7, "3": 17, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900158KALQ2PWDU44", "name": "The Adirondack Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 164, "dollarVol": 46560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 275, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 3, "3": 54, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XIGAR8HM0KJZ26", "name": "FALL RIVER MUNICIPAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 164, "dollarVol": 23220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 272, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 38, "3": 48, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S1ULK3TJQ8I652", "name": "FIRST CITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 164, "dollarVol": 32370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 342, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 6, "3": 123, "4": 46, "5": 2, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 46, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QNPOF1WCRKLZ94", "name": "San Mateo Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 163, "dollarVol": 80115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 347, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 4, "3": 79, "4": 69, "5": 8, "6": 0, "7": 17, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 69, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JCUSJMRA75V483", "name": "Wolf River Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 163, "dollarVol": 27815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 180, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 6, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R14I3DX6ZMWL07", "name": "CONSUMER Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 163, "dollarVol": 36725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 281, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 44, "3": 47, "4": 6, "5": 0, "6": 0, "7": 18, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RO7SIV4IZNEGU4EXXS92", "name": "AuburnBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 163, "dollarVol": 49685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 1, "3": 5, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YK0G0T2WULHK84", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 162, "dollarVol": 21680000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 7, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6RK4QCIMZJD44", "name": "Community First Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 162, "dollarVol": 34520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 195, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 3, "3": 13, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTBKVRBY302A16", "name": "Bank of Hillsboro, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 162, "dollarVol": 30870000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 263, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 17, "3": 50, "4": 27, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 27, "incompleteCount": 7, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N6Q6IC190UPB76", "name": "DENVER COMMUNITY CU D.B.A. ZING CU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 162, "dollarVol": 14380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 248, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 57, "4": 28, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 28, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRX8H2BWRMDQ91", "name": "PUTNAM COUNTY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 162, "dollarVol": 34320000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 1, "3": 15, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQ5QR1CNV5HY08", "name": "MORTGAGE MANAGEMENT CONSULTANTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 162, "dollarVol": 60570000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 1, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HQBR2XD7IAKH63", "name": "Towpath Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 161, "dollarVol": 10265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 364, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 1, "3": 108, "4": 38, "5": 37, "6": 0, "7": 0, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 38, "incompleteCount": 37, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DWS85AHLUZHB50", "name": "Quad City Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 161, "dollarVol": 49885000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 2, "3": 3, "4": 12, "5": 2, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003LIT6MPMIF5W07", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 161, "dollarVol": 65665000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 8, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTHJ0G5YXW3J85", "name": "ValleyStar Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 161, "dollarVol": 11835000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 305, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 0, "3": 93, "4": 41, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 41, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPKDUJKREQRG38", "name": "Investar Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 161, "dollarVol": 51235000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 237, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 7, "3": 28, "4": 33, "5": 6, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 33, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DM6DAOPSF8HL78", "name": "Grand Bank for Savings, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 161, "dollarVol": 35355000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 272, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 12, "3": 19, "4": 19, "5": 0, "6": 61, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 61, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKT4KNKP08CQ45", "name": "Northway Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 161, "dollarVol": 40715000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 283, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 4, "3": 60, "4": 52, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 52, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRF9LCZ3RX3Q39", "name": "Allied First Bank,sb", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 161, "dollarVol": 51385000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1313, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 2, "3": 473, "4": 200, "5": 189, "6": 288, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 473, "withdrawalCount": 200, "incompleteCount": 189, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 288, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CG5TM73650DH84", "name": "CHRISTIAN COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 160, "dollarVol": 29690000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 264, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 3, "3": 18, "4": 47, "5": 35, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 47, "incompleteCount": 35, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWFLUA8V78OT27", "name": "The Peoples Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 160, "dollarVol": 31700000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 4, "3": 3, "4": 1, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930085YFG0F7C2GE23", "name": "Citizens Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 160, "dollarVol": 37560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 8, "3": 15, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800K8DDKEL9X4OK57", "name": "FIRST SOUTHERN BANK.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 160, "dollarVol": 20630000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 233, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 10, "3": 15, "4": 0, "5": 0, "6": 48, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 48, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TFL8UPEHU61608", "name": "Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 160, "dollarVol": 20020000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 180, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 6, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRWC0U4V5XQ024", "name": "BANK OF STOCKTON", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 159, "dollarVol": 55475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 3, "3": 80, "4": 5, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 5, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6SV1WXLO6BB96", "name": "State Bank of De Kalb", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 159, "dollarVol": 30245000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 3, "3": 10, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CN9XK83EUACJ34", "name": "United Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 159, "dollarVol": 47615000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 14, "3": 11, "4": 15, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005MFZ2ASTT3WX73", "name": "All America Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 159, "dollarVol": 22865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 0, "3": 6, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOSE1H63K0E875", "name": "Great American Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 159, "dollarVol": 35195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 3, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODM8A5T4RHPY32", "name": "Bank of Charles Town", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 159, "dollarVol": 46385000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 205, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 3, "3": 22, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UR7PKXXBLHG019", "name": "Homeland Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 159, "dollarVol": 67365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPQDQJM78AYS70", "name": "HEARTLAND", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 158, "dollarVol": 20850000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 6, "3": 13, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZN3JNCBPMI730", "name": "Morgantown Bank & Trust Company, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 158, "dollarVol": 34220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 12, "3": 11, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006A34A1F1ZGTT81", "name": "East Cambridge Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 158, "dollarVol": 109430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 2, "3": 10, "4": 24, "5": 1, "6": 0, "7": 0, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004Z0FN1LYUET14", "name": "Owen County State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 158, "dollarVol": 32130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 289, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 46, "3": 29, "4": 1, "5": 0, "6": 0, "7": 15, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LY3BVZZOO7LW95", "name": "FAIRMONT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 158, "dollarVol": 19810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 519, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 35, "3": 122, "4": 2, "5": 8, "6": 0, "7": 117, "8": 77 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 2, "incompleteCount": 8, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WX4YO71NFO5362", "name": "HOUSTON POLICE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 158, "dollarVol": 19240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 250, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 18, "3": 26, "4": 36, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 36, "incompleteCount": 12, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GYV99GSRS94462", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 158, "dollarVol": 22230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 0, "3": 3, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930024QEEW6YDTWZ98", "name": "REV FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 158, "dollarVol": 36820000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 247, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 5, "3": 31, "4": 44, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 44, "incompleteCount": 9, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HO9WPE4LTLQU96", "name": "Valley West Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 157, "dollarVol": 51705000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490011JA7PP73YY190", "name": "Mt. McKinley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 157, "dollarVol": 36995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 0, "3": 7, "4": 30, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 30, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAIUVHH8SCGC11", "name": "Century Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 157, "dollarVol": 47175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 205, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 15, "3": 18, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S46DHLT3EQ9F05", "name": "Citizens Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 157, "dollarVol": 46135000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 10, "3": 13, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VXGQ0PJJBNKA66", "name": "THE BANK OF LAFAYETTE, GEORGIA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 157, "dollarVol": 26255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 172, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 5, "3": 6, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1YZ5ZORJBI935", "name": "SouthStar Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 157, "dollarVol": 61605000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 368, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 25, "3": 24, "4": 70, "5": 1, "6": 91, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 70, "incompleteCount": 1, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 91, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SW1LBUJBOD283", "name": "Integrity Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 157, "dollarVol": 70125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 12, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HXQLIV5UBQEF05", "name": "Community Partners Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 157, "dollarVol": 13455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 324, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 22, "3": 29, "4": 21, "5": 5, "6": 0, "7": 66, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 21, "incompleteCount": 5, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0QZYJMOBCNI97", "name": "ST FIN CORP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 157, "dollarVol": 65265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 2, "3": 26, "4": 23, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JGY7VFGEGT744", "name": "Southwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 156, "dollarVol": 44070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 2, "3": 3, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087BYCGOODQ7P92", "name": "SSB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 156, "dollarVol": 41140000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 3, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NIBYLNJC10826", "name": "T. J. FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 156, "dollarVol": 88410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 1, "3": 0, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZGNW8VUSEDB98", "name": "Community National Bank & Trust of Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 156, "dollarVol": 51160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 0, "3": 1, "4": 25, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNUPSQ3UW3EM09", "name": "The Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 156, "dollarVol": 42980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 20, "3": 17, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNGYKM8QPYJL44", "name": "Home Bank SB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 156, "dollarVol": 34990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 217, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 7, "3": 28, "4": 21, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BECVKN2TJ6H05", "name": "TrailWest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 156, "dollarVol": 55080000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 18, "3": 24, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KE9OJJUH139Q12", "name": "Byron Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 156, "dollarVol": 31210000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 197, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 1, "3": 8, "4": 30, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 30, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLEJNF277L8Q40", "name": "Access Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 156, "dollarVol": 27480000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 378, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 24, "3": 16, "4": 5, "5": 2, "6": 0, "7": 95, "8": 80 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSN9VF5S618659", "name": "GUARANTY MORTGAGE SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 155, "dollarVol": 53115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 228, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 2, "3": 3, "4": 66, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 66, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WQC1VYOW0EW528", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 155, "dollarVol": 16775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 176, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 1, "3": 18, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHSPIDK7A5D559", "name": "CU MORTGAGE DIRECT, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 155, "dollarVol": 35135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 4, "3": 18, "4": 28, "5": 0, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BK51FTOVBDMC15", "name": "The Bradford National Bank of Greenville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 155, "dollarVol": 20315000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 222, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 11, "3": 8, "4": 3, "5": 0, "6": 0, "7": 23, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3J2ZHX7QFH171", "name": "North Shore Bank, a Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 155, "dollarVol": 113485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 357, "totalOriginated": 254, "actionTaken": { "1": 254, "2": 19, "3": 48, "4": 29, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 29, "incompleteCount": 7, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005RQQ9A5CNFVG05", "name": "COMMERCIAL BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 155, "dollarVol": 32075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 1, "3": 19, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3HXQOVIN2DA88", "name": "Quail Creek Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 155, "dollarVol": 51545000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 1, "3": 6, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005B0YP23JCTYV51", "name": "POPA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 155, "dollarVol": 16155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 251, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 17, "3": 60, "4": 14, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 14, "incompleteCount": 5, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJ9SHI3GDB7327", "name": "Abbeville Building & Loan (A State-Chartered Savings Bank)", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 155, "dollarVol": 25365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 193, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 18, "3": 18, "4": 0, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4ZK628DTL4L52", "name": "MidAmerica National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 155, "dollarVol": 18615000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 280, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 54, "3": 29, "4": 39, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 39, "incompleteCount": 3, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UG1DH7RQL41718", "name": "SCIENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 155, "dollarVol": 26485000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 269, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 2, "3": 46, "4": 22, "5": 30, "6": 0, "7": 2, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 22, "incompleteCount": 30, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y3KT6SZM11MQ06", "name": "Third Coast Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 154, "dollarVol": 100300000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 0, "3": 4, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003T62KDXQ6J4W58", "name": "SOUTHEASTERN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 154, "dollarVol": 27140000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 0, "3": 9, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003QXUI2HKRWW551", "name": "AAC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 154, "dollarVol": 13840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 0, "3": 8, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R22HRZXTXSR64", "name": "The National Bank of Middlebury", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 154, "dollarVol": 46920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 205, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 2, "3": 14, "4": 31, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 31, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300767F7CDUJR8Q67", "name": "COMMUNITY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 154, "dollarVol": 17650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 270, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 14, "3": 35, "4": 20, "5": 11, "6": 0, "7": 19, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 20, "incompleteCount": 11, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004HRO0EREBVYM82", "name": "Jefferson Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 154, "dollarVol": 43850000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 193, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 2, "3": 18, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSLPB4FWL34Z59", "name": "MEMBERS HERITAGE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 154, "dollarVol": 12930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 2, "3": 13, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2IS3ZCJG3OT45", "name": "SEA COMM", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 154, "dollarVol": 15460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 212, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 0, "3": 28, "4": 14, "5": 7, "6": 0, "7": 2, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 14, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UPB8ITF7B1GI03", "name": "CATALYST MORTGAGE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 154, "dollarVol": 65090000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 355, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 24, "3": 28, "4": 99, "5": 50, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 99, "incompleteCount": 50, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OXACCQ40L83673", "name": "HARMONY HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 154, "dollarVol": 61450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 1, "3": 3, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WCJ9R6VLLYR82", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 154, "dollarVol": 28390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 4, "3": 18, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M6EHOPLD2SFD66", "name": "The Milford Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 153, "dollarVol": 40965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 195, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 0, "3": 31, "4": 10, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XZSI0KH03JY56", "name": "The Bank of Landisburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 153, "dollarVol": 16655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 11, "3": 27, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U37SC1LBUJFV92", "name": "Desjardins Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 153, "dollarVol": 55685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 184, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 11, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6FMUCIYH31R36", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 153, "dollarVol": 21115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 20, "3": 20, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZSNURWJMU0YY46", "name": "United Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 153, "dollarVol": 31145000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 1, "3": 3, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001F1MFNT7Y4FU47", "name": "HOLYOKE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 153, "dollarVol": 22885000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 283, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 5, "3": 47, "4": 73, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 73, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E45E0GS21KWF28", "name": "FIRST NEBRASKA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 153, "dollarVol": 11005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 248, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 39, "3": 28, "4": 17, "5": 2, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 17, "incompleteCount": 2, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1V61ZDK023383", "name": "BRAZOS VALLEY SCHOOLS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 153, "dollarVol": 25925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 432, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 89, "3": 76, "4": 60, "5": 54, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 60, "incompleteCount": 54, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GKRYTQSJG61D90", "name": "Texas Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 67170000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 222, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 14, "4": 49, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 49, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PI8J8CV6B53I58", "name": "Bank of Ann Arbor", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 73640000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 189, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 2, "3": 11, "4": 17, "5": 2, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 17, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJOY30UROEAG69", "name": "First National Bank of Huntsville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 25080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 11, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLAWM1M5QAJH43", "name": "First State Bank of Middlebury", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 34800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 347, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 2, "3": 13, "4": 2, "5": 22, "6": 0, "7": 31, "8": 125 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 2, "incompleteCount": 22, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000CHQ0HEHGLJ573", "name": "Onward Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 152, "dollarVol": 58040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 4, "4": 77, "5": 0, "6": 0, "7": 1, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XLI9RP3F9A2J72", "name": "Valley Communities Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 152, "dollarVol": 15200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 189, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 18, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYK7KGXCRSH318", "name": "AgCarolina Farm Credit, FLCA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 152, "dollarVol": 46910000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 14, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082VCNY40XPOB62", "name": "The First National Bank of Jeanerette", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 35140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 3, "3": 11, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0P87HTQVFQH08", "name": "Consumers National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 35650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 5, "3": 42, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007H0KZ81N1H6352", "name": "Monson Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 46240000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 190, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 8, "3": 10, "4": 18, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DASRDHPPEK5V15", "name": "Dean Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 28530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 267, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 12, "3": 25, "4": 17, "5": 6, "6": 0, "7": 19, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 17, "incompleteCount": 6, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZX1MGMF18FN43", "name": "The Peoples Bank of Georgia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 152, "dollarVol": 23270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 195, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 17, "3": 17, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LVO8UXHRM8O957", "name": "Wauna Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 152, "dollarVol": 19630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 13, "3": 89, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL3HLQ2SW5VN73", "name": "ASSOCIATED MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 151, "dollarVol": 65855000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 4, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D6JK30QTSRHB52", "name": "Oswego County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 151, "dollarVol": 9085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 220, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 2, "3": 34, "4": 23, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 23, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SD5OZMLCCZ6H34", "name": "Round Top State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 151, "dollarVol": 55535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 3, "3": 22, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZ04HOB5HTR562", "name": "Washington County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 151, "dollarVol": 28015000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 4, "3": 16, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3JILC7UMYWR39", "name": "Hiawatha National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 151, "dollarVol": 38805000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 2, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZV7NVKXQW9A64", "name": "HOME ACCESS FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 151, "dollarVol": 39305000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 295, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 0, "4": 144, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 144, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2HFFTNLBO7R56", "name": "TRUE SKY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 151, "dollarVol": 12845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 330, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 8, "3": 102, "4": 69, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 69, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ISPBRCRINID86", "name": "I-C Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 151, "dollarVol": 16925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 267, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 3, "3": 86, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V7ZAKK6Z6SQ303", "name": "Polish-American Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 150, "dollarVol": 22760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 171, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 8, "3": 0, "4": 10, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMW817W08PUN16", "name": "Community Bank of Parkersburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 150, "dollarVol": 20950000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 244, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 8, "3": 38, "4": 47, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHEKTWE48VS407", "name": "Consumer First Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 150, "dollarVol": 28010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 348, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 0, "3": 20, "4": 1, "5": 0, "6": 0, "7": 177, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RLJ90VH94SV71", "name": "MC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 150, "dollarVol": 14790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 1, "3": 8, "4": 13, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 13, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G0ZC4S8EO1W523", "name": "Spring Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 150, "dollarVol": 22660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 208, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 1, "3": 33, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F213LCBO4VGA06", "name": "The Lowell Five Cent Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 150, "dollarVol": 107030000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 223, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 8, "3": 26, "4": 33, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 33, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SBOA8GKVW1N27", "name": "AAXY L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 150, "dollarVol": 56840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 0, "3": 1, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JOP4NNUK6I6R61", "name": "COLINA MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 150, "dollarVol": 41660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 291, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 42, "3": 33, "4": 63, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 63, "incompleteCount": 3, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006RTCWYNJPDX013", "name": "Envision Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 150, "dollarVol": 31270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 0, "3": 18, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNVXT92RBYBF93", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 150, "dollarVol": 18270000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 347, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 28, "3": 37, "4": 15, "5": 3, "6": 0, "7": 45, "8": 69 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003IRCQIQ6T3QS04", "name": "First Midwest Bank of Dexter", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 31165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 8, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005T4NUXGTZTUE50", "name": "McCoy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 149, "dollarVol": 15035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 436, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 31, "3": 192, "4": 62, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 192, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009U7VIT7UF4QH15", "name": "ONTARIO SHORES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 149, "dollarVol": 8905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 195, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 6, "3": 14, "4": 7, "5": 9, "6": 0, "7": 3, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 7, "incompleteCount": 9, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WD04PCWCETKZ02", "name": "Premier Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 26095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 9, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KM4FY7WGCT56", "name": "Citizens Progressive Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 24575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 6, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KD58MIT0K3NP70", "name": "Los Angeles Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 149, "dollarVol": 37015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 212, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 27, "4": 23, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 23, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NKDOFN55L5X23", "name": "HAWAIIAN FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 149, "dollarVol": 81025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M20N1NQO7LMK11", "name": "The Campbell & Fetter Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 31855000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 181, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 6, "3": 16, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061YDWSR567KC82", "name": "Pentucket Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 65205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 3, "3": 17, "4": 29, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 29, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C720KB2QRAC051", "name": "The Jacksboro National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 40045000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 172, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 3, "3": 1, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIR2ODBIF9VF65", "name": "New Peoples Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 33305000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 232, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 15, "3": 21, "4": 44, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 44, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002P2P2WON3W9P39", "name": "Innovations Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 149, "dollarVol": 31825000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 16, "4": 12, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S1TXPDZJPDYW17", "name": "DG PINNACLE FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 149, "dollarVol": 50955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074SGHZL5IZGS24", "name": "DeMotte State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 149, "dollarVol": 18025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 11, "3": 17, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KTY8YQ4SFHT59", "name": "COASTHILLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 149, "dollarVol": 38245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 259, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 11, "3": 39, "4": 37, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 37, "incompleteCount": 23, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930094PMFTE71NZK32", "name": "Glenwood State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 148, "dollarVol": 15950000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L34FQYD6PROV86", "name": "Clear Fork Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 148, "dollarVol": 31430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 0, "3": 7, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYXW7LD00YCQ70", "name": "PINAL COUNTY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 148, "dollarVol": 10170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 0, "3": 45, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDH15867LXRK58", "name": "The Farmers Bank of Milton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 148, "dollarVol": 27890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 4, "3": 17, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EHZKNMEE6UUC83", "name": "CEDAR FALLS COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 148, "dollarVol": 13150000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 2, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZPOXWU5V4FT07", "name": "Horatio State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 147, "dollarVol": 12355000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 170, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 0, "3": 18, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UAJ26M2YIF0822", "name": "Better Banks", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 147, "dollarVol": 22095000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 15, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4GPVDZEPUZC05", "name": "The Yellowstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 147, "dollarVol": 51265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 214, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 0, "3": 27, "4": 34, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 34, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CV1BZKP1QUDZ13", "name": "MILLENNIUM FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 147, "dollarVol": 33705000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 188, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 2, "3": 10, "4": 27, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TR6SGFPJQYJS20", "name": "UNITED TELETECH FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 147, "dollarVol": 12545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 244, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 0, "3": 95, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E035FX7XMJ6713", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 147, "dollarVol": 45395000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 1, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UNNQFHOGHIFO55", "name": "MONROE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 146, "dollarVol": 9100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 197, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 1, "3": 15, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008YEXLNFKLF7548", "name": "Widget Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 146, "dollarVol": 11370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 355, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 3, "3": 164, "4": 37, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 37, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMEQJVNY2YH756", "name": "BHCU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 146, "dollarVol": 27330000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 0, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O4KTZGM04CCZ47", "name": "Abbott Laboratories Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 146, "dollarVol": 51670000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 257, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 1, "3": 23, "4": 87, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 87, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D0H09HSURFXA20", "name": "FAY SERVICING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 146, "dollarVol": 42250000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 217, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 40, "3": 9, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OT4ENLBQE0648", "name": "Eureka Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 146, "dollarVol": 17330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 170, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 1, "3": 10, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490070QB5LWJ9JID79", "name": "Community Bank & Trust, Waco, Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 145, "dollarVol": 51745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 0, "3": 22, "4": 37, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 37, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FKX0BM8GN6P73", "name": "Woori America Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 145, "dollarVol": 91155000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 190, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 8, "3": 19, "4": 13, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5F47MW3AQ2048", "name": "MID AMERICAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 144, "dollarVol": 11530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 19, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NB6LOZ96BDSU42", "name": "THE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 144, "dollarVol": 47660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 245, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 9, "3": 12, "4": 54, "5": 4, "6": 0, "7": 1, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 54, "incompleteCount": 4, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CBU2F2TON68T25", "name": "First National Bank of East Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 144, "dollarVol": 35960000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 21, "3": 20, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJHIE3T5GJRI39", "name": "American United Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 144, "dollarVol": 20470000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 273, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 104, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CNNPPB1T3TQ21", "name": "BELLCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 144, "dollarVol": 11620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 241, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 1, "3": 71, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XDZHJDR5G01Q52", "name": "ALABAMA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 144, "dollarVol": 32950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 309, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 4, "3": 39, "4": 20, "5": 18, "6": 0, "7": 35, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 20, "incompleteCount": 18, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7610D7H3Z5585", "name": "Grand River Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 144, "dollarVol": 51490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 7, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUZBXW5SUK5V79", "name": "HERITAGE VALLEY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 143, "dollarVol": 7915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 0, "3": 25, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLJQ30ZT21BC55", "name": "BANC ONE MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 143, "dollarVol": 66615000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 7, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F5TN705NCHGW39", "name": "First State Bank Nebraska", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 143, "dollarVol": 36905000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 184, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 13, "3": 10, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006KT1XNB09W2M78", "name": "Dairy State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 143, "dollarVol": 25025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 176, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 4, "3": 12, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TFS12PFBK5FD47", "name": "TrueCore Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 143, "dollarVol": 14425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 217, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 4, "3": 34, "4": 22, "5": 13, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 22, "incompleteCount": 13, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009GERLEDM651T51", "name": "Vermillion State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 143, "dollarVol": 37995000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003OO8EG0RKSFX83", "name": "Bank 7", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 143, "dollarVol": 82015000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 2, "3": 4, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP4LE08QWSLQ50", "name": "Gateway Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 143, "dollarVol": 20275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 3, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B81YWV4GBENI49", "name": "First Internet Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 143, "dollarVol": 46535000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 383, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 11, "3": 62, "4": 3, "5": 48, "6": 32, "7": 84, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 3, "incompleteCount": 48, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 32, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I6G5QEIEI78C93", "name": "CASE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 142, "dollarVol": 15700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 249, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 54, "4": 51, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 51, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SV2V1USGXBSB36", "name": "Prime Meridian Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 142, "dollarVol": 58600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 171, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 6, "3": 10, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PS2KU65ZEUOA41", "name": "American Community Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 142, "dollarVol": 41000000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 150, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490010EMNKWA8L9813", "name": "Downey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 142, "dollarVol": 19830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 228, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 25, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V9HKOIF4980H71", "name": "First United Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 142, "dollarVol": 22420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 8, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WM8ZE8KHE1R85", "name": "Allen Tate Mortgage Partners, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 142, "dollarVol": 45280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 1, "3": 0, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R423PBPM6A173", "name": "OCEANSIDE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 142, "dollarVol": 33230000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 238, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 30, "4": 66, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNQDVXN8569N58", "name": "CPORT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 142, "dollarVol": 20750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 204, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 11, "3": 32, "4": 14, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 14, "incompleteCount": 5, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JCW11CIGH8GJ60", "name": "The Citizens National Bank of Somerset", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 142, "dollarVol": 29730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 215, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 36, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1ZDKDQXFW3339", "name": "La Capitol Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 142, "dollarVol": 12200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 384, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 3, "3": 151, "4": 70, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 70, "incompleteCount": 18, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WXO2FZYE7KAW26", "name": "CERTIFIED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 142, "dollarVol": 23010000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 5, "3": 20, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3LJV7BU7IY610", "name": "First National Bank of Central Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 53825000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 0, "3": 9, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJI3KX8KY2FG10", "name": "Hilltop National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 26445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 176, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 0, "3": 11, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B5Z0UM2W57TK83", "name": "Citizens First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 29715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 167, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 7, "3": 6, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEXSWLQB1TM843", "name": "COLORAMO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 141, "dollarVol": 15825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 0, "3": 22, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A03BP6F4DI7N56", "name": "GCS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 141, "dollarVol": 12295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 301, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 0, "3": 21, "4": 59, "5": 0, "6": 0, "7": 13, "8": 67 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUU7PS6Y4KM909", "name": "West-Aircomm Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 141, "dollarVol": 10625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 3, "3": 13, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005PPHHZWJNR6L41", "name": "Exchange Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 25695000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 167, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 0, "3": 19, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008P3PCRZRS39T50", "name": "South Georgia Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 141, "dollarVol": 12795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 1, "3": 30, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN1LQYJX9HOU28", "name": "Mountain Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 113785000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 218, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 16, "3": 11, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z8UWZMQ33WI653", "name": "Mount Vernon Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 20515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 145, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0WPRCJMXMUM09", "name": "Popular Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 279185000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 276, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 2, "3": 80, "4": 27, "5": 1, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWJ74FF73VDL12", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 141, "dollarVol": 22595000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 1, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HINJH60UG3KG47", "name": "BERKELEY POINT CAPITAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 141, "dollarVol": 3583565000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 1, "3": 0, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T2AM7E5EQDN105", "name": "Terrabank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 140, "dollarVol": 82710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 190, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 0, "3": 11, "4": 33, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 33, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3182R4M8RRD37", "name": "Sooner State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 140, "dollarVol": 21780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 2, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SLOQGL2LEMSD33", "name": "Raiz Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 140, "dollarVol": 24410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 19, "3": 31, "4": 26, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 26, "incompleteCount": 19, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HRKD2IJSOPRA57", "name": "CCG Fund 1, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 140, "dollarVol": 293780000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 2, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058F1PNDGW35714", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 140, "dollarVol": 30230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 193, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 8, "3": 25, "4": 14, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 14, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W1NULDJH9MMK81", "name": "CDC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 140, "dollarVol": 14290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490076YOMAEM6W0N66", "name": "West Central Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 140, "dollarVol": 19250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OIJZOV6CPR1Y57", "name": "First National Bank, Ames, Iowa", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 48745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 193, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 6, "3": 14, "4": 30, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 30, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009TVPZT8PYBF879", "name": "South Shore Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 59455000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 204, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 1, "3": 23, "4": 23, "5": 2, "6": 0, "7": 7, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X0DCWAGU4DZH55", "name": "NEXUS SERIES B, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 139, "dollarVol": 67665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 21, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4IPEM23JRUH35", "name": "Altoona First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 15335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 190, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 7, "3": 18, "4": 19, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002WXCO8XZD1EB38", "name": "New Carlisle Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 30415000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 226, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 13, "3": 8, "4": 4, "5": 0, "6": 0, "7": 23, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HZMBEJQEY0J72", "name": "First Federal Savings and Loan Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 23195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 13, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODXRVTZ21MSR34", "name": "Rondout Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 55885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 205, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 1, "3": 18, "4": 37, "5": 0, "6": 0, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2WI1UYPLRU579", "name": "Salem Co-Operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 52275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 212, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 4, "3": 30, "4": 38, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 38, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UJJ1Q3YTRSGM27", "name": "GERBER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 139, "dollarVol": 14105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 18, "4": 26, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 26, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930046UUU8KKVCYD66", "name": "First Federal Savings and Loan Association of Valdosta", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 27555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 4, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOEN7O8EYN8207", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 139, "dollarVol": 54815000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 30, "3": 10, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A8TEVE8WYT0T29", "name": "ABILENE TEACHERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 139, "dollarVol": 10815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 305, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 16, "3": 57, "4": 80, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 80, "incompleteCount": 13, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGVVMPTCK0QG77", "name": "ABCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 138, "dollarVol": 8010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 283, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 86, "4": 58, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 58, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZD18AVSD0OG331", "name": "GLENDENNING MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 138, "dollarVol": 48980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 9, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV2WBWN5ZEMV06", "name": "ALCOA TENN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 138, "dollarVol": 25880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 16, "4": 22, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 22, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP3KK77THHQT36", "name": "Bank of the Pacific", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 138, "dollarVol": 51410000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 303, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 9, "3": 41, "4": 73, "5": 18, "6": 0, "7": 10, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 73, "incompleteCount": 18, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500UIQNJRMSPN5G70", "name": "The Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 138, "dollarVol": 29110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 172, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 8, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4MFIHXLR7AI37", "name": "Alliant Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 138, "dollarVol": 18670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 194, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 6, "3": 29, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJHCU3PV11PY25", "name": "CFSBANK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 138, "dollarVol": 26330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 264, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 9, "3": 28, "4": 22, "5": 2, "6": 65, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 65, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YAD0R5TBY92Y41", "name": "Northwestern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 138, "dollarVol": 34650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 9, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QXDYW5OTSNTL04", "name": "3RD STREET FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 138, "dollarVol": 39370000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 188, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 0, "4": 48, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 48, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTKCJV903ZQR25", "name": "TriStar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 138, "dollarVol": 39840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 15, "3": 15, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005OOIYF660YQO46", "name": "RESIDENTIAL HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 138, "dollarVol": 49110000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 181, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 5, "4": 26, "5": 1, "6": 0, "7": 5, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LCP9RF6ADEZ78", "name": "First National Bank and Trust Company of Weatherford", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 38005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 212, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 10, "3": 28, "4": 30, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 30, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005G8JO0PPI0HN36", "name": "THE MORTGAGE WAREHOUSE,LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 137, "dollarVol": 39315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 184, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 9, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ASL383AJ6GSJ43", "name": "AgCountry Farm Credit Services, FLCA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 137, "dollarVol": 32635000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 4, "4": 16, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SICEH17XJOAN86", "name": "Fairfield Federal Savings and Loan Association of Lancaster", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 20195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 263, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 22, "3": 23, "4": 13, "5": 2, "6": 0, "7": 10, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T68H0CMTF8ZH83", "name": "Bank of Edmonson County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 25515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 20, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KLRON8YJD2EN33", "name": "Weld Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 137, "dollarVol": 10295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900605M87QWWATV97", "name": "PEOPLES BANK & TRUST CO.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 29005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 22, "3": 15, "4": 3, "5": 0, "6": 0, "7": 12, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3SVNVK97FCP36", "name": "Metairie Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 55015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 197, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 2, "3": 29, "4": 19, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 19, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FSTRXV05536767", "name": "East Wisconsin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 28415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 7, "3": 15, "4": 16, "5": 0, "6": 0, "7": 25, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LV12W1ZFWAU543", "name": "Lee Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 51715000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 195, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 20, "4": 35, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 35, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTKHBMJL4D9734", "name": "CORNERSTONE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 137, "dollarVol": 16635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 228, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 12, "3": 42, "4": 20, "5": 0, "6": 0, "7": 11, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZEUD3RXQZG2867", "name": "Homeland Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 137, "dollarVol": 20055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 158, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 2, "3": 17, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NVA07UVMZS8E14", "name": "RIO GRANDE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 137, "dollarVol": 22035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 171, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 14, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LNRKOG7TRURB32", "name": "Ukrainian Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 137, "dollarVol": 30705000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 197, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 16, "4": 43, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 43, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R0GC9CW77VXE28", "name": "Telco Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 136, "dollarVol": 20530000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 180, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 4, "3": 9, "4": 19, "5": 0, "6": 0, "7": 5, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXG84BHZE66C26", "name": "Newburyport Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 136, "dollarVol": 96290000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 302, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 2, "3": 31, "4": 34, "5": 3, "6": 51, "7": 9, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 34, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8D4DNZNL31O66", "name": "EDUCATION FIRST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 136, "dollarVol": 22210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 31, "3": 67, "4": 26, "5": 4, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006YTBW0GRVA9N57", "name": "PEOPLE'S SAVINGS BANK OF RHINELAND", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 136, "dollarVol": 32090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 6, "3": 14, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006T76QKSBS2MS95", "name": "QUINCY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 136, "dollarVol": 27380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 3, "3": 51, "4": 40, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 40, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XA8J7Y4KR7AI02", "name": "Cattle Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 136, "dollarVol": 37520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WNCT2YQ8O4H14", "name": "FLORIDA CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 136, "dollarVol": 8890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 455, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 74, "4": 41, "5": 66, "6": 138, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 41, "incompleteCount": 66, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 138, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVPIN7YD1REF28", "name": "People's Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 136, "dollarVol": 65550000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 9, "4": 32, "5": 4, "6": 0, "7": 3, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 32, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UA19NBVHVPQ177", "name": "The Denison State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 136, "dollarVol": 22490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 163, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 17, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300URHBBJ2KIQ3616", "name": "Foresight Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 136, "dollarVol": 38750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 8, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZ0MLK03PNE568", "name": "WHITE EAGLE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 135, "dollarVol": 9355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 1, "3": 21, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S93XI20FLTGK89", "name": "Aurora Financial, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 135, "dollarVol": 57075000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 172, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 2, "3": 3, "4": 31, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 31, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MG52SOKOHXJM80", "name": "KALSEE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 135, "dollarVol": 7795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 1, "3": 14, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJVZTLWGR61E96", "name": "Thumb Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 135, "dollarVol": 18535000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 12, "3": 39, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5GFWPFRJR4I76", "name": "First Northern Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 135, "dollarVol": 27485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 7, "3": 34, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490058TX0QV62WQ461", "name": "Pelican State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 135, "dollarVol": 10305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 57, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKG3JGNHH34D61", "name": "CARTER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 135, "dollarVol": 34915000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 2, "3": 4, "4": 1, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDDZ5OVOP5E294", "name": "Mazuma Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 135, "dollarVol": 31165000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 282, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 6, "3": 42, "4": 83, "5": 6, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 83, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SEH2UUXVW21S97", "name": "Cedar Point Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 135, "dollarVol": 20235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Conventional", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 3, "3": 7, "4": 24, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 24, "incompleteCount": 9, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300465MKS092D5K02", "name": "Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 135, "dollarVol": 28405000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 8, "3": 13, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6S818WBYBBJ66", "name": "TRI COUNTY AREA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 134, "dollarVol": 10060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 1, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UE4FFDNV7ELD54", "name": "SCHLUMBERGER EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 134, "dollarVol": 51340000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 150, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 2, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WRP19TBSQG0Z89", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 134, "dollarVol": 45640000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 2, "3": 13, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJUBW1WCO2J645", "name": "Classic Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 134, "dollarVol": 56120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 18, "3": 29, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004C6NM2VNOH2N94", "name": "Appalachian Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 134, "dollarVol": 14650000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 222, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 45, "4": 37, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 37, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BMXWPEHXG4LF21", "name": "SmartFi Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 134, "dollarVol": 50680000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Conventional", "FHA", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 2, "3": 20, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WDLOVGUYVTS727", "name": "MTC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 134, "dollarVol": 14450000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 204, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 7, "3": 21, "4": 19, "5": 8, "6": 0, "7": 11, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 19, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LU04D28P9RD79", "name": "American Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 134, "dollarVol": 27580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 218, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 16, "3": 53, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M984EPKRAPEO90", "name": "Minnesota Valley Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 134, "dollarVol": 19570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 145, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPU10TNVWFRE67", "name": "Artisans' Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 134, "dollarVol": 30440000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 7, "3": 9, "4": 6, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R22XCNNGVXRO22", "name": "SELF RELIANCE NY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 133, "dollarVol": 111045000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 0, "3": 7, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006G3AQ9DK986571", "name": "Associated Healthcare Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 133, "dollarVol": 8545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 1, "3": 7, "4": 15, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845007E2D0BDH6C8955", "name": "ASCENT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 133, "dollarVol": 14175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 0, "3": 18, "4": 31, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 31, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVXT6121Q7E798", "name": "Flushing Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 133, "dollarVol": 308865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 5, "3": 17, "4": 14, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 14, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YOT5ACN2UNP66", "name": "FIRST WESTERN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 133, "dollarVol": 38045000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 12, "3": 8, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JICBJ5KEDP3217", "name": "CenterBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 133, "dollarVol": 39665000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 1, "3": 5, "4": 17, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4GRCFGZBVVZ73", "name": "Greater Alliance Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 133, "dollarVol": 21595000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 349, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 1, "3": 106, "4": 53, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 53, "incompleteCount": 56, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOEBGKPKU43Q28", "name": "Webster Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 133, "dollarVol": 39475000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 1, "3": 35, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9LIMABRJ9VPV74PBJB17", "name": "Hinsdale Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 133, "dollarVol": 126125000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 198, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 1, "3": 8, "4": 24, "5": 1, "6": 31, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 31, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2D3BVMIW11R02", "name": "Partnership Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 133, "dollarVol": 16845000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 0, "3": 12, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCSS511JWT1A44", "name": "Greenfield Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 132, "dollarVol": 43820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 194, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 6, "3": 11, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5FSS555M0NA74", "name": "First National Bank of Scotia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 132, "dollarVol": 28680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 3, "3": 14, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003DVQUF5HAI1O03", "name": "CORPORATE AMERICA FAMILY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 132, "dollarVol": 14800000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 264, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 6, "3": 41, "4": 49, "5": 0, "6": 0, "7": 19, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRGEK5FKX2UP02", "name": "The Shelby County State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 132, "dollarVol": 9350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 18, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E9OABDJHASZ507", "name": "The Cottonport Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 132, "dollarVol": 22420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 5, "3": 16, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N4XMPM37K77D58", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 132, "dollarVol": 20530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 8, "3": 14, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H1I95THVU5ZB04", "name": "BankVista", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 132, "dollarVol": 51180000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 145, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 3, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6OBJ6KNM5Y833", "name": "Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 132, "dollarVol": 55750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 223, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 1, "3": 42, "4": 40, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 40, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMBMOU2J1VK478", "name": "Woodlands Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 132, "dollarVol": 29640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 4, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OULGV8ZW0JV320", "name": "Cumberland Valley National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 132, "dollarVol": 34360000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 170, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 22, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EHWBP6UP4Y8J37", "name": "PLUS RELOCATION MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 131, "dollarVol": 57595000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 1, "4": 33, "5": 0, "6": 0, "7": 0, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HI2PDK2BQF091", "name": "Bank of the Flint Hills", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 131, "dollarVol": 28955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XK1QLA60R87H84", "name": "SaviBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 131, "dollarVol": 55765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 1, "3": 11, "4": 52, "5": 5, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 52, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y37WHI3S8KVE74", "name": "MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 131, "dollarVol": 20385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 170, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 1, "3": 11, "4": 3, "5": 4, "6": 0, "7": 2, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PW5EE7M05BEZ97", "name": "KS BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 131, "dollarVol": 36245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 3, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004EVKOLRF3JI477", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 131, "dollarVol": 36255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 2, "3": 35, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6CO0YC8ULYR28", "name": "INTERSTATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 130, "dollarVol": 9850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 232, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 4, "3": 37, "4": 53, "5": 0, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VRYDYOPWK5MO08", "name": "Provident Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 106450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 221, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 4, "3": 56, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2W1M6WRAK9S59", "name": "StonehamBank, A Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 79050000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 187, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 3, "3": 17, "4": 21, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 21, "incompleteCount": 16, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N9T42X4VF8F740", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 25120000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 0, "3": 9, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930094EUD08LZEJR51", "name": "Gibsland Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 21620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 1, "3": 11, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FAEHPIBKT6SS85", "name": "The Grant County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 18520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 14, "3": 16, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H0KR1EP2IS0Y73", "name": "The Callaway Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 24250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 0, "3": 4, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001K7B4W8IPMZ254", "name": "FIRST STANDARD FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 130, "dollarVol": 65810000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PO1C5ZTB4V4859", "name": "FIRSTBANK OF NEBRASKA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 130, "dollarVol": 21240000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 137, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 1, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MGJ0J02F6KDW38", "name": "First Jackson Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 20600000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 0, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930022I573MYIIOM33", "name": "Southern Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 40220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 3, "3": 15, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VVC2EW2KLYK29", "name": "Union Savings And Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 22420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 225, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 26, "3": 33, "4": 6, "5": 0, "6": 0, "7": 16, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EC7M6N4U9DR727", "name": "The First National Bank of McGregor", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 31110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 1, "3": 10, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBBK4MF6IWR304", "name": "INTEREST MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 130, "dollarVol": 45540000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 367, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 51, "3": 20, "4": 95, "5": 71, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 95, "incompleteCount": 71, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XHCZ94X8YST31", "name": "Westbury Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 130, "dollarVol": 46630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 2, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RY2RZTSD07CW96", "name": "COMMUNITY DEVELOPMENT CORPORATION OF BROWNSVILLE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 129, "dollarVol": 7895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UU637N6PFNEE28", "name": "Lehigh Valley Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 129, "dollarVol": 9275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 0, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001BHN5KL2O67M10", "name": "UNITED FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 129, "dollarVol": 12505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 268, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 3, "3": 31, "4": 70, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 70, "incompleteCount": 35, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DA567RNGIZFJ78", "name": "THE HOME LOAN SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 129, "dollarVol": 22525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 8, "3": 9, "4": 1, "5": 0, "6": 0, "7": 7, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IB375I8TZ2FA87", "name": "Farmers-Merchants Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 129, "dollarVol": 13775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 188, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 10, "3": 29, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X50UOL0Z4M1J25", "name": "C&F Select LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 129, "dollarVol": 42015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 1, "3": 7, "4": 25, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 25, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B5PW4JPZAQI721", "name": "Woodford State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 129, "dollarVol": 31705000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 139, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 3, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R8P0FFNZJAW611", "name": "Community West Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 129, "dollarVol": 13055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 274, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 62, "4": 60, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 60, "incompleteCount": 23, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I6BXTT1NLNPE10", "name": "CLB The Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 129, "dollarVol": 18655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QUE28T1SH6H86", "name": "Heritage Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 129, "dollarVol": 30145000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 2, "3": 6, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072UFREQ9ZZRG80", "name": "PCB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 129, "dollarVol": 89815000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 195, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 21, "3": 0, "4": 17, "5": 0, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWZXP5LD3GVV26", "name": "Bank of Dudley", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 129, "dollarVol": 15785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009GDCGUR2T6KU55", "name": "Hingham Institution for Savings, The", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 128, "dollarVol": 288200000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 3, "3": 13, "4": 15, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQBZOLXT53K570", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 128, "dollarVol": 25360000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 3, "3": 22, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QGLK6W51MPXW45", "name": "BARTON CREEK LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 128, "dollarVol": 51280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 189, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 8, "3": 17, "4": 29, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 29, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPUST7CSVL4680", "name": "FNB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 128, "dollarVol": 13790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 0, "3": 50, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FSIRD1E5MR0U30", "name": "RMS & ASSOCIATES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 128, "dollarVol": 40850000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 0, "3": 0, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AKQUNB6HFB7W73", "name": "SEBASTICOOK VALLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 128, "dollarVol": 14120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 1, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003OSI5CD032EN89", "name": "Denali State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 127, "dollarVol": 35265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 181, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 22, "3": 6, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZVVHZY16D5T08", "name": "CINCINNATI OHIO POLICE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 127, "dollarVol": 7225000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ITOKVFTRH0EQ29", "name": "LOUISIANA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 127, "dollarVol": 21965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 15, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DL0FLZ3XZV5J76", "name": "SHAREPOINT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 127, "dollarVol": 13675000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 1, "3": 28, "4": 37, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSS620JYU5KR81", "name": "ARSENAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 127, "dollarVol": 15625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 152, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 5, "3": 17, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JHFXRY8T6LN749", "name": "FNB Picayune Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 127, "dollarVol": 16115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 1, "3": 12, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006O6Q2F0MR0ZM22", "name": "Visio Financial Services Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 127, "dollarVol": 33505000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 292, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 73, "4": 59, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 59, "incompleteCount": 33, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003DHZPFGQQJCU86", "name": "Sturdy Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 127, "dollarVol": 46985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 155, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 3, "3": 11, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRDBJ5RPA6TY76", "name": "Holcomb Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 127, "dollarVol": 26625000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 11, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MZ53GGF2499G54", "name": "Guaranty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 127, "dollarVol": 27495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 7, "3": 14, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007D8SNLKCBE4P48", "name": "Alden State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 127, "dollarVol": 23685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 11, "3": 41, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845001ADACA7A75EE02", "name": "CROWDCOPIA, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 127, "dollarVol": 23295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 1, "4": 91, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 91, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490010KVYW9UG1WT69", "name": "PROVIDENCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 126, "dollarVol": 11600000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 224, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 45, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M0SDF90SCNIY89", "name": "Gain Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 126, "dollarVol": 18650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 278, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 3, "3": 86, "4": 40, "5": 19, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 40, "incompleteCount": 19, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XSCD2USU6CQ848", "name": "Cape Ann Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 62340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 210, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 7, "3": 8, "4": 11, "5": 3, "6": 0, "7": 12, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003L116PF34B0H88", "name": "VISION LENDING SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 126, "dollarVol": 44070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 7, "3": 0, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RLNUFWOJLX7W13", "name": "R Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 78770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 8, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QR7MEE12WC276", "name": "BAYPORT FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 126, "dollarVol": 148970000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 5, "3": 14, "4": 42, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 42, "incompleteCount": 32, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PE7I3IWSUX2B53", "name": "Salisbury Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 55810000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 5, "3": 11, "4": 22, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VKT6APHQW3YT06", "name": "CREDIT UNION FINANCIAL SERVICES, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 126, "dollarVol": 30730000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 6, "3": 4, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K28DNSKKT2059", "name": "Grand Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 26490000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 9, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YR8UZ7F37G6E87", "name": "FIRST COMMERCE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 36800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 5, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRPE13A5ZB4T75", "name": "Cayuga Lake National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 20060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4I0NP22SUIE86", "name": "Phoenixville Federal Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 29620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 7, "3": 14, "4": 6, "5": 3, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930037K28BC4GVBU20", "name": "Town Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 146830000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 2, "3": 4, "4": 22, "5": 3, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 22, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YTDHBD4XHCIR35", "name": "THE POLICE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 126, "dollarVol": 33450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 4, "3": 9, "4": 31, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 31, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001EL4XFDHGNJO24", "name": "USC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 126, "dollarVol": 26860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 218, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 2, "3": 41, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DB8DXY0GE82T18", "name": "First National Bank in DeRidder", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 126, "dollarVol": 22690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 172, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 1, "3": 11, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KRDEAJ7MYWD034", "name": "BLOOMSDALE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 125, "dollarVol": 28295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 9, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BVVG2E8KCTG95", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 125, "dollarVol": 51915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 1, "3": 18, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZWDLZRZ1IY7113", "name": "Guardian Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 125, "dollarVol": 21005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H89M6KDLFKMQ19", "name": "CUSO MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 125, "dollarVol": 25885000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 281, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 3, "3": 87, "4": 57, "5": 4, "6": 0, "7": 4, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 57, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z9PK8PPMKST414", "name": "GREAT RIVER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 125, "dollarVol": 38895000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 171, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 16, "3": 22, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ROUYYKL22P3T17", "name": "The First National Bank of Pandora", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 125, "dollarVol": 27825000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 1, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002YYAGPQ7L1YS68", "name": "Middletown Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 125, "dollarVol": 48275000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 1, "3": 5, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ANYGQWRPVGU61", "name": "The North Salem State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 125, "dollarVol": 35065000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 11, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP00N9TM7RLE66", "name": "Bank of Abbeville & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 125, "dollarVol": 16855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 0, "3": 22, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004MLYQ2HKUPN66", "name": "TRISTAR FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 124, "dollarVol": 81170000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 8, "3": 0, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027GUR70U427Y19", "name": "Campus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 124, "dollarVol": 15830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 15, "3": 21, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300USNPUCH96WTF23", "name": "Bank Midwest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 52520000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 3, "3": 25, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELLMUEKP1JHB70", "name": "INSTAMORTGAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 124, "dollarVol": 46900000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 158, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 2, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JU5OLW9ZB5C595", "name": "New Cumberland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 124, "dollarVol": 7140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 28, "4": 12, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 12, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047YMR4VOMFGS35", "name": "AMERICHOICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 124, "dollarVol": 12240000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 4, "3": 37, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QE8DMX9C02HU80", "name": "First State Bank Southwest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 19230000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 3, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NCN3B66MYC3145", "name": "New Horizons Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 124, "dollarVol": 17950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 195, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 4, "3": 49, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IBHFWCA2THLC52", "name": "Tower Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 37380000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 9, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GBKSHEUZ4PGG08", "name": "Powell Valley National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 22250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 166, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 19, "4": 21, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FN26DK7DGUPD51", "name": "West Michigan Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 88820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 3, "3": 6, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490029YJHFABABT680", "name": "UNITED BAY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 124, "dollarVol": 10780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 15, "3": 40, "4": 14, "5": 29, "6": 0, "7": 12, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 14, "incompleteCount": 29, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IBJS6XC0DFJ29", "name": "The Peoples State Bank of Newton, Illinois", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 17460000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 4, "3": 15, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6354007NTMKKVRFIIP73", "name": "Bank of Sun Prairie", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 97360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 5, "3": 17, "4": 8, "5": 7, "6": 0, "7": 6, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YTMXVNCWHCVS50", "name": "The First National Bank of Bastrop", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 33470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 61, "3": 52, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK8GVTLGSA4H75", "name": "The First National Bank of Oneida", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 124, "dollarVol": 23390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 155, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 11, "3": 11, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FK0S1L00V2UL14", "name": "Elderton State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 20275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 6, "3": 29, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ERAT50PIMMZH17", "name": "First Alliance Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 123, "dollarVol": 12145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 310, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 14, "3": 161, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZ3M0323R12653", "name": "Touchstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 45925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 3, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930098WTIWNSB1OV47", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 26425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 19, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000321W4GKLZ1Y10", "name": "MOBILITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 123, "dollarVol": 20785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 221, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 8, "3": 36, "4": 49, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 49, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8WNDXIPI7FA49", "name": "American Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 21065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 5, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR337B2RGP3C69", "name": "Legacy National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 35405000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 1, "3": 4, "4": 45, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 45, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006WZJUEUK1TVM53", "name": "Peoples Trust Company of St. Albans", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 31955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 1, "3": 26, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZ7AZQEUEDGU30", "name": "Legend Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 47135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 223, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 14, "3": 29, "4": 17, "5": 0, "6": 2, "7": 20, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K2JM6ID3V5LO24", "name": "First South Financial Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 123, "dollarVol": 33075000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 215, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 47, "4": 44, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 44, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MD1OK70DH5EZ47", "name": "University of Illinois Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 123, "dollarVol": 26435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 6, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JX8UXNIMMZYW86", "name": "CAPITAL CONCEPTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 123, "dollarVol": 24265000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 0, "4": 22, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B7OQXWTD0I4K81", "name": "The First National Bank of Hughes Springs", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 15595000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 17, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X8XJW35HJ7M023", "name": "Select Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 31915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 137, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 1, "3": 2, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002T397LUNQ31179", "name": "Security Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 123, "dollarVol": 26455000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 3, "3": 34, "4": 20, "5": 7, "6": 0, "7": 11, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 20, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHP9HX92C8DX39", "name": "Frontier Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 122, "dollarVol": 50900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 3, "3": 8, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053IH908EDF8D65", "name": "Madison County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 122, "dollarVol": 6480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 23, "4": 19, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 19, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HPK3YMV2JKCB12", "name": "North Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 122, "dollarVol": 23010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 12, "4": 8, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B7HAQFC56M2N14", "name": "First Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 122, "dollarVol": 14150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B934MYWT57IX38", "name": "Lake Elmo Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 122, "dollarVol": 28570000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 3, "3": 10, "4": 10, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIOSILVWW8FH16", "name": "BRIDGELOCK CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 122, "dollarVol": 65610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 187, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 9, "4": 55, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 55, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFPMB9B7FHNR61", "name": "UNIVERSAL MORTGAGE & FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 122, "dollarVol": 45710000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 166, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 12, "4": 26, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 26, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZL6THC5R7VUP98", "name": "First Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 122, "dollarVol": 34230000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 277, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 9, "3": 110, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CIXOTKUFPFW43", "name": "Heartland National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 122, "dollarVol": 26260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 208, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 7, "3": 47, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4B8DUNK34FL02", "name": "PENN STATE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 121, "dollarVol": 12165000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 3, "3": 9, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLJI4QKZ3D0G94", "name": "5TH STREET CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 121, "dollarVol": 114475000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 236, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 73, "3": 14, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XCPKQYCZ56W55", "name": "Peoples Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 121, "dollarVol": 21705000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 221, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 38, "3": 43, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EY247F6R5IHX75", "name": "Citizens' Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 121, "dollarVol": 22065000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 141, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 7, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T82SC9BPCIU410", "name": "CHESSIE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 121, "dollarVol": 12325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 12, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SDQ83FUC7IK543", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 121, "dollarVol": 40145000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 9, "3": 17, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EXKS98GEONUS84", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 121, "dollarVol": 28025000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 32, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ICEZWRRYBRW481", "name": "Kingston National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 121, "dollarVol": 24865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 167, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 3, "3": 30, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008G9SP4WM32NN96", "name": "WARSHAW CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 121, "dollarVol": 46015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 6, "4": 21, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 21, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J71IJLMJZJV608", "name": "Bank of Zachary", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 28020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 4, "3": 17, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZOIZTP7ZF6AH17", "name": "Resource Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 28980000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIVX5W7UETD809", "name": "AMERICAN FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 120, "dollarVol": 45150000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 15, "3": 53, "4": 54, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 54, "incompleteCount": 12, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D8S1ETG70FFW35", "name": "H E B Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 120, "dollarVol": 19610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 309, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 80, "4": 94, "5": 14, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 94, "incompleteCount": 14, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006FUC5WGWNUXC12", "name": "1st Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 120, "dollarVol": 10970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 46, "3": 26, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TA2979XCT9L593", "name": "FINANCIAL BUILDERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 120, "dollarVol": 7570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930005S5CFTGC2VR75", "name": "Michigan United Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 120, "dollarVol": 9120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 172, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 6, "3": 32, "4": 10, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 10, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XY9IETIM2DL872", "name": "Pennian Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 25360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 5, "3": 17, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GBTNTG3N1GE77", "name": "Grandview Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 21110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 12, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J2D35S72FE4K21", "name": "Service One Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 120, "dollarVol": 10960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 45, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCHJ481RPPSP63", "name": "Wyoming Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 33690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 1, "3": 14, "4": 23, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300URUSGWHXJ4OZ19", "name": "Coastal Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 96550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 6, "3": 3, "4": 8, "5": 3, "6": 0, "7": 11, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MHHOS58M9D0445", "name": "Operating Engineers Local Union #3", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 120, "dollarVol": 23950000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 557, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 19, "3": 153, "4": 173, "5": 91, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 173, "incompleteCount": 91, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNJT84X74B3052", "name": "Premier Bank of the South", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 17590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJ4HU1Z8P2M254", "name": "Northeast Equitable Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 120, "dollarVol": 46110000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 1, "3": 3, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083FPG64S0CPC15", "name": "PYRAMID", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 120, "dollarVol": 9250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 16, "4": 10, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 10, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N10G1D8QK8M334", "name": "THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 120, "dollarVol": 19440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 2, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I58H1B8G6KOY91", "name": "Traditions First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 119, "dollarVol": 27615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 2, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002FSR6V2NM1K863", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 119, "dollarVol": 28645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 215, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 15, "3": 19, "4": 5, "5": 3, "6": 0, "7": 11, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T69MHCQOIC3F90", "name": "COOPERATIVA DE AHORRO Y CREDITO DE CAMUY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 119, "dollarVol": 15815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z9CBWZF8ECUS45", "name": "Collins State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 119, "dollarVol": 22535000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 198, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 5, "3": 14, "4": 1, "5": 1, "6": 0, "7": 12, "8": 46 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULZJK0NFBI8J68", "name": "ORLANDO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 119, "dollarVol": 22685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 202, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 1, "3": 80, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002IXACRD1HE6A92", "name": "Midstates Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 119, "dollarVol": 24945000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 0, "3": 1, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TCR1BZRVOO2A49", "name": "CENTRIC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 119, "dollarVol": 14225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 265, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 14, "3": 71, "4": 59, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 59, "incompleteCount": 2, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWXIPLEXBPNY95", "name": "Topside Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 119, "dollarVol": 10685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 208, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 3, "3": 57, "4": 22, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 22, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500ET710674536D72", "name": "SECURITY BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 118, "dollarVol": 57890000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 10, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1BTGE4PJ8EK24", "name": "STARK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 118, "dollarVol": 6230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 2, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HGO0ML9XQH7267", "name": "Oconee Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 118, "dollarVol": 45590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 3, "3": 21, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZKF687G440AJ92", "name": "America's Mortgage Resource, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 118, "dollarVol": 30100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 0, "3": 4, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3HDJ5QJNFPZ87", "name": "AMERICAN FINANCE HOUSE LARIBA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 118, "dollarVol": 43120000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 247, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 89, "3": 40, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008L7BNNEPSS6V79", "name": "Citizens State Bank of La Crosse", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 118, "dollarVol": 80610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 1, "3": 6, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930043A47GB1KNJQ31", "name": "Altana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 118, "dollarVol": 14210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 180, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 3, "3": 43, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T0CZ8ZKC5R7A88", "name": "LEGENDS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 118, "dollarVol": 30160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 141, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 6, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBLIP1F3NM5751", "name": "PlainsCapital Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 118, "dollarVol": 50900000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 453, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 6, "3": 7, "4": 30, "5": 0, "6": 292, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 292, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S7X9G17L8QBB81", "name": "PREMIERONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 118, "dollarVol": 23830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 6, "3": 48, "4": 7, "5": 0, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S2BHB4ZY0JPI53", "name": "Raccoon Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 28275000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BBMW58UQT5588", "name": "First Arkansas Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 34805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PUAN5SKAJB2J42", "name": "Heartland Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 117, "dollarVol": 8225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 163, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 15, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WXIUJ8ZTV7X921", "name": "Peoples Bank of Kankakee County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 20505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 6, "3": 7, "4": 24, "5": 0, "6": 0, "7": 5, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035X20L4YB6HD91", "name": "Warren-Boynton State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 16305000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 2, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NG6J01HLGSZW49", "name": "Merchants & Farmers Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 18445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 145, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 13, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007U8EFNQS3VJQ70", "name": "ALLEGIANCE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 117, "dollarVol": 17115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 313, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 36, "3": 55, "4": 20, "5": 3, "6": 0, "7": 40, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930013SG5BXUL3G429", "name": "First Western Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 28575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490083W7Y4A2H1H078", "name": "PARK CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 117, "dollarVol": 15805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQCMVB0XTB5Y50", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 15175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AU2FARCMPNA566", "name": "Bank of Holland", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 20625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 155, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 3, "3": 23, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UI713YO3L6SF02", "name": "HORIZON Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 117, "dollarVol": 7125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 6, "3": 30, "4": 41, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 41, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJS1VMO4NUS123", "name": "Cooperativa A/C de Arecibo", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 117, "dollarVol": 13765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 207, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 43, "4": 26, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 26, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQ763HO7N3CO68", "name": "The Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 50865000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 7, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ACVE4WEX8D790", "name": "Bank of Deerfield", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 28605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 5, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GK8CWYLPIWOV65", "name": "Emigrant Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 117, "dollarVol": 80205000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 259, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 9, "3": 48, "4": 31, "5": 18, "6": 0, "7": 12, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 31, "incompleteCount": 18, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7IR85QJ3SOP77", "name": "Oklahoma State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 116, "dollarVol": 33380000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUMAIOXHIFK142", "name": "Cy-Fair Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 116, "dollarVol": 11060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 139, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 13, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009IWRQ5BJEI4M92", "name": "Watertown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 116, "dollarVol": 62050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 1, "3": 4, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R028OZZTTP5D53", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 116, "dollarVol": 22990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 2, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2ACJ0QKSFKY48", "name": "Carolina Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 116, "dollarVol": 36840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 155, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 13, "4": 24, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WTWK93MSDEBV13", "name": "Dearborn Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 116, "dollarVol": 27030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 8, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930066LN6QXNO8TY84", "name": "First Carolina Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 115, "dollarVol": 343535000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 6, "4": 20, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBJRCHJ0G6XU24", "name": "U S WIDE FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 115, "dollarVol": 45675000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 206, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 1, "4": 90, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 90, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UDJNXYZSDOKI36", "name": "Oostburg State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 115, "dollarVol": 20965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 2, "3": 7, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QGO7S838JDBC47", "name": "CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 115, "dollarVol": 8245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 216, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 1, "3": 85, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EUC3MM52PJV85", "name": "CAKE MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 115, "dollarVol": 45495000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 331, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 4, "3": 84, "4": 80, "5": 0, "6": 0, "7": 0, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 80, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XIJWVBUNAUBG18", "name": "Rock Valley Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 115, "dollarVol": 8095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 217, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 51, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006OZEG7DK77IP05", "name": "NAVIGATOR CU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 115, "dollarVol": 13665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 7, "3": 24, "4": 28, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 28, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP59Z6SRKSVR49", "name": "FIRST CHOICE MH LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 115, "dollarVol": 11495000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5WGD75SLEMI23", "name": "SHORELINE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 115, "dollarVol": 12105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 158, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 2, "3": 13, "4": 11, "5": 2, "6": 0, "7": 14, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I2CHGNBJYRHV02", "name": "Marion Center Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 115, "dollarVol": 15805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 158, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 3, "3": 31, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O11S8JQGWU2U45", "name": "Glacier Hills Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 115, "dollarVol": 10935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 9, "4": 38, "5": 3, "6": 0, "7": 8, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 38, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HR2TLJ7IGFMV18", "name": "Blue Grass Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 115, "dollarVol": 11675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T92XVMWQW75772", "name": "Haverhill Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 115, "dollarVol": 40305000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 3, "3": 31, "4": 20, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001R6R928Y08SC30", "name": "Black Hills Community Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 115, "dollarVol": 33625000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 4, "3": 14, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NXMQ7SP5TOF96", "name": "Calvin B. Taylor Banking Company of Berlin, Maryland", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 115, "dollarVol": 34775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 7, "3": 31, "4": 22, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 22, "incompleteCount": 7, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQ137S1HEMVL85", "name": "DEXSTA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 115, "dollarVol": 9685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VW06LULRDNSW49", "name": "The Home Savings and Loan Company of Kenton, Ohio", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 115, "dollarVol": 21075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VA7HOYYKO7DN28", "name": "DOMINION ENERGY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 114, "dollarVol": 7460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 4, "3": 27, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYMDP10GGMLF50", "name": "Golden Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 114, "dollarVol": 132570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 3, "3": 8, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDZCCADL2HG292", "name": "Wallkill Valley Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 114, "dollarVol": 33430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 8, "3": 9, "4": 14, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VCTY2YYCLCZI32", "name": "Enterprise Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 114, "dollarVol": 20870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 7, "3": 14, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1CDO1XR2ZMQ19", "name": "HUDSON RIVER COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 114, "dollarVol": 12290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 347, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 127, "4": 86, "5": 7, "6": 0, "7": 11, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 86, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YE6JQ826RUVB14", "name": "Regional Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 114, "dollarVol": 9600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 30, "4": 11, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 11, "incompleteCount": 22, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2VOHO3742H053", "name": "SELF-HELP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 114, "dollarVol": 27480000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 447, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 24, "4": 6, "5": 0, "6": 302, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 302, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ITNB06W8ZHD39", "name": "National Bank of St. Anne", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 114, "dollarVol": 15720000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 15, "3": 3, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QK56SK0RTQI188", "name": "Senior Mortgage Bankers Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 114, "dollarVol": 20220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 20, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006803O7LX222108", "name": "IRCO COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 114, "dollarVol": 13290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 16, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BN61BPY0L0H441", "name": "Athol Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 114, "dollarVol": 15850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 4, "3": 27, "4": 26, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 26, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4F3X6FTMZP579", "name": "Rhinebeck Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 114, "dollarVol": 48680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 9, "3": 3, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPBBGW1ZTEPR29", "name": "Bank of St. Francisville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 114, "dollarVol": 32830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6TVHCCFZ5R384", "name": "UME FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 113, "dollarVol": 23795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 10, "3": 10, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWXUPDS3PDOL40", "name": "West Alabama Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 113, "dollarVol": 47225000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 4, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z3IK4IHLP1R468", "name": "Verimore Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 113, "dollarVol": 18795000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 128, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 9, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VUE5T1INQKZ414", "name": "COASTLINE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 113, "dollarVol": 16055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 1, "3": 0, "4": 0, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOX0L2YKKXKO38", "name": "Mechanics Cooperative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 113, "dollarVol": 93955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 7, "3": 12, "4": 9, "5": 1, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008MFIR0PTRGGL44", "name": "Franklin Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 113, "dollarVol": 68345000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IC1SF2RZ8ROR54", "name": "First Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 113, "dollarVol": 26965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 391, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 31, "3": 68, "4": 27, "5": 0, "6": 0, "7": 117, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WRB87J6ZL6CO07", "name": "WESTERN VISTA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 113, "dollarVol": 12185000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 30, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000VGTLMMLXLP518", "name": "CHROME", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 113, "dollarVol": 12645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 18, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VNVP1PTYHESA41", "name": "CLASS ACT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 113, "dollarVol": 5685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACGDT107SC5E82", "name": "Bay Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 113, "dollarVol": 20725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 194, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 7, "3": 26, "4": 0, "5": 0, "6": 0, "7": 45, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GACVFC2JIZYT69", "name": "First National Bank of Coffee County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 113, "dollarVol": 21245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930055Z5ZI5MLNR750", "name": "ACHIEVE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 113, "dollarVol": 8885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 28, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003TK1BAOHHL6S92", "name": "ALLTRU FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 112, "dollarVol": 8280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 1, "3": 23, "4": 51, "5": 8, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 51, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AO417FCNJGKM49", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 112, "dollarVol": 34990000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 1, "3": 17, "4": 21, "5": 7, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 21, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YWKMUD8J4EF956", "name": "Progressive National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 112, "dollarVol": 16980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 12, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8KOGOW7X6DY09", "name": "The Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 112, "dollarVol": 14890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 8, "3": 1, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M8453FLU1TS434", "name": "Gallic & Johnson, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 112, "dollarVol": 29680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 0, "3": 6, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930011U6TQ5MJCDV15", "name": "ESB Financial", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 112, "dollarVol": 21540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930025OQ7Y7X795P35", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 112, "dollarVol": 18960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 150, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 0, "3": 12, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VLNEK78XKF3M52", "name": "Fox Valley Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 27085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 8, "4": 7, "5": 0, "6": 3, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002U96ZPEAFKGZ11", "name": "First Federal Savings and Loan Association of Bath", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 23295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 9, "3": 3, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RE7CP5SUFPFX27", "name": "COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 111, "dollarVol": 12515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 1, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002W6KWD0REQ1T16", "name": "SunMark Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 22725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 4, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BG31WZXGJRH472", "name": "Texas National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 46425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 231, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 44, "3": 9, "4": 11, "5": 0, "6": 56, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 56, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009SFPZZ40DZTK92", "name": "PEOPLESCHOICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 111, "dollarVol": 26165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 229, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 6, "3": 30, "4": 55, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 55, "incompleteCount": 27, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490074WALW1U7G4555", "name": "The Farmers Bank and Savings Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 16295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 27, "4": 25, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 25, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7HZ4C5U35BO37", "name": "INTOUCH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 111, "dollarVol": 11315000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 319, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 32, "3": 121, "4": 28, "5": 6, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 28, "incompleteCount": 6, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLGM1W030VUP23", "name": "Equitable Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 15265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 32, "4": 20, "5": 0, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000V0CXKSOK29E51", "name": "American Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 43225000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 3, "3": 10, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490000OGVJZR74L509", "name": "Utah Mortgage Loan Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 111, "dollarVol": 38245000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 152, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 0, "4": 22, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 22, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008H68QG2A0MK376", "name": "First Commercial Bank (USA)", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 111, "dollarVol": 71805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 2, "3": 8, "4": 23, "5": 0, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XO6U4LD9JWE008", "name": "SWH FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 110, "dollarVol": 28780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDBIZCOI6TMO49", "name": "ANGEL OAK HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 110, "dollarVol": 50120000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 320, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 14, "3": 59, "4": 125, "5": 2, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 125, "incompleteCount": 2, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000UEC0BWG8F1402", "name": "First Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 110, "dollarVol": 6980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 234, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 121, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMJ6RM02VXK542", "name": "Pilgrim Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 25020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 11, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0RZ1NED0NV967", "name": "Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 27050000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 6, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LIPY4ISRLGTF16", "name": "Bank of Dickson", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 25570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 8, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LK4WOVIJ8FAK87", "name": "Silver Lake Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 23710000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 9, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CYWJYH3ES8BV63", "name": "Pioneer Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 31340000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 5, "3": 17, "4": 26, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 26, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELFIBH1BHWOK49", "name": "The First National Bank at Paris", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 12660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COZ9YQTC4J1378", "name": "Community Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 15100000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 167, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 26, "3": 27, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J6JRSKHU1Y0F98", "name": "Franklin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 53600000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 22, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FMENBK31GGQ69", "name": "SCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 110, "dollarVol": 32670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 181, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 22, "3": 18, "4": 2, "5": 2, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XB72WCLQVIHN50", "name": "Alden Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 110, "dollarVol": 17870000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 152, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 1, "3": 25, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080KJR5G1HZVI89", "name": "First National Bank and Trust Company of Ardmore", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 17460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 5, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000I54FJ7EG6WZ24", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 110, "dollarVol": 22190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 2, "3": 17, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008AGLU4AEH9GZ71", "name": "Pineland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 17105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 5, "3": 8, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MEK4ETDCVHFB89", "name": "Colfax Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 109, "dollarVol": 10785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 11, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X5VVSXLQGRTJ55", "name": "Community Bank Mankato", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 44945000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067OMWEWTHVDO95", "name": "Broadstreet Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 39705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 17, "4": 19, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015NKWX0FSGV150", "name": "Jewett City Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 22175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 2, "3": 35, "4": 21, "5": 11, "6": 0, "7": 12, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 21, "incompleteCount": 11, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJ52ZRS3Q0S589", "name": "Bank of O'Fallon", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 21725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6CCUZE02WB068", "name": "ACFCU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 109, "dollarVol": 7315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 9, "3": 17, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005B6S44QVVMBU11", "name": "First Grayson Bancorp, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 11865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 56, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VTVP64BKEO3L58", "name": "MOUNTAIN VALLEY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 29745000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 2, "3": 15, "4": 23, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 23, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XP7X9J8PCH525", "name": "Southern States Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 54455000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 163, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 10, "3": 21, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MGDBENMLUYMI91", "name": "Community Bank of Trenton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 17645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 5, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WOQE7MEFUB492", "name": "Texas First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 109, "dollarVol": 36875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 13, "3": 21, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z0OW7UDR5F5Z46", "name": "The Home National Bank of Thorntown", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 108, "dollarVol": 24470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 0, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YGJL5TVDN6LR41", "name": "United Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 108, "dollarVol": 14320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 1, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A1GT4B0CJ1GH46", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 108, "dollarVol": 14210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002OMAT2S3H4OF48", "name": "OSB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 108, "dollarVol": 24770000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 10, "3": 5, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MY7KEVWMI4DF64", "name": "ACCESS CAPITAL FUNDING, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 108, "dollarVol": 28860000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SE1WZDU07WPD35", "name": "GREATER SPRINGFIELD", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 108, "dollarVol": 8930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 181, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 12, "3": 23, "4": 27, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 27, "incompleteCount": 11, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A81K8K8KJR9759", "name": "PyraMax Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 108, "dollarVol": 29110000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 258, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 5, "3": 15, "4": 15, "5": 1, "6": 0, "7": 24, "8": 90 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002UTIS7AQUDFF80", "name": "BEST FINANCE CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 108, "dollarVol": 54150000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 194, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 7, "4": 79, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U001ZTHCHO4196", "name": "Inspire Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 108, "dollarVol": 8640000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 155, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 10, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TW8OMXXV334D32", "name": "Workmen's Circle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 108, "dollarVol": 30320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 3, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZM3AIJAKZITQ95", "name": "Signal Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 107, "dollarVol": 19625000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 3, "3": 21, "4": 24, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 24, "incompleteCount": 9, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490003YGASV5ENH153", "name": "Reliance State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 15315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 2, "3": 7, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003Q4MH7EVI34Z09", "name": "MNB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 10635000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300760C8FJ53D2J56", "name": "JOLT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 107, "dollarVol": 15815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 342, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 45, "3": 74, "4": 88, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 88, "incompleteCount": 28, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIJITDSZ8M7H32", "name": "VILLAGE BANK AND TRUST FINANCIAL CORP.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 18485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 188, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 2, "3": 27, "4": 1, "5": 0, "6": 51, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002FQ43Q3BNXZW27", "name": "Macon Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 16175000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 2, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900APUOKMIQ9Z9027", "name": "JOHNS HOPKINS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 107, "dollarVol": 16915000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 46, "3": 57, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J51TCIL2CWJP16", "name": "Governmental Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 107, "dollarVol": 8345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKDQB6JNNHRH94", "name": "BEACH MUNICIPAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 107, "dollarVol": 7635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KX4PZDHAK8I871", "name": "First Federal Savings Bank of Champaign Urbana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 19805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSSN04C7ZJJD51", "name": "Newfield National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 18465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 155, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 6, "3": 35, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XIMS68J4ZQ284", "name": "First Montana Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 25615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 1, "3": 3, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JRJMMWO6A10H16", "name": "First Port City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 107, "dollarVol": 26355000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 6, "3": 13, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QQ8FVN501MZL94", "name": "First National Bank and Trust Company of Newtown", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 28410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 6, "3": 16, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J5OSYRB4AN2309", "name": "CorePlus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 106, "dollarVol": 12300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 299, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 3, "3": 75, "4": 26, "5": 3, "6": 0, "7": 25, "8": 61 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 26, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IV7U7HAN6U7T54", "name": "Bank of Romney", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 15430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 11, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASHFL5TJ8X1B89", "name": "CODE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 106, "dollarVol": 4900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 13, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJCLA0W3K4J455", "name": "Grove City Area Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 106, "dollarVol": 6050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 170, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 28, "4": 19, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 19, "incompleteCount": 17, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930045EHC4UJU3BP73", "name": "M C Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 21720000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 27, "3": 35, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY0I1WYYWYFS47", "name": "Providence Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 59990000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 22, "3": 11, "4": 7, "5": 3, "6": 0, "7": 4, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RKKWUZX0NEH310", "name": "Community State Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 18370000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 152, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 1, "3": 19, "4": 24, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006PPKT0LNNVOC35", "name": "Feliciana Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 15270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 8, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009D7ZK3I86CJC09", "name": "Points West Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 22140000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H5B5USE8BS1V31", "name": "The Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 24800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 10, "3": 10, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XSTAR7AIPG0A39", "name": "Community Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 12880000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 7, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5XMXPZNGV5915", "name": "Arundel Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 41540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 1, "3": 4, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OUFGVRFN8PZB89", "name": "Herring Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 106, "dollarVol": 21490000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 7, "3": 5, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KKWIJLOTNP7667", "name": "M&T REALTY CAPITAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 106, "dollarVol": 2887080000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 2, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006U8SXATH10WI14", "name": "Exchange Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 105, "dollarVol": 19025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 12, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VW4CUMQW09U139", "name": "HEALTHCARE EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 105, "dollarVol": 7865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DU662K57XBSH20", "name": "Memphis City Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 105, "dollarVol": 12995000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 181, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 40, "4": 31, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 31, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YFG40I5QM6EX80", "name": "Roxboro Savings Bank SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 105, "dollarVol": 32085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 20, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFU5D50EZHEU18", "name": "Louisiana National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 105, "dollarVol": 34185000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 1, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JV15GSVFKZW34", "name": "Intercity State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 105, "dollarVol": 28355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 20, "3": 15, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPWAKLM047FK81", "name": "Crossroads Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 105, "dollarVol": 21205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 6, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBMYUTNLY00W24", "name": "Success Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 105, "dollarVol": 8425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 13, "4": 11, "5": 3, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPJH6JMU13EQ37", "name": "CENTRAL WILLAMETTE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 105, "dollarVol": 11195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 7, "3": 35, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009EEWZ9S4F2BE94", "name": "Kirkpatrick Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 105, "dollarVol": 58395000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 2, "3": 7, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U0IGWRT4P7YI03", "name": "Flagship Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 105, "dollarVol": 43225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 10, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NGNH7M36LP4583", "name": "Maspeth Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 65600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 10, "3": 21, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PV2KIL739QYQ35", "name": "Citizens National Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 41490000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 4, "3": 36, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEGE3J950SQK51", "name": "Marion State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 13370000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 6, "3": 2, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006J2ROMTD5Q0731", "name": "APOLLO TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 20960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 9, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWTT8C7CZNY023", "name": "McClain Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 20710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 2, "3": 18, "4": 14, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UMOKQUJLI81448", "name": "Stone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 24970000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTLWGMV712KR44", "name": "WYMAR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 104, "dollarVol": 16560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 17, "4": 47, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 47, "incompleteCount": 24, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZG5EVEXW01J70", "name": "ADVANZ Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 104, "dollarVol": 6330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 23, "3": 23, "4": 11, "5": 10, "6": 0, "7": 4, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 11, "incompleteCount": 10, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OJ2JN8JFPQM182", "name": "Illiana Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 104, "dollarVol": 8200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 141, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 7, "3": 26, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6CULHNPDHYI25", "name": "FRICK FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 104, "dollarVol": 6110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJAE0JN2Z6YV76", "name": "Great Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 13940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 5, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008O0BGTGQR8PF89", "name": "American Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 9080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 25, "3": 20, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QIPUZ7PAK59X63", "name": "PEOPLES BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 25160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 8, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BV0LT7IVZH9408", "name": "Taylorsville Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 30640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 8, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PRB9DTJAHMMZ45", "name": "ROSS MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 104, "dollarVol": 34540000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 7, "4": 24, "5": 0, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXX5RVRVYNKY79", "name": "Home State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 20470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 6, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006BPEIMPS70UU26", "name": "Ozark Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 104, "dollarVol": 22680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 2, "3": 11, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VLXW0YGTWFT173", "name": "SIU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 103, "dollarVol": 14365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 4, "3": 18, "4": 26, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 26, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV3F7WA813QL95", "name": "First Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 46775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2G5WIECTLPX95", "name": "CAROLINA TRUST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 103, "dollarVol": 17395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 258, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 137, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003SVUBV3VW5CT40", "name": "Farmers & Merchants Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 25355000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LD3DEBFTITLD76", "name": "Farmers National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 11375000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 10, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001IZBTDOCW8MX74", "name": "Farmers and Merchants Bank of St. Clair", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 20675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 20, "3": 10, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G3WIMVDYUYQC27", "name": "American Heritage National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 37715000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 3, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U65SW4VWXX3N34", "name": "FBT Bank & Mortgage", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 8975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 3, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YL0TMLCEU0GW61", "name": "Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 56075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 1, "3": 11, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W7XZMMFOVY0Z37", "name": "NewTowne Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 103, "dollarVol": 36425000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 3, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OWLJ3NG26J9N79", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 9385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 3, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CW5TQ2ILVQPH09", "name": "The FNB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 14995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 16, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1U2HOTC8O4K95", "name": "CITIZENS BANK OF KENTUCKY, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 22055000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 28, "4": 15, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 15, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS7CHMGGRDEV77", "name": "ALLENTOWN", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 103, "dollarVol": 11115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4ZH7G6OB81F33", "name": "Citizens Bank of Kansas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 103, "dollarVol": 20535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 21, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QYMPN362T6V61", "name": "SHELTER LENDING SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 102, "dollarVol": 41010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 6, "4": 48, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 48, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WVVCPSUJMG9419", "name": "BLC Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 102, "dollarVol": 36380000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 4, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005O0QVSV3RWRR20", "name": "GOVERNMENT EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 102, "dollarVol": 14420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072H82Z2RZW3210", "name": "AERO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 102, "dollarVol": 8080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 163, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 3, "3": 41, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009KSPF2426CPQ08", "name": "CROWN MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 102, "dollarVol": 24980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 223, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 16, "3": 5, "4": 3, "5": 0, "6": 0, "7": 11, "8": 86 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QX5KH5JXXMYU41", "name": "Citizens State Bank of New Castle, Indiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 102, "dollarVol": 14500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 171, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 22, "3": 40, "4": 6, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C0NMWZNSX3W048", "name": "The First National Bank Of Bangor", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 102, "dollarVol": 24550000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWYPPH283K6R36", "name": "Prospect Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 102, "dollarVol": 18360000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 15, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QPRPHIXEAX3L37", "name": "QUALSTAR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 102, "dollarVol": 17110000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 1, "3": 24, "4": 39, "5": 6, "6": 0, "7": 23, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 39, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FKPTR6FQ8IH565", "name": "Minnesota National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 102, "dollarVol": 18840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1354ZHZC8JP58", "name": "Princeton Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 102, "dollarVol": 18230000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 5, "3": 7, "4": 38, "5": 6, "6": 0, "7": 0, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 38, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PVS7DLMY766R09", "name": "MIAMI FIREFIGHTERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 102, "dollarVol": 12050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 3, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQRCPCOBBNDA41", "name": "Bank of the Lowcountry", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 102, "dollarVol": 31020000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UM6HPORF7X4415", "name": "IAA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 102, "dollarVol": 21580000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 2, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001C1MX62NVN0U50", "name": "VELOCITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 102, "dollarVol": 12800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 267, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 3, "3": 121, "4": 40, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 40, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003Z8R5QM0WPS603", "name": "IDB Global Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 102, "dollarVol": 51510000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OM76KUNZP81M89", "name": "SECURITY STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 101, "dollarVol": 18455000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003VO95NGF435U70", "name": "Clay County Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 101, "dollarVol": 7435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPDN3KQZW68M43", "name": "Chippewa Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 101, "dollarVol": 19335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 13, "3": 8, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001GYIWKBD35H65", "name": "Calhoun County Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 101, "dollarVol": 9455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 18, "3": 48, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HMKAPEK7YMHY76", "name": "PLANET MANAGEMENT GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 101, "dollarVol": 52915000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 0, "4": 29, "5": 0, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009CYWXD5RBPIX14", "name": "CALTECH EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 38695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 219, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 15, "3": 13, "4": 13, "5": 0, "6": 0, "7": 11, "8": 66 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YRTIU0FNCTY07", "name": "TRI BORO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 8765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 6, "3": 2, "4": 8, "5": 3, "6": 0, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F0QYLUOR9SYB86", "name": "802 CREDIT UNION INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 23415000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR1PZJHZ7BYH72", "name": "Labette Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 101, "dollarVol": 11345000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 4, "3": 19, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIE2SKOKI8PF63", "name": "North Shore Trust and Savings", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 101, "dollarVol": 29595000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 1, "3": 13, "4": 37, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZA8T2KGQF6JK55", "name": "EDUCATION FIRST CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 8255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 7, "3": 13, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FCPKXI75DX5M03", "name": "CityWorth Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 101, "dollarVol": 43015000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 2, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPWL6MYY9SXF04", "name": "WESTERN COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 17595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 184, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 2, "3": 7, "4": 32, "5": 0, "6": 0, "7": 6, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004IXUWDS2CYU578", "name": "TVA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 13075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PV90PV65OLDL82", "name": "MICHIGAN ONE COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 11265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 128, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 5, "3": 19, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JMCI45DZ4YNK98", "name": "TrustBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 101, "dollarVol": 46285000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 6, "3": 10, "4": 8, "5": 0, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QEVTCM4MW2YI14", "name": "SYNERGY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 101, "dollarVol": 16905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 10, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PQYQDOLH45NU80", "name": "Bank of Dade", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 100, "dollarVol": 15470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 1, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KO4HWF5JO6UV73", "name": "ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 100, "dollarVol": 6000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 11, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031L785BSBDTE46", "name": "Bath State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 100, "dollarVol": 15260000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEFLY2A00BLQ60", "name": "Flint Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 100, "dollarVol": 20000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300311KRYLZVODK22", "name": "COOSA PINES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 100, "dollarVol": 12150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 12, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5STIFBCFMRJ96", "name": "Kirkwood Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 100, "dollarVol": 22970000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 7, "3": 4, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ROW8QSODANH20", "name": "Mutual Savings Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 100, "dollarVol": 33470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 1, "3": 17, "4": 8, "5": 2, "6": 0, "7": 23, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500DA79C1B97ACF16", "name": "LANDINGS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 100, "dollarVol": 9760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 7, "3": 12, "4": 30, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 30, "incompleteCount": 16, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DIGH8B5QJNCC06", "name": "Peoples Bank and Trust Company of Pointe Coupee Parish", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 100, "dollarVol": 14130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 12, "3": 8, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021FWO6J6IYPZ85", "name": "Martha's Vineyard Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 100, "dollarVol": 76010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 7, "3": 10, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X72Q5WKCW2QQ95", "name": "R M K FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 100, "dollarVol": 45960000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIUM7ZRD6OV340", "name": "WINNEBAGO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 99, "dollarVol": 13565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IT6BBMQGOVFG70", "name": "Seamen's Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 56775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 6, "3": 13, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300337GB2P1WP7003", "name": "Grandbridge Real Estate Capital LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 99, "dollarVol": 1841805000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 6, "3": 0, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AVP2JVTYYT3V92", "name": "THE PEOPLES BANK, BILOXI, MISSISSIPPI", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 14505000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 16, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AEULLVYD8L9B04", "name": "BARINGS MULTIFAMILY CAPITAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 99, "dollarVol": 2689875000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 0, "4": 7, "5": 9, "6": 0, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKSQ3IYUXJCH36", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 22115000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 2, "3": 10, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490072C0PMGDUJQU77", "name": "GNB BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 18205000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 25, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CBS11KBKU4Z95", "name": "Wasatch Peaks Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 99, "dollarVol": 18225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300095ABBENNWE160", "name": "BankTennessee", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 99, "dollarVol": 37035000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 4, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDKLGZFAT7RD25", "name": "Leighton State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 14025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 12, "4": 11, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 11, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVUSU8E87XZV67", "name": "Legence Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 13375000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 15, "3": 28, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002578XYSRFY2C51", "name": "MountainOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 74845000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 185, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 2, "3": 28, "4": 27, "5": 2, "6": 0, "7": 10, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UN8J4H5P8XWP62", "name": "The Pittsfield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 19165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 139, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 6, "3": 22, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C4L5I47E388980", "name": "PEOPLES SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 17575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 7, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGL6C3EZEB8H05", "name": "Green Belt Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 99, "dollarVol": 12125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 7, "3": 8, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H0IFPIJWI3KL08", "name": "Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 28970000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 6, "3": 12, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VH184HHOFFT776", "name": "Meijer Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 98, "dollarVol": 10180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 2, "3": 38, "4": 3, "5": 3, "6": 0, "7": 2, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5K7XBSXWT6D49", "name": "UNISON CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 98, "dollarVol": 19070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 6, "4": 7, "5": 0, "6": 0, "7": 8, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BI43WZOK3XF350", "name": "Bank of Franklin County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 23810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 12, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XO2MXF3RX56J09", "name": "BALTIMORE COUNTY EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 98, "dollarVol": 7360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 6, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PH44D8BB632E53", "name": "City Of Boston Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 98, "dollarVol": 16980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 3, "3": 11, "4": 10, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 10, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGB04TG4AH1377", "name": "Solarity Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 98, "dollarVol": 37760000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 240, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 91, "4": 36, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 36, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W424PDJPNFLY60", "name": "The Gifford State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 9610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JY7AI2T0M8WT17", "name": "LAND OF LINCOLN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 98, "dollarVol": 10760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 6, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMS3AOKJGVNU61", "name": "Sabine Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 98, "dollarVol": 10620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 23, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M7T9PJF7QD7M68", "name": "EMERY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 98, "dollarVol": 16990000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 7, "3": 22, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008S6MTNE6CY5G37", "name": "Northstar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 19610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 8, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XXF5AWOEWTU94", "name": "Mutual Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 26130000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 8, "4": 36, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 36, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OCV4AWL56SWL08", "name": "The Payne County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 19030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 1, "3": 13, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KL7MLR63WYCF68", "name": "Valley Central Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 29860000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 6, "4": 3, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006VBLRP288VX853", "name": "American Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 24220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 9, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VODM6C3GLTV93", "name": "INSOUTH Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 98, "dollarVol": 15470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 3, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODTHTLPTSBD612", "name": "NOVATION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 97, "dollarVol": 8255000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RKLPCGAVLNC16", "name": "Farm Credit of the Virginias, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 97, "dollarVol": 32425000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 209, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 5, "3": 50, "4": 55, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 55, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OWEWQ1QPPQS302", "name": "The Citizens Bank of Edmond", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 33765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 4, "3": 3, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O3HNZKCYCYJK98", "name": "Cleveland State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 16195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N50SQP3XJCQT74", "name": "Shamrock Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 13325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SHK8JZR89HEF81", "name": "South Lafourche Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 12685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 14, "3": 3, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089XPEJZALBU127", "name": "Eaton Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 14425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 204, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 10, "3": 31, "4": 34, "5": 8, "6": 0, "7": 11, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 34, "incompleteCount": 8, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JFKW9425KOPI17", "name": "SOUTHWEST LOUISIANA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 97, "dollarVol": 9875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 2, "3": 58, "4": 0, "5": 0, "6": 0, "7": 7, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHLXT004ITEJ56", "name": "First National Bank of Eastern Arkansas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 10525000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300043MOZCJ4RK371", "name": "SEABOARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 97, "dollarVol": 8865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 38, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300054IBXNJUH0T10", "name": "Vintage Bank Kansas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 11805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ONS27RG5HKB81", "name": "SouthernTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 17305000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 7, "4": 5, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000C5KZ15Q2U9V68", "name": "BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 21675000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 163, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 24, "4": 36, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 36, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBFJM2PBH24L77", "name": "The Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 16265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 3, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A9CML4JKHW8E85", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 97, "dollarVol": 11775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 2, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900040LMONERSH242", "name": "VISIONBANK OF IOWA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 96, "dollarVol": 33650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 4, "3": 8, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJES4HXFQRN790", "name": "GOLD", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 96, "dollarVol": 12930000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 16, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490055DH0FCOSJLM57", "name": "New Bedford Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 96, "dollarVol": 7680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 4, "3": 27, "4": 0, "5": 2, "6": 0, "7": 0, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2EZKPVQQ0D852", "name": "The Hometown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 96, "dollarVol": 14230000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 16, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R9WS7FTSHD0V89", "name": "VISIONBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 96, "dollarVol": 25840000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 0, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOGGZET04TZM44", "name": "Abacus Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 96, "dollarVol": 39020000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 20, "3": 9, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHPEPV6KF30T16", "name": "Rosedale Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 96, "dollarVol": 28830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 2, "3": 12, "4": 23, "5": 3, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWGL0JGA62YY67", "name": "ADVANTAGE PLUS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 96, "dollarVol": 25250000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 166, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 41, "3": 19, "4": 7, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDJSUYPH6UC416", "name": "WaterStone Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 96, "dollarVol": 117350000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 381, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 4, "3": 9, "4": 22, "5": 0, "6": 238, "7": 4, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 238, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPKCV6BLMDSL66", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 96, "dollarVol": 22190000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 184, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 4, "3": 56, "4": 26, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 26, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QDHMW1W0GEH16", "name": "Bank3", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 96, "dollarVol": 27010000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 196, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 10, "3": 7, "4": 7, "5": 0, "6": 1, "7": 47, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ICL5D7TS4CI35", "name": "SUPERIOR FINANCIAL SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 95, "dollarVol": 16765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 415, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 9, "4": 54, "5": 11, "6": 57, "7": 34, "8": 155 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 54, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 57, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038EHCQQEFKUW36", "name": "SOVITA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 95, "dollarVol": 5695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 137, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 15, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003P1OKUPLVJ7M37", "name": "State Bank of Graymont", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 95, "dollarVol": 7585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1KJJH2Y73E274", "name": "Lisle Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 95, "dollarVol": 25895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 188, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 5, "3": 6, "4": 19, "5": 11, "6": 0, "7": 1, "8": 51 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007S3Y4859VJ1444", "name": "First Federal Bank of Ohio", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 95, "dollarVol": 11915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 6, "3": 16, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8UCJTLZZT4M32", "name": "Bay State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 95, "dollarVol": 33775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 150, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 6, "3": 34, "4": 12, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 12, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GPVUJZWTAR765", "name": "First Federal Savings of Lorain", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 95, "dollarVol": 24495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 331, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 16, "3": 13, "4": 22, "5": 2, "6": 183, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 183, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q8CQK28JPFK147", "name": "Superior Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 95, "dollarVol": 9785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 16, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VYWY829DG3Z473", "name": "Members Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 95, "dollarVol": 30865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 186, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 3, "3": 15, "4": 13, "5": 8, "6": 0, "7": 22, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 13, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IE8IEY5YINFE12", "name": "Haddon Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 95, "dollarVol": 13365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 3, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300200TL6RMY5ZN25", "name": "The Bank of Brodhead", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 95, "dollarVol": 23105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 4, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JU3IPG0E80D85", "name": "LEGACY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 95, "dollarVol": 12085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 147, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 19, "3": 25, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQG9B47MV1MR51", "name": "The Samson Banking Company, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 95, "dollarVol": 6935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 9, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q16CNQMW0O1O02", "name": "The New Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 94, "dollarVol": 23750000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 1, "3": 12, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TX73PE04VDT88", "name": "The Seymour Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 94, "dollarVol": 11880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 16, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EW5YD0HPCTME62", "name": "FORT WORTH CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 94, "dollarVol": 9410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 250, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 11, "3": 105, "4": 33, "5": 0, "6": 0, "7": 5, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1ORVTMT2T7756", "name": "LIBRARY OF CONGRESS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 94, "dollarVol": 14250000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 12, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EFPV2U3PWQEN15", "name": "Catskill Hudson Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 94, "dollarVol": 34270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 11, "3": 7, "4": 14, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 6, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N2GMOJ61XHEL06", "name": "SELECT LENDING SERVICES LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 94, "dollarVol": 44860000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 9, "3": 6, "4": 22, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F263I3XPN55P35", "name": "The Richwood Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 94, "dollarVol": 22220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 16, "3": 29, "4": 34, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 34, "incompleteCount": 6, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX7CMZ93QCZQ91", "name": "First Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 94, "dollarVol": 7300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 8, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C303DGB8I7GG88", "name": "LA Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 94, "dollarVol": 18340000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 250, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 4, "3": 57, "4": 72, "5": 17, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 72, "incompleteCount": 17, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZATEYE8VIEN67", "name": "SMART CHOICE MORTGAGE, A Texas Limited Liability Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 94, "dollarVol": 48630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 6, "3": 1, "4": 61, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 61, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G86QJ4YLR90O89", "name": "Empire State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 94, "dollarVol": 68790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 9, "3": 9, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XP5418ENGZVD49", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 94, "dollarVol": 14800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 1, "3": 6, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300107HDIK6N8E812", "name": "First Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 24315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 5, "3": 9, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004O2ZT0HSAP5S70", "name": "First Independence Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 32705000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 223, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 2, "3": 15, "4": 56, "5": 5, "6": 52, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 56, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 52, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K18C4JU5UJ328", "name": "First Financial Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 91745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 19, "4": 26, "5": 4, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL6X4MHW0HHI39", "name": "ALABAMA STATE EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 93, "dollarVol": 5455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ICVSTMS2XFXX81", "name": "Laona State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 11255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 15, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K31SPZG5JQ7275", "name": "Spring Hill State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 14555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 11, "3": 13, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DBXH1D6Z0HXT15", "name": "Discovery Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 93, "dollarVol": 5335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 32, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUTN4RUBI81Z18", "name": "Lakeside Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 95345000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 16, "3": 2, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001D5DXR1S70P689", "name": "RIVER VALLEY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 93, "dollarVol": 7085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 139, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 22, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C25OR47JWZ1L21", "name": "PROSPERA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 93, "dollarVol": 17665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 128, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 7, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VR7DBNPPSMHV60", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 54075000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 5, "3": 5, "4": 7, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SOAE0WU8JM0177", "name": "MainStreet Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 164885000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 8, "3": 7, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OJ7D42T6RE854", "name": "The Cooperative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 70165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 7, "3": 4, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X844WCY1CCL322", "name": "GSB MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 93, "dollarVol": 41705000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V56OLT434ILO42", "name": "NIAGARA'S CHOICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 93, "dollarVol": 7375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 9, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPX7PJGFD8HA09", "name": "The Queenstown Bank of Maryland", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 37645000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 13, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T61O0X0RJMQ375", "name": "Bison State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 93, "dollarVol": 31205000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 178, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 7, "3": 22, "4": 54, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 54, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EUQFJFUHTH489", "name": "Cranston Municipal Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 93, "dollarVol": 6315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RKU25JCJEP4R59", "name": "SECNY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 92, "dollarVol": 14130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 6, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3FASY9ZW0JS02", "name": "PUBLIC SAFETY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 92, "dollarVol": 6900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 1, "3": 18, "4": 24, "5": 1, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845009AAA0074412D05", "name": "Strategic Funding, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 92, "dollarVol": 14360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 1, "3": 51, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R7YE9RG1CL6U13", "name": "Family Security Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 92, "dollarVol": 8860000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 180, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 63, "4": 10, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 10, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WVM1F03F86RQLLTEVE84", "name": "EagleBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 92, "dollarVol": 87050000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 137, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 12, "4": 26, "5": 1, "6": 1, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QLZWERAXKGEP54", "name": "Bank of Lexington, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 92, "dollarVol": 27090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 5, "3": 8, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QKCUJ5YL7WA384", "name": "First Pryority Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 92, "dollarVol": 15160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 5, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002AZUZUDBY8ZU75", "name": "TAUNTON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 92, "dollarVol": 35300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 4, "3": 13, "4": 14, "5": 12, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 14, "incompleteCount": 12, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M44OPBJUICB315", "name": "NORTHERN HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 92, "dollarVol": 47620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 179, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 1, "3": 6, "4": 17, "5": 7, "6": 0, "7": 3, "8": 53 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 17, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YEG6LSF1BFA422", "name": "Winter Hill Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 92, "dollarVol": 55370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 2, "3": 10, "4": 14, "5": 4, "6": 0, "7": 18, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU2YI0HXIT3257", "name": "Liberty Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 92, "dollarVol": 20490000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 254, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 11, "3": 28, "4": 45, "5": 14, "6": 46, "7": 12, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 45, "incompleteCount": 14, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BY08MY8QNSPU50", "name": "Bank of Belleville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 92, "dollarVol": 17650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 5, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UT4EN6IH579Q63", "name": "RIGHT START MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 92, "dollarVol": 25020000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 9, "3": 11, "4": 41, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 41, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0T513EF0UT426", "name": "The Piedmont Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 92, "dollarVol": 76450000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 6, "3": 7, "4": 5, "5": 0, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBW60Q23TUJN89", "name": "KD CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 92, "dollarVol": 44620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYK7N8U42X9587", "name": "Five Star Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 92, "dollarVol": 185420000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5JZD1PBR8EH75", "name": "BRONCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 91, "dollarVol": 8035000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 24, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PZD34K8KYJD223", "name": "SACO VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 91, "dollarVol": 13255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 2, "3": 8, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BHZ2N82ENVH10", "name": "Lend Smart Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 91, "dollarVol": 25295000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 15, "4": 35, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 35, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002EOK9UP4QZ5N22", "name": "LIBERTYONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 91, "dollarVol": 9495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001TX8MBDGWWWF50", "name": "First National Bank of Kentucky", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91, "dollarVol": 18145000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 6, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZK7CUY4GNBNC41", "name": "MORTGAGE ONE OF THE SOUTH, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 91, "dollarVol": 30245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 7, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PQN88DET52I724", "name": "USX Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 91, "dollarVol": 7385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 1, "3": 42, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MRGHEPWMR2015", "name": "HERITAGE SOUTH COMMUNITY CU", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 91, "dollarVol": 12915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 15, "3": 20, "4": 6, "5": 4, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 6, "incompleteCount": 4, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RU85PQV881NJ83", "name": "FITZSIMONS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 91, "dollarVol": 9285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 139, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 37, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AN5V81GRYDJ823", "name": "FEDCHOICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 91, "dollarVol": 8905000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 16, "3": 31, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GDQJIBPCUBG13", "name": "Eagle Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91, "dollarVol": 80085000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 10, "3": 11, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005SKP81W00YW119", "name": "The First National Bank of Dryden", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91, "dollarVol": 14535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 16, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1HPXY3UYVL049", "name": "Franklin Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91, "dollarVol": 19085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 4, "3": 37, "4": 20, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 20, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NCYRSD12LNF831", "name": "COMMUNITY BANK DELAWARE", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91, "dollarVol": 49335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 4, "3": 2, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZ060LDD77JC03", "name": "Shinhan Bank America", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91, "dollarVol": 58565000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 3, "3": 11, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074FI0I2Q6G5S43", "name": "THE FIRST FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 91, "dollarVol": 8275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 171, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 13, "3": 30, "4": 3, "5": 2, "6": 0, "7": 3, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TZDKJ07KL8T621", "name": "PCSB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 91, "dollarVol": 49095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 6, "3": 37, "4": 6, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 6, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RNPYOEZNJPTF08", "name": "Jim Thorpe Neighborhood Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 12590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JOYC0RUSF9DL04", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 27760000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P6952HH7CVAC87", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 13170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 5, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MJ3JU3Z2PH5H92", "name": "Bank of Sunset and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 18100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8JTSHNU1K4K92", "name": "The First National Bank and Trust Company of Okmulgee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 10570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 8, "3": 16, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYX5EMLSR68B45", "name": "Gouverneur Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 13330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 27, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K59ORGG9RDD082", "name": "Citizens Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 24770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 4, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FN90BBXGBCPB30", "name": "The First National Bank of Hartford", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 9240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000WAJ1FMTFL5D75", "name": "HomePromise Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 90, "dollarVol": 29660000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1756, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 1017, "4": 602, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1017, "withdrawalCount": 602, "incompleteCount": 44, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M63SGBHKKBOE21", "name": "Landmark Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 20470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 6, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FS4TWJ50ESLB05", "name": "The Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 24570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8Q7G5JIPNF396", "name": "Bank of Newington", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 17860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 10, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLRFUNCEDVGB16", "name": "COMMERCIAL TRUST COMPANY OF FAYETTE", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 16050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 8, "4": 0, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074GUKXKBKNQI12", "name": "Progressive Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 90, "dollarVol": 27870000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 7, "3": 18, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LOTO6OW0LKT63", "name": "Mainstreet Community Bank of Florida", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 89, "dollarVol": 26635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 28, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R6P9WVVQOQF705", "name": "The First National Bank and Trust Company of Broken Arrow", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 89, "dollarVol": 21035000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 4, "3": 5, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EQ09ZL8XSYZM84", "name": "Savers Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 89, "dollarVol": 25485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 2, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WH43E1KZKSNH40", "name": "Arixa Enhanced Income Fund, L.P.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 89, "dollarVol": 241405000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 0, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WL16YUSR2TI47", "name": "Cross Keys Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 89, "dollarVol": 20985000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 4, "3": 10, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFHSPQF8FQR548", "name": "Actors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 89, "dollarVol": 32165000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 6, "3": 8, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TLZJ73TKCO730", "name": "MERCHANTS CAPITAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 89, "dollarVol": 2193405000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 128, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 2, "3": 13, "4": 16, "5": 6, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 16, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EEAW181JIGNK52", "name": "Beacon Credit Union, Incorporated", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 89, "dollarVol": 8385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 155, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 6, "3": 35, "4": 13, "5": 1, "6": 0, "7": 6, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035C68SRQ1RS395", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 89, "dollarVol": 15895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 0, "3": 4, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7J20OLLSGTZ36", "name": "MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 89, "dollarVol": 12865000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 213, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 3, "3": 46, "4": 53, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 53, "incompleteCount": 22, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KRZPD4CJ340L77", "name": "Sunwest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 15810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 0, "4": 0, "5": 0, "6": 39, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 39, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH5DMYH0O5TM77", "name": "Ambler Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 27630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 23, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2OYT7VTDY6Z20", "name": "ANDREWS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 88, "dollarVol": 12610000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 212, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 1, "3": 29, "4": 28, "5": 4, "6": 62, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 28, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 62, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPRW4X0ADUZ549", "name": "WAVE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 88, "dollarVol": 9450000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 14, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KPOZQ8VODWDS72", "name": "First State Bank of the Southeast, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 16600000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 161, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 14, "3": 26, "4": 26, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 26, "incompleteCount": 7, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XASC5S67PMPM58", "name": "Citizens Bank & Trust, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 8640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 4, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OMMGCT35VSS514", "name": "YNB", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 88, "dollarVol": 13920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 4, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYHH9IPC6FQW89", "name": "The Bank of Herrin", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 14700000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 3, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HHKWZSFP7AI61", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 19160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B1DHIVKN5DEJ29", "name": "Winchester Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 92830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 2, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J59G4M2OH83E71", "name": "Sawyer Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 30910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 12, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3SDXHG6BUD309", "name": "CAPITOL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 88, "dollarVol": 11780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 137, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 26, "4": 20, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGWK2C69R8ZN27", "name": "NORTHWOODS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 88, "dollarVol": 6050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 18, "3": 62, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300754PTUH541X764", "name": "PENN EAST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 88, "dollarVol": 6500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 2, "3": 34, "4": 27, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 27, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005OG185XV8M8N52", "name": "State Bank of Toulon", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 5790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005QV7K44ND43364", "name": "Fayette County National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 7540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 10, "3": 6, "4": 5, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U0LVIJMXKBGT11", "name": "Heartland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 88, "dollarVol": 13100000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 3, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2IR01BV6NPA49", "name": "Magyar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 87, "dollarVol": 39345000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 3, "3": 18, "4": 16, "5": 3, "6": 47, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 47, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGK5S87EZ84P32", "name": "LATIN AMERICAN FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 87, "dollarVol": 13875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 16, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030PHXZTW8UCY89", "name": "THE STOCK EXCHANGE BANK, CALDWELL, KANSAS", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 87, "dollarVol": 12205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 8, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q3NKMPZB4K2E34", "name": "Tri-Cities Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 87, "dollarVol": 7965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 6, "3": 60, "4": 5, "5": 32, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 5, "incompleteCount": 32, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WP41C3FFSKY830", "name": "Montana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 87, "dollarVol": 13265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 12, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0Q8JLIMURNH75", "name": "West Pointe Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 87, "dollarVol": 19065000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 5, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AHWPNJK6FS8K98", "name": "Monroe Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 87, "dollarVol": 19935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 4, "3": 14, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BRQ8SVQPCV108", "name": "PIEDMONT ADVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 87, "dollarVol": 8675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 54, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QXGTL5RYZXK761", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 87, "dollarVol": 52255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 6, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTK2JOGRTAIO10", "name": "The ONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 87, "dollarVol": 5765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 12, "4": 15, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JX4XZ2XQAMU684", "name": "ASSOCIATED CREDIT UNION OF TEXAS", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 87, "dollarVol": 9295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 71, "4": 5, "5": 4, "6": 0, "7": 13, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G8Q3CAX7YWBK48", "name": "First Community Bank of East Tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 87, "dollarVol": 22475000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 12, "3": 16, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XVX388NW99XE16", "name": "ESSENTIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 87, "dollarVol": 9895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 11, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQMIO8XPU2KT43", "name": "Security State Bank of Marine", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 87, "dollarVol": 21255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 3, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H68PK1CZUVUQ73", "name": "GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 87, "dollarVol": 12075000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 5, "3": 28, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH5HOQQ4CDPC30", "name": "The First National Bank of McConnelsville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 86, "dollarVol": 14450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 6, "4": 11, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LXHR6OP0TSZ915", "name": "Circle Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 86, "dollarVol": 16040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 11, "4": 17, "5": 3, "6": 0, "7": 1, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008G8ZYIEPB4CZ17", "name": "TIDEMARK FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 86, "dollarVol": 21750000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 137, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 33, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3YGSOYL74CF74", "name": "First Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 86, "dollarVol": 9450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 1, "3": 20, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXRG31CBWWTR70", "name": "Bedford Loan & Deposit Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 86, "dollarVol": 11080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 3, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYMV9W4308FO60", "name": "The Bank of Forest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 86, "dollarVol": 9410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 3, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UEITST3NEK8Y27", "name": "FNB Bank, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 86, "dollarVol": 17450000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 3, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SP13TNR6TUJ97", "name": "Western Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 86, "dollarVol": 21830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OIJ6O9DNP74L72", "name": "CU COMMUNITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 86, "dollarVol": 11080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "HELOC", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 247, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 40, "3": 32, "4": 19, "5": 5, "6": 0, "7": 30, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 19, "incompleteCount": 5, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JR8XLPW5ROU93", "name": "SOUTHBRIDGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 86, "dollarVol": 13490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 1, "3": 14, "4": 15, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUL44QXBGFJM68", "name": "The First National Bank of Sonora", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 33905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FK7ZHTO2G1RM11", "name": "LANCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 85, "dollarVol": 13085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 18, "4": 1, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 1, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NGM4SWQ6TJE045", "name": "N.E.W. CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 85, "dollarVol": 6345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4JBLTKDC7J303", "name": "Bank of Whittier, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 35955000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 183, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 23, "4": 56, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 56, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002G4JO4BZ22MC13", "name": "IVY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 85, "dollarVol": 34965000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 177, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 4, "4": 51, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 51, "incompleteCount": 37, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DISOL963J03Q15", "name": "Rayne State Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 15565000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 5, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z52CLXKDXGPH16", "name": "Peoples Bank of East Tennessee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 17835000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 13, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300179EG8J5FHBS95", "name": "Commercial Bank and Trust of PA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 11145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 13, "3": 36, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQW3FSOL75WC88", "name": "First County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 115715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 148, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 8, "3": 17, "4": 20, "5": 1, "6": 0, "7": 2, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XMFRSH4KYAO758", "name": "DIVERSIFIED MEMBERS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 85, "dollarVol": 5945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 10, "3": 65, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D992SE497KXK81", "name": "Ascendia Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 60625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 9, "4": 16, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000VZA9BKX17VB15", "name": "Independence Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 18075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 14, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H83ZXQ4TDSXI83", "name": "WHEELHOUSE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 85, "dollarVol": 10675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 5, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PNITGJVDJVZ876", "name": "Wray State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 85, "dollarVol": 13015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WT4HAMDFWH3048", "name": "SOUTH RIVER MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 84, "dollarVol": 21380000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 4, "3": 26, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TAFYLARKCKJ639", "name": "Bank of Monticello", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 14060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NSJ1ASOONUCL94", "name": "LPS Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 84, "dollarVol": 4480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCILEV6KJUST91", "name": "Relyance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 45950000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 8, "3": 15, "4": 14, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FB4VEI37KZPQ74", "name": "Miami Postal Service Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 84, "dollarVol": 9570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 166, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 50, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A23PXRZCMYM504", "name": "TCT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 84, "dollarVol": 6000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 33, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006SSMPNYY3P8424", "name": "FIDELIS CATHOLIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 84, "dollarVol": 10730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q26XXW77S35W27", "name": "First National Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 24880000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300STIW51KDGL2B62", "name": "First National Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 17280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 3, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002N9QET42VCAS33", "name": "New Market Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 28510000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 0, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IUMIMR7KEN9Z07", "name": "Elizabethton Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 19630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNXSV7JTOU7K53", "name": "Peoples Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 23740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 7, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DU4JZVSGF3G964", "name": "Cashmere Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 63590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 32, "3": 16, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8T6PR1YOM6967", "name": "State Bank of Southwest Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 27010000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 91, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 1, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUT7EEMS8S2B86", "name": "The Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 25760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUW02WEKP4OP52", "name": "The Victory Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 37780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 7, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV8S0IJF2QWL30", "name": "Stockmens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 15840000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 6, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGZNH5YBU04369", "name": "Kitsap Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 17310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 152, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 2, "3": 48, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HX04TQZO5URB98", "name": "Peach State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 42120000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 2, "3": 10, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930056PR716B2KIG98", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 13850000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 13, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZE5N7SFL05BW25", "name": "NORTHERN HILLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 84, "dollarVol": 8580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LDLCTUL5TXVH85", "name": "First Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 72280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 1, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E76OWAX7HQJX42", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 16290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 22, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K6JB8F2ZMRI65", "name": "Armor Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 84, "dollarVol": 20170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845007O1D13CFQBBT22", "name": "NEW JERSEY LAW AND PUBLIC SAFETY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 84, "dollarVol": 7610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P6QB5ISAUNV97", "name": "Georgia Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 83, "dollarVol": 62845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1500, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 1, "3": 17, "4": 15, "5": 0, "6": 1384, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1384, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWJ5O0AQLJKV83", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 83, "dollarVol": 11525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 199, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 9, "3": 17, "4": 0, "5": 0, "6": 0, "7": 50, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RD08FFMO7DRN13", "name": "Cross Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 24375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 2, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UMP0GPLDSH4L61", "name": "Cedar Valley Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 14205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 4, "4": 3, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Y2YCT81BVTL57", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 82765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 2, "3": 14, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZC48GOYCGYFE82", "name": "FIRST CHOICE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 83, "dollarVol": 21195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 0, "4": 17, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 17, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSXT524OFE8M55", "name": "CENTRAL COAST LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 83, "dollarVol": 33685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 1, "3": 1, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T1NXF0ZR9PMX05", "name": "STREATOR ONIZED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 83, "dollarVol": 6625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 12, "3": 58, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GPM8XFBE00Z637", "name": "Bank of Central Florida", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 34755000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 4, "3": 8, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E211LMPD5PAM20", "name": "BLUE SKY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 45585000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 5, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4DDTZBW3TC153", "name": "Kaw Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 14775000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 3, "3": 10, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZCL0UPU6NWT09", "name": "Mountain Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 39305000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7BPOO2YO2YE30", "name": "Montecito Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 91945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 181, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 10, "3": 24, "4": 17, "5": 3, "6": 0, "7": 23, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6I4IZA57BON59", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 15925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "89450088V2BYQUO61B62", "name": "ANECA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 83, "dollarVol": 22875000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 2, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXMSA3UUO46130", "name": "Incommons Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 83, "dollarVol": 15935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 141, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 3, "3": 22, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXCRU4C6HBN492", "name": "FCS Financial, FLCA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 82, "dollarVol": 18840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 9, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LU20D3H1812W20", "name": "WALL FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 82, "dollarVol": 39330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 141, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 26, "3": 0, "4": 31, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YBS0V28ZNVE97", "name": "American Nation Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 18610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 15, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGYC6O4770DL96", "name": "Kentucky Farmers Bank Corporation", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 8900000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 8, "3": 20, "4": 22, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003IFQ2Y89ZUY019", "name": "PHEPLE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 82, "dollarVol": 4740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 1, "3": 27, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BH50BFK66NHC96", "name": "First Burke Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 82, "dollarVol": 13380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065PWY9N8KCRQ96", "name": "Baraboo State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 17760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 157, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 5, "3": 25, "4": 13, "5": 5, "6": 0, "7": 11, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XLOX5FDT9R120", "name": "First Hope Bank, A National Banking Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 14950000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 1, "3": 19, "4": 10, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 10, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1FRYGOIEXG035", "name": "Kerndt Brothers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 19120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 4, "3": 13, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT7CCDCC7O6Z60", "name": "KEYPOINT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 82, "dollarVol": 32090000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 7, "3": 1, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AJB66305WKCT53", "name": "American Partners Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 82, "dollarVol": 16280000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LE8FCN6UKPSQ83", "name": "CARNEGIE MORTGAGE PARTNERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 82, "dollarVol": 39290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 205, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 8, "4": 44, "5": 2, "6": 0, "7": 4, "8": 65 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 44, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L9ZR7FYE68H705", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 19340000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 4, "3": 17, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM0VO0UBTMOZ05", "name": "CNB St Louis Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 26100000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 2, "3": 10, "4": 14, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALPT3HYIWS8833", "name": "Waldo State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 13610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 1, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VOHINLR793U293", "name": "Highpoint Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 17310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930011HPXXLJN2D407", "name": "Byline Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 82, "dollarVol": 96860000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 4, "3": 7, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7PPGN7EQJ6578", "name": "MUTUAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 82, "dollarVol": 7300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 201, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 31, "3": 63, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DOBILWQF3MQ479", "name": "PREFERRED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 82, "dollarVol": 5930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 35, "4": 55, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 55, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009E2AX2506YWP38", "name": "Bank of Brenham, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 21345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 6, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002ABBXAWQFIKV03", "name": "First Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 81, "dollarVol": 10945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 176, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 1, "3": 55, "4": 37, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008O36ZLTWMCKU62", "name": "F & M Community Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 22755000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 10, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QGEOVPON4RPM04", "name": "Alpine Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 81, "dollarVol": 7945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 8, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001IWK74A5N1RE93", "name": "DRAGAS MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 81, "dollarVol": 27605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 8, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y2VQW872IK0096", "name": "The First National Bank of Evant", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 15015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KGZVI015KO609", "name": "Canopy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 81, "dollarVol": 10125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 11, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VH8KY0194IAU87", "name": "HNB FIRST BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 7075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 1, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EAQ6YVQD0ZB49", "name": "Western Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 26165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWXVTVB5RRZN58", "name": "HOME FINANCING CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 81, "dollarVol": 31665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZQ2PP4RJDZR54", "name": "Lumbee Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 14605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 4, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS4CB1171BRJ08", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 51395000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 3, "3": 4, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002R8QX1FQSB8Z06", "name": "FIRST U.S. COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 81, "dollarVol": 14935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 20, "4": 31, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV77ZZ5ADLO929", "name": "Habib American Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 81355000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007RCYAICJL91Z44", "name": "Security National Bank of Omaha", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 48815000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 123, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 6, "4": 33, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 33, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1GCCNY7J42I93", "name": "Texas Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 81, "dollarVol": 47255000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 10, "3": 11, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0KQ09W67V4228", "name": "Ennis State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 80, "dollarVol": 20570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 3, "3": 46, "4": 20, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 20, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RKVDUINI2A8Y77", "name": "Merck Employees FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 80, "dollarVol": 11560000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 4, "3": 45, "4": 27, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 27, "incompleteCount": 13, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZEU2LB7FLWW04", "name": "FOUR POINTS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 80, "dollarVol": 13560000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 6, "3": 22, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JBN8UEVOU8O42", "name": "JEFFERSON FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 80, "dollarVol": 19050000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 160, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 21, "4": 11, "5": 0, "6": 48, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 48, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCNN38YBSHN374", "name": "FINGER LAKES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 80, "dollarVol": 6810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 23, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009DWV1Z50JILS65", "name": "The First National Bank of Groton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 80, "dollarVol": 8350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X5QCTPBYKG4S42", "name": "Northern State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 80, "dollarVol": 8770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 10, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LM58V37XNHOB58", "name": "Copiah Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 80, "dollarVol": 8800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 10, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X2ZT06KCNAN962", "name": "Northwestern Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 80, "dollarVol": 10930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Z4GZF8C2F3T27", "name": "STAR USA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 80, "dollarVol": 5160000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 262, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 155, "3": 27, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 155, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZYK1Z0EK2JC967", "name": "The Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 80, "dollarVol": 45870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 149, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 14, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RTMAIJNRX52596", "name": "FORTE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 80, "dollarVol": 18140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 5, "3": 11, "4": 7, "5": 0, "6": 1, "7": 4, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SENIFFLVGUHE44", "name": "FIRST FLIGHT", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 79, "dollarVol": 7345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 1, "3": 28, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UD8AEXTVCVAF72", "name": "Transportation Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 79, "dollarVol": 6425000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 163, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 7, "3": 37, "4": 29, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 29, "incompleteCount": 11, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LC0BP2X1F6BE13", "name": "DMB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 100285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 22, "3": 18, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFAGUDY5MUY541", "name": "AIM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 79, "dollarVol": 9165000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 1, "4": 6, "5": 0, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SC9Z72JZIKY819", "name": "Greenville Federal", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 79, "dollarVol": 17215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 23, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002AOWUCD3BSTP80", "name": "AmeriFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 22805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 5, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZNYJDVRF2ZLJ91", "name": "UNB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 11955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M3EF1JHLTH5P71", "name": "The Farmers Bank of Appomattox", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 13295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 4, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8LYY54XS86414", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 25535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 16, "3": 12, "4": 1, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLCEXBVVCBZ024", "name": "Panhandle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 79, "dollarVol": 14225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 3, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DJ8WC0BQHYR275", "name": "South Story Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 26565000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 0, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JEEAUO1ZDBXW22", "name": "CAPON VALLEY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 14805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 5, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076IPVDX26EBK58", "name": "NBC OKLAHOMA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 79, "dollarVol": 22065000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 4, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WNJM89PTUDS223", "name": "Nebraska Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 17135000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 1, "3": 5, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLS4UT5V6RUS41", "name": "William Penn Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 79, "dollarVol": 17495000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 128, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 1, "3": 24, "4": 16, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 16, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W5FH4XO4DKJB28", "name": "Harford Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 12440000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 2, "3": 31, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGCEIBDGBU7E37", "name": "FRONTIER COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 78, "dollarVol": 7820000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 159, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 17, "3": 19, "4": 17, "5": 5, "6": 0, "7": 8, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003PJRW71IW7BH70", "name": "American 1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 78, "dollarVol": 4140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 1, "3": 14, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YU4TTE8QEL245", "name": "Garden Plain State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 15600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 4, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XEQ3W7XTQXN65", "name": "BANKING MORTGAGE SERVICES, B.M.S. CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 78, "dollarVol": 37010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5DZ6P9KNT7H33", "name": "The Bank of Elk River", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 27060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 5, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007NQFYTLJ0O4M47", "name": "DECATUR EARTHMOVER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 78, "dollarVol": 4480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 24, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077O97ZNP1ECH16", "name": "MORTGAGE SOLUTIONS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 78, "dollarVol": 14800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 279, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 17, "3": 31, "4": 91, "5": 45, "6": 0, "7": 1, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 91, "incompleteCount": 45, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGWM7M3DKQ1F43", "name": "BRIDGE CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 78, "dollarVol": 4830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 152, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 3, "3": 54, "4": 10, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 10, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8LM6VPYEHWU46", "name": "State Bank Financial", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 19390000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 1, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007L3DI2JM8OHN91", "name": "MEMBER ADVANTAGE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 78, "dollarVol": 20420000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 841, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 77, "3": 84, "4": 102, "5": 17, "6": 0, "7": 110, "8": 373 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 102, "incompleteCount": 17, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWHDQQ6O8UNG56", "name": "Peoples Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 16950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 2, "3": 13, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KC6RR4UC6S050", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 20390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 10, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IU2EZH8TXNXE23", "name": "StanCorp Mortgage Investors, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 78, "dollarVol": 472090000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 1, "3": 8, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490016EME0PSK9PL28", "name": "Accentra Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 78, "dollarVol": 6300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 22, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5T60SK9MMCD03", "name": "SOUTHCOAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 78, "dollarVol": 8950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 9, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDBCZGR7DW6211", "name": "THE SOUTHERN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 78, "dollarVol": 9130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 2, "3": 16, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKHHL7A2K8YV94", "name": "MERIWEST MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 78, "dollarVol": 58360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 54, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930018CRFUH37BKR13", "name": "Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 24590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 2, "3": 11, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDU8N5KZBYRU81", "name": "Coleman County State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 20060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 91, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 5, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005F145IP6JL7314", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 78, "dollarVol": 33000000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 4, "3": 4, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VYEO55JM1VUZ93", "name": "GREATER WOODLAWN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 8535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 1, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTMRDRR2EQSI59", "name": "FIREFIGHTERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 8375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 4, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HCWCQYV87S4729", "name": "The First National Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 11665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 166, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 3, "3": 53, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1F1BRPWSZT586", "name": "Genesee Valley", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 77, "dollarVol": 5085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 27, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TJCZAM25V2WZ38", "name": "West Michigan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 6065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 192, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 15, "3": 50, "4": 22, "5": 1, "6": 0, "7": 13, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500O9D2D8A3B51B69", "name": "SRU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 4515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 6, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NO5XZV44V0UV76", "name": "Vermilion Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 6525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U0JNFQTFMNJ219", "name": "AVB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 19995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 3, "3": 11, "4": 15, "5": 4, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OI3V8V16I60I06", "name": "Kearney Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 12505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JU2DYRJVDHMG47", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 14485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 12, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "875500ZJDRM0XDIDE169", "name": "Advantage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 4305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003L2LYA333BZY52", "name": "Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 12375000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 29, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AH6CHRCS9EMF95", "name": "RIVERSTONE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 13125000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 1, "3": 9, "4": 2, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3MSPBPSPZLR85", "name": "First Trust Bank of Illinois", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 13895000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 1, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNJJYJMOPHAH96", "name": "Pasadena Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 9365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 11, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500FC8569569B5B24", "name": "COMMUNITY ONE CREDIT UNION OF OHIO, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 4575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020YFOV56MQ7B70", "name": "KINETIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 7455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 35, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNMONGVTFMXS97", "name": "BLAIR SERVICES OF AMERICA INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 77, "dollarVol": 43395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 3, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YK8RG6J51VOI08", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 20235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HWPC2WEGN8NF25", "name": "Metrowest Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 7495000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 1, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSHLM42Y6DYI34", "name": "RIVER VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 77, "dollarVol": 5485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CMO3QHQGZ2Z096", "name": "First State Bank of Campbell Hill", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 77, "dollarVol": 7515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6AZER0SHGEN26", "name": "SUMMIT HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 76, "dollarVol": 16200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 4, "4": 22, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPDWAT9R7KRW05", "name": "KNOXVILLE TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 76, "dollarVol": 13910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJILJTNAUVMD85", "name": "Armstrong Associates Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 76, "dollarVol": 5000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900237R332M8L2724", "name": "The Miners National Bank of Eveleth", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 13620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 3, "3": 9, "4": 24, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300167EZ5P8B06R34", "name": "SUNBELT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 76, "dollarVol": 7280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 199, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 18, "3": 75, "4": 20, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 20, "incompleteCount": 10, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4CEEGC4KCFI45", "name": "TELCOE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 76, "dollarVol": 16100000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CUWSNZ9IXV1Z27", "name": "NEW MILLENNIUM BANK, INC", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 47070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 2, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV76T00EYJVR19", "name": "Palmetto State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 17910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 3, "3": 12, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EEYVCFG0V6Z057", "name": "Tennessee State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 32580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 7, "3": 43, "4": 24, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 24, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZ038VQFB4UY84", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 15950000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 1, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C93QPBEWPGBI16", "name": "Valley 1st Community FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 76, "dollarVol": 4940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XE7ZLYUW25E11", "name": "American Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 97260000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 14, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBD8RBYHSIS855", "name": "Argent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 76, "dollarVol": 7000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 138, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 43, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E5RO9KE6OFNQ81", "name": "FINANCE FACTORS, LIMITED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 76, "dollarVol": 72990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 154, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 3, "3": 29, "4": 40, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 40, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQHFVUMVZAI777", "name": "First Enterprise Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 24310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KILAW2M87QR043", "name": "INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 76, "dollarVol": 5510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 2, "3": 12, "4": 0, "5": 0, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023OB56DYOL3G92", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 12980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 17, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZ54QGM0WNLC84", "name": "Hoosier Heartland State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 15770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 7, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5TUVYUVESV584", "name": "Archer Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 76, "dollarVol": 18230000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 8, "3": 7, "4": 17, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P4A09O6AABF892", "name": "First Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 76, "dollarVol": 24480000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 7, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845006EEFF0EDFA9E57", "name": "City Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 18385000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U65DCP595ABD45", "name": "COMMERCIAL STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 12885000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NRU0TO5WZHHH62", "name": "SOUTH METRO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 8585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 145, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 5, "3": 9, "4": 14, "5": 0, "6": 0, "7": 11, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490030Z1TAY4VPEL47", "name": "Kingsport Press Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 6215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007FRLGNQEXCGS66", "name": "First Nebraska Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 15275000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 16, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7RPUYDIE5FH39", "name": "MUTUAL SECURITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 75, "dollarVol": 15055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 1, "3": 6, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CCCPJ8S6GUIT87", "name": "Harbor Pointe Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 11895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 6, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHFDNFAMLATM94", "name": "First Seacoast Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 35425000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 5, "3": 13, "4": 19, "5": 3, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 19, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047YAX7UHRKN043", "name": "NIZARI PROGRESSIVE FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 42745000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 2, "3": 9, "4": 34, "5": 4, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 34, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWJ0FR6RCHNK90", "name": "TRUE NORTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 9405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 6, "3": 48, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6FW0UWRZJW587", "name": "Eagle Rock Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 21425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 1, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LUVSH5K254AU10", "name": "The Shelby State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 9585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 9, "3": 14, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LBMDUHY340Y645", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 27275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 7, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UYF8OQLB7L7745", "name": "PINE BLUFF COTTON BELT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 8835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUTKMSWP8JCE68", "name": "The Neffs National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 14135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 91, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 16, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SXHTIGZ7X3CS43", "name": "Lusitania Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 43015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 2, "3": 11, "4": 10, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 10, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXXWNCQH5XX485", "name": "HARVESTERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 24465000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 1, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGP3B8XPP1N814", "name": "ARRHA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 75, "dollarVol": 10515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 16, "4": 3, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 3, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GHHD2LL3US857", "name": "Citizens Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 75, "dollarVol": 26375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 110, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 2, "3": 12, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDJ660YLLPS872", "name": "Williamstown Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 12790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 1, "3": 5, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300911X1OUPJU7Y90", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 13310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001LYHHRVGJ6B97", "name": "Cornerstone National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 28880000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 2, "4": 7, "5": 0, "6": 1, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A6T9G3QXH9KZ27", "name": "Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 18660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 7, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJPOL64WXEFY56", "name": "DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 74, "dollarVol": 6310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 2, "3": 9, "4": 19, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 19, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082CRK7E43ZJ680", "name": "First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 74, "dollarVol": 8270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 12, "3": 22, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W601P3EA8Y5794", "name": "Insignia Capital Corp.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 74, "dollarVol": 37160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 1, "3": 1, "4": 25, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 25, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFFZ9YOVNMJO35", "name": "Bank of Dawson", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 5340000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490031SXYH24299E86", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 8700000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 4, "3": 16, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDJMNOWGXL6236", "name": "Farmers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 11780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 17, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LVO0PEC3F2EB53", "name": "RTN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 74, "dollarVol": 22930000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 2, "3": 22, "4": 3, "5": 2, "6": 0, "7": 13, "8": 58 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035WLX14VQW9V81", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 74, "dollarVol": 20580000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 3, "3": 9, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6BONVKN6UXC26", "name": "PARDA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 74, "dollarVol": 6100000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 3, "3": 17, "4": 11, "5": 7, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 11, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003IXQM06TTWQV75", "name": "Andover State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 23955000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 2, "3": 9, "4": 22, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 22, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YS08XHF42M037", "name": "PIONEER VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 73, "dollarVol": 12835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 25, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFFM0IGJLBWH48", "name": "WEST VIRGINIA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 73, "dollarVol": 7095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 12, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VZM7V5ZDUJAQ32", "name": "Mon Valley Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 73, "dollarVol": 4945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSWMVSCXIPC896", "name": "MEMBERS FIRST CREDIT UNION OF FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 73, "dollarVol": 9265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 12, "3": 31, "4": 5, "5": 0, "6": 0, "7": 1, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIIXX6NYY12891", "name": "First Community Bank of Central Alabama", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 13275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001DKNDZW3UIWI38", "name": "Cornerstone State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 15325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HIDMT4ZG09RP47", "name": "CREDENCE FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 73, "dollarVol": 23195000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 2, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q0QG1CZF1H4O06", "name": "AFFINITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 73, "dollarVol": 7665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFIO7B8IHC0H05", "name": "Farmers and Drovers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 9745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZW58TM1KU8CK35", "name": "Falcon International Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 30765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 27, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QC9XDDY8OVYU54", "name": "Slovenian Savings & Loan Association of Franklin-Conemaugh", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 12335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VE85K2XTVRSG76", "name": "The State Bank of Faribault", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 19735000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3UCOTNUZIEB53", "name": "Mauch Chunk Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 12315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 174, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 5, "3": 49, "4": 31, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 31, "incompleteCount": 16, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NDK40VRDTY4O46", "name": "Encompass Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 73, "dollarVol": 5745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DON8SDKGYIL122", "name": "Intercredit Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 30485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 12, "4": 15, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 18, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARBVNKXMFFP204", "name": "HomePride Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 10525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 2, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006D5TDDSA5NA741", "name": "Earlham Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 20715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 9, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNGK57UA6SFP52", "name": "Bristol Morgan Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 11725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 3, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490049RRVB8S6CG210", "name": "Farmers and Merchants Bank of Long Beach", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 73, "dollarVol": 57125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 46, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8N9KVQUKVNJ71", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 17240000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUCZWG8XJCW607", "name": "Triangle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 72, "dollarVol": 26100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 332, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 5, "3": 87, "4": 166, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 166, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004X2N6JAS9Z3C97", "name": "First Savings and Loan Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 72, "dollarVol": 41460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HD4RROQDXNWI45", "name": "PACIFIC N W FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 72, "dollarVol": 9410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 145, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 13, "3": 14, "4": 3, "5": 8, "6": 0, "7": 27, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 8, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KH5RQTNDNNHM28", "name": "The First National Bank of Carmi", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 13910000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 6, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008FT4WVSLWPKG77", "name": "River Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 90480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 5, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSZB60GNONKL22", "name": "RAILWAY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 72, "dollarVol": 9070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 10, "4": 6, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TXFI7UH4GDK877", "name": "MILLBURY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 72, "dollarVol": 22090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 9, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWQV4ZV6WMCK88", "name": "AMERICAN SOUTHWEST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 72, "dollarVol": 6630000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 25, "4": 17, "5": 1, "6": 0, "7": 4, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P1I9VHKMF8R991", "name": "First Federal", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 72, "dollarVol": 21130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 17, "4": 24, "5": 7, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 24, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Q218ZJ8R1WN88", "name": "Badger Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 13930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZFB670NG8MF92", "name": "Community First Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 18200000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 9, "3": 26, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYNOL8D0H1YY31", "name": "ONE VISION Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 72, "dollarVol": 5630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 18, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LPLWFD36TB5P09", "name": "The Bank Of Clarendon", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 13730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O86JRT86YLQO47", "name": "Seasons Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 72, "dollarVol": 6580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 40, "4": 32, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XQNDJJMBTOTK04", "name": "Westside State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 11880000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V3N91EH05UWL23", "name": "SKYONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 72, "dollarVol": 14720000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 126, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 3, "3": 16, "4": 25, "5": 2, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 25, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008SG8GC5XJ48M17", "name": "The Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 7780000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007D2VPXSKV4K019", "name": "Partners Bank of Wisconsin", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 12310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OS6U8YWYOKJP92", "name": "PeoplesTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 8780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 4, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930054UTIC988TNU54", "name": "DIRECT LENDING PARTNERS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 72, "dollarVol": 110850000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 249, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 94, "3": 29, "4": 42, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 42, "incompleteCount": 12, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TO7P4MVLV70225", "name": "First National Bank of Brookfield", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 72, "dollarVol": 36000000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 3, "3": 3, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQL7U3JZ4LCJ17", "name": "MORTGAGE MARKETS CUSO, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 72, "dollarVol": 19290000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 7, "4": 32, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 32, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JKYBEV1DF8FD32", "name": "Banesco USA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 71, "dollarVol": 110825000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 150, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 4, "3": 11, "4": 14, "5": 0, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009I5SQ5XN6WFU76", "name": "Residential First Capital", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 71, "dollarVol": 46385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 0, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XNU40KOITE062", "name": "Greater Pittsburgh Police Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 71, "dollarVol": 4105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 11, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PK4T5VBRY4TE47", "name": "CALLISTO GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 71, "dollarVol": 42485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CU8QPZJILTBA54", "name": "PREMIER MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 71, "dollarVol": 19705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 2, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XV2UKEPAMX9H12", "name": "Gulf Coast Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 10205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 6, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXWG67QZF4I652", "name": "Fifth District Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 27115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 12, "4": 6, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 6, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LYVRGGGBBPPV22", "name": "Southern Hills Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 9165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 14, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007GY2VTKC08IS96", "name": "BEAVER VALLEY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 71, "dollarVol": 2935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G3F37LO9XNZA95", "name": "Best Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 71, "dollarVol": 6825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQPLN40YTRSL84", "name": "QUANTUM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 71, "dollarVol": 4965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 10, "3": 22, "4": 3, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TSSJ6QLFK4C243", "name": "Citizens 1st Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 31815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 6, "3": 14, "4": 24, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N7MKAZNGCKT625", "name": "HARRIS COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 71, "dollarVol": 4615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006S21NZTF9Y1L04", "name": "Farmers & Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 31805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 9, "3": 6, "4": 8, "5": 2, "6": 0, "7": 1, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "21380055IMHX3N5UL146", "name": "VALLEY STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 8385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 9, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V2JTNKMMF06966", "name": "Talbot State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 6485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 19, "3": 12, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001S0U8EFNDOG816", "name": "Commercial Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 20035000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 3, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Y4D5054GY3J13", "name": "City State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 21445000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 4, "3": 5, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HN78XQ5US3306", "name": "CSE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 71, "dollarVol": 12275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 5, "3": 17, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ETVHBTJEF0O91", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 40535000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOTRV68OSXM837", "name": "Mutual Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 18815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 184, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 28, "3": 9, "4": 38, "5": 5, "6": 0, "7": 25, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 38, "incompleteCount": 5, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRTANBKSC2EB64", "name": "Journey Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 71, "dollarVol": 5045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 12, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TW0BIDE6JENM80", "name": "The Pennsville National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 8695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 91, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 18, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RJ5S2V4F8C4H36", "name": "SUMA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 71, "dollarVol": 27915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 6, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWUZ3ZGKKC7W73", "name": "Merchants and Manufacturers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 22285000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 3, "4": 3, "5": 0, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6X9E8QVGNA045", "name": "City First Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 135695000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 18, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JL3TGNE3Y7PE33", "name": "Texas Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 71, "dollarVol": 52425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 4, "4": 6, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M9RHNQ4107R694", "name": "GOLD COAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 70, "dollarVol": 7030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 9, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004R5IWT90NBTB98", "name": "Virginia Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 32370000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077RRQE77TVA474", "name": "The Sacramento Deposit Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 7490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 6, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIQFQDTNNY6967", "name": "LISBON COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 70, "dollarVol": 6980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HBR13MJYNT3634", "name": "Two Harbors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 70, "dollarVol": 4810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUVWGNUHYOLA93", "name": "COCA-COLA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 70, "dollarVol": 10350000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 1, "3": 23, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPG4IUQOVV5C90", "name": "Middlesex Federal Savings, F.A.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 70, "dollarVol": 76640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 3, "3": 1, "4": 7, "5": 0, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V315P16H3FSD37", "name": "Lone Star Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 70, "dollarVol": 7840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 1, "3": 67, "4": 17, "5": 4, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GH41JLTHV1SQ41", "name": "WELCOME HOME FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 70, "dollarVol": 26990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 9, "3": 10, "4": 38, "5": 0, "6": 0, "7": 3, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SCAXHT20CVF122", "name": "FIRSTIER BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 20130000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 10, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I4IUWMEMGLST06", "name": "Cypress Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 14130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 8, "3": 27, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GTVF72J2WFE10", "name": "Illinois Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 70, "dollarVol": 4080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 141, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 5, "3": 54, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001TKHVR1XBO7H51", "name": "MCKENZIE BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 70, "dollarVol": 11780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 22, "4": 17, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EE4TIFHU1Z3G10", "name": "INTEGRITY MORTGAGE & FINANCIAL INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 70, "dollarVol": 27930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 11, "3": 5, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058NMHTLEZ3C025", "name": "Security Bank of Kansas City", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 224820000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 3, "3": 26, "4": 27, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 27, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080GH2G8DISFG28", "name": "First Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 9510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUWQTVWWH3TM22", "name": "The National Capital Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 58170000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 3, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWE4NILBIKKI92", "name": "Fleetwood Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 19180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 4, "3": 2, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JSR03JVTTZ6039", "name": "United Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 70, "dollarVol": 2750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 16, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOHR7SBPQ7WJ92", "name": "MILLENNIUM BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 24020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 8, "3": 13, "4": 7, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B201Z415GE5E85", "name": "Somerset Regal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 23150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 211, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 14, "3": 13, "4": 27, "5": 4, "6": 83, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 27, "incompleteCount": 4, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 83, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QRJBX9155TRB79", "name": "Falcon National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 49820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 5, "3": 7, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PHRI1MCM69UM20", "name": "First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 22830000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 7, "3": 10, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TR24TWEY5RVRQV65HD49", "name": "Santander Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 1252640000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 1, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SHQJPJG8CN8153", "name": "HomeTown Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 34700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 15, "3": 15, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003CEZ9JGZYJ4J88", "name": "Bank of Yazoo City", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 10310000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 5, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BLY7T77VMK2263", "name": "Catlin Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 70, "dollarVol": 6230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 7, "3": 16, "4": 8, "5": 0, "6": 0, "7": 32, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KDM58LZT5C96", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 28025000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 91, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 10, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZ7K4DPF84PF16", "name": "Pioneer Community Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 6655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 17, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005HG8EMM4748S60", "name": "Germantown Trust & Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 11225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 5, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S3XVSI9XULIM45", "name": "First National Bank in Port Lavaca", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 15665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 14, "3": 25, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UGOOUZ7MQRIN06", "name": "Settlers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 27905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 0, "4": 8, "5": 1, "6": 0, "7": 1, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEXKSBTXDVT278", "name": "First Oklahoma Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 32635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 0, "4": 0, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JF52QHLC8BF081", "name": "Texas State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 28995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RQGV5F7NXZZ089", "name": "Castroville State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 19115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 2, "3": 26, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z8EM6P4IUIYG50", "name": "Waterford Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 25595000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 4, "3": 2, "4": 6, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UQIE22KBNLG837", "name": "River City Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 69, "dollarVol": 7965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 83, "4": 40, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 40, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNP4W96HB6LV07", "name": "Sterling Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 30785000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DRRUT25BYSOL40", "name": "Bank Northwest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 11675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 7, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TPAN1WJY46W431", "name": "Essex Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 19065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 9, "4": 16, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EIBXII5C4D4548", "name": "TULARE COUNTY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 69, "dollarVol": 3555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 17, "3": 21, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZDBO5YOE6XVB14", "name": "Malvern Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 11955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009IIR21WKPEE762", "name": "AlaTrust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 69, "dollarVol": 10645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 158, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 48, "4": 33, "5": 2, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 33, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008L3Z5ZSC32UL43", "name": "PEOPLES STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 16525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061HIZ1MCMEOR72", "name": "BankFinancial, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 69, "dollarVol": 37815000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 11, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SJONZGRA3CJM44", "name": "The Apple Creek Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 69, "dollarVol": 11755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 24, "3": 12, "4": 2, "5": 0, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BAR7I9CB7YO393", "name": "The First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 26110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 1, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006PPEKKNUB9O715", "name": "Community Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 20900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 1, "4": 7, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7SKMG274G2Y20", "name": "GARDEN SAVINGS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 68, "dollarVol": 14310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 1, "3": 38, "4": 10, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 10, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1IQXJ1CSCCU16", "name": "HOPEWELL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 68, "dollarVol": 4890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 16, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UKANDAKWQ7CR03", "name": "NORTHEAST SECURITY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 9300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006AC9Y4MDVXIL37", "name": "Extra", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 68, "dollarVol": 8620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 2, "3": 16, "4": 9, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 9, "incompleteCount": 21, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJPU5FBHX6JQ61", "name": "INTANDEM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 68, "dollarVol": 4170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 9, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F4K0YUTIQ7Q952", "name": "Oklahoma Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 68, "dollarVol": 6380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 9, "3": 27, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BHD8N0WSH1Q305", "name": "POWERCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 68, "dollarVol": 8950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 9, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053QEQO83AZIX15", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 7740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 1, "3": 13, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSV5GUFPY3IT90", "name": "Superior Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 8160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HGDHH72X1BE36", "name": "The Greenwood's State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 32850000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 4, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000N2MFQSET3L013", "name": "FIRST UNITED BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 11510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930084GJFEXBIOGU45", "name": "Providence Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 21520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NURL1XA7P0O968", "name": "First Sentinel Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 16770000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 8, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AKNL0HLB9M9B52", "name": "Trubank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 68, "dollarVol": 12840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 5, "3": 6, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009L8OBHJQW5DQ13", "name": "Sentry Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 23040000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 6, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ2DUIQKBO9U08", "name": "Scott State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 6080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 2, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZVK94NEC553D12", "name": "Carson Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 13220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 3, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I445780YG38U05", "name": "North Coast Financial, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 68, "dollarVol": 24780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLBHBLTPBU7507", "name": "El Dorado Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 23020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 11, "3": 14, "4": 10, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 10, "incompleteCount": 6, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CNDBHD7VKHK806", "name": "NobleBank & Trust", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 68, "dollarVol": 12130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 11, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006I89JVMC44TE62", "name": "Murphy-Wall State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 68, "dollarVol": 8990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 12, "3": 15, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WLIQVZ1HPUUJ36", "name": "TXN Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 18815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 3, "3": 14, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009NMZ1FPA016I77", "name": "Celco Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 67, "dollarVol": 10625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODE6V13YFWTW21", "name": "HOUSTON TEXAS FIRE FIGHTERS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 8575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 193, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 117, "4": 2, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 2, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C62MGHXEJVMZ35", "name": "WEST VIRGINIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 67, "dollarVol": 4605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 4, "4": 3, "5": 1, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PONSHZ2J8TRD25", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 8825000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 1, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TSQQR4KZYLBZ0MLQ5D71", "name": "State Bank of Chilton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 18565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 13, "3": 4, "4": 3, "5": 0, "6": 0, "7": 4, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PDELOGUKYYDA02", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 11895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 10, "3": 14, "4": 1, "5": 0, "6": 0, "7": 6, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005IUIJTSX4P5695", "name": "The First National Bank of Bellville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 22455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 1, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PP57SEJJCWLI44", "name": "Maine State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 67, "dollarVol": 14035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 26, "3": 18, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QUWFE9UINQOY10", "name": "Robertson Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 29615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 16, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000L4JCTDWD6WT73", "name": "COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 9805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 2, "4": 7, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8ZRL1FNUUOA59", "name": "READYCAP COMMERCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 449775000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 111, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 2, "3": 15, "4": 25, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 25, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COR6KN4QP42U93", "name": "CORNERSTONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 67, "dollarVol": 4465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 1, "3": 26, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300181OTPC1TU7Q22", "name": "Bridge Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 7525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQJU3WVKMRXR40", "name": "PATRIOT ONE MORTGAGE BANKERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 35735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 3, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HOPKX8O1S8MJ63", "name": "RIEGEL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 5525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 7, "4": 3, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J7DJ7V4CSZCK98", "name": "COOPERATIVA DE AHORRO Y CREDITO ORIENTAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 7395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 13, "4": 9, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 9, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GHFQ9KF6G4PN32", "name": "First Central Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 67, "dollarVol": 5635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 150, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 9, "3": 35, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008F85XOERURYW13", "name": "First Savings Bank of Hegewisch", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 17865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 182, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 3, "3": 46, "4": 37, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 37, "incompleteCount": 29, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GUYDBDZG4ZR64", "name": "TELCOMM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 67, "dollarVol": 5245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3F3G50WF6GG95B8BM859", "name": "FIRST HOLDING COMPANY OF CAVALIER, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 67, "dollarVol": 11945000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005QZNPGRQNTRB15", "name": "Ipava State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 10395000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 2, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490034470BYC1MSE16", "name": "Rivers Edge Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 67, "dollarVol": 7865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A6NF3MQMOHKJ20", "name": "Foote Capital Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 66, "dollarVol": 16370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 8, "4": 4, "5": 0, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JMT2KAYN9PTX82", "name": "Members Mortgage Services, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 66, "dollarVol": 11280000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1337, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 43, "3": 60, "4": 19, "5": 0, "6": 722, "7": 161, "8": 266 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 722, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W6YNVUG39YQI51", "name": "South Georgia Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 5930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 2, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300563RCDKOF2Y487", "name": "Citizens Building and Loan, SSB", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 66, "dollarVol": 16150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 30, "4": 10, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MIICHJBUDK6R97", "name": "United Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 12850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 9, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490029ZGGK0O5HP605", "name": "Bank of Erath", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 4920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 9, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XDYZ6BODFLQ385", "name": "The First Citizens National Bank of Upper Sandusky", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 11630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 4, "3": 14, "4": 7, "5": 1, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNZNDD5FZ2PF62", "name": "Star Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 9510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 2, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930041S7CZYMJ4CH46", "name": "The First National Bank in Tremont", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 8480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 3, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FYRC3KHM4DQBX5PWG390", "name": "North Dallas Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 51260000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 4, "3": 25, "4": 25, "5": 2, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 25, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800GF3VF8WSF5Q651", "name": "FOREST PARK NATIONAL BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 30950000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4QN9VP69K5I11", "name": "ACCESS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 66, "dollarVol": 4480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 13, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LL55GPEKSXNY85", "name": "The Falls City National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 15800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPDWEFBGPJPW67", "name": "First Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 11270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 6, "3": 18, "4": 12, "5": 1, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X9F6RDCRU0HK78", "name": "First Bank of Owasso", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 12770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 4, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OEQLAPVDI0LD92", "name": "Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 11760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 18, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHRL270LZY2I23", "name": "Somerville Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 11810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 16, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q11S3TY9CVFA05", "name": "Multipli Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 66, "dollarVol": 5660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPFP1WXCNBNR50", "name": "KANZA Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 13360000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "89Z2WRK82BORVH42CP71", "name": "West Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 133560000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 11, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P8ZH9AQQIA8T88", "name": "Farmers Building and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 10440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TZ5NHC3GYO2U31", "name": "Henderson Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 11850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 7, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JG0TE6ZVYQ7857", "name": "DENVER SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 66, "dollarVol": 16160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 2, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MVYX1L50756117", "name": "VOYAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 66, "dollarVol": 9860000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 6, "3": 9, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUVDQ4UATCVD64", "name": "Farmers and Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 9275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 5, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PW1USAMXJ2SQ82", "name": "NEW ALLIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 3665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JEHXW73XYX6533", "name": "Cattaraugus County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 13855000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SH2PPMV71O6830", "name": "TREMONT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 27455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 16, "4": 13, "5": 12, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 13, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002V3ASSGQWSEF62", "name": "LimeBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 65, "dollarVol": 8595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 6, "3": 8, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q9WQZE336R0U94", "name": "Kensington Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 15975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 2, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X6CJ5UBMRIAX42", "name": "PARKSIDE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 3165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 125, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 14, "4": 18, "5": 11, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 18, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZRQ03T8H2Y769", "name": "Community Trust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 8375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 1, "3": 25, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQ2SN6TRRGB032", "name": "FNBC Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 38945000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 3, "3": 4, "4": 13, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004PVBWPAZBFE759", "name": "ALLTRUST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 16715000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D8X5TTTSY8Z707", "name": "ARIXA SECURED INCOME FUND, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 65, "dollarVol": 95595000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1RVMMHUVKTQ94", "name": "MutualOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 77755000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 2, "3": 1, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVHSR5J0LNLQ61", "name": "Hershey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 7975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 5, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B71NF607TXAW72", "name": "Bodcaw Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 10255000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 5, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PU6VF7RGG5TI18", "name": "Serve Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 5625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMZQGVLZ5KCW51", "name": "AUBURN UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 7495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 91, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 6, "3": 15, "4": 0, "5": 3, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DFXO7V7YOKJ57", "name": "CENTRAL STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 8995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 6, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7GVUYHQEDEE56", "name": "UNITED SECURITY FINANCIAL CORP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 65, "dollarVol": 26005000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 797, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 7, "3": 12, "4": 35, "5": 0, "6": 678, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 678, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005C8ZBTKUWJPI93", "name": "First Missouri State Bank of Cape County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 17315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 9, "3": 0, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VOPM5QG76KFF73", "name": "ARC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 3905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003VXRP1TSRJCM25", "name": "Pine River State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 12785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 7, "3": 15, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930032YM5T2EF3J715", "name": "MEMBERS FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 5125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 2, "3": 7, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5ZV9HW2DYO911", "name": "Hendricks County Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 13075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 2, "3": 16, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUQL0X1TB8PM88", "name": "Bank Star", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 65, "dollarVol": 14815000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 4, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JK7FP26MG28H96", "name": "COMPASS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 65, "dollarVol": 4745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MW4XR7DUGZXU81", "name": "BlueHarbor Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 30240000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 4, "3": 8, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1QXZDN5R0UD44", "name": "Jeff Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 20250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 168, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 13, "3": 77, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002ZF7XTZGVKY26", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 22960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKFM8W0GQXCQ93", "name": "Michigan Legacy Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 64, "dollarVol": 8540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 131, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 1, "3": 33, "4": 26, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 26, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5JG6WBCSZ7M53", "name": "AGRICULTURE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 64, "dollarVol": 5810000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 5, "3": 26, "4": 18, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 18, "incompleteCount": 17, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845009L1378CEE50A18", "name": "UTICA GAS & ELECTRIC EMP CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 64, "dollarVol": 8140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXCDKIWPEE4R73", "name": "The Peshtigo National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 9890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 1, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8I9USTJ1JA072", "name": "Magnolia State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 5870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6D12TWGGIV170", "name": "GREAT ERIE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 64, "dollarVol": 4990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SEIRB4CK6DTC04", "name": "The First National Bank of Lawrence County at Walnut Ridge", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 6210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 12, "3": 19, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OA8B0OLDA16R42", "name": "The Farmers and Merchants National Bank of Nashville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 12770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 3, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SL0H3ZRSDNV180", "name": "Park Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 7520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MBSNDZDNPHNF53", "name": "HEALTH ADVANTAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 64, "dollarVol": 6620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 2, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZP58VS10D8CK07", "name": "The Farmers State Bank of Westmoreland", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 12000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IDUXRYG23KYY13", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 11600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 5, "3": 9, "4": 11, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009M5QY5LPV18B47", "name": "GREAT BASIN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 64, "dollarVol": 5400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 135, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 19, "3": 43, "4": 1, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 1, "incompleteCount": 8, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ORL3AOAHZ46F19", "name": "Exchange State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 9210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LW4R4AM7URY378", "name": "Great Oaks Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 13400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 13, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007MVCEU8QCNWC60", "name": "Rio Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 34350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 12, "3": 15, "4": 6, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HJSQXR32ZGFP55", "name": "Marine Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 36220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 6, "3": 14, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MSHJQMAF6B3Q76", "name": "Platinum Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 22290000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KXKBNKNWDAIL39", "name": "MEMBERS1st Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 64, "dollarVol": 11290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490051QQ72KQWNN915", "name": "COMMUNITY BANK OF MARSHALL", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 64, "dollarVol": 6560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 3, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J3YLW53W0K4T67", "name": "CENTENNIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 64, "dollarVol": 14040000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 262, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 2, "3": 111, "4": 63, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 63, "incompleteCount": 22, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XX2FPZR1Y4FO11", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 20335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 5, "3": 4, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006BN3B3B1H3B988", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 18615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 6, "3": 37, "4": 27, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 27, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000I1D48IYADQB06", "name": "CINCH FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 63, "dollarVol": 34835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "FHA", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LSUA7OOX54X398", "name": "HAR-CO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 63, "dollarVol": 18725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 2, "3": 3, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EI8WIPSALARU71", "name": "Heritage Bank of St Tammany", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 15655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 7, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003F5IG7YZ4PQ253", "name": "BankSouth", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 63, "dollarVol": 22615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000B61DDZ2PG1515", "name": "TBK BANK, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 31365000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 4, "3": 35, "4": 18, "5": 1, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJCGICP5CDWM63", "name": "CONWAY FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 63, "dollarVol": 25945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O3C6Y0X1FKZJ98", "name": "The First National Bank of Elmer", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 79265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 1, "3": 25, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FYMABY3EPG2K50", "name": "Bank of Milton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 12355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 5, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007W0I8SLLDP5N98", "name": "MATANUSKA VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 63, "dollarVol": 14975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 16, "3": 23, "4": 23, "5": 5, "6": 0, "7": 3, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 23, "incompleteCount": 5, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DA1N0K2LJI0471", "name": "CHOICE ONE COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 63, "dollarVol": 3595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 31, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000HP3PE9SZG4B02", "name": "CAPITOL FEDERAL LOAN COMPANY, LP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 63, "dollarVol": 42215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRNKKCY7NMXC23", "name": "FARMERS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 9745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TX687EP8MPL372", "name": "Lone Star State Bank of West Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 63, "dollarVol": 16525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MS554K1PP0026", "name": "Century Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 63, "dollarVol": 3965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALAL7EW71UE133", "name": "West Texas National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 21840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 156, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 15, "4": 9, "5": 1, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OITV2T766YLP15", "name": "OCEAN STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 62, "dollarVol": 12810000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 18, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L0XOVEOJWGQO95", "name": "CROSS VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 62, "dollarVol": 4670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 1, "3": 19, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058TT77ICBGRI91", "name": "GEORGIA HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 62, "dollarVol": 3520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 24, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q88XHYAWBJTS50", "name": "Lakeview Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 16420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPYR4FPCKYRF48", "name": "The Halstead Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 9600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNV94E4Y2HSK54", "name": "Tri-County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 18690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 2, "3": 14, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BLW96EF9AADU93", "name": "Members First Credit Union Of N.H.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 62, "dollarVol": 9350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 6, "3": 15, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W76QLF060CER73", "name": "First South Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 62, "dollarVol": 14640000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 10, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OEWY869SOVHF18", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 10420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 12, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODHOF8ORD47F11", "name": "First New Mexico Bank, Las Cruces", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 14770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 3, "3": 39, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NXKD4J4RBJI403", "name": "Ameristate Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 10800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 17, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QMMJSALZQVP721", "name": "PUBLIC EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 62, "dollarVol": 6200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 304, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 7, "3": 29, "4": 26, "5": 4, "6": 176, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 176, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C04W4R4VGWRT26", "name": "DUKE UNIVERSITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 62, "dollarVol": 4490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 21, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYCNS3JDVQXU89", "name": "State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 22690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 2, "3": 19, "4": 23, "5": 7, "6": 0, "7": 14, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 23, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LNO5N4F760786", "name": "First Northern Bank of Dixon", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 55370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 10, "4": 15, "5": 4, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 15, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HXPUN0BQEZ4350", "name": "Alternatives Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 62, "dollarVol": 5810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "21380054U5NKZKBQ4128", "name": "Central Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 62, "dollarVol": 30900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 3, "4": 17, "5": 8, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 17, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJ3PWN9QTWAN34", "name": "Peoples Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 19105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ST36V2G6YFH54", "name": "PIONEER APPALACHIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 61, "dollarVol": 5875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 118, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 14, "3": 24, "4": 7, "5": 0, "6": 0, "7": 0, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4KO88PZ6HZH66", "name": "NESC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 61, "dollarVol": 6205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIZECN2NB3I529", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 13605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 2, "3": 12, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DY5ZVXIORLFC39", "name": "Bank of Bridger, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 13735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 5, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKZTKVQFQNP844", "name": "Whitesville State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 5575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 5, "3": 30, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LWP1GP6WN1YQ84", "name": "Thrive Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 61, "dollarVol": 3225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 1, "3": 0, "4": 0, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HOQL7ZEKTRZ55", "name": "GREAT PLAINS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 61, "dollarVol": 3385000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 2, "3": 15, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009N13S1TDMHNJ11", "name": "NORTHEAST FAMILY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 61, "dollarVol": 4685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002R2CJ2LF78PR19", "name": "Seneca Savings", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 61, "dollarVol": 13205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 165, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 6, "3": 5, "4": 2, "5": 1, "6": 90, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 90, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PEMVJN4DS4MS43", "name": "Independent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 61, "dollarVol": 4825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 14, "4": 11, "5": 8, "6": 0, "7": 3, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 11, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LX1HMON836J004", "name": "The First National Bank Of Milaca", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 10055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 11, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VK6BPC7QRSZD77", "name": "Southwestern National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 39145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 1, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UF6Z8RGZ16RJ75", "name": "Simply Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 17585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 3, "3": 13, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004MWCDBCBTXE044", "name": "Lake Forest Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 50985000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 4, "4": 14, "5": 2, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VRPB0NU0485164", "name": "RiverHills Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 8725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM1IZYGQDSNL85", "name": "Texana Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 9775000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1918, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 114, "3": 525, "4": 879, "5": 339, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 525, "withdrawalCount": 879, "incompleteCount": 339, "approvedNotAcceptedCount": 114, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1YHCNRTYZ3E91", "name": "AMERICAN HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 61, "dollarVol": 24395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R1W1FMZ4RIZ113", "name": "Dakota Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 8245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DEMD2F6Z046A71", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 22385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 1, "3": 2, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTVK4FVXS1IW37", "name": "Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 11905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 26, "4": 22, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 22, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "CLHA5EVJO4FMZ2WOBV70", "name": "Northbrook Bank and Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 72955000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 5, "4": 9, "5": 2, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDAFL5HNJKDR03", "name": "Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 14785000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G6F5FVAHSGKU13", "name": "Neighborhood National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 61, "dollarVol": 10635000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 4, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG73ZJO2VYV440", "name": "AgSouth Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 61, "dollarVol": 14935000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 433, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 4, "3": 161, "4": 201, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 201, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072YJBZ4YV3DY74", "name": "MID VALLEY SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 61, "dollarVol": 17995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 3, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RA8E6JQC2S7K66", "name": "SCHOOL SYSTEMS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 61, "dollarVol": 5215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQN9E467RQOF48", "name": "Sentinel Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 60, "dollarVol": 8590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NBFODCTL4XR339", "name": "The Upstate National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 19360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 4, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490040IBIKTOL1DJ85", "name": "Upper Darby Belltelco Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 60, "dollarVol": 4550000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MINSIGQJB44L41", "name": "LINCOLN MAINE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 60, "dollarVol": 6650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 15, "4": 10, "5": 0, "6": 0, "7": 3, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PUF6BDR1QRB167", "name": "1ST NORTHERN CALIFORNIA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 60, "dollarVol": 6630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 4, "3": 49, "4": 4, "5": 0, "6": 0, "7": 14, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J67JRUY8SSE075", "name": "Tradition Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 138110000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 4, "3": 2, "4": 4, "5": 0, "6": 74, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 74, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DP6NUMG3X4JQ52", "name": "COOPERATIVA DE CREDITO LA SAGRADA FAMILIA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 60, "dollarVol": 7870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 7, "4": 17, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DP7U0NF7JQDX23", "name": "FinancialEdge Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 60, "dollarVol": 4910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWKRP1O3DIPG10", "name": "MRV Banks", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 60, "dollarVol": 23590000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900II3J6G6WWO1O83", "name": "Unity Catholic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 60, "dollarVol": 2780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004JDNBZNOT8PR69", "name": "WYHY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 60, "dollarVol": 9270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 14, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WO6ELYQQWFMD71", "name": "Oak View National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 22280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TIX8J3RRFKXZ81", "name": "First Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 8230000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 11, "4": 13, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LWBQAKENOJRT60", "name": "The Citizens Bank of Georgia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 17280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 2, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WO4YNEKNSZNVVA7Q7C46", "name": "The First National Bank of Long Island", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 73250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 2, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CHU7PX7ZS6RI74", "name": "State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 13880000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 8, "3": 8, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L36QZWPHM6FP31", "name": "Citizens Business Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 101240000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 14, "4": 31, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009JZ6NIQL6RQT28", "name": "HIGHMARK Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 60, "dollarVol": 19090000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001Q0ZTLEV17B098", "name": "Bank of Wiggins", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 60, "dollarVol": 6810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H6Q0VRU6MPSX83", "name": "AMERICA'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 60, "dollarVol": 12930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 2, "3": 13, "4": 0, "5": 3, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450064457HF042AA24", "name": "PACIFIC EQUITY AND LOAN LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 60, "dollarVol": 22320000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 145, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 14, "3": 2, "4": 42, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 42, "incompleteCount": 27, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZVE7XVH8GM5H22", "name": "MEMBERS ADVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 59, "dollarVol": 3055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 114, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 18, "4": 18, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 18, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEIFZEX6HJVA94", "name": "CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 59, "dollarVol": 8095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 2, "3": 30, "4": 16, "5": 0, "6": 0, "7": 10, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N59TICVY7K7T48", "name": "AOD Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 59, "dollarVol": 7675000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK86EFHGUY2C52", "name": "Bank of Wisconsin Dells", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 59, "dollarVol": 15895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 14, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GE25F2CW7RV063", "name": "The Stockgrowers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 59, "dollarVol": 10135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 2, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THLH8NJUNMGF13", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 59, "dollarVol": 11575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 1, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUVM9AXNUI6G83", "name": "CITY EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 59, "dollarVol": 4025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 1, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008S3V47SHFD8R45", "name": "RED DIAMOND HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 59, "dollarVol": 18835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 5, "3": 4, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R21YNPTNWW1L44", "name": "Gulf Coast Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 59, "dollarVol": 6815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 164, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 19, "3": 83, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6Y1YO2YXN6135", "name": "REDWOOD RESIDENTIAL ACQUISITION CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 59, "dollarVol": 67525000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1964, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 22, "4": 4, "5": 0, "6": 1879, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1879, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009AOX259OY87H37", "name": "Baker-Boyer National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 59, "dollarVol": 16865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 1, "3": 14, "4": 22, "5": 6, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 22, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBAW8FZJWPB842", "name": "PLATINUM EAGLE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 59, "dollarVol": 18145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 6, "4": 20, "5": 1, "6": 0, "7": 3, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930037ZQUSJHCXY666", "name": "WESTERN SUN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 59, "dollarVol": 3475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 2, "3": 17, "4": 19, "5": 4, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 19, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B95782G2DYRD47", "name": "Lakeside Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 59, "dollarVol": 16965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 4, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XULPSCVX2HV31", "name": "PNB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 59, "dollarVol": 13615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VB36IN88XCBR50", "name": "AgGeorgia Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 59, "dollarVol": 22715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 1, "3": 22, "4": 38, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 38, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008TK613NXC2EN84", "name": "Blue Foundry Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 63250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 13, "4": 2, "5": 3, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GG6WW4AAUFXJ50", "name": "Marathon Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 26460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 6, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HG6U7GIJKDOO88", "name": "EMIGRANT FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 58, "dollarVol": 42990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 6, "3": 23, "4": 2, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SBY94JVYQ1Y131", "name": "Iron Workers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 10280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 7, "4": 2, "5": 1, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GEO6KHW4VRO39", "name": "FAMILY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 58, "dollarVol": 2550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 16, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NGUH2O9FB6AZ22", "name": "Valley First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 58, "dollarVol": 21100000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 3, "3": 8, "4": 36, "5": 6, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 36, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOE3Q0OTXTQ820", "name": "Limestone Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 54390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 6, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XE6SNRPD2GUD44", "name": "Virginia National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 67250000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 10, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3HICJPQ15PGZSBFDNJ82", "name": "Crystal Lake Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 36410000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 1, "4": 1, "5": 0, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G7KW08JJ121L78", "name": "Harmony Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 18060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 3, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TZUUEG8RUJI536", "name": "LHM FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 58, "dollarVol": 19120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 15, "3": 7, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GG3E9KJST8NW30", "name": "First Neighborhood Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 11150000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 4, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQ25HXXXOWJ140", "name": "KELLY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 58, "dollarVol": 11710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 21, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009LZZ8VZRVIX755", "name": "Vista Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 54990000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KS5BW3577I6617", "name": "RIVAMortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 58, "dollarVol": 22380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 8, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A4CD08CED38D66", "name": "GUADALUPE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 58, "dollarVol": 8140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000IIYWBLONJVJ30", "name": "ROUNDPOINT MORTGAGE SERVICING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 58, "dollarVol": 16230000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 200, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 1, "3": 60, "4": 18, "5": 63, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 18, "incompleteCount": 63, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000UUHZDEKIZ2Z84", "name": "The Citizens National Bank of Woodsfield", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 6210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 2, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021DPB5HZZ5FW98", "name": "Holmes County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 3810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SS41NEZDLCGD86", "name": "Bank of DeSoto, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 58, "dollarVol": 14970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 5, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300552HVITY0L9184", "name": "US Employees O.C. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 58, "dollarVol": 4700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 191, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 12, "3": 84, "4": 26, "5": 9, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 26, "incompleteCount": 9, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPFYHYZ3L7UL18", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 13005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 2, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WJGWD3H4OFK051", "name": "The People's Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 57, "dollarVol": 3985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PZMV3V09E3HO84", "name": "MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 57, "dollarVol": 10605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 29, "4": 5, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP7VACH3GG5E95", "name": "Northeast Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 57, "dollarVol": 8945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M6W35LL9PWTN67", "name": "FLINT HILLS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 6455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930071HHK4VYJ1SG61", "name": "EASTERN CONNECTICUT SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 7955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 3, "3": 12, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VUAW1MW1BHNL595RH698", "name": "The First National Bank of River Falls", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 15965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 6, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RAPDJZFI07WS81", "name": "Hometown National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 7575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 5, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBLC1LTYHXGB54", "name": "First Bank of Manhattan", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 14285000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 6, "3": 14, "4": 6, "5": 0, "6": 0, "7": 2, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PM3R14MRQSOJ39", "name": "MIDWEST MEMBERS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 57, "dollarVol": 2855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035PML8BGK0PX59", "name": "Bank of Buffalo", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 7715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WBAI0VC58ALC63", "name": "SIERRA LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 57, "dollarVol": 19835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138005KH543RLMQHE28", "name": "CITIZENS SAVINGS BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 22375000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 21, "4": 10, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 10, "incompleteCount": 34, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O0BQZ8YGYRA730", "name": "American Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 15775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 4, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008XU46NWFIFUY72", "name": "Shelby Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 13525000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 146, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 31, "3": 30, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZIWJWJ035S336", "name": "First-Lockhart National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 20465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 1, "3": 4, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SBIS8ROWE8X84", "name": "Capitol Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 57, "dollarVol": 31365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 6, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEQNQT8LV5N068", "name": "Wakefield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 36150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 21, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RWZ0VMVYDT0U88", "name": "Concordia Bank of Concordia, Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 15170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4V3ZDLXURNC25", "name": "River Valley AgCredit, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 14530000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 2, "3": 12, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FMSW7QU9K8BB98", "name": "LAKE MORTGAGE COMPANY INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 12150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T8NVZTD1Q8U318", "name": "Guardians Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 56, "dollarVol": 5430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 14, "3": 29, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040WE4NGYGGO143", "name": "Rollstone Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 36010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 3, "3": 6, "4": 4, "5": 0, "6": 0, "7": 5, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UM5S3HZLZHVP89", "name": "SNAPFI, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 20280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIBI14GDBLD168", "name": "COOPERATIVA DE AHORRO Y CREDITO DE ISABELA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 6850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MX8VQ8VRHIUY36", "name": "The First National Bank of Moose Lake", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 9830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 10, "3": 6, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P0EVSTBKD8HJ82", "name": "C E S", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 5620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 6, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KB8NXVYD7BGS97", "name": "US COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 8740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 236, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 27, "3": 28, "4": 28, "5": 1, "6": 0, "7": 37, "8": 59 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 28, "incompleteCount": 1, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1HSN2YJRJ0U33", "name": "TEXAR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 56, "dollarVol": 6440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 2, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VPLEP8CE1FD910", "name": "O'BANNON BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 10230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 6, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PHUZ7U5WPH7Z38", "name": "The City National Bank of Taylor", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 17760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MM52W3C4U18L74", "name": "BLUESTONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 56, "dollarVol": 4660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 17, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B92DSVIKGP5T53", "name": "Hoyne Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 13320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300746Y6FYNYAGB59", "name": "Readlyn Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 7390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DKUE4BMFY15Y36", "name": "Trustar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 53600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 1, "3": 3, "4": 1, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVUN4WJ2BRSZ39", "name": "TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 24920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DCAVODU8W5UW13", "name": "WICHITA FALLS TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 56, "dollarVol": 3910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P1J1K386Q4G58", "name": "South Louisiana Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 9270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 1, "3": 9, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVGNXYT00KCW22", "name": "Austin County State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 56, "dollarVol": 21390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500LIN378M3LLE796", "name": "Financial Freedom Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 16110000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 115, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QV3GEYMP1WSO93", "name": "SIWELL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 56, "dollarVol": 16160000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 12, "3": 3, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JWLQKPGK4C0B30", "name": "WORTHINGTON NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 26725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MY1ZANX8HECH55", "name": "Bluff View Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 11715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NHZBDILTNDA759", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 9055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300029HOKG1DFPD77", "name": "SkyPoint Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 55, "dollarVol": 3365000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 113, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 18, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BAP0HWWYV3VU73", "name": "USSCO Johnstown Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 55, "dollarVol": 2315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 15, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LWL6LDRPYWVK06", "name": "BayVanguard Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 30195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 10, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SPVF3S3T0BYL87", "name": "Bank of Richmondville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 6965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 3, "3": 13, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I72FXKCNGRQC43", "name": "HomeBank Texas", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 55, "dollarVol": 27485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 7, "3": 7, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040HIIQWXRS6K39", "name": "LO, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 55, "dollarVol": 31985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DS8F7DYEEO5B60", "name": "Moog Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 55, "dollarVol": 7065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP0N2VARTRFQ77", "name": "River Falls State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 14725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHAIQYHZG7KY40", "name": "First National Bank Colorado", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 10665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004IEEY3EWUVQH38", "name": "CedarStone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 22085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007Q0B6XK1XTYG16", "name": "First State Bank of Le Center", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 5915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2Y7B8UEC43S54", "name": "First National Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 9335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007PAE4JN4B5BX31", "name": "UNITED PREMIER FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 55, "dollarVol": 17205000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ON5KYAZSCPF582", "name": "TITAN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 55, "dollarVol": 3115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MMTF4DOQ9XV924", "name": "Marion Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 8055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZKVJDEYHV22276", "name": "OnPath Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 55, "dollarVol": 14005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 26, "4": 38, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 38, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQIJN4KR6ZBW98", "name": "CITIZENS BANK OF ROGERSVILLE", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 8865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 7, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003FTQTUEICOS793", "name": "HOMEFIELD", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 55, "dollarVol": 19765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 4, "4": 6, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVQQMJ9IWR0G78", "name": "CERTAINTY HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 55, "dollarVol": 14875000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 140, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 5, "3": 6, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007074TOVS4FJF21", "name": "North Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 30565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOO7XNZ1564N12", "name": "Beverly Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 55, "dollarVol": 34705000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 5, "4": 14, "5": 0, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005I7R041I8VOW18", "name": "LENDING 3, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 55, "dollarVol": 23295000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 943, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 31, "3": 16, "4": 261, "5": 13, "6": 567, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 261, "incompleteCount": 13, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 567, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EB335VA0W9HB45", "name": "Rocky Mountain Law Enforcement Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 55, "dollarVol": 7675000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 3, "3": 11, "4": 18, "5": 3, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JL8NM8DX0AMB96", "name": "JONES BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 10910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SH1GKAA6QVG47", "name": "BANK OF MADISON", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 25940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 3, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AIZH87CMSYX861", "name": "AltaOne Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 10480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 3, "3": 36, "4": 29, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 29, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFQK7P8BBRWA45", "name": "FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 13300000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQY2Y402FHFI71", "name": "RIVER VALLEY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 4260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 7, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOKX1F2TX1WK17", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 14240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 5, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7CE67AJBV3102", "name": "OPTION FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 54, "dollarVol": 12320000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 12, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008PQJ4J5Z32RI14", "name": "Mutual Savings Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 14080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 105, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 38, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IUGPU6Q7414X38", "name": "Murphy Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 8890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 124, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 35, "3": 34, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QI5QUDX4RGW52", "name": "InRoads Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 10410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 136, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 12, "3": 16, "4": 9, "5": 0, "6": 0, "7": 29, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZT04J7Z9KHMJ73", "name": "Washington Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 16950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 7, "3": 12, "4": 5, "5": 3, "6": 0, "7": 6, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BG5GYUSWMP2R94", "name": "UBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 54, "dollarVol": 9520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BGIT0LFI12Z304", "name": "Security Bank, s.b.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 6730000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 1, "3": 7, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOONATEIE9GC38", "name": "1ST COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 5520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 4, "3": 26, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AHEC0ZH6MGNX19", "name": "RockPointBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 28120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 10, "4": 11, "5": 0, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAKTEGLTFF0U82", "name": "PREMIER FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 7230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 0, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HYUPH0X6FT603", "name": "Farmers and Miners Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 5790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 8, "3": 18, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TGUS6Y1N77GV58", "name": "River City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 315100000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 2, "3": 7, "4": 2, "5": 2, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HECWJMBMVQ1V28", "name": "Bank Of Farmington", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 6110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 4, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KMMJNL0IJNSM73", "name": "CARIBE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 7410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 102, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 43, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008TF4FG4ON44F19", "name": "Telco Triad Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 4400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJONXRDR2YPQ42", "name": "CU HOME MORTGAGE SOLUTIONS, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 54, "dollarVol": 19450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 2, "3": 16, "4": 30, "5": 1, "6": 0, "7": 71, "8": 61 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 30, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900695MEPYT475810", "name": "Charter Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 54, "dollarVol": 9920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 5, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CMT3RKMW1QLO34", "name": "BUILDING TRADES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 3775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8D8TQDQWQAO82", "name": "FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 4895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 144, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 23, "3": 58, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VNHREN5BIMTO39", "name": "Green Mountain Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 9035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CQMDOXGP2WE649", "name": "TNBANK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 53, "dollarVol": 19145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 3, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AV8QD552DSI743", "name": "NORTHMARQ CAPITAL FINANCE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 53, "dollarVol": 985965000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008FJUGC53MGWP13", "name": "Savannah Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 8505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 4, "3": 15, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K35KPBBS2J9A28", "name": "Peoples National Bank of Kewanee", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 4825000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 11, "3": 16, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP5DX4ZL2E2S84", "name": "Marine Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 12025000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 4, "3": 31, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004NC9AQ00THAD39", "name": "WAGGONER NATIONAL BANK OF VERNON, THE", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 5975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008SGDIASSJGSR05", "name": "Liberty Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 53, "dollarVol": 16675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LABVG9QJ78G04", "name": "Center National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 8205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EZO02JGHXM3V19", "name": "SAN DIEGO FUNDING", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 53, "dollarVol": 36475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 1, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SCF56K6YEG7X54", "name": "TAMPA BAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 8015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 121, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 2, "3": 7, "4": 20, "5": 0, "6": 39, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 39, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930033V1OQ5VFHI630", "name": "Friend Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 10955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 5, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KSSKCAP8VUU37", "name": "Peoples First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 11835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 8, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUBRH1GICTLI84", "name": "NEW HAMPSHIRE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 53, "dollarVol": 4105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 28, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM1JKSQR7HI756", "name": "Woodsboro Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 20435000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 6, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DO51DW0RG07O39", "name": "BENCHMARK Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 10865000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 6, "4": 23, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 23, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LP2WHZQ61VBS60", "name": "Chicago Patrolmen's Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 10685000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 12, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRGNVNCISU8Q79", "name": "Mid-Atlantic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 9395000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 33, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HWJXFZVFUU8M81", "name": "STATE BANK OF TABLE ROCK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 10025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 7, "3": 10, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y5CMBB4R90KT81", "name": "CBBC Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 10035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFR4FQMI48MF92", "name": "The First National Bank of Tom Bean", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 11165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 1, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJI86JAMJGHR47", "name": "Southwest National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 9115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X03SL4SM0F3U87", "name": "ConnectOne Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 54765000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 5, "3": 7, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWB973YIHXKU90", "name": "Washington Area Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 3405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 2, "3": 1, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01ERPZV3DOLNXY2MLB90", "name": "Libertyville Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 53, "dollarVol": 67285000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 1, "4": 2, "5": 0, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7G0WB7Z0BCX80", "name": "FIRST EAGLE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 53, "dollarVol": 3715000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 21, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005WP4EISHQKDS45", "name": "Singing River Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 53, "dollarVol": 7255000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 13, "3": 17, "4": 0, "5": 2, "6": 0, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845008CAAQ2F1C83086", "name": "Saratoga's Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 52, "dollarVol": 4020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 16, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490052LT8QG1RXJ172", "name": "Ultima Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 6920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HUD7SD8U5L3C11", "name": "PrimeTrust Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 52, "dollarVol": 4420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 8, "4": 5, "5": 0, "6": 0, "7": 7, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D9ZODKN6CVV913", "name": "PRIME FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 52, "dollarVol": 5540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 245, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 2, "3": 68, "4": 118, "5": 1, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 118, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TY6UTJ321IPS13", "name": "Union Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 11390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 1, "4": 10, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZABGDYBUG68F18", "name": "First State Bank of the South, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 7090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500SYP6ZV71JDZH10", "name": "BARWICK BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 52, "dollarVol": 24800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 1, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HOFQNI04A3474", "name": "ESB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 9090000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUOO1RFWRM7N78", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 9780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 17, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUJ6V0QTROHW53", "name": "First Freedom Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 25900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 1, "4": 2, "5": 0, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7OFUBO6FHY884", "name": "Hyperion Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 32470000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 6, "3": 2, "4": 12, "5": 1, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HO7BEGRS02VS53", "name": "Bank of Commerce and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 4070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1I25L8ILSI852", "name": "SUNRISE FAMILY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 52, "dollarVol": 4000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001D7C68ND5CZH86", "name": "United Midwest Savings Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 10800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 8, "3": 5, "4": 3, "5": 2, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LL0P3NQ5Q2UF60", "name": "LONG BEACH FIREMEN S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 52, "dollarVol": 32890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHR41F57LS0R28", "name": "Farmers and Merchants Union Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 10400000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 14, "3": 8, "4": 5, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQZUS3XZMKYY67", "name": "UNITED SECURITY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 7590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KLDVVA608R237", "name": "Texas Heritage National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 22070000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064WT3GIUWM7H79", "name": "The Bank of Charlotte County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 10970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 4, "3": 14, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004CZUGDTDC6QB68", "name": "AEROSPACE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 52, "dollarVol": 10700000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 2, "3": 8, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WD5Y35T6978X73", "name": "Bank of Ripley", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 52, "dollarVol": 3360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 9, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003PL2K1NXVSU388", "name": "NYMEO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 52, "dollarVol": 10350000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 0, "4": 17, "5": 3, "6": 0, "7": 1, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBJ7X2KWFZ7A33", "name": "RUSSELL COUNTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 2805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 19, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YVF0872060HC60", "name": "Citizens Bank and Trust Company of Grainger County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 10725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 3, "3": 4, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULM1VXY8SV3Z64", "name": "Luso Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 8295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 4, "4": 5, "5": 1, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTH6N72ZZNX948", "name": "Pacific Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 156805000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 2, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001141Z7CINOSB62", "name": "LOANFLIGHT LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 19395000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 2, "4": 16, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 16, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B190GPYLAX3Y92", "name": "American First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 41255000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000HR6P25A740Y77", "name": "Armstrong County Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 9535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 3, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D15L4ETR8E9517", "name": "Heritage South Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 7795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 8, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PABKV8ZBDH619", "name": "CENTRAL CREDIT UNION OF ILLINOIS", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 3675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 22, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDTDBXLK67CF48", "name": "ATLANTIS MORTGAGE CO., INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 19065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 4, "4": 2, "5": 1, "6": 0, "7": 39, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W75G5512S0BN41", "name": "1ST ED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 4335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH6IWUYV8WYT95", "name": "Sidney State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 7395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 12, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076NULTCIRS5P09", "name": "Harvest Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 5145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KXYZ881E3D5449", "name": "First Suncoast Trust BancShares, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 5455000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QWNWNPOWGOC273", "name": "Eco Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 5215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LMP5T3UBHAEI68", "name": "VICTORIA FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 32295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 2, "3": 2, "4": 19, "5": 1, "6": 0, "7": 5, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J327PTWC173F64", "name": "FIRST CHOICE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 4605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 57, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007700FZNYYEHT38", "name": "KANSAS STATE UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 5295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 10, "4": 14, "5": 7, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XA5WVWGS9RET72", "name": "LITTLE HORN STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 17725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002H3CEW0748X068", "name": "The First National Bank of Brooksville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 3915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 23, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J24Z0NH1T4DR15", "name": "Rayne Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 10135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 9, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PNCXQN31IE5142", "name": "Ohio State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 42725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 2, "3": 0, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007UXYHMV9ES9L95", "name": "MEMBERSFIRST CT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 51, "dollarVol": 5425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3N47KFV5KSJ32", "name": "Financial Trust", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 51, "dollarVol": 3195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 11, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5LHMBX3WRT314", "name": "Wheaton Bank & Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 36305000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 4, "4": 10, "5": 2, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUMLWCTTKR4B35", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 51, "dollarVol": 15105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0FXK3ZRZ9QA66", "name": "Pickens Savings and Loan Association, FA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 12500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P38O8QXGI6503", "name": "SEA WEST COAST GUARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 50, "dollarVol": 9070000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 127, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 3, "3": 41, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OZCVAL2OC4DT59", "name": "State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 13710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 9, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WAOJC0EM7P8C35", "name": "MY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 50, "dollarVol": 13180000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 3, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TH86HRBO3O2K22", "name": "Tompkins State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 3010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JYEEYQ3BXVCX06", "name": "The Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 6500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001VTOPU7JA6G249", "name": "FNCB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 17560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 3, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E14W7X6ZY25478", "name": "Bangor Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 50, "dollarVol": 4270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 10, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JKZP45L168QC29", "name": "Bank of Gibson City", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 5420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZUMZZ6CZKH7X17", "name": "WEPCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 50, "dollarVol": 4100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 15, "4": 11, "5": 0, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z3O0EHTKIOKZ62", "name": "THE ANTWERP EXCHANGE BANK COMPANY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 9060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J2U7OF6AWF3P54", "name": "Security Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 8250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DYVAMYTMH9UV09", "name": "FIRST EAGLE BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 50, "dollarVol": 42540000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 84, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 8, "3": 11, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SKRYMF38M2P535", "name": "UNION STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 13840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 2, "3": 9, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UWBYWOAZYM9C07", "name": "ST. JEAN'S Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 50, "dollarVol": 8910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 2, "4": 4, "5": 0, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTFXREUXEWLW38", "name": "The Security National Bank of Enid", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 8940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 4, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UTNHGSP4ICJE17", "name": "Community Bank of Wichita, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 11740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 5, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002MNKV62JMMPU16", "name": "Homestead Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 5890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 10, "3": 13, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MW6O2CE88BD43", "name": "MEMBERS 1ST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 50, "dollarVol": 5900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 5, "3": 24, "4": 10, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 10, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300228GG3C6SV3C98", "name": "American Community Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 23490000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 1, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H13CLF65B2R547", "name": "Riverland Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 21090000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BQRQCIPWG06A21", "name": "Valley Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 50, "dollarVol": 8280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 2, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5KC70WN8M2956", "name": "Minnequa Works Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 50, "dollarVol": 5700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BKU8W7ACVJRW27", "name": "Home Federal Savings and Loan Association of Niles", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 15115000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IAYBMO4VREUX25", "name": "Profile Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 13345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 24, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RQ8SRLTLRWX62", "name": "Bogota Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 33055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 1, "3": 7, "4": 11, "5": 1, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006VWQC6XCFQO747", "name": "Mission City Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 11825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009YMLXX9WQWPX05", "name": "Hartford Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 3825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 96, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 32, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EHOJ91PS23E696", "name": "Yolo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 9315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 46, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LCNCF6Z3ZQ632", "name": "FIVE COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 11585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 3, "3": 9, "4": 3, "5": 0, "6": 0, "7": 22, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VVCX7PR9KDCK83", "name": "CASCO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 49, "dollarVol": 4945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCMQJZBJE7EL26", "name": "GHS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 3395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 91, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 2, "3": 23, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRBPINTG8V7N66", "name": "Pike Bancorp, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 31975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 3, "3": 12, "4": 3, "5": 2, "6": 0, "7": 5, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "AM9FLTUTLEC73M6N7I37", "name": "NATIONWIDE LIFE INSURANCE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 49, "dollarVol": 1445785000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 0, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A9B6ZESX14S984", "name": "Bank of Yates City", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 3975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H7FLU47PQYQ10", "name": "Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 6815000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 6, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000F1GD8YFO4O36", "name": "Garrett Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 49, "dollarVol": 13705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 4, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3SGJ9UCUF2779", "name": "Dogwood State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 49055000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 1, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N860L1FESYGP70", "name": "HILTON FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 49, "dollarVol": 15385000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PFOL1KDTRYWV11", "name": "New York University Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 20345000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 6, "4": 21, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 21, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6MDR5BGOE0B97", "name": "ALABAMA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 49, "dollarVol": 8475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 23, "4": 6, "5": 0, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GWSHKTMAYXI472", "name": "Minnstar Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 11975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004EEJO192FMAC61", "name": "KODABANK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 49, "dollarVol": 7775000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K8UWGGY4IOR733", "name": "First Farmers & Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 7385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 8, "3": 7, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001CF53JP3UQ0024", "name": "NewFirst National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 9165000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008WHMQTG21UHU90", "name": "LONG BEACH CITY EMPLOYEES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 12195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 2, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4UDO1FVIAXD70", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 17295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 1, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6YKK2XPSFJO71", "name": "SYNERGY HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 49, "dollarVol": 20735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 9, "5": 0, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SU3S0JP7BKS840", "name": "University of Nebraska Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 2215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003ZYZM7FHPZV590", "name": "DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 49, "dollarVol": 3125000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 21, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JT42BMO3B8DD11", "name": "Belt Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 49, "dollarVol": 8135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 13, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUCXO2NIUSBW51", "name": "Pony Express Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 29830000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900639EOJ1QZC2567", "name": "CHARLES RIVER BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 15250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 9, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZM8CQ84QZFF17", "name": "Sherwood Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 10300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 15, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V0XUOYKG376I21", "name": "JOHNSON MORTGAGE COMPANY, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 48, "dollarVol": 17240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 1, "4": 15, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 15, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CPIGHZEFW97Z79", "name": "First National Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 9360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TRKZF3ZJPXJT92", "name": "PARLAY MORTGAGE & PROPERTY, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 48, "dollarVol": 11710000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 0, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YW2Z3JIKD72X32", "name": "ASTERA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 48, "dollarVol": 2400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 23, "4": 22, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXFXFD6OCKNJ26", "name": "Peoples Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 9450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 9, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000LMWUP8XI9UY21", "name": "United Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 48, "dollarVol": 3360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 215, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 29, "3": 45, "4": 7, "5": 0, "6": 0, "7": 71, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900REMJXT9T25JI51", "name": "First National Bank of Bosque County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 10570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 6, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRZJXS01TP9N73", "name": "MCNB Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 16260000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 6, "3": 11, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K9D373DH6LF245", "name": "Freedom Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 56200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 16, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G7NNSN8LRSPM89", "name": "First Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 23760000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 4, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ZFRBMAYWB2F82", "name": "The Moody National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 18420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 2, "3": 31, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IVR37DW5QD1I94", "name": "South Coast Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 14670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 2, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009Z0ERY6GJGT886", "name": "Sheboygan Area Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 48, "dollarVol": 4340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 8, "4": 2, "5": 1, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPCSICP6848N30", "name": "Connect Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 4820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 2, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O4MSB4K4FT2E90", "name": "Haven Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 38820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 5, "3": 5, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K77JMKPUYBOI69", "name": "International Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 35910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 3, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2UK5FUZXQJO34", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 20790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 2, "3": 8, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EF3CM0UIOIS476", "name": "Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 11180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 1, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFAQXBUC5NPK66", "name": "FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 16390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 3, "3": 15, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TLO48M0X8Z5B67", "name": "Heritage Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 10600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GJZZTT2UPGG82", "name": "AVENTA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 48, "dollarVol": 5280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 48, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001WH56IR3WR8F53", "name": "First Federal Savings and Loan Association of Delta", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 10140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009A2MMICIE00762", "name": "Ferguson Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 48, "dollarVol": 4490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 134, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 15, "3": 28, "4": 24, "5": 15, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 24, "incompleteCount": 15, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XF8276TFB0V157", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 48, "dollarVol": 33330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 7, "4": 30, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZCSVVY5P73G51", "name": "Community Star Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 47, "dollarVol": 5025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HSEF434P70U240", "name": "The Kansas State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 47, "dollarVol": 7445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QV6YJK6ZDZPV54", "name": "Collinsville Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 47, "dollarVol": 6855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 5, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N53R53ZHSNZ234", "name": "WHITE SANDS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 47, "dollarVol": 12725000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZS27YP5BQKD225", "name": "Lake Huron Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 47, "dollarVol": 5395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 6, "3": 66, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVFLI1W4O27J10", "name": "COOPERATIVA DE AHORRO Y CREDITO DE LARES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 47, "dollarVol": 3385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 2, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NG2D8XTAILV420", "name": "THE LENDING CENTER CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 47, "dollarVol": 5745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 11, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RWHE2VKSDDXT72", "name": "R G Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 47, "dollarVol": 5635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 3, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFH2IXM3I18P78", "name": "North Jersey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 47, "dollarVol": 7215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 17, "4": 0, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S6QGHHFR78KR45", "name": "The First National Bank of Absecon", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 47, "dollarVol": 9055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 3, "3": 8, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A4WMCRPWZCPS41", "name": "Community Bank of Pickens County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 47, "dollarVol": 18445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K1K5K5L0W6QR97", "name": "Unity Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 47, "dollarVol": 9105000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 4, "3": 8, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSNNGTWBX45K83", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 47, "dollarVol": 10285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 12, "3": 15, "4": 0, "5": 0, "6": 0, "7": 10, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNRT5UGNCSXM31", "name": "Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 47, "dollarVol": 6715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 7, "3": 1, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007O9PUUYS1SVR64", "name": "MidSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 47, "dollarVol": 11495000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001SGCT0DXW9UA79", "name": "The First National Bank of Mount Dora", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 8430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 2, "4": 19, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S9FKL431GGXZ11", "name": "NAVEO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 46, "dollarVol": 18720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 2, "3": 4, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FORCF9PNPUG275", "name": "Bank of the Bluegrass and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 17150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 16, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001RCW6RN8X6X688", "name": "Profinium, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 46, "dollarVol": 13380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 2, "4": 13, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076PACNHY6U9F09", "name": "BP Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 46, "dollarVol": 10220000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3T5M8FX6V6B82KVKOB17", "name": "Interaudi Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 82860000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 2, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020NKD4V7LL4W50", "name": "EVOLVE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 46, "dollarVol": 9270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 13, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XOOZ30KRVGC40", "name": "NVE Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 21060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 12, "4": 16, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 16, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUISK0W7DE2464", "name": "The Harvard State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 16040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PU0KOD7M34E71", "name": "Citizens State Bank of Loyal", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 5210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 5, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007C2UVB2OGY1G25", "name": "Marblehead Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 16150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 2, "4": 9, "5": 0, "6": 0, "7": 6, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TFUMB07CBEN720", "name": "St. Paul Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 46, "dollarVol": 8640000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WRTMJD6GMNS670", "name": "Contract Exchange Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 46, "dollarVol": 7420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 106, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 7, "4": 12, "5": 2, "6": 0, "7": 8, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000A2XS66AH5XM81", "name": "Merchants and Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 7730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HMP6CQXPB0L958", "name": "GULF COAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 46, "dollarVol": 11540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 3, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E05TZE9VHI0I91", "name": "Mid-Southern Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 9200000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 2, "3": 17, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6UP8EY0KSBG85", "name": "New Century Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 20730000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R3EV7MGYLQ4776", "name": "Hiawatha Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 7370000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005VXCHU3KAB6N44", "name": "Woodsfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 7110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 13, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930010ZG6EHTCJ1L21", "name": "Old Plank Trail Community Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 47720000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 8, "4": 10, "5": 4, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002HZ6B3ZIAO3Q76", "name": "FAMILY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 46, "dollarVol": 2390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 6, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCPYKDBIQ11H61", "name": "Valliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 27920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 2, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490085TUTOSF6Q7Y94", "name": "Farmers and Merchants State Bank of Pierz", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 46, "dollarVol": 7500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 4, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBM0K5N6REP663", "name": "Gilmer National Bank, Gilmer, Texas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 10565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBGRF9FQB7X471", "name": "Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 4375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 6, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LF0MZUT1N6QL28", "name": "PACIFIC HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 45, "dollarVol": 25145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 3, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QMUDK2ML5S840", "name": "Neighbors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 7425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 120, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 2, "3": 48, "4": 18, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 18, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500HRLC4E0APLYS82", "name": "Atkins Savings Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 7005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 3, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007QTEURUDVZQ980", "name": "FIRST CAPITAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 4115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XNCZ58J8OHZO17", "name": "FREEDOM UNITED FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 2515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D4M439MIWMBX82", "name": "Cooperative Teachers Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 9725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 6, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S7NSQ9I9GYHD48", "name": "ELECTRO SAVINGS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 5785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 10, "4": 10, "5": 4, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006T1BV8J2I7XC10", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 8745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 7, "3": 24, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300838ZAWQIH9V751", "name": "R T P Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 3285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 7, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F5ZZOQMXYF0M92", "name": "BROKAW CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 2665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 4, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IZV5N1QXJNG33", "name": "UNITED BUSINESS & INDUSTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 3825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WO9TX4YEFAC338", "name": "AMERICAN MORTGAGE SERVICES INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 45, "dollarVol": 10635000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OYJ23M4J7IJI76", "name": "ACIPCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 11775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 4, "3": 15, "4": 22, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490074OSKMLQ1W0I88", "name": "Castle Rock Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 10405000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1R0R39PYT7O68", "name": "First Western Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 5555000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 11, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SG7DAVFO3NTC34", "name": "Commercial National Bank of Texarkana", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 14165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 7, "3": 2, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VFRQR5ZLXRQ298", "name": "Ocean Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 8845000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 19, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500TYEZ2FD95KS426", "name": "BANK OF COUSHATTA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 8045000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W7PVYUJHBKTH05", "name": "Charter Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 6785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MN2NONI4E6X341", "name": "TRADEMARK", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 45, "dollarVol": 3015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKEPZ2QELUY416", "name": "Builder Finance Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 45, "dollarVol": 25325000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 170, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 6, "3": 4, "4": 2, "5": 113, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 113, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIXL7EJEGA5V78", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 7745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 5, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450057741D3B36B015", "name": "Crosspoint Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 3035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007QQN71GJLL1I68", "name": "MORTGAGE VINTAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 45, "dollarVol": 16875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RZHOIGZ93T3S32", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 8135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 6, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WR7Z70C25QD821", "name": "TEXAS HEALTH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 6565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4JDSKWJR1NR35", "name": "HOME FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 45, "dollarVol": 15295000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 5, "3": 18, "4": 28, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPZE52Y4J4QP25", "name": "The Exchange Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 8005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000ZYOSM7IG6Q56", "name": "Union State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 6185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 6, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H43FZ07VEY2T39", "name": "The Bank of Kremlin", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 5085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JS5SVEQWC9SC57", "name": "New Century Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 3805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7QM2ETZZY0323", "name": "HERITAGE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 45, "dollarVol": 3835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 132, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 22, "4": 23, "5": 0, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K5GJU8VB60Z66", "name": "Williamsville State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 4015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 2, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSTDSDB6L4H829", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 8345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 14, "3": 10, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XR0EY1M0FVG232", "name": "MORTGAGE BANK OF CALIFORNIA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 38555000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J99UM25CTWNN58", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 45, "dollarVol": 4925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 5, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F6O4NCRVOV3J04", "name": "IOWA STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 11950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN3VU197CXJH44", "name": "North Brookfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 13550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 1, "3": 11, "4": 19, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 19, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EW4BA2XQFITZ61", "name": "Phenix-Girard Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 7190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGUFTU637ZN698", "name": "Foundation One Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 16180000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 1, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WF6CI48BRR4W39", "name": "Hometown Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 8660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 1, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BQENI8J22AJ557", "name": "Central Jersey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 44, "dollarVol": 3380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 2, "3": 8, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNIQ7KXCPZFR45", "name": "The Health and Education Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 44, "dollarVol": 2700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002F2MBMPG0YSQ20", "name": "BOONVILLE FEDERAL SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 6090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 12, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JPO4OLRGNJI77", "name": "The Farmers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 8780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 1, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ABHFY5HY2P3871", "name": "COASTLIFE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 44, "dollarVol": 6910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 76, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 20, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O2VYWY7LKZ6T60", "name": "CHARTWELL FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 44, "dollarVol": 1500000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 128, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 26, "4": 29, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 29, "incompleteCount": 29, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JCZ0GMM2WOD15", "name": "WOODTRUST BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 17450000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 3, "3": 2, "4": 4, "5": 0, "6": 0, "7": 8, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008EWJQJ6SK2V234", "name": "TrustTexas Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 14800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 12, "3": 24, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R4U4WND1HMIZ29", "name": "American Continental Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 40580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UDBUNBNEKR8J69", "name": "St. Charles Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 26690000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 6, "4": 8, "5": 4, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845005EAC5FTC8B2656", "name": "First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 8140000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001UUZZFTJSS2121", "name": "Frazer Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 8480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 2, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R3GSQ9SP0VJU09", "name": "The Focus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 44, "dollarVol": 3900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 109, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 1, "3": 35, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJ8G3ECK1DQW27", "name": "TC FEDERAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 14390000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 12, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004J0RTXMDKIYB74", "name": "IDEAL HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 44, "dollarVol": 19100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 12, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004G86NS7ZIP2L97", "name": "I3 Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 15750000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 2, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003F21XWNPQFEE34", "name": "Bank of York", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 6170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CUL2SYJXAEFW91", "name": "Bank of the Southwest", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 7840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TQIZ85N2EIS783", "name": "River City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 12390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4I3OP11OGQV16", "name": "Fairfax State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 5690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 5, "3": 8, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XBK37R056FL102", "name": "Merchants and Planters Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 4080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ONLDV0W4QDI82", "name": "Orange Bank &Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 70990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 9, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "B2S31CFVSWTN3FR00Q90", "name": "PGIM Real Estate Finance, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 44, "dollarVol": 2926890000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490024BC19WWC88469", "name": "Security Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 3690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TYE85Q9OTQ5O38", "name": "Franklin Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 44, "dollarVol": 2900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001MKJOJMNEHA19", "name": "BEACON COMMUNITY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 39030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 3, "3": 8, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DE3TY0D0PU504", "name": "INVESTMENT SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 44, "dollarVol": 5440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039PWHR3LPL6D62", "name": "Peoples Advantage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 44, "dollarVol": 2790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 9, "3": 17, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUGQ1D4T4GJH13", "name": "SpiritBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 43, "dollarVol": 11215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 2, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007GLTHLP3ZYS308", "name": "The First National Bank of Gilbert", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 8095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1UWZ4871DND44", "name": "Apple Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 293695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 418, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 1, "4": 0, "5": 0, "6": 374, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 374, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVNJWJXYPGIU28", "name": "BankChampaign, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 6145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048RSX270GEQI09", "name": "One Florida Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 33665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 2, "3": 2, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UDUI586USMO954", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 7515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 4, "3": 4, "4": 5, "5": 0, "6": 0, "7": 17, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I2ZQ0VQPC4Z224", "name": "Community Point Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 10755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 6, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004VOV9Z4QJDLG33", "name": "PEOPLES BANK OF MONITEAU COUNTY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 3345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TNWPAJO9ECH811", "name": "Citymark Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 43, "dollarVol": 3645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRZGISDSL1BX02", "name": "FINEX CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 43, "dollarVol": 3955000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 94, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 5, "3": 31, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QKFRNUZ2L5LY47", "name": "TopMark Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 43, "dollarVol": 5315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 10, "3": 18, "4": 28, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 28, "incompleteCount": 4, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N02AGXDR8PPK74", "name": "ArborOne, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 43, "dollarVol": 11415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJN5U13Y9HAW42", "name": "Bank of Oak Ridge", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 14225000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPUEZ5IC514S19", "name": "Hebron Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 12755000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 13, "3": 10, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8HZ6PMY4EY406", "name": "North Alabama Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 7115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 1, "3": 9, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WS1VXVLBPOY323", "name": "BankCherokee", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 43, "dollarVol": 13015000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 3, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4GAAGXS20SL80", "name": "MISSOURI ELECTRIC COOPERATIVES EMPL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 43, "dollarVol": 11335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 133, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 31, "3": 5, "4": 26, "5": 8, "6": 0, "7": 0, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 26, "incompleteCount": 8, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTYDNRSYG5A828", "name": "Malaga Bank F.S.B", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 43, "dollarVol": 85675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 4, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6GQTN13GWDQ17", "name": "The Malvern National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 8490000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 12, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VRH8KD60XSZK39", "name": "AgHeritage Farm Credit Services, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 42, "dollarVol": 12440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001URDOO8V3DI280", "name": "First Federal Savings and Loan Association of Greensburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 7590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IO17FEFA74V155", "name": "Parkview Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 42, "dollarVol": 2200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 15, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004I0SIDLOOARI46", "name": "Western National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 6140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R92KASZD16MT49", "name": "Security Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 7130000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XZ6MY7WSIHIY14", "name": "Classic City Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 14120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930009LUIVFTPRGT26", "name": "JAYCO PREMIUM FINANCE OF CALIFORNIA, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 42, "dollarVol": 24160000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3JUQ02E9W8I27", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 9930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 2, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ORRKI2S5T8912", "name": "Consumers Professional Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 42, "dollarVol": 4550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZNW8Y7BOTQ597", "name": "Miami Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 10340000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSUQDCL7JTGH46", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 8570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV4OQK0LOKRQ05", "name": "The Citizens National Bank of Quitman", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 6620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007X0QZ825CCEZ27", "name": "ENERGY CAPITAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 42, "dollarVol": 4120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 27, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U5SDGYPSPXZU37", "name": "Natbank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 27420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 4, "3": 9, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RI9HK0A9FEXL63", "name": "The Twin Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 8140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6XY8GTVR2TV60", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 12630000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 7, "3": 15, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IX4HTUQ7A5Z642", "name": "Franklin First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 42, "dollarVol": 3240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M25807V5I2K649", "name": "Rolling Hills Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 5390000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 5, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JFUKTY2NW6090", "name": "Methuen Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 14390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 2, "3": 1, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUS39F2SNI3007", "name": "BLOOM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 42, "dollarVol": 1810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 14, "4": 33, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I1IE35O2I0WT71", "name": "Westmoreland Federal Savings", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 42, "dollarVol": 6180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 1, "3": 3, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LCGK7U7USNX41", "name": "LOANSNAP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 42, "dollarVol": 3590000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 122, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 12, "4": 68, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4RGN7F1H2N265", "name": "Security First Bank of North Dakota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 132710000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 5, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F376WY63AY7896", "name": "First National Bank USA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 42, "dollarVol": 6540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JH30JPUGSG495", "name": "CENTRAL VIRGINIA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 42, "dollarVol": 5180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007M6CTUCB5K0R54", "name": "San Joaquin Power Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 42, "dollarVol": 7940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 1, "3": 9, "4": 4, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4BRJPRFMIIL49", "name": "Colonial Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 42, "dollarVol": 13430000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 2, "3": 2, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500EA889BH01D0J94", "name": "The Waterford Commercial and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 5355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 65, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 5, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFLICNI75BG067", "name": "Luminate Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 22865000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N67KAPUJSOLE12", "name": "OREGON PACIFIC BANKING CO.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 41, "dollarVol": 40365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 6, "3": 9, "4": 16, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UZ22L3KMKOI185", "name": "Cooperativa de Ahorro y Credito Jesus Obrero", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 41, "dollarVol": 4035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 2, "3": 10, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZY55MYW2FNSA48", "name": "MAINE HIGHLANDS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 5945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HERTPSZ6EH0667", "name": "HOMEWAY MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 41, "dollarVol": 13305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 2, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z736FEFLWQ4G83", "name": "OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 6025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GB84TJEK0SHQ79", "name": "MID CAROLINA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 2705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WUFBTURHYEWD17", "name": "Ely Area Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 3435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 4, "3": 11, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJ1PI0CYX4D722", "name": "MEMBERS FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 7325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 139, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 17, "3": 43, "4": 0, "5": 0, "6": 0, "7": 27, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IQQH2FDQ54AX07", "name": "SPACE CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 6205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OEHDUSF2G6XH83", "name": "Educational Community Alliance Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 2015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFQP4S0ZYOBT18", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 14055000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 1, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FP6SX9QWAB1J85", "name": "First Texoma National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 6285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845003EDC545AF61498", "name": "COMMUNITY SOUTH", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 41, "dollarVol": 7775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "HELOC", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 14, "3": 12, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FOLPDJ44AZD23", "name": "Northeast Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 12855000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500C7FEAC4HQJCK52", "name": "Kenmore N.Y. Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 2045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUOV7WW4BLH779", "name": "The National Grand Bank of Marblehead", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 27535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PPPIVY6G0AH03", "name": "COMMUNITY RESOURCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 3285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 4, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TEBV514KLDE180", "name": "PENINSULA COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 41, "dollarVol": 4065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 73, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 8, "3": 14, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Q3XBC7O0Q4X02", "name": "HOPE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 5515000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 151, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 110, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV3BMT6ES6TO70", "name": "United Fidelity Bank, fsb", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 445295000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 3, "3": 17, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003KE4TBG4N5AY60", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 41, "dollarVol": 10715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 6, "3": 17, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UP64TRM5LC7R70", "name": "ALLIED FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 41, "dollarVol": 4345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 1, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031J0Z4IG9PQZ65", "name": "Texas Gulf Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 34590000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300810F3G8UKNJ127", "name": "Barley Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 40, "dollarVol": 15480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 0, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XDIQEEL7H1YU47", "name": "NORTH STAR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 40, "dollarVol": 3760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOCINIK5RN6R57", "name": "GATEWAY METRO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 40, "dollarVol": 5910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031G7ALOZB0HI92", "name": "BEACON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 40, "dollarVol": 4740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 12, "4": 5, "5": 0, "6": 0, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THBFHMP4WJ0323", "name": "I.L.W.U.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 40, "dollarVol": 10080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 12, "3": 20, "4": 22, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZMPVXXUIKYH60", "name": "First Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 6600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJ1W5RNY1X4D75", "name": "Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 5080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 2, "3": 8, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RS1R8ZQ6J8543", "name": "Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 4420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJ4VS64HEPMV23", "name": "Mutual First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 40, "dollarVol": 3140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 63, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 8, "4": 11, "5": 1, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300460HWJVMVBAC39", "name": "METRUM COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 40, "dollarVol": 3660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FE6QJXGH3VIA90", "name": "ACT 1ST FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 40, "dollarVol": 2060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GUHDQS0TYXZT21", "name": "Stryv Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 13270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U76XKUE05DV518", "name": "Truxton Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 47000000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 4, "3": 1, "4": 1, "5": 0, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900STXIE710EZPY52", "name": "Fidelity Federal Savings and Loan Association Of Delaware", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 9990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WT3BKLLJV4I440", "name": "Lafayette State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 7860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 11, "3": 25, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JE1TOUVEDSGD05", "name": "NORTH COAST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 40, "dollarVol": 13650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 6, "3": 7, "4": 11, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCV4J37OC2IL06", "name": "WINDSOR LOCKS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 40, "dollarVol": 3670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 10, "4": 2, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S61OCEX8MXZI58", "name": "Decatur County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 8200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900STQNOPFZCGOO46", "name": "FIRST BANK OF PIKE", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 4680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 4, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVS7RAU1H3GS10", "name": "UBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 40, "dollarVol": 19940000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 18, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UIU6ZMTZ7XEW62", "name": "Hanmi Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 108490000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 524, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 5, "4": 10, "5": 0, "6": 469, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 469, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1DU7IM20QESYGDO4HO54", "name": "The Northwestern Mutual Life Insurance Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 40, "dollarVol": 2994480000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 8, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PUSHGXQLDM7552", "name": "The Sherwood State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 40, "dollarVol": 8350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJT1WS6SELJS28", "name": "INDUSTRIAL CU OF WHATCOM COUNTY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 39, "dollarVol": 8895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 10, "3": 31, "4": 0, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061FQ5XDACCBW12", "name": "PACIFIC HORIZON BANCORP, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 24495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TZ2F3RROX2Q179", "name": "The Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 5065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHTBYVLLO8NW69", "name": "The Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 7265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 9, "4": 1, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTGESTLYZT6Z63", "name": "FEDERATED LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 39, "dollarVol": 15395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300333JQWIP8NLK67", "name": "MERITUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 4605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 26, "4": 7, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q4OHCZ5HC5KM52", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 16165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B1HO0P8G3WYQ31", "name": "Eureka Homestead", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 39, "dollarVol": 12355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3IKHVYBR1E510", "name": "The First National Bank of Winnsboro", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 5165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P3FG3HDU6NKK74", "name": "Monroe Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 10435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 1, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CXHYTQMHXRX530", "name": "Louviers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 3415000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 2, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009ACXPW8YN9HB36", "name": "Peoples Bank of Greensboro", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 2625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZATTFRM57YVB31", "name": "Eastern Michigan Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 6615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 10, "4": 2, "5": 1, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RND4J0SY320F06", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 6295000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 6, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VQLW8QLFMIH76", "name": "DEEPWATER INDUSTRIES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 39, "dollarVol": 1945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDS8QNL4IOOX73", "name": "Farmers and Mechanics Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 6695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 7, "3": 10, "4": 9, "5": 0, "6": 0, "7": 9, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HQPD3K5EOQP52", "name": "Grand Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 14685000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OH0GCHTF3S7J46", "name": "CHOICE LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 39, "dollarVol": 15625000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004V3AW2SVUJ5U52", "name": "FOOTHILLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 5025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZI0KZUW6HBT60", "name": "FIRSTOAK BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 8635000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MIHY4N3F840P17", "name": "Ouachita Valley Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 2535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 16, "4": 1, "5": 4, "6": 0, "7": 11, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009YXZEN8325UC34", "name": "HOME MORTGAGE ALLIANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 39, "dollarVol": 18675000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OXF7S6SB3XEV13", "name": "SANTA CRUZ COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 10105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 7, "3": 2, "4": 9, "5": 11, "6": 0, "7": 5, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 11, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490036VZXFDDH37Q07", "name": "Century Bank of Georgia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 7605000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003L98A6Z3YX9T46", "name": "Bendena State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 3845000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FGJF0W42LS9S31", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 7475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945002AZSML1PBU6N20", "name": "EDUCATORS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 3545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V8I9VCMXEYVD93", "name": "BANK OF OCEAN CITY", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 12115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 2, "3": 9, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHITS0GXJRXV39", "name": "KELLOGG MIDWEST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 2955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZJM7YMM3MA5J75", "name": "The First Bank of Greenwich", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 39, "dollarVol": 59315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 2, "3": 2, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006QH61JRY6BYY91", "name": "Muskegon Co-op Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 39, "dollarVol": 1455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 10, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFP60F9IJ2SQ62", "name": "MEMBER'S 1ST OF NJ", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 39, "dollarVol": 2335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R8ZBXT7V5OH304", "name": "The Farmers & Merchants Bank of Craig County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 5680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "38PG5GG0OEQK4QMSKE59", "name": "Texas Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 645410000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AIF4FYYXDE3021", "name": "VUE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 5500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 0, "4": 3, "5": 1, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPKIA8GCDBEI29", "name": "GULF CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 3860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 9, "3": 6, "4": 2, "5": 2, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E8KW1VR97KFU45", "name": "TNConnect Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 1630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 4, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BI6NZRN6BCGT52", "name": "Community Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 5280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 6, "3": 8, "4": 3, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W5FNEFKJ3R5088", "name": "FIRST CAHAWBA BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 7870000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 15, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z00JCHOAK2QX89", "name": "ARCHER COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 4920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 92, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 8, "3": 30, "4": 6, "5": 0, "6": 0, "7": 9, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS4TO8CL1SR344", "name": "BankGloucester", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 38, "dollarVol": 18290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 7, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RQ21ZFLCALGC21", "name": "St. Johns Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 21160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 4, "3": 7, "4": 2, "5": 2, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3Q016N7YOVW98", "name": "Grand Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 19930000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KSSD1QWXBEPB68", "name": "State Bank of Newburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 15080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZCGCHCFNE8KY02", "name": "Northern Colorado Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 2210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BY8DZPEK4ZR022", "name": "CARDINAL CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 6510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 142, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 23, "4": 51, "5": 21, "6": 0, "7": 7, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 51, "incompleteCount": 21, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K25LF5SIJKLD23", "name": "Gateway Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 15720000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4RK7F18UZ4X46", "name": "Wrentham Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 21420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 5, "4": 4, "5": 0, "6": 0, "7": 7, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Q3RPRW6RCXC39", "name": "Dedicated Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 4560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HP3G6D4BYR6V26", "name": "County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 6850000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKTQIOL1FBNZ12", "name": "FARMERS AND MERCHANTS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 12010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 53, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 5, "3": 6, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R1DB8186CV7Z17", "name": "COMMUNITY CREDIT UNION OF LYNN", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 10510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1L2AOAAI26J57", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 7310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTY10Z37TUIF76", "name": "CORE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 38, "dollarVol": 4310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 5, "4": 20, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YYDSCELMBQD390", "name": "PINNACLE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 38, "dollarVol": 3080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 14, "4": 3, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSKDQJCQKT0775", "name": "Lake Central Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 10510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 3, "3": 2, "4": 4, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003SOHU5A9BPKB06", "name": "Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 38, "dollarVol": 10330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y1BH01D1B61H27", "name": "VA DESERT PACIFIC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 38, "dollarVol": 4010000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 2, "3": 13, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C1MQVQQR44R744", "name": "Indianhead Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 3345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LVZ1O44BCREK60", "name": "Belmont Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 15095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Z9PO9T4H9CM50", "name": "Millville Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 5305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 12, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZ4HZESXAO1M36", "name": "Security Bank of Crawford", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 13595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007MURRUYDI58M87", "name": "MyGeorgia Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 3485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 19, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4DYQY768S1R28", "name": "Millbury National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 12595000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 20, "3": 6, "4": 4, "5": 0, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BIIOTBIZJPS834", "name": "TENNESSEE TRUST MORTGAGE, INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 37, "dollarVol": 11745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 55, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 5, "3": 11, "4": 0, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OQHUQJ5KP2L65", "name": "Walters Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 2665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300463UZU06Q14K24", "name": "PRIORITY ONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 3565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 7, "4": 19, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 19, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E02I9FR0A6YT35", "name": "NORTHWESTERN MUTUAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 9265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 1, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SZJNKNV106AN10", "name": "The First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 4525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1IRRYSYRSPU54", "name": "Castparts Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 3595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A1ILQC3X3Z1716", "name": "Chattanooga Federal Employees Federally Insured State-Chartered Credit Union, Chattanooga Federal Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 5985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 4, "4": 1, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MFGTAZXMCELW10", "name": "Bank of Easton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 17995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 1, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXZ76FJVM3UC43", "name": "Oak Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 21355000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 3, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008Q2VVT9WY4NV30", "name": "PARK STATE BANK & TRUST", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 16255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 5, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001850NMVU84ZW56", "name": "XCEL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 3145000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 20, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OC69XWBZ2A8244", "name": "Auburn Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 8795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCBGBM6IS0J130", "name": "TRANSCEND Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 37, "dollarVol": 9235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 3, "3": 13, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BP2WBHKWIZA420", "name": "The Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 5445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 2, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004DP0SBHRLH4J27", "name": "The Bank of Magnolia Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 8625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUMHF4BM3KKS60", "name": "Hibernia Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 21135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZK7EAZ7CRGCU94", "name": "The First National Bank of Raymond", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 2365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300514215EBX5I696", "name": "Triad Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 18145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A0ZXGBI45YZX94", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 16135000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DO5YMN2M8SMI23", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 37, "dollarVol": 7455000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 4, "3": 15, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y69VZ9GGBMGY89", "name": "Local Mortgage Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 37, "dollarVol": 13675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 216, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 20, "4": 54, "5": 2, "6": 0, "7": 66, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 54, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMLDF2S89MUC93", "name": "Pathway Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 4740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B6S67QUY869538", "name": "SMW Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 36, "dollarVol": 2160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RK7Q0WLYYRNC19", "name": "Security National Bank of South Dakota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 6520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H6FXB15JQW781", "name": "COMMUNITIES OF ABILENE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 36, "dollarVol": 2530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NPANOIK7XYK714", "name": "N C P D Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 36, "dollarVol": 16370000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 5, "3": 2, "4": 2, "5": 0, "6": 0, "7": 6, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S63J8KM7BY5617", "name": "GENCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 36, "dollarVol": 4360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 162, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 2, "3": 74, "4": 34, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 34, "incompleteCount": 16, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T77W6SEYOH0U64", "name": "The Bank of Delmarva", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 18350000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D3ZSLR3VYI9A24", "name": "The First National Bank of Shiner", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 10950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 10, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZPBSWI1W4LT95", "name": "Clay County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 13290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 4, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYQVJMZ3X21K04", "name": "The City National Bank and Trust Company of Lawton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 5380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 130, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 17, "4": 20, "5": 0, "6": 0, "7": 35, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FCKH37LHQEEV88", "name": "SANBORN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 36, "dollarVol": 19320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 0, "4": 8, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930046JONFO0FON766", "name": "Cogent Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 21470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 3, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500D092D1E2CYDB19", "name": "AMERICA'S FIRST NETWORK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 36, "dollarVol": 1980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GFSNOUCCL1W91", "name": "THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 36, "dollarVol": 4840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 8, "4": 14, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845006DE3H5E9VA4012", "name": "Milo Credit, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 36, "dollarVol": 21030000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 116, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 5, "3": 23, "4": 46, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 46, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUGV15PJJSFC84", "name": "Fresno First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 91870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMI4DCHFPR1811", "name": "State Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 36, "dollarVol": 5640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 2, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039MDCTJ7ZJ8204", "name": "Century Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 36, "dollarVol": 3110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 1, "3": 2, "4": 1, "5": 0, "6": 0, "7": 7, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I802S4B8R07N61", "name": "NUWAY LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 35, "dollarVol": 13915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X0240UXBEJNV56", "name": "First National Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 5395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OYHUX3OJQ2537", "name": "Wake Forest Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 8975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWOZZB97053F11", "name": "KELLEY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 35, "dollarVol": 8525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QHRM7S805P5E69", "name": "STAFFORD SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 4435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T04FOW0XMN1L26", "name": "BLACKSTONE RIVER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 2095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A9F1AADF548748", "name": "COMMERCIAL LOAN CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 35, "dollarVol": 9075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930086UI4O90IKYD43", "name": "CAMC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 2135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4IFHVIODLF616", "name": "SHREWSBURY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 6515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 1, "4": 2, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZ01YWJR4OIS58", "name": "PANHANDLE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 4775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2QBYW1NW41140", "name": "MAINE FAMILY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 35, "dollarVol": 3275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 97, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 28, "4": 11, "5": 0, "6": 0, "7": 7, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PQ7WSN8JPB7M42", "name": "Pillar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 5765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 5, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGTHKRGXF7GQ17", "name": "The Bank of Kaukauna", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 7095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 4, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U7WUFP33SSQ460", "name": "Clackamas County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 27235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 3, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GIR4SU5O11868", "name": "Elevate Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 2105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 57, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 11, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THVVYXNYVCMC50", "name": "Colonial Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 11535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 8, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MONA3L2BDK8Q22", "name": "Signature Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 17645000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 8, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUEGVFZ2155D91", "name": "GREATER NEW ORLEANS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 4785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 16, "4": 12, "5": 7, "6": 0, "7": 15, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LQBQA3XIDZPS96", "name": "WHITE ROSE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 2175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWYC0QUOFP0Q79", "name": "PEGASUS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 31705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M3TJGNW53OWQ30", "name": "21st Century Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 18965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027DI91BISPCH61", "name": "Coastal Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 10935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 7, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BLPLW0LXHKFX20", "name": "Jersey State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 6535000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HHWJCW5OPA1I45", "name": "Commerceone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 14215000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B7GCPQ437Y5E78", "name": "Sharon Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 12865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 3, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6UYO4VXM0VF43", "name": "First Bank Elk River", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 6895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 2, "3": 2, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QOIO7RN6JTEI45", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 5925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 5, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIQBROW7MLXI19", "name": "Opportunities Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 8905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 169, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 24, "4": 31, "5": 1, "6": 0, "7": 77, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 31, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YV0O58MHFPZV28", "name": "Generations Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 4985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 235, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 3, "3": 8, "4": 5, "5": 3, "6": 181, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 181, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007NUZE2Z68U3P36", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 16015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300512TZWD1YUA619", "name": "Coosa Valley Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 4485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 31, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 31, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G1RZOIMQYVDW26", "name": "Heritage Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 56075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XM1P1O0WI4KO86", "name": "Bank of Crockett", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 6575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J40Q51KLQJLO73", "name": "Sterling State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 11045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5TYVKN840ZC47", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 35, "dollarVol": 13005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 64, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 7, "3": 9, "4": 10, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004UNJQCCNMHSR95", "name": "Lower Columbia Longshoremen Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 35, "dollarVol": 6955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 7, "4": 1, "5": 0, "6": 0, "7": 5, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH0WD7YX0UUZ21", "name": "WORCESTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 2700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 18, "4": 5, "5": 3, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBN45MAXGIP071", "name": "The Cincinnatus Savings & Loan Co.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 34, "dollarVol": 10400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 4, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBSJDS5R7PIK62", "name": "Tolleson Private Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 50880000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 2, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OOREHUZON5E13", "name": "SPOKANE FIREFIGHTERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 5400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QQT0E10LWS3326", "name": "Ciera Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 15060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 2, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GL7DLQR39MW179", "name": "HERITAGE GROVE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 2570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P86CWA5DCK0Y27", "name": "Clinchfield Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 3800000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 5, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BIN8FZ4Z1IX347", "name": "The Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 3280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G12UU2EC2JM932", "name": "ALLIANCE CATHOLIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 7300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 74, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 3, "3": 9, "4": 16, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 12, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I25RV02D0T7075", "name": "The Harrison Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 34, "dollarVol": 6480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 2, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FTCNECUOWATD22", "name": "First FSB of Mascoutah", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 34, "dollarVol": 9310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 3, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NI5SBQVOFLU926", "name": "CORRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 2360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 37, "4": 1, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 1, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450059A1F2F2E1BF28", "name": "First Mutual Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 7910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 5, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003FRXPF7VWOYZ40", "name": "Quoin Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 10860000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K04ZGWYV7LDX51", "name": "FIRST CLASS COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 2990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 4, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007GTTV61V305H74", "name": "Drake Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 8510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300575R17XN3DXK30", "name": "Farmers State Bank of Calhan", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 7390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 2, "3": 3, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002KNNRT791PG760", "name": "Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 4830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LEPCP8N119M52", "name": "MAUI COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 13370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VI416LTAV9J614", "name": "Guthrie County State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 6280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NWDFXM54GX9625", "name": "Diamond Lakes Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 5390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZV7J05G72WS11", "name": "IH CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 4140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 62, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 16, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EWUWDU43PY5R60", "name": "First Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 8550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 3, "3": 6, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTMTYIYZ986C56", "name": "Windthorst Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 34, "dollarVol": 5780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOJTW8YS8AL287", "name": "The First National Bank of Bellevue", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 7850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 2, "4": 4, "5": 0, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RSNTKNOA7GNI77", "name": "Central Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 34, "dollarVol": 8220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 2, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004W7ZN0N715U578", "name": "CommonWealth Central Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 4065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 70, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 19, "4": 9, "5": 3, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O71XM7O5G20W03", "name": "Wahoo State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 7335000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IDUXOP6HUDV878", "name": "North American Banking Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 33, "dollarVol": 89375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IGNOIAXDMNRD90", "name": "CENTRAL MISSOURI COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 2555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 104, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 10, "3": 34, "4": 26, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002TUYGC7HBYME91", "name": "SIMPLIFI MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 33, "dollarVol": 15755000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CJDUFKEK0WMB04", "name": "UKRAINIAN NATIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 11855000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SP39BCL43JUN40", "name": "CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 5215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 4, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300611ME23N9Y4L70", "name": "COOPERATIVA DE AHORRO Y CREDITO CAGUAS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 33, "dollarVol": 3315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LMXP14HBMBK78", "name": "TS Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 4485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5EFGSFSL7WF75", "name": "GIBRALTAR MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 33, "dollarVol": 10315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 4, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003WYFPGUVPTRK86", "name": "Monona Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 6285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500KOG527QMFEK485", "name": "ACMG Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 2495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UISKR0QR32CI62", "name": "Itasca Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 20675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006CRT5VJ5L0N291", "name": "Community First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 3855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 2, "3": 9, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MY5ML47R0EMV87", "name": "Texas Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 11875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XYKZPDHNHJY97", "name": "The First National Bank of Le Center", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 7995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TUS3PQY1ER5639", "name": "Adrian Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 5455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZZQ1ZON9W1K45", "name": "The First National Bank of Ava", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 3565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 5, "3": 16, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XVCHXNN8R67U29", "name": "Community Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 74495000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 12, "3": 1, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZ8A612R2D8J95", "name": "Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 17585000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YUF5NHPY7YH136", "name": "Chelsea Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 3275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EKE4KU163TA318", "name": "American Broadcast Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 5325000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023BNS4HPJ4WJ61", "name": "AUTOTRUCK FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 1835000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500T7SC9LR4MI5X95", "name": "University Credit Union Miami", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 3505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 23, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001CF58X6R5L5L44", "name": "Uark Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 33, "dollarVol": 3165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 79, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 1, "3": 30, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWIT8J8Y2EXL07", "name": "PROTECTIVE LIFE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 33, "dollarVol": 886265000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRWSRSRH3E3804", "name": "Farmers and Merchants Bank of Ashland", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 33, "dollarVol": 7925000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 5, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007O5KJGDP4CB858", "name": "Eastern Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 16740000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 2, "3": 10, "4": 7, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 7, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VCWCM4JYEUI429", "name": "VisionBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32, "dollarVol": 14020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009SLV9L2AAN3089", "name": "Amalgamated Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 46920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D0K553Q4K7O325", "name": "Evergreen Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 3480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 2, "3": 2, "4": 2, "5": 0, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTZJELCR34CD18", "name": "The First National Bank of Bagley", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 5790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJTYKNAFNH8708", "name": "Owensboro Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 3330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XVSU89NYH6VF37", "name": "Hometown Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 4260000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZB7LPI2LTGX17", "name": "Bank of Dixon County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 4260000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JEBZPKAD7H6427", "name": "Jarrettsville Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 9550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000DYWSEQXSQ3736", "name": "COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32, "dollarVol": 2790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 10, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002VU8UKLJWSXG84", "name": "Houghton State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 2380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EL4XB15QW2WI69", "name": "First National Bank of Griffin", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 5970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PCSJGT8XU10K84", "name": "SECURITY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 7990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 2, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XPTKLVFJ8Z103", "name": "MOUNTAINCREST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 2550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490008Z6OW7HHL6478", "name": "Democracy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 3180000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 68, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 24, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JVGOSG4QV2ZU37", "name": "PIERREMONT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32, "dollarVol": 9020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BMJCCKS0LIQJ45", "name": "HORIZON UTAH Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 2310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001KKF1KUVEDX282", "name": "First Service Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 5150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 16, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8FHFUIVMAUT86", "name": "PRIMCO MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32, "dollarVol": 18330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 6, "3": 0, "4": 10, "5": 0, "6": 0, "7": 1, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QP3NKC4EY4SD85", "name": "Patriots Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 10510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I67KZHMHRJRD62", "name": "Timberline Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 15200000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 3, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJYSEN2J8N3I32", "name": "KATAHDIN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 4690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 3, "3": 6, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U38QOOLJB8FS91", "name": "Presence Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 13710000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBDJ0OSO5L7O79", "name": "ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 2850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A1A8A91F8C4M93", "name": "OKLAHOMA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32, "dollarVol": 5270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OHZRY6VWYMJQ91", "name": "Mountain Pacific Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 52940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 3, "3": 4, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q0IK63NITJD6RJ47SW96", "name": "AVISTA CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32, "dollarVol": 4630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A0NYWCTG5X8Y25", "name": "John Marshall Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 17000000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 117, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 1, "5": 0, "6": 84, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 84, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRAZQ8G8BM6H64", "name": "The Brenham National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 18630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004ODQE9FVROV477", "name": "So-Cal Capital, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 32, "dollarVol": 23840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007CZ6K4RNOYC20", "name": "SOUTHWEST FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 32, "dollarVol": 2500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX2KT8MOAS5Q71", "name": "State Bank of the Lakes, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 14100000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 4, "4": 5, "5": 0, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J61UYIFWNCZS06", "name": "Freeport State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 32, "dollarVol": 6400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JTDI619PKQ5A82", "name": "Bank of Prairie Village", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 17155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEIILDTG022408", "name": "THE STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DK1GHKA4PVWQ72", "name": "SOURCEONE FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 31, "dollarVol": 12365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 72, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 11, "3": 30, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OMEZE7APACBR47", "name": "RIVERVIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 6, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWLXP5O4IHG211", "name": "Southeast Financial", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 31, "dollarVol": 3605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 89, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 15, "3": 23, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVMNIRTHZI8Z30", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 3585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4IWDO6EFUKC70", "name": "TRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 3815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JLK2AVVQONWA53", "name": "TENDTO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 1675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 48, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 15, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YN9PO8IN8BND47", "name": "Farmers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 4675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JODTD5ROHSII79", "name": "Pointbank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 31, "dollarVol": 31475000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 90, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 6, "3": 4, "4": 12, "5": 3, "6": 34, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 34, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXQYBOU2E10G39", "name": "Tewksbury Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 3, "4": 0, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4VO4E5SNMQB32", "name": "FMS Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 9885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQKEHKJXUWM405", "name": "SOUTHERN BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 7075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 3, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000BG2198NFS0K59", "name": "Freedom of Maryland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 5125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N2BFCK87IZW394", "name": "GEOVISTA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 31, "dollarVol": 2665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 4, "3": 14, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MC3K81XOEBSM60", "name": "Pittsburgh Firefighter's Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 3165000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002YCVJ49XA9UI32", "name": "Founders Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 53785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G9IPJDT4OZYN57", "name": "Marshland Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 3575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 10, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009V6C21MWMPSR74", "name": "FIRST EDUCATION FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZNS9SEC471Q24", "name": "The Citizens State Bank of Cheney, Kansas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 3795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7JNOXBW10PN68", "name": "Empower Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 5115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 10, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYRD3CZ6KH1N11", "name": "CREDIT UNION OF OHIO", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 100, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 2, "3": 40, "4": 10, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 10, "incompleteCount": 17, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FW2KC6CZHVQW30", "name": "Federation Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 4015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5XPZQYI2FNC72", "name": "TARRANT COUNTY'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 3715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 10, "3": 32, "4": 16, "5": 0, "6": 0, "7": 5, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EIFFC31EZH1D93", "name": "Prairie Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 6615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CCA1QSI5J1ZY32", "name": "Space Age Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 2, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SI84V60XS2R422", "name": "HOMETOWN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QIXIWRRJZY1H73", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 4875000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 5, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U5VN6O84EWQL12", "name": "BRECO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 31, "dollarVol": 2955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 3, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945000AM2179BQQ2C24", "name": "The Union Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 5155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BS91G2Y1TKFS35", "name": "CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 31, "dollarVol": 3835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT3JWU98STFO49", "name": "GOPPERT FINANCIAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 31, "dollarVol": 5925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FT9OP3VNCXMZ53", "name": "CROSSROADS COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 1780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHSG9OOX0DZH92", "name": "NorthWest Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 6880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 8, "4": 7, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B5Q1Q3J5NC8121", "name": "Fairway Consumer Discount Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 1410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 101, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 12, "3": 14, "4": 22, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 22, "incompleteCount": 23, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067K4Z4NIZ4W068", "name": "RIVER WORKS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 13580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 1, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A6XS8JBOVU9C33", "name": "Peak Financial LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 8670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 61, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ILDVYNFLDXQ42", "name": "Fire Police City County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 5660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 8, "3": 2, "4": 2, "5": 5, "6": 0, "7": 0, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J9CE43FKIA7D19", "name": "Minnesota Power Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 8530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNL0XN9S0MZM92", "name": "EQUITY NOW INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 9480000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 176, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 69, "4": 58, "5": 15, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 58, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTZK86GTZ3J496", "name": "Bank of Wolcott", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 4250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTI1WVD92EAK75", "name": "Farmers State Bank of Hoffman", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 2610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000BVJ73CTA1IZ30", "name": "Century Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 6690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 69, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 26, "4": 2, "5": 0, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1D2WPHU5URX88", "name": "Citizens Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 7780000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8TEY5RFIBTE30", "name": "Cheney", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 5460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PF1ET8TU7AX329", "name": "First State Bank Of Decatur", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 4540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O9LSS2ZBG6YY12", "name": "State Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 3990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 5, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFE7UAEZ8Q4U55", "name": "PARK SIDE FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 7790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 87, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 37, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GZAWIVGN884M22", "name": "Planters First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 8270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 11, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006X4VPGZ5GVIB71", "name": "Sage Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 9970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RNI3GHT6051L54", "name": "Select Seven Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 2660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4L76B477GHY32", "name": "Ocean Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 47730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 16, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930022CQGV47Q8PM03", "name": "SERVIS ONE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 6900000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 12, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ATUOSGE6PR745", "name": "WEYCO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 6950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 51, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 8, "4": 9, "5": 1, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EPUJMYHHCZPS30", "name": "Coastal States Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 29030000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 5, "5": 0, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003E1YOW83GR2Q12", "name": "Plaquemine Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 4080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001JPW8TWJYMNE74", "name": "FD COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 2140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8XHQWHOJSZJ97", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 30, "dollarVol": 5010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8R3GGLSE3HV47", "name": "HEART O' TEXAS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 3560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 85, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 14, "3": 37, "4": 2, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DYVXTSXZPZF85", "name": "WESTSTAR MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 8030000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 642, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 6, "5": 1, "6": 605, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 605, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNGQM5SPNHQM24", "name": "St Joseph's Parish Buffalo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 5080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3KCJDL0CQNP11", "name": "Great Lakes Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 30, "dollarVol": 2060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KBCEYCLANGUM06", "name": "PacWest Funding Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 30, "dollarVol": 18970000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 1, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930070QGIMJWTCDT08", "name": "HURST REAL ESTATE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 29, "dollarVol": 10475000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 3, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450057E3K708X9HP12", "name": "Tioga Franklin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 9325000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SOF7S6E4VRT651", "name": "SAN ANTONIO CITIZENS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 29, "dollarVol": 4025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 75, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 27, "4": 17, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQ1PCVEIB6IB51", "name": "BancCentral, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 3085000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WBJK857X8MNU96", "name": "GAS AND ELECTRIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 4145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REPZK0JXAZ6D94", "name": "FISHER FINANCIAL GROUP, INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 29, "dollarVol": 13975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ND02E8JILK7S61", "name": "The First National Bank of Louisburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 11225000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XV974105FQA68", "name": "BRIDGEVIEW MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 29, "dollarVol": 13495000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XXI74FI4PIT28", "name": "5Star Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 11045000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 5, "3": 6, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QF1L7XNSWRM19", "name": "Woodlands National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 6165000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 71, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 14, "3": 28, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QPQ7RHWVUGYW23", "name": "Pivotal Capital Group II, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 29, "dollarVol": 15765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 81, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 11, "3": 14, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL3FQNU6YHBJ72", "name": "P & G MEHOOPANY EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 29, "dollarVol": 1855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 12, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZQY78H3VXMF14", "name": "Walpole Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 39105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 5, "5": 2, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GS7VFHDE55TH92", "name": "The Yoakum National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 10955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 5, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNG3C6WSZ0TB17", "name": "U.S. HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 29, "dollarVol": 8555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945004TOFQ849QXKH05", "name": "Members Choice WV Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 1945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBU5SUXWZAXV90", "name": "The United Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 4115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QTT4Z8ZFTP7G09", "name": "Lee Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 2795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 47, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 10, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQ82MLLWN3PD61", "name": "Idaho First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 25715000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PZCHF8GGHET49", "name": "Santa Barbara Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 3335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000SHD1NU031PX30", "name": "The Tipton Latham Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 7995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MJ0Y817D63DD96", "name": "Asian Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 13205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 7, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A5K6I0R2E5GL87", "name": "BANNER CAPITAL BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 6035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 6, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTG888WY6L8M95", "name": "German-American State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 4205000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 3, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J3TZX7Q4LX5I08", "name": "American Interstate Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 6375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJR72I7J2E7R18", "name": "SUNWEST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 5705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 7, "3": 2, "4": 3, "5": 1, "6": 0, "7": 7, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490045AQF6IJKP4394", "name": "Point West Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 2895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 3, "3": 6, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XUOO66TL0ZM91", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 6615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 5, "3": 10, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G9EOR2GPHM0550", "name": "Community Bank of the Chesapeake", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 60175000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQ7TPQ6NBKRF55", "name": "4U Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 4615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QSUXI8A1DQJK41", "name": "PEOPLES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 29, "dollarVol": 2195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VZ9FY8HZOGY74", "name": "OneSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 13165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000REMJYLBAS614", "name": "1NB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 29, "dollarVol": 3285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTX8QF0BPQ5U19", "name": "NEWREZ VENTURES LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 28, "dollarVol": 10710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3003, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 0, "4": 18, "5": 3, "6": 2953, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2953, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GE8R74OGSIP159", "name": "Brantley Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 3310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 6, "4": 2, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z0DIN11QBU4C61", "name": "Spring Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 4890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900995FB5NC7SSE05", "name": "The Baldwin State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 5150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005QU87D4OE5GZ21", "name": "First Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 7270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZKSRACE7NQQ84", "name": "The Hamilton Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 3660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490093XKEEYF9N9X26", "name": "Coast Line Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 28, "dollarVol": 2820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FYIFXD18THEZ65", "name": "Litton Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 28, "dollarVol": 7490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YZRLQQC62C3P68", "name": "PALCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 28, "dollarVol": 1870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BO5UTSDB76V724", "name": "The Havana National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 3680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 3, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOZY61MOJWXJ70", "name": "Farmers Savings Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 2680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUNVNXN3U3OF88", "name": "Security State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 3690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8EWQ2UQKS07AKK8ANH81", "name": "Deutsche Bank Trust Company Americas", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 381990000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 3, "3": 2, "4": 6, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T42S5DPZ6KG172", "name": "The First National Bank of Germantown", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 3760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 3, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005PYIZHRT9M1C75", "name": "First FarmBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 28, "dollarVol": 9570000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FF2P6I0N4FHD29", "name": "Benchmark Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 42060000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 4, "4": 7, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001FVJ5MZI4YAE11", "name": "Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 28, "dollarVol": 3040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZYL6IDJDBUR04", "name": "SECURITY FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 28, "dollarVol": 4070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 103, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 75, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490099XNQQU8T3WI97", "name": "Cooperativa de Ahoro y Crédito Bo. Quebrada de Camuy, PR", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 28, "dollarVol": 2520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WMGNZX1DVKD167", "name": "Jonesburg State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 4160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 2, "3": 9, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N8S16247A0W569", "name": "TOBACCO VALLEY TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 28, "dollarVol": 1310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KYZ21NWSUOYP36", "name": "Sutton Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 6190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMC7T53UNNNA58", "name": "The Bank of Princeton", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 162560000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 9, "4": 6, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900826Z45GD791J96", "name": "Grinnell State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 20880000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 2, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FKD0CVFUC78457", "name": "Northern State Bank of Virginia", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 5420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DBE56TS8LE1K36", "name": "Jordan Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 28, "dollarVol": 4290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZQ87KRTMFMIK55", "name": "Premier Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 8190000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 2, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I4Q994MFILTR26", "name": "Keystone Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 3620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 4, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YW4WSUXGQLHY65", "name": "Compass Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 28, "dollarVol": 4700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYY2S4S7UPJT86", "name": "SK GLOBAL INVESTMENT, INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 27, "dollarVol": 14475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 2, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JBS4I4F2PTVN03", "name": "FARMERS TRUST & SAVINGS BANK EARLING, IOWA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 2635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003VS9H74R09MO48", "name": "Star Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 1745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH2N9Q3HH7XL57", "name": "CCM Finance, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 27, "dollarVol": 7835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFCGLCYQ1SAJ07", "name": "BAYLANDS FAMILY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 3045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 1, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NPU1XJH9AFQT21", "name": "SANTA ROSA COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 2165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XDIG3076IQJS36", "name": "University of Louisiana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 3555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LGHYS85LQCAW88", "name": "Frontier Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 12755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XW0LQQA1I2P960", "name": "FNB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 3605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 11, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPP46PTHQ2RF22", "name": "NORTH BAY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 6825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 78, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 4, "3": 24, "4": 6, "5": 3, "6": 0, "7": 11, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N3Z9KIMSXQ0Q45", "name": "Timberland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 1585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 18, "4": 10, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 10, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EE39SNC5DXTC46", "name": "Northern Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 48005000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 129, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 3, "3": 1, "4": 2, "5": 0, "6": 72, "7": 0, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 72, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQW7KBZFSQK518", "name": "1ST LIBERTY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 27, "dollarVol": 1725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 4, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004W7AEPOP0B0249", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 10805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 2, "3": 0, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XBN09FJNIT5G55", "name": "Omaha Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 1505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005FO541ADHSMJ24", "name": "Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 2665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008D4YD53ZKUG259", "name": "Brewery Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 2355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000VPS85MJ8L5X04", "name": "Community Development Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 3675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HI3FIGFR7SU483", "name": "Piscataqua Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 13795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930092HIO8R4060L05", "name": "MEDI-COOP (COOPERATIVA DE AHORRO Y CRÉDITO DE MÉDICOS Y OTROS PROFESIONALES DE LA SALUD)", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 27, "dollarVol": 6655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4GTNURUFYV328", "name": "MICHIGAN COLUMBUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 27, "dollarVol": 1515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 1, "3": 0, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JI7ZC424UAF50", "name": "Citizens Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 9965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 4, "4": 4, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M16942DXVSKE61", "name": "First Bethany Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 4105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CDD8DDS775F56", "name": "First State Bank of Porter", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 7135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 5, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5KSPQD2HH1N54", "name": "First Foundation Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 27, "dollarVol": 49265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 2, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004O4O6HBJZIXH92", "name": "BANKWEST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 8770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BGTO2X0ZFZVC45", "name": "The Lyndon State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 5550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N16X2LRUQEUQ50", "name": "BOSTON FIREFIGHTERS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 12170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 1, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH9YMUECXXU380", "name": "NEW ERA MORTGAGE SERVICES INC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 11130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DD7DEFHKQ3AD80", "name": "Woodruff Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 5710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LBYFNAUBRAJP63", "name": "BEST REWARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 1060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FLY5OAGDXADY25", "name": "TruGrocer Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 8720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300981UHFORU1HG39", "name": "MIAMI UNIVERSITY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 1220000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B63HUNVIWL5V50", "name": "American National Bank - Fox Cities", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 10170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XS6ZEOAD9Q6N72", "name": "We Florida Financial", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 4840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 98, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 6, "3": 19, "4": 13, "5": 0, "6": 0, "7": 34, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD2HS86SAFVA88", "name": "POWER", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 2090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GXV94B2NZXS107", "name": "Total Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 1670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 6, "4": 2, "5": 4, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N8SUFLD1HGF75", "name": "JTF ROSE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 5560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 5, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQIT31SHVP5K64", "name": "United Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 6780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 6, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001CXZMOEGURA883", "name": "UFCW Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 2340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELHXETOZMAKX33", "name": "United Southeast Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 3990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 2, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WTVIGCZ5GK4376", "name": "3Hill Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 1740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 6, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1MCHMZQ2BP498", "name": "ABBEY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 2760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TZKHQ9DT85IC97", "name": "Schuyler Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 5570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 3, "4": 2, "5": 1, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OD0X37005DV702", "name": "STERLING UNITED Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 2200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 12, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNBYRUG0BK5T32", "name": "KH NETWORK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 1490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LTXJSUQBJKO24", "name": "AFL CIO EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 2330000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 6, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHSZUFLA4J1Q14", "name": "Downeast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 3420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 14, "4": 2, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EY91VUW4KYE555", "name": "ValueBank Texas", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 18020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BU6RKSCASCSN29", "name": "Daviess County Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 1600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U72NFUEEEZB183", "name": "High Plains Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 5830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003ODK1CMS9CMW53", "name": "Rails West Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 2210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500I870D8FFWCE112", "name": "NorthEast Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 83120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5R5JKIOHSSF92", "name": "MYUSA CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 26, "dollarVol": 1300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 4, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009JMGPU64G0O296", "name": "Bank of Millbrook", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 13420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LHIG86DP0JR819", "name": "POINTWEST BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 5590000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 3, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X66F41NHRM7578", "name": "Federated Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 2610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRLM780BDGSW97", "name": "IOWA TRUST & SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 62890000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FIWDHCWQ3TFP96", "name": "Great Plains State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 6080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUI90VIS0HE078", "name": "Nextres, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 26, "dollarVol": 12640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 2, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J0CQITHCF2G618", "name": "Bank of Eastern Oregon", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 26, "dollarVol": 4730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NQ6JHMRWQ5IH65", "name": "Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 2465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XT937N1XUKWX63", "name": "U.S. CENTURY BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 30255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 6, "3": 3, "4": 6, "5": 0, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QW05CG8MJX447", "name": "Midwest Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 4815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WB418SBFX6YI35", "name": "MORTGAGE LENDING GROUP LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 13475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UKHNKB0GG3TS16", "name": "The Bank of Milan", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 3995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TELLWSMYL9RE90", "name": "TRUPoint Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 6935000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 20, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009FXR8PWETMRA43", "name": "The Covington Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 4015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006B4YBR7ZSB3G86", "name": "BLAIR COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 1605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BMZRJFTKKNV74", "name": "Bank of Calhoun County", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 3605000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AC46WDQ7G4M335", "name": "First American State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 8965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBV10SC3TEU133", "name": "CAROLINA FOOTHILLS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 4065000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 108, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 48, "4": 13, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 13, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y0OOKETVQMUW35", "name": "Farmers and Merchants Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 3095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IOVF643QHIZ598", "name": "Auto Club Trust, FSB", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 4665000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 93, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 43, "4": 19, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 19, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930092UGT1EDCMDP54", "name": "OMAHA POLICE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 2305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009WLD1EC45QKX71", "name": "GreenLeaf Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 5275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490095CTOC97LRQD90", "name": "Jefferson Parish Employees FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 4385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJXNFP6TD1QN94", "name": "JOHNSONVILLE TVA EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 1745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L4QQHFA6KR4D05", "name": "CONSERVATION EMPLOYEES CREDIT", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 4105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 6, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009QUH7OTRXI6X89", "name": "Kansas State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 1985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "C4BXATY60WC6XEOZDX54", "name": "MetLife, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 1474495000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 14, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1RXPGUIKOLB91", "name": "Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 7375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 9, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTXC2DBWKBNZ05", "name": "Bowater Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 3995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 99, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 20, "3": 7, "4": 2, "5": 8, "6": 0, "7": 11, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 8, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H07R1I9HDMFT89", "name": "Today's Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 16025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 2, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YN7OQX9PTS2T45", "name": "Lone Star Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 18605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBDQ281GX1LB13", "name": "Farmers State Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 3275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004ZMFHUD3MB7B40", "name": "LAREDO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 2385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SERU6A9D2UN186", "name": "Unity Bank of Mississippi", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 3415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A1UQKL3B7FJW54", "name": "Algonquin State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 9555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 1, "4": 3, "5": 1, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490021P4C9ZH17EO78", "name": "MORTGAGE CLEARING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 6835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 773, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 8, "4": 17, "5": 6, "6": 714, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 714, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5XF7134V2NO46", "name": "FINCO MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 9315000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300516L2LO1P5XX92", "name": "Worthington Mortgage", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 25, "dollarVol": 7605000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 58, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 4, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009TOEDMWVNG1442", "name": "EAGLE ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 1645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002K52I0Z3ZOY122", "name": "Catalyst Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 7075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 4, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P72SW4OU64XR31", "name": "The Bank of Glen Burnie", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 11685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CUN0J8JKWUL22", "name": "Telco Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 25, "dollarVol": 4555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPRIVI6I4YR959", "name": "State Bank of Bement", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 25, "dollarVol": 5295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NINH0YUSL4K137", "name": "Village Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 6100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WO60HTEULEHM24", "name": "AMERICAN PRIDE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 6040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCU0HQWLDE4416", "name": "ALLSTAR FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 26580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GVJZOXIAH3M79", "name": "GreenStone Farm Credit Services, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 2310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRI3U90GF3IF79", "name": "First State Bank of Wyoming", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 3710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009OWTY7KVB18G12", "name": "Forrit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 24, "dollarVol": 2670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006P8VW9SIT9YP64", "name": "University of Hawaii Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 24, "dollarVol": 15820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500VAX8CTDV1CWC26", "name": "Texas DPS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 24, "dollarVol": 1700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008DKNX6KPDOUX53", "name": "Wellington State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 2610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OGIRBMW7R8T35", "name": "Bonanza Valley State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 2610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A443EM4SG6HK46", "name": "FRIENDS AND FAMILY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 24, "dollarVol": 3330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U4EQSH700I1044", "name": "MIL-WAY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 1950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 5, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V0B2PZ5XF4SB58", "name": "BILLINGS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 5890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DN6A0I2MKQYG08", "name": "Mountain Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 24, "dollarVol": 5240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 7, "4": 7, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WBMOZ68L65GY91", "name": "SAN RAFAEL COOP", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 2780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 3, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULXKJUJDK2RQ54", "name": "MONARCH FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 10580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MHEKUVX1BTCD10", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 1790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 3, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VDCE0HESF63887", "name": "ST. JOSEPHS CANTON PARISH", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 1340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 10, "4": 3, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006970DDWK8E1864", "name": "FIELDPOINT PRIVATE BANK & TRUST", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 56340000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 4, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006WPD8JIY1AFO12", "name": "Southeast First National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 2510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHKDHI81WG5G33", "name": "Bank of the Orient", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 37960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 3, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490098IO3YI0XADR55", "name": "Liberty Trust & Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 3300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MSW6NY44KG3397", "name": "FVCbank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 22970000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 88, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 1, "4": 1, "5": 0, "6": 62, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 62, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N6XFQR6TP1WG82", "name": "Sunset Science Park Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 24, "dollarVol": 9260000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 5, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300194LW0QMECAH75", "name": "BATON ROUGE TELCO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 5280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 56, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 3, "3": 16, "4": 0, "5": 1, "6": 0, "7": 2, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003UEX61E91S2B54", "name": "MERCER COUNTY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OYWKGWH475CJ83", "name": "County Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 6960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 5, "4": 4, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7J9S1WSW4VU68", "name": "Village Bank and Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 16270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 3, "4": 7, "5": 2, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTZPT51D3DK456", "name": "First Westroads Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 24, "dollarVol": 35860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 7, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002AEOG52GLE5B68", "name": "Affinity Bancshares, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 24, "dollarVol": 8740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 44, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 15, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZF5TG4BM7Y8P59", "name": "Wisconsin River Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 11895000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047C62INWFYCF40", "name": "SPIRIT OF ALASKA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 23, "dollarVol": 4435000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 80, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 21, "4": 13, "5": 8, "6": 0, "7": 15, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 13, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930075V56LV2823P16", "name": "ATHOL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 23, "dollarVol": 5825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 2, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001EYKX1T5YCJ737", "name": "RED RIVER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 23, "dollarVol": 3065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H7HJWLRJUBQ485", "name": "MORTGAGE HAWAII LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 23, "dollarVol": 15645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVRAK6I8QGFR41", "name": "Cooperativa De Credito Y Ahorro San Jose", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 23, "dollarVol": 3925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YVNHCJ44QMIS36", "name": "C-B-W Schools Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 23, "dollarVol": 2045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV4T4YZCSHWF37", "name": "First Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 5525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q452T1FESHO34", "name": "Cooperativa De Ahorro Y Credito La Aiboniteña", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 23, "dollarVol": 2185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006EB8YM4CB8V697", "name": "REDBRAND Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 23, "dollarVol": 1405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 22, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000PNXYVRN44TV91", "name": "My Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 23, "dollarVol": 5855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 1, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZCEBYFHYUPH52", "name": "212 Loans of Oregon, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 23, "dollarVol": 10395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2I8LP0RLR14D1X6W0P51", "name": "Schaumburg Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 18265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 3, "4": 2, "5": 0, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RVMJYWIGVSVC74", "name": "Preferred Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 3545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I23OUVH341T124", "name": "Horizon Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 36015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBPH5PK1AIGV76", "name": "BankProv", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 23, "dollarVol": 10835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490041Y3ITG7RD6H37", "name": "Chain Bridge Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 22525000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 3, "3": 0, "4": 3, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VT356QLU1SWW81", "name": "Flagship Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 24535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXUXE7P1Q87D65", "name": "The First National Bank of Peterstown", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 2385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UKSP6SQGRSFL18", "name": "INTERNATIONAL FINANCE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 21695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 3, "3": 3, "4": 3, "5": 2, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K77IQXQEIYGA47", "name": "BRIDGE CITY STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 23, "dollarVol": 3765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 2, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CZOYIG4FIKS25", "name": "Forbright Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 22, "dollarVol": 13810000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 4, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008ZZU6HBDSPYF15", "name": "Upstate Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 22, "dollarVol": 1030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 17, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300804WJYT6LNWL24", "name": "The First State Bank of Pond Creek, Oklahoma", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 22, "dollarVol": 2910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005AK04LGIZGXS10", "name": "The First National Bank of Anson", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 22, "dollarVol": 2640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 6, "3": 6, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4Y8SZTX37AW62", "name": "FIRESTONE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 22, "dollarVol": 3350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8FXJXRVKIT387", "name": "FIREFIGHTERS & COMPANY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 22, "dollarVol": 2520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 7, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000C3HFOULBTXG74", "name": "Gundersen Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 22, "dollarVol": 1990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD50LHLWMWPN92", "name": "PEARL HAWAII FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 22, "dollarVol": 6120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 66, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 16, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FLZO1AEAORW123", "name": "The Metamora State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 22, "dollarVol": 2970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930032XJT9NQZ5I683", "name": "Royal Banks of Missouri", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 22, "dollarVol": 6040000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 189, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 4, "3": 74, "4": 40, "5": 20, "6": 29, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 40, "incompleteCount": 20, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CLULPZ13KI0S29", "name": "NORTHEASTERN OPERATING ENGINEERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 22, "dollarVol": 10000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYZ5JSI6TQMS54", "name": "GLASS CITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 22, "dollarVol": 3560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 119, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 2, "3": 23, "4": 44, "5": 1, "6": 0, "7": 25, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 44, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPD0RUUTUL5H65", "name": "ACB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 22, "dollarVol": 3750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0JGZE27J13Z50", "name": "NEIGHBORHOOD", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 22, "dollarVol": 2090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 50, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 3, "3": 23, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007V8ZEVXWVS3567", "name": "Cross River Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 22, "dollarVol": 224780000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 1, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QI30VK43QFSL75", "name": "Chelsea State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 4535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005O94DAZVV0P036", "name": "Cross County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 18605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 3, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDWM7YJVNPMR47", "name": "FOUNDATION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 21, "dollarVol": 4635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P44XJB3CPZ4V05", "name": "The Atlantic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 21, "dollarVol": 2345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 25, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6L2UXMLMG8616", "name": "Edwards Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 21, "dollarVol": 1395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SEW263WB5KWU64", "name": "Vast Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 17605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NRFBF7DSU0LE80", "name": "MEMBERS TRUST OF THE SOUTHWEST FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 21, "dollarVol": 4515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 7, "4": 4, "5": 5, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ABXGXVK31KE79", "name": "PRIMUS LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 21, "dollarVol": 11685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 42, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 6, "3": 3, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UEGARCJHF59B44", "name": "DEL SUR CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 21, "dollarVol": 10345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XGU4RX824L971", "name": "Citizens' Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 2485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZQXBSRU5RO172", "name": "Greater Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 9655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 2, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YIISLA68FQYZ66", "name": "United Prairie Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 5955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YTIBBOK7PFSV38", "name": "FNB Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 3135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 2, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N72MT5I3L0FF81", "name": "GREEN COUNTRY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 21, "dollarVol": 3015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008MLNFTWNSBXB88", "name": "St. Louis Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 19465000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CORCK9CDK8GZ80", "name": "FreeStar Financial", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 21, "dollarVol": 3195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 67, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 5, "3": 28, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RW4F62S7FHDV91", "name": "UNITED COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 21, "dollarVol": 1895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 7, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0X310UO0GSO83", "name": "American Commerce Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 3215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 77, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 56, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 56, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E8AB6YT3KRD187", "name": "FIRST NATIONAL BANCORP, INC.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 21575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PTHF2B5Z1PGA51", "name": "Perennial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 5025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SP0WF5J8HGAC84", "name": "Bandera Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 4155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBOL474MATJ593", "name": "Independence State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 2705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900INHDNXVATC1I76", "name": "Lone Star Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 6365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001FRVJW21ARMV74", "name": "RNB State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 21, "dollarVol": 4075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXEOY2T2W27B44", "name": "ALLCOM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 1870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 3, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900433OUXXNWBRL57", "name": "First Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 31210000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 2, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPRUH645Z90X88", "name": "Interamerican Bank, A FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 7880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TI83SWW04ZPZ29", "name": "AppleTree Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 2130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPGZVO0YIGL418", "name": "Lookout Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 4010000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 4, "3": 6, "4": 8, "5": 6, "6": 0, "7": 8, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 6, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HLF6R48Z1V4F56", "name": "ASCENSION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 1750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMQCJI1T3P3Z82", "name": "INSIGHT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 3690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 54, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 2, "3": 5, "4": 16, "5": 5, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DKAD285HDELR04", "name": "Cooperativa de Ahorro y Credito Hatillo", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 20, "dollarVol": 2770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N15SIAR55G5978", "name": "COMMUNITY POWERED FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 1410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003O1765OJT2BV03", "name": "American Riviera Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 17080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUQ0GXK2YJEK02", "name": "Spratt Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 4890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500L05PZK2V29V567", "name": "Independent Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 3580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U6H520K7TCA169", "name": "THE GLEN BURNIE MUTUAL SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 6510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YKKYDTMHX6YX43", "name": "NEBRASKA BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 4060000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 1, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JP8LGXT0Z0S678", "name": "PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 7750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 1, "4": 1, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y61M2X3WRROA86", "name": "Bank of Weston", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 3150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005YTC55FC2VCK79", "name": "GUARANTY MORTGAGE SERVICE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 20, "dollarVol": 7560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H1EYFRIJRHPN71", "name": "Watermark Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 18670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 7, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JSMO6YKNVQ426", "name": "Bay Area Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 8, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DGOV1UVLJKW474", "name": "FIRST WATCH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 3990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 3, "3": 7, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z5MXY02EYXAM91", "name": "North Alabama Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 20, "dollarVol": 1960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490001F0A9F7BV6B05", "name": "Albany Bank and Trust Company National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 28360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 3, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000W1FD1FMQ03060", "name": "Frontier State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 3470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CFZ6PC3YYDJQ89", "name": "Hawaii National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 22600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NSXWCE07HAP496", "name": "The National Bank of Malvern", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 6750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZMQ2ZFZA66L83", "name": "WestStar Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 10940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 4, "3": 11, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080XWOQPR6ST055", "name": "Bank of Commerce & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 20, "dollarVol": 1940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 2, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065I8TMZBUKMS98", "name": "Buckeye Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 8915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004SC7QSM97SYR40", "name": "Farmers State Bank of Western Illinois", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 1265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002W52M3SYLFEX32", "name": "GREYSTONE FUNDING COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 19, "dollarVol": 343635000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5R2UQGSNVT989", "name": "SAN FRANCISCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 19, "dollarVol": 9005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YU5FXUC05UXI34", "name": "GLENDALE AREA SCHOOLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 19, "dollarVol": 2555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 2, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUQP8LETNCVK53", "name": "First Nations Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 12155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FLJMMXYXYKI25", "name": "New Republic Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 5645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 1, "4": 0, "5": 0, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXE3M1W481QB61", "name": "METRO MEDICAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 19, "dollarVol": 1425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003CWPNX7EZ46462", "name": "SPC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 19, "dollarVol": 2305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 82, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 2, "3": 5, "4": 18, "5": 2, "6": 0, "7": 19, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 18, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V5KPYZDV1U4679", "name": "BOC Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 13495000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 9, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R1M9F3KHD4D911", "name": "HOMELAND CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 19, "dollarVol": 2505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 33, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 4, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005MOGCDHVVGS531", "name": "The First Bank and Trust Company of Murphysboro", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 3315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008POZ7T1PJYBU80", "name": "COLORADO BANK AND TRUST COMPANY OF LA JUNTA", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 3155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001J5Z6NXCZKQR68", "name": "SKYWARD CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 19, "dollarVol": 1925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 141, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 24, "3": 17, "4": 30, "5": 7, "6": 0, "7": 34, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 30, "incompleteCount": 7, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRSBCJN2HPK893", "name": "PARTNERS UNITED FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 19, "dollarVol": 7915000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 60, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 3, "4": 37, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPU3QTJ3ZRVE07", "name": "Western National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 19, "dollarVol": 3865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 1, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZXXYWVD5ZXYN28", "name": "The Eastern Colorado Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 8940000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 32, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 2, "3": 5, "4": 3, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHYG6442PK0G60", "name": "Solon State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 1510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0CN5YKL3VTP86", "name": "PEOPLE'S ALLIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 18, "dollarVol": 1640000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 112, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 52, "4": 6, "5": 15, "6": 0, "7": 10, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 6, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006V23YD1XWUR350", "name": "MapleMark Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 21130000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 2, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQWO96MJ2ZIL95", "name": "PINEYWOODS CAPITAL LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 18, "dollarVol": 4470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRIPL0USI69Q40", "name": "ROME TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 18, "dollarVol": 1290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LQPR8CYPBIJ478", "name": "First Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 5290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 3, "3": 12, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VQSHPYTNCOP496", "name": "LYONS MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 18, "dollarVol": 8480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 4, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OL1MBVNMHDQ522", "name": "Riverside Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 3930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJUWNEQ2VZTG49", "name": "Bank of Kampsville", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 1930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJCNNMT7ILMP38", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 2350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q1G2KB2C5CMN65", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 2360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I5PXYKWZSGG235", "name": "EVANSVILLE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 18, "dollarVol": 3020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 3, "4": 2, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARLAZ571P0Z136", "name": "Industry State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 18, "dollarVol": 4360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 1, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYIVHUDDNUD808", "name": "First Exchange Bank Of Alabama", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17, "dollarVol": 3415000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FAQB5JZE5SG649", "name": "FlatIrons Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17, "dollarVol": 15795000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Y55XBWPK4OX71", "name": "St James Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17, "dollarVol": 4685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HOFPDQTQTMI243", "name": "TAYLOR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 17, "dollarVol": 2395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RA6QUTUBU19D95", "name": "Fort McClellan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 17, "dollarVol": 2685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 1, "3": 12, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXIH93QAIAWV16", "name": "COOPERATIVA DE AHORRO Y CREDITO MAUNABO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17, "dollarVol": 1755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 1, "3": 14, "4": 4, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4S6BX5BFNR019", "name": "CREDIT UNION OF THE ROCKIES", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 17, "dollarVol": 895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 10, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004IRV3T6D4NNV33", "name": "Nikkei Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 17, "dollarVol": 3045000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP693UT023XG44", "name": "SPIRIT FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 17, "dollarVol": 1305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMPH2H8CM5WS98", "name": "VISION FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17, "dollarVol": 965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FERTTAUD38US42", "name": "BANK OF HOUSTON", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17, "dollarVol": 9175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAZLKUFCJIO704", "name": "RIVERTRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 17, "dollarVol": 3815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J8HNLGP2HYNE66", "name": "Industrial Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17, "dollarVol": 42185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SOZES6XPZ50475", "name": "Texas Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17, "dollarVol": 4725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 1, "4": 1, "5": 0, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TBJSIXN1M7S968", "name": "FJM PRIVATE MORTGAGE FUND, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17, "dollarVol": 12935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1SBZVJTL6WB07", "name": "RUTGERS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17, "dollarVol": 1405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZY6PRWY54O6995", "name": "CAPITAL PLUS FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17, "dollarVol": 2915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 2, "3": 14, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A69XJBWUR7ZF46", "name": "Mortgage Network, Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 17, "dollarVol": 6245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 25, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 1, "4": 1, "5": 1, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBQMFJ4GDIMC53", "name": "Citizens Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17, "dollarVol": 4265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLY1AZR185XE50", "name": "AEROQUIP CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 17, "dollarVol": 1225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083CVF047DLXL67", "name": "Stoughton Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 17, "dollarVol": 6515000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076TYMG3Z3BO135", "name": "COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 16, "dollarVol": 1870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SKRNN38GYC7R38", "name": "Ukrainian Selfreliance Michigan Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 16, "dollarVol": 3110000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PI7Z6DG3QE2087", "name": "St Landry Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 16, "dollarVol": 1200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000A1L311Q486V24", "name": "Fortefi, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 16, "dollarVol": 6330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DP3BW5KXGW1D65", "name": "Security State Bank of Hibbing", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 16, "dollarVol": 5150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 2, "4": 0, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YT2WUQF1W74119", "name": "Buckeye State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 16, "dollarVol": 5680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 3, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V83GHGVEBS2094", "name": "GRAYTON MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 16, "dollarVol": 7760000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001U0HWKEN6OLT59", "name": "CRESTLINE FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 16, "dollarVol": 8100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 0, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XM56YJW3X8VP97", "name": "First Federal Savings and Loan Association of San Rafael", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 16, "dollarVol": 17980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 1, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009RNMXHS9AICA61", "name": "Kaiperm Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 16, "dollarVol": 3890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SRO5L90DRP2664", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 16, "dollarVol": 2490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 4, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LGGK2DOWIZA524", "name": "KEYSTONE BANK, SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 16, "dollarVol": 23460000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 36, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 1, "3": 7, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIBIY0XHM03574", "name": "REDWOOD MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 16, "dollarVol": 10190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 39, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 8, "3": 9, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H5NH1XVBYB1V75", "name": "Tri-County Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15, "dollarVol": 1465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064VBVLXORPKL16", "name": "FOND DU LAC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 15, "dollarVol": 3405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NAGGVF6I0G6Y61", "name": "Catholic Vantage Financial", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15, "dollarVol": 2875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C19X1M3IN6AM89", "name": "First State Bank of Burnet", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15, "dollarVol": 23915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 1, "3": 4, "4": 1, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJMPSMO4XCL284", "name": "TECHNICOLOR Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 15, "dollarVol": 2305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SYM73UN2V4KP10", "name": "Greenville Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 15, "dollarVol": 2285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IJMAVCJR5W8K61", "name": "V.I.P. Trust Deed Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15, "dollarVol": 2155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D8P1M4OA5IHT46", "name": "Progressions Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 15, "dollarVol": 1705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C0V7P5V6VLDD08", "name": "SM Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 15, "dollarVol": 2825000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490014H5TMIL4E7G03", "name": "Lake City Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15, "dollarVol": 2805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XC63WNGFOIVV43", "name": "WHEATLAND", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15, "dollarVol": 965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOJCNL7B110W30", "name": "Open Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15, "dollarVol": 17385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 175, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 3, "5": 0, "6": 157, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 157, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GNP7G2T27CO093", "name": "L C E FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 15, "dollarVol": 1165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 1, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007JWVDRJB3BSH97", "name": "The Bank of Jackson", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15, "dollarVol": 2315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IKHG1VE7RH9P70", "name": "Systematic Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15, "dollarVol": 4435000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHRDR8FOOKPQ89", "name": "InBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15, "dollarVol": 20585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490087M8OYX68SQN42", "name": "ISB Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 15, "dollarVol": 5155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XARD788LSGZW76", "name": "First US Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 15, "dollarVol": 1355000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 10, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UICMP0IGY0RG32", "name": "TAMPA POSTAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 15, "dollarVol": 885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7VRSW36FYYJ37", "name": "Union County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 5700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 153, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 1, "3": 4, "4": 5, "5": 1, "6": 124, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 124, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U55IW4J0F8P008", "name": "LOUISIANA USA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 3570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 2, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490069UL3FH6Q66B18", "name": "Oswego Teachers Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 1300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V96JRMDZEWYB09", "name": "VALLEY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 2620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004PU0PDR2NUYN54", "name": "COOPERATIVA DE AHORRO Y CREDITO DEL VALENCIANO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14, "dollarVol": 1980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5V403XF1RX254", "name": "OWNERSCHOICE FUNDING, INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14, "dollarVol": 2530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 52, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 20, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DBCK1J1S86JR79", "name": "Bank of Cadiz and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 2590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M6F8O82D8W2395", "name": "The Pecos County State Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 1590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 35, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 9, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N5XAMERUPUAQ72", "name": "Dakota West Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 2950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 4, "3": 7, "4": 4, "5": 3, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNC55MZTGKJ811", "name": "PACIFIC CASCADE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 1420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BFTWW1HFL7JF90", "name": "Cendera Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 10690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "IESWU3ORVB7T21TZOK62", "name": "Transamerica Life Insurance Company", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14, "dollarVol": 224600000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PWTPCOI9QU5G90", "name": "Canton Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 6490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BKY8EDMAZZPY75", "name": "Primary Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 23010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 1, "3": 1, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QUKN0IZ6XQZY33", "name": "First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 1530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "NJ1Z0LLF4RLDWG2WCN80", "name": "LINCOLN NATIONAL LIFE INSURANCE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14, "dollarVol": 351020000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008W3O3PXWF90U35", "name": "Jefferson Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 1310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 27, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 1, "3": 6, "4": 3, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500BCD760BG10F610", "name": "One Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 9, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FXNUWVW6AI7E18", "name": "TUCSON OLD PUEBLO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 14, "dollarVol": 3220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 26, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 4, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004N6GEASXJ2A896", "name": "Global Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 14, "dollarVol": 12310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 1, "3": 5, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6CJ3H6H1U0F03", "name": "AB&T", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 14, "dollarVol": 2760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500OK97NBDQ1SOK86", "name": "The Millyard Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13, "dollarVol": 6875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QSYPZJ7UL0PC48", "name": "F A A Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 13, "dollarVol": 1505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O86UUZZGSLX538", "name": "RED CROWN", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 13, "dollarVol": 2395000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 6, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y8MO6UUFA38I79", "name": "NORTHERN STAR CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 13, "dollarVol": 275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930068THUS1PO1LX49", "name": "DHA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 13, "dollarVol": 5185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 31, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 1, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IVPAGO4BK3EO35", "name": "Pioneer Trust Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13, "dollarVol": 13645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U5KJDUGZIWF098", "name": "MERCO", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 13, "dollarVol": 1585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 1, "3": 7, "4": 4, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FDNZSDIZP9N063", "name": "CENTRAL CREDIT UNION OF FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 13, "dollarVol": 1825000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 34, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 4, "3": 8, "4": 1, "5": 1, "6": 0, "7": 3, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QA42CLV3RMFZ29", "name": "Bank of the West", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13, "dollarVol": 37585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 40, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 3, "5": 0, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001SMFSVFT382M09", "name": "Time Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13, "dollarVol": 7745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S293MIVH34PR45", "name": "North Side Federal Savings and Loan Association of Chicago", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13, "dollarVol": 3505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EL5N0NK8M96118", "name": "DADE COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 13, "dollarVol": 6665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ACR0JR0FZ47P31", "name": "DIAMOND VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 13, "dollarVol": 1785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490081ZRNCBNUFA124", "name": "Commodore Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 13, "dollarVol": 2875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064IXFLV6MQAL59", "name": "CROSSFIRE FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 12, "dollarVol": 4690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490095U3FMN5H57A29", "name": "Explorers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007EJ1IS7U47Q27", "name": "UNIVERSAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7S0JJB4LU5J82", "name": "WINTERWOOD MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 12, "dollarVol": 3120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 2, "3": 16, "4": 76, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 76, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4P7FB9UH6CL48", "name": "Illinois State Police Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 2, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B86Q2KK5MQXB44", "name": "U S #1364 FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 3400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 2, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y4P4X4Y1L26R43", "name": "Municipal Employees Credit Union of Oklahoma City", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTNSBY6RS8HU51", "name": "CASCADE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 1250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZ68QC00DWOC19", "name": "BOURNS EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 3150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 1, "3": 13, "4": 9, "5": 4, "6": 0, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPGZ2ODNN94697", "name": "XPLORE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 4160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 2, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930057XF33SONJFP81", "name": "UNIVERSAL CITY STUDIOS Federal Credit union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 2620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C690YBM0ROXL93", "name": "Kleberg Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 12, "dollarVol": 5620000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFCG6GF21KOW34", "name": "EXCITE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 3300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 49, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 1, "3": 15, "4": 4, "5": 0, "6": 0, "7": 14, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300730ZNSQK9EBT50", "name": "BluPeak Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 4960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 95, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 10, "3": 2, "4": 2, "5": 0, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500CFAFEC3F93A587", "name": "The First State Bank of Rosemount", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 12, "dollarVol": 3150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490010UA3IZPDO2Q49", "name": "Westport Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 1670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJ5NAXZUN3VF05", "name": "HONOLULU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 12, "dollarVol": 5840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009O1XK0YQZXEL45", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 12, "dollarVol": 3170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 1, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPK18IMSC1OM63", "name": "LUMENT STRUCTURED FINANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11, "dollarVol": 67875000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKKPTDS03YHG30", "name": "FIRST TRUST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11, "dollarVol": 995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 2, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061WAHBLUL0RW61", "name": "EverTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 11, "dollarVol": 25835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRLVIA94OVXY15", "name": "AMERICAN HOMESTAR MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11, "dollarVol": 2615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 173, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 100, "4": 62, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005AULHKP8HBJL75", "name": "Home Bank of California", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 11, "dollarVol": 11945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8FMI4YLI7X514", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 11, "dollarVol": 525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I6OUSD8YCJUJ63", "name": "COPOCO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 11, "dollarVol": 885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 1, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JOT0D4J0SZIK67", "name": "THE MONEY SOURCE INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11, "dollarVol": 3055000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7358, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 15, "4": 1, "5": 3, "6": 7328, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 7328, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VGVHD3B82JEV95", "name": "Portage Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 11, "dollarVol": 4945000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 3, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ILIUB22RTQKQ27", "name": "BKCO MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 11, "dollarVol": 6375000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "FHA", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 1, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QSUEE20YO86W39", "name": "SPECIALIZED LOAN SERVICING LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10, "dollarVol": 1690000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 326, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 1, "3": 28, "4": 8, "5": 3, "6": 276, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 276, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R45U4PYCJR7P30", "name": "Boone Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 10, "dollarVol": 760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 17, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEN9618A3NSC95", "name": "Trax Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 10, "dollarVol": 2270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 29, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 3, "3": 8, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S1MZBA1L5LZF88", "name": "Lufthansa Employee Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 10, "dollarVol": 720000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GL9FITA8BCKE77", "name": "Hercules First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 10, "dollarVol": 3900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5KQIIF8IN8E26", "name": "Southwest Georgia Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10, "dollarVol": 3540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBM8OIENB7BQ09", "name": "Farmers-Merchants Bank of Illinois", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 10, "dollarVol": 1040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U21VS5DK3F8H21", "name": "OptimumBank", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10, "dollarVol": 27130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 5, "4": 3, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SRKBH68TX76851", "name": "S&S Financial", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10, "dollarVol": 4410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UPNI34HUUQB490", "name": "Access Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 10, "dollarVol": 1500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 15, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900K1R26CQ1FWZS02", "name": "Safeway Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 10, "dollarVol": 820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "CKHJ2UYFJET57VN40289", "name": "CMFG LIFE INSURANCE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 10, "dollarVol": 87460000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 345, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 185, "4": 150, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 150, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5503CI7DSIP33", "name": "Bossier Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 10, "dollarVol": 1400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 16, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007M5RS51EYTT434", "name": "A. E. A. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 10, "dollarVol": 1570000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 46, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 3, "3": 12, "4": 17, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FR7PGHS5RN4G56", "name": "ABINGTON BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9, "dollarVol": 15485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 43, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 1, "4": 3, "5": 0, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1LBROQFJ7YJ64", "name": "FORT SILL", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 9, "dollarVol": 1625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 28, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 6, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MAIHYOT48UVH49", "name": "CAROLINAS TELCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 9, "dollarVol": 2695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 2, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8E8RBG5YNMP39", "name": "DEPARTMENT OF COMMERCE", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 9, "dollarVol": 2275000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "SI7YQSVPFZBSQ878IC17", "name": "Western Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9, "dollarVol": 56585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1165, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 0, "4": 0, "5": 0, "6": 1156, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1156, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004TN1RD20MW1Y08", "name": "CONCHO EDUCATORS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 9, "dollarVol": 1025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J3KQJDSZQIMM59", "name": "Fortis Private Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9, "dollarVol": 15585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 0, "4": 0, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R7PKVEGTSLIF76", "name": "First General Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 9, "dollarVol": 28185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X01FL2VJJGCI54", "name": "Seattle Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 8, "dollarVol": 9690000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 1, "4": 0, "5": 0, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F053B54C884C79", "name": "ONE AMERICAN BANK", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 8, "dollarVol": 1990000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 23, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 1, "3": 1, "4": 10, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HLPEQ31HY26E57", "name": "Hometown Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 8, "dollarVol": 5930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 576, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 1, "4": 2, "5": 0, "6": 565, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 565, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L8E0QUT5VH5G34", "name": "Florence Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 8, "dollarVol": 970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490049BUGXLHXJZD76", "name": "The Credit Union For All", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 8, "dollarVol": 820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 1, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300POAFZ9PGU16760", "name": "Edison National Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 8, "dollarVol": 5010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JRAD3MMK4R6V08", "name": "Heritage Bank of Schaumburg", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 8, "dollarVol": 2960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQD0RJERL83Q30", "name": "Farm Credit Services of Western Arkansas, PCA", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 8, "dollarVol": 390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004U68X0X5LVHY72", "name": "RIVERLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 8, "dollarVol": 2240000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BMQSLV9Y2QJR87", "name": "Commercial Bank of California", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 8, "dollarVol": 21280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "QQ0OZ8J9C4B5QT1XDG31", "name": "JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 8, "dollarVol": 108990000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPVHG8M0ADBX36", "name": "Riverview Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 8, "dollarVol": 40750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 45, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 1, "3": 4, "4": 21, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 21, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IOX9BEK4O4M683", "name": "MISSION MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7, "dollarVol": 2115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWVLYULYLIAM42", "name": "HOMEOWNERS FIRST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7, "dollarVol": 4415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009U3Z7T32DXL565", "name": "Quaint Oak Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 7, "dollarVol": 14485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 22, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 0, "5": 1, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300850R07HZO8MY41", "name": "BNB FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7, "dollarVol": 3735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPR8SX263KW279", "name": "KITTREDGE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7, "dollarVol": 2365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELJT7N25NEWL38", "name": "ProGrowth Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 7, "dollarVol": 955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006CXHXIFN8Q4S89", "name": "KBR HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7, "dollarVol": 3255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 1, "4": 1, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JJ3E56IV4SHM86", "name": "Chiphone Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7, "dollarVol": 1175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 1, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ZQ1VZ1HZCL108", "name": "West Town Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 7, "dollarVol": 24795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 59, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 1, "4": 1, "5": 0, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XP1CH1D03J6778", "name": "TRANSWEST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7, "dollarVol": 1895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 14, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 3, "3": 0, "4": 0, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2KR9PLXBYT348", "name": "VOLT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7, "dollarVol": 895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 37, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 3, "3": 12, "4": 8, "5": 4, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1HSIL40QWFS52", "name": "VERABANK COMMUNITY DEVELOPMENT CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7, "dollarVol": 1175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IIYO1S63GOQ040", "name": "PCMA, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7, "dollarVol": 13285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 86, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 31, "3": 0, "4": 47, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500CEC3E53M14HT75", "name": "Madison Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7, "dollarVol": 265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006FYXPLR221TS92", "name": "COMPASS HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 7, "dollarVol": 3385000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 13, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 2, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRUZFHXLEPLR52", "name": "People's Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 7, "dollarVol": 1255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 18, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 7, "4": 1, "5": 0, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DEQDOPOOYCB264", "name": "Century Bank", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 6, "dollarVol": 19270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 30, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 2, "3": 0, "4": 3, "5": 0, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "967600K0JD6JIELVRF39", "name": "Chaffey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6, "dollarVol": 900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 9, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JV2DB2OI1FI31", "name": "MOCSE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6, "dollarVol": 2110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 12, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MX0RKEMMAWWU19", "name": "RADIUS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6, "dollarVol": 1180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 10, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500F0FXOYPXRE5V06", "name": "RESPONDERS EMERGENCY SERVICES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6, "dollarVol": 1610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AQU5SLC1D9F213", "name": "Liberty Savings Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 6, "dollarVol": 520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005PT09Z02WXW551", "name": "ALKAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5, "dollarVol": 925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 431, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 85, "3": 78, "4": 263, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 263, "incompleteCount": 0, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500AE53C2CD1BA542", "name": "CAMPBELL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5, "dollarVol": 215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 5, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZC0S8OJM5CYU13", "name": "Nebo Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5, "dollarVol": 2535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 19, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDL15I36FDWZ79", "name": "COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5, "dollarVol": 615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003PENXHP1LH8G96", "name": "MIDCOAST", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 5, "dollarVol": 1135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HXD04SBQ82S85", "name": "Horizon Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5, "dollarVol": 1235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S9O3X6S7MHHC17", "name": "Compass Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5, "dollarVol": 765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U3EW900YTMU158", "name": "ST. PIUS X CHURCH FCU", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5, "dollarVol": 255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490041L0CZ128WJQ96", "name": "Zia Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5, "dollarVol": 335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 16, "4": 10, "5": 1, "6": 0, "7": 8, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MMUE4TVC24G357", "name": "Commodore Perry Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 5, "dollarVol": 475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 20, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 12, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005SBCJ71Z4XVY11", "name": "First Bank Chicago", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 5, "dollarVol": 10485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 7, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPN8RD09QJ6366", "name": "THE DISTRICT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4, "dollarVol": 390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 4, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5WZYDJFZQJ463", "name": "UNITED CONSUMERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4, "dollarVol": 530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 38, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 12, "4": 16, "5": 2, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2WRK55BY8UC05", "name": "IMPAC MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4, "dollarVol": 840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 11, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007W3FAWZ3EYNP10", "name": "AB COMMUNITY INVESTMENT COMPANY", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 4, "dollarVol": 590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900791X4X11AYVA11", "name": "InFirst Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 4, "dollarVol": 200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 21, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 8, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZEHLZ064G58146", "name": "Sterling Bank and Trust, FSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 4, "dollarVol": 7410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 41, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 1, "4": 1, "5": 0, "6": 35, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 35, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZAMAXWLAJ7AA55", "name": "212 Loans of California, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 3, "dollarVol": 1675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7EIYXZ10LDJ13", "name": "HEART OF LOUISIANA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 3, "dollarVol": 155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 8, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 3, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRKDRXN7POBN12", "name": "Austin Capital Bank SSB", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2, "dollarVol": 90000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 107, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 105, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 105, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490007ROE3S0978636", "name": "Monterey Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2, "dollarVol": 320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 3, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500C6D3DC0BE5E321", "name": "OrangePath Financial Inc.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2, "dollarVol": 580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NPHJJV4PURQK31", "name": "PREMIER BANK OF ARKANSAS", "nmls": "", "type": "Bank", "dataYear": 2023, "orig": 2, "dollarVol": 350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490031FYE1X5QNTK83", "name": "First Basin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2, "dollarVol": 750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 83, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 10, "3": 29, "4": 9, "5": 11, "6": 0, "7": 11, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 9, "incompleteCount": 11, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D0TGZMG03GNM36", "name": "ALL WESTERN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 2, "dollarVol": 350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V68FAQU1OE7F25", "name": "SALEM VA MEDICAL CENTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2, "dollarVol": 130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRNL011DYRV285", "name": "NW PRIORITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 2, "dollarVol": 260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C2WQ2VFP9M4K17", "name": "American Financial Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1, "dollarVol": 65000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNKDC040FOBU51", "name": "UNITED LOCAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1, "dollarVol": 155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 6, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 2, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QC7DVGIYVGB494", "name": "Resource One Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1, "dollarVol": 55000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 143, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 34, "3": 71, "4": 11, "5": 23, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 11, "incompleteCount": 23, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CD29U5MGKVD387", "name": "STATEWIDE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2023, "orig": 1, "dollarVol": 155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 2, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O51V8F4P0SOY08", "name": "First Oklahoma Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1, "dollarVol": 125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 24, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 3, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6LWTHH4GFWX19", "name": "MANHATTAN FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1, "dollarVol": 635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MC07ETGW6C0M17", "name": "SIERRA LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2023, "orig": 1, "dollarVol": 395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2023, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FGXN1K3HLB1R50", "name": "ROCKET MORTGAGE, LLC", "nmls": "3030", "type": "IMB", "dataYear": 2022, "orig": 464363, "dollarVol": 127577235000, "branches": 928, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 672240, "totalOriginated": 464363, "actionTaken": { "1": 464363, "2": 13799, "3": 110926, "4": 58035, "5": 1241, "6": 7373, "7": 408, "8": 16095 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110926, "withdrawalCount": 58035, "incompleteCount": 1241, "approvedNotAcceptedCount": 13799, "purchasedLoanCount": 7373, "originatedMedianInterestRate": 4.375, "originatedMedianRateSpread": 0.386, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 464363, "termSampleSize": 464363, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 464360 } }, { "lei": "549300HW662MN1WU8550", "name": "UNITED WHOLESALE MORTGAGE, LLC", "nmls": "3038", "type": "IMB", "dataYear": 2022, "orig": 348415, "dollarVol": 127513645000, "branches": 696, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.045, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 462351, "totalOriginated": 348415, "actionTaken": { "1": 348415, "2": 5682, "3": 47895, "4": 43897, "5": 12815, "6": 3647, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47895, "withdrawalCount": 43897, "incompleteCount": 12815, "approvedNotAcceptedCount": 5682, "purchasedLoanCount": 3647, "originatedMedianInterestRate": 4.875, "originatedMedianRateSpread": 0.137, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 319370, "termSampleSize": 348415, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 348415 } }, { "lei": "549300AG64NHILB7ZP05", "name": "LOANDEPOT.COM, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 156126, "dollarVol": 52531740000, "branches": 312, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.007, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249252, "totalOriginated": 156126, "actionTaken": { "1": 156126, "2": 3931, "3": 47090, "4": 40912, "5": 221, "6": 972, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47090, "withdrawalCount": 40912, "incompleteCount": 221, "approvedNotAcceptedCount": 3931, "purchasedLoanCount": 972, "originatedMedianInterestRate": 4.375, "originatedMedianRateSpread": 0.386, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 146294, "termSampleSize": 156126, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 155289 } }, { "lei": "KB1H1DSPRFMYMCUFXT09", "name": "Wells Fargo Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 142769, "dollarVol": 78976195000, "branches": 285, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.968, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 408300, "totalOriginated": 142769, "actionTaken": { "1": 142769, "2": 969, "3": 70916, "4": 59957, "5": 5234, "6": 128455, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70916, "withdrawalCount": 59957, "incompleteCount": 5234, "approvedNotAcceptedCount": 969, "purchasedLoanCount": 128455, "originatedMedianInterestRate": 4, "originatedMedianRateSpread": 0.215, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 140612, "termSampleSize": 142769, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 142540 } }, { "lei": "549300MGPZBLQDIL7538", "name": "FAIRWAY INDEPENDENT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 127965, "dollarVol": 40808695000, "branches": 255, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.991, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 187419, "totalOriginated": 127965, "actionTaken": { "1": 127965, "2": 969, "3": 15231, "4": 36462, "5": 2352, "6": 430, "7": 3908, "8": 102 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15231, "withdrawalCount": 36462, "incompleteCount": 2352, "approvedNotAcceptedCount": 969, "purchasedLoanCount": 430, "originatedMedianInterestRate": 5, "originatedMedianRateSpread": 0.528, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 114374, "termSampleSize": 127089, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 123429 } }, { "lei": "B4TYDEB6GKMZO031MB27", "name": "Bank of America, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121486, "dollarVol": 53522050000, "branches": 242, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.999, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 348961, "totalOriginated": 121486, "actionTaken": { "1": 121486, "2": 6472, "3": 144291, "4": 27678, "5": 30696, "6": 8829, "7": 2585, "8": 6924 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144291, "withdrawalCount": 27678, "incompleteCount": 30696, "approvedNotAcceptedCount": 6472, "purchasedLoanCount": 8829, "originatedMedianInterestRate": 3.75, "originatedMedianRateSpread": 0.112, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 116733, "termSampleSize": 121486, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 121314 } }, { "lei": "6BYL5QZYBDK8S7L73M02", "name": "U.S. Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 119747, "dollarVol": 42530125000, "branches": 239, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.008, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 312902, "totalOriginated": 119747, "actionTaken": { "1": 119747, "2": 2710, "3": 77246, "4": 26590, "5": 8178, "6": 78431, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77246, "withdrawalCount": 26590, "incompleteCount": 8178, "approvedNotAcceptedCount": 2710, "purchasedLoanCount": 78431, "originatedMedianInterestRate": 4.74, "originatedMedianRateSpread": 0.335, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 115668, "termSampleSize": 119747, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 119636 } }, { "lei": "7H6GLXDRUGQFU57RNE97", "name": "JPMorgan Chase Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 115033, "dollarVol": 72661605000, "branches": 230, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:27.563Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 243081, "totalOriginated": 115033, "actionTaken": { "1": 115033, "2": 2390, "3": 14988, "4": 27202, "5": 9850, "6": 70577, "7": 2448, "8": 593 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14988, "withdrawalCount": 27202, "incompleteCount": 9850, "approvedNotAcceptedCount": 2390, "purchasedLoanCount": 70577, "originatedMedianInterestRate": 4.125, "originatedMedianRateSpread": 0.235, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 103316, "termSampleSize": 115033, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 115033 } }, { "lei": "AD6GFRVSDT01YPT1CS68", "name": "PNC Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 107916, "dollarVol": 37352360000, "branches": 215, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 197790, "totalOriginated": 107916, "actionTaken": { "1": 107916, "2": 3343, "3": 46212, "4": 22681, "5": 13057, "6": 1761, "7": 666, "8": 2154 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46212, "withdrawalCount": 22681, "incompleteCount": 13057, "approvedNotAcceptedCount": 3343, "purchasedLoanCount": 1761, "originatedMedianInterestRate": 4.875, "originatedMedianRateSpread": -0.072, "originatedMedianLoanTermMonths": 480, "spreadSampleSize": 106185, "termSampleSize": 107916, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 107911 } }, { "lei": "DRMSV1Q0EKMEXLAU1P80", "name": "Citizens Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101366, "dollarVol": 25374430000, "branches": 202, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 197248, "totalOriginated": 101366, "actionTaken": { "1": 101366, "2": 2585, "3": 48698, "4": 10592, "5": 7906, "6": 26094, "7": 1, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48698, "withdrawalCount": 10592, "incompleteCount": 7906, "approvedNotAcceptedCount": 2585, "purchasedLoanCount": 26094, "originatedMedianInterestRate": 4.75, "originatedMedianRateSpread": 0.096, "originatedMedianLoanTermMonths": 300, "spreadSampleSize": 99453, "termSampleSize": 101366, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 101366 } }, { "lei": "549300VZVN841I2ILS84", "name": "CROSSCOUNTRY MORTGAGE, LLC", "nmls": "3029", "type": "IMB", "dataYear": 2022, "orig": 99085, "dollarVol": 35337675000, "branches": 198, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.995, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159373, "totalOriginated": 99085, "actionTaken": { "1": 99085, "2": 1182, "3": 3535, "4": 52084, "5": 2679, "6": 569, "7": 121, "8": 118 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3535, "withdrawalCount": 52084, "incompleteCount": 2679, "approvedNotAcceptedCount": 1182, "purchasedLoanCount": 569, "originatedMedianInterestRate": 5.25, "originatedMedianRateSpread": 0.644, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 91873, "termSampleSize": 99085, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 99085 } }, { "lei": "549300J7XKT2BI5WX213", "name": "CALIBER HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 86850, "dollarVol": 29496240000, "branches": 173, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161747, "totalOriginated": 86850, "actionTaken": { "1": 86850, "2": 1102, "3": 14761, "4": 44493, "5": 12405, "6": 2136, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14761, "withdrawalCount": 44493, "incompleteCount": 12405, "approvedNotAcceptedCount": 1102, "purchasedLoanCount": 2136, "originatedMedianInterestRate": 4.75, "originatedMedianRateSpread": 0.614, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 86850, "termSampleSize": 86850, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 86849 } }, { "lei": "549300U3721PJGQZYY68", "name": "GUARANTEED RATE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 82163, "dollarVol": 31008935000, "branches": 164, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.027, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175142, "totalOriginated": 82163, "actionTaken": { "1": 82163, "2": 1009, "3": 7278, "4": 38442, "5": 5042, "6": 40980, "7": 176, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7278, "withdrawalCount": 38442, "incompleteCount": 5042, "approvedNotAcceptedCount": 1009, "purchasedLoanCount": 40980, "originatedMedianInterestRate": 4.75, "originatedMedianRateSpread": 0.355, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 75125, "termSampleSize": 82163, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 80965 } }, { "lei": "549300DD5QQUHO6PCH70", "name": "Mortgage Research Center, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 79430, "dollarVol": 23831530000, "branches": 158, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.029, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 160679, "totalOriginated": 79430, "actionTaken": { "1": 79430, "2": 854, "3": 23489, "4": 42326, "5": 14304, "6": 62, "7": 78, "8": 136 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23489, "withdrawalCount": 42326, "incompleteCount": 14304, "approvedNotAcceptedCount": 854, "purchasedLoanCount": 62, "originatedMedianInterestRate": 5.25, "originatedMedianRateSpread": 0.333, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 79429, "termSampleSize": 79430, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 79430 } }, { "lei": "RVDPPPGHCGZ40J4VQ731", "name": "PENNYMAC LOAN SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 76283, "dollarVol": 22095015000, "branches": 152, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.953, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 328053, "totalOriginated": 76283, "actionTaken": { "1": 76283, "2": 3677, "3": 23710, "4": 20140, "5": 41901, "6": 162342, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23710, "withdrawalCount": 20140, "incompleteCount": 41901, "approvedNotAcceptedCount": 3677, "purchasedLoanCount": 162342, "originatedMedianInterestRate": 3.99, "originatedMedianRateSpread": 0.265, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 76031, "termSampleSize": 76283, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 76283 } }, { "lei": "549300LBCBNR1OT00651", "name": "NATIONSTAR MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 76174, "dollarVol": 18122030000, "branches": 152, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151383, "totalOriginated": 76174, "actionTaken": { "1": 76174, "2": 2104, "3": 16664, "4": 17676, "5": 4126, "6": 34639, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16664, "withdrawalCount": 17676, "incompleteCount": 4126, "approvedNotAcceptedCount": 2104, "purchasedLoanCount": 34639, "originatedMedianInterestRate": 4.25, "originatedMedianRateSpread": 0.549, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 73201, "termSampleSize": 76174, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 76174 } }, { "lei": "5493003GQDUH26DNNH17", "name": "NAVY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75462, "dollarVol": 18816640000, "branches": 150, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 4.875, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:46.322Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 169004, "totalOriginated": 75462, "actionTaken": { "1": 75462, "2": 786, "3": 45747, "4": 40593, "5": 5667, "6": 633, "7": 98, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45747, "withdrawalCount": 40593, "incompleteCount": 5667, "approvedNotAcceptedCount": 786, "purchasedLoanCount": 633, "originatedMedianInterestRate": 4.875, "originatedMedianRateSpread": 0.056, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 74003, "termSampleSize": 75462, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 75461 } }, { "lei": "549300DD4R4SYK5RAQ92", "name": "MOVEMENT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 70607, "dollarVol": 22688195000, "branches": 141, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 5.957, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 101234, "totalOriginated": 70607, "actionTaken": { "1": 70607, "2": 10597, "3": 3800, "4": 11161, "5": 4414, "6": 655, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3800, "withdrawalCount": 11161, "incompleteCount": 4414, "approvedNotAcceptedCount": 10597, "purchasedLoanCount": 655, "originatedMedianInterestRate": 5.062, "originatedMedianRateSpread": 0.513, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 69644, "termSampleSize": 70604, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 69029 } }, { "lei": "JJKC32MCHWDI71265Z06", "name": "Truist Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 67613, "dollarVol": 20691355000, "branches": 135, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 194568, "totalOriginated": 67612, "actionTaken": { "1": 67612, "2": 5830, "3": 40058, "4": 7617, "5": 3162, "6": 70289, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40058, "withdrawalCount": 7617, "incompleteCount": 3162, "approvedNotAcceptedCount": 5830, "purchasedLoanCount": 70289, "originatedMedianInterestRate": 4.5, "originatedMedianRateSpread": -0.107, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 65823, "termSampleSize": 67612, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 67520 } }, { "lei": "2WHM8VNJH63UN14OL754", "name": "The Huntington National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 67525, "dollarVol": 15088585000, "branches": 135, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.067, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 119598, "totalOriginated": 67525, "actionTaken": { "1": 67525, "2": 2391, "3": 27072, "4": 15519, "5": 1381, "6": 5710, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27072, "withdrawalCount": 15519, "incompleteCount": 1381, "approvedNotAcceptedCount": 2391, "purchasedLoanCount": 5710, "originatedMedianInterestRate": 5, "originatedMedianRateSpread": 0.429, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 65330, "termSampleSize": 67525, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 67505 } }, { "lei": "549300LYRWPSYPK6S325", "name": "FREEDOM MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 66042, "dollarVol": 17913460000, "branches": 132, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177112, "totalOriginated": 66041, "actionTaken": { "1": 66041, "2": 3509, "3": 10721, "4": 47518, "5": 21441, "6": 27882, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10721, "withdrawalCount": 47518, "incompleteCount": 21441, "approvedNotAcceptedCount": 3509, "purchasedLoanCount": 27882, "originatedMedianInterestRate": 4, "originatedMedianRateSpread": 0.602, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 65913, "termSampleSize": 66041, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 66024 } }, { "lei": "549300BRJZYHYKT4BJ84", "name": "HOME POINT FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 64204, "dollarVol": 23167540000, "branches": 128, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.009, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 102277, "totalOriginated": 64204, "actionTaken": { "1": 64204, "2": 513, "3": 10469, "4": 10052, "5": 1734, "6": 13875, "7": 744, "8": 686 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10469, "withdrawalCount": 10052, "incompleteCount": 1734, "approvedNotAcceptedCount": 513, "purchasedLoanCount": 13875, "originatedMedianInterestRate": 4.25, "originatedMedianRateSpread": 0.313, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 60787, "termSampleSize": 64204, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 64204 } }, { "lei": "SS1TRMSN6BRNMOREEV51", "name": "Flagstar Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 61202, "dollarVol": 24939090000, "branches": 122, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.034, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132594, "totalOriginated": 61202, "actionTaken": { "1": 61202, "2": 1159, "3": 20592, "4": 14286, "5": 1708, "6": 33647, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20592, "withdrawalCount": 14286, "incompleteCount": 1708, "approvedNotAcceptedCount": 1159, "purchasedLoanCount": 33647, "originatedMedianInterestRate": 4.75, "originatedMedianRateSpread": 0.439, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 60319, "termSampleSize": 61201, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 61110 } }, { "lei": "549300AQ3T62GXDU7D76", "name": "GUILD MORTGAGE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 59665, "dollarVol": 18454595000, "branches": 119, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 4.8, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "scraped", "rateScrapedAt": "2026-03-03T21:48:45.255Z", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 91409, "totalOriginated": 59665, "actionTaken": { "1": 59665, "2": 6050, "3": 3386, "4": 16149, "5": 526, "6": 2671, "7": 324, "8": 2638 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3386, "withdrawalCount": 16149, "incompleteCount": 526, "approvedNotAcceptedCount": 6050, "purchasedLoanCount": 2671, "originatedMedianInterestRate": 5, "originatedMedianRateSpread": 0.584, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 54760, "termSampleSize": 59665, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 57391 } }, { "lei": "5493001SXWZ4OFP8Z903", "name": "DHI MORTGAGE COMPANY, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 59542, "dollarVol": 20130450000, "branches": 119, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84405, "totalOriginated": 59542, "actionTaken": { "1": 59542, "2": 620, "3": 6880, "4": 16518, "5": 749, "6": 96, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6880, "withdrawalCount": 16518, "incompleteCount": 749, "approvedNotAcceptedCount": 620, "purchasedLoanCount": 96, "originatedMedianInterestRate": 4.5, "originatedMedianRateSpread": -0.105, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 57499, "termSampleSize": 59542, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 59263 } }, { "lei": "QFROUN1UWUYU0DVIWD51", "name": "Fifth Third Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 50427, "dollarVol": 8560315000, "branches": 100, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.032, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110747, "totalOriginated": 50427, "actionTaken": { "1": 50427, "2": 1401, "3": 18390, "4": 9765, "5": 3593, "6": 27171, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18390, "withdrawalCount": 9765, "incompleteCount": 3593, "approvedNotAcceptedCount": 1401, "purchasedLoanCount": 27171, "originatedMedianInterestRate": 4.625, "originatedMedianRateSpread": 0.19, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 49737, "termSampleSize": 50427, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 50337 } }, { "lei": "549300E2UX99HKDBR481", "name": "BROKER SOLUTIONS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 47308, "dollarVol": 14200470000, "branches": 94, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117927, "totalOriginated": 47501, "actionTaken": { "1": 47501, "2": 120, "3": 7994, "4": 16343, "5": 45969, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7994, "withdrawalCount": 16343, "incompleteCount": 45969, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 0, "originatedMedianInterestRate": 4.99, "originatedMedianRateSpread": 0.63, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 44575, "termSampleSize": 47349, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 46419 } }, { "lei": "549300SHE1JTCOWBP090", "name": "STATE EMPLOYEES' Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 45445, "dollarVol": 7947955000, "branches": 90, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66121, "totalOriginated": 45445, "actionTaken": { "1": 45445, "2": 807, "3": 9733, "4": 7120, "5": 3011, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9733, "withdrawalCount": 7120, "incompleteCount": 3011, "approvedNotAcceptedCount": 807, "purchasedLoanCount": 5, "originatedMedianInterestRate": 3.5, "originatedMedianRateSpread": -0.623, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 43083, "termSampleSize": 27758, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 45445 } }, { "lei": "549300YIQ7S7Z8PIHE53", "name": "AMERISAVE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 43995, "dollarVol": 12967525000, "branches": 87, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.001, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 195894, "totalOriginated": 43995, "actionTaken": { "1": 43995, "2": 974, "3": 52874, "4": 26271, "5": 53831, "6": 113, "7": 10489, "8": 7347 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52874, "withdrawalCount": 26271, "incompleteCount": 53831, "approvedNotAcceptedCount": 974, "purchasedLoanCount": 113, "originatedMedianInterestRate": 4.25, "originatedMedianRateSpread": 0.288, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 41825, "termSampleSize": 43995, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 43995 } }, { "lei": "EQTWLK1G7ODGC2MGLV11", "name": "Regions Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 43050, "dollarVol": 10215650000, "branches": 86, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97816, "totalOriginated": 43054, "actionTaken": { "1": 43054, "2": 5358, "3": 32567, "4": 8400, "5": 6861, "6": 64, "7": 798, "8": 714 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32567, "withdrawalCount": 8400, "incompleteCount": 6861, "approvedNotAcceptedCount": 5358, "purchasedLoanCount": 64, "originatedMedianInterestRate": 5.125, "originatedMedianRateSpread": 0.59, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 42804, "termSampleSize": 43054, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 43052 } }, { "lei": "549300VORTI31GZTJL53", "name": "CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 41402, "dollarVol": 12042730000, "branches": 82, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.047, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 91195, "totalOriginated": 41404, "actionTaken": { "1": 41404, "2": 7715, "3": 28230, "4": 5723, "5": 566, "6": 155, "7": 3825, "8": 3577 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28230, "withdrawalCount": 5723, "incompleteCount": 566, "approvedNotAcceptedCount": 7715, "purchasedLoanCount": 155, "originatedMedianInterestRate": 4.75, "originatedMedianRateSpread": 0.651, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 38680, "termSampleSize": 41404, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 40184 } }, { "lei": "549300121SF0K2LN2804", "name": "PRIMELENDING, A PLAINSCAPITAL COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 40050, "dollarVol": 12085370000, "branches": 80, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57268, "totalOriginated": 40050, "actionTaken": { "1": 40050, "2": 3499, "3": 3084, "4": 9089, "5": 200, "6": 523, "7": 226, "8": 597 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3084, "withdrawalCount": 9089, "incompleteCount": 200, "approvedNotAcceptedCount": 3499, "purchasedLoanCount": 523, "originatedMedianInterestRate": 5, "originatedMedianRateSpread": 0.51, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 39548, "termSampleSize": 40050, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 38550 } }, { "lei": "549300MXJA09WZJ0DV55", "name": "FINANCE OF AMERICA MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 38364, "dollarVol": 14354030000, "branches": 76, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.038, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58918, "totalOriginated": 38364, "actionTaken": { "1": 38364, "2": 343, "3": 3495, "4": 14183, "5": 2330, "6": 203, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3495, "withdrawalCount": 14183, "incompleteCount": 2330, "approvedNotAcceptedCount": 343, "purchasedLoanCount": 203, "originatedMedianInterestRate": 4.99, "originatedMedianRateSpread": 0.48, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 28076, "termSampleSize": 38364, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 37900 } }, { "lei": "549300H3IZO24NSOO931", "name": "LENNAR MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 37392, "dollarVol": 14088880000, "branches": 74, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58858, "totalOriginated": 37392, "actionTaken": { "1": 37392, "2": 126, "3": 5243, "4": 15408, "5": 614, "6": 75, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5243, "withdrawalCount": 15408, "incompleteCount": 614, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 75, "originatedMedianInterestRate": 4.75, "originatedMedianRateSpread": 0.21, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 37391, "termSampleSize": 37392, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 37389 } }, { "lei": "549300GKFNPRWNS0GF29", "name": "CMG MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 37121, "dollarVol": 12666965000, "branches": 74, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71978, "totalOriginated": 37121, "actionTaken": { "1": 37121, "2": 4806, "3": 2216, "4": 11654, "5": 0, "6": 14553, "7": 346, "8": 1282 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2216, "withdrawalCount": 11654, "incompleteCount": 0, "approvedNotAcceptedCount": 4806, "purchasedLoanCount": 14553, "originatedMedianInterestRate": 4.99, "originatedMedianRateSpread": 0.448, "originatedMedianLoanTermMonths": 360, "spreadSampleSize": 36734, "termSampleSize": 37121, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": true, "databrowserNote": "action_taken counts from FFIEC Data Browser API; median rate_spread, loan_term, and reported interest_rate on originated loans (action_taken=1) computed from streamed public LAR CSV from the same official Data Browser. Denial reason codes still require MLAR extract.", "interestRateSampleSize": 36165 } }, { "lei": "549300FNXYY540N23N64", "name": "NEWREZ LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 35665, "dollarVol": 8681805000, "branches": 71, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 212573, "totalOriginated": 35368, "actionTaken": { "1": 35368, "2": 1034, "3": 30733, "4": 38783, "5": 20856, "6": 85776, "7": 12, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30733, "withdrawalCount": 38783, "incompleteCount": 20856, "approvedNotAcceptedCount": 1034, "purchasedLoanCount": 85776, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HUX2X73FUCYHUVH1BK78", "name": "KeyBank National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 34324, "dollarVol": 18660670000, "branches": 68, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.021, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 53620, "totalOriginated": 34324, "actionTaken": { "1": 34324, "2": 750, "3": 10205, "4": 4653, "5": 3603, "6": 85, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10205, "withdrawalCount": 4653, "incompleteCount": 3603, "approvedNotAcceptedCount": 750, "purchasedLoanCount": 85, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "03D0JEWFDFUS0SEEKG89", "name": "TD Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 32964, "dollarVol": 11718260000, "branches": 65, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74449, "totalOriginated": 32964, "actionTaken": { "1": 32964, "2": 710, "3": 18762, "4": 6452, "5": 3082, "6": 12479, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18762, "withdrawalCount": 6452, "incompleteCount": 3082, "approvedNotAcceptedCount": 710, "purchasedLoanCount": 12479, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XWUSRVVOHPRY47", "name": "EVERETT FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 31115, "dollarVol": 9462915000, "branches": 62, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.021, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 40512, "totalOriginated": 31115, "actionTaken": { "1": 31115, "2": 111, "3": 1539, "4": 7296, "5": 51, "6": 237, "7": 23, "8": 140 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1539, "withdrawalCount": 7296, "incompleteCount": 51, "approvedNotAcceptedCount": 111, "purchasedLoanCount": 237, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WHVQBGRSWEU75", "name": "HOMEBRIDGE FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 30874, "dollarVol": 11596770000, "branches": 61, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45744, "totalOriginated": 30874, "actionTaken": { "1": 30874, "2": 2928, "3": 9442, "4": 2472, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9442, "withdrawalCount": 2472, "incompleteCount": 28, "approvedNotAcceptedCount": 2928, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CPTDVOS570626", "name": "Third Federal Savings and Loan Association of Cleveland", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 30255, "dollarVol": 5246435000, "branches": 60, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57144, "totalOriginated": 30255, "actionTaken": { "1": 30255, "2": 1496, "3": 11878, "4": 3746, "5": 1945, "6": 332, "7": 3406, "8": 4086 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11878, "withdrawalCount": 3746, "incompleteCount": 1945, "approvedNotAcceptedCount": 1496, "purchasedLoanCount": 332, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "YWC0TIKBQM2JV8L4IV08", "name": "First Republic Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 30177, "dollarVol": 43912145000, "branches": 60, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 37342, "totalOriginated": 30177, "actionTaken": { "1": 30177, "2": 465, "3": 275, "4": 3101, "5": 205, "6": 3119, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 275, "withdrawalCount": 3101, "incompleteCount": 205, "approvedNotAcceptedCount": 465, "purchasedLoanCount": 3119, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZFWS2106HWPH46", "name": "Paramount Residential Mortgage Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 28493, "dollarVol": 9707085000, "branches": 56, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45596, "totalOriginated": 28493, "actionTaken": { "1": 28493, "2": 249, "3": 3684, "4": 11897, "5": 13, "6": 1260, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3684, "withdrawalCount": 11897, "incompleteCount": 13, "approvedNotAcceptedCount": 249, "purchasedLoanCount": 1260, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KIOYNU323LVJ37", "name": "AMERICAN PACIFIC MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 27449, "dollarVol": 10301255000, "branches": 54, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39462, "totalOriginated": 27449, "actionTaken": { "1": 27449, "2": 148, "3": 2993, "4": 8559, "5": 207, "6": 106, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2993, "withdrawalCount": 8559, "incompleteCount": 207, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 106, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XQVJ1XBNFA5536", "name": "21ST MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 27029, "dollarVol": 2912135000, "branches": 54, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175852, "totalOriginated": 27029, "actionTaken": { "1": 27029, "2": 2128, "3": 78391, "4": 6735, "5": 48010, "6": 13559, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78391, "withdrawalCount": 6735, "incompleteCount": 48010, "approvedNotAcceptedCount": 2128, "purchasedLoanCount": 13559, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005PKOSG7MYX0B34", "name": "Prosperity Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 26813, "dollarVol": 9494235000, "branches": 53, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38762, "totalOriginated": 26813, "actionTaken": { "1": 26813, "2": 101, "3": 1834, "4": 6126, "5": 405, "6": 81, "7": 384, "8": 3018 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1834, "withdrawalCount": 6126, "incompleteCount": 405, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 81, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WWB2V0FCW3A0EE3ZJN75", "name": "Manufacturers and Traders Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 26497, "dollarVol": 5635665000, "branches": 52, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.04, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 49169, "totalOriginated": 26497, "actionTaken": { "1": 26497, "2": 1183, "3": 11737, "4": 3241, "5": 1028, "6": 5483, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11737, "withdrawalCount": 3241, "incompleteCount": 1028, "approvedNotAcceptedCount": 1183, "purchasedLoanCount": 5483, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX7K8PTEQUU487", "name": "PENTAGON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26285, "dollarVol": 7026785000, "branches": 52, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.048, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 60349, "totalOriginated": 26285, "actionTaken": { "1": 26285, "2": 465, "3": 13863, "4": 10354, "5": 4515, "6": 4562, "7": 111, "8": 194 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13863, "withdrawalCount": 10354, "incompleteCount": 4515, "approvedNotAcceptedCount": 465, "purchasedLoanCount": 4562, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UL88QFG0E40516", "name": "Figure Lending LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 25232, "dollarVol": 1875290000, "branches": 50, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65579, "totalOriginated": 25232, "actionTaken": { "1": 25232, "2": 8020, "3": 20366, "4": 7711, "5": 239, "6": 4011, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20366, "withdrawalCount": 7711, "incompleteCount": 239, "approvedNotAcceptedCount": 8020, "purchasedLoanCount": 4011, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WTZMQSET2VY242", "name": "ACADEMY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 24892, "dollarVol": 8027230000, "branches": 49, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 35687, "totalOriginated": 24892, "actionTaken": { "1": 24892, "2": 351, "3": 1480, "4": 7769, "5": 1195, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1480, "withdrawalCount": 7769, "incompleteCount": 1195, "approvedNotAcceptedCount": 351, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIL8LFAQ04XC20", "name": "SPRING EQ, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 23209, "dollarVol": 2746485000, "branches": 46, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.014, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83704, "totalOriginated": 23209, "actionTaken": { "1": 23209, "2": 1494, "3": 51668, "4": 7169, "5": 0, "6": 164, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51668, "withdrawalCount": 7169, "incompleteCount": 0, "approvedNotAcceptedCount": 1494, "purchasedLoanCount": 164, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPOGWJRH63HS39", "name": "UNION HOME MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 22633, "dollarVol": 5710575000, "branches": 45, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 29937, "totalOriginated": 22633, "actionTaken": { "1": 22633, "2": 373, "3": 944, "4": 3400, "5": 2458, "6": 86, "7": 5, "8": 38 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 944, "withdrawalCount": 3400, "incompleteCount": 2458, "approvedNotAcceptedCount": 373, "purchasedLoanCount": 86, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001NSTOD85LT125", "name": "GUARANTEED RATE AFFINITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 22020, "dollarVol": 8399730000, "branches": 44, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34424, "totalOriginated": 22020, "actionTaken": { "1": 22020, "2": 195, "3": 1894, "4": 9355, "5": 882, "6": 19, "7": 40, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1894, "withdrawalCount": 9355, "incompleteCount": 882, "approvedNotAcceptedCount": 195, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006S869XKIESMV41", "name": "Mountain America Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 21746, "dollarVol": 3756790000, "branches": 43, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.039, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 37101, "totalOriginated": 21746, "actionTaken": { "1": 21746, "2": 681, "3": 9123, "4": 3885, "5": 1663, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9123, "withdrawalCount": 3885, "incompleteCount": 1663, "approvedNotAcceptedCount": 681, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KM40FP4MSQU941", "name": "Boeing Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 21474, "dollarVol": 4937130000, "branches": 42, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 32110, "totalOriginated": 21474, "actionTaken": { "1": 21474, "2": 676, "3": 7265, "4": 2432, "5": 250, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7265, "withdrawalCount": 2432, "incompleteCount": 250, "approvedNotAcceptedCount": 676, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XY701IELCE5Q08", "name": "BETTER MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 20760, "dollarVol": 7780910000, "branches": 41, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 44750, "totalOriginated": 21063, "actionTaken": { "1": 21063, "2": 107, "3": 3023, "4": 13558, "5": 6999, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3023, "withdrawalCount": 13558, "incompleteCount": 6999, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007I0X1GRWIU8B34", "name": "AMERICA FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 20698, "dollarVol": 2646930000, "branches": 41, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 28519, "totalOriginated": 20698, "actionTaken": { "1": 20698, "2": 1725, "3": 4747, "4": 1349, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4747, "withdrawalCount": 1349, "incompleteCount": 0, "approvedNotAcceptedCount": 1725, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R9S3MVDV4MGF56", "name": "CARRINGTON MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 20348, "dollarVol": 4390730000, "branches": 40, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72653, "totalOriginated": 20349, "actionTaken": { "1": 20349, "2": 3166, "3": 7062, "4": 14025, "5": 28015, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7062, "withdrawalCount": 14025, "incompleteCount": 28015, "approvedNotAcceptedCount": 3166, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NOCASXPA34X033", "name": "LAKEVIEW LOAN SERVICING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 20306, "dollarVol": 5021180000, "branches": 40, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.01, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137094, "totalOriginated": 20306, "actionTaken": { "1": 20306, "2": 5377, "3": 31333, "4": 9573, "5": 0, "6": 69862, "7": 5, "8": 638 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31333, "withdrawalCount": 9573, "incompleteCount": 0, "approvedNotAcceptedCount": 5377, "purchasedLoanCount": 69862, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "X05BVSK68TQ7YTOSNR22", "name": "Discover Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 19901, "dollarVol": 2016045000, "branches": 39, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 163101, "totalOriginated": 19901, "actionTaken": { "1": 19901, "2": 605, "3": 76632, "4": 19095, "5": 46868, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76632, "withdrawalCount": 19095, "incompleteCount": 46868, "approvedNotAcceptedCount": 605, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MCIFZSDHUT8X63", "name": "NFM, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 19503, "dollarVol": 6988795000, "branches": 39, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 25869, "totalOriginated": 19503, "actionTaken": { "1": 19503, "2": 112, "3": 591, "4": 4730, "5": 888, "6": 45, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 591, "withdrawalCount": 4730, "incompleteCount": 888, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 45, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "L9VVX1KT5TFTKS0MLF66", "name": "First-Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 19096, "dollarVol": 6467570000, "branches": 38, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 27874, "totalOriginated": 19096, "actionTaken": { "1": 19096, "2": 994, "3": 5193, "4": 1256, "5": 1319, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5193, "withdrawalCount": 1256, "incompleteCount": 1319, "approvedNotAcceptedCount": 994, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000YNV8IX4VD3X12", "name": "VANDERBILT MORTGAGE AND FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 18685, "dollarVol": 3811055000, "branches": 37, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120765, "totalOriginated": 18685, "actionTaken": { "1": 18685, "2": 2468, "3": 50940, "4": 4175, "5": 42792, "6": 1486, "7": 218, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50940, "withdrawalCount": 4175, "incompleteCount": 42792, "approvedNotAcceptedCount": 2468, "purchasedLoanCount": 1486, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930034MNPILHP25H80", "name": "Gateway First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 18416, "dollarVol": 4491140000, "branches": 36, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.015, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34688, "totalOriginated": 18416, "actionTaken": { "1": 18416, "2": 226, "3": 1439, "4": 6515, "5": 156, "6": 7936, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1439, "withdrawalCount": 6515, "incompleteCount": 156, "approvedNotAcceptedCount": 226, "purchasedLoanCount": 7936, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004WMLN60ZJ2ON46", "name": "PULTE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 18146, "dollarVol": 7096540000, "branches": 36, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.037, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 28098, "totalOriginated": 18146, "actionTaken": { "1": 18146, "2": 89, "3": 2724, "4": 5591, "5": 1539, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2724, "withdrawalCount": 5591, "incompleteCount": 1539, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930052M48FOD3CWA54", "name": "PRIMARY RESIDENTIAL MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 17966, "dollarVol": 5071700000, "branches": 35, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 27555, "totalOriginated": 17966, "actionTaken": { "1": 17966, "2": 40, "3": 1802, "4": 7095, "5": 652, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1802, "withdrawalCount": 7095, "incompleteCount": 652, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008NWHQT1R22C024", "name": "AMERICAN FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 17724, "dollarVol": 5959760000, "branches": 35, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38913, "totalOriginated": 17724, "actionTaken": { "1": 17724, "2": 221, "3": 1944, "4": 10174, "5": 8850, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1944, "withdrawalCount": 10174, "incompleteCount": 8850, "approvedNotAcceptedCount": 221, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPCWU6E72WUT29", "name": "MUTUAL OF OMAHA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 17330, "dollarVol": 4617440000, "branches": 34, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.036, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 52654, "totalOriginated": 17330, "actionTaken": { "1": 17330, "2": 421, "3": 11919, "4": 16433, "5": 6524, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11919, "withdrawalCount": 16433, "incompleteCount": 6524, "approvedNotAcceptedCount": 421, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "E57ODZWZ7FF32TWEFA76", "name": "Citibank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 17246, "dollarVol": 22616550000, "branches": 34, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.085, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 50322, "totalOriginated": 17246, "actionTaken": { "1": 17246, "2": 376, "3": 1888, "4": 6739, "5": 1963, "6": 19010, "7": 653, "8": 2447 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1888, "withdrawalCount": 6739, "incompleteCount": 1963, "approvedNotAcceptedCount": 376, "purchasedLoanCount": 19010, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "COINQMNIM6RBU631DD85", "name": "Arvest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 17190, "dollarVol": 3540670000, "branches": 34, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 27726, "totalOriginated": 17190, "actionTaken": { "1": 17190, "2": 286, "3": 5532, "4": 3609, "5": 1075, "6": 34, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5532, "withdrawalCount": 3609, "incompleteCount": 1075, "approvedNotAcceptedCount": 286, "purchasedLoanCount": 34, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KBWX4NV5Q1E376", "name": "NVR Mortgage Finance, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 17010, "dollarVol": 6314430000, "branches": 34, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.026, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24019, "totalOriginated": 17010, "actionTaken": { "1": 17010, "2": 0, "3": 3186, "4": 3503, "5": 320, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3186, "withdrawalCount": 3503, "incompleteCount": 320, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "C5654JQHZUHN0772B561", "name": "USAA Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 16821, "dollarVol": 5380815000, "branches": 33, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 30998, "totalOriginated": 16821, "actionTaken": { "1": 16821, "2": 153, "3": 5521, "4": 7551, "5": 5, "6": 947, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5521, "withdrawalCount": 7551, "incompleteCount": 5, "approvedNotAcceptedCount": 153, "purchasedLoanCount": 947, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8WH0EE09O9V05QJZ3V89", "name": "Zions Bancorporation, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 16665, "dollarVol": 7779025000, "branches": 33, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 30489, "totalOriginated": 16665, "actionTaken": { "1": 16665, "2": 4426, "3": 8937, "4": 169, "5": 151, "6": 141, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8937, "withdrawalCount": 169, "incompleteCount": 151, "approvedNotAcceptedCount": 4426, "purchasedLoanCount": 141, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "IUGPUX5LWRZ3B6KIZ697", "name": "Ameris Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 16331, "dollarVol": 6081325000, "branches": 32, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23583, "totalOriginated": 16281, "actionTaken": { "1": 16281, "2": 149, "3": 1957, "4": 4590, "5": 482, "6": 124, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1957, "withdrawalCount": 4590, "incompleteCount": 482, "approvedNotAcceptedCount": 149, "purchasedLoanCount": 124, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TINI6CL78UD591", "name": "AMERICAN ADVISORS GROUP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 16264, "dollarVol": 2969730000, "branches": 32, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 25207, "totalOriginated": 16264, "actionTaken": { "1": 16264, "2": 139, "3": 3730, "4": 3057, "5": 1704, "6": 313, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3730, "withdrawalCount": 3057, "incompleteCount": 1704, "approvedNotAcceptedCount": 139, "purchasedLoanCount": 313, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWXUAFD1WAE410", "name": "ATLANTIC BAY MORTGAGE GROUP, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 15954, "dollarVol": 4502300000, "branches": 31, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.059, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 20265, "totalOriginated": 15954, "actionTaken": { "1": 15954, "2": 135, "3": 328, "4": 3838, "5": 0, "6": 0, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 328, "withdrawalCount": 3838, "incompleteCount": 0, "approvedNotAcceptedCount": 135, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VAGP3GQ8FJT49", "name": "Kiavi Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 15912, "dollarVol": 4409850000, "branches": 31, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24345, "totalOriginated": 15912, "actionTaken": { "1": 15912, "2": 820, "3": 2621, "4": 4896, "5": 96, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2621, "withdrawalCount": 4896, "incompleteCount": 96, "approvedNotAcceptedCount": 820, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001GDRY0EL7VG372", "name": "ARK-LA-TEX FINANCIAL SERVICES, LLC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 15866, "dollarVol": 4782450000, "branches": 31, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22132, "totalOriginated": 15866, "actionTaken": { "1": 15866, "2": 1898, "3": 831, "4": 3130, "5": 112, "6": 0, "7": 25, "8": 270 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 831, "withdrawalCount": 3130, "incompleteCount": 112, "approvedNotAcceptedCount": 1898, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q7C315HKI8VX0SSKBS64", "name": "Cadence Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 15850, "dollarVol": 4336190000, "branches": 31, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23008, "totalOriginated": 15850, "actionTaken": { "1": 15850, "2": 385, "3": 3345, "4": 3199, "5": 229, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3345, "withdrawalCount": 3199, "incompleteCount": 229, "approvedNotAcceptedCount": 385, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YB1H2FRI6JPM51", "name": "LAKE MICHIGAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 15460, "dollarVol": 3899960000, "branches": 30, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 20476, "totalOriginated": 15460, "actionTaken": { "1": 15460, "2": 535, "3": 1436, "4": 2353, "5": 618, "6": 74, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1436, "withdrawalCount": 2353, "incompleteCount": 618, "approvedNotAcceptedCount": 535, "purchasedLoanCount": 74, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "IFQSIUC9AGQV2NE8CN25", "name": "Umpqua Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 15456, "dollarVol": 7196910000, "branches": 30, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21042, "totalOriginated": 15456, "actionTaken": { "1": 15456, "2": 365, "3": 2209, "4": 1893, "5": 713, "6": 406, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2209, "withdrawalCount": 1893, "incompleteCount": 713, "approvedNotAcceptedCount": 365, "purchasedLoanCount": 406, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4FT4H1UWPGU95", "name": "GREENSTATE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 15313, "dollarVol": 2697065000, "branches": 30, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21498, "totalOriginated": 15313, "actionTaken": { "1": 15313, "2": 479, "3": 2001, "4": 2957, "5": 747, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2001, "withdrawalCount": 2957, "incompleteCount": 747, "approvedNotAcceptedCount": 479, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "N8T7HW55LK5D2ORCKP39", "name": "First National Bank of Pennsylvania", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 15267, "dollarVol": 4213875000, "branches": 30, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24881, "totalOriginated": 15267, "actionTaken": { "1": 15267, "2": 174, "3": 5427, "4": 1106, "5": 1216, "6": 1691, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5427, "withdrawalCount": 1106, "incompleteCount": 1216, "approvedNotAcceptedCount": 174, "purchasedLoanCount": 1691, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8I3UVGYULPJQIP7FQV10", "name": "SouthState Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 15087, "dollarVol": 6533005000, "branches": 30, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22774, "totalOriginated": 15087, "actionTaken": { "1": 15087, "2": 450, "3": 3980, "4": 3061, "5": 173, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3980, "withdrawalCount": 3061, "incompleteCount": 173, "approvedNotAcceptedCount": 450, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "COOWI3L2W9TPYR3WJX37", "name": "First Horizon Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 14649, "dollarVol": 6235105000, "branches": 29, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23210, "totalOriginated": 14649, "actionTaken": { "1": 14649, "2": 517, "3": 4539, "4": 2390, "5": 243, "6": 872, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4539, "withdrawalCount": 2390, "incompleteCount": 243, "approvedNotAcceptedCount": 517, "purchasedLoanCount": 872, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXY7OP0IC38293", "name": "Northpointe Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 14500, "dollarVol": 5231560000, "branches": 29, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 33017, "totalOriginated": 14500, "actionTaken": { "1": 14500, "2": 180, "3": 1058, "4": 7345, "5": 594, "6": 8769, "7": 77, "8": 494 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1058, "withdrawalCount": 7345, "incompleteCount": 594, "approvedNotAcceptedCount": 180, "purchasedLoanCount": 8769, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSCUJKJINRJ980", "name": "RUOFF MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 14465, "dollarVol": 2914995000, "branches": 28, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23094, "totalOriginated": 14465, "actionTaken": { "1": 14465, "2": 1920, "3": 1558, "4": 3890, "5": 1018, "6": 0, "7": 176, "8": 67 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1558, "withdrawalCount": 3890, "incompleteCount": 1018, "approvedNotAcceptedCount": 1920, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXKO1O7CSK5J52", "name": "FLAT BRANCH MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 14280, "dollarVol": 2925560000, "branches": 28, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18041, "totalOriginated": 14280, "actionTaken": { "1": 14280, "2": 219, "3": 284, "4": 3108, "5": 13, "6": 3, "7": 2, "8": 132 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 284, "withdrawalCount": 3108, "incompleteCount": 13, "approvedNotAcceptedCount": 219, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "QOT5WN9RBKQTFRVKEV31", "name": "Bank of the West", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 14077, "dollarVol": 5737815000, "branches": 28, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24757, "totalOriginated": 14077, "actionTaken": { "1": 14077, "2": 138, "3": 7233, "4": 2738, "5": 2, "6": 569, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7233, "withdrawalCount": 2738, "incompleteCount": 2, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 569, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CY7WNAHKHYSJ73", "name": "CORNERSTONE HOME LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 14058, "dollarVol": 5134290000, "branches": 28, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 28171, "totalOriginated": 14058, "actionTaken": { "1": 14058, "2": 169, "3": 720, "4": 4099, "5": 8, "6": 9117, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 720, "withdrawalCount": 4099, "incompleteCount": 8, "approvedNotAcceptedCount": 169, "purchasedLoanCount": 9117, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RN01LBYR8ZVX74", "name": "LOWER, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 13979, "dollarVol": 3939695000, "branches": 27, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.031, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 31271, "totalOriginated": 13979, "actionTaken": { "1": 13979, "2": 249, "3": 4951, "4": 9568, "5": 2524, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4951, "withdrawalCount": 9568, "incompleteCount": 2524, "approvedNotAcceptedCount": 249, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6GK3WNTSHBNJOVP1LV97", "name": "ENT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 13949, "dollarVol": 2452555000, "branches": 27, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 19279, "totalOriginated": 13949, "actionTaken": { "1": 13949, "2": 2647, "3": 2557, "4": 75, "5": 47, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2557, "withdrawalCount": 75, "incompleteCount": 47, "approvedNotAcceptedCount": 2647, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS0W0TEUQS8571", "name": "Morgan Stanley Private Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 13860, "dollarVol": 15490630000, "branches": 27, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17325, "totalOriginated": 13860, "actionTaken": { "1": 13860, "2": 747, "3": 678, "4": 1624, "5": 416, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 678, "withdrawalCount": 1624, "incompleteCount": 416, "approvedNotAcceptedCount": 747, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3Y4U8VZURTYWI1W2K376", "name": "BMO Harris Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 13672, "dollarVol": 4384010000, "branches": 27, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 29061, "totalOriginated": 13672, "actionTaken": { "1": 13672, "2": 426, "3": 8257, "4": 3080, "5": 2654, "6": 311, "7": 334, "8": 327 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8257, "withdrawalCount": 3080, "incompleteCount": 2654, "approvedNotAcceptedCount": 426, "purchasedLoanCount": 311, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01J4SO3XTWZF4PP38209", "name": "Trustmark National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 13433, "dollarVol": 2498845000, "branches": 26, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 19487, "totalOriginated": 13431, "actionTaken": { "1": 13431, "2": 636, "3": 2475, "4": 1104, "5": 1454, "6": 387, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2475, "withdrawalCount": 1104, "incompleteCount": 1454, "approvedNotAcceptedCount": 636, "purchasedLoanCount": 387, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OX3PU53ZLPQKJ4700D47", "name": "MUFG Union Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 13411, "dollarVol": 10384695000, "branches": 26, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23909, "totalOriginated": 13411, "actionTaken": { "1": 13411, "2": 144, "3": 6317, "4": 2359, "5": 1344, "6": 334, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6317, "withdrawalCount": 2359, "incompleteCount": 1344, "approvedNotAcceptedCount": 144, "purchasedLoanCount": 334, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYBPIWKK6SQC06", "name": "Bell Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 13267, "dollarVol": 4492525000, "branches": 26, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16221, "totalOriginated": 13267, "actionTaken": { "1": 13267, "2": 150, "3": 774, "4": 1973, "5": 12, "6": 45, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 774, "withdrawalCount": 1973, "incompleteCount": 12, "approvedNotAcceptedCount": 150, "purchasedLoanCount": 45, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001PXRJMPLXPG540", "name": "IDAHO CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 13127, "dollarVol": 2963635000, "branches": 26, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.018, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 19631, "totalOriginated": 13127, "actionTaken": { "1": 13127, "2": 2869, "3": 2943, "4": 311, "5": 381, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2943, "withdrawalCount": 311, "incompleteCount": 381, "approvedNotAcceptedCount": 2869, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F8C5JA44WNMI75", "name": "AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 13090, "dollarVol": 4107980000, "branches": 26, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18786, "totalOriginated": 13090, "actionTaken": { "1": 13090, "2": 158, "3": 573, "4": 4263, "5": 691, "6": 0, "7": 11, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 573, "withdrawalCount": 4263, "incompleteCount": 691, "approvedNotAcceptedCount": 158, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PL8ER6H23P0Z91", "name": "BAY EQUITY LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12990, "dollarVol": 5014320000, "branches": 25, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.058, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 20466, "totalOriginated": 12990, "actionTaken": { "1": 12990, "2": 116, "3": 1307, "4": 2349, "5": 2584, "6": 0, "7": 252, "8": 868 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1307, "withdrawalCount": 2349, "incompleteCount": 2584, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NTAC4H10MGSU23", "name": "Summit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 12944, "dollarVol": 1778440000, "branches": 25, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21327, "totalOriginated": 13065, "actionTaken": { "1": 13065, "2": 1637, "3": 1482, "4": 758, "5": 104, "6": 0, "7": 866, "8": 3415 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1482, "withdrawalCount": 758, "incompleteCount": 104, "approvedNotAcceptedCount": 1637, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALNLUNS3Y53T24", "name": "AMERICAN FINANCING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12866, "dollarVol": 3199800000, "branches": 25, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 52107, "totalOriginated": 12776, "actionTaken": { "1": 12776, "2": 3930, "3": 12453, "4": 20603, "5": 2345, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12453, "withdrawalCount": 20603, "incompleteCount": 2345, "approvedNotAcceptedCount": 3930, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CB67L6KPJLHE19", "name": "TRIAD FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12863, "dollarVol": 1229975000, "branches": 25, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.06, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80961, "totalOriginated": 12863, "actionTaken": { "1": 12863, "2": 24007, "3": 43763, "4": 328, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43763, "withdrawalCount": 328, "incompleteCount": 0, "approvedNotAcceptedCount": 24007, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BX448ALT10FI43", "name": "The Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 12851, "dollarVol": 4555545000, "branches": 25, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.014, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 30549, "totalOriginated": 12851, "actionTaken": { "1": 12851, "2": 339, "3": 2642, "4": 10564, "5": 3998, "6": 0, "7": 58, "8": 97 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2642, "withdrawalCount": 10564, "incompleteCount": 3998, "approvedNotAcceptedCount": 339, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001NJEVHTZW7FG34", "name": "SCHOOLSFIRST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12799, "dollarVol": 2957405000, "branches": 25, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.019, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16525, "totalOriginated": 12799, "actionTaken": { "1": 12799, "2": 132, "3": 1281, "4": 1597, "5": 716, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1281, "withdrawalCount": 1597, "incompleteCount": 716, "approvedNotAcceptedCount": 132, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004AS1SPBQOFDR49", "name": "Commerce Home Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12284, "dollarVol": 5929230000, "branches": 24, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21829, "totalOriginated": 12284, "actionTaken": { "1": 12284, "2": 217, "3": 1483, "4": 7369, "5": 476, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1483, "withdrawalCount": 7369, "incompleteCount": 476, "approvedNotAcceptedCount": 217, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZME37MXI1EF14", "name": "DAS Acquisition Company, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12080, "dollarVol": 2818450000, "branches": 24, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17238, "totalOriginated": 12080, "actionTaken": { "1": 12080, "2": 1357, "3": 461, "4": 2129, "5": 708, "6": 0, "7": 180, "8": 323 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 461, "withdrawalCount": 2129, "incompleteCount": 708, "approvedNotAcceptedCount": 1357, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBO7DOF2KOP535", "name": "FirstBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12072, "dollarVol": 3629820000, "branches": 24, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 26195, "totalOriginated": 12072, "actionTaken": { "1": 12072, "2": 2052, "3": 8920, "4": 2969, "5": 57, "6": 125, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8920, "withdrawalCount": 2969, "incompleteCount": 57, "approvedNotAcceptedCount": 2052, "purchasedLoanCount": 125, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WEP08K7U7S3A80", "name": "Nations Lending Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11923, "dollarVol": 2946325000, "branches": 23, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17920, "totalOriginated": 11923, "actionTaken": { "1": 11923, "2": 1913, "3": 869, "4": 3120, "5": 95, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 869, "withdrawalCount": 3120, "incompleteCount": 95, "approvedNotAcceptedCount": 1913, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJ8PAJ7E52HG32", "name": "Plains Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 11876, "dollarVol": 3307350000, "branches": 23, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.03, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17771, "totalOriginated": 11876, "actionTaken": { "1": 11876, "2": 26, "3": 405, "4": 5416, "5": 0, "6": 48, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 405, "withdrawalCount": 5416, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 48, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "DX0JX77PRMOELF7VG772", "name": "Synovus Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 11852, "dollarVol": 3370470000, "branches": 23, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18048, "totalOriginated": 11852, "actionTaken": { "1": 11852, "2": 1043, "3": 3361, "4": 1568, "5": 206, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3361, "withdrawalCount": 1568, "incompleteCount": 206, "approvedNotAcceptedCount": 1043, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UFNWYY11NLMW19", "name": "Hometown Lenders, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11783, "dollarVol": 3256425000, "branches": 23, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16887, "totalOriginated": 11783, "actionTaken": { "1": 11783, "2": 5, "3": 540, "4": 4537, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 540, "withdrawalCount": 4537, "incompleteCount": 22, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JYXTZDSPJEPI44", "name": "PLAZA HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11677, "dollarVol": 3539445000, "branches": 23, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.06, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 30200, "totalOriginated": 11677, "actionTaken": { "1": 11677, "2": 2587, "3": 1889, "4": 1235, "5": 43, "6": 12769, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1889, "withdrawalCount": 1235, "incompleteCount": 43, "approvedNotAcceptedCount": 2587, "purchasedLoanCount": 12769, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RF1ERFA2XR050", "name": "Renasant Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 11515, "dollarVol": 3033025000, "branches": 23, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16196, "totalOriginated": 11515, "actionTaken": { "1": 11515, "2": 1099, "3": 1777, "4": 1721, "5": 73, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1777, "withdrawalCount": 1721, "incompleteCount": 73, "approvedNotAcceptedCount": 1099, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HFBEONQN2CK447", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 11316, "dollarVol": 2625680000, "branches": 22, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14399, "totalOriginated": 11316, "actionTaken": { "1": 11316, "2": 319, "3": 1461, "4": 1262, "5": 0, "6": 41, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1461, "withdrawalCount": 1262, "incompleteCount": 0, "approvedNotAcceptedCount": 319, "purchasedLoanCount": 41, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DMHEHNYZ2OLB41", "name": "First United Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 11098, "dollarVol": 4915990000, "branches": 22, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15436, "totalOriginated": 11098, "actionTaken": { "1": 11098, "2": 141, "3": 824, "4": 3175, "5": 198, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 824, "withdrawalCount": 3175, "incompleteCount": 198, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930043BMDE130FJ617", "name": "PROVIDENT FUNDING ASSOCIATES, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11098, "dollarVol": 4007860000, "branches": 22, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21130, "totalOriginated": 11098, "actionTaken": { "1": 11098, "2": 168, "3": 1720, "4": 5348, "5": 1919, "6": 877, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1720, "withdrawalCount": 5348, "incompleteCount": 1919, "approvedNotAcceptedCount": 168, "purchasedLoanCount": 877, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUCQ1358EGVE89", "name": "NEW DAY FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11070, "dollarVol": 2959580000, "branches": 22, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74997, "totalOriginated": 11070, "actionTaken": { "1": 11070, "2": 1874, "3": 25565, "4": 28348, "5": 7073, "6": 1, "7": 56, "8": 1010 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25565, "withdrawalCount": 28348, "incompleteCount": 7073, "approvedNotAcceptedCount": 1874, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT7EB9FJAF0E61", "name": "Old National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 10956, "dollarVol": 4132810000, "branches": 21, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16292, "totalOriginated": 10956, "actionTaken": { "1": 10956, "2": 351, "3": 3579, "4": 1145, "5": 178, "6": 83, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3579, "withdrawalCount": 1145, "incompleteCount": 178, "approvedNotAcceptedCount": 351, "purchasedLoanCount": 83, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5YL3OH0IVCS62", "name": "FINANCE OF AMERICA REVERSE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10943, "dollarVol": 4885835000, "branches": 21, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.043, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18347, "totalOriginated": 10943, "actionTaken": { "1": 10943, "2": 371, "3": 632, "4": 3445, "5": 162, "6": 2794, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 632, "withdrawalCount": 3445, "incompleteCount": 162, "approvedNotAcceptedCount": 371, "purchasedLoanCount": 2794, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "ZF85QS7OXKPBG52R7N18", "name": "Associated Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 10881, "dollarVol": 4308735000, "branches": 21, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17003, "totalOriginated": 10881, "actionTaken": { "1": 10881, "2": 215, "3": 3649, "4": 1217, "5": 204, "6": 72, "7": 580, "8": 185 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3649, "withdrawalCount": 1217, "incompleteCount": 204, "approvedNotAcceptedCount": 215, "purchasedLoanCount": 72, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ONBM4MGXXBTA44", "name": "AMCAP MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10862, "dollarVol": 3160200000, "branches": 21, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16393, "totalOriginated": 10862, "actionTaken": { "1": 10862, "2": 30, "3": 1054, "4": 4033, "5": 414, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1054, "withdrawalCount": 4033, "incompleteCount": 414, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CN1DD55MJDFH69", "name": "University of Wisconsin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 10780, "dollarVol": 1498160000, "branches": 21, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13368, "totalOriginated": 10780, "actionTaken": { "1": 10780, "2": 219, "3": 1083, "4": 1266, "5": 7, "6": 0, "7": 0, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1083, "withdrawalCount": 1266, "incompleteCount": 7, "approvedNotAcceptedCount": 219, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBX56T2MW5HO19", "name": "CHERRY CREEK MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10548, "dollarVol": 4031370000, "branches": 21, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15529, "totalOriginated": 10548, "actionTaken": { "1": 10548, "2": 68, "3": 493, "4": 3993, "5": 426, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 493, "withdrawalCount": 3993, "incompleteCount": 426, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTZ395IC926125", "name": "Sierra Pacific Mortgage Company, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10469, "dollarVol": 3525735000, "branches": 20, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14704, "totalOriginated": 10469, "actionTaken": { "1": 10469, "2": 33, "3": 2373, "4": 1312, "5": 346, "6": 129, "7": 36, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2373, "withdrawalCount": 1312, "incompleteCount": 346, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 129, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY4NTTEM7WWB64", "name": "Bank of England", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 10455, "dollarVol": 3083175000, "branches": 20, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15532, "totalOriginated": 10458, "actionTaken": { "1": 10458, "2": 702, "3": 1478, "4": 2840, "5": 0, "6": 54, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1478, "withdrawalCount": 2840, "incompleteCount": 0, "approvedNotAcceptedCount": 702, "purchasedLoanCount": 54, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTR1JGH3K6LU06", "name": "Bethpage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 10402, "dollarVol": 3069650000, "branches": 20, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.068, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21179, "totalOriginated": 10402, "actionTaken": { "1": 10402, "2": 246, "3": 7742, "4": 2353, "5": 436, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7742, "withdrawalCount": 2353, "incompleteCount": 436, "approvedNotAcceptedCount": 246, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GRGZDEH4ZGQS06", "name": "Waterstone Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10270, "dollarVol": 2787120000, "branches": 20, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14139, "totalOriginated": 10270, "actionTaken": { "1": 10270, "2": 140, "3": 588, "4": 3124, "5": 0, "6": 0, "7": 2, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 588, "withdrawalCount": 3124, "incompleteCount": 0, "approvedNotAcceptedCount": 140, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930049L5WINET09Q97", "name": "MID AMERICA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10204, "dollarVol": 2658890000, "branches": 20, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14401, "totalOriginated": 10204, "actionTaken": { "1": 10204, "2": 219, "3": 452, "4": 3506, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 452, "withdrawalCount": 3506, "incompleteCount": 20, "approvedNotAcceptedCount": 219, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008VVXQIDO1EZ460", "name": "SUMMIT FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10044, "dollarVol": 3447030000, "branches": 20, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14998, "totalOriginated": 10044, "actionTaken": { "1": 10044, "2": 91, "3": 677, "4": 3814, "5": 26, "6": 0, "7": 81, "8": 265 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 677, "withdrawalCount": 3814, "incompleteCount": 26, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VQUTI5IU7GXT57", "name": "SECURITYNATIONAL MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9993, "dollarVol": 3118145000, "branches": 19, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16151, "totalOriginated": 9993, "actionTaken": { "1": 9993, "2": 180, "3": 798, "4": 5057, "5": 123, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 798, "withdrawalCount": 5057, "incompleteCount": 123, "approvedNotAcceptedCount": 180, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "T68X8LLAQYRNDV034K14", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 9947, "dollarVol": 2590025000, "branches": 19, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22107, "totalOriginated": 9947, "actionTaken": { "1": 9947, "2": 284, "3": 7062, "4": 1684, "5": 2936, "6": 194, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7062, "withdrawalCount": 1684, "incompleteCount": 2936, "approvedNotAcceptedCount": 284, "purchasedLoanCount": 194, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BR75YQF0VQC27", "name": "HOMESTAR FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9644, "dollarVol": 2525440000, "branches": 19, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13983, "totalOriginated": 9644, "actionTaken": { "1": 9644, "2": 37, "3": 2067, "4": 2185, "5": 4, "6": 46, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2067, "withdrawalCount": 2185, "incompleteCount": 4, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001R92DY5DI1DI85", "name": "DRAPER AND KRAMER MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9619, "dollarVol": 3827735000, "branches": 19, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12829, "totalOriginated": 9619, "actionTaken": { "1": 9619, "2": 968, "3": 348, "4": 1334, "5": 512, "6": 0, "7": 9, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 348, "withdrawalCount": 1334, "incompleteCount": 512, "approvedNotAcceptedCount": 968, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "C398JSK21YCXWM603F55", "name": "Barrington Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 9498, "dollarVol": 2720370000, "branches": 18, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15326, "totalOriginated": 9498, "actionTaken": { "1": 9498, "2": 263, "3": 1328, "4": 3788, "5": 405, "6": 44, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1328, "withdrawalCount": 3788, "incompleteCount": 405, "approvedNotAcceptedCount": 263, "purchasedLoanCount": 44, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UF3FPC7U6RFC59", "name": "The Central Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 9403, "dollarVol": 2465825000, "branches": 18, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12728, "totalOriginated": 9404, "actionTaken": { "1": 9404, "2": 46, "3": 909, "4": 2328, "5": 26, "6": 13, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 909, "withdrawalCount": 2328, "incompleteCount": 26, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O6Z0I6KYMESL47", "name": "AMWEST FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9345, "dollarVol": 4424865000, "branches": 18, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16458, "totalOriginated": 9345, "actionTaken": { "1": 9345, "2": 12, "3": 846, "4": 5491, "5": 139, "6": 625, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 846, "withdrawalCount": 5491, "incompleteCount": 139, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 625, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021WPEXNHYZUL09", "name": "PLANET HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9315, "dollarVol": 2853695000, "branches": 18, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86936, "totalOriginated": 9315, "actionTaken": { "1": 9315, "2": 59, "3": 3077, "4": 581, "5": 68, "6": 73550, "7": 187, "8": 99 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3077, "withdrawalCount": 581, "incompleteCount": 68, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 73550, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800QUAI2VH5YM6310", "name": "EMBRACE HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9249, "dollarVol": 3605855000, "branches": 18, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22411, "totalOriginated": 9249, "actionTaken": { "1": 9249, "2": 1197, "3": 3983, "4": 2130, "5": 4116, "6": 157, "7": 987, "8": 592 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3983, "withdrawalCount": 2130, "incompleteCount": 4116, "approvedNotAcceptedCount": 1197, "purchasedLoanCount": 157, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PAOOWF3GUFM46FBSP561", "name": "PHH Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9183, "dollarVol": 2445855000, "branches": 18, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71963, "totalOriginated": 9183, "actionTaken": { "1": 9183, "2": 271, "3": 7746, "4": 5896, "5": 2410, "6": 46260, "7": 39, "8": 158 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7746, "withdrawalCount": 5896, "incompleteCount": 2410, "approvedNotAcceptedCount": 271, "purchasedLoanCount": 46260, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008LK3474E9U2888", "name": "ONPOINT COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 9075, "dollarVol": 1731695000, "branches": 18, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12651, "totalOriginated": 9075, "actionTaken": { "1": 9075, "2": 673, "3": 1772, "4": 1063, "5": 68, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1772, "withdrawalCount": 1063, "incompleteCount": 68, "approvedNotAcceptedCount": 673, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HFXTV55C2HHM89", "name": "DESERT FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 9071, "dollarVol": 1040285000, "branches": 18, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16240, "totalOriginated": 9071, "actionTaken": { "1": 9071, "2": 1472, "3": 5193, "4": 131, "5": 0, "6": 373, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5193, "withdrawalCount": 131, "incompleteCount": 0, "approvedNotAcceptedCount": 1472, "purchasedLoanCount": 373, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIVO8XPBPNVG69", "name": "NOVA FINANCIAL & INVESTMENT CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9037, "dollarVol": 2812905000, "branches": 18, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14964, "totalOriginated": 9037, "actionTaken": { "1": 9037, "2": 366, "3": 711, "4": 2160, "5": 2690, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 711, "withdrawalCount": 2160, "incompleteCount": 2690, "approvedNotAcceptedCount": 366, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MCPCNPQAOB4032", "name": "GMFS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9017, "dollarVol": 2363635000, "branches": 18, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.075, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12128, "totalOriginated": 9017, "actionTaken": { "1": 9017, "2": 376, "3": 335, "4": 2349, "5": 1, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 335, "withdrawalCount": 2349, "incompleteCount": 1, "approvedNotAcceptedCount": 376, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BLL6VL7AXWYP56", "name": "CHURCHILL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8970, "dollarVol": 2653250000, "branches": 17, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15303, "totalOriginated": 8970, "actionTaken": { "1": 8970, "2": 917, "3": 625, "4": 2227, "5": 186, "6": 0, "7": 607, "8": 1771 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 625, "withdrawalCount": 2227, "incompleteCount": 186, "approvedNotAcceptedCount": 917, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DMYENRV818D594", "name": "SWBC MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8831, "dollarVol": 2831155000, "branches": 17, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11679, "totalOriginated": 8831, "actionTaken": { "1": 8831, "2": 435, "3": 426, "4": 1747, "5": 162, "6": 70, "7": 2, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 426, "withdrawalCount": 1747, "incompleteCount": 162, "approvedNotAcceptedCount": 435, "purchasedLoanCount": 70, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK2GVCQXPD4S58", "name": "SUN WEST MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8830, "dollarVol": 2655630000, "branches": 17, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 20109, "totalOriginated": 6863, "actionTaken": { "1": 6863, "2": 3310, "3": 3171, "4": 4225, "5": 2236, "6": 275, "7": 29, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3171, "withdrawalCount": 4225, "incompleteCount": 2236, "approvedNotAcceptedCount": 3310, "purchasedLoanCount": 275, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TOOOOW36EX6R40", "name": "Suncoast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8685, "dollarVol": 1200875000, "branches": 17, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17344, "totalOriginated": 8685, "actionTaken": { "1": 8685, "2": 1750, "3": 5024, "4": 1040, "5": 845, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5024, "withdrawalCount": 1040, "incompleteCount": 845, "approvedNotAcceptedCount": 1750, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KER3YVZ3U5RK57", "name": "VERIDIAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8650, "dollarVol": 1272380000, "branches": 17, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12002, "totalOriginated": 8650, "actionTaken": { "1": 8650, "2": 87, "3": 815, "4": 1335, "5": 975, "6": 0, "7": 32, "8": 108 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 815, "withdrawalCount": 1335, "incompleteCount": 975, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QI2ILHHZH8D20", "name": "KBHS HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8597, "dollarVol": 3344775000, "branches": 17, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16159, "totalOriginated": 8597, "actionTaken": { "1": 8597, "2": 101, "3": 1286, "4": 6172, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1286, "withdrawalCount": 6172, "incompleteCount": 0, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDOC4F7XSRG390", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 8443, "dollarVol": 3755805000, "branches": 16, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11812, "totalOriginated": 8443, "actionTaken": { "1": 8443, "2": 765, "3": 1417, "4": 813, "5": 33, "6": 341, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1417, "withdrawalCount": 813, "incompleteCount": 33, "approvedNotAcceptedCount": 765, "purchasedLoanCount": 341, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K4ZLGS7SRDTL86", "name": "Equity Prime Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8442, "dollarVol": 2524720000, "branches": 16, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16254, "totalOriginated": 8442, "actionTaken": { "1": 8442, "2": 3129, "3": 805, "4": 2369, "5": 1276, "6": 230, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 805, "withdrawalCount": 2369, "incompleteCount": 1276, "approvedNotAcceptedCount": 3129, "purchasedLoanCount": 230, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YN94MOAVYW0F52", "name": "GoodLeap, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8423, "dollarVol": 1920245000, "branches": 16, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18647, "totalOriginated": 8423, "actionTaken": { "1": 8423, "2": 2443, "3": 3915, "4": 3208, "5": 658, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3915, "withdrawalCount": 3208, "incompleteCount": 658, "approvedNotAcceptedCount": 2443, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T94GSH3C4U5M59", "name": "ALLIANT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8418, "dollarVol": 1975260000, "branches": 16, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24223, "totalOriginated": 8374, "actionTaken": { "1": 8374, "2": 684, "3": 4517, "4": 1002, "5": 52, "6": 9594, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4517, "withdrawalCount": 1002, "incompleteCount": 52, "approvedNotAcceptedCount": 684, "purchasedLoanCount": 9594, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LU6Y2TXG48QY48", "name": "RANDOLPH-BROOKS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8173, "dollarVol": 1511095000, "branches": 16, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18932, "totalOriginated": 8173, "actionTaken": { "1": 8173, "2": 1909, "3": 2469, "4": 2328, "5": 1379, "6": 323, "7": 936, "8": 1415 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2469, "withdrawalCount": 2328, "incompleteCount": 1379, "approvedNotAcceptedCount": 1909, "purchasedLoanCount": 323, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KY533JFETOYG46", "name": "Landmark Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8020, "dollarVol": 1165450000, "branches": 16, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11208, "totalOriginated": 8020, "actionTaken": { "1": 8020, "2": 133, "3": 1989, "4": 887, "5": 173, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1989, "withdrawalCount": 887, "incompleteCount": 173, "approvedNotAcceptedCount": 133, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "DZC62HF6UIZYJ08V1J90", "name": "Fulton Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7985, "dollarVol": 2408895000, "branches": 15, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12534, "totalOriginated": 7985, "actionTaken": { "1": 7985, "2": 213, "3": 2390, "4": 1463, "5": 271, "6": 212, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2390, "withdrawalCount": 1463, "incompleteCount": 271, "approvedNotAcceptedCount": 213, "purchasedLoanCount": 212, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008N1D96CHCTQC27", "name": "SECURITY SERVICE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7975, "dollarVol": 1920505000, "branches": 15, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15111, "totalOriginated": 7975, "actionTaken": { "1": 7975, "2": 269, "3": 2692, "4": 1204, "5": 2831, "6": 0, "7": 77, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2692, "withdrawalCount": 1204, "incompleteCount": 2831, "approvedNotAcceptedCount": 269, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CXTOHZ2JBEJ61", "name": "THE MORTGAGE FIRM, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7962, "dollarVol": 2357560000, "branches": 15, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10495, "totalOriginated": 7962, "actionTaken": { "1": 7962, "2": 3, "3": 185, "4": 2344, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 2344, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C04BJ0G297NC13", "name": "Ally Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7923, "dollarVol": 3552215000, "branches": 15, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 20764, "totalOriginated": 7923, "actionTaken": { "1": 7923, "2": 363, "3": 2110, "4": 5382, "5": 2028, "6": 2958, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2110, "withdrawalCount": 5382, "incompleteCount": 2028, "approvedNotAcceptedCount": 363, "purchasedLoanCount": 2958, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q02LGIN9AXKP98", "name": "FIRST TECHNOLOGY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 7784, "dollarVol": 3087110000, "branches": 15, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14507, "totalOriginated": 7784, "actionTaken": { "1": 7784, "2": 1196, "3": 1211, "4": 908, "5": 728, "6": 0, "7": 295, "8": 2385 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1211, "withdrawalCount": 908, "incompleteCount": 728, "approvedNotAcceptedCount": 1196, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930063XGNMIXS57091", "name": "POLICE & FIRE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7754, "dollarVol": 820700000, "branches": 15, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14147, "totalOriginated": 7754, "actionTaken": { "1": 7754, "2": 106, "3": 4359, "4": 1100, "5": 827, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4359, "withdrawalCount": 1100, "incompleteCount": 827, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800XR2TCBQJSF1X93", "name": "NBKC BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7735, "dollarVol": 3036725000, "branches": 15, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17736, "totalOriginated": 7735, "actionTaken": { "1": 7735, "2": 63, "3": 1032, "4": 3058, "5": 869, "6": 63, "7": 604, "8": 4312 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1032, "withdrawalCount": 3058, "incompleteCount": 869, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 63, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "F28JOQ8OBWCFUYM0UX93", "name": "East West Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7731, "dollarVol": 5384805000, "branches": 15, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.058, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11009, "totalOriginated": 7731, "actionTaken": { "1": 7731, "2": 382, "3": 798, "4": 1201, "5": 138, "6": 759, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 798, "withdrawalCount": 1201, "incompleteCount": 138, "approvedNotAcceptedCount": 382, "purchasedLoanCount": 759, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JPZ3LXXMB0S24", "name": "FBC MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7673, "dollarVol": 2735485000, "branches": 15, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17366, "totalOriginated": 7673, "actionTaken": { "1": 7673, "2": 1654, "3": 399, "4": 1739, "5": 283, "6": 5618, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 399, "withdrawalCount": 1739, "incompleteCount": 283, "approvedNotAcceptedCount": 1654, "purchasedLoanCount": 5618, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J6N77Q8OHYNF23", "name": "ENVOY MORTGAGE, LTD", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7631, "dollarVol": 2412765000, "branches": 15, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11903, "totalOriginated": 7631, "actionTaken": { "1": 7631, "2": 1086, "3": 835, "4": 2014, "5": 165, "6": 55, "7": 52, "8": 65 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 835, "withdrawalCount": 2014, "incompleteCount": 165, "approvedNotAcceptedCount": 1086, "purchasedLoanCount": 55, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009V3WNJX9V2GZ85", "name": "FirstBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7570, "dollarVol": 3687610000, "branches": 15, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10698, "totalOriginated": 7570, "actionTaken": { "1": 7570, "2": 601, "3": 876, "4": 1216, "5": 410, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 876, "withdrawalCount": 1216, "incompleteCount": 410, "approvedNotAcceptedCount": 601, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FU7RSW4CQQY98A2O7J66", "name": "BOKF, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7547, "dollarVol": 2233785000, "branches": 15, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13935, "totalOriginated": 7547, "actionTaken": { "1": 7547, "2": 358, "3": 3815, "4": 1906, "5": 309, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3815, "withdrawalCount": 1906, "incompleteCount": 309, "approvedNotAcceptedCount": 358, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HWKBRUZIDS752", "name": "CIVIC FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7466, "dollarVol": 2966400000, "branches": 14, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9912, "totalOriginated": 7466, "actionTaken": { "1": 7466, "2": 172, "3": 670, "4": 1333, "5": 271, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 670, "withdrawalCount": 1333, "incompleteCount": 271, "approvedNotAcceptedCount": 172, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HA4DQWAE0W3342", "name": "AmeriHome Mortgage Company, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7443, "dollarVol": 2330385000, "branches": 14, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 165591, "totalOriginated": 7443, "actionTaken": { "1": 7443, "2": 62, "3": 1854, "4": 3657, "5": 2732, "6": 149831, "7": 5, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1854, "withdrawalCount": 3657, "incompleteCount": 2732, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 149831, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WV0OVGBTLUP1XIUJE722", "name": "Webster Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7427, "dollarVol": 4288665000, "branches": 14, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12001, "totalOriginated": 7427, "actionTaken": { "1": 7427, "2": 504, "3": 2066, "4": 823, "5": 930, "6": 251, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2066, "withdrawalCount": 823, "incompleteCount": 930, "approvedNotAcceptedCount": 504, "purchasedLoanCount": 251, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GPO6DWUZR4UY30", "name": "FIRST HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7420, "dollarVol": 2867800000, "branches": 14, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9357, "totalOriginated": 7420, "actionTaken": { "1": 7420, "2": 78, "3": 302, "4": 1437, "5": 92, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 302, "withdrawalCount": 1437, "incompleteCount": 92, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KHXD7JSQUZIJ22", "name": "HIGHLANDS RESIDENTIAL MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7377, "dollarVol": 2330225000, "branches": 14, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10519, "totalOriginated": 7377, "actionTaken": { "1": 7377, "2": 137, "3": 216, "4": 2340, "5": 449, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 216, "withdrawalCount": 2340, "incompleteCount": 449, "approvedNotAcceptedCount": 137, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080OKRZ7NNZIO71", "name": "AMERIFIRST FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7367, "dollarVol": 1710105000, "branches": 14, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.09, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11299, "totalOriginated": 7367, "actionTaken": { "1": 7367, "2": 677, "3": 689, "4": 2534, "5": 5, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 689, "withdrawalCount": 2534, "incompleteCount": 5, "approvedNotAcceptedCount": 677, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VN1JLT1F3FLLVN3FZG89", "name": "First Commonwealth Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7316, "dollarVol": 1366040000, "branches": 14, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12590, "totalOriginated": 7316, "actionTaken": { "1": 7316, "2": 560, "3": 3371, "4": 772, "5": 525, "6": 22, "7": 20, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3371, "withdrawalCount": 772, "incompleteCount": 525, "approvedNotAcceptedCount": 560, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VNBQD8FDHF7563", "name": "MORTGAGE INVESTORS GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7295, "dollarVol": 1982235000, "branches": 14, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10410, "totalOriginated": 7295, "actionTaken": { "1": 7295, "2": 524, "3": 619, "4": 1861, "5": 110, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 619, "withdrawalCount": 1861, "incompleteCount": 110, "approvedNotAcceptedCount": 524, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KSOOZZVXCMA627", "name": "ANGEL OAK MORTGAGE SOLUTIONS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7239, "dollarVol": 3385585000, "branches": 14, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12463, "totalOriginated": 7239, "actionTaken": { "1": 7239, "2": 168, "3": 2151, "4": 2798, "5": 51, "6": 56, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2151, "withdrawalCount": 2798, "incompleteCount": 51, "approvedNotAcceptedCount": 168, "purchasedLoanCount": 56, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XKL0FTNOJ0866", "name": "GENEVA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7208, "dollarVol": 1967590000, "branches": 14, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12636, "totalOriginated": 7208, "actionTaken": { "1": 7208, "2": 271, "3": 330, "4": 2935, "5": 1885, "6": 0, "7": 3, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 330, "withdrawalCount": 2935, "incompleteCount": 1885, "approvedNotAcceptedCount": 271, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EO85W8IS2FR22", "name": "LOGIX FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 7205, "dollarVol": 3220045000, "branches": 14, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10437, "totalOriginated": 7205, "actionTaken": { "1": 7205, "2": 616, "3": 927, "4": 509, "5": 182, "6": 0, "7": 219, "8": 779 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 927, "withdrawalCount": 509, "incompleteCount": 182, "approvedNotAcceptedCount": 616, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O723MCLR701H50", "name": "Neighborhood Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7189, "dollarVol": 1832015000, "branches": 14, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10269, "totalOriginated": 7189, "actionTaken": { "1": 7189, "2": 50, "3": 1945, "4": 1079, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1945, "withdrawalCount": 1079, "incompleteCount": 6, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LVR1UQE8OOCO93IHEB52", "name": "Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7188, "dollarVol": 1363160000, "branches": 14, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10723, "totalOriginated": 7188, "actionTaken": { "1": 7188, "2": 99, "3": 1469, "4": 959, "5": 152, "6": 856, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1469, "withdrawalCount": 959, "incompleteCount": 152, "approvedNotAcceptedCount": 99, "purchasedLoanCount": 856, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESRQ6OLBB56N04", "name": "Glacier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7176, "dollarVol": 2776960000, "branches": 14, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10740, "totalOriginated": 7176, "actionTaken": { "1": 7176, "2": 74, "3": 1386, "4": 1907, "5": 180, "6": 9, "7": 3, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1386, "withdrawalCount": 1907, "incompleteCount": 180, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LDVFX8JEECFFE8HRWA73", "name": "First National Bank of Omaha", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 7171, "dollarVol": 1741655000, "branches": 14, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10691, "totalOriginated": 7171, "actionTaken": { "1": 7171, "2": 171, "3": 1306, "4": 1763, "5": 280, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1306, "withdrawalCount": 1763, "incompleteCount": 280, "approvedNotAcceptedCount": 171, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UG7QXKM7KGV847", "name": "ROYAL UNITED MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7152, "dollarVol": 873840000, "branches": 14, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13193, "totalOriginated": 7152, "actionTaken": { "1": 7152, "2": 163, "3": 4843, "4": 1035, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4843, "withdrawalCount": 1035, "incompleteCount": 0, "approvedNotAcceptedCount": 163, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3F9S1MKFKHC53", "name": "HOMESTEAD FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7145, "dollarVol": 1859135000, "branches": 14, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9061, "totalOriginated": 7145, "actionTaken": { "1": 7145, "2": 61, "3": 356, "4": 1442, "5": 43, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 356, "withdrawalCount": 1442, "incompleteCount": 43, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0I2M6IPLVEN24", "name": "MCLEAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7139, "dollarVol": 2947375000, "branches": 14, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8877, "totalOriginated": 7139, "actionTaken": { "1": 7139, "2": 228, "3": 119, "4": 1334, "5": 57, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 1334, "incompleteCount": 57, "approvedNotAcceptedCount": 228, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004FXPNKCLIN8250", "name": "Synergy One Lending, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7034, "dollarVol": 2825890000, "branches": 14, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11157, "totalOriginated": 7034, "actionTaken": { "1": 7034, "2": 19, "3": 702, "4": 3089, "5": 313, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 702, "withdrawalCount": 3089, "incompleteCount": 313, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWKVL60SKWK981", "name": "MEMBERS 1ST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 6972, "dollarVol": 831280000, "branches": 13, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11683, "totalOriginated": 6972, "actionTaken": { "1": 6972, "2": 218, "3": 3475, "4": 1011, "5": 5, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3475, "withdrawalCount": 1011, "incompleteCount": 5, "approvedNotAcceptedCount": 218, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PT6CCDYU4VHM41", "name": "PENNSYLVANIA STATE EMPLOYEES Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 6949, "dollarVol": 624945000, "branches": 13, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10205, "totalOriginated": 6949, "actionTaken": { "1": 6949, "2": 514, "3": 1598, "4": 752, "5": 392, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1598, "withdrawalCount": 752, "incompleteCount": 392, "approvedNotAcceptedCount": 514, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D003QRZFSQ4N43", "name": "Prosperity Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6898, "dollarVol": 3430620000, "branches": 13, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11213, "totalOriginated": 6898, "actionTaken": { "1": 6898, "2": 292, "3": 1845, "4": 1833, "5": 342, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1845, "withdrawalCount": 1833, "incompleteCount": 342, "approvedNotAcceptedCount": 292, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930060G4MDPWHISD89", "name": "EVERGREEN MONEYSOURCE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6880, "dollarVol": 2725410000, "branches": 13, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.058, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9817, "totalOriginated": 6880, "actionTaken": { "1": 6880, "2": 501, "3": 403, "4": 1621, "5": 88, "6": 7, "7": 36, "8": 281 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 403, "withdrawalCount": 1621, "incompleteCount": 88, "approvedNotAcceptedCount": 501, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPGMCMBEJEK584", "name": "DIGITAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6863, "dollarVol": 1945015000, "branches": 13, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18630, "totalOriginated": 6863, "actionTaken": { "1": 6863, "2": 362, "3": 3237, "4": 3628, "5": 4443, "6": 12, "7": 48, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3237, "withdrawalCount": 3628, "incompleteCount": 4443, "approvedNotAcceptedCount": 362, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UI36AJZ0WZ4U93", "name": "Taylor Morrison Home Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6854, "dollarVol": 3089500000, "branches": 13, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11360, "totalOriginated": 6854, "actionTaken": { "1": 6854, "2": 1, "3": 542, "4": 2875, "5": 1088, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 542, "withdrawalCount": 2875, "incompleteCount": 1088, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJIC4LOLZH0M42", "name": "THE GOLDEN 1", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6793, "dollarVol": 2645955000, "branches": 13, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11697, "totalOriginated": 6793, "actionTaken": { "1": 6793, "2": 100, "3": 2931, "4": 1781, "5": 92, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2931, "withdrawalCount": 1781, "incompleteCount": 92, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0SXC1JU7ZU290", "name": "FIRST COMMUNITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6787, "dollarVol": 1887995000, "branches": 13, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9135, "totalOriginated": 6787, "actionTaken": { "1": 6787, "2": 372, "3": 976, "4": 167, "5": 421, "6": 337, "7": 67, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 976, "withdrawalCount": 167, "incompleteCount": 421, "approvedNotAcceptedCount": 372, "purchasedLoanCount": 337, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GTVXJ2PGXNLM73", "name": "T2 FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6765, "dollarVol": 1940935000, "branches": 13, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9030, "totalOriginated": 6765, "actionTaken": { "1": 6765, "2": 1206, "3": 639, "4": 420, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 639, "withdrawalCount": 420, "incompleteCount": 0, "approvedNotAcceptedCount": 1206, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "70WY0ID1N53Q4254VH70", "name": "Comerica Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6754, "dollarVol": 2789380000, "branches": 13, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14376, "totalOriginated": 6754, "actionTaken": { "1": 6754, "2": 349, "3": 5327, "4": 968, "5": 709, "6": 255, "7": 5, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5327, "withdrawalCount": 968, "incompleteCount": 709, "approvedNotAcceptedCount": 349, "purchasedLoanCount": 255, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039UO39UJGI7078", "name": "Towne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6729, "dollarVol": 2583995000, "branches": 13, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8491, "totalOriginated": 6729, "actionTaken": { "1": 6729, "2": 146, "3": 412, "4": 1048, "5": 145, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 412, "withdrawalCount": 1048, "incompleteCount": 145, "approvedNotAcceptedCount": 146, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MV4O55SH8HO6KQSGW013", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6603, "dollarVol": 1484655000, "branches": 13, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10218, "totalOriginated": 6603, "actionTaken": { "1": 6603, "2": 80, "3": 2714, "4": 699, "5": 122, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2714, "withdrawalCount": 699, "incompleteCount": 122, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "G5AHTAP80NWA3Q8RDC78", "name": "Frost Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6573, "dollarVol": 1268605000, "branches": 13, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15574, "totalOriginated": 6573, "actionTaken": { "1": 6573, "2": 566, "3": 7857, "4": 575, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7857, "withdrawalCount": 575, "incompleteCount": 0, "approvedNotAcceptedCount": 566, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005EYZOUVJUXAX38", "name": "Lakeview Community Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6569, "dollarVol": 1449085000, "branches": 13, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6932, "totalOriginated": 6569, "actionTaken": { "1": 6569, "2": 102, "3": 63, "4": 198, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 198, "incompleteCount": 0, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MSU5WVAU4ZN645", "name": "Dollar Bank, Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6565, "dollarVol": 1332545000, "branches": 13, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9889, "totalOriginated": 6565, "actionTaken": { "1": 6565, "2": 407, "3": 1637, "4": 396, "5": 130, "6": 617, "7": 18, "8": 119 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1637, "withdrawalCount": 396, "incompleteCount": 130, "approvedNotAcceptedCount": 407, "purchasedLoanCount": 617, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFSMIRUODUVW59", "name": "First Interstate Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6564, "dollarVol": 2522650000, "branches": 13, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9091, "totalOriginated": 6564, "actionTaken": { "1": 6564, "2": 123, "3": 1238, "4": 1018, "5": 143, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1238, "withdrawalCount": 1018, "incompleteCount": 143, "approvedNotAcceptedCount": 123, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TM179TSKK3HQ94", "name": "THRIVE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6499, "dollarVol": 1890365000, "branches": 12, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9507, "totalOriginated": 6499, "actionTaken": { "1": 6499, "2": 982, "3": 296, "4": 1730, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 296, "withdrawalCount": 1730, "incompleteCount": 0, "approvedNotAcceptedCount": 982, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1YEXP02MHBR47", "name": "WRIGHT-PATT CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 6431, "dollarVol": 689625000, "branches": 12, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10325, "totalOriginated": 6431, "actionTaken": { "1": 6431, "2": 684, "3": 2374, "4": 583, "5": 253, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2374, "withdrawalCount": 583, "incompleteCount": 253, "approvedNotAcceptedCount": 684, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG07PXWSIMC813", "name": "TRUSTONE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 6431, "dollarVol": 1035815000, "branches": 12, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9294, "totalOriginated": 6431, "actionTaken": { "1": 6431, "2": 246, "3": 1407, "4": 1210, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1407, "withdrawalCount": 1210, "incompleteCount": 0, "approvedNotAcceptedCount": 246, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SVLCM6NZQ53P14", "name": "AMERIFIRST FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6391, "dollarVol": 2393595000, "branches": 12, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10000, "totalOriginated": 6391, "actionTaken": { "1": 6391, "2": 866, "3": 232, "4": 2500, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 232, "withdrawalCount": 2500, "incompleteCount": 11, "approvedNotAcceptedCount": 866, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUYF5QOROM7N37", "name": "ESL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 6358, "dollarVol": 629890000, "branches": 12, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8579, "totalOriginated": 6358, "actionTaken": { "1": 6358, "2": 294, "3": 1208, "4": 336, "5": 383, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1208, "withdrawalCount": 336, "incompleteCount": 383, "approvedNotAcceptedCount": 294, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000NYUJT9UC6G261", "name": "LEADERONE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6353, "dollarVol": 1659055000, "branches": 12, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11116, "totalOriginated": 6353, "actionTaken": { "1": 6353, "2": 47, "3": 1712, "4": 2729, "5": 101, "6": 0, "7": 103, "8": 71 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1712, "withdrawalCount": 2729, "incompleteCount": 101, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PC4MFWQBNVKG88", "name": "V.I.P. MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6277, "dollarVol": 2348845000, "branches": 12, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8463, "totalOriginated": 6277, "actionTaken": { "1": 6277, "2": 22, "3": 220, "4": 1548, "5": 89, "6": 307, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 220, "withdrawalCount": 1548, "incompleteCount": 89, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 307, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "593C3GZG957YOJPS2Z63", "name": "City National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6257, "dollarVol": 7611215000, "branches": 12, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9186, "totalOriginated": 6257, "actionTaken": { "1": 6257, "2": 112, "3": 1170, "4": 915, "5": 31, "6": 701, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1170, "withdrawalCount": 915, "incompleteCount": 31, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 701, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PBTV7FCWLSMM53", "name": "MORTGAGE SOLUTIONS OF COLORADO, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6243, "dollarVol": 1790815000, "branches": 12, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11585, "totalOriginated": 6243, "actionTaken": { "1": 6243, "2": 17, "3": 878, "4": 2857, "5": 1262, "6": 328, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 878, "withdrawalCount": 2857, "incompleteCount": 1262, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 328, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "S0Q3AHZRL5K6VQE35M07", "name": "First Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6243, "dollarVol": 1506065000, "branches": 12, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9241, "totalOriginated": 6243, "actionTaken": { "1": 6243, "2": 93, "3": 1342, "4": 1028, "5": 412, "6": 99, "7": 23, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1342, "withdrawalCount": 1028, "incompleteCount": 412, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 99, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VXXDSMSH313G18", "name": "Truliant Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 6243, "dollarVol": 686885000, "branches": 12, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10650, "totalOriginated": 6243, "actionTaken": { "1": 6243, "2": 478, "3": 2971, "4": 929, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2971, "withdrawalCount": 929, "incompleteCount": 29, "approvedNotAcceptedCount": 478, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NJVKCDJA5YC939", "name": "HOMEOWNERS FINANCIAL GROUP USA, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6241, "dollarVol": 2079345000, "branches": 12, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9222, "totalOriginated": 6241, "actionTaken": { "1": 6241, "2": 13, "3": 481, "4": 2438, "5": 45, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 481, "withdrawalCount": 2438, "incompleteCount": 45, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VN9E1DEKF26E34", "name": "SPACE COAST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 6240, "dollarVol": 834120000, "branches": 12, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.079, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12833, "totalOriginated": 6240, "actionTaken": { "1": 6240, "2": 401, "3": 3116, "4": 1377, "5": 1699, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3116, "withdrawalCount": 1377, "incompleteCount": 1699, "approvedNotAcceptedCount": 401, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J7I82PNDVU8H22", "name": "OCMBC, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6219, "dollarVol": 2653695000, "branches": 12, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11459, "totalOriginated": 6219, "actionTaken": { "1": 6219, "2": 423, "3": 4671, "4": 57, "5": 66, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4671, "withdrawalCount": 57, "incompleteCount": 66, "approvedNotAcceptedCount": 423, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JXCS783CPF1D02", "name": "RCN Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6190, "dollarVol": 1420380000, "branches": 12, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12709, "totalOriginated": 6190, "actionTaken": { "1": 6190, "2": 0, "3": 1437, "4": 5082, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1437, "withdrawalCount": 5082, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYBJHWWDENV610", "name": "Alcova Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6122, "dollarVol": 1559980000, "branches": 12, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7664, "totalOriginated": 6122, "actionTaken": { "1": 6122, "2": 675, "3": 237, "4": 565, "5": 65, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 565, "incompleteCount": 65, "approvedNotAcceptedCount": 675, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VMX06UV1F7NS76", "name": "SUCCESS MORTGAGE PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6105, "dollarVol": 1537865000, "branches": 12, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8791, "totalOriginated": 6105, "actionTaken": { "1": 6105, "2": 689, "3": 433, "4": 1027, "5": 477, "6": 0, "7": 16, "8": 44 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 433, "withdrawalCount": 1027, "incompleteCount": 477, "approvedNotAcceptedCount": 689, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QR0KFPEDZPEI42", "name": "STOCKTON MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6064, "dollarVol": 1390110000, "branches": 12, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9614, "totalOriginated": 6064, "actionTaken": { "1": 6064, "2": 76, "3": 747, "4": 1991, "5": 736, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 747, "withdrawalCount": 1991, "incompleteCount": 736, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006F1N8E3EEF3W63", "name": "Fremont Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6055, "dollarVol": 2319105000, "branches": 12, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8642, "totalOriginated": 6055, "actionTaken": { "1": 6055, "2": 164, "3": 1036, "4": 759, "5": 521, "6": 0, "7": 59, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1036, "withdrawalCount": 759, "incompleteCount": 521, "approvedNotAcceptedCount": 164, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNUJ0IPK43UX33", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 6023, "dollarVol": 1500455000, "branches": 12, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7901, "totalOriginated": 6023, "actionTaken": { "1": 6023, "2": 54, "3": 1020, "4": 798, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1020, "withdrawalCount": 798, "incompleteCount": 6, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5FVOSK5DQJN30", "name": "INTERCAP LENDING INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5999, "dollarVol": 2319995000, "branches": 11, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8069, "totalOriginated": 5999, "actionTaken": { "1": 5999, "2": 1, "3": 85, "4": 1984, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 1984, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "QGPGHQ1ENZOOLJRFTH41", "name": "WesBanco Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5956, "dollarVol": 2023230000, "branches": 11, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8502, "totalOriginated": 5956, "actionTaken": { "1": 5956, "2": 112, "3": 1348, "4": 815, "5": 271, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1348, "withdrawalCount": 815, "incompleteCount": 271, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "CKVBED0S4DMLKJJ5XH28", "name": "Stifel Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5956, "dollarVol": 3282490000, "branches": 11, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6607, "totalOriginated": 5956, "actionTaken": { "1": 5956, "2": 69, "3": 104, "4": 464, "5": 10, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 464, "incompleteCount": 10, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJTLYB6ZWKPR88", "name": "LOCAL GOVERNMENT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5950, "dollarVol": 923290000, "branches": 11, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8722, "totalOriginated": 5950, "actionTaken": { "1": 5950, "2": 110, "3": 1396, "4": 919, "5": 347, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1396, "withdrawalCount": 919, "incompleteCount": 347, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005SIVTHG14U2905", "name": "A&D Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5931, "dollarVol": 2516035000, "branches": 11, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10527, "totalOriginated": 5931, "actionTaken": { "1": 5931, "2": 181, "3": 367, "4": 3419, "5": 158, "6": 471, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 367, "withdrawalCount": 3419, "incompleteCount": 158, "approvedNotAcceptedCount": 181, "purchasedLoanCount": 471, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QRULT2T40BH09", "name": "COMMUNITYAMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5926, "dollarVol": 985910000, "branches": 11, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8720, "totalOriginated": 5926, "actionTaken": { "1": 5926, "2": 399, "3": 1487, "4": 727, "5": 181, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1487, "withdrawalCount": 727, "incompleteCount": 181, "approvedNotAcceptedCount": 399, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005RDTT7HVODH436", "name": "Community Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5888, "dollarVol": 1084100000, "branches": 11, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8149, "totalOriginated": 5888, "actionTaken": { "1": 5888, "2": 37, "3": 1203, "4": 904, "5": 117, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1203, "withdrawalCount": 904, "incompleteCount": 117, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6K2IS7FRS7S09", "name": "North American Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5880, "dollarVol": 2158390000, "branches": 11, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13904, "totalOriginated": 5880, "actionTaken": { "1": 5880, "2": 34, "3": 3539, "4": 3127, "5": 220, "6": 998, "7": 106, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3539, "withdrawalCount": 3127, "incompleteCount": 220, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 998, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HHBUTXHS7TZ96", "name": "HOMEAMERICAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5876, "dollarVol": 2747710000, "branches": 11, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10576, "totalOriginated": 5876, "actionTaken": { "1": 5876, "2": 381, "3": 1428, "4": 2806, "5": 85, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1428, "withdrawalCount": 2806, "incompleteCount": 85, "approvedNotAcceptedCount": 381, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK7QID2ZON6Q55", "name": "Alaska USA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5869, "dollarVol": 1686375000, "branches": 11, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8709, "totalOriginated": 3426, "actionTaken": { "1": 3426, "2": 451, "3": 1264, "4": 578, "5": 232, "6": 2711, "7": 43, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1264, "withdrawalCount": 578, "incompleteCount": 232, "approvedNotAcceptedCount": 451, "purchasedLoanCount": 2711, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MZ8VZJOVC63092", "name": "KIND LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5862, "dollarVol": 1995320000, "branches": 11, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9121, "totalOriginated": 5862, "actionTaken": { "1": 5862, "2": 67, "3": 1982, "4": 728, "5": 298, "6": 126, "7": 56, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1982, "withdrawalCount": 728, "incompleteCount": 298, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 126, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008L9O5NV7EAK360", "name": "BELLCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5843, "dollarVol": 1150395000, "branches": 11, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9889, "totalOriginated": 5843, "actionTaken": { "1": 5843, "2": 180, "3": 2750, "4": 754, "5": 0, "6": 362, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2750, "withdrawalCount": 754, "incompleteCount": 0, "approvedNotAcceptedCount": 180, "purchasedLoanCount": 362, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072OCHTUJOZQB56", "name": "EVANSVILLE TEACHERS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5833, "dollarVol": 1492985000, "branches": 11, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7598, "totalOriginated": 5833, "actionTaken": { "1": 5833, "2": 45, "3": 524, "4": 1122, "5": 74, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 524, "withdrawalCount": 1122, "incompleteCount": 74, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DPRWSBUY619V27", "name": "Simmons Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5793, "dollarVol": 2460645000, "branches": 11, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8585, "totalOriginated": 5793, "actionTaken": { "1": 5793, "2": 112, "3": 1128, "4": 1552, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1128, "withdrawalCount": 1552, "incompleteCount": 0, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300INFJ8TYNZ1G568", "name": "Charles Schwab Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5783, "dollarVol": 5878115000, "branches": 11, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9354, "totalOriginated": 5783, "actionTaken": { "1": 5783, "2": 107, "3": 354, "4": 0, "5": 0, "6": 3079, "7": 18, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 354, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 3079, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "NSGZD26XPW2CUM2JKU70", "name": "Hancock Whitney Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5782, "dollarVol": 2123260000, "branches": 11, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9823, "totalOriginated": 5782, "actionTaken": { "1": 5782, "2": 122, "3": 1486, "4": 1525, "5": 264, "6": 644, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1486, "withdrawalCount": 1525, "incompleteCount": 264, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 644, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVXY7S004OQL53", "name": "Wyndham Capital Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5747, "dollarVol": 2003945000, "branches": 11, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17171, "totalOriginated": 5747, "actionTaken": { "1": 5747, "2": 135, "3": 1223, "4": 2356, "5": 7710, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1223, "withdrawalCount": 2356, "incompleteCount": 7710, "approvedNotAcceptedCount": 135, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRP46SVQMWOE81", "name": "COASTAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5735, "dollarVol": 1085855000, "branches": 11, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8794, "totalOriginated": 5735, "actionTaken": { "1": 5735, "2": 152, "3": 2235, "4": 495, "5": 177, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2235, "withdrawalCount": 495, "incompleteCount": 177, "approvedNotAcceptedCount": 152, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJQJVZKJBDWS17", "name": "TOTAL MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5734, "dollarVol": 1754960000, "branches": 11, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7914, "totalOriginated": 5734, "actionTaken": { "1": 5734, "2": 60, "3": 318, "4": 1497, "5": 33, "6": 0, "7": 25, "8": 247 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 318, "withdrawalCount": 1497, "incompleteCount": 33, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VW2EU20PZYU97", "name": "INSPIRE HOME LOANS INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5692, "dollarVol": 2051400000, "branches": 11, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9133, "totalOriginated": 5692, "actionTaken": { "1": 5692, "2": 1829, "3": 627, "4": 949, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 627, "withdrawalCount": 949, "incompleteCount": 36, "approvedNotAcceptedCount": 1829, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "KI0VI4JRMCIJ329YTN75", "name": "Valley National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5648, "dollarVol": 4768540000, "branches": 11, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8578, "totalOriginated": 5648, "actionTaken": { "1": 5648, "2": 345, "3": 688, "4": 1657, "5": 58, "6": 181, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 688, "withdrawalCount": 1657, "incompleteCount": 58, "approvedNotAcceptedCount": 345, "purchasedLoanCount": 181, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FXF3J5C0QWQ87", "name": "REVERSE MORTGAGE FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5586, "dollarVol": 2187460000, "branches": 11, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11549, "totalOriginated": 5586, "actionTaken": { "1": 5586, "2": 749, "3": 1980, "4": 1001, "5": 715, "6": 1518, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1980, "withdrawalCount": 1001, "incompleteCount": 715, "approvedNotAcceptedCount": 749, "purchasedLoanCount": 1518, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004OB0KD7VERQW98", "name": "INTERLINC MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5580, "dollarVol": 1589790000, "branches": 11, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7866, "totalOriginated": 5580, "actionTaken": { "1": 5580, "2": 25, "3": 1291, "4": 970, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1291, "withdrawalCount": 970, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IWE0Y507LPF493", "name": "MORTGAGE 1 INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5549, "dollarVol": 1161005000, "branches": 11, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7457, "totalOriginated": 5549, "actionTaken": { "1": 5549, "2": 393, "3": 223, "4": 1082, "5": 27, "6": 0, "7": 37, "8": 146 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 1082, "incompleteCount": 27, "approvedNotAcceptedCount": 393, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006II76YXSS5XM65", "name": "George Mason Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5547, "dollarVol": 2583145000, "branches": 11, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7716, "totalOriginated": 5547, "actionTaken": { "1": 5547, "2": 12, "3": 338, "4": 1753, "5": 66, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 338, "withdrawalCount": 1753, "incompleteCount": 66, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930036K3ZFJ4FOKT69", "name": "VYSTAR", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5529, "dollarVol": 867225000, "branches": 11, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14668, "totalOriginated": 5529, "actionTaken": { "1": 5529, "2": 92, "3": 6868, "4": 1432, "5": 94, "6": 0, "7": 361, "8": 292 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6868, "withdrawalCount": 1432, "incompleteCount": 94, "approvedNotAcceptedCount": 92, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZ550X4QD5PC74", "name": "Royal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5440, "dollarVol": 907810000, "branches": 10, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7433, "totalOriginated": 5440, "actionTaken": { "1": 5440, "2": 81, "3": 531, "4": 740, "5": 182, "6": 0, "7": 459, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 531, "withdrawalCount": 740, "incompleteCount": 182, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XN7UWEWK13RO81", "name": "Premium Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5360, "dollarVol": 1158090000, "branches": 10, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6189, "totalOriginated": 5360, "actionTaken": { "1": 5360, "2": 48, "3": 197, "4": 539, "5": 41, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 197, "withdrawalCount": 539, "incompleteCount": 41, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JKR164SLNO6Y85", "name": "NATIONS RELIABLE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5342, "dollarVol": 1479330000, "branches": 10, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8093, "totalOriginated": 5342, "actionTaken": { "1": 5342, "2": 54, "3": 381, "4": 1431, "5": 882, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 381, "withdrawalCount": 1431, "incompleteCount": 882, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3QJQLKVB40W93", "name": "CANVAS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5331, "dollarVol": 742525000, "branches": 10, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7798, "totalOriginated": 5331, "actionTaken": { "1": 5331, "2": 181, "3": 298, "4": 1984, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 298, "withdrawalCount": 1984, "incompleteCount": 4, "approvedNotAcceptedCount": 181, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PXL1KA5TOL2O82", "name": "M/I FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5321, "dollarVol": 2050845000, "branches": 10, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7759, "totalOriginated": 5321, "actionTaken": { "1": 5321, "2": 1684, "3": 127, "4": 414, "5": 212, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 414, "incompleteCount": 212, "approvedNotAcceptedCount": 1684, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "7DMUJTL9FFTVIAG9H788", "name": "Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5274, "dollarVol": 980610000, "branches": 10, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9742, "totalOriginated": 5274, "actionTaken": { "1": 5274, "2": 83, "3": 2646, "4": 1055, "5": 681, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2646, "withdrawalCount": 1055, "incompleteCount": 681, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SELI3XCH3UZW80", "name": "FIRST CENTENNIAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5229, "dollarVol": 1506175000, "branches": 10, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7267, "totalOriginated": 5229, "actionTaken": { "1": 5229, "2": 55, "3": 536, "4": 1338, "5": 108, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 536, "withdrawalCount": 1338, "incompleteCount": 108, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMNDEK4BA8WB53", "name": "EMM LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5210, "dollarVol": 1567130000, "branches": 10, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7825, "totalOriginated": 5210, "actionTaken": { "1": 5210, "2": 653, "3": 382, "4": 616, "5": 961, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 382, "withdrawalCount": 616, "incompleteCount": 961, "approvedNotAcceptedCount": 653, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVW3AI97UKTO72", "name": "Wings Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5185, "dollarVol": 1065795000, "branches": 10, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8763, "totalOriginated": 5185, "actionTaken": { "1": 5185, "2": 594, "3": 768, "4": 588, "5": 1, "6": 190, "7": 204, "8": 1233 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 768, "withdrawalCount": 588, "incompleteCount": 1, "approvedNotAcceptedCount": 594, "purchasedLoanCount": 190, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WE0I402RW25AU38DTI13", "name": "Banner Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5172, "dollarVol": 2007900000, "branches": 10, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9266, "totalOriginated": 5172, "actionTaken": { "1": 5172, "2": 348, "3": 2465, "4": 988, "5": 116, "6": 177, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2465, "withdrawalCount": 988, "incompleteCount": 116, "approvedNotAcceptedCount": 348, "purchasedLoanCount": 177, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XQ7B5FIVUNFE29", "name": "VAN DYK MORTGAGE CORPORATION", "nmls": "3035", "type": "IMB", "dataYear": 2022, "orig": 5171, "dollarVol": 1461545000, "branches": 10, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7552, "totalOriginated": 5171, "actionTaken": { "1": 5171, "2": 43, "3": 378, "4": 1798, "5": 162, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 378, "withdrawalCount": 1798, "incompleteCount": 162, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FK3AFCFVAPH234", "name": "Leader Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5161, "dollarVol": 2796475000, "branches": 10, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6290, "totalOriginated": 5161, "actionTaken": { "1": 5161, "2": 238, "3": 114, "4": 739, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 739, "incompleteCount": 38, "approvedNotAcceptedCount": 238, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWBS6MQJX15N44", "name": "NexBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5122, "dollarVol": 3187860000, "branches": 10, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23529, "totalOriginated": 5122, "actionTaken": { "1": 5122, "2": 104, "3": 539, "4": 343, "5": 508, "6": 16913, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 539, "withdrawalCount": 343, "incompleteCount": 508, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 16913, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDBIZCOI6TMO49", "name": "ANGEL OAK HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5089, "dollarVol": 1838805000, "branches": 10, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10327, "totalOriginated": 5089, "actionTaken": { "1": 5089, "2": 98, "3": 647, "4": 2435, "5": 217, "6": 1841, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 647, "withdrawalCount": 2435, "incompleteCount": 217, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 1841, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YW2UBCMDRMBT48", "name": "RELIANCE FIRST CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5056, "dollarVol": 1137480000, "branches": 10, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6302, "totalOriginated": 5056, "actionTaken": { "1": 5056, "2": 938, "3": 308, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 308, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 938, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "X8V2II80XTQHRH7NCB19", "name": "Eastern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5047, "dollarVol": 2099055000, "branches": 10, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8221, "totalOriginated": 5047, "actionTaken": { "1": 5047, "2": 432, "3": 1784, "4": 278, "5": 49, "6": 631, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1784, "withdrawalCount": 278, "incompleteCount": 49, "approvedNotAcceptedCount": 432, "purchasedLoanCount": 631, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDLYW49R2HCV81", "name": "EASTMAN", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5028, "dollarVol": 879860000, "branches": 10, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7713, "totalOriginated": 5028, "actionTaken": { "1": 5028, "2": 137, "3": 1516, "4": 973, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1516, "withdrawalCount": 973, "incompleteCount": 59, "approvedNotAcceptedCount": 137, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "XJCRTTYJVBMA22IXL619", "name": "Bank of Hawaii", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 5017, "dollarVol": 2333135000, "branches": 10, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8065, "totalOriginated": 5017, "actionTaken": { "1": 5017, "2": 133, "3": 2038, "4": 642, "5": 234, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2038, "withdrawalCount": 642, "incompleteCount": 234, "approvedNotAcceptedCount": 133, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Y5XYV7DV1ZV88", "name": "GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5014, "dollarVol": 1539790000, "branches": 10, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7918, "totalOriginated": 5014, "actionTaken": { "1": 5014, "2": 686, "3": 227, "4": 1340, "5": 136, "6": 0, "7": 60, "8": 455 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 227, "withdrawalCount": 1340, "incompleteCount": 136, "approvedNotAcceptedCount": 686, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300370QILXLFUWD20", "name": "ZILLOW HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5009, "dollarVol": 1546985000, "branches": 10, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7928, "totalOriginated": 5009, "actionTaken": { "1": 5009, "2": 168, "3": 555, "4": 1738, "5": 434, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 555, "withdrawalCount": 1738, "incompleteCount": 434, "approvedNotAcceptedCount": 168, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QKL5FUBZ8LSF50", "name": "NATIONS DIRECT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4976, "dollarVol": 1988430000, "branches": 9, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8911, "totalOriginated": 4976, "actionTaken": { "1": 4976, "2": 0, "3": 779, "4": 3138, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 779, "withdrawalCount": 3138, "incompleteCount": 18, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JEBULFT3BSU682", "name": "Bangor Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4964, "dollarVol": 1377590000, "branches": 9, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6910, "totalOriginated": 4964, "actionTaken": { "1": 4964, "2": 53, "3": 1139, "4": 689, "5": 0, "6": 65, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1139, "withdrawalCount": 689, "incompleteCount": 0, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 65, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWD9H4FQ2VR805", "name": "UBS Bank USA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4960, "dollarVol": 6881900000, "branches": 9, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7758, "totalOriginated": 4960, "actionTaken": { "1": 4960, "2": 16, "3": 334, "4": 796, "5": 76, "6": 1022, "7": 82, "8": 472 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 334, "withdrawalCount": 796, "incompleteCount": 76, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 1022, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CLRXFVF83ZL806", "name": "NATIONWIDE MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4832, "dollarVol": 1832490000, "branches": 9, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8304, "totalOriginated": 4832, "actionTaken": { "1": 4832, "2": 690, "3": 338, "4": 2183, "5": 256, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 338, "withdrawalCount": 2183, "incompleteCount": 256, "approvedNotAcceptedCount": 690, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NB3SBC1KHAWB92", "name": "GERSHMAN INVESTMENT CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4805, "dollarVol": 1055305000, "branches": 9, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6693, "totalOriginated": 4805, "actionTaken": { "1": 4805, "2": 23, "3": 401, "4": 1464, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 401, "withdrawalCount": 1464, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FBWEZ3YUPOBN33", "name": "LIMA ONE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4802, "dollarVol": 1645070000, "branches": 9, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4802, "totalOriginated": 4802, "actionTaken": { "1": 4802, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000IIYWBLONJVJ30", "name": "ROUNDPOINT MORTGAGE SERVICING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4800, "dollarVol": 1768190000, "branches": 9, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6993, "totalOriginated": 4800, "actionTaken": { "1": 4800, "2": 78, "3": 287, "4": 1786, "5": 40, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 287, "withdrawalCount": 1786, "incompleteCount": 40, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VCMRO4ST680C11", "name": "VILLAGE CAPITAL & INVESTMENT LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4781, "dollarVol": 1125945000, "branches": 9, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 36288, "totalOriginated": 4781, "actionTaken": { "1": 4781, "2": 5234, "3": 3555, "4": 4641, "5": 6097, "6": 11980, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3555, "withdrawalCount": 4641, "incompleteCount": 6097, "approvedNotAcceptedCount": 5234, "purchasedLoanCount": 11980, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K7224BC1IAX207", "name": "MIDFLORIDA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4759, "dollarVol": 848565000, "branches": 9, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13162, "totalOriginated": 4759, "actionTaken": { "1": 4759, "2": 28, "3": 3364, "4": 1306, "5": 360, "6": 0, "7": 1321, "8": 2024 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3364, "withdrawalCount": 1306, "incompleteCount": 360, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MMIZD8222YV754", "name": "First Guaranty Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4754, "dollarVol": 1401670000, "branches": 9, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14531, "totalOriginated": 4754, "actionTaken": { "1": 4754, "2": 162, "3": 2119, "4": 3378, "5": 840, "6": 3278, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2119, "withdrawalCount": 3378, "incompleteCount": 840, "approvedNotAcceptedCount": 162, "purchasedLoanCount": 3278, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WKN6AF1FCL7BBYGTGI83", "name": "First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4719, "dollarVol": 1401285000, "branches": 9, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8747, "totalOriginated": 4719, "actionTaken": { "1": 4719, "2": 104, "3": 870, "4": 2350, "5": 704, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 870, "withdrawalCount": 2350, "incompleteCount": 704, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q50XCC0473FG63", "name": "QUORUM FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4719, "dollarVol": 830335000, "branches": 9, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9721, "totalOriginated": 4719, "actionTaken": { "1": 4719, "2": 947, "3": 3089, "4": 527, "5": 0, "6": 347, "7": 13, "8": 79 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3089, "withdrawalCount": 527, "incompleteCount": 0, "approvedNotAcceptedCount": 947, "purchasedLoanCount": 347, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003V40VGM7YDFM54", "name": "FIRST COLONY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4702, "dollarVol": 1839940000, "branches": 9, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5706, "totalOriginated": 4702, "actionTaken": { "1": 4702, "2": 72, "3": 71, "4": 845, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 845, "incompleteCount": 16, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCVBRR56D08F03", "name": "MISSION LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4688, "dollarVol": 1488740000, "branches": 9, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 20090, "totalOriginated": 4688, "actionTaken": { "1": 4688, "2": 1987, "3": 2129, "4": 8138, "5": 3128, "6": 0, "7": 10, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2129, "withdrawalCount": 8138, "incompleteCount": 3128, "approvedNotAcceptedCount": 1987, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM4NS8HDJT3X28", "name": "INTERCOASTAL MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4663, "dollarVol": 2190125000, "branches": 9, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6161, "totalOriginated": 4663, "actionTaken": { "1": 4663, "2": 849, "3": 86, "4": 553, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 553, "incompleteCount": 10, "approvedNotAcceptedCount": 849, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EM8ID8J7F8OM55", "name": "First Heritage Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4652, "dollarVol": 1955640000, "branches": 9, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6347, "totalOriginated": 4652, "actionTaken": { "1": 4652, "2": 625, "3": 62, "4": 955, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 955, "incompleteCount": 53, "approvedNotAcceptedCount": 625, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DG3IV05V4C4E03", "name": "EUSTIS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4635, "dollarVol": 1172565000, "branches": 9, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6579, "totalOriginated": 4635, "actionTaken": { "1": 4635, "2": 84, "3": 123, "4": 1452, "5": 45, "6": 0, "7": 6, "8": 234 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 1452, "incompleteCount": 45, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CR5XDK0TP7I727", "name": "OPEN MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4626, "dollarVol": 1221680000, "branches": 9, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6998, "totalOriginated": 4626, "actionTaken": { "1": 4626, "2": 937, "3": 330, "4": 843, "5": 133, "6": 129, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 330, "withdrawalCount": 843, "incompleteCount": 133, "approvedNotAcceptedCount": 937, "purchasedLoanCount": 129, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MHH03ICJYEPE85", "name": "LONGBRIDGE FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4605, "dollarVol": 1568645000, "branches": 9, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13775, "totalOriginated": 4605, "actionTaken": { "1": 4605, "2": 574, "3": 686, "4": 1029, "5": 272, "6": 6609, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 686, "withdrawalCount": 1029, "incompleteCount": 272, "approvedNotAcceptedCount": 574, "purchasedLoanCount": 6609, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067MGJBFNEN1P47", "name": "ELEVATIONS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4565, "dollarVol": 1478925000, "branches": 9, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6619, "totalOriginated": 4565, "actionTaken": { "1": 4565, "2": 50, "3": 1292, "4": 656, "5": 24, "6": 0, "7": 0, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1292, "withdrawalCount": 656, "incompleteCount": 24, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AY1W8F91VLTB05", "name": "STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4552, "dollarVol": 972330000, "branches": 9, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8967, "totalOriginated": 4552, "actionTaken": { "1": 4552, "2": 92, "3": 3166, "4": 1135, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3166, "withdrawalCount": 1135, "incompleteCount": 22, "approvedNotAcceptedCount": 92, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E6AIE4Z8YQM970", "name": "Citadel Servicing Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4544, "dollarVol": 1941490000, "branches": 9, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8803, "totalOriginated": 4544, "actionTaken": { "1": 4544, "2": 3492, "3": 388, "4": 379, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 388, "withdrawalCount": 379, "incompleteCount": 0, "approvedNotAcceptedCount": 3492, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EM6UG8HE3P8U74", "name": "PATELCO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4535, "dollarVol": 1236395000, "branches": 9, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8044, "totalOriginated": 4535, "actionTaken": { "1": 4535, "2": 337, "3": 1642, "4": 843, "5": 687, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1642, "withdrawalCount": 843, "incompleteCount": 687, "approvedNotAcceptedCount": 337, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G6RZM5T8NQJW74", "name": "REDSTONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4525, "dollarVol": 551755000, "branches": 9, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7715, "totalOriginated": 4525, "actionTaken": { "1": 4525, "2": 440, "3": 1492, "4": 680, "5": 312, "6": 0, "7": 98, "8": 168 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1492, "withdrawalCount": 680, "incompleteCount": 312, "approvedNotAcceptedCount": 440, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TKT6FH38184ZYBTPKS77", "name": "Rockland Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4506, "dollarVol": 1752900000, "branches": 9, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7860, "totalOriginated": 4506, "actionTaken": { "1": 4506, "2": 204, "3": 1925, "4": 691, "5": 534, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1925, "withdrawalCount": 691, "incompleteCount": 534, "approvedNotAcceptedCount": 204, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RA3E0BUFO7YZ21", "name": "Hometown Equity Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4476, "dollarVol": 1676680000, "branches": 8, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11277, "totalOriginated": 4476, "actionTaken": { "1": 4476, "2": 1488, "3": 4303, "4": 820, "5": 190, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4303, "withdrawalCount": 820, "incompleteCount": 190, "approvedNotAcceptedCount": 1488, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4ZYLSQ5LMTV35", "name": "ABSOLUTE HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4458, "dollarVol": 1508250000, "branches": 8, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7509, "totalOriginated": 4458, "actionTaken": { "1": 4458, "2": 10, "3": 339, "4": 2697, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 339, "withdrawalCount": 2697, "incompleteCount": 5, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "P7GC0W65KB5CEIHLDX81", "name": "Horizon Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4434, "dollarVol": 792420000, "branches": 8, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6672, "totalOriginated": 4434, "actionTaken": { "1": 4434, "2": 182, "3": 1370, "4": 209, "5": 87, "6": 390, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1370, "withdrawalCount": 209, "incompleteCount": 87, "approvedNotAcceptedCount": 182, "purchasedLoanCount": 390, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVURCTJ6QVMD67", "name": "First Financial Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4434, "dollarVol": 1241530000, "branches": 8, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5631, "totalOriginated": 4434, "actionTaken": { "1": 4434, "2": 208, "3": 403, "4": 543, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 403, "withdrawalCount": 543, "incompleteCount": 43, "approvedNotAcceptedCount": 208, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q708HHR4LD2B7XIZNO92", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4433, "dollarVol": 1358765000, "branches": 8, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5937, "totalOriginated": 4433, "actionTaken": { "1": 4433, "2": 69, "3": 565, "4": 697, "5": 88, "6": 85, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 565, "withdrawalCount": 697, "incompleteCount": 88, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 85, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008TT6UNYR7AXF54", "name": "Sunflower Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4432, "dollarVol": 1632310000, "branches": 8, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7524, "totalOriginated": 4432, "actionTaken": { "1": 4432, "2": 32, "3": 415, "4": 1970, "5": 259, "6": 416, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 415, "withdrawalCount": 1970, "incompleteCount": 259, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 416, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A69XJBWUR7ZF46", "name": "Mortgage Network, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4426, "dollarVol": 1561690000, "branches": 8, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5626, "totalOriginated": 4426, "actionTaken": { "1": 4426, "2": 17, "3": 298, "4": 843, "5": 36, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 298, "withdrawalCount": 843, "incompleteCount": 36, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080168VA6Z8UX21", "name": "TOWER Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4390, "dollarVol": 802430000, "branches": 8, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7535, "totalOriginated": 4390, "actionTaken": { "1": 4390, "2": 166, "3": 1904, "4": 642, "5": 433, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1904, "withdrawalCount": 642, "incompleteCount": 433, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NL3JN3ABDPH257", "name": "AFFINITY PLUS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4373, "dollarVol": 444425000, "branches": 8, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6787, "totalOriginated": 4373, "actionTaken": { "1": 4373, "2": 17, "3": 783, "4": 1087, "5": 527, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 783, "withdrawalCount": 1087, "incompleteCount": 527, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930053SM8COVIPIY54", "name": "MICHIGAN STATE UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4360, "dollarVol": 652230000, "branches": 8, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.055, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10016, "totalOriginated": 4360, "actionTaken": { "1": 4360, "2": 375, "3": 441, "4": 410, "5": 1222, "6": 0, "7": 1221, "8": 1987 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 441, "withdrawalCount": 410, "incompleteCount": 1222, "approvedNotAcceptedCount": 375, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTT08EKQRVTR15", "name": "Atlantic Union Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4356, "dollarVol": 1040940000, "branches": 8, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6736, "totalOriginated": 4356, "actionTaken": { "1": 4356, "2": 127, "3": 1437, "4": 634, "5": 23, "6": 114, "7": 3, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1437, "withdrawalCount": 634, "incompleteCount": 23, "approvedNotAcceptedCount": 127, "purchasedLoanCount": 114, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDHZAV4ZQHQV19", "name": "GOLDENWEST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4345, "dollarVol": 775485000, "branches": 8, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7962, "totalOriginated": 4345, "actionTaken": { "1": 4345, "2": 498, "3": 1760, "4": 1357, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1760, "withdrawalCount": 1357, "incompleteCount": 2, "approvedNotAcceptedCount": 498, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4IYL7TZT8FA34", "name": "PREMIER MORTGAGE RESOURCES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4328, "dollarVol": 1564030000, "branches": 8, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6630, "totalOriginated": 4328, "actionTaken": { "1": 4328, "2": 6, "3": 223, "4": 2026, "5": 0, "6": 47, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 2026, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 47, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JZD4L02YZI3Z50", "name": "NJ LENDERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4315, "dollarVol": 1873295000, "branches": 8, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6307, "totalOriginated": 4315, "actionTaken": { "1": 4315, "2": 10, "3": 201, "4": 1721, "5": 60, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 1721, "incompleteCount": 60, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930095UWUUXAWASB02", "name": "Atlantic Coast Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4314, "dollarVol": 1883860000, "branches": 8, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5427, "totalOriginated": 4314, "actionTaken": { "1": 4314, "2": 44, "3": 113, "4": 844, "5": 18, "6": 1, "7": 18, "8": 75 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 844, "incompleteCount": 18, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEHN5CVC6INV48", "name": "The Park National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4294, "dollarVol": 712410000, "branches": 8, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6106, "totalOriginated": 4294, "actionTaken": { "1": 4294, "2": 77, "3": 1034, "4": 697, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1034, "withdrawalCount": 697, "incompleteCount": 0, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077D8KXQADF5Q23", "name": "GVC MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4284, "dollarVol": 932520000, "branches": 8, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5394, "totalOriginated": 4284, "actionTaken": { "1": 4284, "2": 10, "3": 198, "4": 902, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 902, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QRD0ZXHH08TX87", "name": "Network Funding, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4274, "dollarVol": 1375160000, "branches": 8, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7231, "totalOriginated": 4274, "actionTaken": { "1": 4274, "2": 323, "3": 495, "4": 1720, "5": 161, "6": 240, "7": 0, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 495, "withdrawalCount": 1720, "incompleteCount": 161, "approvedNotAcceptedCount": 323, "purchasedLoanCount": 240, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCEP3NM7A1X491", "name": "TrustCo Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4262, "dollarVol": 892920000, "branches": 8, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7281, "totalOriginated": 4262, "actionTaken": { "1": 4262, "2": 245, "3": 1781, "4": 801, "5": 192, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1781, "withdrawalCount": 801, "incompleteCount": 192, "approvedNotAcceptedCount": 245, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNZECUR067HB12", "name": "BancFirst", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4249, "dollarVol": 645105000, "branches": 8, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5400, "totalOriginated": 4249, "actionTaken": { "1": 4249, "2": 534, "3": 514, "4": 103, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 514, "withdrawalCount": 103, "incompleteCount": 0, "approvedNotAcceptedCount": 534, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MFY0P4D234OB91", "name": "HOMESPIRE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4244, "dollarVol": 1395250000, "branches": 8, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5901, "totalOriginated": 4244, "actionTaken": { "1": 4244, "2": 619, "3": 363, "4": 408, "5": 267, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 363, "withdrawalCount": 408, "incompleteCount": 267, "approvedNotAcceptedCount": 619, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8SHBRCI7UU819", "name": "Baxter Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4226, "dollarVol": 1001060000, "branches": 8, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6276, "totalOriginated": 4226, "actionTaken": { "1": 4226, "2": 569, "3": 649, "4": 631, "5": 12, "6": 0, "7": 16, "8": 173 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 649, "withdrawalCount": 631, "incompleteCount": 12, "approvedNotAcceptedCount": 569, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TK6RZQSFXZHV09", "name": "MICHIGAN MUTUAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4213, "dollarVol": 1067165000, "branches": 8, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6944, "totalOriginated": 4213, "actionTaken": { "1": 4213, "2": 1080, "3": 463, "4": 944, "5": 244, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 463, "withdrawalCount": 944, "incompleteCount": 244, "approvedNotAcceptedCount": 1080, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4BSP3BSFW7J29", "name": "DELTA COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4210, "dollarVol": 696830000, "branches": 8, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7697, "totalOriginated": 4210, "actionTaken": { "1": 4210, "2": 16, "3": 1719, "4": 1065, "5": 606, "6": 0, "7": 5, "8": 76 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1719, "withdrawalCount": 1065, "incompleteCount": 606, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005QK4NV0ZZ5EM64", "name": "Community Bank of Mississippi", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4145, "dollarVol": 710695000, "branches": 8, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4896, "totalOriginated": 4145, "actionTaken": { "1": 4145, "2": 68, "3": 178, "4": 503, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 503, "incompleteCount": 2, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2LV8W3C1G3762", "name": "EQUITY RESOURCES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4143, "dollarVol": 1010595000, "branches": 8, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6083, "totalOriginated": 4143, "actionTaken": { "1": 4143, "2": 3, "3": 380, "4": 1556, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 380, "withdrawalCount": 1556, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RNHC5I1E3IZ56", "name": "Broadview Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4136, "dollarVol": 366650000, "branches": 8, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6122, "totalOriginated": 4136, "actionTaken": { "1": 4136, "2": 54, "3": 1145, "4": 605, "5": 182, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1145, "withdrawalCount": 605, "incompleteCount": 182, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REENMLD2RN3W58", "name": "Magnolia Bank, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 4122, "dollarVol": 1086000000, "branches": 8, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5558, "totalOriginated": 4122, "actionTaken": { "1": 4122, "2": 55, "3": 472, "4": 787, "5": 109, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 472, "withdrawalCount": 787, "incompleteCount": 109, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M8WGW2D17CZD19", "name": "GARDNER FINANCIAL SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4096, "dollarVol": 1434460000, "branches": 8, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5671, "totalOriginated": 4096, "actionTaken": { "1": 4096, "2": 45, "3": 64, "4": 1409, "5": 57, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 1409, "incompleteCount": 57, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUSRLWD8ETNR90", "name": "SPOKANE TEACHERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4090, "dollarVol": 860590000, "branches": 8, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6570, "totalOriginated": 4090, "actionTaken": { "1": 4090, "2": 78, "3": 859, "4": 1273, "5": 70, "6": 0, "7": 186, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 859, "withdrawalCount": 1273, "incompleteCount": 70, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWNETGFXTBBY03", "name": "CANOPY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4075, "dollarVol": 1441945000, "branches": 8, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7829, "totalOriginated": 4075, "actionTaken": { "1": 4075, "2": 501, "3": 331, "4": 2664, "5": 0, "6": 0, "7": 0, "8": 258 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 331, "withdrawalCount": 2664, "incompleteCount": 0, "approvedNotAcceptedCount": 501, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PKEQ3Q9S0IXW76", "name": "UNITED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4069, "dollarVol": 785535000, "branches": 8, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6611, "totalOriginated": 4069, "actionTaken": { "1": 4069, "2": 260, "3": 1287, "4": 967, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1287, "withdrawalCount": 967, "incompleteCount": 28, "approvedNotAcceptedCount": 260, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YD7XJM19TH5O82", "name": "CITIZENS EQUITY FIRST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4044, "dollarVol": 598860000, "branches": 8, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6013, "totalOriginated": 4044, "actionTaken": { "1": 4044, "2": 82, "3": 585, "4": 1213, "5": 81, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 585, "withdrawalCount": 1213, "incompleteCount": 81, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FS35FQXZRU4Z45", "name": "EDUCATORS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3997, "dollarVol": 489685000, "branches": 7, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8953, "totalOriginated": 3997, "actionTaken": { "1": 3997, "2": 589, "3": 1122, "4": 386, "5": 472, "6": 0, "7": 431, "8": 1956 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1122, "withdrawalCount": 386, "incompleteCount": 472, "approvedNotAcceptedCount": 589, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C61LNGA8J8EF85", "name": "Capitol Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3982, "dollarVol": 1398640000, "branches": 7, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5174, "totalOriginated": 3982, "actionTaken": { "1": 3982, "2": 168, "3": 272, "4": 291, "5": 124, "6": 0, "7": 95, "8": 242 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 272, "withdrawalCount": 291, "incompleteCount": 124, "approvedNotAcceptedCount": 168, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F9ZTVTX763V835", "name": "Advisors Mortgage Group, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3979, "dollarVol": 1300155000, "branches": 7, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5576, "totalOriginated": 3979, "actionTaken": { "1": 3979, "2": 234, "3": 482, "4": 881, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 482, "withdrawalCount": 881, "incompleteCount": 0, "approvedNotAcceptedCount": 234, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GUS13Z72B6KD63", "name": "KELLER MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3948, "dollarVol": 1193310000, "branches": 7, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5778, "totalOriginated": 3948, "actionTaken": { "1": 3948, "2": 200, "3": 161, "4": 1263, "5": 23, "6": 1, "7": 0, "8": 182 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 1263, "incompleteCount": 23, "approvedNotAcceptedCount": 200, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWA6HRT4N1Z222", "name": "Hills Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3929, "dollarVol": 728655000, "branches": 7, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4481, "totalOriginated": 3929, "actionTaken": { "1": 3929, "2": 154, "3": 107, "4": 232, "5": 58, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 232, "incompleteCount": 58, "approvedNotAcceptedCount": 154, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MCXHCL35UUWDZK7NCQ61", "name": "S&T Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3923, "dollarVol": 1012845000, "branches": 7, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5868, "totalOriginated": 3923, "actionTaken": { "1": 3923, "2": 346, "3": 990, "4": 286, "5": 148, "6": 6, "7": 49, "8": 120 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 990, "withdrawalCount": 286, "incompleteCount": 148, "approvedNotAcceptedCount": 346, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001AGQGPJ3N3YL33", "name": "FOUNDERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3917, "dollarVol": 630835000, "branches": 7, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6048, "totalOriginated": 3917, "actionTaken": { "1": 3917, "2": 141, "3": 1224, "4": 766, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1224, "withdrawalCount": 766, "incompleteCount": 0, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WRXQTCKCA6205", "name": "REDWOOD", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3917, "dollarVol": 935035000, "branches": 7, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6155, "totalOriginated": 3917, "actionTaken": { "1": 3917, "2": 111, "3": 549, "4": 586, "5": 243, "6": 0, "7": 447, "8": 302 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 549, "withdrawalCount": 586, "incompleteCount": 243, "approvedNotAcceptedCount": 111, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QIUZLVR1OLDH55", "name": "Genisys Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3905, "dollarVol": 495155000, "branches": 7, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5728, "totalOriginated": 3905, "actionTaken": { "1": 3905, "2": 86, "3": 924, "4": 383, "5": 430, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 924, "withdrawalCount": 383, "incompleteCount": 430, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D38AC76TAMYI50NBPX33", "name": "WASHINGTON FEDERAL BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3903, "dollarVol": 3223225000, "branches": 7, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8206, "totalOriginated": 3903, "actionTaken": { "1": 3903, "2": 65, "3": 1337, "4": 1576, "5": 1036, "6": 289, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1337, "withdrawalCount": 1576, "incompleteCount": 1036, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 289, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R77W0P105C3S50", "name": "HOMEXPRESS MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3840, "dollarVol": 1647920000, "branches": 7, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7300, "totalOriginated": 3840, "actionTaken": { "1": 3840, "2": 676, "3": 2715, "4": 65, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2715, "withdrawalCount": 65, "incompleteCount": 4, "approvedNotAcceptedCount": 676, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HCI0Y8LUK5S48", "name": "GUARANTY HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3806, "dollarVol": 1129280000, "branches": 7, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.088, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4819, "totalOriginated": 3806, "actionTaken": { "1": 3806, "2": 448, "3": 304, "4": 261, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 304, "withdrawalCount": 261, "incompleteCount": 0, "approvedNotAcceptedCount": 448, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E51HYVR7T2SU19", "name": "SAN DIEGO COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3804, "dollarVol": 1512910000, "branches": 7, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6149, "totalOriginated": 3804, "actionTaken": { "1": 3804, "2": 24, "3": 1206, "4": 911, "5": 204, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1206, "withdrawalCount": 911, "incompleteCount": 204, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HQK1GFTN5BRG15", "name": "Chicago Mortgage Solutions LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3780, "dollarVol": 1297330000, "branches": 7, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10108, "totalOriginated": 3780, "actionTaken": { "1": 3780, "2": 82, "3": 1508, "4": 2690, "5": 2048, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1508, "withdrawalCount": 2690, "incompleteCount": 2048, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVQQMJ9IWR0G78", "name": "CERTAINTY HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3770, "dollarVol": 1037340000, "branches": 7, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5442, "totalOriginated": 3770, "actionTaken": { "1": 3770, "2": 27, "3": 364, "4": 1262, "5": 15, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 364, "withdrawalCount": 1262, "incompleteCount": 15, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VHUBSJJKOMBF27", "name": "Golden Empire Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3764, "dollarVol": 1312780000, "branches": 7, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5398, "totalOriginated": 3764, "actionTaken": { "1": 3764, "2": 66, "3": 358, "4": 1203, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 358, "withdrawalCount": 1203, "incompleteCount": 7, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SXT4VBB68QCC26", "name": "TEACHERS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3758, "dollarVol": 524470000, "branches": 7, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5324, "totalOriginated": 3758, "actionTaken": { "1": 3758, "2": 199, "3": 737, "4": 565, "5": 65, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 737, "withdrawalCount": 565, "incompleteCount": 65, "approvedNotAcceptedCount": 199, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004XJQQPBYQSMT39", "name": "Quontic Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3755, "dollarVol": 1638605000, "branches": 7, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6159, "totalOriginated": 3755, "actionTaken": { "1": 3755, "2": 149, "3": 543, "4": 1343, "5": 369, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 543, "withdrawalCount": 1343, "incompleteCount": 369, "approvedNotAcceptedCount": 149, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZX1UPIG2E7TH11", "name": "Assurance Financial Group, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3754, "dollarVol": 964430000, "branches": 7, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5665, "totalOriginated": 3754, "actionTaken": { "1": 3754, "2": 0, "3": 221, "4": 1615, "5": 73, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 221, "withdrawalCount": 1615, "incompleteCount": 73, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BES7HNVKCDIM50", "name": "American Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3752, "dollarVol": 1297400000, "branches": 7, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6327, "totalOriginated": 3752, "actionTaken": { "1": 3752, "2": 201, "3": 2070, "4": 304, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2070, "withdrawalCount": 304, "incompleteCount": 0, "approvedNotAcceptedCount": 201, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TQVOMKNKFOH392", "name": "Gate City Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3752, "dollarVol": 824980000, "branches": 7, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5546, "totalOriginated": 3752, "actionTaken": { "1": 3752, "2": 67, "3": 307, "4": 484, "5": 45, "6": 0, "7": 891, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 307, "withdrawalCount": 484, "incompleteCount": 45, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "20TVKH7M13MUBGE80C53", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3748, "dollarVol": 1066700000, "branches": 7, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5477, "totalOriginated": 3748, "actionTaken": { "1": 3748, "2": 44, "3": 607, "4": 856, "5": 158, "6": 56, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 607, "withdrawalCount": 856, "incompleteCount": 158, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 56, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZN5MIVRMVHJS09", "name": "BANKSOUTH MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3745, "dollarVol": 1306355000, "branches": 7, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4717, "totalOriginated": 3745, "actionTaken": { "1": 3745, "2": 24, "3": 239, "4": 668, "5": 35, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 239, "withdrawalCount": 668, "incompleteCount": 35, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A0SVCQJPHVGV20", "name": "ALTRA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3720, "dollarVol": 684150000, "branches": 7, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4286, "totalOriginated": 3720, "actionTaken": { "1": 3720, "2": 51, "3": 243, "4": 207, "5": 65, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 207, "incompleteCount": 65, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048P8RWCQHQM310", "name": "ARC HOME LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3696, "dollarVol": 1675830000, "branches": 7, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8617, "totalOriginated": 3696, "actionTaken": { "1": 3696, "2": 87, "3": 780, "4": 3172, "5": 248, "6": 634, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 780, "withdrawalCount": 3172, "incompleteCount": 248, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 634, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLKEKXL2RM1F61", "name": "CONTOUR MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3695, "dollarVol": 1442455000, "branches": 7, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6751, "totalOriginated": 3695, "actionTaken": { "1": 3695, "2": 175, "3": 219, "4": 2075, "5": 587, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 2075, "incompleteCount": 587, "approvedNotAcceptedCount": 175, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DKMV1IHIM8E20", "name": "Wilmington Savings Fund Society, FSB", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3679, "dollarVol": 903195000, "branches": 7, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10239, "totalOriginated": 3679, "actionTaken": { "1": 3679, "2": 83, "3": 1284, "4": 578, "5": 157, "6": 4458, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1284, "withdrawalCount": 578, "incompleteCount": 157, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 4458, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006TY8FGNLX44X28", "name": "AXIA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3666, "dollarVol": 1359530000, "branches": 7, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5834, "totalOriginated": 3666, "actionTaken": { "1": 3666, "2": 156, "3": 188, "4": 595, "5": 1028, "6": 0, "7": 13, "8": 188 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 595, "incompleteCount": 1028, "approvedNotAcceptedCount": 156, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800KVD76WKI6PN868", "name": "CAPITAL CENTER, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3659, "dollarVol": 958805000, "branches": 7, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6895, "totalOriginated": 3659, "actionTaken": { "1": 3659, "2": 0, "3": 1036, "4": 1626, "5": 569, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1036, "withdrawalCount": 1626, "incompleteCount": 569, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900378RFGMBEKAF12", "name": "Deere Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3654, "dollarVol": 555780000, "branches": 7, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5010, "totalOriginated": 3654, "actionTaken": { "1": 3654, "2": 39, "3": 545, "4": 632, "5": 139, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 545, "withdrawalCount": 632, "incompleteCount": 139, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930025XJJO3T0M1A92", "name": "GEORGIA'S OWN", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3650, "dollarVol": 682270000, "branches": 7, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6827, "totalOriginated": 3650, "actionTaken": { "1": 3650, "2": 133, "3": 1854, "4": 790, "5": 400, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1854, "withdrawalCount": 790, "incompleteCount": 400, "approvedNotAcceptedCount": 133, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WTZC5SSKIN2M11", "name": "First National Bank of America", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3628, "dollarVol": 961990000, "branches": 7, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8776, "totalOriginated": 3628, "actionTaken": { "1": 3628, "2": 31, "3": 868, "4": 1073, "5": 84, "6": 3092, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 868, "withdrawalCount": 1073, "incompleteCount": 84, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 3092, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01KWVG908KE7RKPTNP46", "name": "HomeStreet Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3607, "dollarVol": 3387745000, "branches": 7, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4995, "totalOriginated": 3607, "actionTaken": { "1": 3607, "2": 49, "3": 573, "4": 603, "5": 108, "6": 55, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 573, "withdrawalCount": 603, "incompleteCount": 108, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 55, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009BD405QQTMXO12", "name": "TOLL BROTHERS MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3599, "dollarVol": 1969975000, "branches": 7, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9135, "totalOriginated": 3599, "actionTaken": { "1": 3599, "2": 3744, "3": 672, "4": 1035, "5": 85, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 672, "withdrawalCount": 1035, "incompleteCount": 85, "approvedNotAcceptedCount": 3744, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWPFOYZ33TOU32", "name": "MANN FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3592, "dollarVol": 1173490000, "branches": 7, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5114, "totalOriginated": 3592, "actionTaken": { "1": 3592, "2": 206, "3": 1209, "4": 50, "5": 18, "6": 0, "7": 25, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1209, "withdrawalCount": 50, "incompleteCount": 18, "approvedNotAcceptedCount": 206, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q5026VQBAVI394", "name": "Community First", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3580, "dollarVol": 705560000, "branches": 7, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4671, "totalOriginated": 3580, "actionTaken": { "1": 3580, "2": 31, "3": 233, "4": 745, "5": 82, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 745, "incompleteCount": 82, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B2WMHY23GFK92", "name": "AMERICAN FINANCIAL RESOURCES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3573, "dollarVol": 732045000, "branches": 7, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7727, "totalOriginated": 3573, "actionTaken": { "1": 3573, "2": 107, "3": 945, "4": 1960, "5": 13, "6": 1090, "7": 27, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 945, "withdrawalCount": 1960, "incompleteCount": 13, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 1090, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XQ02VMXYJYJ21", "name": "The Cape Cod Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3565, "dollarVol": 1503645000, "branches": 7, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4644, "totalOriginated": 3565, "actionTaken": { "1": 3565, "2": 63, "3": 358, "4": 411, "5": 194, "6": 53, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 358, "withdrawalCount": 411, "incompleteCount": 194, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 53, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEFX6JRSCS5N78", "name": "Centennial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3549, "dollarVol": 1320245000, "branches": 7, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6108, "totalOriginated": 3549, "actionTaken": { "1": 3549, "2": 60, "3": 964, "4": 1064, "5": 287, "6": 7, "7": 65, "8": 112 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 964, "withdrawalCount": 1064, "incompleteCount": 287, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "635400IW1QMK3FNFF894", "name": "MERIDIAN BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3532, "dollarVol": 1188220000, "branches": 7, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4287, "totalOriginated": 3532, "actionTaken": { "1": 3532, "2": 26, "3": 125, "4": 541, "5": 56, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 541, "incompleteCount": 56, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y5Y88FQLI7VE83", "name": "DEEPHAVEN MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3525, "dollarVol": 1529025000, "branches": 7, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7884, "totalOriginated": 3525, "actionTaken": { "1": 3525, "2": 37, "3": 1196, "4": 651, "5": 0, "6": 2475, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1196, "withdrawalCount": 651, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 2475, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "IWRZQFYIRJ0IMURZBB68", "name": "Johnson Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3516, "dollarVol": 951180000, "branches": 7, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5334, "totalOriginated": 3516, "actionTaken": { "1": 3516, "2": 301, "3": 389, "4": 159, "5": 19, "6": 4, "7": 380, "8": 566 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 389, "withdrawalCount": 159, "incompleteCount": 19, "approvedNotAcceptedCount": 301, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7AIY7RU1YDP31", "name": "NBH Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3516, "dollarVol": 1297600000, "branches": 7, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5150, "totalOriginated": 3516, "actionTaken": { "1": 3516, "2": 43, "3": 382, "4": 1099, "5": 102, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 382, "withdrawalCount": 1099, "incompleteCount": 102, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CIEUZUO7CHPG88", "name": "CoVantage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3516, "dollarVol": 396470000, "branches": 7, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4587, "totalOriginated": 3516, "actionTaken": { "1": 3516, "2": 103, "3": 322, "4": 532, "5": 97, "6": 0, "7": 1, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 322, "withdrawalCount": 532, "incompleteCount": 97, "approvedNotAcceptedCount": 103, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TA4MQM8WN2XG31", "name": "VELOCITY COMMERCIAL CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3505, "dollarVol": 1425545000, "branches": 7, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3505, "totalOriginated": 3505, "actionTaken": { "1": 3505, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JISETNI0GLE61", "name": "Farm Credit Mid-America", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3492, "dollarVol": 1198910000, "branches": 6, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5504, "totalOriginated": 3492, "actionTaken": { "1": 3492, "2": 1141, "3": 506, "4": 159, "5": 206, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 506, "withdrawalCount": 159, "incompleteCount": 206, "approvedNotAcceptedCount": 1141, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "38CFVD4YYFWD1FV7IM34", "name": "Nicolet National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3473, "dollarVol": 820055000, "branches": 6, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4848, "totalOriginated": 3473, "actionTaken": { "1": 3473, "2": 42, "3": 187, "4": 260, "5": 24, "6": 15, "7": 212, "8": 635 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 260, "incompleteCount": 24, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8VPSFM828B312", "name": "TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3463, "dollarVol": 735095000, "branches": 6, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10913, "totalOriginated": 3463, "actionTaken": { "1": 3463, "2": 97, "3": 181, "4": 720, "5": 306, "6": 6146, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 720, "incompleteCount": 306, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 6146, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1IE8VN30JCEQV1H4R804", "name": "HSBC BANK USA, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3417, "dollarVol": 4068395000, "branches": 6, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9741, "totalOriginated": 3417, "actionTaken": { "1": 3417, "2": 54, "3": 473, "4": 798, "5": 724, "6": 4273, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 473, "withdrawalCount": 798, "incompleteCount": 724, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 4273, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082GM1TWV6QVI24", "name": "Bremer Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3412, "dollarVol": 1030440000, "branches": 6, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4413, "totalOriginated": 3412, "actionTaken": { "1": 3412, "2": 32, "3": 323, "4": 549, "5": 25, "6": 72, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 323, "withdrawalCount": 549, "incompleteCount": 25, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 72, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TG14TB8RKS3U42", "name": "Filo Mortgage, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3368, "dollarVol": 1144430000, "branches": 6, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8496, "totalOriginated": 3368, "actionTaken": { "1": 3368, "2": 560, "3": 935, "4": 563, "5": 3070, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 935, "withdrawalCount": 563, "incompleteCount": 3070, "approvedNotAcceptedCount": 560, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKTME1U7Z0UN20", "name": "Empower Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3363, "dollarVol": 394535000, "branches": 6, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4829, "totalOriginated": 3363, "actionTaken": { "1": 3363, "2": 32, "3": 665, "4": 407, "5": 352, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 665, "withdrawalCount": 407, "incompleteCount": 352, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300157R33LDICP344", "name": "HOWARD HANNA FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3357, "dollarVol": 772595000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4106, "totalOriginated": 3357, "actionTaken": { "1": 3357, "2": 193, "3": 68, "4": 434, "5": 28, "6": 0, "7": 10, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 434, "incompleteCount": 28, "approvedNotAcceptedCount": 193, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBBGOL4MIK0L71", "name": "Three Rivers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3351, "dollarVol": 528485000, "branches": 6, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.056, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4162, "totalOriginated": 3351, "actionTaken": { "1": 3351, "2": 154, "3": 339, "4": 183, "5": 0, "6": 0, "7": 134, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 339, "withdrawalCount": 183, "incompleteCount": 0, "approvedNotAcceptedCount": 154, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQDT484LGI9C04", "name": "NETWORK CAPITAL FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3351, "dollarVol": 933935000, "branches": 6, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 64330, "totalOriginated": 3351, "actionTaken": { "1": 3351, "2": 377, "3": 19175, "4": 41025, "5": 402, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19175, "withdrawalCount": 41025, "incompleteCount": 402, "approvedNotAcceptedCount": 377, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "X6T32LKEPUT8LQMW6755", "name": "Republic Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3348, "dollarVol": 777250000, "branches": 6, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.098, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5737, "totalOriginated": 3348, "actionTaken": { "1": 3348, "2": 42, "3": 404, "4": 1577, "5": 285, "6": 81, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 404, "withdrawalCount": 1577, "incompleteCount": 285, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 81, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N3JBQ15RQ7AV97", "name": "MORIA DEVELOPMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3344, "dollarVol": 978470000, "branches": 6, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4999, "totalOriginated": 3344, "actionTaken": { "1": 3344, "2": 115, "3": 210, "4": 931, "5": 399, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 210, "withdrawalCount": 931, "incompleteCount": 399, "approvedNotAcceptedCount": 115, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930085BPQMVH9JFX69", "name": "HUDSON VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3339, "dollarVol": 512515000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6397, "totalOriginated": 3339, "actionTaken": { "1": 3339, "2": 844, "3": 1940, "4": 249, "5": 17, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1940, "withdrawalCount": 249, "incompleteCount": 17, "approvedNotAcceptedCount": 844, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JDOI3GTNVUD76", "name": "German American Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3333, "dollarVol": 622375000, "branches": 6, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4466, "totalOriginated": 3333, "actionTaken": { "1": 3333, "2": 71, "3": 585, "4": 444, "5": 30, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 585, "withdrawalCount": 444, "incompleteCount": 30, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKTBTC2QFDKG02", "name": "Centier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3331, "dollarVol": 783355000, "branches": 6, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6081, "totalOriginated": 3331, "actionTaken": { "1": 3331, "2": 1036, "3": 828, "4": 312, "5": 88, "6": 486, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 828, "withdrawalCount": 312, "incompleteCount": 88, "approvedNotAcceptedCount": 1036, "purchasedLoanCount": 486, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOXIQQV5UZD367", "name": "SOUTHERN TRUST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3322, "dollarVol": 1116900000, "branches": 6, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4291, "totalOriginated": 3322, "actionTaken": { "1": 3322, "2": 25, "3": 151, "4": 718, "5": 75, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 718, "incompleteCount": 75, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3ROEQU3D1IW91", "name": "CREDIT HUMAN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3320, "dollarVol": 350020000, "branches": 6, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21956, "totalOriginated": 3320, "actionTaken": { "1": 3320, "2": 3700, "3": 14698, "4": 219, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14698, "withdrawalCount": 219, "incompleteCount": 19, "approvedNotAcceptedCount": 3700, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PFJ7GCGDLB2E65", "name": "First Option Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3319, "dollarVol": 924335000, "branches": 6, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4602, "totalOriginated": 3319, "actionTaken": { "1": 3319, "2": 462, "3": 108, "4": 557, "5": 156, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 557, "incompleteCount": 156, "approvedNotAcceptedCount": 462, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7J3E2UGY5GL15", "name": "INLANTA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3318, "dollarVol": 774060000, "branches": 6, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4441, "totalOriginated": 3318, "actionTaken": { "1": 3318, "2": 25, "3": 183, "4": 815, "5": 56, "6": 0, "7": 3, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 815, "incompleteCount": 56, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020YWIK7HGH2R34", "name": "SFMC, LP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3311, "dollarVol": 1060215000, "branches": 6, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5011, "totalOriginated": 3311, "actionTaken": { "1": 3311, "2": 547, "3": 338, "4": 710, "5": 99, "6": 0, "7": 3, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 338, "withdrawalCount": 710, "incompleteCount": 99, "approvedNotAcceptedCount": 547, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJZ82173UB3I21", "name": "City National Bank of West Virginia", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3287, "dollarVol": 466375000, "branches": 6, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5584, "totalOriginated": 3337, "actionTaken": { "1": 3337, "2": 539, "3": 1237, "4": 346, "5": 0, "6": 125, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1237, "withdrawalCount": 346, "incompleteCount": 0, "approvedNotAcceptedCount": 539, "purchasedLoanCount": 125, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009F6BJDCZMZ7Y26", "name": "MORTGAGE FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3280, "dollarVol": 821740000, "branches": 6, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3849, "totalOriginated": 3280, "actionTaken": { "1": 3280, "2": 45, "3": 122, "4": 367, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 367, "incompleteCount": 35, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930062IKKOJW3K8L94", "name": "TRUMARK FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3279, "dollarVol": 539015000, "branches": 6, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5544, "totalOriginated": 3279, "actionTaken": { "1": 3279, "2": 33, "3": 1092, "4": 1118, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1092, "withdrawalCount": 1118, "incompleteCount": 22, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DXSALP2TGZBQ16", "name": "MISSION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3271, "dollarVol": 1461935000, "branches": 6, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5005, "totalOriginated": 3271, "actionTaken": { "1": 3271, "2": 225, "3": 597, "4": 667, "5": 245, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 597, "withdrawalCount": 667, "incompleteCount": 245, "approvedNotAcceptedCount": 225, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQVXIW1VTW0D69", "name": "Citizens First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3265, "dollarVol": 862075000, "branches": 6, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4065, "totalOriginated": 3265, "actionTaken": { "1": 3265, "2": 36, "3": 178, "4": 579, "5": 1, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 579, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZ44DNQDPOV865", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3239, "dollarVol": 863405000, "branches": 6, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3808, "totalOriginated": 3239, "actionTaken": { "1": 3239, "2": 26, "3": 198, "4": 344, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 344, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFPC3Y4W3Y7R87", "name": "CALCON MUTUAL MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3227, "dollarVol": 1211145000, "branches": 6, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5268, "totalOriginated": 3227, "actionTaken": { "1": 3227, "2": 60, "3": 597, "4": 1313, "5": 15, "6": 52, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 597, "withdrawalCount": 1313, "incompleteCount": 15, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 52, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021DZJ9CEN11D61", "name": "TJC Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3226, "dollarVol": 989870000, "branches": 6, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5160, "totalOriginated": 3226, "actionTaken": { "1": 3226, "2": 1, "3": 104, "4": 1826, "5": 1, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 1826, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R7HGHP2I754087", "name": "TOWNE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3215, "dollarVol": 846225000, "branches": 6, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.085, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5959, "totalOriginated": 3215, "actionTaken": { "1": 3215, "2": 123, "3": 570, "4": 1213, "5": 4, "6": 834, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 570, "withdrawalCount": 1213, "incompleteCount": 4, "approvedNotAcceptedCount": 123, "purchasedLoanCount": 834, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UR5AOWTJJ7KZ64", "name": "LENDSURE MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3213, "dollarVol": 1435645000, "branches": 6, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5203, "totalOriginated": 3213, "actionTaken": { "1": 3213, "2": 40, "3": 159, "4": 1722, "5": 63, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 1722, "incompleteCount": 63, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WWJYKHS2UNKSDW8XLB53", "name": "First Hawaiian Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3206, "dollarVol": 1370010000, "branches": 6, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4933, "totalOriginated": 3206, "actionTaken": { "1": 3206, "2": 169, "3": 719, "4": 545, "5": 294, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 719, "withdrawalCount": 545, "incompleteCount": 294, "approvedNotAcceptedCount": 169, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O28OG3UMHXQY81", "name": "Strong Home Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3199, "dollarVol": 1235505000, "branches": 6, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6691, "totalOriginated": 3199, "actionTaken": { "1": 3199, "2": 30, "3": 608, "4": 2607, "5": 239, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 608, "withdrawalCount": 2607, "incompleteCount": 239, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MCOP60BBI4G97", "name": "Seacoast National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3185, "dollarVol": 657225000, "branches": 6, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6041, "totalOriginated": 3185, "actionTaken": { "1": 3185, "2": 166, "3": 1939, "4": 317, "5": 45, "6": 371, "7": 11, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1939, "withdrawalCount": 317, "incompleteCount": 45, "approvedNotAcceptedCount": 166, "purchasedLoanCount": 371, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001B4U37VT2ML818", "name": "GESA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3177, "dollarVol": 653045000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4498, "totalOriginated": 3177, "actionTaken": { "1": 3177, "2": 143, "3": 821, "4": 357, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 821, "withdrawalCount": 357, "incompleteCount": 0, "approvedNotAcceptedCount": 143, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009LKZIV63KY6458", "name": "Virginia Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3177, "dollarVol": 524135000, "branches": 6, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6064, "totalOriginated": 3177, "actionTaken": { "1": 3177, "2": 43, "3": 2008, "4": 586, "5": 250, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2008, "withdrawalCount": 586, "incompleteCount": 250, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FUMS21JPQM1N03", "name": "FOX COMMUNITIES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3170, "dollarVol": 398090000, "branches": 6, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3837, "totalOriginated": 3170, "actionTaken": { "1": 3170, "2": 422, "3": 121, "4": 32, "5": 92, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 32, "incompleteCount": 92, "approvedNotAcceptedCount": 422, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSYIBSO9N4PB10", "name": "Consumers Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3133, "dollarVol": 502035000, "branches": 6, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4600, "totalOriginated": 3133, "actionTaken": { "1": 3133, "2": 12, "3": 339, "4": 1095, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 339, "withdrawalCount": 1095, "incompleteCount": 21, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NT8VCCMPTPSO02", "name": "Collins Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3122, "dollarVol": 459110000, "branches": 6, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4186, "totalOriginated": 3143, "actionTaken": { "1": 3143, "2": 78, "3": 354, "4": 468, "5": 132, "6": 0, "7": 10, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 354, "withdrawalCount": 468, "incompleteCount": 132, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWLOUWIJ1Q0H29", "name": "MICHIGAN SCHOOLS AND GOVERNMENT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3110, "dollarVol": 373840000, "branches": 6, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4607, "totalOriginated": 3110, "actionTaken": { "1": 3110, "2": 83, "3": 702, "4": 455, "5": 257, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 702, "withdrawalCount": 455, "incompleteCount": 257, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FSZH0FMQ1T8Y90", "name": "IOWA BANKERS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3095, "dollarVol": 599445000, "branches": 6, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4794, "totalOriginated": 3095, "actionTaken": { "1": 3095, "2": 60, "3": 611, "4": 292, "5": 0, "6": 736, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 611, "withdrawalCount": 292, "incompleteCount": 0, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 736, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQMU3ID8QA6M46", "name": "VELOCIO MORTGAGE L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3086, "dollarVol": 1107090000, "branches": 6, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4674, "totalOriginated": 3086, "actionTaken": { "1": 3086, "2": 26, "3": 356, "4": 1206, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 356, "withdrawalCount": 1206, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067KY3OO1D8HC58", "name": "ASSOCIATED MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3076, "dollarVol": 751030000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4111, "totalOriginated": 3076, "actionTaken": { "1": 3076, "2": 251, "3": 26, "4": 709, "5": 41, "6": 0, "7": 3, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 709, "incompleteCount": 41, "approvedNotAcceptedCount": 251, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RLLKTQS8K7U51", "name": "American Airlines Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3067, "dollarVol": 652685000, "branches": 6, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6265, "totalOriginated": 3067, "actionTaken": { "1": 3067, "2": 146, "3": 1393, "4": 581, "5": 346, "6": 0, "7": 318, "8": 414 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1393, "withdrawalCount": 581, "incompleteCount": 346, "approvedNotAcceptedCount": 146, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDVGWRELEO5F50", "name": "Visions Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3067, "dollarVol": 600535000, "branches": 6, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5253, "totalOriginated": 3067, "actionTaken": { "1": 3067, "2": 116, "3": 850, "4": 840, "5": 380, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 850, "withdrawalCount": 840, "incompleteCount": 380, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DCGBXW5FJMV921", "name": "NMSI, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3065, "dollarVol": 1649705000, "branches": 6, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3065, "totalOriginated": 3065, "actionTaken": { "1": 3065, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O7SGM8FH65GQ47", "name": "Busey Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3060, "dollarVol": 980050000, "branches": 6, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3968, "totalOriginated": 3060, "actionTaken": { "1": 3060, "2": 43, "3": 396, "4": 373, "5": 94, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 396, "withdrawalCount": 373, "incompleteCount": 94, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091JQKCU3Z6IP44", "name": "LENDINGONE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 3037, "dollarVol": 1066095000, "branches": 6, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13820, "totalOriginated": 3037, "actionTaken": { "1": 3037, "2": 0, "3": 8906, "4": 1877, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8906, "withdrawalCount": 1877, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4J510S9L1RF98", "name": "Alerus Financial, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 3008, "dollarVol": 936730000, "branches": 6, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3655, "totalOriginated": 3008, "actionTaken": { "1": 3008, "2": 107, "3": 124, "4": 225, "5": 15, "6": 0, "7": 13, "8": 163 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 225, "incompleteCount": 15, "approvedNotAcceptedCount": 107, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOZZQIQVHMVH05", "name": "AMERICAN MORTGAGE SERVICE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2992, "dollarVol": 712000000, "branches": 5, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3944, "totalOriginated": 2992, "actionTaken": { "1": 2992, "2": 1, "3": 244, "4": 704, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 244, "withdrawalCount": 704, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N52O6FKUCU5G62", "name": "NUMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2988, "dollarVol": 656040000, "branches": 5, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4430, "totalOriginated": 2988, "actionTaken": { "1": 2988, "2": 25, "3": 1104, "4": 308, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1104, "withdrawalCount": 308, "incompleteCount": 5, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRA4BDXW23LD45", "name": "Servion, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2964, "dollarVol": 633020000, "branches": 5, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3562, "totalOriginated": 2964, "actionTaken": { "1": 2964, "2": 3, "3": 102, "4": 464, "5": 6, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 464, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RJW4T6MPVUPK44", "name": "SEFCU SERVICES, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2950, "dollarVol": 700790000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3801, "totalOriginated": 2950, "actionTaken": { "1": 2950, "2": 263, "3": 67, "4": 519, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 519, "incompleteCount": 2, "approvedNotAcceptedCount": 263, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8HNQO52YYHI82", "name": "American Security Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2950, "dollarVol": 1092510000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3822, "totalOriginated": 2950, "actionTaken": { "1": 2950, "2": 99, "3": 62, "4": 687, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 687, "incompleteCount": 24, "approvedNotAcceptedCount": 99, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRXW9RSZM2B951", "name": "Evolve Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2944, "dollarVol": 978450000, "branches": 5, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3923, "totalOriginated": 2944, "actionTaken": { "1": 2944, "2": 35, "3": 214, "4": 693, "5": 0, "6": 0, "7": 1, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 214, "withdrawalCount": 693, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300249G20MDIDRR27", "name": "SOUTHWEST STAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2926, "dollarVol": 510250000, "branches": 5, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7324, "totalOriginated": 2926, "actionTaken": { "1": 2926, "2": 1263, "3": 1591, "4": 1139, "5": 405, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1591, "withdrawalCount": 1139, "incompleteCount": 405, "approvedNotAcceptedCount": 1263, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SVKVT1EF3U0N48", "name": "ON Q FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2925, "dollarVol": 943235000, "branches": 5, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7524, "totalOriginated": 2925, "actionTaken": { "1": 2925, "2": 403, "3": 234, "4": 480, "5": 200, "6": 3278, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 480, "incompleteCount": 200, "approvedNotAcceptedCount": 403, "purchasedLoanCount": 3278, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ENNFGLHCMQ1U82", "name": "Guardian Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2921, "dollarVol": 610075000, "branches": 5, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.059, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4605, "totalOriginated": 2921, "actionTaken": { "1": 2921, "2": 102, "3": 524, "4": 335, "5": 0, "6": 723, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 524, "withdrawalCount": 335, "incompleteCount": 0, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 723, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NQA30MEKPQP417", "name": "Sandy Spring Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2919, "dollarVol": 1318765000, "branches": 5, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4078, "totalOriginated": 2919, "actionTaken": { "1": 2919, "2": 88, "3": 518, "4": 444, "5": 100, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 518, "withdrawalCount": 444, "incompleteCount": 100, "approvedNotAcceptedCount": 88, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFP6J5QSZVF805", "name": "Eagle Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2909, "dollarVol": 716055000, "branches": 5, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3822, "totalOriginated": 2909, "actionTaken": { "1": 2909, "2": 34, "3": 194, "4": 667, "5": 6, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 667, "incompleteCount": 6, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LE3ZOZXUS7W648", "name": "FIDELITY BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2904, "dollarVol": 702690000, "branches": 5, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4348, "totalOriginated": 2904, "actionTaken": { "1": 2904, "2": 42, "3": 454, "4": 798, "5": 148, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 454, "withdrawalCount": 798, "incompleteCount": 148, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004T9SQFCNRQ2L76", "name": "DELMAR FINANCIAL COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2900, "dollarVol": 689660000, "branches": 5, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4236, "totalOriginated": 2900, "actionTaken": { "1": 2900, "2": 475, "3": 106, "4": 729, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 729, "incompleteCount": 26, "approvedNotAcceptedCount": 475, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004N9PMBSLEZOF16", "name": "K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2884, "dollarVol": 1166850000, "branches": 5, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5135, "totalOriginated": 2884, "actionTaken": { "1": 2884, "2": 0, "3": 507, "4": 1744, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 507, "withdrawalCount": 1744, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X08QKYUH256I80", "name": "Goldwater Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2884, "dollarVol": 863120000, "branches": 5, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4216, "totalOriginated": 2884, "actionTaken": { "1": 2884, "2": 23, "3": 148, "4": 1004, "5": 64, "6": 68, "7": 6, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 1004, "incompleteCount": 64, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 68, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900K3H3XMRQNU9F32", "name": "OVM FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2883, "dollarVol": 804195000, "branches": 5, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3519, "totalOriginated": 2883, "actionTaken": { "1": 2883, "2": 16, "3": 65, "4": 555, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 555, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVD3YHE65PKH97", "name": "PANORAMA MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2882, "dollarVol": 893310000, "branches": 5, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4534, "totalOriginated": 2882, "actionTaken": { "1": 2882, "2": 327, "3": 261, "4": 1042, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 261, "withdrawalCount": 1042, "incompleteCount": 22, "approvedNotAcceptedCount": 327, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LKFCLR81TSN28", "name": "Columbia Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2872, "dollarVol": 1548180000, "branches": 5, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4142, "totalOriginated": 2872, "actionTaken": { "1": 2872, "2": 307, "3": 315, "4": 409, "5": 157, "6": 25, "7": 29, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 315, "withdrawalCount": 409, "incompleteCount": 157, "approvedNotAcceptedCount": 307, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EHQ0Y7SP41BR91", "name": "ATHAS CAPITAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2872, "dollarVol": 1202580000, "branches": 5, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6064, "totalOriginated": 2872, "actionTaken": { "1": 2872, "2": 298, "3": 1798, "4": 18, "5": 1078, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1798, "withdrawalCount": 18, "incompleteCount": 1078, "approvedNotAcceptedCount": 298, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z5QRSHW4Y8CR51", "name": "Credit Union of Texas", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2865, "dollarVol": 381475000, "branches": 5, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4028, "totalOriginated": 2865, "actionTaken": { "1": 2865, "2": 110, "3": 650, "4": 298, "5": 15, "6": 90, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 650, "withdrawalCount": 298, "incompleteCount": 15, "approvedNotAcceptedCount": 110, "purchasedLoanCount": 90, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ICQ3QGEIWV618", "name": "UNITED MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2853, "dollarVol": 1023025000, "branches": 5, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4334, "totalOriginated": 2853, "actionTaken": { "1": 2853, "2": 880, "3": 142, "4": 187, "5": 272, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 187, "incompleteCount": 272, "approvedNotAcceptedCount": 880, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBK5BTNFKZJD14", "name": "Univest Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2852, "dollarVol": 989080000, "branches": 5, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3745, "totalOriginated": 2852, "actionTaken": { "1": 2852, "2": 30, "3": 261, "4": 455, "5": 146, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 261, "withdrawalCount": 455, "incompleteCount": 146, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FWM3I2HHQY149", "name": "WASHINGTON STATE EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2851, "dollarVol": 563025000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5620, "totalOriginated": 2851, "actionTaken": { "1": 2851, "2": 134, "3": 2041, "4": 365, "5": 229, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2041, "withdrawalCount": 365, "incompleteCount": 229, "approvedNotAcceptedCount": 134, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXTDELQS5SLF91", "name": "DUPACO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2850, "dollarVol": 396570000, "branches": 5, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4091, "totalOriginated": 2850, "actionTaken": { "1": 2850, "2": 373, "3": 696, "4": 148, "5": 6, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 696, "withdrawalCount": 148, "incompleteCount": 6, "approvedNotAcceptedCount": 373, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1ICNCM0V37Y02", "name": "First State Bank of St. Charles, Missouri", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2812, "dollarVol": 858190000, "branches": 5, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3509, "totalOriginated": 2812, "actionTaken": { "1": 2812, "2": 28, "3": 83, "4": 531, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 531, "incompleteCount": 55, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T9P3WXNMXX0I34", "name": "Ixonia Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2810, "dollarVol": 809450000, "branches": 5, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4449, "totalOriginated": 2810, "actionTaken": { "1": 2810, "2": 350, "3": 307, "4": 845, "5": 134, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 307, "withdrawalCount": 845, "incompleteCount": 134, "approvedNotAcceptedCount": 350, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VNOO6EITDJ2YUEBMSZ83", "name": "UMB Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2795, "dollarVol": 1472965000, "branches": 5, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4310, "totalOriginated": 2795, "actionTaken": { "1": 2795, "2": 64, "3": 906, "4": 431, "5": 35, "6": 1, "7": 8, "8": 70 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 906, "withdrawalCount": 431, "incompleteCount": 35, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6K140RN8NQB93", "name": "DFCU FINANCIAL", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2792, "dollarVol": 361120000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4647, "totalOriginated": 2792, "actionTaken": { "1": 2792, "2": 347, "3": 677, "4": 281, "5": 287, "6": 0, "7": 36, "8": 227 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 677, "withdrawalCount": 281, "incompleteCount": 287, "approvedNotAcceptedCount": 347, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XAKU2Q6LGXD23", "name": "UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2784, "dollarVol": 1055870000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4452, "totalOriginated": 2784, "actionTaken": { "1": 2784, "2": 0, "3": 516, "4": 1094, "5": 58, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 516, "withdrawalCount": 1094, "incompleteCount": 58, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T67186NPGCHI50", "name": "FIRST COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2783, "dollarVol": 348445000, "branches": 5, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7460, "totalOriginated": 2783, "actionTaken": { "1": 2783, "2": 2132, "3": 2449, "4": 96, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2449, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 2132, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CF8MP6S7MZV277", "name": "FIRST SAVINGS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2781, "dollarVol": 1698355000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3429, "totalOriginated": 2781, "actionTaken": { "1": 2781, "2": 0, "3": 13, "4": 635, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 635, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EOHSB7M6IFW844", "name": "Mortgage Lenders Investment Trading Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2780, "dollarVol": 699000000, "branches": 5, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3856, "totalOriginated": 2780, "actionTaken": { "1": 2780, "2": 47, "3": 250, "4": 621, "5": 158, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 250, "withdrawalCount": 621, "incompleteCount": 158, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYWXR8TL5LIK35", "name": "ALLIED MORTGAGE GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2776, "dollarVol": 814240000, "branches": 5, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4673, "totalOriginated": 2776, "actionTaken": { "1": 2776, "2": 569, "3": 229, "4": 1096, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 229, "withdrawalCount": 1096, "incompleteCount": 3, "approvedNotAcceptedCount": 569, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKFFG3BU8DNX74", "name": "NEXERA HOLDING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2765, "dollarVol": 1575715000, "branches": 5, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5901, "totalOriginated": 2765, "actionTaken": { "1": 2765, "2": 79, "3": 265, "4": 2712, "5": 80, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 265, "withdrawalCount": 2712, "incompleteCount": 80, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030Z1JWTP3SVD16", "name": "TOP FLITE FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2761, "dollarVol": 622345000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8980, "totalOriginated": 2761, "actionTaken": { "1": 2761, "2": 290, "3": 577, "4": 5343, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 577, "withdrawalCount": 5343, "incompleteCount": 9, "approvedNotAcceptedCount": 290, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300623VT8YKPHWM78", "name": "ANCHOR LOANS, LP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2757, "dollarVol": 1513035000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4069, "totalOriginated": 2757, "actionTaken": { "1": 2757, "2": 0, "3": 0, "4": 1312, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1312, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RIR31ORKYB608", "name": "LAND HOME FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2749, "dollarVol": 806315000, "branches": 5, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4374, "totalOriginated": 2749, "actionTaken": { "1": 2749, "2": 22, "3": 260, "4": 1343, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 260, "withdrawalCount": 1343, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C232ZWY1I57C16", "name": "WESCOM CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2746, "dollarVol": 896680000, "branches": 5, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4957, "totalOriginated": 2746, "actionTaken": { "1": 2746, "2": 52, "3": 1087, "4": 963, "5": 84, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1087, "withdrawalCount": 963, "incompleteCount": 84, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AX110CHF6FVV28", "name": "TOWN SQUARE MORTGAGE & INVESTMENTS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2743, "dollarVol": 794655000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5855, "totalOriginated": 2743, "actionTaken": { "1": 2743, "2": 31, "3": 406, "4": 1228, "5": 1447, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 406, "withdrawalCount": 1228, "incompleteCount": 1447, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006P5IHSK77SZ855", "name": "SOUTHWEST FUNDING, LP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2735, "dollarVol": 709645000, "branches": 5, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3477, "totalOriginated": 2735, "actionTaken": { "1": 2735, "2": 1, "3": 35, "4": 697, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 697, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVJ3IB88LTR841", "name": "Stockman Bank of Montana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2734, "dollarVol": 716940000, "branches": 5, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3544, "totalOriginated": 2734, "actionTaken": { "1": 2734, "2": 89, "3": 193, "4": 507, "5": 16, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 193, "withdrawalCount": 507, "incompleteCount": 16, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SFG15JDKI5MD22", "name": "BankPlus", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2733, "dollarVol": 789355000, "branches": 5, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3639, "totalOriginated": 2733, "actionTaken": { "1": 2733, "2": 530, "3": 327, "4": 34, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 327, "withdrawalCount": 34, "incompleteCount": 15, "approvedNotAcceptedCount": 530, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT7WZ1SOTNFJ62", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2731, "dollarVol": 780845000, "branches": 5, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4186, "totalOriginated": 2731, "actionTaken": { "1": 2731, "2": 98, "3": 877, "4": 313, "5": 1, "6": 0, "7": 29, "8": 137 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 877, "withdrawalCount": 313, "incompleteCount": 1, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N5GF79IZ5Y7G10", "name": "AMERICAN HERITAGE FCU", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2723, "dollarVol": 330845000, "branches": 5, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4998, "totalOriginated": 2723, "actionTaken": { "1": 2723, "2": 42, "3": 1671, "4": 529, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1671, "withdrawalCount": 529, "incompleteCount": 33, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN576XI5QFH005", "name": "ASPIRE FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2717, "dollarVol": 754125000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6869, "totalOriginated": 2717, "actionTaken": { "1": 2717, "2": 8, "3": 1343, "4": 2425, "5": 376, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1343, "withdrawalCount": 2425, "incompleteCount": 376, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "XC7Z0BA39TU7L1AKOJ12", "name": "First American Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2702, "dollarVol": 427500000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4947, "totalOriginated": 2702, "actionTaken": { "1": 2702, "2": 131, "3": 1383, "4": 493, "5": 223, "6": 0, "7": 14, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1383, "withdrawalCount": 493, "incompleteCount": 223, "approvedNotAcceptedCount": 131, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X4P2GHQNMZGO79", "name": "MORTGAGE CENTER L.C", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2698, "dollarVol": 393930000, "branches": 5, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4027, "totalOriginated": 2698, "actionTaken": { "1": 2698, "2": 31, "3": 427, "4": 515, "5": 356, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 427, "withdrawalCount": 515, "incompleteCount": 356, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOOL3OJTITCV30", "name": "CITADEL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2690, "dollarVol": 386770000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5695, "totalOriginated": 2690, "actionTaken": { "1": 2690, "2": 57, "3": 1133, "4": 531, "5": 227, "6": 1057, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1133, "withdrawalCount": 531, "incompleteCount": 227, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 1057, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DMI3W6YLDVSK93", "name": "First Home Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2680, "dollarVol": 895470000, "branches": 5, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4362, "totalOriginated": 2680, "actionTaken": { "1": 2680, "2": 43, "3": 507, "4": 1028, "5": 104, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 507, "withdrawalCount": 1028, "incompleteCount": 104, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACUWEGW702BR80", "name": "FM Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2669, "dollarVol": 1615275000, "branches": 5, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4379, "totalOriginated": 2669, "actionTaken": { "1": 2669, "2": 471, "3": 84, "4": 890, "5": 265, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 890, "incompleteCount": 265, "approvedNotAcceptedCount": 471, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IKS3MMB5YK6T18", "name": "KINECTA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2661, "dollarVol": 1315175000, "branches": 5, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4041, "totalOriginated": 2661, "actionTaken": { "1": 2661, "2": 34, "3": 429, "4": 483, "5": 181, "6": 0, "7": 66, "8": 187 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 429, "withdrawalCount": 483, "incompleteCount": 181, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030S6J5KOL5LJ73", "name": "FAIRWINDS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2660, "dollarVol": 408280000, "branches": 5, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4851, "totalOriginated": 2660, "actionTaken": { "1": 2660, "2": 47, "3": 1206, "4": 937, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1206, "withdrawalCount": 937, "incompleteCount": 1, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AENO88GEUWCZ39", "name": "Luminate Home Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2658, "dollarVol": 844580000, "branches": 5, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3857, "totalOriginated": 2658, "actionTaken": { "1": 2658, "2": 22, "3": 72, "4": 1058, "5": 8, "6": 0, "7": 0, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 1058, "incompleteCount": 8, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VMVKSQE1B7DD43", "name": "The Camden National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2658, "dollarVol": 946540000, "branches": 5, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3471, "totalOriginated": 2658, "actionTaken": { "1": 2658, "2": 59, "3": 283, "4": 421, "5": 48, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 283, "withdrawalCount": 421, "incompleteCount": 48, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C8GOC4OYUV0Z32", "name": "DOMINION FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2652, "dollarVol": 807260000, "branches": 5, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3465, "totalOriginated": 2652, "actionTaken": { "1": 2652, "2": 813, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 813, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LQJS5UF0000H97", "name": "Alaska USA Mortgage Company LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2650, "dollarVol": 949080000, "branches": 5, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4070, "totalOriginated": 2650, "actionTaken": { "1": 2650, "2": 380, "3": 305, "4": 281, "5": 60, "6": 0, "7": 161, "8": 233 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 305, "withdrawalCount": 281, "incompleteCount": 60, "approvedNotAcceptedCount": 380, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LH06ZZHKPX5U83", "name": "BNC National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2648, "dollarVol": 1050550000, "branches": 5, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4957, "totalOriginated": 2648, "actionTaken": { "1": 2648, "2": 0, "3": 539, "4": 1767, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 539, "withdrawalCount": 1767, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BCHY7VFHESOE22", "name": "GREENTREE MORTGAGE COMPANY, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2648, "dollarVol": 696540000, "branches": 5, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3411, "totalOriginated": 2648, "actionTaken": { "1": 2648, "2": 0, "3": 42, "4": 721, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 721, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "337KMNHEWWWR6B7Q7W10", "name": "MidFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2634, "dollarVol": 1860230000, "branches": 5, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34510, "totalOriginated": 2634, "actionTaken": { "1": 2634, "2": 60, "3": 585, "4": 343, "5": 1, "6": 30873, "7": 0, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 585, "withdrawalCount": 343, "incompleteCount": 1, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 30873, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TLGCPJTEG3WN76", "name": "NEW ENGLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2634, "dollarVol": 526640000, "branches": 5, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3395, "totalOriginated": 2634, "actionTaken": { "1": 2634, "2": 28, "3": 184, "4": 371, "5": 178, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 371, "incompleteCount": 178, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L67A0ZTJRS6614", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2633, "dollarVol": 1101065000, "branches": 5, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.067, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3656, "totalOriginated": 2633, "actionTaken": { "1": 2633, "2": 49, "3": 587, "4": 268, "5": 35, "6": 2, "7": 16, "8": 66 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 587, "withdrawalCount": 268, "incompleteCount": 35, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8CF81JGIV7038", "name": "COMPASS MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2630, "dollarVol": 748730000, "branches": 5, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3254, "totalOriginated": 2630, "actionTaken": { "1": 2630, "2": 10, "3": 124, "4": 474, "5": 15, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 474, "incompleteCount": 15, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKOZ81ZWTNKB12", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2628, "dollarVol": 923370000, "branches": 5, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6026, "totalOriginated": 2628, "actionTaken": { "1": 2628, "2": 59, "3": 867, "4": 202, "5": 47, "6": 2223, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 867, "withdrawalCount": 202, "incompleteCount": 47, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 2223, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FWQNRPTKXB8G79", "name": "Wallick & Volk, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2626, "dollarVol": 776130000, "branches": 5, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3540, "totalOriginated": 2626, "actionTaken": { "1": 2626, "2": 7, "3": 222, "4": 676, "5": 2, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 222, "withdrawalCount": 676, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1DBFIJZI8LA40", "name": "ACOPIA, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2616, "dollarVol": 697820000, "branches": 5, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3666, "totalOriginated": 2616, "actionTaken": { "1": 2616, "2": 301, "3": 166, "4": 579, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 579, "incompleteCount": 4, "approvedNotAcceptedCount": 301, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBFK4GO76FTE84", "name": "CNB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2609, "dollarVol": 732635000, "branches": 5, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3158, "totalOriginated": 2609, "actionTaken": { "1": 2609, "2": 44, "3": 287, "4": 168, "5": 44, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 287, "withdrawalCount": 168, "incompleteCount": 44, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHBALPLHRR4080", "name": "City Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2607, "dollarVol": 984035000, "branches": 5, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3766, "totalOriginated": 2607, "actionTaken": { "1": 2607, "2": 13, "3": 308, "4": 811, "5": 12, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 308, "withdrawalCount": 811, "incompleteCount": 12, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IKNQI45EOJU155", "name": "Capital City Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2606, "dollarVol": 986030000, "branches": 5, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3620, "totalOriginated": 2606, "actionTaken": { "1": 2606, "2": 14, "3": 314, "4": 551, "5": 132, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 314, "withdrawalCount": 551, "incompleteCount": 132, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DX0B304LAKUN93", "name": "JLB CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2604, "dollarVol": 515280000, "branches": 5, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3876, "totalOriginated": 2604, "actionTaken": { "1": 2604, "2": 67, "3": 76, "4": 1129, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 1129, "incompleteCount": 0, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOLK89ZL7BNX85", "name": "UTAH COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2597, "dollarVol": 540395000, "branches": 5, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4139, "totalOriginated": 2597, "actionTaken": { "1": 2597, "2": 216, "3": 373, "4": 648, "5": 305, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 373, "withdrawalCount": 648, "incompleteCount": 305, "approvedNotAcceptedCount": 216, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P7WLDQD9IUL038", "name": "Service Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2576, "dollarVol": 530790000, "branches": 5, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4046, "totalOriginated": 2576, "actionTaken": { "1": 2576, "2": 52, "3": 847, "4": 333, "5": 161, "6": 77, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 847, "withdrawalCount": 333, "incompleteCount": 161, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 77, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQDQ3TUIDR0R90", "name": "CASTLE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2575, "dollarVol": 1401185000, "branches": 5, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5092, "totalOriginated": 2575, "actionTaken": { "1": 2575, "2": 211, "3": 236, "4": 2034, "5": 34, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 236, "withdrawalCount": 2034, "incompleteCount": 34, "approvedNotAcceptedCount": 211, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KWXO8FUM7L0E14", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2575, "dollarVol": 1422255000, "branches": 5, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3583, "totalOriginated": 2582, "actionTaken": { "1": 2582, "2": 95, "3": 447, "4": 295, "5": 73, "6": 52, "7": 8, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 447, "withdrawalCount": 295, "incompleteCount": 73, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 52, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TQWW6MLVH6KY61", "name": "ALLEGACY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2571, "dollarVol": 358865000, "branches": 5, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4025, "totalOriginated": 2571, "actionTaken": { "1": 2571, "2": 33, "3": 566, "4": 620, "5": 235, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 566, "withdrawalCount": 620, "incompleteCount": 235, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "4LJGQ9KJ9S0CP4B1FY29", "name": "Stock Yards Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2571, "dollarVol": 625475000, "branches": 5, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3982, "totalOriginated": 2571, "actionTaken": { "1": 2571, "2": 38, "3": 767, "4": 487, "5": 94, "6": 21, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 767, "withdrawalCount": 487, "incompleteCount": 94, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005Q4HZ55QX7YC64", "name": "Watermark Capital, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2569, "dollarVol": 1077635000, "branches": 5, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3240, "totalOriginated": 2569, "actionTaken": { "1": 2569, "2": 466, "3": 139, "4": 65, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 65, "incompleteCount": 1, "approvedNotAcceptedCount": 466, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CP7747DCRW6U68", "name": "Carrollton Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2564, "dollarVol": 495840000, "branches": 5, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3017, "totalOriginated": 2564, "actionTaken": { "1": 2564, "2": 19, "3": 88, "4": 334, "5": 7, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 334, "incompleteCount": 7, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIBRM1ZYA6GT07", "name": "Navigant Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2562, "dollarVol": 564370000, "branches": 5, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3770, "totalOriginated": 2562, "actionTaken": { "1": 2562, "2": 106, "3": 610, "4": 445, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 610, "withdrawalCount": 445, "incompleteCount": 47, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DPWFIO1S3DF358", "name": "First Federal Savings and Loan Association of Lakewood", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2560, "dollarVol": 737110000, "branches": 5, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3431, "totalOriginated": 2560, "actionTaken": { "1": 2560, "2": 36, "3": 157, "4": 382, "5": 61, "6": 235, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 157, "withdrawalCount": 382, "incompleteCount": 61, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 235, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490018IFQOT83Q7H49", "name": "Go Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2556, "dollarVol": 779860000, "branches": 5, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4129, "totalOriginated": 2556, "actionTaken": { "1": 2556, "2": 287, "3": 230, "4": 979, "5": 50, "6": 5, "7": 6, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 230, "withdrawalCount": 979, "incompleteCount": 50, "approvedNotAcceptedCount": 287, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004F7BXDIUFVPV87", "name": "STAR ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2548, "dollarVol": 1191000000, "branches": 5, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4555, "totalOriginated": 2548, "actionTaken": { "1": 2548, "2": 388, "3": 622, "4": 101, "5": 25, "6": 0, "7": 207, "8": 664 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 622, "withdrawalCount": 101, "incompleteCount": 25, "approvedNotAcceptedCount": 388, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q716E7IUMXGB91", "name": "The Home Loan Expert LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2542, "dollarVol": 800030000, "branches": 5, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4168, "totalOriginated": 2542, "actionTaken": { "1": 2542, "2": 377, "3": 289, "4": 860, "5": 100, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 289, "withdrawalCount": 860, "incompleteCount": 100, "approvedNotAcceptedCount": 377, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IEP77RKJ87Z176", "name": "OREGON COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2541, "dollarVol": 393425000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4032, "totalOriginated": 2541, "actionTaken": { "1": 2541, "2": 189, "3": 1118, "4": 170, "5": 10, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1118, "withdrawalCount": 170, "incompleteCount": 10, "approvedNotAcceptedCount": 189, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MQ4O1DX3N88207", "name": "Community Trust Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2527, "dollarVol": 419515000, "branches": 5, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3394, "totalOriginated": 2527, "actionTaken": { "1": 2527, "2": 104, "3": 476, "4": 286, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 476, "withdrawalCount": 286, "incompleteCount": 0, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008NQVB5ZOWYNU83", "name": "CREDIT UNION ONE", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2517, "dollarVol": 236445000, "branches": 5, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3676, "totalOriginated": 2517, "actionTaken": { "1": 2517, "2": 252, "3": 586, "4": 276, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 586, "withdrawalCount": 276, "incompleteCount": 45, "approvedNotAcceptedCount": 252, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIKKZQ0TVJWA08", "name": "ARKANSAS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2517, "dollarVol": 300735000, "branches": 5, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4360, "totalOriginated": 2517, "actionTaken": { "1": 2517, "2": 0, "3": 844, "4": 998, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 844, "withdrawalCount": 998, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1WJSOIS2FON98", "name": "CITYWIDE HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2513, "dollarVol": 931925000, "branches": 5, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4778, "totalOriginated": 2513, "actionTaken": { "1": 2513, "2": 29, "3": 455, "4": 1251, "5": 530, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 455, "withdrawalCount": 1251, "incompleteCount": 530, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EUC3MM52PJV85", "name": "CAKE MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2502, "dollarVol": 746620000, "branches": 5, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5926, "totalOriginated": 2502, "actionTaken": { "1": 2502, "2": 70, "3": 1737, "4": 1091, "5": 0, "6": 0, "7": 115, "8": 411 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1737, "withdrawalCount": 1091, "incompleteCount": 0, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003B2LEGQHDWRN55", "name": "Hanscom Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2497, "dollarVol": 515515000, "branches": 4, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3655, "totalOriginated": 2497, "actionTaken": { "1": 2497, "2": 425, "3": 508, "4": 176, "5": 49, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 508, "withdrawalCount": 176, "incompleteCount": 49, "approvedNotAcceptedCount": 425, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HD2NONVMCRN332", "name": "HALLMARK HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2494, "dollarVol": 504120000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3304, "totalOriginated": 2494, "actionTaken": { "1": 2494, "2": 1, "3": 208, "4": 596, "5": 1, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 596, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5QSL6MC8M4D04", "name": "NORWICH COMMERCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2489, "dollarVol": 643275000, "branches": 4, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4022, "totalOriginated": 2489, "actionTaken": { "1": 2489, "2": 27, "3": 448, "4": 392, "5": 409, "6": 0, "7": 101, "8": 156 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 448, "withdrawalCount": 392, "incompleteCount": 409, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S99IK3EU11AS13", "name": "INDIANA MEMBERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2489, "dollarVol": 297565000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3650, "totalOriginated": 2195, "actionTaken": { "1": 2195, "2": 142, "3": 408, "4": 405, "5": 135, "6": 0, "7": 0, "8": 365 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 408, "withdrawalCount": 405, "incompleteCount": 135, "approvedNotAcceptedCount": 142, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005R34FLBMCPWB41", "name": "TIDEWATER MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2481, "dollarVol": 663105000, "branches": 4, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3243, "totalOriginated": 2481, "actionTaken": { "1": 2481, "2": 6, "3": 226, "4": 489, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 226, "withdrawalCount": 489, "incompleteCount": 41, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OM9RKJW8W5K82", "name": "ALAMEDA MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2481, "dollarVol": 841605000, "branches": 4, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3597, "totalOriginated": 2481, "actionTaken": { "1": 2481, "2": 77, "3": 249, "4": 778, "5": 9, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 249, "withdrawalCount": 778, "incompleteCount": 9, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WK15ESCDNJ5M35", "name": "CORNING CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2471, "dollarVol": 348365000, "branches": 4, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3403, "totalOriginated": 2471, "actionTaken": { "1": 2471, "2": 229, "3": 439, "4": 115, "5": 149, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 439, "withdrawalCount": 115, "incompleteCount": 149, "approvedNotAcceptedCount": 229, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YIUWLFRXQUO81", "name": "Summit Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2465, "dollarVol": 711605000, "branches": 4, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.056, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3483, "totalOriginated": 2465, "actionTaken": { "1": 2465, "2": 27, "3": 181, "4": 655, "5": 127, "6": 0, "7": 0, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 655, "incompleteCount": 127, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TM81D0YC1B9584", "name": "Metro City Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2460, "dollarVol": 811790000, "branches": 4, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2810, "totalOriginated": 2460, "actionTaken": { "1": 2460, "2": 150, "3": 60, "4": 139, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 139, "incompleteCount": 1, "approvedNotAcceptedCount": 150, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COIWXM618UBE82", "name": "HomeTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2458, "dollarVol": 618240000, "branches": 4, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3723, "totalOriginated": 2458, "actionTaken": { "1": 2458, "2": 28, "3": 869, "4": 304, "5": 52, "6": 0, "7": 2, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 869, "withdrawalCount": 304, "incompleteCount": 52, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TR24TWEY5RVRQV65HD49", "name": "Santander Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2449, "dollarVol": 3612005000, "branches": 4, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4733, "totalOriginated": 2449, "actionTaken": { "1": 2449, "2": 40, "3": 1351, "4": 313, "5": 114, "6": 465, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1351, "withdrawalCount": 313, "incompleteCount": 114, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 465, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UK3Z5PC7V71K69", "name": "COASTAL1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2441, "dollarVol": 479425000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3383, "totalOriginated": 2441, "actionTaken": { "1": 2441, "2": 33, "3": 642, "4": 256, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 642, "withdrawalCount": 256, "incompleteCount": 11, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNWSJUNAWUM003", "name": "CREDIT UNION MORTGAGE ASSOCIATION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2435, "dollarVol": 780835000, "branches": 4, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4259, "totalOriginated": 2435, "actionTaken": { "1": 2435, "2": 43, "3": 391, "4": 423, "5": 967, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 391, "withdrawalCount": 423, "incompleteCount": 967, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LKAJBFGO0IIP75", "name": "Republic State Mortgage Co.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2431, "dollarVol": 728445000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3232, "totalOriginated": 2431, "actionTaken": { "1": 2431, "2": 1, "3": 158, "4": 630, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 630, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH0V8LECLNPQ26", "name": "ROGUE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2431, "dollarVol": 321835000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3427, "totalOriginated": 2431, "actionTaken": { "1": 2431, "2": 82, "3": 402, "4": 475, "5": 6, "6": 31, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 402, "withdrawalCount": 475, "incompleteCount": 6, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 31, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CHR7TPQ6LLXG47", "name": "LANGLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2428, "dollarVol": 295570000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4164, "totalOriginated": 2428, "actionTaken": { "1": 2428, "2": 12, "3": 555, "4": 313, "5": 87, "6": 769, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 555, "withdrawalCount": 313, "incompleteCount": 87, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 769, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7DF901BR7V258", "name": "Nassau Educators Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2423, "dollarVol": 588665000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4646, "totalOriginated": 2423, "actionTaken": { "1": 2423, "2": 220, "3": 1789, "4": 118, "5": 96, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1789, "withdrawalCount": 118, "incompleteCount": 96, "approvedNotAcceptedCount": 220, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300567BJCXPG9IV35", "name": "Seven Seventeen Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2409, "dollarVol": 195145000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3416, "totalOriginated": 2413, "actionTaken": { "1": 2413, "2": 98, "3": 554, "4": 349, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 554, "withdrawalCount": 349, "incompleteCount": 2, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LCUAWMT4M5H8DJ8DFH49", "name": "1st Source Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2382, "dollarVol": 397350000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3368, "totalOriginated": 2382, "actionTaken": { "1": 2382, "2": 182, "3": 470, "4": 251, "5": 2, "6": 81, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 470, "withdrawalCount": 251, "incompleteCount": 2, "approvedNotAcceptedCount": 182, "purchasedLoanCount": 81, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRDGV1559XM376", "name": "CASTLE & COOKE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2380, "dollarVol": 769620000, "branches": 4, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4957, "totalOriginated": 2380, "actionTaken": { "1": 2380, "2": 113, "3": 312, "4": 2152, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 312, "withdrawalCount": 2152, "incompleteCount": 0, "approvedNotAcceptedCount": 113, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EFCZM6KD6B8K69", "name": "MORTGAGE ACCESS CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2369, "dollarVol": 789655000, "branches": 4, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3486, "totalOriginated": 2369, "actionTaken": { "1": 2369, "2": 11, "3": 190, "4": 788, "5": 128, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 788, "incompleteCount": 128, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002C1SVHOFTWF108", "name": "AMERICU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2366, "dollarVol": 313010000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3051, "totalOriginated": 2366, "actionTaken": { "1": 2366, "2": 7, "3": 575, "4": 87, "5": 1, "6": 0, "7": 15, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 575, "withdrawalCount": 87, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBJCM5B02O5U05", "name": "Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2364, "dollarVol": 477180000, "branches": 4, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2971, "totalOriginated": 2364, "actionTaken": { "1": 2364, "2": 46, "3": 122, "4": 415, "5": 22, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 415, "incompleteCount": 22, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0DP2GXAIMGB41", "name": "Bank of Colorado", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2364, "dollarVol": 988720000, "branches": 4, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3293, "totalOriginated": 2364, "actionTaken": { "1": 2364, "2": 48, "3": 343, "4": 535, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 343, "withdrawalCount": 535, "incompleteCount": 3, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GQ5D5YW5QID32", "name": "Mortgage America, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2360, "dollarVol": 614670000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2940, "totalOriginated": 2360, "actionTaken": { "1": 2360, "2": 5, "3": 38, "4": 519, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 519, "incompleteCount": 18, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ISCZS1R0CJMO47", "name": "PREMIA MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2349, "dollarVol": 925515000, "branches": 4, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2927, "totalOriginated": 2349, "actionTaken": { "1": 2349, "2": 11, "3": 67, "4": 500, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 500, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYV7NDBX6FUR63", "name": "JET HOMELOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2340, "dollarVol": 861920000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3820, "totalOriginated": 2340, "actionTaken": { "1": 2340, "2": 692, "3": 138, "4": 374, "5": 276, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 374, "incompleteCount": 276, "approvedNotAcceptedCount": 692, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RM2F4G3WBQ8R9OKYRH19", "name": "Mercantile Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2340, "dollarVol": 678710000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3305, "totalOriginated": 2340, "actionTaken": { "1": 2340, "2": 40, "3": 447, "4": 450, "5": 27, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 447, "withdrawalCount": 450, "incompleteCount": 27, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWL25M8JXH2R78", "name": "OneAZ Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2326, "dollarVol": 419190000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4804, "totalOriginated": 2326, "actionTaken": { "1": 2326, "2": 5, "3": 1374, "4": 962, "5": 137, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1374, "withdrawalCount": 962, "incompleteCount": 137, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZIQ24V0C88AC41", "name": "GTE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2320, "dollarVol": 323300000, "branches": 4, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.078, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4153, "totalOriginated": 2320, "actionTaken": { "1": 2320, "2": 48, "3": 918, "4": 557, "5": 310, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 918, "withdrawalCount": 557, "incompleteCount": 310, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWJ28EP3GZG107", "name": "FIRSTBANK PUERTO RICO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2315, "dollarVol": 474585000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4194, "totalOriginated": 2315, "actionTaken": { "1": 2315, "2": 169, "3": 818, "4": 540, "5": 126, "6": 226, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 818, "withdrawalCount": 540, "incompleteCount": 126, "approvedNotAcceptedCount": 169, "purchasedLoanCount": 226, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QLO8TSQW5JTK72", "name": "West Gate Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2314, "dollarVol": 578550000, "branches": 4, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.059, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3149, "totalOriginated": 2314, "actionTaken": { "1": 2314, "2": 195, "3": 141, "4": 21, "5": 3, "6": 475, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 21, "incompleteCount": 3, "approvedNotAcceptedCount": 195, "purchasedLoanCount": 475, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DAUXQ2DCY4H838", "name": "HARBORONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2314, "dollarVol": 1025110000, "branches": 4, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.071, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3496, "totalOriginated": 2314, "actionTaken": { "1": 2314, "2": 19, "3": 305, "4": 786, "5": 72, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 305, "withdrawalCount": 786, "incompleteCount": 72, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARL5FDX2OOH702", "name": "Superior Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2312, "dollarVol": 268820000, "branches": 4, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4497, "totalOriginated": 2312, "actionTaken": { "1": 2312, "2": 73, "3": 282, "4": 666, "5": 223, "6": 0, "7": 382, "8": 559 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 282, "withdrawalCount": 666, "incompleteCount": 223, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OJH4M4RQMT1WXN2BNC32", "name": "Banco Popular de Puerto Rico", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2312, "dollarVol": 512160000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6456, "totalOriginated": 2334, "actionTaken": { "1": 2334, "2": 205, "3": 854, "4": 432, "5": 163, "6": 2468, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 854, "withdrawalCount": 432, "incompleteCount": 163, "approvedNotAcceptedCount": 205, "purchasedLoanCount": 2468, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJ8KTGYPKLXK63", "name": "COMMUNITY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2312, "dollarVol": 667910000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2779, "totalOriginated": 2312, "actionTaken": { "1": 2312, "2": 0, "3": 108, "4": 352, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 352, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OYWNLMHNBQQ7BAH3EE86", "name": "Alpine Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2305, "dollarVol": 1094635000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3057, "totalOriginated": 2305, "actionTaken": { "1": 2305, "2": 183, "3": 288, "4": 241, "5": 38, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 288, "withdrawalCount": 241, "incompleteCount": 38, "approvedNotAcceptedCount": 183, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZF78YQRSXQG49", "name": "Opportunity Bank of Montana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2297, "dollarVol": 657845000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3112, "totalOriginated": 2297, "actionTaken": { "1": 2297, "2": 30, "3": 185, "4": 571, "5": 24, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 571, "incompleteCount": 24, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V5YG1VXZAU5G02", "name": "UNIVERSITY OF KENTUCKY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2292, "dollarVol": 287980000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3151, "totalOriginated": 2292, "actionTaken": { "1": 2292, "2": 202, "3": 438, "4": 213, "5": 1, "6": 0, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 438, "withdrawalCount": 213, "incompleteCount": 1, "approvedNotAcceptedCount": 202, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5DVGM0ZHRQC33", "name": "CLEARPATH LENDING", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2289, "dollarVol": 711755000, "branches": 4, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.08, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3357, "totalOriginated": 2289, "actionTaken": { "1": 2289, "2": 35, "3": 500, "4": 482, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 500, "withdrawalCount": 482, "incompleteCount": 51, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWFA5UY7H4WJ62", "name": "C & F Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2283, "dollarVol": 632285000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2902, "totalOriginated": 2283, "actionTaken": { "1": 2283, "2": 15, "3": 64, "4": 349, "5": 191, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 349, "incompleteCount": 191, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPB0G5OMY0SM65", "name": "NEW WAVE LENDING GROUP INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2281, "dollarVol": 1283295000, "branches": 4, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3900, "totalOriginated": 2281, "actionTaken": { "1": 2281, "2": 11, "3": 11, "4": 1575, "5": 21, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1575, "incompleteCount": 21, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009BOQDC6PCFR785", "name": "NBT Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2275, "dollarVol": 621465000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3662, "totalOriginated": 2275, "actionTaken": { "1": 2275, "2": 147, "3": 804, "4": 180, "5": 142, "6": 75, "7": 14, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 804, "withdrawalCount": 180, "incompleteCount": 142, "approvedNotAcceptedCount": 147, "purchasedLoanCount": 75, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VELJPWWT51WN03", "name": "General Mortgage Capital Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2264, "dollarVol": 1251370000, "branches": 4, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2855, "totalOriginated": 2264, "actionTaken": { "1": 2264, "2": 23, "3": 40, "4": 372, "5": 156, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 372, "incompleteCount": 156, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E1PJPTI4YS7H26", "name": "ASCEND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2263, "dollarVol": 402885000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3509, "totalOriginated": 2263, "actionTaken": { "1": 2263, "2": 86, "3": 620, "4": 469, "5": 71, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 620, "withdrawalCount": 469, "incompleteCount": 71, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PVWALA7JTBXA31", "name": "Wilson Bank And Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2254, "dollarVol": 683560000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3144, "totalOriginated": 2254, "actionTaken": { "1": 2254, "2": 254, "3": 218, "4": 275, "5": 0, "6": 0, "7": 46, "8": 97 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 218, "withdrawalCount": 275, "incompleteCount": 0, "approvedNotAcceptedCount": 254, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002O9LLXKR6TF11", "name": "BAY-VALLEY MORTGAGE GROUP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2253, "dollarVol": 1032265000, "branches": 4, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3384, "totalOriginated": 2253, "actionTaken": { "1": 2253, "2": 0, "3": 20, "4": 1003, "5": 108, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 1003, "incompleteCount": 108, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZIFHR7THILC90", "name": "Merchants Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2248, "dollarVol": 659570000, "branches": 4, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2606, "totalOriginated": 2248, "actionTaken": { "1": 2248, "2": 14, "3": 55, "4": 264, "5": 2, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 264, "incompleteCount": 2, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJ3ZL66QGSGO48", "name": "Lakeland Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2246, "dollarVol": 1210650000, "branches": 4, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.079, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3387, "totalOriginated": 2246, "actionTaken": { "1": 2246, "2": 97, "3": 657, "4": 281, "5": 91, "6": 0, "7": 2, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 657, "withdrawalCount": 281, "incompleteCount": 91, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "I70W3N0Z6KOX8FYIH023", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2229, "dollarVol": 263715000, "branches": 4, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3472, "totalOriginated": 2229, "actionTaken": { "1": 2229, "2": 123, "3": 749, "4": 338, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 749, "withdrawalCount": 338, "incompleteCount": 33, "approvedNotAcceptedCount": 123, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JQKHU8KQ0FC19", "name": "FirstTrust Home Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2226, "dollarVol": 459020000, "branches": 4, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3193, "totalOriginated": 2226, "actionTaken": { "1": 2226, "2": 0, "3": 381, "4": 529, "5": 0, "6": 0, "7": 57, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 381, "withdrawalCount": 529, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AG10BX85DF5S49", "name": "MLD MORTGAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2214, "dollarVol": 835840000, "branches": 4, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3458, "totalOriginated": 2214, "actionTaken": { "1": 2214, "2": 141, "3": 209, "4": 864, "5": 22, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 864, "incompleteCount": 22, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XECJ0294F1ZG19", "name": "MATTAMY HOME FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2202, "dollarVol": 842350000, "branches": 4, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3309, "totalOriginated": 2202, "actionTaken": { "1": 2202, "2": 0, "3": 180, "4": 714, "5": 213, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 180, "withdrawalCount": 714, "incompleteCount": 213, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ABEFRFKC9S8368", "name": "CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2199, "dollarVol": 290815000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3242, "totalOriginated": 2199, "actionTaken": { "1": 2199, "2": 76, "3": 337, "4": 587, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 337, "withdrawalCount": 587, "incompleteCount": 43, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTTR873E71L054", "name": "Integrity Home Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2192, "dollarVol": 634790000, "branches": 4, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2787, "totalOriginated": 2192, "actionTaken": { "1": 2192, "2": 178, "3": 115, "4": 292, "5": 4, "6": 0, "7": 2, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 292, "incompleteCount": 4, "approvedNotAcceptedCount": 178, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006L4FQIQFVFNS72", "name": "MEGA CAPITAL FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2187, "dollarVol": 1032535000, "branches": 4, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HCNXMTNGIMAR91", "name": "United Nations Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2184, "dollarVol": 1279060000, "branches": 4, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3152, "totalOriginated": 2184, "actionTaken": { "1": 2184, "2": 32, "3": 262, "4": 539, "5": 90, "6": 45, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 262, "withdrawalCount": 539, "incompleteCount": 90, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 45, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XJFWT2H46HI07", "name": "Southern Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2184, "dollarVol": 590100000, "branches": 4, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2554, "totalOriginated": 2183, "actionTaken": { "1": 2183, "2": 93, "3": 185, "4": 45, "5": 5, "6": 0, "7": 18, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 45, "incompleteCount": 5, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039IUN6515TBG78", "name": "US MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2180, "dollarVol": 662110000, "branches": 4, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3630, "totalOriginated": 2180, "actionTaken": { "1": 2180, "2": 11, "3": 467, "4": 569, "5": 403, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 467, "withdrawalCount": 569, "incompleteCount": 403, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4JDIJPBEO8J84", "name": "GENHOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2180, "dollarVol": 1065600000, "branches": 4, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4681, "totalOriginated": 2180, "actionTaken": { "1": 2180, "2": 24, "3": 38, "4": 2419, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 2419, "incompleteCount": 20, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZWZUYUWEOA562", "name": "Elements Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2179, "dollarVol": 476705000, "branches": 4, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3168, "totalOriginated": 2179, "actionTaken": { "1": 2179, "2": 34, "3": 445, "4": 509, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 445, "withdrawalCount": 509, "incompleteCount": 1, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O2K17TNH5CL873", "name": "RF Renovo Management Company, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2179, "dollarVol": 1253465000, "branches": 4, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2490, "totalOriginated": 2179, "actionTaken": { "1": 2179, "2": 0, "3": 2, "4": 309, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 309, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS6ONO04ORI292", "name": "Willamette Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2158, "dollarVol": 769190000, "branches": 4, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3425, "totalOriginated": 2158, "actionTaken": { "1": 2158, "2": 15, "3": 346, "4": 697, "5": 209, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 346, "withdrawalCount": 697, "incompleteCount": 209, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DZCP6EQ7DCSD79", "name": "UNIVERSITY LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2156, "dollarVol": 637100000, "branches": 4, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2865, "totalOriginated": 2156, "actionTaken": { "1": 2156, "2": 14, "3": 49, "4": 635, "5": 6, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 635, "incompleteCount": 6, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RD5IG88VPO6P22", "name": "GUIDANCE RESIDENTIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2154, "dollarVol": 781090000, "branches": 4, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4176, "totalOriginated": 2154, "actionTaken": { "1": 2154, "2": 288, "3": 166, "4": 450, "5": 448, "6": 0, "7": 441, "8": 229 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 450, "incompleteCount": 448, "approvedNotAcceptedCount": 288, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3VE61PXPZDV51", "name": "J. VIRGIL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2154, "dollarVol": 465190000, "branches": 4, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2824, "totalOriginated": 2154, "actionTaken": { "1": 2154, "2": 1, "3": 31, "4": 630, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 630, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QURAICH2YGJV94", "name": "WILLOW BEND MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2153, "dollarVol": 726295000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3442, "totalOriginated": 2153, "actionTaken": { "1": 2153, "2": 3, "3": 93, "4": 1162, "5": 8, "6": 0, "7": 14, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 1162, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUQC6OYE8A0Y96", "name": "PACIFIC RESIDENTIAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2144, "dollarVol": 761080000, "branches": 4, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3149, "totalOriginated": 2144, "actionTaken": { "1": 2144, "2": 178, "3": 79, "4": 677, "5": 49, "6": 0, "7": 1, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 677, "incompleteCount": 49, "approvedNotAcceptedCount": 178, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK3VKN3E1SZ562", "name": "SOUTHEAST MORTGAGE OF GEORGIA, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2137, "dollarVol": 687685000, "branches": 4, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3329, "totalOriginated": 2137, "actionTaken": { "1": 2137, "2": 3, "3": 71, "4": 1096, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 1096, "incompleteCount": 22, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V36YE6JCCEJB76", "name": "ARIZONA Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2133, "dollarVol": 291225000, "branches": 4, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4222, "totalOriginated": 2133, "actionTaken": { "1": 2133, "2": 542, "3": 1127, "4": 393, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1127, "withdrawalCount": 393, "incompleteCount": 27, "approvedNotAcceptedCount": 542, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8Q77SW3KZ88P3GNX0T60", "name": "Lake City Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2133, "dollarVol": 453475000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3073, "totalOriginated": 2133, "actionTaken": { "1": 2133, "2": 163, "3": 240, "4": 212, "5": 28, "6": 0, "7": 79, "8": 218 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 240, "withdrawalCount": 212, "incompleteCount": 28, "approvedNotAcceptedCount": 163, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOXNV8VLRBDT24", "name": "AMERICAN INTERNET MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2128, "dollarVol": 727840000, "branches": 4, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6993, "totalOriginated": 2128, "actionTaken": { "1": 2128, "2": 32, "3": 1013, "4": 1241, "5": 664, "6": 0, "7": 1160, "8": 755 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1013, "withdrawalCount": 1241, "incompleteCount": 664, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1TMVIO1SD0RLIPEIW803", "name": "Great Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2128, "dollarVol": 731710000, "branches": 4, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3156, "totalOriginated": 2128, "actionTaken": { "1": 2128, "2": 32, "3": 569, "4": 382, "5": 42, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 569, "withdrawalCount": 382, "incompleteCount": 42, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8JRY60EOROT34", "name": "FCB Banks", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2123, "dollarVol": 545415000, "branches": 4, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2616, "totalOriginated": 2123, "actionTaken": { "1": 2123, "2": 9, "3": 171, "4": 304, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 304, "incompleteCount": 9, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0ICF6REKHOC74", "name": "DIRECT MORTGAGE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2122, "dollarVol": 553800000, "branches": 4, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2553, "totalOriginated": 2122, "actionTaken": { "1": 2122, "2": 148, "3": 24, "4": 256, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 256, "incompleteCount": 3, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7QCXC3PXO0W07", "name": "Amplify Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2122, "dollarVol": 947620000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3179, "totalOriginated": 2122, "actionTaken": { "1": 2122, "2": 10, "3": 538, "4": 458, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 538, "withdrawalCount": 458, "incompleteCount": 51, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007B1GAUZGYHPR07", "name": "NUSENDA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2115, "dollarVol": 277205000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3179, "totalOriginated": 2115, "actionTaken": { "1": 2115, "2": 70, "3": 421, "4": 387, "5": 186, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 421, "withdrawalCount": 387, "incompleteCount": 186, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ERL4SV8MDO3P56", "name": "AMERICA'S FIRST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2105, "dollarVol": 226675000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2902, "totalOriginated": 2105, "actionTaken": { "1": 2105, "2": 48, "3": 371, "4": 251, "5": 127, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 371, "withdrawalCount": 251, "incompleteCount": 127, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H6DFDDJRORG89", "name": "LADERA LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2101, "dollarVol": 757245000, "branches": 4, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7734, "totalOriginated": 2101, "actionTaken": { "1": 2101, "2": 47, "3": 293, "4": 5284, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 293, "withdrawalCount": 5284, "incompleteCount": 9, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D214S3L7KZ0515", "name": "CRESCENT MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2099, "dollarVol": 569685000, "branches": 4, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2772, "totalOriginated": 2099, "actionTaken": { "1": 2099, "2": 45, "3": 529, "4": 97, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 529, "withdrawalCount": 97, "incompleteCount": 2, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LEOR2LO8J9RT29", "name": "VICTORY MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2099, "dollarVol": 750835000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3068, "totalOriginated": 2099, "actionTaken": { "1": 2099, "2": 0, "3": 186, "4": 783, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 783, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMNQ2QLOEPQ289", "name": "Colonial Savings, F.A.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2085, "dollarVol": 644275000, "branches": 4, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4295, "totalOriginated": 2085, "actionTaken": { "1": 2085, "2": 7, "3": 589, "4": 1258, "5": 335, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 589, "withdrawalCount": 1258, "incompleteCount": 335, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSZK2W0WJYS771", "name": "Northwest Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2083, "dollarVol": 384225000, "branches": 4, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4491, "totalOriginated": 2083, "actionTaken": { "1": 2083, "2": 0, "3": 651, "4": 514, "5": 78, "6": 0, "7": 347, "8": 818 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 651, "withdrawalCount": 514, "incompleteCount": 78, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1ESL3X18LPG95", "name": "California Coast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2075, "dollarVol": 427115000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2635, "totalOriginated": 2075, "actionTaken": { "1": 2075, "2": 74, "3": 323, "4": 105, "5": 23, "6": 0, "7": 22, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 323, "withdrawalCount": 105, "incompleteCount": 23, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JZSAICH4GZJ60", "name": "POINT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2067, "dollarVol": 835945000, "branches": 4, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3281, "totalOriginated": 2067, "actionTaken": { "1": 2067, "2": 258, "3": 126, "4": 820, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 820, "incompleteCount": 10, "approvedNotAcceptedCount": 258, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YRN588YD6VNJ18", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2066, "dollarVol": 588230000, "branches": 4, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2656, "totalOriginated": 2066, "actionTaken": { "1": 2066, "2": 52, "3": 263, "4": 264, "5": 8, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 263, "withdrawalCount": 264, "incompleteCount": 8, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HYHFCULSUBAE54", "name": "FIRST WORLD MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2066, "dollarVol": 426010000, "branches": 4, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.069, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2476, "totalOriginated": 2066, "actionTaken": { "1": 2066, "2": 0, "3": 118, "4": 292, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 292, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B0HNWBV7RX2661", "name": "Financial Partners Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2045, "dollarVol": 830475000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3264, "totalOriginated": 2045, "actionTaken": { "1": 2045, "2": 323, "3": 560, "4": 293, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 560, "withdrawalCount": 293, "incompleteCount": 43, "approvedNotAcceptedCount": 323, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I0HE5X0T5OI648", "name": "CALIFORNIA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2041, "dollarVol": 670755000, "branches": 4, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4148, "totalOriginated": 2041, "actionTaken": { "1": 2041, "2": 188, "3": 1393, "4": 292, "5": 226, "6": 0, "7": 2, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1393, "withdrawalCount": 292, "incompleteCount": 226, "approvedNotAcceptedCount": 188, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8JJI69WD7I525", "name": "Civista Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2036, "dollarVol": 428300000, "branches": 4, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.084, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2642, "totalOriginated": 2036, "actionTaken": { "1": 2036, "2": 127, "3": 233, "4": 198, "5": 29, "6": 0, "7": 7, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 198, "incompleteCount": 29, "approvedNotAcceptedCount": 127, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BBKMRS6J0CB539", "name": "AMERICAN PORTFOLIO MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2035, "dollarVol": 594265000, "branches": 4, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2822, "totalOriginated": 2035, "actionTaken": { "1": 2035, "2": 0, "3": 80, "4": 707, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 707, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KQQRECSLK8ID57", "name": "STAUNTON FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2030, "dollarVol": 531000000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2380, "totalOriginated": 2030, "actionTaken": { "1": 2030, "2": 8, "3": 135, "4": 206, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 206, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V9842QPBGIO804", "name": "Honor Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2022, "dollarVol": 262270000, "branches": 4, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3182, "totalOriginated": 2022, "actionTaken": { "1": 2022, "2": 23, "3": 483, "4": 472, "5": 182, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 483, "withdrawalCount": 472, "incompleteCount": 182, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N49YI2HHKDPS92", "name": "iQ Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2020, "dollarVol": 345200000, "branches": 4, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2773, "totalOriginated": 2020, "actionTaken": { "1": 2020, "2": 84, "3": 303, "4": 366, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 303, "withdrawalCount": 366, "incompleteCount": 0, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVGK8WC4HQ3C28", "name": "PRINCETON MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2019, "dollarVol": 625875000, "branches": 4, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3242, "totalOriginated": 2019, "actionTaken": { "1": 2019, "2": 349, "3": 75, "4": 719, "5": 80, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 719, "incompleteCount": 80, "approvedNotAcceptedCount": 349, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FT6J43S06X6CLJ0R0B48", "name": "Cathay Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2019, "dollarVol": 1674935000, "branches": 4, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2906, "totalOriginated": 1999, "actionTaken": { "1": 1999, "2": 73, "3": 229, "4": 256, "5": 211, "6": 138, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 229, "withdrawalCount": 256, "incompleteCount": 211, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 138, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V3UW6HP83URS67", "name": "ADVIA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2013, "dollarVol": 198115000, "branches": 4, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3694, "totalOriginated": 2013, "actionTaken": { "1": 2013, "2": 61, "3": 1016, "4": 584, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1016, "withdrawalCount": 584, "incompleteCount": 20, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PP6R8WIOP60124", "name": "Southern First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 2008, "dollarVol": 846450000, "branches": 4, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2320, "totalOriginated": 2008, "actionTaken": { "1": 2008, "2": 33, "3": 39, "4": 222, "5": 14, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 222, "incompleteCount": 14, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007669OVCSCATP45", "name": "TENNESSEE VALLEY FCU", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1999, "dollarVol": 342925000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3069, "totalOriginated": 1999, "actionTaken": { "1": 1999, "2": 21, "3": 519, "4": 527, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 519, "withdrawalCount": 527, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6L4VXCXWN4205", "name": "ORNL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1998, "dollarVol": 423910000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4197, "totalOriginated": 1998, "actionTaken": { "1": 1998, "2": 615, "3": 279, "4": 186, "5": 220, "6": 0, "7": 327, "8": 572 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 279, "withdrawalCount": 186, "incompleteCount": 220, "approvedNotAcceptedCount": 615, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BXWU32AYWT1A56", "name": "UIF CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1992, "dollarVol": 699230000, "branches": 3, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3119, "totalOriginated": 1992, "actionTaken": { "1": 1992, "2": 21, "3": 163, "4": 627, "5": 307, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 627, "incompleteCount": 307, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OYEKEORA1GI088", "name": "GoPrime Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1990, "dollarVol": 625100000, "branches": 3, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2665, "totalOriginated": 1990, "actionTaken": { "1": 1990, "2": 66, "3": 93, "4": 502, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 502, "incompleteCount": 14, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "MMO6VV34TNP4Z1T8NG83", "name": "AgFirst Farm Credit Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1979, "dollarVol": 641375000, "branches": 3, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2294, "totalOriginated": 1979, "actionTaken": { "1": 1979, "2": 25, "3": 183, "4": 105, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 105, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P2GEYNMH5OQA71", "name": "Washington Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1978, "dollarVol": 912720000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2931, "totalOriginated": 1978, "actionTaken": { "1": 1978, "2": 36, "3": 465, "4": 361, "5": 51, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 465, "withdrawalCount": 361, "incompleteCount": 51, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008TO7JB5Q4IKZ94", "name": "HUNT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1977, "dollarVol": 472055000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2680, "totalOriginated": 1977, "actionTaken": { "1": 1977, "2": 4, "3": 135, "4": 399, "5": 0, "6": 0, "7": 25, "8": 140 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 399, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XQ4LU452LQJ67", "name": "COMMUNITY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1974, "dollarVol": 265190000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.062, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3122, "totalOriginated": 1974, "actionTaken": { "1": 1974, "2": 256, "3": 339, "4": 4, "5": 2, "6": 0, "7": 146, "8": 401 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 339, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 256, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YCCZTMBHGTNQ79", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1971, "dollarVol": 1632585000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2651, "totalOriginated": 1971, "actionTaken": { "1": 1971, "2": 39, "3": 242, "4": 246, "5": 70, "6": 83, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 246, "incompleteCount": 70, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 83, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003NV9L53LK1XI52", "name": "ROYAL PACIFIC FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1965, "dollarVol": 882445000, "branches": 3, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3976, "totalOriginated": 1965, "actionTaken": { "1": 1965, "2": 1405, "3": 90, "4": 398, "5": 100, "6": 0, "7": 0, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 398, "incompleteCount": 100, "approvedNotAcceptedCount": 1405, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SXISSKGPHW5702", "name": "SOFI LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1963, "dollarVol": 671245000, "branches": 3, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7996, "totalOriginated": 1963, "actionTaken": { "1": 1963, "2": 64, "3": 3161, "4": 2133, "5": 85, "6": 590, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3161, "withdrawalCount": 2133, "incompleteCount": 85, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 590, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004UNRG4PWDF2K60", "name": "AFFINITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1960, "dollarVol": 428500000, "branches": 3, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3678, "totalOriginated": 1960, "actionTaken": { "1": 1960, "2": 311, "3": 944, "4": 324, "5": 139, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 944, "withdrawalCount": 324, "incompleteCount": 139, "approvedNotAcceptedCount": 311, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YAYQAARPBTRA72", "name": "PROPER RATE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1957, "dollarVol": 816635000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2928, "totalOriginated": 1957, "actionTaken": { "1": 1957, "2": 17, "3": 88, "4": 848, "5": 13, "6": 3, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 848, "incompleteCount": 13, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W0YBCUV18HSR42", "name": "Tri Counties Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1954, "dollarVol": 728800000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3699, "totalOriginated": 1954, "actionTaken": { "1": 1954, "2": 120, "3": 1050, "4": 261, "5": 220, "6": 94, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1050, "withdrawalCount": 261, "incompleteCount": 220, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 94, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930078TNN7GKZ7NU89", "name": "Presidential Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1952, "dollarVol": 764370000, "branches": 3, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2317, "totalOriginated": 1952, "actionTaken": { "1": 1952, "2": 17, "3": 61, "4": 225, "5": 13, "6": 49, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 225, "incompleteCount": 13, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 49, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6TQAJABMFOR79", "name": "MICHIGAN FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1951, "dollarVol": 300875000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2928, "totalOriginated": 1951, "actionTaken": { "1": 1951, "2": 54, "3": 802, "4": 90, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 802, "withdrawalCount": 90, "incompleteCount": 31, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CF5UDGUFHYM827", "name": "CapStar Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1948, "dollarVol": 672500000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2384, "totalOriginated": 1948, "actionTaken": { "1": 1948, "2": 27, "3": 170, "4": 235, "5": 1, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 235, "incompleteCount": 1, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OE5JXNTGWD962", "name": "The First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1947, "dollarVol": 638195000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2586, "totalOriginated": 1947, "actionTaken": { "1": 1947, "2": 43, "3": 204, "4": 368, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 204, "withdrawalCount": 368, "incompleteCount": 24, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEZ43KYEWR3610", "name": "CAPITAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1943, "dollarVol": 291325000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3440, "totalOriginated": 1943, "actionTaken": { "1": 1943, "2": 140, "3": 166, "4": 623, "5": 124, "6": 0, "7": 72, "8": 372 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 623, "incompleteCount": 124, "approvedNotAcceptedCount": 140, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WS8BW0I0BDA390", "name": "DIAMOND RESIDENTIAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1941, "dollarVol": 468805000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2497, "totalOriginated": 1941, "actionTaken": { "1": 1941, "2": 146, "3": 72, "4": 335, "5": 2, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 335, "incompleteCount": 2, "approvedNotAcceptedCount": 146, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFPZ54Y2QPYR56", "name": "RMC HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1940, "dollarVol": 598940000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3078, "totalOriginated": 1940, "actionTaken": { "1": 1940, "2": 564, "3": 288, "4": 190, "5": 96, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 288, "withdrawalCount": 190, "incompleteCount": 96, "approvedNotAcceptedCount": 564, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJKBXR3PD3QQ56", "name": "RAPID MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1939, "dollarVol": 467115000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.079, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2731, "totalOriginated": 1939, "actionTaken": { "1": 1939, "2": 76, "3": 56, "4": 658, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 658, "incompleteCount": 2, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ7C5JB4W87F48", "name": "KEY MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1938, "dollarVol": 571580000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2581, "totalOriginated": 1938, "actionTaken": { "1": 1938, "2": 52, "3": 133, "4": 437, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 437, "incompleteCount": 21, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F04B6FGYBJY412", "name": "First State Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1938, "dollarVol": 333170000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2863, "totalOriginated": 1938, "actionTaken": { "1": 1938, "2": 61, "3": 391, "4": 466, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 391, "withdrawalCount": 466, "incompleteCount": 6, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SCFWZXMDMZPE93", "name": "RESIDENTIAL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1937, "dollarVol": 669995000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2486, "totalOriginated": 1937, "actionTaken": { "1": 1937, "2": 17, "3": 83, "4": 416, "5": 30, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 416, "incompleteCount": 30, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OIGWIS24A1547", "name": "UNIVERSAL LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1912, "dollarVol": 743690000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2535, "totalOriginated": 1912, "actionTaken": { "1": 1912, "2": 95, "3": 148, "4": 378, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 148, "withdrawalCount": 378, "incompleteCount": 2, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HAFES1LQ18W28", "name": "River Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1909, "dollarVol": 442305000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2068, "totalOriginated": 1909, "actionTaken": { "1": 1909, "2": 69, "3": 71, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LZLYU85WF65870", "name": "MidWestOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1908, "dollarVol": 408250000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2478, "totalOriginated": 1908, "actionTaken": { "1": 1908, "2": 30, "3": 320, "4": 173, "5": 24, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 320, "withdrawalCount": 173, "incompleteCount": 24, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LPXKMOZNXUY90", "name": "First International Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1904, "dollarVol": 709310000, "branches": 3, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2321, "totalOriginated": 1904, "actionTaken": { "1": 1904, "2": 26, "3": 125, "4": 256, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 256, "incompleteCount": 10, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SGD2RNJOEDDS24", "name": "SAFE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1900, "dollarVol": 764370000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2824, "totalOriginated": 1900, "actionTaken": { "1": 1900, "2": 80, "3": 256, "4": 402, "5": 164, "6": 0, "7": 14, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 256, "withdrawalCount": 402, "incompleteCount": 164, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D8UVDBN0LNLV64", "name": "Platinum Home Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1897, "dollarVol": 513025000, "branches": 3, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2526, "totalOriginated": 1897, "actionTaken": { "1": 1897, "2": 0, "3": 6, "4": 622, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 622, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B2JJHSM77T5Y41", "name": "LIBERTY HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1885, "dollarVol": 375405000, "branches": 3, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4887, "totalOriginated": 1885, "actionTaken": { "1": 1885, "2": 7, "3": 387, "4": 1117, "5": 98, "6": 0, "7": 3, "8": 1390 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 387, "withdrawalCount": 1117, "incompleteCount": 98, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASIS4D2QDWH380", "name": "Amarillo National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1881, "dollarVol": 378985000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4669, "totalOriginated": 1881, "actionTaken": { "1": 1881, "2": 442, "3": 323, "4": 135, "5": 106, "6": 0, "7": 637, "8": 1145 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 323, "withdrawalCount": 135, "incompleteCount": 106, "approvedNotAcceptedCount": 442, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HS714PZ0BMPN11", "name": "CYPRUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1879, "dollarVol": 322195000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2977, "totalOriginated": 1879, "actionTaken": { "1": 1879, "2": 1, "3": 608, "4": 488, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 608, "withdrawalCount": 488, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008P6YO2KM3EO556", "name": "The Dart Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1871, "dollarVol": 529955000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2450, "totalOriginated": 1871, "actionTaken": { "1": 1871, "2": 36, "3": 90, "4": 453, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 453, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUUEEQ66ZVK149", "name": "ENDEAVOR CAPITAL, LLC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1866, "dollarVol": 407790000, "branches": 3, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3555, "totalOriginated": 1866, "actionTaken": { "1": 1866, "2": 1, "3": 102, "4": 1538, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 1538, "incompleteCount": 48, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074H8866HTIWU69", "name": "KNOXVILLE TVA EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1863, "dollarVol": 234505000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2287, "totalOriginated": 1863, "actionTaken": { "1": 1863, "2": 45, "3": 82, "4": 289, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 289, "incompleteCount": 8, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUF3Q2PQGM9256", "name": "COMMONWEALTH", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1863, "dollarVol": 181175000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2997, "totalOriginated": 1863, "actionTaken": { "1": 1863, "2": 38, "3": 754, "4": 342, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 754, "withdrawalCount": 342, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYTR2RVL4SFJ90", "name": "TEMPLE VIEW CAPITAL FUNDING, LP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1860, "dollarVol": 726620000, "branches": 3, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4077, "totalOriginated": 1860, "actionTaken": { "1": 1860, "2": 81, "3": 579, "4": 1436, "5": 105, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 579, "withdrawalCount": 1436, "incompleteCount": 105, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUQ4KD10YTTM53", "name": "Genesee Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1854, "dollarVol": 423680000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2206, "totalOriginated": 1854, "actionTaken": { "1": 1854, "2": 122, "3": 69, "4": 121, "5": 11, "6": 0, "7": 3, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 121, "incompleteCount": 11, "approvedNotAcceptedCount": 122, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300748YYU6VG08N83", "name": "Loan Simple, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1854, "dollarVol": 604020000, "branches": 3, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3082, "totalOriginated": 1854, "actionTaken": { "1": 1854, "2": 1, "3": 132, "4": 1016, "5": 79, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 1016, "incompleteCount": 79, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6FMTOZSY0VW06", "name": "Kemba Financial Credit Union Inc", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1852, "dollarVol": 166810000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.099, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3234, "totalOriginated": 1852, "actionTaken": { "1": 1852, "2": 91, "3": 1181, "4": 87, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1181, "withdrawalCount": 87, "incompleteCount": 23, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WZXR2YE227I23", "name": "Blue Ridge Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1851, "dollarVol": 647435000, "branches": 3, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2453, "totalOriginated": 1851, "actionTaken": { "1": 1851, "2": 25, "3": 140, "4": 432, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 432, "incompleteCount": 5, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHEI1EIYO6OO67", "name": "Jersey Shore State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1851, "dollarVol": 264275000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2091, "totalOriginated": 1851, "actionTaken": { "1": 1851, "2": 26, "3": 105, "4": 109, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 109, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPM35KXH0BZ823", "name": "NAVY ARMY COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1845, "dollarVol": 345395000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5523, "totalOriginated": 1845, "actionTaken": { "1": 1845, "2": 314, "3": 713, "4": 751, "5": 63, "6": 0, "7": 821, "8": 1016 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 713, "withdrawalCount": 751, "incompleteCount": 63, "approvedNotAcceptedCount": 314, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000E527OH5Y8TR73", "name": "NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1845, "dollarVol": 233745000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2851, "totalOriginated": 1845, "actionTaken": { "1": 1845, "2": 74, "3": 267, "4": 367, "5": 185, "6": 0, "7": 44, "8": 69 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 267, "withdrawalCount": 367, "incompleteCount": 185, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKBMBBIIMQJS94", "name": "Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1835, "dollarVol": 453545000, "branches": 3, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2082, "totalOriginated": 1835, "actionTaken": { "1": 1835, "2": 9, "3": 88, "4": 150, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 150, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004Z576VEJBK3N72", "name": "NP, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1834, "dollarVol": 644750000, "branches": 3, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3002, "totalOriginated": 1834, "actionTaken": { "1": 1834, "2": 272, "3": 351, "4": 509, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 351, "withdrawalCount": 509, "incompleteCount": 36, "approvedNotAcceptedCount": 272, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WEOD0TL2O6EU67", "name": "MOUNTAIN WEST FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1833, "dollarVol": 618305000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3412, "totalOriginated": 1833, "actionTaken": { "1": 1833, "2": 291, "3": 390, "4": 400, "5": 0, "6": 0, "7": 143, "8": 355 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 390, "withdrawalCount": 400, "incompleteCount": 0, "approvedNotAcceptedCount": 291, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDBNK66R6ZES34", "name": "TOGETHER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1831, "dollarVol": 315505000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2856, "totalOriginated": 1831, "actionTaken": { "1": 1831, "2": 22, "3": 546, "4": 279, "5": 178, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 546, "withdrawalCount": 279, "incompleteCount": 178, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7M2M0Q6LCLA63", "name": "TEXAS DOW EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1825, "dollarVol": 461295000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2361, "totalOriginated": 1825, "actionTaken": { "1": 1825, "2": 2, "3": 91, "4": 353, "5": 11, "6": 79, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 353, "incompleteCount": 11, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 79, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYBI78RNWPFB28", "name": "AMERICAN EAGLE FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1823, "dollarVol": 241615000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2821, "totalOriginated": 1823, "actionTaken": { "1": 1823, "2": 17, "3": 594, "4": 283, "5": 104, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 594, "withdrawalCount": 283, "incompleteCount": 104, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKFR15017V9850", "name": "MEGASTAR FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1823, "dollarVol": 712285000, "branches": 3, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2462, "totalOriginated": 1823, "actionTaken": { "1": 1823, "2": 0, "3": 18, "4": 565, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 565, "incompleteCount": 56, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "ZXMJHJK466PBZTM5F379", "name": "Raymond James Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1821, "dollarVol": 2038525000, "branches": 3, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3602, "totalOriginated": 1821, "actionTaken": { "1": 1821, "2": 6, "3": 126, "4": 173, "5": 10, "6": 1466, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 173, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1466, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LUU2DLS755O60", "name": "Centra Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1810, "dollarVol": 213050000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2435, "totalOriginated": 1810, "actionTaken": { "1": 1810, "2": 103, "3": 191, "4": 303, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 303, "incompleteCount": 28, "approvedNotAcceptedCount": 103, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RSN6F31BTGT93", "name": "Gulf Coast Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1810, "dollarVol": 512670000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.059, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2698, "totalOriginated": 1810, "actionTaken": { "1": 1810, "2": 94, "3": 245, "4": 486, "5": 60, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 245, "withdrawalCount": 486, "incompleteCount": 60, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2MZZVH30ENJ10", "name": "HAMILTON HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1805, "dollarVol": 541215000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2489, "totalOriginated": 1805, "actionTaken": { "1": 1805, "2": 50, "3": 72, "4": 491, "5": 71, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 491, "incompleteCount": 71, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002GI63WHHUTUD85", "name": "KEYSTONE FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1799, "dollarVol": 649345000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2502, "totalOriginated": 1799, "actionTaken": { "1": 1799, "2": 346, "3": 116, "4": 241, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 241, "incompleteCount": 0, "approvedNotAcceptedCount": 346, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z7KF7I03AULW22", "name": "EECU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1798, "dollarVol": 240270000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3466, "totalOriginated": 1798, "actionTaken": { "1": 1798, "2": 26, "3": 1211, "4": 381, "5": 6, "6": 0, "7": 25, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1211, "withdrawalCount": 381, "incompleteCount": 6, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900561K135J92VD38", "name": "First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1796, "dollarVol": 372580000, "branches": 3, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2186, "totalOriginated": 1796, "actionTaken": { "1": 1796, "2": 38, "3": 121, "4": 222, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 222, "incompleteCount": 9, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZMO1A0DHCESP30", "name": "NTFN, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1788, "dollarVol": 492290000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3897, "totalOriginated": 1788, "actionTaken": { "1": 1788, "2": 15, "3": 1323, "4": 651, "5": 112, "6": 0, "7": 0, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1323, "withdrawalCount": 651, "incompleteCount": 112, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNPJINSUKFZ002", "name": "Notre Dame Federal Credit Union Corporation", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1784, "dollarVol": 293060000, "branches": 3, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2375, "totalOriginated": 1784, "actionTaken": { "1": 1784, "2": 91, "3": 351, "4": 147, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 351, "withdrawalCount": 147, "incompleteCount": 2, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBXINP1Y94CN02", "name": "DIRECTORS MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1783, "dollarVol": 738805000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2718, "totalOriginated": 1783, "actionTaken": { "1": 1783, "2": 487, "3": 124, "4": 313, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 313, "incompleteCount": 11, "approvedNotAcceptedCount": 487, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QDGMFASKEN7Z77", "name": "Spire Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1783, "dollarVol": 224935000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3758, "totalOriginated": 1783, "actionTaken": { "1": 1783, "2": 246, "3": 640, "4": 313, "5": 177, "6": 0, "7": 237, "8": 362 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 640, "withdrawalCount": 313, "incompleteCount": 177, "approvedNotAcceptedCount": 246, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GG5XNEIGHQTG04", "name": "CHARTER WEST BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1779, "dollarVol": 407685000, "branches": 3, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2268, "totalOriginated": 1779, "actionTaken": { "1": 1779, "2": 16, "3": 102, "4": 353, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 353, "incompleteCount": 18, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IEIM2IT5YK4368", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1774, "dollarVol": 411720000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2243, "totalOriginated": 1774, "actionTaken": { "1": 1774, "2": 1, "3": 135, "4": 331, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 331, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001CM06UK2XY3I18", "name": "FRANKLIN MINT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1772, "dollarVol": 336300000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2704, "totalOriginated": 1772, "actionTaken": { "1": 1772, "2": 89, "3": 591, "4": 251, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 591, "withdrawalCount": 251, "incompleteCount": 1, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG5340S24M4N89", "name": "PREMIER MEMBERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1771, "dollarVol": 318625000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2761, "totalOriginated": 1771, "actionTaken": { "1": 1771, "2": 192, "3": 343, "4": 391, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 343, "withdrawalCount": 391, "incompleteCount": 64, "approvedNotAcceptedCount": 192, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0S1LZYZ9QNX81", "name": "First Financial Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1767, "dollarVol": 236935000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2623, "totalOriginated": 1767, "actionTaken": { "1": 1767, "2": 121, "3": 477, "4": 148, "5": 4, "6": 2, "7": 39, "8": 65 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 477, "withdrawalCount": 148, "incompleteCount": 4, "approvedNotAcceptedCount": 121, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007ZL90U2M5ZNA78", "name": "United Fidelity Funding Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1767, "dollarVol": 467045000, "branches": 3, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2194, "totalOriginated": 1767, "actionTaken": { "1": 1767, "2": 11, "3": 38, "4": 376, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 376, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "R6KJ2D7C3UT8OVTWHS39", "name": "Union Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1747, "dollarVol": 517855000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2306, "totalOriginated": 1747, "actionTaken": { "1": 1747, "2": 58, "3": 256, "4": 229, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 256, "withdrawalCount": 229, "incompleteCount": 16, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HKYBSATM44Q425", "name": "The Washington Trust Company, of Westerly", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1742, "dollarVol": 533310000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3442, "totalOriginated": 1742, "actionTaken": { "1": 1742, "2": 72, "3": 388, "4": 225, "5": 135, "6": 878, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 388, "withdrawalCount": 225, "incompleteCount": 135, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 878, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VVH8HHFMWL8536", "name": "CHEVRON Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1740, "dollarVol": 777350000, "branches": 3, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2695, "totalOriginated": 1740, "actionTaken": { "1": 1740, "2": 97, "3": 463, "4": 302, "5": 93, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 463, "withdrawalCount": 302, "incompleteCount": 93, "approvedNotAcceptedCount": 97, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GFM3T3SN2KS138", "name": "ACHIEVA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1719, "dollarVol": 210175000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2801, "totalOriginated": 1719, "actionTaken": { "1": 1719, "2": 168, "3": 642, "4": 62, "5": 0, "6": 0, "7": 68, "8": 142 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 642, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 168, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S4PNXPKYHHRE82", "name": "FORUM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1717, "dollarVol": 252595000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2886, "totalOriginated": 1717, "actionTaken": { "1": 1717, "2": 521, "3": 336, "4": 154, "5": 12, "6": 0, "7": 144, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 336, "withdrawalCount": 154, "incompleteCount": 12, "approvedNotAcceptedCount": 521, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQX8N4HXJIDK44", "name": "Franklin Loan Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1716, "dollarVol": 824980000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2195, "totalOriginated": 1716, "actionTaken": { "1": 1716, "2": 0, "3": 35, "4": 444, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 444, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTLWFQPOOSC346", "name": "BayCoast Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1709, "dollarVol": 310075000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3669, "totalOriginated": 1709, "actionTaken": { "1": 1709, "2": 50, "3": 250, "4": 124, "5": 165, "6": 1371, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 250, "withdrawalCount": 124, "incompleteCount": 165, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 1371, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "0K2D5AK28E3O5CC06E35", "name": "Silicon Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1705, "dollarVol": 2810095000, "branches": 3, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2287, "totalOriginated": 1705, "actionTaken": { "1": 1705, "2": 83, "3": 60, "4": 174, "5": 27, "6": 0, "7": 5, "8": 233 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 174, "incompleteCount": 27, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001F7QT2YW3K8D98", "name": "DSLD MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1695, "dollarVol": 422385000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2799, "totalOriginated": 1695, "actionTaken": { "1": 1695, "2": 36, "3": 242, "4": 703, "5": 116, "6": 0, "7": 5, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 703, "incompleteCount": 116, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930017CJWOENP0BZ82", "name": "SUNMARK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1688, "dollarVol": 304770000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2502, "totalOriginated": 1688, "actionTaken": { "1": 1688, "2": 87, "3": 298, "4": 421, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 298, "withdrawalCount": 421, "incompleteCount": 8, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GAX7IKJUKCJE72", "name": "TRAVIS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1677, "dollarVol": 519155000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3546, "totalOriginated": 1677, "actionTaken": { "1": 1677, "2": 673, "3": 606, "4": 225, "5": 104, "6": 0, "7": 96, "8": 165 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 606, "withdrawalCount": 225, "incompleteCount": 104, "approvedNotAcceptedCount": 673, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000D6RXLNBZQYA47", "name": "COLUMBIA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1675, "dollarVol": 237765000, "branches": 3, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2859, "totalOriginated": 1675, "actionTaken": { "1": 1675, "2": 187, "3": 727, "4": 193, "5": 67, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 727, "withdrawalCount": 193, "incompleteCount": 67, "approvedNotAcceptedCount": 187, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009X2AG1P20YAJ63", "name": "Axos Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1672, "dollarVol": 2184510000, "branches": 3, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5153, "totalOriginated": 1672, "actionTaken": { "1": 1672, "2": 72, "3": 960, "4": 755, "5": 1258, "6": 44, "7": 41, "8": 351 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 960, "withdrawalCount": 755, "incompleteCount": 1258, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 44, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H88NIQ6005M718", "name": "DuPont Community Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1671, "dollarVol": 244485000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2239, "totalOriginated": 1671, "actionTaken": { "1": 1671, "2": 65, "3": 234, "4": 267, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 267, "incompleteCount": 2, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005R24FV5DFFXW42", "name": "Central Pacific Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1661, "dollarVol": 757695000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2548, "totalOriginated": 1661, "actionTaken": { "1": 1661, "2": 27, "3": 591, "4": 204, "5": 65, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 591, "withdrawalCount": 204, "incompleteCount": 65, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NO7XCFVG4KD53", "name": "Y-12 Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1646, "dollarVol": 269130000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2167, "totalOriginated": 1646, "actionTaken": { "1": 1646, "2": 39, "3": 321, "4": 156, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 321, "withdrawalCount": 156, "incompleteCount": 5, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZCGMT6517BA94", "name": "Apple Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1646, "dollarVol": 273590000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3127, "totalOriginated": 1646, "actionTaken": { "1": 1646, "2": 0, "3": 856, "4": 408, "5": 217, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 856, "withdrawalCount": 408, "incompleteCount": 217, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2WRK55BY8UC05", "name": "IMPAC MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1643, "dollarVol": 663075000, "branches": 3, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4204, "totalOriginated": 1643, "actionTaken": { "1": 1643, "2": 33, "3": 1510, "4": 1008, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1510, "withdrawalCount": 1008, "incompleteCount": 10, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001JT9MT3Z3Y3M39", "name": "RBC Bank, (Georgia) National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1643, "dollarVol": 766705000, "branches": 3, "states": 49, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2820, "totalOriginated": 1643, "actionTaken": { "1": 1643, "2": 29, "3": 366, "4": 674, "5": 37, "6": 71, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 366, "withdrawalCount": 674, "incompleteCount": 37, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 71, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q10M1VXBG2H889", "name": "MILEND, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1643, "dollarVol": 494545000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4073, "totalOriginated": 1643, "actionTaken": { "1": 1643, "2": 18, "3": 368, "4": 1685, "5": 359, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 368, "withdrawalCount": 1685, "incompleteCount": 359, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930057OO0P1ZMTQX63", "name": "COUNTRY CLUB MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1639, "dollarVol": 489885000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2235, "totalOriginated": 1639, "actionTaken": { "1": 1639, "2": 73, "3": 43, "4": 479, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 479, "incompleteCount": 1, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRLQAIJ1LJA253", "name": "Bank First, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1638, "dollarVol": 409290000, "branches": 3, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2277, "totalOriginated": 1638, "actionTaken": { "1": 1638, "2": 63, "3": 144, "4": 143, "5": 20, "6": 0, "7": 53, "8": 216 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 143, "incompleteCount": 20, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LR1ZETOWYE9Z89", "name": "Berkshire Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1638, "dollarVol": 1164970000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3057, "totalOriginated": 1638, "actionTaken": { "1": 1638, "2": 36, "3": 451, "4": 246, "5": 114, "6": 572, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 451, "withdrawalCount": 246, "incompleteCount": 114, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 572, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D8RBTOL3JO2Q6IEO0F34", "name": "Origin Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1637, "dollarVol": 802425000, "branches": 3, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2247, "totalOriginated": 1637, "actionTaken": { "1": 1637, "2": 90, "3": 120, "4": 387, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 387, "incompleteCount": 13, "approvedNotAcceptedCount": 90, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QD5CQZ9PPP5B09", "name": "PARTNERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1636, "dollarVol": 410130000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3368, "totalOriginated": 1636, "actionTaken": { "1": 1636, "2": 25, "3": 472, "4": 315, "5": 920, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 472, "withdrawalCount": 315, "incompleteCount": 920, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ROGHTFGYNKE773", "name": "First Federal Bank, A FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1636, "dollarVol": 379710000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.079, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2328, "totalOriginated": 1636, "actionTaken": { "1": 1636, "2": 45, "3": 94, "4": 528, "5": 17, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 528, "incompleteCount": 17, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BHPLBG0CXKTL06", "name": "Clearview Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1634, "dollarVol": 170570000, "branches": 3, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2408, "totalOriginated": 1634, "actionTaken": { "1": 1634, "2": 0, "3": 529, "4": 152, "5": 93, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 529, "withdrawalCount": 152, "incompleteCount": 93, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YNUT7D0FWKU636", "name": "The Farmers National Bank of Canfield", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1629, "dollarVol": 281225000, "branches": 3, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2246, "totalOriginated": 1629, "actionTaken": { "1": 1629, "2": 75, "3": 377, "4": 165, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 377, "withdrawalCount": 165, "incompleteCount": 0, "approvedNotAcceptedCount": 75, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930063578UDYE3JR69", "name": "POLARIS HOME FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1625, "dollarVol": 304395000, "branches": 3, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2495, "totalOriginated": 1625, "actionTaken": { "1": 1625, "2": 252, "3": 195, "4": 269, "5": 154, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 269, "incompleteCount": 154, "approvedNotAcceptedCount": 252, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U6DW7DX671T306", "name": "Midland States Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1624, "dollarVol": 495420000, "branches": 3, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2391, "totalOriginated": 1624, "actionTaken": { "1": 1624, "2": 121, "3": 410, "4": 204, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 410, "withdrawalCount": 204, "incompleteCount": 32, "approvedNotAcceptedCount": 121, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HIDXEG9BLUJZKBGUT764", "name": "Bank-Fund Staff Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1621, "dollarVol": 719335000, "branches": 3, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2129, "totalOriginated": 1621, "actionTaken": { "1": 1621, "2": 20, "3": 129, "4": 255, "5": 104, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 255, "incompleteCount": 104, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTNSX94TR06G13", "name": "CENTRIS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1621, "dollarVol": 224015000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2259, "totalOriginated": 1621, "actionTaken": { "1": 1621, "2": 148, "3": 283, "4": 167, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 283, "withdrawalCount": 167, "incompleteCount": 40, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KQ2PZ8G6VNI80", "name": "University First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1621, "dollarVol": 242955000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2833, "totalOriginated": 1621, "actionTaken": { "1": 1621, "2": 115, "3": 482, "4": 337, "5": 109, "6": 0, "7": 11, "8": 158 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 482, "withdrawalCount": 337, "incompleteCount": 109, "approvedNotAcceptedCount": 115, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHIEQGELZVJP60", "name": "L & N Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1620, "dollarVol": 210220000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2058, "totalOriginated": 1620, "actionTaken": { "1": 1620, "2": 0, "3": 58, "4": 335, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 335, "incompleteCount": 45, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AUL77A8UKADB04", "name": "ROBINS FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1617, "dollarVol": 163995000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2675, "totalOriginated": 1617, "actionTaken": { "1": 1617, "2": 216, "3": 777, "4": 61, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 777, "withdrawalCount": 61, "incompleteCount": 4, "approvedNotAcceptedCount": 216, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRR67NLTQSBT29", "name": "HOME TOWN FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1611, "dollarVol": 404455000, "branches": 3, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1865, "totalOriginated": 1611, "actionTaken": { "1": 1611, "2": 105, "3": 87, "4": 57, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 57, "incompleteCount": 5, "approvedNotAcceptedCount": 105, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N5OA6GM61AC70", "name": "Independence Bank of Kentucky", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1604, "dollarVol": 283540000, "branches": 3, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2091, "totalOriginated": 1604, "actionTaken": { "1": 1604, "2": 20, "3": 255, "4": 187, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 255, "withdrawalCount": 187, "incompleteCount": 25, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8H31LPYGJEW50", "name": "SALEM FIVE MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1603, "dollarVol": 695905000, "branches": 3, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2078, "totalOriginated": 1603, "actionTaken": { "1": 1603, "2": 19, "3": 210, "4": 177, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 210, "withdrawalCount": 177, "incompleteCount": 69, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L9MOPDT0NKE883", "name": "Fidelity Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1602, "dollarVol": 435780000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3572, "totalOriginated": 1602, "actionTaken": { "1": 1602, "2": 11, "3": 520, "4": 319, "5": 56, "6": 1064, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 520, "withdrawalCount": 319, "incompleteCount": 56, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 1064, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003T5D4N1CM46J77", "name": "1st Security Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1600, "dollarVol": 852970000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2275, "totalOriginated": 1600, "actionTaken": { "1": 1600, "2": 17, "3": 88, "4": 426, "5": 144, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 426, "incompleteCount": 144, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VDBJSG0E0S678", "name": "Tradition Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1600, "dollarVol": 648320000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.072, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1720, "totalOriginated": 1600, "actionTaken": { "1": 1600, "2": 0, "3": 7, "4": 113, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 113, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003WLEYGXGNTI654", "name": "SELCO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1599, "dollarVol": 294105000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2452, "totalOriginated": 1599, "actionTaken": { "1": 1599, "2": 140, "3": 550, "4": 163, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 550, "withdrawalCount": 163, "incompleteCount": 0, "approvedNotAcceptedCount": 140, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HQBP2ODIIFH94", "name": "CLARK COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1584, "dollarVol": 197630000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1976, "totalOriginated": 1584, "actionTaken": { "1": 1584, "2": 5, "3": 27, "4": 342, "5": 14, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 342, "incompleteCount": 14, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGZ9WQMJLEPH17", "name": "1ST PRIORITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1582, "dollarVol": 316270000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.057, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1841, "totalOriginated": 1582, "actionTaken": { "1": 1582, "2": 91, "3": 130, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCYEU2QLIWN517", "name": "LEGEND LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1582, "dollarVol": 471370000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2071, "totalOriginated": 1582, "actionTaken": { "1": 1582, "2": 56, "3": 30, "4": 402, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 402, "incompleteCount": 1, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XED7IBK9VVQH70", "name": "PIKE CREEK MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1581, "dollarVol": 484425000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2230, "totalOriginated": 1581, "actionTaken": { "1": 1581, "2": 0, "3": 75, "4": 238, "5": 105, "6": 0, "7": 11, "8": 220 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 238, "incompleteCount": 105, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X6OAHFW6BUT219", "name": "WESTconsin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1579, "dollarVol": 246705000, "branches": 3, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2400, "totalOriginated": 1579, "actionTaken": { "1": 1579, "2": 18, "3": 401, "4": 274, "5": 128, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 401, "withdrawalCount": 274, "incompleteCount": 128, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XYE7QL54NMB52", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1578, "dollarVol": 180020000, "branches": 3, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2134, "totalOriginated": 1610, "actionTaken": { "1": 1610, "2": 9, "3": 200, "4": 281, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 281, "incompleteCount": 34, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGE82WIZC87Y08", "name": "JEANNE D'ARC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1576, "dollarVol": 541740000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1918, "totalOriginated": 1576, "actionTaken": { "1": 1576, "2": 51, "3": 143, "4": 124, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 124, "incompleteCount": 24, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UB5TJ0YPVPT503", "name": "MASON MCDUFFIE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1575, "dollarVol": 713355000, "branches": 3, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2424, "totalOriginated": 1575, "actionTaken": { "1": 1575, "2": 17, "3": 142, "4": 683, "5": 1, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 683, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MH5OXXJKWZZY83", "name": "GENERAL ELECTRIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1569, "dollarVol": 459435000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2160, "totalOriginated": 1569, "actionTaken": { "1": 1569, "2": 5, "3": 111, "4": 329, "5": 31, "6": 115, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 329, "incompleteCount": 31, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 115, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007L4GYNO2PUBS09", "name": "MEMBER FIRST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1569, "dollarVol": 379025000, "branches": 3, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3612, "totalOriginated": 1569, "actionTaken": { "1": 1569, "2": 147, "3": 571, "4": 762, "5": 563, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 571, "withdrawalCount": 762, "incompleteCount": 563, "approvedNotAcceptedCount": 147, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VG7NKKVNYENV67", "name": "CCFCU FUNDING, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1569, "dollarVol": 401805000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.097, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1767, "totalOriginated": 1569, "actionTaken": { "1": 1569, "2": 23, "3": 48, "4": 117, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 117, "incompleteCount": 10, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCEUZLVML1J263", "name": "RADIUS FINANCIAL GROUP INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1562, "dollarVol": 565800000, "branches": 3, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2042, "totalOriginated": 1562, "actionTaken": { "1": 1562, "2": 11, "3": 97, "4": 291, "5": 81, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 291, "incompleteCount": 81, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003BXKRGHQHRJV38", "name": "ITHINK FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1557, "dollarVol": 539205000, "branches": 3, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2115, "totalOriginated": 1557, "actionTaken": { "1": 1557, "2": 40, "3": 214, "4": 231, "5": 71, "6": 1, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 214, "withdrawalCount": 231, "incompleteCount": 71, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBUJWYNN8AXN69", "name": "CBM Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1556, "dollarVol": 444080000, "branches": 3, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1827, "totalOriginated": 1556, "actionTaken": { "1": 1556, "2": 7, "3": 20, "4": 239, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 239, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000F6NFDOVVZP043", "name": "FIRST STATE MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1550, "dollarVol": 334970000, "branches": 3, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1915, "totalOriginated": 1550, "actionTaken": { "1": 1550, "2": 11, "3": 68, "4": 228, "5": 58, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 228, "incompleteCount": 58, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYLNCM8KWF7B15", "name": "TRUWEST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1546, "dollarVol": 426500000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2249, "totalOriginated": 1546, "actionTaken": { "1": 1546, "2": 40, "3": 364, "4": 294, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 364, "withdrawalCount": 294, "incompleteCount": 5, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300323EON4W3CCM44", "name": "RESICENTRAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1545, "dollarVol": 581955000, "branches": 3, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2581, "totalOriginated": 1545, "actionTaken": { "1": 1545, "2": 135, "3": 120, "4": 769, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 769, "incompleteCount": 12, "approvedNotAcceptedCount": 135, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CLWQN2S6IZK91", "name": "Armed Forces Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1542, "dollarVol": 613190000, "branches": 3, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.098, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2499, "totalOriginated": 1544, "actionTaken": { "1": 1544, "2": 42, "3": 133, "4": 618, "5": 128, "6": 0, "7": 24, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 618, "incompleteCount": 128, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7G2MW6V1OR474", "name": "VICTORIAN FINANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1537, "dollarVol": 386865000, "branches": 3, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2093, "totalOriginated": 1537, "actionTaken": { "1": 1537, "2": 0, "3": 41, "4": 515, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 515, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AHLSHUJOTJG402", "name": "Colony Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1536, "dollarVol": 471450000, "branches": 3, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1956, "totalOriginated": 1536, "actionTaken": { "1": 1536, "2": 21, "3": 57, "4": 318, "5": 23, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 318, "incompleteCount": 23, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TE5E6DWAI74K71", "name": "GEORGIA UNITED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1532, "dollarVol": 201860000, "branches": 3, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2757, "totalOriginated": 1532, "actionTaken": { "1": 1532, "2": 15, "3": 645, "4": 363, "5": 202, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 645, "withdrawalCount": 363, "incompleteCount": 202, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LPT41QBMAC7948", "name": "SOUTH CENTRAL BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1531, "dollarVol": 294185000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1932, "totalOriginated": 1531, "actionTaken": { "1": 1531, "2": 0, "3": 135, "4": 266, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 266, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B81YWV4GBENI49", "name": "First Internet Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1523, "dollarVol": 516875000, "branches": 3, "states": 50, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3165, "totalOriginated": 1523, "actionTaken": { "1": 1523, "2": 101, "3": 398, "4": 57, "5": 839, "6": 220, "7": 27, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 398, "withdrawalCount": 57, "incompleteCount": 839, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 220, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QVY14BXG42N39", "name": "Institution for Savings in Newburyport and Its Vicinity", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1522, "dollarVol": 815060000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1979, "totalOriginated": 1522, "actionTaken": { "1": 1522, "2": 44, "3": 122, "4": 169, "5": 31, "6": 91, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 169, "incompleteCount": 31, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 91, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVOSI4XZZGUE14", "name": "VERITAS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1515, "dollarVol": 569485000, "branches": 3, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.05, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3634, "totalOriginated": 1515, "actionTaken": { "1": 1515, "2": 198, "3": 178, "4": 169, "5": 1574, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 178, "withdrawalCount": 169, "incompleteCount": 1574, "approvedNotAcceptedCount": 198, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZP3UHKYJ5ET63", "name": "Tinker Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1512, "dollarVol": 160290000, "branches": 3, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2901, "totalOriginated": 1507, "actionTaken": { "1": 1507, "2": 300, "3": 430, "4": 172, "5": 22, "6": 0, "7": 223, "8": 247 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 430, "withdrawalCount": 172, "incompleteCount": 22, "approvedNotAcceptedCount": 300, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007DIB8YPDM6NR52", "name": "MARINE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1509, "dollarVol": 188555000, "branches": 3, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3505, "totalOriginated": 1509, "actionTaken": { "1": 1509, "2": 227, "3": 855, "4": 886, "5": 26, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 855, "withdrawalCount": 886, "incompleteCount": 26, "approvedNotAcceptedCount": 227, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JKWAH734HBIE78", "name": "Mascoma Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1507, "dollarVol": 493835000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1971, "totalOriginated": 1507, "actionTaken": { "1": 1507, "2": 82, "3": 217, "4": 119, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 217, "withdrawalCount": 119, "incompleteCount": 46, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4F5COFJE0DN81", "name": "ONY GLO, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1507, "dollarVol": 797145000, "branches": 3, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.06, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2358, "totalOriginated": 1507, "actionTaken": { "1": 1507, "2": 14, "3": 784, "4": 38, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 784, "withdrawalCount": 38, "incompleteCount": 15, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O5WDIJU8S7OI05", "name": "Stride Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1502, "dollarVol": 358810000, "branches": 3, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1865, "totalOriginated": 1502, "actionTaken": { "1": 1502, "2": 3, "3": 55, "4": 305, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 305, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKOCNDPE0N7X40", "name": "St. Mary's Bank Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1501, "dollarVol": 309995000, "branches": 3, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2184, "totalOriginated": 1501, "actionTaken": { "1": 1501, "2": 58, "3": 483, "4": 140, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 483, "withdrawalCount": 140, "incompleteCount": 0, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "0S8H5NJFLHEVJXVTQ413", "name": "Columbia State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1500, "dollarVol": 741740000, "branches": 3, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2565, "totalOriginated": 1500, "actionTaken": { "1": 1500, "2": 74, "3": 728, "4": 122, "5": 30, "6": 0, "7": 27, "8": 84 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 728, "withdrawalCount": 122, "incompleteCount": 30, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQ5NY7CSJLZW53", "name": "First Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1498, "dollarVol": 390920000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2020, "totalOriginated": 1498, "actionTaken": { "1": 1498, "2": 11, "3": 160, "4": 330, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 330, "incompleteCount": 21, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZIXM1VUXPG4D03", "name": "Florida Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1496, "dollarVol": 771250000, "branches": 2, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.083, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2256, "totalOriginated": 1496, "actionTaken": { "1": 1496, "2": 44, "3": 222, "4": 196, "5": 126, "6": 65, "7": 25, "8": 82 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 222, "withdrawalCount": 196, "incompleteCount": 126, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 65, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N5168AC238149", "name": "OceanFirst Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1493, "dollarVol": 872195000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2610, "totalOriginated": 1493, "actionTaken": { "1": 1493, "2": 141, "3": 582, "4": 153, "5": 8, "6": 225, "7": 2, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 582, "withdrawalCount": 153, "incompleteCount": 8, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 225, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZS1TR1B4LHX377", "name": "Firefighters First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1490, "dollarVol": 369810000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1864, "totalOriginated": 1490, "actionTaken": { "1": 1490, "2": 10, "3": 65, "4": 263, "5": 15, "6": 0, "7": 6, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 263, "incompleteCount": 15, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDDWLC5I8K6C44", "name": "ORANGE COUNTY'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1489, "dollarVol": 361185000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2570, "totalOriginated": 1489, "actionTaken": { "1": 1489, "2": 48, "3": 435, "4": 293, "5": 157, "6": 0, "7": 14, "8": 134 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 435, "withdrawalCount": 293, "incompleteCount": 157, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S7EJRY2DY1UR88", "name": "SUN AMERICAN MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1485, "dollarVol": 475025000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2015, "totalOriginated": 1485, "actionTaken": { "1": 1485, "2": 0, "3": 22, "4": 483, "5": 12, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 483, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009B17HXCVXTD608", "name": "JMAC LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1484, "dollarVol": 916200000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.086, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2923, "totalOriginated": 1484, "actionTaken": { "1": 1484, "2": 31, "3": 248, "4": 891, "5": 164, "6": 0, "7": 6, "8": 99 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 248, "withdrawalCount": 891, "incompleteCount": 164, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOAKQX3BEWWT56", "name": "CLM MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1479, "dollarVol": 542905000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2197, "totalOriginated": 1479, "actionTaken": { "1": 1479, "2": 0, "3": 38, "4": 649, "5": 3, "6": 0, "7": 0, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 649, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RRQHIHHM9I4K21", "name": "CREDIT UNION OF AMERICA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1477, "dollarVol": 151715000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2541, "totalOriginated": 1477, "actionTaken": { "1": 1477, "2": 446, "3": 545, "4": 61, "5": 11, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 545, "withdrawalCount": 61, "incompleteCount": 11, "approvedNotAcceptedCount": 446, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "UBNR8NKAK8J9JL4NZF88", "name": "The State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1477, "dollarVol": 362545000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3303, "totalOriginated": 1477, "actionTaken": { "1": 1477, "2": 21, "3": 196, "4": 243, "5": 31, "6": 0, "7": 341, "8": 994 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 243, "incompleteCount": 31, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490012KFFZI81TDT02", "name": "The Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1474, "dollarVol": 337890000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2075, "totalOriginated": 1474, "actionTaken": { "1": 1474, "2": 69, "3": 181, "4": 219, "5": 20, "6": 0, "7": 34, "8": 78 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 181, "withdrawalCount": 219, "incompleteCount": 20, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WC12JROIUVWY16", "name": "SOUTH CAROLINA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1471, "dollarVol": 297035000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2173, "totalOriginated": 1471, "actionTaken": { "1": 1471, "2": 17, "3": 105, "4": 562, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 562, "incompleteCount": 18, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PEWJWBNEOSS013", "name": "BAYSHORE MORTGAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1465, "dollarVol": 402955000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2104, "totalOriginated": 1465, "actionTaken": { "1": 1465, "2": 12, "3": 126, "4": 488, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 488, "incompleteCount": 13, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XLRD9QLLJRCB89", "name": "GREYLOCK FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1463, "dollarVol": 226935000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1973, "totalOriginated": 1463, "actionTaken": { "1": 1463, "2": 85, "3": 163, "4": 198, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 198, "incompleteCount": 64, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z77WUYJM3QG591", "name": "First PREMIER Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1461, "dollarVol": 290535000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2219, "totalOriginated": 1461, "actionTaken": { "1": 1461, "2": 16, "3": 269, "4": 463, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 269, "withdrawalCount": 463, "incompleteCount": 10, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008LUH7QKMXQ8N53", "name": "Flanagan State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1460, "dollarVol": 254700000, "branches": 2, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2195, "totalOriginated": 1460, "actionTaken": { "1": 1460, "2": 21, "3": 317, "4": 397, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 317, "withdrawalCount": 397, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L0MIAM922ZEC34", "name": "Mid Penn Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1457, "dollarVol": 368945000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.092, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2050, "totalOriginated": 1457, "actionTaken": { "1": 1457, "2": 19, "3": 249, "4": 310, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 249, "withdrawalCount": 310, "incompleteCount": 15, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FSTFO9AWR2J40", "name": "ROCKLAND Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1450, "dollarVol": 269680000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2083, "totalOriginated": 1450, "actionTaken": { "1": 1450, "2": 68, "3": 323, "4": 198, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 323, "withdrawalCount": 198, "incompleteCount": 44, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001I7Z53NDBE4X59", "name": "ALTITUDE FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1449, "dollarVol": 416525000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1934, "totalOriginated": 1449, "actionTaken": { "1": 1449, "2": 31, "3": 27, "4": 421, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 421, "incompleteCount": 6, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LO3MP4RAI32X70", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1448, "dollarVol": 514300000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1774, "totalOriginated": 1448, "actionTaken": { "1": 1448, "2": 209, "3": 39, "4": 71, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 71, "incompleteCount": 7, "approvedNotAcceptedCount": 209, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MSO8KVQ05D2J27", "name": "Workers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1445, "dollarVol": 348195000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2015, "totalOriginated": 1445, "actionTaken": { "1": 1445, "2": 27, "3": 301, "4": 163, "5": 79, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 301, "withdrawalCount": 163, "incompleteCount": 79, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001SI0EMFPT39035", "name": "Cornerstone First Mortgage, Inc", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1445, "dollarVol": 617995000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2490, "totalOriginated": 1445, "actionTaken": { "1": 1445, "2": 161, "3": 144, "4": 723, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 723, "incompleteCount": 17, "approvedNotAcceptedCount": 161, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CEBR2F5Y0F1A15", "name": "Kennebec Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1444, "dollarVol": 258390000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2271, "totalOriginated": 1444, "actionTaken": { "1": 1444, "2": 216, "3": 173, "4": 43, "5": 20, "6": 1, "7": 95, "8": 279 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 43, "incompleteCount": 20, "approvedNotAcceptedCount": 216, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LAP3ULXM1YB66", "name": "FIRST EQUITY MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1443, "dollarVol": 306945000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2812, "totalOriginated": 1443, "actionTaken": { "1": 1443, "2": 25, "3": 519, "4": 780, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 519, "withdrawalCount": 780, "incompleteCount": 45, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004HIVU0YCM5QS92", "name": "INTERRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1432, "dollarVol": 217400000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1865, "totalOriginated": 1432, "actionTaken": { "1": 1432, "2": 38, "3": 258, "4": 114, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 258, "withdrawalCount": 114, "incompleteCount": 23, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W45D2J6BT4LX65", "name": "ALL CREDIT CONSIDERED MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1431, "dollarVol": 548625000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1431, "totalOriginated": 1431, "actionTaken": { "1": 1431, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "875500CPQ9Z7QEFE5G90", "name": "LOANPEOPLE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1430, "dollarVol": 598830000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2048, "totalOriginated": 1430, "actionTaken": { "1": 1430, "2": 7, "3": 31, "4": 578, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 578, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NT030LXB2A8T82", "name": "MY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1427, "dollarVol": 476025000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2418, "totalOriginated": 1427, "actionTaken": { "1": 1427, "2": 52, "3": 122, "4": 513, "5": 304, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 513, "incompleteCount": 304, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEI60WAHWQ3110", "name": "KITSAP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1424, "dollarVol": 145430000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2461, "totalOriginated": 1424, "actionTaken": { "1": 1424, "2": 265, "3": 583, "4": 169, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 583, "withdrawalCount": 169, "incompleteCount": 20, "approvedNotAcceptedCount": 265, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q6IHGQO7INVC79", "name": "The Lyons National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1422, "dollarVol": 263580000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1627, "totalOriginated": 1422, "actionTaken": { "1": 1422, "2": 79, "3": 72, "4": 52, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWXIW3CFTANH88", "name": "SOOPER Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1421, "dollarVol": 231775000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1875, "totalOriginated": 1421, "actionTaken": { "1": 1421, "2": 0, "3": 185, "4": 269, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 269, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYQ8ZT1NUXRM52", "name": "WESTERRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1421, "dollarVol": 289205000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2179, "totalOriginated": 1421, "actionTaken": { "1": 1421, "2": 188, "3": 341, "4": 193, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 341, "withdrawalCount": 193, "incompleteCount": 36, "approvedNotAcceptedCount": 188, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5GU86M1X2DG56", "name": "Central Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1417, "dollarVol": 363835000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1687, "totalOriginated": 1417, "actionTaken": { "1": 1417, "2": 35, "3": 118, "4": 116, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 116, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPSJZO10ZAX556", "name": "AMERICAN HERITAGE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1414, "dollarVol": 400070000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2347, "totalOriginated": 1414, "actionTaken": { "1": 1414, "2": 0, "3": 141, "4": 712, "5": 77, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 712, "incompleteCount": 77, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007NTZZX7VJJPB03", "name": "TexasBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1414, "dollarVol": 343600000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2266, "totalOriginated": 1414, "actionTaken": { "1": 1414, "2": 13, "3": 22, "4": 431, "5": 8, "6": 378, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 431, "incompleteCount": 8, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 378, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TCY9QY8BRDQJ12", "name": "UNITED NORTHERN MORTGAGE BANKERS LIMITED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1414, "dollarVol": 601000000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2190, "totalOriginated": 1414, "actionTaken": { "1": 1414, "2": 193, "3": 118, "4": 306, "5": 159, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 306, "incompleteCount": 159, "approvedNotAcceptedCount": 193, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7UH8QCS8WQ406", "name": "PURDUE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1413, "dollarVol": 322435000, "branches": 2, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1922, "totalOriginated": 1413, "actionTaken": { "1": 1413, "2": 3, "3": 263, "4": 222, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 263, "withdrawalCount": 222, "incompleteCount": 21, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000ZB0IHPJ66BJ32", "name": "Luther Burbank Savings", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1411, "dollarVol": 2048175000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1927, "totalOriginated": 1411, "actionTaken": { "1": 1411, "2": 15, "3": 211, "4": 265, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 211, "withdrawalCount": 265, "incompleteCount": 25, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XJV6Y8XQYPX87", "name": "ABERDEEN PROVING GROUND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1405, "dollarVol": 149985000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.078, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2732, "totalOriginated": 1405, "actionTaken": { "1": 1405, "2": 17, "3": 488, "4": 145, "5": 17, "6": 0, "7": 431, "8": 229 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 488, "withdrawalCount": 145, "incompleteCount": 17, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KQHWNSVCE2MY88", "name": "SIRVA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1405, "dollarVol": 571115000, "branches": 2, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4244, "totalOriginated": 1405, "actionTaken": { "1": 1405, "2": 539, "3": 72, "4": 53, "5": 4, "6": 0, "7": 610, "8": 1561 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 53, "incompleteCount": 4, "approvedNotAcceptedCount": 539, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300038578ZJ284Y20", "name": "SILVER HILL FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1402, "dollarVol": 524460000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3710, "totalOriginated": 1402, "actionTaken": { "1": 1402, "2": 0, "3": 406, "4": 1902, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 406, "withdrawalCount": 1902, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2B1ZNGX3H8U54", "name": "Texas Tech Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1401, "dollarVol": 354605000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1702, "totalOriginated": 1401, "actionTaken": { "1": 1401, "2": 0, "3": 34, "4": 265, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 265, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MNIT450KPDA114", "name": "ADVANTIS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1399, "dollarVol": 256615000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.053, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2472, "totalOriginated": 1399, "actionTaken": { "1": 1399, "2": 392, "3": 221, "4": 173, "5": 119, "6": 0, "7": 53, "8": 115 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 221, "withdrawalCount": 173, "incompleteCount": 119, "approvedNotAcceptedCount": 392, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BDGU9FU91PQA51", "name": "The Union Bank Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1393, "dollarVol": 289305000, "branches": 2, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2054, "totalOriginated": 1393, "actionTaken": { "1": 1393, "2": 21, "3": 182, "4": 266, "5": 192, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 266, "incompleteCount": 192, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJF420N3F01V87", "name": "Equity Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1393, "dollarVol": 259515000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1890, "totalOriginated": 1393, "actionTaken": { "1": 1393, "2": 7, "3": 279, "4": 177, "5": 21, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 279, "withdrawalCount": 177, "incompleteCount": 21, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T560RY8NY4EY89", "name": "The Ephrata National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1392, "dollarVol": 305660000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.096, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1811, "totalOriginated": 1392, "actionTaken": { "1": 1392, "2": 82, "3": 244, "4": 68, "5": 11, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 244, "withdrawalCount": 68, "incompleteCount": 11, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KRHOMDHAKS8L29", "name": "SHARONVIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1389, "dollarVol": 220795000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2681, "totalOriginated": 1389, "actionTaken": { "1": 1389, "2": 336, "3": 873, "4": 82, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 873, "withdrawalCount": 82, "incompleteCount": 1, "approvedNotAcceptedCount": 336, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JNTZTF40KCOF79", "name": "Republic Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1389, "dollarVol": 758075000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2066, "totalOriginated": 1389, "actionTaken": { "1": 1389, "2": 15, "3": 422, "4": 230, "5": 8, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 422, "withdrawalCount": 230, "incompleteCount": 8, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065B0NVUO52TY13", "name": "AmRes Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1389, "dollarVol": 536285000, "branches": 2, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2309, "totalOriginated": 1389, "actionTaken": { "1": 1389, "2": 324, "3": 278, "4": 318, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 278, "withdrawalCount": 318, "incompleteCount": 0, "approvedNotAcceptedCount": 324, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IV3BQZRSE82O16", "name": "GECU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1388, "dollarVol": 185310000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2824, "totalOriginated": 1388, "actionTaken": { "1": 1388, "2": 611, "3": 540, "4": 234, "5": 48, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 540, "withdrawalCount": 234, "incompleteCount": 48, "approvedNotAcceptedCount": 611, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FFZUXK3B729T97", "name": "Deseret First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1386, "dollarVol": 242630000, "branches": 2, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1688, "totalOriginated": 1386, "actionTaken": { "1": 1386, "2": 35, "3": 183, "4": 48, "5": 35, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 48, "incompleteCount": 35, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BHZ2N82ENVH10", "name": "Lend Smart Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1385, "dollarVol": 406145000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1982, "totalOriginated": 1385, "actionTaken": { "1": 1385, "2": 12, "3": 159, "4": 406, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 406, "incompleteCount": 20, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021QRU8VXNS6152", "name": "Sound Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1384, "dollarVol": 273750000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2748, "totalOriginated": 1384, "actionTaken": { "1": 1384, "2": 56, "3": 545, "4": 239, "5": 318, "6": 0, "7": 69, "8": 137 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 545, "withdrawalCount": 239, "incompleteCount": 318, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CK7U1WMTIG6687", "name": "HIGHTECHLENDING INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1382, "dollarVol": 535360000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1987, "totalOriginated": 1382, "actionTaken": { "1": 1382, "2": 212, "3": 40, "4": 282, "5": 71, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 282, "incompleteCount": 71, "approvedNotAcceptedCount": 212, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NN0PRX3I4QGG46", "name": "Mid-Continent Funding, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1380, "dollarVol": 399800000, "branches": 2, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2289, "totalOriginated": 1380, "actionTaken": { "1": 1380, "2": 138, "3": 219, "4": 407, "5": 145, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 219, "withdrawalCount": 407, "incompleteCount": 145, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUKQ6W1CY6QK47", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1375, "dollarVol": 283085000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1641, "totalOriginated": 1375, "actionTaken": { "1": 1375, "2": 22, "3": 103, "4": 114, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 114, "incompleteCount": 27, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX4OGRPOOEH505", "name": "Oakstar Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1374, "dollarVol": 401100000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1673, "totalOriginated": 1374, "actionTaken": { "1": 1374, "2": 27, "3": 52, "4": 220, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 220, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR4BCLQFU47165", "name": "I. H. MISSISSIPPI VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1374, "dollarVol": 218050000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3609, "totalOriginated": 1374, "actionTaken": { "1": 1374, "2": 182, "3": 287, "4": 16, "5": 17, "6": 0, "7": 758, "8": 975 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 287, "withdrawalCount": 16, "incompleteCount": 17, "approvedNotAcceptedCount": 182, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIBPMHJJ84YQ06", "name": "Traditions Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1373, "dollarVol": 350925000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1598, "totalOriginated": 1373, "actionTaken": { "1": 1373, "2": 25, "3": 52, "4": 146, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 146, "incompleteCount": 2, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SYR11CYON0JE74", "name": "BAYCOAST MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1372, "dollarVol": 628350000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1817, "totalOriginated": 1372, "actionTaken": { "1": 1372, "2": 27, "3": 92, "4": 237, "5": 28, "6": 0, "7": 14, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 237, "incompleteCount": 28, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHGNOLF14HHS09", "name": "Cambridge Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1370, "dollarVol": 905340000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1737, "totalOriginated": 1370, "actionTaken": { "1": 1370, "2": 17, "3": 143, "4": 143, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 143, "incompleteCount": 64, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBSU5FHMDN5F74", "name": "FIRST SOURCE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1369, "dollarVol": 141875000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1673, "totalOriginated": 1379, "actionTaken": { "1": 1379, "2": 6, "3": 102, "4": 182, "5": 3, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 182, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BU5TSYOCF3Y655", "name": "INLAND BANK & TRUST", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1362, "dollarVol": 384400000, "branches": 2, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1986, "totalOriginated": 1362, "actionTaken": { "1": 1362, "2": 31, "3": 164, "4": 301, "5": 126, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 301, "incompleteCount": 126, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001UYBOONMFYPR30", "name": "Legacy Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1361, "dollarVol": 576735000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1712, "totalOriginated": 1361, "actionTaken": { "1": 1361, "2": 4, "3": 36, "4": 309, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 309, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KI7219LQKCI772", "name": "First Western Trust Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1357, "dollarVol": 833615000, "branches": 2, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1817, "totalOriginated": 1357, "actionTaken": { "1": 1357, "2": 85, "3": 10, "4": 240, "5": 125, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 240, "incompleteCount": 125, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008X67CV1MNM7747", "name": "MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1354, "dollarVol": 640050000, "branches": 2, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2523, "totalOriginated": 1354, "actionTaken": { "1": 1354, "2": 393, "3": 96, "4": 675, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 675, "incompleteCount": 5, "approvedNotAcceptedCount": 393, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZOY3XB2DNSZ34", "name": "USAlliance Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1353, "dollarVol": 584415000, "branches": 2, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2095, "totalOriginated": 1353, "actionTaken": { "1": 1353, "2": 7, "3": 251, "4": 400, "5": 84, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 251, "withdrawalCount": 400, "incompleteCount": 84, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DTLB5WWMBJAD86", "name": "Bank Five Nine", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1348, "dollarVol": 400120000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1948, "totalOriginated": 1348, "actionTaken": { "1": 1348, "2": 100, "3": 74, "4": 136, "5": 28, "6": 4, "7": 58, "8": 200 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 136, "incompleteCount": 28, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5018DD89WPX79", "name": "ARBOR FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1344, "dollarVol": 197810000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1862, "totalOriginated": 1344, "actionTaken": { "1": 1344, "2": 13, "3": 119, "4": 368, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 368, "incompleteCount": 18, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZBGVXBAMCRG16", "name": "Florida Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1340, "dollarVol": 132100000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6615, "totalOriginated": 1340, "actionTaken": { "1": 1340, "2": 106, "3": 1573, "4": 1255, "5": 170, "6": 0, "7": 1698, "8": 473 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1573, "withdrawalCount": 1255, "incompleteCount": 170, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "II61D6IY86YZ37HBBL25", "name": "Bankers Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1335, "dollarVol": 412845000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.095, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1600, "totalOriginated": 1335, "actionTaken": { "1": 1335, "2": 23, "3": 95, "4": 139, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 139, "incompleteCount": 8, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004OC91L41W9XR37", "name": "Educational Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1327, "dollarVol": 178735000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3028, "totalOriginated": 1327, "actionTaken": { "1": 1327, "2": 283, "3": 1341, "4": 73, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1341, "withdrawalCount": 73, "incompleteCount": 4, "approvedNotAcceptedCount": 283, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5ZQEXZC4Y5G44", "name": "UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1323, "dollarVol": 377195000, "branches": 2, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2640, "totalOriginated": 1323, "actionTaken": { "1": 1323, "2": 58, "3": 358, "4": 374, "5": 25, "6": 502, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 358, "withdrawalCount": 374, "incompleteCount": 25, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 502, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0OVX5O63S8C68", "name": "WASHINGTON TRUST MORTGAGE COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1322, "dollarVol": 904130000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1783, "totalOriginated": 1322, "actionTaken": { "1": 1322, "2": 15, "3": 67, "4": 294, "5": 65, "6": 0, "7": 5, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 294, "incompleteCount": 65, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F3ZV3WV1ADSM47", "name": "MJW Financial LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1319, "dollarVol": 367225000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1845, "totalOriginated": 1319, "actionTaken": { "1": 1319, "2": 8, "3": 62, "4": 452, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 452, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HJA1Y85EJCGB90", "name": "Charter Oak Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1315, "dollarVol": 197035000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1877, "totalOriginated": 1315, "actionTaken": { "1": 1315, "2": 77, "3": 255, "4": 131, "5": 99, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 255, "withdrawalCount": 131, "incompleteCount": 99, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZZUYWXK72JD21", "name": "Frandsen Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1312, "dollarVol": 283960000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1577, "totalOriginated": 1312, "actionTaken": { "1": 1312, "2": 8, "3": 65, "4": 179, "5": 6, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 179, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3A68XVBMBX690", "name": "Shamrock Home Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1312, "dollarVol": 411390000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1783, "totalOriginated": 1312, "actionTaken": { "1": 1312, "2": 9, "3": 244, "4": 217, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 244, "withdrawalCount": 217, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V6GCDMRQZ34D96", "name": "Luxury Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1311, "dollarVol": 815635000, "branches": 2, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2683, "totalOriginated": 1311, "actionTaken": { "1": 1311, "2": 15, "3": 323, "4": 782, "5": 22, "6": 230, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 323, "withdrawalCount": 782, "incompleteCount": 22, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 230, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930013LUOQHFFSBB26", "name": "LEGACY MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1309, "dollarVol": 306615000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.074, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1819, "totalOriginated": 1309, "actionTaken": { "1": 1309, "2": 91, "3": 80, "4": 213, "5": 121, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 213, "incompleteCount": 121, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WRDGBHKR1BXL98", "name": "Merchants Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1306, "dollarVol": 4622930000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2956, "totalOriginated": 1306, "actionTaken": { "1": 1306, "2": 72, "3": 83, "4": 73, "5": 11, "6": 1411, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 73, "incompleteCount": 11, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 1411, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SV57592TPRW11", "name": "Corporate Investors Mortgage Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1297, "dollarVol": 493675000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1435, "totalOriginated": 1297, "actionTaken": { "1": 1297, "2": 0, "3": 3, "4": 134, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 134, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AZBM8V8SE0IT33", "name": "Park Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1294, "dollarVol": 210360000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1730, "totalOriginated": 1294, "actionTaken": { "1": 1294, "2": 12, "3": 205, "4": 130, "5": 89, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 205, "withdrawalCount": 130, "incompleteCount": 89, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930060KLIQD8MMSB55", "name": "Orrstown Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1292, "dollarVol": 333430000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1711, "totalOriginated": 1292, "actionTaken": { "1": 1292, "2": 34, "3": 283, "4": 94, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 283, "withdrawalCount": 94, "incompleteCount": 8, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JECR4UE0WVR04", "name": "MORTGAGE EXPRESS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1288, "dollarVol": 515090000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1863, "totalOriginated": 1288, "actionTaken": { "1": 1288, "2": 148, "3": 99, "4": 314, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 314, "incompleteCount": 14, "approvedNotAcceptedCount": 148, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009Y8ROUG903AQ21", "name": "STANFORD Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1285, "dollarVol": 761355000, "branches": 2, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1864, "totalOriginated": 1285, "actionTaken": { "1": 1285, "2": 159, "3": 84, "4": 121, "5": 39, "6": 0, "7": 3, "8": 173 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 121, "incompleteCount": 39, "approvedNotAcceptedCount": 159, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6J23SLH6AR815", "name": "Great Lakes", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1284, "dollarVol": 250360000, "branches": 2, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.063, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2203, "totalOriginated": 1284, "actionTaken": { "1": 1284, "2": 60, "3": 377, "4": 230, "5": 69, "6": 183, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 377, "withdrawalCount": 230, "incompleteCount": 69, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 183, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X8AUU3UC1ULZ79", "name": "FIRST EQUITY MORTGAGE INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1280, "dollarVol": 623520000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2805, "totalOriginated": 1280, "actionTaken": { "1": 1280, "2": 0, "3": 240, "4": 1285, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 240, "withdrawalCount": 1285, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q76VHK6FGPX546", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1277, "dollarVol": 350865000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1528, "totalOriginated": 1277, "actionTaken": { "1": 1277, "2": 13, "3": 81, "4": 141, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 141, "incompleteCount": 16, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M03EN3OQEDU087", "name": "KEESLER", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1275, "dollarVol": 218325000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3007, "totalOriginated": 1275, "actionTaken": { "1": 1275, "2": 21, "3": 1014, "4": 696, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1014, "withdrawalCount": 696, "incompleteCount": 1, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K2M70MU2D2F940", "name": "Citywide Banks", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1274, "dollarVol": 476630000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2035, "totalOriginated": 1274, "actionTaken": { "1": 1274, "2": 59, "3": 599, "4": 103, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 599, "withdrawalCount": 103, "incompleteCount": 0, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TZUUEG8RUJI536", "name": "LHM FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1274, "dollarVol": 411340000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2118, "totalOriginated": 1274, "actionTaken": { "1": 1274, "2": 85, "3": 141, "4": 602, "5": 0, "6": 0, "7": 16, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 602, "incompleteCount": 0, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOESI1GLKRL151", "name": "STEARNS LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1273, "dollarVol": 478005000, "branches": 2, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2028, "totalOriginated": 1273, "actionTaken": { "1": 1273, "2": 56, "3": 234, "4": 441, "5": 18, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 441, "incompleteCount": 18, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LEJ4HP6RMWD374", "name": "Abound Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1271, "dollarVol": 153765000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1951, "totalOriginated": 1271, "actionTaken": { "1": 1271, "2": 6, "3": 324, "4": 282, "5": 68, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 324, "withdrawalCount": 282, "incompleteCount": 68, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "LBIZXW7X2N50PETIH863", "name": "STAR Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1270, "dollarVol": 151220000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2247, "totalOriginated": 1270, "actionTaken": { "1": 1270, "2": 185, "3": 452, "4": 88, "5": 6, "6": 0, "7": 126, "8": 120 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 452, "withdrawalCount": 88, "incompleteCount": 6, "approvedNotAcceptedCount": 185, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "N4662XQCE3KKIZ6EZS08", "name": "People's United Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1269, "dollarVol": 435805000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2177, "totalOriginated": 1269, "actionTaken": { "1": 1269, "2": 27, "3": 557, "4": 238, "5": 85, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 557, "withdrawalCount": 238, "incompleteCount": 85, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LT75BG7Z054795", "name": "BAY CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1269, "dollarVol": 450765000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1590, "totalOriginated": 1269, "actionTaken": { "1": 1269, "2": 1, "3": 87, "4": 233, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 233, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2RDLPC5BL1Z93", "name": "Progress Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1268, "dollarVol": 493120000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1508, "totalOriginated": 1268, "actionTaken": { "1": 1268, "2": 48, "3": 30, "4": 162, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 162, "incompleteCount": 0, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005VBGFDRV6FSU19", "name": "HAWAII STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1267, "dollarVol": 332755000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2041, "totalOriginated": 1267, "actionTaken": { "1": 1267, "2": 8, "3": 450, "4": 184, "5": 132, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 450, "withdrawalCount": 184, "incompleteCount": 132, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLPU75MU7O0T38", "name": "Oriental Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1259, "dollarVol": 191525000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3045, "totalOriginated": 1259, "actionTaken": { "1": 1259, "2": 82, "3": 710, "4": 519, "5": 396, "6": 79, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 710, "withdrawalCount": 519, "incompleteCount": 396, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 79, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YX5RPSSMR88K92", "name": "MERCHANTS MORTGAGE & TRUST CORPORATION, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1258, "dollarVol": 646610000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1371, "totalOriginated": 1258, "actionTaken": { "1": 1258, "2": 1, "3": 1, "4": 111, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 111, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XMJQ1GSXUGT67", "name": "Wolfe Financial, Inc", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1257, "dollarVol": 302735000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1676, "totalOriginated": 1257, "actionTaken": { "1": 1257, "2": 0, "3": 38, "4": 381, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 381, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VMDPCBOQ43W3PZTYZL93", "name": "Middlesex Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1257, "dollarVol": 537815000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1524, "totalOriginated": 1257, "actionTaken": { "1": 1257, "2": 29, "3": 120, "4": 96, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 96, "incompleteCount": 22, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XSS1CPK8G7B851", "name": "ServisFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1254, "dollarVol": 1055590000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1481, "totalOriginated": 1254, "actionTaken": { "1": 1254, "2": 13, "3": 38, "4": 157, "5": 1, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 157, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VCMZ998IGOO33", "name": "NATION ONE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1254, "dollarVol": 314380000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.094, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1671, "totalOriginated": 1254, "actionTaken": { "1": 1254, "2": 0, "3": 80, "4": 329, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 329, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CXZHD5OTAISA91", "name": "MK LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1254, "dollarVol": 658940000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1337, "totalOriginated": 1254, "actionTaken": { "1": 1254, "2": 0, "3": 0, "4": 70, "5": 12, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 70, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUMD1WPCSXT518", "name": "Community National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1253, "dollarVol": 164155000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1523, "totalOriginated": 1253, "actionTaken": { "1": 1253, "2": 38, "3": 92, "4": 127, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 127, "incompleteCount": 13, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BQVRDMH5K9QS04", "name": "Frankenmuth Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1252, "dollarVol": 188450000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1544, "totalOriginated": 1252, "actionTaken": { "1": 1252, "2": 1, "3": 86, "4": 135, "5": 70, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 135, "incompleteCount": 70, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002OVIWOKVJME308", "name": "NEST HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1250, "dollarVol": 552920000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1708, "totalOriginated": 1250, "actionTaken": { "1": 1250, "2": 3, "3": 45, "4": 410, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 410, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNZET0P5BZ3J56", "name": "Morton Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1249, "dollarVol": 271555000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1517, "totalOriginated": 1249, "actionTaken": { "1": 1249, "2": 19, "3": 140, "4": 85, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 85, "incompleteCount": 24, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI3FDGO7UKFF39", "name": "EAST COAST CAPITAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1248, "dollarVol": 532880000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1966, "totalOriginated": 1248, "actionTaken": { "1": 1248, "2": 0, "3": 121, "4": 548, "5": 49, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 548, "incompleteCount": 49, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WMQ4WI6QXK7803", "name": "CHARLOTTE METRO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1246, "dollarVol": 195180000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2299, "totalOriginated": 1246, "actionTaken": { "1": 1246, "2": 16, "3": 348, "4": 117, "5": 66, "6": 0, "7": 458, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 348, "withdrawalCount": 117, "incompleteCount": 66, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UCNB01VMT4GV61", "name": "Envision Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1246, "dollarVol": 471320000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1546, "totalOriginated": 1246, "actionTaken": { "1": 1246, "2": 15, "3": 78, "4": 162, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 162, "incompleteCount": 45, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JS5JD63G4G8809", "name": "First Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1245, "dollarVol": 338875000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1749, "totalOriginated": 1245, "actionTaken": { "1": 1245, "2": 12, "3": 149, "4": 341, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 341, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S88V04SSPMA685", "name": "DEFINE MORTGAGE SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1242, "dollarVol": 356400000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2399, "totalOriginated": 1242, "actionTaken": { "1": 1242, "2": 659, "3": 334, "4": 163, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 334, "withdrawalCount": 163, "incompleteCount": 0, "approvedNotAcceptedCount": 659, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007AU24FVDMNUB40", "name": "Connexus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1241, "dollarVol": 151405000, "branches": 2, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 88, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 4, "3": 8, "4": 2, "5": 0, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SUM1U8US3D2Z03", "name": "First Federal Savings Bank of Twin Falls", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1238, "dollarVol": 304190000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2002, "totalOriginated": 1238, "actionTaken": { "1": 1238, "2": 1, "3": 200, "4": 468, "5": 95, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 468, "incompleteCount": 95, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2Z8GR3VL0QQ74", "name": "BLACK HILLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1237, "dollarVol": 264275000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1714, "totalOriginated": 1237, "actionTaken": { "1": 1237, "2": 53, "3": 196, "4": 215, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 215, "incompleteCount": 13, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4DV0VEDFHP667", "name": "CRESTMARK MORTGAGE COMPANY, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1236, "dollarVol": 582140000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1919, "totalOriginated": 1236, "actionTaken": { "1": 1236, "2": 12, "3": 33, "4": 638, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 638, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AZ4UOXI3Q53W34", "name": "A+ Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1235, "dollarVol": 252005000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3196, "totalOriginated": 1235, "actionTaken": { "1": 1235, "2": 67, "3": 333, "4": 502, "5": 66, "6": 916, "7": 7, "8": 70 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 333, "withdrawalCount": 502, "incompleteCount": 66, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 916, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Z74IVZXJ0XO35", "name": "SIKORSKY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1231, "dollarVol": 178695000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1910, "totalOriginated": 1231, "actionTaken": { "1": 1231, "2": 0, "3": 388, "4": 188, "5": 103, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 388, "withdrawalCount": 188, "incompleteCount": 103, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q61S3IBOJITT02", "name": "Fall River Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1225, "dollarVol": 478665000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1644, "totalOriginated": 1225, "actionTaken": { "1": 1225, "2": 55, "3": 170, "4": 141, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 141, "incompleteCount": 53, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJK68X6PQU2308", "name": "TELHIO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1225, "dollarVol": 166165000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1765, "totalOriginated": 1225, "actionTaken": { "1": 1225, "2": 63, "3": 286, "4": 159, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 286, "withdrawalCount": 159, "incompleteCount": 32, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O0SJ54M4D70R54", "name": "MERITRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1223, "dollarVol": 205465000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1878, "totalOriginated": 1223, "actionTaken": { "1": 1223, "2": 82, "3": 154, "4": 139, "5": 47, "6": 0, "7": 201, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 139, "incompleteCount": 47, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPUHFA5O769M51", "name": "Vellum Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1221, "dollarVol": 570635000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1497, "totalOriginated": 1221, "actionTaken": { "1": 1221, "2": 9, "3": 41, "4": 226, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 226, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GE8KIGZVQV1223", "name": "MORTGAGE EQUITY PARTNERS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1220, "dollarVol": 395260000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1607, "totalOriginated": 1220, "actionTaken": { "1": 1220, "2": 10, "3": 115, "4": 53, "5": 209, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 53, "incompleteCount": 209, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGDJQ37M5BE268", "name": "INB, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1219, "dollarVol": 441575000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1490, "totalOriginated": 1219, "actionTaken": { "1": 1219, "2": 10, "3": 85, "4": 164, "5": 10, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 164, "incompleteCount": 10, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6NSBOJBM9ED39", "name": "NuVision Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1219, "dollarVol": 318195000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2198, "totalOriginated": 1219, "actionTaken": { "1": 1219, "2": 2, "3": 709, "4": 224, "5": 40, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 709, "withdrawalCount": 224, "incompleteCount": 40, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004JGZVB2EPI6W51", "name": "Palmetto Citizens Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1218, "dollarVol": 110490000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "HELOC", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1694, "totalOriginated": 1218, "actionTaken": { "1": 1218, "2": 34, "3": 285, "4": 157, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 285, "withdrawalCount": 157, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G36820CW642I52", "name": "Huntingdon Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1213, "dollarVol": 389935000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1421, "totalOriginated": 1213, "actionTaken": { "1": 1213, "2": 7, "3": 58, "4": 91, "5": 48, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 91, "incompleteCount": 48, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "GDN5JXQ4P5NZE28ZRC90", "name": "City National Bank of Florida", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1211, "dollarVol": 1589065000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1895, "totalOriginated": 1211, "actionTaken": { "1": 1211, "2": 4, "3": 146, "4": 375, "5": 108, "6": 51, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 146, "withdrawalCount": 375, "incompleteCount": 108, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANF834QIIFUE57", "name": "A & N MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1210, "dollarVol": 460570000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.082, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1406, "totalOriginated": 1210, "actionTaken": { "1": 1210, "2": 15, "3": 25, "4": 155, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 155, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q9TCZDLU48CG18", "name": "First Commonwealth Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1209, "dollarVol": 135165000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1695, "totalOriginated": 1209, "actionTaken": { "1": 1209, "2": 78, "3": 274, "4": 133, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 274, "withdrawalCount": 133, "incompleteCount": 0, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YFPHIE78XPP635", "name": "Newtown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1208, "dollarVol": 402650000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1683, "totalOriginated": 1208, "actionTaken": { "1": 1208, "2": 14, "3": 82, "4": 265, "5": 86, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 265, "incompleteCount": 86, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6OBLSYWXXKH16", "name": "METRO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1208, "dollarVol": 527040000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1780, "totalOriginated": 1204, "actionTaken": { "1": 1204, "2": 32, "3": 105, "4": 321, "5": 91, "6": 0, "7": 10, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 321, "incompleteCount": 91, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "4EP6JBYBTPTQ47LZOB67", "name": "BNY Mellon, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1206, "dollarVol": 1850890000, "branches": 2, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1541, "totalOriginated": 1206, "actionTaken": { "1": 1206, "2": 49, "3": 92, "4": 85, "5": 34, "6": 0, "7": 20, "8": 55 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 85, "incompleteCount": 34, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y0J7L9XMNKTX90", "name": "CREDIT UNION OF DENVER", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1203, "dollarVol": 142145000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1636, "totalOriginated": 1203, "actionTaken": { "1": 1203, "2": 2, "3": 351, "4": 78, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 351, "withdrawalCount": 78, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "R7JQ9JTCFHXBQU4XIT26", "name": "Firstrust Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1200, "dollarVol": 513440000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1658, "totalOriginated": 1200, "actionTaken": { "1": 1200, "2": 102, "3": 121, "4": 105, "5": 109, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 105, "incompleteCount": 109, "approvedNotAcceptedCount": 102, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009XSE00M8B9R434", "name": "COUNTRYPLACE MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1198, "dollarVol": 165190000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 6902, "totalOriginated": 1198, "actionTaken": { "1": 1198, "2": 0, "3": 4007, "4": 1696, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4007, "withdrawalCount": 1696, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930091CYUK2SDZ6D37", "name": "BM Real Estate Services, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1198, "dollarVol": 595120000, "branches": 2, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2506, "totalOriginated": 1198, "actionTaken": { "1": 1198, "2": 35, "3": 256, "4": 581, "5": 436, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 256, "withdrawalCount": 581, "incompleteCount": 436, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VYK2WBD7SST478", "name": "Bank OZK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1193, "dollarVol": 378925000, "branches": 2, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2281, "totalOriginated": 1193, "actionTaken": { "1": 1193, "2": 55, "3": 799, "4": 234, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 799, "withdrawalCount": 234, "incompleteCount": 0, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4HQ7YDKUVEW39", "name": "VANTAGE WEST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1192, "dollarVol": 164360000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2327, "totalOriginated": 1192, "actionTaken": { "1": 1192, "2": 307, "3": 542, "4": 194, "5": 66, "6": 26, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 542, "withdrawalCount": 194, "incompleteCount": 66, "approvedNotAcceptedCount": 307, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8AI385EP1ZJCMUOZ8022", "name": "Landmark National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1186, "dollarVol": 250250000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1421, "totalOriginated": 1186, "actionTaken": { "1": 1186, "2": 5, "3": 57, "4": 172, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 172, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P2JMSUZCYLE858", "name": "Provident Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1184, "dollarVol": 626480000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1381, "totalOriginated": 1184, "actionTaken": { "1": 1184, "2": 1, "3": 8, "4": 149, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 149, "incompleteCount": 39, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JI0UWY4QIWDV89", "name": "NORTHPOINT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1183, "dollarVol": 403615000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1678, "totalOriginated": 1183, "actionTaken": { "1": 1183, "2": 4, "3": 99, "4": 337, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 337, "incompleteCount": 55, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QU641Z70NA3W22", "name": "Alpha Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1179, "dollarVol": 303545000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1179, "totalOriginated": 1179, "actionTaken": { "1": 1179, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUKY2I2HQ2AI44", "name": "POLISH & SLAVIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1179, "dollarVol": 301135000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1692, "totalOriginated": 1179, "actionTaken": { "1": 1179, "2": 41, "3": 250, "4": 175, "5": 47, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 250, "withdrawalCount": 175, "incompleteCount": 47, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006T9J2DMLJVRS64", "name": "Municipal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1175, "dollarVol": 286955000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2794, "totalOriginated": 1175, "actionTaken": { "1": 1175, "2": 180, "3": 733, "4": 473, "5": 181, "6": 0, "7": 51, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 733, "withdrawalCount": 473, "incompleteCount": 181, "approvedNotAcceptedCount": 180, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FJRICL380R4T46", "name": "Leaders Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1174, "dollarVol": 168330000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1978, "totalOriginated": 1174, "actionTaken": { "1": 1174, "2": 3, "3": 379, "4": 384, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 379, "withdrawalCount": 384, "incompleteCount": 38, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU3SP76R81WW62", "name": "COMMUNITY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1173, "dollarVol": 292645000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1330, "totalOriginated": 1173, "actionTaken": { "1": 1173, "2": 0, "3": 13, "4": 144, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 144, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LX8DA8FRHUUD51", "name": "Potlatch No. 1 Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1172, "dollarVol": 204660000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1770, "totalOriginated": 1172, "actionTaken": { "1": 1172, "2": 60, "3": 227, "4": 249, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 227, "withdrawalCount": 249, "incompleteCount": 62, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LDNBFL67R4FW27", "name": "The Farmers & Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1172, "dollarVol": 227040000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1910, "totalOriginated": 1172, "actionTaken": { "1": 1172, "2": 6, "3": 213, "4": 123, "5": 0, "6": 4, "7": 183, "8": 209 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 213, "withdrawalCount": 123, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMYQSCNQRCBL04", "name": "HIWAY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1171, "dollarVol": 154105000, "branches": 2, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1618, "totalOriginated": 1171, "actionTaken": { "1": 1171, "2": 50, "3": 130, "4": 221, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 221, "incompleteCount": 46, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDBTRK89DZRC13", "name": "FIBRE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1171, "dollarVol": 164125000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2054, "totalOriginated": 1171, "actionTaken": { "1": 1171, "2": 83, "3": 326, "4": 215, "5": 49, "6": 0, "7": 127, "8": 83 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 326, "withdrawalCount": 215, "incompleteCount": 49, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CQVBYQI6BDWS96", "name": "Community Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1171, "dollarVol": 136095000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1681, "totalOriginated": 1171, "actionTaken": { "1": 1171, "2": 0, "3": 231, "4": 262, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 231, "withdrawalCount": 262, "incompleteCount": 17, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008VCYW25D52ZC98", "name": "ARK MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1164, "dollarVol": 572600000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1919, "totalOriginated": 1164, "actionTaken": { "1": 1164, "2": 108, "3": 20, "4": 475, "5": 152, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 475, "incompleteCount": 152, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XY02VS45I5ZZ90", "name": "Lincoln Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1162, "dollarVol": 281300000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1515, "totalOriginated": 1162, "actionTaken": { "1": 1162, "2": 44, "3": 46, "4": 217, "5": 43, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 217, "incompleteCount": 43, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TB3TMP4RV5T078", "name": "NEW FED MORTGAGE, CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1161, "dollarVol": 463305000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1470, "totalOriginated": 1161, "actionTaken": { "1": 1161, "2": 8, "3": 53, "4": 200, "5": 48, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 200, "incompleteCount": 48, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VGBHF6SRXRR53", "name": "TECHNOLOGY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1158, "dollarVol": 556580000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1929, "totalOriginated": 1158, "actionTaken": { "1": 1158, "2": 214, "3": 350, "4": 76, "5": 16, "6": 40, "7": 1, "8": 74 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 350, "withdrawalCount": 76, "incompleteCount": 16, "approvedNotAcceptedCount": 214, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JFVFQFL816N45", "name": "ENCORE BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1157, "dollarVol": 797725000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1547, "totalOriginated": 1157, "actionTaken": { "1": 1157, "2": 28, "3": 90, "4": 272, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 272, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300STHIK6SGJQIY70", "name": "CREDIT UNION OF GEORGIA", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1156, "dollarVol": 138680000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1380, "totalOriginated": 1156, "actionTaken": { "1": 1156, "2": 44, "3": 135, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DEVPMBR765WH45", "name": "UTAH FIRST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1156, "dollarVol": 175160000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1722, "totalOriginated": 1156, "actionTaken": { "1": 1156, "2": 106, "3": 423, "4": 0, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 423, "withdrawalCount": 0, "incompleteCount": 37, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002J7RM1JLAXN553", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1155, "dollarVol": 277035000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1472, "totalOriginated": 1155, "actionTaken": { "1": 1155, "2": 10, "3": 140, "4": 155, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 155, "incompleteCount": 12, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T37KTTXKCK3416", "name": "Rivermark Community", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1154, "dollarVol": 233250000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1813, "totalOriginated": 1154, "actionTaken": { "1": 1154, "2": 51, "3": 222, "4": 190, "5": 161, "6": 0, "7": 17, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 222, "withdrawalCount": 190, "incompleteCount": 161, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0SQ8LYM3HBY12", "name": "COMMUNITY CHOICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1153, "dollarVol": 63075000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1612, "totalOriginated": 1153, "actionTaken": { "1": 1153, "2": 77, "3": 202, "4": 136, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 202, "withdrawalCount": 136, "incompleteCount": 44, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006P0JVBBAHVXV08", "name": "National Exchange Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1153, "dollarVol": 184055000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1803, "totalOriginated": 1153, "actionTaken": { "1": 1153, "2": 116, "3": 110, "4": 70, "5": 0, "6": 0, "7": 109, "8": 245 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 70, "incompleteCount": 0, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J4330IBZ0BBI43", "name": "ALL IN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1151, "dollarVol": 112905000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2349, "totalOriginated": 1151, "actionTaken": { "1": 1151, "2": 81, "3": 666, "4": 316, "5": 134, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 666, "withdrawalCount": 316, "incompleteCount": 134, "approvedNotAcceptedCount": 81, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003H8ECZKN77IZ88", "name": "Waukesha State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1150, "dollarVol": 351860000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1426, "totalOriginated": 1150, "actionTaken": { "1": 1150, "2": 43, "3": 112, "4": 62, "5": 58, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 62, "incompleteCount": 58, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPDFS1CLV7K329", "name": "CAMPUS USA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1150, "dollarVol": 204930000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1443, "totalOriginated": 1150, "actionTaken": { "1": 1150, "2": 0, "3": 88, "4": 177, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 177, "incompleteCount": 28, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUF3KS47ETXV22", "name": "CAPITAL COMMUNICATIONS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1145, "dollarVol": 167125000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1643, "totalOriginated": 1145, "actionTaken": { "1": 1145, "2": 8, "3": 152, "4": 207, "5": 131, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 207, "incompleteCount": 131, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2D8BPO6PJRB90", "name": "Armstrong Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1144, "dollarVol": 219090000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1630, "totalOriginated": 1144, "actionTaken": { "1": 1144, "2": 120, "3": 143, "4": 223, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 223, "incompleteCount": 0, "approvedNotAcceptedCount": 120, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VH4ZJNSI25781", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1142, "dollarVol": 441260000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1961, "totalOriginated": 1142, "actionTaken": { "1": 1142, "2": 12, "3": 324, "4": 338, "5": 85, "6": 5, "7": 28, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 324, "withdrawalCount": 338, "incompleteCount": 85, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930070JV4STJJ0XS74", "name": "NORTHEAST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1134, "dollarVol": 146350000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.065, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2368, "totalOriginated": 1134, "actionTaken": { "1": 1134, "2": 153, "3": 591, "4": 194, "5": 6, "6": 0, "7": 72, "8": 218 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 591, "withdrawalCount": 194, "incompleteCount": 6, "approvedNotAcceptedCount": 153, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VM8PTR1KD2A32", "name": "MEMBER ONE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1132, "dollarVol": 111590000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1645, "totalOriginated": 1132, "actionTaken": { "1": 1132, "2": 17, "3": 414, "4": 82, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 414, "withdrawalCount": 82, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001IK7UDPADKAG34", "name": "Unitus Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1131, "dollarVol": 233365000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2329, "totalOriginated": 1131, "actionTaken": { "1": 1131, "2": 138, "3": 694, "4": 161, "5": 51, "6": 0, "7": 25, "8": 129 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 694, "withdrawalCount": 161, "incompleteCount": 51, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOTES5TCS8T794", "name": "First Mid Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1131, "dollarVol": 257515000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1904, "totalOriginated": 1131, "actionTaken": { "1": 1131, "2": 11, "3": 307, "4": 166, "5": 0, "6": 4, "7": 284, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 307, "withdrawalCount": 166, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "KD3XUN7C6T14HNAYLU02", "name": "Goldman Sachs Bank USA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1131, "dollarVol": 3210275000, "branches": 2, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1504, "totalOriginated": 1131, "actionTaken": { "1": 1131, "2": 35, "3": 153, "4": 176, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 176, "incompleteCount": 9, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023DLYUOD6GKQ42", "name": "Hawthorn Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1131, "dollarVol": 267255000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.066, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1427, "totalOriginated": 1131, "actionTaken": { "1": 1131, "2": 0, "3": 115, "4": 180, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 180, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HN58ONH5KNJJ12", "name": "THOMPSON KANE & COMPANY, INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1127, "dollarVol": 348965000, "branches": 2, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.061, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1278, "totalOriginated": 1127, "actionTaken": { "1": 1127, "2": 0, "3": 14, "4": 137, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 137, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7W1NQ3BYZCB68", "name": "Bank Independent", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1126, "dollarVol": 220150000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1536, "totalOriginated": 1126, "actionTaken": { "1": 1126, "2": 18, "3": 124, "4": 268, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 268, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001V0VA7TN0MR237", "name": "HOMEWARD MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1125, "dollarVol": 414785000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1765, "totalOriginated": 1125, "actionTaken": { "1": 1125, "2": 1, "3": 0, "4": 639, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 639, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LH4LKHY2EIN26", "name": "Five Star Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1115, "dollarVol": 461955000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1473, "totalOriginated": 1115, "actionTaken": { "1": 1115, "2": 36, "3": 192, "4": 105, "5": 17, "6": 0, "7": 4, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 192, "withdrawalCount": 105, "incompleteCount": 17, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NH61PL6YYNH25", "name": "Provident Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1114, "dollarVol": 450920000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.051, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2076, "totalOriginated": 1114, "actionTaken": { "1": 1114, "2": 65, "3": 522, "4": 154, "5": 192, "6": 29, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 522, "withdrawalCount": 154, "incompleteCount": 192, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 29, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DE8TS4EYTPX729", "name": "AFFORDABLE MORTGAGE ADVISORS, LLC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1113, "dollarVol": 269515000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1310, "totalOriginated": 1113, "actionTaken": { "1": 1113, "2": 1, "3": 22, "4": 174, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 174, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PR22PLR6S8J02", "name": "The Fidelity Deposit and Discount Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1110, "dollarVol": 239160000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.054, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1406, "totalOriginated": 1110, "actionTaken": { "1": 1110, "2": 73, "3": 108, "4": 113, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 113, "incompleteCount": 2, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOW2HLRVN4O324", "name": "COMMUNITY 1ST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1110, "dollarVol": 104050000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.064, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1560, "totalOriginated": 1110, "actionTaken": { "1": 1110, "2": 5, "3": 134, "4": 274, "5": 24, "6": 0, "7": 5, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 274, "incompleteCount": 24, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MA7WP1WL8U431", "name": "VALLEY STRONG CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1108, "dollarVol": 265070000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1991, "totalOriginated": 1108, "actionTaken": { "1": 1108, "2": 38, "3": 347, "4": 213, "5": 114, "6": 0, "7": 67, "8": 104 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 347, "withdrawalCount": 213, "incompleteCount": 114, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGXROE7ZUGMP55", "name": "American National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1106, "dollarVol": 298370000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1273, "totalOriginated": 1106, "actionTaken": { "1": 1106, "2": 10, "3": 62, "4": 86, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 86, "incompleteCount": 9, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPJVCRRFETOG85", "name": "HOMETRUST MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1099, "dollarVol": 330475000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1922, "totalOriginated": 1099, "actionTaken": { "1": 1099, "2": 2, "3": 165, "4": 498, "5": 138, "6": 1, "7": 18, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 498, "incompleteCount": 138, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TJ86W1ZK4LZ15", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1099, "dollarVol": 225225000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1624, "totalOriginated": 1099, "actionTaken": { "1": 1099, "2": 22, "3": 297, "4": 137, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 297, "withdrawalCount": 137, "incompleteCount": 69, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JE6M4A1G4LPS75", "name": "The Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1098, "dollarVol": 298140000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1518, "totalOriginated": 1098, "actionTaken": { "1": 1098, "2": 10, "3": 187, "4": 211, "5": 10, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 211, "incompleteCount": 10, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003SYL72OG7Y6S21", "name": "Superior National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1098, "dollarVol": 276020000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1322, "totalOriginated": 1111, "actionTaken": { "1": 1111, "2": 12, "3": 45, "4": 152, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 152, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZY55UGMUMI322", "name": "SmartBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1097, "dollarVol": 318655000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1691, "totalOriginated": 1097, "actionTaken": { "1": 1097, "2": 138, "3": 184, "4": 72, "5": 18, "6": 0, "7": 64, "8": 118 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 72, "incompleteCount": 18, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SK7KTN4QNPHP32", "name": "Citizens & Northern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1095, "dollarVol": 263465000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1335, "totalOriginated": 1095, "actionTaken": { "1": 1095, "2": 14, "3": 124, "4": 91, "5": 9, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 91, "incompleteCount": 9, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWURV8LBNGQ353", "name": "Firstar Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1094, "dollarVol": 226140000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1337, "totalOriginated": 1094, "actionTaken": { "1": 1094, "2": 0, "3": 30, "4": 211, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 211, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W1HU6IVVIEJ389", "name": "RANLIFE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1094, "dollarVol": 378270000, "branches": 2, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2037, "totalOriginated": 1094, "actionTaken": { "1": 1094, "2": 5, "3": 109, "4": 820, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 820, "incompleteCount": 9, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y6EUNN0KGMJW67", "name": "Commercial Lender LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1094, "dollarVol": 271970000, "branches": 2, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1094, "totalOriginated": 1094, "actionTaken": { "1": 1094, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1PL8LHKCBST97", "name": "SOMERSET TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1090, "dollarVol": 134050000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1334, "totalOriginated": 1090, "actionTaken": { "1": 1090, "2": 4, "3": 112, "4": 128, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 128, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6QWABFYI73E79", "name": "HAWAIIUSA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1090, "dollarVol": 362560000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1801, "totalOriginated": 1090, "actionTaken": { "1": 1090, "2": 82, "3": 478, "4": 130, "5": 10, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 478, "withdrawalCount": 130, "incompleteCount": 10, "approvedNotAcceptedCount": 82, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ML3H1LUVR1FP75", "name": "O Bee Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1087, "dollarVol": 195545000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1464, "totalOriginated": 1087, "actionTaken": { "1": 1087, "2": 45, "3": 176, "4": 154, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 176, "withdrawalCount": 154, "incompleteCount": 2, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LIZH7VW4DFJK44", "name": "Chickasaw Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1084, "dollarVol": 239310000, "branches": 2, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1889, "totalOriginated": 1084, "actionTaken": { "1": 1084, "2": 14, "3": 416, "4": 277, "5": 48, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 416, "withdrawalCount": 277, "incompleteCount": 48, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SLZFPDLWNB0O94", "name": "First Reliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1082, "dollarVol": 299560000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.081, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1306, "totalOriginated": 1082, "actionTaken": { "1": 1082, "2": 43, "3": 95, "4": 83, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 83, "incompleteCount": 3, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A4ZI1DF2OO1B51", "name": "MERIWEST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1080, "dollarVol": 309920000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1342, "totalOriginated": 1080, "actionTaken": { "1": 1080, "2": 0, "3": 235, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 235, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080F7BZFCWNV450", "name": "WEST PENN FINANCIAL SERVICE CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1078, "dollarVol": 214460000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1259, "totalOriginated": 1078, "actionTaken": { "1": 1078, "2": 0, "3": 62, "4": 119, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 119, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006QG55R8V712J33", "name": "Red River Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1077, "dollarVol": 277485000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1414, "totalOriginated": 1077, "actionTaken": { "1": 1077, "2": 21, "3": 85, "4": 218, "5": 0, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 218, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030C6U0HERIQ090", "name": "COMMUNITY CREDIT UNION OF FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1077, "dollarVol": 138275000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1732, "totalOriginated": 1077, "actionTaken": { "1": 1077, "2": 27, "3": 235, "4": 287, "5": 48, "6": 0, "7": 51, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 235, "withdrawalCount": 287, "incompleteCount": 48, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F175WFRUKLMG10", "name": "INDIANA UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1072, "dollarVol": 225710000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1417, "totalOriginated": 1006, "actionTaken": { "1": 1006, "2": 16, "3": 234, "4": 161, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 161, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007W5PWUV8XG3V90", "name": "RCB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1072, "dollarVol": 219650000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1566, "totalOriginated": 1072, "actionTaken": { "1": 1072, "2": 25, "3": 198, "4": 230, "5": 39, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 198, "withdrawalCount": 230, "incompleteCount": 39, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KWKWPEKL40WD44", "name": "AMERICAN FEDERAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1072, "dollarVol": 408700000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1750, "totalOriginated": 1072, "actionTaken": { "1": 1072, "2": 2, "3": 82, "4": 594, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 594, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008E4KBJCB6UKR64", "name": "DATA MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1067, "dollarVol": 357305000, "branches": 2, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13057, "totalOriginated": 1067, "actionTaken": { "1": 1067, "2": 87, "3": 108, "4": 288, "5": 2, "6": 11505, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 288, "incompleteCount": 2, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 11505, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN9GZ5XRCOXX47", "name": "CERTIFIED FUNDING, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1066, "dollarVol": 161520000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1699, "totalOriginated": 1066, "actionTaken": { "1": 1066, "2": 0, "3": 633, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 633, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMY3OACQC9U777", "name": "Greenbox Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1064, "dollarVol": 563470000, "branches": 2, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3042, "totalOriginated": 1064, "actionTaken": { "1": 1064, "2": 24, "3": 136, "4": 683, "5": 479, "6": 0, "7": 0, "8": 656 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 683, "incompleteCount": 479, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FWYXJ79KO49290", "name": "UNIFY FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1057, "dollarVol": 291305000, "branches": 2, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1818, "totalOriginated": 1057, "actionTaken": { "1": 1057, "2": 3, "3": 334, "4": 423, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 334, "withdrawalCount": 423, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIZR4H7AB15496", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1055, "dollarVol": 234895000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1204, "totalOriginated": 1055, "actionTaken": { "1": 1055, "2": 18, "3": 120, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DYB1ZT3UOGPL20", "name": "PHILADELPHIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1055, "dollarVol": 137965000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.052, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2158, "totalOriginated": 1055, "actionTaken": { "1": 1055, "2": 38, "3": 948, "4": 60, "5": 56, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 948, "withdrawalCount": 60, "incompleteCount": 56, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XAJENHWRM32Z86", "name": "Bank of Springfield", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1054, "dollarVol": 239490000, "branches": 2, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.087, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1334, "totalOriginated": 1054, "actionTaken": { "1": 1054, "2": 0, "3": 89, "4": 188, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 188, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KW3HYVC06WS898", "name": "Paramount Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1053, "dollarVol": 322465000, "branches": 2, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2228, "totalOriginated": 1053, "actionTaken": { "1": 1053, "2": 17, "3": 87, "4": 1062, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 1062, "incompleteCount": 9, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OTQ7L99FG3H1GQVQBT56", "name": "Blackhawk Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1049, "dollarVol": 170645000, "branches": 2, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1438, "totalOriginated": 1049, "actionTaken": { "1": 1049, "2": 11, "3": 147, "4": 228, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 228, "incompleteCount": 3, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PST6LLDPCKSN83", "name": "North Shore Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1049, "dollarVol": 326475000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1567, "totalOriginated": 1049, "actionTaken": { "1": 1049, "2": 27, "3": 397, "4": 75, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 397, "withdrawalCount": 75, "incompleteCount": 19, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WWQ2221ORBN75", "name": "SHELTER HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1046, "dollarVol": 359610000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1683, "totalOriginated": 1046, "actionTaken": { "1": 1046, "2": 17, "3": 40, "4": 539, "5": 5, "6": 0, "7": 1, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 539, "incompleteCount": 5, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004K0Z4RFJSPYT52", "name": "CONSUMERS COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1045, "dollarVol": 231015000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2265, "totalOriginated": 1045, "actionTaken": { "1": 1045, "2": 117, "3": 275, "4": 199, "5": 99, "6": 330, "7": 110, "8": 90 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 275, "withdrawalCount": 199, "incompleteCount": 99, "approvedNotAcceptedCount": 117, "purchasedLoanCount": 330, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GNZ6EJFS7LM83", "name": "International Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1045, "dollarVol": 184925000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1788, "totalOriginated": 1045, "actionTaken": { "1": 1045, "2": 58, "3": 256, "4": 289, "5": 54, "6": 86, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 256, "withdrawalCount": 289, "incompleteCount": 54, "approvedNotAcceptedCount": 58, "purchasedLoanCount": 86, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004CU9LAM5CYA280", "name": "Kwik Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1044, "dollarVol": 424980000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.073, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1807, "totalOriginated": 1044, "actionTaken": { "1": 1044, "2": 4, "3": 82, "4": 635, "5": 39, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 635, "incompleteCount": 39, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZSFNMHET4KE860", "name": "THE SUMMIT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1043, "dollarVol": 86845000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1844, "totalOriginated": 1043, "actionTaken": { "1": 1043, "2": 19, "3": 459, "4": 314, "5": 0, "6": 0, "7": 9, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 459, "withdrawalCount": 314, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H12E7AUMUHP294", "name": "FIRST ALLIANCE HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1042, "dollarVol": 323730000, "branches": 2, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1854, "totalOriginated": 1042, "actionTaken": { "1": 1042, "2": 0, "3": 94, "4": 718, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 718, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZN1TWBN1WY406", "name": "INTEGRITY MORTGAGE CORPORATION OF TEXAS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1042, "dollarVol": 368740000, "branches": 2, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1220, "totalOriginated": 1042, "actionTaken": { "1": 1042, "2": 3, "3": 4, "4": 152, "5": 4, "6": 0, "7": 4, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 152, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D36J5CQX0I4F44", "name": "NORTHERN MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1041, "dollarVol": 251755000, "branches": 2, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1397, "totalOriginated": 1041, "actionTaken": { "1": 1041, "2": 68, "3": 33, "4": 254, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 254, "incompleteCount": 1, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HV53MEILG2D59", "name": "Parke Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1038, "dollarVol": 391590000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.089, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1073, "totalOriginated": 1038, "actionTaken": { "1": 1038, "2": 23, "3": 7, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003GO99ZQDTH5407", "name": "BROOKHOLLOW MORTGAGE SERVICES, LTD", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1038, "dollarVol": 426650000, "branches": 2, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.068, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1421, "totalOriginated": 1038, "actionTaken": { "1": 1038, "2": 15, "3": 20, "4": 348, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 348, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UHFHT3IWKY8K19", "name": "Directions Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1038, "dollarVol": 125890000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1338, "totalOriginated": 1038, "actionTaken": { "1": 1038, "2": 1, "3": 216, "4": 71, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 216, "withdrawalCount": 71, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LTD432L5CHIZ48", "name": "Home Mortgage Alliance Corporation (HMAC)", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1038, "dollarVol": 412740000, "branches": 2, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HD6DNX0QP0Z775", "name": "APEX HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1037, "dollarVol": 375615000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1254, "totalOriginated": 1037, "actionTaken": { "1": 1037, "2": 6, "3": 30, "4": 169, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 169, "incompleteCount": 12, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300715JT4HMT74E48", "name": "Horizon Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1035, "dollarVol": 120445000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1909, "totalOriginated": 1035, "actionTaken": { "1": 1035, "2": 36, "3": 426, "4": 210, "5": 19, "6": 0, "7": 58, "8": 125 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 426, "withdrawalCount": 210, "incompleteCount": 19, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q6YS0NMCYAH669", "name": "Tompkins Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1034, "dollarVol": 364640000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1202, "totalOriginated": 1034, "actionTaken": { "1": 1034, "2": 46, "3": 88, "4": 33, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006O6Q2F0MR0ZM22", "name": "Visio Financial Services Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1033, "dollarVol": 330135000, "branches": 2, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.076, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2664, "totalOriginated": 1033, "actionTaken": { "1": 1033, "2": 0, "3": 545, "4": 151, "5": 935, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 545, "withdrawalCount": 151, "incompleteCount": 935, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWKILSNQAIG053", "name": "CHARTWAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1031, "dollarVol": 116605000, "branches": 2, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2184, "totalOriginated": 1031, "actionTaken": { "1": 1031, "2": 89, "3": 687, "4": 259, "5": 65, "6": 25, "7": 28, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 687, "withdrawalCount": 259, "incompleteCount": 65, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QZED00YTPAWQ69", "name": "GREATER NEVADA LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1030, "dollarVol": 181360000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.093, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1178, "totalOriginated": 1030, "actionTaken": { "1": 1030, "2": 0, "3": 30, "4": 118, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 118, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WEU5TWM8J0Z93", "name": "PARAGON HOME LOANS INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1029, "dollarVol": 190455000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1198, "totalOriginated": 1029, "actionTaken": { "1": 1029, "2": 42, "3": 43, "4": 78, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 78, "incompleteCount": 6, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IYKILIU506KA05", "name": "PeoplesBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1029, "dollarVol": 330965000, "branches": 2, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1742, "totalOriginated": 1029, "actionTaken": { "1": 1029, "2": 30, "3": 187, "4": 129, "5": 118, "6": 249, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 129, "incompleteCount": 118, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 249, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4TWSN8U8TGD72", "name": "Citizens Bank of Lafayette", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1029, "dollarVol": 178735000, "branches": 2, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1124, "totalOriginated": 1029, "actionTaken": { "1": 1029, "2": 0, "3": 36, "4": 57, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 57, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7HRS5DVBUPQ06", "name": "BoxCar Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1028, "dollarVol": 403310000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1434, "totalOriginated": 1028, "actionTaken": { "1": 1028, "2": 18, "3": 48, "4": 340, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 340, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBY3NBKUNMKL64", "name": "HONDA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1027, "dollarVol": 147115000, "branches": 2, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1972, "totalOriginated": 1027, "actionTaken": { "1": 1027, "2": 0, "3": 137, "4": 204, "5": 38, "6": 0, "7": 167, "8": 399 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 204, "incompleteCount": 38, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930016ZSB1QWXLRJ13", "name": "MY MOVE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1026, "dollarVol": 435750000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1586, "totalOriginated": 1026, "actionTaken": { "1": 1026, "2": 1, "3": 7, "4": 294, "5": 258, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 294, "incompleteCount": 258, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X72Q5WKCW2QQ95", "name": "R M K FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1022, "dollarVol": 453580000, "branches": 2, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1221, "totalOriginated": 1022, "actionTaken": { "1": 1022, "2": 0, "3": 147, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003WN6DPWM6VYA67", "name": "AUSTIN TELCO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1022, "dollarVol": 155970000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1693, "totalOriginated": 1022, "actionTaken": { "1": 1022, "2": 62, "3": 467, "4": 84, "5": 58, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 467, "withdrawalCount": 84, "incompleteCount": 58, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300916KMYQ118CX89", "name": "RESOURCE FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1018, "dollarVol": 282960000, "branches": 2, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1445, "totalOriginated": 1018, "actionTaken": { "1": 1018, "2": 0, "3": 51, "4": 376, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 376, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LP3GMTWS4OB353", "name": "SENTE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1016, "dollarVol": 313920000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1432, "totalOriginated": 1016, "actionTaken": { "1": 1016, "2": 0, "3": 30, "4": 386, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 386, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RTWPH3HXUWR160", "name": "CB&S Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1015, "dollarVol": 199815000, "branches": 2, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1449, "totalOriginated": 1015, "actionTaken": { "1": 1015, "2": 35, "3": 205, "4": 181, "5": 12, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 205, "withdrawalCount": 181, "incompleteCount": 12, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N6U5XCH70TOK35", "name": "Kearny Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1015, "dollarVol": 1339095000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1430, "totalOriginated": 1015, "actionTaken": { "1": 1015, "2": 14, "3": 83, "4": 265, "5": 10, "6": 43, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 265, "incompleteCount": 10, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 43, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q0EMYD3OJ8N13", "name": "Bradesco BAC Florida Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1011, "dollarVol": 589595000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1423, "totalOriginated": 1011, "actionTaken": { "1": 1011, "2": 15, "3": 125, "4": 118, "5": 28, "6": 126, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 118, "incompleteCount": 28, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 126, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005CFFMKTUKLO381", "name": "ACNB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1011, "dollarVol": 162155000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1424, "totalOriginated": 1011, "actionTaken": { "1": 1011, "2": 63, "3": 263, "4": 59, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 263, "withdrawalCount": 59, "incompleteCount": 28, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KQF5UKZ3Y9N07", "name": "First National Bank Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1009, "dollarVol": 284525000, "branches": 2, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2290, "totalOriginated": 1009, "actionTaken": { "1": 1009, "2": 7, "3": 962, "4": 285, "5": 26, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 962, "withdrawalCount": 285, "incompleteCount": 26, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPBBHUEKV1YC68", "name": "CITY FIRST MORTGAGE SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1009, "dollarVol": 274075000, "branches": 2, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.091, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1497, "totalOriginated": 1009, "actionTaken": { "1": 1009, "2": 0, "3": 48, "4": 366, "5": 74, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 366, "incompleteCount": 74, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BR7OTD25RTS027", "name": "BankFirst Financial Services", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1007, "dollarVol": 223485000, "branches": 2, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1241, "totalOriginated": 1007, "actionTaken": { "1": 1007, "2": 16, "3": 99, "4": 117, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 117, "incompleteCount": 2, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBGGLZLZEY0M18", "name": "TWINSTAR", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1007, "dollarVol": 142175000, "branches": 2, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2088, "totalOriginated": 1007, "actionTaken": { "1": 1007, "2": 2, "3": 667, "4": 149, "5": 257, "6": 0, "7": 3, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 667, "withdrawalCount": 149, "incompleteCount": 257, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWFHPBZH38K695", "name": "COMPEER FINANCIAL, FLCA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1004, "dollarVol": 254890000, "branches": 2, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1814, "totalOriginated": 1004, "actionTaken": { "1": 1004, "2": 260, "3": 189, "4": 126, "5": 33, "6": 84, "7": 27, "8": 91 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 189, "withdrawalCount": 126, "incompleteCount": 33, "approvedNotAcceptedCount": 260, "purchasedLoanCount": 84, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XAHXRVSRML8V19", "name": "DIRECT MORTGAGE, CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1004, "dollarVol": 390180000, "branches": 2, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.07, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1230, "totalOriginated": 1004, "actionTaken": { "1": 1004, "2": 0, "3": 145, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S61HFNW2YFEK61", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1003, "dollarVol": 151175000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1479, "totalOriginated": 1003, "actionTaken": { "1": 1003, "2": 147, "3": 197, "4": 108, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 197, "withdrawalCount": 108, "incompleteCount": 24, "approvedNotAcceptedCount": 147, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008I5A5R6730MQ84", "name": "SECURITY HOME MORTGAGE, LLC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1002, "dollarVol": 402860000, "branches": 2, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1884, "totalOriginated": 1002, "actionTaken": { "1": 1002, "2": 11, "3": 57, "4": 511, "5": 301, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 511, "incompleteCount": 301, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JOD3S8ZGZLHP53", "name": "GOOGAIN, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1001, "dollarVol": 705205000, "branches": 2, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1419, "totalOriginated": 1001, "actionTaken": { "1": 1001, "2": 7, "3": 4, "4": 152, "5": 255, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 152, "incompleteCount": 255, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GN85R5S1V3SJ96", "name": "KEMBA CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 997, "dollarVol": 276525000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1287, "totalOriginated": 997, "actionTaken": { "1": 997, "2": 1, "3": 136, "4": 139, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 139, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYJCJ7JPQ4RF20", "name": "BankNewport", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 994, "dollarVol": 269880000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1725, "totalOriginated": 994, "actionTaken": { "1": 994, "2": 54, "3": 194, "4": 147, "5": 21, "6": 0, "7": 68, "8": 247 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 147, "incompleteCount": 21, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUXFVZKH4XLG17", "name": "RESIDENTIAL WHOLESALE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 992, "dollarVol": 439460000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1676, "totalOriginated": 992, "actionTaken": { "1": 992, "2": 6, "3": 74, "4": 392, "5": 0, "6": 0, "7": 10, "8": 202 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 392, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7OEG60MGTKK54", "name": "Heartland Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 989, "dollarVol": 291335000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1461, "totalOriginated": 989, "actionTaken": { "1": 989, "2": 14, "3": 183, "4": 183, "5": 29, "6": 63, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 183, "incompleteCount": 29, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 63, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005DO6VPVH5MOS59", "name": "Credit Union of Southern California", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 987, "dollarVol": 275995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1421, "totalOriginated": 987, "actionTaken": { "1": 987, "2": 10, "3": 192, "4": 188, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 192, "withdrawalCount": 188, "incompleteCount": 44, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053H6JWQDX4RM47", "name": "Diamond Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 986, "dollarVol": 94640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1338, "totalOriginated": 961, "actionTaken": { "1": 961, "2": 93, "3": 268, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 268, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D88XVKM6DJOC77", "name": "Traditional Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 985, "dollarVol": 220515000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1211, "totalOriginated": 985, "actionTaken": { "1": 985, "2": 15, "3": 92, "4": 119, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 119, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "B94HV8SXGDD3J5XESU08", "name": "Old Second National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 985, "dollarVol": 233595000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1359, "totalOriginated": 985, "actionTaken": { "1": 985, "2": 16, "3": 113, "4": 213, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 213, "incompleteCount": 32, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJLI7IC47X6H33", "name": "Mortgages Unlimited Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 983, "dollarVol": 239555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1176, "totalOriginated": 983, "actionTaken": { "1": 983, "2": 4, "3": 28, "4": 161, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 161, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W3T1IBMEUW8789", "name": "GREAT WESTERN FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 973, "dollarVol": 307225000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1678, "totalOriginated": 973, "actionTaken": { "1": 973, "2": 5, "3": 134, "4": 566, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 566, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQ6O9JA8WI5W89", "name": "Dort Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 971, "dollarVol": 91345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1272, "totalOriginated": 971, "actionTaken": { "1": 971, "2": 9, "3": 160, "4": 104, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 104, "incompleteCount": 28, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIL90PE1ZLKI49", "name": "COMMUNITY FIRST CREDIT UNION OF FLO", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 969, "dollarVol": 154445000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2002, "totalOriginated": 969, "actionTaken": { "1": 969, "2": 0, "3": 580, "4": 207, "5": 244, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 580, "withdrawalCount": 207, "incompleteCount": 244, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BFJ8COFCPOMU05", "name": "SOVEREIGN LENDING GROUP INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 968, "dollarVol": 293810000, "branches": 1, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17792, "totalOriginated": 968, "actionTaken": { "1": 968, "2": 7, "3": 1422, "4": 12303, "5": 3092, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1422, "withdrawalCount": 12303, "incompleteCount": 3092, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BSIYFJ3FALVK78", "name": "ProFed Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 967, "dollarVol": 90855000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1638, "totalOriginated": 967, "actionTaken": { "1": 967, "2": 144, "3": 187, "4": 3, "5": 0, "6": 0, "7": 124, "8": 213 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 187, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 144, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VEQ70DCTAI4TBBHPYI39", "name": "American National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 966, "dollarVol": 290160000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1317, "totalOriginated": 967, "actionTaken": { "1": 967, "2": 25, "3": 161, "4": 164, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 164, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RAGLSEPN0V3D13", "name": "HANCOCK MORTGAGE PARTNERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 963, "dollarVol": 243805000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1468, "totalOriginated": 963, "actionTaken": { "1": 963, "2": 14, "3": 34, "4": 435, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 435, "incompleteCount": 22, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JBMMNIOX7XU115", "name": "BELCO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 961, "dollarVol": 83435000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1498, "totalOriginated": 961, "actionTaken": { "1": 961, "2": 42, "3": 384, "4": 101, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 384, "withdrawalCount": 101, "incompleteCount": 10, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWYTCEH9RSSW54", "name": "SUFFOLK", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 961, "dollarVol": 157305000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1878, "totalOriginated": 961, "actionTaken": { "1": 961, "2": 62, "3": 610, "4": 119, "5": 124, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 610, "withdrawalCount": 119, "incompleteCount": 124, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W1AS8CZYV4MQ17", "name": "Blackhawk Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 960, "dollarVol": 100980000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1264, "totalOriginated": 960, "actionTaken": { "1": 960, "2": 8, "3": 112, "4": 120, "5": 54, "6": 0, "7": 5, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 120, "incompleteCount": 54, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJ2WT35S77Q208", "name": "CONSUMER REAL ESTATE FINANCE CO.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 960, "dollarVol": 196730000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2077, "totalOriginated": 960, "actionTaken": { "1": 960, "2": 0, "3": 268, "4": 849, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 268, "withdrawalCount": 849, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006NTCY0P06JR884", "name": "Salem Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 959, "dollarVol": 202535000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2395, "totalOriginated": 959, "actionTaken": { "1": 959, "2": 41, "3": 185, "4": 130, "5": 236, "6": 844, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 130, "incompleteCount": 236, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 844, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRXBA38J60S618", "name": "JMJ FINANCIAL GROUP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 958, "dollarVol": 519340000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1445, "totalOriginated": 958, "actionTaken": { "1": 958, "2": 0, "3": 32, "4": 333, "5": 122, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 333, "incompleteCount": 122, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XZBZCQEIYKY53", "name": "CENTER STREET LENDING VIII, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 957, "dollarVol": 961795000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1372, "totalOriginated": 957, "actionTaken": { "1": 957, "2": 0, "3": 415, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 415, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300278QYT0O65D265", "name": "COLORADO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 956, "dollarVol": 158610000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1441, "totalOriginated": 956, "actionTaken": { "1": 956, "2": 0, "3": 160, "4": 319, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 319, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005E0SAPZ1LKU504", "name": "MORTGAGE MASTERS OF INDIANA, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 956, "dollarVol": 181790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1064, "totalOriginated": 956, "actionTaken": { "1": 956, "2": 2, "3": 44, "4": 62, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANGNMQ8TDQAZ27", "name": "SUNSTREET MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 956, "dollarVol": 257630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1133, "totalOriginated": 956, "actionTaken": { "1": 956, "2": 23, "3": 4, "4": 148, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 148, "incompleteCount": 2, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007G9V4FYWWWDZ31", "name": "Acre Mortgage & Financial, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 954, "dollarVol": 265220000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1373, "totalOriginated": 954, "actionTaken": { "1": 954, "2": 6, "3": 72, "4": 339, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 339, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065Z1DW0CWIZQ58", "name": "CREDIT UNION WEST", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 954, "dollarVol": 103780000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1762, "totalOriginated": 954, "actionTaken": { "1": 954, "2": 136, "3": 466, "4": 203, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 466, "withdrawalCount": 203, "incompleteCount": 3, "approvedNotAcceptedCount": 136, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T2FOBK6WY4B349", "name": "NORTH COUNTRY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 953, "dollarVol": 131215000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1591, "totalOriginated": 953, "actionTaken": { "1": 953, "2": 7, "3": 272, "4": 314, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 272, "withdrawalCount": 314, "incompleteCount": 45, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDLJDN8ENOT455", "name": "MARION AND POLK SCHOOLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 952, "dollarVol": 169760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1521, "totalOriginated": 952, "actionTaken": { "1": 952, "2": 23, "3": 98, "4": 110, "5": 43, "6": 295, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 110, "incompleteCount": 43, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 295, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004EXIAAMK5CLH54", "name": "Capital City Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 949, "dollarVol": 150985000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2292, "totalOriginated": 949, "actionTaken": { "1": 949, "2": 96, "3": 293, "4": 18, "5": 0, "6": 936, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 293, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 936, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJQZQTI7TUKN67", "name": "Trinity Oaks Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 949, "dollarVol": 321095000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1340, "totalOriginated": 949, "actionTaken": { "1": 949, "2": 0, "3": 30, "4": 361, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 361, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AI4ZHB6MX23W09", "name": "BLUELEAF LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 949, "dollarVol": 333865000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1304, "totalOriginated": 949, "actionTaken": { "1": 949, "2": 0, "3": 32, "4": 323, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 323, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000VVDQ9NNW01Q23", "name": "Listerhill Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 949, "dollarVol": 202945000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1059, "totalOriginated": 949, "actionTaken": { "1": 949, "2": 0, "3": 45, "4": 60, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 60, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CCELEPUO4TOE73", "name": "West Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 946, "dollarVol": 107880000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1333, "totalOriginated": 946, "actionTaken": { "1": 946, "2": 2, "3": 129, "4": 201, "5": 1, "6": 0, "7": 19, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 201, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6ZERWX5BPWX45", "name": "VERVE, A CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 945, "dollarVol": 187345000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1676, "totalOriginated": 945, "actionTaken": { "1": 945, "2": 50, "3": 180, "4": 137, "5": 103, "6": 0, "7": 162, "8": 99 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 180, "withdrawalCount": 137, "incompleteCount": 103, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B9B6TYYGLOXT47", "name": "Think Mutual Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 944, "dollarVol": 219320000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1353, "totalOriginated": 944, "actionTaken": { "1": 944, "2": 117, "3": 121, "4": 104, "5": 48, "6": 0, "7": 0, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 104, "incompleteCount": 48, "approvedNotAcceptedCount": 117, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900132A3VX6LLZU43", "name": "Associated Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 944, "dollarVol": 113760000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2218, "totalOriginated": 944, "actionTaken": { "1": 944, "2": 5, "3": 397, "4": 458, "5": 233, "6": 0, "7": 1, "8": 180 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 397, "withdrawalCount": 458, "incompleteCount": 233, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930059GZZ7G4G40O53", "name": "Primis Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 942, "dollarVol": 287560000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1264, "totalOriginated": 942, "actionTaken": { "1": 942, "2": 0, "3": 47, "4": 268, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 268, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZW2DR74NU0ZY74", "name": "TEXAS MORTGAGE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 941, "dollarVol": 282535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1788, "totalOriginated": 941, "actionTaken": { "1": 941, "2": 109, "3": 191, "4": 396, "5": 151, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 396, "incompleteCount": 151, "approvedNotAcceptedCount": 109, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R9A6TW85BTVS20", "name": "Shea Mortgage Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 940, "dollarVol": 447550000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2127, "totalOriginated": 940, "actionTaken": { "1": 940, "2": 4, "3": 33, "4": 1139, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 1139, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YA1AQXNM8QVZ06", "name": "WALKER & DUNLOP, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 939, "dollarVol": 20245515000, "branches": 1, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1164, "totalOriginated": 939, "actionTaken": { "1": 939, "2": 0, "3": 84, "4": 141, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 141, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD1162QW84ZO34", "name": "GREENWOOD CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 938, "dollarVol": 113790000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1629, "totalOriginated": 938, "actionTaken": { "1": 938, "2": 135, "3": 503, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 503, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 135, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJFORNJ9A43Q02", "name": "Vermont State Employees Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 938, "dollarVol": 112740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1247, "totalOriginated": 938, "actionTaken": { "1": 938, "2": 187, "3": 33, "4": 88, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 88, "incompleteCount": 1, "approvedNotAcceptedCount": 187, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001W9K6LDV5X2H07", "name": "S. C. STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 937, "dollarVol": 84855000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1714, "totalOriginated": 937, "actionTaken": { "1": 937, "2": 117, "3": 334, "4": 36, "5": 0, "6": 0, "7": 175, "8": 115 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 334, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 117, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGTXNHL5BKQZ27", "name": "DIRECTIONS EQUITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 935, "dollarVol": 264375000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1063, "totalOriginated": 935, "actionTaken": { "1": 935, "2": 85, "3": 8, "4": 32, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 32, "incompleteCount": 3, "approvedNotAcceptedCount": 85, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001GAASLCSP1PB64", "name": "NATIONAL COOPERATIVE BANK, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 934, "dollarVol": 999030000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1369, "totalOriginated": 934, "actionTaken": { "1": 934, "2": 23, "3": 157, "4": 121, "5": 37, "6": 97, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 157, "withdrawalCount": 121, "incompleteCount": 37, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 97, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XBOKNEE2CQJL92", "name": "AUGUSTA FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 934, "dollarVol": 504990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1212, "totalOriginated": 934, "actionTaken": { "1": 934, "2": 6, "3": 91, "4": 180, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 180, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008R64K2UUN2NP30", "name": "Austin Bank, Texas National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 933, "dollarVol": 267315000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1332, "totalOriginated": 933, "actionTaken": { "1": 933, "2": 15, "3": 199, "4": 137, "5": 47, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 137, "incompleteCount": 47, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RCIKTZ2ZKII25", "name": "Low VA Rates, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 930, "dollarVol": 291790000, "branches": 1, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1697, "totalOriginated": 930, "actionTaken": { "1": 930, "2": 12, "3": 50, "4": 315, "5": 390, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 315, "incompleteCount": 390, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EDXX36BJ0X7583", "name": "North State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 929, "dollarVol": 341075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1114, "totalOriginated": 929, "actionTaken": { "1": 929, "2": 9, "3": 18, "4": 148, "5": 9, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 148, "incompleteCount": 9, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CLB0CCSJV6S044", "name": "SAN FRANCISCO FIRE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 929, "dollarVol": 314535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1463, "totalOriginated": 929, "actionTaken": { "1": 929, "2": 89, "3": 186, "4": 58, "5": 26, "6": 0, "7": 13, "8": 162 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 186, "withdrawalCount": 58, "incompleteCount": 26, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000V86JDJLM0OV13", "name": "CSL Financial, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 929, "dollarVol": 93225000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 10145, "totalOriginated": 929, "actionTaken": { "1": 929, "2": 1, "3": 5738, "4": 3477, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5738, "withdrawalCount": 3477, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDRENNEZ2S6M03", "name": "THE MONEY HOUSE INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 929, "dollarVol": 128795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3009, "totalOriginated": 929, "actionTaken": { "1": 929, "2": 40, "3": 163, "4": 77, "5": 50, "6": 1750, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 77, "incompleteCount": 50, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 1750, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWO1QALFC6LE98", "name": "Meredith Village Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 926, "dollarVol": 347310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1223, "totalOriginated": 926, "actionTaken": { "1": 926, "2": 1, "3": 113, "4": 165, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 165, "incompleteCount": 18, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001M37Q8TJKTP708", "name": "Home Federal Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 923, "dollarVol": 229495000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1107, "totalOriginated": 923, "actionTaken": { "1": 923, "2": 17, "3": 89, "4": 71, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 71, "incompleteCount": 7, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGEXCX325O8C49", "name": "First Harrison Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 923, "dollarVol": 131175000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1175, "totalOriginated": 923, "actionTaken": { "1": 923, "2": 109, "3": 134, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 109, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300461TECLDDGNF98", "name": "GreenStone Farm Credit Services, FLCA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 922, "dollarVol": 254090000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1245, "totalOriginated": 922, "actionTaken": { "1": 922, "2": 138, "3": 58, "4": 114, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 114, "incompleteCount": 13, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OLY1HC3F0SB77", "name": "WILLIAM RAVEIS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 922, "dollarVol": 323870000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1317, "totalOriginated": 922, "actionTaken": { "1": 922, "2": 5, "3": 109, "4": 250, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 250, "incompleteCount": 31, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E06ZGS1I3URI95", "name": "VANTAGE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 915, "dollarVol": 110335000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1207, "totalOriginated": 915, "actionTaken": { "1": 915, "2": 66, "3": 192, "4": 5, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 192, "withdrawalCount": 5, "incompleteCount": 29, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5E3L00UZ6F777", "name": "ESSA Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 914, "dollarVol": 307920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1176, "totalOriginated": 914, "actionTaken": { "1": 914, "2": 21, "3": 141, "4": 89, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 141, "withdrawalCount": 89, "incompleteCount": 11, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBB5XXXOWVNS92", "name": "Deerwood Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 914, "dollarVol": 137860000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1027, "totalOriginated": 914, "actionTaken": { "1": 914, "2": 1, "3": 51, "4": 60, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 60, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XZCT60J2G3HK85", "name": "Blue Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 912, "dollarVol": 142500000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1365, "totalOriginated": 912, "actionTaken": { "1": 912, "2": 2, "3": 199, "4": 221, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 221, "incompleteCount": 31, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AX5UMUZ61L1X54", "name": "UTILITIES EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 912, "dollarVol": 96580000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1161, "totalOriginated": 912, "actionTaken": { "1": 912, "2": 23, "3": 65, "4": 98, "5": 56, "6": 0, "7": 0, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 98, "incompleteCount": 56, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVFLWKU7133506", "name": "PREMIER AMERICA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 910, "dollarVol": 861650000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1230, "totalOriginated": 910, "actionTaken": { "1": 910, "2": 25, "3": 137, "4": 109, "5": 28, "6": 0, "7": 5, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 109, "incompleteCount": 28, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBQQ97B6Y7LE69", "name": "Colten Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 910, "dollarVol": 295160000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1861, "totalOriginated": 910, "actionTaken": { "1": 910, "2": 0, "3": 32, "4": 918, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 918, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RM3T6WAVE6SA24", "name": "AML Funding, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 909, "dollarVol": 271055000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1206, "totalOriginated": 909, "actionTaken": { "1": 909, "2": 8, "3": 61, "4": 228, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 228, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S8CJG5MSY8BH57", "name": "BANK OF LITTLE ROCK MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 909, "dollarVol": 246575000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1164, "totalOriginated": 909, "actionTaken": { "1": 909, "2": 3, "3": 37, "4": 213, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 213, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C2QXQ435D8TY78", "name": "Queensborough National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 907, "dollarVol": 247335000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1116, "totalOriginated": 907, "actionTaken": { "1": 907, "2": 12, "3": 66, "4": 117, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 117, "incompleteCount": 14, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6F7N9BL5STN83", "name": "ADVISA MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 906, "dollarVol": 381270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1326, "totalOriginated": 906, "actionTaken": { "1": 906, "2": 18, "3": 11, "4": 327, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 327, "incompleteCount": 64, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U82B82JH54TO79", "name": "Lincoln FSB of Nebraska", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 905, "dollarVol": 240585000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1128, "totalOriginated": 905, "actionTaken": { "1": 905, "2": 9, "3": 24, "4": 184, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 184, "incompleteCount": 6, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CTISSNREVLNO46", "name": "Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 905, "dollarVol": 288285000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1303, "totalOriginated": 905, "actionTaken": { "1": 905, "2": 75, "3": 96, "4": 217, "5": 9, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 217, "incompleteCount": 9, "approvedNotAcceptedCount": 75, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7KG2H84UCP685", "name": "Financial Funding Solutions, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 904, "dollarVol": 357320000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1232, "totalOriginated": 904, "actionTaken": { "1": 904, "2": 0, "3": 8, "4": 134, "5": 186, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 134, "incompleteCount": 186, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AX2RRO2WMRP742", "name": "Vermont Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 904, "dollarVol": 136700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1276, "totalOriginated": 904, "actionTaken": { "1": 904, "2": 28, "3": 204, "4": 136, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 204, "withdrawalCount": 136, "incompleteCount": 4, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGMXCXMVC0BO47", "name": "FREEDOM FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 903, "dollarVol": 191075000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1256, "totalOriginated": 903, "actionTaken": { "1": 903, "2": 34, "3": 189, "4": 129, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 189, "withdrawalCount": 129, "incompleteCount": 1, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRKDRXN7POBN12", "name": "Austin Capital Bank SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 903, "dollarVol": 280485000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1596, "totalOriginated": 903, "actionTaken": { "1": 903, "2": 4, "3": 105, "4": 456, "5": 34, "6": 85, "7": 4, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 456, "incompleteCount": 34, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 85, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VECGAWC5CPU773", "name": "Tyndall Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 902, "dollarVol": 129090000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1517, "totalOriginated": 902, "actionTaken": { "1": 902, "2": 2, "3": 286, "4": 273, "5": 54, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 286, "withdrawalCount": 273, "incompleteCount": 54, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DW87L2IZ7ZHF47", "name": "MLB RESIDENTIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 902, "dollarVol": 330150000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1562, "totalOriginated": 902, "actionTaken": { "1": 902, "2": 108, "3": 122, "4": 262, "5": 168, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 262, "incompleteCount": 168, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNIV169ZIHU012", "name": "BERKADIA COMMERCIAL MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 901, "dollarVol": 17056055000, "branches": 1, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 901, "totalOriginated": 901, "actionTaken": { "1": 901, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWHZRVTZ8RYT46", "name": "First Farmers Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 900, "dollarVol": 146840000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1620, "totalOriginated": 900, "actionTaken": { "1": 900, "2": 208, "3": 228, "4": 22, "5": 0, "6": 3, "7": 108, "8": 151 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 228, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 208, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NDNZ6EWP8BJI88", "name": "Bank Iowa", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 899, "dollarVol": 137015000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1136, "totalOriginated": 899, "actionTaken": { "1": 899, "2": 28, "3": 91, "4": 117, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 117, "incompleteCount": 1, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYX207IABFXL60", "name": "Isabella Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 896, "dollarVol": 169960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1220, "totalOriginated": 896, "actionTaken": { "1": 896, "2": 17, "3": 179, "4": 110, "5": 16, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 179, "withdrawalCount": 110, "incompleteCount": 16, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087FQP1S845Z665", "name": "VeraBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 892, "dollarVol": 339380000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1191, "totalOriginated": 892, "actionTaken": { "1": 892, "2": 19, "3": 134, "4": 129, "5": 16, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 129, "incompleteCount": 16, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015645SYPOM7220", "name": "ISERVE RESIDENTIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 891, "dollarVol": 286095000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1286, "totalOriginated": 891, "actionTaken": { "1": 891, "2": 67, "3": 63, "4": 263, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 263, "incompleteCount": 2, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZGI6EQ8RHPQ04", "name": "The State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 890, "dollarVol": 267150000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1073, "totalOriginated": 890, "actionTaken": { "1": 890, "2": 30, "3": 42, "4": 55, "5": 14, "6": 0, "7": 40, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 55, "incompleteCount": 14, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6LKROCIL7OI49", "name": "FIRST BANCORP, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 888, "dollarVol": 188330000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1164, "totalOriginated": 888, "actionTaken": { "1": 888, "2": 108, "3": 59, "4": 78, "5": 3, "6": 28, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 78, "incompleteCount": 3, "approvedNotAcceptedCount": 108, "purchasedLoanCount": 28, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LHLYJE6PHUL18", "name": "Uwharrie Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 887, "dollarVol": 209605000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1091, "totalOriginated": 887, "actionTaken": { "1": 887, "2": 10, "3": 55, "4": 130, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 130, "incompleteCount": 9, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LW5BPW0G1LMW49", "name": "Regent Financial Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 886, "dollarVol": 193050000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1062, "totalOriginated": 886, "actionTaken": { "1": 886, "2": 0, "3": 16, "4": 160, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 160, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E9QYJ6OX8QXL76", "name": "SouthPoint Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 883, "dollarVol": 265095000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1142, "totalOriginated": 883, "actionTaken": { "1": 883, "2": 6, "3": 45, "4": 193, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 193, "incompleteCount": 15, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930009M8OIJWECQX81", "name": "Shore United Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 882, "dollarVol": 429970000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1211, "totalOriginated": 882, "actionTaken": { "1": 882, "2": 7, "3": 84, "4": 178, "5": 60, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 178, "incompleteCount": 60, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Z867SNMO7WGY8TTGQG78", "name": "Summit Community Bank, Inc", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 882, "dollarVol": 305460000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1199, "totalOriginated": 882, "actionTaken": { "1": 882, "2": 42, "3": 138, "4": 132, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 132, "incompleteCount": 5, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0KRXI8PZWAO17", "name": "HarborOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 880, "dollarVol": 354190000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1644, "totalOriginated": 880, "actionTaken": { "1": 880, "2": 30, "3": 567, "4": 80, "5": 87, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 567, "withdrawalCount": 80, "incompleteCount": 87, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IEGKUDRDS23V26", "name": "AAA CAPITAL INVESTMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 879, "dollarVol": 505115000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1240, "totalOriginated": 879, "actionTaken": { "1": 879, "2": 0, "3": 45, "4": 316, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 316, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM1IZYGQDSNL85", "name": "Texana Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 879, "dollarVol": 232705000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2975, "totalOriginated": 879, "actionTaken": { "1": 879, "2": 7, "3": 1645, "4": 258, "5": 186, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1645, "withdrawalCount": 258, "incompleteCount": 186, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ORTZ3CWXPNL693", "name": "ELGA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 878, "dollarVol": 74320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1287, "totalOriginated": 878, "actionTaken": { "1": 878, "2": 43, "3": 209, "4": 117, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 117, "incompleteCount": 40, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P0GXZAWI355052", "name": "Machias Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 876, "dollarVol": 197060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1257, "totalOriginated": 876, "actionTaken": { "1": 876, "2": 56, "3": 214, "4": 93, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 214, "withdrawalCount": 93, "incompleteCount": 18, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HXEF6V2NZED40", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 875, "dollarVol": 202885000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1275, "totalOriginated": 875, "actionTaken": { "1": 875, "2": 36, "3": 302, "4": 51, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 302, "withdrawalCount": 51, "incompleteCount": 11, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX4S1573HISS22", "name": "OAKTREE FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 872, "dollarVol": 493240000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2747, "totalOriginated": 872, "actionTaken": { "1": 872, "2": 1008, "3": 183, "4": 78, "5": 605, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 183, "withdrawalCount": 78, "incompleteCount": 605, "approvedNotAcceptedCount": 1008, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6YL1SFVPEGV90", "name": "INTELLILOAN, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 872, "dollarVol": 222280000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3005, "totalOriginated": 872, "actionTaken": { "1": 872, "2": 220, "3": 379, "4": 1046, "5": 488, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 379, "withdrawalCount": 1046, "incompleteCount": 488, "approvedNotAcceptedCount": 220, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YLIY5SO2XSK094", "name": "Ridgewood Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 871, "dollarVol": 986505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1440, "totalOriginated": 871, "actionTaken": { "1": 871, "2": 101, "3": 205, "4": 114, "5": 109, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 205, "withdrawalCount": 114, "incompleteCount": 109, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TEGBOIDI6Z5J56", "name": "Mid Oregon Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 870, "dollarVol": 129970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1165, "totalOriginated": 870, "actionTaken": { "1": 870, "2": 1, "3": 145, "4": 148, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 148, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008GTOZI3HQKE634", "name": "Ulster Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 868, "dollarVol": 267770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1073, "totalOriginated": 868, "actionTaken": { "1": 868, "2": 21, "3": 85, "4": 89, "5": 5, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 89, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KT5OWPGQKWUN86", "name": "SEMPER HOME LOANS, INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 866, "dollarVol": 271640000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1122, "totalOriginated": 866, "actionTaken": { "1": 866, "2": 0, "3": 64, "4": 192, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 192, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOCEH0X0ZOR362", "name": "Grow Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 866, "dollarVol": 130980000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1240, "totalOriginated": 866, "actionTaken": { "1": 866, "2": 16, "3": 241, "4": 68, "5": 0, "6": 0, "7": 8, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 241, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IQGEUYRQBJC007", "name": "State Bank of Southern Utah", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 865, "dollarVol": 217295000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1142, "totalOriginated": 865, "actionTaken": { "1": 865, "2": 25, "3": 122, "4": 101, "5": 27, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 101, "incompleteCount": 27, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3GIHYP3MB0302", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 864, "dollarVol": 154450000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1007, "totalOriginated": 864, "actionTaken": { "1": 864, "2": 36, "3": 80, "4": 17, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 17, "incompleteCount": 10, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500U2F9A83N391A91", "name": "CHAMPIONS FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 863, "dollarVol": 413165000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1449, "totalOriginated": 863, "actionTaken": { "1": 863, "2": 7, "3": 3, "4": 576, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 576, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KV83NH6PNL5E48", "name": "Westfield Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 860, "dollarVol": 186380000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1176, "totalOriginated": 860, "actionTaken": { "1": 860, "2": 28, "3": 93, "4": 152, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 152, "incompleteCount": 43, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPHGEE40YQXO21", "name": "FARMERS INSURANCE GROUP FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 857, "dollarVol": 180865000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1229, "totalOriginated": 857, "actionTaken": { "1": 857, "2": 26, "3": 118, "4": 31, "5": 13, "6": 118, "7": 26, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 31, "incompleteCount": 13, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 118, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRQ4U9ABU6F580", "name": "D. L. Evans Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 856, "dollarVol": 217070000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1228, "totalOriginated": 856, "actionTaken": { "1": 856, "2": 2, "3": 172, "4": 196, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 196, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4ESSS6M0MEG51", "name": "ORIGINPOINT LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 855, "dollarVol": 555375000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1465, "totalOriginated": 855, "actionTaken": { "1": 855, "2": 8, "3": 69, "4": 515, "5": 2, "6": 0, "7": 4, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 515, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QPD4M26VIOFU53", "name": "SUMMIT MORTGAGE BANKERS INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 853, "dollarVol": 447555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1082, "totalOriginated": 853, "actionTaken": { "1": 853, "2": 2, "3": 13, "4": 181, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 181, "incompleteCount": 33, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NSOTTGIGCIV712", "name": "ASCENTRA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 847, "dollarVol": 86265000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1714, "totalOriginated": 847, "actionTaken": { "1": 847, "2": 1, "3": 344, "4": 522, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 344, "withdrawalCount": 522, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YLK9E8PF87B85", "name": "Vibrant Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 846, "dollarVol": 98690000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 937, "totalOriginated": 846, "actionTaken": { "1": 846, "2": 0, "3": 8, "4": 82, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 82, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJX0ZHPQ614C72", "name": "Peoples Security Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 843, "dollarVol": 356725000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1105, "totalOriginated": 843, "actionTaken": { "1": 843, "2": 22, "3": 130, "4": 84, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 84, "incompleteCount": 26, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUSWY3HVRZHF54", "name": "Magnifi Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 843, "dollarVol": 211085000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1164, "totalOriginated": 843, "actionTaken": { "1": 843, "2": 83, "3": 68, "4": 145, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 145, "incompleteCount": 25, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YY8IQK41QDLZ95", "name": "Advantage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 842, "dollarVol": 72840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1058, "totalOriginated": 835, "actionTaken": { "1": 835, "2": 4, "3": 182, "4": 30, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 30, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003B20KZ3DEZGB43", "name": "Royal Business Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 841, "dollarVol": 755995000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1689, "totalOriginated": 841, "actionTaken": { "1": 841, "2": 13, "3": 104, "4": 103, "5": 146, "6": 482, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 103, "incompleteCount": 146, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 482, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LZUXCJFE5ONM48", "name": "TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 841, "dollarVol": 256085000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1720, "totalOriginated": 841, "actionTaken": { "1": 841, "2": 16, "3": 111, "4": 145, "5": 12, "6": 595, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 145, "incompleteCount": 12, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 595, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYYO0YQ3EVCV77", "name": "SHELL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 838, "dollarVol": 109040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3095, "totalOriginated": 838, "actionTaken": { "1": 838, "2": 380, "3": 829, "4": 5, "5": 12, "6": 0, "7": 433, "8": 598 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 829, "withdrawalCount": 5, "incompleteCount": 12, "approvedNotAcceptedCount": 380, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L3C3LKXG2XBS96", "name": "Penn Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 832, "dollarVol": 233430000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1288, "totalOriginated": 832, "actionTaken": { "1": 832, "2": 18, "3": 133, "4": 119, "5": 16, "6": 170, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 119, "incompleteCount": 16, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 170, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F8XCJE1G9OYR92", "name": "TTCU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 832, "dollarVol": 116070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2243, "totalOriginated": 832, "actionTaken": { "1": 832, "2": 167, "3": 212, "4": 81, "5": 242, "6": 0, "7": 347, "8": 362 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 212, "withdrawalCount": 81, "incompleteCount": 242, "approvedNotAcceptedCount": 167, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6WN08IC7KWH70", "name": "TRAILBLAZER MORTGAGE L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 831, "dollarVol": 290285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1289, "totalOriginated": 831, "actionTaken": { "1": 831, "2": 213, "3": 43, "4": 193, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 193, "incompleteCount": 9, "approvedNotAcceptedCount": 213, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300III1DMY3SLAW56", "name": "Countybank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 830, "dollarVol": 229780000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1143, "totalOriginated": 830, "actionTaken": { "1": 830, "2": 6, "3": 66, "4": 238, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 238, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VACYYK343SKH92", "name": "Manasquan Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 829, "dollarVol": 382375000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1002, "totalOriginated": 829, "actionTaken": { "1": 829, "2": 24, "3": 54, "4": 52, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 52, "incompleteCount": 43, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BN4MNW5KE16X83", "name": "Northfield Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 828, "dollarVol": 767670000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1762, "totalOriginated": 828, "actionTaken": { "1": 828, "2": 57, "3": 735, "4": 77, "5": 29, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 735, "withdrawalCount": 77, "incompleteCount": 29, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EZRN0CBEP77K34", "name": "State Department Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 827, "dollarVol": 170645000, "branches": 1, "states": 47, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1467, "totalOriginated": 827, "actionTaken": { "1": 827, "2": 5, "3": 393, "4": 242, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 393, "withdrawalCount": 242, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IZ5GOBKOERL931", "name": "Luana Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 826, "dollarVol": 308420000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 987, "totalOriginated": 826, "actionTaken": { "1": 826, "2": 0, "3": 37, "4": 124, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 124, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQEF6V2RNWCC75", "name": "Southern Bancorp Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 824, "dollarVol": 113230000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 988, "totalOriginated": 824, "actionTaken": { "1": 824, "2": 61, "3": 86, "4": 16, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VR3QTN4GZYUR03", "name": "Bar Harbor Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 823, "dollarVol": 347465000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1597, "totalOriginated": 823, "actionTaken": { "1": 823, "2": 4, "3": 188, "4": 151, "5": 54, "6": 377, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 188, "withdrawalCount": 151, "incompleteCount": 54, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 377, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1ONVEMLQ4B629", "name": "First Dakota National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 822, "dollarVol": 291500000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 995, "totalOriginated": 822, "actionTaken": { "1": 822, "2": 3, "3": 45, "4": 125, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 125, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UTE20103B0T339", "name": "ENNKAR, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 821, "dollarVol": 265155000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1348, "totalOriginated": 821, "actionTaken": { "1": 821, "2": 62, "3": 105, "4": 202, "5": 158, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 202, "incompleteCount": 158, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PMVNBERP6TB157", "name": "ONE NEVADA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 819, "dollarVol": 191885000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1734, "totalOriginated": 819, "actionTaken": { "1": 819, "2": 0, "3": 635, "4": 246, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 635, "withdrawalCount": 246, "incompleteCount": 34, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930054ET8KM4O1D485", "name": "SOFI BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 818, "dollarVol": 276130000, "branches": 1, "states": 48, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4991, "totalOriginated": 818, "actionTaken": { "1": 818, "2": 21, "3": 2389, "4": 1763, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2389, "withdrawalCount": 1763, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1JRN7CMTCF305", "name": "First Mortgage Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 818, "dollarVol": 377930000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1639, "totalOriginated": 818, "actionTaken": { "1": 818, "2": 13, "3": 136, "4": 585, "5": 86, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 585, "incompleteCount": 86, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXIQJRQ1HME757", "name": "Florence Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 817, "dollarVol": 208985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1187, "totalOriginated": 817, "actionTaken": { "1": 817, "2": 26, "3": 136, "4": 133, "5": 25, "6": 0, "7": 3, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 133, "incompleteCount": 25, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HPQK71BCBQVT93", "name": "HUGHES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 814, "dollarVol": 69790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1503, "totalOriginated": 814, "actionTaken": { "1": 814, "2": 297, "3": 333, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 333, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 297, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Q3L1PO9NBVK64", "name": "WHATCOM EDUCATIONAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 814, "dollarVol": 263620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1159, "totalOriginated": 814, "actionTaken": { "1": 814, "2": 3, "3": 162, "4": 172, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 162, "withdrawalCount": 172, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NU5BA00C1N451", "name": "ROSS MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 814, "dollarVol": 194630000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1001, "totalOriginated": 814, "actionTaken": { "1": 814, "2": 4, "3": 59, "4": 104, "5": 18, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 104, "incompleteCount": 18, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TKFZR4QBNE5D40", "name": "1ST SIGNATURE LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 810, "dollarVol": 203790000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1369, "totalOriginated": 810, "actionTaken": { "1": 810, "2": 0, "3": 159, "4": 400, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 400, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C853H86L248593", "name": "First Southern National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 809, "dollarVol": 129855000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 883, "totalOriginated": 809, "actionTaken": { "1": 809, "2": 0, "3": 10, "4": 64, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C3C8C6TSYT1R20", "name": "Whitaker Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 808, "dollarVol": 123810000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 905, "totalOriginated": 808, "actionTaken": { "1": 808, "2": 29, "3": 55, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A2N0IEBKSB5I23", "name": "Guaranty Bank & Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 808, "dollarVol": 293600000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1013, "totalOriginated": 808, "actionTaken": { "1": 808, "2": 55, "3": 86, "4": 55, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 55, "incompleteCount": 9, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AD895KKZTSFT42", "name": "Mortgage Assurance, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 808, "dollarVol": 263220000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1110, "totalOriginated": 808, "actionTaken": { "1": 808, "2": 30, "3": 17, "4": 253, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 253, "incompleteCount": 2, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AQN2CY1MGE3J02", "name": "UNIVERSITY OF MICHIGAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 806, "dollarVol": 122340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1222, "totalOriginated": 806, "actionTaken": { "1": 806, "2": 141, "3": 49, "4": 201, "5": 12, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 201, "incompleteCount": 12, "approvedNotAcceptedCount": 141, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SDQVS1NWYH012", "name": "PREMIER LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 806, "dollarVol": 334890000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1149, "totalOriginated": 806, "actionTaken": { "1": 806, "2": 60, "3": 4, "4": 64, "5": 0, "6": 0, "7": 20, "8": 195 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7ERLWHOGWFM48", "name": "ChoiceOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 805, "dollarVol": 156295000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1109, "totalOriginated": 805, "actionTaken": { "1": 805, "2": 9, "3": 133, "4": 90, "5": 72, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 90, "incompleteCount": 72, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CTZWA68906Q837", "name": "NORTHWEST COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 804, "dollarVol": 117850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1343, "totalOriginated": 804, "actionTaken": { "1": 804, "2": 21, "3": 311, "4": 186, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 311, "withdrawalCount": 186, "incompleteCount": 21, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AG9OLNQOYN9650", "name": "Great Midwest Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 801, "dollarVol": 270745000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1325, "totalOriginated": 801, "actionTaken": { "1": 801, "2": 16, "3": 53, "4": 70, "5": 21, "6": 58, "7": 77, "8": 229 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 70, "incompleteCount": 21, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 58, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JPFVLN18XNDG98", "name": "Day Air Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 798, "dollarVol": 79430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1102, "totalOriginated": 798, "actionTaken": { "1": 798, "2": 5, "3": 89, "4": 178, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 178, "incompleteCount": 32, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FNQXUCMCVLKL76", "name": "Unity Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 797, "dollarVol": 387675000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 984, "totalOriginated": 797, "actionTaken": { "1": 797, "2": 8, "3": 50, "4": 25, "5": 104, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 25, "incompleteCount": 104, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PEQH6YK4DH0490", "name": "FRONTWAVE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 792, "dollarVol": 205560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1405, "totalOriginated": 792, "actionTaken": { "1": 792, "2": 33, "3": 275, "4": 192, "5": 112, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 275, "withdrawalCount": 192, "incompleteCount": 112, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLQD0X2OTG0Y27", "name": "Home Loan Investment Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 791, "dollarVol": 135015000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1833, "totalOriginated": 791, "actionTaken": { "1": 791, "2": 9, "3": 402, "4": 627, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 402, "withdrawalCount": 627, "incompleteCount": 4, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BBEPZS8MDE1S61", "name": "F&A Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 791, "dollarVol": 218345000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1079, "totalOriginated": 791, "actionTaken": { "1": 791, "2": 69, "3": 48, "4": 171, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 171, "incompleteCount": 0, "approvedNotAcceptedCount": 69, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XR3B6372SESA46", "name": "PACIFIC SERVICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 791, "dollarVol": 134335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1146, "totalOriginated": 791, "actionTaken": { "1": 791, "2": 16, "3": 157, "4": 106, "5": 76, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 157, "withdrawalCount": 106, "incompleteCount": 76, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930012OSP7Z8V2FB74", "name": "HOME SOLUTION LENDERS INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 787, "dollarVol": 232385000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 916, "totalOriginated": 787, "actionTaken": { "1": 787, "2": 39, "3": 39, "4": 49, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 49, "incompleteCount": 2, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009X5Z27VV479310", "name": "A + MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 787, "dollarVol": 229405000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 857, "totalOriginated": 787, "actionTaken": { "1": 787, "2": 0, "3": 18, "4": 49, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VXX8ZL7L9EX282", "name": "Philadelphia Mortgage Advisors, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 785, "dollarVol": 237455000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 898, "totalOriginated": 785, "actionTaken": { "1": 785, "2": 0, "3": 16, "4": 96, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 96, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NMXQUYEFD1Y98", "name": "FIRST OHIO HOME FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 785, "dollarVol": 142375000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1061, "totalOriginated": 785, "actionTaken": { "1": 785, "2": 0, "3": 26, "4": 250, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 250, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5SKZCJ1JGSQ39", "name": "KINGS MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 784, "dollarVol": 242170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1024, "totalOriginated": 784, "actionTaken": { "1": 784, "2": 2, "3": 13, "4": 225, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 225, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RIR04Y64SF4306", "name": "Kish Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 784, "dollarVol": 159240000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 927, "totalOriginated": 784, "actionTaken": { "1": 784, "2": 12, "3": 60, "4": 58, "5": 12, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 58, "incompleteCount": 12, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N34GCCEN8EJE06", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 783, "dollarVol": 684225000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 944, "totalOriginated": 783, "actionTaken": { "1": 783, "2": 10, "3": 66, "4": 70, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 70, "incompleteCount": 15, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I1HK1BBZLKOB84", "name": "ADVANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 781, "dollarVol": 398405000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 960, "totalOriginated": 781, "actionTaken": { "1": 781, "2": 12, "3": 57, "4": 109, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 109, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH11ROOV921P96", "name": "ML Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 781, "dollarVol": 309115000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1151, "totalOriginated": 781, "actionTaken": { "1": 781, "2": 119, "3": 29, "4": 218, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 218, "incompleteCount": 4, "approvedNotAcceptedCount": 119, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2B4FHRYOXTS09", "name": "Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 781, "dollarVol": 393065000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1290, "totalOriginated": 781, "actionTaken": { "1": 781, "2": 26, "3": 202, "4": 81, "5": 33, "6": 157, "7": 3, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 202, "withdrawalCount": 81, "incompleteCount": 33, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 157, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Z1T521ODWBA53", "name": "NORTHERN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 780, "dollarVol": 73060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1149, "totalOriginated": 780, "actionTaken": { "1": 780, "2": 49, "3": 205, "4": 114, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 205, "withdrawalCount": 114, "incompleteCount": 1, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8J5L9POS71X51", "name": "Oregon State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 780, "dollarVol": 162790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 994, "totalOriginated": 780, "actionTaken": { "1": 780, "2": 0, "3": 73, "4": 118, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 118, "incompleteCount": 23, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SIZ5KBISEZE503", "name": "UniBank for Savings", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 780, "dollarVol": 303700000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1180, "totalOriginated": 780, "actionTaken": { "1": 780, "2": 61, "3": 152, "4": 70, "5": 34, "6": 83, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 70, "incompleteCount": 34, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 83, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930044OSTKOJMHF287", "name": "Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 780, "dollarVol": 377450000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1126, "totalOriginated": 780, "actionTaken": { "1": 780, "2": 7, "3": 47, "4": 259, "5": 27, "6": 5, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 259, "incompleteCount": 27, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008KVNSBXMICV874", "name": "PS FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 778, "dollarVol": 253720000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1565, "totalOriginated": 778, "actionTaken": { "1": 778, "2": 0, "3": 329, "4": 458, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 329, "withdrawalCount": 458, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EL87GZMCVX0Q34", "name": "BOND STREET MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 778, "dollarVol": 315470000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1151, "totalOriginated": 778, "actionTaken": { "1": 778, "2": 0, "3": 25, "4": 348, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 348, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6S4S7QMOUVG59", "name": "FIRST ENTERTAINMENT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 777, "dollarVol": 254985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1219, "totalOriginated": 777, "actionTaken": { "1": 777, "2": 23, "3": 334, "4": 0, "5": 0, "6": 0, "7": 6, "8": 79 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 334, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WW4OBT30G5DK23", "name": "THRIVENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 775, "dollarVol": 151235000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1056, "totalOriginated": 775, "actionTaken": { "1": 775, "2": 187, "3": 85, "4": 1, "5": 2, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 187, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089Y8VTOF8RPD25", "name": "1st Colonial Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 774, "dollarVol": 240690000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1006, "totalOriginated": 774, "actionTaken": { "1": 774, "2": 12, "3": 48, "4": 149, "5": 1, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 149, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LYL7JC81I5DV55", "name": "CAPITAL EDUCATORS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 773, "dollarVol": 144325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 994, "totalOriginated": 773, "actionTaken": { "1": 773, "2": 9, "3": 74, "4": 126, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 126, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6EE8DBBFUW487", "name": "KS StateBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 772, "dollarVol": 267100000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 917, "totalOriginated": 772, "actionTaken": { "1": 772, "2": 64, "3": 21, "4": 55, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 55, "incompleteCount": 2, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VF12R0WS33KN43", "name": "CAPITAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 772, "dollarVol": 206360000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 946, "totalOriginated": 772, "actionTaken": { "1": 772, "2": 0, "3": 21, "4": 150, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 150, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WLIZIEVZY2IG91", "name": "METRO ISLAND MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 771, "dollarVol": 101175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 778, "totalOriginated": 771, "actionTaken": { "1": 771, "2": 0, "3": 3, "4": 1, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JUW0FLRMO0W64", "name": "M SQUARED FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 771, "dollarVol": 250705000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1390, "totalOriginated": 771, "actionTaken": { "1": 771, "2": 54, "3": 20, "4": 545, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 545, "incompleteCount": 0, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007SZD2OVPMXT217", "name": "The Middlefield Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 770, "dollarVol": 124920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1157, "totalOriginated": 770, "actionTaken": { "1": 770, "2": 10, "3": 242, "4": 106, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 106, "incompleteCount": 29, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL0IHBRVBZKO13", "name": "Marquette Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 769, "dollarVol": 107735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 951, "totalOriginated": 774, "actionTaken": { "1": 774, "2": 5, "3": 78, "4": 70, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 70, "incompleteCount": 24, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KM0M1BH7LBWW77", "name": "Patriot Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 768, "dollarVol": 203300000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 997, "totalOriginated": 768, "actionTaken": { "1": 768, "2": 0, "3": 49, "4": 158, "5": 2, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 158, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F7JKU0UTD6KX15", "name": "Evans Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 766, "dollarVol": 190120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 972, "totalOriginated": 766, "actionTaken": { "1": 766, "2": 12, "3": 102, "4": 52, "5": 39, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 52, "incompleteCount": 39, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FV8093AKDLHQ80", "name": "Envista Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 764, "dollarVol": 75010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1354, "totalOriginated": 764, "actionTaken": { "1": 764, "2": 86, "3": 164, "4": 32, "5": 7, "6": 0, "7": 249, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 32, "incompleteCount": 7, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006LGHJCBICSE610", "name": "WESTMARK Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 764, "dollarVol": 83400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1210, "totalOriginated": 764, "actionTaken": { "1": 764, "2": 0, "3": 241, "4": 202, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 241, "withdrawalCount": 202, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YL0FE99QLVY380", "name": "ARMCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 764, "dollarVol": 71440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 980, "totalOriginated": 764, "actionTaken": { "1": 764, "2": 15, "3": 98, "4": 73, "5": 0, "6": 0, "7": 30, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 73, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTMO7FGRKRLV06", "name": "CLIFFCO, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 760, "dollarVol": 368700000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1185, "totalOriginated": 760, "actionTaken": { "1": 760, "2": 0, "3": 60, "4": 350, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 350, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A9IPKYRVXEJ156", "name": "Preston Home Loans Inc", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 760, "dollarVol": 141790000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1006, "totalOriginated": 760, "actionTaken": { "1": 760, "2": 0, "3": 17, "4": 229, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 229, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S32ZDD67D2FB46", "name": "Norway Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 760, "dollarVol": 199810000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1466, "totalOriginated": 760, "actionTaken": { "1": 760, "2": 0, "3": 243, "4": 189, "5": 117, "6": 0, "7": 59, "8": 98 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 243, "withdrawalCount": 189, "incompleteCount": 117, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D0VFMYLU9S6Q87", "name": "PREMIUM SECURITY INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 758, "dollarVol": 236530000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1440, "totalOriginated": 758, "actionTaken": { "1": 758, "2": 100, "3": 319, "4": 97, "5": 166, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 319, "withdrawalCount": 97, "incompleteCount": 166, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CHBB3GN7JFXU86", "name": "MSA MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 755, "dollarVol": 338365000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 0, "totalOriginated": 0, "actionTaken": { "1": 0, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009JEKX81THMLH86", "name": "ATLANTIC REGIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 755, "dollarVol": 135185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1024, "totalOriginated": 755, "actionTaken": { "1": 755, "2": 25, "3": 157, "4": 83, "5": 1, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 157, "withdrawalCount": 83, "incompleteCount": 1, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K80E72C24ZOJ37", "name": "SRP Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 754, "dollarVol": 102000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1010, "totalOriginated": 754, "actionTaken": { "1": 754, "2": 7, "3": 130, "4": 112, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 112, "incompleteCount": 7, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EQED7LF41GHV46", "name": "AMERICAN BANCSHARES MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 752, "dollarVol": 251090000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1129, "totalOriginated": 752, "actionTaken": { "1": 752, "2": 5, "3": 81, "4": 277, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 277, "incompleteCount": 14, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWYXV06QXJH078", "name": "DOW CHEMICAL EMPLOYEES'", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 751, "dollarVol": 120575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1121, "totalOriginated": 751, "actionTaken": { "1": 751, "2": 1, "3": 7, "4": 290, "5": 72, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 290, "incompleteCount": 72, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CIQ950OK0BS407", "name": "Sunward Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 751, "dollarVol": 316985000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1234, "totalOriginated": 751, "actionTaken": { "1": 751, "2": 0, "3": 76, "4": 166, "5": 23, "6": 0, "7": 62, "8": 156 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 166, "incompleteCount": 23, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1TH1HE4A6TS23", "name": "TOPLINE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 750, "dollarVol": 118490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1017, "totalOriginated": 750, "actionTaken": { "1": 750, "2": 95, "3": 137, "4": 34, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 34, "incompleteCount": 1, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DGJQT6H4M24F92", "name": "One Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 749, "dollarVol": 168385000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 803, "totalOriginated": 749, "actionTaken": { "1": 749, "2": 20, "3": 22, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004WBDC394DA3W87", "name": "Premier Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 749, "dollarVol": 80465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 915, "totalOriginated": 749, "actionTaken": { "1": 749, "2": 0, "3": 54, "4": 112, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 112, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V3X9I3FAUULX72", "name": "Hoosier Hills Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 748, "dollarVol": 85090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1066, "totalOriginated": 748, "actionTaken": { "1": 748, "2": 18, "3": 164, "4": 78, "5": 58, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 78, "incompleteCount": 58, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DHRESF8KLNP162", "name": "Southwest Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 748, "dollarVol": 91600000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 932, "totalOriginated": 748, "actionTaken": { "1": 748, "2": 20, "3": 68, "4": 79, "5": 0, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "UPMVBH3EU3LS6P1KR697", "name": "AMERANT BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 748, "dollarVol": 626750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2030, "totalOriginated": 748, "actionTaken": { "1": 748, "2": 49, "3": 454, "4": 57, "5": 2, "6": 720, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 454, "withdrawalCount": 57, "incompleteCount": 2, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 720, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FGUI1NQCS1M144", "name": "Midwest Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 748, "dollarVol": 153480000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1016, "totalOriginated": 748, "actionTaken": { "1": 748, "2": 0, "3": 38, "4": 230, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 230, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEKZ808Q0WJL95", "name": "Rocky Mountain Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 747, "dollarVol": 192035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2002, "totalOriginated": 747, "actionTaken": { "1": 747, "2": 0, "3": 331, "4": 909, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 331, "withdrawalCount": 909, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008M2HP1C1B9LU12", "name": "PeoplesBank, a Codorus Valley Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 746, "dollarVol": 182270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 969, "totalOriginated": 746, "actionTaken": { "1": 746, "2": 30, "3": 109, "4": 60, "5": 21, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 60, "incompleteCount": 21, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPZIRQSNKHX741", "name": "LIBERTY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 746, "dollarVol": 105260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 880, "totalOriginated": 746, "actionTaken": { "1": 746, "2": 0, "3": 17, "4": 96, "5": 18, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 96, "incompleteCount": 18, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V71V12DS7RW675", "name": "Communication Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 745, "dollarVol": 89585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1319, "totalOriginated": 745, "actionTaken": { "1": 745, "2": 160, "3": 225, "4": 5, "5": 178, "6": 0, "7": 2, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 225, "withdrawalCount": 5, "incompleteCount": 178, "approvedNotAcceptedCount": 160, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FDXQ75GPEQKRPWABYN63", "name": "CIBC Bank USA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 744, "dollarVol": 1261170000, "branches": 1, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1003, "totalOriginated": 744, "actionTaken": { "1": 744, "2": 8, "3": 64, "4": 176, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 176, "incompleteCount": 11, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5JF1UNQK9KC45", "name": "FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 743, "dollarVol": 119335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 961, "totalOriginated": 743, "actionTaken": { "1": 743, "2": 1, "3": 68, "4": 102, "5": 41, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 102, "incompleteCount": 41, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009YXZEN8325UC34", "name": "HOME MORTGAGE ALLIANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 742, "dollarVol": 325550000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1077, "totalOriginated": 742, "actionTaken": { "1": 742, "2": 4, "3": 41, "4": 289, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 289, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z7EP1HO5CH1C36", "name": "First Palmetto Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 741, "dollarVol": 240595000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 802, "totalOriginated": 741, "actionTaken": { "1": 741, "2": 29, "3": 16, "4": 12, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T576VYG7I55390", "name": "Pen Air Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 741, "dollarVol": 99225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1778, "totalOriginated": 741, "actionTaken": { "1": 741, "2": 49, "3": 678, "4": 244, "5": 66, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 678, "withdrawalCount": 244, "incompleteCount": 66, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S2RLEOF6WG7P87", "name": "The Cecilian Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 740, "dollarVol": 137420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1095, "totalOriginated": 740, "actionTaken": { "1": 740, "2": 35, "3": 63, "4": 97, "5": 5, "6": 0, "7": 53, "8": 102 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 97, "incompleteCount": 5, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3PFIO81O8JD40", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 739, "dollarVol": 220105000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 916, "totalOriginated": 739, "actionTaken": { "1": 739, "2": 2, "3": 54, "4": 117, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 117, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3VF26P7719Z56", "name": "RELIANT COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 738, "dollarVol": 65100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1028, "totalOriginated": 738, "actionTaken": { "1": 738, "2": 11, "3": 197, "4": 76, "5": 0, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 197, "withdrawalCount": 76, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GOPH3KDGIKIU33", "name": "LATINO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 737, "dollarVol": 142725000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 871, "totalOriginated": 737, "actionTaken": { "1": 737, "2": 7, "3": 32, "4": 83, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 83, "incompleteCount": 12, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004T38NMC864VL66", "name": "RAIN CITY CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 736, "dollarVol": 286730000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1062, "totalOriginated": 736, "actionTaken": { "1": 736, "2": 0, "3": 0, "4": 326, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 326, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHVRE44NRBU558", "name": "City Lending Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 736, "dollarVol": 230790000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1172, "totalOriginated": 736, "actionTaken": { "1": 736, "2": 0, "3": 61, "4": 310, "5": 65, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 310, "incompleteCount": 65, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002VB77GOYB9O402", "name": "Investors Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 736, "dollarVol": 642280000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1047, "totalOriginated": 736, "actionTaken": { "1": 736, "2": 19, "3": 138, "4": 140, "5": 9, "6": 0, "7": 4, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 140, "incompleteCount": 9, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007YN2BYYXCI7W64", "name": "BANKWEST, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 735, "dollarVol": 149965000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1591, "totalOriginated": 735, "actionTaken": { "1": 735, "2": 3, "3": 571, "4": 175, "5": 107, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 571, "withdrawalCount": 175, "incompleteCount": 107, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ZUNE2DKEA4702", "name": "ADDITION FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 735, "dollarVol": 87365000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1988, "totalOriginated": 735, "actionTaken": { "1": 735, "2": 10, "3": 766, "4": 295, "5": 182, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 766, "withdrawalCount": 295, "incompleteCount": 182, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUTFJQGRZJH019", "name": "CENTRAL ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 734, "dollarVol": 140190000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1042, "totalOriginated": 734, "actionTaken": { "1": 734, "2": 33, "3": 106, "4": 168, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 168, "incompleteCount": 1, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000NZZZU3GFIYL71", "name": "Needham Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 734, "dollarVol": 640770000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 984, "totalOriginated": 734, "actionTaken": { "1": 734, "2": 13, "3": 80, "4": 116, "5": 41, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 116, "incompleteCount": 41, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006HFDG31YJ3MM36", "name": "MYCUMORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 732, "dollarVol": 112820000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2478, "totalOriginated": 732, "actionTaken": { "1": 732, "2": 76, "3": 155, "4": 125, "5": 31, "6": 1359, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 125, "incompleteCount": 31, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 1359, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESJ15K604ZW846", "name": "CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 732, "dollarVol": 321610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1071, "totalOriginated": 732, "actionTaken": { "1": 732, "2": 5, "3": 61, "4": 273, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 273, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIDQ8IRRU12455", "name": "Jackson County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 731, "dollarVol": 117105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 921, "totalOriginated": 731, "actionTaken": { "1": 731, "2": 18, "3": 87, "4": 71, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 71, "incompleteCount": 14, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WUGYTMN4HIT493", "name": "DuPage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 731, "dollarVol": 86175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1164, "totalOriginated": 731, "actionTaken": { "1": 731, "2": 14, "3": 202, "4": 149, "5": 11, "6": 0, "7": 51, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 202, "withdrawalCount": 149, "incompleteCount": 11, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QD23LICPXTPB55", "name": "DIGNIFIED HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 731, "dollarVol": 286345000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 975, "totalOriginated": 731, "actionTaken": { "1": 731, "2": 64, "3": 7, "4": 173, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 173, "incompleteCount": 0, "approvedNotAcceptedCount": 64, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KYI3BO5LTXF79", "name": "Meridian Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 730, "dollarVol": 94890000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 973, "totalOriginated": 730, "actionTaken": { "1": 730, "2": 0, "3": 119, "4": 56, "5": 68, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 56, "incompleteCount": 68, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6CUP19I9O0770", "name": "HANCOCK COUNTY SAVINGS BANK, FSB, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 730, "dollarVol": 72240000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1011, "totalOriginated": 730, "actionTaken": { "1": 730, "2": 11, "3": 65, "4": 45, "5": 5, "6": 0, "7": 63, "8": 92 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 45, "incompleteCount": 5, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BAKE4VAHVCU55", "name": "SALAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 729, "dollarVol": 135005000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1518, "totalOriginated": 729, "actionTaken": { "1": 729, "2": 15, "3": 435, "4": 218, "5": 76, "6": 0, "7": 8, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 435, "withdrawalCount": 218, "incompleteCount": 76, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT7S7TRS2KSX88", "name": "1ST FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 728, "dollarVol": 258770000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1195, "totalOriginated": 728, "actionTaken": { "1": 728, "2": 66, "3": 49, "4": 233, "5": 119, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 233, "incompleteCount": 119, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEL5474M0Z1H81", "name": "RESULTS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 727, "dollarVol": 178805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 933, "totalOriginated": 727, "actionTaken": { "1": 727, "2": 2, "3": 41, "4": 162, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 162, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKNMX0ZXKVPE54", "name": "Farmers Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 726, "dollarVol": 169310000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 851, "totalOriginated": 726, "actionTaken": { "1": 726, "2": 33, "3": 51, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KP95LHU8OP0H40", "name": "VAL-CHRIS INVESTMENTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 725, "dollarVol": 263245000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 791, "totalOriginated": 725, "actionTaken": { "1": 725, "2": 1, "3": 0, "4": 65, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4PTYXDMX1GS50", "name": "MERRIMACK VALLEY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 724, "dollarVol": 130610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1015, "totalOriginated": 724, "actionTaken": { "1": 724, "2": 8, "3": 106, "4": 94, "5": 25, "6": 58, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 94, "incompleteCount": 25, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 58, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D6BCLQFX6G1K95", "name": "THE EQUITABLE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 723, "dollarVol": 206105000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 947, "totalOriginated": 723, "actionTaken": { "1": 723, "2": 0, "3": 8, "4": 200, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 200, "incompleteCount": 16, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083ZNK6KPUJ7R29", "name": "Allegiance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 722, "dollarVol": 543440000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1253, "totalOriginated": 722, "actionTaken": { "1": 722, "2": 62, "3": 159, "4": 129, "5": 28, "6": 153, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 129, "incompleteCount": 28, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 153, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XCKCOIX4JMI33", "name": "RESIDENTIAL HOME FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 721, "dollarVol": 251875000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1543, "totalOriginated": 721, "actionTaken": { "1": 721, "2": 78, "3": 85, "4": 650, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 650, "incompleteCount": 9, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A4SPX2JOQ71791", "name": "MERCK SHARP & DOHME FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 720, "dollarVol": 93820000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 936, "totalOriginated": 720, "actionTaken": { "1": 720, "2": 6, "3": 62, "4": 148, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 148, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JMPUH6DCQM3W65", "name": "Christensen Financial, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 720, "dollarVol": 202720000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1190, "totalOriginated": 720, "actionTaken": { "1": 720, "2": 3, "3": 41, "4": 349, "5": 77, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 349, "incompleteCount": 77, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007IU6SKFLLNKZ07", "name": "Pacific Lending LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 719, "dollarVol": 286865000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1005, "totalOriginated": 719, "actionTaken": { "1": 719, "2": 1, "3": 6, "4": 279, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 279, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y5YUNNHUW2EQ06", "name": "CommunityBank of Texas, N.A.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 718, "dollarVol": 541780000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1249, "totalOriginated": 718, "actionTaken": { "1": 718, "2": 62, "3": 159, "4": 129, "5": 28, "6": 153, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 129, "incompleteCount": 28, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 153, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJI189UIQW0294", "name": "NEXTMARK", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 718, "dollarVol": 109600000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1200, "totalOriginated": 718, "actionTaken": { "1": 718, "2": 28, "3": 375, "4": 79, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 375, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005A0757T9GRRI44", "name": "First Western Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 717, "dollarVol": 247905000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 855, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 4, "3": 30, "4": 104, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 104, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VQ02LHMFEXJ21", "name": "MID-HUDSON VALLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 717, "dollarVol": 115155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1080, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 63, "3": 211, "4": 89, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 211, "withdrawalCount": 89, "incompleteCount": 0, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GS2JP8CQK0MD31", "name": "Members Cooperative Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 717, "dollarVol": 124315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1247, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 3, "3": 93, "4": 103, "5": 32, "6": 299, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 103, "incompleteCount": 32, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 299, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B7YGT5O5MJ7M45", "name": "FORT WORTH COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 717, "dollarVol": 74985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 856, "totalOriginated": 717, "actionTaken": { "1": 717, "2": 30, "3": 21, "4": 25, "5": 63, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 25, "incompleteCount": 63, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y817BTHHMVNH95", "name": "PILGRIM MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 716, "dollarVol": 202090000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1032, "totalOriginated": 716, "actionTaken": { "1": 716, "2": 4, "3": 10, "4": 239, "5": 62, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 239, "incompleteCount": 62, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900048S1FLI3G2922", "name": "Mechanics Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 715, "dollarVol": 125665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 954, "totalOriginated": 715, "actionTaken": { "1": 715, "2": 45, "3": 20, "4": 29, "5": 0, "6": 0, "7": 49, "8": 96 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003MAUCY3WMZY776", "name": "Cincinnati Federal", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 715, "dollarVol": 192115000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 843, "totalOriginated": 715, "actionTaken": { "1": 715, "2": 9, "3": 26, "4": 93, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 93, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008PQSMR41Y70C36", "name": "AMERANT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 715, "dollarVol": 393105000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1485, "totalOriginated": 715, "actionTaken": { "1": 715, "2": 4, "3": 196, "4": 65, "5": 3, "6": 502, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 65, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 502, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0EV5UM3IRHJ33", "name": "Town & Country Banc Mortgage Services, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 714, "dollarVol": 94850000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 909, "totalOriginated": 714, "actionTaken": { "1": 714, "2": 50, "3": 69, "4": 76, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 76, "incompleteCount": 0, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UQPFB0RR8JCA42", "name": "Dacotah Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 713, "dollarVol": 186515000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 851, "totalOriginated": 713, "actionTaken": { "1": 713, "2": 101, "3": 29, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJO7NO6VDZPD35", "name": "THE MORTGAGE LINK, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 712, "dollarVol": 263820000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 713, "totalOriginated": 712, "actionTaken": { "1": 712, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F570XAWYN8Z237", "name": "Bank of Hope", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 712, "dollarVol": 993660000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 971, "totalOriginated": 712, "actionTaken": { "1": 712, "2": 101, "3": 57, "4": 86, "5": 14, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 86, "incompleteCount": 14, "approvedNotAcceptedCount": 101, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008H38W2EPJ8ZQ43", "name": "LEOMINSTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 712, "dollarVol": 100050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1060, "totalOriginated": 712, "actionTaken": { "1": 712, "2": 13, "3": 242, "4": 89, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 242, "withdrawalCount": 89, "incompleteCount": 4, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHSRT5YOR5W454", "name": "Alliance Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 710, "dollarVol": 151710000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1176, "totalOriginated": 710, "actionTaken": { "1": 710, "2": 0, "3": 317, "4": 149, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 317, "withdrawalCount": 149, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4SRSJ2Z85RM43", "name": "The Muncy Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 708, "dollarVol": 95550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 828, "totalOriginated": 708, "actionTaken": { "1": 708, "2": 16, "3": 47, "4": 57, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWWDI5EBFCNL02", "name": "FAMILY SAVINGS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 706, "dollarVol": 67410000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 788, "totalOriginated": 706, "actionTaken": { "1": 706, "2": 0, "3": 81, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002F9OWLKRICTY67", "name": "STANDARD MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 704, "dollarVol": 166760000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2152, "totalOriginated": 704, "actionTaken": { "1": 704, "2": 3, "3": 82, "4": 282, "5": 9, "6": 1072, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 282, "incompleteCount": 9, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1072, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930054UTIC988TNU54", "name": "DIRECT LENDING PARTNERS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 703, "dollarVol": 863445000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 914, "totalOriginated": 703, "actionTaken": { "1": 703, "2": 8, "3": 18, "4": 79, "5": 106, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 79, "incompleteCount": 106, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8L31JJT1ZDP60", "name": "Peoples National Bank , N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 703, "dollarVol": 117865000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 953, "totalOriginated": 703, "actionTaken": { "1": 703, "2": 29, "3": 78, "4": 141, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 141, "incompleteCount": 2, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "D32W5EBLENJC27207O81", "name": "Emprise Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 701, "dollarVol": 141545000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1124, "totalOriginated": 701, "actionTaken": { "1": 701, "2": 40, "3": 279, "4": 91, "5": 12, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 279, "withdrawalCount": 91, "incompleteCount": 12, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DJAOTPGS83Z81", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 700, "dollarVol": 207210000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1189, "totalOriginated": 700, "actionTaken": { "1": 700, "2": 10, "3": 142, "4": 95, "5": 34, "6": 0, "7": 33, "8": 175 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 142, "withdrawalCount": 95, "incompleteCount": 34, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ERHDU3FCE3FA33", "name": "Glens Falls National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 700, "dollarVol": 153350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1119, "totalOriginated": 700, "actionTaken": { "1": 700, "2": 4, "3": 171, "4": 180, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 180, "incompleteCount": 64, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008E3WZYM5146L29", "name": "Farmers and Merchants Trust Company of Chambersburg", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 700, "dollarVol": 130990000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 940, "totalOriginated": 700, "actionTaken": { "1": 700, "2": 20, "3": 143, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 143, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FYXKL13UG7P021", "name": "HOMESERVICES LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 700, "dollarVol": 161260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 877, "totalOriginated": 700, "actionTaken": { "1": 700, "2": 1, "3": 33, "4": 118, "5": 5, "6": 0, "7": 10, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 118, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Q2ZM3OTLTQH25", "name": "Direct Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 699, "dollarVol": 231135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1016, "totalOriginated": 699, "actionTaken": { "1": 699, "2": 65, "3": 184, "4": 67, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 184, "withdrawalCount": 67, "incompleteCount": 1, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M16XETIG2Z5N24", "name": "Commercial Bank of Texas, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 696, "dollarVol": 173920000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 877, "totalOriginated": 696, "actionTaken": { "1": 696, "2": 80, "3": 83, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JA8HUVL2CRT33", "name": "DEVELOPER'S MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 696, "dollarVol": 178730000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1024, "totalOriginated": 696, "actionTaken": { "1": 696, "2": 104, "3": 33, "4": 172, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 172, "incompleteCount": 19, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LROQOOQU77WS20", "name": "LENOX FINANCIAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 695, "dollarVol": 254305000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1665, "totalOriginated": 695, "actionTaken": { "1": 695, "2": 113, "3": 160, "4": 675, "5": 21, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 675, "incompleteCount": 21, "approvedNotAcceptedCount": 113, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JA1J2RX1MKI366", "name": "CAROLINA ONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 695, "dollarVol": 215765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 971, "totalOriginated": 695, "actionTaken": { "1": 695, "2": 5, "3": 28, "4": 236, "5": 3, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 236, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GHAXBE9Q7W9273", "name": "Home Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 694, "dollarVol": 150600000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 856, "totalOriginated": 694, "actionTaken": { "1": 694, "2": 3, "3": 54, "4": 105, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 105, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZGHPTWOJPDI31", "name": "Wayne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 693, "dollarVol": 122605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1010, "totalOriginated": 691, "actionTaken": { "1": 691, "2": 15, "3": 171, "4": 113, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 113, "incompleteCount": 20, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXIJ7WMGY22535", "name": "SOUTHPOINT FINANCIAL SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 693, "dollarVol": 184845000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 977, "totalOriginated": 693, "actionTaken": { "1": 693, "2": 0, "3": 9, "4": 275, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 275, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YPMNKIA6O0HC78", "name": "Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 691, "dollarVol": 80085000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 872, "totalOriginated": 691, "actionTaken": { "1": 691, "2": 2, "3": 91, "4": 78, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 78, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930069UB3VEGAQ9661", "name": "Bryant Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 689, "dollarVol": 176135000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 823, "totalOriginated": 689, "actionTaken": { "1": 689, "2": 9, "3": 42, "4": 65, "5": 17, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 65, "incompleteCount": 17, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2EZG72LO2FX38", "name": "SUMMIT MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 689, "dollarVol": 289285000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 994, "totalOriginated": 689, "actionTaken": { "1": 689, "2": 3, "3": 24, "4": 256, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 256, "incompleteCount": 22, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8C23BCNGJ4960", "name": "COMMUNITY BANC MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 688, "dollarVol": 99820000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1067, "totalOriginated": 688, "actionTaken": { "1": 688, "2": 0, "3": 154, "4": 169, "5": 56, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 169, "incompleteCount": 56, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004M1U54OO4KKE09", "name": "PRIORITY HOME MORTGAGE, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 687, "dollarVol": 282335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1598, "totalOriginated": 687, "actionTaken": { "1": 687, "2": 15, "3": 13, "4": 702, "5": 181, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 702, "incompleteCount": 181, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEGZGHVQG0OD32", "name": "BEST CAPITAL FUNDING", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 687, "dollarVol": 247655000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1345, "totalOriginated": 687, "actionTaken": { "1": 687, "2": 147, "3": 38, "4": 445, "5": 9, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 445, "incompleteCount": 9, "approvedNotAcceptedCount": 147, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FMBXF85WQYV433", "name": "Amalgamated Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 687, "dollarVol": 699125000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1178, "totalOriginated": 687, "actionTaken": { "1": 687, "2": 12, "3": 16, "4": 99, "5": 58, "6": 306, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 99, "incompleteCount": 58, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 306, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUFHC5ZQDL8J10", "name": "Citizens Tri-County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 686, "dollarVol": 109430000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 946, "totalOriginated": 686, "actionTaken": { "1": 686, "2": 62, "3": 94, "4": 98, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 98, "incompleteCount": 6, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TF1E42EUFBSL45", "name": "Mechanics Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 686, "dollarVol": 964570000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1497, "totalOriginated": 686, "actionTaken": { "1": 686, "2": 12, "3": 165, "4": 125, "5": 55, "6": 454, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 125, "incompleteCount": 55, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 454, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LWLLN6G3XQP35", "name": "CTBC Bank Corp. (USA)", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 685, "dollarVol": 627195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1205, "totalOriginated": 668, "actionTaken": { "1": 668, "2": 112, "3": 58, "4": 112, "5": 63, "6": 192, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 112, "incompleteCount": 63, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 192, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REHZOIYMHDPI61", "name": "Levo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 685, "dollarVol": 95425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 775, "totalOriginated": 685, "actionTaken": { "1": 685, "2": 10, "3": 25, "4": 43, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 43, "incompleteCount": 12, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMNBYF84V5RF83", "name": "FIRST COMMERCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 684, "dollarVol": 81660000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1104, "totalOriginated": 684, "actionTaken": { "1": 684, "2": 62, "3": 247, "4": 99, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 247, "withdrawalCount": 99, "incompleteCount": 12, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300488506L45QIE35", "name": "FINANCIAL CONCEPTS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 684, "dollarVol": 159170000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 734, "totalOriginated": 684, "actionTaken": { "1": 684, "2": 1, "3": 9, "4": 38, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 38, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RIPPSJXAQKZ383", "name": "CIBM Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 684, "dollarVol": 179910000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 888, "totalOriginated": 684, "actionTaken": { "1": 684, "2": 7, "3": 29, "4": 162, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 162, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PL267CW8182203", "name": "LoanUnited.com, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 683, "dollarVol": 234735000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2475, "totalOriginated": 683, "actionTaken": { "1": 683, "2": 2, "3": 83, "4": 1303, "5": 403, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 1303, "incompleteCount": 403, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZFHIGIM84KN09", "name": "First Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 682, "dollarVol": 184440000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 986, "totalOriginated": 682, "actionTaken": { "1": 682, "2": 28, "3": 91, "4": 178, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 178, "incompleteCount": 6, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R1UY5PAEIHXX38", "name": "Skyline National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 681, "dollarVol": 147125000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 735, "totalOriginated": 681, "actionTaken": { "1": 681, "2": 3, "3": 20, "4": 30, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 30, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007KK7ZS3IJVC25", "name": "RED CANOE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 681, "dollarVol": 96505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1031, "totalOriginated": 681, "actionTaken": { "1": 681, "2": 12, "3": 44, "4": 199, "5": 95, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 199, "incompleteCount": 95, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5D5Q2KMDSMP10", "name": "Macatawa Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 681, "dollarVol": 166355000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 924, "totalOriginated": 681, "actionTaken": { "1": 681, "2": 7, "3": 137, "4": 58, "5": 40, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 137, "withdrawalCount": 58, "incompleteCount": 40, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NNL9H573MWO110", "name": "Bank of Utah", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 678, "dollarVol": 308030000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 952, "totalOriginated": 678, "actionTaken": { "1": 678, "2": 5, "3": 19, "4": 245, "5": 1, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 245, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVA1LT74LITG21", "name": "First Federal Savings and Loan Association of Greene Co", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 678, "dollarVol": 110400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 825, "totalOriginated": 678, "actionTaken": { "1": 678, "2": 19, "3": 53, "4": 63, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 63, "incompleteCount": 12, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPSRX7HBRJSR08", "name": "1ST UNITED SERVICES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 677, "dollarVol": 123305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1170, "totalOriginated": 677, "actionTaken": { "1": 677, "2": 193, "3": 261, "4": 23, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 261, "withdrawalCount": 23, "incompleteCount": 16, "approvedNotAcceptedCount": 193, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OXXFLNNHTW637", "name": "ASSEMBLIES OF GOD Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 675, "dollarVol": 165745000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 868, "totalOriginated": 675, "actionTaken": { "1": 675, "2": 0, "3": 23, "4": 170, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 170, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FRWKMPAALEY22", "name": "KOHLER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 675, "dollarVol": 95805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 971, "totalOriginated": 675, "actionTaken": { "1": 675, "2": 0, "3": 71, "4": 123, "5": 43, "6": 0, "7": 59, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 123, "incompleteCount": 43, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000FE7FNF0BV8N77", "name": "The North Side Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 675, "dollarVol": 109425000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 771, "totalOriginated": 675, "actionTaken": { "1": 675, "2": 48, "3": 44, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930045J8O98TUGTW86", "name": "b1BANK", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 673, "dollarVol": 192255000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 830, "totalOriginated": 673, "actionTaken": { "1": 673, "2": 13, "3": 48, "4": 96, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WM8ZE8KHE1R85", "name": "Allen Tate Mortgage Partners, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 673, "dollarVol": 208055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 834, "totalOriginated": 673, "actionTaken": { "1": 673, "2": 0, "3": 22, "4": 108, "5": 0, "6": 0, "7": 0, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 108, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPOIHOHG3TPP54", "name": "The Port Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 670, "dollarVol": 157150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 800, "totalOriginated": 670, "actionTaken": { "1": 670, "2": 29, "3": 44, "4": 38, "5": 17, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 38, "incompleteCount": 17, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WVM1F03F86RQLLTEVE84", "name": "EagleBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 670, "dollarVol": 770840000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 872, "totalOriginated": 670, "actionTaken": { "1": 670, "2": 2, "3": 46, "4": 130, "5": 7, "6": 1, "7": 1, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 130, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TR6MWKSIOP3B72", "name": "Brookline Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 669, "dollarVol": 976745000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 940, "totalOriginated": 669, "actionTaken": { "1": 669, "2": 18, "3": 160, "4": 65, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 65, "incompleteCount": 28, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008NZFLT1BQ8EN23", "name": "Kirtland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 668, "dollarVol": 74940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1166, "totalOriginated": 668, "actionTaken": { "1": 668, "2": 50, "3": 173, "4": 169, "5": 0, "6": 0, "7": 33, "8": 73 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 169, "incompleteCount": 0, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I68BOSEM149Q58", "name": "Encompass Lending Group, LP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 668, "dollarVol": 206980000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1078, "totalOriginated": 668, "actionTaken": { "1": 668, "2": 4, "3": 68, "4": 331, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 331, "incompleteCount": 7, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009NZUFSRFRWTY71", "name": "RED ROCKS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 668, "dollarVol": 86020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 816, "totalOriginated": 668, "actionTaken": { "1": 668, "2": 42, "3": 57, "4": 38, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 38, "incompleteCount": 11, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MK77IBUMJBI791", "name": "Sullivan Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 667, "dollarVol": 189395000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 724, "totalOriginated": 667, "actionTaken": { "1": 667, "2": 44, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BLQQL5GPC6OJ66", "name": "SAFE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 667, "dollarVol": 123125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1181, "totalOriginated": 667, "actionTaken": { "1": 667, "2": 214, "3": 262, "4": 18, "5": 3, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 262, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 214, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFVDRROF85IC57", "name": "TAMMAC HOLDINGS CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 666, "dollarVol": 65470000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7585, "totalOriginated": 666, "actionTaken": { "1": 666, "2": 498, "3": 4131, "4": 219, "5": 797, "6": 0, "7": 30, "8": 1244 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4131, "withdrawalCount": 219, "incompleteCount": 797, "approvedNotAcceptedCount": 498, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWX5Q3V5VXNF89", "name": "North Shore Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 666, "dollarVol": 161010000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 892, "totalOriginated": 666, "actionTaken": { "1": 666, "2": 70, "3": 26, "4": 24, "5": 8, "6": 0, "7": 98, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 24, "incompleteCount": 8, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F2GDWKJH3GMB47", "name": "EDUCATIONAL SYSTEMS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 666, "dollarVol": 78970000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1680, "totalOriginated": 666, "actionTaken": { "1": 666, "2": 104, "3": 371, "4": 192, "5": 0, "6": 0, "7": 143, "8": 204 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 371, "withdrawalCount": 192, "incompleteCount": 0, "approvedNotAcceptedCount": 104, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300214PKB2Y1ZWH75", "name": "Mid-America Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 663, "dollarVol": 156425000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 710, "totalOriginated": 663, "actionTaken": { "1": 663, "2": 1, "3": 1, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000D7DINI9PZN749", "name": "SCOTT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 663, "dollarVol": 118535000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 845, "totalOriginated": 663, "actionTaken": { "1": 663, "2": 88, "3": 83, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 88, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I316H4TE334G62", "name": "Homesale Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 661, "dollarVol": 138395000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 759, "totalOriginated": 661, "actionTaken": { "1": 661, "2": 8, "3": 35, "4": 54, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 54, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6PTKHDJ8HDUF78PFWH30", "name": "The Northern Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 661, "dollarVol": 1648785000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 746, "totalOriginated": 661, "actionTaken": { "1": 661, "2": 21, "3": 14, "4": 31, "5": 5, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 31, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5KSPQD2HH1N54", "name": "First Foundation Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 660, "dollarVol": 2512150000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 749, "totalOriginated": 660, "actionTaken": { "1": 660, "2": 10, "3": 36, "4": 37, "5": 3, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 37, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300458LCI17J5BY03", "name": "The Honesdale National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 660, "dollarVol": 107300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 767, "totalOriginated": 660, "actionTaken": { "1": 660, "2": 24, "3": 33, "4": 49, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 49, "incompleteCount": 1, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450040E5B6CD69C657", "name": "SIMPLICITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 658, "dollarVol": 87880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 954, "totalOriginated": 658, "actionTaken": { "1": 658, "2": 12, "3": 21, "4": 151, "5": 1, "6": 0, "7": 51, "8": 60 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 151, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJ89CA12ZT7X03", "name": "The Luzerne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 657, "dollarVol": 97575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 788, "totalOriginated": 657, "actionTaken": { "1": 657, "2": 23, "3": 60, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NN76XZ2NOFH19", "name": "Country Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 656, "dollarVol": 174710000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 921, "totalOriginated": 656, "actionTaken": { "1": 656, "2": 34, "3": 85, "4": 62, "5": 44, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 62, "incompleteCount": 44, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ON2ILGPUVKZT28", "name": "American Bank of Oklahoma", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 656, "dollarVol": 149900000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 844, "totalOriginated": 656, "actionTaken": { "1": 656, "2": 4, "3": 26, "4": 115, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 115, "incompleteCount": 43, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDVJICP5T5BD05", "name": "DEL-ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 655, "dollarVol": 72265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1213, "totalOriginated": 655, "actionTaken": { "1": 655, "2": 83, "3": 408, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 408, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 83, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJMSK78N2L9U23", "name": "OAK MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 652, "dollarVol": 164510000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 784, "totalOriginated": 652, "actionTaken": { "1": 652, "2": 95, "3": 24, "4": 12, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003P55WOWIBVUF09", "name": "GOLDEN PLAINS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 652, "dollarVol": 64760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1291, "totalOriginated": 652, "actionTaken": { "1": 652, "2": 67, "3": 241, "4": 82, "5": 6, "6": 0, "7": 46, "8": 197 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 241, "withdrawalCount": 82, "incompleteCount": 6, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RDO3TWTFEYC795", "name": "Towne Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 650, "dollarVol": 210830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 809, "totalOriginated": 650, "actionTaken": { "1": 650, "2": 4, "3": 26, "4": 118, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 118, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PBL633P0UGLP11", "name": "Embassy Bank For The Lehigh Valley", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 650, "dollarVol": 191380000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 830, "totalOriginated": 650, "actionTaken": { "1": 650, "2": 24, "3": 95, "4": 41, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 41, "incompleteCount": 20, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKWR5OM8PWIN62", "name": "FIDELITY DIRECT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 648, "dollarVol": 228960000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 876, "totalOriginated": 648, "actionTaken": { "1": 648, "2": 18, "3": 90, "4": 94, "5": 24, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 94, "incompleteCount": 24, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC0CLTNVGA0H76", "name": "River Region Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 648, "dollarVol": 83700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 846, "totalOriginated": 648, "actionTaken": { "1": 648, "2": 84, "3": 93, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 84, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGCIDP1G72QO72", "name": "CF Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 647, "dollarVol": 210525000, "branches": 1, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 832, "totalOriginated": 647, "actionTaken": { "1": 647, "2": 3, "3": 18, "4": 163, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 163, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LN4GS7BNXIO13", "name": "Fidelity Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 645, "dollarVol": 166885000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 895, "totalOriginated": 645, "actionTaken": { "1": 645, "2": 25, "3": 114, "4": 59, "5": 10, "6": 0, "7": 10, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 114, "withdrawalCount": 59, "incompleteCount": 10, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUMML1SMLTVQ62", "name": "NUTMEG STATE FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 644, "dollarVol": 80740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 858, "totalOriginated": 644, "actionTaken": { "1": 644, "2": 2, "3": 203, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 203, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HTCBH4TWCVM82", "name": "MEMBERS MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 644, "dollarVol": 213510000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 982, "totalOriginated": 644, "actionTaken": { "1": 644, "2": 19, "3": 89, "4": 65, "5": 156, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 65, "incompleteCount": 156, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKGRBBO8HEKR21", "name": "Marine Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 644, "dollarVol": 100580000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 813, "totalOriginated": 644, "actionTaken": { "1": 644, "2": 27, "3": 75, "4": 54, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 54, "incompleteCount": 13, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OR2C7AGDZFTS24", "name": "Midwest BankCentre", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 643, "dollarVol": 247955000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 846, "totalOriginated": 643, "actionTaken": { "1": 643, "2": 1, "3": 62, "4": 124, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 124, "incompleteCount": 16, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930097J3TUZXBXXE75", "name": "HAPO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 643, "dollarVol": 125695000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1203, "totalOriginated": 643, "actionTaken": { "1": 643, "2": 111, "3": 136, "4": 250, "5": 63, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 250, "incompleteCount": 63, "approvedNotAcceptedCount": 111, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PINLJ7T7GLTF48NFP863", "name": "Colorado Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 641, "dollarVol": 248105000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 974, "totalOriginated": 641, "actionTaken": { "1": 641, "2": 9, "3": 72, "4": 187, "5": 63, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 187, "incompleteCount": 63, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTPRGSP8DGY569", "name": "WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 640, "dollarVol": 147420000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 912, "totalOriginated": 640, "actionTaken": { "1": 640, "2": 22, "3": 119, "4": 104, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 104, "incompleteCount": 27, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP314BNT2VUU11", "name": "PIONEER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 638, "dollarVol": 103740000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 841, "totalOriginated": 638, "actionTaken": { "1": 638, "2": 41, "3": 60, "4": 102, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 102, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI67PLCC1Z3P80", "name": "WEBSTER FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 638, "dollarVol": 184140000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1132, "totalOriginated": 638, "actionTaken": { "1": 638, "2": 19, "3": 167, "4": 108, "5": 50, "6": 45, "7": 49, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 167, "withdrawalCount": 108, "incompleteCount": 50, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 45, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LW7G8E8SHWC88", "name": "SESLOC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 636, "dollarVol": 146410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1115, "totalOriginated": 636, "actionTaken": { "1": 636, "2": 68, "3": 392, "4": 18, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 392, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CQG2T7TCGY8Q67", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 636, "dollarVol": 150110000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 812, "totalOriginated": 636, "actionTaken": { "1": 636, "2": 13, "3": 44, "4": 52, "5": 0, "6": 67, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 67, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R5DOGZK0VWYL76", "name": "Jonah Bank of Wyoming", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 636, "dollarVol": 174540000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 710, "totalOriginated": 636, "actionTaken": { "1": 636, "2": 2, "3": 13, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZDER2ZANLA242", "name": "TROPICAL FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 634, "dollarVol": 106270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1375, "totalOriginated": 634, "actionTaken": { "1": 634, "2": 29, "3": 465, "4": 238, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 465, "withdrawalCount": 238, "incompleteCount": 9, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HSB39FXRFMW540", "name": "RUHL MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 633, "dollarVol": 123265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 771, "totalOriginated": 633, "actionTaken": { "1": 633, "2": 2, "3": 13, "4": 108, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 108, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007G2SOD8W9RK547", "name": "FIRST NEW YORK", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 633, "dollarVol": 84785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 847, "totalOriginated": 633, "actionTaken": { "1": 633, "2": 0, "3": 77, "4": 126, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 126, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZVCKCUN23YY80", "name": "Consolidated Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 633, "dollarVol": 130255000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 947, "totalOriginated": 633, "actionTaken": { "1": 633, "2": 0, "3": 140, "4": 145, "5": 9, "6": 0, "7": 15, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 145, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KR83OL4XF00793", "name": "VILLAGE BANK MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 632, "dollarVol": 159580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 753, "totalOriginated": 632, "actionTaken": { "1": 632, "2": 57, "3": 16, "4": 44, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 44, "incompleteCount": 4, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OOBQV34V3WL383", "name": "ABNB Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 632, "dollarVol": 68790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 935, "totalOriginated": 632, "actionTaken": { "1": 632, "2": 18, "3": 201, "4": 84, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 84, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009HFRW3TN5NRR78", "name": "1st Summit Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 632, "dollarVol": 92310000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 818, "totalOriginated": 632, "actionTaken": { "1": 632, "2": 3, "3": 95, "4": 88, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 88, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACU16O36WZP625", "name": "212 LOANS, LLC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 631, "dollarVol": 155745000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 631, "totalOriginated": 631, "actionTaken": { "1": 631, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XRDEGNB7US825", "name": "VIBE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 630, "dollarVol": 66730000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 741, "totalOriginated": 630, "actionTaken": { "1": 630, "2": 3, "3": 65, "4": 30, "5": 5, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 30, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G03BZB89LOWZ28", "name": "St. Anne's Credit Union of Fall River, Mass.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 629, "dollarVol": 124405000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 934, "totalOriginated": 629, "actionTaken": { "1": 629, "2": 18, "3": 204, "4": 83, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 204, "withdrawalCount": 83, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800THW6KSUL191M34", "name": "FIRST COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 629, "dollarVol": 130215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1212, "totalOriginated": 629, "actionTaken": { "1": 629, "2": 0, "3": 226, "4": 287, "5": 70, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 226, "withdrawalCount": 287, "incompleteCount": 70, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JZXUB8NOEMF64", "name": "TOWN AND COUNTRY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 628, "dollarVol": 142300000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 809, "totalOriginated": 628, "actionTaken": { "1": 628, "2": 0, "3": 19, "4": 162, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 162, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006YSC5JOGNPMH78", "name": "SOUTHLAND CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 626, "dollarVol": 137630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1080, "totalOriginated": 626, "actionTaken": { "1": 626, "2": 2, "3": 236, "4": 204, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 236, "withdrawalCount": 204, "incompleteCount": 12, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PPKM4YL2GY3713", "name": "SPECTRA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 625, "dollarVol": 107815000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 979, "totalOriginated": 625, "actionTaken": { "1": 625, "2": 53, "3": 91, "4": 121, "5": 30, "6": 0, "7": 11, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 121, "incompleteCount": 30, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WH9FMXOC63ZV77", "name": "NATIONWIDE EQUITIES CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 623, "dollarVol": 435455000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 904, "totalOriginated": 623, "actionTaken": { "1": 623, "2": 74, "3": 30, "4": 165, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 165, "incompleteCount": 12, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM7ARTTP3T1V93", "name": "The Canandaigua National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 623, "dollarVol": 176675000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2077, "totalOriginated": 623, "actionTaken": { "1": 623, "2": 19, "3": 165, "4": 66, "5": 0, "6": 1204, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 1204, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDJB48AVV1SO96", "name": "HOME FINANCING UNLIMITED, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 622, "dollarVol": 281680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 864, "totalOriginated": 622, "actionTaken": { "1": 622, "2": 1, "3": 39, "4": 175, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 175, "incompleteCount": 27, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZC4KKV3F7W494", "name": "BAY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 620, "dollarVol": 161050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1228, "totalOriginated": 620, "actionTaken": { "1": 620, "2": 17, "3": 364, "4": 123, "5": 103, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 364, "withdrawalCount": 123, "incompleteCount": 103, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1VUZZZCW0TWP6R7N3Z33", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 620, "dollarVol": 201850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 865, "totalOriginated": 620, "actionTaken": { "1": 620, "2": 12, "3": 106, "4": 82, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 82, "incompleteCount": 45, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZ8E0GLIFFYB55", "name": "Volunteer State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 619, "dollarVol": 185135000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 737, "totalOriginated": 619, "actionTaken": { "1": 619, "2": 22, "3": 53, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8MJBUGW3ZLQ95", "name": "WEOKIE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 618, "dollarVol": 165530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1032, "totalOriginated": 618, "actionTaken": { "1": 618, "2": 0, "3": 131, "4": 176, "5": 107, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 176, "incompleteCount": 107, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008GYZEYGLI3NQ97", "name": "PENRITH HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 618, "dollarVol": 300740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 788, "totalOriginated": 618, "actionTaken": { "1": 618, "2": 8, "3": 20, "4": 141, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 141, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CM7HYHZ1MEJ624", "name": "Cache Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 617, "dollarVol": 274325000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 738, "totalOriginated": 617, "actionTaken": { "1": 617, "2": 0, "3": 18, "4": 103, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 103, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A68YW07V5R5G22", "name": "FUNDLOANS CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 617, "dollarVol": 526715000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1361, "totalOriginated": 617, "actionTaken": { "1": 617, "2": 7, "3": 182, "4": 547, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 182, "withdrawalCount": 547, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004ZRHLORHQ9LT73", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 617, "dollarVol": 164815000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 731, "totalOriginated": 617, "actionTaken": { "1": 617, "2": 8, "3": 29, "4": 75, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007IES1RWVUDDU23", "name": "Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 616, "dollarVol": 241790000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 824, "totalOriginated": 616, "actionTaken": { "1": 616, "2": 5, "3": 47, "4": 140, "5": 0, "6": 16, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 140, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 16, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JZN2V0PWFMW808", "name": "AHL FUNDING", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 616, "dollarVol": 334190000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1516, "totalOriginated": 616, "actionTaken": { "1": 616, "2": 2, "3": 32, "4": 839, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 839, "incompleteCount": 27, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KKOHQFSTKHSN59", "name": "TEXAS TRUST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 615, "dollarVol": 107755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 716, "totalOriginated": 615, "actionTaken": { "1": 615, "2": 2, "3": 36, "4": 21, "5": 42, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 21, "incompleteCount": 42, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QX0QWWJKEY4R28", "name": "Marquette Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 613, "dollarVol": 309065000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 806, "totalOriginated": 613, "actionTaken": { "1": 613, "2": 7, "3": 79, "4": 93, "5": 13, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 93, "incompleteCount": 13, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GQWJTTR0TEH83", "name": "Chelsea Groton Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 613, "dollarVol": 167485000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 907, "totalOriginated": 613, "actionTaken": { "1": 613, "2": 52, "3": 66, "4": 67, "5": 18, "6": 40, "7": 5, "8": 46 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 67, "incompleteCount": 18, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5A6PQ1VJG3497", "name": "First Federal Bank of Kansas City", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 610, "dollarVol": 226920000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 786, "totalOriginated": 610, "actionTaken": { "1": 610, "2": 7, "3": 46, "4": 118, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 118, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJODJ0SZUNMX12", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 610, "dollarVol": 179400000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 784, "totalOriginated": 610, "actionTaken": { "1": 610, "2": 126, "3": 30, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 126, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TV5ZED3EINI708", "name": "IncredibleBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 610, "dollarVol": 151650000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 956, "totalOriginated": 611, "actionTaken": { "1": 611, "2": 20, "3": 105, "4": 141, "5": 20, "6": 5, "7": 5, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 141, "incompleteCount": 20, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U18MOAH5F95P15", "name": "EFCU FINANCIAL", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 609, "dollarVol": 74225000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 853, "totalOriginated": 609, "actionTaken": { "1": 609, "2": 10, "3": 145, "4": 51, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 145, "withdrawalCount": 51, "incompleteCount": 38, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7OB5W5CJHFO55", "name": "BrightStar Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 608, "dollarVol": 127550000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1439, "totalOriginated": 608, "actionTaken": { "1": 608, "2": 157, "3": 408, "4": 244, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 408, "withdrawalCount": 244, "incompleteCount": 22, "approvedNotAcceptedCount": 157, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U4FBW37LFHW771", "name": "JET DIRECT FUNDING CORP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 608, "dollarVol": 284650000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 982, "totalOriginated": 608, "actionTaken": { "1": 608, "2": 1, "3": 134, "4": 190, "5": 49, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 190, "incompleteCount": 49, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C2LYW7GU30DV25", "name": "PREFERRED MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 606, "dollarVol": 80030000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 940, "totalOriginated": 606, "actionTaken": { "1": 606, "2": 43, "3": 153, "4": 138, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 138, "incompleteCount": 0, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007Z7FTUKQGFMZ98", "name": "GREYSTONE SERVICING COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 605, "dollarVol": 7132455000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 736, "totalOriginated": 605, "actionTaken": { "1": 605, "2": 0, "3": 15, "4": 116, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 116, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AOB4S7B0DB7863", "name": "JUSTICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 605, "dollarVol": 109275000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1590, "totalOriginated": 605, "actionTaken": { "1": 605, "2": 72, "3": 99, "4": 219, "5": 1, "6": 252, "7": 41, "8": 301 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 219, "incompleteCount": 1, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 252, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X0GM1DHJIWC22", "name": "CBI Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 602, "dollarVol": 100310000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 752, "totalOriginated": 602, "actionTaken": { "1": 602, "2": 3, "3": 68, "4": 75, "5": 1, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 75, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003WYFPGUVPTRK86", "name": "Monona Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 601, "dollarVol": 248025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 723, "totalOriginated": 601, "actionTaken": { "1": 601, "2": 11, "3": 29, "4": 75, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 75, "incompleteCount": 7, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZCM5T73BZEI76", "name": "PeoplesSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 600, "dollarVol": 118920000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 641, "totalOriginated": 600, "actionTaken": { "1": 600, "2": 0, "3": 30, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYV7W4MRNEFK89", "name": "TECH Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 599, "dollarVol": 73275000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 743, "totalOriginated": 599, "actionTaken": { "1": 599, "2": 5, "3": 76, "4": 60, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 60, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EES32R2VOEK894", "name": "Bankers' Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 599, "dollarVol": 112625000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 882, "totalOriginated": 599, "actionTaken": { "1": 599, "2": 13, "3": 96, "4": 141, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 96, "withdrawalCount": 141, "incompleteCount": 33, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5OUR2FD1NV703", "name": "BHOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 599, "dollarVol": 266955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 877, "totalOriginated": 599, "actionTaken": { "1": 599, "2": 21, "3": 15, "4": 207, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 207, "incompleteCount": 35, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOP6YO0UN0TY92", "name": "SPERO FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 598, "dollarVol": 91730000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 650, "totalOriginated": 598, "actionTaken": { "1": 598, "2": 23, "3": 19, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008B783OSGFDLN78", "name": "MIDLAND MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 598, "dollarVol": 169610000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 844, "totalOriginated": 598, "actionTaken": { "1": 598, "2": 0, "3": 28, "4": 158, "5": 60, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 158, "incompleteCount": 60, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZZIAVB1U6Z4S78", "name": "CFCU COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 597, "dollarVol": 129885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 683, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 15, "3": 32, "4": 31, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 31, "incompleteCount": 8, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500PCG3NCYFXK0D60", "name": "Westby Co-op Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 597, "dollarVol": 83855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 904, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 15, "3": 59, "4": 164, "5": 68, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 164, "incompleteCount": 68, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MTZQME2DHKE115", "name": "ARLINGTON COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 597, "dollarVol": 88305000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 688, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 6, "3": 42, "4": 17, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 17, "incompleteCount": 26, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DEALZYZM93S163", "name": "HomeLight Home Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 597, "dollarVol": 303355000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 809, "totalOriginated": 597, "actionTaken": { "1": 597, "2": 0, "3": 10, "4": 194, "5": 2, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 194, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5PE7ZGYRW5Q15", "name": "Citizens Bank of Las Cruces", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 595, "dollarVol": 153375000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 694, "totalOriginated": 595, "actionTaken": { "1": 595, "2": 1, "3": 26, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JJ8BTDDILW4H12", "name": "Benchmark Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 595, "dollarVol": 109735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 714, "totalOriginated": 595, "actionTaken": { "1": 595, "2": 52, "3": 42, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3LYUX1NJVC329", "name": "MORTGAGE CAPITAL PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 595, "dollarVol": 428925000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 885, "totalOriginated": 595, "actionTaken": { "1": 595, "2": 71, "3": 2, "4": 217, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 217, "incompleteCount": 0, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H0B8QZSS10X971", "name": "FIRST HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 594, "dollarVol": 58080000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 968, "totalOriginated": 594, "actionTaken": { "1": 594, "2": 42, "3": 94, "4": 69, "5": 0, "6": 0, "7": 64, "8": 105 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 69, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M1AHTCIYKM7V90", "name": "The City National Bank of Sulphur Springs", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 594, "dollarVol": 145810000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 713, "totalOriginated": 594, "actionTaken": { "1": 594, "2": 1, "3": 41, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XL5688T9WLKS84", "name": "Tidewater Home Funding, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 593, "dollarVol": 196445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 736, "totalOriginated": 593, "actionTaken": { "1": 593, "2": 3, "3": 17, "4": 121, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 121, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930095LY1EDFTWAG29", "name": "First Volunteer Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 593, "dollarVol": 107165000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 807, "totalOriginated": 593, "actionTaken": { "1": 593, "2": 6, "3": 138, "4": 62, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 138, "withdrawalCount": 62, "incompleteCount": 8, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG8MECYD8F2A55", "name": "American National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 593, "dollarVol": 193765000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 726, "totalOriginated": 593, "actionTaken": { "1": 593, "2": 24, "3": 32, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T03X096VF60C57", "name": "American Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 592, "dollarVol": 247660000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 776, "totalOriginated": 592, "actionTaken": { "1": 592, "2": 0, "3": 32, "4": 152, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 152, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQMFK1KT7KEB48", "name": "NORTHEAST HOME LOAN, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 592, "dollarVol": 196190000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 792, "totalOriginated": 592, "actionTaken": { "1": 592, "2": 6, "3": 39, "4": 62, "5": 47, "6": 0, "7": 10, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 62, "incompleteCount": 47, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RXHLK3XT6SD946", "name": "Jefferson Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 592, "dollarVol": 318360000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 776, "totalOriginated": 592, "actionTaken": { "1": 592, "2": 116, "3": 67, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "562V2SM4I80MJO5HYB83", "name": "Bank Rhode Island", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 589, "dollarVol": 260575000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 867, "totalOriginated": 589, "actionTaken": { "1": 589, "2": 20, "3": 161, "4": 67, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 161, "withdrawalCount": 67, "incompleteCount": 30, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S4QGNTM8G5J005", "name": "WISCONSIN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 588, "dollarVol": 147080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 747, "totalOriginated": 588, "actionTaken": { "1": 588, "2": 1, "3": 51, "4": 99, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 99, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R51FSMCPO6HB07", "name": "The Evangeline Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 584, "dollarVol": 102210000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 709, "totalOriginated": 584, "actionTaken": { "1": 584, "2": 59, "3": 38, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UFWBQTD1W41E26", "name": "MAINSTREET FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 584, "dollarVol": 63700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1331, "totalOriginated": 584, "actionTaken": { "1": 584, "2": 72, "3": 156, "4": 74, "5": 44, "6": 0, "7": 104, "8": 297 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 74, "incompleteCount": 44, "approvedNotAcceptedCount": 72, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBMI3P6JWI9Q86", "name": "Citizens and Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 583, "dollarVol": 147435000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1064, "totalOriginated": 583, "actionTaken": { "1": 583, "2": 20, "3": 221, "4": 74, "5": 0, "6": 157, "7": 5, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 221, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 157, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QTN66CFMVWLH03", "name": "MAYO EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 583, "dollarVol": 97205000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 791, "totalOriginated": 583, "actionTaken": { "1": 583, "2": 6, "3": 78, "4": 124, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 124, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4BYXP7YD9UI61", "name": "Centreville Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 582, "dollarVol": 232290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 753, "totalOriginated": 582, "actionTaken": { "1": 582, "2": 12, "3": 111, "4": 39, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 39, "incompleteCount": 9, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WZ3RTY75P7HO83", "name": "Eagle Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 582, "dollarVol": 80520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1654, "totalOriginated": 582, "actionTaken": { "1": 582, "2": 753, "3": 319, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 319, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 753, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BREPLU2KKPI102", "name": "The First National Bank of Fort Smith", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 581, "dollarVol": 314935000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 875, "totalOriginated": 581, "actionTaken": { "1": 581, "2": 19, "3": 62, "4": 213, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 213, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UWA74T8PF7KY34", "name": "Dime Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 581, "dollarVol": 1563665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 828, "totalOriginated": 578, "actionTaken": { "1": 578, "2": 7, "3": 98, "4": 115, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 115, "incompleteCount": 30, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E4YLQ3BVQ4GW30", "name": "WALL STREET MORTGAGE BANKERS, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 579, "dollarVol": 489095000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 974, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 0, "3": 53, "4": 338, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 338, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C44LTMSEGQ5K05", "name": "Island Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 579, "dollarVol": 100425000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1109, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 23, "3": 208, "4": 89, "5": 199, "6": 0, "7": 4, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 89, "incompleteCount": 199, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y01XP7FO81MC08", "name": "Core Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 579, "dollarVol": 276775000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 712, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 10, "3": 23, "4": 98, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 98, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003KBJMVUE7RQO90", "name": "1ST ADVANTAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 579, "dollarVol": 69715000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 851, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 0, "3": 110, "4": 162, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 162, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003EW6T31TGECO83", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 579, "dollarVol": 151765000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 658, "totalOriginated": 579, "actionTaken": { "1": 579, "2": 40, "3": 37, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F52SJSXL6QRM73", "name": "FIRST COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 577, "dollarVol": 159475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1082, "totalOriginated": 577, "actionTaken": { "1": 577, "2": 7, "3": 116, "4": 290, "5": 92, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 290, "incompleteCount": 92, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T6MV7ZAIL4N325", "name": "HR MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 572, "dollarVol": 67890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 846, "totalOriginated": 572, "actionTaken": { "1": 572, "2": 3, "3": 217, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 217, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MVSM4XYFQL3X62", "name": "BARKSDALE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 571, "dollarVol": 67485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1463, "totalOriginated": 571, "actionTaken": { "1": 571, "2": 18, "3": 531, "4": 228, "5": 114, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 531, "withdrawalCount": 228, "incompleteCount": 114, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZAZI235VM8Q149", "name": "JAMS-01, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 569, "dollarVol": 269895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 649, "totalOriginated": 569, "actionTaken": { "1": 569, "2": 0, "3": 4, "4": 76, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 76, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGZHXNY2T0G559", "name": "SUN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 569, "dollarVol": 66745000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1122, "totalOriginated": 569, "actionTaken": { "1": 569, "2": 13, "3": 237, "4": 198, "5": 3, "6": 0, "7": 0, "8": 102 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 237, "withdrawalCount": 198, "incompleteCount": 3, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q9V3DYHBRTUH61", "name": "1st National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 569, "dollarVol": 152695000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 841, "totalOriginated": 569, "actionTaken": { "1": 569, "2": 0, "3": 13, "4": 249, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 249, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087JNDLPJWOLV11", "name": "THE VINTON COUNTY NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 569, "dollarVol": 115395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 787, "totalOriginated": 569, "actionTaken": { "1": 569, "2": 105, "3": 101, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 105, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RGUEWNDH44ES51", "name": "Forcht Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 569, "dollarVol": 190605000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 896, "totalOriginated": 569, "actionTaken": { "1": 569, "2": 0, "3": 135, "4": 170, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 170, "incompleteCount": 22, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PCN2EQDRMIHV68", "name": "Mortgage Investment Services Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 568, "dollarVol": 94440000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1050, "totalOriginated": 568, "actionTaken": { "1": 568, "2": 274, "3": 132, "4": 52, "5": 1, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 52, "incompleteCount": 1, "approvedNotAcceptedCount": 274, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065TMWOWFAXBL88", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 567, "dollarVol": 68535000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 718, "totalOriginated": 567, "actionTaken": { "1": 567, "2": 20, "3": 59, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LCGK7U7USNX41", "name": "LOANSNAP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 567, "dollarVol": 209955000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 770, "totalOriginated": 567, "actionTaken": { "1": 567, "2": 1, "3": 34, "4": 168, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 168, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASFUWYQO0RW077", "name": "ARBOR REALTY TRUST, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 567, "dollarVol": 5329465000, "branches": 1, "states": 41, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 761, "totalOriginated": 567, "actionTaken": { "1": 567, "2": 17, "3": 44, "4": 133, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 133, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CDUILFTCPB7H89", "name": "Kellogg Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 566, "dollarVol": 70700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 628, "totalOriginated": 566, "actionTaken": { "1": 566, "2": 0, "3": 7, "4": 48, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 48, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JBZ3MK7Z4FI764", "name": "Thomaston Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 565, "dollarVol": 176625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 697, "totalOriginated": 565, "actionTaken": { "1": 565, "2": 8, "3": 51, "4": 63, "5": 7, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 63, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MY80V94K63ZY41", "name": "PromiseOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 565, "dollarVol": 154895000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 628, "totalOriginated": 565, "actionTaken": { "1": 565, "2": 17, "3": 9, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VKT2R0R20CR104", "name": "First Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 564, "dollarVol": 127600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 750, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 52, "3": 88, "4": 42, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 42, "incompleteCount": 4, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHEEV73TKCZY62", "name": "Self-Help Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 564, "dollarVol": 121780000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2679, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 22, "3": 136, "4": 62, "5": 0, "6": 1895, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 1895, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SSNVCONGBH947", "name": "The First National Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 564, "dollarVol": 109870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 767, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 6, "3": 87, "4": 97, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 97, "incompleteCount": 13, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "EFBDHEMMHTWI378O4988", "name": "Heartland Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 564, "dollarVol": 148760000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 965, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 73, "3": 101, "4": 109, "5": 0, "6": 118, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 109, "incompleteCount": 0, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 118, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP3DLR09NF6157", "name": "The First National Bank of Middle Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 564, "dollarVol": 203200000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 705, "totalOriginated": 564, "actionTaken": { "1": 564, "2": 2, "3": 44, "4": 93, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 93, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNDTHPORJI2O79", "name": "ANCHOR NATIONWIDE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 563, "dollarVol": 220825000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 788, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 0, "3": 0, "4": 225, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 225, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUFWU3F35PWM42", "name": "Cobalt Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 563, "dollarVol": 80805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 937, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 6, "3": 116, "4": 201, "5": 51, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 201, "incompleteCount": 51, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004NKDOFN55L5X23", "name": "HAWAIIAN FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 563, "dollarVol": 275475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 569, "totalOriginated": 563, "actionTaken": { "1": 563, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXP5DNWSGY6F96", "name": "Intrust Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 562, "dollarVol": 103730000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 942, "totalOriginated": 562, "actionTaken": { "1": 562, "2": 20, "3": 233, "4": 67, "5": 21, "6": 39, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 67, "incompleteCount": 21, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 39, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TKL128GKFR9C87", "name": "Wildfire Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 562, "dollarVol": 60350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 733, "totalOriginated": 562, "actionTaken": { "1": 562, "2": 3, "3": 93, "4": 70, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 70, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138004QPZ7FMGPTU106", "name": "CorTrust Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 562, "dollarVol": 87110000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 653, "totalOriginated": 562, "actionTaken": { "1": 562, "2": 20, "3": 54, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELXS6PBT8OEE44", "name": "Air Academy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 561, "dollarVol": 110655000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 766, "totalOriginated": 561, "actionTaken": { "1": 561, "2": 40, "3": 59, "4": 106, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 106, "incompleteCount": 0, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TIRELTI8ENRL83", "name": "AMOCO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 561, "dollarVol": 112435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 954, "totalOriginated": 561, "actionTaken": { "1": 561, "2": 88, "3": 140, "4": 43, "5": 7, "6": 0, "7": 78, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 140, "withdrawalCount": 43, "incompleteCount": 7, "approvedNotAcceptedCount": 88, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JM9VOQ8A8WF359", "name": "First Keystone Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 560, "dollarVol": 104040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 697, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 34, "3": 57, "4": 42, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 42, "incompleteCount": 4, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D0H09HSURFXA20", "name": "FAY SERVICING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 560, "dollarVol": 153400000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1378, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 150, "3": 238, "4": 313, "5": 117, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 238, "withdrawalCount": 313, "incompleteCount": 117, "approvedNotAcceptedCount": 150, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTSX5SM2W0VV58", "name": "Crossroads Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 560, "dollarVol": 78360000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 633, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 38, "3": 34, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RA4FKR1AA05ZK88M8034", "name": "Broadway National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 560, "dollarVol": 529360000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 991, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 3, "3": 200, "4": 159, "5": 69, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 200, "withdrawalCount": 159, "incompleteCount": 69, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930028J11BWKUVGX50", "name": "HARBORSTONE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 560, "dollarVol": 84120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1088, "totalOriginated": 560, "actionTaken": { "1": 560, "2": 35, "3": 328, "4": 19, "5": 9, "6": 137, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 328, "withdrawalCount": 19, "incompleteCount": 9, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 137, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WEZMN6QE5IIH42", "name": "JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 555, "dollarVol": 207355000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 953, "totalOriginated": 555, "actionTaken": { "1": 555, "2": 4, "3": 126, "4": 229, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 229, "incompleteCount": 39, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3JUY6QMZ8DY86", "name": "Commercial Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 555, "dollarVol": 113235000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 661, "totalOriginated": 555, "actionTaken": { "1": 555, "2": 9, "3": 56, "4": 39, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUPH9GRBKWSS23", "name": "PARKSTONE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 553, "dollarVol": 252585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1116, "totalOriginated": 553, "actionTaken": { "1": 553, "2": 31, "3": 5, "4": 380, "5": 147, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 380, "incompleteCount": 147, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PHPKOL5FJ7D438", "name": "BluCurrent Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 553, "dollarVol": 55745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 930, "totalOriginated": 553, "actionTaken": { "1": 553, "2": 129, "3": 134, "4": 41, "5": 68, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 41, "incompleteCount": 68, "approvedNotAcceptedCount": 129, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGV74J5SPHTG47", "name": "Planters Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 552, "dollarVol": 94240000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 657, "totalOriginated": 552, "actionTaken": { "1": 552, "2": 49, "3": 56, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "KV8W1JTB8FZ821S5ED75", "name": "First Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 552, "dollarVol": 212370000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 944, "totalOriginated": 552, "actionTaken": { "1": 552, "2": 10, "3": 270, "4": 112, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 270, "withdrawalCount": 112, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLJI4QKZ3D0G94", "name": "5TH STREET CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 552, "dollarVol": 495470000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 991, "totalOriginated": 552, "actionTaken": { "1": 552, "2": 250, "3": 101, "4": 86, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 86, "incompleteCount": 2, "approvedNotAcceptedCount": 250, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VSL5DFXBM1II56", "name": "F&B Acquisition Group LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 552, "dollarVol": 147130000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 552, "totalOriginated": 552, "actionTaken": { "1": 552, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TULDV69V2XKY60", "name": "United States Senate Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 551, "dollarVol": 73145000, "branches": 1, "states": 43, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 711, "totalOriginated": 551, "actionTaken": { "1": 551, "2": 19, "3": 66, "4": 72, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 72, "incompleteCount": 3, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "DZHW4H2BUS3DOGKT0727", "name": "Gorham Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 550, "dollarVol": 167130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 715, "totalOriginated": 550, "actionTaken": { "1": 550, "2": 19, "3": 57, "4": 58, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 58, "incompleteCount": 31, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3IKJ7KU3SH574", "name": "Priority Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 550, "dollarVol": 131800000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 613, "totalOriginated": 550, "actionTaken": { "1": 550, "2": 2, "3": 3, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UV5JQXLGVWIP44", "name": "Devon Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 550, "dollarVol": 222770000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1447, "totalOriginated": 550, "actionTaken": { "1": 550, "2": 86, "3": 90, "4": 220, "5": 479, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 220, "incompleteCount": 479, "approvedNotAcceptedCount": 86, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHQ3UXVA4AGM53", "name": "ANB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 549, "dollarVol": 294225000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 791, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 23, "3": 113, "4": 95, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 95, "incompleteCount": 11, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z78KW88BIQNR50", "name": "First American Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 549, "dollarVol": 171925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 768, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 18, "3": 113, "4": 86, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 113, "withdrawalCount": 86, "incompleteCount": 2, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W7XZMMFOVY0Z37", "name": "NewTowne Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 549, "dollarVol": 203725000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 645, "totalOriginated": 549, "actionTaken": { "1": 549, "2": 3, "3": 7, "4": 84, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 84, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQH6MBVMMRRA85", "name": "INOVA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 548, "dollarVol": 52180000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 937, "totalOriginated": 548, "actionTaken": { "1": 548, "2": 28, "3": 90, "4": 85, "5": 17, "6": 0, "7": 59, "8": 110 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 85, "incompleteCount": 17, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XKIMAP8O4OS123", "name": "BELLWETHER COMMUNITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 547, "dollarVol": 94685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 871, "totalOriginated": 547, "actionTaken": { "1": 547, "2": 27, "3": 155, "4": 82, "5": 0, "6": 0, "7": 5, "8": 55 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 155, "withdrawalCount": 82, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJQ7L8XG0WT572", "name": "CINFED Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 546, "dollarVol": 69200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 868, "totalOriginated": 546, "actionTaken": { "1": 546, "2": 8, "3": 234, "4": 47, "5": 7, "6": 0, "7": 12, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 47, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEJ302N3NLKA88", "name": "CLACKAMAS COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 545, "dollarVol": 65515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 802, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 2, "3": 118, "4": 76, "5": 72, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 76, "incompleteCount": 72, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGE7I6F2K89769", "name": "BMI Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 545, "dollarVol": 64855000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 713, "totalOriginated": 545, "actionTaken": { "1": 545, "2": 0, "3": 48, "4": 119, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 119, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001X0T84TYRJ5Y59", "name": "VISTA POINT MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 544, "dollarVol": 291220000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1122, "totalOriginated": 544, "actionTaken": { "1": 544, "2": 44, "3": 163, "4": 352, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 163, "withdrawalCount": 352, "incompleteCount": 19, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5W91RLNLMTL86", "name": "Adams Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 543, "dollarVol": 158495000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 740, "totalOriginated": 543, "actionTaken": { "1": 543, "2": 15, "3": 78, "4": 92, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 92, "incompleteCount": 12, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YAGLRHLP0JP559", "name": "InFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 542, "dollarVol": 69750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 703, "totalOriginated": 542, "actionTaken": { "1": 542, "2": 19, "3": 74, "4": 61, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 61, "incompleteCount": 7, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "YQI2CPR3Z44KAR0HG822", "name": "The Park Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 541, "dollarVol": 250055000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 787, "totalOriginated": 541, "actionTaken": { "1": 541, "2": 11, "3": 43, "4": 59, "5": 17, "6": 4, "7": 25, "8": 87 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 59, "incompleteCount": 17, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK2AEMKCO4JZ92", "name": "SIS BANCORP, MHC", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 540, "dollarVol": 210110000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 734, "totalOriginated": 540, "actionTaken": { "1": 540, "2": 6, "3": 47, "4": 71, "5": 10, "6": 60, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 71, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 60, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945004XZN3PZQZJW178", "name": "UNCLE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 540, "dollarVol": 111710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 817, "totalOriginated": 540, "actionTaken": { "1": 540, "2": 2, "3": 132, "4": 130, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 130, "incompleteCount": 13, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000M096YV1VLKD70", "name": "Washington Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 538, "dollarVol": 146850000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 657, "totalOriginated": 538, "actionTaken": { "1": 538, "2": 9, "3": 53, "4": 44, "5": 12, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 44, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I67S0IYUQWFJ07", "name": "NEIGHBORS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 538, "dollarVol": 67800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 822, "totalOriginated": 538, "actionTaken": { "1": 538, "2": 0, "3": 126, "4": 109, "5": 49, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 109, "incompleteCount": 49, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PQLW7K91KOVU18", "name": "Sun East Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 537, "dollarVol": 61585000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 839, "totalOriginated": 537, "actionTaken": { "1": 537, "2": 9, "3": 203, "4": 87, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 203, "withdrawalCount": 87, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3X7YDJIUENL65", "name": "NUMARK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 537, "dollarVol": 79615000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1539, "totalOriginated": 537, "actionTaken": { "1": 537, "2": 340, "3": 194, "4": 257, "5": 3, "6": 208, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 257, "incompleteCount": 3, "approvedNotAcceptedCount": 340, "purchasedLoanCount": 208, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W09D8JV1ANXX59", "name": "THE ANDERSON FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 537, "dollarVol": 182905000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 741, "totalOriginated": 537, "actionTaken": { "1": 537, "2": 13, "3": 17, "4": 165, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 165, "incompleteCount": 9, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X2FI65C4A30O27", "name": "F & M Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 536, "dollarVol": 137150000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 681, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 14, "3": 44, "4": 77, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 77, "incompleteCount": 10, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930024L8BYJXUEP897", "name": "HOME MORTGAGE BANKERS CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 536, "dollarVol": 70270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 736, "totalOriginated": 536, "actionTaken": { "1": 536, "2": 3, "3": 17, "4": 104, "5": 76, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 104, "incompleteCount": 76, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZELVKWROFNEC29", "name": "Ardent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 534, "dollarVol": 81870000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 933, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 35, "3": 159, "4": 51, "5": 91, "6": 0, "7": 23, "8": 40 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 159, "withdrawalCount": 51, "incompleteCount": 91, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FGGERPRKXH7V65", "name": "AVADIAN", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 534, "dollarVol": 52940000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 729, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 36, "3": 110, "4": 48, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300II7Y8V2KY9TM28", "name": "Home Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 534, "dollarVol": 165630000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 760, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 46, "3": 53, "4": 89, "5": 11, "6": 0, "7": 17, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 89, "incompleteCount": 11, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IWSSP83SNIPE63", "name": "PATRIOT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 534, "dollarVol": 64870000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 798, "totalOriginated": 534, "actionTaken": { "1": 534, "2": 5, "3": 173, "4": 81, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 81, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJIJV987NXVC31", "name": "SCENIC OAKS FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 533, "dollarVol": 194975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 783, "totalOriginated": 533, "actionTaken": { "1": 533, "2": 1, "3": 13, "4": 148, "5": 0, "6": 0, "7": 9, "8": 79 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 148, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQGXH1N2N6D695", "name": "Lake Trust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 533, "dollarVol": 37105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 940, "totalOriginated": 533, "actionTaken": { "1": 533, "2": 12, "3": 348, "4": 35, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 348, "withdrawalCount": 35, "incompleteCount": 12, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AJ6XFK1ACXWQ06", "name": "Edmonton State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 532, "dollarVol": 106090000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 711, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 6, "3": 93, "4": 77, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 77, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TXW4YZE1CSWA75", "name": "Cape Cod Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 532, "dollarVol": 296150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 700, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 14, "3": 12, "4": 48, "5": 7, "6": 87, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 48, "incompleteCount": 7, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 87, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WC15MLNUIZYR16", "name": "APCO EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 532, "dollarVol": 98450000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 696, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 0, "3": 117, "4": 13, "5": 0, "6": 34, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 34, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002IVUY1DY0ZCL83", "name": "Copper State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 532, "dollarVol": 44670000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 807, "totalOriginated": 532, "actionTaken": { "1": 532, "2": 21, "3": 195, "4": 51, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 51, "incompleteCount": 8, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PRAPL43XPYR044", "name": "EMET LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 530, "dollarVol": 242460000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 782, "totalOriginated": 530, "actionTaken": { "1": 530, "2": 67, "3": 0, "4": 177, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 177, "incompleteCount": 8, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPZ5G5IZWT7878", "name": "Main Street Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 530, "dollarVol": 183770000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 903, "totalOriginated": 530, "actionTaken": { "1": 530, "2": 13, "3": 65, "4": 79, "5": 37, "6": 104, "7": 21, "8": 54 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 79, "incompleteCount": 37, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 104, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUYE2687NHBM11", "name": "AMERICA'S CHOICE HOME LOANS LP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 530, "dollarVol": 158380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 807, "totalOriginated": 530, "actionTaken": { "1": 530, "2": 0, "3": 16, "4": 261, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 261, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J3YLW53W0K4T67", "name": "CENTENNIAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 530, "dollarVol": 164200000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 965, "totalOriginated": 530, "actionTaken": { "1": 530, "2": 8, "3": 139, "4": 190, "5": 98, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 190, "incompleteCount": 98, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZ2IPWRMLAYZ30", "name": "MID-ISLAND MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 529, "dollarVol": 201485000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 823, "totalOriginated": 529, "actionTaken": { "1": 529, "2": 0, "3": 67, "4": 183, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 183, "incompleteCount": 44, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7HCU10KIRLG30", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 529, "dollarVol": 213475000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 772, "totalOriginated": 548, "actionTaken": { "1": 548, "2": 16, "3": 69, "4": 95, "5": 3, "6": 41, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 95, "incompleteCount": 3, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 41, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDC5KWHWDXTW48", "name": "USF Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 527, "dollarVol": 94715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 993, "totalOriginated": 527, "actionTaken": { "1": 527, "2": 34, "3": 166, "4": 255, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 166, "withdrawalCount": 255, "incompleteCount": 11, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8W7NTNS3TVK84", "name": "Fidelity Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 527, "dollarVol": 94835000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 600, "totalOriginated": 527, "actionTaken": { "1": 527, "2": 25, "3": 36, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZNQ6MSZ2J3966", "name": "PEOPLE FIRST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 526, "dollarVol": 55850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 845, "totalOriginated": 526, "actionTaken": { "1": 526, "2": 6, "3": 220, "4": 59, "5": 34, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 220, "withdrawalCount": 59, "incompleteCount": 34, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A76WI58XAFNF59", "name": "ARIZONA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 526, "dollarVol": 75630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1299, "totalOriginated": 526, "actionTaken": { "1": 526, "2": 5, "3": 418, "4": 313, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 418, "withdrawalCount": 313, "incompleteCount": 37, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C0SKCK5G4RX330", "name": "First Columbia Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 525, "dollarVol": 92945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 607, "totalOriginated": 525, "actionTaken": { "1": 525, "2": 9, "3": 30, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBX5R3ZBD8FR12", "name": "SCHUMACHER MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 525, "dollarVol": 236165000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 682, "totalOriginated": 525, "actionTaken": { "1": 525, "2": 4, "3": 66, "4": 86, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 86, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFJDBOCX7WKY08", "name": "The American National Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 525, "dollarVol": 187215000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 945, "totalOriginated": 525, "actionTaken": { "1": 525, "2": 2, "3": 194, "4": 172, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 194, "withdrawalCount": 172, "incompleteCount": 52, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQCRCK13A7DC81", "name": "Fortera Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 524, "dollarVol": 54730000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 854, "totalOriginated": 524, "actionTaken": { "1": 524, "2": 68, "3": 168, "4": 85, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 168, "withdrawalCount": 85, "incompleteCount": 9, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQ47K76CF2A976", "name": "CORNHUSKER BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 524, "dollarVol": 212800000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 603, "totalOriginated": 524, "actionTaken": { "1": 524, "2": 12, "3": 9, "4": 44, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 44, "incompleteCount": 14, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SV4X2EID9J711", "name": "Cambria Financial Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 524, "dollarVol": 154800000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 715, "totalOriginated": 524, "actionTaken": { "1": 524, "2": 0, "3": 37, "4": 153, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 153, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T2PYPUFN0IWJ63", "name": "InterBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 523, "dollarVol": 435275000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 668, "totalOriginated": 523, "actionTaken": { "1": 523, "2": 28, "3": 63, "4": 49, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 49, "incompleteCount": 5, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003V0VOGJ2CI8520", "name": "Kennebunk Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 523, "dollarVol": 203555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 782, "totalOriginated": 523, "actionTaken": { "1": 523, "2": 3, "3": 150, "4": 93, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 93, "incompleteCount": 13, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZF8VZFNRNBW38", "name": "Geddes Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 522, "dollarVol": 105290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 643, "totalOriginated": 522, "actionTaken": { "1": 522, "2": 13, "3": 28, "4": 35, "5": 12, "6": 33, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 35, "incompleteCount": 12, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 33, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IER2H3R8YLBW04", "name": "Forward Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 521, "dollarVol": 94245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 591, "totalOriginated": 521, "actionTaken": { "1": 521, "2": 46, "3": 22, "4": 0, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SBA6BX8HZZF585", "name": "FIDELITY LENDING SOLUTIONS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 520, "dollarVol": 310740000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 669, "totalOriginated": 520, "actionTaken": { "1": 520, "2": 95, "3": 5, "4": 48, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 95, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHPPLC0TBRV021", "name": "PRIORITY HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 519, "dollarVol": 255355000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 635, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 7, "3": 13, "4": 96, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5NLOTO329NX77", "name": "Farm Credit East, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 519, "dollarVol": 161375000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 650, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 76, "3": 34, "4": 17, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPBZCTMM3Y0061", "name": "NASA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 519, "dollarVol": 126495000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1781, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 59, "3": 42, "4": 78, "5": 35, "6": 1048, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 78, "incompleteCount": 35, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 1048, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQS3UXEAID1Q88", "name": "POLISH NATIONAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 519, "dollarVol": 89145000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 687, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 10, "3": 83, "4": 58, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 58, "incompleteCount": 17, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015EUQKUCIRBQ14", "name": "METRO CU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 519, "dollarVol": 53925000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 861, "totalOriginated": 519, "actionTaken": { "1": 519, "2": 0, "3": 154, "4": 188, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 154, "withdrawalCount": 188, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RS5LTZ0JDZYI59", "name": "Dedham Institution for Savings", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 518, "dollarVol": 460310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 641, "totalOriginated": 518, "actionTaken": { "1": 518, "2": 7, "3": 19, "4": 81, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 81, "incompleteCount": 16, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800M6RMI3YBX62W88", "name": "CORTRUST MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 518, "dollarVol": 131540000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 781, "totalOriginated": 518, "actionTaken": { "1": 518, "2": 0, "3": 40, "4": 143, "5": 80, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 143, "incompleteCount": 80, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WU17K1CLH8VI32", "name": "Chemung Canal Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 518, "dollarVol": 274590000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 699, "totalOriginated": 518, "actionTaken": { "1": 518, "2": 56, "3": 95, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKT4KNKP08CQ45", "name": "Northway Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 516, "dollarVol": 169410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 723, "totalOriginated": 516, "actionTaken": { "1": 516, "2": 3, "3": 82, "4": 108, "5": 13, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 108, "incompleteCount": 13, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V2YLC1I721HE07", "name": "F & M BANK CORP.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 516, "dollarVol": 139090000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 661, "totalOriginated": 524, "actionTaken": { "1": 524, "2": 26, "3": 36, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002VH9C0PKB8K153", "name": "Logan Finance Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 515, "dollarVol": 275765000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1217, "totalOriginated": 515, "actionTaken": { "1": 515, "2": 192, "3": 62, "4": 79, "5": 0, "6": 369, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 192, "purchasedLoanCount": 369, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTS7TVGFDGUH88", "name": "The National Bank of Indianapolis", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 514, "dollarVol": 174180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 624, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 0, "3": 30, "4": 74, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 74, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N38Q5YKSSV1106", "name": "Easthampton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 514, "dollarVol": 172900000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 748, "totalOriginated": 514, "actionTaken": { "1": 514, "2": 14, "3": 74, "4": 115, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 115, "incompleteCount": 31, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930099BVD0E448JX38", "name": "Arbor Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 513, "dollarVol": 112315000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 591, "totalOriginated": 513, "actionTaken": { "1": 513, "2": 9, "3": 13, "4": 49, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 49, "incompleteCount": 7, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003EAJYUK1F8B139", "name": "Fortress Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 513, "dollarVol": 92125000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 670, "totalOriginated": 513, "actionTaken": { "1": 513, "2": 0, "3": 30, "4": 86, "5": 0, "6": 41, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 86, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 41, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y7VXZSDR0D6I81", "name": "St. Mary's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 513, "dollarVol": 96705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 701, "totalOriginated": 513, "actionTaken": { "1": 513, "2": 13, "3": 102, "4": 47, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 47, "incompleteCount": 26, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930079VLB4FPPZ7Y58", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 512, "dollarVol": 161770000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 698, "totalOriginated": 512, "actionTaken": { "1": 512, "2": 6, "3": 37, "4": 135, "5": 5, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 135, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDDXGC8OXLNZ36", "name": "First United Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 512, "dollarVol": 129850000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 601, "totalOriginated": 512, "actionTaken": { "1": 512, "2": 47, "3": 29, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJD6GFEQBIEF90", "name": "TUCSON", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 509, "dollarVol": 41325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 791, "totalOriginated": 509, "actionTaken": { "1": 509, "2": 24, "3": 84, "4": 23, "5": 30, "6": 121, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 23, "incompleteCount": 30, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 121, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QG83M0EX7VC434", "name": "Pinnacle Bank - Wyoming", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 509, "dollarVol": 117185000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 690, "totalOriginated": 509, "actionTaken": { "1": 509, "2": 20, "3": 44, "4": 102, "5": 13, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 102, "incompleteCount": 13, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJVECT3YD6KY88", "name": "Bank of New Hampshire", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 508, "dollarVol": 167740000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 777, "totalOriginated": 508, "actionTaken": { "1": 508, "2": 12, "3": 104, "4": 145, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 145, "incompleteCount": 8, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRKI1J5D73X280", "name": "The Genoa Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 507, "dollarVol": 111315000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 635, "totalOriginated": 507, "actionTaken": { "1": 507, "2": 7, "3": 36, "4": 85, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 85, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KXUHSYFT7SD10", "name": "LPMC, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 507, "dollarVol": 171795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 654, "totalOriginated": 507, "actionTaken": { "1": 507, "2": 0, "3": 10, "4": 130, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 130, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MMQJ2MM37FDE66", "name": "FRONTIER FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 507, "dollarVol": 105975000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 509, "totalOriginated": 507, "actionTaken": { "1": 507, "2": 0, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030UYPZM65LOF37", "name": "MidWest America Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 506, "dollarVol": 53880000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 718, "totalOriginated": 506, "actionTaken": { "1": 506, "2": 9, "3": 104, "4": 78, "5": 16, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 78, "incompleteCount": 16, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ALCPGGRYFG8I88", "name": "Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 505, "dollarVol": 128585000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 623, "totalOriginated": 505, "actionTaken": { "1": 505, "2": 5, "3": 9, "4": 104, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 104, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1YFRSB8UEGH03", "name": "Truity Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 504, "dollarVol": 136620000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 894, "totalOriginated": 504, "actionTaken": { "1": 504, "2": 13, "3": 207, "4": 126, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 207, "withdrawalCount": 126, "incompleteCount": 44, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYL5ZW4ISL7T55", "name": "PriorityOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 502, "dollarVol": 161450000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 662, "totalOriginated": 502, "actionTaken": { "1": 502, "2": 11, "3": 46, "4": 103, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 103, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FDPG829O6VBB05", "name": "Eastside Funding LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 502, "dollarVol": 150100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 679, "totalOriginated": 502, "actionTaken": { "1": 502, "2": 118, "3": 23, "4": 5, "5": 0, "6": 0, "7": 21, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 118, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003GSJF52BBIBW81", "name": "LENDING CAPITAL GROUP Inc", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 501, "dollarVol": 161505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 639, "totalOriginated": 501, "actionTaken": { "1": 501, "2": 0, "3": 23, "4": 115, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 115, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G8SAGXEDF5FK39", "name": "First Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 500, "dollarVol": 151390000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 683, "totalOriginated": 500, "actionTaken": { "1": 500, "2": 59, "3": 33, "4": 71, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 71, "incompleteCount": 20, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZIROI6ZF7B419", "name": "FAMILY FIRST OF NY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 499, "dollarVol": 52885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 603, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 3, "3": 52, "4": 45, "5": 1, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 45, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCKUW7YV0YNV03", "name": "Tri City National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 499, "dollarVol": 215845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 691, "totalOriginated": 499, "actionTaken": { "1": 499, "2": 11, "3": 82, "4": 77, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 77, "incompleteCount": 22, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930039OWZFM2IGRN69", "name": "Chambers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 497, "dollarVol": 130845000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 662, "totalOriginated": 497, "actionTaken": { "1": 497, "2": 46, "3": 40, "4": 77, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 77, "incompleteCount": 1, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NW5S24O35U1962", "name": "NOBLE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 496, "dollarVol": 44790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 841, "totalOriginated": 496, "actionTaken": { "1": 496, "2": 41, "3": 256, "4": 20, "5": 23, "6": 4, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 256, "withdrawalCount": 20, "incompleteCount": 23, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HZKPV04SFK9K27", "name": "CO-OP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 496, "dollarVol": 73890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 564, "totalOriginated": 496, "actionTaken": { "1": 496, "2": 0, "3": 26, "4": 36, "5": 2, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRH7IX8IMYTC57", "name": "Dundee Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 495, "dollarVol": 136165000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 591, "totalOriginated": 495, "actionTaken": { "1": 495, "2": 16, "3": 26, "4": 45, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 45, "incompleteCount": 9, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AUFLERO59VGC71", "name": "Home State Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 495, "dollarVol": 121825000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 594, "totalOriginated": 495, "actionTaken": { "1": 495, "2": 25, "3": 32, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GLDL4X3U4RFI74", "name": "Guardian Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 494, "dollarVol": 71610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1067, "totalOriginated": 494, "actionTaken": { "1": 494, "2": 93, "3": 315, "4": 33, "5": 0, "6": 0, "7": 108, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 315, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 93, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004RSPU71QRHYI22", "name": "JSC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 494, "dollarVol": 87680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1091, "totalOriginated": 494, "actionTaken": { "1": 494, "2": 89, "3": 307, "4": 198, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 307, "withdrawalCount": 198, "incompleteCount": 3, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ENXD6MBH06E085", "name": "Bristol County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 493, "dollarVol": 260975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 708, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 5, "3": 57, "4": 60, "5": 16, "6": 0, "7": 29, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 60, "incompleteCount": 16, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IHBKY3L5OIDT39", "name": "Planters Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 493, "dollarVol": 295005000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 505, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 1, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J6A8R0TUC01239", "name": "Neches Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 493, "dollarVol": 62885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 617, "totalOriginated": 493, "actionTaken": { "1": 493, "2": 36, "3": 88, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XJN2FXJNUZ8F52", "name": "HIGHLAND HOMELOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 491, "dollarVol": 212325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 647, "totalOriginated": 491, "actionTaken": { "1": 491, "2": 138, "3": 18, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 138, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBZNWRGLS7CP89", "name": "Bluestone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 491, "dollarVol": 257605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 683, "totalOriginated": 491, "actionTaken": { "1": 491, "2": 4, "3": 66, "4": 104, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 104, "incompleteCount": 18, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006F1L6NRWMNY260", "name": "Hanover Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 491, "dollarVol": 528465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 763, "totalOriginated": 491, "actionTaken": { "1": 491, "2": 8, "3": 156, "4": 59, "5": 48, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 59, "incompleteCount": 48, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N80S5V3OY3S68", "name": "GROUP MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 490, "dollarVol": 209390000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 621, "totalOriginated": 490, "actionTaken": { "1": 490, "2": 5, "3": 2, "4": 124, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 124, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVOJIAJUT2E435", "name": "FC LENDING, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 490, "dollarVol": 219580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 847, "totalOriginated": 490, "actionTaken": { "1": 490, "2": 12, "3": 2, "4": 180, "5": 163, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 180, "incompleteCount": 163, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS7PW1Y7DQZG40", "name": "CENTURY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 490, "dollarVol": 53890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 712, "totalOriginated": 490, "actionTaken": { "1": 490, "2": 91, "3": 80, "4": 0, "5": 0, "6": 0, "7": 6, "8": 45 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 91, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490073NY7HKXVMGG76", "name": "Reliance Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 489, "dollarVol": 75935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 602, "totalOriginated": 489, "actionTaken": { "1": 489, "2": 10, "3": 36, "4": 45, "5": 0, "6": 0, "7": 5, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZK5SW6NTWB533", "name": "Enterprise Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 488, "dollarVol": 544390000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 739, "totalOriginated": 488, "actionTaken": { "1": 488, "2": 10, "3": 19, "4": 92, "5": 6, "6": 0, "7": 31, "8": 93 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 92, "incompleteCount": 6, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NE66BD75BDB43", "name": "Towne Mortgage of the Carolinas, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 487, "dollarVol": 171055000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 615, "totalOriginated": 487, "actionTaken": { "1": 487, "2": 10, "3": 29, "4": 83, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 83, "incompleteCount": 6, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFA0VY9215VV25", "name": "Midwest Mortgage Associates Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 486, "dollarVol": 131640000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 866, "totalOriginated": 486, "actionTaken": { "1": 486, "2": 11, "3": 22, "4": 180, "5": 155, "6": 0, "7": 2, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 180, "incompleteCount": 155, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XXF5AWOEWTU94", "name": "Mutual Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 486, "dollarVol": 147710000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 873, "totalOriginated": 486, "actionTaken": { "1": 486, "2": 3, "3": 49, "4": 273, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 273, "incompleteCount": 62, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VDE1SMI6Z0Q04", "name": "VISION ONE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 485, "dollarVol": 212765000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 737, "totalOriginated": 485, "actionTaken": { "1": 485, "2": 0, "3": 196, "4": 55, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 196, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F03B9034CQB904", "name": "Beeline Loans, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 485, "dollarVol": 123715000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2370, "totalOriginated": 485, "actionTaken": { "1": 485, "2": 79, "3": 402, "4": 766, "5": 638, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 402, "withdrawalCount": 766, "incompleteCount": 638, "approvedNotAcceptedCount": 79, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005H3NABV4GMAG85", "name": "CONNECTICUT STATE EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 485, "dollarVol": 66025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 684, "totalOriginated": 485, "actionTaken": { "1": 485, "2": 0, "3": 103, "4": 37, "5": 59, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 37, "incompleteCount": 59, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQ2G271NHKJQ07", "name": "CRANE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 485, "dollarVol": 82135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 789, "totalOriginated": 485, "actionTaken": { "1": 485, "2": 17, "3": 101, "4": 36, "5": 53, "6": 0, "7": 44, "8": 53 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 36, "incompleteCount": 53, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FEBB5EMDXTC518", "name": "Lake Shore Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 484, "dollarVol": 83270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 625, "totalOriginated": 484, "actionTaken": { "1": 484, "2": 8, "3": 27, "4": 84, "5": 19, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 84, "incompleteCount": 19, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HEPQK96AEXHS12", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 483, "dollarVol": 185975000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 563, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 10, "3": 27, "4": 41, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZPTT694OV6U433", "name": "FIRSTMARK", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 483, "dollarVol": 37885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1009, "totalOriginated": 483, "actionTaken": { "1": 483, "2": 6, "3": 399, "4": 118, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 399, "withdrawalCount": 118, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8K0GPRS1CUS51", "name": "HNB National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 480, "dollarVol": 92690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 684, "totalOriginated": 480, "actionTaken": { "1": 480, "2": 57, "3": 43, "4": 2, "5": 0, "6": 0, "7": 55, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 57, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3UJN7196A5W71", "name": "Central National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 479, "dollarVol": 110685000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 667, "totalOriginated": 479, "actionTaken": { "1": 479, "2": 3, "3": 71, "4": 60, "5": 10, "6": 44, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 60, "incompleteCount": 10, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 44, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001E3OD1D4Y8KX63", "name": "FIRST HERITAGE FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 479, "dollarVol": 93755000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 577, "totalOriginated": 479, "actionTaken": { "1": 479, "2": 1, "3": 53, "4": 42, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 42, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008XQDQ2YZPQKX53", "name": "PROVINCE MORTGAGE ASSOCIATES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 478, "dollarVol": 145340000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 621, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 3, "3": 37, "4": 98, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 98, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSY236S7MBKO83", "name": "CIS Financial Services, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 478, "dollarVol": 74820000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2856, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 0, "3": 1550, "4": 817, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1550, "withdrawalCount": 817, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F1COXL6UBFCP55", "name": "First Central Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 478, "dollarVol": 311510000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 592, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 1, "3": 16, "4": 3, "5": 94, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 3, "incompleteCount": 94, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008SP1FN4D81IS17", "name": "Toyota Financial Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 478, "dollarVol": 368780000, "branches": 1, "states": 46, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 638, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 8, "3": 35, "4": 111, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 111, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEM32ZRV7MJ178", "name": "Southside Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 478, "dollarVol": 378780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 986, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 11, "3": 274, "4": 223, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 274, "withdrawalCount": 223, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083D8Q8RK84Y448", "name": "AMERICA'S CREDIT UNION, A", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 478, "dollarVol": 108840000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 756, "totalOriginated": 478, "actionTaken": { "1": 478, "2": 16, "3": 116, "4": 111, "5": 35, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 116, "withdrawalCount": 111, "incompleteCount": 35, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6UHRKD73G36IZYN3FC43", "name": "Customers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 476, "dollarVol": 1432040000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1341, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 44, "3": 62, "4": 35, "5": 8, "6": 711, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 35, "incompleteCount": 8, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 711, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FL5GANFX0HMU45", "name": "ERIE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 476, "dollarVol": 42930000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 847, "totalOriginated": 476, "actionTaken": { "1": 476, "2": 1, "3": 209, "4": 80, "5": 1, "6": 0, "7": 33, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 80, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BB8TE7SXIUJI50", "name": "GREATER IOWA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 475, "dollarVol": 55975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 605, "totalOriginated": 475, "actionTaken": { "1": 475, "2": 25, "3": 28, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EAO0HUFDR48U74", "name": "RED RIVER EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 474, "dollarVol": 64480000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 792, "totalOriginated": 474, "actionTaken": { "1": 474, "2": 5, "3": 73, "4": 45, "5": 15, "6": 180, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 45, "incompleteCount": 15, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 180, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002OCMCJIOOONI88", "name": "United Bank of Iowa", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 473, "dollarVol": 62775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 689, "totalOriginated": 473, "actionTaken": { "1": 473, "2": 67, "3": 121, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 121, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 67, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009PLGT79KQ6HO15", "name": "Access Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 472, "dollarVol": 183340000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 560, "totalOriginated": 472, "actionTaken": { "1": 472, "2": 16, "3": 19, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5DG8D4966HK70", "name": "GREATER TEXAS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 472, "dollarVol": 85920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1086, "totalOriginated": 472, "actionTaken": { "1": 472, "2": 22, "3": 289, "4": 271, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 289, "withdrawalCount": 271, "incompleteCount": 32, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCP8KCUTKGF379", "name": "121 FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 471, "dollarVol": 59665000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 808, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 15, "3": 150, "4": 156, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 156, "incompleteCount": 16, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "7G95BGMCIZTO8KTOM640", "name": "Spencer Savings Bank, SLA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 471, "dollarVol": 445215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 707, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 17, "3": 80, "4": 95, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 95, "incompleteCount": 44, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UONVHJ0G6DSL23", "name": "Bravera Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 471, "dollarVol": 134225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 556, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 5, "3": 17, "4": 55, "5": 2, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 55, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X23Y2CUDX6A106", "name": "CAPITAL PARTNERS MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 471, "dollarVol": 147115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 761, "totalOriginated": 471, "actionTaken": { "1": 471, "2": 9, "3": 59, "4": 191, "5": 17, "6": 0, "7": 3, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 191, "incompleteCount": 17, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHTPSIK7LBKD38", "name": "PARTNERS 1ST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 469, "dollarVol": 61855000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 605, "totalOriginated": 469, "actionTaken": { "1": 469, "2": 29, "3": 73, "4": 32, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIXEN5875K5W17", "name": "Horicon Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 469, "dollarVol": 93095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 529, "totalOriginated": 469, "actionTaken": { "1": 469, "2": 13, "3": 18, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JAEP0DFO79JO70", "name": "GRANITE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 469, "dollarVol": 120515000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 860, "totalOriginated": 469, "actionTaken": { "1": 469, "2": 54, "3": 61, "4": 165, "5": 69, "6": 0, "7": 10, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 165, "incompleteCount": 69, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008T2QQO3QJ0EM38", "name": "CADENCE LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 468, "dollarVol": 124720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 604, "totalOriginated": 468, "actionTaken": { "1": 468, "2": 94, "3": 18, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CNZPI5WN45KW48", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 467, "dollarVol": 86365000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 597, "totalOriginated": 467, "actionTaken": { "1": 467, "2": 11, "3": 27, "4": 89, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 89, "incompleteCount": 3, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MOZQAASVJC1G95", "name": "AmNet ESOP Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 467, "dollarVol": 176795000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 707, "totalOriginated": 467, "actionTaken": { "1": 467, "2": 68, "3": 27, "4": 144, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 144, "incompleteCount": 1, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P6Q7UI8DAKYX49", "name": "GuardHill Financial Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 467, "dollarVol": 366745000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 684, "totalOriginated": 467, "actionTaken": { "1": 467, "2": 0, "3": 31, "4": 182, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 182, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRPIDBSEMEY066", "name": "HEARTLAND CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 466, "dollarVol": 72350000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1137, "totalOriginated": 466, "actionTaken": { "1": 466, "2": 98, "3": 119, "4": 105, "5": 21, "6": 0, "7": 131, "8": 197 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 105, "incompleteCount": 21, "approvedNotAcceptedCount": 98, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMP8EYQD4U6Z40", "name": "Quaint Oak Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 465, "dollarVol": 113615000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 580, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 16, "3": 33, "4": 63, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 63, "incompleteCount": 3, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BNF25IPYUUCT31", "name": "Chicago Financial Services, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 465, "dollarVol": 173965000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 580, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 0, "3": 10, "4": 100, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 100, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYDLDVRYKJ3N02", "name": "FINANCIAL CENTER FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 465, "dollarVol": 60575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 666, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 40, "3": 149, "4": 8, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 8, "incompleteCount": 4, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XW2H531FLD3I90", "name": "First Fed Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 465, "dollarVol": 369325000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 970, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 2, "3": 86, "4": 129, "5": 72, "6": 216, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 129, "incompleteCount": 72, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 216, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HV02VPA0FYR272", "name": "American Liberty Mortgage, Incorporated", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 465, "dollarVol": 158115000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 470, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNAY3J7NZEU618", "name": "Vision Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 465, "dollarVol": 98725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 597, "totalOriginated": 465, "actionTaken": { "1": 465, "2": 63, "3": 38, "4": 27, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CNRVR02KBUDD48", "name": "First Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 463, "dollarVol": 97145000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 569, "totalOriginated": 463, "actionTaken": { "1": 463, "2": 36, "3": 51, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CS1XP28EERR469", "name": "One Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 463, "dollarVol": 323435000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 577, "totalOriginated": 463, "actionTaken": { "1": 463, "2": 20, "3": 31, "4": 58, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 58, "incompleteCount": 5, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY97XGRF7XZO52", "name": "TEXANS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 461, "dollarVol": 75545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1153, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 149, "3": 331, "4": 134, "5": 78, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 331, "withdrawalCount": 134, "incompleteCount": 78, "approvedNotAcceptedCount": 149, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FL0I8OUMMBOZ11", "name": "Bench Equity L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 461, "dollarVol": 214385000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 476, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 15, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GPC7K826BKF31", "name": "ARROWHEAD CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 461, "dollarVol": 46765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1334, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 12, "3": 594, "4": 242, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 594, "withdrawalCount": 242, "incompleteCount": 25, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBWA4J4QTPSY69", "name": "Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 461, "dollarVol": 137535000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 592, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 47, "3": 16, "4": 17, "5": 5, "6": 0, "7": 7, "8": 39 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOBXG0DT4I6U54", "name": "1ST 2ND MORTGAGE COMPANY OF N.J., INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 461, "dollarVol": 168755000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 573, "totalOriginated": 461, "actionTaken": { "1": 461, "2": 0, "3": 13, "4": 99, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 99, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KR4ZW8KJC82O47", "name": "Community First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 460, "dollarVol": 130010000, "branches": 1, "states": 44, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 631, "totalOriginated": 460, "actionTaken": { "1": 460, "2": 2, "3": 46, "4": 122, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 122, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SI3EZ7U02L5E39", "name": "PROPONENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 460, "dollarVol": 89130000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 765, "totalOriginated": 460, "actionTaken": { "1": 460, "2": 3, "3": 131, "4": 171, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 131, "withdrawalCount": 171, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JNYMHRVCGKK706", "name": "FREEDOM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 460, "dollarVol": 44690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 742, "totalOriginated": 460, "actionTaken": { "1": 460, "2": 0, "3": 99, "4": 41, "5": 8, "6": 134, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 41, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 134, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4CKL0HRXJ3085", "name": "The Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 460, "dollarVol": 152940000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 596, "totalOriginated": 460, "actionTaken": { "1": 460, "2": 77, "3": 53, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTO41UX0MSL179", "name": "PARK VIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 460, "dollarVol": 63710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 470, "totalOriginated": 460, "actionTaken": { "1": 460, "2": 4, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089R5VSN6GVCK47", "name": "SouthEast Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 459, "dollarVol": 156025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 622, "totalOriginated": 459, "actionTaken": { "1": 459, "2": 37, "3": 53, "4": 43, "5": 0, "6": 30, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XWC8ZG8WYKWG35", "name": "Towne First Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 456, "dollarVol": 162090000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 577, "totalOriginated": 456, "actionTaken": { "1": 456, "2": 5, "3": 14, "4": 94, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 94, "incompleteCount": 8, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNZ6E1MM7RQQ04", "name": "Clear Mountain Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 456, "dollarVol": 130490000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 682, "totalOriginated": 456, "actionTaken": { "1": 456, "2": 13, "3": 43, "4": 70, "5": 0, "6": 0, "7": 98, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 70, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFOE4SCP384147", "name": "University Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 456, "dollarVol": 116060000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 876, "totalOriginated": 456, "actionTaken": { "1": 456, "2": 2, "3": 9, "4": 119, "5": 3, "6": 287, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 119, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 287, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HOJG1DA7FIZ225", "name": "LRS FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 456, "dollarVol": 149660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 574, "totalOriginated": 456, "actionTaken": { "1": 456, "2": 0, "3": 28, "4": 89, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 89, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELLMUEKP1JHB70", "name": "INSTAMORTGAGE INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 454, "dollarVol": 171800000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 599, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 2, "3": 11, "4": 126, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 126, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R14I3DX6ZMWL07", "name": "CONSUMER Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 454, "dollarVol": 115470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 643, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 61, "3": 73, "4": 20, "5": 2, "6": 0, "7": 31, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZCZNKQZ3TAU55", "name": "CUSTOMER SERVICE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 454, "dollarVol": 260830000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 601, "totalOriginated": 454, "actionTaken": { "1": 454, "2": 48, "3": 10, "4": 86, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 86, "incompleteCount": 3, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F7S6KEMTKK0546", "name": "Extraco Banks, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 453, "dollarVol": 158845000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 586, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 1, "3": 49, "4": 74, "5": 7, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 74, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4XILOL7HDRE77", "name": "Bank of Bird-in-Hand", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 453, "dollarVol": 125155000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 492, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 11, "3": 23, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HR275MEUDIFB90", "name": "American Investors Bank and Mortgage", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 453, "dollarVol": 55715000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 474, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 7, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JXQCVNMUHBR38", "name": "Yakima Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 453, "dollarVol": 172145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 698, "totalOriginated": 453, "actionTaken": { "1": 453, "2": 17, "3": 48, "4": 48, "5": 10, "6": 0, "7": 12, "8": 110 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 48, "incompleteCount": 10, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JJVGBKK5UE5035", "name": "Advance Financial Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 452, "dollarVol": 145300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 551, "totalOriginated": 452, "actionTaken": { "1": 452, "2": 1, "3": 10, "4": 85, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 85, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EXQ4TO1KWRTV95", "name": "JAMES B. NUTTER & COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 452, "dollarVol": 104770000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1116, "totalOriginated": 452, "actionTaken": { "1": 452, "2": 2, "3": 153, "4": 336, "5": 81, "6": 0, "7": 67, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 336, "incompleteCount": 81, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFL91481SLWI91", "name": "TRUE COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 452, "dollarVol": 50830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 653, "totalOriginated": 452, "actionTaken": { "1": 452, "2": 31, "3": 126, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIKSC6B00SLF36", "name": "The Farmers Bank, Frankfort, Indiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 452, "dollarVol": 59360000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 568, "totalOriginated": 452, "actionTaken": { "1": 452, "2": 4, "3": 47, "4": 20, "5": 1, "6": 0, "7": 9, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G0QSZVT1E3RS89", "name": "The Bank of Greene County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 451, "dollarVol": 141375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 658, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 8, "3": 57, "4": 62, "5": 4, "6": 0, "7": 24, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 62, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4GZM7GG3EIV16", "name": "Anderson Brothers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 451, "dollarVol": 95675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 578, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 12, "3": 37, "4": 69, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 69, "incompleteCount": 9, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SZBQMYMAL3OM08", "name": "Avidia Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 451, "dollarVol": 225185000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 524, "totalOriginated": 451, "actionTaken": { "1": 451, "2": 11, "3": 16, "4": 28, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 28, "incompleteCount": 18, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007G0MFTSE8JPV83", "name": "The Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 450, "dollarVol": 80230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 586, "totalOriginated": 450, "actionTaken": { "1": 450, "2": 19, "3": 40, "4": 76, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 76, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGMIRA554NW480", "name": "TLC COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 450, "dollarVol": 49440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1116, "totalOriginated": 450, "actionTaken": { "1": 450, "2": 128, "3": 117, "4": 0, "5": 21, "6": 0, "7": 125, "8": 275 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 0, "incompleteCount": 21, "approvedNotAcceptedCount": 128, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZVNU4UKZSWD59", "name": "CANTON SCHOOL EMPLOYEES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 449, "dollarVol": 31175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 552, "totalOriginated": 449, "actionTaken": { "1": 449, "2": 10, "3": 46, "4": 33, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 33, "incompleteCount": 14, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPWNBJ0UCBZ853", "name": "The Old Point National Bank of Phoebus", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 448, "dollarVol": 98590000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 595, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 12, "3": 54, "4": 62, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 62, "incompleteCount": 19, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZJCP0WM3QJH15", "name": "Peapack-Gladstone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 448, "dollarVol": 652490000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 521, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 11, "3": 22, "4": 32, "5": 6, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 32, "incompleteCount": 6, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q8HL7EWEE0HW14", "name": "Cambridge Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 448, "dollarVol": 516370000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 583, "totalOriginated": 448, "actionTaken": { "1": 448, "2": 3, "3": 20, "4": 39, "5": 5, "6": 68, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 39, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 68, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D064PXOX5JP483", "name": "Mid-Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 447, "dollarVol": 88215000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 516, "totalOriginated": 447, "actionTaken": { "1": 447, "2": 2, "3": 15, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CN50N3250U7V79", "name": "PERFORMANCE EQUITY PARTNERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 446, "dollarVol": 17310000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1862, "totalOriginated": 446, "actionTaken": { "1": 446, "2": 123, "3": 911, "4": 382, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 911, "withdrawalCount": 382, "incompleteCount": 0, "approvedNotAcceptedCount": 123, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TETFK3GXOHZ594", "name": "Texas Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 446, "dollarVol": 193000000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 665, "totalOriginated": 446, "actionTaken": { "1": 446, "2": 114, "3": 91, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 114, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300032FNX4IOT2T93", "name": "Petefish, Skiles & Co.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 446, "dollarVol": 61660000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 705, "totalOriginated": 446, "actionTaken": { "1": 446, "2": 1, "3": 129, "4": 123, "5": 0, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 123, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K2JM6ID3V5LO24", "name": "First South Financial Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 445, "dollarVol": 64555000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 805, "totalOriginated": 445, "actionTaken": { "1": 445, "2": 16, "3": 191, "4": 120, "5": 32, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 191, "withdrawalCount": 120, "incompleteCount": 32, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4RD3C53QCM649", "name": "STARBOARD FINANCIAL MANAGEMENT, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 444, "dollarVol": 144450000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 668, "totalOriginated": 444, "actionTaken": { "1": 444, "2": 0, "3": 20, "4": 204, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 204, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZTITCLMZ3TL46", "name": "Security First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 444, "dollarVol": 144380000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 566, "totalOriginated": 444, "actionTaken": { "1": 444, "2": 6, "3": 33, "4": 79, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 79, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009SXBJ8LKIU7Q54", "name": "CoreFirst Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 444, "dollarVol": 88870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 647, "totalOriginated": 444, "actionTaken": { "1": 444, "2": 78, "3": 52, "4": 0, "5": 0, "6": 0, "7": 21, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 78, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009RSCJ6Y7LUWJ31", "name": "FEDERATED MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 444, "dollarVol": 134020000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 573, "totalOriginated": 444, "actionTaken": { "1": 444, "2": 1, "3": 15, "4": 110, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 110, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007B7MEWKMDWUZ73", "name": "Guaranty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 443, "dollarVol": 158795000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 609, "totalOriginated": 443, "actionTaken": { "1": 443, "2": 18, "3": 76, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000BIR9N6Y5KFV24", "name": "CNB Bank And Trust, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 442, "dollarVol": 89260000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 638, "totalOriginated": 442, "actionTaken": { "1": 442, "2": 6, "3": 126, "4": 56, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 56, "incompleteCount": 7, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TAWK59H74PXZ55", "name": "Peoples Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 442, "dollarVol": 62840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 579, "totalOriginated": 442, "actionTaken": { "1": 442, "2": 14, "3": 51, "4": 71, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 71, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930009DUZUXUZIDL84", "name": "The Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 441, "dollarVol": 97645000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 610, "totalOriginated": 441, "actionTaken": { "1": 441, "2": 30, "3": 80, "4": 58, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0NMTRA1FGK873", "name": "The Village Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 441, "dollarVol": 522005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 565, "totalOriginated": 441, "actionTaken": { "1": 441, "2": 8, "3": 23, "4": 58, "5": 7, "6": 4, "7": 5, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 58, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MTH7LUU0OHYB47", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 439, "dollarVol": 81845000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 511, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 17, "3": 16, "4": 31, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 31, "incompleteCount": 8, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZG6KIP4HOUR65", "name": "Adirondack Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 439, "dollarVol": 90525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 606, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 12, "3": 98, "4": 55, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 55, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490058TX0QV62WQ461", "name": "Pelican State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 439, "dollarVol": 49645000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 494, "totalOriginated": 439, "actionTaken": { "1": 439, "2": 0, "3": 41, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001B4TX233UP4J06", "name": "Rhode Island Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 438, "dollarVol": 36160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 677, "totalOriginated": 438, "actionTaken": { "1": 438, "2": 6, "3": 172, "4": 58, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 58, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009HUMWCHFRDKF12", "name": "SAMMAMISH MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 437, "dollarVol": 228965000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 609, "totalOriginated": 437, "actionTaken": { "1": 437, "2": 0, "3": 29, "4": 139, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 139, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HJBA7HTOZF285", "name": "Freedom Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 436, "dollarVol": 75120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 646, "totalOriginated": 436, "actionTaken": { "1": 436, "2": 7, "3": 129, "4": 56, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 129, "withdrawalCount": 56, "incompleteCount": 18, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089UXPZ6O3RHG71", "name": "AmeriServ Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 435, "dollarVol": 76975000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 581, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 16, "3": 95, "4": 34, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 34, "incompleteCount": 1, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EP58VNEJR7BV48", "name": "Primebank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 435, "dollarVol": 119375000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 488, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 4, "3": 22, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKWBMLIMGZ7Q40", "name": "Bridgewater Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 435, "dollarVol": 695335000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 568, "totalOriginated": 435, "actionTaken": { "1": 435, "2": 28, "3": 10, "4": 95, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004W2JKWS6P17T44", "name": "United Bank of Michigan", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 434, "dollarVol": 125240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 782, "totalOriginated": 434, "actionTaken": { "1": 434, "2": 2, "3": 119, "4": 182, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 119, "withdrawalCount": 182, "incompleteCount": 45, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004SDYVHYN4M716", "name": "Coastal Carolina National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 434, "dollarVol": 168120000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 539, "totalOriginated": 434, "actionTaken": { "1": 434, "2": 2, "3": 34, "4": 65, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 65, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZGTRKCDKOVEQ80", "name": "First National Bank of Pulaski", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 434, "dollarVol": 114940000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 537, "totalOriginated": 434, "actionTaken": { "1": 434, "2": 10, "3": 13, "4": 80, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 80, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001E11O22GGBEL86", "name": "Prairie State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 433, "dollarVol": 84395000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 493, "totalOriginated": 433, "actionTaken": { "1": 433, "2": 45, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HBUA9JSUEWO16", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 432, "dollarVol": 135650000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 559, "totalOriginated": 432, "actionTaken": { "1": 432, "2": 5, "3": 38, "4": 68, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 68, "incompleteCount": 16, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2EE7WCBVR5I65", "name": "SHARON & CRESCENT UNITED Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 431, "dollarVol": 83535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 690, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 23, "3": 68, "4": 37, "5": 26, "6": 76, "7": 2, "8": 27 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 37, "incompleteCount": 26, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 76, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMGY2NJUW3A749", "name": "PACOR MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 431, "dollarVol": 116545000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 522, "totalOriginated": 431, "actionTaken": { "1": 431, "2": 1, "3": 7, "4": 77, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 77, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHLAHJ10DFF198", "name": "BELEM SERVICING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 430, "dollarVol": 167330000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 680, "totalOriginated": 430, "actionTaken": { "1": 430, "2": 62, "3": 12, "4": 146, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 146, "incompleteCount": 30, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPZCS4LF270327", "name": "MEMBERS FIRST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 430, "dollarVol": 45330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 780, "totalOriginated": 430, "actionTaken": { "1": 430, "2": 6, "3": 172, "4": 151, "5": 20, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 172, "withdrawalCount": 151, "incompleteCount": 20, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002G1DPDOKT55X37", "name": "DESCO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 429, "dollarVol": 57615000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 684, "totalOriginated": 429, "actionTaken": { "1": 429, "2": 50, "3": 70, "4": 127, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 127, "incompleteCount": 8, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GT860C7IVCPZ04", "name": "DYBN FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 428, "dollarVol": 147320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 678, "totalOriginated": 428, "actionTaken": { "1": 428, "2": 1, "3": 26, "4": 218, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 218, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RN1POVRDD21477", "name": "Carroll Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 428, "dollarVol": 48750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 456, "totalOriginated": 428, "actionTaken": { "1": 428, "2": 0, "3": 12, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AT4QWHFZ83D635", "name": "VENTURA COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 428, "dollarVol": 84850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 853, "totalOriginated": 428, "actionTaken": { "1": 428, "2": 0, "3": 251, "4": 90, "5": 81, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 251, "withdrawalCount": 90, "incompleteCount": 81, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300686RMBOL8Y1T93", "name": "Milford Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 428, "dollarVol": 101210000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 612, "totalOriginated": 428, "actionTaken": { "1": 428, "2": 6, "3": 37, "4": 63, "5": 31, "6": 0, "7": 0, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 63, "incompleteCount": 31, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4YZ9QY31U5912", "name": "PrimeSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 427, "dollarVol": 110975000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 484, "totalOriginated": 427, "actionTaken": { "1": 427, "2": 13, "3": 19, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUVOQXC2XL4P90", "name": "Community State Bank of Orbisonia", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 426, "dollarVol": 45370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 551, "totalOriginated": 426, "actionTaken": { "1": 426, "2": 8, "3": 41, "4": 75, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 75, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P3STF5YYEJYO93", "name": "Pittsford Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 426, "dollarVol": 50160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 712, "totalOriginated": 426, "actionTaken": { "1": 426, "2": 9, "3": 10, "4": 56, "5": 12, "6": 198, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 56, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 198, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNMUG8WS7JLL28", "name": "The Citizens National Bank of Bluffton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 425, "dollarVol": 95855000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 658, "totalOriginated": 425, "actionTaken": { "1": 425, "2": 56, "3": 34, "4": 62, "5": 1, "6": 0, "7": 2, "8": 78 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 62, "incompleteCount": 1, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930032OCUOR526IR93", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 424, "dollarVol": 102550000, "branches": 1, "states": 45, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 696, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 15, "3": 120, "4": 117, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 117, "incompleteCount": 20, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6J0MZZT4UMT05", "name": "MEMBER HOME LOAN, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 424, "dollarVol": 133670000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 759, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 2, "3": 41, "4": 263, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 263, "incompleteCount": 29, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ZYMBN3CK8LJ82", "name": "Sturgis Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 424, "dollarVol": 62000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 481, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 30, "3": 17, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300677KFX04XEUM68", "name": "YOUR HOME FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 424, "dollarVol": 69980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 602, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 5, "3": 19, "4": 147, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 147, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YM15OICCNPH537", "name": "GREENWAY MORTGAGE FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 424, "dollarVol": 179000000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 589, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 48, "3": 41, "4": 61, "5": 4, "6": 6, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 61, "incompleteCount": 4, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IY3J6361R6MA88", "name": "PCM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 424, "dollarVol": 69670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 652, "totalOriginated": 424, "actionTaken": { "1": 424, "2": 0, "3": 34, "4": 192, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 192, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFW2CXGSLDJ958", "name": "GATEWAY MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 423, "dollarVol": 99075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1317, "totalOriginated": 423, "actionTaken": { "1": 423, "2": 66, "3": 16, "4": 337, "5": 1, "6": 0, "7": 47, "8": 427 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 337, "incompleteCount": 1, "approvedNotAcceptedCount": 66, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002P6EVQ94HFYF14", "name": "FIRST HARVEST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 423, "dollarVol": 29275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 716, "totalOriginated": 423, "actionTaken": { "1": 423, "2": 3, "3": 144, "4": 142, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 144, "withdrawalCount": 142, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P8KQYPAVPZL931", "name": "Farmers Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 423, "dollarVol": 83115000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 453, "totalOriginated": 423, "actionTaken": { "1": 423, "2": 14, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8DCOOTG96YM89", "name": "Sound Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 422, "dollarVol": 175360000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 544, "totalOriginated": 422, "actionTaken": { "1": 422, "2": 3, "3": 66, "4": 42, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 42, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W07W12OUENKR02", "name": "County National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 421, "dollarVol": 89935000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 604, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 6, "3": 69, "4": 108, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 108, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LLESTPOVRG3X73", "name": "Farmers Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 421, "dollarVol": 150845000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 890, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 22, "3": 89, "4": 327, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 327, "incompleteCount": 31, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OVHD0ZZK65EQ86", "name": "The People's Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 421, "dollarVol": 122075000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 661, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 7, "3": 130, "4": 63, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 63, "incompleteCount": 40, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020VWE4K0ME5605", "name": "The Monticello Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 421, "dollarVol": 124475000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 541, "totalOriginated": 421, "actionTaken": { "1": 421, "2": 0, "3": 62, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2FPZZD55OG155", "name": "UNION SQUARE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 420, "dollarVol": 87530000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 511, "totalOriginated": 420, "actionTaken": { "1": 420, "2": 0, "3": 11, "4": 80, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 80, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FYFTBGRGV82A93", "name": "Unify Home Lending Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 419, "dollarVol": 110205000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 550, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 0, "3": 9, "4": 122, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 122, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500FBG4CPBEI5EH05", "name": "MM LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 419, "dollarVol": 64805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 419, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007EGI95MEVJ2178", "name": "MICHIGAN EDUCATIONAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 419, "dollarVol": 44385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 466, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 1, "3": 34, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MKY47WU65N1J56", "name": "Timberland Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 419, "dollarVol": 245635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 608, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 9, "3": 80, "4": 88, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 88, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIRTE6O2776X89", "name": "BAYER HERITAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 419, "dollarVol": 44395000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 573, "totalOriginated": 419, "actionTaken": { "1": 419, "2": 35, "3": 58, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC2W2SFF3LU356", "name": "GULF COAST EDUCATORS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 418, "dollarVol": 88320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 864, "totalOriginated": 418, "actionTaken": { "1": 418, "2": 13, "3": 60, "4": 59, "5": 31, "6": 0, "7": 134, "8": 149 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 59, "incompleteCount": 31, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TYKYOVQFBZBV90", "name": "UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 418, "dollarVol": 38600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 833, "totalOriginated": 418, "actionTaken": { "1": 418, "2": 133, "3": 156, "4": 47, "5": 0, "6": 79, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 133, "purchasedLoanCount": 79, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CUWSNZ9IXV1Z27", "name": "NEW MILLENNIUM BANK, INC", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 417, "dollarVol": 231665000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 454, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 1, "3": 1, "4": 28, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 28, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6YKIXOYQ57883", "name": "Greenfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 417, "dollarVol": 109465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 546, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 10, "3": 37, "4": 59, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 59, "incompleteCount": 23, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYC8C6REMY4E38", "name": "Minnwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 417, "dollarVol": 232735000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 506, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 6, "3": 29, "4": 49, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 49, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRWA4IGMDEDT70", "name": "IDEAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 417, "dollarVol": 61075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 840, "totalOriginated": 417, "actionTaken": { "1": 417, "2": 96, "3": 80, "4": 33, "5": 13, "6": 0, "7": 33, "8": 168 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 33, "incompleteCount": 13, "approvedNotAcceptedCount": 96, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007JVSQYT5Y2V066", "name": "Guaranty Bank & Trust Company of Delhi, Louisiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 416, "dollarVol": 78240000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 453, "totalOriginated": 416, "actionTaken": { "1": 416, "2": 16, "3": 10, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007WBD70RLDH1669", "name": "FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 416, "dollarVol": 52640000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 494, "totalOriginated": 416, "actionTaken": { "1": 416, "2": 2, "3": 19, "4": 31, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 31, "incompleteCount": 26, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPNOE7JUQFYZ45", "name": "TRUST MORTGAGE, CORP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 415, "dollarVol": 54885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 645, "totalOriginated": 415, "actionTaken": { "1": 415, "2": 3, "3": 112, "4": 93, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 112, "withdrawalCount": 93, "incompleteCount": 22, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003I223S7AP6XL58", "name": "South Atlantic Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 415, "dollarVol": 197005000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 491, "totalOriginated": 415, "actionTaken": { "1": 415, "2": 5, "3": 24, "4": 46, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 46, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MTEQ1VE0AAQ20", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 415, "dollarVol": 144715000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 684, "totalOriginated": 415, "actionTaken": { "1": 415, "2": 11, "3": 118, "4": 129, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 118, "withdrawalCount": 129, "incompleteCount": 11, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900667M5CK6Y3DF27", "name": "Banco do Brasil Americas", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 415, "dollarVol": 249155000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 579, "totalOriginated": 415, "actionTaken": { "1": 415, "2": 8, "3": 32, "4": 45, "5": 1, "6": 78, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 45, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 78, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "207ALC1P1YM0OVDV0K75", "name": "Capital One, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 414, "dollarVol": 8893190000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 485, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 1, "3": 3, "4": 57, "5": 0, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYJEJCSZHWWM52", "name": "ALIGN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 414, "dollarVol": 93280000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 642, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 3, "3": 158, "4": 54, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 54, "incompleteCount": 13, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTSMAC5DOX6447", "name": "HARVARD UNIVERSITY EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 414, "dollarVol": 175760000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 558, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 5, "3": 19, "4": 67, "5": 29, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 67, "incompleteCount": 29, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ULL1JFIC1C287", "name": "UNITEDONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 414, "dollarVol": 44990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 688, "totalOriginated": 414, "actionTaken": { "1": 414, "2": 18, "3": 79, "4": 57, "5": 22, "6": 0, "7": 79, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 57, "incompleteCount": 22, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V7NEE9M236MZ98", "name": "The Bank of Marion", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 413, "dollarVol": 61545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 560, "totalOriginated": 413, "actionTaken": { "1": 413, "2": 24, "3": 109, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 109, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GNK8YXIZQ6LW40", "name": "Sabine State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 413, "dollarVol": 76205000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 619, "totalOriginated": 413, "actionTaken": { "1": 413, "2": 5, "3": 74, "4": 107, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 107, "incompleteCount": 20, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UKYJZO6CZXIX60", "name": "UNITED HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 412, "dollarVol": 177430000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 565, "totalOriginated": 412, "actionTaken": { "1": 412, "2": 0, "3": 17, "4": 136, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 136, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MJC4429E0HGL47", "name": "American Midwest Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 411, "dollarVol": 73915000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 460, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 0, "3": 9, "4": 34, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 34, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VRYDYOPWK5MO08", "name": "Provident Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 411, "dollarVol": 309905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 652, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 11, "3": 136, "4": 81, "5": 3, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 81, "incompleteCount": 3, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006A34A1F1ZGTT81", "name": "East Cambridge Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 411, "dollarVol": 312825000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 517, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 6, "3": 18, "4": 37, "5": 1, "6": 30, "7": 0, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 30, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BB4LSE4JRRGV15", "name": "Choice Financial Group", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 411, "dollarVol": 243925000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 508, "totalOriginated": 411, "actionTaken": { "1": 411, "2": 8, "3": 26, "4": 63, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7I9AZRM78QT92", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 410, "dollarVol": 48030000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 466, "totalOriginated": 410, "actionTaken": { "1": 410, "2": 31, "3": 22, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH47ETFGVNKS92", "name": "Call Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 409, "dollarVol": 40365000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 548, "totalOriginated": 409, "actionTaken": { "1": 409, "2": 12, "3": 88, "4": 28, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 28, "incompleteCount": 11, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHF3PMRO08N352", "name": "VERITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 409, "dollarVol": 92545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 691, "totalOriginated": 409, "actionTaken": { "1": 409, "2": 4, "3": 147, "4": 87, "5": 0, "6": 44, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 87, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 44, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YD9NNO7W7TSI64", "name": "Wheatland Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 409, "dollarVol": 122195000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 654, "totalOriginated": 409, "actionTaken": { "1": 409, "2": 22, "3": 69, "4": 142, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 142, "incompleteCount": 12, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EDYO1UYWLWP146", "name": "CNB Bank Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 408, "dollarVol": 108570000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 448, "totalOriginated": 408, "actionTaken": { "1": 408, "2": 2, "3": 17, "4": 17, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0WPRCJMXMUM09", "name": "Popular Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 408, "dollarVol": 922010000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 683, "totalOriginated": 408, "actionTaken": { "1": 408, "2": 2, "3": 126, "4": 140, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 126, "withdrawalCount": 140, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDRY04AJC3ZZ52", "name": "Androscoggin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 408, "dollarVol": 193850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 512, "totalOriginated": 408, "actionTaken": { "1": 408, "2": 3, "3": 19, "4": 75, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 75, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUIZTYQRC0R888", "name": "Heritage Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 406, "dollarVol": 135870000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 545, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 4, "3": 40, "4": 95, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ES4J6H2VR7264", "name": "Security Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 406, "dollarVol": 120530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 591, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 6, "3": 51, "4": 114, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 114, "incompleteCount": 14, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004G43JM6M5BFR40", "name": "FAMILY FINANCE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 406, "dollarVol": 93870000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 412, "totalOriginated": 406, "actionTaken": { "1": 406, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002TJKC8NLH1ZP82", "name": "MORTGAGEONE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 405, "dollarVol": 203265000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 605, "totalOriginated": 405, "actionTaken": { "1": 405, "2": 23, "3": 18, "4": 153, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 153, "incompleteCount": 6, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SO0M022D8D8358", "name": "Carter Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 405, "dollarVol": 251505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1170, "totalOriginated": 405, "actionTaken": { "1": 405, "2": 17, "3": 158, "4": 23, "5": 13, "6": 554, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 158, "withdrawalCount": 23, "incompleteCount": 13, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 554, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AASWOQ6SVWCG44", "name": "Tulsa Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 404, "dollarVol": 48760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1548, "totalOriginated": 404, "actionTaken": { "1": 404, "2": 401, "3": 195, "4": 320, "5": 6, "6": 0, "7": 103, "8": 119 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 195, "withdrawalCount": 320, "incompleteCount": 6, "approvedNotAcceptedCount": 401, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQLGJ1YQRRHH73", "name": "Southwest Airlines Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 404, "dollarVol": 61430000, "branches": 1, "states": 34, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 579, "totalOriginated": 404, "actionTaken": { "1": 404, "2": 0, "3": 171, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 171, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUC4CLYKKZWS29", "name": "Citizens Community Federal National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 404, "dollarVol": 149870000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 748, "totalOriginated": 404, "actionTaken": { "1": 404, "2": 30, "3": 100, "4": 205, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 205, "incompleteCount": 9, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490046GL77VSFSYG24", "name": "Signature Bank of Arkansas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 403, "dollarVol": 130395000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 474, "totalOriginated": 402, "actionTaken": { "1": 402, "2": 3, "3": 14, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMWSYX6B5ZOK69", "name": "Wilson & Muir Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 402, "dollarVol": 90430000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 448, "totalOriginated": 402, "actionTaken": { "1": 402, "2": 6, "3": 16, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBXH41OP56DQ10", "name": "UNION CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 402, "dollarVol": 107110000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 511, "totalOriginated": 402, "actionTaken": { "1": 402, "2": 0, "3": 18, "4": 89, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 89, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTR6GEUX8QTI81", "name": "HOME APPROVALS DIRECT, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 401, "dollarVol": 179795000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 938, "totalOriginated": 401, "actionTaken": { "1": 401, "2": 149, "3": 0, "4": 383, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 383, "incompleteCount": 5, "approvedNotAcceptedCount": 149, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009FTGT1RX4J7Y04", "name": "SOLIDARITY COMMUNITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 401, "dollarVol": 36475000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 544, "totalOriginated": 401, "actionTaken": { "1": 401, "2": 8, "3": 55, "4": 75, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 75, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E34W6TNRG7B624", "name": "OREGONIANS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 401, "dollarVol": 36515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 522, "totalOriginated": 401, "actionTaken": { "1": 401, "2": 7, "3": 50, "4": 63, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 63, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930084WKZ9NTQ0QS94", "name": "Iroquois Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 401, "dollarVol": 102575000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 545, "totalOriginated": 401, "actionTaken": { "1": 401, "2": 12, "3": 40, "4": 34, "5": 6, "6": 0, "7": 26, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 34, "incompleteCount": 6, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUF2EI6H23YK94", "name": "BEEHIVE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 400, "dollarVol": 81260000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 553, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 16, "3": 32, "4": 20, "5": 72, "6": 0, "7": 2, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 20, "incompleteCount": 72, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WLYZ63QPFTDP84", "name": "Wayne Savings Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 400, "dollarVol": 104720000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 445, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 3, "3": 11, "4": 27, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 27, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0L43GUZ8EW811", "name": "Legends Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 400, "dollarVol": 153350000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 526, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 7, "3": 24, "4": 95, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 95, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BX4I89K17ZM64", "name": "ALL REVERSE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 400, "dollarVol": 163010000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 494, "totalOriginated": 400, "actionTaken": { "1": 400, "2": 7, "3": 7, "4": 75, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 75, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KCR7QWQQCWBG94", "name": "Reliabank Dakota", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 399, "dollarVol": 105295000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 474, "totalOriginated": 399, "actionTaken": { "1": 399, "2": 3, "3": 13, "4": 58, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 58, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3RKNDNMSDEE10", "name": "Peoples Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 399, "dollarVol": 113275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 532, "totalOriginated": 399, "actionTaken": { "1": 399, "2": 1, "3": 45, "4": 86, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 86, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H05YH2B8D1FY15", "name": "Greenville Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 398, "dollarVol": 47940000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 486, "totalOriginated": 398, "actionTaken": { "1": 398, "2": 7, "3": 34, "4": 30, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 30, "incompleteCount": 17, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VS8Y4N1Y2J0S91", "name": "Brannen Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 398, "dollarVol": 112400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 481, "totalOriginated": 398, "actionTaken": { "1": 398, "2": 5, "3": 41, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N24HTC7KQ3LC70", "name": "The Equitable Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 398, "dollarVol": 140450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 741, "totalOriginated": 398, "actionTaken": { "1": 398, "2": 27, "3": 30, "4": 42, "5": 5, "6": 1, "7": 78, "8": 160 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 42, "incompleteCount": 5, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGB04TG4AH1377", "name": "Solarity Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 398, "dollarVol": 154450000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 734, "totalOriginated": 398, "actionTaken": { "1": 398, "2": 4, "3": 201, "4": 85, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 201, "withdrawalCount": 85, "incompleteCount": 46, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007E9BI08H1N1T92", "name": "AAFMAA Mortgage Services LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 398, "dollarVol": 114120000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 799, "totalOriginated": 398, "actionTaken": { "1": 398, "2": 4, "3": 41, "4": 170, "5": 186, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 170, "incompleteCount": 186, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTFTXJ72LSIY30", "name": "PINNACLE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 397, "dollarVol": 179995000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 397, "totalOriginated": 397, "actionTaken": { "1": 397, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TG5MQ8D4SYP955", "name": "The Tax Lady", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 396, "dollarVol": 106730000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 577, "totalOriginated": 396, "actionTaken": { "1": 396, "2": 13, "3": 105, "4": 61, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 61, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002DRIX59V47NM65", "name": "LOS ANGELES POLICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 396, "dollarVol": 70380000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 735, "totalOriginated": 396, "actionTaken": { "1": 396, "2": 11, "3": 136, "4": 182, "5": 1, "6": 0, "7": 5, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 136, "withdrawalCount": 182, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2EZNO3H86ED06", "name": "Veritex Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 396, "dollarVol": 760250000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 658, "totalOriginated": 396, "actionTaken": { "1": 396, "2": 5, "3": 31, "4": 39, "5": 20, "6": 167, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 39, "incompleteCount": 20, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 167, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YKMWXBZEEA1471", "name": "Royal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 396, "dollarVol": 60690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 511, "totalOriginated": 396, "actionTaken": { "1": 396, "2": 52, "3": 53, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZN0GWYE1KDB94", "name": "First Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 393, "dollarVol": 207365000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 548, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 12, "3": 63, "4": 75, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 75, "incompleteCount": 5, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UX6CADCIYJ3506", "name": "Generations Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 393, "dollarVol": 58565000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 657, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 19, "3": 185, "4": 34, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 185, "withdrawalCount": 34, "incompleteCount": 26, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPT4UV65RIEU74", "name": "Azura Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 393, "dollarVol": 34195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 745, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 0, "3": 234, "4": 98, "5": 16, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 234, "withdrawalCount": 98, "incompleteCount": 16, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBYIDGN0LRQS38", "name": "First National Bank Of Oklahoma", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 393, "dollarVol": 79555000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 410, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 4, "3": 8, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HI61SSH8KEBQ58", "name": "Range Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 393, "dollarVol": 70285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 462, "totalOriginated": 393, "actionTaken": { "1": 393, "2": 0, "3": 20, "4": 34, "5": 0, "6": 0, "7": 15, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L3IHIP0RH6IY76", "name": "SANDIA AREA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 392, "dollarVol": 61250000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 694, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 8, "3": 122, "4": 82, "5": 90, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 122, "withdrawalCount": 82, "incompleteCount": 90, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWJ3UDIX8KBP64", "name": "Generations Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 392, "dollarVol": 115800000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 524, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 70, "3": 42, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009DQQ81725XIJ49", "name": "Five Points Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 392, "dollarVol": 92890000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 426, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 0, "3": 9, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOPGYPVP42FW34", "name": "DATCU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 392, "dollarVol": 54620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 810, "totalOriginated": 392, "actionTaken": { "1": 392, "2": 0, "3": 222, "4": 193, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 222, "withdrawalCount": 193, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GP2576VSW7TS47", "name": "Adventure Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 391, "dollarVol": 54765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 465, "totalOriginated": 391, "actionTaken": { "1": 391, "2": 3, "3": 25, "4": 31, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 31, "incompleteCount": 15, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZDIZM7Y1MHKG98", "name": "Maine Savings Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 391, "dollarVol": 73255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 573, "totalOriginated": 391, "actionTaken": { "1": 391, "2": 63, "3": 67, "4": 37, "5": 5, "6": 0, "7": 9, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 37, "incompleteCount": 5, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JNEZK52NOPC21", "name": "SARATOGA NATIONAL BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 391, "dollarVol": 173215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 559, "totalOriginated": 391, "actionTaken": { "1": 391, "2": 12, "3": 62, "4": 67, "5": 23, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 67, "incompleteCount": 23, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930008MKP7T81OVK54", "name": "FAIR WAY LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 390, "dollarVol": 83670000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 545, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 0, "3": 11, "4": 140, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 140, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5EFGSFSL7WF75", "name": "GIBRALTAR MORTGAGE SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 390, "dollarVol": 122920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 568, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 4, "3": 14, "4": 159, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 159, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S70UD2GFALPM46", "name": "MILLENIUM HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 390, "dollarVol": 161720000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 522, "totalOriginated": 390, "actionTaken": { "1": 390, "2": 0, "3": 13, "4": 119, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 119, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZM3TKJVUYB3676", "name": "Central Bank Illinois", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 389, "dollarVol": 99645000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 478, "totalOriginated": 389, "actionTaken": { "1": 389, "2": 3, "3": 25, "4": 57, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 57, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009YUAJW70SG7L54", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 388, "dollarVol": 49350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 708, "totalOriginated": 388, "actionTaken": { "1": 388, "2": 15, "3": 135, "4": 149, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 149, "incompleteCount": 21, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3J2ZHX7QFH171", "name": "North Shore Bank, a Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 388, "dollarVol": 205940000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 535, "totalOriginated": 388, "actionTaken": { "1": 388, "2": 27, "3": 72, "4": 36, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 36, "incompleteCount": 12, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGK6WNKYXQ0821", "name": "ATLANTA POSTAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 387, "dollarVol": 75785000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 726, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 52, "3": 246, "4": 39, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 246, "withdrawalCount": 39, "incompleteCount": 2, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKCQISE9PR4J88", "name": "TOWN & COUNTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 387, "dollarVol": 43195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 518, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 10, "3": 51, "4": 70, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 70, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BNZVNK1XN85P72", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 387, "dollarVol": 118665000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 448, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 19, "3": 16, "4": 23, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N33AYNKI4VCV72", "name": "Gulf Winds Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 387, "dollarVol": 49685000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 903, "totalOriginated": 387, "actionTaken": { "1": 387, "2": 0, "3": 149, "4": 329, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 149, "withdrawalCount": 329, "incompleteCount": 38, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K2EV48DVSYNV15", "name": "Home Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 386, "dollarVol": 96860000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 424, "totalOriginated": 386, "actionTaken": { "1": 386, "2": 0, "3": 16, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VX7NAZSPBPUE16", "name": "Constant Investments, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 386, "dollarVol": 162610000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 467, "totalOriginated": 386, "actionTaken": { "1": 386, "2": 4, "3": 11, "4": 55, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 55, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002CAA1SKNHHUI24", "name": "Evergreen Bank Group", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 385, "dollarVol": 39545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 606, "totalOriginated": 385, "actionTaken": { "1": 385, "2": 20, "3": 79, "4": 3, "5": 0, "6": 119, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 119, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008GIE3QVYB2FT28", "name": "Olympia Federal Savings & Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 385, "dollarVol": 166715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 636, "totalOriginated": 385, "actionTaken": { "1": 385, "2": 8, "3": 49, "4": 135, "5": 41, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 135, "incompleteCount": 41, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWDY3N8UVJO697", "name": "Sunrise Banks, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 385, "dollarVol": 168155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 457, "totalOriginated": 385, "actionTaken": { "1": 385, "2": 2, "3": 32, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EAZZ1G4DMO8869", "name": "LINN AREA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 385, "dollarVol": 50285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 482, "totalOriginated": 385, "actionTaken": { "1": 385, "2": 1, "3": 16, "4": 74, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 74, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JCW11CIGH8GJ60", "name": "The Citizens National Bank of Somerset", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 384, "dollarVol": 72630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 494, "totalOriginated": 384, "actionTaken": { "1": 384, "2": 0, "3": 43, "4": 66, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV7HFY5MTM2Z65", "name": "Merrimack County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 384, "dollarVol": 153300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 526, "totalOriginated": 384, "actionTaken": { "1": 384, "2": 4, "3": 46, "4": 76, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 76, "incompleteCount": 16, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008US5LUWX2ZH247", "name": "Del Norte Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 383, "dollarVol": 62265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 628, "totalOriginated": 383, "actionTaken": { "1": 383, "2": 8, "3": 102, "4": 119, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 119, "incompleteCount": 16, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XV8D5BHDJZY155", "name": "Bank of the James", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 383, "dollarVol": 94605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 442, "totalOriginated": 383, "actionTaken": { "1": 383, "2": 11, "3": 32, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTH6N72ZZNX948", "name": "Pacific Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 382, "dollarVol": 1113760000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 444, "totalOriginated": 382, "actionTaken": { "1": 382, "2": 11, "3": 22, "4": 20, "5": 8, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 20, "incompleteCount": 8, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005H0NK3SWWY4384", "name": "The Freedom Bank of Virginia", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 382, "dollarVol": 193000000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 429, "totalOriginated": 382, "actionTaken": { "1": 382, "2": 1, "3": 31, "4": 4, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 4, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G3JF710WUIHN65", "name": "DRUMMOND COMMUNITY BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 382, "dollarVol": 151820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 509, "totalOriginated": 382, "actionTaken": { "1": 382, "2": 0, "3": 46, "4": 75, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 75, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN34NXD7N44O04", "name": "Two Rivers Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 381, "dollarVol": 75435000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 477, "totalOriginated": 381, "actionTaken": { "1": 381, "2": 16, "3": 44, "4": 34, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JF6BKCN6OY689", "name": "FineMark National Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 381, "dollarVol": 401855000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 479, "totalOriginated": 381, "actionTaken": { "1": 381, "2": 18, "3": 8, "4": 25, "5": 0, "6": 47, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 47, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008P7IF5WNSI6V48", "name": "The Farmers National Bank of Emlenton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 381, "dollarVol": 71775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 546, "totalOriginated": 381, "actionTaken": { "1": 381, "2": 31, "3": 88, "4": 39, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 39, "incompleteCount": 7, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004WQK3PHW1SDP63", "name": "VALOR BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 380, "dollarVol": 110860000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 480, "totalOriginated": 380, "actionTaken": { "1": 380, "2": 31, "3": 12, "4": 55, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006TJ2N1MYD0XD45", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 380, "dollarVol": 111110000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 476, "totalOriginated": 380, "actionTaken": { "1": 380, "2": 4, "3": 36, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTQ8BOK9455W21", "name": "RESIDENTIAL MORTGAGE NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 379, "dollarVol": 80035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 435, "totalOriginated": 379, "actionTaken": { "1": 379, "2": 0, "3": 4, "4": 51, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 51, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MYAXFDGEI4NZ65", "name": "GFA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 378, "dollarVol": 76250000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 533, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 2, "3": 46, "4": 70, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 70, "incompleteCount": 37, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y0F8X17ADZK505", "name": "First Bank Richmond", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 378, "dollarVol": 81820000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 504, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 70, "3": 49, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KYODJTW38SQV05", "name": "FirstCapital Bank of Texas, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 378, "dollarVol": 114660000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 435, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 3, "3": 21, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DZ25WXQZZ57J48", "name": "State Bank of Cross Plains", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 378, "dollarVol": 264600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 733, "totalOriginated": 378, "actionTaken": { "1": 378, "2": 0, "3": 52, "4": 100, "5": 5, "6": 2, "7": 61, "8": 135 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 100, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSSK1TDPTWQ036", "name": "National Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 377, "dollarVol": 145255000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 457, "totalOriginated": 377, "actionTaken": { "1": 377, "2": 17, "3": 22, "4": 39, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLIO6FT2J64B78", "name": "Security State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 376, "dollarVol": 191400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 498, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 77, "3": 21, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 77, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FRF7HYNM1S7Y12", "name": "FirstBank Southwest", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 376, "dollarVol": 101920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 477, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 53, "3": 47, "4": 0, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PXIFIEPL7D7R86", "name": "Brighton Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 376, "dollarVol": 84240000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 472, "totalOriginated": 376, "actionTaken": { "1": 376, "2": 0, "3": 24, "4": 71, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 71, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYN3TROD97TI79", "name": "ALLSOUTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 374, "dollarVol": 46090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 792, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 0, "3": 208, "4": 187, "5": 20, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 208, "withdrawalCount": 187, "incompleteCount": 20, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W40F67Y6WWQX34", "name": "First Vision Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 374, "dollarVol": 102570000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 507, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 3, "3": 35, "4": 93, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 93, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005G8JO0PPI0HN36", "name": "THE MORTGAGE WAREHOUSE,LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 374, "dollarVol": 99820000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 503, "totalOriginated": 374, "actionTaken": { "1": 374, "2": 0, "3": 28, "4": 100, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 100, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU6FQRPD7FPQ11", "name": "Wood & Huston Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 373, "dollarVol": 79415000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 407, "totalOriginated": 373, "actionTaken": { "1": 373, "2": 0, "3": 8, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BF788YRGP1OB53", "name": "COAST ONE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 373, "dollarVol": 82045000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 582, "totalOriginated": 373, "actionTaken": { "1": 373, "2": 5, "3": 27, "4": 161, "5": 11, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 161, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SPZRGOBHSHRP90", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 373, "dollarVol": 57065000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 435, "totalOriginated": 373, "actionTaken": { "1": 373, "2": 23, "3": 31, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP1N04YL1TZP61", "name": "Availa Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 373, "dollarVol": 130785000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 420, "totalOriginated": 373, "actionTaken": { "1": 373, "2": 15, "3": 12, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1LJKPCKRRHC31", "name": "CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 373, "dollarVol": 62075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 464, "totalOriginated": 373, "actionTaken": { "1": 373, "2": 5, "3": 82, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UFC85SQD8XYU52", "name": "First Federal Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 372, "dollarVol": 128030000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 445, "totalOriginated": 372, "actionTaken": { "1": 372, "2": 1, "3": 13, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RU0T31BIA8UR19", "name": "NEW WEST LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 371, "dollarVol": 118515000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 463, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 2, "3": 13, "4": 75, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 75, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LKELKKRLTQA25", "name": "Portage Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 371, "dollarVol": 77295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 607, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 20, "3": 21, "4": 27, "5": 0, "6": 3, "7": 15, "8": 150 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQW3FSOL75WC88", "name": "First County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 371, "dollarVol": 280445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 521, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 9, "3": 52, "4": 24, "5": 0, "6": 23, "7": 14, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLBHBLTPBU7507", "name": "El Dorado Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 371, "dollarVol": 105455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 477, "totalOriginated": 371, "actionTaken": { "1": 371, "2": 24, "3": 55, "4": 23, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 23, "incompleteCount": 4, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000UZ37PYF2QMT96", "name": "POINT BREEZE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 369, "dollarVol": 85165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 444, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 4, "3": 38, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X9FWFI47DPO39", "name": "Gold Coast Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 369, "dollarVol": 202615000, "branches": 1, "states": 27, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 404, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 13, "3": 3, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040GLSEV5H11Q12", "name": "Adams Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 369, "dollarVol": 92595000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 480, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 7, "3": 51, "4": 50, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 50, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCT0EFT83E5873", "name": "ENRICHMENT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 369, "dollarVol": 85045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 437, "totalOriginated": 369, "actionTaken": { "1": 369, "2": 47, "3": 14, "4": 1, "5": 5, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 5, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YLA2LNEYNOLN85", "name": "WATSON MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 368, "dollarVol": 97910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 670, "totalOriginated": 368, "actionTaken": { "1": 368, "2": 4, "3": 135, "4": 163, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 163, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SUZ313OILKVD67", "name": "Cazle Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 367, "dollarVol": 104875000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 446, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 0, "3": 21, "4": 57, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 57, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PJ63T7KFSHAV90", "name": "The Merchants National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 367, "dollarVol": 75675000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 522, "totalOriginated": 367, "actionTaken": { "1": 367, "2": 50, "3": 63, "4": 33, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 33, "incompleteCount": 9, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2SQMRT681J356", "name": "COLUMBUS CAPITAL LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 366, "dollarVol": 127620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 401, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 0, "3": 35, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSYCBC27271359", "name": "Hometown Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 366, "dollarVol": 73490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 415, "totalOriginated": 366, "actionTaken": { "1": 366, "2": 1, "3": 21, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GRZDILCBTHSL98", "name": "RB MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 365, "dollarVol": 155695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 971, "totalOriginated": 365, "actionTaken": { "1": 365, "2": 94, "3": 52, "4": 199, "5": 8, "6": 0, "7": 39, "8": 214 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 199, "incompleteCount": 8, "approvedNotAcceptedCount": 94, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FB6LBN1J4ELZ75", "name": "HOMIE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 365, "dollarVol": 158265000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 631, "totalOriginated": 365, "actionTaken": { "1": 365, "2": 2, "3": 22, "4": 143, "5": 99, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 143, "incompleteCount": 99, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003KK3OFPYXHCI44", "name": "LAFCU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 364, "dollarVol": 31140000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 505, "totalOriginated": 364, "actionTaken": { "1": 364, "2": 27, "3": 56, "4": 33, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 33, "incompleteCount": 25, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DD6DH8XAGW3A86", "name": "Piedmont Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 364, "dollarVol": 90520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 471, "totalOriginated": 364, "actionTaken": { "1": 364, "2": 10, "3": 46, "4": 44, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 44, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EEBMJ68MB8P551", "name": "Rf Mortgage & Investment Corp", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 363, "dollarVol": 60295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 447, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 22, "3": 36, "4": 24, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3F1P2EQW0FC36", "name": "The Bank of Tampa", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 363, "dollarVol": 106205000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 538, "totalOriginated": 363, "actionTaken": { "1": 363, "2": 6, "3": 164, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AWVW2ZYIVA5297", "name": "THE OLD FORT BANKING COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 361, "dollarVol": 82065000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 528, "totalOriginated": 361, "actionTaken": { "1": 361, "2": 14, "3": 28, "4": 37, "5": 0, "6": 0, "7": 70, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R20AB76CQEH402", "name": "The Juniata Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 360, "dollarVol": 52750000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 480, "totalOriginated": 360, "actionTaken": { "1": 360, "2": 38, "3": 69, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDR80I1ELW8D36", "name": "Northwest Farm Credit Services, FLCA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 360, "dollarVol": 204440000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 991, "totalOriginated": 360, "actionTaken": { "1": 360, "2": 100, "3": 176, "4": 104, "5": 251, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 176, "withdrawalCount": 104, "incompleteCount": 251, "approvedNotAcceptedCount": 100, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500LIN378M3LLE796", "name": "Financial Freedom Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 359, "dollarVol": 95365000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2166, "totalOriginated": 359, "actionTaken": { "1": 359, "2": 0, "3": 0, "4": 1806, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1806, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CRSE0TY73U6X46", "name": "BARTLETT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 359, "dollarVol": 114205000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 527, "totalOriginated": 359, "actionTaken": { "1": 359, "2": 38, "3": 32, "4": 45, "5": 53, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 45, "incompleteCount": 53, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HO5ZZCX2Z8V467", "name": "FIVEPOINT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 359, "dollarVol": 61645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 484, "totalOriginated": 359, "actionTaken": { "1": 359, "2": 50, "3": 75, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3Z5LVF06QVK79", "name": "Susquehanna Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 358, "dollarVol": 54520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 412, "totalOriginated": 358, "actionTaken": { "1": 358, "2": 2, "3": 24, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHWDJMELT59Z22", "name": "EFINITY FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 357, "dollarVol": 116245000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 651, "totalOriginated": 357, "actionTaken": { "1": 357, "2": 20, "3": 21, "4": 247, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 247, "incompleteCount": 6, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IH3DF6NS2IYJ30", "name": "FIRST SERVICE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 357, "dollarVol": 49165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 599, "totalOriginated": 357, "actionTaken": { "1": 357, "2": 6, "3": 24, "4": 194, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 194, "incompleteCount": 18, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWMKY0FK1H5L44", "name": "Montgomery Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 357, "dollarVol": 65435000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 419, "totalOriginated": 357, "actionTaken": { "1": 357, "2": 13, "3": 30, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5DUB6RE1MCL12", "name": "The Bennington State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 356, "dollarVol": 78610000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 403, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 14, "3": 11, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SBOA8GKVW1N27", "name": "AAXY L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 356, "dollarVol": 132630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 396, "totalOriginated": 356, "actionTaken": { "1": 356, "2": 0, "3": 3, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002GOGIUXB84JB89", "name": "First National Bank of Waterloo", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 355, "dollarVol": 91365000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 411, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 26, "3": 17, "4": 8, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 5, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930002M4XN64FM7Z89", "name": "The Torrington Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 355, "dollarVol": 91575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 519, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 13, "3": 52, "4": 80, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 80, "incompleteCount": 19, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930053KPO7OG48FP72", "name": "EVERENCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 355, "dollarVol": 47265000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 487, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 2, "3": 115, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7AV8NGI6N3S98", "name": "Northfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 355, "dollarVol": 95285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 543, "totalOriginated": 355, "actionTaken": { "1": 355, "2": 21, "3": 71, "4": 72, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 72, "incompleteCount": 24, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QXJAPKTQHC4S45", "name": "Center City Mortgage and Investments LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 354, "dollarVol": 115420000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 507, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 31, "3": 13, "4": 109, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 109, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DO51DW0RG07O39", "name": "BENCHMARK Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 354, "dollarVol": 77060000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 425, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 4, "3": 19, "4": 47, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTSES0DE01Z405", "name": "Dieterich Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 354, "dollarVol": 88150000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 500, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 9, "3": 56, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005LG69OCBT9WE71", "name": "The Riddell National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 354, "dollarVol": 49550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 372, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 0, "3": 15, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOLMR4MSUXQS86", "name": "The National Bank of Coxsackie", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 354, "dollarVol": 87600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 642, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 13, "3": 139, "4": 136, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 139, "withdrawalCount": 136, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "K0ZDN2CBIQC0EHBKNK35", "name": "Enterprise Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 354, "dollarVol": 130660000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 583, "totalOriginated": 354, "actionTaken": { "1": 354, "2": 39, "3": 76, "4": 85, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 85, "incompleteCount": 29, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WEQ8ITQNQ9AQ74", "name": "TOTAL QUALITY FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 353, "dollarVol": 149905000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 813, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 1, "3": 60, "4": 392, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 392, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTRLFU2IIL4380", "name": "UNITED BUILT HOMES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 353, "dollarVol": 103615000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1920, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 285, "3": 548, "4": 0, "5": 734, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 548, "withdrawalCount": 0, "incompleteCount": 734, "approvedNotAcceptedCount": 285, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HZMPZC336WP721", "name": "The Bank of New Glarus", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 353, "dollarVol": 90385000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 402, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 28, "3": 14, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6M7CI9LXTKS03", "name": "PRIMEWAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 353, "dollarVol": 40115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 448, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 27, "3": 66, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R1ELTGT9LUL33", "name": "MARSHALL COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 353, "dollarVol": 48025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 404, "totalOriginated": 353, "actionTaken": { "1": 353, "2": 24, "3": 5, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWA589VRBWSZ92", "name": "COMMUNITY RESOURCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 352, "dollarVol": 57540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 580, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 2, "3": 103, "4": 114, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 114, "incompleteCount": 9, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YXOCZOXWKDIT11", "name": "BTC BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 352, "dollarVol": 41010000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 426, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 24, "3": 42, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930041L7ZI432VT094", "name": "TUCKER MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 352, "dollarVol": 93520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1118, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 10, "3": 25, "4": 72, "5": 1, "6": 0, "7": 251, "8": 407 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 72, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1WXPWCOK7ZU87", "name": "AMERICAN FIDELITY MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 352, "dollarVol": 91900000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 422, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 7, "3": 18, "4": 31, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 31, "incompleteCount": 14, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJOGSPJ8EAX798", "name": "Central National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 352, "dollarVol": 134820000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 400, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 21, "3": 8, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IYR2K45YQJGV33", "name": "Horizon Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 352, "dollarVol": 97670000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 502, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 33, "3": 56, "4": 34, "5": 5, "6": 0, "7": 5, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 34, "incompleteCount": 5, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DM47883NLNBK72", "name": "Liberty Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 352, "dollarVol": 83840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 420, "totalOriginated": 352, "actionTaken": { "1": 352, "2": 0, "3": 21, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YLQBQNWLGKOI74", "name": "Industrial and Commercial Bank of China USA, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 351, "dollarVol": 340915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 461, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 5, "3": 5, "4": 77, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 77, "incompleteCount": 23, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VA7WQ1PZGYI558", "name": "Morris Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 351, "dollarVol": 85875000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 504, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 0, "3": 93, "4": 60, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 60, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OYN1WD4APNOU82", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 351, "dollarVol": 81755000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 407, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 6, "3": 22, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWX04RHQV22578", "name": "Opendoor Home Loans LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 351, "dollarVol": 117915000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 608, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 5, "3": 28, "4": 205, "5": 18, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 205, "incompleteCount": 18, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GR3G0K8VJOH721", "name": "Lebanon Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 351, "dollarVol": 48985000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 414, "totalOriginated": 351, "actionTaken": { "1": 351, "2": 2, "3": 44, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PD2JKG2Z95GK78", "name": "West Point Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 349, "dollarVol": 74365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 427, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 28, "3": 41, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0WZYZ4I41CZ29", "name": "BEACON CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 349, "dollarVol": 45665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 515, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 26, "3": 108, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001R901BOUXDJQ68", "name": "The Bank of Holly Springs", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 349, "dollarVol": 48595000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 421, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 0, "3": 22, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X6ESK4SUBRYL85", "name": "Waterman State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 349, "dollarVol": 118595000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 425, "totalOriginated": 349, "actionTaken": { "1": 349, "2": 2, "3": 19, "4": 53, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 53, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005T71YXBHEO2093", "name": "CREDIT UNION 1", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 348, "dollarVol": 96840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2118, "totalOriginated": 348, "actionTaken": { "1": 348, "2": 2, "3": 1045, "4": 723, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1045, "withdrawalCount": 723, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RFZH9I62FGU045", "name": "American Mortgage Bank, LLC", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 347, "dollarVol": 74665000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 484, "totalOriginated": 347, "actionTaken": { "1": 347, "2": 6, "3": 50, "4": 79, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 79, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MD3D3OC2CSGX39", "name": "SANTA CLARA COUNTY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 347, "dollarVol": 75665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 564, "totalOriginated": 347, "actionTaken": { "1": 347, "2": 31, "3": 49, "4": 108, "5": 8, "6": 0, "7": 1, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 108, "incompleteCount": 8, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XFNTNQLLW0HY87", "name": "The Citizens National Bank of Meridian", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 347, "dollarVol": 75765000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 503, "totalOriginated": 347, "actionTaken": { "1": 347, "2": 11, "3": 57, "4": 88, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 88, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X03SL4SM0F3U87", "name": "ConnectOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 346, "dollarVol": 775420000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 415, "totalOriginated": 346, "actionTaken": { "1": 346, "2": 42, "3": 8, "4": 16, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001VTOPU7JA6G249", "name": "FNCB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 346, "dollarVol": 66720000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 637, "totalOriginated": 346, "actionTaken": { "1": 346, "2": 13, "3": 92, "4": 50, "5": 19, "6": 117, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 50, "incompleteCount": 19, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 117, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PG87MHQ7H4CO08", "name": "Vantage Bank Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 346, "dollarVol": 159010000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 472, "totalOriginated": 346, "actionTaken": { "1": 346, "2": 59, "3": 34, "4": 27, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 27, "incompleteCount": 6, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK682S26NIMG70", "name": "Arthur State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 345, "dollarVol": 101435000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 436, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 9, "3": 47, "4": 33, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 33, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJHCU3PV11PY25", "name": "CFSBANK", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 345, "dollarVol": 83695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 515, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 4, "3": 21, "4": 27, "5": 0, "6": 118, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 118, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000PT0SXF8FBR107", "name": "Connections Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 345, "dollarVol": 53635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 377, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 0, "3": 5, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GTJL0LGX444G33", "name": "DREW MORTGAGE ASSOCIATES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 345, "dollarVol": 138775000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 430, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 3, "3": 27, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DOQN3O7NL3CA31", "name": "HOMELAND BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 345, "dollarVol": 56895000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 436, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 15, "3": 21, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZKNH5TR7431V31", "name": "Mars Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 345, "dollarVol": 81285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 547, "totalOriginated": 345, "actionTaken": { "1": 345, "2": 6, "3": 30, "4": 54, "5": 1, "6": 0, "7": 33, "8": 78 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 54, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UT4EN6IH579Q63", "name": "RIGHT START MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 344, "dollarVol": 94850000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 675, "totalOriginated": 344, "actionTaken": { "1": 344, "2": 68, "3": 30, "4": 180, "5": 46, "6": 0, "7": 1, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 180, "incompleteCount": 46, "approvedNotAcceptedCount": 68, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500DB378C704F4610", "name": "CITY-COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 344, "dollarVol": 64290000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 607, "totalOriginated": 344, "actionTaken": { "1": 344, "2": 3, "3": 132, "4": 110, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 110, "incompleteCount": 18, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJRQ7KMJ2TQQ84", "name": "The Hometown Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 344, "dollarVol": 48490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 452, "totalOriginated": 344, "actionTaken": { "1": 344, "2": 29, "3": 67, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YJ77JVC6X3BO61", "name": "Thomasville National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 343, "dollarVol": 95895000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 345, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TTK5T7CZ3UJ084", "name": "Utah Power Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 343, "dollarVol": 56775000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 416, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 0, "3": 33, "4": 39, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023C70YMJJDRL61", "name": "Savings Bank of Danbury", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 343, "dollarVol": 199095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 444, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 9, "3": 29, "4": 55, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 55, "incompleteCount": 8, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KST6N97GYH0O45", "name": "Susser Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 343, "dollarVol": 167645000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 489, "totalOriginated": 343, "actionTaken": { "1": 343, "2": 5, "3": 25, "4": 116, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 116, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANTUZH5AQQXR02", "name": "ST. CLOUD FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 342, "dollarVol": 49490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 416, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 1, "3": 22, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WSQPVY1NRH6062", "name": "SILVER STATE SCHOOLS SERVICE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 342, "dollarVol": 41290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 579, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 0, "3": 220, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 220, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EYKSNFOZRIBC29", "name": "FIRST FLORIDA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 342, "dollarVol": 51100000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1047, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 50, "3": 156, "4": 130, "5": 53, "6": 316, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 156, "withdrawalCount": 130, "incompleteCount": 53, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 316, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQ5QR1CNV5HY08", "name": "MORTGAGE MANAGEMENT CONSULTANTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 342, "dollarVol": 119620000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 454, "totalOriginated": 342, "actionTaken": { "1": 342, "2": 0, "3": 2, "4": 110, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 110, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PRB9DTJAHMMZ45", "name": "Ross Mortgage Company, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 341, "dollarVol": 130315000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 449, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 4, "3": 43, "4": 51, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 51, "incompleteCount": 10, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B5RA7BRG1R2728", "name": "GREENVILLE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 341, "dollarVol": 74125000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 597, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 4, "3": 120, "4": 109, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 109, "incompleteCount": 23, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LXHR6OP0TSZ915", "name": "Circle Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 341, "dollarVol": 55685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 477, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 2, "3": 15, "4": 103, "5": 5, "6": 0, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 103, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHKDUKPJGRPK46", "name": "SAFE 1 CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 341, "dollarVol": 34085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 392, "totalOriginated": 341, "actionTaken": { "1": 341, "2": 0, "3": 51, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LP0CV2MNC1GV68", "name": "Academy Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 340, "dollarVol": 158120000, "branches": 1, "states": 37, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 562, "totalOriginated": 340, "actionTaken": { "1": 340, "2": 8, "3": 41, "4": 132, "5": 27, "6": 0, "7": 12, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 132, "incompleteCount": 27, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900756YRTYX32I428", "name": "Family Trust Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 339, "dollarVol": 49015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 469, "totalOriginated": 339, "actionTaken": { "1": 339, "2": 2, "3": 57, "4": 71, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 71, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OD9TDRYGWJ0N48", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 339, "dollarVol": 138365000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 439, "totalOriginated": 339, "actionTaken": { "1": 339, "2": 0, "3": 36, "4": 64, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 64, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P55E0GN57DEV03", "name": "GEO-CORP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 339, "dollarVol": 129675000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 423, "totalOriginated": 339, "actionTaken": { "1": 339, "2": 0, "3": 7, "4": 77, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KJ6VEEFTSNI20", "name": "Bank of Pontiac", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 338, "dollarVol": 84450000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 402, "totalOriginated": 338, "actionTaken": { "1": 338, "2": 37, "3": 7, "4": 8, "5": 9, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 9, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VLP5AP0XK2GM6GKD1007", "name": "Signature Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 338, "dollarVol": 4580520000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 348, "totalOriginated": 338, "actionTaken": { "1": 338, "2": 2, "3": 4, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OARXTADS0L8L11", "name": "1ST MIDAMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 338, "dollarVol": 46540000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 518, "totalOriginated": 338, "actionTaken": { "1": 338, "2": 18, "3": 78, "4": 73, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 73, "incompleteCount": 11, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U2ZPLWQTSD3158", "name": "Orion Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 337, "dollarVol": 155675000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 830, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 1, "3": 23, "4": 163, "5": 24, "6": 282, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 163, "incompleteCount": 24, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 282, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1347BFCBHJV60", "name": "MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 337, "dollarVol": 148945000, "branches": 1, "states": 36, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 566, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 19, "3": 22, "4": 96, "5": 23, "6": 69, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 96, "incompleteCount": 23, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 69, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003K48UGTWEK6O31", "name": "Secured Investment Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 337, "dollarVol": 49675000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2480, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 0, "3": 0, "4": 1884, "5": 259, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1884, "incompleteCount": 259, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XQ8DRJT0OETE90", "name": "Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 337, "dollarVol": 143405000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 464, "totalOriginated": 337, "actionTaken": { "1": 337, "2": 13, "3": 59, "4": 53, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 53, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LI5KT42YX5L588", "name": "FIRST NORTHERN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 336, "dollarVol": 48190000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 477, "totalOriginated": 336, "actionTaken": { "1": 336, "2": 13, "3": 50, "4": 76, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 76, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AQ83ZR1PW5DB53", "name": "American Bank and Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 336, "dollarVol": 73970000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 402, "totalOriginated": 336, "actionTaken": { "1": 336, "2": 10, "3": 10, "4": 42, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 42, "incompleteCount": 4, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008EFPQHWHJ5MO60", "name": "The Conway National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 336, "dollarVol": 72250000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 361, "totalOriginated": 336, "actionTaken": { "1": 336, "2": 3, "3": 20, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SI9TPITPEZ5332", "name": "Capital Mortgage Services Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 336, "dollarVol": 70340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 477, "totalOriginated": 336, "actionTaken": { "1": 336, "2": 7, "3": 52, "4": 64, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 64, "incompleteCount": 18, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGMMXKSX821O69", "name": "HARTFORD FUNDING, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 335, "dollarVol": 152965000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 720, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 90, "3": 57, "4": 149, "5": 89, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 149, "incompleteCount": 89, "approvedNotAcceptedCount": 90, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN1LQYJX9HOU28", "name": "Mountain Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 335, "dollarVol": 238245000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 392, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 1, "3": 7, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QGLK6W51MPXW45", "name": "BARTON CREEK LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 335, "dollarVol": 127725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 444, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 20, "3": 5, "4": 68, "5": 14, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 68, "incompleteCount": 14, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LHJR6FIWIU8E25", "name": "FIRST NATIONS HOME FINANCE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 335, "dollarVol": 110705000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 438, "totalOriginated": 335, "actionTaken": { "1": 335, "2": 35, "3": 28, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KDQNIC08M074", "name": "UMASSFIVE COLLEGE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 334, "dollarVol": 37000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 496, "totalOriginated": 334, "actionTaken": { "1": 334, "2": 48, "3": 40, "4": 17, "5": 7, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 17, "incompleteCount": 7, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035X20L4YB6HD91", "name": "Warren-Boynton State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 334, "dollarVol": 38970000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 338, "totalOriginated": 334, "actionTaken": { "1": 334, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8JSCK4ZNVX087", "name": "MAX Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 333, "dollarVol": 77125000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 472, "totalOriginated": 333, "actionTaken": { "1": 333, "2": 0, "3": 50, "4": 77, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 77, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003617RJR4JUYT66", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 333, "dollarVol": 87355000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 397, "totalOriginated": 333, "actionTaken": { "1": 333, "2": 6, "3": 15, "4": 39, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KSUTZO899YU680", "name": "HomeTown Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 333, "dollarVol": 69255000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 416, "totalOriginated": 333, "actionTaken": { "1": 333, "2": 14, "3": 31, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005L8AW1CTD9HZ03", "name": "First Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 333, "dollarVol": 53545000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 395, "totalOriginated": 333, "actionTaken": { "1": 333, "2": 10, "3": 23, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W4EKVR6GZ0KS84", "name": "Northwest Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 332, "dollarVol": 109830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 698, "totalOriginated": 332, "actionTaken": { "1": 332, "2": 1, "3": 12, "4": 37, "5": 4, "6": 301, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 37, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 301, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S19BPWGHQOYU13", "name": "FAIRWAY FUNDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 332, "dollarVol": 122530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 384, "totalOriginated": 332, "actionTaken": { "1": 332, "2": 1, "3": 16, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FYIFXD18THEZ65", "name": "Litton Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 331, "dollarVol": 84155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 408, "totalOriginated": 331, "actionTaken": { "1": 331, "2": 0, "3": 1, "4": 76, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 76, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDFK1ZR5QSYO15", "name": "TEXELL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 331, "dollarVol": 34895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 470, "totalOriginated": 331, "actionTaken": { "1": 331, "2": 23, "3": 70, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FI363837PZX856", "name": "Midwest Heritage Bank FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 330, "dollarVol": 73670000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 491, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 5, "3": 68, "4": 87, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 87, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQ3UC55Y6EPP22", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 330, "dollarVol": 103480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 388, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 16, "3": 34, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900URXOKFMBYQ0V69", "name": "Sierra Central Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 330, "dollarVol": 41490000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 608, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 1, "3": 106, "4": 68, "5": 10, "6": 0, "7": 25, "8": 68 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 68, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MFBT1AI7V3W25", "name": "SERVU FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 330, "dollarVol": 24680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 467, "totalOriginated": 330, "actionTaken": { "1": 330, "2": 4, "3": 33, "4": 52, "5": 36, "6": 0, "7": 10, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 52, "incompleteCount": 36, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900803AYZRNV49618", "name": "The Friendship State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 329, "dollarVol": 48905000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 451, "totalOriginated": 329, "actionTaken": { "1": 329, "2": 44, "3": 70, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WETW159N5QFR97", "name": "FIRST CAPITAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 328, "dollarVol": 26180000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 458, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 1, "3": 74, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300684I276INJKK63", "name": "Southern Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 328, "dollarVol": 43450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 378, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 6, "3": 21, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKW6LAHX0L9161", "name": "Georgia Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 328, "dollarVol": 32350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 345, "totalOriginated": 328, "actionTaken": { "1": 328, "2": 10, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I3LJYL57NZ5H21", "name": "The Andover Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 327, "dollarVol": 35855000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 495, "totalOriginated": 327, "actionTaken": { "1": 327, "2": 10, "3": 95, "4": 37, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 37, "incompleteCount": 26, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELFWNRX6MLE444", "name": "Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 327, "dollarVol": 36735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 368, "totalOriginated": 327, "actionTaken": { "1": 327, "2": 29, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I43FC7P0IJMR13", "name": "LOANLEADERS OF AMERICA, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 327, "dollarVol": 107755000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 509, "totalOriginated": 327, "actionTaken": { "1": 327, "2": 1, "3": 40, "4": 104, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 104, "incompleteCount": 37, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKOE38PNUSOD49", "name": "Jax Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 327, "dollarVol": 38315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 620, "totalOriginated": 327, "actionTaken": { "1": 327, "2": 12, "3": 190, "4": 58, "5": 33, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 190, "withdrawalCount": 58, "incompleteCount": 33, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESNLIWVN3TK065", "name": "CBC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 326, "dollarVol": 128200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 569, "totalOriginated": 326, "actionTaken": { "1": 326, "2": 0, "3": 79, "4": 154, "5": 0, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 154, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLAWM1M5QAJH43", "name": "First State Bank of Middlebury", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 326, "dollarVol": 69650000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 532, "totalOriginated": 326, "actionTaken": { "1": 326, "2": 7, "3": 21, "4": 3, "5": 16, "6": 0, "7": 51, "8": 108 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 3, "incompleteCount": 16, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZLFJGIDOXDW97", "name": "NEAL COMMUNITIES FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 326, "dollarVol": 111490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 591, "totalOriginated": 326, "actionTaken": { "1": 326, "2": 0, "3": 34, "4": 179, "5": 52, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 179, "incompleteCount": 52, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWRXVFSDCUUY93", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 325, "dollarVol": 67015000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 363, "totalOriginated": 325, "actionTaken": { "1": 325, "2": 19, "3": 6, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XC2Y1SLXRQP11", "name": "INFINITY EQUITY GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 325, "dollarVol": 116875000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 384, "totalOriginated": 325, "actionTaken": { "1": 325, "2": 0, "3": 0, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000SW5GLNL7VNX12", "name": "State Financial Network, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 325, "dollarVol": 77645000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 380, "totalOriginated": 325, "actionTaken": { "1": 325, "2": 11, "3": 30, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001141Z7CINOSB62", "name": "LOANFLIGHT LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 325, "dollarVol": 135325000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 734, "totalOriginated": 325, "actionTaken": { "1": 325, "2": 0, "3": 53, "4": 149, "5": 207, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 149, "incompleteCount": 207, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QP2ONO47G5R24", "name": "APCI Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 325, "dollarVol": 63015000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 392, "totalOriginated": 325, "actionTaken": { "1": 325, "2": 0, "3": 27, "4": 30, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 30, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHPJ9CLOLCVE82", "name": "RiverHills Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 324, "dollarVol": 126780000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 499, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 4, "3": 50, "4": 116, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 116, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PLVU3OBFUIPI18", "name": "VALLEY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 324, "dollarVol": 83040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 371, "totalOriginated": 324, "actionTaken": { "1": 324, "2": 0, "3": 9, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUF8JLB9HKT321", "name": "Warsaw Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 323, "dollarVol": 89315000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 423, "totalOriginated": 323, "actionTaken": { "1": 323, "2": 2, "3": 25, "4": 66, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 66, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQGT4VX22XJ495", "name": "The Ohio Valley Bank Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 323, "dollarVol": 71805000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 440, "totalOriginated": 323, "actionTaken": { "1": 323, "2": 14, "3": 45, "4": 47, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 47, "incompleteCount": 11, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RAQJBTN6Z28096", "name": "Wintrust Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 323, "dollarVol": 461715000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 420, "totalOriginated": 323, "actionTaken": { "1": 323, "2": 2, "3": 13, "4": 58, "5": 10, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 58, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C25OR47JWZ1L21", "name": "PROSPERA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 322, "dollarVol": 50340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 382, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 0, "3": 18, "4": 41, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4E78BSM0XM758", "name": "TEXAS BAY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 322, "dollarVol": 43340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 883, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 1, "3": 223, "4": 164, "5": 35, "6": 0, "7": 121, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 223, "withdrawalCount": 164, "incompleteCount": 35, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TGWKRP2P13MO72", "name": "Paragon Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 322, "dollarVol": 98330000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 367, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 1, "3": 13, "4": 20, "5": 2, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "WO4YNEKNSZNVVA7Q7C46", "name": "The First National Bank of Long Island", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 322, "dollarVol": 410640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 428, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 0, "3": 38, "4": 28, "5": 0, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "95JW06YV3JUTCH0IJV88", "name": "Fulton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 322, "dollarVol": 60770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 371, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 10, "3": 5, "4": 14, "5": 0, "6": 0, "7": 0, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JOVFFHEU5TF17", "name": "Bank of Luxemburg", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 322, "dollarVol": 87250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 383, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 23, "3": 23, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038B7D8N5ZCSG62", "name": "ATOMIC CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 322, "dollarVol": 46250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 563, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 1, "3": 117, "4": 98, "5": 19, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 98, "incompleteCount": 19, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BTTIQWNC2CFA21", "name": "LGE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 322, "dollarVol": 66410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 664, "totalOriginated": 322, "actionTaken": { "1": 322, "2": 40, "3": 100, "4": 43, "5": 13, "6": 0, "7": 46, "8": 100 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 43, "incompleteCount": 13, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LGD38SS4PVFC71", "name": "TRUCHOICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 321, "dollarVol": 25725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 568, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 112, "3": 27, "4": 103, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 103, "incompleteCount": 5, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YZRSEXRIR3I97", "name": "ALABAMA TEACHERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 321, "dollarVol": 56085000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 603, "totalOriginated": 321, "actionTaken": { "1": 321, "2": 51, "3": 125, "4": 24, "5": 6, "6": 0, "7": 41, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 125, "withdrawalCount": 24, "incompleteCount": 6, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038YN5XV3SDVZ83", "name": "BankIowa of Cedar Rapids", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 320, "dollarVol": 56980000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 370, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 20, "3": 22, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WGEJKXK5PPHT03", "name": "HOMESITE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 320, "dollarVol": 103490000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 597, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 0, "3": 4, "4": 273, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 273, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300248R1MFWPWXA09", "name": "State Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 320, "dollarVol": 47490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 536, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 63, "3": 84, "4": 56, "5": 4, "6": 0, "7": 4, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 56, "incompleteCount": 4, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490014T1E9ZF0ODZ87", "name": "ECLIPSE BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 320, "dollarVol": 119080000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 406, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 15, "3": 18, "4": 49, "5": 2, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 49, "incompleteCount": 2, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001TX1L6BVUQ0J60", "name": "Bank of Odessa", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 320, "dollarVol": 63670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 2, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002POZ4RFS6X0Z30", "name": "Dakota Community Bank & Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 320, "dollarVol": 74290000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 397, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 8, "3": 29, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YOL8EJ9NBHIE43", "name": "Town & Country Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 320, "dollarVol": 47420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 410, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 27, "3": 42, "4": 19, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QY4UCP33T94N09", "name": "Ballston Spa National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 320, "dollarVol": 139490000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 448, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 54, "3": 14, "4": 52, "5": 3, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 52, "incompleteCount": 3, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3BPURP4WOHN47", "name": "The Garrett State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 320, "dollarVol": 51530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 365, "totalOriginated": 320, "actionTaken": { "1": 320, "2": 3, "3": 20, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRDRKSA8ZPAJ55", "name": "Traditions Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 319, "dollarVol": 63425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 333, "totalOriginated": 319, "actionTaken": { "1": 319, "2": 3, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMEOE50UQ6NM87", "name": "American Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 319, "dollarVol": 88725000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 371, "totalOriginated": 319, "actionTaken": { "1": 319, "2": 0, "3": 10, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZNV71J20M52A37", "name": "FIRST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 319, "dollarVol": 36695000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 366, "totalOriginated": 319, "actionTaken": { "1": 319, "2": 2, "3": 16, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2W119ZBFOWS21", "name": "CLEARWATER Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 318, "dollarVol": 68980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 419, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 0, "3": 48, "4": 53, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J8Y8IPQFMMIT88", "name": "The Bank of Canton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 318, "dollarVol": 148110000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 406, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 0, "3": 31, "4": 49, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 49, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B8JQ9XD5FQQH32", "name": "Citizens Bank & Trust Company of Vivian, Louisiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 318, "dollarVol": 64240000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 334, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 0, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005WCUTOOZMTV053", "name": "First Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 318, "dollarVol": 86950000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 470, "totalOriginated": 318, "actionTaken": { "1": 318, "2": 89, "3": 25, "4": 36, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 89, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XPILOY1LB5CK32", "name": "Hamilton Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 317, "dollarVol": 73955000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 386, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 1, "3": 11, "4": 56, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 56, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QNPOF1WCRKLZ94", "name": "San Mateo Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 317, "dollarVol": 186925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 487, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 4, "3": 74, "4": 58, "5": 4, "6": 0, "7": 23, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 58, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QAJ2SD5X8T7X10", "name": "Synergy Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 317, "dollarVol": 46985000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 368, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 11, "3": 21, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6C1OV8E3V1P15", "name": "First Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 317, "dollarVol": 63285000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 476, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 36, "3": 48, "4": 63, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 63, "incompleteCount": 12, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKVC0LU4RBMF20", "name": "BLG HOLDINGS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 317, "dollarVol": 56185000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 417, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 27, "3": 18, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5PI87OOVHD857", "name": "Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 317, "dollarVol": 49375000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 360, "totalOriginated": 317, "actionTaken": { "1": 317, "2": 2, "3": 21, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BEXTNMA3CARO05", "name": "Financial Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 316, "dollarVol": 138760000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 360, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 0, "3": 1, "4": 16, "5": 0, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSIYX9RDYWC806", "name": "First Midwest Bank of the Ozarks", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 316, "dollarVol": 68390000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 352, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 1, "3": 15, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M1N0YC51QQGT24", "name": "Ozarks Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 316, "dollarVol": 67110000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 380, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 10, "3": 21, "4": 29, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 29, "incompleteCount": 4, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QPO86QUI9FJ04", "name": "The Security National Bank of Sioux City, Iowa", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 316, "dollarVol": 59740000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 445, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 3, "3": 53, "4": 71, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 71, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P681DTTH4I3144", "name": "Western State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 316, "dollarVol": 169230000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 439, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 0, "3": 42, "4": 78, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BAZS5RZ8O98A51", "name": "POWER FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 316, "dollarVol": 63320000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 405, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 1, "3": 44, "4": 0, "5": 1, "6": 0, "7": 43, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490000OGVJZR74L509", "name": "Utah Mortgage Loan Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 316, "dollarVol": 117440000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 384, "totalOriginated": 316, "actionTaken": { "1": 316, "2": 0, "3": 1, "4": 35, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 35, "incompleteCount": 32, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSPT6YGS1ZLR56", "name": "HICKAM FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 315, "dollarVol": 55245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 619, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 0, "3": 151, "4": 153, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 153, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8GW9QHQO63J05", "name": "Peoples Bank of Kentucky, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 315, "dollarVol": 45465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 355, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 1, "3": 13, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BSTNYSV3EWYM24", "name": "Regent Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 315, "dollarVol": 110075000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 433, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 2, "3": 48, "4": 57, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 57, "incompleteCount": 11, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYPXU2L51NW896", "name": "TEAM ONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 315, "dollarVol": 46375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 416, "totalOriginated": 315, "actionTaken": { "1": 315, "2": 0, "3": 25, "4": 68, "5": 0, "6": 0, "7": 1, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008TLN68MS5IAP30", "name": "Boundary Waters Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 314, "dollarVol": 27730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 452, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 59, "3": 78, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 78, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009GDCGUR2T6KU55", "name": "Hingham Institution for Savings, The", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 314, "dollarVol": 842900000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 387, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 9, "3": 27, "4": 28, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 28, "incompleteCount": 9, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AFD1IR7H2CES48", "name": "The Nodaway Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 314, "dollarVol": 60270000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 370, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 9, "3": 18, "4": 26, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 26, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035U7Q80J7HTS79", "name": "CAMPOS FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 314, "dollarVol": 142090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 343, "totalOriginated": 314, "actionTaken": { "1": 314, "2": 4, "3": 5, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004D0Z2WQR26VL57", "name": "Ion Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 313, "dollarVol": 245165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 425, "totalOriginated": 313, "actionTaken": { "1": 313, "2": 3, "3": 61, "4": 41, "5": 6, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 41, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJB00VM6H8PP97", "name": "American Momentum Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 313, "dollarVol": 269855000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 518, "totalOriginated": 313, "actionTaken": { "1": 313, "2": 4, "3": 79, "4": 93, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 93, "incompleteCount": 29, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7PN8KSYQHY415", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 313, "dollarVol": 83045000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 367, "totalOriginated": 313, "actionTaken": { "1": 313, "2": 48, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490000VM5YTLF4NM50", "name": "Focus Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 312, "dollarVol": 50130000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 378, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 5, "3": 30, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490080ZZ98MNHU5R63", "name": "Champion Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 312, "dollarVol": 78890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 357, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 2, "3": 19, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008UZWYHK74O4341", "name": "G.P.O. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 312, "dollarVol": 26480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 427, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 13, "3": 94, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPKDUJKREQRG38", "name": "Investar Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 312, "dollarVol": 135150000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 453, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 10, "3": 58, "4": 54, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 54, "incompleteCount": 19, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SE6YAYK0PZZR74", "name": "Bank of Idaho", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 312, "dollarVol": 106670000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 356, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 25, "3": 10, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LIEBWBUKVDWP33", "name": "DuTrac Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 312, "dollarVol": 63560000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 358, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 2, "3": 16, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PW1OR537MRMS88", "name": "SUBURBAN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 312, "dollarVol": 116200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 446, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 0, "3": 5, "4": 125, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 125, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930098QK48NVYBZC62", "name": "EZ FUNDINGS INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 312, "dollarVol": 144670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 482, "totalOriginated": 312, "actionTaken": { "1": 312, "2": 8, "3": 5, "4": 148, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 148, "incompleteCount": 9, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IT65TMGZIKY68", "name": "The Poca Valley Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 311, "dollarVol": 51335000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 448, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 11, "3": 48, "4": 70, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 70, "incompleteCount": 8, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q107R4XFOZ6F6K73C488", "name": "The First National Bank in Sioux Falls", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 311, "dollarVol": 82525000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 358, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 7, "3": 6, "4": 31, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 31, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C2GTHMQQJ5CS20", "name": "Everett Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 311, "dollarVol": 458925000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 416, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 11, "3": 24, "4": 30, "5": 4, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 30, "incompleteCount": 4, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R423PBPM6A173", "name": "OCEANSIDE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 311, "dollarVol": 61375000, "branches": 1, "states": 42, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 566, "totalOriginated": 311, "actionTaken": { "1": 311, "2": 0, "3": 33, "4": 222, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 222, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B3KWBDNOTY262", "name": "Pendleton Community Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 310, "dollarVol": 79900000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 370, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 20, "3": 36, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH8TVR84H1BL45", "name": "First Piedmont Federal Savings and Loan Association of Gaffney", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 310, "dollarVol": 90230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 343, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 0, "3": 10, "4": 22, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ9DGB4OZNPL63", "name": "Northview Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 310, "dollarVol": 65400000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 545, "totalOriginated": 310, "actionTaken": { "1": 310, "2": 1, "3": 88, "4": 119, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 119, "incompleteCount": 27, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001WL16YUSR2TI47", "name": "Cross Keys Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 309, "dollarVol": 76885000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 403, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 7, "3": 23, "4": 56, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 56, "incompleteCount": 8, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGXWS23NTTOB96", "name": "Meade County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 309, "dollarVol": 52695000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 390, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 36, "3": 35, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMPGD5KKS1RR35", "name": "First Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 309, "dollarVol": 66855000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 369, "totalOriginated": 309, "actionTaken": { "1": 309, "2": 5, "3": 24, "4": 29, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 29, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R24PHQB7GDFD26", "name": "Mabrey Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 308, "dollarVol": 98260000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 379, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 45, "3": 20, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040I855W2FI0Y80", "name": "APL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 308, "dollarVol": 26750000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 381, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 0, "3": 35, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKHHL7A2K8YV94", "name": "MERIWEST MORTGAGE COMPANY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 308, "dollarVol": 278580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 573, "totalOriginated": 308, "actionTaken": { "1": 308, "2": 231, "3": 4, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 231, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QH6Q6RHDLHEC77", "name": "University Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 307, "dollarVol": 45685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 453, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 0, "3": 31, "4": 103, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 103, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OC13I9CJC7SD87", "name": "Prevail Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 307, "dollarVol": 62395000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 462, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 12, "3": 33, "4": 22, "5": 12, "6": 0, "7": 30, "8": 46 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 22, "incompleteCount": 12, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TFEH2N4OKL5136", "name": "NEXTIER BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 307, "dollarVol": 133155000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 455, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 16, "3": 63, "4": 65, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 65, "incompleteCount": 4, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AHVQ1LDFNP8P69", "name": "Inwood National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 307, "dollarVol": 201895000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 395, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 6, "3": 32, "4": 47, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 47, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W66Q12I4MV8X83", "name": "OMNI Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 307, "dollarVol": 33905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 621, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 51, "3": 151, "4": 50, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 50, "incompleteCount": 62, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930048J00QUF04FP72", "name": "North Easton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 307, "dollarVol": 142535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 455, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 10, "3": 66, "4": 49, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 49, "incompleteCount": 23, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GL556PQ7WG0G08", "name": "EDUCATIONAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 307, "dollarVol": 37435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 615, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 4, "3": 238, "4": 66, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 238, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490049RRVB8S6CG210", "name": "Farmers and Merchants Bank of Long Beach", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 307, "dollarVol": 369975000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 452, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 2, "3": 101, "4": 26, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 26, "incompleteCount": 16, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FWMAL9Q1TY2667", "name": "Security Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 307, "dollarVol": 51855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 375, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 4, "3": 32, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWDNGYGQBG4K69", "name": "MOBILOIL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 307, "dollarVol": 40885000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 553, "totalOriginated": 307, "actionTaken": { "1": 307, "2": 40, "3": 165, "4": 32, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 32, "incompleteCount": 9, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5YLTTVIWX4J11", "name": "PREFERRED LENDING SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 306, "dollarVol": 85200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 433, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 2, "3": 17, "4": 96, "5": 3, "6": 0, "7": 1, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 96, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O6ESF124P8HR04", "name": "Granite State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 306, "dollarVol": 45530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 625, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 44, "3": 17, "4": 213, "5": 5, "6": 0, "7": 40, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 213, "incompleteCount": 5, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6SV1WXLO6BB96", "name": "State Bank of De Kalb", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 306, "dollarVol": 76540000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 346, "totalOriginated": 313, "actionTaken": { "1": 313, "2": 0, "3": 9, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SVSM8JMOZJXF07", "name": "Bath Savings Institution", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 306, "dollarVol": 105300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 437, "totalOriginated": 306, "actionTaken": { "1": 306, "2": 2, "3": 28, "4": 100, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 100, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOJH0MSG0OIM41", "name": "Alabama One Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 305, "dollarVol": 50975000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 408, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 0, "3": 24, "4": 75, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 75, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OGIGNKGO2DX942", "name": "FEDEX EMPLOYEES CREDIT ASSOCIATION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 305, "dollarVol": 41255000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 577, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 32, "3": 87, "4": 117, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 117, "incompleteCount": 36, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072UFREQ9ZZRG80", "name": "PCB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 305, "dollarVol": 213095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 399, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 54, "3": 1, "4": 27, "5": 0, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N968Y85YXDX139", "name": "Troy Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 305, "dollarVol": 94575000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 329, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 1, "3": 8, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001MUHR5XU30WE58", "name": "First Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 305, "dollarVol": 71915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 392, "totalOriginated": 305, "actionTaken": { "1": 305, "2": 2, "3": 29, "4": 46, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 46, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AAWFEC6CRH6N89", "name": "LANTZMAN MANAGEMENT, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 304, "dollarVol": 91530000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 304, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G54QPXQLB4KN58", "name": "FIRST UNITED CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 304, "dollarVol": 110400000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 408, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 34, "3": 44, "4": 21, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 21, "incompleteCount": 5, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSQZG5CD2LWR30", "name": "The Dime Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 304, "dollarVol": 49750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 434, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 5, "3": 57, "4": 40, "5": 27, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 40, "incompleteCount": 27, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYGLNAWS20VR43", "name": "MYPOINT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 304, "dollarVol": 83130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 452, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 0, "3": 117, "4": 7, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 117, "withdrawalCount": 7, "incompleteCount": 24, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LW8UB33S1ZIF68", "name": "Cooperativa de Ahorro y Credito de Rincon", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 304, "dollarVol": 39160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 358, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 9, "3": 5, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VG0KDMI6ULUX54", "name": "Education Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 304, "dollarVol": 46670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 317, "totalOriginated": 304, "actionTaken": { "1": 304, "2": 6, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JCTXBH1WCEWG62", "name": "Florida Home Trust Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 303, "dollarVol": 100685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 416, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 0, "3": 17, "4": 96, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DH8EI64ITBY388", "name": "PGIM REAL ESTATE AGENCY FINANCING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 303, "dollarVol": 7024845000, "branches": 1, "states": 40, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 350, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 14, "3": 0, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PBEMOERRZO9E31", "name": "iCore Lending, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 303, "dollarVol": 139395000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 303, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009KQ3D6Q5VM0B61", "name": "Publix Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 303, "dollarVol": 59155000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 616, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 0, "3": 91, "4": 158, "5": 64, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 158, "incompleteCount": 64, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODXRVTZ21MSR34", "name": "Rondout Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 303, "dollarVol": 113695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 408, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 3, "3": 33, "4": 60, "5": 3, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 60, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOP6JY8A0DIV80", "name": "Cloverbelt Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 303, "dollarVol": 41815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 385, "totalOriginated": 303, "actionTaken": { "1": 303, "2": 2, "3": 14, "4": 1, "5": 0, "6": 0, "7": 2, "8": 63 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QVXT6121Q7E798", "name": "Flushing Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 302, "dollarVol": 550970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 379, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 8, "3": 51, "4": 15, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004VB8XJ1L0EOO76", "name": "The Bank of Fayette County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 302, "dollarVol": 58250000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 336, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 12, "3": 5, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RZAKWEVNKBVY93", "name": "Regional Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 302, "dollarVol": 56090000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 364, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 14, "3": 25, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1KLQQ7B84EZ41", "name": "Citizens National Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 302, "dollarVol": 99680000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 396, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 60, "3": 30, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 60, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YB9XQDO5W4KU33", "name": "Radiant Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 302, "dollarVol": 52640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 950, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 74, "3": 254, "4": 4, "5": 0, "6": 316, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 254, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 316, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003SD8SH7JXN6S72", "name": "First Bankers Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 302, "dollarVol": 70660000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 367, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 28, "3": 33, "4": 1, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002YTHQ90AS4OM73", "name": "M2 Lending Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 302, "dollarVol": 138930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 382, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 0, "3": 0, "4": 78, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 78, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6E4MG6WR4CW75", "name": "Slovenian Savings and Loan Association of Canonsburg", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 302, "dollarVol": 51000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 311, "totalOriginated": 302, "actionTaken": { "1": 302, "2": 7, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F08RTZA4O1LF12", "name": "Grundy Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 301, "dollarVol": 52435000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 340, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 13, "3": 10, "4": 4, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 12, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O1FOCD65WZ9873", "name": "First Federal Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 301, "dollarVol": 61965000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 412, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 32, "3": 51, "4": 15, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 15, "incompleteCount": 13, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q7ODSDOEDUNP68", "name": "FIRST INTEGRITY MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 301, "dollarVol": 70015000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 392, "totalOriginated": 301, "actionTaken": { "1": 301, "2": 0, "3": 15, "4": 76, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 76, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027H7CJF9GCDZ36", "name": "FORT FINANCIAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 300, "dollarVol": 34230000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 617, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 1, "3": 103, "4": 183, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 183, "incompleteCount": 30, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEC4OVVYQB2849", "name": "MMS MORTGAGE SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 300, "dollarVol": 53200000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 389, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 8, "3": 28, "4": 51, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007H0KZ81N1H6352", "name": "Monson Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 300, "dollarVol": 107840000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 386, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 15, "3": 23, "4": 40, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 40, "incompleteCount": 8, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490033STXCA9YDXT42", "name": "Glennville Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 300, "dollarVol": 34390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 376, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 14, "3": 44, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007KLU19FK8PG279", "name": "NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 300, "dollarVol": 110500000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 484, "totalOriginated": 300, "actionTaken": { "1": 300, "2": 2, "3": 36, "4": 69, "5": 30, "6": 0, "7": 4, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 69, "incompleteCount": 30, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005KZM1DEUYVS783", "name": "First American Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 299, "dollarVol": 77445000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 409, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 9, "3": 38, "4": 60, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 60, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PI8J8CV6B53I58", "name": "Bank of Ann Arbor", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 299, "dollarVol": 118735000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 350, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 11, "3": 9, "4": 24, "5": 6, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 24, "incompleteCount": 6, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DF7LT6VI5BQC34", "name": "Old Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 299, "dollarVol": 72615000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 379, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 0, "3": 21, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009D2COWW65B8673", "name": "NORTHROP GRUMMAN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 299, "dollarVol": 108655000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 443, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 54, "3": 13, "4": 30, "5": 6, "6": 0, "7": 4, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 30, "incompleteCount": 6, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V7S0JJB4LU5J82", "name": "WINTERWOOD MORTGAGE GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 299, "dollarVol": 82625000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 436, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 13, "3": 22, "4": 88, "5": 13, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 88, "incompleteCount": 13, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2DSERWC01YR18", "name": "Walden Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 299, "dollarVol": 77445000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 475, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 7, "3": 36, "4": 97, "5": 35, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 97, "incompleteCount": 35, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FB7LY738B0AS28", "name": "Sharefax Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 299, "dollarVol": 37655000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 485, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 8, "3": 44, "4": 55, "5": 9, "6": 0, "7": 35, "8": 35 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 55, "incompleteCount": 9, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002H3RKHKUQU7R78", "name": "CWM PARTNERS, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 299, "dollarVol": 77805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 403, "totalOriginated": 299, "actionTaken": { "1": 299, "2": 0, "3": 13, "4": 91, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 91, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GMDWB9051H7297", "name": "High Country Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 298, "dollarVol": 97970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 346, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 10, "3": 3, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WHACUOETOKO184", "name": "First American Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 298, "dollarVol": 106580000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 331, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 2, "3": 5, "4": 18, "5": 7, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 18, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y3CWQSLFVW8D53", "name": "Border Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 298, "dollarVol": 75520000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 298, "actionTaken": { "1": 298, "2": 0, "3": 8, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5SWOZ1F2OHY48", "name": "Equitable Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 297, "dollarVol": 81065000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 357, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 1, "3": 26, "4": 31, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064FQE21RHEG647", "name": "EVERGREEN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 297, "dollarVol": 39285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 479, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 2, "3": 94, "4": 71, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 71, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H3YPB6EJ1RV917", "name": "First Bank of Berne", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 297, "dollarVol": 48585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 358, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 6, "3": 27, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8Q4KZC8LMAV19", "name": "First Metro Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 297, "dollarVol": 59035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 315, "totalOriginated": 297, "actionTaken": { "1": 297, "2": 1, "3": 13, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490089V5DJHFQMOA03", "name": "First National Bank Alaska", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 296, "dollarVol": 118580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 451, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 2, "3": 13, "4": 124, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 124, "incompleteCount": 16, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008KJFFG6PYZ5914", "name": "Saco & Biddeford Savings Institution", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 296, "dollarVol": 141120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 318, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 3, "3": 11, "4": 2, "5": 1, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005EWJNDWPLNG328", "name": "Century Next Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 296, "dollarVol": 67240000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 338, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 5, "3": 18, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009UERHLQ7BG5D32", "name": "FIDELITY FUNDING MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 296, "dollarVol": 106220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 462, "totalOriginated": 296, "actionTaken": { "1": 296, "2": 2, "3": 22, "4": 142, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 142, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XHCZ94X8YST31", "name": "Westbury Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 295, "dollarVol": 96245000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 320, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 2, "3": 10, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900199XCNE3LN5660", "name": "The County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 295, "dollarVol": 31385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 450, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 15, "3": 62, "4": 23, "5": 0, "6": 0, "7": 35, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PE7I3IWSUX2B53", "name": "Salisbury Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 295, "dollarVol": 212165000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 406, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 10, "3": 23, "4": 60, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 60, "incompleteCount": 18, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008JDUT3R3K1LZ58", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 295, "dollarVol": 61645000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 397, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 14, "3": 55, "4": 15, "5": 0, "6": 0, "7": 18, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRSBCJN2HPK893", "name": "PARTNERS UNITED FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 295, "dollarVol": 122225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 522, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 6, "3": 37, "4": 177, "5": 6, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 177, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006IYID0ECYSJU25", "name": "Sail Mortgage Corp.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 295, "dollarVol": 73065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 375, "totalOriginated": 295, "actionTaken": { "1": 295, "2": 0, "3": 24, "4": 55, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 55, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RUVVJLHQM71O74", "name": "BCB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 294, "dollarVol": 281120000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 348, "totalOriginated": 294, "actionTaken": { "1": 294, "2": 14, "3": 15, "4": 19, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 19, "incompleteCount": 6, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K0ZDYG8YJZ3L95", "name": "Ponce Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 294, "dollarVol": 481500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 420, "totalOriginated": 294, "actionTaken": { "1": 294, "2": 26, "3": 72, "4": 15, "5": 3, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LVO0PEC3F2EB53", "name": "RTN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 294, "dollarVol": 95710000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 610, "totalOriginated": 294, "actionTaken": { "1": 294, "2": 36, "3": 64, "4": 15, "5": 11, "6": 0, "7": 58, "8": 132 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 15, "incompleteCount": 11, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RO0FORROX83086", "name": "JEFF DAVIS BANCSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 294, "dollarVol": 38030000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 414, "totalOriginated": 294, "actionTaken": { "1": 294, "2": 39, "3": 45, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUOQ7XXHRKPG35", "name": "The Lincoln National Bank of Hodgenville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 293, "dollarVol": 47425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 346, "totalOriginated": 293, "actionTaken": { "1": 293, "2": 29, "3": 17, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005RSCVBUTB80M24", "name": "SECURITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 293, "dollarVol": 22845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 453, "totalOriginated": 293, "actionTaken": { "1": 293, "2": 70, "3": 67, "4": 15, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 70, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q745S62Q6QNW78", "name": "NATIONAL BANKSHARES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 292, "dollarVol": 88010000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 355, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 29, "3": 13, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NN5CG5Q640OV05", "name": "Hickory Point Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 292, "dollarVol": 91870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 357, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 1, "3": 34, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O4MSB4K4FT2E90", "name": "Haven Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 292, "dollarVol": 209450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 339, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 13, "3": 16, "4": 8, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 8, "incompleteCount": 10, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G9TLX0Q50U7H04", "name": "PremierBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 292, "dollarVol": 70070000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 324, "totalOriginated": 292, "actionTaken": { "1": 292, "2": 4, "3": 17, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFV63SJPNIII97", "name": "HomeBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 291, "dollarVol": 45555000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 375, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 0, "3": 29, "4": 54, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KI0CM65KPBM547", "name": "International Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 291, "dollarVol": 89475000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 361, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 9, "3": 11, "4": 44, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 44, "incompleteCount": 6, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4D45V7JFCUS34", "name": "Main Street Bank Corp.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 291, "dollarVol": 46055000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 352, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 1, "3": 36, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NJ26KCZVDMI076", "name": "Texas National Bank of Jacksonville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 291, "dollarVol": 79125000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 378, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 38, "3": 46, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ZQ1VZ1HZCL108", "name": "West Town Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 291, "dollarVol": 90535000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 334, "totalOriginated": 291, "actionTaken": { "1": 291, "2": 9, "3": 7, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002UNUIL8WHZAD63", "name": "River City Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 290, "dollarVol": 48550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 485, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 71, "3": 75, "4": 48, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 71, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007UW5GSKHED2095", "name": "CS Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 290, "dollarVol": 59590000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 328, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 2, "3": 16, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZHQ3HT9DN8GB42", "name": "Eglin Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 290, "dollarVol": 40600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 379, "totalOriginated": 290, "actionTaken": { "1": 290, "2": 0, "3": 13, "4": 73, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 73, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZVEC9BMHFLTM94", "name": "RiverWood Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 289, "dollarVol": 68175000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 315, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 5, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJPIZ3RCMEM452", "name": "Chesapeake Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 289, "dollarVol": 77835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 412, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 23, "3": 46, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TQL77TN5I01K05", "name": "Fortifi Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 289, "dollarVol": 65935000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 351, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 22, "3": 16, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930029L79O0A2ZXF27", "name": "LAUNCH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 289, "dollarVol": 51105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 750, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 106, "3": 294, "4": 55, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 294, "withdrawalCount": 55, "incompleteCount": 6, "approvedNotAcceptedCount": 106, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IX6RAX31C1BI75", "name": "Park Lane Finance Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 289, "dollarVol": 18225000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1414, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 467, "3": 476, "4": 182, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 476, "withdrawalCount": 182, "incompleteCount": 0, "approvedNotAcceptedCount": 467, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NB6LOZ96BDSU42", "name": "THE MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 289, "dollarVol": 103505000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 521, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 36, "3": 34, "4": 99, "5": 1, "6": 0, "7": 6, "8": 56 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 99, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PX0B48R1TGUV89", "name": "JFK FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 289, "dollarVol": 95615000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 414, "totalOriginated": 289, "actionTaken": { "1": 289, "2": 1, "3": 52, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XMCDBXHD84QD46", "name": "Ohnward Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 288, "dollarVol": 53540000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 311, "totalOriginated": 288, "actionTaken": { "1": 288, "2": 1, "3": 7, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VSOJCMQO84C619", "name": "Huntington Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 288, "dollarVol": 53770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 391, "totalOriginated": 288, "actionTaken": { "1": 288, "2": 7, "3": 21, "4": 70, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 70, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDX1HCIL448282", "name": "BOM Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 288, "dollarVol": 85310000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 338, "totalOriginated": 288, "actionTaken": { "1": 288, "2": 3, "3": 18, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008WWKO0RD22RN65", "name": "United Bank of Union", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 287, "dollarVol": 58855000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 329, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 18, "3": 6, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F5TN705NCHGW39", "name": "First State Bank Nebraska", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 287, "dollarVol": 59985000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 11, "3": 5, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FV32ULL0DL8X39", "name": "NET", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 287, "dollarVol": 23675000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 369, "totalOriginated": 287, "actionTaken": { "1": 287, "2": 6, "3": 52, "4": 13, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 13, "incompleteCount": 11, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4E3MK3F5GQW40", "name": "The Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 286, "dollarVol": 50920000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 16, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M3DBBSBUPR5L27", "name": "R.I.A. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 286, "dollarVol": 26620000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 645, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 10, "3": 83, "4": 97, "5": 9, "6": 0, "7": 87, "8": 73 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 97, "incompleteCount": 9, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006CSAAG67CX8Z55", "name": "Summit Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 286, "dollarVol": 20370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 336, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 0, "3": 49, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138009TTY1M4OJRXV14", "name": "BANKORION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 286, "dollarVol": 69170000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 336, "totalOriginated": 286, "actionTaken": { "1": 286, "2": 16, "3": 12, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PBYH62M6NZK12", "name": "Peoples State Bank of Plainview", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 285, "dollarVol": 46585000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 306, "totalOriginated": 285, "actionTaken": { "1": 285, "2": 10, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "U9WBLC3ZT2VBJSNY2Y81", "name": "Fairfield County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 285, "dollarVol": 201575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 339, "totalOriginated": 285, "actionTaken": { "1": 285, "2": 3, "3": 10, "4": 35, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 35, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CABYW2DE2UTD57", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 285, "dollarVol": 89185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 430, "totalOriginated": 285, "actionTaken": { "1": 285, "2": 2, "3": 59, "4": 64, "5": 9, "6": 0, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 64, "incompleteCount": 9, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006KM0C07F0DE248", "name": "FIRST AMERICAN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 285, "dollarVol": 72895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 355, "totalOriginated": 285, "actionTaken": { "1": 285, "2": 1, "3": 7, "4": 62, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 62, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TNGC371911XJ76", "name": "Bank of Cleveland", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 285, "dollarVol": 76165000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 285, "actionTaken": { "1": 285, "2": 1, "3": 12, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U7F7T8UG5AI038", "name": "COASTAL FUNDING SLC, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 284, "dollarVol": 145390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 353, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 2, "3": 0, "4": 65, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 65, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HJP2WLL8KDCA15", "name": "First Shore Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 284, "dollarVol": 46380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 433, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 16, "3": 70, "4": 40, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 40, "incompleteCount": 23, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FKX3KC0CFK2D88", "name": "Community West Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 284, "dollarVol": 66790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 448, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 10, "3": 70, "4": 84, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 84, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q8R70WLHGFLX73", "name": "People's Bank of Seneca", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 284, "dollarVol": 52500000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 368, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 45, "3": 26, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XRAHUC7QUVO11", "name": "The First National Bank of Granbury", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 284, "dollarVol": 70230000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 3, "3": 15, "4": 23, "5": 1, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TVVKZJG3FJDS34", "name": "DUGOOD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 284, "dollarVol": 52680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 384, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 9, "3": 48, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SY0ZRUCS4CSY07", "name": "LAFAYETTE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 284, "dollarVol": 63310000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 588, "totalOriginated": 284, "actionTaken": { "1": 284, "2": 5, "3": 150, "4": 94, "5": 35, "6": 0, "7": 16, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 94, "incompleteCount": 35, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930019RBT2SM6CQS78", "name": "Starion Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 283, "dollarVol": 120105000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 379, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 1, "3": 9, "4": 86, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 86, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z2IS3ZCJG3OT45", "name": "SEA COMM", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 283, "dollarVol": 37425000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 363, "totalOriginated": 283, "actionTaken": { "1": 283, "2": 7, "3": 34, "4": 20, "5": 5, "6": 0, "7": 8, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y4QCRHFQOGEU34", "name": "Ukrainian Selfreliance Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 282, "dollarVol": 87070000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 370, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 7, "3": 65, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMUJVUQYCW8836", "name": "Sanibel Captiva Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 282, "dollarVol": 190380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 398, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 16, "3": 8, "4": 86, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 86, "incompleteCount": 6, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083VRKEK3SXZJ31", "name": "Skowhegan Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 282, "dollarVol": 56910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 495, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 4, "3": 99, "4": 95, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 99, "withdrawalCount": 95, "incompleteCount": 15, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKMQB8BGTSPK09", "name": "WELCOME HOME FINANCE, L.P.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 282, "dollarVol": 69560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 313, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 0, "3": 1, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DT7CCDCC7O6Z60", "name": "KEYPOINT Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 282, "dollarVol": 235700000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 362, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 25, "3": 6, "4": 46, "5": 0, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005MFZ2ASTT3WX73", "name": "All America Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 282, "dollarVol": 52100000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 296, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 0, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ESV371MYVWQV54", "name": "Citizens Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 282, "dollarVol": 39400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 334, "totalOriginated": 282, "actionTaken": { "1": 282, "2": 15, "3": 18, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005J49KPXDXUC959", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 281, "dollarVol": 65325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 471, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 74, "3": 68, "4": 28, "5": 2, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 28, "incompleteCount": 2, "approvedNotAcceptedCount": 74, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RC1JITZLHVLH66", "name": "EQUITY WAVE LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 281, "dollarVol": 98165000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 530, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 59, "3": 81, "4": 106, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 106, "incompleteCount": 3, "approvedNotAcceptedCount": 59, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KW705BBINDIZ26", "name": "TIB National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 281, "dollarVol": 65445000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 427, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 2, "3": 66, "4": 1, "5": 0, "6": 77, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 77, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W20M87S246SZ26", "name": "MDE HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 281, "dollarVol": 121535000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 504, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 0, "3": 21, "4": 195, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 195, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008684GZZI5B5H82", "name": "First Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 281, "dollarVol": 90465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 307, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 1, "3": 2, "4": 8, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ZSV53K4M63M18", "name": "HERITAGE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 281, "dollarVol": 47445000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 0, "3": 21, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NGCDNC9174EF79", "name": "Banterra Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 281, "dollarVol": 72145000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 511, "totalOriginated": 281, "actionTaken": { "1": 281, "2": 52, "3": 88, "4": 76, "5": 7, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 88, "withdrawalCount": 76, "incompleteCount": 7, "approvedNotAcceptedCount": 52, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300256FCWXUM5FR50", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 280, "dollarVol": 72030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 738, "totalOriginated": 280, "actionTaken": { "1": 280, "2": 12, "3": 70, "4": 13, "5": 7, "6": 356, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 13, "incompleteCount": 7, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 356, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FSIRD1E5MR0U30", "name": "RMS & Associates", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 280, "dollarVol": 84610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 295, "totalOriginated": 280, "actionTaken": { "1": 280, "2": 0, "3": 3, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002W5VVAQ5IH5726", "name": "Goodfield State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 280, "dollarVol": 43700000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 282, "totalOriginated": 280, "actionTaken": { "1": 280, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2138007DQF1WY8NDYM18", "name": "NORTHWEST BANK OF ROCKFORD", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 280, "dollarVol": 48310000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 348, "totalOriginated": 280, "actionTaken": { "1": 280, "2": 12, "3": 16, "4": 35, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 35, "incompleteCount": 5, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930017IQ4KPG7QW263", "name": "First Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 280, "dollarVol": 65290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 386, "totalOriginated": 280, "actionTaken": { "1": 280, "2": 10, "3": 30, "4": 38, "5": 0, "6": 0, "7": 18, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FCPKXI75DX5M03", "name": "CityWorth Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 279, "dollarVol": 91425000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 534, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 1, "3": 8, "4": 242, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 242, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M59800JNGYFP30", "name": "EAST TEXAS PROFESSIONAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 279, "dollarVol": 42775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 459, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 5, "3": 95, "4": 79, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 95, "withdrawalCount": 79, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SGEJUQK4Q7ZY34", "name": "FirstLight Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 279, "dollarVol": 35595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1296, "totalOriginated": 279, "actionTaken": { "1": 279, "2": 136, "3": 431, "4": 398, "5": 51, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 431, "withdrawalCount": 398, "incompleteCount": 51, "approvedNotAcceptedCount": 136, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ANE43ZL0O8VZ13", "name": "First State Bank of Blakely", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 278, "dollarVol": 35770000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 292, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 1, "3": 12, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001XVX1R2ITF6935", "name": "Hearthside Bank Corporation", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 278, "dollarVol": 79120000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 406, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 18, "3": 55, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007QERYQSQ3QNH02", "name": "Seattle Metropolitan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 278, "dollarVol": 102260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 575, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 2, "3": 38, "4": 144, "5": 76, "6": 0, "7": 7, "8": 30 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 144, "incompleteCount": 76, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WBNJ2MGXXXDY75", "name": "Pathfinder Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 278, "dollarVol": 84660000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 336, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 17, "3": 33, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RQ2FMUUUQUGI02", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 278, "dollarVol": 46040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 301, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 4, "3": 12, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930021FWO6J6IYPZ85", "name": "Martha's Vineyard Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 278, "dollarVol": 222610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 278, "actionTaken": { "1": 278, "2": 13, "3": 18, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PHB6PE87OB729", "name": "Tioga State Bank, N. A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 277, "dollarVol": 38705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 343, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 4, "3": 36, "4": 22, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 22, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YR7U7TZTQ1GH77", "name": "Centennial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 277, "dollarVol": 45785000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 350, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 5, "3": 32, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM59EMYEJ5Q179", "name": "The Fountain Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 277, "dollarVol": 54365000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 422, "totalOriginated": 277, "actionTaken": { "1": 277, "2": 65, "3": 73, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007UK2BZOOSF6C76", "name": "First Security Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 276, "dollarVol": 50300000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 305, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 0, "3": 12, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930052808NIU3KIW97", "name": "DIRECT LENDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 276, "dollarVol": 82760000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 423, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 0, "3": 14, "4": 133, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 133, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZJ5RFM7VED177", "name": "PATRIOT MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 276, "dollarVol": 65310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 327, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 0, "3": 12, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F6Y1YO2YXN6135", "name": "REDWOOD RESIDENTIAL ACQUISITION CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 276, "dollarVol": 282140000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4026, "totalOriginated": 276, "actionTaken": { "1": 276, "2": 80, "3": 46, "4": 31, "5": 4, "6": 3589, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 31, "incompleteCount": 4, "approvedNotAcceptedCount": 80, "purchasedLoanCount": 3589, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MHHOS58M9D0445", "name": "Operating Engineers Local Union #3", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 275, "dollarVol": 89525000, "branches": 1, "states": 24, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 317, "totalOriginated": 275, "actionTaken": { "1": 275, "2": 27, "3": 12, "4": 0, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 3, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GH41JLTHV1SQ41", "name": "WELCOME HOME FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 275, "dollarVol": 111485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 499, "totalOriginated": 275, "actionTaken": { "1": 275, "2": 23, "3": 31, "4": 109, "5": 0, "6": 0, "7": 25, "8": 36 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 109, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NTHJ0G5YXW3J85", "name": "ValleyStar Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 274, "dollarVol": 97790000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 388, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 1, "3": 60, "4": 42, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 42, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8XIPJGDECVX07", "name": "SOUTHERN LENDING SERVICES, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 274, "dollarVol": 128260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 397, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 1, "3": 1, "4": 61, "5": 60, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 61, "incompleteCount": 60, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004F1BOBD3SG7P54", "name": "The Croghan Colonial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 274, "dollarVol": 64500000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 625, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 1, "3": 48, "4": 50, "5": 8, "6": 0, "7": 151, "8": 93 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 50, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CG5TM73650DH84", "name": "CHRISTIAN COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 274, "dollarVol": 56470000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 479, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 1, "3": 45, "4": 110, "5": 47, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 110, "incompleteCount": 47, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHSPIDK7A5D559", "name": "CU MORTGAGE DIRECT, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 274, "dollarVol": 56450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 485, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 0, "3": 54, "4": 97, "5": 0, "6": 60, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 97, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 60, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DLHIZLJ7617Q04", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 274, "dollarVol": 75680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 455, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 15, "3": 28, "4": 101, "5": 37, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 101, "incompleteCount": 37, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N6Q6IC190UPB76", "name": "DENVER COMMUNITY CU D.B.A. ZING CU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 274, "dollarVol": 27060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 439, "totalOriginated": 274, "actionTaken": { "1": 274, "2": 0, "3": 100, "4": 65, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FAG4VH7YJ66576", "name": "Anstaff Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 273, "dollarVol": 58605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 348, "totalOriginated": 273, "actionTaken": { "1": 273, "2": 1, "3": 18, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ILIUB22RTQKQ27", "name": "BKCO MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 273, "dollarVol": 99815000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 442, "totalOriginated": 273, "actionTaken": { "1": 273, "2": 4, "3": 24, "4": 139, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 139, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003GJY287GIWFH36", "name": "CME Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 273, "dollarVol": 40925000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 453, "totalOriginated": 273, "actionTaken": { "1": 273, "2": 25, "3": 128, "4": 24, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004LTLRA7Y5L3696", "name": "The Fisher National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 272, "dollarVol": 44850000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 294, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 0, "3": 5, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QFITYKWYBFG30", "name": "VIG MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 272, "dollarVol": 35850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 422, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 14, "3": 71, "4": 53, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 53, "incompleteCount": 12, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490047DXSX2HF6QY47", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 272, "dollarVol": 94610000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 371, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 16, "3": 45, "4": 32, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 32, "incompleteCount": 6, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DOV2RLYPY10B52", "name": "Mid America Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 272, "dollarVol": 69220000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 334, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 4, "3": 29, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V9HKOIF4980H71", "name": "First United Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 272, "dollarVol": 45500000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 292, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 1, "3": 9, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4Z4LTG4TJTM66", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 272, "dollarVol": 78830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 5, "3": 20, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007RR4DXYXPJCZ82", "name": "Freedom Bank of Southern Missouri", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 272, "dollarVol": 50520000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 305, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 12, "3": 14, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LBBI5HSCNM6E20", "name": "PARK SQUARE HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 272, "dollarVol": 85080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 452, "totalOriginated": 272, "actionTaken": { "1": 272, "2": 87, "3": 37, "4": 43, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 43, "incompleteCount": 13, "approvedNotAcceptedCount": 87, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1JK4OE41PLT95", "name": "The Citizens Bank of Philadelphia, Mississippi", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 271, "dollarVol": 25245000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 0, "3": 30, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300US45HOXL30J494", "name": "FINANCIAL RESOURCES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 271, "dollarVol": 95565000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 354, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 6, "3": 24, "4": 43, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 43, "incompleteCount": 10, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PE3F2ADLAJRQ97", "name": "Christian Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 271, "dollarVol": 10825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 482, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 1, "3": 127, "4": 82, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 127, "withdrawalCount": 82, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNRGCN05KNA737", "name": "First State Bank of Forrest", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 271, "dollarVol": 26855000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 284, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 5, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YBDU83IKL6II41", "name": "Brentwood Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 271, "dollarVol": 66665000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 337, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 5, "3": 31, "4": 23, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 23, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q55VW95EP3CM33", "name": "LCNB National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 271, "dollarVol": 171535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 333, "totalOriginated": 271, "actionTaken": { "1": 271, "2": 12, "3": 33, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZWBZI4IUOSSQ18", "name": "READY MORTGAGE LENDERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 270, "dollarVol": 94330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 424, "totalOriginated": 270, "actionTaken": { "1": 270, "2": 0, "3": 53, "4": 55, "5": 46, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 55, "incompleteCount": 46, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TN0HZ349E7ZH34", "name": "ALLIANCE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 270, "dollarVol": 59680000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 317, "totalOriginated": 270, "actionTaken": { "1": 270, "2": 0, "3": 6, "4": 38, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 38, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007E4NL6J0YLH946", "name": "Evergreen Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 270, "dollarVol": 89090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 303, "totalOriginated": 270, "actionTaken": { "1": 270, "2": 2, "3": 8, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005B0YP23JCTYV51", "name": "POPA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 269, "dollarVol": 33135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 371, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 5, "3": 67, "4": 24, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 24, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BNF48S5Z88UL34", "name": "Reading Co-Operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 269, "dollarVol": 148345000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 352, "totalOriginated": 269, "actionTaken": { "1": 269, "2": 2, "3": 14, "4": 52, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 52, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J59XY2XA4OSM90", "name": "First Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 268, "dollarVol": 117500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 299, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 12, "3": 10, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VI8UYZW0WTE611", "name": "MEMBERS CHOICE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 268, "dollarVol": 32410000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 406, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 0, "3": 73, "4": 56, "5": 7, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 56, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7YGYUVVWJ2M57", "name": "LYNX MORTGAGE BANK LLC", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 268, "dollarVol": 120630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 327, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 24, "3": 8, "4": 19, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 19, "incompleteCount": 8, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M0SDF90SCNIY89", "name": "Gain Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 268, "dollarVol": 59240000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 487, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 21, "3": 90, "4": 59, "5": 28, "6": 0, "7": 6, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 90, "withdrawalCount": 59, "incompleteCount": 28, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WX4YO71NFO5362", "name": "HOUSTON POLICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 268, "dollarVol": 38160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 336, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 1, "3": 16, "4": 43, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 43, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PKDTFIJ2XB1675", "name": "The Bank of Old Monroe", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 268, "dollarVol": 69540000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 346, "totalOriginated": 268, "actionTaken": { "1": 268, "2": 1, "3": 25, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EGL1VV7LY0QU69", "name": "Bank of Marin", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 267, "dollarVol": 82785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 359, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 13, "3": 61, "4": 7, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 7, "incompleteCount": 11, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490099UNYWX2PZ4J91", "name": "WNB Financial, N.A.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 267, "dollarVol": 58235000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 306, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 0, "3": 18, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001JAQD8VVV8SM40", "name": "Dirigo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 267, "dollarVol": 29155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 447, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 14, "3": 124, "4": 39, "5": 2, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 124, "withdrawalCount": 39, "incompleteCount": 2, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JOP4NNUK6I6R61", "name": "Colina Mortgage Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 267, "dollarVol": 72335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 532, "totalOriginated": 267, "actionTaken": { "1": 267, "2": 112, "3": 62, "4": 79, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 79, "incompleteCount": 12, "approvedNotAcceptedCount": 112, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UQKYO1TM87WD57", "name": "Territorial Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 266, "dollarVol": 140920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 322, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 1, "3": 14, "4": 35, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 35, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PVPKN915ZIGZ02", "name": "Hatboro Federal Savings, FA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 266, "dollarVol": 64390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 308, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 11, "3": 16, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NVMV4W48B8SC18", "name": "Watertown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 266, "dollarVol": 43170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 320, "totalOriginated": 266, "actionTaken": { "1": 266, "2": 6, "3": 11, "4": 31, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 31, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOKUKS0Z7C3X31", "name": "360 Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 266, "dollarVol": 20280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 445, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 0, "3": 74, "4": 57, "5": 0, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YPQDQJM78AYS70", "name": "HEARTLAND", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 265, "dollarVol": 32155000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 300, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 4, "3": 18, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007US5XO6WCOMQ49", "name": "SENB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 265, "dollarVol": 58865000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 317, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 1, "3": 14, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001K6UOKMZBPMI34", "name": "CREDIT UNION 1 Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 265, "dollarVol": 73775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 449, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 62, "3": 41, "4": 41, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 41, "incompleteCount": 40, "approvedNotAcceptedCount": 62, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQ4IB3OO2XR831", "name": "MISSOURI Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 265, "dollarVol": 52865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 907, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 0, "3": 176, "4": 466, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 176, "withdrawalCount": 466, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500J7N6WVLNSUPF81", "name": "Atlantic Home Mortgage LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 265, "dollarVol": 93995000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 334, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 0, "3": 1, "4": 68, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 68, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LU20D3H1812W20", "name": "WALL FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 265, "dollarVol": 121385000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 265, "totalOriginated": 265, "actionTaken": { "1": 265, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBSEU7L0HIUP28", "name": "Bank of Botetourt", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 264, "dollarVol": 100710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 287, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 8, "3": 4, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U7G0LJ4QNSFC86", "name": "Manufacturers Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 264, "dollarVol": 47010000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 293, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 11, "3": 14, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N51OM1EJ4TQZ22", "name": "1st State Financial, Ltd.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 264, "dollarVol": 42200000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 342, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 2, "3": 24, "4": 0, "5": 51, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 0, "incompleteCount": 51, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ERGGNLW2R5J379", "name": "Heritage Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 264, "dollarVol": 90300000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 445, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 1, "3": 14, "4": 165, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 165, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JGY7VFGEGT744", "name": "Southwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 264, "dollarVol": 65440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 329, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 2, "3": 11, "4": 52, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 52, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VPYRW4D9VH0G53", "name": "SOUTHPOINT FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 264, "dollarVol": 42670000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 757, "totalOriginated": 264, "actionTaken": { "1": 264, "2": 27, "3": 24, "4": 10, "5": 0, "6": 0, "7": 182, "8": 250 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XSCD2USU6CQ848", "name": "Cape Ann Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 263, "dollarVol": 131525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 352, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 11, "3": 15, "4": 12, "5": 2, "6": 0, "7": 6, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z66NI4HM439O26", "name": "SACRAMENTO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 263, "dollarVol": 37925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 360, "totalOriginated": 263, "actionTaken": { "1": 263, "2": 29, "3": 59, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QY5ST0J7P6M123", "name": "Dime Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 262, "dollarVol": 100210000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 486, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 26, "3": 106, "4": 42, "5": 10, "6": 40, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 42, "incompleteCount": 10, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 40, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "HDU55UX4CXD9YSL1U194", "name": "Westfield Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 262, "dollarVol": 104560000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 373, "totalOriginated": 262, "actionTaken": { "1": 262, "2": 1, "3": 17, "4": 39, "5": 0, "6": 54, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 54, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006T76QKSBS2MS95", "name": "QUINCY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 261, "dollarVol": 52845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 383, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 2, "3": 79, "4": 36, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 79, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LWR6X0ZAV34H19", "name": "Peoples Bank of the South", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 261, "dollarVol": 50065000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 275, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 3, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V6HTJCSW4YN309", "name": "Greenfield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 261, "dollarVol": 70925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 344, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 5, "3": 37, "4": 35, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 35, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MX2M0D119SZ27", "name": "Dover Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 261, "dollarVol": 49155000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 540, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 4, "3": 160, "4": 54, "5": 61, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 160, "withdrawalCount": 54, "incompleteCount": 61, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B2O407LCTBX72", "name": "Coulee Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 261, "dollarVol": 83005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 336, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 0, "3": 21, "4": 52, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 52, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300USNPUCH96WTF23", "name": "Bank Midwest", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 261, "dollarVol": 70475000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 341, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 2, "3": 28, "4": 49, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 49, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930037K28BC4GVBU20", "name": "Town Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 260, "dollarVol": 211900000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 316, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 3, "3": 11, "4": 31, "5": 4, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 31, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B0SOOJLUT6U297", "name": "United Texas Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 260, "dollarVol": 43080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 300, "totalOriginated": 260, "actionTaken": { "1": 260, "2": 22, "3": 13, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CA0J0Z7OFQBG71", "name": "CONNEX CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 259, "dollarVol": 17245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 675, "totalOriginated": 259, "actionTaken": { "1": 259, "2": 15, "3": 123, "4": 27, "5": 42, "6": 209, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 123, "withdrawalCount": 27, "incompleteCount": 42, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 209, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006L3U88MNTL7K26", "name": "Stillman BancCorp N.A.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 259, "dollarVol": 38465000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 490, "totalOriginated": 259, "actionTaken": { "1": 259, "2": 17, "3": 24, "4": 44, "5": 0, "6": 0, "7": 52, "8": 94 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYOVJ9X6PKXV28", "name": "PEACH STATE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 258, "dollarVol": 33610000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 453, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 16, "3": 67, "4": 57, "5": 55, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 57, "incompleteCount": 55, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2TE26IJQD4W66", "name": "First Federal Community Bank of Bucyrus", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 258, "dollarVol": 45210000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 267, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 0, "3": 2, "4": 5, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BRCCRMIPW8R563", "name": "AG Credit, Agricultural Credit Association", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 258, "dollarVol": 52510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 279, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 0, "3": 20, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S347HTLHLOC775", "name": "FIRST CREDIT CORPORATION OF NEW YORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 258, "dollarVol": 24620000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1495, "totalOriginated": 258, "actionTaken": { "1": 258, "2": 247, "3": 974, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 974, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 247, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEMK0LXVCRZM49", "name": "EAST IDAHO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 257, "dollarVol": 28575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 521, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 3, "3": 152, "4": 92, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 92, "incompleteCount": 17, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPNSM7RIMWRQ79", "name": "AUGUSTA MORTGAGE CO.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 257, "dollarVol": 72375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 294, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 10, "3": 2, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7T76AWIP6QL35", "name": "Jonestown Bank And Trust Company Of Jonestown Pennsylvania", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 257, "dollarVol": 45315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 344, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 14, "3": 49, "4": 18, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 18, "incompleteCount": 6, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003B1W77K6SD3U22", "name": "Prime Choice Funding Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 257, "dollarVol": 101745000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 485, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 73, "3": 52, "4": 75, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 75, "incompleteCount": 28, "approvedNotAcceptedCount": 73, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VHR12KN8C3F913", "name": "The Commercial and Savings Bank of Millersburg, Ohio", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 257, "dollarVol": 53185000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 304, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 4, "3": 13, "4": 28, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 28, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3LJV7BU7IY610", "name": "First National Bank of Central Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 257, "dollarVol": 94595000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 295, "totalOriginated": 257, "actionTaken": { "1": 257, "2": 0, "3": 13, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QUH5S3VFIWMU57", "name": "GNBank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 256, "dollarVol": 30400000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 396, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 2, "3": 64, "4": 31, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 31, "incompleteCount": 43, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP3KK77THHQT36", "name": "Bank of the Pacific", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 256, "dollarVol": 107620000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 685, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 11, "3": 32, "4": 169, "5": 176, "6": 12, "7": 4, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 169, "incompleteCount": 176, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Q5MB21VG7B390", "name": "Republic Bank of Chicago", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 256, "dollarVol": 48210000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 285, "totalOriginated": 256, "actionTaken": { "1": 256, "2": 2, "3": 0, "4": 0, "5": 0, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IJ5M3CD2DPIX47", "name": "American National Bank of Minnesota", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 255, "dollarVol": 54515000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 277, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 8, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RXD00V454J4078", "name": "PS Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 255, "dollarVol": 41025000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 375, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 10, "3": 33, "4": 61, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 61, "incompleteCount": 16, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002L7I6EYKW3NG91", "name": "Blackhawk Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 255, "dollarVol": 87255000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 325, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 6, "3": 32, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LG15SP6QAWL48", "name": "Union State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 255, "dollarVol": 52715000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 298, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 20, "3": 15, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GQOPGZ1DO0MZ49", "name": "The Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 255, "dollarVol": 56355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 309, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 5, "3": 22, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZPR9P3OI95VG04", "name": "CONTINENTAL MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 255, "dollarVol": 113785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 345, "totalOriginated": 255, "actionTaken": { "1": 255, "2": 0, "3": 21, "4": 69, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 69, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4GPVDZEPUZC05", "name": "The Yellowstone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 254, "dollarVol": 97970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 353, "totalOriginated": 254, "actionTaken": { "1": 254, "2": 0, "3": 39, "4": 43, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 43, "incompleteCount": 17, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOTVC2DXJ6YD92", "name": "EvaBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 253, "dollarVol": 35735000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 515, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 19, "3": 111, "4": 119, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 111, "withdrawalCount": 119, "incompleteCount": 13, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009OHBOFDUG78546", "name": "PARTNER COLORADO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 253, "dollarVol": 29625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 617, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 10, "3": 209, "4": 138, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 209, "withdrawalCount": 138, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006YTBW0GRVA9N57", "name": "People's Savings Bank of Rhineland", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 253, "dollarVol": 71205000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 309, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 6, "3": 26, "4": 22, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DTYWYXW2NOK656", "name": "Member Options, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 253, "dollarVol": 69395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 428, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 0, "3": 21, "4": 114, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 114, "incompleteCount": 40, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CCQSH6ZSQHNS49", "name": "FNBC Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 253, "dollarVol": 54925000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 311, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 4, "3": 11, "4": 27, "5": 5, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 27, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008YEXLNFKLF7548", "name": "Widget Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 253, "dollarVol": 20335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 480, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 4, "3": 173, "4": 33, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 173, "withdrawalCount": 33, "incompleteCount": 17, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRQPG1Q6VZ8Y58", "name": "Lone Star National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 253, "dollarVol": 104315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 443, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 14, "3": 86, "4": 69, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 69, "incompleteCount": 21, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL3HLQ2SW5VN73", "name": "ASSOCIATED MORTGAGE BANKERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 253, "dollarVol": 100325000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 311, "totalOriginated": 253, "actionTaken": { "1": 253, "2": 0, "3": 8, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L44U62O7WHRR78", "name": "FIRST COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 252, "dollarVol": 70650000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 639, "totalOriginated": 252, "actionTaken": { "1": 252, "2": 0, "3": 87, "4": 191, "5": 109, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 191, "incompleteCount": 109, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004DVTINSELPN927", "name": "BEAM LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 251, "dollarVol": 97115000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 325, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 14, "3": 4, "4": 43, "5": 12, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 43, "incompleteCount": 12, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LENIDYCDF93Y54", "name": "Heartland Credit Union (Madison)", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 251, "dollarVol": 49955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 350, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 5, "3": 27, "4": 51, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 51, "incompleteCount": 16, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XDZHJDR5G01Q52", "name": "ALABAMA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 251, "dollarVol": 55605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 431, "totalOriginated": 251, "actionTaken": { "1": 251, "2": 16, "3": 40, "4": 21, "5": 6, "6": 0, "7": 31, "8": 66 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 21, "incompleteCount": 6, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NIBYLNJC10826", "name": "T. J. FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 250, "dollarVol": 140540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 348, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 2, "3": 0, "4": 96, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 96, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PH1RMZ3NKH2953", "name": "FIELD & MAIN BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 250, "dollarVol": 46020000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 5, "3": 27, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002LFCYKY0EGSQ80", "name": "Belmont Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 250, "dollarVol": 47070000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.368, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 305, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 12, "3": 24, "4": 16, "5": 0, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E035FX7XMJ6713", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 250, "dollarVol": 171700000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 250, "actionTaken": { "1": 250, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULZJK0NFBI8J68", "name": "ORLANDO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 249, "dollarVol": 30795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 415, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 0, "3": 153, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 153, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SMD444BM2WO947", "name": "Studio Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 249, "dollarVol": 127745000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 365, "totalOriginated": 249, "actionTaken": { "1": 249, "2": 2, "3": 16, "4": 74, "5": 8, "6": 10, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 74, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J0CKZA0PR2DX58", "name": "The Gratz Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 248, "dollarVol": 102890000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 361, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 8, "3": 34, "4": 28, "5": 0, "6": 43, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 43, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008BSTI0PQR0IL08", "name": "Superior Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 248, "dollarVol": 37290000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 566, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 7, "3": 74, "4": 82, "5": 0, "6": 0, "7": 103, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 74, "withdrawalCount": 82, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MCB5QTUWUWQ396", "name": "Public Service Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 248, "dollarVol": 14600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 442, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 26, "3": 104, "4": 61, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 104, "withdrawalCount": 61, "incompleteCount": 3, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C70VBQUGXHPR07", "name": "Mound City Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 248, "dollarVol": 69030000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 279, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 19, "3": 5, "4": 5, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RLNUFWOJLX7W13", "name": "R Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 248, "dollarVol": 140840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 311, "totalOriginated": 248, "actionTaken": { "1": 248, "2": 1, "3": 14, "4": 44, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLJQ30ZT21BC55", "name": "BANC ONE MORTGAGE CORPORATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 247, "dollarVol": 113935000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 250, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWJ74FF73VDL12", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 247, "dollarVol": 40045000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 263, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 3, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HGO0ML9XQH7267", "name": "Oconee Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 247, "dollarVol": 111575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 298, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 5, "3": 23, "4": 20, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YK0G0T2WULHK84", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 247, "dollarVol": 30615000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 270, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 11, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GKRYTQSJG61D90", "name": "Texas Regional Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 247, "dollarVol": 123175000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 348, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 0, "3": 19, "4": 67, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 67, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009TVPZT8PYBF879", "name": "South Shore Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 247, "dollarVol": 132905000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 339, "totalOriginated": 247, "actionTaken": { "1": 247, "2": 6, "3": 25, "4": 31, "5": 12, "6": 0, "7": 6, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 31, "incompleteCount": 12, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUGQ1D4T4GJH13", "name": "SpiritBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 246, "dollarVol": 44740000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 331, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 11, "3": 27, "4": 46, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 46, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EHZKNMEE6UUC83", "name": "CEDAR FALLS COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 246, "dollarVol": 24200000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 269, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 5, "3": 14, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DL7AWRPX6NXO12", "name": "The First National Bank of Ottawa", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 246, "dollarVol": 78410000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 288, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 0, "3": 9, "4": 24, "5": 8, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 24, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YVM8B4UQC5DK40", "name": "WESTCOAST MORTGAGE GROUP AND REALTY COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 246, "dollarVol": 107820000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 411, "totalOriginated": 246, "actionTaken": { "1": 246, "2": 0, "3": 5, "4": 122, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 122, "incompleteCount": 38, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RBN5KM5RUFOE42", "name": "Independent Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 245, "dollarVol": 79635000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 343, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 3, "3": 24, "4": 63, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 63, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CVK4UVTLHJ0R80", "name": "American Bank & Trust Company, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 245, "dollarVol": 286445000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 256, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 1, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KXIFQ7HCW3FR89", "name": "Andrew Johnson Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 245, "dollarVol": 85105000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 324, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 13, "3": 29, "4": 35, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 35, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F1D8U51K67LV24", "name": "First Century Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 245, "dollarVol": 88645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 331, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 3, "3": 27, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2HFFTNLBO7R56", "name": "TRUE SKY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 245, "dollarVol": 27305000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 695, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 21, "3": 232, "4": 168, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 232, "withdrawalCount": 168, "incompleteCount": 29, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005T4NUXGTZTUE50", "name": "McCoy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 245, "dollarVol": 35925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 722, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 76, "3": 233, "4": 161, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 233, "withdrawalCount": 161, "incompleteCount": 7, "approvedNotAcceptedCount": 76, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZAI389CEN8VG51", "name": "AbbyBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 245, "dollarVol": 70525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 473, "totalOriginated": 245, "actionTaken": { "1": 245, "2": 14, "3": 32, "4": 51, "5": 7, "6": 4, "7": 31, "8": 89 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 51, "incompleteCount": 7, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F263I3XPN55P35", "name": "The Richwood Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 244, "dollarVol": 77420000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 365, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 42, "3": 34, "4": 38, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 38, "incompleteCount": 7, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KSBZEBHIMRT79", "name": "MORTGAGE FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 244, "dollarVol": 56370000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 244, "actionTaken": { "1": 244, "2": 0, "3": 19, "4": 67, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 67, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QCJE0X5P8H4Z85", "name": "The Paducah Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 243, "dollarVol": 68755000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 326, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 1, "3": 45, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YUZCW5UUIYIL79", "name": "THE TENNESSEE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 243, "dollarVol": 48225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 385, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 0, "3": 23, "4": 119, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 119, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KE1KGYIP021V52", "name": "Greenville National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 243, "dollarVol": 46905000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 328, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 36, "3": 17, "4": 23, "5": 1, "6": 0, "7": 7, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZMSSTP768USP32", "name": "Merchants & Marine Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 243, "dollarVol": 43665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 333, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 4, "3": 25, "4": 56, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 56, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KPCI98XVKU8U39", "name": "Acadia Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 243, "dollarVol": 26245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 308, "totalOriginated": 243, "actionTaken": { "1": 243, "2": 4, "3": 28, "4": 11, "5": 19, "6": 1, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 11, "incompleteCount": 19, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VR7DBNPPSMHV60", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 242, "dollarVol": 282400000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 324, "totalOriginated": 261, "actionTaken": { "1": 261, "2": 6, "3": 21, "4": 32, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 32, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KI5WZF5PXKAF12", "name": "Metro Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 242, "dollarVol": 31680000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 301, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 29, "3": 22, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YY36UO9MBPH808", "name": "Diamond Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 242, "dollarVol": 43360000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 357, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 2, "3": 42, "4": 65, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 65, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008XX3NZ5S384W16", "name": "U. T. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 242, "dollarVol": 27380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 334, "totalOriginated": 242, "actionTaken": { "1": 242, "2": 19, "3": 26, "4": 43, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 43, "incompleteCount": 4, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PCEQAPPZS8KL59", "name": "Guardian Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 241, "dollarVol": 24085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 3, "3": 18, "4": 26, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 26, "incompleteCount": 14, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWTT8C7CZNY023", "name": "McClain Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 241, "dollarVol": 41215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 286, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 1, "3": 16, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004PVBWPAZBFE759", "name": "Alltrust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 241, "dollarVol": 66845000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 343, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 2, "3": 36, "4": 60, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 60, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007K6HGI9G0ECX16", "name": "Preferred Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 241, "dollarVol": 291105000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 305, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 2, "3": 13, "4": 48, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EGTMFOWQOCQM74", "name": "First Federal Savings Bank of Lincolnton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 241, "dollarVol": 69305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 289, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 14, "3": 20, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LE3FE2MIPPW66", "name": "COAST 2 COAST FUNDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 241, "dollarVol": 105455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 241, "totalOriginated": 241, "actionTaken": { "1": 241, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004HRO0EREBVYM82", "name": "Jefferson Security Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 240, "dollarVol": 84370000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 300, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 11, "3": 24, "4": 21, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 21, "incompleteCount": 4, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FDN5GT0HEKMT95", "name": "Western Division Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 240, "dollarVol": 23640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 288, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 11, "3": 35, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRDBJ5RPA6TY76", "name": "Holcomb Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 240, "dollarVol": 59610000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 296, "totalOriginated": 240, "actionTaken": { "1": 240, "2": 1, "3": 18, "4": 36, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 36, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ZGR745OCU3U41", "name": "Clinton Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 239, "dollarVol": 104815000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 0, "3": 17, "4": 66, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 66, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XY9IETIM2DL872", "name": "Pennian Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 239, "dollarVol": 65575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 304, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 11, "3": 28, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "6354007NTMKKVRFIIP73", "name": "Bank of Sun Prairie", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 239, "dollarVol": 128735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 301, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 5, "3": 19, "4": 12, "5": 3, "6": 0, "7": 7, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZGNW8VUSEDB98", "name": "Community National Bank & Trust of Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 239, "dollarVol": 65085000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 277, "totalOriginated": 239, "actionTaken": { "1": 239, "2": 2, "3": 8, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RDN1T32WR2WF91", "name": "Legacy Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 238, "dollarVol": 229610000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 248, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 5, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930071HHK4VYJ1SG61", "name": "EASTERN CONNECTICUT SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 238, "dollarVol": 62390000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 25, "3": 13, "4": 54, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 54, "incompleteCount": 2, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GBKSHEUZ4PGG08", "name": "Powell Valley National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 238, "dollarVol": 51140000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 284, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 0, "3": 24, "4": 19, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 19, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SU3TF26I8KB315", "name": "UNIVERSAL 1 CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 238, "dollarVol": 19140000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 342, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 7, "3": 50, "4": 45, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 45, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MWCJLSHMSYCL19", "name": "TEG Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 238, "dollarVol": 67700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 345, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 12, "3": 42, "4": 37, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 37, "incompleteCount": 16, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WJVATE8FMFMR49", "name": "ADVANTAGE ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 238, "dollarVol": 17540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 336, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 7, "3": 41, "4": 44, "5": 0, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QIEXWCVRBXUH64", "name": "VELOCITY COMMUNITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 238, "dollarVol": 23970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 484, "totalOriginated": 238, "actionTaken": { "1": 238, "2": 0, "3": 164, "4": 63, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 164, "withdrawalCount": 63, "incompleteCount": 19, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COV0JSM0J8GP39", "name": "New Tripoli Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 237, "dollarVol": 71965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 245, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 1, "3": 3, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009Y4KUKP1V77375", "name": "Harleysville Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 237, "dollarVol": 88765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 326, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 26, "3": 29, "4": 3, "5": 3, "6": 0, "7": 6, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRX8H2BWRMDQ91", "name": "Putnam County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 237, "dollarVol": 55275000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 292, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 25, "3": 20, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003OSI5CD032EN89", "name": "Denali State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 237, "dollarVol": 69275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 310, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 27, "3": 3, "4": 40, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 40, "incompleteCount": 3, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TRBLKWZO8LPT76", "name": "THE FAMILY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 237, "dollarVol": 28175000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 280, "totalOriginated": 237, "actionTaken": { "1": 237, "2": 4, "3": 18, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYOAX0LV89BL94", "name": "FCN Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 236, "dollarVol": 60460000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 324, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 6, "3": 45, "4": 36, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061HIZ1MCMEOR72", "name": "BankFinancial, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 236, "dollarVol": 227980000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 262, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 6, "3": 10, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M0I314MIP2FT97", "name": "RM ACTUAL MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 236, "dollarVol": 27700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 355, "totalOriginated": 236, "actionTaken": { "1": 236, "2": 2, "3": 77, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 77, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OMHGOGEWTCI138", "name": "Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 235, "dollarVol": 81475000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 258, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 0, "3": 6, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDDZ5OVOP5E294", "name": "Mazuma Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 235, "dollarVol": 48975000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 496, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 16, "3": 75, "4": 157, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 157, "incompleteCount": 13, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X0DCWAGU4DZH55", "name": "NEXUS SERIES B, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 235, "dollarVol": 116085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 267, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 32, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006ONI6N95VKB649", "name": "Southern Michigan Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 235, "dollarVol": 106115000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 343, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 40, "3": 51, "4": 12, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 12, "incompleteCount": 5, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OO44FL6BHIUV48", "name": "1ST PREFERENCE MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 235, "dollarVol": 72235000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 289, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 1, "3": 18, "4": 31, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 31, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HC145ABINEFL26", "name": "Municipal Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 235, "dollarVol": 39385000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 296, "totalOriginated": 235, "actionTaken": { "1": 235, "2": 4, "3": 12, "4": 42, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 42, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "PS6WLKTYGZOKK05G5O59", "name": "Cedar Rapids Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 234, "dollarVol": 523610000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 1, "3": 40, "4": 45, "5": 2, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 45, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DL0FLZ3XZV5J76", "name": "SHAREPOINT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 234, "dollarVol": 34220000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 317, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 1, "3": 35, "4": 43, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 43, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZFJ1696ECS0S38", "name": "Platte Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 234, "dollarVol": 53710000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 264, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 4, "3": 11, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K28DNSKKT2059", "name": "Grand Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 234, "dollarVol": 65590000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 264, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 6, "3": 19, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X83ACLZT2UNN87", "name": "MINNCO CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 234, "dollarVol": 18720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 390, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 3, "3": 71, "4": 80, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 80, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRB0LTJL53XI04", "name": "Unison Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 234, "dollarVol": 45460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 324, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 46, "3": 38, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 46, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CDGL2OULMP7388", "name": "Citizens Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 234, "dollarVol": 45730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 4, "3": 25, "4": 28, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 28, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIVX5W7UETD809", "name": "AMERICAN FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 234, "dollarVol": 156640000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 376, "totalOriginated": 234, "actionTaken": { "1": 234, "2": 24, "3": 45, "4": 37, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 37, "incompleteCount": 36, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061YDWSR567KC82", "name": "Pentucket Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 233, "dollarVol": 80105000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 315, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 2, "3": 38, "4": 33, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 33, "incompleteCount": 9, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005NO86X9J3D1U18", "name": "Anoka Hennepin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 233, "dollarVol": 17555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 14, "3": 12, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SPHVO4KAGQUX53", "name": "The First National Bank of Hutchinson", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 233, "dollarVol": 71045000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 255, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 13, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300URUSGWHXJ4OZ19", "name": "Coastal Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 233, "dollarVol": 180255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 298, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 7, "3": 15, "4": 10, "5": 1, "6": 21, "7": 7, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1CDO1XR2ZMQ19", "name": "HUDSON RIVER COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 233, "dollarVol": 31515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 523, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 0, "3": 150, "4": 140, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 140, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z54IIB4Q3AKI90", "name": "SMART FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 233, "dollarVol": 34465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 513, "totalOriginated": 233, "actionTaken": { "1": 233, "2": 2, "3": 152, "4": 97, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 152, "withdrawalCount": 97, "incompleteCount": 29, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NP3DNB1K9Z8513", "name": "CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 232, "dollarVol": 23530000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 23, "3": 45, "4": 20, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 20, "incompleteCount": 12, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZ4R55J9UKB235", "name": "SELFRELIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 232, "dollarVol": 91790000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 275, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 1, "3": 8, "4": 25, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 25, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058F1PNDGW35714", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 232, "dollarVol": 47650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 324, "totalOriginated": 232, "actionTaken": { "1": 232, "2": 19, "3": 40, "4": 16, "5": 16, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 16, "incompleteCount": 16, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LNRKOG7TRURB32", "name": "Ukrainian Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 231, "dollarVol": 43345000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 280, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 7, "3": 6, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IL7D0ACZ6YVF12", "name": "Home Federal Savings & Loan Association of Grand Island", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 231, "dollarVol": 41325000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 286, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 3, "3": 20, "4": 29, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 29, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XPYTPLP6BLN10", "name": "Alliance Bank Central Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 231, "dollarVol": 75335000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 309, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 36, "3": 38, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000KTY8YQ4SFHT59", "name": "COASTHILLS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 231, "dollarVol": 74545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 384, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 10, "3": 52, "4": 68, "5": 21, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 68, "incompleteCount": 21, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490011JA7PP73YY190", "name": "Mt. McKinley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 231, "dollarVol": 50375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 291, "totalOriginated": 231, "actionTaken": { "1": 231, "2": 2, "3": 11, "4": 47, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001BJFQ0EM41N379", "name": "WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 230, "dollarVol": 22100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 261, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 0, "3": 9, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BR55JZCJBERC86", "name": "Mercer County State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 230, "dollarVol": 37890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 344, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 25, "3": 40, "4": 30, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 30, "incompleteCount": 19, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004J0RTXMDKIYB74", "name": "IDEAL HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 230, "dollarVol": 76800000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 503, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 0, "3": 120, "4": 143, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 120, "withdrawalCount": 143, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHPEPV6KF30T16", "name": "Rosedale Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 230, "dollarVol": 73600000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 455, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 4, "3": 15, "4": 26, "5": 12, "6": 168, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 26, "incompleteCount": 12, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 168, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004NNGKPRSS24037", "name": "Crossbridge Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 230, "dollarVol": 35470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 276, "totalOriginated": 230, "actionTaken": { "1": 230, "2": 0, "3": 30, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490083W7Y4A2H1H078", "name": "Park City Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 229, "dollarVol": 31925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 229, "totalOriginated": 229, "actionTaken": { "1": 229, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CSKW4TNZHEOO36", "name": "Buena Vista National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 228, "dollarVol": 33370000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 250, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 8, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXG84BHZE66C26", "name": "Newburyport Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 228, "dollarVol": 135370000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 397, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 3, "3": 40, "4": 34, "5": 5, "6": 22, "7": 13, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 34, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005U6VKOSGHRA756", "name": "The Farmers Bank of Willards", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 228, "dollarVol": 55250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 361, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 15, "3": 52, "4": 58, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 58, "incompleteCount": 8, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZNGM38QYV1N68", "name": "INFUZE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 228, "dollarVol": 22850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 431, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 13, "3": 102, "4": 42, "5": 14, "6": 0, "7": 15, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 102, "withdrawalCount": 42, "incompleteCount": 14, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O12EJ1HE3YIK24", "name": "Eagle.bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 228, "dollarVol": 64610000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 281, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 1, "3": 4, "4": 47, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001A8DPRB21YBS87", "name": "PARSONS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 228, "dollarVol": 53140000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 0, "3": 32, "4": 45, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 45, "incompleteCount": 27, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E4I5AJ7XJ4DL31", "name": "Winchester Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 228, "dollarVol": 139720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 281, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 5, "3": 8, "4": 16, "5": 11, "6": 0, "7": 8, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 16, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBJRCHJ0G6XU24", "name": "U S WIDE FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 228, "dollarVol": 76500000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 342, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 0, "3": 10, "4": 104, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 104, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQW5P73YGBL063", "name": "SERVICE 1ST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 228, "dollarVol": 26590000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 276, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 2, "3": 35, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZHM6LK8T0QW13", "name": "Hometown Bank of Pennsylvania", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 228, "dollarVol": 28650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 343, "totalOriginated": 228, "actionTaken": { "1": 228, "2": 20, "3": 46, "4": 0, "5": 0, "6": 0, "7": 17, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HXQLIV5UBQEF05", "name": "Community Partners Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 227, "dollarVol": 18715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 332, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 32, "3": 41, "4": 22, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 22, "incompleteCount": 10, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005G7RUITYI5B094", "name": "Logan Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 227, "dollarVol": 30165000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 333, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 6, "3": 64, "4": 34, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 34, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D3HXQOVIN2DA88", "name": "Quail Creek Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 227, "dollarVol": 85455000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 255, "totalOriginated": 227, "actionTaken": { "1": 227, "2": 0, "3": 2, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y69VZ9GGBMGY89", "name": "Local Mortgage Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 226, "dollarVol": 87500000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 492, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 10, "3": 51, "4": 151, "5": 11, "6": 0, "7": 31, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 151, "incompleteCount": 11, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002OMAT2S3H4OF48", "name": "OSB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 226, "dollarVol": 64840000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 289, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 14, "3": 24, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CMM76GR76GS36", "name": "Mifflinburg Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 226, "dollarVol": 31440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 252, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 12, "3": 8, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001K7B4W8IPMZ254", "name": "FIRST STANDARD FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 226, "dollarVol": 116450000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 226, "totalOriginated": 226, "actionTaken": { "1": 226, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007LU04D28P9RD79", "name": "American Heritage Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 225, "dollarVol": 41505000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 329, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 34, "3": 61, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800XA5M2HOWATHG59", "name": "LNB COMMUNITY BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 225, "dollarVol": 37405000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 4, "3": 9, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007Y306QGNH6J842", "name": "LIBERTY BAY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 225, "dollarVol": 64665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 277, "totalOriginated": 225, "actionTaken": { "1": 225, "2": 4, "3": 14, "4": 16, "5": 12, "6": 0, "7": 4, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 16, "incompleteCount": 12, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6RK4QCIMZJD44", "name": "Community First Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 55870000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 262, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 4, "3": 14, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B6UWNP01JH6452", "name": "Sauk Valley Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 32500000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 245, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 2, "3": 8, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FSTRXV05536767", "name": "East Wisconsin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 44020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 347, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 11, "3": 31, "4": 22, "5": 1, "6": 0, "7": 29, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004QMY56VOFMPG66", "name": "PennCrest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 23890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 274, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 4, "3": 27, "4": 17, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 17, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IV7U7HAN6U7T54", "name": "Bank of Romney", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 32670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 250, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 17, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006RTCWYNJPDX013", "name": "Envision Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 224, "dollarVol": 40860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 335, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 2, "3": 25, "4": 84, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 84, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PRPWWDL1RI5M21", "name": "Katahdin Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 65230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 316, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 6, "3": 50, "4": 27, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 27, "incompleteCount": 9, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002YYAGPQ7L1YS68", "name": "Middletown Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 108480000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 238, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 1, "3": 0, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DXF2FQC64H6G42", "name": "Zeal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 224, "dollarVol": 12370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 278, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 0, "3": 53, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006FMSXPD0U1U480", "name": "PRINCETON FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 224, "dollarVol": 65520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 267, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 0, "3": 4, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W1NULDJH9MMK81", "name": "CDC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 224, "dollarVol": 36060000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000RV6UQ52SVTV40", "name": "LBS FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 224, "dollarVol": 55370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 326, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 0, "3": 33, "4": 68, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 68, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NR9EA98B6A4L55", "name": "Citizens Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 224, "dollarVol": 49610000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 288, "totalOriginated": 224, "actionTaken": { "1": 224, "2": 44, "3": 16, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 44, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007YWPQ2TU6YIG45", "name": "Magnolia State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 223, "dollarVol": 40455000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 245, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 20, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WQC1VYOW0EW528", "name": "FINANCIAL PLUS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 223, "dollarVol": 29365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 261, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 5, "3": 21, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008NRAZRGNG0TT58", "name": "PFCU", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 223, "dollarVol": 28285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 308, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 8, "3": 27, "4": 24, "5": 16, "6": 0, "7": 0, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 24, "incompleteCount": 16, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XZSI0KH03JY56", "name": "The Bank of Landisburg", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 223, "dollarVol": 31875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 286, "totalOriginated": 223, "actionTaken": { "1": 223, "2": 19, "3": 35, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0QZYJMOBCNI97", "name": "ST FIN CORP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 222, "dollarVol": 90110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 289, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 8, "3": 25, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WXO2FZYE7KAW26", "name": "CERTIFIED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 222, "dollarVol": 61000000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 297, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 3, "3": 26, "4": 45, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 45, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000A72B92T5BS479", "name": "Bank of Travelers Rest", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 222, "dollarVol": 70890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 311, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 0, "3": 38, "4": 50, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 50, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UEAUWHP0CJXA09", "name": "Unico Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 222, "dollarVol": 37310000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 263, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 2, "3": 27, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BX43CTU32Z6G15", "name": "Lindell Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 222, "dollarVol": 60660000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 245, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 2, "3": 4, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNGYKM8QPYJL44", "name": "Home Bank SB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 222, "dollarVol": 54180000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 317, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 7, "3": 27, "4": 57, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 57, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZP8FK47JENCV60", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 222, "dollarVol": 85800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 467, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 124, "3": 94, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 94, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 124, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2T1KWYCTPUZ21", "name": "Elmira Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 222, "dollarVol": 37500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 256, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 10, "3": 12, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ISPBRCRINID86", "name": "I-C Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 222, "dollarVol": 45100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 395, "totalOriginated": 222, "actionTaken": { "1": 222, "2": 6, "3": 105, "4": 57, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 57, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930046UUU8KKVCYD66", "name": "First Federal Savings and Loan Association of Valdosta", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 221, "dollarVol": 43595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 229, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 5, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMW817W08PUN16", "name": "Community Bank of Parkersburg", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 221, "dollarVol": 44885000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 335, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 16, "3": 41, "4": 57, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 57, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300767F7CDUJR8Q67", "name": "COMMUNITY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 221, "dollarVol": 32335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 426, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 19, "3": 59, "4": 34, "5": 14, "6": 0, "7": 31, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 34, "incompleteCount": 14, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B934MYWT57IX38", "name": "Lake Elmo Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 221, "dollarVol": 57375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 238, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 3, "3": 5, "4": 5, "5": 0, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7HZ4C5U35BO37", "name": "INTOUCH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 221, "dollarVol": 27405000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 581, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 29, "3": 199, "4": 56, "5": 23, "6": 53, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 199, "withdrawalCount": 56, "incompleteCount": 23, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 53, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T82SC9BPCIU410", "name": "CHESSIE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 221, "dollarVol": 26795000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 275, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 0, "3": 23, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SDO5FP7F86HH46", "name": "FNB Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 221, "dollarVol": 43325000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 328, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 7, "3": 41, "4": 50, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 50, "incompleteCount": 9, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E3R2YX26OH3128", "name": "HealthCare Associates Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 221, "dollarVol": 16435000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 373, "totalOriginated": 221, "actionTaken": { "1": 221, "2": 4, "3": 83, "4": 48, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 48, "incompleteCount": 17, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKO88C3VZKD418", "name": "Windosr Federal Savings & Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 220, "dollarVol": 52440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 317, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 4, "3": 39, "4": 27, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 27, "incompleteCount": 27, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YTMXVNCWHCVS50", "name": "The First National Bank of Bastrop", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 220, "dollarVol": 62400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 337, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 53, "3": 49, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R8P0FFNZJAW611", "name": "Community West Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 220, "dollarVol": 19910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 431, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 0, "3": 71, "4": 95, "5": 45, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 71, "withdrawalCount": 95, "incompleteCount": 45, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EA0U825E61X330", "name": "BankSouth", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 220, "dollarVol": 121930000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 299, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 12, "3": 8, "4": 23, "5": 0, "6": 36, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 36, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F4CV5EF7UPS652", "name": "SunWest Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 220, "dollarVol": 21530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 265, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 0, "3": 9, "4": 0, "5": 36, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 36, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RFPLMCMJL7BS81", "name": "BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 220, "dollarVol": 3574250000, "branches": 1, "states": 38, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 263, "totalOriginated": 220, "actionTaken": { "1": 220, "2": 0, "3": 43, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005OOIYF660YQO46", "name": "RESIDENTIAL HOME MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 219, "dollarVol": 79895000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 269, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 0, "3": 21, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWFLUA8V78OT27", "name": "The Peoples Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 219, "dollarVol": 46235000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 232, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 5, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002DGXCCIY4BGZ41", "name": "Complex Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 219, "dollarVol": 44875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 316, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 28, "3": 53, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KTBKVRBY302A16", "name": "Bank of Hillsboro, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 219, "dollarVol": 33575000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 345, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 41, "3": 53, "4": 25, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 25, "incompleteCount": 7, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDJIT5E0RD3B88", "name": "MULTIPLES MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 219, "dollarVol": 28695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 4, "3": 32, "4": 56, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 56, "incompleteCount": 19, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UD8AEXTVCVAF72", "name": "Transportation Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 219, "dollarVol": 20935000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 402, "totalOriginated": 219, "actionTaken": { "1": 219, "2": 2, "3": 87, "4": 67, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 67, "incompleteCount": 27, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003X6Y6JGJKHPA25", "name": "INTERSTATE HOME LOAN CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 218, "dollarVol": 84160000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 466, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 1, "3": 10, "4": 228, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 228, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008OT4ENLBQE0648", "name": "Eureka Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 218, "dollarVol": 26170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 3, "3": 12, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BQPSF250Q8KQ79", "name": "ON TAP CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 218, "dollarVol": 43730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 301, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 13, "3": 40, "4": 15, "5": 0, "6": 15, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 15, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003T62KDXQ6J4W58", "name": "SOUTHEASTERN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 218, "dollarVol": 37220000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 274, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 0, "3": 11, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZWPMDWIL12842", "name": "Apex Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 218, "dollarVol": 33660000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2268, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 9, "3": 41, "4": 45, "5": 0, "6": 1955, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 1955, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VNVP1PTYHESA41", "name": "CLASS ACT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 218, "dollarVol": 21290000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 261, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 9, "3": 20, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008F85XOERURYW13", "name": "First Savings Bank of Hegewisch", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 218, "dollarVol": 54790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 438, "totalOriginated": 218, "actionTaken": { "1": 218, "2": 10, "3": 106, "4": 64, "5": 40, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 106, "withdrawalCount": 64, "incompleteCount": 40, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MQEDQYDJR8CP22", "name": "COREVEST AMERICAN FINANCE LENDER LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 217, "dollarVol": 1000335000, "branches": 1, "states": 29, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 350, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 0, "3": 13, "4": 119, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 119, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AECSSNLT5FBU41", "name": "The Union State Bank of Everest", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 217, "dollarVol": 38415000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 235, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 6, "3": 7, "4": 2, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000321W4GKLZ1Y10", "name": "MOBILITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 217, "dollarVol": 40775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 265, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 5, "3": 16, "4": 18, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 18, "incompleteCount": 9, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000TY1MM1LLTM666", "name": "Liberty Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 217, "dollarVol": 87315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 335, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 8, "3": 14, "4": 52, "5": 4, "6": 0, "7": 11, "8": 29 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 52, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XE7ZLYUW25E11", "name": "American Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 217, "dollarVol": 70795000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 292, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 4, "3": 27, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TH6U4UJ37WSG98", "name": "Country Club Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 217, "dollarVol": 110495000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 248, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 3, "3": 5, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCUYVW860UOZ07", "name": "Primis Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 217, "dollarVol": 44155000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 489, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 9, "3": 73, "4": 6, "5": 0, "6": 184, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 73, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 184, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300754PTUH541X764", "name": "PENN EAST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 217, "dollarVol": 17895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 289, "totalOriginated": 217, "actionTaken": { "1": 217, "2": 3, "3": 34, "4": 26, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 26, "incompleteCount": 9, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PH44D8BB632E53", "name": "City Of Boston Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 216, "dollarVol": 72390000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 220, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005T6ET3508ZXP66", "name": "PINNACLE LENDING GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 216, "dollarVol": 74840000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 310, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 0, "3": 22, "4": 68, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 68, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R4IPEM23JRUH35", "name": "Altoona First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 216, "dollarVol": 24640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 246, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 2, "3": 7, "4": 20, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GPVUJZWTAR765", "name": "First Federal Savings and Loan Association of Lorain", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 216, "dollarVol": 49020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 668, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 25, "3": 12, "4": 38, "5": 6, "6": 371, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 38, "incompleteCount": 6, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 371, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZHVOHDWG07M20", "name": "PIMA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 216, "dollarVol": 99040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 290, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 1, "3": 31, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NX6JAQSL0PM696", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 216, "dollarVol": 44590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 228, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 3, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FRM3OFF8EM0191", "name": "JNC MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 216, "dollarVol": 61650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 216, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSXT524OFE8M55", "name": "CENTRAL COAST LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 216, "dollarVol": 94960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 261, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 1, "3": 4, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJONXRDR2YPQ42", "name": "CU HOME MORTGAGE SOLUTIONS, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 216, "dollarVol": 71020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.37, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 605, "totalOriginated": 216, "actionTaken": { "1": 216, "2": 12, "3": 60, "4": 61, "5": 0, "6": 0, "7": 138, "8": 118 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHXNUMVE33Q475", "name": "American Federal Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 215, "dollarVol": 76925000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 303, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 17, "3": 22, "4": 23, "5": 4, "6": 0, "7": 22, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 23, "incompleteCount": 4, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007U8EFNQS3VJQ70", "name": "ALLEGIANCE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 215, "dollarVol": 32505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 685, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 43, "3": 87, "4": 40, "5": 7, "6": 0, "7": 156, "8": 137 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 40, "incompleteCount": 7, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJHIE3T5GJRI39", "name": "American United Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 215, "dollarVol": 27905000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 288, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 0, "3": 55, "4": 6, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 6, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y3KT6SZM11MQ06", "name": "Third Coast Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 215, "dollarVol": 142485000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 237, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 4, "3": 1, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900158KALQ2PWDU44", "name": "The Adirondack Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 215, "dollarVol": 193205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 333, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 3, "3": 40, "4": 73, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 73, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7CE67AJBV3102", "name": "OPTION FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 215, "dollarVol": 41775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 310, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 2, "3": 33, "4": 59, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 59, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XKEC7P1D7OKJ16", "name": "Great Plains National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 215, "dollarVol": 52595000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 274, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 2, "3": 9, "4": 47, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 47, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IBT3SCF2K09D58", "name": "CBRE MULTIFAMILY CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 215, "dollarVol": 5659425000, "branches": 1, "states": 32, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 233, "totalOriginated": 215, "actionTaken": { "1": 215, "2": 0, "3": 0, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KOEN7O8EYN8207", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 214, "dollarVol": 84630000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 266, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 24, "3": 14, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFE7UAEZ8Q4U55", "name": "PARK SIDE FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 214, "dollarVol": 59820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 279, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 1, "3": 47, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PLQ5DT613TXQ48", "name": "United Cumberland Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 214, "dollarVol": 31470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 287, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 14, "3": 45, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UI713YO3L6SF02", "name": "HORIZON Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 214, "dollarVol": 17900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 413, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 11, "3": 91, "4": 65, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 65, "incompleteCount": 32, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJI4B01Z3NJL65", "name": "MORTGAGE MASTER SERVICE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 214, "dollarVol": 91310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 376, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 5, "3": 42, "4": 99, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 99, "incompleteCount": 16, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930044G6TGPFFTFM49", "name": "Bank of Washington", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 214, "dollarVol": 60670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 270, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 38, "3": 13, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3182R4M8RRD37", "name": "Sooner State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 214, "dollarVol": 43820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 219, "totalOriginated": 214, "actionTaken": { "1": 214, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WOQE7MEFUB492", "name": "Texas First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 213, "dollarVol": 57295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 256, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 6, "3": 22, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EE39SNC5DXTC46", "name": "Northern Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 213, "dollarVol": 197495000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 361, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 2, "3": 21, "4": 20, "5": 6, "6": 0, "7": 6, "8": 93 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 20, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Z2Z7DV758IU60", "name": "Bank of Clarke County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 213, "dollarVol": 77935000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 452, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 4, "3": 86, "4": 52, "5": 8, "6": 89, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 52, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 89, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OS8C7J7ZWMNL70", "name": "Burke & Herbert Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 213, "dollarVol": 207405000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 279, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 2, "3": 20, "4": 37, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 37, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "OZ7MS5KHJY6WIPGXQW23", "name": "Farmers & Merchants Bank of Central California", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 213, "dollarVol": 161195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 310, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 8, "3": 83, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NAWIBILTM7ZJ36", "name": "The Maries County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 213, "dollarVol": 24825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 268, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 19, "3": 30, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZK7CUY4GNBNC41", "name": "MORTGAGE ONE OF THE SOUTH, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 213, "dollarVol": 69465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 213, "actionTaken": { "1": 213, "2": 26, "3": 16, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LTKCJV903ZQR25", "name": "TriStar Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 212, "dollarVol": 60960000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 31, "3": 20, "4": 43, "5": 0, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BLY7T77VMK2263", "name": "Catlin Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 212, "dollarVol": 21280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 412, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 23, "3": 30, "4": 13, "5": 0, "6": 0, "7": 82, "8": 52 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z9CBWZF8ECUS45", "name": "Collins State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 212, "dollarVol": 46740000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 279, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 11, "3": 8, "4": 6, "5": 0, "6": 0, "7": 11, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004EVKOLRF3JI477", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 212, "dollarVol": 71530000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 276, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 3, "3": 24, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4GRCFGZBVVZ73", "name": "Greater Alliance Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 212, "dollarVol": 33740000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 439, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 4, "3": 101, "4": 49, "5": 73, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 49, "incompleteCount": 73, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FW5QWKDV0UY394", "name": "PRYSMA LENDING GROUP, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 212, "dollarVol": 59260000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 271, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 9, "3": 23, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WCJ9R6VLLYR82", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 212, "dollarVol": 40150000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 246, "totalOriginated": 212, "actionTaken": { "1": 212, "2": 0, "3": 8, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTX8QF0BPQ5U19", "name": "SHELTER MORTGAGE COMPANY, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 211, "dollarVol": 65655000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5544, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 0, "3": 8, "4": 119, "5": 2, "6": 5204, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 119, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 5204, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E57105E8PDY082", "name": "VALLEY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 211, "dollarVol": 18325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 311, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 0, "3": 100, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 100, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OIJZOV6CPR1Y57", "name": "First National Bank, Ames, Iowa", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 211, "dollarVol": 123705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 278, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 0, "3": 24, "4": 39, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 39, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U3NIUGN9OO4407", "name": "CUMBERLAND COUNTY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 211, "dollarVol": 26525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 261, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 3, "3": 27, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GIR2ODBIF9VF65", "name": "New Peoples Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 211, "dollarVol": 49015000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 310, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 10, "3": 47, "4": 38, "5": 3, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 38, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002UTIS7AQUDFF80", "name": "BEST FINANCE CAPITAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 211, "dollarVol": 80145000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 452, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 0, "3": 28, "4": 206, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 206, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZDEK4QLTWSL15", "name": "TAPCO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 211, "dollarVol": 44585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 270, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 11, "3": 18, "4": 25, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 25, "incompleteCount": 5, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001EXVWX6Q13MY44", "name": "Bank of Bartlett", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 211, "dollarVol": 55265000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 346, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 19, "3": 49, "4": 58, "5": 0, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G0ZC4S8EO1W523", "name": "Spring Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 211, "dollarVol": 38535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 276, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 0, "3": 43, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HLPEQ31HY26E57", "name": "Hometown Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 211, "dollarVol": 73495000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 316, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 9, "3": 57, "4": 23, "5": 12, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 23, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007L3DI2JM8OHN91", "name": "MEMBER ADVANTAGE MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 211, "dollarVol": 43375000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 965, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 113, "3": 115, "4": 114, "5": 29, "6": 0, "7": 168, "8": 215 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 115, "withdrawalCount": 114, "incompleteCount": 29, "approvedNotAcceptedCount": 113, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMEQJVNY2YH756", "name": "BHCU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 211, "dollarVol": 32325000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 238, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 3, "3": 18, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WKXTUY0SWZNZ90", "name": "AMERICAN NATIONWIDE MORTGAGE COMPANY, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 211, "dollarVol": 55255000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 388, "totalOriginated": 211, "actionTaken": { "1": 211, "2": 4, "3": 29, "4": 105, "5": 38, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 105, "incompleteCount": 38, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300110N83KRID7Q56", "name": "Longview Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 210, "dollarVol": 23220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 0, "3": 4, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SEH2UUXVW21S97", "name": "Cedar Point Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 210, "dollarVol": 41710000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 252, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 3, "3": 15, "4": 17, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 17, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJ9SHI3GDB7327", "name": "Abbeville Building & Loan (A State-Chartered Savings Bank)", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 210, "dollarVol": 44700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 260, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 15, "3": 26, "4": 0, "5": 7, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 0, "incompleteCount": 7, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SD5OZMLCCZ6H34", "name": "Round Top State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 210, "dollarVol": 68890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 250, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 4, "3": 19, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6S818WBYBBJ66", "name": "TRI COUNTY AREA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 210, "dollarVol": 16610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 253, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 0, "3": 2, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RKVDUINI2A8Y77", "name": "MERCK EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 210, "dollarVol": 55190000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 319, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 9, "3": 51, "4": 37, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 37, "incompleteCount": 12, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WRP19TBSQG0Z89", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 210, "dollarVol": 59450000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 2, "3": 7, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003DHZPFGQQJCU86", "name": "Sturdy Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 210, "dollarVol": 83400000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 210, "actionTaken": { "1": 210, "2": 7, "3": 3, "4": 16, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 16, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXBLBJSY4S5R72", "name": "FREMONT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 209, "dollarVol": 28515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 229, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 3, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005MZZDC38IUOJ34", "name": "WATER AND POWER COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 209, "dollarVol": 57025000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 455, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 0, "3": 83, "4": 96, "5": 67, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 83, "withdrawalCount": 96, "incompleteCount": 67, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIUM7ZRD6OV340", "name": "WINNEBAGO COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 209, "dollarVol": 33545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 0, "3": 8, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZX3163R62TB83", "name": "Unified Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 209, "dollarVol": 29055000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 255, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 17, "3": 28, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004Z0FN1LYUET14", "name": "Owen County State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 209, "dollarVol": 42825000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 372, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 54, "3": 35, "4": 0, "5": 0, "6": 0, "7": 24, "8": 50 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H89M6KDLFKMQ19", "name": "CUSO MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 209, "dollarVol": 36995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 409, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 16, "3": 128, "4": 33, "5": 12, "6": 0, "7": 7, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 128, "withdrawalCount": 33, "incompleteCount": 12, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LY3BVZZOO7LW95", "name": "FAIRMONT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 209, "dollarVol": 28815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 568, "totalOriginated": 209, "actionTaken": { "1": 209, "2": 54, "3": 93, "4": 0, "5": 20, "6": 0, "7": 124, "8": 68 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 93, "withdrawalCount": 0, "incompleteCount": 20, "approvedNotAcceptedCount": 54, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039D55J3ZL21O72", "name": "SIBCY CLINE MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 208, "dollarVol": 48740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 307, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 3, "3": 15, "4": 79, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QSOO0QJ7R1VQ66", "name": "MILESTONE HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 208, "dollarVol": 55720000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 300, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 4, "3": 20, "4": 67, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 67, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930050YUB4R3ZKAI03", "name": "E.M.I. EQUITY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 208, "dollarVol": 28760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 285, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 1, "3": 44, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3LFY4G7F9CE90", "name": "CPM Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 208, "dollarVol": 46530000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 370, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 16, "3": 30, "4": 94, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 94, "incompleteCount": 22, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006FUC5WGWNUXC12", "name": "1st Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 208, "dollarVol": 26840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 286, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 47, "3": 20, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BFT56DKVQ9BL15", "name": "CENTRICITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 208, "dollarVol": 15510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 338, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 2, "3": 65, "4": 47, "5": 15, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 47, "incompleteCount": 15, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BI43WZOK3XF350", "name": "Bank of Franklin County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 208, "dollarVol": 59480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 264, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 4, "3": 8, "4": 39, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 39, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RM1FZTGQ55U28", "name": "PRIORITY MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 208, "dollarVol": 48910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1062, "totalOriginated": 208, "actionTaken": { "1": 208, "2": 0, "3": 61, "4": 790, "5": 2, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 790, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z8UWZMQ33WI653", "name": "Mount Vernon Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 207, "dollarVol": 33075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 4, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QPRPHIXEAX3L37", "name": "Qualstar Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 207, "dollarVol": 45875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 313, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 1, "3": 18, "4": 45, "5": 11, "6": 0, "7": 29, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 45, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJ6EOJ9EF6JB96", "name": "Wells Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 207, "dollarVol": 63305000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 242, "totalOriginated": 207, "actionTaken": { "1": 207, "2": 21, "3": 12, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZL6THC5R7VUP98", "name": "First Fidelity Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 206, "dollarVol": 62180000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 411, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 12, "3": 147, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 147, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930034MXV88NNFY879", "name": "Norwood Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 206, "dollarVol": 130830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 296, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 6, "3": 17, "4": 24, "5": 6, "6": 1, "7": 14, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 24, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQ763HO7N3CO68", "name": "The Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 206, "dollarVol": 98600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 5, "3": 5, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV3BMT6ES6TO70", "name": "United Fidelity Bank, fsb", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 206, "dollarVol": 2817150000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 335, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 2, "3": 15, "4": 21, "5": 2, "6": 89, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 89, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930004MLYQ2HKUPN66", "name": "TRISTAR FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 206, "dollarVol": 147960000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 308, "totalOriginated": 206, "actionTaken": { "1": 206, "2": 7, "3": 20, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A8TEVE8WYT0T29", "name": "ABILENE TEACHERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 205, "dollarVol": 15365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 369, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 18, "3": 44, "4": 76, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 76, "incompleteCount": 26, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M723MK3TTJ2783", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 205, "dollarVol": 47895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 236, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 8, "3": 11, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009GERLEDM651T51", "name": "Vermillion State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 205, "dollarVol": 53575000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 205, "actionTaken": { "1": 205, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DU4JZVSGF3G964", "name": "Cashmere Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 204, "dollarVol": 88190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 265, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 37, "3": 20, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CYWJYH3ES8BV63", "name": "Pioneer Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 204, "dollarVol": 54770000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 273, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 2, "3": 24, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490070QB5LWJ9JID79", "name": "Community Bank & Trust, Waco, Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 204, "dollarVol": 49780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 204, "actionTaken": { "1": 204, "2": 0, "3": 20, "4": 48, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 48, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FKX0BM8GN6P73", "name": "Woori America Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 203, "dollarVol": 127315000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 370, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 13, "3": 38, "4": 30, "5": 20, "6": 66, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 30, "incompleteCount": 20, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 66, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TR6SGFPJQYJS20", "name": "UNITED TELETECH FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 203, "dollarVol": 19495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 252, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 6, "3": 27, "4": 9, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 9, "incompleteCount": 7, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XR0EY1M0FVG232", "name": "MORTGAGE BANK OF CALIFORNIA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 203, "dollarVol": 197335000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 214, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 3, "3": 0, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930098WTIWNSB1OV47", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 203, "dollarVol": 47435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 263, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 5, "3": 23, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCQ8J0ZXMCTF89", "name": "Poli Mortgage Group, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 203, "dollarVol": 88605000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 269, "totalOriginated": 203, "actionTaken": { "1": 203, "2": 7, "3": 18, "4": 39, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 39, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006VBLRP288VX853", "name": "American Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 202, "dollarVol": 70170000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 225, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 16, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PYZVSM1PP3GI62", "name": "ALLEGENT COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 202, "dollarVol": 18120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 2, "3": 58, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ICEZWRRYBRW481", "name": "Kingston National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 202, "dollarVol": 41070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 260, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 8, "3": 38, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOYV1JVWTO8O89", "name": "Solvay Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 202, "dollarVol": 52080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 283, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 7, "3": 20, "4": 30, "5": 5, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 30, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1YZ5ZORJBI935", "name": "SouthStar Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 202, "dollarVol": 114570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 408, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 49, "3": 39, "4": 90, "5": 3, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 90, "incompleteCount": 3, "approvedNotAcceptedCount": 49, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R22XCNNGVXRO22", "name": "SELF RELIANCE NY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 202, "dollarVol": 155480000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 261, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 0, "3": 3, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LMP5T3UBHAEI68", "name": "VICTORIA FINANCIAL CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 202, "dollarVol": 104080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 344, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 21, "3": 12, "4": 79, "5": 2, "6": 0, "7": 6, "8": 22 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 79, "incompleteCount": 2, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KLGM1W030VUP23", "name": "EQUITABLE SAVINGS AND LOAN ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 202, "dollarVol": 36930000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 292, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 0, "3": 37, "4": 44, "5": 2, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 44, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HK8HC6F50IC896", "name": "Maine Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 202, "dollarVol": 85640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 269, "totalOriginated": 202, "actionTaken": { "1": 202, "2": 7, "3": 18, "4": 39, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 39, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A03BP6F4DI7N56", "name": "GCS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 201, "dollarVol": 15325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 363, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 2, "3": 9, "4": 84, "5": 0, "6": 0, "7": 20, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 84, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PPIXNO2E1B5V55", "name": "OMEGA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 201, "dollarVol": 13465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 216, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 0, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C720KB2QRAC051", "name": "The Jacksboro National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 201, "dollarVol": 57445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 228, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 2, "3": 4, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZ3M0323R12653", "name": "Touchstone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 201, "dollarVol": 72805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 221, "totalOriginated": 201, "actionTaken": { "1": 201, "2": 5, "3": 10, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DI1T4KP9NPFQ75", "name": "INDUSTRIAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 200, "dollarVol": 11640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 322, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 0, "3": 68, "4": 54, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 54, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUIG4G67S5O712", "name": "WESTERLY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 200, "dollarVol": 38570000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 256, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 0, "3": 20, "4": 35, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 35, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001F1MFNT7Y4FU47", "name": "HOLYOKE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 200, "dollarVol": 29410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 319, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 7, "3": 51, "4": 60, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 60, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S7X9G17L8QBB81", "name": "PremierOne Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 200, "dollarVol": 66350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 326, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 47, "3": 47, "4": 20, "5": 5, "6": 0, "7": 1, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 20, "incompleteCount": 5, "approvedNotAcceptedCount": 47, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHGFQJY2WUC891", "name": "First Option Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 200, "dollarVol": 58600000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 251, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 15, "3": 24, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HINJH60UG3KG47", "name": "BERKELEY POINT CAPITAL LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 199, "dollarVol": 5599845000, "branches": 1, "states": 33, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 236, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 0, "3": 0, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J9E3YDKIBPUY45", "name": "Bank Forward", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 199, "dollarVol": 42925000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 3, "3": 6, "4": 62, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 62, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "213800K8DDKEL9X4OK57", "name": "FIRST SOUTHERN BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 199, "dollarVol": 29315000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 14, "3": 13, "4": 0, "5": 0, "6": 46, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 46, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930022I573MYIIOM33", "name": "Southern Bank of Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 199, "dollarVol": 70025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 264, "totalOriginated": 199, "actionTaken": { "1": 199, "2": 4, "3": 22, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450064457HF042AA24", "name": "PACIFIC EQUITY AND LOAN LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 198, "dollarVol": 86820000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I2CHGNBJYRHV02", "name": "Marion Center Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 198, "dollarVol": 33080000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 269, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 2, "3": 51, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZKF687G440AJ92", "name": "America's Mortgage Resource, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 198, "dollarVol": 55140000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 259, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 0, "3": 6, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U37SC1LBUJFV92", "name": "Desjardins Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 198, "dollarVol": 80050000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 241, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 7, "3": 13, "4": 20, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OUFGVRFN8PZB89", "name": "Herring Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 198, "dollarVol": 50030000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 15, "3": 13, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7RPUYDIE5FH39", "name": "MUTUAL SECURITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 198, "dollarVol": 40460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 295, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 1, "3": 24, "4": 68, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 68, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072H82Z2RZW3210", "name": "AERO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 198, "dollarVol": 16510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 278, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 0, "3": 36, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BECVKN2TJ6H05", "name": "TrailWest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 198, "dollarVol": 61330000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 271, "totalOriginated": 198, "actionTaken": { "1": 198, "2": 5, "3": 36, "4": 31, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX2QBKG7ZTBX37", "name": "SIOUXLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 197, "dollarVol": 27075000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 288, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 2, "3": 86, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 86, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R028OZZTTP5D53", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 197, "dollarVol": 34885000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 0, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YTDHBD4XHCIR35", "name": "THE POLICE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 197, "dollarVol": 59175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 282, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 11, "3": 13, "4": 34, "5": 27, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 34, "incompleteCount": 27, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OJ7D42T6RE854", "name": "The Cooperative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 197, "dollarVol": 136285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 233, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 10, "3": 9, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FG1PR8UNV77C36", "name": "CCB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 197, "dollarVol": 36175000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 239, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 18, "3": 10, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I6G5QEIEI78C93", "name": "CASE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 197, "dollarVol": 35845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 285, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 0, "3": 26, "4": 54, "5": 7, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 54, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A23PXRZCMYM504", "name": "TCT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 197, "dollarVol": 24275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 264, "totalOriginated": 197, "actionTaken": { "1": 197, "2": 1, "3": 46, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EHWBP6UP4Y8J37", "name": "PLUS RELOCATION MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 196, "dollarVol": 85000000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 258, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 1, "3": 5, "4": 51, "5": 2, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 51, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XA8J7Y4KR7AI02", "name": "Cattle Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 196, "dollarVol": 42450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 0, "3": 4, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007D8SNLKCBE4P48", "name": "Alden State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 196, "dollarVol": 32560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 9, "3": 39, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RL75O2Y62Z184", "name": "The Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 196, "dollarVol": 59550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 10, "3": 15, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S46DHLT3EQ9F05", "name": "Citizens Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 196, "dollarVol": 46610000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 219, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 10, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JCUSJMRA75V483", "name": "Wolf River Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 196, "dollarVol": 35960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 221, "totalOriginated": 196, "actionTaken": { "1": 196, "2": 1, "3": 10, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOEBGKPKU43Q28", "name": "Webster Five Cents Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 195, "dollarVol": 87685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 298, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 5, "3": 41, "4": 44, "5": 2, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 44, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GSN9VF5S618659", "name": "GUARANTY MORTGAGE SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 195, "dollarVol": 65005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 0, "3": 2, "4": 73, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 73, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOSE1H63K0E875", "name": "Great American Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 195, "dollarVol": 48265000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 0, "3": 0, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H0KR1EP2IS0Y73", "name": "The Callaway Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 195, "dollarVol": 48745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 238, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 5, "3": 17, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930043A47GB1KNJQ31", "name": "Altana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 195, "dollarVol": 38725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 2, "3": 32, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005BWLPEBQA7QJ63", "name": "Ohio Catholic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 195, "dollarVol": 21655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 318, "totalOriginated": 195, "actionTaken": { "1": 195, "2": 9, "3": 70, "4": 30, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 30, "incompleteCount": 14, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YYJWBT2GH5DS80", "name": "PICATINNY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 194, "dollarVol": 40410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 321, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 11, "3": 46, "4": 20, "5": 22, "6": 0, "7": 15, "8": 13 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 20, "incompleteCount": 22, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P6QB5ISAUNV97", "name": "Georgia Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 194, "dollarVol": 84410000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2367, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 1, "3": 35, "4": 17, "5": 0, "6": 2120, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 2120, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MGJ0J02F6KDW38", "name": "First Jackson Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 194, "dollarVol": 34600000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 5, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "RO7SIV4IZNEGU4EXXS92", "name": "AuburnBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 194, "dollarVol": 64080000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 241, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 8, "3": 20, "4": 16, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 16, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTGDMRB8FMR522", "name": "TEXOMA COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 194, "dollarVol": 20120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B5PW4JPZAQI721", "name": "WOODFORD STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 194, "dollarVol": 42810000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 194, "actionTaken": { "1": 194, "2": 2, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WVVCPSUJMG9419", "name": "BLC Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 193, "dollarVol": 55565000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 214, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 16, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9LIMABRJ9VPV74PBJB17", "name": "Hinsdale Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 193, "dollarVol": 191555000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 255, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 6, "4": 34, "5": 12, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 34, "incompleteCount": 12, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000XBNMBCC02KC17", "name": "STONEWOOD HOME LENDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 193, "dollarVol": 46265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 268, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 6, "4": 69, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 69, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002P2P2WON3W9P39", "name": "Innovations Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 193, "dollarVol": 42455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 246, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 23, "4": 22, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 22, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LV12W1ZFWAU543", "name": "Lee Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 193, "dollarVol": 64655000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 283, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 11, "3": 30, "4": 37, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 37, "incompleteCount": 12, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UMOKQUJLI81448", "name": "Stone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 193, "dollarVol": 52655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LAQ3M8E5I08F43", "name": "Farm Credit Services of Western Arkansas, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 193, "dollarVol": 45185000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 28, "3": 20, "4": 29, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 29, "incompleteCount": 2, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300508JOHWSRFDR57", "name": "The Stephenson National Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 193, "dollarVol": 30865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 244, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 32, "3": 13, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B3BEP9WW99IR76", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 193, "dollarVol": 49615000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 235, "totalOriginated": 193, "actionTaken": { "1": 193, "2": 19, "3": 11, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003IRCQIQ6T3QS04", "name": "First Midwest Bank of Dexter", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 192, "dollarVol": 76970000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 222, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 1, "3": 6, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SG0DG9VHV3LR79", "name": "First Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 192, "dollarVol": 129190000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 8, "3": 8, "4": 48, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B5Z0UM2W57TK83", "name": "Citizens First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 192, "dollarVol": 38720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 244, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 3, "3": 26, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ZPOXWU5V4FT07", "name": "Horatio State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 192, "dollarVol": 16470000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 200, "actionTaken": { "1": 200, "2": 0, "3": 18, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WD04PCWCETKZ02", "name": "Premier Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 192, "dollarVol": 42270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 3, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T73HHIEIUU5F67", "name": "Home Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 192, "dollarVol": 44050000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 192, "actionTaken": { "1": 192, "2": 0, "3": 7, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNGK57UA6SFP52", "name": "Bristol Morgan Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 191, "dollarVol": 33425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 199, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 1, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG7IO23TN5LR98", "name": "Southeastern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 191, "dollarVol": 35555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 7, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M4MFIHXLR7AI37", "name": "Alliant Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 191, "dollarVol": 28835000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 259, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 9, "3": 17, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TFL8UPEHU61608", "name": "Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 191, "dollarVol": 26345000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 225, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 4, "3": 14, "4": 15, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RM0VO0UBTMOZ05", "name": "CNB St Louis Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 191, "dollarVol": 83755000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 237, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 4, "3": 14, "4": 20, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 20, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NC4WJQGK642G48", "name": "COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 191, "dollarVol": 20745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 253, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 0, "3": 12, "4": 47, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 47, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900605M87QWWATV97", "name": "PEOPLES BANK & TRUST CO.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 191, "dollarVol": 34305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 281, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 41, "3": 19, "4": 2, "5": 0, "6": 0, "7": 4, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJI3KX8KY2FG10", "name": "Hilltop National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 191, "dollarVol": 37575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 247, "totalOriginated": 191, "actionTaken": { "1": 191, "2": 0, "3": 29, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GDJSUYPH6UC416", "name": "WaterStone Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 300460000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 682, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 7, "3": 11, "4": 18, "5": 0, "6": 448, "7": 5, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 448, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EC7M6N4U9DR727", "name": "The First National Bank of McGregor", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 50530000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 2, "3": 4, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003Z8R5QM0WPS603", "name": "IDB Global Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 190, "dollarVol": 103300000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OULGV8ZW0JV320", "name": "Cumberland Valley National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 49920000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 221, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 19, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNLSAVSRPDRK61", "name": "Carthage Savings and Loan, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 32280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 268, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 21, "3": 33, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YJOY30UROEAG69", "name": "First National Bank of Huntsville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 38880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 12, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KCIGGEKYI5VM19", "name": "Carolina Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 190, "dollarVol": 58660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 458, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 110, "4": 141, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 110, "withdrawalCount": 141, "incompleteCount": 17, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPO83ZZLEVGG70", "name": "QNB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 78920000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 243, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 4, "3": 27, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J6JRSKHU1Y0F98", "name": "Franklin Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 95530000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 2, "3": 33, "4": 24, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 24, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QR7MEE12WC276", "name": "BAYPORT FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 190, "dollarVol": 191450000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 297, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 4, "3": 26, "4": 33, "5": 44, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 33, "incompleteCount": 44, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MU2YI0HXIT3257", "name": "Liberty Savings Bank, F.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 56070000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 546, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 5, "3": 42, "4": 30, "5": 5, "6": 265, "7": 4, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 30, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 265, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004R22HRZXTXSR64", "name": "The National Bank of Middlebury", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 190, "dollarVol": 48420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 12, "4": 35, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 35, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MJGHTLBSL8LJ59", "name": "BankFirst", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 190, "dollarVol": 34050000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 190, "actionTaken": { "1": 190, "2": 0, "3": 9, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GED4IYN84L8F67", "name": "Minster Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 189, "dollarVol": 41235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 223, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 2, "3": 9, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930068H3KVFOUG0285", "name": "OKLAHOMA CENTRAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 189, "dollarVol": 19565000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 320, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 19, "3": 70, "4": 39, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 70, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004FGBXH9QXOWU35", "name": "INTEGRITY MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 189, "dollarVol": 57585000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 273, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 5, "3": 60, "4": 17, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 17, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UNNQFHOGHIFO55", "name": "MONROE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 189, "dollarVol": 13325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 253, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 0, "3": 24, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009IWRQ5BJEI4M92", "name": "Watertown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 189, "dollarVol": 133805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 226, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 1, "3": 1, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490074WALW1U7G4555", "name": "The Farmers Bank & Savings Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 189, "dollarVol": 30885000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 287, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 2, "3": 57, "4": 32, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 32, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YL0TMLCEU0GW61", "name": "Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 189, "dollarVol": 80825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 224, "totalOriginated": 189, "actionTaken": { "1": 189, "2": 3, "3": 18, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M984EPKRAPEO90", "name": "Minnesota Valley Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 188, "dollarVol": 31200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 6, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CEGE3J950SQK51", "name": "Marion State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 188, "dollarVol": 31070000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 7, "3": 7, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490055DH0FCOSJLM57", "name": "New Bedford Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 188, "dollarVol": 21890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 233, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 2, "3": 17, "4": 1, "5": 7, "6": 0, "7": 3, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007PAE4JN4B5BX31", "name": "UNITED PREMIER FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 188, "dollarVol": 54820000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 188, "actionTaken": { "1": 188, "2": 0, "3": 3, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PS2KU65ZEUOA41", "name": "American Community Bank of Indiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 187, "dollarVol": 54475000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 4, "3": 1, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VLNEK78XKF3M52", "name": "Fox Valley Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 187, "dollarVol": 34605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 215, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 0, "3": 22, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HIDMT4ZG09RP47", "name": "Credence Funding Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 187, "dollarVol": 65335000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 187, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DNUPSQ3UW3EM09", "name": "The Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 187, "dollarVol": 48225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 243, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 35, "3": 19, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O4KTZGM04CCZ47", "name": "Abbott Laboratories Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 187, "dollarVol": 70015000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 340, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 2, "3": 17, "4": 134, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 134, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UJJ1Q3YTRSGM27", "name": "GERBER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 187, "dollarVol": 20155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 226, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 0, "3": 16, "4": 15, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7610D7H3Z5585", "name": "Grand River Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 187, "dollarVol": 81345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 1, "3": 19, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DIGH8B5QJNCC06", "name": "Peoples Bank and Trust Company of Pointe Coupee Parish", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 187, "dollarVol": 30975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249, "totalOriginated": 187, "actionTaken": { "1": 187, "2": 14, "3": 22, "4": 23, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZM3AIJAKZITQ95", "name": "Signal Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 186, "dollarVol": 48570000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 287, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 1, "3": 23, "4": 55, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 55, "incompleteCount": 22, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009CYWXD5RBPIX14", "name": "CALTECH EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 186, "dollarVol": 108510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 397, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 17, "3": 23, "4": 9, "5": 0, "6": 0, "7": 34, "8": 128 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DBXH1D6Z0HXT15", "name": "Discovery Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 186, "dollarVol": 15180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 1, "3": 24, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006KT1XNB09W2M78", "name": "Dairy State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 186, "dollarVol": 31420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 251, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 1, "3": 25, "4": 32, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 32, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQKZC6HESYGO25", "name": "Signature Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 186, "dollarVol": 31070000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 247, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 26, "3": 22, "4": 9, "5": 0, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y68GMFAL410847", "name": "People Driven Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 186, "dollarVol": 9880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 286, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 0, "3": 61, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BRSSSUNB0U6552", "name": "American Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 186, "dollarVol": 79990000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 216, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 6, "3": 5, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K18C4JU5UJ328", "name": "First Financial Northwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 186, "dollarVol": 123370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 186, "actionTaken": { "1": 186, "2": 0, "3": 23, "4": 34, "5": 0, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLRFUNCEDVGB16", "name": "COMMERCIAL TRUST COMPANY OF FAYETTE", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 185, "dollarVol": 30265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 17, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZOW5Z4AZ36M223", "name": "First Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 185, "dollarVol": 41535000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 294, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 12, "3": 63, "4": 23, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 63, "withdrawalCount": 23, "incompleteCount": 11, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8E8RBG5YNMP39", "name": "DEPARTMENT OF COMMERCE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 185, "dollarVol": 108285000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 0, "3": 23, "4": 44, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 44, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M6EHOPLD2SFD66", "name": "The Milford Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 185, "dollarVol": 47495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 252, "totalOriginated": 185, "actionTaken": { "1": 185, "2": 1, "3": 47, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z8EM6P4IUIYG50", "name": "Waterford Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 74120000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 237, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 4, "3": 6, "4": 34, "5": 0, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IXTSQB6QVVI060", "name": "First Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 29780000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 236, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 24, "3": 17, "4": 4, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IE8IEY5YINFE12", "name": "Haddon Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 27400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 216, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 6, "3": 11, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QB357BUUUV7A56", "name": "Old Dominion National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 160420000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 2, "3": 5, "4": 21, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 21, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GYV99GSRS94462", "name": "Liberty Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 24980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 192, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 1, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W6OBJ6KNM5Y833", "name": "Texas Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 72690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 293, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 1, "3": 47, "4": 52, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 52, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EXKS98GEONUS84", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 80730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 31, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGVVMPTCK0QG77", "name": "ABCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 184, "dollarVol": 11320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 373, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 0, "3": 107, "4": 80, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 80, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UG1DH7RQL41718", "name": "SCIENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 184, "dollarVol": 29060000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 4, "3": 17, "4": 24, "5": 9, "6": 0, "7": 6, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 24, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005B6S44QVVMBU11", "name": "First Grayson Bancorp, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 184, "dollarVol": 30970000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 184, "actionTaken": { "1": 184, "2": 0, "3": 68, "4": 48, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 48, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RMBMOU2J1VK478", "name": "Woodlands Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 183, "dollarVol": 33005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 208, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 6, "3": 9, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWMFYNEEG33W94", "name": "Somerset Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 183, "dollarVol": 26115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 248, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 0, "3": 29, "4": 27, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 27, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CBS11KBKU4Z95", "name": "Wasatch Peaks Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 183, "dollarVol": 56975000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 190, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 0, "3": 6, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AIZH87CMSYX861", "name": "AltaOne Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 183, "dollarVol": 46615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 2, "3": 29, "4": 18, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 18, "incompleteCount": 17, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N9T42X4VF8F740", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 183, "dollarVol": 38545000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 183, "actionTaken": { "1": 183, "2": 1, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Y2YCT81BVTL57", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 148530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 6, "3": 10, "4": 8, "5": 3, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QDHMW1W0GEH16", "name": "Bank3", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 182, "dollarVol": 54700000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 273, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 8, "3": 8, "4": 8, "5": 0, "6": 2, "7": 42, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006ACVE4WEX8D790", "name": "Bank of Deerfield", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 53560000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 1, "3": 7, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PO1C5ZTB4V4859", "name": "FirstBank of Nebraska", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 182, "dollarVol": 30420000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 200, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 5, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006RLUL4IL56SC31", "name": "The Guilford Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 95400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 354, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 32, "3": 19, "4": 34, "5": 2, "6": 80, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 34, "incompleteCount": 2, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 80, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E9OABDJHASZ507", "name": "The Cottonport Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 28870000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 1, "3": 26, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JICBJ5KEDP3217", "name": "CenterBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 182, "dollarVol": 58110000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 223, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 3, "3": 13, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OJTK0IPSNDA832", "name": "Liberty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 49460000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 356, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 0, "3": 65, "4": 66, "5": 43, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 66, "incompleteCount": 43, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRF9LCZ3RX3Q39", "name": "Allied First Bank,sb", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 53350000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 779, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 13, "3": 72, "4": 13, "5": 482, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 13, "incompleteCount": 482, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004Z2SGQGCU5RB44", "name": "Heritage Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 35130000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 183, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BMHSUCH6UGU556", "name": "Farmers & Stockmens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 182, "dollarVol": 73160000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 243, "totalOriginated": 182, "actionTaken": { "1": 182, "2": 11, "3": 5, "4": 38, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 38, "incompleteCount": 7, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S1ULK3TJQ8I652", "name": "FIRST CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 181, "dollarVol": 33505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 393, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 1, "3": 150, "4": 50, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 150, "withdrawalCount": 50, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZYK1Z0EK2JC967", "name": "The Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 181, "dollarVol": 61615000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 277, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 0, "3": 20, "4": 70, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 70, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930087BYCGOODQ7P92", "name": "SSB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 181, "dollarVol": 83485000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 187, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 2, "3": 2, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TG39MNZBTYXD82", "name": "FBT Mortgage, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 181, "dollarVol": 50115000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 382, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 1, "3": 67, "4": 124, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 124, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKCY4J7PC8WH77", "name": "MACKILLIE INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 181, "dollarVol": 93615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C303DGB8I7GG88", "name": "LA Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 181, "dollarVol": 56285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 375, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 1, "3": 46, "4": 88, "5": 54, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 88, "incompleteCount": 54, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009M5QY5LPV18B47", "name": "Great Basin Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 181, "dollarVol": 17535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 303, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 17, "3": 48, "4": 18, "5": 39, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 18, "incompleteCount": 39, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I042YER7UC6Y64", "name": "Bank of Jackson Hole", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 181, "dollarVol": 207255000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 0, "3": 5, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JBDASEOSXCI67", "name": "Holy Rosary Regional Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 181, "dollarVol": 28515000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 256, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 1, "3": 20, "4": 40, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 40, "incompleteCount": 14, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MY7KEVWMI4DF64", "name": "ACCESS CAPITAL FUNDING, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 181, "dollarVol": 49345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 6, "3": 0, "4": 17, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VCTY2YYCLCZI32", "name": "Enterprise Bank of South Carolina", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 181, "dollarVol": 34815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 181, "actionTaken": { "1": 181, "2": 10, "3": 12, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5FSS555M0NA74", "name": "First National Bank of Scotia", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 37880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 1, "3": 16, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300337GB2P1WP7003", "name": "Grandbridge Real Estate Capital LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 180, "dollarVol": 2369530000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 2, "3": 1, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E45E0GS21KWF28", "name": "FIRST NEBRASKA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 180, "dollarVol": 14280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 283, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 53, "3": 27, "4": 20, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZSNURWJMU0YY46", "name": "United Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 31380000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 3, "3": 2, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LCP9RF6ADEZ78", "name": "First National Bank and Trust Company of Weatherford", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 51510000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 263, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 8, "3": 36, "4": 37, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EFPV2U3PWQEN15", "name": "Catskill Hudson Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 65750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 212, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 2, "3": 2, "4": 15, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 15, "incompleteCount": 13, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BK51FTOVBDMC15", "name": "The Bradford National Bank of Greenville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 28460000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 275, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 25, "3": 21, "4": 5, "5": 0, "6": 0, "7": 18, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RU85PQV881NJ83", "name": "FITZSIMONS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 180, "dollarVol": 30270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 0, "3": 39, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TVLFC2SSLVOP06", "name": "METROPLEX MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 180, "dollarVol": 37790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 0, "3": 16, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008L7BNNEPSS6V79", "name": "Citizens State Bank of La Crosse", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 155830000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 4, "3": 8, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U852CO3ZPGIE54", "name": "BTH Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 105440000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 10, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001LYHHRVGJ6B97", "name": "Cornerstone National Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 180, "dollarVol": 84010000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 200, "totalOriginated": 180, "actionTaken": { "1": 180, "2": 0, "3": 2, "4": 9, "5": 0, "6": 6, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U0JNFQTFMNJ219", "name": "AVB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 55005000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 228, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 0, "3": 19, "4": 21, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 21, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490076YOMAEM6W0N66", "name": "West Central Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 22725000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 0, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8KOGOW7X6DY09", "name": "The Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 28145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 8, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2EZKPVQQ0D852", "name": "The Hometown Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 38435000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 11, "3": 13, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J2D35S72FE4K21", "name": "Service One Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 179, "dollarVol": 24265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 0, "3": 41, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LK4WOVIJ8FAK87", "name": "Silver Lake Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 39015000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 214, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 12, "3": 14, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930013SG5BXUL3G429", "name": "First Western Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 51315000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 192, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 1, "3": 2, "4": 9, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002JV15GSVFKZW34", "name": "Intercity State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 45635000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 219, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 16, "3": 18, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047YMR4VOMFGS35", "name": "AMERICHOICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 179, "dollarVol": 18975000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 303, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 2, "3": 80, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 80, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J5OSYRB4AN2309", "name": "CorePlus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 179, "dollarVol": 23735000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 377, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 5, "3": 81, "4": 42, "5": 0, "6": 0, "7": 16, "8": 54 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 81, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005PPHHZWJNR6L41", "name": "Exchange Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 38525000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 0, "3": 17, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OBLIP1F3NM5751", "name": "PlainsCapital Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 179, "dollarVol": 175835000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1613, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 5, "3": 7, "4": 45, "5": 0, "6": 1377, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1377, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930024QEEW6YDTWZ98", "name": "REV FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 179, "dollarVol": 54745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 410, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 1, "3": 39, "4": 110, "5": 19, "6": 62, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 110, "incompleteCount": 19, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 62, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZKVJDEYHV22276", "name": "OnPath Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 179, "dollarVol": 53065000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 248, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 0, "3": 39, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HO9WPE4LTLQU96", "name": "Valley West Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 179, "dollarVol": 57795000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 542, "totalOriginated": 179, "actionTaken": { "1": 179, "2": 128, "3": 67, "4": 0, "5": 8, "6": 0, "7": 92, "8": 68 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 67, "withdrawalCount": 0, "incompleteCount": 8, "approvedNotAcceptedCount": 128, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845001ADACA7A75EE02", "name": "CROWDCOPIA, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 178, "dollarVol": 30960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 285, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 0, "3": 2, "4": 100, "5": 0, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 100, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HZDO3SULWNR95", "name": "PEOPLES STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 178, "dollarVol": 52130000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 0, "3": 0, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NG6J01HLGSZW49", "name": "Merchants & Farmers Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 178, "dollarVol": 32100000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 222, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 15, "3": 29, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007GBJOK22LYB425", "name": "Wichita Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 178, "dollarVol": 21790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 275, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 21, "3": 36, "4": 34, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 34, "incompleteCount": 6, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SHK8JZR89HEF81", "name": "South Lafourche Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 178, "dollarVol": 23670000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 14, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PV2KIL739QYQ35", "name": "Citizens National Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 178, "dollarVol": 86670000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 272, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 10, "3": 41, "4": 42, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KRDEAJ7MYWD034", "name": "Bloomsdale Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 178, "dollarVol": 34010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 201, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 14, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001C1MX62NVN0U50", "name": "VELOCITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 178, "dollarVol": 19720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 335, "totalOriginated": 178, "actionTaken": { "1": 178, "2": 0, "3": 82, "4": 48, "5": 1, "6": 26, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 82, "withdrawalCount": 48, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 26, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OITV2T766YLP15", "name": "OCEAN STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 177, "dollarVol": 26505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "FHA", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 290, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 47, "4": 27, "5": 0, "6": 39, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 39, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001NJY765EZWDI06", "name": "Reliant Home Funding, Inc", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 177, "dollarVol": 66805000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 295, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 2, "3": 11, "4": 86, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 86, "incompleteCount": 19, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFCG6GF21KOW34", "name": "EXCITE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 177, "dollarVol": 96935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 307, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 13, "3": 32, "4": 46, "5": 0, "6": 0, "7": 30, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WI4N6NVVJ1DV85", "name": "Crest Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 177, "dollarVol": 62835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 274, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 7, "3": 17, "4": 20, "5": 9, "6": 44, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 20, "incompleteCount": 9, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 44, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ELQB8TS88JEE06", "name": "HENRICO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 177, "dollarVol": 16795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 222, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 17, "3": 22, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TOZIPCBM0DLH67", "name": "ILLINOIS STATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 177, "dollarVol": 29175000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 268, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 0, "3": 56, "4": 32, "5": 1, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 56, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Y4D5054GY3J13", "name": "City State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 177, "dollarVol": 50405000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 207, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 3, "3": 5, "4": 20, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMXZWXNOS1US34", "name": "FIRST ATLANTIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 177, "dollarVol": 18485000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 298, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 18, "3": 52, "4": 22, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 22, "incompleteCount": 29, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001EL4XFDHGNJO24", "name": "USC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 177, "dollarVol": 75055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 301, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 25, "3": 54, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWXVTVB5RRZN58", "name": "HOME FINANCING CENTER, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 177, "dollarVol": 61395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 187, "totalOriginated": 177, "actionTaken": { "1": 177, "2": 1, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZPDWAT9R7KRW05", "name": "KNOXVILLE TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 176, "dollarVol": 35780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 189, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 0, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XRGNVNCISU8Q79", "name": "Mid-Atlantic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 176, "dollarVol": 36420000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 1, "3": 11, "4": 29, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 29, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U0J1T0K63EKR14", "name": "SANCTUARY HOME MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 176, "dollarVol": 73150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 1, "3": 3, "4": 71, "5": 0, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 71, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H1I95THVU5ZB04", "name": "BankVista", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 176, "dollarVol": 48540000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 1, "3": 7, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003SVUBV3VW5CT40", "name": "Farmers & Merchants Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 176, "dollarVol": 43720000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 194, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 5, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MRGHEPWMR2015", "name": "HERITAGE SOUTH COMMUNITY CU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 176, "dollarVol": 30290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 176, "actionTaken": { "1": 176, "2": 7, "3": 21, "4": 22, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X50UOL0Z4M1J25", "name": "C&F Select LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 175, "dollarVol": 55365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 235, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 0, "3": 5, "4": 42, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 42, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IOM384RW3HWE57", "name": "Five Star Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 175, "dollarVol": 31175000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 385, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 31, "3": 151, "4": 4, "5": 0, "6": 0, "7": 20, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 151, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR337B2RGP3C69", "name": "Legacy National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 175, "dollarVol": 55305000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 235, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 1, "3": 4, "4": 53, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 53, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IZF27X7A3Q7I15", "name": "Old Hickory Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 175, "dollarVol": 22685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 244, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 0, "3": 47, "4": 11, "5": 0, "6": 0, "7": 2, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L9ZR7FYE68H705", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 175, "dollarVol": 30935000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 3, "3": 11, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CV1BZKP1QUDZ13", "name": "MILLENNIUM FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 175, "dollarVol": 48215000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 0, "3": 17, "4": 36, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5F47MW3AQ2048", "name": "MID AMERICAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 175, "dollarVol": 17265000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 226, "totalOriginated": 175, "actionTaken": { "1": 175, "2": 3, "3": 19, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300465MKS092D5K02", "name": "Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 174, "dollarVol": 66500000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 207, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 8, "3": 20, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNRT5UGNCSXM31", "name": "Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 174, "dollarVol": 29930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 193, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 9, "3": 7, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2LKZKSX67ZU02", "name": "First Service Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 174, "dollarVol": 44530000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 245, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 0, "3": 22, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QPQ7RHWVUGYW23", "name": "Pivotal Capital Group II, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 174, "dollarVol": 131840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 297, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 40, "3": 19, "4": 63, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 63, "incompleteCount": 1, "approvedNotAcceptedCount": 40, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T92XVMWQW75772", "name": "Haverhill Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 174, "dollarVol": 61160000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 243, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 12, "3": 27, "4": 25, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 25, "incompleteCount": 5, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GV8F4RLYWAB272", "name": "MCT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 174, "dollarVol": 24400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 1, "3": 12, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VTMXH07KUIB722", "name": "SERVICE FIRST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 174, "dollarVol": 39520000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 3, "3": 14, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B631B05UVLUA59", "name": "Concordia Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 174, "dollarVol": 31790000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 277, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 2, "3": 50, "4": 50, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 50, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F053B54C884C79", "name": "ONE AMERICAN BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 174, "dollarVol": 96880000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 430, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 3, "3": 3, "4": 65, "5": 0, "6": 185, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 65, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 185, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C4ZH7G6OB81F33", "name": "Citizens Bank of Kansas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 174, "dollarVol": 42650000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 3, "3": 35, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XHEKTWE48VS407", "name": "Consumer First Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 174, "dollarVol": 32920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 454, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 0, "3": 36, "4": 0, "5": 0, "6": 0, "7": 244, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XLI9RP3F9A2J72", "name": "Valley Communities Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 174, "dollarVol": 19400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 0, "3": 25, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003DVQUF5HAI1O03", "name": "CORPORATE AMERICA FAMILY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 174, "dollarVol": 29480000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 326, "totalOriginated": 174, "actionTaken": { "1": 174, "2": 12, "3": 50, "4": 55, "5": 0, "6": 0, "7": 24, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNJRM4GVCEUP46", "name": "FOOTHILL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 173, "dollarVol": 56585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 0, "3": 4, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002FQ43Q3BNXZW27", "name": "Macon Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 173, "dollarVol": 37165000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F213LCBO4VGA06", "name": "The Lowell Five Cent Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 173, "dollarVol": 87975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 233, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 7, "3": 24, "4": 24, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 24, "incompleteCount": 5, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930027GUR70U427Y19", "name": "Campus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 173, "dollarVol": 34715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 244, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 15, "3": 36, "4": 15, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 15, "incompleteCount": 5, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900APUOKMIQ9Z9027", "name": "Johns Hopkins Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 173, "dollarVol": 30345000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 314, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 29, "3": 65, "4": 41, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 41, "incompleteCount": 6, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S93XI20FLTGK89", "name": "Aurora Financial, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 173, "dollarVol": 70195000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 13, "3": 8, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EQ09ZL8XSYZM84", "name": "Savers Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 173, "dollarVol": 41575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 194, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 2, "3": 11, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSLPB4FWL34Z59", "name": "MEMBERS HERITAGE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 173, "dollarVol": 19355000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 200, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 14, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OPB6J0NM26JY33", "name": "Oconee State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 173, "dollarVol": 58945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 201, "totalOriginated": 173, "actionTaken": { "1": 173, "2": 0, "3": 7, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074FI0I2Q6G5S43", "name": "THE FIRST FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 172, "dollarVol": 38450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 290, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 33, "3": 35, "4": 2, "5": 10, "6": 0, "7": 7, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 2, "incompleteCount": 10, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008EOM1VM8BBK206", "name": "MEMBERS CHOICE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 172, "dollarVol": 28460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 351, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 15, "3": 69, "4": 78, "5": 16, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 78, "incompleteCount": 16, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EB748TPUCF9H23", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 172, "dollarVol": 46050000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 200, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 0, "3": 4, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002WXCO8XZD1EB38", "name": "New Carlisle Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 172, "dollarVol": 33400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 309, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 25, "3": 20, "4": 2, "5": 1, "6": 0, "7": 40, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002W6KWD0REQ1T16", "name": "SunMark Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 172, "dollarVol": 30940000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 197, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 4, "3": 12, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YR8UZ7F37G6E87", "name": "First Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 172, "dollarVol": 66570000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 182, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 9, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWJ5O0AQLJKV83", "name": "FINANCIAL PLUS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 172, "dollarVol": 21090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 318, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 7, "3": 24, "4": 0, "5": 2, "6": 0, "7": 65, "8": 48 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SWHFQY2F7RN335", "name": "COMMUNITY MORTGAGE FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 172, "dollarVol": 44490000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 535, "totalOriginated": 172, "actionTaken": { "1": 172, "2": 48, "3": 40, "4": 59, "5": 27, "6": 1, "7": 52, "8": 136 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 59, "incompleteCount": 27, "approvedNotAcceptedCount": 48, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H0IFPIJWI3KL08", "name": "Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 171, "dollarVol": 41275000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 193, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 11, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006FYXPLR221TS92", "name": "COMPASS HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 171, "dollarVol": 105355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 239, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 1, "3": 4, "4": 61, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 61, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXJM8O856QJU62", "name": "BLUE BRICK FINANCIAL LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 171, "dollarVol": 62505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 21, "3": 17, "4": 40, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 40, "incompleteCount": 5, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NCCC6N26G65F26", "name": "NUWAVE LENDING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 171, "dollarVol": 73865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 1, "4": 33, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8D4DNZNL31O66", "name": "EDUCATION FIRST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 171, "dollarVol": 26115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 365, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 27, "3": 105, "4": 53, "5": 0, "6": 0, "7": 9, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 105, "withdrawalCount": 53, "incompleteCount": 0, "approvedNotAcceptedCount": 27, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EY247F6R5IHX75", "name": "Citizens' Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 171, "dollarVol": 30655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 199, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 2, "3": 15, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LIPY4ISRLGTF16", "name": "Bank of Dickson", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 171, "dollarVol": 36815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 25, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009KSPF2426CPQ08", "name": "CROWN MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 171, "dollarVol": 40135000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 300, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 26, "3": 7, "4": 10, "5": 0, "6": 0, "7": 20, "8": 66 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XFPPSO0JVIB33", "name": "DUTCH POINT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 171, "dollarVol": 11685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 265, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 1, "3": 21, "4": 49, "5": 1, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 49, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E5GFWPFRJR4I76", "name": "First Northern Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 171, "dollarVol": 34765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 30, "4": 12, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 12, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DASRDHPPEK5V15", "name": "Dean Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 171, "dollarVol": 37645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 312, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 9, "3": 38, "4": 28, "5": 11, "6": 0, "7": 9, "8": 46 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 28, "incompleteCount": 11, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CBU2F2TON68T25", "name": "First National Bank of East Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 171, "dollarVol": 51645000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 22, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YSYHBYDFRVT153", "name": "Pathways Financial Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 171, "dollarVol": 28035000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 386, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 1, "3": 98, "4": 76, "5": 16, "6": 0, "7": 12, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 98, "withdrawalCount": 76, "incompleteCount": 16, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J51TCIL2CWJP16", "name": "Governmental Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 171, "dollarVol": 17805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007S3Y4859VJ1444", "name": "First Federal Bank of Ohio", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 171, "dollarVol": 20085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 171, "actionTaken": { "1": 171, "2": 11, "3": 22, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPU10TNVWFRE67", "name": "Artisans' Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 170, "dollarVol": 41690000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 10, "3": 12, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300REPZK0JXAZ6D94", "name": "FISHER FINANCIAL GROUP, INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 170, "dollarVol": 66990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 276, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 1, "3": 3, "4": 101, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 101, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JQALY53TH22D13", "name": "JONES LANG LASALLE MULTIFAMILY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 170, "dollarVol": 4199220000, "branches": 1, "states": 35, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 212, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 0, "3": 8, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300F0QYLUOR9SYB86", "name": "802 CREDIT UNION INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 170, "dollarVol": 30950000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TFS12PFBK5FD47", "name": "TrueCore Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 170, "dollarVol": 16390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "HELOC", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 264, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 1, "3": 26, "4": 57, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 57, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N4XMPM37K77D58", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 170, "dollarVol": 30190000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 17, "3": 13, "4": 5, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EEYVCFG0V6Z057", "name": "Tennessee State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 170, "dollarVol": 75080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.325, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 305, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 18, "3": 57, "4": 54, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 57, "withdrawalCount": 54, "incompleteCount": 6, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006R3KP9HJOA7613", "name": "PRINCE GEORGE'S COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 170, "dollarVol": 13940000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 170, "actionTaken": { "1": 170, "2": 3, "3": 28, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IRRKG7NTX2YD83", "name": "Citizens Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 169, "dollarVol": 26825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 252, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 9, "3": 35, "4": 37, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 37, "incompleteCount": 2, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0P87HTQVFQH08", "name": "Consumers National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 169, "dollarVol": 47485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 228, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 4, "3": 32, "4": 22, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KE9OJJUH139Q12", "name": "Byron Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 169, "dollarVol": 34185000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 237, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 1, "3": 22, "4": 36, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 36, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008TK613NXC2EN84", "name": "Blue Foundry Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 169, "dollarVol": 322005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 575, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 10, "3": 23, "4": 9, "5": 7, "6": 357, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 9, "incompleteCount": 7, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 357, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4JDSKWJR1NR35", "name": "HOME FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 169, "dollarVol": 56395000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 6, "3": 10, "4": 42, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 42, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGMQJ4R419LR70", "name": "ORIX REAL ESTATE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 169, "dollarVol": 1781605000, "branches": 1, "states": 39, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 0, "3": 18, "4": 14, "5": 0, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000LJB0L73TDJT41", "name": "Bank of 1889", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 169, "dollarVol": 16315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 194, "totalOriginated": 169, "actionTaken": { "1": 169, "2": 7, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IUXHAK73AEH918", "name": "Bank of Frankewing", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 168, "dollarVol": 44910000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 189, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 11, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000I54FJ7EG6WZ24", "name": "Exchange Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 168, "dollarVol": 36290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 3, "3": 36, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FK7ZHTO2G1RM11", "name": "LANCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 168, "dollarVol": 27560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DK8GVTLGSA4H75", "name": "The First National Bank of Oneida", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 168, "dollarVol": 27560000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 220, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 11, "3": 25, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UA19NBVHVPQ177", "name": "The Denison State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 168, "dollarVol": 26860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 202, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 2, "3": 17, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MG52SOKOHXJM80", "name": "KALSEE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 168, "dollarVol": 15050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 2, "3": 9, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3JILC7UMYWR39", "name": "Hiawatha National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 168, "dollarVol": 45300000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 183, "totalOriginated": 168, "actionTaken": { "1": 168, "2": 0, "3": 4, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUU7PS6Y4KM909", "name": "West-Aircomm Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 167, "dollarVol": 14705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 8, "3": 6, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RO87UFWPI72M63", "name": "First Community CU of Beloit", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 167, "dollarVol": 19655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 271, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 3, "3": 32, "4": 35, "5": 8, "6": 0, "7": 15, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 35, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HI2PDK2BQF091", "name": "Bank of the Flint Hills", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 167, "dollarVol": 44045000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 169, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRPE13A5ZB4T75", "name": "Cayuga Lake National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 167, "dollarVol": 30205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 179, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 2, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PUAN5SKAJB2J42", "name": "Heartland Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 167, "dollarVol": 14685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 1, "3": 19, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SLOQGL2LEMSD33", "name": "EL PASO AREA TEACHERS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 167, "dollarVol": 27995000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 17, "3": 23, "4": 42, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 42, "incompleteCount": 5, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008FT4WVSLWPKG77", "name": "River Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 167, "dollarVol": 88965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 5, "3": 12, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XOWUPV4E45EE89", "name": "Farmers State Bank of Alto Pass, Ill.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 167, "dollarVol": 24555000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 32, "3": 30, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KD58MIT0K3NP70", "name": "Los Angeles Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 167, "dollarVol": 64655000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 261, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 38, "4": 32, "5": 24, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 32, "incompleteCount": 24, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BVVG2E8KCTG95", "name": "Farmers State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 167, "dollarVol": 61975000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 16, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TA2979XCT9L593", "name": "FINANCIAL BUILDERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 167, "dollarVol": 9615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 167, "actionTaken": { "1": 167, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HJSQXR32ZGFP55", "name": "Marine Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 166, "dollarVol": 95460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 4, "3": 9, "4": 26, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4B8DUNK34FL02", "name": "PENN STATE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 166, "dollarVol": 17870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 1, "3": 3, "4": 12, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMV5FVP7DXOG44", "name": "COMMONWEALTH ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 166, "dollarVol": 19470000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 295, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 10, "3": 54, "4": 34, "5": 0, "6": 31, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 31, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNXSV7JTOU7K53", "name": "Peoples Trust and Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 166, "dollarVol": 40550000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 1, "3": 9, "4": 19, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 19, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UU637N6PFNEE28", "name": "Lehigh Valley Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 166, "dollarVol": 14340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 0, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E76OWAX7HQJX42", "name": "Legacy Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 166, "dollarVol": 30050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 1, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003L116PF34B0H88", "name": "Vision Lending Services, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 166, "dollarVol": 56310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 202, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 7, "3": 0, "4": 28, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WRB87J6ZL6CO07", "name": "WESTERN VISTA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 166, "dollarVol": 22600000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 228, "totalOriginated": 166, "actionTaken": { "1": 166, "2": 0, "3": 24, "4": 37, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UDJNXYZSDOKI36", "name": "Oostburg State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 165, "dollarVol": 28825000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 178, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 0, "3": 5, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODM8A5T4RHPY32", "name": "Bank of Charles Town", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 165, "dollarVol": 63955000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 199, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 3, "3": 16, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002RKLPCGAVLNC16", "name": "Farm Credit of the Virginias, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 165, "dollarVol": 49775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 269, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 1, "3": 37, "4": 66, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 66, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNJT84X74B3052", "name": "Premier Bank of the South", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 165, "dollarVol": 24125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5YB46ZKVUNF26", "name": "UNIWYO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 165, "dollarVol": 26755000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 245, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 0, "3": 47, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XCHJ481RPPSP63", "name": "Wyoming Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 165, "dollarVol": 53285000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 165, "actionTaken": { "1": 165, "2": 2, "3": 8, "4": 30, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 30, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RTMAIJNRX52596", "name": "FORTE BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 55730000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 8, "3": 4, "4": 3, "5": 0, "6": 0, "7": 4, "8": 34 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDH15867LXRK58", "name": "The Farmers Bank of Milton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 30850000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 189, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 1, "3": 9, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWO8DN75PL7X16", "name": "Sherburne State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 40830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 25, "3": 11, "4": 0, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 3, "approvedNotAcceptedCount": 25, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BDZCCADL2HG292", "name": "Wallkill Valley Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 52120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 208, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 11, "3": 17, "4": 14, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HR2TLJ7IGFMV18", "name": "Blue Grass Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 19190000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 166, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930085YFG0F7C2GE23", "name": "Citizens Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 33670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 190, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 8, "3": 14, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SDQ83FUC7IK543", "name": "Pinnacle Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 134870000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 182, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 2, "3": 6, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NDK40VRDTY4O46", "name": "Encompass Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 164, "dollarVol": 25350000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 0, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KPOZQ8VODWDS72", "name": "First State Bank of the Southeast, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 43420000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 23, "3": 26, "4": 28, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 28, "incompleteCount": 8, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NGNH7M36LP4583", "name": "Maspeth Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 97220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 11, "3": 42, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ARBVNKXMFFP204", "name": "HomePride Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 164, "dollarVol": 21560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 164, "actionTaken": { "1": 164, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBQMFJ4GDIMC53", "name": "Citizens Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 163, "dollarVol": 43325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 219, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 4, "3": 18, "4": 32, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 32, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DB8DXY0GE82T18", "name": "First National Bank in DeRidder", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 163, "dollarVol": 35685000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 208, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 0, "3": 11, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006WZJUEUK1TVM53", "name": "Peoples Trust Company of St. Albans", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 163, "dollarVol": 33035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 0, "3": 21, "4": 24, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 24, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EE4TIFHU1Z3G10", "name": "INTEGRITY MORTGAGE & FINANCIAL INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 163, "dollarVol": 56525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 243, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 0, "3": 8, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNQDVXN8569N58", "name": "CPORT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 163, "dollarVol": 30535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 247, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 13, "3": 19, "4": 41, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 41, "incompleteCount": 11, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490029YJHFABABT680", "name": "United Bay Community", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 163, "dollarVol": 15785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 252, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 4, "3": 42, "4": 28, "5": 8, "6": 0, "7": 6, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 28, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053IH908EDF8D65", "name": "Madison County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 163, "dollarVol": 11415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 207, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 0, "3": 20, "4": 18, "5": 1, "6": 0, "7": 2, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZX1MGMF18FN43", "name": "The Peoples Bank of Georgia", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 163, "dollarVol": 23305000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 6, "3": 18, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002IXACRD1HE6A92", "name": "Midstates Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 163, "dollarVol": 30685000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 163, "actionTaken": { "1": 163, "2": 0, "3": 8, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TBJSIXN1M7S968", "name": "FJM PRIVATE MORTGAGE FUND, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 162, "dollarVol": 161310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 0, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IY6RZNCBF0QZ14", "name": "Community National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 162, "dollarVol": 35970000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 190, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 1, "3": 12, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GY0I1WYYWYFS47", "name": "Providence Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 162, "dollarVol": 122130000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 267, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 31, "3": 14, "4": 2, "5": 4, "6": 0, "7": 7, "8": 47 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 4, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKG3JGNHH34D61", "name": "CARTER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 162, "dollarVol": 45410000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 335, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 8, "4": 0, "5": 1, "6": 164, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 164, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JX8UXNIMMZYW86", "name": "CAPITAL CONCEPTS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 162, "dollarVol": 34000000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 0, "3": 1, "4": 26, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 26, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LC0BP2X1F6BE13", "name": "DMB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 162, "dollarVol": 232650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 239, "totalOriginated": 162, "actionTaken": { "1": 162, "2": 31, "3": 27, "4": 17, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 17, "incompleteCount": 2, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TG3REX549BAZ53", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 88975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 251, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 19, "3": 25, "4": 4, "5": 29, "6": 0, "7": 13, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 4, "incompleteCount": 29, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P4A09O6AABF892", "name": "First Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 52435000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 190, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 0, "3": 6, "4": 21, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IOVF643QHIZ598", "name": "Auto Club Trust, FSB", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 161, "dollarVol": 35125000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 455, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 7, "3": 130, "4": 146, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 130, "withdrawalCount": 146, "incompleteCount": 11, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002YXAOJOQPEGS38", "name": "TruHome Solutions, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 161, "dollarVol": 44685000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1290, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 38, "3": 89, "4": 147, "5": 32, "6": 823, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 147, "incompleteCount": 32, "approvedNotAcceptedCount": 38, "purchasedLoanCount": 823, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UAJ26M2YIF0822", "name": "Better Banks", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 161, "dollarVol": 24005000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 4, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IB375I8TZ2FA87", "name": "Farmers-Merchants Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 19285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 215, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 6, "3": 24, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFU5D50EZHEU18", "name": "Louisiana National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 42915000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 193, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 0, "3": 3, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GZ7AZQEUEDGU30", "name": "Legend Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 42385000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 247, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 12, "3": 32, "4": 9, "5": 0, "6": 0, "7": 17, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FN26DK7DGUPD51", "name": "West Michigan Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 56185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 4, "3": 11, "4": 24, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 24, "incompleteCount": 10, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MZ53GGF2499G54", "name": "Guaranty Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 29755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 202, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 13, "3": 15, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JUZBXW5SUK5V79", "name": "HERITAGE VALLEY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 161, "dollarVol": 10115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 0, "3": 52, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 52, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L0XOVEOJWGQO95", "name": "CROSS VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 161, "dollarVol": 12185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 169, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 0, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1KJJH2Y73E274", "name": "Lisle Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 161, "dollarVol": 42155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 277, "totalOriginated": 161, "actionTaken": { "1": 161, "2": 5, "3": 13, "4": 21, "5": 15, "6": 0, "7": 1, "8": 61 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 21, "incompleteCount": 15, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PV90PV65OLDL82", "name": "MICHIGAN ONE COMMUNITY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 160, "dollarVol": 19400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 9, "3": 19, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VLXW0YGTWFT173", "name": "SIU Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 160, "dollarVol": 21890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 233, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 2, "3": 39, "4": 26, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 26, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VKT6APHQW3YT06", "name": "CREDIT UNION FINANCIAL SERVICES, LLC", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 160, "dollarVol": 34680000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 235, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 12, "3": 25, "4": 31, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 31, "incompleteCount": 7, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W2VOHO3742H053", "name": "SELF-HELP Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 160, "dollarVol": 35920000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3607, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 6, "3": 35, "4": 11, "5": 0, "6": 3395, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 3395, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082VCNY40XPOB62", "name": "The First National Bank of Jeanerette", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 160, "dollarVol": 31590000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 193, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 3, "3": 18, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UF6Z8RGZ16RJ75", "name": "Simply Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 160, "dollarVol": 50130000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 0, "3": 5, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CN9XK83EUACJ34", "name": "United Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 160, "dollarVol": 51080000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 219, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 15, "3": 12, "4": 29, "5": 2, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 29, "incompleteCount": 2, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XS6ZEOAD9Q6N72", "name": "We Florida Financial", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 160, "dollarVol": 29180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 308, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 10, "3": 55, "4": 33, "5": 6, "6": 0, "7": 44, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 33, "incompleteCount": 6, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV2WBWN5ZEMV06", "name": "ALCOA TENN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 160, "dollarVol": 30460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 214, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 0, "3": 14, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV3F7WA813QL95", "name": "First Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 160, "dollarVol": 80780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 165, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002T397LUNQ31179", "name": "Security Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 160, "dollarVol": 43090000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 236, "totalOriginated": 160, "actionTaken": { "1": 160, "2": 13, "3": 45, "4": 14, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DTLHVWQ7NP7R34", "name": "The Loan Store, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 159, "dollarVol": 64195000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 616, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 22, "3": 20, "4": 415, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 415, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DSSN04C7ZJJD51", "name": "Newfield National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 159, "dollarVol": 34665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 12, "3": 32, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJ4HU1Z8P2M254", "name": "Northeast Equitable Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 159, "dollarVol": 62135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 0, "3": 3, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZN3JNCBPMI730", "name": "Morgantown Bank & Trust Company, Incorporated", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 159, "dollarVol": 35185000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 18, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PQN88DET52I724", "name": "USX Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 159, "dollarVol": 15615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 192, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 3, "3": 28, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRXNP494I3AE51", "name": "Midwest Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 159, "dollarVol": 38715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 222, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 7, "3": 25, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003LIT6MPMIF5W07", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 159, "dollarVol": 67735000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 201, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 0, "3": 7, "4": 8, "5": 0, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2WI1UYPLRU579", "name": "Salem Co-Operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 159, "dollarVol": 58785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 4, "3": 26, "4": 23, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 23, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VVC2EW2KLYK29", "name": "Union Savings And Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 159, "dollarVol": 27685000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 45, "3": 39, "4": 0, "5": 2, "6": 0, "7": 7, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 45, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JRJMMWO6A10H16", "name": "First Port City Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 159, "dollarVol": 41485000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 159, "actionTaken": { "1": 159, "2": 7, "3": 8, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBW60Q23TUJN89", "name": "KD CAPITAL MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 158, "dollarVol": 73540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 197, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 0, "3": 0, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006IBJS6XC0DFJ29", "name": "The Peoples State Bank of Newton, Illinois", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 158, "dollarVol": 22820000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 0, "3": 9, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y9VUF5EK6HHR23", "name": "Charter Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 158, "dollarVol": 80740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 3, "3": 14, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FX3J95NB1UTP88", "name": "Alliance Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 158, "dollarVol": 24450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 7, "3": 29, "4": 8, "5": 0, "6": 0, "7": 12, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6YKK2XPSFJO71", "name": "SYNERGY HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 158, "dollarVol": 70420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 216, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 0, "3": 3, "4": 50, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 50, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PHRI1MCM69UM20", "name": "First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 158, "dollarVol": 75420000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 9, "3": 20, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DOBILWQF3MQ479", "name": "PREFERRED CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 158, "dollarVol": 15070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 266, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 0, "3": 29, "4": 77, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 77, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E0Q8JLIMURNH75", "name": "West Pointe Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 158, "dollarVol": 40320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 13, "3": 2, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOKX1F2TX1WK17", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 158, "dollarVol": 38690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 202, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 16, "3": 19, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEFLY2A00BLQ60", "name": "Flint Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 158, "dollarVol": 38660000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175, "totalOriginated": 158, "actionTaken": { "1": 158, "2": 1, "3": 4, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q43B8FBFUVL12", "name": "The Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 157, "dollarVol": 79235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 199, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 5, "3": 9, "4": 25, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 25, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XP7X9J8PCH525", "name": "Southern States Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 157, "dollarVol": 94265000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 16, "3": 26, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q1QXZDN5R0UD44", "name": "Jeff Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 157, "dollarVol": 47245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 309, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 65, "3": 84, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 84, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 65, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ST36V2G6YFH54", "name": "PIONEER APPALACHIA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 157, "dollarVol": 20175000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 239, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 8, "3": 34, "4": 11, "5": 29, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 11, "incompleteCount": 29, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M20N1NQO7LMK11", "name": "The Campbell & Fetter Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 157, "dollarVol": 27845000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 157, "actionTaken": { "1": 157, "2": 1, "3": 19, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BN61BPY0L0H441", "name": "Athol Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 156, "dollarVol": 30710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 242, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 9, "3": 36, "4": 22, "5": 1, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIOSILVWW8FH16", "name": "BRIDGELOCK CAPITAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 156, "dollarVol": 69280000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 250, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 8, "3": 9, "4": 74, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 74, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008MFIR0PTRGGL44", "name": "Franklin Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 156, "dollarVol": 53310000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 164, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 1, "3": 1, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2OYT7VTDY6Z20", "name": "ANDREWS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 156, "dollarVol": 26830000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1906, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 6, "3": 133, "4": 76, "5": 41, "6": 1494, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 133, "withdrawalCount": 76, "incompleteCount": 41, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 1494, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003QXUI2HKRWW551", "name": "AAC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 156, "dollarVol": 19420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 0, "3": 14, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVPIN7YD1REF28", "name": "People's Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 156, "dollarVol": 107960000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.249, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 4, "3": 18, "4": 47, "5": 1, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 47, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009EEWZ9S4F2BE94", "name": "Kirkpatrick Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 156, "dollarVol": 49120000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 1, "3": 5, "4": 16, "5": 1, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1YHCNRTYZ3E91", "name": "AMERICAN HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 156, "dollarVol": 71500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 165, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 0, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SICEH17XJOAN86", "name": "Fairfield Federal Savings and Loan Association of Lancaster", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 156, "dollarVol": 37810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 276, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 21, "3": 13, "4": 16, "5": 8, "6": 0, "7": 8, "8": 54 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 16, "incompleteCount": 8, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U2ACJ0QKSFKY48", "name": "Carolina Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 156, "dollarVol": 56680000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 200, "totalOriginated": 156, "actionTaken": { "1": 156, "2": 0, "3": 20, "4": 22, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 22, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009U7VIT7UF4QH15", "name": "ONTARIO SHORES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 155, "dollarVol": 10095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 1, "3": 5, "4": 4, "5": 5, "6": 0, "7": 4, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLEJNF277L8Q40", "name": "Access Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 155, "dollarVol": 28845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 386, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 23, "3": 24, "4": 4, "5": 15, "6": 0, "7": 78, "8": 87 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 4, "incompleteCount": 15, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XXX5RVRVYNKY79", "name": "Home State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 155, "dollarVol": 39175000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 3, "3": 4, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003L2LYA333BZY52", "name": "Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 155, "dollarVol": 29475000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 202, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 0, "3": 32, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HZMBEJQEY0J72", "name": "First Federal Savings and Loan Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 155, "dollarVol": 25255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 10, "3": 6, "4": 2, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XMSZYL5SAEF41", "name": "CrossFirst Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 155, "dollarVol": 257125000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 6, "3": 6, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NXYX3K4WQSGJ17", "name": "STRATA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 155, "dollarVol": 17895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 236, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 6, "3": 59, "4": 13, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 13, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KX4PZDHAK8I871", "name": "First Federal Savings Bank of Champaign Urbana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 155, "dollarVol": 32285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 0, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QX5KH5JXXMYU41", "name": "Citizens State Bank of New Castle, Indiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 155, "dollarVol": 30005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 155, "actionTaken": { "1": 155, "2": 21, "3": 51, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SV2V1USGXBSB36", "name": "Prime Meridian Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 154, "dollarVol": 62230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 195, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 11, "3": 5, "4": 12, "5": 2, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 12, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001IZBTDOCW8MX74", "name": "Farmers and Merchants Bank of St. Clair", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 154, "dollarVol": 53240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 190, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 22, "3": 12, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IC1SF2RZ8ROR54", "name": "The First Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 154, "dollarVol": 43440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 376, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 51, "3": 64, "4": 63, "5": 0, "6": 0, "7": 32, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 64, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 51, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RKKWUZX0NEH310", "name": "Community State Bank of Missouri", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 154, "dollarVol": 30650000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 3, "3": 19, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E3UCOTNUZIEB53", "name": "Mauch Chunk Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 154, "dollarVol": 25610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 250, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 5, "3": 44, "4": 35, "5": 11, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 35, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006G3AQ9DK986571", "name": "Associated Healthcare Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 154, "dollarVol": 10790000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 2, "3": 24, "4": 17, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 17, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BY08MY8QNSPU50", "name": "Bank of Belleville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 154, "dollarVol": 33340000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 169, "totalOriginated": 154, "actionTaken": { "1": 154, "2": 4, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TZDKJ07KL8T621", "name": "PCSB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 153, "dollarVol": 101345000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 236, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 8, "3": 38, "4": 25, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 25, "incompleteCount": 12, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LAWVJCE0EU0U03", "name": "M C MORTGAGE, LP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 153, "dollarVol": 54365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 1, "3": 0, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SC9Z72JZIKY819", "name": "Greenville Federal", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 153, "dollarVol": 32745000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 20, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZEUD3RXQZG2867", "name": "Homeland Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 153, "dollarVol": 24005000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 171, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 1, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JFKW9425KOPI17", "name": "SOUTHWEST LOUISIANA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 153, "dollarVol": 19285000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 253, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 1, "3": 87, "4": 1, "5": 0, "6": 0, "7": 11, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006VI8ZWLFWG2K57", "name": "JERSEY SHORE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 153, "dollarVol": 10495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 202, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 26, "4": 23, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490010EMNKWA8L9813", "name": "Downey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 153, "dollarVol": 19485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 0, "3": 16, "4": 58, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 58, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003JBN8UEVOU8O42", "name": "JEFFERSON FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 153, "dollarVol": 38635000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 394, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 2, "3": 47, "4": 35, "5": 20, "6": 137, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 35, "incompleteCount": 20, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 137, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HD4RROQDXNWI45", "name": "Pacific NW Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 153, "dollarVol": 34265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 244, "totalOriginated": 153, "actionTaken": { "1": 153, "2": 18, "3": 30, "4": 3, "5": 4, "6": 0, "7": 24, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNVXT92RBYBF93", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 37700000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 362, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 41, "3": 30, "4": 10, "5": 1, "6": 0, "7": 60, "8": 68 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002G4JO4BZ22MC13", "name": "IVY MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 152, "dollarVol": 49390000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 232, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 7, "4": 64, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 64, "incompleteCount": 9, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X5VVSXLQGRTJ55", "name": "Community Bank Mankato", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 98380000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 13, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001R6R928Y08SC30", "name": "Black Hills Community Bank, N.A", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 41700000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 228, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 17, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YEQNQT8LV5N068", "name": "Wakefield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 88660000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 197, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 3, "3": 14, "4": 26, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 26, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KCWMM5PJHWO653", "name": "AURGROUP FINANCIAL CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 152, "dollarVol": 15650000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 221, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 3, "3": 26, "4": 39, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 39, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MPKKQDGRJC2S10", "name": "PROFESSIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 262410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 5, "3": 13, "4": 23, "5": 6, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 6, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002Z4GZF8C2F3T27", "name": "STAR USA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 152, "dollarVol": 9760000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 478, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 270, "3": 54, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 270, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008WOGGD8641UC13", "name": "CAPSTONE DIRECT, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 152, "dollarVol": 82480000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 5, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOW652UXXY2V12", "name": "First Security Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 19340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 178, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 0, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "GOJ1L4ZO0WN3FOYLH432", "name": "Great Western Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 31820000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 2, "3": 41, "4": 44, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 44, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083FPG64S0CPC15", "name": "PYRAMID", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 152, "dollarVol": 13200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 186, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 2, "3": 14, "4": 11, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 11, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WXIUJ8ZTV7X921", "name": "Peoples Bank of Kankakee County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 152, "dollarVol": 25240000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 229, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 3, "3": 20, "4": 28, "5": 0, "6": 0, "7": 2, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZCR1XCLNEEI724", "name": "FOUNDATION MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 152, "dollarVol": 52860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 215, "totalOriginated": 152, "actionTaken": { "1": 152, "2": 0, "3": 21, "4": 37, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 37, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4F3X6FTMZP579", "name": "Rhinebeck Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 67405000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 10, "3": 12, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YBS0V28ZNVE97", "name": "American Nation Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 28155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 189, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 16, "3": 17, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L8ZRL1FNUUOA59", "name": "READYCAP COMMERCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 151, "dollarVol": 2696505000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 156, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 1, "3": 0, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930015NKWX0FSGV150", "name": "Jewett City Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 31555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 243, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 2, "3": 49, "4": 22, "5": 12, "6": 0, "7": 7, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 22, "incompleteCount": 12, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002578XYSRFY2C51", "name": "MountainOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 98575000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 242, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 6, "3": 24, "4": 19, "5": 6, "6": 0, "7": 15, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 19, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006HGDHH72X1BE36", "name": "The Greenwood's State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 68895000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 183, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 10, "3": 15, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TMS3AOKJGVNU61", "name": "Sabine Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 151, "dollarVol": 23015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 208, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 31, "3": 21, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T0CZ8ZKC5R7A88", "name": "LEGENDS BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 38505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 188, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 3, "3": 21, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H5B5USE8BS1V31", "name": "The Farmers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 38275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 12, "3": 9, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930066LN6QXNO8TY84", "name": "First Carolina Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 516895000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 8, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QK56SK0RTQI188", "name": "Senior Mortgage Bankers Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 151, "dollarVol": 24315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 247, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 0, "3": 45, "4": 51, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 51, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FI70PE7HWAVD04", "name": "F & C Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 21425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 5, "3": 2, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AKQUNB6HFB7W73", "name": "SEBASTICOOK VALLEY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 151, "dollarVol": 14505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QUE28T1SH6H86", "name": "Heritage Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 151, "dollarVol": 40015000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175, "totalOriginated": 151, "actionTaken": { "1": 151, "2": 4, "3": 12, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C88V21IBGP5Y54", "name": "The Commercial Bank of Grayson", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 150, "dollarVol": 16660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 8, "3": 0, "4": 15, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MP59Z6SRKSVR49", "name": "FIRST CHOICE MH LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 150, "dollarVol": 10250000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 188, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 0, "3": 38, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8UCJTLZZT4M32", "name": "Bay State Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 150, "dollarVol": 61060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 265, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 6, "3": 38, "4": 40, "5": 17, "6": 14, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 40, "incompleteCount": 17, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 14, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2H0S2WWYNUO61", "name": "GOLDEN WEST ALLIANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 150, "dollarVol": 100260000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 222, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 9, "3": 16, "4": 39, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 39, "incompleteCount": 8, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5STIFBCFMRJ96", "name": "Kirkwood Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 150, "dollarVol": 34130000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 192, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 11, "3": 6, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005RQQ9A5CNFVG05", "name": "Commercial Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 150, "dollarVol": 26530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 230, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 13, "3": 34, "4": 31, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D8S1ETG70FFW35", "name": "H E B Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 150, "dollarVol": 23360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 320, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 2, "3": 91, "4": 66, "5": 10, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 66, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EWGL0JGA62YY67", "name": "ADVANTAGE PLUS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 150, "dollarVol": 41160000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.113, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 43, "3": 18, "4": 11, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 11, "incompleteCount": 9, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K31SPZG5JQ7275", "name": "Spring Hill State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 150, "dollarVol": 21820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 150, "actionTaken": { "1": 150, "2": 11, "3": 21, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300URHBBJ2KIQ3616", "name": "Foresight Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 149, "dollarVol": 36245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 10, "3": 8, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T0T513EF0UT426", "name": "The Piedmont Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 149, "dollarVol": 78605000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 1, "3": 12, "4": 2, "5": 0, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWYPPH283K6R36", "name": "Prospect Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 149, "dollarVol": 57395000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 9, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008P3PCRZRS39T50", "name": "South Georgia Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 149, "dollarVol": 23545000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 1, "3": 28, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SE1WZDU07WPD35", "name": "GREATER SPRINGFIELD CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 149, "dollarVol": 16865000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 5, "3": 20, "4": 33, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 33, "incompleteCount": 20, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VXGQ0PJJBNKA66", "name": "The Bank of LaFayette, Georgia", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 149, "dollarVol": 23835000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 1, "3": 15, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500I2ZTY72KOPYR23", "name": "UPEQUITY SPV2 LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 149, "dollarVol": 54585000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 1, "3": 10, "4": 91, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 91, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3HDJ5QJNFPZ87", "name": "AMERICAN FINANCE HOUSE LARIBA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 149, "dollarVol": 52285000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 325, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 124, "3": 49, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 124, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I3SDXHG6BUD309", "name": "CAPITOL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 149, "dollarVol": 21715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 201, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 28, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000EAQ6YVQD0ZB49", "name": "Western Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 149, "dollarVol": 63815000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 5, "4": 6, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V422J2GUSZPZ35", "name": "Houston Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 149, "dollarVol": 26895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 297, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 2, "3": 49, "4": 84, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 84, "incompleteCount": 13, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002U96ZPEAFKGZ11", "name": "First Federal Savings and Loan Association of Bath Charitable Foundation", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 149, "dollarVol": 31945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 17, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930011U6TQ5MJCDV15", "name": "ESB Financial", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 149, "dollarVol": 27755000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCMQJZBJE7EL26", "name": "GHS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 149, "dollarVol": 12635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 220, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 0, "3": 34, "4": 35, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 35, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006BPEIMPS70UU26", "name": "Ozark Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 149, "dollarVol": 30135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 149, "actionTaken": { "1": 149, "2": 2, "3": 13, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q6TVHCCFZ5R384", "name": "UME FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 148, "dollarVol": 56470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 163, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 6, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MGDBENMLUYMI91", "name": "Community Bank of Trenton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 148, "dollarVol": 26120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O11S8JQGWU2U45", "name": "Glacier Hills Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 148, "dollarVol": 16370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 249, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 1, "3": 11, "4": 43, "5": 8, "6": 0, "7": 10, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 43, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IUMIMR7KEN9Z07", "name": "Elizabethton Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 148, "dollarVol": 35430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 156, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 3, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YOT5ACN2UNP66", "name": "FIRST WESTERN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 148, "dollarVol": 42480000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 254, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 11, "3": 16, "4": 79, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 79, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930001GYIWKBD35H65", "name": "Calhoun County Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 148, "dollarVol": 16990000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 253, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 28, "3": 69, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOE3Q0OTXTQ820", "name": "Limestone Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 148, "dollarVol": 59260000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 229, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 17, "3": 42, "4": 18, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 18, "incompleteCount": 4, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005NXMQ7SP5TOF96", "name": "Calvin B. Taylor Banking Company of Berlin, Maryland", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 148, "dollarVol": 49150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 225, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 36, "3": 36, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 36, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845007E2D0BDH6C8955", "name": "ASCENT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 148, "dollarVol": 34300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 2, "3": 15, "4": 29, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 29, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003OO8EG0RKSFX83", "name": "Bank 7", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 148, "dollarVol": 61250000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 187, "totalOriginated": 148, "actionTaken": { "1": 148, "2": 1, "3": 11, "4": 26, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEXKSBTXDVT278", "name": "First Oklahoma Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 147, "dollarVol": 53975000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 155, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 0, "3": 1, "4": 5, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VA7HOYYKO7DN28", "name": "DOMINION ENERGY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 147, "dollarVol": 16215000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 5, "3": 33, "4": 14, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 14, "incompleteCount": 11, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A81K8K8KJR9759", "name": "PyraMax Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 147, "dollarVol": 54875000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 330, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 1, "3": 28, "4": 10, "5": 2, "6": 0, "7": 26, "8": 116 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S1TXPDZJPDYW17", "name": "DG PINNACLE FUNDING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 147, "dollarVol": 60465000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 0, "3": 13, "4": 0, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M3EF1JHLTH5P71", "name": "The Farmers Bank of Appomattox", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 147, "dollarVol": 32865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 17, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930080KJR5G1HZVI89", "name": "First National Bank and Trust Company of Ardmore", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 147, "dollarVol": 23295000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 6, "3": 10, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004CKM8OCTXNKO02", "name": "SouthTrust Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 147, "dollarVol": 34975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 199, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 7, "3": 11, "4": 33, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 33, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AU2FARCMPNA566", "name": "Bank of Holland", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 147, "dollarVol": 26695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 201, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 6, "3": 39, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4ZK628DTL4L52", "name": "MidAmerica National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 147, "dollarVol": 18675000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 147, "actionTaken": { "1": 147, "2": 17, "3": 25, "4": 36, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 36, "incompleteCount": 6, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930094EUD08LZEJR51", "name": "Gibsland Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 146, "dollarVol": 37640000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 190, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 1, "3": 14, "4": 21, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 21, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001PN8XJZD64S690", "name": "AMERICAN HOME LENDING USA, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 146, "dollarVol": 36790000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 0, "3": 2, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TCR1BZRVOO2A49", "name": "CENTRIC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 146, "dollarVol": 18770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 335, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 26, "3": 101, "4": 61, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 101, "withdrawalCount": 61, "incompleteCount": 1, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YAD0R5TBY92Y41", "name": "Northwestern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 146, "dollarVol": 45020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 0, "3": 18, "4": 39, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 39, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300COZ9YQTC4J1378", "name": "Community Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 146, "dollarVol": 18610000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 223, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 30, "3": 39, "4": 4, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DM6DAOPSF8HL78", "name": "Grand Bank for Savings, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 146, "dollarVol": 29270000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "FHA", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 17, "3": 20, "4": 2, "5": 0, "6": 21, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 21, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HMP6CQXPB0L958", "name": "GULF COAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 146, "dollarVol": 33780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 6, "3": 18, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFHSPQF8FQR548", "name": "Actors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 146, "dollarVol": 60290000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 146, "actionTaken": { "1": 146, "2": 4, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OIJ6O9DNP74L72", "name": "CU COMMUNITY, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 145, "dollarVol": 18055000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "HELOC", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 356, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 53, "3": 45, "4": 51, "5": 34, "6": 0, "7": 18, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 51, "incompleteCount": 34, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBL8B7C63DKZ49", "name": "Sycamore Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 145, "dollarVol": 22525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 0, "3": 3, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMJ6RM02VXK542", "name": "Pilgrim Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 145, "dollarVol": 44115000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 18, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UN8J4H5P8XWP62", "name": "The Pittsfield Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 145, "dollarVol": 44575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 145, "actionTaken": { "1": 145, "2": 3, "3": 16, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XO6U4LD9JWE008", "name": "SWH FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 144, "dollarVol": 43990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R7YE9RG1CL6U13", "name": "Family Security Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 144, "dollarVol": 16260000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 250, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 55, "4": 9, "5": 42, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 9, "incompleteCount": 42, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFPMB9B7FHNR61", "name": "UNIVERSAL MORTGAGE & FINANCE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 144, "dollarVol": 48280000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 201, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 11, "4": 40, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 40, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XCPKQYCZ56W55", "name": "Peoples Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 144, "dollarVol": 62480000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 29, "3": 42, "4": 14, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 14, "incompleteCount": 5, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGZNH5YBU04369", "name": "Kitsap Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 144, "dollarVol": 48460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 224, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 51, "4": 25, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 25, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OVUSU8E87XZV67", "name": "Legence Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 144, "dollarVol": 21210000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 215, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 28, "4": 43, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004R5IWT90NBTB98", "name": "Virginia Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 144, "dollarVol": 88330000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y37WHI3S8KVE74", "name": "MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 144, "dollarVol": 25770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 7, "3": 15, "4": 7, "5": 10, "6": 0, "7": 8, "8": 18 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 7, "incompleteCount": 10, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJUBW1WCO2J645", "name": "Classic Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 144, "dollarVol": 46160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 144, "actionTaken": { "1": 144, "2": 37, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JMT2KAYN9PTX82", "name": "Members Mortgage Services, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 143, "dollarVol": 23765000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2059, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 19, "3": 76, "4": 89, "5": 14, "6": 1300, "7": 106, "8": 312 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 76, "withdrawalCount": 89, "incompleteCount": 14, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 1300, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008G9SP4WM32NN96", "name": "WARSHAW CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 143, "dollarVol": 48095000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 0, "3": 12, "4": 53, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 53, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D2IR01BV6NPA49", "name": "Magyar Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 143, "dollarVol": 70615000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.163, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 2, "3": 11, "4": 22, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 22, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DU662K57XBSH20", "name": "Memphis City Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 143, "dollarVol": 23115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 248, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 1, "3": 46, "4": 36, "5": 22, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 36, "incompleteCount": 22, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H6J0XZXQGKDW16", "name": "U.S. EAGLE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 143, "dollarVol": 24245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 212, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 3, "3": 20, "4": 26, "5": 8, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 26, "incompleteCount": 8, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002N9QET42VCAS33", "name": "New Market Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 143, "dollarVol": 51395000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 1, "3": 3, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6D12TWGGIV170", "name": "GREAT ERIE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 143, "dollarVol": 14235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 0, "3": 5, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002ABBXAWQFIKV03", "name": "First Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 143, "dollarVol": 26835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 200, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 0, "3": 19, "4": 36, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ACGDT107SC5E82", "name": "Bay Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 143, "dollarVol": 24725000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 297, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 17, "3": 50, "4": 0, "5": 0, "6": 0, "7": 62, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CYXW7LD00YCQ70", "name": "PINAL COUNTY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 143, "dollarVol": 10145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 1, "3": 37, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FAEHPIBKT6SS85", "name": "The Grant County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 143, "dollarVol": 30135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 183, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 12, "3": 16, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BWXUPDS3PDOL40", "name": "West Alabama Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 143, "dollarVol": 39715000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 162, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 8, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000F1GD8YFO4O36", "name": "Garrett Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 142, "dollarVol": 41010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 182, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 1, "3": 14, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQCMVB0XTB5Y50", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 142, "dollarVol": 13960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GHJNYLYN726391", "name": "Rock Canyon Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 142, "dollarVol": 53420000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 4, "3": 5, "4": 4, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P6952HH7CVAC87", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 142, "dollarVol": 22330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 142, "actionTaken": { "1": 142, "2": 2, "3": 12, "4": 40, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 40, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GHHD2LL3US857", "name": "Citizens Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 141, "dollarVol": 35025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 1, "3": 22, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000QYMPN362T6V61", "name": "SHELTER LENDING SERVICES, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 141, "dollarVol": 57215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 0, "3": 6, "4": 55, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 55, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008AGLU4AEH9GZ71", "name": "Pineland Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 141, "dollarVol": 27985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 6, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BG31WZXGJRH472", "name": "Texas National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 141, "dollarVol": 56265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 251, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 63, "3": 14, "4": 13, "5": 0, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 63, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZWDLZRZ1IY7113", "name": "Guardian Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 141, "dollarVol": 31925000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 1, "3": 2, "4": 2, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C6XY8GTVR2TV60", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 141, "dollarVol": 45095000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 0, "3": 9, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300760C8FJ53D2J56", "name": "JOLT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 141, "dollarVol": 20075000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.1, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 394, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 30, "3": 103, "4": 54, "5": 65, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 103, "withdrawalCount": 54, "incompleteCount": 65, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AR1PZJHZ7BYH72", "name": "Labette Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 141, "dollarVol": 18955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 7, "3": 16, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006I89JVMC44TE62", "name": "Murphy-Wall State Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 140, "dollarVol": 28240000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 179, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 22, "3": 14, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J71IJLMJZJV608", "name": "Bank of Zachary", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 140, "dollarVol": 29140000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 9, "3": 9, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BM425MCJXSCE36", "name": "GENNEXT FUNDING, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 140, "dollarVol": 47000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 0, "3": 15, "4": 58, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 58, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UGOOUZ7MQRIN06", "name": "Settlers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 140, "dollarVol": 60870000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 235, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 6, "3": 2, "4": 35, "5": 6, "6": 0, "7": 9, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 35, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JXWG67QZF4I652", "name": "Fifth District Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 140, "dollarVol": 48540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 4, "3": 14, "4": 16, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 16, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300043MOZCJ4RK371", "name": "SEABOARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 140, "dollarVol": 15430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 169, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 0, "3": 29, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BMXWPEHXG4LF21", "name": "SmartFi Home Loans, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 140, "dollarVol": 47910000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 1, "3": 26, "4": 34, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 34, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QQ8FVN501MZL94", "name": "First National Bank and Trust Company of Newtown", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 140, "dollarVol": 41740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 140, "actionTaken": { "1": 140, "2": 6, "3": 12, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L34FQYD6PROV86", "name": "The First National Bank of Albany", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 139, "dollarVol": 30445000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 4, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTMRDRR2EQSI59", "name": "Firefighters Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 139, "dollarVol": 24035000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 6, "4": 36, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 36, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6FMUCIYH31R36", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 139, "dollarVol": 21915000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 6, "3": 24, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MM52W3C4U18L74", "name": "BLUESTONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 139, "dollarVol": 11115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 14, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJ52ZRS3Q0S589", "name": "Bank of O'Fallon", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 139, "dollarVol": 30055000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 8, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AVP2JVTYYT3V92", "name": "The Peoples Bank, Biloxi, Mississippi", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 139, "dollarVol": 23805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 186, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 28, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300217ZPIHWEYT887", "name": "MassMutual Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 139, "dollarVol": 16905000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 156, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 15, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOHR7SBPQ7WJ92", "name": "MILLENNIUM BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 139, "dollarVol": 41075000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 30, "3": 22, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6CULHNPDHYI25", "name": "FRICK FINANCIAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 139, "dollarVol": 8595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 139, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FMSW7QU9K8BB98", "name": "LAKE MORTGAGE COMPANY INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 139, "dollarVol": 29445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 1, "3": 6, "4": 10, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031L785BSBDTE46", "name": "Bath State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 139, "dollarVol": 19695000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1GCCNY7J42I93", "name": "Texas Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 139, "dollarVol": 46975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 189, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 17, "3": 25, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KGWK2C69R8ZN27", "name": "NORTHWOODS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 139, "dollarVol": 10165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 227, "totalOriginated": 139, "actionTaken": { "1": 139, "2": 19, "3": 61, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JL3TGNE3Y7PE33", "name": "Texas Security Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 138, "dollarVol": 91660000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 156, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 3, "4": 5, "5": 1, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWXIPLEXBPNY95", "name": "Topside Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 138, "dollarVol": 10000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 252, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 4, "3": 69, "4": 25, "5": 16, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 25, "incompleteCount": 16, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AN5V81GRYDJ823", "name": "FEDCHOICE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 138, "dollarVol": 16710000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 29, "3": 69, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 29, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZTLWGMV712KR44", "name": "WYMAR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 138, "dollarVol": 23410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 11, "4": 59, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 59, "incompleteCount": 23, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L36QZWPHM6FP31", "name": "Citizens Business Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 138, "dollarVol": 219920000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 212, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 32, "4": 34, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 34, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CW5TQ2ILVQPH09", "name": "The FNB Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 138, "dollarVol": 15720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.335, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 20, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S2BHB4ZY0JPI53", "name": "Raccoon Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 138, "dollarVol": 25090000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 143, "actionTaken": { "1": 143, "2": 0, "3": 3, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ASL383AJ6GSJ43", "name": "AgCountry Farm Credit Services, FLCA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 138, "dollarVol": 26490000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 195, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 1, "4": 56, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 56, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490091LXRCWGWGZ525", "name": "North Shore Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 138, "dollarVol": 22080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP7VACH3GG5E95", "name": "Northeast Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 138, "dollarVol": 17500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900V7ZAKK6Z6SQ303", "name": "Polish-American Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 138, "dollarVol": 17660000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 5, "3": 2, "4": 21, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4I0NP22SUIE86", "name": "Phoenixville Federal Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 138, "dollarVol": 46790000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 241, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 9, "3": 10, "4": 14, "5": 0, "6": 70, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 70, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPKCV6BLMDSL66", "name": "United Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 138, "dollarVol": 27790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 283, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 9, "3": 62, "4": 69, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 69, "incompleteCount": 5, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOGGZET04TZM44", "name": "Abacus Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 138, "dollarVol": 62440000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 193, "totalOriginated": 141, "actionTaken": { "1": 141, "2": 21, "3": 17, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZD18AVSD0OG331", "name": "GLENDENNING MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 137, "dollarVol": 41275000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 160, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 5, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WTWK93MSDEBV13", "name": "Dearborn Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 30835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 13, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XT5WP4TMNXL317", "name": "Heritage Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 93835000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K3SVNVK97FCP36", "name": "Metairie Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 42395000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 27, "4": 37, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 37, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G7NNSN8LRSPM89", "name": "First Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 91725000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 2, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LM58V37XNHOB58", "name": "Copiah Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 21345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 3, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PZATEYE8VIEN67", "name": "SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 137, "dollarVol": 57855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 263, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 3, "3": 3, "4": 111, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 111, "incompleteCount": 9, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500ET710674536D72", "name": "SECURITY BANK AND TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 31015000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 4, "3": 15, "4": 5, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5K7XBSXWT6D49", "name": "UNISON CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 137, "dollarVol": 26595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 219, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 1, "3": 7, "4": 10, "5": 1, "6": 0, "7": 6, "8": 57 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CIXOTKUFPFW43", "name": "Heartland National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 26995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 220, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 2, "3": 36, "4": 45, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 45, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LVO8UXHRM8O957", "name": "Wauna Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 137, "dollarVol": 25685000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.291, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 192, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 0, "3": 43, "4": 4, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 4, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z6CO0YC8ULYR28", "name": "INTERSTATE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 137, "dollarVol": 11205000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 2, "3": 54, "4": 30, "5": 0, "6": 0, "7": 17, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 54, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HCWCQYV87S4729", "name": "The First National Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 20885000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 5, "3": 38, "4": 31, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LD3DEBFTITLD76", "name": "Farmers National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 137, "dollarVol": 15145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 148, "totalOriginated": 137, "actionTaken": { "1": 137, "2": 3, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FK0S1L00V2UL14", "name": "Elderton State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 136, "dollarVol": 22960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 160, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 5, "3": 12, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KL7MLR63WYCF68", "name": "Valley Central Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 136, "dollarVol": 41780000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 10, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TO7P4MVLV70225", "name": "First National Bank of Brookfield", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 136, "dollarVol": 77340000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NLUIQMYI2MW872", "name": "GrandSouth Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 136, "dollarVol": 57590000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 2, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004C6NM2VNOH2N94", "name": "Appalachian Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 136, "dollarVol": 16730000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 273, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 75, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 75, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O3HNZKCYCYJK98", "name": "Cleveland State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 136, "dollarVol": 25190000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 6, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490072C0PMGDUJQU77", "name": "GNB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 136, "dollarVol": 19900000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 192, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 25, "4": 25, "5": 1, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 25, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R0GC9CW77VXE28", "name": "Telco Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 136, "dollarVol": 24510000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 190, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 1, "3": 7, "4": 21, "5": 1, "6": 0, "7": 0, "8": 24 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XASC5S67PMPM58", "name": "Citizens Bank & Trust, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 136, "dollarVol": 14120000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 136, "actionTaken": { "1": 136, "2": 4, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900B7OQXWTD0I4K81", "name": "The First National Bank of Hughes Springs", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 135, "dollarVol": 18915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 164, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 22, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JWMTKHFOXRS523", "name": "BLUE EAGLE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 135, "dollarVol": 11535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 15, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1V61ZDK023383", "name": "BRAZOS VALLEY SCHOOLS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 135, "dollarVol": 25655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 321, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 53, "3": 65, "4": 38, "5": 30, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 65, "withdrawalCount": 38, "incompleteCount": 30, "approvedNotAcceptedCount": 53, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005O0QVSV3RWRR20", "name": "GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 135, "dollarVol": 17495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "9845003EDC545AF61498", "name": "COMMUNITY SOUTH", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 135, "dollarVol": 22505000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 6, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DWS85AHLUZHB50", "name": "Quad City Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 135, "dollarVol": 39905000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 1, "3": 9, "4": 12, "5": 1, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300200TL6RMY5ZN25", "name": "The Bank of Brodhead", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 135, "dollarVol": 33885000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EIBXII5C4D4548", "name": "TULARE COUNTY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 135, "dollarVol": 10705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 204, "totalOriginated": 135, "actionTaken": { "1": 135, "2": 26, "3": 35, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QEVTCM4MW2YI14", "name": "SYNERGY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 134, "dollarVol": 23330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 10, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LOTO6OW0LKT63", "name": "Mainstreet Community Bank of Florida", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 134, "dollarVol": 51500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 239, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 5, "3": 41, "4": 54, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 54, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006CRT5VJ5L0N291", "name": "Community First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 134, "dollarVol": 16410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 1, "3": 17, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009SFPZZ40DZTK92", "name": "PEOPLESCHOICE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 134, "dollarVol": 39590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 274, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 17, "4": 110, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 110, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V56OLT434ILO42", "name": "NIAGARA'S CHOICE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 134, "dollarVol": 11420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 0, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002FSR6V2NM1K863", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 134, "dollarVol": 73870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 309, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 23, "3": 39, "4": 25, "5": 7, "6": 1, "7": 21, "8": 59 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 25, "incompleteCount": 7, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AO417FCNJGKM49", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 134, "dollarVol": 47390000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 7, "3": 14, "4": 32, "5": 6, "6": 0, "7": 18, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 32, "incompleteCount": 6, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930088NZQ6CDL0WA10", "name": "FIRST CITIZENS' FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 134, "dollarVol": 29150000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 3, "3": 18, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000V0CXKSOK29E51", "name": "American Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 134, "dollarVol": 42610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 166, "totalOriginated": 134, "actionTaken": { "1": 134, "2": 1, "3": 24, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G6F5FVAHSGKU13", "name": "Neighborhood National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 133, "dollarVol": 31505000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 8, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900X5QCTPBYKG4S42", "name": "Northern State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 133, "dollarVol": 17945000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 1, "3": 18, "4": 30, "5": 2, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 30, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KM4FY7WGCT56", "name": "Citizens Progressive Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 133, "dollarVol": 20565000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 182, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 3, "3": 13, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300095ABBENNWE160", "name": "BankTennessee", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 133, "dollarVol": 42465000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 15, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XMFRSH4KYAO758", "name": "DIVERSIFIED MEMBERS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 133, "dollarVol": 8645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 183, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 3, "3": 42, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WN3VU197CXJH44", "name": "North Brookfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 133, "dollarVol": 34025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 2, "3": 13, "4": 23, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 9, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930094PMFTE71NZK32", "name": "Glenwood State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 133, "dollarVol": 15915000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 138, "actionTaken": { "1": 138, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SKSQ3IYUXJCH36", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 133, "dollarVol": 34455000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 133, "actionTaken": { "1": 133, "2": 1, "3": 10, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930010ZG6EHTCJ1L21", "name": "Old Plank Trail Community Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 75890000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 186, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 2, "3": 10, "4": 27, "5": 7, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 27, "incompleteCount": 7, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C20KZIWPASBC15", "name": "FIRST CONTINENTAL MORTGAGE, LTD.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 132, "dollarVol": 67290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4026, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 2, "3": 0, "4": 11, "5": 8, "6": 3873, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 11, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 3873, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JGL6C3EZEB8H05", "name": "Green Belt Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 46420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 9, "3": 22, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IOX9BEK4O4M683", "name": "MISSION MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 132, "dollarVol": 65860000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 194, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 2, "3": 8, "4": 44, "5": 2, "6": 0, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 44, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP00N9TM7RLE66", "name": "Bank of Abbeville & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 22300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.103, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 199, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 17, "4": 50, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 50, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007WNCT2YQ8O4H14", "name": "FLORIDA CENTRAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 132, "dollarVol": 12170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 398, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 89, "4": 53, "5": 30, "6": 94, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 89, "withdrawalCount": 53, "incompleteCount": 30, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 94, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHP9HX92C8DX39", "name": "Frontier Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 74640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 3, "3": 8, "4": 5, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z52CLXKDXGPH16", "name": "Peoples Bank of East Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 21280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 1, "3": 8, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5XMXPZNGV5915", "name": "Arundel Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 52820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 3, "3": 3, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XB72WCLQVIHN50", "name": "Alden Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 132, "dollarVol": 21160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 4, "3": 21, "4": 10, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 10, "incompleteCount": 10, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DA1N0K2LJI0471", "name": "CHOICE ONE COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 132, "dollarVol": 11370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 25, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUA8339ZH6W934", "name": "ASHLAND Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 132, "dollarVol": 20140000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 214, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 13, "3": 28, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQ137S1HEMVL85", "name": "DEXSTA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 132, "dollarVol": 10830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S3XVSI9XULIM45", "name": "First National Bank in Port Lavaca", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 35370000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 194, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 31, "3": 24, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 31, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJS1VMO4NUS123", "name": "Cooperativa A/C de Arecibo", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 132, "dollarVol": 18520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 223, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 0, "3": 44, "4": 16, "5": 31, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 16, "incompleteCount": 31, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q26XXW77S35W27", "name": "First National Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 132, "dollarVol": 72990000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 132, "actionTaken": { "1": 132, "2": 2, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006U8SXATH10WI14", "name": "Exchange Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 131, "dollarVol": 33375000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 155, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 2, "3": 22, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KKWIJLOTNP7667", "name": "M&T Realty Capital Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 131, "dollarVol": 2925155000, "branches": 1, "states": 30, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 0, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1ZDKDQXFW3339", "name": "La Capitol Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 131, "dollarVol": 13455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 376, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 4, "3": 132, "4": 83, "5": 26, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 83, "incompleteCount": 26, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JMCI45DZ4YNK98", "name": "TrustBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 131, "dollarVol": 53565000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 19, "3": 8, "4": 7, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003TK1BAOHHL6S92", "name": "ALLTRU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 131, "dollarVol": 11525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "HELOC", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 5, "3": 34, "4": 52, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 52, "incompleteCount": 12, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJAE0JN2Z6YV76", "name": "Great Southern Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 131, "dollarVol": 18115000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 153, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 7, "3": 8, "4": 0, "5": 0, "6": 7, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 7, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ANYGQWRPVGU61", "name": "The North Salem State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 131, "dollarVol": 27395000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 3, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RKU25JCJEP4R59", "name": "SECNY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 131, "dollarVol": 18865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FKPTR6FQ8IH565", "name": "Minnesota National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 131, "dollarVol": 24785000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NGM4SWQ6TJE045", "name": "N.E.W. Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 131, "dollarVol": 11615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004OOUJA3N8LL077", "name": "Denmark State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 131, "dollarVol": 29015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 131, "actionTaken": { "1": 131, "2": 2, "3": 2, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008RQ8SRLTLRWX62", "name": "Bogota Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 57550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 444, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 1, "3": 19, "4": 31, "5": 2, "6": 261, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 261, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BH0YWZLVL5VX60", "name": "BRIGHTEN LENDING", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 130, "dollarVol": 64830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 4, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QIPUZ7PAK59X63", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 20740000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.312, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 2, "3": 8, "4": 15, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LUVSH5K254AU10", "name": "The Shelby State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 20600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 6, "3": 20, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ROW8QSODANH20", "name": "Mutual Savings Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 35810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 3, "3": 20, "4": 16, "5": 2, "6": 0, "7": 18, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003XLOX5FDT9R120", "name": "First Hope Bank, A National Banking Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 33220000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 189, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 4, "3": 33, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z3IK4IHLP1R468", "name": "Verimore Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 17310000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 5, "3": 7, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ETVHBTJEF0O91", "name": "Central Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 37160000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 2, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W5FH4XO4DKJB28", "name": "Harford Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 31520000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 5, "3": 34, "4": 12, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 12, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KDKLGZFAT7RD25", "name": "Leighton State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 17980000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 0, "3": 10, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPX7PJGFD8HA09", "name": "The Queenstown Bank of Maryland", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 70160000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 26, "3": 17, "4": 1, "5": 0, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N16X2LRUQEUQ50", "name": "BOSTON FIREFIGHTERS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 130, "dollarVol": 72110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 148, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 0, "3": 3, "4": 8, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KH5RQTNDNNHM28", "name": "The First National Bank of Carmi", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 130, "dollarVol": 24610000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 130, "actionTaken": { "1": 130, "2": 9, "3": 7, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCILEV6KJUST91", "name": "Relyance Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 129, "dollarVol": 39015000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 12, "3": 29, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KSSKCAP8VUU37", "name": "Peoples First Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 129, "dollarVol": 28695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 7, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HHKWZSFP7AI61", "name": "Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 129, "dollarVol": 30305000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 134, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900J67JRUY8SSE075", "name": "Tradition Capital Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 129, "dollarVol": 300695000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 396, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 6, "3": 3, "4": 10, "5": 1, "6": 247, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 247, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z1HPXY3UYVL049", "name": "Franklin Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 129, "dollarVol": 25015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 1, "3": 41, "4": 29, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 29, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UHLXT004ITEJ56", "name": "First National Bank of Eastern Arkansas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 129, "dollarVol": 18155000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1HSN2YJRJ0U33", "name": "TEXAR", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 129, "dollarVol": 16615000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 4, "3": 39, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RE7CP5SUFPFX27", "name": "COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 129, "dollarVol": 12805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 5, "4": 31, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 31, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X844WCY1CCL322", "name": "GSB MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 129, "dollarVol": 46175000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODTHTLPTSBD612", "name": "NOVATION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 129, "dollarVol": 13145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 5, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OYJ23M4J7IJI76", "name": "ACIPCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 129, "dollarVol": 30025000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 129, "actionTaken": { "1": 129, "2": 0, "3": 32, "4": 35, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TW8OMXXV334D32", "name": "Workmen's Circle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 128, "dollarVol": 27850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSV5GUFPY3IT90", "name": "Superior Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 128, "dollarVol": 22170000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 2, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EKC7T8LXNFWP64", "name": "BANKERS MORTGAGE LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 128, "dollarVol": 49490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 1, "3": 6, "4": 20, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 20, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M7T9PJF7QD7M68", "name": "EMERY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 128, "dollarVol": 22270000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 10, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005YE4IRJJ0TNX66", "name": "ESSENTIAL MORTGAGE PARTNERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 128, "dollarVol": 33890000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 1, "3": 7, "4": 59, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 59, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SXHTIGZ7X3CS43", "name": "Lusitania Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 128, "dollarVol": 39910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 5, "3": 6, "4": 15, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 15, "incompleteCount": 7, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DDJMNOWGXL6236", "name": "Farmers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 128, "dollarVol": 23830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 43, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 43, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TN5F4G77G6D642", "name": "ALV Enterprises, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 128, "dollarVol": 56240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 128, "actionTaken": { "1": 128, "2": 10, "3": 7, "4": 61, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 61, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007VODM6C3GLTV93", "name": "INSOUTH Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 127, "dollarVol": 26285000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 139, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 0, "3": 6, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "01ERPZV3DOLNXY2MLB90", "name": "Libertyville Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 127, "dollarVol": 92675000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 1, "3": 2, "4": 21, "5": 1, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490053QEQO83AZIX15", "name": "Citizens Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 127, "dollarVol": 16655000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 6, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008L3Z5ZSC32UL43", "name": "Peoples State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 127, "dollarVol": 27975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 2, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KPFP1WXCNBNR50", "name": "KANZA Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 127, "dollarVol": 25865000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 127, "actionTaken": { "1": 127, "2": 5, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035C68SRQ1RS395", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 23650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 160, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 2, "3": 8, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074GUKXKBKNQI12", "name": "Progressive Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 60560000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 8, "3": 20, "4": 46, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 46, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005QZNPGRQNTRB15", "name": "Ipava State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 20470000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 2, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JR8XLPW5ROU93", "name": "SOUTHBRIDGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 126, "dollarVol": 26330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 1, "3": 22, "4": 19, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 19, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CUL44QXBGFJM68", "name": "The First National Bank of Sonora", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 44090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 8, "3": 4, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WF6CI48BRR4W39", "name": "Hometown Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 26610000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 1, "3": 14, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZ04HOB5HTR562", "name": "Washington County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 30880000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 1, "3": 19, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PJ8G3ECK1DQW27", "name": "TC FEDERAL BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 57050000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 1, "3": 9, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FN90BBXGBCPB30", "name": "The First National Bank of Hartford", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 13570000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 3, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1U2HOTC8O4K95", "name": "CITIZENS BANK OF KENTUCKY, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 28820000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 188, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 30, "4": 27, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 27, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OJ2JN8JFPQM182", "name": "Illiana Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 126, "dollarVol": 10240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 7, "3": 19, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007BBMW58UQT5588", "name": "First Arkansas Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 43270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8LYY54XS86414", "name": "First State Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 126, "dollarVol": 28790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 126, "actionTaken": { "1": 126, "2": 24, "3": 11, "4": 3, "5": 1, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LN7FRX3PP2LO74", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 125, "dollarVol": 52855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 3, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VIIXX6NYY12891", "name": "First Community Bank of Central Alabama", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 125, "dollarVol": 29275000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 4, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NCN3B66MYC3145", "name": "New Horizons Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 125, "dollarVol": 18995000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 0, "3": 55, "4": 22, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 22, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930045EHC4UJU3BP73", "name": "M C Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 125, "dollarVol": 32045000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 188, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 30, "3": 30, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UM6HPORF7X4415", "name": "IAA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 125, "dollarVol": 24945000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.165, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 0, "3": 1, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1BTGE4PJ8EK24", "name": "STARK FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 125, "dollarVol": 6825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 2, "3": 9, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPDN3KQZW68M43", "name": "Chippewa Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 125, "dollarVol": 21545000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 125, "actionTaken": { "1": 125, "2": 12, "3": 9, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ERAT50PIMMZH17", "name": "First Alliance Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 124, "dollarVol": 14090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 215, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 55, "4": 35, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OWEWQ1QPPQS302", "name": "The Citizens Bank of Edmond", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 124, "dollarVol": 48230000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 2, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJCGICP5CDWM63", "name": "CONWAY FINANCIAL SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 124, "dollarVol": 52030000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 6, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y6X9E8QVGNA045", "name": "City First Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 124, "dollarVol": 207020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 2, "3": 8, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A1GT4B0CJ1GH46", "name": "American State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 124, "dollarVol": 16690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 131, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NFAQXBUC5NPK66", "name": "FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 124, "dollarVol": 46990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 16, "3": 13, "4": 12, "5": 1, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067OMWEWTHVDO95", "name": "Mineola Community Bank, S.S.B.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 124, "dollarVol": 31230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 189, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 2, "3": 28, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5JZD1PBR8EH75", "name": "BRONCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 124, "dollarVol": 14860000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 13, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJCLA0W3K4J455", "name": "Grove City Area Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 124, "dollarVol": 11620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 23, "4": 24, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 24, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YGJL5TVDN6LR41", "name": "United Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 124, "dollarVol": 16230000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 9, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KNV94E4Y2HSK54", "name": "Tri-County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 124, "dollarVol": 27950000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 139, "totalOriginated": 124, "actionTaken": { "1": 124, "2": 0, "3": 12, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OMMGCT35VSS514", "name": "YNB", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 123, "dollarVol": 18805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 12, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NGUH2O9FB6AZ22", "name": "Valley First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 123, "dollarVol": 44215000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 223, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 22, "3": 19, "4": 40, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 40, "incompleteCount": 19, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXRG31CBWWTR70", "name": "Bedford Loan & Deposit Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 15525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 163, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 2, "3": 17, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001SP13TNR6TUJ97", "name": "Western Commerce Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 28335000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 4, "3": 7, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8I7EBXHMYYW54", "name": "RIVERFRONT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 123, "dollarVol": 8415000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 3, "3": 39, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL6X4MHW0HHI39", "name": "ALABAMA STATE EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 123, "dollarVol": 10585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 123, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ICVSTMS2XFXX81", "name": "Laona State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 15665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 12, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y785ZJTIRTXM07", "name": "Bank of St. Elizabeth", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 27535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 203, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 55, "3": 24, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 55, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YEG6LSF1BFA422", "name": "Winter Hill Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 76545000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 2, "3": 16, "4": 19, "5": 0, "6": 0, "7": 25, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUT7EEMS8S2B86", "name": "The Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 41875000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 1, "3": 5, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OWLJ3NG26J9N79", "name": "First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 13535000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 5, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OGMHGN3FQRRB74", "name": "Helm Bank USA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 72305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 240, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 2, "3": 20, "4": 46, "5": 11, "6": 38, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 46, "incompleteCount": 11, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 38, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MAIHYOT48UVH49", "name": "CAROLINAS TELCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 123, "dollarVol": 28065000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.302, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 153, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 15, "3": 10, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DY5ZVXIORLFC39", "name": "Bank of Bridger, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 123, "dollarVol": 27845000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 4, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004IXUWDS2CYU578", "name": "TVA Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 123, "dollarVol": 17935000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 2, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WAOJC0EM7P8C35", "name": "MY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 123, "dollarVol": 31465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 166, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 1, "3": 9, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EZO02JGHXM3V19", "name": "San Diego Funding", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 123, "dollarVol": 82965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 123, "actionTaken": { "1": 123, "2": 0, "3": 1, "4": 44, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 44, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R1405JUM8QXD66", "name": "CHAMPIONS MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 122, "dollarVol": 40780000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7J20OLLSGTZ36", "name": "MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 122, "dollarVol": 27040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 300, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 6, "3": 91, "4": 77, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 77, "incompleteCount": 4, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008X303QT73TU753", "name": "Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 122, "dollarVol": 31280000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 1, "3": 16, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ROUYYKL22P3T17", "name": "The First National Bank of Pandora", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 122, "dollarVol": 22410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 3, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULM1VXY8SV3Z64", "name": "Luso Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 122, "dollarVol": 25240000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 2, "3": 7, "4": 5, "5": 4, "6": 0, "7": 4, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008S6MTNE6CY5G37", "name": "Northstar Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 122, "dollarVol": 28420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 0, "3": 17, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z4DDTZBW3TC153", "name": "Kaw Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 122, "dollarVol": 19360000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 139, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 3, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300INPBRHB0MQ7S63", "name": "Centric Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 122, "dollarVol": 69910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 2, "3": 13, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900237R332M8L2724", "name": "The Miners National Bank of Eveleth", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 122, "dollarVol": 20530000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 3, "3": 9, "4": 33, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 33, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RV76T00EYJVR19", "name": "Palmetto State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 122, "dollarVol": 31380000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 140, "totalOriginated": 122, "actionTaken": { "1": 122, "2": 3, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QV3GEYMP1WSO93", "name": "SIWELL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 121, "dollarVol": 26745000, "branches": 1, "states": 19, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 0, "4": 22, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 22, "incompleteCount": 18, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YV77ZZ5ADLO929", "name": "Habib American Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121, "dollarVol": 119935000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 4, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JX4XZ2XQAMU684", "name": "ASSOCIATED CREDIT UNION OF TEXAS", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 121, "dollarVol": 16695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 259, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 4, "3": 92, "4": 21, "5": 0, "6": 0, "7": 12, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 92, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007CNNPPB1T3TQ21", "name": "BELLCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 121, "dollarVol": 12875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 201, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 58, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 58, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH5DMYH0O5TM77", "name": "Ambler Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121, "dollarVol": 33615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 3, "3": 24, "4": 25, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 25, "incompleteCount": 7, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BV0LT7IVZH9408", "name": "Taylorsville Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121, "dollarVol": 41115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 8, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CWZXP5LD3GVV26", "name": "Bank of Dudley", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121, "dollarVol": 16575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 1, "3": 0, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VOPM5QG76KFF73", "name": "ARC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 121, "dollarVol": 11195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 5, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000C5KZ15Q2U9V68", "name": "BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121, "dollarVol": 23835000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 231, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 37, "4": 60, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 60, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007FRLGNQEXCGS66", "name": "First Nebraska Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121, "dollarVol": 24485000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.329, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 0, "3": 15, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930030PHXZTW8UCY89", "name": "THE STOCK EXCHANGE BANK, CALDWELL, KANSAS", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 121, "dollarVol": 21135000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 121, "actionTaken": { "1": 121, "2": 5, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005QV7K44ND43364", "name": "Fayette County National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 120, "dollarVol": 10770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 2, "3": 6, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WQBZOLXT53K570", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 120, "dollarVol": 29760000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 163, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 17, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009D7ZK3I86CJC09", "name": "Points West Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 120, "dollarVol": 20790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 9, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300730ZNSQK9EBT50", "name": "BluPeak Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 120, "dollarVol": 66640000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 179, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 6, "3": 16, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J59G4M2OH83E71", "name": "Sawyer Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 120, "dollarVol": 38380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 6, "4": 32, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 32, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OCV4AWL56SWL08", "name": "The Payne County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 120, "dollarVol": 16240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.119, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 5, "3": 14, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KO4HWF5JO6UV73", "name": "ONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 120, "dollarVol": 7710000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 17, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I4IUWMEMGLST06", "name": "Cypress Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 120, "dollarVol": 23460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 15, "3": 42, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XV2UKEPAMX9H12", "name": "Gulf Coast Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 120, "dollarVol": 15540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 174, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 11, "3": 27, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UM5S3HZLZHVP89", "name": "SNAPFI, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 120, "dollarVol": 50750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 120, "actionTaken": { "1": 120, "2": 0, "3": 0, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EB335VA0W9HB45", "name": "Rocky Mountain Law Enforcement Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 119, "dollarVol": 28565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 8, "3": 9, "4": 11, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X8XJW35HJ7M023", "name": "Select Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 119, "dollarVol": 45325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 0, "3": 1, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006J2ROMTD5Q0731", "name": "APOLLO TRUST COMPANY", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 119, "dollarVol": 22895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 148, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 3, "3": 13, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S7NSQ9I9GYHD48", "name": "ELECTRO SAVINGS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 119, "dollarVol": 11895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 5, "3": 22, "4": 15, "5": 23, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 15, "incompleteCount": 23, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JU2DYRJVDHMG47", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 119, "dollarVol": 26825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.12, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 19, "3": 14, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H8LM6VPYEHWU46", "name": "State Bank Financial", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 119, "dollarVol": 68435000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 1, "3": 8, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNMONGVTFMXS97", "name": "BLAIR SERVICES OF AMERICA INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 119, "dollarVol": 63995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 166, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 0, "3": 7, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BY8DZPEK4ZR022", "name": "CARDINAL CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 119, "dollarVol": 17745000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 259, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 3, "3": 34, "4": 70, "5": 26, "6": 0, "7": 4, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 70, "incompleteCount": 26, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XIJWVBUNAUBG18", "name": "Rock Valley Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 119, "dollarVol": 9145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 225, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 0, "3": 60, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DFQK7P8BBRWA45", "name": "FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 119, "dollarVol": 16725000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 148, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 1, "3": 14, "4": 6, "5": 1, "6": 0, "7": 7, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JSWMVSCXIPC896", "name": "MEMBERS FIRST CREDIT UNION OF FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 119, "dollarVol": 16505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 182, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 7, "3": 35, "4": 12, "5": 0, "6": 0, "7": 1, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JU5OLW9ZB5C595", "name": "New Cumberland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 119, "dollarVol": 8445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 188, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 1, "3": 23, "4": 26, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 26, "incompleteCount": 19, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C2WQ2VFP9M4K17", "name": "American Financial Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 119, "dollarVol": 29815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 119, "totalOriginated": 119, "actionTaken": { "1": 119, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005HG8EMM4748S60", "name": "Germantown Trust & Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 118, "dollarVol": 21810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 8, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAIUVHH8SCGC11", "name": "Century Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 118, "dollarVol": 24640000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 187, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 37, "3": 23, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 37, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCBGBM6IS0J130", "name": "TRANSCEND Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 118, "dollarVol": 22650000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 219, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 21, "3": 17, "4": 59, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 59, "incompleteCount": 4, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930018CRFUH37BKR13", "name": "Farmers & Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 118, "dollarVol": 38670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.182, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 4, "3": 13, "4": 7, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 7, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002R8QX1FQSB8Z06", "name": "FIRST U.S. COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 118, "dollarVol": 31910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 3, "3": 20, "4": 8, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 8, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JEEAUO1ZDBXW22", "name": "Capon Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 118, "dollarVol": 24310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 4, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OH0GCHTF3S7J46", "name": "CHOICE LENDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 118, "dollarVol": 43770000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CCCPJ8S6GUIT87", "name": "Harbor Pointe Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 118, "dollarVol": 17580000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 118, "actionTaken": { "1": 118, "2": 8, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXMSA3UUO46130", "name": "Incommons Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 117, "dollarVol": 22975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 1, "3": 17, "4": 37, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 37, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RJ5S2V4F8C4H36", "name": "SUMA YONKERS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 117, "dollarVol": 45295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 4, "3": 7, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001BHN5KL2O67M10", "name": "UNITED FINANCIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 117, "dollarVol": 13325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 6, "3": 30, "4": 46, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 46, "incompleteCount": 11, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "TSQQR4KZYLBZ0MLQ5D71", "name": "State Bank of Chilton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 117, "dollarVol": 31425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 160, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 13, "3": 4, "4": 0, "5": 0, "6": 0, "7": 5, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T68H0CMTF8ZH83", "name": "Bank of Edmonson County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 117, "dollarVol": 20325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 15, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OEWY869SOVHF18", "name": "Union Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 117, "dollarVol": 15455000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 148, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 13, "4": 14, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 14, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6CCUZE02WB068", "name": "ACFCU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 117, "dollarVol": 7915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 1, "3": 15, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930082CRK7E43ZJ680", "name": "First Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 117, "dollarVol": 18115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 161, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 22, "3": 21, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930074SGHZL5IZGS24", "name": "DeMotte State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 117, "dollarVol": 13535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 12, "3": 13, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KBCEYCLANGUM06", "name": "PacWest Funding Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 117, "dollarVol": 50415000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 9, "3": 4, "4": 17, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 17, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EI8WIPSALARU71", "name": "Heritage Bank of St Tammany", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 117, "dollarVol": 36995000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 0, "3": 10, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JU3IPG0E80D85", "name": "LEGACY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 117, "dollarVol": 16775000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 117, "actionTaken": { "1": 117, "2": 23, "3": 30, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHFDNFAMLATM94", "name": "First Seacoast Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 116, "dollarVol": 51960000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 222, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 37, "4": 38, "5": 10, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 38, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I58H1B8G6KOY91", "name": "Traditions First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 116, "dollarVol": 28240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 155, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 16, "3": 14, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GYMDP10GGMLF50", "name": "Golden Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 116, "dollarVol": 93060000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 4, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JVXDPLF4P32H95", "name": "Community State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 116, "dollarVol": 31410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 186, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 2, "3": 17, "4": 27, "5": 1, "6": 23, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 23, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUCZWG8XJCW607", "name": "Triangle Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 116, "dollarVol": 35640000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 376, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 20, "3": 44, "4": 108, "5": 0, "6": 0, "7": 29, "8": 59 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 108, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N59TICVY7K7T48", "name": "AOD Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 116, "dollarVol": 17630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 19, "4": 10, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 10, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH6IWUYV8WYT95", "name": "Sidney State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 116, "dollarVol": 14820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 8, "3": 5, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DP6NUMG3X4JQ52", "name": "COOPERATIVA DE CREDITO LA SAGRADA FAMILIA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 116, "dollarVol": 13200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 0, "3": 12, "4": 27, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 27, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ITOKVFTRH0EQ29", "name": "LOUISIANA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 116, "dollarVol": 21170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 221, "totalOriginated": 116, "actionTaken": { "1": 116, "2": 1, "3": 20, "4": 11, "5": 0, "6": 0, "7": 47, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930055Z5ZI5MLNR750", "name": "ACHIEVE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 115, "dollarVol": 8755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 18, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TXFI7UH4GDK877", "name": "MILLBURY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 115, "dollarVol": 35635000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 7, "4": 25, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQ2SN6TRRGB032", "name": "FNBC Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 115, "dollarVol": 51995000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 3, "3": 18, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930005S5CFTGC2VR75", "name": "BIRMINGHAM-BLOOMFIELD Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 115, "dollarVol": 9705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 1, "3": 19, "4": 8, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZVVHZY16D5T08", "name": "CINCINNATI OHIO POLICE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 115, "dollarVol": 6025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 4, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R51ZCKPJMGBS13", "name": "Reliant Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 115, "dollarVol": 12625000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 212, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 3, "3": 72, "4": 17, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 72, "withdrawalCount": 17, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007W0I8SLLDP5N98", "name": "MATANUSKA VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 115, "dollarVol": 25445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 10, "3": 13, "4": 11, "5": 2, "6": 0, "7": 1, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CU8QPZJILTBA54", "name": "PREMIER MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 115, "dollarVol": 30445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 155, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 0, "3": 13, "4": 23, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007TX73PE04VDT88", "name": "The Seymour Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 115, "dollarVol": 16715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 115, "actionTaken": { "1": 115, "2": 7, "3": 17, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GK8CWYLPIWOV65", "name": "Emigrant Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 52350000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 221, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 11, "3": 27, "4": 23, "5": 16, "6": 0, "7": 16, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 23, "incompleteCount": 16, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7J9S1WSW4VU68", "name": "Village Bank and Trust, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 89610000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 3, "4": 15, "5": 2, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NBFJM2PBH24L77", "name": "The Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 17320000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 10, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N10G1D8QK8M334", "name": "THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 22180000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 131, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 4, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M2W1M6WRAK9S59", "name": "StonehamBank, A Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 111420000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 3, "3": 9, "4": 13, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008YRTIU0FNCTY07", "name": "TRI BORO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 114, "dollarVol": 14920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 2, "4": 11, "5": 6, "6": 0, "7": 2, "8": 9 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3MSPBPSPZLR85", "name": "First Trust Bank of Illinois", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 17290000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 13, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZW58TM1KU8CK35", "name": "Falcon International Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 37870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 21, "4": 14, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6MDR5BGOE0B97", "name": "ALABAMA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 114, "dollarVol": 21140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 50, "4": 0, "5": 0, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 50, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EW5YD0HPCTME62", "name": "FORT WORTH CITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 114, "dollarVol": 15670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 28, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IIUZTJI9AHIA30", "name": "Provident State Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 53790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 4, "3": 5, "4": 15, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 15, "incompleteCount": 4, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T1F1BRPWSZT586", "name": "Genesee Valley Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 114, "dollarVol": 8930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 28, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009IIR21WKPEE762", "name": "AlaTrust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 114, "dollarVol": 14530000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 206, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 3, "3": 40, "4": 35, "5": 11, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 35, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U0IGWRT4P7YI03", "name": "Flagship Bank Minnesota", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 37410000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 131, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 1, "3": 10, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LBMDUHY340Y645", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 40660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 10, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008Q3XBC7O0Q4X02", "name": "HOPE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 114, "dollarVol": 17840000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 258, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 135, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 135, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z7FK8G2S8WGC14", "name": "MORTGAGE SUPPLIERS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 114, "dollarVol": 15660000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "FHA", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 237, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 0, "3": 48, "4": 75, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 75, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PDELOGUKYYDA02", "name": "Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 19380000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 9, "3": 18, "4": 1, "5": 0, "6": 0, "7": 5, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2Y7B8UEC43S54", "name": "First National Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 114, "dollarVol": 28040000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 118, "totalOriginated": 114, "actionTaken": { "1": 114, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FHRL270LZY2I23", "name": "Somerville Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 113, "dollarVol": 19275000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 13, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DJES4HXFQRN790", "name": "GOLD Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 113, "dollarVol": 16075000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 10, "4": 23, "5": 0, "6": 0, "7": 1, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300179EG8J5FHBS95", "name": "Commercial Bank and Trust of PA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 113, "dollarVol": 16225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 19, "3": 43, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PU6VF7RGG5TI18", "name": "Serve Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 113, "dollarVol": 9535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LYVRGGGBBPPV22", "name": "Southern Hills Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 113, "dollarVol": 14295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 2, "3": 15, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V3N91EH05UWL23", "name": "SKYONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 113, "dollarVol": 52265000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 194, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 8, "3": 22, "4": 47, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 47, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZFB670NG8MF92", "name": "Community First Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 113, "dollarVol": 33945000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 193, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 10, "3": 29, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HWPC2WEGN8NF25", "name": "Metrowest Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 113, "dollarVol": 11175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 124, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 5, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YFG40I5QM6EX80", "name": "Roxboro Savings Bank SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 113, "dollarVol": 30895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 0, "3": 23, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZEFON2JE2HO751", "name": "Wanigas Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 113, "dollarVol": 12375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 185, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 23, "3": 38, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 38, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G3WIMVDYUYQC27", "name": "American Heritage National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 113, "dollarVol": 62915000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 113, "actionTaken": { "1": 113, "2": 4, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G8Q3CAX7YWBK48", "name": "First Community Bank of East Tennessee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 112, "dollarVol": 26530000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 15, "3": 22, "4": 13, "5": 1, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006BN3B3B1H3B988", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 112, "dollarVol": 49650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 7, "3": 34, "4": 14, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 14, "incompleteCount": 10, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXZ76FJVM3UC43", "name": "Oak Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 112, "dollarVol": 43620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 5, "3": 3, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EJVZTLWGR61E96", "name": "Thumb Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 112, "dollarVol": 17510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 16, "3": 39, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CZOYIG4FIKS25", "name": "Forbright Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 112, "dollarVol": 93750000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 3, "3": 19, "4": 38, "5": 34, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 38, "incompleteCount": 34, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XX2FPZR1Y4FO11", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 112, "dollarVol": 30260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.429, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 6, "3": 7, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RA6QUTUBU19D95", "name": "Fort McClellan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 112, "dollarVol": 20560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 134, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 4, "3": 4, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D9ZODKN6CVV913", "name": "PRIME FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 112, "dollarVol": 11700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 406, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 0, "3": 132, "4": 154, "5": 3, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 132, "withdrawalCount": 154, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RNPYOEZNJPTF08", "name": "Jim Thorpe Neighborhood Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 112, "dollarVol": 16890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.426, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 2, "3": 9, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IFAGUDY5MUY541", "name": "AIM Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 112, "dollarVol": 16300000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.373, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 112, "actionTaken": { "1": 112, "2": 4, "3": 2, "4": 8, "5": 1, "6": 0, "7": 3, "8": 12 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HPJZBSYILQTY06", "name": "PERFORMANCE MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 111, "dollarVol": 25715000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 639, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 0, "3": 170, "4": 358, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 170, "withdrawalCount": 358, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YWKMUD8J4EF956", "name": "Progressive National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 111, "dollarVol": 16635000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 14, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006S21NZTF9Y1L04", "name": "Farmers & Merchants State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 111, "dollarVol": 42935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 184, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 23, "3": 3, "4": 5, "5": 5, "6": 0, "7": 9, "8": 28 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 5, "approvedNotAcceptedCount": 23, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGYC6O4770DL96", "name": "Kentucky Farmers Bank Corporation", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 111, "dollarVol": 12045000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 188, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 10, "3": 28, "4": 34, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 34, "incompleteCount": 5, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SCF56K6YEG7X54", "name": "TAMPA BAY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 111, "dollarVol": 17045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 218, "totalOriginated": 111, "actionTaken": { "1": 111, "2": 5, "3": 18, "4": 46, "5": 5, "6": 33, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 46, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 33, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4CEEGC4KCFI45", "name": "TELCOE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 110, "dollarVol": 21990000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "FHA", "HELOC", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 1, "3": 11, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XP5418ENGZVD49", "name": "F&M Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 110, "dollarVol": 17520000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 10, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ASHFL5TJ8X1B89", "name": "CODE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 110, "dollarVol": 5350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 139, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 14, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DISOL963J03Q15", "name": "Rayne State Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 110, "dollarVol": 25200000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 4, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007RSKYSDHRL7N78", "name": "Wisconsin Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 110, "dollarVol": 20200000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 9, "3": 53, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FVHSR5J0LNLQ61", "name": "Hershey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 110, "dollarVol": 13820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 1, "3": 2, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VBLC1LTYHXGB54", "name": "First Bank of Manhattan", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 110, "dollarVol": 23000000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 2, "3": 13, "4": 8, "5": 0, "6": 0, "7": 4, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NZV7NVKXQW9A64", "name": "Home Access Financial, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 110, "dollarVol": 33840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006XEQ3W7XTQXN65", "name": "BANKING MORTGAGE SERVICES, B.M.S. CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 110, "dollarVol": 44260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CMO3QHQGZ2Z096", "name": "First State Bank of Campbell Hill", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 110, "dollarVol": 16400000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 0, "3": 15, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004JDNBZNOT8PR69", "name": "WYHY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 110, "dollarVol": 12330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 179, "totalOriginated": 110, "actionTaken": { "1": 110, "2": 1, "3": 13, "4": 38, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 38, "incompleteCount": 17, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FTVK4FVXS1IW37", "name": "Commercial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 109, "dollarVol": 23085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 153, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 3, "3": 16, "4": 23, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SOAE0WU8JM0177", "name": "MainStreet Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 109, "dollarVol": 277275000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 3, "3": 9, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPWAKLM047FK81", "name": "Crossroads Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 109, "dollarVol": 22035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 8, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F4K0YUTIQ7Q952", "name": "Oklahoma Educators Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 109, "dollarVol": 14165000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 49, "4": 59, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 49, "withdrawalCount": 59, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XIGAR8HM0KJZ26", "name": "FALL RIVER MUNICIPAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 109, "dollarVol": 16205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 3, "3": 27, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IDUXRYG23KYY13", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 109, "dollarVol": 25585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 131, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 4, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500FO00PFE38X9V12", "name": "LNDERLAB, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 109, "dollarVol": 43335000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 257, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 1, "3": 10, "4": 135, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 135, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPYR4FPCKYRF48", "name": "The Halstead Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 109, "dollarVol": 19195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SL0H3ZRSDNV180", "name": "Park Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 109, "dollarVol": 14025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 3, "3": 3, "4": 5, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GCNN38YBSHN374", "name": "FINGER LAKES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 109, "dollarVol": 11655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 109, "actionTaken": { "1": 109, "2": 0, "3": 16, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOX0L2YKKXKO38", "name": "Mechanics Cooperative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 68160000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 10, "3": 15, "4": 6, "5": 4, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 6, "incompleteCount": 4, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KX2KT8MOAS5Q71", "name": "State Bank of the Lakes, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 56330000, "branches": 1, "states": 18, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 1, "3": 8, "4": 16, "5": 0, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006SBIS8ROWE8X84", "name": "Capitol Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 113540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.121, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 1, "3": 2, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PUF6BDR1QRB167", "name": "1ST NORTHERN CALIFORNIA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 108, "dollarVol": 29140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 3, "3": 53, "4": 1, "5": 0, "6": 0, "7": 19, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PW5EE7M05BEZ97", "name": "KS Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 31230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.349, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 5, "3": 8, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NK4UZYJMJIC252", "name": "LANDED HOME LOANS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 108, "dollarVol": 51900000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Conventional", "FHA", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 173, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 7, "4": 57, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 57, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003Q218ZJ8R1WN88", "name": "Badger Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 25680000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 4, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930089XPEJZALBU127", "name": "Eaton Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 20160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 8, "3": 24, "4": 30, "5": 7, "6": 0, "7": 4, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 30, "incompleteCount": 7, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1354ZHZC8JP58", "name": "Princeton Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 108, "dollarVol": 16560000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 5, "3": 9, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008SGDIASSJGSR05", "name": "Liberty Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 108, "dollarVol": 31380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YU4TTE8QEL245", "name": "Garden Plain State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 21210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 8, "3": 5, "4": 0, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTKHBMJL4D9734", "name": "CORNERSTONE FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 108, "dollarVol": 17840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 217, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 32, "3": 34, "4": 16, "5": 0, "6": 0, "7": 7, "8": 20 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 32, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SHQJPJG8CN8153", "name": "HomeTown Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 108, "dollarVol": 45360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 108, "actionTaken": { "1": 108, "2": 12, "3": 21, "4": 24, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 24, "incompleteCount": 3, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V8Q7G5JIPNF396", "name": "Bank of Newington", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 107, "dollarVol": 41285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 134, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 8, "3": 15, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VH184HHOFFT776", "name": "Meijer Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 107, "dollarVol": 10365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 175, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 40, "4": 9, "5": 10, "6": 0, "7": 2, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 9, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PNCXQN31IE5142", "name": "Ohio State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 107, "dollarVol": 70085000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 3, "3": 6, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UDBUNBNEKR8J69", "name": "St. Charles Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 107, "dollarVol": 72085000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 1, "3": 4, "4": 23, "5": 2, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 23, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QQIJN4KR6ZBW98", "name": "Citizens Bank of Rogersville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 107, "dollarVol": 17345000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 1, "3": 5, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CPJH6JMU13EQ37", "name": "CENTRAL WILLAMETTE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 107, "dollarVol": 13305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 165, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 14, "3": 21, "4": 20, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 20, "incompleteCount": 3, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500FC8569569B5B24", "name": "COMMUNITY ONE CREDIT UNION OF OHIO, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 107, "dollarVol": 6995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VE85K2XTVRSG76", "name": "The State Bank of Faribault", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 107, "dollarVol": 31805000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 123, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 3, "3": 12, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPWL6MYY9SXF04", "name": "WESTERN COOPERATIVE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 107, "dollarVol": 21785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 187, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 8, "3": 5, "4": 43, "5": 0, "6": 0, "7": 3, "8": 21 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 43, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930038EHCQQEFKUW36", "name": "SOVITA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 107, "dollarVol": 7565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 0, "3": 17, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004N6GEASXJ2A896", "name": "Global Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 107, "dollarVol": 60745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 107, "actionTaken": { "1": 107, "2": 15, "3": 17, "4": 2, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 2, "incompleteCount": 5, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4JBLTKDC7J303", "name": "Bank of Whittier, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 106, "dollarVol": 37120000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 270, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 23, "4": 61, "5": 80, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 61, "incompleteCount": 80, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LPUM7IN7IW1J32", "name": "COMTRUST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 106, "dollarVol": 11710000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 123, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 1, "3": 13, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UEITST3NEK8Y27", "name": "FNB Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 106, "dollarVol": 18040000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 3, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ITNB06W8ZHD39", "name": "National Bank of St. Anne", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 106, "dollarVol": 16480000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 140, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 16, "3": 9, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QMMJSALZQVP721", "name": "PUBLIC EMPLOYEES Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 106, "dollarVol": 11330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.447, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 374, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 4, "3": 36, "4": 40, "5": 5, "6": 183, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 40, "incompleteCount": 5, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 183, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZA8T2KGQF6JK55", "name": "EDUCATION FIRST CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 106, "dollarVol": 7330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 140, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 1, "3": 10, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006PPEKKNUB9O715", "name": "Community Resource Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 106, "dollarVol": 37010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 2, "3": 3, "4": 7, "5": 0, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q11S3TY9CVFA05", "name": "Multipli Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 106, "dollarVol": 42990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 106, "actionTaken": { "1": 106, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300311KRYLZVODK22", "name": "COOSA PINES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 105, "dollarVol": 15375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 11, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001ONS27RG5HKB81", "name": "SouthernTrust Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 105, "dollarVol": 14345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 5, "4": 13, "5": 0, "6": 0, "7": 3, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000B61DDZ2PG1515", "name": "TBK BANK, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 105, "dollarVol": 60455000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 205, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 5, "3": 59, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003CEZ9JGZYJ4J88", "name": "Bank of Yazoo City", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 105, "dollarVol": 17795000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 4, "3": 13, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P5JG6WBCSZ7M53", "name": "AGRICULTURE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 105, "dollarVol": 8305000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 5, "3": 35, "4": 18, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 18, "incompleteCount": 13, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000UEC0BWG8F1402", "name": "First Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 105, "dollarVol": 5505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 220, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 107, "4": 3, "5": 0, "6": 0, "7": 5, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 107, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUW02WEKP4OP52", "name": "The Victory Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 105, "dollarVol": 50205000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.184, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 8, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D7GVUYHQEDEE56", "name": "UNITED SECURITY FINANCIAL CORP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 105, "dollarVol": 35365000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 239, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 16, "3": 21, "4": 78, "5": 12, "6": 2, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 78, "incompleteCount": 12, "approvedNotAcceptedCount": 16, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZCL0UPU6NWT09", "name": "Mountain Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 105, "dollarVol": 38275000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 5, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004O2ZT0HSAP5S70", "name": "First Independence Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 105, "dollarVol": 29475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 200, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 25, "4": 32, "5": 13, "6": 24, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 32, "incompleteCount": 13, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 24, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEXSWLQB1TM843", "name": "COLORAMO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 105, "dollarVol": 10755000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 21, "4": 31, "5": 2, "6": 50, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 31, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 50, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4GAAGXS20SL80", "name": "MISSOURI ELECTRIC COOPERATIVES EMPL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 105, "dollarVol": 20325000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 1, "3": 6, "4": 4, "5": 5, "6": 0, "7": 2, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O0BQZ8YGYRA730", "name": "American Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 105, "dollarVol": 36965000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 7, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TRKZF3ZJPXJT92", "name": "PARLAY MORTGAGE & PROPERTY, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 105, "dollarVol": 30565000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 8, "4": 24, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 24, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HIQFQDTNNY6967", "name": "LISBON COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 105, "dollarVol": 10105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900M8453FLU1TS434", "name": "Gallic & Johnson, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 105, "dollarVol": 28735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 105, "actionTaken": { "1": 105, "2": 8, "3": 4, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CGP3B8XPP1N814", "name": "ARRHA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 104, "dollarVol": 15030000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 1, "3": 42, "4": 14, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 42, "withdrawalCount": 14, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058NMHTLEZ3C025", "name": "Security Bank of Kansas City", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 104, "dollarVol": 126180000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.294, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 197, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 11, "3": 37, "4": 30, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 30, "incompleteCount": 15, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AV8QD552DSI743", "name": "NORTHMARQ CAPITAL FINANCE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 104, "dollarVol": 2019120000, "branches": 1, "states": 26, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 1, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PK4T5VBRY4TE47", "name": "CALLISTO GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 104, "dollarVol": 63020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZW96EO7YCGVV43", "name": "Wauchula State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 104, "dollarVol": 26560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 8, "3": 23, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M5DZ6P9KNT7H33", "name": "The Bank of Elk River", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 104, "dollarVol": 27980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 6, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B1DHIVKN5DEJ29", "name": "Winchester Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 104, "dollarVol": 89610000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 1, "3": 6, "4": 22, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 22, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MOTRV68OSXM837", "name": "Mutual Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 104, "dollarVol": 25520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 4, "3": 6, "4": 12, "5": 0, "6": 0, "7": 16, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "O4XVIZ10YPQYFKUKCF76", "name": "Dubuque Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 104, "dollarVol": 41150000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 155, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 7, "3": 29, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HGCEIBDGBU7E37", "name": "FRONTIER COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 104, "dollarVol": 11650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 210, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 10, "3": 16, "4": 5, "5": 12, "6": 0, "7": 38, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 5, "incompleteCount": 12, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300516L2LO1P5XX92", "name": "Total Media Management, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 104, "dollarVol": 28780000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 171, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 1, "3": 11, "4": 54, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 54, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MEK4ETDCVHFB89", "name": "Colfax Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 104, "dollarVol": 10350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 104, "actionTaken": { "1": 104, "2": 0, "3": 15, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H6Q0VRU6MPSX83", "name": "AMERICA'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 24145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 9, "4": 14, "5": 1, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZBJ7X2KWFZ7A33", "name": "RUSSELL COUNTRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 10515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.42, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 191, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 14, "4": 74, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 74, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DQG9B47MV1MR51", "name": "The Samson Banking Company, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 103, "dollarVol": 6535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 3, "3": 12, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VJ2DUIQKBO9U08", "name": "Scott State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 103, "dollarVol": 11015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 4, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZQ2PP4RJDZR54", "name": "Lumbee Guaranty Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 103, "dollarVol": 18095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 3, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500DA79C1B97ACF16", "name": "Landings Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 10765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 6, "3": 3, "4": 19, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 19, "incompleteCount": 20, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VOHINLR793U293", "name": "Highpoint Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 103, "dollarVol": 21345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.216, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 4, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WP41C3FFSKY830", "name": "Montana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 14795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 8, "4": 18, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 18, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "875500ZJDRM0XDIDE169", "name": "Advantage Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 98965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 1, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009YMLXX9WQWPX05", "name": "Hartford Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 11745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 41, "4": 23, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 23, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SBY94JVYQ1Y131", "name": "Iron Workers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 103, "dollarVol": 31565000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 118, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 1, "3": 7, "4": 3, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IUGPU6Q7414X38", "name": "Murphy Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 103, "dollarVol": 19715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 214, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 61, "3": 46, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 61, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008S3V47SHFD8R45", "name": "RED DIAMOND HOME LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 103, "dollarVol": 32685000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 124, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 7, "3": 4, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZT04J7Z9KHMJ73", "name": "Washington Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 103, "dollarVol": 38775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 180, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 2, "3": 15, "4": 8, "5": 2, "6": 0, "7": 8, "8": 42 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490016EME0PSK9PL28", "name": "Accentra Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 13075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 0, "3": 26, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXXWNCQH5XX485", "name": "HARVESTERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 103, "dollarVol": 27445000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 103, "actionTaken": { "1": 103, "2": 3, "3": 17, "4": 19, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L4YRGOSZO6BP34", "name": "MIDWEST LOAN SOLUTIONS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 102, "dollarVol": 25150000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "FHA", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 148, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 7, "3": 35, "4": 3, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JHFXRY8T6LN749", "name": "FNB Picayune Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 102, "dollarVol": 12040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 3, "3": 16, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003VO95NGF435U70", "name": "Clay County Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 102, "dollarVol": 7550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 2, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009L8OBHJQW5DQ13", "name": "Sentry Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 102, "dollarVol": 26750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 115, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 10, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YHR41F57LS0R28", "name": "Farmers and Merchants Union Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 102, "dollarVol": 21340000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 8, "3": 7, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005HN78XQ5US3306", "name": "CSE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 102, "dollarVol": 18640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 6, "3": 10, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XSTAR7AIPG0A39", "name": "Community Bank of Louisiana", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 102, "dollarVol": 11250000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 1, "3": 13, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DV8S0IJF2QWL30", "name": "Stockmens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 102, "dollarVol": 26310000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 6, "3": 9, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QYX5EMLSR68B45", "name": "Gouverneur Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 102, "dollarVol": 13360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 102, "actionTaken": { "1": 102, "2": 2, "3": 28, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930072YJBZ4YV3DY74", "name": "MID VALLEY SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 101, "dollarVol": 35775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 3, "3": 5, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZUTKMSWP8JCE68", "name": "The Neffs National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101, "dollarVol": 20625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 26, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A6NF3MQMOHKJ20", "name": "Foote Capital Mortgage Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 101, "dollarVol": 24915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 1, "3": 6, "4": 7, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005VXCHU3KAB6N44", "name": "Woodsfield Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101, "dollarVol": 16005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 21, "4": 19, "5": 0, "6": 0, "7": 0, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HPK3YMV2JKCB12", "name": "North Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101, "dollarVol": 21435000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 11, "4": 13, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004KGZVI015KO609", "name": "Canopy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 101, "dollarVol": 13925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 134, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 7, "4": 25, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QC9XDDY8OVYU54", "name": "Slovenian Savings & Loan Association of Franklin-Conemaugh", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101, "dollarVol": 16985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 2, "3": 5, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFR4FQMI48MF92", "name": "The First National Bank of Tom Bean", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101, "dollarVol": 19875000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 1, "4": 11, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MD1OK70DH5EZ47", "name": "University of Illinois Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 101, "dollarVol": 16115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 238, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 8, "3": 48, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 48, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HI3FIGFR7SU483", "name": "Piscataqua Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101, "dollarVol": 48745000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 115, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 9, "4": 2, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D6JK30QTSRHB52", "name": "Oswego County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 101, "dollarVol": 7075000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 4, "3": 13, "4": 25, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 25, "incompleteCount": 11, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930065PWY9N8KCRQ96", "name": "Baraboo State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 101, "dollarVol": 31345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 197, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 2, "3": 28, "4": 25, "5": 5, "6": 1, "7": 18, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 25, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G2G5WIECTLPX95", "name": "CAROLINA TRUST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 101, "dollarVol": 19935000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 302, "totalOriginated": 101, "actionTaken": { "1": 101, "2": 0, "3": 165, "4": 36, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 165, "withdrawalCount": 36, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MVYX1L50756117", "name": "VOYAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 100, "dollarVol": 14300000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 172, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 6, "3": 19, "4": 13, "5": 26, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 13, "incompleteCount": 26, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VNHREN5BIMTO39", "name": "Green Mountain Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 100, "dollarVol": 12500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 100, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AH6CHRCS9EMF95", "name": "RIVERSTONE BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 100, "dollarVol": 21970000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 7, "3": 15, "4": 2, "5": 0, "6": 0, "7": 8, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TFUMB07CBEN720", "name": "St. Paul Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 100, "dollarVol": 17160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 134, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 7, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZX7CMZ93QCZQ91", "name": "First Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 100, "dollarVol": 11830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 4, "3": 12, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DON8SDKGYIL122", "name": "Intercredit Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 100, "dollarVol": 65780000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 7, "3": 9, "4": 11, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 14, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020YFOV56MQ7B70", "name": "KINETIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 100, "dollarVol": 11870000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 145, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 26, "4": 19, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L0KQ09W67V4228", "name": "Ennis State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 100, "dollarVol": 42310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 209, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 3, "3": 61, "4": 29, "5": 15, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 61, "withdrawalCount": 29, "incompleteCount": 15, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WZ0MLK03PNE568", "name": "WHITE EAGLE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 100, "dollarVol": 9270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 148, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 20, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TJCZAM25V2WZ38", "name": "West Michigan Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 100, "dollarVol": 8980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 237, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 18, "3": 35, "4": 17, "5": 17, "6": 0, "7": 25, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 17, "incompleteCount": 17, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007NQFYTLJ0O4M47", "name": "DECATUR EARTHMOVER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 100, "dollarVol": 7010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 0, "3": 12, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZCC628OMXIBR11", "name": "Northmark Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 100, "dollarVol": 60110000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 166, "totalOriginated": 100, "actionTaken": { "1": 100, "2": 5, "3": 9, "4": 13, "5": 5, "6": 0, "7": 8, "8": 26 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GJZZTT2UPGG82", "name": "AVENTA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 99, "dollarVol": 19575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 1, "3": 27, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NLS4UT5V6RUS41", "name": "William Penn Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 28095000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 6, "3": 39, "4": 11, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 11, "incompleteCount": 12, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V0XUOYKG376I21", "name": "JOHNSON MORTGAGE COMPANY, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 99, "dollarVol": 38955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 11, "4": 16, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 16, "incompleteCount": 28, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DRZGISDSL1BX02", "name": "FINEX CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 99, "dollarVol": 11405000, "branches": 1, "states": 11, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 14, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K9D373DH6LF245", "name": "Freedom Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 120635000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 10, "3": 19, "4": 30, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 30, "incompleteCount": 1, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QLZWERAXKGEP54", "name": "Bank of Lexington, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 23525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 3, "3": 17, "4": 40, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 40, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVUN4WJ2BRSZ39", "name": "TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 41945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 102, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NXKD4J4RBJI403", "name": "Ameristate Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 16575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 14, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009LZZ8VZRVIX755", "name": "Vista Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 84005000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 7, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A4CD08CED38D66", "name": "GUADALUPE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 99, "dollarVol": 19565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QO5LH5SP6I8C79", "name": "Commonwealth Bank and Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 20075000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.227, "products": [ "Construction", "Conventional", "FHA", "HELOC", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 2, "3": 17, "4": 26, "5": 1, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 26, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LCSS511JWT1A44", "name": "Greenfield Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 99, "dollarVol": 21365000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 10, "3": 11, "4": 3, "5": 0, "6": 27, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 27, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q16CNQMW0O1O02", "name": "The New Washington State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 99, "dollarVol": 34585000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 99, "actionTaken": { "1": 99, "2": 1, "3": 7, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008XU46NWFIFUY72", "name": "Shelby Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 98, "dollarVol": 19760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 213, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 50, "3": 44, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 50, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K1K5K5L0W6QR97", "name": "Unity Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 98, "dollarVol": 17570000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 8, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PHUZ7U5WPH7Z38", "name": "The City National Bank of Taylor", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 98, "dollarVol": 28120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.288, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1FRYGOIEXG035", "name": "Kerndt Brothers Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 98, "dollarVol": 19530000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 4, "3": 10, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "FYRC3KHM4DQBX5PWG390", "name": "North Dallas Bank & Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 98, "dollarVol": 117660000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 165, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 5, "3": 37, "4": 22, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 22, "incompleteCount": 3, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002AZUZUDBY8ZU75", "name": "TAUNTON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 98, "dollarVol": 28550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 2, "3": 6, "4": 11, "5": 4, "6": 25, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 25, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K59ORGG9RDD082", "name": "Citizens Savings and Loan Association, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 98, "dollarVol": 21160000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 162, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 7, "3": 9, "4": 11, "5": 0, "6": 0, "7": 4, "8": 33 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C04W4R4VGWRT26", "name": "DUKE UNIVERSITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 98, "dollarVol": 7610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 7, "3": 10, "4": 24, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 24, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CHU7PX7ZS6RI74", "name": "State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 98, "dollarVol": 22030000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 98, "actionTaken": { "1": 98, "2": 6, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005WP4EISHQKDS45", "name": "Singing River Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 97, "dollarVol": 16195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 140, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 10, "3": 18, "4": 4, "5": 0, "6": 0, "7": 1, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ODHOF8ORD47F11", "name": "First New Mexico Bank, Las Cruces", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 97, "dollarVol": 29025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 196, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 2, "3": 68, "4": 29, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 68, "withdrawalCount": 29, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BM3N9MMKAA9U54", "name": "Lamar National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 97, "dollarVol": 28025000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 2, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH2N9Q3HH7XL57", "name": "CCM Finance, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 97, "dollarVol": 29635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPG4IUQOVV5C90", "name": "Middlesex Federal Savings, F.A.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 97, "dollarVol": 101665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 5, "3": 3, "4": 5, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q3NKMPZB4K2E34", "name": "Tri-Cities Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 97, "dollarVol": 7295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 7, "3": 39, "4": 8, "5": 22, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 8, "incompleteCount": 22, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1UWZ4871DND44", "name": "Apple Bank for Savings", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 97, "dollarVol": 678325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 334, "totalOriginated": 97, "actionTaken": { "1": 97, "2": 0, "3": 0, "4": 0, "5": 0, "6": 237, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 237, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XO2MXF3RX56J09", "name": "BALTIMORE COUNTY EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 96, "dollarVol": 10000000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 3, "3": 5, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KXKBNKNWDAIL39", "name": "MEMBERS1st Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 96, "dollarVol": 12670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XVX388NW99XE16", "name": "ESSENTIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 96, "dollarVol": 20640000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 282, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 6, "3": 108, "4": 72, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 108, "withdrawalCount": 72, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PZMV3V09E3HO84", "name": "Members Choice of Central Texas Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 96, "dollarVol": 19160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 28, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXCRU4C6HBN492", "name": "FCS Financial, FLCA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 96, "dollarVol": 19940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 14, "3": 19, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JEHXW73XYX6533", "name": "Cattaraugus County Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 96, "dollarVol": 25760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 15, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001DKNDZW3UIWI38", "name": "Cornerstone State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 96, "dollarVol": 25050000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 105, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 3, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7OFUBO6FHY884", "name": "Hyperion Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 96, "dollarVol": 70790000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 6, "3": 0, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QFROU83LVUF515", "name": "Connections Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 96, "dollarVol": 24930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 3, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008PQJ4J5Z32RI14", "name": "Mutual Savings Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 96, "dollarVol": 25720000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 179, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 44, "4": 34, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 34, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RPUEZ5IC514S19", "name": "Hebron Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 96, "dollarVol": 28590000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 14, "3": 22, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PIBI14GDBLD168", "name": "COOPERATIVA DE AHORRO Y CREDITO DE ISABELA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 96, "dollarVol": 8960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 140, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 2, "3": 5, "4": 36, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 36, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VZM7V5ZDUJAQ32", "name": "Mon Valley Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 96, "dollarVol": 9040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S0KDM58LZT5C96", "name": "Frontier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 96, "dollarVol": 44500000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 0, "3": 8, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NVA07UVMZS8E14", "name": "RIO GRANDE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 96, "dollarVol": 20150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 96, "actionTaken": { "1": 96, "2": 5, "3": 14, "4": 26, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 26, "incompleteCount": 10, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZC48GOYCGYFE82", "name": "FIRST CHOICE MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 95, "dollarVol": 22055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 3, "4": 33, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 33, "incompleteCount": 21, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SOZES6XPZ50475", "name": "Texas Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 95, "dollarVol": 98595000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 7, "3": 4, "4": 9, "5": 1, "6": 19, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GWE4NILBIKKI92", "name": "Fleetwood Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 95, "dollarVol": 25005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 3, "3": 2, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FM2Y64BMWO8016", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 95, "dollarVol": 17435000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 3, "3": 12, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WR7Z70C25QD821", "name": "TEXAS HEALTH CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 95, "dollarVol": 19335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 95, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490021P4C9ZH17EO78", "name": "Mortgage Clearing Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 95, "dollarVol": 18855000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1520, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 1, "3": 17, "4": 18, "5": 26, "6": 1362, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 18, "incompleteCount": 26, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 1362, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q8CQK28JPFK147", "name": "Superior Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 95, "dollarVol": 8805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 111, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 11, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DUTN4RUBI81Z18", "name": "Lakeside Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 95, "dollarVol": 140365000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 5, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QGEOVPON4RPM04", "name": "Alpine Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 95, "dollarVol": 14535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 17, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAKTEGLTFF0U82", "name": "PREMIER FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 95, "dollarVol": 13015000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 95, "actionTaken": { "1": 95, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004XOOZ30KRVGC40", "name": "NVE Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 94, "dollarVol": 29230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 3, "3": 17, "4": 25, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 25, "incompleteCount": 12, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WDLOVGUYVTS727", "name": "MTC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 94, "dollarVol": 12690000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 242, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 13, "3": 53, "4": 15, "5": 3, "6": 0, "7": 27, "8": 37 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 15, "incompleteCount": 3, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OMEZE7APACBR47", "name": "RIVERVIEW FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 94, "dollarVol": 11340000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 3, "4": 11, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930023OB56DYOL3G92", "name": "Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 94, "dollarVol": 13010000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 23, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YE6JQ826RUVB14", "name": "Regional Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 94, "dollarVol": 7970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 3, "3": 15, "4": 5, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EF3CM0UIOIS476", "name": "Partners Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 94, "dollarVol": 25500000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 95, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VTVP64BKEO3L58", "name": "MOUNTAIN VALLEY BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 94, "dollarVol": 21750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.333, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 112, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 3, "3": 11, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IPFYHYZ3L7UL18", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 94, "dollarVol": 17830000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BIIOTBIZJPS834", "name": "TENNESSEE TRUST MORTGAGE, INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 94, "dollarVol": 24100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 124, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 9, "3": 17, "4": 0, "5": 0, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZEU2LB7FLWW04", "name": "FOUR POINTS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 94, "dollarVol": 15700000, "branches": 1, "states": 23, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 11, "3": 24, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DE3TY0D0PU504", "name": "INVESTMENT SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 94, "dollarVol": 10810000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 2, "3": 10, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003P1OKUPLVJ7M37", "name": "State Bank of Graymont", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 94, "dollarVol": 9750000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 94, "actionTaken": { "1": 94, "2": 0, "3": 14, "4": 0, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TUISK0W7DE2464", "name": "The Harvard State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 93, "dollarVol": 29215000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 9, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TSSJ6QLFK4C243", "name": "Citizens 1st Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 93, "dollarVol": 42985000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 6, "3": 14, "4": 42, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 42, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E8JTSHNU1K4K92", "name": "The First National Bank and Trust Company of Okmulgee", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 93, "dollarVol": 15195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 111, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 11, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D15L4ETR8E9517", "name": "Heritage South Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 93, "dollarVol": 13755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 1, "3": 13, "4": 18, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LDBCZGR7DW6211", "name": "THE SOUTHERN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 93, "dollarVol": 14585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 5, "3": 39, "4": 42, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 42, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS4CB1171BRJ08", "name": "First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 93, "dollarVol": 67325000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 1, "3": 2, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J1IQXJ1CSCCU16", "name": "HOPEWELL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 93, "dollarVol": 5455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 119, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 1, "3": 11, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006SSMPNYY3P8424", "name": "FIDELIS CATHOLIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 93, "dollarVol": 9835000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 0, "3": 2, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930058TT77ICBGRI91", "name": "GEORGIA HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 93, "dollarVol": 5595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 1, "3": 17, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KB8NXVYD7BGS97", "name": "US COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 93, "dollarVol": 18475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 278, "totalOriginated": 93, "actionTaken": { "1": 93, "2": 42, "3": 36, "4": 26, "5": 0, "6": 0, "7": 32, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 42, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CNDBHD7VKHK806", "name": "NobleBank & Trust", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 92, "dollarVol": 14250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 10, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930055WXO1SUC1AH62", "name": "Town and Country Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 92, "dollarVol": 15490000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 1, "3": 5, "4": 5, "5": 0, "6": 51, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 51, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GTVF72J2WFE10", "name": "Illinois Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 92, "dollarVol": 8350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 8, "3": 47, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000GDQJIBPCUBG13", "name": "Eagle Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 92, "dollarVol": 65960000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 12, "3": 10, "4": 5, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OJS2SSFK0Y2I84", "name": "US DIRECT LENDER", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 92, "dollarVol": 61570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J7DJ7V4CSZCK98", "name": "COOPERATIVA DE AHORRO Y CREDITO ORIENTAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 92, "dollarVol": 9380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 1, "3": 12, "4": 10, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 10, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUMAIOXHIFK142", "name": "Cy-Fair Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 92, "dollarVol": 9100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 2, "3": 14, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002EOK9UP4QZ5N22", "name": "LIBERTYONE Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 92, "dollarVol": 10730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008O36ZLTWMCKU62", "name": "F & M Community Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 92, "dollarVol": 18560000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 4, "3": 3, "4": 8, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DP7U0NF7JQDX23", "name": "FinancialEdge Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 92, "dollarVol": 8110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 93, "totalOriginated": 92, "actionTaken": { "1": 92, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q3FASY9ZW0JS02", "name": "GREATER KC PUBLIC SAFETY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 91, "dollarVol": 7065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 6, "4": 23, "5": 0, "6": 0, "7": 5, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IT6BBMQGOVFG70", "name": "Seamen's Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 91, "dollarVol": 44745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 3, "3": 12, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EZ060LDD77JC03", "name": "Shinhan Bank America", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 91, "dollarVol": 57725000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 5, "3": 13, "4": 19, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008EWJQJ6SK2V234", "name": "TrustTexas Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 91, "dollarVol": 32995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 30, "3": 19, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 30, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TFPNF5ZPLD8I74", "name": "New Mexico Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 91, "dollarVol": 25975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 3, "3": 41, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001IWK74A5N1RE93", "name": "DRAGAS MORTGAGE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 91, "dollarVol": 34535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 12, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RP0N2VARTRFQ77", "name": "River Falls State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 91, "dollarVol": 19305000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 95, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009ZFRBMAYWB2F82", "name": "The Moody National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 91, "dollarVol": 73505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 21, "3": 47, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 47, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYCNS3JDVQXU89", "name": "State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 91, "dollarVol": 35295000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 166, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 4, "3": 18, "4": 19, "5": 1, "6": 0, "7": 10, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 19, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPRW4X0ADUZ549", "name": "WAVE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 91, "dollarVol": 10555000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 14, "4": 10, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJPOL64WXEFY56", "name": "DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 91, "dollarVol": 13035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 10, "4": 37, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 37, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I72FXKCNGRQC43", "name": "HomeBank Texas", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 91, "dollarVol": 42315000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 12, "3": 8, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300838ZAWQIH9V751", "name": "R T P Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 91, "dollarVol": 10505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 115, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 4, "3": 11, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R9WS7FTSHD0V89", "name": "VISIONBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 91, "dollarVol": 20025000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 0, "3": 3, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I8D8TQDQWQAO82", "name": "FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 91, "dollarVol": 10605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 163, "totalOriginated": 91, "actionTaken": { "1": 91, "2": 20, "3": 51, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZ54QGM0WNLC84", "name": "Hoosier Heartland State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 17850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 18, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZE5N7SFL05BW25", "name": "Northern Hills Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 90, "dollarVol": 9670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 131, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 2, "3": 27, "4": 11, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZLDOQY0W4XL83", "name": "Heritage Southeast Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 54260000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 12, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYQVJMZ3X21K04", "name": "The City National Bank and Trust Company of Lawton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 32060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 182, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 17, "4": 24, "5": 0, "6": 0, "7": 25, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E02I9FR0A6YT35", "name": "NORTHWESTERN MUTUAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 90, "dollarVol": 21510000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 7, "4": 15, "5": 0, "6": 0, "7": 1, "8": 16 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HOFQNI04A3474", "name": "ESB Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 16780000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 95, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 4, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D992SE497KXK81", "name": "Ascendia Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 59790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 3, "3": 5, "4": 8, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBMYUTNLY00W24", "name": "SUCCESS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 90, "dollarVol": 7550000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 2, "3": 12, "4": 16, "5": 8, "6": 1, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 16, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZ8A612R2D8J95", "name": "Liberty National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 39020000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 1, "4": 12, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001BNJ1T5ZW02635", "name": "Bank of Blue Valley", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 26560000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 34, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7SKMG274G2Y20", "name": "GARDEN SAVINGS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 90, "dollarVol": 19110000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 149, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 23, "4": 33, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 33, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001D5DXR1S70P689", "name": "RIVER VALLEY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 90, "dollarVol": 10540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 0, "4": 30, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 30, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T1NXF0ZR9PMX05", "name": "Streator Onized Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 90, "dollarVol": 7630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 215, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 8, "3": 97, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 97, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RZHOIGZ93T3S32", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 90, "dollarVol": 22840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 93, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002W52M3SYLFEX32", "name": "GREYSTONE FUNDING COMPANY LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 90, "dollarVol": 1777130000, "branches": 1, "states": 28, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 90, "actionTaken": { "1": 90, "2": 0, "3": 0, "4": 35, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 35, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TY6UTJ321IPS13", "name": "Union Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 89, "dollarVol": 15805000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 112, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 0, "3": 8, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JY7AI2T0M8WT17", "name": "LAND OF LINCOLN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 89, "dollarVol": 12455000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.293, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 5, "3": 18, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OA8B0OLDA16R42", "name": "The Farmers and Merchants National Bank of Nashville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 89, "dollarVol": 15365000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 5, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HWQV4ZV6WMCK88", "name": "AMERICAN SOUTHWEST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 89, "dollarVol": 10125000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Construction", "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 135, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 25, "4": 14, "5": 0, "6": 0, "7": 1, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NPANOIK7XYK714", "name": "N C P D Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 89, "dollarVol": 38605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 171, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 9, "3": 3, "4": 3, "5": 3, "6": 0, "7": 15, "8": 49 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004MWCDBCBTXE044", "name": "Lake Forest Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 89, "dollarVol": 78275000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 119, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 0, "3": 3, "4": 21, "5": 2, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005C8ZBTKUWJPI93", "name": "First Missouri State Bank of Cape County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 89, "dollarVol": 25105000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 5, "3": 2, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007MVCEU8QCNWC60", "name": "Rio Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 89, "dollarVol": 20495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.173, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 119, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 19, "3": 4, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 19, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004X2N6JAS9Z3C97", "name": "First Savings and Loan Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 89, "dollarVol": 48655000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 5, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000WAJ1FMTFL5D75", "name": "HomePromise Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 89, "dollarVol": 33885000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Construction", "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1238, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 1, "3": 668, "4": 442, "5": 38, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 668, "withdrawalCount": 442, "incompleteCount": 38, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490031SXYH24299E86", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 89, "dollarVol": 14945000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 89, "actionTaken": { "1": 89, "2": 11, "3": 18, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H68PK1CZUVUQ73", "name": "GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 88, "dollarVol": 15640000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 5, "3": 23, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V0B2PZ5XF4SB58", "name": "BILLINGS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 88, "dollarVol": 26080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 1, "3": 1, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UWBYWOAZYM9C07", "name": "ST. JEAN'S Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 88, "dollarVol": 21040000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 10, "4": 3, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 3, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000LMWUP8XI9UY21", "name": "United Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 88, "dollarVol": 7280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 290, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 34, "3": 43, "4": 6, "5": 0, "6": 0, "7": 76, "8": 43 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VUE5T1INQKZ414", "name": "Coastline Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 88, "dollarVol": 13600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 94, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NBFODCTL4XR339", "name": "The Upstate National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 88, "dollarVol": 24600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 155, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 8, "4": 11, "5": 1, "6": 47, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 47, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M6LHDDWINJTR38", "name": "INFINITY MORTGAGE HOLDINGS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 88, "dollarVol": 23030000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 124, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 1, "3": 7, "4": 24, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 24, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M63SGBHKKBOE21", "name": "Landmark Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 88, "dollarVol": 16860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.304, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 115, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 0, "3": 7, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MPGZVO0YIGL418", "name": "LOOKOUT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 88, "dollarVol": 18760000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.378, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 88, "actionTaken": { "1": 88, "2": 8, "3": 17, "4": 21, "5": 5, "6": 0, "7": 16, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 21, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FS4TWJ50ESLB05", "name": "The Missouri Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 21935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 101, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 7, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900W6YNVUG39YQI51", "name": "South Georgia Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 7825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 4, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "VUAW1MW1BHNL595RH698", "name": "The First National Bank of River Falls", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 21525000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.152, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 123, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 14, "4": 16, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 16, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BLW96EF9AADU93", "name": "Members First Credit Union Of N.H.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 87, "dollarVol": 12955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 8, "3": 16, "4": 12, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 12, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MBSNDZDNPHNF53", "name": "HEALTH ADVANTAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 87, "dollarVol": 10615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 93, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SK86EFHGUY2C52", "name": "Bank of Wisconsin Dells", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 33865000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 17, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FP6SX9QWAB1J85", "name": "First Texoma National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 13795000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.345, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 13, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004G86NS7ZIP2L97", "name": "I3 Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 29785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 95, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 6, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WBAI0VC58ALC63", "name": "Sierra Lending Group, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 87, "dollarVol": 23425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 2, "4": 14, "5": 3, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 14, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FFFM0IGJLBWH48", "name": "WEST VIRGINIA CENTRAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 87, "dollarVol": 7915000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 15, "3": 13, "4": 7, "5": 1, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G9EOR2GPHM0550", "name": "Community Bank of the Chesapeake", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 137835000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 1, "3": 21, "4": 18, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 18, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BZ038VQFB4UY84", "name": "First Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 87, "dollarVol": 18475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U001ZTHCHO4196", "name": "Inspire Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 87, "dollarVol": 6555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 87, "actionTaken": { "1": 87, "2": 0, "3": 9, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7PPGN7EQJ6578", "name": "MUTUAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 86, "dollarVol": 10760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 181, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 28, "3": 43, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 28, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SUOO1RFWRM7N78", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 86, "dollarVol": 18750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 26, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L1RVMMHUVKTQ94", "name": "MutualOne Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 86, "dollarVol": 133780000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 3, "3": 9, "4": 3, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z8I9USTJ1JA072", "name": "Magnolia State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 86, "dollarVol": 10540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.208, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IGSWBIHAL67063", "name": "RESIDENTIAL MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 86, "dollarVol": 31630000, "branches": 1, "states": 12, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 306, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 1, "3": 1, "4": 216, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 216, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B201Z415GE5E85", "name": "Somerset Savings Bank, SLA", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 86, "dollarVol": 26820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 315, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 13, "3": 31, "4": 22, "5": 9, "6": 154, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 22, "incompleteCount": 9, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 154, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R8N9KVQUKVNJ71", "name": "First State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 86, "dollarVol": 22060000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B1HO0P8G3WYQ31", "name": "Eureka Homestead", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 86, "dollarVol": 30310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 86, "actionTaken": { "1": 86, "2": 0, "3": 2, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FOO7XNZ1564N12", "name": "Beverly Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 85, "dollarVol": 43175000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 4, "4": 22, "5": 1, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 22, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K6AZER0SHGEN26", "name": "SUMMIT HOME MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 85, "dollarVol": 16675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 6, "4": 16, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQL7U3JZ4LCJ17", "name": "MORTGAGE MARKETS CUSO, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 85, "dollarVol": 22045000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 131, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 1, "3": 7, "4": 36, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 36, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009AOX259OY87H37", "name": "Baker Boyer National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 85, "dollarVol": 23265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.234, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 2, "3": 14, "4": 24, "5": 4, "6": 0, "7": 7, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 24, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FTCNECUOWATD22", "name": "First FSB of Mascoutah", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 85, "dollarVol": 25905000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.425, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 2, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MKTQIOL1FBNZ12", "name": "FARMERS AND MERCHANTS BANK OF FOWBLESBURG, MARYLAND", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 85, "dollarVol": 29005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 8, "3": 5, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450057741D3B36B015", "name": "Crosspoint Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 85, "dollarVol": 7815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006AC9Y4MDVXIL37", "name": "Extra", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 85, "dollarVol": 11095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 3, "3": 14, "4": 15, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 15, "incompleteCount": 21, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040WE4NGYGGO143", "name": "Rollstone Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 85, "dollarVol": 38195000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 85, "actionTaken": { "1": 85, "2": 6, "3": 11, "4": 4, "5": 1, "6": 19, "7": 3, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 19, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300563RCDKOF2Y487", "name": "Citizens Building and Loan, SSB", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 84, "dollarVol": 19690000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 24, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003O1765OJT2BV03", "name": "American Riviera Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 84, "dollarVol": 104120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.289, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 5, "4": 8, "5": 0, "6": 11, "7": 0, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRWC0U4V5XQ024", "name": "Bank of Stockton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 84, "dollarVol": 160290000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 1, "3": 21, "4": 25, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 25, "incompleteCount": 5, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QKFRNUZ2L5LY47", "name": "TopMark Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 84, "dollarVol": 11390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 177, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 24, "3": 44, "4": 21, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 21, "incompleteCount": 4, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E5RO9KE6OFNQ81", "name": "Finance Factors, Limited", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 84, "dollarVol": 60440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 17, "4": 27, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 27, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002MNKV62JMMPU16", "name": "Homestead Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 84, "dollarVol": 12380000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 22, "3": 15, "4": 1, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 1, "incompleteCount": 4, "approvedNotAcceptedCount": 22, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TI83SWW04ZPZ29", "name": "AppleTree Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 84, "dollarVol": 12480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 7, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HNL0XN9S0MZM92", "name": "EQUITY NOW INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 84, "dollarVol": 30970000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 614, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 246, "4": 222, "5": 62, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 246, "withdrawalCount": 222, "incompleteCount": 62, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BHD8N0WSH1Q305", "name": "POWERCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 84, "dollarVol": 13420000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 118, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 0, "3": 11, "4": 21, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 21, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T7TLOJ8X6X8T43", "name": "CALCULATED RISK ANALYTICS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 84, "dollarVol": 48060000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 7, "3": 1, "4": 43, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 43, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001LCNCF6Z3ZQ632", "name": "FIVE COUNTY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 84, "dollarVol": 20060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 6, "3": 13, "4": 9, "5": 2, "6": 0, "7": 22, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SJONZGRA3CJM44", "name": "The Apple Creek Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 84, "dollarVol": 17210000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.421, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 123, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 21, "3": 17, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 21, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P0EVSTBKD8HJ82", "name": "C E S", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 84, "dollarVol": 10630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 105, "totalOriginated": 84, "actionTaken": { "1": 84, "2": 1, "3": 8, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IVS7RAU1H3GS10", "name": "UBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 83, "dollarVol": 58965000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.449, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 5, "3": 17, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BOONATEIE9GC38", "name": "1ST COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 83, "dollarVol": 11215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.137, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 3, "3": 36, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 36, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007C2UVB2OGY1G25", "name": "Marblehead Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 83, "dollarVol": 41035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 115, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 9, "3": 3, "4": 10, "5": 6, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 6, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ZG5EVEXW01J70", "name": "ADVANZ Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 83, "dollarVol": 7705000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.35, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 155, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 14, "3": 16, "4": 21, "5": 11, "6": 0, "7": 2, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 21, "incompleteCount": 11, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYY2S4S7UPJT86", "name": "SK GLOBAL INVESTMENT, INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 83, "dollarVol": 45275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 129, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 0, "4": 46, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 46, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490030Z1TAY4VPEL47", "name": "Kingsport Press Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 83, "dollarVol": 9255000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 1, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001P38O8QXGI6503", "name": "SEA WEST COAST GUARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 83, "dollarVol": 41265000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 140, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 26, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZUMZZ6CZKH7X17", "name": "WEPCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 83, "dollarVol": 9105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 83, "actionTaken": { "1": 83, "2": 0, "3": 20, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTYDNRSYG5A828", "name": "Malaga Bank F.S.B", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 115640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 20, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900639EOJ1QZC2567", "name": "Charles River Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 28020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 9, "4": 21, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 21, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "21380054U5NKZKBQ4128", "name": "Central Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 21000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 2, "3": 10, "4": 15, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XDIQEEL7H1YU47", "name": "NORTH STAR CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 82, "dollarVol": 11350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 0, "4": 7, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009WLD1EC45QKX71", "name": "GreenLeaf Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 13740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 119, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 26, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 26, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SEIRB4CK6DTC04", "name": "The First National Bank of Lawrence County at Walnut Ridge", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 7160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 15, "3": 25, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RWHE2VKSDDXT72", "name": "R-G Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 82, "dollarVol": 11070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.146, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 1, "3": 3, "4": 0, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008CNPUHZU5S1E85", "name": "VisionBank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 82, "dollarVol": 15650000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NZI0KZUW6HBT60", "name": "FIRSTOAK BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 21320000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 100, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 1, "3": 6, "4": 11, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ONLDV0W4QDI82", "name": "Orange Bank &Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 97000000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 4, "3": 14, "4": 12, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 8, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FJI86JAMJGHR47", "name": "Southwest National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 21410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.231, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YQJU3WVKMRXR40", "name": "PATRIOT ONE MORTGAGE BANKERS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 82, "dollarVol": 43300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 0, "3": 7, "4": 33, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JRZJXS01TP9N73", "name": "MCNB Bank and Trust Co.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 82, "dollarVol": 40700000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 82, "actionTaken": { "1": 82, "2": 18, "3": 24, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 18, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007RCYAICJL91Z44", "name": "Security National Bank of Omaha", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 81, "dollarVol": 51165000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 139, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 6, "3": 6, "4": 44, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 44, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HUJ6V0QTROHW53", "name": "First Freedom Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 81, "dollarVol": 28615000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 1, "3": 1, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T69MHCQOIC3F90", "name": "COOPERATIVA DE AHORRO Y CREDITO DE CAMUY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 81, "dollarVol": 9065000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P3FG3HDU6NKK74", "name": "Monroe Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 81, "dollarVol": 23175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.24, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 5, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WWAUM3SY0XPY42", "name": "ALTA VISTA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 81, "dollarVol": 36755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 81, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUVM9AXNUI6G83", "name": "CITY EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 81, "dollarVol": 7715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 1, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LNFFMJM1GR5C72", "name": "CREIGHTON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 81, "dollarVol": 8245000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.413, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 3, "3": 0, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FR7PGHS5RN4G56", "name": "ABINGTON BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 81, "dollarVol": 54215000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 4, "3": 17, "4": 11, "5": 3, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 11, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JH5HOQQ4CDPC30", "name": "The First National Bank of McConnelsville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 81, "dollarVol": 12145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 0, "3": 13, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GHFQ9KF6G4PN32", "name": "First Central Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 81, "dollarVol": 6645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.297, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 168, "totalOriginated": 81, "actionTaken": { "1": 81, "2": 20, "3": 18, "4": 49, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 49, "incompleteCount": 0, "approvedNotAcceptedCount": 20, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005LNO5N4F760786", "name": "First Northern Bank of Dixon", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 49420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 120, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 11, "4": 15, "5": 7, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2I8LP0RLR14D1X6W0P51", "name": "Schaumburg Bank & Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 47050000, "branches": 1, "states": 15, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 2, "4": 9, "5": 1, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VPLEP8CE1FD910", "name": "O'Bannon Banking Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 80, "dollarVol": 11220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 5, "3": 11, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077RRQE77TVA474", "name": "The Sacramento Deposit Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 9820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 3, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RAPDJZFI07WS81", "name": "Hometown National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 12650000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 8, "4": 11, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U5SDGYPSPXZU37", "name": "Natbank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 37500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 4, "3": 24, "4": 34, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 34, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KUBRH1GICTLI84", "name": "NEW HAMPSHIRE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 80, "dollarVol": 10100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.39, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 16, "4": 6, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FZVFXIG76Q3D24", "name": "Bank of Billings", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 10600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 94, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 5, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B95782G2DYRD47", "name": "Lakeside Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 20830000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 6, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GBD8RBYHSIS855", "name": "Argent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 80, "dollarVol": 10480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 158, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 44, "4": 32, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 32, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930020NKD4V7LL4W50", "name": "EVOLVE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 80, "dollarVol": 13780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 21, "4": 14, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THVVYXNYVCMC50", "name": "Colonial Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 80, "dollarVol": 32410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.383, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 8, "4": 13, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 13, "incompleteCount": 6, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQ25HXXXOWJ140", "name": "KELLY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 80, "dollarVol": 19880000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.265, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 1, "3": 24, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O86JRT86YLQO47", "name": "Seasons Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 80, "dollarVol": 7900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 80, "actionTaken": { "1": 80, "2": 0, "3": 26, "4": 19, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 19, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1R0R39PYT7O68", "name": "First Western Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 79, "dollarVol": 13975000, "branches": 1, "states": 31, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 6, "3": 23, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WNJM89PTUDS223", "name": "Nebraska Bank of Commerce", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 79, "dollarVol": 13005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 96, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 6, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "C4BXATY60WC6XEOZDX54", "name": "MetLife, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 79, "dollarVol": 5294795000, "branches": 1, "states": 22, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 11, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DS8F7DYEEO5B60", "name": "Moog Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 79, "dollarVol": 14125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UQIE22KBNLG837", "name": "River City Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 79, "dollarVol": 8035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 43, "4": 22, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 43, "withdrawalCount": 22, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W76QLF060CER73", "name": "First South Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 79, "dollarVol": 17425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 12, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RWHDQQ6O8UNG56", "name": "Peoples Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 79, "dollarVol": 15045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 11, "3": 20, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CZYL6IDJDBUR04", "name": "SECURITY FIRST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 79, "dollarVol": 10735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.341, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 134, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 55, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 55, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930022CQGV47Q8PM03", "name": "SERVIS ONE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 79, "dollarVol": 20905000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 234, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 69, "4": 75, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 75, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009JZ6NIQL6RQT28", "name": "HIGHMARK Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 79, "dollarVol": 19845000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 79, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UEGARCJHF59B44", "name": "DEL SUR CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 79, "dollarVol": 35985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 95, "totalOriginated": 79, "actionTaken": { "1": 79, "2": 0, "3": 4, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "CLHA5EVJO4FMZ2WOBV70", "name": "Northbrook Bank and Trust Company, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 78, "dollarVol": 66260000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 2, "4": 12, "5": 1, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900L3N47KFV5KSJ32", "name": "Financial Trust", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 78, "dollarVol": 6900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 16, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJ1W5RNY1X4D75", "name": "Central State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 78, "dollarVol": 34850000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 1, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZEHLZ064G58146", "name": "Sterling Bank and Trust, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 78, "dollarVol": 59440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 440, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 8, "3": 85, "4": 16, "5": 5, "6": 243, "7": 1, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 16, "incompleteCount": 5, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 243, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300810F3G8UKNJ127", "name": "Barley Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 78, "dollarVol": 29610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OSS620JYU5KR81", "name": "ARSENAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 78, "dollarVol": 15820000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 1, "3": 10, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HERTPSZ6EH0667", "name": "HOMEWAY MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 77, "dollarVol": 26605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 14, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000BG2198NFS0K59", "name": "Freedom of Maryland Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 77, "dollarVol": 38325000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.305, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 2, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006T1BV8J2I7XC10", "name": "Citizens State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 77, "dollarVol": 19665000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 134, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 12, "3": 29, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALPT3HYIWS8833", "name": "Waldo State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 77, "dollarVol": 11675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 5, "3": 8, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VYWY829DG3Z473", "name": "Members Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 77, "dollarVol": 27325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 165, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 1, "3": 13, "4": 16, "5": 13, "6": 0, "7": 14, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 16, "incompleteCount": 13, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QWNWNPOWGOC273", "name": "Eco Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 77, "dollarVol": 11355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.125, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 20, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TSZB60GNONKL22", "name": "RAILWAY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 77, "dollarVol": 9225000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 77, "actionTaken": { "1": 77, "2": 0, "3": 10, "4": 14, "5": 0, "6": 0, "7": 3, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZY55MYW2FNSA48", "name": "MAINE HIGHLANDS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 76, "dollarVol": 9630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 5, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VZCSVVY5P73G51", "name": "Community Star Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 76, "dollarVol": 8280000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 12, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C690YBM0ROXL93", "name": "Kleberg Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 76, "dollarVol": 37480000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.355, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 132, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 15, "4": 41, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 41, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "21380055IMHX3N5UL146", "name": "VALLEY STATE BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 76, "dollarVol": 9300000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 121, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 5, "3": 12, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RYNOL8D0H1YY31", "name": "ONE VISION Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 76, "dollarVol": 7230000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 0, "3": 6, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XYK7KGXCRSH318", "name": "AgCarolina Farm Credit, FLCA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 76, "dollarVol": 28160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 9, "3": 0, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001J5Z6NXCZKQR68", "name": "SKYWARD", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 76, "dollarVol": 11700000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 211, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 24, "3": 24, "4": 24, "5": 4, "6": 0, "7": 25, "8": 34 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 24, "incompleteCount": 4, "approvedNotAcceptedCount": 24, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VEIFZEX6HJVA94", "name": "CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 76, "dollarVol": 9910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 140, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 4, "3": 8, "4": 33, "5": 0, "6": 0, "7": 8, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 33, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VVCX7PR9KDCK83", "name": "CASCO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 76, "dollarVol": 8370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 76, "actionTaken": { "1": 76, "2": 1, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V315P16H3FSD37", "name": "Lone Star Federally Insured State-Chartered Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 10505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 2, "3": 35, "4": 10, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 10, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UE4FFDNV7ELD54", "name": "SCHLUMBERGER EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 28075000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 5, "3": 0, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003VS9H74R09MO48", "name": "Star Choice Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 10995000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 101, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 5, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "89Z2WRK82BORVH42CP71", "name": "West Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 75, "dollarVol": 170615000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 4, "3": 13, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003ZYZM7FHPZV590", "name": "DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 5995000, "branches": 1, "states": 25, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 5, "4": 42, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 42, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MIICHJBUDK6R97", "name": "United Citizens Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 75, "dollarVol": 16535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 91, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 9, "3": 7, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NSJ1ASOONUCL94", "name": "LPS Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 3925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 75, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIXL7EJEGA5V78", "name": "Security Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 75, "dollarVol": 12475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 11, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TTXC2DBWKBNZ05", "name": "Bowater Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 12525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.141, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 176, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 33, "3": 31, "4": 10, "5": 23, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 10, "incompleteCount": 23, "approvedNotAcceptedCount": 33, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HTK2JOGRTAIO10", "name": "The ONE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 4485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 105, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 12, "4": 16, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GG6WW4AAUFXJ50", "name": "Marathon Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 75, "dollarVol": 32305000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.397, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 78, "actionTaken": { "1": 78, "2": 7, "3": 13, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N7MKAZNGCKT625", "name": "HARRIS COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 75, "dollarVol": 6625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 88, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 5, "4": 4, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GWSHKTMAYXI472", "name": "MinnStar Bank National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 75, "dollarVol": 18035000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 0, "3": 2, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZY6PRWY54O6995", "name": "CAPITAL PLUS FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 75, "dollarVol": 12325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 75, "actionTaken": { "1": 75, "2": 7, "3": 20, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SEW263WB5KWU64", "name": "Vast Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 74, "dollarVol": 46130000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 1, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PTGESTLYZT6Z63", "name": "FEDERATED LENDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 74, "dollarVol": 28550000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 1, "3": 0, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MX8VQ8VRHIUY36", "name": "The First National Bank of Moose Lake", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 74, "dollarVol": 19620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 6, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A7BPOO2YO2YE30", "name": "Montecito Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 74, "dollarVol": 75430000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 163, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 3, "3": 34, "4": 10, "5": 6, "6": 0, "7": 19, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 10, "incompleteCount": 6, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QV6YJK6ZDZPV54", "name": "Collinsville Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 74, "dollarVol": 12880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 1, "3": 5, "4": 5, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TPAN1WJY46W431", "name": "Essex Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 74, "dollarVol": 24370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 108, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 2, "3": 9, "4": 17, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 17, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LSUA7OOX54X398", "name": "HAR-CO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 74, "dollarVol": 21070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 74, "actionTaken": { "1": 74, "2": 3, "3": 4, "4": 4, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSNNGTWBX45K83", "name": "The Citizens Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 73, "dollarVol": 20895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 12, "3": 24, "4": 2, "5": 2, "6": 0, "7": 11, "8": 19 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KLRON8YJD2EN33", "name": "Weld Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 73, "dollarVol": 6775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 6, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGWM7M3DKQ1F43", "name": "BRIDGE CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 73, "dollarVol": 5055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 128, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 3, "3": 39, "4": 11, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 11, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNG3C6WSZ0TB17", "name": "U.S. HOME MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 73, "dollarVol": 17485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 1, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SQ82MLLWN3PD61", "name": "Idaho First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 73, "dollarVol": 57675000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.367, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 1, "3": 15, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HYUPH0X6FT603", "name": "Farmers and Miners Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 73, "dollarVol": 9165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 105, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 10, "3": 20, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001YS08XHF42M037", "name": "PIONEER VALLEY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 73, "dollarVol": 9185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.377, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 4, "3": 21, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HBR13MJYNT3634", "name": "Two Harbors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 73, "dollarVol": 6755000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 73, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LABVG9QJ78G04", "name": "Center National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 73, "dollarVol": 23785000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 73, "actionTaken": { "1": 73, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HQPLN40YTRSL84", "name": "QUANTUM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 72, "dollarVol": 6580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 5, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 11 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQY2Y402FHFI71", "name": "RIVER VALLEY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 72, "dollarVol": 5950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 1, "3": 0, "4": 1, "5": 0, "6": 0, "7": 5, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002HQPD3K5EOQP52", "name": "Grand Valley Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 72, "dollarVol": 25710000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 3, "3": 14, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490041Y3ITG7RD6H37", "name": "Chain Bridge Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 72, "dollarVol": 60230000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 79, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 2, "3": 1, "4": 1, "5": 0, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PVS7DLMY766R09", "name": "MIAMI FIREFIGHTERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 72, "dollarVol": 11700000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 93, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 7, "3": 9, "4": 1, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 4, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NIQBROW7MLXI19", "name": "Opportunities Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 72, "dollarVol": 17310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 178, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 37, "4": 13, "5": 13, "6": 0, "7": 43, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 37, "withdrawalCount": 13, "incompleteCount": 13, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A6T9G3QXH9KZ27", "name": "Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 72, "dollarVol": 18630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 11, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "894500C7FEAC4HQJCK52", "name": "Kenmore N.Y. Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 72, "dollarVol": 6210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "89450088V2BYQUO61B62", "name": "ANECA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 72, "dollarVol": 17490000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 73, "totalOriginated": 72, "actionTaken": { "1": 72, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VWVLYULYLIAM42", "name": "HOMEOWNERS FIRST MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 71, "dollarVol": 42575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.448, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 6, "4": 16, "5": 2, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 16, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NRU0TO5WZHHH62", "name": "South Metro Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 71, "dollarVol": 6425000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 146, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 4, "3": 10, "4": 12, "5": 0, "6": 0, "7": 18, "8": 31 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JCZ0GMM2WOD15", "name": "WOODTRUST BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 71, "dollarVol": 31175000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 136, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 6, "3": 2, "4": 2, "5": 2, "6": 0, "7": 12, "8": 41 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002R2CJ2LF78PR19", "name": "Seneca Savings", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 71, "dollarVol": 16685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 171, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 2, "3": 13, "4": 3, "5": 0, "6": 82, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 82, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PZD34K8KYJD223", "name": "Saco Valley Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 71, "dollarVol": 19055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 94, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 1, "3": 7, "4": 9, "5": 3, "6": 0, "7": 1, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WIE2SKOKI8PF63", "name": "North Shore Trust and Savings", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 71, "dollarVol": 19045000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 1, "3": 17, "4": 18, "5": 1, "6": 9, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 18, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O2UK5FUZXQJO34", "name": "United Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 71, "dollarVol": 17825000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 2, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FYMABY3EPG2K50", "name": "Bank of Milton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 71, "dollarVol": 14695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 3, "3": 8, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DEMD2F6Z046A71", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 71, "dollarVol": 15145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.128, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 4, "3": 3, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OCPYKDBIQ11H61", "name": "Valliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 71, "dollarVol": 45175000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 1, "3": 5, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FB4VEI37KZPQ74", "name": "Miami Postal Service", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 71, "dollarVol": 8375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 118, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 27, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XTFXREUXEWLW38", "name": "The Security National Bank of Enid", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 71, "dollarVol": 15175000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 3, "4": 3, "5": 0, "6": 1, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4KO88PZ6HZH66", "name": "NESC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 71, "dollarVol": 7665000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.196, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 0, "3": 7, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JSR03JVTTZ6039", "name": "United Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 71, "dollarVol": 3865000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 71, "actionTaken": { "1": 71, "2": 1, "3": 20, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SOF7S6E4VRT651", "name": "SAN ANTONIO CITIZENS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 70, "dollarVol": 10120000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.218, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 26, "4": 26, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 26, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300333JQWIP8NLK67", "name": "MERITUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 70, "dollarVol": 9290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 34, "4": 12, "5": 0, "6": 0, "7": 8, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BQENI8J22AJ557", "name": "Central Jersey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 70, "dollarVol": 7060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 14, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HOPKX8O1S8MJ63", "name": "RIEGEL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 70, "dollarVol": 7330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 12, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001QMUDK2ML5S840", "name": "Neighbors Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 70, "dollarVol": 15720000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 1, "3": 15, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ALAL7EW71UE133", "name": "West Texas National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 70, "dollarVol": 29580000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 159, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 18, "4": 18, "5": 6, "6": 47, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 18, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 47, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHSG9OOX0DZH92", "name": "NorthWest Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 70, "dollarVol": 19980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.438, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 77, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZF5TG4BM7Y8P59", "name": "Wisconsin River Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 70, "dollarVol": 24140000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 93, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 1, "3": 10, "4": 7, "5": 0, "6": 5, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 5, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004ZQGH3G6GHZ049", "name": "GRANDE HOMES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 70, "dollarVol": 38730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 9, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930067K4Z4NIZ4W068", "name": "RIVER WORKS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 70, "dollarVol": 31980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 112, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 1, "3": 16, "4": 15, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YOCINIK5RN6R57", "name": "GATEWAY METRO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 70, "dollarVol": 12910000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 70, "actionTaken": { "1": 70, "2": 0, "3": 0, "4": 0, "5": 0, "6": 8, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 8, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008CUN0J8JKWUL22", "name": "Telco Plus Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 69, "dollarVol": 14725000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.417, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 79, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 2, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KOJTW8YS8AL287", "name": "The First National Bank of Bellevue", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 69, "dollarVol": 11615000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.212, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 3, "4": 5, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930061FQ5XDACCBW12", "name": "PACIFIC HORIZON BANCORP, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 69, "dollarVol": 36635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUEGVFZ2155D91", "name": "GREATER NEW ORLEANS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 69, "dollarVol": 7815000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 110, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 7, "3": 19, "4": 3, "5": 1, "6": 0, "7": 6, "8": 5 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IHSZUFLA4J1Q14", "name": "Downeast Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 69, "dollarVol": 10875000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 11, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LVZ1O44BCREK60", "name": "Belmont Savings Bank, SSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 69, "dollarVol": 23525000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 5, "4": 7, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXCDKIWPEE4R73", "name": "The Peshtigo National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 69, "dollarVol": 10505000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OPZE52Y4J4QP25", "name": "The Exchange Bank of Alabama", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 69, "dollarVol": 15475000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 81, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 10, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZVK94NEC553D12", "name": "Carson Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 69, "dollarVol": 12555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.361, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 10, "3": 4, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMZQGVLZ5KCW51", "name": "AUBURN UNIVERSITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 69, "dollarVol": 7895000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 4, "3": 6, "4": 9, "5": 0, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E14W7X6ZY25478", "name": "Bangor Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 69, "dollarVol": 7095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 79, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 1, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BGIT0LFI12Z304", "name": "Security Bank, s.b.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 69, "dollarVol": 10935000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 102, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 15, "3": 14, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002BRQ8SVQPCV108", "name": "PIEDMONT ADVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 69, "dollarVol": 7225000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 69, "actionTaken": { "1": 69, "2": 0, "3": 22, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JG0TE6ZVYQ7857", "name": "Denver Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 68, "dollarVol": 12540000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 12, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003KE4TBG4N5AY60", "name": "Union Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 68, "dollarVol": 28500000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 7, "3": 16, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MN2NONI4E6X341", "name": "TRADEMARK", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 68, "dollarVol": 5600000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.399, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 1, "3": 6, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900O2VYWY7LKZ6T60", "name": "CHARTWELL FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 68, "dollarVol": 2640000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 170, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 40, "4": 30, "5": 32, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 40, "withdrawalCount": 30, "incompleteCount": 32, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I1IE35O2I0WT71", "name": "Westmoreland Federal Savings", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 68, "dollarVol": 12470000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 1, "3": 3, "4": 3, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3PE251I1FTX35", "name": "PROFESSIONAL CONSOLIDATED FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 68, "dollarVol": 36680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 73, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 0, "4": 3, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E05TZE9VHI0I91", "name": "Mid-Southern Savings Bank, FSB", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 68, "dollarVol": 17280000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.229, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 88, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 3, "3": 7, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008TF4FG4ON44F19", "name": "Telco Triad Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 68, "dollarVol": 8540000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZRQ03T8H2Y769", "name": "Community Trust Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 68, "dollarVol": 8280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 0, "3": 9, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XE6SNRPD2GUD44", "name": "Virginia National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 68, "dollarVol": 31710000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 12, "3": 15, "4": 21, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 21, "incompleteCount": 1, "approvedNotAcceptedCount": 12, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008ICL5D7TS4CI35", "name": "SUPERIOR FINANCIAL SOLUTIONS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 68, "dollarVol": 10350000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 553, "totalOriginated": 68, "actionTaken": { "1": 68, "2": 4, "3": 14, "4": 51, "5": 10, "6": 128, "7": 85, "8": 193 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 51, "incompleteCount": 10, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 128, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S5LHMBX3WRT314", "name": "Wheaton Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 67, "dollarVol": 43385000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 96, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 7, "4": 11, "5": 0, "6": 11, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 11, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IL3FQNU6YHBJ72", "name": "P & G MEHOOPANY EMPLOYEES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 67, "dollarVol": 6565000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 14, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KS5BW3577I6617", "name": "RIVAMortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 67, "dollarVol": 28785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZS27YP5BQKD225", "name": "Lake Huron Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 67, "dollarVol": 6425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 160, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 5, "3": 85, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 85, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P7QM2ETZZY0323", "name": "HERITAGE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 67, "dollarVol": 8515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 212, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 33, "4": 32, "5": 0, "6": 80, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 80, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HG6U7GIJKDOO88", "name": "EMIGRANT FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 67, "dollarVol": 51495000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.327, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 5, "3": 21, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UYF8OQLB7L7745", "name": "PINE BLUFF COTTON BELT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 67, "dollarVol": 7825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 5, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GGK5S87EZ84P32", "name": "LATIN AMERICAN FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 67, "dollarVol": 9435000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 91, "totalOriginated": 67, "actionTaken": { "1": 67, "2": 0, "3": 6, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006MS554K1PP0026", "name": "Century Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 66, "dollarVol": 4630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.101, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 77, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QQT0E10LWS3326", "name": "Ciera Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 66, "dollarVol": 23510000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 81, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 3, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900OI3V8V16I60I06", "name": "Kearney Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 66, "dollarVol": 13130000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 5, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TT6197INLGZW29", "name": "ALOHA PACIFIC FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 66, "dollarVol": 40440000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.432, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 3, "3": 0, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R9B3X06XL9UX62", "name": "Rocky Mountain Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 66, "dollarVol": 49890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 1, "3": 32, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XRTANBKSC2EB64", "name": "Journey Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 66, "dollarVol": 4560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005ORRKI2S5T8912", "name": "Consumers Professional Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 66, "dollarVol": 7590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.311, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2QBYW1NW41140", "name": "MAINE FAMILY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 66, "dollarVol": 8850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.148, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 142, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 5, "3": 41, "4": 4, "5": 0, "6": 0, "7": 20, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPK18IMSC1OM63", "name": "OREC STRUCTURED FINANCE CO., LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 66, "dollarVol": 1220230000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.442, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 59, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 59, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EL4XB15QW2WI69", "name": "First National Bank of Griffin", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 66, "dollarVol": 15310000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 101, "totalOriginated": 66, "actionTaken": { "1": 66, "2": 0, "3": 19, "4": 16, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 16, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001URDOO8V3DI280", "name": "First Federal Savings and Loan Association of Greensburg", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 65, "dollarVol": 11475000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 75, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XJILJTNAUVMD85", "name": "Armstrong Associates Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 65, "dollarVol": 3505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005F145IP6JL7314", "name": "Community First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 65, "dollarVol": 27525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 277, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 1, "3": 6, "4": 201, "5": 0, "6": 0, "7": 4, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 201, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P1I9VHKMF8R991", "name": "First Federal", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 65, "dollarVol": 27335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 6, "3": 24, "4": 25, "5": 3, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 25, "incompleteCount": 3, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3HICJPQ15PGZSBFDNJ82", "name": "Crystal Lake Bank & Trust Company, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 65, "dollarVol": 47705000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 79, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 1, "4": 8, "5": 2, "6": 3, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 3, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OD0X37005DV702", "name": "STERLING UNITED Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 65, "dollarVol": 4655000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 3, "3": 16, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BKY8EDMAZZPY75", "name": "Primary Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 65, "dollarVol": 40195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 2, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LP2WHZQ61VBS60", "name": "Chicago Patrolmen's Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 65, "dollarVol": 10415000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 16, "4": 17, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 17, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J24Z0NH1T4DR15", "name": "Rayne Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 65, "dollarVol": 14175000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 8, "3": 14, "4": 7, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VYEO55JM1VUZ93", "name": "GREATER WOODLAWN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 65, "dollarVol": 7195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 73, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 6, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWUZ3ZGKKC7W73", "name": "Merchants and Manufacturers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 65, "dollarVol": 22775000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 76, "totalOriginated": 65, "actionTaken": { "1": 65, "2": 0, "3": 1, "4": 5, "5": 1, "6": 4, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490039MDCTJ7ZJ8204", "name": "Century Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 64, "dollarVol": 6150000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 94, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 2, "3": 17, "4": 6, "5": 3, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001WH56IR3WR8F53", "name": "First Federal Savings and Loan Association of Delta", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 64, "dollarVol": 13210000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 0, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300THBFHMP4WJ0323", "name": "I.L.W.U. FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 64, "dollarVol": 26500000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 101, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 14, "3": 9, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JBTQ88S1XGQG53", "name": "WESTWOOD MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 64, "dollarVol": 35560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 0, "3": 6, "4": 27, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 27, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R45W3ZMI3IVW43", "name": "First State Bank of Bloomington", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 64, "dollarVol": 13450000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 9, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PU0KOD7M34E71", "name": "Citizens State Bank of Loyal", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 64, "dollarVol": 7460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 5, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300H83ZXQ4TDSXI83", "name": "WHEELHOUSE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 64, "dollarVol": 30200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 2, "3": 6, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001HBW8F635CC420", "name": "Foxboro Federal Savings", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 64, "dollarVol": 23270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 130, "totalOriginated": 64, "actionTaken": { "1": 64, "2": 1, "3": 7, "4": 38, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 38, "incompleteCount": 20, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5TYVKN840ZC47", "name": "Cornerstone Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 63, "dollarVol": 31615000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 4, "3": 8, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GKFM8W0GQXCQ93", "name": "Michigan Legacy Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 63, "dollarVol": 5225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.117, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 2, "3": 16, "4": 27, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 27, "incompleteCount": 19, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CCA1QSI5J1ZY32", "name": "Space Age Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 63, "dollarVol": 5145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.324, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 103, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 1, "3": 8, "4": 14, "5": 17, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 14, "incompleteCount": 17, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FDNZSDIZP9N063", "name": "CENTRAL CREDIT UNION OF FLORIDA", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 63, "dollarVol": 8945000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.369, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 3, "3": 8, "4": 1, "5": 4, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 4, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930077O97ZNP1ECH16", "name": "MORTGAGE SOLUTIONS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 63, "dollarVol": 10325000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 63, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TEBV514KLDE180", "name": "PENINSULA COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 63, "dollarVol": 7495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 114, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 17, "3": 25, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 17, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009N13S1TDMHNJ11", "name": "NORTHEAST FAMILY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 63, "dollarVol": 6355000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FCKH37LHQEEV88", "name": "SANBORN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 63, "dollarVol": 31245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 1, "4": 2, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J327PTWC173F64", "name": "FIRST CHOICE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 63, "dollarVol": 6075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.225, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 53, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 53, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008WHMQTG21UHU90", "name": "LONG BEACH CITY EMPLOYEES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 63, "dollarVol": 15465000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.166, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 8, "4": 8, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 8, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MUCXO2NIUSBW51", "name": "Pony Express Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 63, "dollarVol": 20805000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJPU5FBHX6JQ61", "name": "INTANDEM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 63, "dollarVol": 5715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.116, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900T8NVZTD1Q8U318", "name": "Guardians Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 63, "dollarVol": 5535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 7, "3": 16, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PGUFTU637ZN698", "name": "Foundation One Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 63, "dollarVol": 22105000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 2, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5UYS2WUV8D581", "name": "WNC COMMUNITY CU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 63, "dollarVol": 13545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 63, "actionTaken": { "1": 63, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CMT3RKMW1QLO34", "name": "BUILDING TRADES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 5030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 79, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 1, "3": 14, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900QSUXI8A1DQJK41", "name": "Peoples Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 6220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.381, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 1, "4": 15, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 15, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B190GPYLAX3Y92", "name": "American First National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 62, "dollarVol": 39330000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 5, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VGTHKRGXF7GQ17", "name": "The Bank of Kaukauna", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 62, "dollarVol": 15750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 5, "3": 7, "4": 4, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 4, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N860L1FESYGP70", "name": "HILTON FINANCIAL CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 62, "dollarVol": 17250000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 0, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CJDUFKEK0WMB04", "name": "UKRAINIAN NATIONAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 28960000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 63, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 1, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G4VO4E5SNMQB32", "name": "FMS Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 62, "dollarVol": 18540000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 4, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001FVJ5MZI4YAE11", "name": "Cooperativa De Ahorro Y Credito Dr. Manuel Zeno Gandia", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 62, "dollarVol": 4730000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.245, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 28, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R1M9F3KHD4D911", "name": "HOMELAND CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 7800000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 7, "3": 17, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900YV0O58MHFPZV28", "name": "Generations Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 62, "dollarVol": 9490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 314, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 6, "3": 14, "4": 2, "5": 2, "6": 228, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 228, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VUVWGNUHYOLA93", "name": "COCA-COLA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 9310000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.138, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 122, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 3, "3": 45, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 45, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TWLXP5O4IHG211", "name": "Southeast Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 9020000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 157, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 39, "3": 24, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 39, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R92KASZD16MT49", "name": "Security Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 62, "dollarVol": 10850000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 2, "3": 2, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R21YNPTNWW1L44", "name": "Gulf Coast Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 9370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 143, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 2, "3": 62, "4": 16, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 62, "withdrawalCount": 16, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003PL2K1NXVSU388", "name": "NYMEO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 10630000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.133, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 102, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 1, "3": 9, "4": 25, "5": 4, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 25, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900E8KW1VR97KFU45", "name": "TNConnect Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 62, "dollarVol": 3100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 77, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 9, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MY1ZANX8HECH55", "name": "Bluff View Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 62, "dollarVol": 12680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 62, "actionTaken": { "1": 62, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LUOV7WW4BLH779", "name": "The National Grand Bank of Marblehead", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 61, "dollarVol": 38585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 1, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YSHLM42Y6DYI34", "name": "RIVER VALLEY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 61, "dollarVol": 6455000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490092DWDTDJ002J62", "name": "1st Franklin Financial Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 61, "dollarVol": 1745000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 6, "3": 10, "4": 0, "5": 20, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 20, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930037ZQUSJHCXY666", "name": "WESTERN SUN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 61, "dollarVol": 4465000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 127, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 9, "3": 27, "4": 27, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 27, "incompleteCount": 3, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "1DU7IM20QESYGDO4HO54", "name": "NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 61, "dollarVol": 3591875000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 3, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JH0WD7YX0UUZ21", "name": "WORCESTER CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 61, "dollarVol": 6345000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 4, "3": 31, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 31, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "8945002AZSML1PBU6N20", "name": "EDUCATORS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 61, "dollarVol": 8075000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.404, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 61, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L7JNOXBW10PN68", "name": "Empower Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 61, "dollarVol": 12555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 0, "3": 7, "4": 7, "5": 5, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 7, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZP58VS10D8CK07", "name": "The Farmers State Bank of Westmoreland", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 61, "dollarVol": 11675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 70, "totalOriginated": 61, "actionTaken": { "1": 61, "2": 4, "3": 5, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005XIMS68J4ZQ284", "name": "First Montana Bank, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 60, "dollarVol": 19110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.382, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 4, "3": 4, "4": 13, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 13, "incompleteCount": 2, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFP60F9IJ2SQ62", "name": "MEMBER'S 1ST OF NJ", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 60, "dollarVol": 3630000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 1, "3": 6, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWOZZB97053F11", "name": "KELLEY MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 60, "dollarVol": 14620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 63, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002QI5QUDX4RGW52", "name": "InRoads Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 60, "dollarVol": 15850000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.43, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 162, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 8, "3": 14, "4": 15, "5": 8, "6": 0, "7": 25, "8": 32 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YW2Z3JIKD72X32", "name": "ASTERA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 60, "dollarVol": 3020000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 118, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 35, "4": 16, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 16, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFIO7B8IHC0H05", "name": "Farmers and Drovers Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 60, "dollarVol": 9170000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.386, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 5, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LQBQA3XIDZPS96", "name": "WHITE ROSE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 60, "dollarVol": 3910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 12, "4": 14, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 14, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EKE4KU163TA318", "name": "American Broadcast Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 60, "dollarVol": 12640000, "branches": 1, "states": 14, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900040LMONERSH242", "name": "VisionBank of Iowa", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 60, "dollarVol": 22610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 2, "3": 12, "4": 23, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WYRD3CZ6KH1N11", "name": "CREDIT UNION OF OHIO", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 60, "dollarVol": 6050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.153, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 150, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 9, "3": 44, "4": 19, "5": 18, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 44, "withdrawalCount": 19, "incompleteCount": 18, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900AKNL0HLB9M9B52", "name": "Trubank", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 60, "dollarVol": 10700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.339, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 81, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 5, "3": 5, "4": 9, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 2, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZVE7XVH8GM5H22", "name": "MEMBERS ADVANTAGE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 60, "dollarVol": 3680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 9, "4": 8, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 8, "incompleteCount": 15, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WB418SBFX6YI35", "name": "MORTGAGE LENDING GROUP LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 60, "dollarVol": 28460000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.172, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 63, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DK1GHKA4PVWQ72", "name": "SOURCEONE FINANCIAL, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 60, "dollarVol": 22440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.411, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 97, "totalOriginated": 60, "actionTaken": { "1": 60, "2": 14, "3": 23, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GL7DLQR39MW179", "name": "HERITAGE GROVE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 59, "dollarVol": 7155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 1, "3": 3, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003ZQY78H3VXMF14", "name": "Walpole Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 59, "dollarVol": 69245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 2, "3": 0, "4": 1, "5": 1, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JVGOSG4QV2ZU37", "name": "PIERREMONT MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 59, "dollarVol": 14715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 2, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WRTMJD6GMNS670", "name": "Contract Exchange Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 59, "dollarVol": 7055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 8, "4": 5, "5": 5, "6": 0, "7": 4, "8": 25 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDS8QNL4IOOX73", "name": "Farmers and Mechanics Federal Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 59, "dollarVol": 10775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.175, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 6, "3": 18, "4": 6, "5": 0, "6": 0, "7": 3, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003K5GJU8VB60Z66", "name": "Williamsville State Bank & Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 59, "dollarVol": 6225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 3, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064IXFLV6MQAL59", "name": "CROSSFIRE FINANCIAL NETWORK, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 59, "dollarVol": 20275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.409, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 14, "3": 3, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FE6QJXGH3VIA90", "name": "ACT 1ST FCU", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 59, "dollarVol": 3885000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.277, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 8, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004IRV3T6D4NNV33", "name": "Nikkei Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 59, "dollarVol": 20295000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 59, "actionTaken": { "1": 59, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NWB973YIHXKU90", "name": "Washington Area Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 58, "dollarVol": 4200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 2, "4": 7, "5": 3, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SPVF3S3T0BYL87", "name": "Bank of Richmondville", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 58, "dollarVol": 7560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.342, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 4, "3": 10, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001EYKX1T5YCJ737", "name": "RED RIVER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 58, "dollarVol": 6810000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 9, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BYZ5JSI6TQMS54", "name": "GLASS CITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 58, "dollarVol": 7780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 8, "4": 43, "5": 1, "6": 0, "7": 25, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 43, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U38QOOLJB8FS91", "name": "Presence Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 58, "dollarVol": 25670000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 61, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005I7R041I8VOW18", "name": "LENDING 3, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 58, "dollarVol": 23570000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1842, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 41, "3": 46, "4": 454, "5": 10, "6": 1233, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 454, "incompleteCount": 10, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 1233, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IAYBMO4VREUX25", "name": "Profile Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 58, "dollarVol": 15410000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 2, "3": 34, "4": 12, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 12, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GMQCJI1T3P3Z82", "name": "INSIGHT", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 58, "dollarVol": 9310000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 10, "3": 17, "4": 45, "5": 14, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 45, "incompleteCount": 14, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R3GSQ9SP0VJU09", "name": "The Focus Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 58, "dollarVol": 6550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 124, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 24, "4": 42, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 42, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IO17FEFA74V155", "name": "Parkview Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 58, "dollarVol": 3850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 58, "actionTaken": { "1": 58, "2": 0, "3": 6, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LF0MZUT1N6QL28", "name": "PACIFIC HOME LOANS, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 57, "dollarVol": 28165000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 5, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I25RV02D0T7075", "name": "The Harrison Building and Loan Association", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 57, "dollarVol": 11085000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.437, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 62, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 2, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L5N76YCMWNRA06", "name": "First State Bank of Texas", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 57, "dollarVol": 12135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.195, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 9, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002B3S2CIVMYKZ51", "name": "New OMNI Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 57, "dollarVol": 63225000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.352, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 1, "3": 0, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EHOJ91PS23E696", "name": "Yolo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 57, "dollarVol": 12505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Construction", "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 2, "3": 32, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 32, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4L76B477GHY32", "name": "Ocean Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 57, "dollarVol": 558265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 125, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 6, "3": 29, "4": 27, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 27, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LL0P3NQ5Q2UF60", "name": "LONG BEACH FIREMEN S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 57, "dollarVol": 37215000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z0OW7UDR5F5Z46", "name": "The Home National Bank of Thorntown", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 57, "dollarVol": 11655000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 0, "3": 1, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000OOREHUZON5E13", "name": "SPOKANE FIREFIGHTERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 57, "dollarVol": 8245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.334, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 73, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 2, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HUD7SD8U5L3C11", "name": "PrimeTrust Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 57, "dollarVol": 5425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 2, "3": 12, "4": 11, "5": 0, "6": 0, "7": 4, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBV10SC3TEU133", "name": "CAROLINA FOOTHILLS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 57, "dollarVol": 7055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 166, "totalOriginated": 57, "actionTaken": { "1": 57, "2": 3, "3": 27, "4": 8, "5": 35, "6": 0, "7": 26, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 27, "withdrawalCount": 8, "incompleteCount": 35, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QGO7S838JDBC47", "name": "CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 56, "dollarVol": 4220000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 167, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 66, "4": 9, "5": 1, "6": 35, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 66, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 35, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MNGQM5SPNHQM24", "name": "St Joseph's Parish Buffalo Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 56, "dollarVol": 6390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 56, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G3F37LO9XNZA95", "name": "Best Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 56, "dollarVol": 5440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 56, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P1I25L8ILSI852", "name": "SUNRISE FAMILY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 56, "dollarVol": 5530000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 56, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "B2S31CFVSWTN3FR00Q90", "name": "PGIM REAL ESTATE FINANCE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 56, "dollarVol": 3360640000, "branches": 1, "states": 21, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 2, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500F0KF3MD44AF596", "name": "PACIFIC PRIVATE MONEY INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 56, "dollarVol": 46680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 2, "4": 17, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 17, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z9PK8PPMKST414", "name": "GREAT RIVER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 56, "dollarVol": 11050000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 77, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 10, "3": 9, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549003ODK1CMS9CMW53", "name": "Rails West Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 56, "dollarVol": 4960000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJR72I7J2E7R18", "name": "SUNWEST Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 56, "dollarVol": 10840000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 109, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 35, "3": 17, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 35, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LXUXE7P1Q87D65", "name": "The First National Bank of Peterstown", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 56, "dollarVol": 6330000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.217, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 4, "4": 7, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UVFLI1W4O27J10", "name": "COOPERATIVA DE AHORRO Y CREDITO DE LARES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 56, "dollarVol": 4580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 2, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YS7CHMGGRDEV77", "name": "ALLENTOWN", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 56, "dollarVol": 6780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.168, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WO9TX4YEFAC338", "name": "AMERICAN MORTGAGE SERVICES INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 56, "dollarVol": 13140000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Construction", "Conventional", "FHA", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 56, "actionTaken": { "1": 56, "2": 4, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900IO72BNE5PL8P26", "name": "CALCAP Lending, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 55, "dollarVol": 37625000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 179, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 6, "3": 30, "4": 83, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 30, "withdrawalCount": 83, "incompleteCount": 5, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900REMJXT9T25JI51", "name": "First National Bank of Bosque County", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 55, "dollarVol": 8575000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 3, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900620TR9OUE6OJ65", "name": "N.W. Iowa Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 55, "dollarVol": 6115000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.315, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 56, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VFH2IXM3I18P78", "name": "North Jersey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 55, "dollarVol": 14445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.41, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 76, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 21, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001XNU40KOITE062", "name": "Greater Pittsburgh Police Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 55, "dollarVol": 3695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 6, "4": 3, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900BLPLW0LXHKFX20", "name": "Jersey State Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 55, "dollarVol": 8175000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 4, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GZAWIVGN884M22", "name": "Planters First Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 55, "dollarVol": 11715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 13, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MIHY4N3F840P17", "name": "Ouachita Valley Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 55, "dollarVol": 3575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.214, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 124, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 29, "4": 2, "5": 0, "6": 0, "7": 38, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YDTDBXLK67CF48", "name": "ATLANTIS MORTGAGE CO., INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 55, "dollarVol": 19265000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.15, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 1, "3": 6, "4": 11, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 7, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490052T4M68YYACN14", "name": "QUANTUM NATIONAL BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 55, "dollarVol": 33915000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.336, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O86UUZZGSLX538", "name": "RED CROWN", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 55, "dollarVol": 10985000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.278, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 0, "3": 20, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "3T5M8FX6V6B82KVKOB17", "name": "Interaudi Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 55, "dollarVol": 75785000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 9, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900D4M439MIWMBX82", "name": "Cooperative Teachers Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 55, "dollarVol": 10955000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.244, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 188, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 14, "3": 22, "4": 69, "5": 18, "6": 0, "7": 3, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 69, "incompleteCount": 18, "approvedNotAcceptedCount": 14, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W4BRJPRFMIIL49", "name": "Colonial Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 55, "dollarVol": 13585000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 55, "actionTaken": { "1": 55, "2": 2, "3": 5, "4": 10, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 10, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P4RGN7F1H2N265", "name": "Security First Bank of North Dakota", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 54, "dollarVol": 15620000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 3, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JH30JPUGSG495", "name": "CENTRAL VIRGINIA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 54, "dollarVol": 7320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.321, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 3, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "AM9FLTUTLEC73M6N7I37", "name": "NATIONWIDE LIFE INSURANCE COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 54, "dollarVol": 1686310000, "branches": 1, "states": 20, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 56, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490040IBIKTOL1DJ85", "name": "Upper Darby Belltelco Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 54, "dollarVol": 3670000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 54, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001850NMVU84ZW56", "name": "XCEL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 54, "dollarVol": 4160000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 41, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VQSHPYTNCOP496", "name": "LYONS MORTGAGE SERVICES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 54, "dollarVol": 23480000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.359, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 3, "3": 7, "4": 14, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBN45MAXGIP071", "name": "The Cincinnatus Savings & Loan Co.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 54, "dollarVol": 15740000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 1, "3": 4, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930047C62INWFYCF40", "name": "SPIRIT OF ALASKA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 54, "dollarVol": 11320000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 4, "3": 11, "4": 19, "5": 9, "6": 0, "7": 20, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 19, "incompleteCount": 9, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C1MQVQQR44R744", "name": "Indianhead Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 54, "dollarVol": 6130000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 4, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EQ7TPQ6NBKRF55", "name": "4U Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 54, "dollarVol": 10270000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 54, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPKIA8GCDBEI29", "name": "GULF CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 54, "dollarVol": 7150000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 54, "actionTaken": { "1": 54, "2": 3, "3": 9, "4": 2, "5": 1, "6": 0, "7": 3, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300M9RHNQ4107R694", "name": "GOLD COAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 53, "dollarVol": 3975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 79, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 2, "3": 12, "4": 6, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 6, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A0NYWCTG5X8Y25", "name": "John Marshall Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 53, "dollarVol": 39965000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 198, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 2, "4": 3, "5": 0, "6": 140, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 140, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ICXIUMK2CR4R71", "name": "MCLAUGHLIN LENDING SERVICES, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 53, "dollarVol": 19585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 87, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 0, "4": 34, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 34, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009OWTY7KVB18G12", "name": "Forrit", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 53, "dollarVol": 9095000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XYKZPDHNHJY97", "name": "The First National Bank of Le Center", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 53, "dollarVol": 10095000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 60, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP5DX4ZL2E2S84", "name": "Marine Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 53, "dollarVol": 12225000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.167, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 137, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 6, "3": 41, "4": 37, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 41, "withdrawalCount": 37, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900KMMJNL0IJNSM73", "name": "CARIBE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 53, "dollarVol": 6675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.316, "products": [ "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 1, "3": 33, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 33, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KYZ21NWSUOYP36", "name": "Sutton Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 53, "dollarVol": 49835000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 11, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q8CADD47BK7T92", "name": "First United Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 53, "dollarVol": 10105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.111, "products": [ "Construction", "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 0, "4": 2, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 11, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZPBSWI1W4LT95", "name": "Clay County Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 53, "dollarVol": 17145000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.143, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 64, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 5, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SP39BCL43JUN40", "name": "CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 53, "dollarVol": 8565000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 10, "3": 13, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007X0QZ825CCEZ27", "name": "ENERGY CAPITAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 53, "dollarVol": 3815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.344, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 53, "actionTaken": { "1": 53, "2": 0, "3": 29, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 29, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002F2MBMPG0YSQ20", "name": "BOONVILLE FEDERAL SAVINGS BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 52, "dollarVol": 6850000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 9, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005DYVXTSXZPZF85", "name": "WESTSTAR MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 52, "dollarVol": 12680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.423, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2459, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 2, "3": 2, "4": 43, "5": 21, "6": 2339, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 43, "incompleteCount": 21, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 2339, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G12UU2EC2JM932", "name": "ALLIANCE CATHOLIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 52, "dollarVol": 10360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 93, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 4, "4": 25, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 25, "incompleteCount": 11, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FLY5OAGDXADY25", "name": "TruGrocer Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 52, "dollarVol": 14870000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.308, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 3, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V4QN9VP69K5I11", "name": "ACCESS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 52, "dollarVol": 3070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.104, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 7, "4": 6, "5": 0, "6": 17, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 17, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D4P7FB9UH6CL48", "name": "Illinois State Police Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 52, "dollarVol": 4780000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.154, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 61, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 2, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q7BO23YSZ45J73", "name": "Cornerstone Community Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 52, "dollarVol": 17970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 60, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 0, "3": 3, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RK7Q0WLYYRNC19", "name": "Security National Bank of South Dakota", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 52, "dollarVol": 93950000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.145, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 52, "actionTaken": { "1": 52, "2": 1, "3": 7, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W8FXJXRVKIT387", "name": "FIREFIGHTERS & COMPANY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 51, "dollarVol": 5715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.211, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 70, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 10, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490029ZGGK0O5HP605", "name": "Bank of Erath", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 51, "dollarVol": 8115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 61, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 2, "3": 7, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A443EM4SG6HK46", "name": "FRIENDS AND FAMILY CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 51, "dollarVol": 6305000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 64, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 4, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XZNW8Y7BOTQ597", "name": "Miami Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 51, "dollarVol": 14435000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300644OBRFUPV7098", "name": "SHELTER GROWTH CAPITAL PARTNERS LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 51, "dollarVol": 20875000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.362, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3457, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 25, "4": 10, "5": 0, "6": 3370, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 3370, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Y55XBWPK4OX71", "name": "St James Mortgage Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 51, "dollarVol": 10695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UZ22L3KMKOI185", "name": "Cooperativa de Ahorro y Credito Jesus Obrero", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 51, "dollarVol": 4485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 96, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 28, "4": 12, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 28, "withdrawalCount": 12, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B92DSVIKGP5T53", "name": "Hoyne Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 51, "dollarVol": 8805000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 64, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 1, "3": 2, "4": 1, "5": 0, "6": 0, "7": 3, "8": 6 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300AIF4FYYXDE3021", "name": "VUE COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 51, "dollarVol": 9345000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 61, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 1, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ABHFY5HY2P3871", "name": "COASTLIFE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 51, "dollarVol": 4705000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 0, "3": 15, "4": 18, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003PENXHP1LH8G96", "name": "MIDCOAST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 51, "dollarVol": 11915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 51, "actionTaken": { "1": 51, "2": 3, "3": 6, "4": 3, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300463UZU06Q14K24", "name": "PRIORITY ONE CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 50, "dollarVol": 4050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.393, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 94, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 22, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001D7C68ND5CZH86", "name": "United Midwest Savings Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 50, "dollarVol": 10350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 70, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 2, "3": 6, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000DYWSEQXSQ3736", "name": "COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 50, "dollarVol": 4140000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 76, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 11, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B5Q1Q3J5NC8121", "name": "Fairway Consumer Discount Company", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 50, "dollarVol": 2420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.414, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 123, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 10, "3": 18, "4": 20, "5": 25, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 20, "incompleteCount": 25, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SENIFFLVGUHE44", "name": "FIRST FLIGHT FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 50, "dollarVol": 5680000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 4, "3": 26, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GRNKKCY7NMXC23", "name": "FARMERS BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 50, "dollarVol": 9360000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 60, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 1, "3": 5, "4": 3, "5": 0, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZATTFRM57YVB31", "name": "Eastern Michigan Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 50, "dollarVol": 16630000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.151, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 2, "3": 22, "4": 3, "5": 0, "6": 0, "7": 5, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P86CWA5DCK0Y27", "name": "Clinchfield Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 50, "dollarVol": 6780000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.213, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 62, "totalOriginated": 50, "actionTaken": { "1": 50, "2": 0, "3": 5, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T3JUQ02E9W8I27", "name": "Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 49, "dollarVol": 15415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.45, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 1, "3": 6, "4": 6, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 6, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040TQBE7VEFWG19", "name": "Coastal Nest Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 49, "dollarVol": 12425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.33, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 61, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 1, "3": 3, "4": 6, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 6, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4IFHVIODLF616", "name": "SHREWSBURY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 7955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 1, "3": 4, "4": 8, "5": 9, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 9, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ILDVYNFLDXQ42", "name": "Fire Police City County Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 7005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 138, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 34, "3": 17, "4": 17, "5": 21, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 17, "incompleteCount": 21, "approvedNotAcceptedCount": 34, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900R4U4WND1HMIZ29", "name": "American Continental Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 49, "dollarVol": 46225000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 63, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 1, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003CWPNX7EZ46462", "name": "SPC Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 7425000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 117, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 5, "3": 18, "4": 13, "5": 5, "6": 0, "7": 12, "8": 15 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SJYSEN2J8N3I32", "name": "KATAHDIN Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 5715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.23, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 2, "3": 9, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMIOLU51FSTO86", "name": "CONSTRUCTIVE LOANS, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 49, "dollarVol": 12785000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 126, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 41, "3": 12, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 41, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076PACNHY6U9F09", "name": "BP Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 11465000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 49, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QWJ0FR6RCHNK90", "name": "TRUE NORTH FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 11415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 81, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 12, "4": 20, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 20, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GB84TJEK0SHQ79", "name": "MID CAROLINA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 5115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.274, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900VFRQR5ZLXRQ298", "name": "Ocean Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 49, "dollarVol": 13825000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 49, "actionTaken": { "1": 49, "2": 0, "3": 17, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900A6XS8JBOVU9C33", "name": "Peak Financial LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 48, "dollarVol": 15240000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Construction", "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 80, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 1, "4": 31, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 31, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300512TZWD1YUA619", "name": "Coosa Valley Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 48, "dollarVol": 7110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.108, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 0, "4": 0, "5": 0, "6": 34, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 34, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L3O89DECR4DV44", "name": "FUNDING RESOURCES MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 48, "dollarVol": 24760000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.356, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 147, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 6, "4": 93, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 93, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GL9FITA8BCKE77", "name": "Hercules First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 48, "dollarVol": 9600000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.408, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 60, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 2, "4": 5, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QBU5SUXWZAXV90", "name": "The United Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 48, "dollarVol": 7920000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 52, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U1RXPGUIKOLB91", "name": "Citizens National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 48, "dollarVol": 26370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.261, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 10, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ULXKJUJDK2RQ54", "name": "MONARCH FUNDING CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 48, "dollarVol": 25320000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 0, "4": 3, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006970DDWK8E1864", "name": "Fieldpoint Private Bank and Trust", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 48, "dollarVol": 92960000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.279, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 10, "4": 6, "5": 0, "6": 20, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 20, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007XV974105FQA68", "name": "BRIDGEVIEW MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 48, "dollarVol": 20640000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.226, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 51, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900G9IPJDT4OZYN57", "name": "Marshland Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 48, "dollarVol": 6640000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 86, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 1, "3": 20, "4": 13, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 13, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300194LW0QMECAH75", "name": "BATON ROUGE TELCO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 48, "dollarVol": 10860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 10, "3": 10, "4": 0, "5": 0, "6": 0, "7": 19, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZXXYWVD5ZXYN28", "name": "The Eastern Colorado Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 48, "dollarVol": 19270000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 4, "3": 11, "4": 23, "5": 0, "6": 6, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 23, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 6, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD50LHLWMWPN92", "name": "PEARL HAWAII FCU", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 48, "dollarVol": 16790000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 101, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 25, "4": 28, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 28, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NAZLKUFCJIO704", "name": "RIVERTRUST Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 48, "dollarVol": 13950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.273, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 88, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 5, "3": 11, "4": 11, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 11, "incompleteCount": 13, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002PPPIVY6G0AH03", "name": "COMMUNITY RESOURCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 48, "dollarVol": 5220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.188, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 48, "actionTaken": { "1": 48, "2": 0, "3": 14, "4": 6, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HKYIM2UCUTQA05", "name": "HORIZON COMMUNITY BANK, INC.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 47, "dollarVol": 15795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 6, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LTYFDA8IOP9O78", "name": "Cornerstone Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 47, "dollarVol": 7515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.284, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 4, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SRBPINTG8V7N66", "name": "Pike Bancorp, Inc.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 47, "dollarVol": 5195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 5, "3": 12, "4": 2, "5": 0, "6": 1, "7": 11, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 1, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NG2D8XTAILV420", "name": "THE LENDING CENTER CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 47, "dollarVol": 4815000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "FHA", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 13, "4": 17, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 17, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BJ4VS64HEPMV23", "name": "Mutual First Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 47, "dollarVol": 4535000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.242, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 107, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 15, "3": 20, "4": 25, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 25, "incompleteCount": 0, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WBJK857X8MNU96", "name": "GAS AND ELECTRIC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 47, "dollarVol": 6765000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 47, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KZ01YWJR4OIS58", "name": "PANHANDLE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 47, "dollarVol": 4745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.207, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 49, "totalOriginated": 47, "actionTaken": { "1": 47, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X6CJ5UBMRIAX42", "name": "PARKSIDE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 46, "dollarVol": 1770000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 144, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 23, "4": 9, "5": 14, "6": 52, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 9, "incompleteCount": 14, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 52, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XC63WNGFOIVV43", "name": "WHEATLAND Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 5750000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 49, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 0, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008G8ZYIEPB4CZ17", "name": "TIDEMARK FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 12310000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.431, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 75, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 1, "3": 17, "4": 7, "5": 0, "6": 0, "7": 1, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CXHYTQMHXRX530", "name": "Louviers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 3930000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.267, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 50, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 2, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009NMZ1FPA016I77", "name": "Celco Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 6280000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.115, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 52, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 1, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009FXR8PWETMRA43", "name": "The Covington Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 46, "dollarVol": 7330000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 53, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XPGZ2ODNN94697", "name": "XPLORE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 14800000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 6, "4": 12, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 12, "incompleteCount": 4, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RW4F62S7FHDV91", "name": "United Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 4420000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.131, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 7, "3": 5, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R1DB8186CV7Z17", "name": "COMMUNITY CREDIT UNION OF LYNN", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 18220000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 8, "3": 7, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300029HOKG1DFPD77", "name": "SkyPoint Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 46, "dollarVol": 2790000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 77, "totalOriginated": 46, "actionTaken": { "1": 46, "2": 0, "3": 5, "4": 26, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 26, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YU5FXUC05UXI34", "name": "GLENDALE AREA SCHOOLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 45, "dollarVol": 10645000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 8, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J3KQJDSZQIMM59", "name": "Fortis Private Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 45, "dollarVol": 97005000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 104, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 7, "3": 1, "4": 12, "5": 1, "6": 38, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 38, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XUS39F2SNI3007", "name": "BLOOM CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 45, "dollarVol": 2325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 101, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 1, "3": 15, "4": 25, "5": 15, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 25, "incompleteCount": 15, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001FMENBK31GGQ69", "name": "SCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 45, "dollarVol": 27605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 98, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 9, "3": 15, "4": 3, "5": 4, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006OZEG7DK77IP05", "name": "NAVIGATOR CU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 45, "dollarVol": 7375000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.205, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 113, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 15, "3": 35, "4": 13, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 13, "incompleteCount": 5, "approvedNotAcceptedCount": 15, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XNCZ58J8OHZO17", "name": "FREEDOM UNITED FCU", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 45, "dollarVol": 2845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IGNOIAXDMNRD90", "name": "CENTRAL MISSOURI COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 45, "dollarVol": 4055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 123, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 3, "3": 60, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 60, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002TUYGC7HBYME91", "name": "SIMPLIFI MORTGAGE, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 45, "dollarVol": 18925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.238, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 63, "totalOriginated": 45, "actionTaken": { "1": 45, "2": 0, "3": 2, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I7G0WB7Z0BCX80", "name": "FIRST EAGLE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 44, "dollarVol": 4190000, "branches": 1, "states": 10, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 71, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 13, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 13, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930075V56LV2823P16", "name": "ATHOL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 44, "dollarVol": 9040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 55, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 2, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900C0V7P5V6VLDD08", "name": "SM Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 44, "dollarVol": 10320000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.259, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 44, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q4S6BX5BFNR019", "name": "CREDIT UNION OF THE ROCKIES", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 44, "dollarVol": 4560000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 70, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 10, "4": 15, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PW3M6ZVFRNAH90", "name": "D.W. BROWN MORTGAGE CORP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 44, "dollarVol": 11000000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Construction", "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 56, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 3, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BKDQB6JNNHRH94", "name": "BEACH MUNICIPAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 44, "dollarVol": 4860000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 55, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 2, "4": 9, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QJN5U13Y9HAW42", "name": "Bank of Oak Ridge", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 44, "dollarVol": 20340000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 44, "totalOriginated": 44, "actionTaken": { "1": 44, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5Z1UQ1CWY0DQ3KJWDQ07", "name": "TIAA, FSB", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 43, "dollarVol": 538735000, "branches": 1, "states": 17, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4742, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 0, "4": 0, "5": 0, "6": 4699, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 4699, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CORCK9CDK8GZ80", "name": "FreeStar Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 43, "dollarVol": 7605000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 154, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 3, "3": 91, "4": 15, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 91, "withdrawalCount": 15, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QOIO7RN6JTEI45", "name": "Pioneer Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 43, "dollarVol": 8725000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.206, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 8, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DNIQ7KXCPZFR45", "name": "THE HEALTH & EDUCATION FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 43, "dollarVol": 3515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.228, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 14, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FW2KC6CZHVQW30", "name": "Federation Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 43, "dollarVol": 5395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 51, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 3, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900DYDZ158KQYBD95", "name": "Marriott Employees' Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 43, "dollarVol": 5295000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.351, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 89, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 34, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 34, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KJC5JP9WEY3D46", "name": "CLEARPOINTE CAPITAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 43, "dollarVol": 1805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.4, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 43, "actionTaken": { "1": 43, "2": 0, "3": 24, "4": 32, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 32, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450052F6ADED36DC76", "name": "LUSO-AMERICAN CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 42, "dollarVol": 9640000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.255, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 50, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549002HZ6B3ZIAO3Q76", "name": "FAMILY FIRST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 42, "dollarVol": 3180000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.264, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000L4JCTDWD6WT73", "name": "COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 42, "dollarVol": 6670000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 48, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 2, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SH2PPMV71O6830", "name": "TREMONT CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 42, "dollarVol": 12200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.201, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 93, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 1, "3": 26, "4": 16, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 16, "incompleteCount": 8, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003VEEM09F16U659", "name": "MASS BAY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 42, "dollarVol": 5390000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.177, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 133, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 3, "3": 25, "4": 16, "5": 5, "6": 42, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 16, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 42, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EBDJ0OSO5L7O79", "name": "ASSOCIATED SCHOOL EMPLOYEES CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 42, "dollarVol": 4610000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.191, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GFSNOUCCL1W91", "name": "THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 42, "dollarVol": 5090000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.174, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 78, "totalOriginated": 42, "actionTaken": { "1": 42, "2": 4, "3": 11, "4": 20, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 20, "incompleteCount": 1, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SYM73UN2V4KP10", "name": "Greenville Heritage Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 41, "dollarVol": 6245000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 6, "4": 10, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U8R3GGLSE3HV47", "name": "HEART O' TEXAS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 41, "dollarVol": 6715000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 100, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 8, "3": 39, "4": 7, "5": 1, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 39, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DN6A0I2MKQYG08", "name": "Mountain Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 41, "dollarVol": 7475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 5, "4": 9, "5": 0, "6": 0, "7": 12, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300167EZ5P8B06R34", "name": "SUNBELT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 41, "dollarVol": 2475000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.323, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 83, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 6, "3": 22, "4": 11, "5": 1, "6": 0, "7": 1, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 11, "incompleteCount": 1, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N2BFCK87IZW394", "name": "GEOVISTA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 41, "dollarVol": 4925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.419, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 60, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 11, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WOJCNL7B110W30", "name": "Open Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 41, "dollarVol": 26655000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 587, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 1, "4": 18, "5": 0, "6": 527, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 18, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 527, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QRLVIA94OVXY15", "name": "AMERICAN HOMESTAR MORTGAGE, L.L.C.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 41, "dollarVol": 11025000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 864, "totalOriginated": 41, "actionTaken": { "1": 41, "2": 0, "3": 446, "4": 376, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 446, "withdrawalCount": 376, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P72SW4OU64XR31", "name": "The Bank of Glen Burnie", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 40, "dollarVol": 13570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003QF1L7XNSWRM19", "name": "Woodlands National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 40, "dollarVol": 9400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.252, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 69, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 8, "3": 20, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001VQLW8QLFMIH76", "name": "DEEPWATER INDUSTRIES Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 40, "dollarVol": 2060000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 0, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900TZKHQ9DT85IC97", "name": "Schuyler Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 40, "dollarVol": 11590000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.317, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 6, "3": 8, "4": 6, "5": 6, "6": 2, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 2, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EMC7T53UNNNA58", "name": "The Bank of Princeton", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 40, "dollarVol": 153750000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.388, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 60, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 4, "3": 12, "4": 1, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J5XPZQYI2FNC72", "name": "TARRANT COUNTY'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 40, "dollarVol": 5030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.375, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 151, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 69, "4": 19, "5": 0, "6": 0, "7": 15, "8": 7 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 69, "withdrawalCount": 19, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OZV7J05G72WS11", "name": "IH CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 40, "dollarVol": 4260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.301, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 66, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 8, "3": 9, "4": 5, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 5, "incompleteCount": 4, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490093XKEEYF9N9X26", "name": "Coast Line Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 40, "dollarVol": 6360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.22, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 56, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 1, "3": 7, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G3FCPL48R4HU28", "name": "IAPPROVE LENDING", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 40, "dollarVol": 17350000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.18, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 40, "actionTaken": { "1": 40, "2": 5, "3": 0, "4": 14, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 14, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YIZECN2NB3I529", "name": "First Financial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 39, "dollarVol": 7575000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 91, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 3, "3": 15, "4": 31, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 31, "incompleteCount": 3, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YMPH2H8CM5WS98", "name": "VISION FINANCIAL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 39, "dollarVol": 3125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.441, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300E2M6ARLW1BIM58", "name": "KIMBERLY CLARK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 39, "dollarVol": 6075000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009V6C21MWMPSR74", "name": "FIRST EDUCATION FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 39, "dollarVol": 3155000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 41, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VDK2EPK7QQKY80", "name": "Malvern Bank N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 39, "dollarVol": 30105000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 73, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 11, "4": 18, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 18, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OTNSBY6RS8HU51", "name": "CASCADE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 39, "dollarVol": 4955000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.444, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 48, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 4, "4": 3, "5": 0, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003UEX61E91S2B54", "name": "MERCER COUNTY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 39, "dollarVol": 2235000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.287, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 47, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 4, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VW4CUMQW09U139", "name": "HEALTHCARE EMPLOYEES", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 39, "dollarVol": 2595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YN7OQX9PTS2T45", "name": "Lone Star Capital Bank, National Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 39, "dollarVol": 29975000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.157, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Z736FEFLWQ4G83", "name": "OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 39, "dollarVol": 5765000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.215, "products": [ "Construction", "Conventional", "Non-QM", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I6OUSD8YCJUJ63", "name": "COPOCO Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 39, "dollarVol": 2735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 99, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 5, "3": 25, "4": 12, "5": 0, "6": 0, "7": 1, "8": 17 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300VHITS0GXJRXV39", "name": "KELLOGG MIDWEST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 39, "dollarVol": 2845000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 49, "totalOriginated": 39, "actionTaken": { "1": 39, "2": 0, "3": 5, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UICMP0IGY0RG32", "name": "TAMPA POSTAL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 1950000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 46, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 4, "4": 2, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 2, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HXPUN0BQEZ4350", "name": "Alternatives Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 3490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007M5RS51EYTT434", "name": "A. E. A. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 5500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 95, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 8, "3": 21, "4": 22, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 21, "withdrawalCount": 22, "incompleteCount": 6, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930031G7ALOZB0HI92", "name": "BEACON FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 4120000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 65, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 3, "3": 10, "4": 5, "5": 0, "6": 0, "7": 1, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WBMOZ68L65GY91", "name": "SAN RAFAEL COOP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 38, "dollarVol": 2700000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.272, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 53, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 8, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NI5SBQVOFLU926", "name": "CORRY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 3200000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 75, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 3, "3": 25, "4": 0, "5": 5, "6": 0, "7": 3, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 0, "incompleteCount": 5, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493003FTQTUEICOS793", "name": "HOMEFIELD", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 38, "dollarVol": 10970000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 46, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 7, "4": 0, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XDIG3076IQJS36", "name": "University of Louisiana Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 5460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HH9YMUECXXU380", "name": "NEW ERA MORTGAGE SERVICES INC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 38, "dollarVol": 13920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.21, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900WJGWD3H4OFK051", "name": "The People's Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 3020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 54, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 12, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930068THUS1PO1LX49", "name": "DHA FINANCIAL, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 38, "dollarVol": 18550000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.16, "products": [ "Conventional", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 63, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 1, "4": 23, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 23, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007UXYHMV9ES9L95", "name": "MembersFirst CT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 5920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.433, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549006P8VW9SIT9YP64", "name": "University of Hawaii Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 23650000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.295, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 49, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 1, "3": 3, "4": 7, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1IRRYSYRSPU54", "name": "Castparts Employees Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 38, "dollarVol": 3980000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 38, "actionTaken": { "1": 38, "2": 2, "3": 8, "4": 10, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 10, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300552HVITY0L9184", "name": "US Employees O.C. Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 37, "dollarVol": 3765000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.398, "products": [ "Conventional", "FHA", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 183, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 56, "3": 87, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 87, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 56, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002N8SUFLD1HGF75", "name": "JTF ROSE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 37, "dollarVol": 8555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 74, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 5, "3": 23, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 23, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007V8ZEVXWVS3567", "name": "Cross River Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 37, "dollarVol": 238005000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 46, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 5, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900N91HZUUV8IZM62", "name": "North East Texas Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 37, "dollarVol": 5235000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.197, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 84, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 13, "3": 22, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 22, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004V3AW2SVUJ5U52", "name": "FOOTHILLS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 37, "dollarVol": 7085000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 41, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 0, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007700FZNYYEHT38", "name": "KANSAS STATE UNIVERSITY Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 37, "dollarVol": 2395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 1, "3": 10, "4": 9, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T04FOW0XMN1L26", "name": "BLACKSTONE RIVER FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 37, "dollarVol": 3605000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.282, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300981UHFORU1HG39", "name": "MIAMI UNIVERSITY COMMUNITY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 37, "dollarVol": 2675000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.379, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 37, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300EW4BA2XQFITZ61", "name": "Phenix-Girard Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 37, "dollarVol": 4105000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.235, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900I4Q994MFILTR26", "name": "Keystone Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 37, "dollarVol": 4955000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.406, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 51, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 6, "3": 8, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001U0HWKEN6OLT59", "name": "CRESTLINE FUNDING CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 37, "dollarVol": 17925000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.34, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 44, "totalOriginated": 37, "actionTaken": { "1": 37, "2": 0, "3": 1, "4": 5, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 5, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZLXTW0F4QMYG11", "name": "BUFFALO METROPOLITAN FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 36, "dollarVol": 6080000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.158, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 54, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 12, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QZDX4UOTILVF25", "name": "RSI BANK", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 36, "dollarVol": 11570000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 62, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 12, "4": 7, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 7, "incompleteCount": 7, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V5MRNYGHSGR060", "name": "OKLAHOMA'S CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 36, "dollarVol": 17600000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Construction", "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 152, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 35, "4": 81, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 35, "withdrawalCount": 81, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4V3ZDLXURNC25", "name": "River Valley AgCredit, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 36, "dollarVol": 9880000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM", "USDA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 2, "3": 18, "4": 9, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 9, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930086UI4O90IKYD43", "name": "CAMC Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 36, "dollarVol": 3370000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional", "HELOC", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 68, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 17, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SRKBH68TX76851", "name": "S&S Financial", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 36, "dollarVol": 16790000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300R0CN5YKL3VTP86", "name": "PEOPLE'S ALLIANCE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 36, "dollarVol": 7120000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.135, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 141, "totalOriginated": 36, "actionTaken": { "1": 36, "2": 2, "3": 51, "4": 13, "5": 24, "6": 0, "7": 1, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 51, "withdrawalCount": 13, "incompleteCount": 24, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NAGGVF6I0G6Y61", "name": "Catholic Vantage Financial", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 35, "dollarVol": 5895000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.162, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 50, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 1, "3": 0, "4": 12, "5": 1, "6": 0, "7": 1, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5KC70WN8M2956", "name": "Minnequa Works Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 35, "dollarVol": 4735000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.169, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 47, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 3, "4": 7, "5": 1, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549005AK04LGIZGXS10", "name": "The First National Bank of Anson", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 35, "dollarVol": 4145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.202, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 57, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 11, "3": 11, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PM3R14MRQSOJ39", "name": "MIDWEST MEMBERS Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 35, "dollarVol": 1445000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.185, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 40, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006MW6O2CE88BD43", "name": "MEMBERS 1ST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 35, "dollarVol": 7945000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 88, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 12, "4": 13, "5": 6, "6": 22, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 22, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HVRAK6I8QGFR41", "name": "Cooperativa De Credito Y Ahorro San Jose", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 35, "dollarVol": 5315000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 41, "totalOriginated": 35, "actionTaken": { "1": 35, "2": 0, "3": 6, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BS91G2Y1TKFS35", "name": "Central Kentucky Agricultural Credit Association", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 34, "dollarVol": 5390000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OHTBYVLLO8NW69", "name": "The Farmers and Merchants Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 34, "dollarVol": 4990000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.132, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 8, "4": 1, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XARD788LSGZW76", "name": "First US Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 34, "dollarVol": 27240000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.13, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 1, "3": 8, "4": 6, "5": 0, "6": 18, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 18, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JDWM7YJVNPMR47", "name": "FOUNDATION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 34, "dollarVol": 6410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 36, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJWSU1V4GWUL60", "name": "Crockett National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 34, "dollarVol": 14470000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 51, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 13, "3": 4, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 13, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S7TI0GLKSB4C78", "name": "T&I Credit union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 34, "dollarVol": 5860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.118, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000H6FXB15JQW781", "name": "COMMUNITIES OF ABILENE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 34, "dollarVol": 2480000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.401, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 40, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 3, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004CZUGDTDC6QB68", "name": "AEROSPACE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 34, "dollarVol": 13370000, "branches": 1, "states": 9, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 72, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 2, "3": 11, "4": 12, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 12, "incompleteCount": 13, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007JFUKTY2NW6090", "name": "Methuen Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 34, "dollarVol": 10930000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 5, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930092HIO8R4060L05", "name": "MEDI-COOP", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 34, "dollarVol": 8020000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.318, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34, "totalOriginated": 34, "actionTaken": { "1": 34, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490099XNQQU8T3WI97", "name": "Cooperativa de Ahoro y Crédito Bo. Quebrada de Camuy, P.R.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 33, "dollarVol": 3055000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.237, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 33, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490095CTOC97LRQD90", "name": "Jefferson Parish Employees FCU", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 33, "dollarVol": 5125000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.159, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 52, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 5, "3": 12, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007OYHUX3OJQ2537", "name": "Wake Forest Federal Savings and Loan Association", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 33, "dollarVol": 9625000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 1, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ZJ5NAXZUN3VF05", "name": "HONOLULU Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 33, "dollarVol": 16115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.178, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 33, "actionTaken": { "1": 33, "2": 0, "3": 1, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BPU3QTJ3ZRVE07", "name": "Western National Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 32, "dollarVol": 6070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 6, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V1L2AOAAI26J57", "name": "The Peoples Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 32, "dollarVol": 6010000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.303, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930000REMJYLBAS614", "name": "The First National Bank in Carlyle", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 32, "dollarVol": 3890000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 35, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 3, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300850R07HZO8MY41", "name": "BNB FINANCIAL INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 32, "dollarVol": 19200000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.394, "products": [ "Conventional", "FHA", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 32, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SI84V60XS2R422", "name": "HOMETOWN Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 32, "dollarVol": 4630000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D5WZYDJFZQJ463", "name": "UNITED CONSUMERS CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 32, "dollarVol": 4970000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.266, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 11, "3": 16, "4": 15, "5": 8, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 15, "incompleteCount": 8, "approvedNotAcceptedCount": 11, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930076TYMG3Z3BO135", "name": "COOPERATIVA DE AHORRO Y CREDITO ROOSEVELT ROADS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 32, "dollarVol": 3050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.232, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 53, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 0, "3": 14, "4": 5, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300I5PXYKWZSGG235", "name": "EVANSVILLE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 32, "dollarVol": 5780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.102, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 43, "totalOriginated": 32, "actionTaken": { "1": 32, "2": 1, "3": 4, "4": 3, "5": 1, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YYDSCELMBQD390", "name": "PINNACLE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 31, "dollarVol": 2595000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 75, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 24, "4": 12, "5": 8, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 24, "withdrawalCount": 12, "incompleteCount": 8, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N15SIAR55G5978", "name": "COMMUNITY POWERED FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 2195000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.392, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 41, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 6, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "98450081AF95D67E6996", "name": "EAST WEST MORTGAGE LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 31, "dollarVol": 10825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.183, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 52, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 2, "3": 8, "4": 5, "5": 2, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 5, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YZRLQQC62C3P68", "name": "PALCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 2325000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 33, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900F5ZZOQMXYF0M92", "name": "Brokaw Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 3045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.296, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 43, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 3, "3": 2, "4": 2, "5": 1, "6": 0, "7": 2, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005YTC55FC2VCK79", "name": "GUARANTY MORTGAGE SERVICE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 31, "dollarVol": 9485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.198, "products": [ "Conventional", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 35, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 0, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S1BUVJXXE9C251", "name": "Impact Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 4045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 94, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 4, "4": 3, "5": 0, "6": 0, "7": 33, "8": 23 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300S63J8KM7BY5617", "name": "GENCO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 4515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.446, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 1, "3": 46, "4": 16, "5": 12, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 46, "withdrawalCount": 16, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DKAD285HDELR04", "name": "Cooperativa de Ahorro y Credito Hatillo", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 31, "dollarVol": 4515000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.3, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 59, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 7, "4": 21, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 21, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GJXNFP6TD1QN94", "name": "JOHNSONVILLE TVA EMPLOYEES CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 2695000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.11, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 9, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009PZCHF8GGHET49", "name": "Santa Barbara Teachers Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 6115000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.223, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 2, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007ATUOSGE6PR745", "name": "WEYCO COMMUNITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 31, "dollarVol": 4535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.209, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 53, "totalOriginated": 31, "actionTaken": { "1": 31, "2": 0, "3": 18, "4": 1, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OP693UT023XG44", "name": "SPIRIT FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 2740000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRIPL0USI69Q40", "name": "ROME TEACHERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 2550000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.31, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 31, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Y4P4X4Y1L26R43", "name": "Municipal Employees Credit Union of Oklahoma City", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 6160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.224, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 9, "3": 8, "4": 9, "5": 1, "6": 0, "7": 11, "8": 14 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 9, "incompleteCount": 1, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OQHPN4174TOC36", "name": "SAFEAMERICA CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 17460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.314, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 36, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 2, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006GEO6KHW4VRO39", "name": "FAMILY FINANCIAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 1230000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 9, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300OLY1AZR185XE50", "name": "AEROQUIP CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 2350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.136, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 40, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 2, "3": 1, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008HXD04SBQ82S85", "name": "Horizon Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 3670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.126, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 31, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300DBE56TS8LE1K36", "name": "Jordan Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 30, "dollarVol": 7090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 30, "totalOriginated": 30, "actionTaken": { "1": 30, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Q2D3BVMIW11R02", "name": "Partnership Financial Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 29, "dollarVol": 7575000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.236, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 33, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UP64TRM5LC7R70", "name": "ALLIED FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 29, "dollarVol": 2335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.337, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 41, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 2, "3": 2, "4": 3, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 5, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RO2LTG9OY6DQ40", "name": "PEOPLES LOAN AND FINANCE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 29, "dollarVol": 785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.403, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 29, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007MURRUYDI58M87", "name": "MyGeorgia Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 29, "dollarVol": 2935000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.222, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 46, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 12, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UOLCM9I7THWB63", "name": "PROMEDICA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 29, "dollarVol": 2265000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.253, "products": [ "Conventional", "HELOC", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 55, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 14, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GNC55MZTGKJ811", "name": "PACIFIC CASCADE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 29, "dollarVol": 2915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.155, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 40, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 0, "3": 6, "4": 3, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009O1XK0YQZXEL45", "name": "Community Savings Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 29, "dollarVol": 8495000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.331, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 35, "totalOriginated": 29, "actionTaken": { "1": 29, "2": 1, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004W7ZN0N715U578", "name": "CommonWealth Central Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 28, "dollarVol": 2890000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.112, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 106, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 2, "3": 25, "4": 15, "5": 2, "6": 34, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 15, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 34, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V96JRMDZEWYB09", "name": "VALLEY Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 28, "dollarVol": 3350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.239, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 28, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B4RK7F18UZ4X46", "name": "Wrentham Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 28, "dollarVol": 10780000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.281, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 62, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 9, "4": 7, "5": 2, "6": 0, "7": 6, "8": 10 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 7, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900CLULPZ13KI0S29", "name": "NORTHEASTERN OPERATING ENGINEERS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 28, "dollarVol": 10990000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.396, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 30, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TJMPSMO4XCL284", "name": "TECHNICOLOR Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 28, "dollarVol": 18040000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 31, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 0, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493009TOEDMWVNG1442", "name": "EAGLE ONE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 1975000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.422, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 27, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900HOFPDQTQTMI243", "name": "Taylor Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 3535000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 41, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 2, "4": 10, "5": 0, "6": 0, "7": 0, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 10, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C5503CI7DSIP33", "name": "Bossier Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 4845000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 3, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900EL5N0NK8M96118", "name": "DADE COUNTY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 7575000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.156, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 4, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300W5V403XF1RX254", "name": "OWNERSCHOICE FUNDING, INCORPORATED", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 27, "dollarVol": 5605000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.372, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 77, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 26, "4": 24, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 24, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009RNMXHS9AICA61", "name": "Kaiperm Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 9365000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 30, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 1, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300T5T60SK9MMCD03", "name": "SOUTHCOAST FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 3015000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.144, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 5, "4": 0, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 0, "incompleteCount": 10, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900SKRNN38GYC7R38", "name": "Ukrainian Selfreliance Michigan Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 5445000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.193, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 35, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 1, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900GXV94B2NZXS107", "name": "Total Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 27, "dollarVol": 3715000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.374, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 27, "actionTaken": { "1": 27, "2": 0, "3": 3, "4": 3, "5": 1, "6": 0, "7": 3, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300B63HUNVIWL5V50", "name": "American National Bank - Fox Cities", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 26, "dollarVol": 10090000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.106, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 29, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 1, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008UAY9U03UGF223", "name": "CITY & POLICE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 26, "dollarVol": 3110000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RVA0V4U2J29Q12", "name": "EXPRESS FUNDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 26, "dollarVol": 4070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.443, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 44, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 18, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WTVIGCZ5GK4376", "name": "NORRISTOWN BELL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 2050000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.366, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 37, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 4, "3": 6, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004U68X0X5LVHY72", "name": "RIVERLAND FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 8540000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.147, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 54, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 3, "3": 3, "4": 3, "5": 19, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 3, "incompleteCount": 19, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNBYRUG0BK5T32", "name": "KH NETWORK CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 1920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.371, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 27, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "QQ0OZ8J9C4B5QT1XDG31", "name": "JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 26, "dollarVol": 639480000, "branches": 1, "states": 13, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.105, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "Q0IK63NITJD6RJ47SW96", "name": "AVISTA CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 26, "dollarVol": 6840000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.346, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 51, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 3, "4": 22, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 22, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900NWDFXM54GX9625", "name": "Diamond Lakes Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 3520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.187, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 26, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900P44XJB3CPZ4V05", "name": "The Atlantic Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 4520000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.387, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 85, "totalOriginated": 28, "actionTaken": { "1": 28, "2": 0, "3": 20, "4": 8, "5": 2, "6": 0, "7": 26, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 20, "withdrawalCount": 8, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U55IW4J0F8P008", "name": "LOUISIANA USA Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 4860000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.412, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 49, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 3, "3": 4, "4": 0, "5": 0, "6": 0, "7": 14, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005GVJZOXIAH3M79", "name": "GreenStone Farm Credit Services, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 26, "dollarVol": 1360000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.263, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 36, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 5, "3": 3, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300KEN9618A3NSC95", "name": "Trax Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 5010000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.436, "products": [ "Construction", "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 48, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 3, "3": 3, "4": 14, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 14, "incompleteCount": 2, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XP1CH1D03J6778", "name": "TRANSWEST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 8490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.348, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 40, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 1, "4": 0, "5": 1, "6": 12, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 12, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930064VBVLXORPKL16", "name": "FOND DU LAC CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 26, "dollarVol": 2050000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 36, "totalOriginated": 26, "actionTaken": { "1": 26, "2": 0, "3": 5, "4": 1, "5": 0, "6": 0, "7": 0, "8": 4 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300K5R2UQGSNVT989", "name": "SAN FRANCISCO FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 25, "dollarVol": 10335000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.186, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 51, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 12, "4": 13, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 13, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007M6CTUCB5K0R54", "name": "San Joaquin Power Employees Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 25, "dollarVol": 4155000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.415, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 37, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 7, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930083CVF047DLXL67", "name": "Stoughton Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 25, "dollarVol": 8195000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.407, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 32, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 2, "4": 1, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 3, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493002XPTKLVFJ8Z103", "name": "MOUNTAINCREST CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 25, "dollarVol": 3005000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 47, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 7, "4": 15, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 15, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300HLF6R48Z1V4F56", "name": "ASCENSION CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 25, "dollarVol": 3145000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300L6D43H4DHZ8K12", "name": "QUIK FUND, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 25, "dollarVol": 11785000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.385, "products": [ "Conventional", "FHA", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 6, "3": 5, "4": 3, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 3, "incompleteCount": 6, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008LTXJSUQBJKO24", "name": "AFL CIO EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 25, "dollarVol": 1895000, "branches": 1, "states": 8, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.194, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 36, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 2, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IIYO1S63GOQ040", "name": "PCMA, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 25, "dollarVol": 38045000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.319, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 367, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 228, "3": 16, "4": 93, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 93, "incompleteCount": 5, "approvedNotAcceptedCount": 228, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A1A8A91F8C4M93", "name": "Oklahoma Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 25, "dollarVol": 2905000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.38, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 25, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N4Y8SZTX37AW62", "name": "FIRESTONE", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 25, "dollarVol": 3965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.299, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 2, "3": 3, "4": 10, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 10, "incompleteCount": 2, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JOT0D4J0SZIK67", "name": "THE MONEY SOURCE INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 25, "dollarVol": 5485000, "branches": 1, "states": 16, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.313, "products": [ "Construction", "FHA", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9423, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 1, "3": 4, "4": 5, "5": 12, "6": 9376, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 12, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 9376, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LFCGLCYQ1SAJ07", "name": "BAYLANDS FAMILY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 25, "dollarVol": 2775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.428, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 25, "actionTaken": { "1": 25, "2": 0, "3": 2, "4": 6, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 6, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930035WLX14VQW9V81", "name": "Premier Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 24, "dollarVol": 18480000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.139, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 92, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 10, "3": 3, "4": 55, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 55, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BMJCCKS0LIQJ45", "name": "HORIZON UTAH Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 24, "dollarVol": 3160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 27, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UXQYBOU2E10G39", "name": "Tewksbury Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 24, "dollarVol": 2960000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.328, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 0, "5": 0, "6": 10, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 10, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PEMVJN4DS4MS43", "name": "Independent Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 24, "dollarVol": 2160000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 58, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 1, "3": 4, "4": 3, "5": 4, "6": 0, "7": 14, "8": 8 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 3, "incompleteCount": 4, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008W3O3PXWF90U35", "name": "Jefferson Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 24, "dollarVol": 4450000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 44, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 16, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 16, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900PWTPCOI9QU5G90", "name": "Canton Co-operative Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 24, "dollarVol": 10260000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 39, "totalOriginated": 24, "actionTaken": { "1": 24, "2": 0, "3": 0, "4": 7, "5": 6, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 7, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300J8HNLGP2HYNE66", "name": "Industrial Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 23, "dollarVol": 15865000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.445, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 70, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 25, "4": 19, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 25, "withdrawalCount": 19, "incompleteCount": 6, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QUS7X0QJUEZ353", "name": "AccessBank Texas", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 23, "dollarVol": 9105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.164, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005PT09Z02WXW551", "name": "ALKAN MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 23, "dollarVol": 3545000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.285, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 251, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 116, "3": 15, "4": 97, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 15, "withdrawalCount": 97, "incompleteCount": 0, "approvedNotAcceptedCount": 116, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004ODQE9FVROV477", "name": "So-Cal Capital, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 23, "dollarVol": 22595000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.248, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 32, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300YCOUKZIB6S5041", "name": "JEEP COUNTRY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 23, "dollarVol": 2125000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.192, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 29, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 1, "3": 4, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S293MIVH34PR45", "name": "North Side Federal Savings and Loan Association of Chicago", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 23, "dollarVol": 5105000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.343, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 25, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490010UA3IZPDO2Q49", "name": "Westport Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 23, "dollarVol": 3525000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300ACR0JR0FZ47P31", "name": "DIAMOND VALLEY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 23, "dollarVol": 2285000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.29, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 37, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 5, "3": 7, "4": 1, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 5, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900XM56YJW3X8VP97", "name": "First Federal Savings and Loan Association of San Rafael", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 23, "dollarVol": 29795000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.358, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 27, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 2, "3": 1, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006EB8YM4CB8V697", "name": "REDBRAND Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 23, "dollarVol": 1275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.424, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 43, "totalOriginated": 23, "actionTaken": { "1": 23, "2": 0, "3": 18, "4": 0, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 18, "withdrawalCount": 0, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MRUZFHXLEPLR52", "name": "People's Community Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 22, "dollarVol": 6070000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.262, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 42, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 11, "4": 4, "5": 0, "6": 0, "7": 3, "8": 2 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WPR8SX263KW279", "name": "KITTREDGE MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 22, "dollarVol": 5460000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 32, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 2, "4": 7, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 7, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300FQD0RJERL83Q30", "name": "Farm Credit Services of Western Arkansas, PCA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 22, "dollarVol": 1500000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.161, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 25, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 1, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NPHJJV4PURQK31", "name": "PREMIER BANK OF ARKANSAS", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 22, "dollarVol": 14730000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.124, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 34, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 3, "3": 8, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930057XF33SONJFP81", "name": "UNIVERSAL CITY STUDIOS Federal Credit union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 22, "dollarVol": 6920000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.268, "products": [ "Conventional", "HELOC", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CKKPTDS03YHG30", "name": "FIRST TRUST", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 22, "dollarVol": 2670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.391, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 51, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 7, "3": 11, "4": 5, "5": 3, "6": 0, "7": 0, "8": 3 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 5, "incompleteCount": 3, "approvedNotAcceptedCount": 7, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300RZ68QC00DWOC19", "name": "BOURNS EMPLOYEES FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 22, "dollarVol": 3070000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.134, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 82, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 4, "3": 11, "4": 10, "5": 34, "6": 0, "7": 0, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 11, "withdrawalCount": 10, "incompleteCount": 34, "approvedNotAcceptedCount": 4, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y4GTNURUFYV328", "name": "MICHIGAN COLUMBUS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 22, "dollarVol": 1300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.44, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22, "totalOriginated": 22, "actionTaken": { "1": 22, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900LBYFNAUBRAJP63", "name": "BEST REWARD FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 21, "dollarVol": 965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.376, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 33, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 8, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549007J4YBSVYO3WC19", "name": "Kaiperm NW Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 21, "dollarVol": 4805000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Z5MXY02EYXAM91", "name": "North Alabama Educators", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 21, "dollarVol": 2255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.26, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 0, "3": 2, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900791X4X11AYVA11", "name": "InFirst Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 21, "dollarVol": 1905000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.149, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 67, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 1, "3": 12, "4": 20, "5": 13, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 12, "withdrawalCount": 20, "incompleteCount": 13, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493008EBYLPD4MM3C30", "name": "Mortgage World Bankers, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 21, "dollarVol": 11555000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.17, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 21, "actionTaken": { "1": 21, "2": 8, "3": 5, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 8, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005SBCJ71Z4XVY11", "name": "First Bank Chicago", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 20, "dollarVol": 38620000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.434, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 1, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300611ME23N9Y4L70", "name": "COOPERATIVA DE AHORRO Y CREDITO CAGUAS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 20, "dollarVol": 2040000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.19, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 3, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490049BUGXLHXJZD76", "name": "Mid-Illini Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 20, "dollarVol": 2100000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 28, "totalOriginated": 20, "actionTaken": { "1": 20, "2": 0, "3": 2, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900U5VN6O84EWQL12", "name": "BRECO Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 19, "dollarVol": 1825000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.365, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 6, "4": 11, "5": 0, "6": 0, "7": 2, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 11, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300C1SBZVJTL6WB07", "name": "RUTGERS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 19, "dollarVol": 2045000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.405, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 0, "3": 0, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490031FYE1X5QNTK83", "name": "First Basin Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 19, "dollarVol": 5135000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.109, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 81, "totalOriginated": 19, "actionTaken": { "1": 19, "2": 2, "3": 26, "4": 12, "5": 10, "6": 0, "7": 11, "8": 1 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 26, "withdrawalCount": 12, "incompleteCount": 10, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490008Z6OW7HHL6478", "name": "Democracy Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 18, "dollarVol": 1950000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.243, "products": [ "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 45, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 19, "4": 8, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 19, "withdrawalCount": 8, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300WVV5REOCSC4A63", "name": "Advanced Financial Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 18, "dollarVol": 1940000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.122, "products": [ "Construction", "Conventional", "HELOC" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300IO1KYLVNDJOQ94", "name": "COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 18, "dollarVol": 5900000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.354, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 28, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 9, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 9, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006Q452T1FESHO34", "name": "Cooperativa De Ahorro Y Credito La Aiboniteña", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 18, "dollarVol": 1980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.123, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 25, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 0, "3": 1, "4": 6, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 6, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300U5KJDUGZIWF098", "name": "MERCO Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 18, "dollarVol": 3350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.256, "products": [ "Construction", "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 18, "actionTaken": { "1": 18, "2": 2, "3": 5, "4": 9, "5": 4, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 9, "incompleteCount": 4, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X01FL2VJJGCI54", "name": "Seattle Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 17, "dollarVol": 45055000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 35, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 3, "4": 2, "5": 0, "6": 13, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 13, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500AE53C2CD1BA542", "name": "CAMPBELL FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 17, "dollarVol": 1035000, "branches": 1, "states": 4, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.389, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MXE3M1W481QB61", "name": "METRO MEDICAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 17, "dollarVol": 1375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.322, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 20, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 0, "3": 3, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900UKUYL6FD61SR25", "name": "Vocality Community Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 17, "dollarVol": 3685000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.114, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 43, "totalOriginated": 17, "actionTaken": { "1": 17, "2": 3, "3": 10, "4": 13, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 10, "withdrawalCount": 13, "incompleteCount": 0, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549008S5ONW9RERQE86", "name": "Pacific Alliance Bank", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 16, "dollarVol": 13300000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.363, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 2, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004TN1RD20MW1Y08", "name": "CONCHO EDUCATORS Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 16, "dollarVol": 1350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.27, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JD2HS86SAFVA88", "name": "POWER", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 16, "dollarVol": 900000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 29, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 6, "3": 0, "4": 0, "5": 7, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 7, "approvedNotAcceptedCount": 6, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006CXHXIFN8Q4S89", "name": "KBR HERITAGE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 16, "dollarVol": 5290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.418, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 24, "totalOriginated": 16, "actionTaken": { "1": 16, "2": 0, "3": 1, "4": 4, "5": 3, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 4, "incompleteCount": 3, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549000A1L311Q486V24", "name": "Fortefi, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 15, "dollarVol": 5965000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.203, "products": [ "Conventional", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549001ZCEBYFHYUPH52", "name": "212 Loans of Oregon, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 15, "dollarVol": 4925000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.32, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300TDL15I36FDWZ79", "name": "COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 15, "dollarVol": 1555000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.2, "products": [ "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 31, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 9, "4": 6, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 9, "withdrawalCount": 6, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300JPN8RD09QJ6366", "name": "THE DISTRICT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 15, "dollarVol": 2775000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.338, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930007EJ1IS7U47Q27", "name": "UNIVERSAL Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 15, "dollarVol": 1665000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.306, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15, "totalOriginated": 15, "actionTaken": { "1": 15, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490007ROE3S0978636", "name": "Monterey Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 14, "dollarVol": 6070000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.181, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 4, "4": 5, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 4, "withdrawalCount": 5, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "967600K0JD6JIELVRF39", "name": "Chaffey Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 14, "dollarVol": 4030000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.275, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300GXIH93QAIAWV16", "name": "COOPERATIVA DE AHORRO Y CREDITO MAUNABO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 14, "dollarVol": 1440000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 48, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 3, "3": 14, "4": 6, "5": 11, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 14, "withdrawalCount": 6, "incompleteCount": 11, "approvedNotAcceptedCount": 3, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N1LBROQFJ7YJ64", "name": "FORT SILL", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 14, "dollarVol": 2360000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.189, "products": [ "Conventional", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 0, "3": 3, "4": 4, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300PI7Z6DG3QE2087", "name": "St Landry Bank & Trust Company", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 14, "dollarVol": 1400000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.257, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16, "totalOriginated": 14, "actionTaken": { "1": 14, "2": 2, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300CD29U5MGKVD387", "name": "STATEWIDE FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 13, "dollarVol": 2195000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.298, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 22, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 2, "3": 5, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300XSSWN02I2YO728", "name": "Homestar Mortgage, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 13, "dollarVol": 4645000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.416, "products": [ "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300N53R53ZHSNZ234", "name": "WHITE SANDS", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 13, "dollarVol": 3145000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.307, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 54, "totalOriginated": 13, "actionTaken": { "1": 13, "2": 2, "3": 17, "4": 16, "5": 6, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 16, "incompleteCount": 6, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300LG73ZJO2VYV440", "name": "AgSouth Farm Credit, ACA", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12, "dollarVol": 1550000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.36, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 477, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 10, "3": 134, "4": 321, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 134, "withdrawalCount": 321, "incompleteCount": 0, "approvedNotAcceptedCount": 10, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493005JSMO6YKNVQ426", "name": "Bay Area Credit Union, Inc.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 12, "dollarVol": 900000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.332, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 23, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 8, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900RKT0MP4YLDNX14", "name": "Titan Mortgage Capital, Inc.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12, "dollarVol": 4820000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.199, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 55, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 5, "4": 38, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 38, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300STXRPOVDJ5GX04", "name": "CHU & ASSOCIATES, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 12, "dollarVol": 4840000, "branches": 1, "states": 3, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.241, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12, "totalOriginated": 12, "actionTaken": { "1": 12, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "984500A9F1AADF548748", "name": "COMMERCIAL LOAN CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11, "dollarVol": 3585000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.107, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300Y8MO6UUFA38I79", "name": "NORTHERN STAR CREDIT UNION, INC.", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 11, "dollarVol": 245000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.247, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "25490087M8OYX68SQN42", "name": "ISB Capital, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11, "dollarVol": 2785000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.269, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900H7HJWLRJUBQ485", "name": "Mortgage Hawaii LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11, "dollarVol": 7745000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.233, "products": [ "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 19, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 2, "3": 2, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900S1MZBA1L5LZF88", "name": "LUFTHANSA EMP.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 11, "dollarVol": 1685000, "branches": 1, "states": 5, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.251, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 11, "actionTaken": { "1": 11, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300O51V8F4P0SOY08", "name": "First Oklahoma Mortgage, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 10, "dollarVol": 1220000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.204, "products": [ "Conventional", "FHA", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 90, "totalOriginated": 10, "actionTaken": { "1": 10, "2": 0, "3": 17, "4": 63, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 17, "withdrawalCount": 63, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004GLBFX54XHLN54", "name": "HAWAII LAW ENFORCEMENT Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 9, "dollarVol": 4275000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.221, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 0, "4": 8, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 8, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549004LHWTI9UAUAJ26", "name": "New Wave Loans Residential, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 9, "dollarVol": 25635000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.364, "products": [ "Construction", "Conventional", "Jumbo", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 21, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 0, "4": 12, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 12, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MX0RKEMMAWWU19", "name": "RADIUS FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 9, "dollarVol": 1505000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.171, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 18, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 0, "3": 7, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300UBM8OIENB7BQ09", "name": "Farmers-Merchants Bank of Illinois", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 9, "dollarVol": 1035000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.435, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 16, "totalOriginated": 9, "actionTaken": { "1": 9, "2": 2, "3": 3, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZAMAXWLAJ7AA55", "name": "212 Loans of California, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8, "dollarVol": 3580000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QSUEE20YO86W39", "name": "SPECIALIZED LOAN SERVICING LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8, "dollarVol": 1950000, "branches": 1, "states": 7, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.292, "products": [ "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 482, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 5, "4": 1, "5": 1, "6": 467, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 5, "withdrawalCount": 1, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 467, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930051L9BKHSHDSD90", "name": "INVESTEX", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8, "dollarVol": 2290000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.309, "products": [ "Conventional", "FHA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 38, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 1, "3": 8, "4": 11, "5": 10, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 11, "incompleteCount": 10, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900Q9OGO5Z0CLLF57", "name": "Central State Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8, "dollarVol": 1880000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.254, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 15, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 3, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300MRNL011DYRV285", "name": "NW PRIORITY CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8, "dollarVol": 1240000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.326, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 8, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900JJ3E56IV4SHM86", "name": "Chiphone Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 8, "dollarVol": 930000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.286, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 14, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 2, "3": 2, "4": 2, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 2, "incompleteCount": 0, "approvedNotAcceptedCount": 2, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300QHKPYDSS5W8T62", "name": "COOPERATIVA DE AHORRO Y CREDITO DE SANTA ISABEL (CACSI)", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 8, "dollarVol": 830000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.427, "products": [ "Conventional", "USDA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 8, "actionTaken": { "1": 8, "2": 0, "3": 0, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900MC07ETGW6C0M17", "name": "Sierra Lending Corporation", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7, "dollarVol": 3315000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.25, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 13, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 2, "4": 4, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 4, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493004PU0PDR2NUYN54", "name": "COOPERATIVA DE AHORRO Y CREDITO DEL VALENCIANO", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 7, "dollarVol": 915000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.129, "products": [ "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 7, "actionTaken": { "1": 7, "2": 0, "3": 1, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300G5VZZVVGOY0N31", "name": "MTCU", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6, "dollarVol": 910000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.28, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 7, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493000JHK8ZOZKD8J96", "name": "Beverly-Hanks Mortgage Services, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6, "dollarVol": 2350000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.219, "products": [ "Conventional", "HELOC", "Jumbo", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 116, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 1, "3": 8, "4": 99, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 8, "withdrawalCount": 99, "incompleteCount": 2, "approvedNotAcceptedCount": 1, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300A5HHOL2ED18C72", "name": "AMERITRUST MORTGAGE CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 6, "dollarVol": 1700000, "branches": 1, "states": 6, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.357, "products": [ "Construction", "Conventional", "FHA", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9, "totalOriginated": 6, "actionTaken": { "1": 6, "2": 0, "3": 2, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493007W3FAWZ3EYNP10", "name": "AB COMMUNITY INVESTMENT COMPANY", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 5, "dollarVol": 675000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.439, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 2, "4": 3, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300X7EIYXZ10LDJ13", "name": "HEART OF LOUISIANA FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5, "dollarVol": 375000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.347, "products": [ "Construction", "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 3, "4": 2, "5": 1, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 2, "incompleteCount": 1, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493006JV2DB2OI1FI31", "name": "MOCSE Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 5, "dollarVol": 2415000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.179, "products": [ "Conventional", "Jumbo" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17, "totalOriginated": 5, "actionTaken": { "1": 5, "2": 0, "3": 6, "4": 4, "5": 2, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 4, "incompleteCount": 2, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300V68FAQU1OE7F25", "name": "Salem VA Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4, "dollarVol": 490000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.176, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900ZCGCHCFNE8KY02", "name": "Northern Colorado Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 4, "dollarVol": 760000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.276, "products": [ "Construction", "Conventional", "Non-QM" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 9, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 2, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 2, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300P6LWTHH4GFWX19", "name": "MANHATTAN FINANCIAL GROUP, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4, "dollarVol": 2240000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.142, "products": [ "Conventional", "Non-QM", "VA" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 4, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D1HSIL40QWFS52", "name": "VERABANK COMMUNITY DEVELOPMENT CORPORATION", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 4, "dollarVol": 270000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.395, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 5, "totalOriginated": 4, "actionTaken": { "1": 4, "2": 0, "3": 0, "4": 1, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 1, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "5493001F41HG4FRUKK25", "name": "RELYON CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3, "dollarVol": 485000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.14, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 17, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 7, "4": 2, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 7, "withdrawalCount": 2, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300SNKDC040FOBU51", "name": "UNITED LOCAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 3, "dollarVol": 395000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.258, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 12, "totalOriginated": 3, "actionTaken": { "1": 3, "2": 0, "3": 6, "4": 3, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 6, "withdrawalCount": 3, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BUI90VIS0HE078", "name": "Nextres, LLC", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2, "dollarVol": 980000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.271, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 3, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 1, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 1, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "54930040PPD1PTCFI313", "name": "FIRST IMPERIAL Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2, "dollarVol": 410000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.283, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 11, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 3, "4": 1, "5": 5, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 3, "withdrawalCount": 1, "incompleteCount": 5, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300D0TGZMG03GNM36", "name": "ALL WESTERN MORTGAGE, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 2, "dollarVol": 670000, "branches": 1, "states": 2, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.353, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300NPW3WIT7G01W32", "name": "STRIP STEEL COMMUNITY FEDERAL CREDIT UNION", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 2, "dollarVol": 250000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.384, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 2, "totalOriginated": 2, "actionTaken": { "1": 2, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "549300BIIFMYRSTVLE14", "name": "AMERICAN FINANCIAL LENDING, INC.", "nmls": "", "type": "IMB", "dataYear": 2022, "orig": 1, "dollarVol": 185000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.127, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 40, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 11, "5": 28, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 11, "incompleteCount": 28, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "2549009IZECHJRFB3V26", "name": "American Spirit Federal Credit Union", "nmls": "", "type": "Credit Union", "dataYear": 2022, "orig": 1, "dollarVol": 65000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.402, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } }, { "lei": "254900FIT283V26LD641", "name": "Axiom Bank, N.A.", "nmls": "", "type": "Bank", "dataYear": 2022, "orig": 1, "dollarVol": 255000, "branches": 1, "states": 1, "fico": 620, "ltv": 97, "dti": 50, "rate": 6.246, "products": [ "Conventional" ], "conf": 95, "rateSource": "estimated", "hmdaInsights": { "schemaVersion": 2, "reportingYear": 2022, "totalApplications": 1, "totalOriginated": 1, "actionTaken": { "1": 1, "2": 0, "3": 0, "4": 0, "5": 0, "6": 0, "7": 0, "8": 0 }, "denialReasons": {}, "denialReasonsSuppressedCount": 0, "denialCount": 0, "withdrawalCount": 0, "incompleteCount": 0, "approvedNotAcceptedCount": 0, "purchasedLoanCount": 0, "originatedMedianInterestRate": null, "originatedMedianRateSpread": null, "originatedMedianLoanTermMonths": null, "spreadSampleSize": 0, "termSampleSize": 0, "geographyHhiStates": null, "topStateOriginationShare": null, "stateBreakdown": [], "topCounties": [], "topMsas": [], "loanTypeSummary": {}, "lienOnOriginated": {}, "hoepaOnOriginated": {}, "submissionOnApplications": {}, "initiallyPayableOnApplications": {}, "quarterlyFromLar": null, "monthlyFromLar": null, "hasActionTakenDate": false, "databrowserSource": true, "csvPricingFromDataBrowser": false, "databrowserNote": "action_taken counts from FFIEC Data Browser API aggregate (public). Denial reason codes require MLAR extract (extract-hmda-lenders.cjs). Median rate_spread / loan_term / interest_rate can be merged from the same site’s CSV export via HMDA_INSIGHTS_MEDIANS=1." } } ]